Ride The Bus With Us, By Teresa Hidalgo Dance

831.479.6000 • www.bayfed.com • 888.4BAYFED

* First payment deferred for 90 days. Interest will continue to accrue from date of loan disbursement and becomes due once payments begin. A discount of 0.25% off your eligible rate will be applied for full Electric Vehicles and 0.25% off for enrollment in automatic payments at the time of funding. No rate reduction given for hybrid vehicles. Offer available on the finance of a 2012 or newer vehicle, and the refinance of a 2012 or newer vehicle currently financed at another financial institution. Refinances of current Bay Federal loans are not eligible for this offer. Minimum loan amount is $5,000. All loans subject to credit approval with credit score (Experian FICO V9 Auto Score) of 640+, income verification and valid Social Security Number or ITIN per Bay Federal Credit Union lending requirements. Maximum LTV up to 125%. Must have a valid driver’s license. Bay Federal Credit Union membership required at the time of closing. Loan must be funded now through January 31, 2023 in order to qualify for this offer. This offer is subject to change without notice. Other terms and conditions may apply. For more information, visit any Bay Federal Credit Union branch or call us at 831.479.6000 or toll-free at 888.4BAYFED, option 3.

COMMUNITY NEWS

Ride The Bus With Us

By Teresa Hidalgo Dance

Axel Garcia and Marge Valencia love riding the bus. As a Cabrillo College student, Axel gets to ride the Santa Cruz Metro bus for free as do students of UCSC. About 70 percent of the bus line’s passengers are enrolled in college.

Marge, who declines to drive on Highway 17, frequently rides Metro’s accommodating Highway-17 Express to San Jose.

Without Santa Cruz’s bus line, people like Axel and Marge would have to rely on the kindness of car drivers, adding to the congestion on the streets and emissions in the air.

Instead, the Metro gives them a measure of independence and the opportunity to let the bus line do what it’s good at–transporting people to their destinations. Indeed, through the years, the Metro has proven itself to be what it should be — a convenience serving the person on the street and in addition, the environment.

The Metro offers amenities to all its passengers, who mostly range in age from 18 to 60. There is the handy Metro Splash Pass, a mobile ticketing app that can be downloaded on the App Store and Google Play.

Photo Credit: Jondi Gumz

Wrier Teresa Hildalgo Dance rides the Metro.

“Ride The Bus” page 9