Toledo Free Press – September 16, 2012

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Project P oe iAm Nicole Khoury leads effort to raise funds for autism with Sept. 21 concert featuring Rusted Root. Stories by Brigitta Burks and Vicki L. Kroll, Page A6

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A2 ■ TOLEDO FREE PRESS

SEPTEMBER 16, 2012


OPINION

SEPTEMBER 16, 2012

PUBLISHER’S STATEMENT

Rhetorical challenge T

oledo Free Press was recently approached by the organizers of the Northwest Ohio Conservative Coalition, which comprises the Children of Liberty, Perrysburg Patriots, Back to Basics and We By For. TFP has covered the group since its inception, with collaborations and contributions from Scott and Anna Allegrini, Th omas Berry, Robert Densic and others. Anna recently proposed a preelection “point/counterpoint” feature that would allow the conservative group and a liberal writer to explore election-year topics. “In the tradition of Toledo Free Press balanced, what if you ofThomas F.POUNDS fered being a question or policy position for each week,” wrote Anna Allegrini. “The answer then would be given by two writers in their own philosophy and principle, thereby offering points for a voter to ponder before going to the polls in November. This would provide a stark contrast ... and a personal one that moves beyond the political rhetoric and sound bites of the politicians and offers a local perspective from citizenry on both sides.” Anna’s proposal led to a spirited email discussion about the definitions of conservatism, the role of local media and how such a series could educate voters. As Densic offered, “This is the heart of the Tea Party movement. We have those who apply their talent and passion toward changing the bodies holding elected offi ce, and we have those who apply their talent and passion to changing the hearts and minds of their fellow citizens. As it is obvious Scott, Anna and I are in the ‘change the hearts and minds’ long-term camp, we welcome the debate. We will be silent no more. We will rise up and talk about those founding principles of our nation. Why we have a Constitution. Why we should learn from our history and the history of nations throughout time. Why we need to relearn and return back to the basic principles that made our nation great.” There was really no question as to whom TFP would turn to take up the liberal side of the debate. Longtime TFP columnist Don Burnard has been silent for a while, but he has agreed to return to the debate and offer a contrasting viewpoint to the election’s most pressing issues. Readers should expect his no-holdsbarred writing to more than rise to the challenge. Toledo Free Press has always kept its opinion pages open to all points of view, and this new feature will provide intelligent, thought-provoking and civil commentary. Watch for its debut.✯ Thomas F. Pounds is president and publisher of Toledo Free Pressand Toledo Free Press Star. Contact him at tpounds@toledofreepress.com.

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LIGHTING THE FUSE

Remembering to remember T

It is so sickening. The new morgue is in the Brooks Brothers he 11th anniversary of the Sept. 11, 2001 terror attacks passed with little of the intensity the 10th anniversary pro- store. The new downtown police headquarters is in a Burger King. Walking through the streets, I looked into a building that had duced. This is partially because the media loves nice, round anniversaries, and because time is doing what time does — taking a window crashed out, and found the feet of someone sticking out on a couch. I went in only to find it was NYPD, the edge off the pain. sleeping, collapsed from exhaustion. I am so glad It is incumbent on those who understand the he wasn’t dead. impact of that day — through the loss of a loved In speaking with a cop, he told me that he had one, the loss of security, the loss of freedom — to to leave and stop helping when he pulled a body keep some of the memory alive. Not as a historout that was frozen rigor mortus with a mouth in ical artifact but as an active reminder of the evil fear, eyes wide open, and her hands covering her men can do when ideology trumps humanity (as face. “This is too much for me,” he told me. the Sept. 11 attack on the U.S. consulate in Libya We were helping in trying to pull another of fatally demonstrated). the bodies out. It was stuck. In order to get it out, During the immediate aft ermath of Sept. 11, the doctor regrettably had to cut the body in half 2001, I corresponded with a man who was helping secure the Ground Zero site. That column is re- Michael S. MILLER with a pocket knife. They pulled the torso off , and put his wallet in the body bag with it. printed here, as a reminder that no matter how We’re standing at the end of the world. many anniversaries fade into history, we have a responsibility to Papers from the buildings are strewn everywhere on the honor the lost. ground ... papers that must have seemed so important to evMonroe Mann at Ground Zero eryone just days ago. I picked one up and read part of it, “This Three hours aft er two planes struck the World Trade Center then marks the close of the deal. We look forward to doing busitowers, Monroe Mann journeyed into Manhattan to find his ness with you.” How sad. How terrible. One restaurant is totally intact except for one window that sister, who had been stranded on a subway train. Mann, a lieutenant in the National Guard, wore his uniform, knowing it was blown out. I went in to look around and on one table, found would give him broader access in the search. He found her, and a bag of Skittles, open, with two left. Someone had been eating after arranging to get her home, he walked to the site of the fallen them. Someone had been eating them. My friend, who worked at the WTC, didn’t have to go in on towers and volunteered for the “bucket brigade,” the line of resTuesday. He was a tour guide there. He told me that if there’s a cuers removing rubble, one pail at a time. At breaks during his three-day ordeal, Monroe used armory problem on the upper floors, they go to the roof and wait for a heequipment to email to me firsthand accounts of what he saw. The licopter. He fears that the tour guide who took his place that day probably did just that, and went to the roof with those on the tour. following excerpts are his unedited diary of events. The church that is in the middle of lower Manhattan, in the Wednesday, Sept. 12, 2001 epicenter of carnage, remains wholly unscathed. God is indeed with us. I got a ride to the site with NYPD this morning. We stopped at the NFL headquarters. They were donating boxes of NFL caps, sweatshirts, windbreakers, pants, etc. for the relief effort. We Thursday, Sept. 13, 2001 went to the precinct and unloaded all the boxes of NFL gear. I’ve been down at the Family Support Center, which is at the I can’t believe it, but building 7 is still on fire, still smoldering. 69th Infantry Armory. I’m still on standby, and am waiting to It was such an incredible sight to see the three fire hoses sticking soon be activated. out from the windows spraying the rubble from the adjacent So many are walking around with poster board on their chest building ... yet their efforts yielded no positive results as smoke and back with pictures of their loved ones. Walking aimlessly continues to pour up into the sky. around inside, aimlessly, aimlessly,aimlessly, aimlessly, aimlessly, PLEASE, don’t read any more if you are awaiting news from aimlessly: WHAT THE HELL ARE THEY SUPPOSED TO DO? your loved ones. It is so sad: There aren’t likely any more people alive, though of course, “He’s my dad.” we are hoping for miracles. We expect only bodies to be coming “She’s my mother.” out in the coming weeks. Most of the buildings’ rubble has been “Those are my brothers.” “My aunt.” pummeled many stories underground. We are still doing bucket And it is so sad to still hear everyone talking in the present: IS brigades standing on TOP of the rubble, which in some cases, IS IS IS IS IS. My mom is ... my dad is ... my sister is ... lies more than three stories up. The rubble goes six stories down. Even on the missing person signs that are EVERYWHERE, Spray painted in red paint right on the side of the building “She IS wearing black shoes. She IS an employee of ...” right across from the epicenter: “Morgue full, new morgue two I called my mom last night and she told me to come home. blocks south.” ■ GROUND ZERO CONTINUES ON A4 Thomas F. Pounds, President/Publisher tpounds@toledofreepress.com

A publication of Toledo Free Press, LLC, Vol. 8, No. 38. Established 2005. EDITORIAL Mary Ann Stearns, Design Editor mastearns@toledofreepress.com James A. Molnar, Lead Designer jmolnar@toledofreepress.com Sarah Ottney, Managing Editor sottney@toledofreepress.com Brigitta Burks, News Editor bburks@toledofreepress.com Jeff McGinnis, Pop Culture Editor PopGoesJeff@gmail.com

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OPINION

A4 ■ TOLEDO FREE PRESS ■ GROUND ZERO CONTINUED FROM A3 She didn’t want me there. I told her I was fine, and I stayed the night until this morning. I didn’t think it was really affecting me. But I’ll be honest. I really don’t want to go back there. But the fact that I have access to the closed off areas tells me I should, because MANN I know there are so many others who WOULD go if they could. But part of me wants to just stay home, for fear that I am going to soon be more knee deep into this than I could ever imagine.

Friday, Sept. 14 , 2001 I woke up this morning ... I was so happy. I jumped out of my own bed, saw the sun shining through the window, and the first thing on my

mind was to see what auditions were on for me today ... Then reality hit me like a brick: It wasn’t a dream. I am so sad. I wish this were a dream. I WANT to wake up and go back to my silly pursuit of acting, and shoot for that silly Oscar. I would like nothing more than to go back in time to the way things were. But I can’t. I WAS THERE. How many of you have seen the rubble, destruction, body bags, the crying families, the wandering weak? YOU STILL HAVE NO IDEA WHAT HAPPENED! YOU STILL HAVE NO TRUE IDEA WHAT HAPPENED IN LOWER MANHATTAN! Yeah, maybe I’m in shock, but it’s a shock to the reality of this situation.

SEPTEMBER 16, 2012

DON LEE

Postscript: Mann has continued his writing and acting career. Follow his work at www.monroemann.blogspot.com. ✯ Michael S. Miller is editor in chief of Toledo Free Press and Toledo Free Press Star. Email him at mmiller@ toledofreepress.com.

LETTER TO THE EDITOR

A message for TARTA and the City of Perrysburg TO THE EDITOR, I consider myself an independent guy — if I’m being honest — probably leaning Democrat. But no matter my political affiliation, I’m 100 percent pro-Toledo and the “Burbs.” That’s why I’m compelled to write this after seeing the report that TARTA and the City of Perrysburg have opened up talks to at least continue service on an interim basis. I’m not going to take sides because I really can see both sides of this disagreement. Citizens of Perrysburg feel there’s too much waste in TARTA and they are being charged too much for service. This current agreement was struck during better economic times. On the other hand, we must look after our less fortunate in Northwest Ohio, even though they may be a minority in the “Burbs,” without a loud voice or political clout. We need reliable transportation to take these folks to jobs, doctor appointments and to shuttle people in and out of Toledo. This is never going to be a profitable

business but providing this transportation is just the right thing to do! TARTA already has the infrastructure in place and a track record of getting the job done. Let’s not bring in another company that’s going to have to reinvent the wheel — and hope that they can get the job done. I suspect there are some Perrysburg City Council members who listen to a little too much Right Wing, nut job AM radio. I’m sure TARTA could find some ways to lower the amount it costs to run the service to Perrysburg. We need the adults in the room to take charge and figure this thing out — maybe even a person who doesn’t have a dog in this fight could mediate the negotiations. I would even offer my services for free. I just want to see the best for our area and anyone looking at this situation, reasonably and without bias, would agree getting this deal worked out is best for our area! ✯ ANDREW “Z” ZEPEDA Perrysburg

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A6 ■ TOLEDO FREE PRESS

SEPTEMBER 16, 2012

FUNDRAISER

By Brigitta Burks TOLEDO FREE PRESS NEWS EDITOR bburks@toledofreepress.com

Nicole Khoury’s look reflects her multiple roles in the Toledo community. She is wearing a classic suit — but her hair is streaked with blue. Khoury has her own law practice and also works part time for the public defender’s offices in Sylvania and Maumee. And when she isn’t working, Khoury is rocking out with her cover band, Arctic Clam. Plus, she runs her own nonprofit, Project iAm, a charity that provides funds to Toledo-area children with autism for various needs. “I love what I’m doing right now. This is a great time in my life. I can’t imagine changing anything, except maybe I’d like to sleep a little more than I do,” Khoury said with a laugh. Khoury, a University of Toledo law school grad, grew up in Toledo’s South End with her three younger sisters. From the beginning, music has been a big part of her life. “My dad’s whole side of the family is vocally very talented. My dad was in a band his whole life. He’s an amazing guitar player, a great harmonica player. My mother’s side of the family sang and played the piano and choirs and everything like that. So from being born, I always say I knew about Jimi Hendrix before I knew about math,” she said. The singer/guitarist began playing acoustics with Mick Mason since 2006, before getting more band members and officially becoming Arctic Clam in 2011. Music serves as Khoury’s respite from her busy work schedule. “The law is so hard on the heart, and it’s so hard on your soul and the mind,” she said. “So you throw in

TOLEDO FREE PRESS PHOTO AND COVER PHOTO BY BRIGITTA BURKS

Project iAm founder balances work, music, philanthropy Rusted Root to play Acoustics for Autism show in Maumee

ATTORNEY NICOLE KHOURY RUNS PROJECT iAm AND PLAYS WITH ARCTIC CLAM.

something like music, that really balances it out and lets me go up and have a great time and lose a lot of energy and that stress.” Still, Khoury emphasized how much she values her day job. “If I didn’t love what I did though, I wouldn’t do it. I’m very lucky to love my job,” she said. Part of what made Khoury stick around Toledo is its criminal defense community, she said. “It is amazing. You walk into another courtroom somewhere else and … it’s not the feeling you have here. Everyone really works together here,” she said. Toledo in general has allowed Khoury to flourish. “It would take a lot to pull me away because I’m not going to be able to move to a big city and make the money that I make in the time that I make it and be able to be a rock star and have a charity,” she said. Khoury has big hopes for her

city’s Downtown. “I want to see more people living down here and once we get all this going, then the stores will start coming and we’ll start to have our own little mini-Chicago,” she said, adding that she believes that is the direction the city is headed. “I would love to see Downtown what it is on a Friday or Saturday night or what it is after a Mud Hens game all the time,” she said. Khoury is bringing Pittsburgh band Rusted Root to the Shops at Fallen Timbers for a Sept. 21 benefit concert. Advance tickets are $11 ($15 at the door) and are available at http://aboutprojectiam.com/. Khoury started Project iAm after talking with her best friend, whose child has autism, about the struggles families can face when it comes to finances. “I don’t ever want a family not to get their kid tested or not seek a treatment,” she said. ✯

To make “The Movement,” Rusted Root got creative — more creative than usual. “[The forthcoming disc] was pretty much fan-funded. We had a campaign called Fortunate Freaks Unite, and we have a bunch of different packages from the website, and you can actually still donate at rustedroot.com,” said bass player Patrick Norman. “And with the donations, you get various things, like you get your name on the credits of the album thank-yous. The packages range from that to we’ll come and play a show for you at your house if you want.” Norman said it was nice to not rely on a record company and added, “We feel it’s a good way to reconnect with the fans, to help the fans feel more involved with the band.” The Pittsburgh group has a reputation for fusing all kinds of music. “We all are pretty much audiophiles. I’ve listened to music my whole life, and there’s no particular style of music that I’m into,” Norman said during a call from the Steel City. “It’s natural to take what you hear and what you are inspired by through life and listening to music and incorporate them in songs. A lot of times, it happens subconsciously.” Rusted Root is best known for the song “Send Me on My Way” from 1995. “It’s a really innocent song with a very positive message. And the fact that it was used in a couple of famous movies didn’t hurt, being on the soundtrack for ‘Matilda’ and ‘Ice Age’ was a really big thing because it keeps young fans coming,” Norman said. “They’ll grow up and share it with their brothers and sisters, and they grow up and share it with their children or brothers’ and sisters’ kids; we’ve been very blessed to be part of some great art.” The band — Norman, singer and guitarist Michael Glabicki, percussionists Liz Berlin and Preach Freedom, and guitarists Colter Harper and Dirk Miller — is on its way to Maumee, where it’ll play an Acoustics for Autism…Plugged In! show at the Shops at Fallen Timbers on Sept. 21. Doors open at 5 p.m. Special guests will be Arctic Clam, Dave Carpenter and Kyle White. Tickets are $10 in advance at the Village Idiot, Doc Watson’s and Ye Olde Cock n’ Bull Tavern and $15 at the door. All proceeds will benefit Project iAm, a nonprofit organization that raises funds for local families with autistic children. “Michael had done some solo shows with [Project iAm], and he introduced [the band] to the cause, and we jumped right on board,” Norman said. “It helps families with children with autism; it helps get them some money that they might need because there’s special needs for autistic children and some things that most people wouldn’t even think about. And this way, somebody’s going to get a little bit of help directly.” ✯ — Vicki L. Kroll

The Toledo Community Foundation helps individuals, families and businesses meet their charitable goals. We are committed to enriching the quality of life for those in our community.

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Mount Carmel gravestones in disrepair By David Yonke EDITOR, TOLEDOFAVS.COM David.Yonke@ReligionNews.com

Thomas Szych has many relatives buried at Mount Carmel Cemetery. “Both parents. Grandparents. Great-grandparents. Uncles. Aunts. Cousins.” He shrugs. “This my family cemetery.” Szych is hoping his loved ones’ graves don’t wind up like that of Mary Oess, whose short life began in 1912 and ended in 1914. Her simple gray tombstone, marked with a cross, is lying on its back beside another Oess family grave marker. Or like that of John Cook, who died at age 35 in 1887. His tombstone is lying flat on its back. Peter and Emilie Ettl’s dual gravestone is about foot off its plinth, bumped up against that of Maria Eggl. One marble gravestone has been tilted by the thick trunk of a weed growing between the base and the marker. More than three dozen gravestones are lying on their sides or backs or at odd angles in the rear southeastern corner of Mount Carmel, Toledo’s oldest Catholic cemetery.

‘No respect for the dead’ Szych, 43, who lives in North Toledo just a few minutes from the North Toledo cemetery, finds the disarray disturbing. “It shows no respect for the dead,” he said. “It makes me sick.” He said he and his daughter Leslie, 20, visits her grandparents’ graves at Mount Carmel every week, and Szych often brings his 6-year-old son, Kadin, to show him the importance of paying respects to deceased relatives. It was on a recent visit with his son to the back corner of the cemetery that he came across the chaotic scene. He called the Toledo Catholic Diocese’s Downtown headquarters to report the damage and was told that the diocese doesn’t have the funds to fix the grave markers. Szych said he could not recall the name of the person he spoke with, but he remembers telling the diocesan official that he does not expect the diocese to fix markers that are broken, only to pick up and put back in place the ones that are supposed to be upright. He acknowledged that some of the centuries-old gravestones could have broken off from their bases because they became brittle with age. And some of the oldest ones are on the side of a small hill, he said, where gravity and time could have pulled top-heavy markers off their bases.

MORE THAN 40 GRAVESTONES HAVE FALLEN OR BROKEN AT MOUNT CARMEL, TOLEDO’S OLDEST CATHOLIC CEMETARY.

Someone had taken a stone cross that had snapped off its pedestal base and stood it up against the side of the monument. “I understand they’re old. Some have been here since the 1800s. But this is just terrible,” Szych said. It’s clear, he said, that many of the fallen markers were knocked off their pedestals by lawnmowing equipment. He pointed to tire tracks that led directly to some of the fallen tombstones. “I used to work in lawn care and you can see where a riding lawnmower struck these,” Szych said.

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Planning to fix tombstones Frank Cappiello, a family service adviser at Mount Carmel Cemetery, said he is aware of the problem and that the diocese is planning to fix all of the fallen tombstones. “They’re going to put them back on the pedestals,” Cappiello said. “They’re certainly going to fix that.” Cappiello said there is no timetable yet for the repairs. He blamed vandals, assuming that people scaled the 4-foot chain link fence surrounding the cemetery and knocked over the tombstones. Located at Lagrange Street and Manhattan Boulevard in Toledo’s Old North End, Mount Carmel has long been the cemetery of choice for Toledo’s Polish Catholics. One of three Catholic cemeteries in Toledo, Mount Carmel was originally

known as St. Mary’s and St. Francis de Sales Cemetery until it was renovated and consecrated as Mount Carmel by Bishop Karl J. Alter in November, 1936. The contracts that family members sign with Mount Carmel promise perpetual care of the grave sites, Szych said, citing his parents’ burial papers. But with nearly 40 tombstones lying helter skelter around the grounds of Mt. Carmel, Szych is reconsidering

whether it will still be his “family cemetery” in years to come. “I told my daughter, ‘I don’t want you to bury me here if this is how it’s going to be,’” Szych said. ✯ David Yonke is the editor and community manager of ToledoFAVS.com, a website that provides in-depth, nonsectarian news coverage of religion, faith and spirituality in the Toledo area.


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SEPTEMBER 16, 2012

United Way sets $13.8 million campaign goal for region By Brigitta Burks TOLEDO FREE PRESS NEWS EDITOR bburks@toledofreepress.com

The United Way of Greater Toledo aims to raise $13.8 million during its 2012 fundraising campaign, which kicked off Sept. 11 with a speech by an education innovator. Geoffrey Canada, founder of the Harlem Children’s Zone, spoke to about 600 people at the campaign’s kickoff at the Hilton Garden Inn in Perrysburg. The Harlem ChilCANADA dren’s Zone, serving 10,000 children, emphasizes community and parental involvement, early childhood education and afterschool programming to support children from birth on. “We have not had someone like that at our kickoff in eons. I really cannot remember. I’ve been at this United Way for more than 30 years and this is one of the more exciting kickoffs I can remember,” said Jane Moore, interim president and CEO. Randy Oostra, president and CEO of ProMedica, will serve as campaign chair. The campaign sum will aid in supporting United Way’s goal of helping children graduate. The organization, which helps support other groups and encourages volunteering, factors in how education, income and health affect graduation rates in Lucas, Wood and Ottawa counties. In Toledo Public Schools, the graduation rate was at 80.5 percent for 2009-10, according to the Ohio Department of Education. “We’re looking at [graduation] in a very holistic way. Kids can’t learn if they’re hungry. Kids can’t learn if they don’t know where they’re sleeping. Kids can’t learn if their families aren’t healthy,” Moore said. Canada, who appeared on “60 Minutes,” “Oprah” and the documentary “Waiting for ‘Superman,’” touched on the importance of these factors. If a parent is about to lose his or her apartment, “Sitting down and talking about reading doesn’t make sense,” he said. The educator also stressed the importance of supporting kids from birth to professional life rather than “from cradle to prison.” The United States has the highest incarceration rate in the world at 744 out of 100,000 people incarcerated, Canada said. In China, 120 out of 100,000 are incarcerated. “There is a real crisis in our community and this crisis is bigger than

anything I’ve seen people commit to,” Canada said, later adding that there is no big plan from politicians to fix it. “No one’s coming to save our kids. If our kids are going to be saved, you people in this room are going to have to do it,” he said. Canada’s group starts with Baby College, providing new parents with training on raising their kids. After Baby College, the Harlem Children’s Zone supports the children until they graduate college. “I have 900 of my kids in college and I know how all my 900 are doing,” Canada OOSTRA said. He added that he has measurable data for every

single age group in his program and that it’s important for communities to serve every single age group. At an education roundtable after the kickoff, about 100 education leaders and stakeholders discussed what more could be done. A United Way representative sat at each table and recorded the group’s answers to specific prompts. David Young, University of Toledo’s EXCEL director, told the group when it comes to improving education, “We can’t have a casual attitude and a relaxed atmosphere.” “Our children are our most valued commodity. They are not just our future, but they’re our present,” he said. The group also agreed that passionate, competent teachers are crucial to a good education. Canada emphasized the impor-

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tance of good teachers. “If you’re a teacher and you can’t teach, you need to find another profession,” he said. “We’ve got to demand quality.” Many also said different organizations working together to improve the graduation rate is key. “We have to break down those barriers, [like] ego,” said Lucas County Juvenile Court Judge Denise Cubbon. The United Way works with 100 locally funded partners, Oostra said. While he is aware that times are tough, “I’ve never done this before so I’m optimistic,” he said of the campaign. Last year, about $13.6 million was raised for the campaign, up 1.5 percent from 2010, but still short of the same $13.8 million goal. About 30,000 donors contributed in 2011. The majority of campaign donations will wrap up in November, but the final sum isn’t

expected to be released until February. One of the ways United Way could meet its goal is through its matching grants, Moore said. For the leadership matching grant, ProMedica and the United Way Board of Trustees will match new gifts made at or increased to $1,000 (leadership level) or more for up to $100,000. They will also match the increased amount of existing leadership level gifts, according to a news release. The Andersons, Inc., Consultants in Laboratory Medicine, Fifth Third Bank, Health Care REIT, Inc. and Owens-Illinois are sponsoring the 2012 United Way Fellow Program, so the organization can temporarily expand staffing during the campaign. The United Way is also looking for 5,000 readers and tutors to help in the area. For more information, visit www. unitedwaytoledo.org/volunteer. ✯


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A12 ■ TOLEDO FREE PRESS

SEPTEMBER 16, 2012

LAW AND COURTS

State texting ban focuses on younger drivers By Brigitta Burks TOLEDO FREE PRESS NEWS EDITOR bburks@toledofreepress.com

Ohio lawmakers and police officers aren’t LOL-ing about texting and driving, especially when it comes to younger drivers. The state texting/ driving ban, featuring harsher rules for those younger than 18, went into effect Aug. 31. The City of Toledo has had a ban since 2010. However, the bans differ and it is up to police whether to charge drivers under the state or city code. “Both laws are on the books so the officer has the option to cite under whichever code the officer feels is appropriate,” said Toledo Police Sgt. Joe Heffernan, adding that most officers are inclined to charge under city code. The city fine is $130. The state fines are up to $150 for adults and up to $300 for those younger than 18. No officers will enforce the statewide ban during the six-month warning period, which began Aug. 31. After six months, officers can charge any driver younger than 18 for using

any electronic wireless communication device outside of the ban’s exemptions. Texting and driving will be considered a primary offense, meaning the officer needs no other reason to pull the teen driver over. Talking on a cellphone is also included in the ban for the teens. For drivers older than 18, the ban prohibits driving while using devices to write or read a text-based communication. However, texting DAMSCHRODER while driving is a secondary offense for adults — meaning officers need another reason to pull texters over. The Fremont-area state Rep. Rex Damschroder, who sponsored the bill that led to the ban, said he originally intended texting and driving to be a primary offense for everyone. “My full intentions are to go back and revisit [the ban] in the next general assembly,” Damschroder said. A

16-year-old was texting and driving in Damschroder’s district when she crossed the centerline and killed a motorcyclist, he said.

Exemptions There are also several exceptions to the state ban. Drivers younger than 18 can use their cellphones for emergency purposes and when their vehicle is in a stationary position and outside of the travel lane. Young drivers can also use navigation devices so long as they are hands-free or voice-operated and not programmed while driving. There are 10 exemptions for adults, including using devices for navigating and hands-free texting. Adult drivers can also use their devices for emergencies and when their vehicle is in a stationary position and outside of the travel lane. They are also permitted to enter a name or phone number to make a call and to receive messages or navigation alerts regarding safety, emergency traffic, weather and the vehicle’s operation. In Toledo, the city ban enables officers to pull over anyone they see tex-

ting as a primary offense. However, in 2011, Heffernan estimated there were about four citations for texting and just one as of April 2012. That may be because the ban has encouraged drivers to put down their phones, Heffernan said. “One of the main values of the ban is the awareness part of the law, to get people thinking, ‘Wow, I used to do this, but it’s against the law now,’” he said. Officers are also more likely to write citations for something other than texting. For instance, if a driver is texting and rear-ends McNAMARA someone, the officer would write a ticket for “assured clear distance.” The texting is also usually done by the time the citation occurs. Joe McNamara, City Council president, said the lack of citations could be because the police are focused on other things and lacking in manpower.

“You enforce the dangerous things more vigorously than traffic issues,” he said, adding however, “It’s still a danger; it’s still a problem.” Councilwoman Lindsay Webb voted against the ban in late 2009. “There was a reason I voted no, because I thought WEBB the enforcement was sort of difficult,” she said, adding that the different city borders and laws could have made things tough. Webb said at the time that she felt the issue needed to be addressed on a statewide basis. Now that it has been, “Hopefully, we’ll raise a new crop of drivers who don’t text and drive,” she said. Drivers between 16 and 20 are traditionally the leading group in terms of fatal traffic accidents, said Lt. Anne Ralston of the Ohio State Highway Patrol (OSHP). ■ TEXTING CONTINUES ON A13


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SEPTEMBER 16, 2012 ■TEXTING CONTINUED FROM A12 “Those are the most dangerous years without texting, but to throw texting in with a beginning driver, it’s just a real dangerous combination,� Damschroder said. When Damschroder started his term, “I was kind of surprised to learn Ohio didn’t have a ban against [texting],� he said. “There is no way you

can safely drive your car and take your eyes off the road and text. You just can’t do it.� Ohio is the 39th state to have a texting ban. The representative had bigger hopes for his bill. “I can’t understand why [the Ohio Senate] would want to weaken the bill, but they succeeded,� he said, adding that maybe Senate members didn’t want to get pulled over themselves.

Personal freedom was one reason politicians gave Damschroder for not wanting a ban. “[Texting and driving] infringes on the personal freedom of drivers coming down the opposite side of the highway, those Ohioans who expect the safest possible highway you can make,� he said. Ralston said other distracted

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driving behaviors — from tending to a child to picking something up off the floor to eating — also pose a threat. “There’s a wide variety of things that can distract,� she said. From 2009-11 in Ohio, there were 31,231 crashes, including 74 fatal crashes and 7,825 injury crashes, that were caused by distracted driving, according to the OSHP. Numbers for

â– A13

how many accidents are caused by texting aren’t kept yet. On average, sending or receiving text messages takes a driver’s eyes from the road for 4.6 seconds. At 55 mph, this is enough time to go over the length of an entire football field, according to the OSHP. For more information, visit www. distraction.gov. âœŻ

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Early voting in Ohio creates ‘Election Month’

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prefer to vote on Election Day. Call me nostalgic, but it feels traditional to vote on the actual day prescribed for this democratic process. I also like to keep my options open during the entire campaign season, just in case something is uncovered about an issue or my preferred candidate. But for those Brandi who can’t — or don’t want to — vote on Election Day, early voting is a becoming a popular option. Convenience voting is a newer trend that will likely become more accommodating. Scholars even suggest that all of America might eventually have an “Election Month.� This year, the Lucas County location for in-person early voting was in limbo until just recently. Finally, under a deadline from the Ohio Secretary of State, the Lucas County Board of Elections selected the Summit YMCA, 1500 N. Superior St. Good thing, too, because early voting in Ohio starts Oct. 2 — 35 days before the Nov. 6 election. Who is eligible to vote early? All registered voters in Ohio can vote early, no excuse necessary. Just show up with proof of identity. If a person isn’t registered to vote, the form must be postmarked or received by Oct. 9. To get the form, visit www.sos.state.oh.us/. Those who want to vote early should note that voting hours aren’t always 8 a.m. to 5 p.m. For instance, people can vote from 8 a.m. to 9 p.m. Oct. 9, or 8 a.m. to 7 p.m. Oct. 22 through Oct. 26. Don’t forget that Oct. 8 is Columbus Day so early voting at the YMCA will be closed for the holiday. The hours are convenient for those who work later hours and need the extra time to get to the YMCA. Early voting also appeals to those who are

disabled. Kim McConnell, spokeswoman for the Ohio Legal Rights Service, said her agency doesn’t advocate for or against early voting rights, but wants everyone to have an equal chance to vote. Many times those who are disabled need to make arrangements that some voters take BARHITE for granted. “It enables them to arrange for transportation and for those who can’t wait in long lines, early voting helps them,â€? McConnell said. Absentee ballots are also popular options for those who worry about weather on Election Day, will be out of the country on vacation, serve in the military or just want to get their ballot cast so they don’t have to worry. Here are some important dates, according to the Secretary of State, to make sure votes get counted in this election: âœŻ Sept. 22: Military and overseas ballots will be sent. âœŻ Oct. 9: Voter registration deadline to vote in the Nov. 6 election. âœŻ Nov. 3: Application for absentee ballots to be mailed, emailed or faxed must be received by the boards of elections office by noon. âœŻ Nov. 6/Election Day. Military and overseas ballots must be signed and mailed by 12:01 a.m. âœŻ Nov. 16: Military and overseas ballots for general election must be received by the Board of Elections. âœŻ Email questions or comments to Toledo Free Press Community Ombudsman Brandi Barhite at bbarhite@toledofree press.com.

On the web visit www.lucascountyvotes.org/ t t and click on links for more information.


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A14 â– TOLEDO FREE PRESS

SEPTEMBER 16, 2012

COURTS

Complaint against former Willard & Kelsey CEO associate in court Sept. 18; seeks return of property By John P. McCartney TOLEDO FREE PRESS STAFF WRITER jpmccartney@toledofreepress.com

The “concealment of assets� complaint filed by the estate of William R. Mitchell, former CEO of Willard & Kelsey Solar Group LLC, returns to Judge Jack R. Puffenberger’s Lucas County Probate Court on Sept. 18. The case centers on James Muller’s claim that Helen Hart, of 2203 Glenview Drive, Maumee, and a former associate of Mitchell, has, according to Probate Court documents, “concealed, embezzled or conveyed away money, goods, chattels, things in action or effects belong to the estate� of Mitchell “in fraud of the rights� of Muller and others interested in the estate. Muller, Mitchell’s former stepson and the estate’s executor, is represented by attorney David Dennis. Willard & Kelsey filed a separate case Feb. 13 in Combined Court (LaPlata County District Court and Denver Probate Court) in LaPlata County, Colo., requesting repayment of $591,743 Mitchell owned the firm at the time of his death, July 26, 2011. The Colorado court document states that during his employment, Mitchell “took draws from� Willard & Kelsey and created “a receivable due to the company. Mitchell directed the accounting firm that he retained to show the [$591,743] he received as advances, and not income, obviously for the purposes of avoiding federal and state income taxes� on his earnings. The case is filed in Colorado since the estate was first established there.

Return property Muller’s complaint in Lucas County requested the court to order Hart to return property including a 2004 Nissan Armada SUV, three computers, jewelry, credit cards, living room furniture, two flat-screen televisions, a pool table, two exercise machines, golf clubs, phones and clothing. Of particular interest to Muller are the three computers, one of which allegedly contains proprietary information belonging to Willard & Kelsey that Muller acknowledged Mitchell smuggled out of the company after he was terminated Oct. 10, 2010, with the intent of trading that information for payment he believed he was due. Muller further contends that The Blade published information it ob-

tained after one of its reporters met with Hart after Mitchell’s death. In a email he wrote to The Blade on April 25 and provided to Toledo Free Press on Aug. 6, Muller informed an editor and reporter that Mitchell died owning computers now in the possession of his “supposed girlfriend� and that Muller “understand[s] that she has leaked to you certain confidential information relating to the affairs of Willard & Kelsey Solar Group, LLC and Mr. Mitchell’s personal business.� Muller informed The Blade the information may be the product of a privileged attorney-client relationship

that Mitchell did not waive during his lifetime and that the estate is not waiving in his death. Muller wrote, “your use of that information is illegal, a breach of ethical duties, and transgress[es] upon property rights.� Mueller’s email “demand[s] a return of all information you have that belongs to William Mitchell, and that you not use any information obtained from his computer for any further publications� without Muller’s authorization. Muller said he never received a response to his email, but that the newspaper has not published anything about the information Muller alleges

Kelsey, but she assumes they did. “If she did give The Blade information, it was off the top of her head from [what she knew] having spoken to him. You know, she and Will used to talk.� However, Marvin Robon, Willard & Kelsey’s attorney, said it is reasonable to assume Hart took possession of the computers because she and Mitchell were the only two living at the Glenview Drive address when Mitchell died, and it is equally reasonable to assume she turned that information over to The Blade. ■COMPLAINT CONTINUES ON A15

it obtained from Hart since receiving his email. The Blade did not respond to repeated requests for a response to Muller’s statements. Hart’s lawyer, however, denied that his client, who he said had been engaged to Mitchell for five years, ever provided information she gathered from a computer. “She may have spoken to The Blade, but she didn’t take any information off [their one jointly-owned] computer,� attorney Sol Zyndorf said. “She doesn’t know whether or not the computers contained documents from Willard &

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A16 ■ TOLEDO FREE PRESS

SEPTEMBER 16, 2012

EDUCATION

By Duane Ramsey TOLEDO FREE PRESS SENIOR BUSINESS WRITER news@toledofreepress.com

Farzona Rahimova traveled from Tajikistan to become the first Fulbright scholar at Owens Community College. Owens applied for the Fulbright Scholar-in-Residence Program and was selected by the Council for International Exchange of Scholars, a division of the Institute of International Education, to receive one of about 50 grants awarded annually. Rahimova will teach at Owens through May. “Owens Community College is honored to be selected as a Fulbright Scholar-in-Residence Program participant. We are proud to welcome Farzona Rahimova to the U.S. and Owens as the school’s first Fulbright scholar,” said Deborah Gavlik, director of International Programs and Services at Owens. Rahimova will have opportunities for professional development through interactions with local business leaders and faculty at regional fouryear universities, including the University of Toledo and Bowling Green State University, as well as with faculty, administrators and staff at Owens. She will also make presentations outside the classroom about her home country, one of the former Soviet republics, including her observations of the differences in living and doing business in the two countries, Gavlik said. Gavlik said she thinks the Fulbright scholar program will not only benefit Rahimova, but broaden the global perspective of the students and entire Owens community as well. “We want our students to have a global connection in business,” said Gavlik, who said there are about 100 foreign full-time students currently attending Owens. Rahimova arrived Aug. 6 at Toledo Express Airport with her youngest son after a 28-hour journey flying from Tajikistan to Istanbul, from Istanbul to Chicago, and from Chicago to Toledo. It was Rahimova’s goal to return to the United States when she applied for the Fulbright Scholar-inResidence Program. She lived in the U.S. for two months in 2006 when she participated in an internship program at West Texas A&M University in Canyon, Texas. “I live in a developing country and want to share our culture and business opportunities with similarities and differences in business by sharing my

job experiences,” Rahimova said. Rahimova is an advocate for education and she is involved with the development of business education and entrepreneurship for families headed by women. She helped Junior Achievement Tajikistan develop curricula on applied economics for schools. She served as a part-time business trainer at the National Association of Business Women of Tajikistan where she provided startup business planning for women. She also taught at the Institute of Economy and Trade at Tajik State University, providing expertise in economic geography, business planning, small business management and international economic relations. Her course in international economic relations was taught in English. She also worked on the translation of a “Global Business Ethics” textbook and teacher guide. Rahimova began studying English in fourth grade because it is the global scientific language. She also speaks Tajik (similar to Persian or Farsi) and Russian. She is studying toward a Ph.D. in business administration and doing research on home-based businesses for women in Tajikistan. She said she hopes to learn more about that subject while in the U.S. Her father is a university professor who translated an economics book from English to Tajik and her mother teaches the Tajik language to middle and high school-age students. Her eldest son, Jahongir, 16, speaks Tajik, Russian, Turkish and English. He is in the U.S. as a high school foreign exchange student outside Portland, Ore., for the academic year. Her younger son, Amir, 13, is attending Perrysburg Junior High School. Her husband, Olimjon, who is a director of finance and grants for the Tajikistan government, will join them in the Toledo area Sept. 14. He plans to spend the school year with his wife and son while interacting with the business community in the area, Rahimova said. Rahimova said she is grateful to the faculty and staff at Owens who helped her with furniture and household items for the family’s apartment. “We had a great response from campus to help her set up a household,” Gavlik said. The office of International Programs and Services provides experiential learning opportunities to international students from around the globe, including Brazil, Canada, China, Nigeria, Saudi Arabia, Thai-

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Owens welcomes first Fulbright scholar

FULBRIGHT SCHOLAR FARZONA RAHIMOVA OF TAJIKISTAN SHOWS DEBORAH GAVLIK WHERE HER COUNTRY IS LOCATED ON THE WORLD MAP IN THE OFFICE OF INTERNATIONAL PROGRAMS AND SERVICES AT OWENS COMMUNITY COLLEGE.

land, South Korea, Venezuela and other countries, Gavlik said. Eight foreign students are attending Owens this fall through the

Community Colleges for International Development program supported by the U.S. Department of State. Owens has also established several new study

abroad programs in countries such as China, Greece and Peru, Gavlik said. For more information, visit www. owens.edu. ✯

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HEALTH ZONE

SEPTEMBER 16, 2012

Arun Mathur, MD Family and Sports Medicine

Safety for Young Athletes This fall, as you hit the sidelines to cheer on your young athlete, make sure your child is staying safe while participating in sports. Warming up, staying hydrated and properly treating injuries are some easy ways to accomplish safety.

From Staff Reports In conjunction with its current exhibition, “Medicine on the Maumee: A History of Health Care in Northwest Ohio,” the Ward M. Canaday Center for Special Collections at the University of Toledo has scheduled a series of talks for the fall semester on aspects of local medical history. All talks will take place on Wednesdays and be held in the Canaday Center, located on the fifth floor of Carlson Library. Listed by

date, speakers and topics are: ✯ Sept. 26 at 3 p.m. — Joanna Russ, archivist for ProMedica, will speak on the history of hospitalbased nurse education in Toledo in the 20th century. The talk will look at how nurses were trained in these schools, which were in existence at most area hospitals until the 1960s, when nursing education moved to universities. ✯ Oct. 3 at 3 p.m. — Dr. Joan Duggan, professor in the Division of Infectious Diseases at the UT Col-

To reduce the risk of injury, encourage your child to stretch and warm-up before beginning any physical activity. Young athletes should begin to stretch and warmup at an early age so it becomes a habit as they grow. When it comes to hydration, drinking plenty of water and taking regular breaks during exercise is key. If your child engages in excessive exercise for more than an hour, a sports drink is best to keep them hydrated.

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lege of Medicine and Life Sciences, and director of the Ryan White HIV Center, will lead a panel discussion on the history of HIV in Northwest Ohio, with a focus on the early days of the epidemic from 1981-95. The panel will include five participants representing the spectrum of persons infected — and affected by — HIV in our community during this time period. ✯ Oct. 10 at 3 p.m. — Dr. Anthony Comerota, director of the Jobst Vascular Institute at Pro-

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UT schedules speaker series on medical history

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Medica Toledo Hospital, will present at a talk titled “A Man, His Work and His Legacy — Conrad Jobst.” Comerota will discuss Jobst’s contributions to the medical field and his impact on the generations that followed. He invented Jobst elastic stockings in 1950 while living in Toledo. The stockings were a major medical advance in improving circulation in limbs, and his estate endowed the Jobst Vascular Institute. ✯ Oct. 17 at 3 p.m. — Dr. Carlos Baptista, associate professor of neuroscience in the UT College of Medicine and Life Sciences, will discuss the process he uses to preserve medical specimens through plastination. He will explain how the process, developed by Dr. Gunther von Hagens, replaces water and fat tissue in specimens with polymers. Baptista is president of the International Society for Plastination, and several of his preserved specimens are on display as part of the exhibition “Anatomical Art: The Internal Beauty of the Human Body,” which can be viewed in the art gallery area outside the Canaday Center. ✯ Oct. 24 at 3:30 p.m. — Dr. S. Amjad Hussain, UT professor emeritus of thoracic and cardiovascular surgery and columnist for The Blade, will give a talk, “From ‘M*A*S*H’ to the Great Black Swamp: The Life and Works of John Howard M.D., an American Original.” Howard served on the faculty of the Medical College of Ohio until 1993, and died in 2011. Hussain will discuss Howard’s accomplishments as a surgeon, researcher, teacher and writer. ✯ Nov. 7 at 3 p.m. — Dr. James Ravin, Toledo ophthalmologist and medical historian, will present a talk titled “The Magician With a Meningioma.” It will focus on the life of Cleveland magician Karl Germain and an operation performed on him in 1916 by noted 20th-century neurosurgeon Dr. Harvey Cushing to remove a brain tumor. A reception will follow each free, public talk. The exhibit “Medicine on the Maumee: A History of Health Care in Northwest Ohio” will be on display in the Canaday Center through Friday, Dec. 28. The free, public exhibit is open Monday through Friday, 8 a.m. to 5 p.m., or by appointment. For more information, contact Barbara Floyd, director of the Ward M. Canaday Center for Special Collections, at (419) 530-2170. ✯


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COMMERCE

A VIEW FROM THE GULCH

Global economic forum to draw up to 200 foreign investors Downtown By Duane Ramsey TOLEDO FREE PRESS SENIOR BUSINESS WRITER news@toledofreepress.com

The 5 Lakes Global Economic Forum taking place Sept. 24-26 at the Park Inn Hotel in Toledo is expected to attract 150 to 200 foreign business people and investors. The majority of the foreign investors are expected to come from China with interest in investing in commercial real estate or opening facilities in the U.S., according to the Regional Growth Partnership (RGP). The RGP and 5 Lakes Global Group are presenting the forum un conjunction with the University of Toledo. Participation in the event is by invitation only through 5 Lakes Global Group, a company formed by Simon Guo. Guo has been involved in Chinese investments in the Toledo region and trips to China by local business and government officials. About 200 local representatives, mostly from companies sponsoring the event, are expected to accept invitations. “It’s an unprecedented event. We’re very excited about the opportunities for Toledo and Northwest Ohio that could come out of it,” said James Lindsay, president and legal counsel for Louisville Title. Lindsay said that Louisville Title is a sponsor of the event. The company has been involved closely with 5 Lakes Global Group said Lindsay, who made two trips to China with the Toledo delegations. One of its employees, Tracy Sallah, manager of commercial accounts, local and national, is serving as chairperson of the executive planning committee for the forum on a volunteer basis. Guo and Sallah are currently in China, lining up successful investors there to attend the economic forum. Three types of foreign groups are expected to attend the economic forum, said D. Paul Zito, vice president for international development at RGP. The first group includes investors seeking to invest in commercial

SEPTEMBER 16, 2012

real estate. The second group, which includes foreign direct investment prospects, manufacturing, technology and service companies, is looking to open facilities and create jobs in the U.S. The final group is interested in the educational, medical and science fields. Government officials from China are expected to attend and add relevance to the strategy of the organizers, Zito said. The Chinese government is supporting foreign investment in China and foreign investment by Chinese investors. The China Investment ProZITO motion Agency, which Zito said is similar to the U.S. Department of Commerce and Ohio Department of Development, is working to help companies in China grow. “I would not have anticipated China would be so open to international trade and investment in 2012,” said Zito, who works with Chinese companies wanting to locate in Northwest Ohio. “It’s more advantageous for those companies to have operations here in the U.S. to make just-in-time deliveries as part of the supply chain here,” he said. Zito cited potential benefits for the Toledo and Northwest Ohio region from the economic forum. First is the potential for investment by foreign companies in commercial real estate, locating operations and creating jobs in this region. There is also the tremendous amount of media exposure on it on national and international levels, such as the article in The Economist and the number of foreign correspondents expected to attend. The forum has drawn substantial interest from national and international media and organizers expect to host six to eight international corre-

spondents, said John Gibney of RGP. The event was reported by The Economist in August with the headline, “Working partners – Unexpected co-operation and investment beside the Maumee River.” The mention of the Toledo event in The Economist is valuable in the global market, said Zito, who managed the State of Ohio’s European office in Brussels, for 13 years before joining RGP 10 months ago. Another benefit of the forum is the “spirit of collaboration within the business community with education and governments to showcase this area to global partners,” Zito said. “It’s very rare to see city and local governments working together with business, education and private economic development agencies to have a united front to promote economic development as we have in Northwest Ohio and southeast Michigan,” Zito said. UT is the sole platinum sponsor of the 5 Lakes Global Economic Forum. Gold sponsors include Block Communications, Fifth Third Bank, Hollywood Casino, and Huntington Bank. Silver sponsors are Owens Community College, ProMedica, Rudolph Libbe/Gem Inc., Findlay Wise Wealth Management, and the Toledo Symphony Orchestra. Numerous other local companies are bronze sponsors of the event. The 5 Lakes Global Group is a consulting firm serving as a crosscultural business platform linking international enterprises together to enhance business growth in the most effective way by utilizing the resources and support unique to Northwest Ohio. Cost to participate in all seminars and events at the forum is $599 per participant pass. The passes are issued in the company name and are transferrable. To register for the event, visit http://fivelakesglobal.com/ event-registration. More information and a schedule of events can be found on the registration pages there. ✯

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11 years later

T

his week was the 11th anniversary of the terrorist attack on American soil in which close to 3,000 of our citizens were murdered. As I reread some of the accounts and watched the documentaries on television I could not help but think about what the terrorists have done to this country since the attack. I know we have not had a similar attack since and I am thankful for that, but I can’t help but look at all of the costs, in terms of lives and liberty. Dealing with economic issues all day every Gary L. day I want to look back over the last eleven years to some important economic statistics. I took these statistics from zerohedge.com. Silver has risen from $4.18 to $33.52. Gold from $271.40 to $1,731.00. Crude oil from $25.03 to $105.28. Corn from $89.74 to $332.17 per metric ton. Gasoline from $1.51 to 11 years later, $3.85 per gallon. Unemployment from 6.88 million to 12.5 million. Unemployment rate from 4.9 percent to 8.1 percent. Total government spending as a percentage of GDP from 33.05 percent to 40.27 percent. Number of people on food stamps from 17.85 to 46.7 million. Now, there are few of these items that I can directly connect to previous terrorist attacks on the U.S., but certainly a significant part of the national debt can be attributed. The wars in Iraq and Afghanistan account for more than 1.3 trillion of debt. (Before anyone writes to me, I know that President George W. Bush is responsible for a large portion of this debt.) It is probably impossible to calculate all of the peripheral costs, i.e., TSA costs, airplane and airport regulations and hypersensitivity to any perceived threat like an abandoned grocery bag on the street corner. As far as giving up my liberty, I don’t know where to start. We face Internet monitoring, street corner cameras, frisking and being X-rayed before flying, metal detectors in most office buildings in New York City and other major cities and

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everyone looking suspiciously at everyone else, this is not the type of society that is most desirable for me. The past 11 years have been very good in many ways and very disconcerting on other ways. I rarely fly anymore because I feel the TSA routinely violates my Fourth Amendment rights. In my career there have been years where I would routinely fly 60,000 to 65,000 air miles. Needless to say, I am no longer a preferred flier with membership RATHBUN to the Sky Club. The most disturbing statistics are for the cost of food and energy, unemployment and the number of people on food stamps and disability. All of these indicators tell us that the path ahead is going to be long and bumpy. The question is, “What can we do now to move in a positive direction?” I think a lot will depend on the results of the election. The economy needs to go in a completely different direction than we are headed now. Profit needs to be designated a positive term again as well as low taxes, self-reliance, and the greatness of America. Sept. 11 is a time to never forget and reflect on what happened then and why, but also to reflect on the time in between anniversaries. The Sept. 11 tragedy brought out the best in the American people and a commentator on TV made a great statement when he said, “America may sometimes choke on a gnat but we can swallow a tiger whole.” Never forget. ✯ Gary L. Rathbun is the president and CEO of Private Wealth Consultants, LTD. He can be heard every day on 1370 WSPD at 4:06 p.m. on “After the Bell with Brian Wilson and the Afternoon Drive” and every Wednesday and Thursday evening at 6 throughout Northern Ohio on “Eye on Your Money.” He can be reached at (419) 842-0334 or email him at garyrathbun@ privatewealthconsultants.com.

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CITY OF TOLEDO

TREECE BLOG

Mayor declares Sept. 14-16 as ‘Startup Weekend Toledo’

Why demographics matter I

Toledo Mayor Mike Bell officially declared Sept 14-16 as “Startup Weekend Toledo” in recognition of the event of the same name taking place for area entrepreneurs and startup business enthusiasts at the University of Toledo’s College of Business and Innovation. BELL Bell urged citizens to join him in recognizing the organizers, judges, speakers, and sponsors of Startup Weekend Toledo for helping to build a robust en-

trepreneurial community in the City of Toledo. Deputy Mayor Paul Syring will attend Startup Weekend on Sunday, Sept. 16, and will hand out prizes to the winners at 7:30 p.m. Startup Weekend Toledo organizers emphasized that the final presentations and awards ceremony are open to the public. People are suggested to arrive at 4:30 p.m. to get a seat for the presentations from the weekend competition starting at 5 p.m. with the awards at 7:30 p.m. For more information, visit http:// toledo.startupweekend.org. ✯ — Duane Ramsey

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have mentioned John Mauldin an empty nester/retiree at 50+. several times. He is a brilliant These statistics do not always hold economist with one of the most true, that can create these gaps in generations which widely subscribedoccasionally result to newsletters in the in the preceding genworld. This week in eration outnumbering his “Outside the Box” its successor. segment, he featured a Dent took this piece by Harry Dent Jr., theory and applied it an investment newsto the inflation vs. deletter author who has flation argument that also written several many economists and books on economics financial analysts have and finance. In his Ben TREECE been debating for the piece, he commented on past three years. Dent the relationship of Baby Boomers to Echo Boomers and proposes that the Echo Boomers what this relationship means for do not produce goods, but merely spend money, which is a fairly good the markets. Dent pointed out an interesting argument considering the unemfact that not many people may re- ployment rate of college graduates alize — Baby Boomers outnumber right now. Spending without protheir successor generation. Ac- ducing is an inflationary action. If money turns over in the cording to the U.S. Census Bureau, the 45+ age bracket has increased economy without an equal rise in nearly 35 percent since 1960, from GDP, the action is inflationary. However, Baby Boomers have 29.3 percent of the total U.S. population to 39.4 percent of the total been working and producing for U.S. population. Conversely, the decades now, and instead of frivo44 and younger age bracket has de- lously spending their cash they have clined from 70.7 percent of the total been paying off loans and deleverU.S. population in the 1960s to just aging their debt. This is a defla60.5 percent today. The median age tionary action. If debt is paid down then it reduces velocity which rehas also increased from 29 to 37. Dent comments on how genera- sults in deflation. Which generation has more imtions go through gaps. In the late teens to early 20s, the average pact? One is deleveraging and the American is single. From 22-30 other is spending and loading up the average American is mar- on cheap debt as much as possible. ried, has a young family from 31- The goal of the Federal Reserve is 42, has a family and college-aged to try to find an equilibrium that children from 46-50 and becomes allows for the massive deleveraging

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of the Baby Boomers to offset the increased debt burden being taken on by the Echo Boomers. Dent commented, and I believe he has an interesting point, that the Fed has continued to pursue low interest rates and cheap debt because it fears deflation and have seen firsthand what it can do to an economy. Remember, in the 1930s the Fed raised rates in order to restrict monetary growth, which some argue worsened the Great Depression. Dent also comments on the fact that at the top of the 2008 bubble, the federal government was running a $14 trillion deficit while the private sector was running a $42 trillion deficit. Since then, corporations have been holding on to cash and deleveraging as fast as they can in efforts to obtain low interest loans in the near future. There is a wild card Dent failed to mention in his argument, and that was what impact QE2 will have on inflation or deflation. Following 2008 the Treasury pumped billions of dollars into the Fed in an effort to increase borrowing and economic activity. This money has been “sitting in the cellar” because corporations have not been borrowing; instead they are sitting on cash and deleveraging. Once corporations have paid off high-interest notes and begin to borrow cheap money, that is an inflationary action which could have some unexpected outcomes for the U.S. economy and the global markets. I have written before that we will likely experience both inflation and deflation in the near future. We currently are experiencing deflation, but in tolerable doses. The question to ask is how much deflation will we experience before inflation kicks in and where will that inflation stop? For readers interested in Dent’s piece, please email me at Ben@ TreeceInvestments.com. ✯ Ben Treece is a 2009 graduate from the University of Miami (FL), BBA International Finance and Marketing. He is a partner with Treece Investment Advisory Corp (www. TreeceInvestments.com) and a stockbroker licensed with FINRA, working for Treece Financial Services Corp. The above information is the express opinion of Ben Treece and should not be construed as investment advice or used without outside verification.


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SEPTEMBER 16, 2012

THE RETIREMENT GUYS

Things ain’t like they used to be

Ask the Expert Cap Averill II Cap Averill II & Associates

Y

ou have probably heard the old expression, “things ain’t like they used to be.” It is pretty obvious to most that today we are living in a different time. Things are a lot different than they used to be in many ways. One of the big ways things are different is in the area of planning for retirement. In the past, you could work for a company your entire career, have a pension, health benefits and be confident that Social Security would be there. My Grandpa Clair worked his entire career at General Motors and retired with financial security. Things are different for many Mark people in the workplace these days. Because of negative ecoNolan nomic conditions, many workers who were relying on their 401(k)s saw the balances severely damaged by the stock market collapse in the early 2000s and again in 2008. Additionally, many companies have downsized to leave workers out of work mid-career. Because we are living in a different time, it is vitally important that you take control of your situation and try to become as self-reliant as possible. It is unlikely that the government, your employer or anyone else is going to bail you out. By utilizing The Retirement Guys’ “4 Strategies For a Successful Retirement,” you can put yourself in position for a much higher probability for success so that you can experience the retirement that you have in mind, whether it is sitting on the couch or getting our there and focusing your energy on what is near and dear to your heart. While it may be true that “things ain’t like they used to be,” we must realize that things in the past weren’t always rosy. We remember happy positive things, but the fact is that our parents and grandparents struggled with some of the

same challenges we face. Things like making a living, putting food on the table and taking care of our families. It may be that my Grandpa Clair had the advantage of careerlong security by working for one company his entire career, but he had to get that job to begin with and he had to show up every day and punch the time clock and do his work. His generation also faced with a World War that interrupted and seriously interfered with potentially successful careers. We have a somewhat different set of challenges to face in our time. What I (Mark) have CLAIR realized is that we can learn important things from those who BAKER have come before us to help us become successful in our endeavors. Our parents and grandparents have set the example of hard work, discipline, integrity, perseverance and sacrifice. They told us to “do the right thing,” “be a leader” and “work hard.” Applying these lessons learned and combining them with today’s new technology and certain “action steps” will go a long way toward helping us achieve our goals. Action steps that can be taken are what we call the “4 Strategies For a Successful Retirement.” 1. Implement the independent income system. Make sure each of your accounts is designed for a specific purpose. Don’t just throw all of your money into an investment and hope that it does well. Take into consideration what the purpose is for each of your accounts, time frames, appropriate levels of risk, need for income, need for growth and protecting what you have. 2. Take control of your future IRA tax liability. Take action before the tax rates and the laws change. If you have reached retirement, you need to know the most efficient way to take retirement account money out. Do you know the rules?

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Things like required minimum distributions, Roth conversions, recharacterization, etc., are critical rules to understand. Formulate plan for the new “distribution phase” of your life. 3. Use the tax laws to increase your children and grandchildren’s inheritance. Create a multigenerational stretch-out plan. The rules changed a few years ago allowing a nonspouse beneficiary to “stretch out” paying the taxes over an individual’s life expectancy. This can prevent the tax ticking time bomb from exploding in your heirs’ faces, otherwise they may have to pay income taxes on all the money in your retirement account at once. This may mean hundreds of thousands of dollars lost in unneeded payments to the IRS. 4. Protect your assets from the high cost of long-term care expenses. The biggest fear that many retirees have is their life savings being wiped out by the high cost of long-term care. By using the concepts of leveraging and arbitrage (we call it levertrage) learn how you may be able to create dollars to pay for long-term care without ever buying traditional long-term care insurance. This could help protect your assets for you or your spouse should one of you need care. The last thing you want is very little money left to live out the later part of your life. You know what to do. Take action! Apply these principles. As always, we wish you the best. ✯ For more information about The Retirement Guys, tune in every Saturday at 1 p.m. on 1370 WSPD or visit www.retirementguysnetwork.com. Securities and Investment Advisory Services are offered through NEXT Financial Group Inc., Member FINRA / SIPC. NEXT Financial Group, Inc. does not provide tax or legal advice. The Retirement Guys are not an affiliate of NEXT Financial Group. The office is at 1700 Woodlands Drive, Suite 100, Maumee, OH 43537. (419) 842-0550.

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The Other Side of the Coin New highs or old lows? By some accounts, the economy has made its way back to being in the vicinity of its previous levels, prior to the massive downturn of 2008 and 2009. But these new highs are only offset by the harsh reality that we have become an economy which is less dependent on producing goods and more dependent on government intervention. A government cannot invent profit. Governments operate based on tax revenue, and the assistance they can provide is therefore limited by the level of growth in the economy they are taxing. In the long run, our economy can not depend on government interventon alone. The tail cannot really wag the dog. To correct a typographical error from a previous piece, I stated that Gordon and Connie Ward made 10 percent in 2009, which was the year the recession hit bottom. The error was that the article said 2008. In addition, the Wards technically made just over 9 percent that year, not 10 percent. still not bad for a year like that. Please note I am not implying that these types of returns should be expected from safer investments at this time. Interest rates have been driven very low. Even so, there are safer strategies which also provide outstanding upside potential without high risk. If you have financial decisions to make, please stop by for a second opinion from us before making your final decisions. We will provide fair, honest feedback.

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IN CONCERT

Singer-songwriter to play at Michigan Theater in Ann Arbor on Sept. 27. By Vicki L. Kroll TOLEDO FREE PRESS STAFF WRITER vkroll@toledofreepress.com

No brass — that was the one rule Joe Jackson had while making a disc to honor jazz legend Duke Ellington. “I decided not to use any horns because I didn’t want it to sound anything like Ellington and his band. Sometimes you just have to make certain rules and limit yourself in some ways because then it opens your imagination in other ways,” he said. Released in June, “The Duke” debuted at No. 1 on the Billboard Contemporary Jazz Album Chart and the Billboard Current Jazz Album Chart. Jackson serves up fresh takes on 15 of the big band leader’s classics over 10 songs. “The more I listened to other people’s versions of Ellington music, the more I thought that no matter how good they were, they really didn’t go far enough; they were too close to the originals,” Jackson said during a phone call from New York. “This idea just gradually grew on me — a whole project of new interpretations of Ellington.” And the singer-songwriter definitely used his imagination. Consider “Caravan.” “I’m not a fan of Ellington’s lyrics. I mean, he didn’t write them himself anyway. A lot of his songs have really cheesy lyrics that were added after the fact,” Jackson said. “And ‘Caravan,’ the tune is so strange and exotic and mysterious, and as soon as you add the dopey English words to it, it spoils it for me. It’s one of the reasons why you never really hear it sung even though the tune is quite familiar. “But I thought: What if it was sung in a different language? A language that was maybe more in keeping with the melody? And I had worked with [Iranian singer] Sussan Deyhim before — that was one of the first ideas I had for the record. So I contacted her, and she was very interested in the idea of translating it into Farsi.” For “It Don’t Mean a Thing (If It Ain’t Got That Swing),” Jackson sings with punk icon Iggy Pop.

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“I was just going to sing the song myself, and at one point I started experimenting lowering the key, lower than I normally would, and I just suddenly heard [Pop’s] voice in my head,” he recalled. “And I thought, ‘That’s weird, why am I hearing that?’ And I went and put on one of his records, and the song ‘The Passenger’ turned out to be in exactly the same range. “And I thought, ‘That’s an interesting idea, I wonder if he’d do it?’ I thought he might because I’ve met him a couple times; he’s a pretty cool guy and is open to doing different things. And he had fun doing it.” The British musician enjoyed the nobrass challenge. “I used a string quartet on three tracks, but in other cases, the guitar or keyboards. There are a lot of different colors on the record that are taking the place of the horns,” he explained. “Regina Carter’s violin, for instance, is a big sort of voice in this. She’s touring with us as well, which I think is very exciting.” Jackson is touring to support “The Duke” this fall with a limited number of U.S. shows. He will play at 8:30 p.m. Sept. 27 at the Michigan Theater in Ann Arbor. Tickets range from $35 to $65. Since his 1979 debut “Look Sharp!”, Jackson — like Ellington — has experimented with all kinds of music. He was part of the pop, punk, New Wave movement with hits “Is She Really Going Out With Him?” and “I’m the Man.” His smooth styling surfaced on 1982’s “Night and Day,” which featured “Steppin’ Out” and “Breaking Us in Two,” and 1984’s “Body and Soul” that included “You Can’t Get What You Want (Till You Know What You Want).” “I don’t even really think of it in terms of styles, and that’s one of the things I admire about Ellington: He had no respect for musical categories or genres. He said there’s only two kinds of music — good and bad. And I’ve always kind of felt like that,” Jackson said. “If I just allow myself to be free and spontaneous and just make music, that’s the way it comes out — it comes out very eclectic.” ✯

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ARTS LIFE

A22 ■ TOLEDO FREE PRESS

SEPTEMBER 16, 2012

FAMILY PRACTICE

Part of your world toshop. I want them to have the opportunity to take it, as is, and see what they can do with it. I’m giving you a gift — three gifts

actually. All I ask for in return is that you do the best to see the good in them and utilize them to the best of their individual abilities. ✯

Shannon and her husband, Michael, are raising three children in Sylvania. Email her at letters@ toledofreepress.com.

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have a bit of an Irish ttention, please. I temper on him, howhave a very speever. If you ever come cial gift for all of face to face with it, you. Her name is Lucy. look out, but also be As bittersweet as it thankful. It means that is for me, I’m taking he loves you enough the first steps to hand to let you in and see it, her over to the world at which makes you one large. I’m handing her of the lucky ones. over to all of you. Right And then there’s my now, I’m just loaning her Shannon SZYPERSKI Laney. Rarely does she out five hours a week by take on the world with way of preschool, to be precise, so you personally might not open arms, so you’ll have to be the one to walk up and embrace her. She have the chance to enjoy her just yet. When you do finally have the plea- secretly loves and needs it more than sure of meeting my Lucy, enjoy her anyone else. Don’t get me wrong about you will. She comes with a smile that her capacity to give; she has things to can light up a room and the words and offer the world so wondrous that I am expressions to captivate it. She wears only privy to their inceptive sparks. As her goodness on her sleeve and she best I can tell, she is someone who will loves you, all of you, or, as she likes make you want to practically pull your to say, “everyone in the whole wide hair out on the surface while she quietly and unassumingly world.” I know that changes the world for loving everyone in As much as you in new and magthe whole wide world nificent ways. She is seems unlikely and I know that my well worth the extra cliché, but one just it sometimes can’t help but believe children need me work takes to grasp her. it coming from sweet to believe little her. to give up some thatIt’sit ishard actually time Lucy is coming to include little Lucy you with open arms, of the responsibility to in my “World, Please so please be sure to Out for My embrace her back. In of shaping them Look Children” wishes. I fact, for all she has to thought ages 0 to 3 for give, what she needs to the rest of my first two children in return is fairly whizzed by rather simple. She just wants the world quickly, but I feel like you to play with her, same years for laugh with her, keep at some point, it those my third child were her safe and love her. a blink in FaI don’t think that’s too always seems to scarcely ther Time’s eye. The much to ask. swiftness of it all is no While I’m at it, come too soon doubt a bit unsettling. I’d like to put good as I know words in for my other and the prospect thatAsmymuch children need children, Jack and me to give up some of Laney. They already of my work the responsibility of have a few worldly them to the years under their being overwritten shaping rest of the world at belts, but I worry some point, it always about them just the seems so risky.” seems to come too same. What they have to give and what they’d like to get are soon and the prospect of my work a little different from Lucy, my littlest being overwritten seems so risky. By one, for the way each of my children no means do I want you to go too easy wishes to interact with the world is as on them, however. Allowing them to fly through life’s chapters unchalunique as they are. Jack doesn’t need anything spe- lenged may leave them to wonder cial. He gives and takes at face value, what the point is or rob them of aponly struggling when things stray preciation for its wonder. I don’t want you to sugarcoat life too much from the concrete. Perhaps surprisingly, he couples his straight- for them or hand them rose-colored forwardness with healthy doses of glasses as they step outside our front compassion and consideration for door. I want them to recognize life’s each and every one of you. He does beauty without makeup and sans Pho-

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ARTS LIFE

SEPTEMBER 16, 2012

WAR OF 1812 BICENTENNIAL

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nce on vacation, my friends and I popped into a little Manhattan hat shop. We all got a kick out of taking on the persona of the different styles as we tried them on. A fine suede number had one friend looking for his horse, pardner. A velvet beret gave his girlfriend a yearning for brushes, paint and a trip to France. I left the shop sporting both a narrowbrimmed straw hat and a newfound Spanish accent, bragging that my coffee was 100 percent Colombian. Well, due to the heroic wearing of many figurative hats during his career, William Henry Harrison would eventually rise to become the ninth president of the United States. And one of his campaign stops was right here in Perrysburg in 1840.

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Hats off to Harrison

Before all the presidential politicking began, Harrison wore the governing hats of Ohio State Senator, U.S. Representative and Senator from Ohio, U.S. Ambassador to Colombia, and Governor of Indiana. Prior to his govFrank ernance years, Harrison wore both military and diplomatic hats. Back in 1791, a young Harrison enlisted into the still adolescent American army at Fort Washington in the new city of Cincinnati. Just three years into his military career, he found himself fighting as an ensign to Mad Anthony Wayne along our Maumee River at the Battle of Fallen Timbers. As

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Wayne negotiated the peace treaty after that fight, Harrison studied the emotions, tact and personalities involved. Some espouse that Harrison’s most-valued service might have been in the years after this episode, when his diplomat KURON hat was firmly in place. He endured some fiery encounters but negotiated several Indian treaties and diffused many other heated situations throughout our region. Perhaps his most stellar performances while wearing his military hat occurred right here in our backyards from 1811-13. He was involved in confrontations at Tippecanoe (Indiana), Fort Meigs (Perrysburg), Fort Seneca (Tiffin), Fort Stephenson (Fremont), and finally at the infamous Battle of the Thames (Chatham, Ontario.). On June 11, 1840, Ol’ Tippecanoe, as he became known after his defeat of Tecumseh’s village along the Indiana river of that name, sailed into Perrysburg aboard the Commodore Perry, and was transported in a twohorse carriage to the ruins of the fort

he had defended 27 years earlier. It was a tremendous campaign rally. His was one of the slickest efforts for the highest office to date. How adroit were Harrison’s spin doctors? Very! First they molded Harrison’s reputation and nickname into one of the first slogans ever used in a presidential race, “Tippecanoe and Tyler Too!” At that time, the country was generally disgruntled with Democrat incumbent Martin Van Buren, many dubbing him Martin Van Ruin because of the depression they were suffering through. (Tricky Dick was not the first derogatory political nickname!) So, Van Buren, who was a bit of a dandy — dressing in stylish clothes and known to drink fine wine — had to divert the electors’ attention away from his poor record. His handlers thus portrayed Harrison as a backwoods farmer living in a lowly log cabin and preferring cheap hard cider over the good wine of cultured society. Harrison’s spinners took this intended slam and spun it right back, creating the Log Cabin and Hard Cider campaign which successfully toured the country from city to city, including Perrysburg. The common man ate it up, and

drank it up too. Hard cider was freely dispensed to the crowd that day. Harrison’s campaign roadies donned their coonskin caps and proceeded as they did at most rallies, to build a 25-by-40foot log cabin from local buckeye trees. Harrison, et al., paraded through the streets amid the cheering and singing of the local “Buckeyes,” a term solidified for Ohioans by Harrison’s use of buckeyes extensively in his campaign. Attendees even participated in contests, like bringing to town the largest log. A team from Swanton won with a 50-footer! Finally, there were the speeches, concluding with Harrison’s. This gala event is still celebrated in downtown Perrysburg every September as Harrison Rally Day. Curiously, Harrison had the shortest presidency in history, dying of pneumonia after only one month in office. This was due in part to his giving the longest inauguration speech in history, nearly two hours, in a blustery snowstorm, without wearing an overcoat, gloves … or a hat! ✯ Frank Kuron is author of the War of 1812 book, “Thus Fell Tecumseh.” Email him at kuronpubs@bex.net.


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ARTS LIFE

SEPTEMBER 16, 2012

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Nine lives 9 p.m.-1 a.m. DJ Kyle Rickner 6 p.m.-12 a.m. Walleye home opener

WE’LL ’L CUST CUSTOMIZE USTOM OMIZ IZE FOR YOU OU

Sam Adams Octoberfest, Great Lakes Oktoberfest, Hofbrau. Proceeds to benefit the Nate Brahier Foundation and Local 92 charities.

Fundraisers • Holiday Parties • Celebrations Reunions • Sports Banquets • Corporate Retreats Summer Picnics • Employee Appreciation Events Client Appreciation

www.theblarneybullpen.com 419-481-5206


CLASSIFIED

A26 ■ TOLEDO FREE PRESS

EMPLOYMENT

GENERAL

HEALTHCARE

GET PAID CASH FOR YOUR CAR TODAY. Call Us FIRST! We’ll Buy ANY Car or Truck. Free Pick-Up or Tow. 1-800-892-0137.

DUE TO RECENT EXPANSION, HERITAGE HEALTH CARE IS HIRING FT & Per Diem RN’s and Per Diem HHA’s to work in the field. RN Requirements: • Must have current RN Licensure • Home Care Experience Preferred • Strong Communication and Clinical Skills • IV Skills a PLUS! • Devotion to Customer Satisfaction HHA Requirements: • High School Diploma/GED • STNA or Medicare Approved HHA Certificate Must have reliable transportation and be able to pass a drug test and background check • First Aid Certification/CPR Preferred Benefits: • Great Pay - 401K Plan - Earned Vacation • Flexible Schedule - Wonderful Team Environment Email resumes to ppark@heritage-hcs.com Heritage Health Care, 1625 Indian Wood Circle, Maumee, OH 43537, Phone: 419-867-2002 Fax: 419-867-3806

COMMUNITY ADOPTIONS ADOPT: HOPING TO ADOPT YOUR BABY. Endless love, happiness, educational opportunities and financial security await. Tara & Kevin.1-888-959-2338. Expenses paid.

WANTED WANTS TO PURCHASE MINERALS and other oil & gas interests. Send details P.O. Box 13557, Denver, Co 80201

EMPLOYMENT EDUCATION THE OCEAN CORP. 10840 Rockley Road, Houston, Texas 77099. Train for a New Career. *Underwater Welder. Commercial Diver. *NDT/Weld Inspector. Job Placement Assistance. Financial Aid available for those who qualify. 1-800-321-0298.

GENERAL GET PAID AND TRAVEL TODAY! $500 Sign-on Bonus! Adventurous Fun Environment. Commission Sales. Seeking Motivated Guys/Gals. Jan 888-361-1526.

PROFESSIONAL SERVICES HOME IMPROVEMENT QUALITY ROOFING, VINYL SIDING, REPLACEMENT WINDOWS, COVER TRIM & OVERHANGS, PAINTING, PLUMBING. Licensed, Insured, Owens Corning Preferred Contractor. 419-536-8900 anytime. “SMALL COMPANY, SMALL PRICES” Toledo Free Press publishes classified ads and cannot be responsible for problems arising between parties placing or responding to ads in our paper. We strongly urge everyone to exercise caution when dealing with people, companies and organizations with whom you are not familiar.

POINT PLACE

AN WNR OF EIWTE FE R!

AUTOMOBILES

3020 118th 1586 sq ft, 3 bedrooms, 1 bath, 2 car attached garage, large lot. Currently being updated. A minute walk to the lake! Estate property - not a foreclosure or short sale. Call me for appt. $95,000.

SYLVANIA

3716 HAMPSTEAD. Bright, open floor plan. 4 Bedrooms, 2-1/2 baths. Great room with cathedral ceilings, custom built fireplace. Stone columns, Loft, New carpet and paint in all 4 bedrooms. Brick patio, beautifully landscaped backyard, fenced. Automatic sprinklers. Finished basement with storage. $204,900.

Call 419.241.1700, Ext 230 to place a Classified Ad!

SERVICE

Please apply online today at

419-351-6637

www.loudoncountytrucking.com

(800) 745-7284, ext 228 All real estate advertised in this paper is subject to the federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, sex, handicap, familial status or national origin, in the sale, rental, or financing of housing. This Publisher will not knowingly accept any advertising that violates any applicable law. All persons are hereby informed that all dwellings advertised in this paper are available on an equal opportunity basis. If you believe you have been discriminated against in connection with the sale, rental, or financing of housing, call the Toledo Fair Housing Center, (419) 243-6163.

rbtreeservice.net Specializing in the Detailed Maintenance of your Landscape & Garden Beds. Serving NW Ohio and SE Michigan for over 10 years.

419.727.8734 suesetc.com suesetc.com

Fully Insured. BBB Accredited with A+ Rating

12 021(< '2:1

DRIVE HOME!!

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419-882-7171

IUDQNOLQSDUNOLQFROQ FRP

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R&B TREE

• Full Benefits Package

 DOWN YOU CAN

Loss Realty Group

• Regular Home Time

.60¢ permile mile 60¢ per

We Have The Price and The Selection!

Mary Ann Stearns

$10,000 Sign On Bonus ¢

NEED A CAR  TRUCK  SUV or VAN?

%$' &5(',7 12 &5(',7 12 352%/(0

Hiring Flatbed Drivers

• Pay from .46 46¢ toto

SEPTEMBER 16, 2012

Tree Removal, Tree Trimming and Stump Grinding

THE UNITED STATES ENVIRONMENTAL PROTECTION AGENCY ANNOUNCES THE AVAILABILITY OF THE B&R CUSTOM CHROME SITE ADMINISTRATIVE RECORD The Administrative Record file for the B&R Custom Chrome Site in Toledo, Lucas County, Ohio includes documents that the EPA considered in selecting a removal action at this site. The Administrative Record file is available for review during normal business hours at:

Toledo-Lucas County Public Library 325 N. Michigan Toledo, OH 43604 (419) 259-5200

A copy of the record file, along with any guidance and technical literature, is available at the U.S. EPA - Region 5 Office. Written comments and questions on the record may also be sent to:

Todd Quesada U.S. EPA Superfund Division Librarian/SFD Records Manager 77 W. Jackson Blvd., Mail Code SRC-7J Chicago, IL 60604-3590 (312) 886-4465


SEPTEMBER 16, 2012

Visit www.toledofreepress.com m

■ A27

IT’S NOT JUST LUXURY. It’s Smarter Than That.

LINCOLN FALL SALES EVENT

0 SIGN & DRIVE! $

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1ST MONTHS PAYMENT!

CASH DUE AT SIGNING!

4-YEAR/50,000 MILES OF COMPLIMENTARY MAINTENANCE+ +

On every new Lincoln. Includes a maximum of 8 regular scheduled maintenance services. Ends 12/31/12.

A-PLAN PAYMENTS FOR FORD EMPLOYEES, RETIREES & ELIGIBLE FAMILY MEMBERS

NEW 2012 LINCOLN

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*10,500 mile/year Lincoln Automotive Financial Services lease plus tax, title, fees and license plates. Security deposit waived upon approved credit. Includes all applicable Lincoln AFS rebates. Excess mileage charge 20¢ per mile. Ends 10/1/12.

A-PLAN PAYMENTS FOR FORD EMPLOYEES, RETIREES & ELIGIBLE FAMILY MEMBERS

NEW 2013 LINCOLN

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A-PLAN PAYMENTS FOR FORD EMPLOYEES, RETIREES & ELIGIBLE FAMILY MEMBERS

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A28 ■ TOLEDO FREE PRESS

SEPTEMBER 16, 2012

FACT: 1 in 4 deaths in the United States is due to heart disease.* This year, don’t let that “1” be you.

Choose the region’s only hospital with a cardiologist here 24/7. To learn the warning signs of a heart attack, and to receive a free at promedica.org/hearthealth.

800-PPG-DOCS *According to the Centers for Disease Control and Prevention.

If you are experiencing a medical emergency, please call 911.

© 2012 ProMedica

emergency aspirin keychain, complete our heart assessment survey


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