River Valley Real Estate
&HOME October 2018
Feel Right at Home Amazing home in the Rye Hill area Listed by Michelle Linam with Jimmy Bell Real Estate Company
River Valley Real Estate
&HOME
FEATURES
CONTENTS
CRAWFORD COUNTY BOARD OF REALTORS ..........................................................................3 FORT SMITH HOME BUILDERS ASSOCIATION .....................................................................16 NATURAL WAYS TO FIGHT FALL ALLERGIES ........................................................................29 FORT SMITH BOARD OF REALTORS ............................................................................................49
October 2018
Feel Right at Home Amazing home in the Rye Hill area Listed by Michelle Linam with Jimmy Bell Real Estate Company
Cover design by Christy Morrison
multi media sales executive
Monica Carter
River Valley Real Estate
&HOME
INDEX OF ADVERTISERS
design coordinator
Christy Morrison
AOG .............................................................................13 O’Neal Real Estate ............................................60-62
publisher
Crystal Costa te Esta River Valley Real Estate Real alley V r e Riv
Assurance Realty ..............................................14-15 Pat Satterfield Realtors ..................................40-41
ME&HOME&HOM O H E & July
2018
September 2018
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18
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BancorpSouth .........................................................64 Quantum Property Services ........................30-31 Berkshire Hathaway HomeServices...............54 Ramona Roberts Realtors ..............................6-11 Chuck Fawcett Realty.....................................42-47 REMAX Executives................................................55 Citizens Bank...........................................................48 Roger Cook Real Estate .......................................59
The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record. Volume 11, Number 7 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year. © Copyright 2018 Times Record
Advertising information is available from Monica Carter at (479) 785-7700 ext 1322 or mcarter@swtimes.com
Cobblestone ............................................................... 5 Sagely & Edwards Realtors ..........................22-28 Coldwell Banker Fleming Lau Realty ......56-58 Stoneshire .................................................................12 First Financial Bank ..............................................17 Sutherland Lumber Co ........................................13 Greater Fort Smith Home Builders Assn .............63 SWBC ..........................................................................21 Jimmy Bell Real Estate Company..............32-38 Trinity Multifamily................................................... 4 Keller Williams Market Pro Realty ...........18-19 Weichert Realtors ............................................50-53 Medlock & West Realty........................................20 Western Arkansas Title .......................................39
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:HOFRPH +RPH Fort Smith, Arkansas 479.646.7444
086
7 6(
(
8600 Gatehouse Way
9600 Wey Bridge Drive
8606 Gatehouse Way
This 2347 sq. ft., 4 bdrm 3 bath, open living home features formal breakfast room, 2 pantries, built-in hutch, custom cabinets and lighting plus outdoor living with ďŹ replace. Private master suite offers tray ceiling and access to covered patio, along with whirlpool tub, chandelier, double vanities, walkout shower and huge walk-in closet with built-ins in master bath. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
The best of Stoneshire! Come see this 3,879 sq. ft., 4 bdrm 3 full bath, 2 half bath home featuring open living, fabulous master suite, huge media room with kitchenette, reading nook, study/library, plus breathtaking outdoor living in a setting on a corner cul de sac lot you have to see to believe! Interior features include barn doors, lockers, key desk, beamed ceilings, brick accents, unbelievable storage, along with custom lighting, cabinets and paint colors. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
This 2338 sq. ft., 4 bdrm 3 bath home features a new oor plan with 10’ beamed ceiling and ďŹ replace in living room. Kitchen/dining offers open truss cathedral ceiling, built-in hutch, pantry, quartz counter tops, abundant cabinet and prep space, plus a breakfast bar. Upstairs, the 4th bedroom showcases an urban loft and private bath. Inviting outdoor living with ďŹ replace & grill. So much more, this home is a “must seeâ€?! Call Rocky @ 479-651-6118 for your showing. Owner/Agent.
congratulations to our very own
Robin Mulac 8404 Stoneshire Drive Come tour our updated 2535 sq. ft., 4 bdrm 3 bath, Camelot plan featuring open living, barn doors leading to informal breakfast nook, 2 pantries, custom cabinets and lighting plus fabulous outdoor living area with ďŹ replace and TV. Private master suite offers luxurious bath with chandelier, whirlpool tub, double vanities, walkout shower and huge walk-in closet with built-ins. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
Chaffee Crossing’s Newest Neighborhoods
COMING SOON!
FORT SMITH BOARD OF REALTORS
2018 REALTOR OF THE YEAR Ask us about our fall 2018 incentive home special! Specials apply to new homes only.
Serving the River Valley since 1990 • www.CobblestoneHomesRealEstate.com RIVER VALLEY REAL ESTATE & HOME - OCTOBER 2018 | 5
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YOUR NEW HOME AWAITS Come experience the natural charm and craftsmanship of Stoneshire. Phase two and three (The Crest and The Valley) are located in the heart of Chaffee Crossing. These beautifully designed neighborhoods feature a wide range of lots from cottage style to one acre with convenient entrance from Massard Road. These secluded and private homes will back up to Ben Geren Park and all its amenities. Now is the time to stake your claim in an exciting and modern community, exclusively offered by Justin Green Custom Homes and Cobblestone Homes.
LEARN MORE AT
STONESHIREATCHAFFEE.COM LOCATED ACROSS FROM STONEHOUSE AT THE INTERSECTION OF MASSARD ROAD AND SHIRECREST
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Specializing in Federal Housing Administration (FHA) Financing Since 1935
10/6
Conventional, VA, FHA, and Rural Development Loans available. USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 2.500% 2.625% 2.750% 2.875% 3.000% 3.125% 3.250% 3.500% 3.750% 4.000% 4.125% 4.250% 4.375% 4.500% 5.000%
Repayment Term per $1,000 15 YEARS 6.67 6.73 6.79 6.85 6.91 6.97 7.03 7.15 7.27 7.40 7.46 7.52 7.59 7.65 7.91
20 YEARS 5.30 5.36 5.42 5.48 5.55 5.61 5.67 5.80 5.93 6.06 6.13 6.19 6.26 6.33 6.60
30 YEARS 3.95 4.02 4.08 4.15 4.22 4.28 4.35 4.49 4.63 4.77 4.85 4.92 4.99 5.07 5.37
Determine your loan amount and divide that amount by 1000. Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.
EXAMPLE : MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.63=$463.00* *NOTE: Taxes, Insurance and Mortgage Insurance (if applicable) are not included in above calculation.
(Mortgage Credit CertiďŹ cate)
YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)
MCC QUALIFICATIONS (Please call for additional details or prequaliďŹ cation.)
t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $250,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.
SEBASTIAN COUNTY t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran. Income Limits #of People Living in Household 1-2
Total Household Income $59,496
3-4
$68,420
CRAWFORD COUNTY t Buyers MAY have previously owned or currently own a home. Income Limits - Waivers may be requested #of People Living in Household 1-2
Total Household Income $63,840
3-4
$74,480
** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.
FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011. ETHAN ADAMSON NMLS #924274 479-459-3719
SHERRY HOLDEN NMLS #445259 479-806-7200
TRACI WILHELM NMLS #733614 479-461-3799
3401 Rogers Ave., Suite A | Fort Smith, AR 72903 | (479) 782-9300 | www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - OCTOBER 2018 | 17
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HELPING YOU FIND the Happiest Way Home.
We’ve overhauled the loan application process by creating TurnKey™, an online tool that creates a dramatically easier path to fulfilling application requirements in a secure, timely, and organized digital setting.
Contact me at 479.783.4400 or visit me online, swbcmortgage.com/catalano, to apply today! ROSE CATALANO
SWBC MORTGAGE CORPORATION BRANCH MANAGER | NMLS #204458 2525 Rogers Ave Fort Smith, AR 72901 CELL: 479.650.2882 OFFICE: 479.783.4400 EMAIL: rcatalano@swbc.com swbcmortgage.com/catalano © 2018 SWBC. All rights reserved. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. SWBC Mortgage Corporation, NMLS #9741 (www.nmlsconsumeraccess.org). 1060-A0689 08/18
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I’m not your typical realtor, I know this city. With over 16 years of experience, here, I know this market and can offer great tips. Want to know the value of your home in today’s market? Call me for a no-obligation consultation to learn your home’s top notch market plan. Are you dreaming of building a new home? Lets visit about all the options available for you. Best wishes!
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-LPP\EHOO FRP Jimmy Bell Real Estate Company | 479-471-9200 | 1031 Fayetteville Road, Van Buren, AR 72956 38 | OCTOBER 2018 - RIVER VALLEY REAL ESTATE & HOME
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3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000
Your Neighborhood Specialist
AMBER DUNHAM
BRIAN MARTIN
CHARLOTTE KING
CHRIS KING
Realtor®
Realtor®
Realtor®
Realtor®
(479) 965-6537 Amber.Dunham@WeichertGriffin.com
(479) 252-2651 (479) 461-6700 (479) 650-8658 Brian.Martin@WeichertGriffin.com Charlotte.King@WeichertGriffin.com Chris.King@WeichertGriffin.com
CHRIS WELK
DAVE ADAMS
DOUG ELMORE
Realtor®
Realtor®
Realtor®
Realtor®
(479) 747-3739 Chris.Welk@WeichertGriffin.com
(479) 883-6778 Dave.Adams@WeichertGriffin.com
(479) 806-9816 Doug.Elmore@WeichertGriffin.com
(479) 650-5299 Elizabeth.King@WeichertGriffin.com
ERIC WILSON
JANET RICHARDS
JONELLA GRAHAM
JORDAN JOHNSON
Realtor®
Realtor®
Realtor®
(479) 769-5217 Eric.Wilson@WeichertGriffin.com
(479) 414-3304 (479) 459-5079 Janet.Richards@WeichertGriffin.com Jonella.Graham@WeichertGriffin.com
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ELIZABETH KING
Realtor® (479) 849-6894 Jordan.Johnson@WeichertGriffin.com
3920 Rogers Avenue Fort Smith, AR 72903 479-242-4000
JUSTIN RODGERS
KEITH HOLLINGSWORTH
KEVIN KING
Realtor®
Realtor®
Realtor®
Realtor®
(479) 650-0130 Kevin.King@WeichertGriffin.com
(479) 806-6406 Larry.Ruth@WeichertGriffin.com
MACKENZIE KING
(479) 629-1733 (479) 206-3193 Justin.Rodgers@WeichertGriffin.com Keith.Hollingsworth@WeichertGriffin.com
LARRY RUTH
LAURA PARKER
LAURIE HALES
LISA ELMORE
Realtor®
Realtor®
Realtor®
Realtor®
(479) 650-0899 Laura.Parker@WeichertGriffin.com
(479) 650-7315 Laurie@WeichertGriffin.com
(479) 651-5189 Lisa.Elmore@WeichertGriffin.com
(479) 650-0665 MacKenzie@WeichertGriffin.com
MARTY ANDERSON
MELISSA HALLMARK
NANCY WEAVER
SARAH BRAVO
Realtor®
Realtor®
Realtor®
Realtor®
(479) 719-0923 Marty.Anderson@WeichertGriffin.com
(479) 285-0871 MelissaH@WeichertGriffin.com
(479) 462-5644 Nancy.Weaver@WeichertGriffin.com
(479) 652-1247 Sarah.Bravo@WeichertGriffin.com
TRAVIS CHAFFEY
WAYNE KING
Realtor®
Realtor®
(479) 883-9003 Travis.Chaffey@WeichertGriffin.com
(479) 461-5156 Wayne.King@WeichertGriffin.com
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5,> 30:;05.: *UHHQZRRG
)RUW 6PLWK
209 Pecan Lane
1011 N. 59th Terrace
Un Con der trac t
ML#1020525 4 BEDS |2 BATH |1923 SQ FT Eric Wilson
ML#1020524
!
3 BEDS |3 BATH |1850 SQ FT Melissa Hallmark
%RRQHYLOOH
+DFNHWW
16069 N. Hwy 71
17718 Highway 45
ML#1020540
ML#1020511
3 BEDS |3 BATH |1984 SQ FT
5 BEDS |4 BATH |4712 SQ FT
Lisa Elmore
Dave Adams
)RUW 6PLWK
*UHHQZRRG
3115 Blair Avenue
3239 Eagle Drive
ML#1020534
ML#1020402
4 BEDS |2 BATH |1299 SQ FT Chris King
3 BEDS |2 BATH |2200 SQ FT Laurie Hales
)RUW 6PLWK
)RUW 6PLWK
601 Lecta Avenue
1412 N. 39 Street
ML#1020400
ML#1020347
3 BEDS |2 BATH |1870 SQ FT
3 BEDS |2 BATH |1320 SQ FT
Dave Adams
Larry Ruth
FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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5,> 30:;05.: )RUW 6PLWK
%DUOLQJ
12110 Sycamore Street
1816 Fairbanks Drive
ML#1020340
ML#1020317
3 BEDS |2 BATH |1901 SQ FT
3 BEDS |2 BATH |1651 SQ FT
Kevin King
Brian Martin
)RUW 6PLWK
*UHHQZRRG
1508 Oak Knolls Circle
812 W. Baltimore Street
ML#1020312
ML#1020353
4 BEDS |4 BATH |3728 SQ FT
3 BEDS |2 BATH |1125 SQ FT
Brian Martin
Chris King
)RUW 6PLWK
)RUW 6PLWK
1501 S. 16th Street
1114 S. 10th Street
ML#1020352
ML#1020088
2 BEDS |3 BATH |1654 SQ FT Chris King
3 BEDS |2 BATH |1425 SQ FT Wayne and Charlotte King Team
FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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* ++ 2 2018 018 S SHOWCASE HOWCASE
HOME 9429 HA HARMONY ARMOONY RID RIDGE DGE RROAD OAD | FFORT ORT SSMITH, MITTH, AR
+ ) $'4 /f VvRU/#a RvW+(
The Greater Fort Smith Homebuilders Association presents the 2018 Showcase Home at Highland Crossing in Fort Smith. Highland Crossing is an upscale, single-family residential neighborhood in the heart of Chaffee Crossing—the exciting, rapidly growing area of Fort Smith teeming with new shopping centers, health related clinics and recreational amenities. This gorgeous development is inside the Fort Smith School District near the campuses of the Arkansas College of Osteopathic Medicine and ArcBest Corporation with easy access to Zero Street, Massard Road, and Interstate 49. Tim Mays Homebuilder is the exclusive builder of the 32 fine homes in Highland Crossing. Tim Mays’ mission is to design and build homes that combine energy efficiency, usable space, and all the details that make a home of quality and value. This is truly exemplified in the beautiful 2018 Showcase Home. Tim’s family has been dedicated to building quality homes like these in the Fort Smith area for more than 50 years. The excellent reputation of the Mays’ is proof that hard work and pride are invested in each and every home they build. So if you are looking for a beautiful house in a vibrant part of the city that you and your family can turn into your home, call professional homebuilder Tim Mays.
479.629.6565 Tim@maysandmays.com TimMaysHomebuilder.com
Tim M ays Homebui l d er.co m/H ig hland RIVER VALLEY REAL ESTATE & HOME - OCTOBER 2018 | 63
At BancorpSouth, we’ve been helping people buy and renovate their homes for over 140 years. We offer a variety of mortgage types, and our mortgage lenders will help to ensure the process is painless. Plus, we feature an easy-to-use website with an online mortgage calculator and online applications. When you want to turn a house into your home, you need someone you can trust.
We’ve got the Right Mortgage for Right Where You Are in Life. Call or visit one of our lenders today.
Ciela Edwards
NMLS #484988 5800 Hwy 71 S Fort Smith, AR 72908 (479) 649-1011
Grissa Schmitz
NMLS #1617157 1222 Rogers Ave Fort Smith, AR 72901 (479) 785-8332
Stacy Johnson
NMLS #484982 7000 Rogers Ave Fort Smith, AR 72903 (479) 478-4426
Sandra Barron
NMLS# 458059 1222 Rogers Ave Fort Smith, AR 72901 (479) 785-8324
Mortgages are subject to approval. Interest rates are subject to change without notice & dependent on credit score. This is not a commitment to lend or rate guarantee.
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