s ’ y a d o T
Vol.4 No.5
Boomer Healthy Eating: All About Apples
Speaking Out for Alzheimer's
What to Buy Right NOW
Boomer Keeping Is Your Travel: 15 Social Security Sex Best U.S. Fall Updated Dirty? Getaways
F– Being Old: Amazon River & Rainforest—Check!
Survive in Retirement Amid Market Volatility Today’s BoomeR
Featuring The Only B2B -Business 2 BoomeR Marketplace!
Up Coming CruisesBook Now! Ultimate Caribbean Adventure Credit Union Leadership Strategies EduCruise November 9-November 20, 2015 Hawian Isles Paradise Educruise Credit Union Leadership Forum May 28-June 4th, 2016 Bordeaux, Vineyards & Chateaux Credit Union Success Forum River Educruise June 19-June 26, 2016 Alaska—Voyage of the Glaciers Credit Union Growth Strategies Forum 2016 July 23-July 30, 2016 African Safari Adventure 2016 The Credit Union Survival To Thrival Experience August 1-August 10, 2016
WWW.EDUCRUISES.COM
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This Issue Fall 2015 Volume 4, Number 5
Boomer Travel
5
15 Best U.S. Resorts or Fall Getaways
How Anxious Retirees 9 Survive Amid Market Volatility Boomer Consumer Watch
11 12
Keep Social Security Updated
Old Enough For Sex
13
Is Sex Dirty?
Speaking Out for Alzheimer’s
14
Boomer Healthy Eating
19
All About Apples
New Blog: F-Being Old
24
Amazon River & Rainforest—Check!
B2B Marketplace
Founders: John Vardallas & Alexandra Maragha Editor-In-Chief: Alexandra Maragha Contributing Writers : Bob Trotter: Social Security Chef Eben Atwater: Healthy Eating Advertising: Team
What to Buy in October
Social Security
’s y a d To
26
Business 2 Boomers Marketplace
For Letters to the Editor, articles and feedback as well as advertising inquiries email Alexandra@TheAmericanBoomeR.com
TheAmericanBoomeR.com John Vardallas CEO/Founder Professional Speaker Business/Lifestyle Strategist Boomer Sage and Blogger JohnVardallas@TheAmericanBoomeR.com (608) 577-8707 Alexandra Maragha Founder & Editor-In-Chief Today’s BoomeR Alexandra@TheAmericanBoomeR.com Today’s BoomeR Vol.4 No.5 Today’s BoomeR is published six times (Jan/Feb, Mar/Apr, May/ June, July/Aug, Sept/Oct, Nov/Dec) a year by The American BoomeR.com 769 North Star Drive (Suite 207) Madison, WI 53718 All rights reserved. Reproduction in whole or in part without permission is prohibited.
The American Boomer @American_Boomer Today’s BoomeR 3
EDITOR’S LETTER
’s
Today
The Experience Had and Heard The voice of reason that is backed by an experience creating a source of motivation. In any case of speaking out for a reason, a cause, to be heard, or to draw attention, the motivation is only dependent on the audience and participants who choose to join in taking action, stimulating a discussion, and speaking to add to the multitude of voices that can be heard as one.
(feature)
Our fall feature centers on the Alzheimer’s Association Walk to End Alzheimer’s. This event is a national experience where celebrities and anyone affected by this devastating disease are encouraged to walk and take action to help raise money for the number 6 leading cause of death in the United States. It not only takes lives, but p.takes 10memories and a lifetime of moments and experiences away from individuals and families. This issue also reflects the change of season to stay ahead of finances with a volatile market and economic situation that is affecting many boomers as they prepare for retirement. Our boomer consumer watch talks about what you should by now at this sandwich time of year between back to school and holiday sales. As we head into the cooler months, the scenery that is given to us to enjoy matched with the seasonal foods harvested create beautiful life moments to be had and shared. A gorgeous view with your partner at your side could stimulate some excitement in or out of the bedroom and our old enough for sex article encourages boomers to have that enjoyable sex experience without shyness or shame. Boomer Chef Eben Atwater has us all about apples and Johnny V has a big check for his boomer bucket list with returning from his Amazon River & land adventure. We hope this issue motivates you to continue to speak out, take action, and participate in your cause, adding to the experiences through a lifetime had. Enjoy.
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Alexandra Maragha Editor-In-Chief Send Letters and Feedback to: Alexandra@theamericanboomer.com
15 Best U.S. Resorts for Fall Getaways By Zachary Laks, Fodors.com
BOOMER TRAVEL
As we head into the heart of the fall season, there’s no better way to celebrate the changing of the seasons than to escape into nature. Fortunately, many of the country’s best resorts cater to leaf peepers with special tours and programs that allow guests to enjoy awe-inspiring views and the crisp autumn air. Whether you’re looking for guided fall foliage hikes, off-road Jeep excursions, or nightly bonfires, you’ll find perfect fall activities at one of these top resorts in the U.S.
Resort at Squaw Creek—Olympic Valley, California The valleys of Squaw Creek explode with autumnal colors every fall. In September and October, the plush rooms at the Resort at Squaw Creek provide scenic vistas of the surrounding mountain peaks, blanketed in nearly every shade of yellow and orange. Hiking mountain trails, fly fishing, and biking along the scenic Truckee River are just a few of the resort's activities. For the best in fall fun, check out the resort’s annual Harvest Festival (October 16–18); there will be hard cider tastings, s’mores, wine tastings, and a pumpkin judging contest.
Salish Lodge & Spa—Snoqualmie, Washington Perched at the top of Snoqualmie Falls, Salish Lodge & Spa, a luxury retreat thirty minutes outside of Seattle, offers a whirlwind of outdoor activity in the fall. Whether it’s a hike through the Cascade Mountains to discover the alpine lakes and waterfalls, or a round of golf on one of the six local courses—including TPC Snoqualmie Ridge, the Northwest’s only Jack Nicklaus–designed course—there's no shortage of ways to enjoy the changing of the seasons here. Today’s BoomeR 5
Blantyre—Lenox, Massachusetts Retire to the lush countryside of the Berkshires, where Blantyre, a stately resort steeped in classic Tudor style welcomes guests to its 117 acres of lush fall foliage. During fall, the Blantyre becomes a destination for leaf peepers seeking solace and luxury in a country manor. Take a stroll through the grounds and nearby October Mountain State Forest to best admire the breathtaking autumn views.
The White Gull Inn—Fish Creek, Wisconsin As the cool breezes of fall permeate the air, Wisconsin’s Door County shakes off its summertime crowds and returns to being an easygoing Midwestern destination. For the most traditional accommodation in the area, book a stay at The White Gull Inn, a local favorite that's been open since 1896. The orange and yellow trees that surround the bayside inn set the scene, and days are spent exploring the quaint town’s boutiques and art shops before heading to nearby orchards for apple picking and freshly made pie. When you arrive at the inn, be sure to make a reservation for the fish boil, a long-standing traditional meal of freshly caught Lake Michigan fish, prepared during a live demonstration.
Lodge at Woodloch specializes in wellness and relaxation. Start the morning with an outdoor yoga class and then join one of the resort’s guided nature walks, including the unique Edible Plant Walk through its 150 wooded acres. Next up is an afternoon in the company of renowned chefs for demonstrations and cooking classes. With endless places to enjoy the sumptuous surroundings and the serenity of the Poconos, The Lodge at Woodloch is the perfect fall getaway.
Sagamore Resort—Bolton Landing, New York
Situated on an island all its own in Lake George, The Sagamore Resort has been welcoming guests to the Adirondacks since A Poconos resort removed from the more commercial 1883. Most picturesque in the fall, the forested banks of Lake mega-resorts that have recently entered the region, The Lodge at George are the main attraction in autumn, with their hues of Woodloch was built with the fall season in mind. Complete with orange, red, and yellow filling the horizon for miles on end. 57 luxury accommodations and a 40,000-square-foot spa, The Weekends at the resort in the fall are filled with scenic cruises on the lake, horse and carriage rides through the picture-perfect woods, and Friday and Saturday night bonfires with s’mores and a rotating roster of entertainment.
The Lodge at Woodloch—Hawley, Pennsylvania
Madeline Hotel and Residences—Telluride, Colorado You might think of Telluride as a ski destination, but fall is one of the prettiest times of year to visit. For a fine getaway, Madeline Hotel sets the standard for mountainside luxury. Guestrooms have oversize soaking tubs, slope-side views, and suites with fireplaces; it's the ideal place to retire after a day of exploring the colorful mountains. A free gondola connects four stations, offers the best views, and is a fun way to get acquainted with the area; it's operational through October 18 this year before reopening for the winter season on November 20. 6 Today’s BoomeR
Autumn in Park City offers a kaleidoscope of color. For the best views and access to nature's spectacle, the grand Montage Deer In the rustic northern woods of Michigan, Crystal Mountain Valley resort is the place to be. With a sprawling main lodge on accommodations range from standard hotel rooms to plush cottages grounds that include five restaurants and plenty of lounges and and bungalows, appealing to a wide range of price points. Fall vistas, there are countless places to relax and enjoy the views with a activities include a ride on Michigan’s only alpine slide, mountainous drink in hand. For the most thrilling view of the fall foliage, head to bike paths through the multi-colored mountain forest, and the nearby Utah Olympic Park where the Xtreme Ziprider (the world’s winning Michigan Legacy Art Park ($5), a two-mile sculpture trail steepest zipline) can reach speeds of up to 60 miles per hour. that features 47 sculptures. A typical October Saturday at the resort The Greenbrier—White Sulphur Springs, West Virginia is filled with fun for the whole family as outdoor laser tag, crafts hour, and guided mountain hikes are perfect in the crisp fall air. Steeped in history, The Greenbrier is a national landmark known for its Federal-style white façade and for having hosted twenty-six St. Regis Aspen—Aspen, Colorado presidents on overnight stays since 1858. Spanning 10,000 acres in Refined and luxurious, the St. Regis Aspen lends itself to an indulgent the Allegheny Mountains, The Greenbrier's property includes four fall retreat with its Gilded Age sensibility. Leading into the season golf courses, a 43-acre farm that grows food for the resort’s with their “Fall in Love with Aspen” program, the resort goes the restaurants, and a 103,000-square-foot casino. Dozens of activities extra mile in accommodate fall visitors by providing complimentary are on offer at the resort, including guided hikes, off-road Jeep access to a Lexus vehicle for transportation to special hiking routes, excursions, and carriage rides. For something a little different, join the chance to rent out a GoPro camera for the day to capture your the resort’s Bunker Tour to see the fallout shelter built for the U.S. excursion, and private tours of the Ashcroft mining area, one of Congress during the Cold War. Aspen’s favorite leaf-peeping spots. With the option to add on a Primland—Meadows of Dan, Virginia gourmet picnic basket, your hike in the woods becomes a gastronomic experience. Choose your own fall adventure at Primland, a sprawling 12,000-acre resort where treehouses, mountain homes, and country cottages Montage Deer Valley—Park City, Utah
Crystal Mountain—Thompsonville, Michigan
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capture the best views of Virginia's backwoods. The main attraction, The Lodge at Primland, stands at the apex of the property, treating guests to unobstructed views of the sweeping landscapes from twenty-six guestrooms and suites. An architectural achievement in country luxury, the lodge is most recognized for its cedar-and-stone façade and its picture-perfect steel silo. Regardless of where you stay at Primland, daily activities include tree climbing, wing shooting, stargazing, and geocaching.
The Coeur D'Alene Resort—Coeur D'Alene, Idaho Featuring the floating green—a world-renowned lake-bound putting green at the fourteenth hole—the Coeur D'Alene golf course makes for a most unique skill test. The property's luxurious, seventeen-story tower gives leaf peepers incredible vantage points as the lake and surrounding hills glow in the autumnal months. Start the weekend with a sunset cruise on the lake and continue the night at the Lakeview Lounge where drink selections run wild with over 30,000 wine bottles on hand.
comes a typical day filled with perfect fall activities, including horseback riding, on-ranch fly fishing, or simply lounging in a heated pool. Join the nature safari for wildlife watching: A seasoned guide takes an SUV through backwoods trails to seek out black bears, moose, big horn sheep, and the rare but occasional mountain lion.
Omni Mount Washington Resort—Bretton Woods, New Hampshire In the White Mountains of New Hampshire, Omni Mount Washington Hotel provides stately charm and a retreat for the whole family. From your first glance at the striking white resort set against Mount Washington, you'll sense grandeur, a feeling
Triple Creek Ranch—Darby, Montana All-inclusive and only for adult guests, Triple Creek Ranch takes relaxation seriously. An escape to the ranch means you’ll be staying in one of the private luxury cabins or homes on the grounds, offering peace, serenity, and the stillness of the deep woods of Montana. With the all-inclusive rate
that continues as the resorts’ amenities and activities unfurl throughout your stay. Capture a thumbs-up from the kids with fun touches like the special Omni Kids backpack on arrival and milk and cookies the first night of your stay. Leaf peepers will love the guided hikes throughout the mountainous region as well as incredible photo opportunities available from the Bethlehem Express Quad chairlift as you ascend Mount Washington to the highest point in the Northeast. 8 Today’s BoomeR
How Anxious Retirees Can Survive Amid Market Volatility By Brian O'Connell
?
president of New York NEW YORK -- The Dow Jones industrial average (^DJI) is City-based down 7.6 percent for the year -- having fallen as much as 10 Summit Place Financial Advisors. percent in recent days -- and that's a number that gives any Miller says that investing in the stock retiree the shakes. market is a long-term strategy to After all, retirees largely live on their retirement assets, and grow your savings and fund long-term to see the U.S. stock market lose almost 8 percent of its goals. "There is risk in any market value has to be disconcerting for Americans in their postinvestment, and you can always lose money," she says. career years. "However, overall market gyrations are not usually the reason investors lose money in the long-term. If you stick to a thoughtful disciplined investment strategy throughout turbulent times, your investments can still reach all your goals if you have a long enough time on the horizon." To help get you through periods of market volatility, Miller advises reviewing your market history, focusing on longterm investment fundamentals and taking advantage of potential opportunities to buy good stocks at a relatively low price. "Do nothing and let your investments ride out, and even purchase more of a company you've been interested in while the price is low," Miller says. "Volatility can be emotional and come with real challenges for retirees," notes John Sweeney, executive vice president of retirement and investing strategies at Fidelity. "The key is to prepare your income strategy, and, if necessary, revisit your withdrawal plan and/or adapt your spending."
Another good piece of advice -- don't panic and sell out when so many stocks and funds are turning downward, performance-wise. "If a retiree's portfolio is not properly hedged against the volatility, it may be time to reconsider the long-term strategy," says Trevor Ewen, founder of the personal finance blog Pearoftheweek.com. "One of the worst things you can do is sell off the losers and take a huge loss out of fear. Instead, it's time to create a long-term plan, and set a five-to-ten year target to get there."
Noting that stock market volatility is historically a normal component to investing, investment professionals say the best move for retirees anxious about their retirement savings is to be forward thinking and have a strong retirement plan in place that can withstand negative market performance. In the course of those five years, retirees should be occupied by selling off the eventual winners that are too volatile and Having a little patience goes a long way, too. immediately converting those to better income producing "Uncertainty is a defining characteristic in the stock market; assets, Ewen says. just because it's down one day does not mean it'll be the same way the next day or even minute," says Liz Miller,
In the short-term, make lifestyle changes that allow you to take less cash out of your retirement accounts. "Depending Today’s BoomeR 9
The Best Day of the Year to Buy a House on your age, it could mean taking on some part time work," he adds. "Additionally, you can downsize your home, your cost of living or other high-cost items that have been present in your lifestyle." Lynn Ballou, a certified financial planner at Ballou Plum Wealth Advisors in Lafayette, California, says retirees should keep their eyes on the prize when markets get choppy. "When you design your portfolios, know your cash needs for short-, mid- and long-term periods of time and invest accordingly," Ballou says. "It's always possible you'll “Uncertainty is a need money when markets defining characteristic are down and in the stock market; you won't want to incur losses just because it's down to provide one day does not your monthly income. Think mean it'll be the same through your way the next day or holdings so that you can handle even minute.” that possibility." Remember, too, that markets will rise again, and when they do, act accordingly. "Smart investors should use the experience as a reminder to sell high," she says. "It's often easy to know when to buy and much harder to know when to sell. Remind yourself to employ a sell strategy when markets recover. Don't fall in love with your gains. They can't feed you later in life if they exist only on paper just to disappear when you need them most during the next round of market uncertainty." Turbulent markets are a fact of life for retirement investors, and it's tough to run into a burning building when others are rushing out. But if you're relying on retirement funds to feed you during your golden years, don't panic. Good times come and go, and the best way to get through the tough times is to plan ahead, invest wisely and take advantage of lower-priced markets to add good value to your portfolio. 10 Today’s BoomeR
A Study pinpoints the month (and precise day) that homebuyers get the most bang for their buck. You’ll have to move fast if you’re trying to nail it. By Krystal Steinmetz The single best day of the year to purchase a home is -- drumroll, please -- Oct. 8. But if you're in the process of purchasing a home now and have a closing date later in the month, don't despair; chances are you'll still get a pretty good deal. RealtyTrac, a company that tracks public record housing data, recently crunched the numbers for more than 32 million house and condo sales since 2000 to figure out the best and worst months for buyers to purchase a home. The study revealed that homes usually sell at their lowest prices in October. "Of the 2.7 million sales closed in October over the last 15 years, the average sales price was 2.6 percent below the average estimated full market value at the time of sale," RealtyTrac said. Within the month, the magic day was Oct. 8, with the best deals of any other single day. RealtyTrac said that housing deals that closed Oct. 8 sold for an average of 10.8 percent below estimated market value. February, July, December and January are the next best months to try to score a bargain deal on a house. "The start of the school year and the holidays influence our buyer decisions and serve as a strategic indicator of the most advantageous times for buyers to land their lowest priced deal," Mark Hughes, chief operating officer with First Team Real Estate in California, told RealtyTrac. According to the study, April is the worst month of the year for buyers to close on a home. RealtyTrac said that since 2000, homes in April were purchased at an average premium of 1.2 percent above estimated market value -- bad for buyers, but great for sellers. Although the study results are interesting, Michael Golden, co-founder of Chicago-based real estate company @properties, told MarketWatch that they're unlikely to matter to most prospective homebuyers. Golden said buyers are usually more interested in finding a house that suits their needs rather than buying a home on a certain date (or month). "You can make it about the discount, but is it the house you want?" Golden said.
BoomeR ConsumeR Watch: What to Buy in October –Right Now! By Maryalene LaPonsie
By shopping standards, October is that odd month sitting smack in the middle of the back-to-school frenzy and the holiday shopping extravaganza. But cost-conscious shoppers need not despair -- there are plenty of October deals to be had. The best buys range from leftover items from previous months to goods discounted in advance of the big shopping days to come. And don't forget, Halloween erupts in October.
this month. Find cheap and discounted sleeping bags, tents and other camping equipment. Vacations. Cruises and vacations take a dip in prices in October, the shoulder month between summer vacations and holiday travel. School is back in session but many destinations still enjoy balmy and temperate weather and won't be very crowded. In other words, prices will be significantly lower.
Food. October is a month to celebrate a couple of food Halloween gear. Unless you thought way ahead and favorites. With football in the air, naming this National bought a costume and decorations last November when Pizza Month makes sense. Check out how Cheapism.com prices were at their lowest, you'll need to be on the look- ranked low-cost frozen pizzas and four pizza chains during out for bargains this month. The longer you wait, the blind tastings. October is also National Cookie Month and bigger the deals. There is a time constraint, however -Cheapism's chocolate chip cookie taste-off stacked 10 well you won't find many costume choices and sizes if you wait -known brands against each other. too long. The best time to buy Halloween gear is midSeasonal produce. October is the month when the fall month when selection is still decent and prices are lower. bounty begins coming in even as some warm-weather Denim. Back-to-school shopping is over and the holiday plants produce their final yields. Look for cheap apples, shopping season is just about due and much like the beets, broccoli, cabbage, cauliflower, cranberries, grapes, month of October, denim is stuck in the middle. Retailers honeydew melon, kale, leeks, lettuce, oranges, pears, want to sell off back-to-school denim and make room for spinach, squash, sweet potatoes and yams. If there's an holiday trends, so keep your eye out for October deals on apple orchard nearby, picking your own is cheaper yet. jeans. Sometimes the same can be said for pumpkins. Such outings in search of fresh fall produce to incorporate into Cars. This is the month when auto dealers are eager to make room on their lots for new models. October is prime nutritious and budget-friendly meals make for a fun time with family and friends on a weekend morning. time for striking a deal on a new car that happens to be stamped with last year's date.
Appliances. September and October used to be the prime time to buy big appliances because this is when new models are introduced. In recent years, however, the best big-appliance deals have been popping up in November, so hold off a few weeks before hitting the stores.
Summer gear. This is most likely the last month shoppers will see patio furniture, summer yard tools and summerthemed decorations in stores until next spring. And you know where to look: the clearance bins. Add window air conditioner units to the list of October deals and get ready Cookware. Deals on pots, pans and small appliances are for next summer now, for less. also more enticing next month, so don't bother searching right now. Better yet, wait for Black Friday sales. Camping gear. With the best of summer hikes and campouts now a memory, camping gear will go on sale Today’s BoomeR 11
Social Security:
Skip the Surprises and Keep Social Security Updated
By Bob Trotter, Social Security Public Affairs Specialist
Most people love surprises, but many dislike change. It’s just were born in 1960 or later. For 2015, the earnings limit is the opposite with Social Security. If you receive benefits, we
$15,720. When you earn over this amount, we deduct $1 in
want to hear about your changes.
benefits for every $2 you earn. That means if you earn
Keeping us informed minimizes the chance that we learn
$30,000, we will have to reduce your benefits by roughly
about something later that could negatively affect your
$7,000. It’s very important to give us a work estimate at the
benefits. That’s the surprise no one wants, because it creates start of the year so that we can withhold what’s needed. If overpayments that you must repay, disrupts payments, and
we find out you had excess earnings at a later date, you
can even jeopardize your entitlement to Social Security
could end up with a large overpayment that you will have to
benefits.
repay.
Here is a reminder of some of the most common forms of
Your living arrangements for SSI. To receive SSI you must
information Social Security needs from you.
demonstrate financial need, in addition to meeting other
Your address and direct deposit information. We need to
requirements. Living arrangements may change how much
know your current mailing address and phone number so we money you receive. Social Security needs to know how many can reach you if needed. This is especially important if you
people are in your household and how expenses are shared.
receive Supplemental Security Income (SSI) since where you
We also need to know if you receive any payments from
live can change the amount of your SSI benefits.
other sources, and if you have savings that go over the SSI
When your direct deposit information is not current, it can
resource limit ($2,000 for an individual or $3,000 for
cause headaches with missing or delayed payments. You can a couple). update your address or direct deposit information when you
You can learn more about reporting responsibilities for
register for a my Social Security account at
people working and receiving disability or SSI benefits by
www.socialsecurity.gov/myaccount.
reading our online publication Working While Disabled —
Your work. When you receive Social Security disability
How We Can Help and How Work Affects Your Benefits at
benefits or SSI for a disability, we have found you unable to
www.socialsecurity.gov/pubs.
work because of your condition. That’s why we need to know Some changes can be reported online at if you take a job or are self-employed, or if you stop work or
www.socialsecurity.gov. You can also notify us 1-800-772-
have any changes in work hours, or pay. If your work is sub-
1213 or contact your local Social Security office.
stantial enough, it may affect your benefits. You may also
Our goal at Social Security is to pay you the right amount, on
need to report if you begin receiving or have a change in any time, every month. With your cooperation to keep us worker’s compensation or public disability benefits.
informed of changes, the likelihood of any unpleasant
If you are receiving retirement or survivors benefits, be
surprises that could derail your benefits will be greatly
mindful of the yearly earnings limit before you reach Full
minimized.
Retirement Age (FRA), which is currently 67 years old if you 12 Today’s BoomeR
Old Enough For Sex: Is Sex Dirty? By Ken Solin
It was Woody Allen, decades before his marital scandals that set the record straight about dirty sex. Answering Johnny Feckless Carson's question, is sex dirty, Woody quickly replied, "Only Boomers make feckless comparisons with their parents' if it's done right." Johnny agreed and so did boomers generation, like 60 is the new 50. Shaving off 10 years simply because we understood what dirty meant. because we don't like the idea of getting older is just blowing smoke up our collective butts. But, there is one glaring Black Socks generational difference, and that's our disparate sexualities. There was the perception prior to the 60s that Europeans were more into sex, dirty or otherwise. But I think it was We're Here, So that Europeans were simply more comfortable acting on There are 80 million boomers, so our parents definitely had their sexual instincts. And while I feel porn has seriously sex, albeit not likely the dirty variety boomers enjoy. I damaged America's sexuality because it's more violent than ignored my father's sexual advice since he was the guy who dirty, pre-60s porn was tame in comparison. Men kept their told me masturbating was unhealthy. Our parents had no short, black socks on and women seemed almost chaste. Old sexual credibility. I think our parents did consider sex dirty, porn wasn't dirty in any way. just not in a good way. Best Sex Imaginable So 80 million hormone-raging flower children started a I grew into my sexuality believing dirty sex wasn't about sexual stampede. We enjoyed flaunting our sexuality in front of the untrustables. You remember who they were -- love, but I've since realized it has everything to do with emotional love. The best sex, especially for aging boomers, everyone over 30. is with an emotional connection. This emotional bond Dirty Sex actually enhances dirty sex because this connection negates Boomers are into dirty sex, trust as a sexual issue, and the best dirty sex involves trust but what does that mean and vulnerability. anyway? Sex, Age & MenoDouche Sold By Douchebags pause, a baby boomer's That fewer women use douche is a statement about manifesto, contends the Biwomen's self-esteem. The notion that the natural aroma of ble sparked patriarchal socia woman's vagina is unacceptable is Mad Men gone berserk. eties 5,000 years ago, and Shaming a woman into buying deodorant for her vagina was that one result was that sex misogyny for profit. Incidentally, my veterinarian advised suddenly became dirty, but me to pour douche over my dog when he got skunked. That in a bad way. Prior to this it worked miraculously well says everything anyone needs to women were considered know about douche. goddesses and sex in every form was wanton, enjoyable, and acceptable. I'm not sugGet Dirty gesting boomer guys treated women like goddesses in their If you're a boomer in a loving relationship whose sex life is effort to turn 5,000 years of sexual repression around. in limbo, stalled quiet, boring, or same old same old, "Does she put out?" was the question young men asked, consider accessing your baser sexual instincts. Explore your and "Is he a premature ejaculator was what young women sexuality and leave no stone unturned. Say out loud what wanted to know. But consider how amazing it was that in you've been thinking to yourself for years. No one's less than a decade boomers turned 5,000 years of uptight watching, and you might find that dirty sex is the best sex sexuality on its head. Disclaimer: Some states still have laws you ever had. that dictate how people can [have sex] legally. Today’s BoomeR 13
Speaking Out For Alzheimer's ALZHEIMER’S ASSOCIATION WALK TO END ALZHEIMER’S® HELPS RECLAIM THE FUTURE FOR MILLIONS Participants Raise Critically Needed Funds for Alzheimer's Care, Support and Research The Alzheimer’s Association Walk to End Alzheimer’s ® is the world’s largest event to raise awareness and finds for Alzheimer’s care, support and research. Held annually in more than 600 communities nationwide, this inspiring event calls on participants of all ages and abilities to reclaim the future for millions. 14 Today’s BoomeR
Walk to End Alzheimer’s unites the entire community—more than 450,000 participants that include family, friends, co-workers, social and religious groups and more — in a display of combines strength and dedication in the fight against this devastating disease. While there is no fee to register, each participant is expected to fundraise in order to contribute to the cause and raise awareness, The Alzheimer’s Association provides free, easy-to-use tools and staff support to help each participant reach their fundraising goal. Walk to End Alzheimer’s is more than a walk. It is an experience for participants to learn about Alzheimer's disease and how to get involved with this critical cause, from advocacy opportunities and clinical studies enrollment to support programs and services. Walk participants also honor those affected by Alzheimer's disease with the poignant Promise Garden ceremony. Alzheimer’s disease is a growing epidemic and the nation’s sixth-leading cause of death. As baby
boomers age, the number of individuals living with Alzheimer’s disease will rapidly escalate, increasing well beyond today’s more than 5 million Americans to as many as 16 million by 2050. To start or join a team today, visit the Alzheimer’s Association at alz.org/walk. Participants are also invited to register on Walk day; registration begins at 8am. To learn more about disease and available resources, call the toll-free Alzheimer’s Association 24/7 Helpline at 800-272-3900. About the Alzheimer's Association® The Alzheimer’s Association is the world’s leading voluntary health organization in Alzheimer care, support and research. Our mission is to eliminate Alzheimer’s disease through the advancement of research; to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health. Our vision is a world without Alzheimer’s. Visit alz.org® or call 800.272.3900.
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Meet Jessica Bloodgood, Speaking Out for Alzheimer’s Jessica Bloodgood ran in the New York City Marathon in 2013 and qualified for the Boston Marathon in 2015. While training for both events, Jessica, with help from those who support her, raised almost $22,000 for the Alzheimer's Association. Her passion to run and participate in Walk to End Alzheimer's is driven by her two grandmas, diagnosed with dementia, and her late caregiver grandpa. In the fall of 2013, you generous folks collectively raised nearly $8,000 for the Alzheimer's Association as I was preparing for the New York City Marathon. I trained that entire summer with the harebrained idea that I might try to qualify for Boston. As race day approached, I had no idea how the race would actually pan out - my training had been tough and I was not completely confident in my abilities. Race day arrived and conditions were perfect - I couldn't believe that at the halfway mark, I was on track to qualify for Boston. I didn't believe it would actually happen until well into mile 25, when I realized I had time to spare. I crossed the ING NYC Marathon finish line in 3:33:42, just 1 minute and 18 seconds faster than the 3:35:00 qualifying time for Boston. A qualifying time, however, was no guarantee that I'd actually be ACCEPTED to Boston. I had to wait another nine months to apply. In the meantime, I attended the 2014 Walk to End Alzheimer's in Madison and was honored to ask to speak about my fundraising efforts in 2013. I committed that day to raise money again for Alzheimer's in the event that I was accepted into Boston. Lo and behold, on September 24, 2014 I was accepted, by a mere SIXTEEN SECONDS, to run in the 119th running of the Boston Marathon. True to my word - I am raising money again for the Alzheimer's Association. The New York City Marathon wasn't all that long ago - and yet so much has changed. Since crossing the finish line in November 2013, my other grandma, Grandma Pat, was diagnosed with vascular dementia, the second most common form of dementia after Alzheimer's disease. Since my training began in earnest for Boston in January 2015, she has undergone a significant decline and has been moved from an assisted living facility to a full-time memory care unit. My other grandma, Grandma Faber, continues to live in assisted living, but will likely be moved to memory care shortly. She lost her primary caregiver, my grandfather, in January 2015 and has been disoriented ever since. As you can see, my motivation to run in honor of both of
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my grandmas and in memory of my caregiver grandpa has never been stronger I now have triple the reason to support the Alzheimer's Association and its endeavor to eliminate Alzheimer's disase and dementia while enhancing care for those living with the disease. I hope you will join me in my efforts to raise $13,100 (or $500 per mile) for the Alzheimer's Association.  I will run 26.2 miles in Boston on April 20 to help reclaim the future for millions. By participating in the Alzheimer's Association Walk to End Alzheimer's, I'm committed to raising awareness and funds for Alzheimer research, care and support.
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Recipes and Photos from Chef Eben Atwater
www.urbanmonique.com
BOOMER HEALTHY EATING: All About Apples
Apples are easily among the most beloved, and most maligned fruit out there. They’re beloved because of all they were and could be, and maligned predominantly because of the marginalized product that mass production, grocery store apples have become. A History Malus domestica is a member of the Rose Family, grown worldwide, with more than 7,500 known cultivars. Apples come from Central Asia, where its wild ancestor, Malus sieversii, can be found to this very day – here in the U.S., you can find starts for that very tree if you wish. Yet not so long ago, most grocery chains carried maybe five varieties, two of which were delicious, (Red and Golden, neither of which actually are delicious…), along with Granny Smith, Gala, and Fuji.
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There are deep problems with all of these, and here’s why. These varieties, all of them that you find in the store, are bred not so much for flavor as they are for the ability to withstand storage, travel, and stocking – Those are not attributes we’re wanting in an apple, frankly.
Nowadays, there are more varieties in most stores, but we still have the problem of freshness. 90% of the time, what you’re buying is last year’s crop, or maybe this year’s from New Zealand, that travelled thousands of miles to show up in Your Town, U.S.A. Neither of those options brings apples at anything close to peak freshness. Apples grown in this country are a late summer, early fall crop. For large scale commercial purposes, apples are picked slightly green and then, since 2002, sprayed with 1-methylcyclopropene, a chemical meant to prolong use storage. They’re then waxed or shellacked, boxed, crated, and stored in a low temp high CO2 environment to discourage ethylene production. There they stay for an average of nine to twelve months. They may (and often are), also treated with fungicides while in storage. Its important to note that buying organic may not save you rom all these ills. Much large scale organic farming has been bought 20 Today’s BoomeR
out by mega-corporations and they can and do still use the same 1-methylcyclopropene wax, shellac and extended storage techniques as non-organic fruit. 1-methylcyclopropene, trade name SmartFresh, is supposedly not toxic to humans or the environment, but there’s a distinct problem with those claims. According to an article published by the American Society of Horticultural Science, “1MCP is being used on 16 horticultural products, but much commercially relevant research on its effects is proprietary. For example, research using 1 -MCP to increase potential for shipping longer distances or increasing market share of various fruit is being undertaken around the
world under confidentiality agreements.” Meanwhile, PesticideInfo.org basically notes that most specific information regarding the potential effects of SmartFresh are “not available,” which is disappointingly in keeping with the ASHS’s findings. Add to all that a Canadian study that shows that much of the good stuff in apples is seriously
research for your neck of the woods – Google heirloom apples and your town, then go out and find them. Hit your farmer’s market or local CSAs. Once you’ve scored, preserve apples the way it’s been done for centuries – can some, dry some, freeze some, and enjoy it all. Now, let’s cook with some – Here’s what I did with those Orioles in Minnesota, as well as a couple more favorites. Use whatever varieties you find that float your boat – Ask the producers which varieties making for good cooking, and go with those.
Urban’s Apple Crisp 10 Cups fresh Apples 1 Cup Bakers Sugar 1 Cup Quick Oats 1 Cup Dark Brown Sugar 1 Cup plus 1 Tablespoon Whole Grain White Flour degraded after only 3 months of storage, and you’ve pretty much got the big picture view of why store bought apples suck. Fresh apples provide notable dietary fiber, simple, easily digestible sugars, and lots of polyphenols, a potent antioxidant. Yet stored for 9 to 12 months, pretty much all that antioxidant is gone. But enough doom and gloom: All is not lost – in fact, there’s much light at the end of the tunnel; heirloom apples are making a broad come back, and some cool new varieties are coming available as well. From New England to the Pacific Northwest, and much in between, new-to-most-of-us varieties are finding their way to market. From Community Supported Agriculture, (CSAs), small scale farms, renewed interest by long time growers, and robust university level agricultural programs, variety is returning. Just yesterday, we got notice from our local CSA that one old variety, (Gravenstein, introduced to the U.S. in 1822), and two new varieties were available for as long as they last. A couple weeks ago, in northern Minnesota, I was introduced to the Oriole variety, developed by the University of Minnesota, (as was one of the varieties we were offered here, the Zestar). The Oriole was marvelous; tart, crisp, with just the right sugar balance – Perfect for munching or cooking. Find and read Rowan Jacobsen’s Apples of Uncommon Character; you’ll find your spirit buoyed, and your interest piqued. Do some Today’s BoomeR 21
1/2 Cup local ESB Ale 1/2 Cup unsalted Butter 1 teaspoon real Cinnamon 1/2 teaspoon Vanilla 1/4 teaspoon Coriander 1/4 teaspoon Baking Powder 1/4 teaspoon Baking Soda Pinch Sea Salt Preheat oven to 350° F and set a rack square in the middle. Rinse, core, seed and slice apples about 1/2″ thick, (I like the skins on, you can peel them if you wish) Pile sliced apples into a 9″ x 13″ baking pan, glass preferred. In a small mixing bowl, thoroughly combine bakers sugar, tablespoon of flour, cinnamon, coriander, and pinch of sea salt. Hand sprinkle that blend over the apples, then pour the ale over all. Melt butter. In a larger mixing bowl, combine flour, brown sugar, baking soda and powder, and melted butter. Blend thoroughly by hand, then pack that evenly on top of the apples. Bake at 350° F for 40 to 45 minutes, until topping is nicely 22 Today’s BoomeR
browned. Allow to rest for at least 15 minutes prior to serving.
Belgian Waffles with Apple Compote, Bacon, and Cheddar Heat oven to Warm, add plates for each person, the bacon, and the waffles. Make the recipe for Belgian Waffles here – 2 to 4 per person, depending on iron size – set in warm oven to hold. Fry 3-4 slices of fresh, local bacon for each person – set onto paper towels in warm oven. Slice extra sharp, aged Cheddar very thin and set aside. For the compote, (enough for 4 to 6) 6 fresh Apples 4 Tablespoons Butter 1 Tablespoon Grape Seed Oil 1 Tablespoon Agave Nectar or local Honey 1/4 teaspoon True Cinammon 1/4 teaspoon Vanilla paste or extract, (If using beans, scrape seeds from 1/2 bean). 1/8 teaspoon Allspice Pinch Sea Salt
Rinse, core, seed and slice apples to about 1/2″ thickness In a sauté pan over medium heat, add oil and butter, allow to melt and heat through. Add sliced apples, agave or honey, and all spices, toss to combine thoroughly and coat with the oil and butter. When the blend starts to simmer, reduce heat to medium low and sauté for about 15 minutes, until apples are very tender. Remove from heat and allow to rest for 15 minutes prior to serving. To serve, lightly butter waffle, add strips of bacon, then compote, then top with cheddar. Then there’s the savory side… Chutney is a favorite of mine since I was a kid, making it with my Mom each fall. The combination of fruit and savory elements is a big winner; apple chutney goes great with pork, chicken, wild rice, even soufflés, believe it or not. It’s easy to make and stores well; it’ll last 2 weeks refrigerated, and much long if you decide to water bath can it. Spicier, more piquant apple varieties make for better chutney than the overly sweet ones do.
Apple Chutney – About 6 Cups 10 to 12 fresh Apples 2 fresh large Navel Oranges 1 large Sweet Onion 1 Cup Live Cider Vinegar 1/2 Cup local Honey 1″ piece fresh Ginger Root 1 teaspoon Sea Salt 1/2 teaspoon fresh ground Pepper 1/2 teaspoon ground Coriander 1/4 teaspoon ground Turmeric OPTIONS: 1 Cup Golden Raisins 6-8 Cherry Tomatoes
bowl and allow to cool thoroughly. Store in clean, glass canning jars, refrigerated, for up to 2 weeks. And of course, I wouldn’t be me without including an apple salsa. Rather than a cooked or blended version, good apples lend themselves especially well to a pico de gallo style salsa. Again, pick a tart, spicy variety when you make this one.
Urban’s Apple Salsa 4-6 fresh Apples, (about 2 Cups volume) 2 fresh, firm Tomatoes 1/2 small, Sweet Onion 1-3 Jalapeño Chiles 1 fresh small Lime 6-8 stalks fresh Cilantro Drizzle Agave Nectar Sea Salt and fresh Ground Pepper to taste Zest and juice the lime, set both aside Rinse, core, and seed apples, then uniform dice. Toss apples into a large mixing bowl, then add lime juice and zest, and toss to incorporate. Peel and stem onion, then fine dice. Rinse, core and seed tomatoes, then fine dice Peel, seed, and devein jalapeños, then fine dice. Chiffonade cilantro. Add all veggies to the mixing bowl and toss to incorporate. Add agave, pinch of salt and a couple twists of pepper; taste and adjust seasoning. Allow salsa to rest in a non-reactive bowl for at least 30 minutes, refrigerated, prior to serving.
Rinse, core, and seed apples, then rough chop. Rinse, peel, stem and dice onion. Rinse, peel and mince ginger root. Rinse and pat dry oranges; zest and juice both, set that aside. In a large sauce pan over medium high heat, combine all ingredients thoroughly, then bring to a simmer, stirring occasionally. Reduce heat to medium low and allow to simmer, stirring occasionally, for 45 to 50 minutes, until the mix has thickened notably and most of the free liquid is absorbed. Remove from heat, transfer to a non-reactive Today’s BoomeR 23
F– Being Old Amazon River & Rainforest— Check! By John A. Vardallas Founder/CEO, TheAmericanBoomeR.com Many of you Boomers know that I am a fan of checking off your bucket list as we age —that list of all of the dreams, goals, activities and experiences you want to fulfill before you die. Well this sixty -something guy had the chance to do just that when I visited Peru and the Amazon River this summer. The Amazon originates from the headwaters of the Andes Mountains and follows an eastward course for more than 4,000 miles across the South American continent flowing out to the Atlantic Ocean in Brazil, where it’s mouth is 300 miles wide. The Amazon is the largest river system in the world containing two-thirds of all the unfrozen fresh water on Earth. Thousands of miles of Amazon tributaries and waterways exist, mostly navigated by canoe. The Amazon contains thousands of species of birds, mammals, reptiles and fish. My adventure expedition started in Peru (Lima), which comes from the Inca word meaning “land of abundance”. Lima is also known as the “City of Kings”, founded by Francisco Pizarro in 1535 while conquering the Inca Empire. My group flew from Lima to Iquitos, which is a bustling city of 600,000 reflecting the grand days of the rubber barons. It is the only highly populated settlement in a vast area of jungle and is the commercial center for the River Peoples of the Amazon. There are 3 million indigenous people living along the the Amazon. In Peru, they are called Riberenos. They speak a mix of Spanish and Quechua (language of the highlands) and other Portuguese dialects. The peoples of the Amazon River and rainforest continue to adapt to the influences of the outside world. I was amazed to find many villagers we visited with cell phones while using primitive 24 Today’s BoomeR
medicines to cure their ills. The village people amazed me on how they have survived on a limited amount of cash. They harvest their own food in the jungle judiciously and hand build their canoes to fish the river. They grow their gardens in small plots then move on to let the soil recover after the natural rise and fall flooding of the river annually. What amazed me is the river can fluctuate by 15-30 feet during the year! They build their houses of wood and plants from the forest and raise their livestock in swampy water conditions. The peoples of the Amazon have truly adapted to their environment by subsistence
Amazon Catfish. Another cool experience was Piranha fishing using a jungle bamboo pole and a piece of meat on a hook. Yours truly got super excited when hooking a red belly. Our guide caught a Cayman from the water lilies and brought it onboard for all to get up close and personal with the river’s most popular reptile. Perhaps the highlight of the waters was citing fresh water pink river dolphins only found in the Amazon. Our rainforest daily itinerary consisted of half day trekking, visiting ranger station preserves, villages and exploring some pretty deep trails. A fascinating fact about the rainforest is 50% of the worlds pharmaceutical drugs come from the Amazon. It was interesting to rub an iodine tree and aspirin bark during our walks. Also, boa constrictor snakes, huge spiders and numerous species of primates (monkeys/sloths) were plentiful as well as toucans and parrots adding their calls to the wild jungle. Despite typhoid/yellow fever shots, daily deet spray, thirty days of malaria pills and a long flight, my 630 miles of exploring the Amazon River and rainforest was a fantastic bucket list check-off of a travel experience for this boomer!
farming, fishing and gathering that keeps families going. One cannot feel humbled by direct interaction and the overall experience with the flora, fauna and peoples of the Amazon River and Rainforest. The 11 day trip was highlighted by two themes-- on the water and in the rainforest adventures. On the water, exploring waterways by a twelve person skiff revealed an abundance of wildlife visually by eye levels and seen at distances and in more detail by binoculars. Viewing local fisherman bringing in their nets for the catch of the day was a real treat. The most popular fish we ate on a daily basis was Today’s BoomeR 25
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