River Valley Real Estate
&HOME July 2019
Country Living at it’s Finest
The one you’ll want to call HOME Listed by Dianne Schneider with Pat Satterfield Realtors RIVER VALLEY REAL ESTATE & HOME - JULY 2019 | 1
River Valley Real Estate
&HOME
FEATURES
CONTENTS
FORT SMITH HOME BUILDERS ASSOCIATION .....................................................................13
July 2019
HOW TO CONSERVE ENERGY THROUGHOUT THE SUMMER ....................................21 DESIGN A GARDEN FOR ALL SENSES ..........................................................................................28 CRAWFORD COUNTY BOARD OF REALTORS ........................................................................34 3 WAYS TO USE YOUR LAWN TO IMPROVE CURB APPEAL ...........................................40
Country Living at it’s Finest
River Valley Real Estate
The one you’ll want to call HOME Listed by Dianne Schneider with Pat Satterfield Realtors
Cover design by Christy Morrison
multi media sales executive
Monica Carter design coordinator
Christy Morrison
&HOME
INDEX OF ADVERTISERS
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The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record. Volume 12, Number 4 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year.
AOG .............................................................................17 Pat Satterfield Realtors ..................................30-31 Assurance Realty ..............................................10-11 Quantum Property Services ........................14-15 Berkshire Hathaway HomeServices...............22 RE/MAX Executives ..............................................20 Chuck Fawcett Realty.....................................32-33 Roger Cook Real Estate .................................18-19 Citizens Bank............................................................. 3 Ronald Ragon Realty ............................................29 Cobblestone .............................................................42 Sagely & Edwards Realtors .............................. 4-9 Coldwell Banker Fleming Lau Realty ......44-46 Stoneshire ................................................................43 First Financial Bank ..............................................23 Sutherland Lumber Co ........................................35 Greater Fort Smith Home Builders Assn .............47 SWBC ..........................................................................48
© Copyright 2019 Times Record
Keller Williams Platinum Realty ...............16-17 Trinity Multifamily.................................................41 Advertising information is available from Monica Carter at (479) 785-7700 ext 1322 or mcarter@swtimes.com
Medlock & West Realty........................................12 Weichert Realtors ............................................24-27 O’Neal Real Estate ............................................36-39 Western Arkansas Title .......................................35
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Specializing in Federal Housing Administration (FHA) Financing Since 1935 Conventional, VA, FHA, and Rural Development Loans available.
USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 4.250% 4.375% 4.500% 4.625% 4.750% 4.875% 5.000% 5.250% 5.500% 5.750% 5.875% 6.000% 6.250% 6.375% 6.500%
Repayment Term per $1,000 15 YEARS 7.52 7.59 7.65 7.71 7.78 7.84 7.91 8.04 8.17 8.30 8.37 8.44 8.57 8.64 8.71
20 YEARS 6.19 6.26 6.33 6.39 6.46 6.53 6.60 6.74 6.88 7.02 7.09 7.16 7.31 7.38 7.46
30 YEARS 4.92 4.99 5.07 5.14 5.22 5.29 5.37 5.52 5.68 5.84 5.92 6.00 6.16 6.24 6.32
Determine your loan amount and divide that amount by 1000. Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.
EXAMPLE :
MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.92=$492.00*
(Mortgage Credit CertiďŹ cate)
YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)
MCC QUALIFICATIONS
(Please call for additional details or prequaliďŹ cation.)
t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $270,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.
SEBASTIAN COUNTY
t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran. Income Limits #of People Living in Household 1-2
Total Household Income $63,480
3-4
$74,060
CRAWFORD COUNTY
t Buyers MAY have previously owned or currently own a home. Income Limits #of People Living in Household
*NOTE: Taxes, Insurance and Mortgage Insurance (if applicable) are not included in above calculation.
1-2
Total Household Income $70,800
3-4
$82,600
** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.
FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011. ETHAN ADAMSON Branch Manager/ Loan Originator NMLS #924274 479-459-3719
TRACI WILHELM Loan Originator NMLS #733614 479-461-3799
3401 Rogers Ave., Suite A | Fort Smith, AR 72903 | (479) 782-9300 | www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - JULY 2019 | 23
3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000
Your Neighborhood Specialist
ALEX PUGH
AMBER DUNHAM
ANGELA DAY
BRANDI HEYDENREICH
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
(479) 462-4872 Alex.Pugh@WeichertGriffin.com
(479) 965-6537 Amber.Dunham@WeichertGriffin.com
(479) 462-9834 Angela.Day@WeichertGriffin.com
(479) 651-5203 BrandiH@WeichertGriffin.com
(479) 252-2651 Brian.Martin@WeichertGriffin.com
CHARLOTTE KING
CHRIS KING
CHRIS WELK
DAVE ADAMS
DOUG ELMORE
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
(479) 461-6700 Charlotte.King@WeichertGriffin.com
(479) 650-8658 Chris.King@WeichertGriffin.com
(479) 747-3739 Chris.Welk@WeichertGriffin.com
(479) 883-6778 Dave.Adams@WeichertGriffin.com
(479) 806-9816 Doug.Elmore@WeichertGriffin.com
DREW FORTSON
JANET RICHARDS
ELISHA HANKINS
EMILY LUNNEY
ERIC WILSON
Realtor®
Realtor®
Realtor®
Realtor®
(870) 834-9396 Drew.Fortson@WeichertGriffin.com
(479)670-0385 Elisha.Hankins@WeichertGriffin.com
(479)857-8038 Emily.Lunney@WeichertGriffin.com
(479)769-5217 Eric.Wilson@WeichertGriffin.com
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BRIAN MARTIN
Realtor® (479) 414-3304 Janet.Richards@WeichertGriffin.com
3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000
JEFF MARKS Realtor® (479) 414-1193 Jeff.Marks@WeichertGriffin.com
KEVIN KING Realtor®
JONELLA GRAHAM
JORDAN JOHNSON
Realtor®
Realtor®
(479) 459-5079 (479) 849-6894 Jonella.Graham@WeichertGriffin.com Jordan.Johnson@WeichertGriffin.com
LARRY RUTH Realtor®
(479) 650-0130 Kevin.King@WeichertGriffin.com
(479) 806-6406 Larry.Ruth@WeichertGriffin.com
LISA ELMORE
MARTY ANDERSON
Realtor®
Realtor®
(479) 651-5189 (479) 719-0923 Lisa.Elmore@WeichertGriffin.com Marty.Anderson@WeichertGriffin.com
RUDOLPH SHORES
SARAH BRAVO
Realtor®
Realtor®
(479) 551-4724 (479) 652-1247 Rudolph.Shores@WeichertGriffin.com Sarah.Bravo@WeichertGriffin.com
LAURA PARKER Realtor®
JUSTIN ROGERS
Realtor® Keith.Hollingsworth@WeichertGriffin.com
LAURA PITSCO
LAURIE HALES
Realtor®
(479) 883-8051 (479) 650-0899 Laura.Parker@WeichertGriffin.com Laura.Colburn@WeichertGriffin.com
MELISSA HALLMARK
NANCY WEAVER
Realtor®
Realtor®
(479) 285-0871 MelissaH@WeichertGriffin.com
(479) 462-5644 Nancy.Weaver@WeichertGriffin.com
TRAVIS CHAFFEY Realtor® (479) 883-9003 Travis.Chaffey@WeichertGriffin.com
KEITH HOLLINGSWORTH
Realtor® (479) 629-1733 Justin.Rogers@WeichertGriffin.com
(479) 206-3193
Realtor® (479) 650-7315 Laurie@WeichertGriffin.com
ROBIN FAGAN Realtor® (479) 926-5008 Robin.Fagan@WeichertGriffin.com
WAYNE KING
XAVIER LASTER
Realtor®
Realtor®
(479) 461-5156 (479) 629-1539 Wayne.King@WeichertGriffin.com Xavier.Laster@WeichertGriffin.com
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NEW LISTINGS Barling
Elisha Hankins 479-670-0385
Barling
502 Chateau Street $149,000
307 Colony Court $137,500
ML#1025534
ML#1025571
5 BEDS | 3 BATH 3,400 SQ FT
3 BEDS | 2 BATH 1,279 SQ FT
Jonella Graham 479-459-5079
Booneville
Justin Rogers 479-629-1733
Branch
843 & 859 Grissom Place $72,000
1938 Vest Street $93,000
ML#1021889
ML#1025317
4 BEDS | 2 BATH 1,865 SQ FT
Fort Smith
Eric Wilson 479-769-5217
3 BEDS | 1 BATH 1,299 SQ FT
Fort Smith
6900 Riley Park Drive $499,000
2500 Country Club Drive $279,900
ML#1025771
ML#1025739
4 BEDS | 3 BATH 3,500 SQ FT
Fort Smith
Janet Richards 479-414-3304
Jordan Johnson 479-849-6894
Angie Day 479-462-9834
4 BEDS | 3 BATH 2,814 SQ FT
Fort Smith
3400 Kinross Drive $155,000
3820 24th Street $124,900
ML#1025741
ML#1025570
3 BEDS | 2 BATH 1,529 SQ FT
Dave Adams 479-883-6778
3 BEDS | 2 BATH 1,653 SQ FT
FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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NEW LISTINGS Fort Smith
Jonella Graham 479-459-5079
121 Georgetown Lane $115,000
5914 Cliff Drive $324,900
ML#1025486
ML#1025223
3 BEDS | 2 BATH 1,451 SQ FT
5 BEDS | 4 BATH 3,974 SQ FT
Fort Smith
Brian Martin 479-252-2651
Travis Chaffey 479-883-9003
Greenwood
12306 Sycamore Street $230,000
3501 Been Ridge Road $265,000
ML#1025248
ML#1025330
3 BEDS | 2 BATH 1,976 SQ FT
3 BEDS | 3 BATH 2,478 SQ FT
Hackett
Lisa Elmore 479-651-5189
Fort Smith
Lisa Elmore 479-651-5189
Van Buren
408 S Main Street $158,700
3232 Silverwood Drive $90,000
ML#1025586
ML#1025465
3 BEDS | 2 BATH 2,065 SQ FT
3 BEDS | 2 BATH 1,670 SQ FT
Elisha Hankins 479-670-0385
Van Buren 1100 Breckenridge Drive $240,000 ML#1025246
Brian Martin 479-252-2651
4 BEDS | 3 BATH 2,466 SQ FT
WEICHERT WORKS!
FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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Welcome Home! Fort Smith, Arkansas 479.646.7444
,500
5 $32
8201 Donnington Court
Come see this 2,008 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Robin @ 479-719-0593 for your showing. Agent.
,800
8 $38
8404 Stoneshire Drive
Come tour our updated 2,535 sq. ft., 4 bdrm 3 bath, Camelot plan featuring open living, barn doors leading to informal breakfast nook, 2 pantries, custom cabinets and lighting plus fabulous outdoor living area with fireplace and TV. Private master suite offers luxurious bath with chandelier, whirlpool tub, double vanities, walkout shower and huge walk-in closet with built-ins. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
,500
9 $31
PEN
DING
8115 Donnington Court
Come see this 1,917 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Rocky @ 479-651-6118 for your showing. Owner/Agent.
0
9,50
$46
8409 Stoneshire Drive
Located on a corner lot, this unique 2,830 sq. ft., 4 bdrm 2.5 bath, home features open living with hip-vault beamed ceilings in living and master bath, geothermal heating and air, stained heated concrete floors and counter tops, 2 pantries, breathtaking custom lighting, mudroom with key desk and lockers plus outdoor living area with kitchen and fireplace. The luxurious master suite is a must-see and while you’re there check out the fully equipped media room! Call Rocky @ 479-651-6118 for your showing. Agent.
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,700
6 $34
8207 Donnington Court
Come see this 2,173 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Paul @ 479-651-5266 for your showing. Agent.
0
4,90
$13
304 Choctaw Street - Hackett, AR
Historic charm meets modern updates in this 2,102 sq. ft., 3 or 4 bdrm home, built in 1895 on corner double lot. The home features original front door, 10 ft ceilings, original six panel interior farmhouse doors, transoms, 9 ft pocket doors and huge rooms. Updates include new plumbing all the way to the street, new plumbing fixtures, new HVAC and duct work, new electrical, paint, lighting and water htr. Added bonus - kitchen island counter top is wood reclaimed from the old NSHS Grizzly gym floor! 1 year home warranty. Call Robin @ 479-719-0593 for your showing.
QUALITY HOMES FROM BUILDERS YOU CAN TRUST Come experience the charm and craftsmanship of Stoneshire. Phase two and three (The Crest and The Valley) are located in the heart of Chaffee Crossing in Fort Smith. These beautifully designed neighborhoods feature a wide range of lots from cottage style to one acre with convenient entrance from Massard Road. These secluded and private homes back up to Ben Geren Park and all its outdoor amenities. Now is the time to stake your claim in an exciting and modern community, exclusively offered by Justin Green Custom Homes and Cobblestone Homes.
ROCKY WALKER
JUSTIN GREEN
Cobblestone Homes
Justin Green Custom Homes
LEARN MORE AT
STONESHIREATCHAFFEE.COM LOCATED ACROSS FROM STONEHOUSE AT THE INTERSECTION OF MASSARD ROAD AND SHIRECREST
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Rose Catalano
SWBC Mortgage Corporation Branch Manager | NMLS #204458 2525 Rogers Avenue Fort Smith, AR 72901 Cell: 479.650.2882 I Office: 479.783.4400 Toll-free: 877.441.9747 Email: rcatalano@swbc.com swbcmortgage.com/catalano
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© 2019 SWBC. All rights reserved. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. SWBC Mortgage Corporation, NMLS #9741 (www.nmlsconsumeraccess.org). Georgia Residential Mortgage Licensee 1060-A0689 3/19
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