NAGICO Oil Nut Bay brochure

P R E F E R R E D

I N S U R E R S

O F

O I L

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B A Y

Exquisite properties like Oil Nut Bay Villas and Estates require a level of insurance protection offered by only a few qualified companies. That is why Oil Nut Bay has selected NAGICO Insurances as their exclusive provider of Homeowners Superplus coverage.

FOR MISCELLANEOUS EXPENSES - Landscaping and plants - Legal expenses - Crafts and vehicles

NAGICO provides coverage for your home, its contents and your personal belongings against loss or damage by: - Fire, lightning, explosion - Earthquake or volcanic eruption - Hurricane, storm, flood - Riot, strike, malicious damage - Burglary, housebreaking, theft - Bursting and overflowing of pipes and water tanks - Impact damage from vehicles, animals, aircraft or aerial devices - Sudden accidental damage - Subsidence and landslip

FOR MEDICAL EXPENSES - We will pay for accidental medical expenses, ambulance or similar services resulting solely from your ownership or use of the insured premises.

Additional coverage options are also available from NAGICO such as:

F O R T R AV E L - We will pay in the event of an accidental death of you or your spouse whilst traveling abroad as a fare paying passenger in a regularly scheduled airline, ship or other public transport.

- Accidental medical expenses incurred whilst outside of the Coverage Territory.

- Search-And-Rescue expenses in the event of the crashing or disappearance of an airline in which you or a family member who normally resided with you was traveling.

- For loss of passport, drivers license, traveling tickets or other valuable documents.

- Cancellation charges for prepaid travel arrangements.

FOR BUILDINGS - Accidental breakage of glass - Accidental damage to underground tanks, pipes and cables FOR CONTENTS - Servants’ and visitors’ personal property - Unspecified special possessions - Computers and electronic data processing equipment - Temporary removal for safekeeping - Money, Gold, Accounts, Bills, Deeds, etc.

- Property used for or intended for business use

F O R D E AT H - We will pay in the event of death caused by injury or illness sustained by Insured Perils whilst in your home.

FOR PUBLIC LIABILITY - We will pay up to US$375,000 (or its equivalent) for those sums for which you become legally liable as owner of the building(s).

FOR CREDIT CARDS - We will pay for financial loss as a result of a stolen/lost credit card.

Welcome to the Neighborhood

DOMESTIC ANIMALS AND PETS - We will pay the current market value for domestic animals and pets that are injured or killed by accidental means.

P E R M A N E N T T O TA L D I S A B I L I T Y - We will pay your premiums if you become permanently totally disabled.

W H AT I S M Y D E D U C T I B L E ?

- There is a 2% flexible deductible of the Sum Insured, per item, if there is a loss arising from any of the following catastrophe perils: a. Hurricane, Cyclone, Tornado, Windstorm b. Flood or overflow of the sea as a result of a. above c. Earthquake of Volcanic Eruption or overflow of the sea caused thereby AT W H AT VA LU E S H O U L D I I N S U R E ?

- You should always insure for the full current rebuilding cost or replacement value of your home.

The information in this brochure is not meant to replace a formal policy. The benefits shown are subject to the terms outlined in specific policy documents. Certain terms and conditions may apply so talk to your local NAGICO representative.

To find an agent nearest you, visit us online at nagicobvi.com.

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