River Valley Real Estate
&HOME May 2018
Peaceful Setting 3 Acres bordering Greenwood Lake Listed by Ronald Ragon Realty pg 35
River Valley Real Estate
&HOME
FEATURES
CONTENTS
FORT SMITH HOME BUILDERS ASSOCIATION .......................................................................3
May 2018
MAKING MOVING EASIER..................................................................................................................25 FORT SMITH/CRAWFORD COUNTY BOARD OF REALTORS .................................52-53
Peaceful Setting 3 Acres bordering Greenwood Lake Listed by Ronald Ragon Realty pg 35
Cover design by Christy Morrison
multi media sales executive
Monica Carter
River Valley Real Estate
&HOME
INDEX OF ADVERTISERS
design coordinator
Christy Morrison
Assurance Realty ..............................................40-43 Olson Realty ........................................................... 4-6
publisher
Crystal Costa tate River Valley Real Estate al Es ey Re r Vall e iv R
Berkshire Hathaway Homes Services............17 Pat Satterfield Realtors ..................................18-20
ME&HOME&HOM O H E & 2018 uary Febr
April 2018
Rive r Vall ey R eal E state Mar ch 20 18
ue
q res pect ty ictu ery as alLis ly P in evance Re ted by G Cus Rem a TruBeautifulA170 ayle toDream Acre Rancher’s ssur ne m built rkab ith Ca A show stopper with breathtaking views in w lhou with le C radl Listed by Aaron O’Neal, O’Neal Real Estate page 17 Eleg o n, Ke Sp ller ance untr dam Will y by A iam & Com Es d tate sM Liste ark fort in et Pr m o Re ind alty
Chuck Fawcett Realty.....................................22-24 Poteau Valley Realty..............................................60 Citizens Bank...........................................................21 Quantum Property Services ............................ 8-9 Cobblestone ............................................................... 7 Ramona Roberts Realtors ............................54-57 Coldwell Banker Fleming Lau Realty ......36-39 Remax ...................................................................61-62
The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record. Volume 11, Number 2 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year. © Copyright 2018 Times Record
Advertising information is available from Monica Carter at (479) 785-7700 ext 1322 or mcarter@swtimes.com
First Financial Bank ..............................................59 Roger Cook Real Estate .......................................31 Greater Fort Smith Home Builders Assn .............63 Ronald Ragon Realty ......................................34-35 Jimmy Bell Real Estate ...................................46-51 Sagely & Edwards Realtors ..........................10-16 JE Jones .................................................................44-45 Sutherland Lumber Co ........................................39 Keller Williams Market Pro Realty ...........32-33 SWBC Mortgage .....................................................64 Medlock & West Realty..................................26-27 Trinity Multifamily.................................................58 O’Neal Real Estate ............................................28-30 Western Arkansas Title .......................................20
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:HOFRPH +RPH Fort Smith, Arkansas 479.646.7444
62/
'
8600 Gatehouse Way
8612 Gatehouse Way
8606 Gatehouse Way
This 2347 sq. ft., 4 bdrm 3 bath, open living home features formal breakfast room, 2 pantries, built-in hutch, custom cabinets and lighting plus outdoor living with ďŹ replace. Private master suite offers tray ceiling and access to covered patio, along with whirlpool tub, chandelier, double vanities, walkout shower and huge walk-in closet with built-ins in master bath. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
This 2114 sq. ft., 3 bdrm 2 bath home features beamed ceiling and rock ďŹ replace in the living room, inviting sunroom, custom cabinets, paint colors & lighting plus outdoor living with ďŹ replace. Ample cabinets and countertop prep space, pantry and island in the kitchen. Master suite offers barn door entry to the bath with WP tub, double sinks and enormous closet. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
This 2338 sq. ft., 4 bdrm 3 bath home features a new oor plan with 10’ beamed ceiling and ďŹ replace in living room. Kitchen/dining offers open truss cathedral ceiling, built-in hutch, pantry, quartz countertops, abundant cabinet and prep space, plus a breakfast bar. Upstairs, the 4th bedroom showcases an urban loft and private bath. Inviting outdoor living with ďŹ replace & grill. So much more, this home is a “must seeâ€?! Call Rocky @ 479-651-6118 for your showing. Owner/Agent.
8404 Stoneshire Drive
5707 Williamson Place
6208 Gordon Lane
Come tour our updated 2535 sq. ft., 4 bdrm 3 bath, Camelot plan featuring open living, barn doors leading to informal breakfast nook, 2 pantries, custom cabinets and lighting plus fabulous outdoor living area with ďŹ replace and TV. Private master suite offers luxurious bath with chandelier, whirlpool tub, double vanities, walkout shower and huge walk-in closet with built-ins. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
This immaculate one owner 2114 sq. ft., 3 bdrm 2 bath home features living room with beamed cathedral ceiling, wood oors, spacious kitchen with island and 2 pantries, sunroom, + fabulous outdoor living with ďŹ replace and inground pool. Master suite opens to sunroom which gives access to covered outdoor living. Master bath offers 2 sinks, walk-in shower, whirlpool tub and convenient access to laundry room through the huge master closet. Call Robin @ 479-719-0593 for your showing.
Come see this jewel in the heart of Fort Smith in great condition. This unique sprawling 3044 sq. ft., 4 bdrm 3 bath, ranch style home features 2 huge living areas, indoor inground pool, sunroom, updated bath, new carpet, fresh paint, hot tub room and abundant storage plus attached\detached guest house or in-law apartment. The enormous yard offers privacy, lush landscaping, patio and gazebo all surrounded by hardwoods. Sold ‘as is.’ Call Robin @ 479-719-0593 for your showing.
Chaffee Crossing’s Newest Neighborhoods
COMING SPRING 2018
Ask us about our spring 2018 incentive home special! Specials apply to new homes only.
Serving the River Valley since 1990 • www.CobblestoneHomesRealEstate.com RIVER VALLEY REAL ESTATE & HOME - MAY 2018 | 7
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Specializing in Federal Housing Administration (FHA) Financing Since 1935
10/6
Conventional, VA, FHA, and Rural Development Loans available. USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 2.500% 2.625% 2.750% 2.875% 3.000% 3.125% 3.250% 3.500% 3.750% 4.000% 4.125% 4.250% 4.375% 4.500% 5.000%
Repayment Term per $1,000 15 YEARS 6.67 6.73 6.79 6.85 6.91 6.97 7.03 7.15 7.27 7.40 7.46 7.52 7.59 7.65 7.91
20 YEARS 5.30 5.36 5.42 5.48 5.55 5.61 5.67 5.80 5.93 6.06 6.13 6.19 6.26 6.33 6.60
30 YEARS 3.95 4.02 4.08 4.15 4.22 4.28 4.35 4.49 4.63 4.77 4.85 4.92 4.99 5.07 5.37
Determine your loan amount and divide that amount by 1000. Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.
EXAMPLE : MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.63=$463.00* *NOTE: Taxes, Insurance and Mortgage Insurance (if applicable) are not included in above calculation.
(Mortgage Credit CertiďŹ cate)
YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)
MCC QUALIFICATIONS (Please call for additional details or prequaliďŹ cation.)
t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $250,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.
SEBASTIAN COUNTY t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran. Income Limits #of People Living in Household 1-2
Total Household Income $59,496
3-4
$68,420
CRAWFORD COUNTY t Buyers MAY have previously owned or currently own a home. Income Limits - Waivers may be requested #of People Living in Household 1-2
Total Household Income $63,840
3-4
$74,480
** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.
FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011. ETHAN ADAMSON NMLS #924274 479-459-3719
SHERRY HOLDEN NMLS #445259 479-806-7200
TRACI WILHELM NMLS #733614 479-461-3799
3401 Rogers Ave., Suite A | Fort Smith, AR 72903 | (479) 782-9300 | www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - MAY 2018 | 59
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HELPING YOU FIND the Happiest Way Home.
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Contact me at 479.783.4400 or visit me online, swbcmortgage.com/catalano, to apply today! ROSE CATALANO
SWBC MORTGAGE CORPORATION BRANCH MANAGER | NMLS #204458 2525 Rogers Ave Fort Smith, AR 72901 CELL: 479.650.2882 OFFICE: 479.783.4400 EMAIL: rcatalano@swbc.com swbcmortgage.com/catalano © 2017 SWBC. All rights reserved. Loans are subject to credit and property approval. Other restrictions and conditions may apply. Programs and guidelines are subject to change without notice. Rates are subject to change daily. Corporate office located at 9311 San Pedro Avenue, Suite 100, San Antonio, TX 78216. SWBC Mortgage Corporation, NMLS #9741 (www.nmlsconsumeraccess.org). 1060-A0689 09/17
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