Shavano Living

havano January 2020

A publication exclusively for the residents of Shavano Park

LIVING

The Earl FA M I LY

Call Today

for Your Appointment!

Vision Source!

(210) 344-1400 Dr. Raul Trevino

Therapeutic Optometrist

I M P O RTA N T L O C A L

PH O NE NU M BE R S CIT Y COUNCIL, SHAVANO PARK

Your Neighborhood Full Service Eye and Vision Care Provider

Honorable Bob Werner, Mayor

210.867.0441

Mayor Pro-Tem Michele Bunting Ross

210.479.6464

Alderman Bob Heintzelman

210.408.7680

Alderman Lee Powers

210.559.4831

Alderwoman Maggi Kautz

210.408.7050

Alderman Mike Colemere

210.268.4149

www.n2pub.com © 2020 Neighborhood Networks Publishing, Inc.

AREA DIRECTOR

EDITOR PHOTOGRAPHER

2210 NW Military Hwy (between CVS and First Baptist Church)

AD COORDINATOR

Terry Kemmy 210.844.1542 terry.kemmy@n2pub.com Dana Orihel Debbie Weber Sonja Von

• Great selection of designer frames • State-of-the-art Optical Lab

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SCHOOLS

FRAMES

Child Safe Lenses

CIT Y OFFICES

• Most insurance plans accepted City Hall

210.493.3478

Public Works Department

210.492.2841

Municipal Court

210.492.2607

Police Department Administration

210.492.2607

Fire Department Administration

210.492.1111

Administration - NISD

210.397.8500

Elementary – Blattman

210.397.4600

Middle - Hobby

210.397.6300

High – Clark

210.397.5150

DISCLAIMER: N2 Publishing is not affiliated with or contracted by the City of Shavano Park (the “City”). This publication, including the content of articles and advertisements contained herein, is not authorized or endorsed by the City. Any articles included in this publication and/or opinions expressed therein do not necessarily reflect the views of N2 Publishing but remain solely those of the author(s). The paid advertisements contained within the Shavano Living magazine are not endorsed or recommended by N2 Publishing or the publisher. Therefore, neither N2 Publishing nor the publisher may be held liable or responsible for business practices of these companies. NOTE: When community events take place, photographers may be present to take photos for that event and they may be used in this publication.

SHAVANO LIVING STAFF

Dana Orihel

Ann Gonsalves

Liz Reichman

Culpepper Cleaners is a family-owned and operated dry cleaning business that has served the San Antonio area for more than 75 years. Owners Jess and Jo Anne Culpepper of Shavano Park, and their staff, work hard to provide consistent, quality care to their clients' garments.

Mary Werner

Marylin Berrier

Carla Laws

dry cleaning | clothing restoration wedding gowns alterations and repairs | formal wear 2116 NW Military, 210.342.3301 5203 Callaghan Road, 210.684.2231 7730 Broadway, 210.824.5051

Sonja Von

2 Shavano Living • January 2020

Debbie Weber

January 2020 • Shavano Living

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Sponsor I N D E X Neighborhood

This section has been created to give you easier access when searching for a trusted neighborhood vendor to use.

Take a minute to familiarize yourself with the businesses sponsoring the publication. These local businesses are proud to partner with you and make this magazine possible. Please support these businesses and thank them for supporting the publication!

Papouli’s Greek Grill (210) 735-1300 The Lion & Rose Pub ROOFING REPAIR A Tex Roofing (210) 777-7663 SALON/HAIR Salon David (210) 690-2875

EMERGENCY ROOM Prestige Emergency Room (210) 504-4837

MASSAGE THERAPY Elements Therapeutic Massage (210) 541-4050

SEPTIC SERVICES PS Septic Supply & Service (830) 850-0080

AIR CONDITIONING & HEATING 1st Choice Heating & Air Conditioning (210) 225-3033

ENVIRONMENTALLY FRIENDLY CLEANING Allegiance Environmental Services (210) 467-9296

MATTRESSES Cantwell Mattress Company (210) 824-0201

TRAVEL AGENCY Expedia Cruiseship Centers (210) 892-3003

ATTORNEY Ezzell & Associates PC (210) 544-5757

EYE CARE/SURGERY Eye Associates of South Texas (210) 342-2020

MED SPA Spa Aesthetica (210) 267-8882

WINDOWS & DOORS Pella Windows & Doors (210) 735-2030

AUTO REPAIR Chad Miller Auto Care (210) 558-6661

FAMILY DOCTOR Shavano Family Practice (210) 561-2422

AUTO REPAIR & TIRES Belden’s Automotive & Tires (210) 366-1122

Texan Family Clinic (210) 562-3125

NUTRITIONIST Kay Spears Functional Nutritionist (210) 764-2121

FENCING Alamo Fence Company (210) 566-6816

OPTOMETRIST Vision Source (210) 344-1400

FINANCIAL CONSULTING Platinum Wealth Solutions (210) 789-2003

PET FOOD AND SUPPLIES Pets Barn (210) 492-9200

FLOORING & TILE Sunn Carpets Flooring America (210) 349-7866

PET SPA Pet Bath & Beyond (210) 738-2284

FUR RETAILER Morris Kaye & Sons Furs (210) 820-3877

PHOTOGRAPHER Debbie Weber Photography (210) 573-7466

HEALTH CARE CENTER CommuniCare Health Centers (210) 233-7000

PLUMBING Steve’s Plumbing (210) 681-8010

HEALTH SPA Oasis Cryo & Health Spa (210) 388-8461

REALTORS Joyce Klein Realtors (210) 691-2200

INTERIOR DESIGN Betsy Homan Interior Design (210) 824-2035

RESTAURANT Paesanos (210) 493-1604

ACCOUNTING / BUSINESS CONSULTING Steven Bankler CPA (210) 691-3133

CATERING AND SPECIAL EVENTS Spice of Life Catering - The Veranda (210) 366-1220 CUSTOM MILLWORK Guido Companies (210) 344-8321 DANCE CENTER Dance Center of San Antonio (210) 462-7660 DENTIST Family Dentistry of San Antonio (210) 696-0667 DERMATOLOGIST Ross Dermatalogy (210) 225-2769 DRY CLEANERS Cowboy Cleaners (210) 341-5555 Culpepper Cleaners (210) 684-2231

4 Shavano Living • January 2020

NEIGHBORHOOD STORE Fischer’s Neighborhood Market (830) 606-6776 x109

When the food’s right, you can’t go wrong!

Schedule Your Next Party With Spice of Life Catering Today!

your home, our home, or your special place

210-366-1220

spiceoflifesa.com 1746 Lockhill Selma Rd.

January 2020 • Shavano Living

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publisher’s note

DEAR SHAVANO PARK FRIENDS AND NEIGHBORS, The holidays are upon us and there’s no better time to reflect on the past year in this great community we call Shavano Park.

In this special Year in Review issue, you’ll have a chance to stroll down memory lane and remember the many families, children, young adults, athletes, special neighbors and fun events we covered in 2019.

Enjoy!

6 Shavano Living • January 2020

Please remember to refer to the Sponsor Index for services, products, medical facilities and doctors. These are businesses that support Shavano Park and make it possible for you to get this special magazine each month delivered to your mailbox.

Sincerely, Terry Kemmy Area Director/Publisher N2 Publishing 210.844.1542 terry.kemmy@n2pub.com

Lastly, if you own or run a business and would like information on promoting your business to your Shavano Park neighbors each month, please call me.

January 2020 • Shavano Living

7

YEAR IN REVIEW Roman Holt

Danny Garcia

Diana Comerio

Evan Okulicz

Camilla Cummings

Ben Gibson

KIDS AND YOUNG ADULTS:

Lauren Bick

STEVE'S PLUMBING a professional company

Sawyer Salter

Riley Teske

Steve’s Plumbing is owned by Robi and Eileen Jalnos, a premier residential and commercial plumbing contractor. Robi is San Antonio’s only Certified Bathroom Designer/Master Plumber.

For More than 40 years Steve’s Plumbing Company has been serving San Antonio, and many of our best customers live in Shavano Park. We’d just like to say “thanks” to our neighbors and friends for helping us grow.

• Seagull Water Filters • Water Softners • All major faucets and fixtures (American Standard, Kohler, Toto, Seagull, Jetta, etc.)

• Fully trained, licensed plumbers • Whirlpool tubs • Spa conversion specialists • Fire & flood protection experts

Caleb Hesita

8 Shavano Living • January 2020

Estelle Sloan

210.681.8010

www.steves-plumbing.com

Lic.#M-9355 January 2020 • Shavano Living

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Raul & Martha Salas

FAMILY AND NEIGHBORS

Kay & John Franklin (second from left)

Apolonio, Mary, Michael & Tommy Flores

MAKING A DIFFERENCE

Shawn & Lori Fanning

Diane Gentry

Fire Chief Dover

Randy & Julie Baldwin & Family

Ed & Helenan Polansky

Carlos & Yolanda Mora

Beverly McClure

Kathy Schwesinger

619 Geddington

564 Talmadge

W H Y J OY C E K L E I N R E A L T O R S ?

NOTHING SAYS HOME LIKE FAMILY!

With a combined 95 years of experience, we are dedicated, determined, and understand the importance and impact that purchasing a new home, or selling a home, has on family. We are known for our strong communication and for being there 100% from the beginning to end - and beyond!

J OY C E K L E I N R E A L T O R S

Aaron & Elizabeth King & Family

10 Shavano Living • January 2020

Isaac & Vanessa Simpson & Family

4 4 1 6 Ramsg ate , Sui te 1 0 2 , S an A ntoni o, T X 782 30 2 1 0 . 691 . 2 2 0 0

January 2020 • Shavano Living

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SPWC Valentine’s Day/Heart Health Luncheon

Shavano Park Men’s Golf Group

Bentley Manor Halloween Party

Shavano Living Staff Holiday Party

Bentley Manor Bunco

AROUND TOWN

Bentley Manor 4th of July

Michael Ezzell SP 4th of July; Beth Loudermilk

Bentley Manor Dining Group

35+ Years of Trial Practice Since 1986, Board Certified, Texas Board of Legal Specialization-Civil Trial Law and Personal Injury Trial Law. Wills and Probate Commercial Disputes Personal Injury Contracts Mike and Mary Alice are honored to be a part of the local business community, and have been blessed to offer legal services to many of the individuals and families in this area. They offer thoughtful and compassionate guidance to clients who have a need for legal services.

When Experience Matters 4358 Lockhill Selma, Building 1, Suite 102 San Antonio, TX 78249-4161

Willow Wood Social

12 Shavano Living • January 2020

SP Holiday Event

(210) 544-5757 January 2020 • Shavano Living

13

Luce Italian Restaurant

Ruth’s Chris

Paesano’s Leukemia & Lymphoma Fundraiser

Toys for Tots, Burdick Homes

SOCIALS

Ruth’s Chris

The Lion & Rose

Paesanos

Windows and Doors

Ajuua Fiesta

Viewed to be the Best.

The Lion & Rose

14 Shavano Living • January 2020

Sustenio

Pella® Windows and Doors l (877) 354-0546 January 2020 • Shavano Living

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news

NEIGHBORHOOD National Wildlife Federation Celebrates

By Vicky Maisel

Oct.

Shavano Park Women’s Club

The third annual celebration of the National Wildlife Federation Community Wildlife Habitat designation was Saturday, October 19. This event is held to thank Shavano Park neighbors who had their yards certified as “Backyard Habitats” and whose support helped Shavano Park achieve its goal. This year fajitas (supplied by neighborhood Tri-County Meat Market), vegetarian fajitas, all the fixings, drinks, and desserts were served. Neighbors also spread wildflower seeds around the municipal tract.

By Diane Struve

On a brisk November 14, about 25 SPWC ladies gathered for a docent-guided tour of the UTSA Institute of Texan Cultures.

Although many of us visited before, we learned fascinating and remarkable tidbits of Texas’s rich and diverse history.

After the tour, we took the long elevator ride up the Tower of the Americas for an inviting lunch and a spectacular view of our ever-engaging city.

Many of the members brought new ornaments for the Christmas tree recently purchased for the City Hall foyer. The members chose unique ornaments that reminded them of Shavano Park’s natural flora, fauna, and animals, as well as city events and gathering places.

Oct.

Bentley Manor Bunco By: Jolanda Bradley

Bentley Manor October Bunco was hosted at Jolanda Bradley’s home. Members always look forward to the good company as well as the competition!

Brookdale Shavano Park Shavano Park Councilman Lee Powers and Councilwoman Maggi Kautz attended a ceremony to recognize veterans at the Brookdale Shavano Park assisted living community. Awards were personally handed to each veteran for their dedicated service to our country.

Halloween Fun in Bentley Manor

By Etta Fanning

Steve and Paula Peters hosted the annual Bentley Manor Halloween party on October 26. The spirit of the holiday was evident in all the creative costumes!

Shavano Park Lunch Bunch

By Marylin Berrier

October Lunch Bunch was hosted at Volare’s on McCullough.

16 Shavano Living • January 2020

Modern Repair with Old Fashioned Care.

Our address is 6011 DeZavala Road 78249 and our phone number is 210-558-6661

January 2020 • Shavano Living

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I want to start a “not-so-new” idea for a New Year’s resolution. If you’re a Facebook user, how many times have you seen the post, “At The Coffee Shop for double latte...much needed!” What if instead, you posted, “I saved $200 this month toward my retirement goal...much needed!”

So, what does that mean? It’s really saying, “I spent a little less on coffee and saved $200 for my future.” I can’t tell you how frustrating it is to read post after post about fancy coffee or lunch at the newest restaurant. We post that because it’s cool.

THE

COFFEE RESOLUTION

So why can’t saving be cool? Why can’t we get excited about saying, “Hey, today I saved $100 for my child’s college, my new house, or my retirement.” Unfortunately, the answer is most of us don’t want to talk about our savings. Why? Because most of us don’t save, or if we do, it’s not nearly enough. Saving is a journey and not a destination, so it’s harder to “Check-In.” Now, I wouldn’t be a very good advocate for helping you prepare financially if I continued to just sit back quietly! So, let’s take a closer look at the numbers.

On average people have less than $60,000 in their retirement plans.* Do you think that will be enough to retire on? The answer is most likely a resounding NO! The average coffee shop patron spends $200 a month on lattes. If there’s two of you in the house, that’s $400.

financial fitness

By Jennifer Scroggins

Let’s then take that $200 a month and invest it for 30 years.

You could have accumulated over $542,016 toward your goals.** Sounds way better than $60,000, right?

So how do we make it cool? Here’s a thought. Give your goal a sexy name. I’d love to see a post like, “Saved $20 today at My Porsche,” or “Dropped $100 at the Beach House.”

Make it a real object, something tangible. Visualize it.Get excited about it. And it will become a reality. Be proud of saving for you vs. spending on another cup of caffeine. So, change those posts.

I dare you to be different. Be creative and take charge of your financial future! Start Saving, and Start Saving Today!

And for those who absolutely can’t kick the habit, just cut it in half. But do something! Your financial future rests on your shoulders alone. No one can do it for you.

And THAT is my not-so-new New Year’s Resolution! *Data gathered from Motley Fool, article dated 1/10/2015 **Results may vary depending on investment selection. Past performance is no guarantee for future results. Numbers listed are from hypothetical results from American Funds illustration dated 12/09/2015. Investing $2,400 annually from 12/31/93 to 10/31/15.

2 1 0 . 3 7 7. 0 2 5 9 w w w. c l e a r c h o i c e s a . c o m 18 Shavano Living • January 2020

Securities and investment advisory services offered through Royal Alliance Associates, Inc. member FINRA/SIPC. Royal Alliance Associates, Inc., is separately owned and other entities and/or marketing names, products or services referenced here are independent of Royal Alliance Associates, Inc. 3522 Paesanos Pkwy, Suite 100, San Antonio, TX 78231, (210) 9985000. 7737229-20191108

We are dedicated to providing investment management and strategic wealth planning that is right for you. Simply put, we strive to earn and keep your trust.

January 2020 • Shavano Living

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school news

Name: James Patrick Snyder Grade: 7th School: San Antonio Academy Parents: Edward C. Snyder and Aida C. Castro-Snyder Neighborhood: Shavano Creek If you were a teacher at your school, what subject would you teach? I would teach science because I think science is very cool and exciting. If I teach science I also would learn something new every day, because teachers have to prepare their classes.

Give a shout out to one of your favorite teachers. What do you like about his/her class? One of my favorite teachers is Mrs. Biehl. She was my reading and English teacher last year. I liked how she explained everything clearly, and how she answered all my questions. She was a great teacher and a good person.

James Patrick Snyder

What do you enjoy most about school? I enjoy meeting new and interesting friends at school.

What sports and/or clubs do you participate in? Soccer, basketball and lacrosse, but my favorite sport is cross-country. I love to run around my neighborhood and the hill country with the fresh air around me because it makes me feel calm.

Are there any challenges you are facing this year? A robotic competition with my team, a piano competition, Boy Scouts hiking, sports, and academics are challenges this year.

What school events or fundraisers are happening or coming up? We just had the “Fall Family Fair,” a nice event to support the school.

"Betsy is a designer with a hard-to-find ability to actually listen. She never imposes her ideas; she only improves on her client's."

B. Sanders Betsy Homan Interior Design LLC 1850 Lockhill Selma #101 San Antonio, Texas 78213 o. 210.824.2035 www.betsyhomandesign.com 20 Shavano Living • January 2020

If you could choose a career right now, what would it be?

I would choose astronomy because I like learning more about the universe.

The CoolSculpting procedure is the world’s #1 non-invasive fat-reduction procedure.*

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Owners/Providers:

What are your hobbies/special interests? One of my hobbies is music. I like TV, listening and playing music. I play bass guitar and piano. This is fun for me because it relieves my stress from schoolwork.

What is your favorite book? “The Merlin Series” because I like fantasy books.

If you could travel anywhere, where would you go?

I would go to Portugal because it is very green and beautiful there, and the people are super nice.

Megan Haworth, BSN, RN, LE

Candace Mitchell RN

16535 Huebner Road, Suite 108 San Antonio, TX 78248 www.spa-aesthetica.com January 2020 • Shavano Living

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By Melanie Earl

I was born and raised in Champaign-Urbana, Illinois, a small, midwestern town and home of the University of Illinois. I attended Lakeview Nursing School, graduated as an RN, and worked in a teaching hospital in the pediatric, medical and telemetry floors. Approximately three years later I visited a friend in San Antonio, Texas. We were driving down Hildebrand to eat at the original Earl Abel’s restaurant when I saw the UIW School of Nursing. I was searching for a school to pursue a Bachelor of Science in Nursing (BSN). Long story short, I was enrolled the next fall semester with a full scholarship, working as the school nurse while living on campus. After finishing my BSN and minor in business, I made San Antonio my permanent home.

I continued my nursing career at Mission Road Development Center for a program called Respite Care of

22 Shavano Living • January 2020

MEET THE EARL FAMILY

featured family

San Antonio (RCSA). The program was founded to support children and loved ones with developmental disabilities and provided in-home care for short periods of relief for family members with special needs. RCSA has grown immensely since it was founded, expanding from in-home care to a daycare facility.

It was an incredible experience to be part of this and really drove my passion for the next chapter of my life as the Director of the Respite Station at Santa Rosa Children’s hospital. Similar to the RCSA program, the Respite Station provided weekday, weekend and weeklong breaks for parents caring for children at home with medically fragile disabilities. It was the most rewarding experience to bond with these children and see the parents come back rested and renewed.

After six years at Santa Rosa, I decided to become a full-time mom to my three children, Julie, Johnathan and Jeffrey — a decision I will never regret. They were all born within three-anda-half years, so we had a pretty busy household! They all attended primary and middle school at St. George Episcopal and high school at Antonian College Preparatory High School (ACP) in Castle Hills.

Julie attended the University of Miami, obtaining a degree in public relations and sports administration. She returned to San Antonio to work for the Spurs Sports & Entertainment and still works for the Spurs as the fundraising manager. She married a native San Antonian, Colton McCarty, less than two years ago, and I believe they are still on their honeymoon!

Both my sons are now following in their father’s footsteps and are enrolled in St. Mary’s Law School. Johnathan attended Texas State after ACP graduating with a degree in business management and Jeffrey graduated from Texas A&M University with a BS in economics. They work when time allows at their father’s firm Earl & Associates. I feel

blessed and grateful to have all my children in town.

We moved into Shavano Park in 2000, finding the house of our dreams. Lee Crystal of Trademark Homes informed us that our home was the first built in Shavano Creek. He picked this lot for a tree in the backyard that has been verified to be over 500 years old by an arborist (pictured in the family photo).

We have loved living in Shavano Park and appreciate all the city has to offer and our wonderful, professional, friendly and responsive Police and Fire Department. It is comforting to know we are served and protected by these individuals.

Our home has served us well for many celebrations over the years and I look forward to many more. Graduations, family reunions, wedding rehearsal dinners, teen ministry and Bible group studies are just a few of the many events our family has hosted. It has been a joy to use our home to invite and serve others. Friends and family are always welcome. This is still the gathering spot to watch a sporting event, Game of Thrones viewing or just play old-fashioned board games. I look forward to future events.

since the kids were 7, 8, and 10.

Three years ago, we all went to witness my daughter Julie getting engaged on the beach (to her SHOCK AND SURPRISE).

My son-in-law Colton worked diligently to arrange us all to be present when he popped the big question! It was such a “tears of joy” moment!

We have always been a community-minded family. We were involved in the Children’s Baptist Immigration Center with visitations and donations of everything from beds to new soccer shoes. We consistently adopt a family through church and schools during the holidays. We also have been involved in several community services, including the San Antonio Food Bank, Daily Bread Ministry, Haven for Hope, Souper Bowl of Caring, and Judge Renee Yanta’s

Pearls Foundation. There is no greater satisfaction than giving back to the people in your hometown.

Holidays are a special time at the Earl household. We have had an annual Halloween party and open house for over 25 years. Growing up in Illinois, many Halloweens would be dark, cold, wet, or it would be snowing, so our family always enjoyed an old family chili recipe afterward. Even though it may not be cold or snowing in San Antonio on Halloween, I continued that tradition down here, making chili Texas-style with the addition of tamales and Frito pie! The Christmas holiday always begins with an annual tree decorating party with family and friends about three weeks before Christmas and watching National Lampoon’s Christmas Vacation.

We also love to travel together and have enjoyed several trips to Europe. We have an annual trip to South Padre Island with several friends, which started when the children were younger and has now expanded to spouses and grandchildren. It is the highlight every year to basically sit on the beach, play horseshoes, beach volleyball and corn hole.

We have visited the all-inclusive resort Iberostar in the Rivera Maya Mexico several times January 2020 • Shavano Living

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These days I am an official empty nester and enjoy traveling, seeing new places, working the furniture market in North Carolina and visiting family. When I am in town and not spending time with family or babysitting my grand pups Pearl and Shiner, I work as a substitute teacher at ACP and a friend’s restaurant, Poppy’s Pizza. It has been voted best pizza in San Antonio non-chain, and everything is made from scratch. I am a member of the Red Cross volunteer workforce and always ready to serve if needed.

Bob developed a keen interest in finance due in large part to his Master of Business Administration, as well as several technical degrees, and being involved in the operation of satellite and divisional facilities. His desire to help educate fellow residents on topics of interest that would help increase their financial and retirement savvy led to his founding of the Shavano Park Financial Club (SPFC) in September 2016.

The Shavano Park Financial Club

Because of his business, science, technology, engineering and math education, he was able to perform systems-modeling and use data visualization tools to put a quantitative spin on core business areas. Bob explains one such study was to propose a Supply Chain change that leveraged suppliers to support the product segment. The proposal was accepted, and over time it added useful dollars to the product development funding.

Call to Action: Get to know your neighbors better by having your family featured in the next available issue! Email us at terry. kemmy@n2pub.com.

Bob Bradley

“The Shavano Park Financial Club anticipates 2020 to be an active year where we will have many more informative sessions and welcome members to tell us what topics they would like to have presented. If you are a beginner, a seasoned investor, or somewhere in between, we would like to hear from you.” Anyone interested in joining the group and being added to the email list can contact Bob Bradley at vantilburg1012@gmail.com.

The SPFC is led by volunteer members and allows the club to extend its mission “person to person” to individuals in their own communities by programming meetings that provide unbiased financial education in a social context. Since the inception, some of the subjects presented have been: History Lessons and Election Cycles in the Market, Estate Planning, Social Security Savvy, Protecting Your Future: Disbanding Common Myths of Long-Term Care, Diversification in a Portfolio, How to Create a Financial Plan, Past Market Performance and What to Look for in the Future, and Investing in Market Sectors and an Understanding of Market Indexes.

Our new 185” High Definition screen with a laser engine projector is the best way to watch the upcoming college and pro football season.

The Lion & Rose British Restaurant & Pub (The Rim) • 17627 La Cantera Parkway # 103 • thelionandrose.com • 210.798.5466

w w w. t h e l i o n a n d r o s e . c o m 24 Shavano Living • January 2020

meet your neighbors

Bradley says, “My hope is that the Shavano Park Financial Club can provide residents with information that will assist them in finding answers to financial issues in their life. If you are like most people, there are events you encounter that trigger the need for a financial decision. What better way to be prepared for these issues than having a little financial savvy in your briefcase!”

Thank you for allowing me to share my family. I appreciate Mr. Kemmy for organizing our Shavano Living get-togethers and attend whenever I can. I love the friendships I have made over the years in the community and look forward to meeting more friends soon.

D i r e c t i o n s : A t t h e c o r n e r o f Va n c e Jackson and La Cantera Parkway h e a d w e s t , We a r e l o c a t e d a c r o s s The Rustic (behind is a 500 car parking garage).

Bob Bradley is a long-time resident of Shavano Park who moved out of state and country to pursue a career in aerospace engineering and operations. He and his wife Jolanda returned to the area in 2012 and moved into the Cottage Estates of Bentley Manor.

B o o k Yo u r H o l i d a y P a r t y N o w !

Speakers from the San Antonio area and Texas who are experts in their field have been arranged to date at no cost to the membership. Future topics could be what a major financial organization thinks are happening now in the U.S. and abroad, and where today’s trends might lead. Or how sound is the world economy?

What sectors might blossom and why? Which countries have the best prospects? What portfolio allocation adjustments are sensible for 2020?

“If you’re an involved investor,” adds Bob, “you’ve got a lot of data swirling in your head all the time: GDPs, profit growth rates, political issues, currency ratios, earnings forecasts, historical P/E ratios, sovereign debt yields. We’ve all got mounds of data. The challenge is to put that data together so it’s actionable information.” One of the Financial Club’s goals is to provide market trending so you can create an educated approach to your decision-making.

Will beat any price Free Estimates Superior Customer Service 3 year warranty/ 3 year Service

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(830) 850-0080 January 2020 • Shavano Living

25

home matters

By Trudy Chuoke Lesage

Joint Relief with Two Old Goats

Many years ago I went through treatment for cancer. If you have too, you know it is not an easy time. There are many side effects that go hand-in-hand with treatment. But I am very thankful that I am here and cancer-free since 2008. One of the issues I had was nerve sensitivity on my affected side. That was brought on by the radiation. I could put my hand almost a ¼-inch above my skin, and feel it, and it was annoying. If you are going through that, or know someone that is…Two Old Goats could be a great relief. I could apply Two Old Goats, and the sensitivity would settle down enough so that I could concentrate on something else besides how uncomfortable I was.

Now I am telling you, this might have to be done several times.

Spray with Bio-Zapp every couple of days and replace Air Sponge when you need to. Now if the odor still persists, you can prime with Zinsser Odor Killing Primer. It’s a clear primer and will seal out any odor. Good luck!

Question: In walking around my home, I noticed that I have some missing mortar that goes between my brick. Is that a big deal and can I do it myself? It’s not the weep holes around the foundation, but around my fireplace up about four feet.

Answer: Is it a big deal? Well, it’s something that you need to

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Small jobs, large jobs, temporary jobs and construction jobs.

But, Two Old Goats is great for joint relief, too. When we have had a bit of cold weather, it can set off pain in your knees, shoulders, neck, and back. Two Old Goats will settle it down. Maybe you don’t have joint pain, maybe your pain is fibromyalgia, or you just overdid it at the gym one day. Whatever the situation, Two Old Goats will help alleviate your pain. The therapeutic-grade essential oils, including lavender, chamomile, peppermint, eucalyptus, rosemary and birch bark. You can apply it as often as you want and much as you want to soothe muscle pain.

take care of. Sascho Sealants has a product called Mor-Flexx.

Mor-Flexx is a textured caulk that will blend in seamlessly with mortar and stucco, yet is elastic like rubber, able to span cracks for permanent, years-long repairs. With Mor-Flexx, you will be able to repair your missing mortar and no one will be able to tell.

Probably not even you!

My sweet mom had knee surgery. She put it off for two years and during that time she used Two Old Goats so she could keep moving and stay out of pain. Two Old Goats is proudly made in the USA and comes in three sizes. Hope this information helps you.

Now to the emails…

Question: While on vacation, a bag of potatoes rotted in my

pantry. While they were in a bag, the liquefied, rotting potatoes dripped on my pantry shelf. I have tried everything to get the smell out of the pantry but it still stinks! Cleanser, bleach, antibacterial cleaners have not worked. I have scrubbed the shelf several times and sprayed Lysol but the smell is still there. Do you have any suggestions for getting rid of this terrible odor?

Answer: This happened to me, if that makes you feel any better.

You will need to use two products. First, clean the shelves with dish soap. Then spray the shelves, walls, and ceiling with BioZapp. Let it dry and spray it again. Then use an Air Sponge to take care of the odor that is lingering in the air. Open a ½-pound Air Sponge, and with the lid still attached to the container, flip it over and remove the bottom of the container. Now all the Air Sponge will be sitting on the lid. This exposes 75% of Air Sponge which will “shock” the air and leave it smelling clean and fresh.

January 2020 • Shavano Living

27

healthy living •

By Shauna Osborne

NEW YEAR,

NEW

Y U?

Why Not to Start That Diet in January Happy New Year! As the notes of “Auld Lang Syne” fade into the background, visions of the person we hope to be in 2020 begin dancing through our heads. Will she make more time for selfcare? Will he be a better father? More prudent with money, more faithful to the gym, ready to finally join that book club? Whatever our hopes and dreams for a “new you,” we often choose the new year as a time to kick-start that transformation. However, research shows that the year’s beginning is often not the best time to initiate diet- or weight-loss-related resolutions.

Wellness for life

At their core, our wintertime eating habits have to do with biology. Long ago, humans ate as much as possible when food was available during the winter, as resources were harder to come by; essentially, we are still programmed to “store up” food in insulating fat layers until warm weather arrives. Hard to argue with that!

As we all know, weather can have a huge impact on mood. In many areas of our country, winter means ice, snow, freezing temps, and early darkness – not necessarily the most cheerful of atmospheres. Now, add to that the idea of limiting your food consumption and dragging yourself out into the elements to exercise, and that’s a surefire recipe for gloom. When the cold and gray seem relentless, our bodies yearn for comforts like casseroles and stews – nourishing and, yes, fatty foods. Given that rates of depression irrefutably increase in the colder, darker months, it seems almost cruel to ask one more difficult thing of ourselves during the winter.

Also related to weather is cost. Let’s face it: It costs more, especially during the colder months, to eat healthy. And in January, we often need to tighten our belts financially as we come out of the holidays. Fresh produce is harder to come by, and it’s definitely not as tasty. It’s frequently been sitting on a truck for days, imported from whatever warm-climate area in which it was grown.

Doesn’t sound quite as appealing as tomato or zucchini picked from your neighbor’s garden, huh? Finances aside, a cold-season focus on nutritious fruits and veggies encourages out-of-season eating, which is an expense for our carbon footprint as well.

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Sure, all those holiday goodies may have wreaked havoc on your typical eating habits, and maybe you’ve added a pound or inch or two, but as explained, it kind of makes sense. Now that the celebrations are over, allow your eating and workout habits to stabilize, and save that strict resolution for springtime, when the sun is shining, the days are longer, and fresh salads just sound so much more appealing!

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car care corner

By Rusty Belden

Hi, Rusty Belden from our family at Belden’s Automotive & Tires.

With the start of 2020, most of us are busy getting organized and trying to stick with our New Year’s resolutions. But have you ever prepared a New Year’s resolution when it comes to caring for your car? I recently came across a great article that shared some tips from the Car Care Council and thought it was a great way to stick to a 2020 resolution to care for your car.

• B e diligent about changing the oil and filter at recommended intervals. Check the fuel, air, and transmission filters at the same time.

• M ake sure the exterior and interior lights work and headlights are properly aimed. Check to see that heaters, defrosters, lights and wipers work properly. This is all to ensure good visibility as you are driving down the road in any weather.

• C old temperatures reduce a vehicle’s battery power so it is important to keep the connections clean, tight and corrosion-free.

Batteries won’t always give warning signs before they fail, so a good idea is to have your battery tested periodically.

• Have the brakes inspected and check the tire tread depth and tire pressure. During winter, tire pressure should be checked often.

• R esolve to keep the gas tank at least half full at all times.

During winter, it decreases the chances of moisture forming in the gas lines and possibly freezing. After all, you wouldn’t want to be left stranded, would you?

Our vehicles should always make our New Year’s resolution list!

Think about it…we need our vehicles for all we do on a daily basis; to work, shop, travel, etc. For these reasons in 2020, it is important to keep our vehicles as healthy as we plan on being.

Let our friendly and experienced service advisors help you at any of our six locations. Look us up on the web at beldensautomotive.com for great coupons. As always, from our family to yours, buckle up, drive safe and remember at Belden’s Automotive & Tires, “We Keep You Rolling!”

30 Shavano Living • January 2020

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beldensautomotive.come January 2020 • Shavano Living

31

artfully living

By Angela Wright

Hobby Middle School Orchestra Program

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The String Orchestra program at Hobby Middle School is directed by Mr. Saul Romero, and consists of beginner, intermediate, and advanced orchestra levels. Within the intermediate and advanced groups, students can audition to participate in the highest level known as the Varsity Orchestra. Varsity Orchestra is the highest skill level orchestra whose schedule includes extended practice sessions outside of the scheduled class time, travel to competitions, and performances at the annual Holiday Tour at NISD elementary schools.

The orchestral instruments that students can choose to play include violin, viola, cello, and double bass. Students without any prior music education take Beginner Orchestra. At this level, they learn the basic skills needed to play a stringed instrument, including how to hold the instrument, the importance of good posture, good tone quality production, and the technique needed to produce sound by bowing and plucking. They also begin to learn how to read music notation and interact musically in a group.

Intermediate and advanced students build on the basic skills they have learned. They begin to play more challenging musical compositions that introduce new key signatures and bowing styles.

Call to Action: Is there a budding artist in your family, young or old? A musician, dancer, actor, performer? We’d love to hear from you. Contact Terry Kemmy at terry.kemmy@n2pub.com, or call 210.844.1542.

DON'T LET CATARACTS KEEP YOU FROM LIFE

Orchestra students perform several concerts at Hobby Middle School throughout the school year. Performing in concerts is an opportunity for students to showcase their skills for family, friends, and the community.

Other orchestral opportunities within the NISD curriculum include auditioning to perform in Region Orchestra, performing at UIL (University Intercollegiate League) competitions, competing in solo and ensemble formats, and taking part in Electrify Your Strings (EYS).

The EYS program is developed by electric violinist, Mark Wood, and introduces “alternative styles, improvisation, and self-expression through contemporary music.” Working with the Hobby Music Boosters, students can also play in the Sing and Strings group

32 Shavano Living • January 2020

where choir and orchestra students can share their music with the community in performances at local businesses. Lastly, the Hobby String Quartet 2018-2019 featured two violins, cello, and viola and performed at private functions within the community.

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www.EyesTx.com January 2020 • Shavano Living

33

travel tales

Implants ∙ Dentures ∙ Root Canal ∙ Braces Invisalighn ∙ Tooth-colored fillings ∙ Wisdom teeth Teeth whitening ∙ Gum disease treatment

By Ann Gonsalves

Owned and operated by Dr. Stan and Dr. Yuliya Zebrowski, a husband-and-wife team of dentists, Family Dentistry has been serving the surrounding community for more than 30 years.

Balloon Fiesta in Albuquerque

Residents of Shavano Park, the Zebrowskis provide exceptional dental care for the entire family... in a fun, relaxed environment.

The 48th Annual Balloon Fiesta in Albuquerque, New Mexico, was a great experience! I had been to the first Balloon Fiesta when I was a girl and wanted to go back. The event boasts that it is the world’s largest balloon festival. It is held every year in the month of October. There were 580 entries, all shapes, sizes and colors.

Some balloons featured characters, like Smokey the Bear, cats, bats, Jesus the Redeemer (15 stories tall) and even a stagecoach!

There are two main events daily over a nine-day period. The first is the launch in the morning, where balloons actually fly.

The evening event is called the Balloon Glow, in which balloons are inflated and the glow at night. There are night skydiving and fireworks to follow. What worked for us was getting tickets to the Gondola Club. It’s more expensive, but you get dinner and prime seating.

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Our trip to Albuquerque also included a hike around Cibola National Park, at the top of Sandia Peak in the Sangre de Cristo Mountains. You can get there by a tram ride or drive your car.

The ash and pinon trees are beautiful to see. You also get a view of the Albuquerque area.

We visited the Indian Pueblo Cultural Center and watched dances by the Acoma tribe. The Indian Pueblo Cultural Center’s museum gives you a place to discover the history, culture, and art of the 19 Pueblos of New Mexico. You can view thousands of rare artifacts and works of art, including a world-renowned collection of historic and contemporary Pueblo pottery, as well as baskets, weaving, painting, murals, jewelry, and photographs.

We finished with a trip to Old Town to shop and eat. The plaza area is home to many shops and restaurants in century-old adobe houses. You can purchase jewelry, rugs and pottery. Old Town Plaza is a charming spot overlooked by 18th-century San Felipe de Neri Church.

The 50th annual Balloon Fiesta will be held in two years…we are contemplating a trip back!

34 Shavano Living • January 2020

January 2020 • Shavano Living

35

business sen$e

By Steven Bankler, CPA, Shavano Park Resident

YOUR THREE TYPES OF TAXED INCOME Taxes are fickle. One classification misunderstanding and the IRS could blindside you with a tax or tax rate you weren’t expecting. Small business owners are especially vulnerable since their personal and business assets can be uncomfortably intertwined. The key to tax savings is in understanding three main types of taxed income and how the money you make (or lose) should be classified.

Earned Income The income you actively make by working for yourself or someone else is called earned income. Wages, salaries, tips, and self-employment net earnings make up the bulk of this category.

Earned income is subject to two types of taxes: employment taxes and ordinary income taxes. Employment taxes include Social Security and Medicare taxes as well as any applicable workers’ compensation fees.

Ordinary income taxes include both federal and state income taxes, although some states like Texas don’t levy an income tax.

It’s the ordinary income that’s subject to the much-debated marginal tax brackets. These tax brackets determine how much federal income tax you need to pay at certain levels of your income. For the 2019 tax year, the marginal tax brackets range from 10% up to 37%. Once you reach a certain income threshold with your ordinary income, you can face an additional Medicare tax, an Alternative Minimum Tax (AMT), and other tax expenses.

36 Shavano Living • January 2020

Other forms of income that originate or are tied to earned income are subject to marginal income tax rates as well, including union strike benefits, some long-term disability benefits, pensions, 401(k) and traditional IRA distributions, and even alimony.

Investment Income Also called portfolio income, investment income is made by selling an investment for more than what was paid. Most stocks, bonds, mutual funds, and some real estate fall into this category.

If an investment asset is held for one year or longer before it’s sold, it will be classified as a long-term capital gain for tax purposes. That’s an important point because most long-term capital gains are taxed at a 15% rate or less. High-income taxpayers may pay 20% plus Net Investment Income Tax (NIIT), but that’s still lower than what they’d pay if it were classified as ordinary income. Capital gains from selling unrecaptured section 1250 real property or collectibles like coins or art are also taxed at higher rates.

Passive Income The IRS defines this area as any rental activity or any business in which the taxpayer does not materially participate. Examples can include equipment leasing, rental real estate, and limited partnerships. Dividend income received from Real Estate Investment Trusts (REITs) may also qualify, as might income from selling intellectual property like books authored

by the taxpayer, but those areas are very murky.

Income generated in this way is usually taxed at ordinary income rates, which means it’s subject to the marginal tax brackets and related tax rules.

Special Considerations for Business Owners Business owners are often hit with each of these three taxes.

How you classify your business—whether it’s a corporation or pass-through entity, for instance—plays a significant role in how you’ll be taxed on business income and investments. It also plays a role in how you take advantage of business deductions and losses.

Many business owners don’t have difficulties until they face a year of extremes: big gains, huge losses, or the sale

of their business. It’s at those points—usually when it’s too late—when clarity kicks in.

Any tax changes or changes to your business can poke holes in a previously watertight plan as well, so plan ahead and reevaluate often.

Steven Bankler, a resident of Shavano Park, has more than 42 years of experience in the accounting industry. Steven’s expertise lies in consulting, planning, tax, and asset protection as well as exit strategy services for closely-held businesses. He also provides litigation support (both as a testifying expert witness and a consulting expert), business negotiations and estate planning. Visit www.bankler.com for additional tax strategy tips and to learn more about Steven Bankler, CPA, Ltd.

CONSIDERING CHANGING ADVISORS? LOOKING FOR A PROACTIVE CPA? If you have a family-owned or closely-held business, we’re now taking applications for potential clients.

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January 2020 • Shavano Living

37

social

A Special Evening at Morris Kaye & Sons!

Despite a cold front with a little rain blowing in, Morris Kaye & Sons opened their warm doors to a lively crowd of Shavano Park residents for a fun evening of shopping, sipping and dining.

Owner Carol Glaze and her professional staff were “all hands on deck” during the evening helping folks with a variety of elegant coat and wrap choices and accessory items.

Madeleine and Lilly Dreher, tutored by Dr. Angela Wright, provided beautiful classical and holiday violin music for the enjoyment of all.

A bounty of delicious food was provided by several food establishments, namely Lion & Rose Restaurant (Allen Tharp), Papouli’s Greek Restaurant (David Zimkowski), and Apple Spice Catering (Karen Solomon). Natalie Merrick, of Tequila Sheela, was also a huge hit with her specialty tequila concoctions.

Thank you all who participated and made this a very special evening!

Call to Action: If you’d like to receive an invite to future Shavano Park social events please contact Terry Kemmy at terry.kemmy@n2pub.com.

38 Shavano Living • January 2020

January 2020 • Shavano Living

39

GO GREEN!

making a difference

By Liz Reichman

“We want to try to make Shavano Park more beautiful,” explains long-time city resident Vicky Maisel describing the goals of the Go Green movement she leads. Maisel was interviewed early on a brisk Saturday morning when she and a small band of volunteers were out spreading bluebonnet seeds alongside de Zavala Road.

does help out, sponsoring some events, such as Arbor Day/Earth Day in April, and publishing articles about wildlife in The Roadrunner. City Hall has cooperated with Go Green initiatives such as installing bike racks on its grounds and placing native plants on city land.

Last year they planted winter ryegrass and wildflower seeds, but only the rye took hold, so the group is out to try again. “We have two goals,” says Maisel. “To make the city more beautiful, but also to make it safer. The winter rye we planted last year keeps the deer off the road. We have had no deer/car collisions since we planted it.”

At the upcoming Arbor Day, Maisel says that more than one hundred trees will be handed out free to residents. They will be native varieties not prone to oak wilt, part of Go Green’s long term goal to replace the city’s vulnerable Red Oak trees. In addition, seeds to plant butterfly gardens and to attract endangered honeybees will be available. Maisel enthusiastically states that she has planted cowpie daisies in her own backyard because they are both easy to maintain and attract many butterflies.

This is not Maisel’s first foray into improving and maintaining Shavano Park’s natural appeal. She was part of the group that

Go Green welcomes all volunteers and would love to hear more ideas, says Maisel. “But you have to help, too!”

For more information or become part of Go Green, contact Maisel at vickymaisel@yahoo.com.

Call to Action: Do you know someone who has made a difference in your life or the lives of others? Please contact us at terry.kemmy@n2pub.com.

(l-r) Vicky Maisel, Maggi Kautz, Kristi Werner

spearheaded the drive to have the city recognized by the National Wildlife Foundation (NWF). As recounted in this magazine, that effort started in 2018 and required the city to sponsor community events and residents to make their yards wildlife-friendly by offering water and food to native creatures. Maisel needed to persuade one hundred residents to participate and laughs as she recalls “ringing every doorbell on my street.” To maintain the NWF certification, the city and its residents must continue their efforts.

Maisel and her family moved to Shavano Park from Bulverde some 18 years ago. They were attracted by the city’s rural feel but also its proximity to good schools for her children. As the city is increasingly surrounded by development, Maisel is fighting to retain its country feel. Mayor Bob Werner, also engaged in spreading bluebonnet seeds, adds, “Shavano Park is one of the 15 most affluent communities in America, according to Business Insider. (We are) also one of only three cities in Texas with NWF certification.” He applauds Go Green’s efforts to balance development with preservation.

Go Green is a grassroots effort, taking no funds from the city and supported by volunteer efforts and contributions. But the city

40 Shavano Living • January 2020

January 2020 • Shavano Living

41

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