Center Grove Newsletter

LIVING THE PERFECT DREAM

JOHNSON COUNTY PUBLIC LIBRARY

WINTER BREW REVIEW

COMMUNITY NEWSLETTER

JANUARY 2014

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Reaching More Center Grove Residents Than Any Other Publication!

ASPIRE JOHNSON COUNTY Moving Our Community Beyond “Good Enough”

A part of the TownePost.com Network of Hyper Local Newsletters

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Larry Heydon and Brent Tilson, Co-chairs Aspire Johnson County

Cover Photo Forrest Mellott

12/23/2013 4:47:41 PM

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NEWSLETTER | JANUARY 2014

12/23/2013 3:52:13 PM

publisher’s welcome | Jody Veldkamp Recently I spoke to an AP Government class at Center Grove High School. I asked the students if things were “good enough?”

“Absolutely” would be an accurate paraphrase of their response. “Go home,” I told them.

I got many confused looks. I said, “If things are good enough now, why keep working?”

Their response can be summarized, “If I go home, I’ll flunk out of school, I won’t get into college and I’ll probably end up homeless and unemployed.” They understand that being good enough now does not mean you stop improving.

Our cover story is about not settling for “good enough.” Aspire Johnson County is about a group of individuals who want our county to be as good as possible, not simply good enough. Full disclosure, I am a member of

Aspire Johnson County, and I find it fascinating how many individuals give their time to look for ways to make our communities better.

No one is being paid; it is just people from all parts of the county with a dedication to make good enough better or even the best.

As we move into 2014, I encourage residents of our community, our county and our country to strive to be the best. “If a man is called to be a street sweeper, he should sweep streets even as Michelangelo painted or Beethoven composed music or Shakespeare wrote poetry. He should sweep streets so well that all the hosts of heaven and earth will pause to say, ‘Here lived a great street sweeper who did his job well.’” Those are the words of Martin Luther King, Jr. As we celebrate his birthday this month, I can’t think of a better way to start a year than a calling to do whatever we do as well as we can possibly do it. cg

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Photo | Lee Lewellen

FEATURES

COVER STORY

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Living the Perfect Dream | Kristen Parker

24 Aspire Johnson County | Jeffrey W. Owen

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Seasonal Brew Review | Hans Maldonado & Dr. Joe Lauer

While the percentage of families diving into homeschooling is on the rise, James and Jennifer Purcell are seasoned veterans.

From the time their oldest son, Jamie, was born (now 16 years old), they have been a homeschooling family. Never in their wildest dreams did they fathom where it would lead.

As the cool crisp nights of fall have given way to the frigid air and frosted treetops of winter, the warmth that comes from a robust glass of beer seems all the more comforting. Thankfully, craft brewers of the world are ready to respond to our thirst.

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Johnson County Public Library | Teresa Clark

To become a great community, a group of local leaders has decided it’s time for Johnson County to move past being “just average” and to excel socially and economically. More than 60 stakeholders are now participating in Aspire Johnson County (AJC), an initiative to make the county an outstanding place to work, live and do business.

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NEWSLETTER | JANUARY 2014

12/23/2013 3:52:17 PM

DEPARTMENTS business

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Guitarworks | Alaina Sullivan

Local Sororities Work to Give | Joyce Long The Queen of Free Clean Ups | Kristen Parker

living

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Essential Oils | Alaina Sullivan The Gift of Pre-Planning | Frieda Dowler

columns

8 10 45 46

The Gardening Nana | Nancy Craig Community Connection | Erin Smith Word Finder: Weather Words | Lucy Stravers

Community Event Calendar

Like us on Facebook & follow us on Twitter to get updates on stories, see upcoming events, and view additional photos and video!

We regret that we failed to provide Forrest Mellott credit for his photographic contribution to last month’s cover story, “Christmas at Valley Forge.” Forrest took all of the pictures associated with the story of Suzie Hollinger’s Valley Forge-themed entry into the Johnson County Museum’s Christmas tree display.

Story Submissions

Post your stories to TownePost.com or email to pr@atCenterGrove.com.

Mailing Address

P.O. Box 36097 Indianapolis, IN 46236 Phone: 317-823-5060 Fax: 317-536-3030

COMMUNITY NEWSLETTER

Publisher DANN VELDKAMP Dann@atCenterGrove.com . 317-345-9510 VP of Sales JODY VELDKAMP Jody@atCenterGrove.com . 317-507-4334 Director of Business Development DAVID Q. MAURER II David@atCenterGrove.com Accounting JEANNE BRITT Jeanne@atGeist.com . 317-823-5060 Creative Director ALYSSA SANDER Alyssa@atGeist.com

Making Cents | Kate Rhoten

events

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January 2014 Vol. 3, No. 1

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SHOP LOCAL!

Help our local economy by shopping local.

Advertising supporters of the Center Grove Community Newsletter offset the costs of publication and mailing, keeping this publication FREE. Show your appreciation by thanking them with your business.

The Center Grove Community Newsletter is published by Chilly Panda Media, Center Grove, under license from Britt Interactive, LLC, and is written for and by local Center Grove area residents.

TownePost Publisher TOM BRITT Tom@atGeist.com . 317-496-3599 Editor KATELYN BAUSMAN Katelyn@atCenterGrove.com January Writers & Contributors ALAINA SULLIVAN JEFFREY W. OWEN ERIN SMITH KATE RHOTEN FRIEDA DOWLER KRISTEN PARKER HANS MALDONADO LUCY STRAVERS JOE LAUER, PHD NANCY CRAIG JOYCE LONG TERESA CLARK

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COLUMN

the gardeNing nana

| Nancy Craig

“Pups & Pineapples” When I told my great nephews, Max and Eli, that I was watching my friend’s pup for a few months, they got all excited thinking it was a puppy. The “pup” is actually the start of a bromeliad plant from my friend’s yard in Florida.

In Indiana, bromeliads make beautiful, exotic houseplants.

My nephews and I are going to get our bromeliad from the grocery store; we are going to grow a pineapple plant.

We’ll twist or cut off the top of a fresh pineapple. Then we peel off the bottom few leaves and put the stem in water.

Once we see roots, we can plant it. Visit bit.ly/Growing_a_Pineapple_at_Home, a Purdue University website that includes easy steps on growing a pineapple at home and the history of this amazing fruit.

My mom loved pineapples. She collected many things in the pineapple shape from cutting boards to a brass letter opener and even a carved wooden pineapple welcome sign. The pineapple is a symbol of hospitality, and we will welcome in the New Year with our special plant.

It takes a few years before our pineapple plant will fruit, so next month, we are going to plant microgreens that you can eat a few days after you plant the seeds. My great nieces, Lindsey and Lauren, will like growing these for their Dad who can use them in his gourmet cooking.

Time to water that “pup”! cg

Nancy loves flower gardening almost as much as she does her great nephews and nieces. Her interest in gardening intensified while living in Holland and was perfected with Master Gardener courses.

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COLUMN

Girls Inc. of Johnson County | Erin Smith . Photo | Amy Chandler of Girls Inc. Do you know a girl who is STRONG, SMART and BOLD? Perhaps she comes by this naturally, but many times, there is an active program and/ or mentor that influences a child’s behavior. We have a wonderful program for girls doing just that here in our own backyard. Girls Inc. of Johnson County seeks to inspire all girls to be Strong, Smart and Bold.

Effectively meeting the needs of girls in the community includes helping girls overcome the effects of discrimination and develop their capacity to be selfsufficient, become responsible members of the community and serve as a vigorous advocate for girls, focusing attention on their special needs.

The national organization of Girls Inc. supports local affiliates and was named one of the top five high impact youth serving organizations by Guidestar this past year. I have personally seen the program change the lives of young women who need others to believe in

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them, instill confidence and be mentors through childhood and adolescence.

Just reading their “Bill of Rights” is empowering! Imagine what society would be like if all our young women emulated these beliefs:

• Girls have the right to be themselves and to resist gender stereotypes.

Girls Inc. sends a clear message that every girl is to be honored and valued for who she is.

• Girls have the right to express themselves with originality and enthusiasm. Girls Inc. motivates girls to speak up for themselves among friends, in school, at home and in the community.

• Girls have the right to take risks, to strive freely and to take pride in

success. Girls Inc. believes girls should be allowed to discover their own strengths, talents and dreams.

Girls are encouraged to risk failure and to learn from their mistakes.

• Girls have the right to appreciate and accept their bodies. Girls are encouraged to accept their bodies and be proud of their individual shapes, sizes, colors, abilities and strengths.

• Girls have the right to have confidence in themselves and to

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NEWSLETTER | JANUARY 2014

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COLUMN

WOW FACTS be safe in the world. Girls Inc. Contact Girls Inc. of Johnson County at Girls Inc. of Johnson strengthens girls with knowledge and 317-736-5344 and visit girlsincjc.org. cg County has been in skills to help them live safer lives and existence for 72 years! the ability to defend themselves, if Erin Smith is President of Spotlight The Girls Inc. movement necessary.

Strategies, a well-known print, apparel and promotional products started in New England during the • Girls have the right to prepare for firm. Considered an elite woman Industrial Revolution as a response in business, Erin has established interesting work and economic to the needs of a new working class. herself as a difference-maker in the areas of women’s independence. Girls Inc. recognizes (girlsinc.org/about/about-girls-inc.html) leadership and community philanthropy. that every girl should possess the skills, knowledge and confidence she needs to achieve financial P r i v a t e B a n k i n g independence and take charge of her life.

Do you know a young woman that could benefit from being a part of Girls Inc. of Johnson County? Do you have time to be a mentor? Our girls in Johnson County need you!

Please contact the office today and let them know how you can support the organization. Scholarships are needed for Summer Camp and after-school programs.

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LIVING

ESSENTIAL OILS An Alternative for You?

| Alaina Sullivan Many people are looking for natural remedies for illnesses and ailments instead of relying on a pill. Essential oils have come to the forefront as a natural way to help with physical, physiological and emotional wellness.

Several companies, such as dōTERRA, offer education on essential oils. In a Tuesday evening class in the backroom of Ella’s Frozen Yogurt, a dozen curious individuals come to seek information and learn more about natural alternatives for wellness. Many suffer from severe pain, including arthritis, fibromyalgia and chronic migraines.

Tami Nuhfer, a dōTERRA consultant and Greenwood mother of two, says she was drawn toward essential oils after reluctantly attending a class for a friend. Many of her family members, including her young daughters, brother, sister and mother, suffered from chronic and serious illnesses. Helpless, Nuhfer said she felt drawn to finding a safe, natural option for her family.

dōTERRA is one of several companies offering education and products on essential oils, teaching individuals about alternative and natural ways of wellness.

“Our first big moment was when my sister who had three ovarian cysts reduced the number and size with one month of using Basil essential oils,” she said. “That is when my family realized that there was something to these oils, and we had to figure them out.”

Nuhfer began using essential oils daily on her family as well as changing their diet and exercise regime. “I never really sat back and thought about what health and wellness meant for our family,” said Nuhfer. “One thing I have learned over the past three years is how to be proactive, not reactive, to healthcare.”

Tami Nuhfer, dōTERRA consultant, teaches an essential oils class on pain management to a group of Center Grove and Greenwood residents. home, I’d need Sudafed, Benadryl, Dramamine, Tylenol. It seemed like half the pharmacy would have to come with us!”

Cathy Bedel, dōTERRA consultant, started using them after suffering from severe rheumatoid arthritis. After a major flare up in 2000, she was diagnosed with Lupus and put on heavy doses of steroids; Bedel sought other ways to treat her pain, finding relief in a combination of essential oils. However, Bedel is not saying oils replace medication completely. “We do need medication,” Bedel said.

“Medication is what saved my life.”

As with any new idea or trend, you have your critics. “Yes, there are people who may never try it or try it once and feel it doesn’t work,” said Schneider. “No one would say they wouldn’t take an Ibuprofen again based on taking one pill. If something doesn’t work the way you think it ought to, there are always other alternatives you can try.” cg Alaina Sullivan is an attorney and freelance writer in Indiana. She focuses her legal work on providing free legal services to those who cannot afford an attorney and is passionate in writing about legal issues and news in the non-profit industry.

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You can use essential oils three different ways: aromatic, topical or internal. Used topically, they take about 30 seconds for the oils to penetrate the cells. “If you are not sure where to put it, put some on the bottom of your feet,” Nuhfer said. “The beauty is you cannot mess it up.”

Concerns about long-term use and the effects of acetaminophen and ibuprofen on the kidneys and body are why people look for natural remedies such as essential oils. Greenwood mother and dōTERRA consultant Robbie Schneider uses them as an alternative to traditional medication. “When I went on vacation, I packed a handful of my most-used oils; in past years, when we’d make the trip 12

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LIVING

The Gift of Pre-Planning

| Frieda Dowler The death of a loved one is something everyone experiences in their lifetime, yet few are willing to talk openly about final plans before it happens.

Nevertheless, when a death does occur, emotions we rarely experience overcome us, making end of life decisions difficult.

Recently, my dad passed away, and I afternoon included military honors experienced the peace he left us by pre- along with a eulogy by a pastor friend. planning his funeral. He had thought While sitting graveside under a tent, about the details, recorded them and we witnessed a 21-gun salute and a flag paid in advance. When my mom and folding ceremony. The honor guard I met with the funeral director, he presented the American flag along simply affirmed my dad’s requests. with a thank you from the President It gave us comfort of the United States knowing we didn’t By prearranging your funeral, to my mom for his need to make those having served in you are provided with the kinds of decisions two branches of the peace-of-mind of knowing your in our grief. Since military, The Navy funerals are for the and The Air Force. final wishes will be followed ones left behind, we exactly as you want them to be. This was fitting added some things for the patriot he Planning ahead will also relieve was. My dad had that we wanted to your family from the burden of also requested a include with his gift of pre-planning. unexpected expenses during an memorial service.

Even though already difficult and emotional In a quaint awkward, this was time. We never plan to fail, but chapel, we had the time to ask the a “Celebration we often fail to plan. cost. Our requests of Life” service, fit our budget, so – Jeff Herrmann honoring who the funeral director he had been. We carried out our wishes. included his favorite music, memories Funerals, like most everything else from friends and family, photos in society, have changed. Traditional through the years and a final farewell. funerals are still the norm, but many Each participant imparted a gift to him people are opting for cremation, closed as well as to those who attended. It casket, shorter visitation/viewing or challenged all of us to live our lives no viewing. With so many options, it well and to remember that we only makes pre-planning more important have one chance to make a difference than ever. I experienced a mental in the life of others. I knew he was shutdown during the week after my smiling, and I pictured him celebrating dad passed, and I don’t know if I with us. cg would have had the ability to help my Frieda Dowler is a local author, mom make good decisions. We were currently working on her third book, comforted because my dad had already Heaven Bound in a Hollywood made those decisions.

“

”

Jeff Herrmann 14

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FEATURE

Living The Perfect Dream | Kristen Parker

W

hile the percentage of families diving into homeschooling is on the rise, James and Jennifer Purcell are seasoned veterans. From the time their oldest son, Jamie, was born (now 16 years old), they have been a homeschooling family. Quick to point out that people choose to homeschool for many reasons, James explained, “For us, it ultimately came down to being in control of our time, our family’s future and our kid’s future. We wanted to be responsible for their upbringing, and the only way we felt like we could fully be in control was to be in control of their days, their education and their activities.”

Part of the educational experience they wanted for their children included character building. “We tried many sports with each of the kids, but it became clear that sports weren’t their thing,” said James. “We wanted them to be involved in an activity that was difficult, an activity that would require their time, effort and energy to master.”

Matthew

Ella

However, never in their wildest dreams did they fathom it would lead them to where they are currently.

Their journey began when son Logan came to them a few years ago, a time in which video games such as Rock Band and Guitar Hero were increasing in popularity. Logan said, “My friends all think they can play the guitar because they can play these games. Wouldn’t it be cool if I really could play guitar?”

At that point, they bought an inexpensive guitar for Logan, and as James freely admits, “I gave him the most basic and boring exercises to play for six months before we made the investment in lessons.” This tested Logan’s level of commitment to the guitar.

Jamie

After six months of practicing on his own, he was still passionate about learning to play the guitar. The Purcells enrolled him in lessons at GuitarWorks. Soon after that, he was involved with a program there called “Band Builders”; seeing Logan perform on stage with a band then sparked the interest of his brothers, Jamie and Matthew.

They, too, earned lessons after six months of practicing on their own: Jamie on bass guitar and Matthew on drums.

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Soon the three boys began playing together as a band, as well as taking lessons. Their dad played guitar in high school and has an extensive knowledge of music. “You could just tell when they put their hands on their instruments that they had a natural ability to play,” he said. “From the first time they played together, they were tight.”

The band, playing under the name “The Perfect Dream” (formerly “Silver from the Flames”), consider themselves to be modern rock but don’t really want to be pigeonholed into any one category. “We want to make encouraging music that caters to everyone’s taste. We don’t really want to put a label on it,” said Logan. “We try to do a lot of different things but are probably rock and roll at the core,” Jamie added.

Within the past year, they increased in size with the addition of their sister, Ella, on bass. Jamie has taken on the role of lead singer; however, he continues to play bass for the worship band at church. “It’s fun to be in the band with my brothers,” Ella said. “I don’t take lessons, but they catch me up.”

In addition to teaching their sister the bass guitar, the boys also work hard writing the band’s music. Their albums include only their original songs (however, they do incorporate a cover song or two during live performances).

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For their original material, Jamie and Logan write the majority of the lyrics, Logan writes the music and Matthew writes the drum parts. Their parents help them refine the songs and achieve the finished product.

As the band continues to gain notoriety, they have had the opportunity to experience things most people don’t.

“Like meeting the people who are big influences on us like Disciple,” said Logan. “And being able to do what I love the most,” said Jamie. “My head is constantly filled with songs, and I listen to music all the time, but being able to make my own music is awesome.”

However, they admit that it’s not always easy to be part of the band. “Whenever we go anywhere, we have to strike our gear, pack our gear and set up the venue. And when it’s over, we have to tear it all down,” said Matthew. “And sometimes after a show, it’s hard to maintain a cheery attitude on the exterior when you’re tired and don’t necessarily want to pose for a bunch of pictures,” said Logan.

In spite of these and other difficulties, they are willing to ride this adventure as far as it will go. “I hope we get really big and reach a lot of people with our music, but regardless, I want to take pride in our experience no matter what happens,” said Logan.

NEWSLETTER | JANUARY 2014

12/23/2013 3:52:41 PM

FEATURE

In addition, they are all making career plans for the future, just in case the band doesn’t continue for the long haul. As Jennifer explained, “They’re trying to create careers for themselves; they love being in the band, but they have goals beyond playing on a stage.”

“I love being in the band, but part of me also wants a regular life: go to college, have a job. But if something big happens to us, we’ll see,” expressed Jamie. In addition, Jamie is currently studying website and logo development.

Logan is learning how to record and produce music. “He studied production under Micah Powers, the producer of their debut CD; Logan’s going to produce the next one,” said James. Logan also has his sights set on the Berklee College of Music.

They agree that they would not be able to have this kind of opportunity to play together, write songs and travel together if they had a traditional school experience instead of homeschooling. “If they went to public school, I can’t imagine that they would be to this level, although [I know] that top athletes practice just as hard as our kids. It just wouldn’t look the way it looks because of the flexibility of our schedule, and I have trouble imagining life any other way,” said James.

To contact “The Perfect Dream” or find out where you can see them live, check out their website at tpdband. com, their Facebook page at /theperfectdreamband or their Twitter feed at @the_perf_dream.

To hear and download their music free, you can visit theperfectdream.bandcamp.com. By attending a show, guests receive a code for a free download. cg

A lifetime resident of the Center Grove area, Kris Parker graduated from IU Bloomington with a degree in Journalism. She is the blessed mother of two active, home-schooled boys and is passionate about her faith, family and making her budget stretch.

JANUARY 2014

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PEOPLE

Local Sororities Work to Give | Joyce Long Working to make money isn’t unusual.

However, giving it all away is. That’s what makes Psi Iota Xi’s Zeta Epsilon and Tri Kappa’s Zeta Lambda Chapters both unique and busy. Each of these philanthropic sororities has a rich Hoosier heritage of helping local communities.

PSI IOTA XI

Founded in 1897 in Muncie by a group of five high school girls and three teachers, Psi Iota Xi was Indiana’s first Greek philanthropic President sorority. Its Mary Graham membership’s Vice President purpose fostered Jo Jones self-direction Treasurer and personal Norma LeMasters growth along Recording Secretary with enriching Judy Cox others through philanthropic Corresponding Secretary projects. With Tammy Miller 135 chapters in Person to Contact five Midwestern Karen Wilkerson at states, its current kwilkerson48@gmail.com

Psi Iota Xi Christmas Party at Dye’s Walk.

focus supports the fields of speech and hearing, art, music and literature. The Bargersville/Center Grove chapter began 55 years ago and currently meets the first Tuesday evening of each month excluding July and August.

Treasurer Norma LeMasters has been an active member for 47 of those years, holding all the local offices and serving as the Indiana State President in 2007.

“I’ve made lots of good friends and enjoyed working to make money to give away.” Norma estimates this chapter contributes $5,000-$6,000 annually to local needs, including an annual $2,000 scholarship for a Center Grove High School (CGHS) senior who plans further study in the arts, music, literature or speech and hearing.

Karen Wilkerson, a member since June 1977, explains fundraising has transitioned through the years focusing more on volunteer efforts. In 2013, they crocheted plastic bags into mats for the homeless. Each year at the beginning of the school year, members assist Center Grove’s speech and hearing teachers in testing all of the high school’s sophomores.

They also helped Johnson County’s Adult Services sell lemon shake-ups at the county fair. “We enlist the help of our families when we’re doing our

volunteer work. It’s a way to model our sorority’s mission to help others less fortunate,” said Karen.

An online search for Psi Iota Xi quickly links to its most popular fundraiser — a recipe for its tasty cheese ball, sold by the hundreds before the holidays. For three days the week before Thanksgiving 2013, Judy Cox and Chris Frampton facilitated the chapter in making 1,200 cheese balls that members sold throughout the community.

From a variety of fundraising efforts, Psi Iota Xi gives to local speech and hearing teachers, purchases books for CGHS from Eliot Rosewater Indiana High School Book Awards and donates to the Indianapolis Symphony Orchestra.

TRI KAPPA

Founded in 1901, Tri Kappa began with seven girls at Indianapolis’ Girls Classical School. Charter members soon created chapters in their hometowns.

President Distinctive in Kim Combs that it’s only in Indiana, Tri Vice President Marilyn Combs Kappa now has 140 chapters with Treasurer approximately Pam Long 10,000 members.

Recording Secretary Its mission Cindy Scott of promoting Corresponding Secretary “Charity, Culture Judy Irish and Education Person to Contact in Indiana” Pam Long at continues. longgp@sbcglobal.net

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PEOPLE

Paula Downey organizes the flats from Heidenreich Greenhouse for those who ordered . Tri Kappa member Jaclyn Knipe prepares to deliver the flowers Center Grove’s Zeta Lambda Chapter of Tri Kappa began in 1965 gathering in charter members’ homes.

Currently the 14 active members meet at Risen Lord Lutheran Church the third Monday of each month excluding July and December.

Carolee Fischer, a member since 1978, enjoys the friendships Tri Kappa offers: “I’ve met some really great women. I’ve never had sisters, so Tri Kappa has provided me lots of sisters through the years.”

With their commitment to philanthropy, Tri Kappa works to raise funds for Riley Hospital for Children including their campership program and Turning Point Domestic Violence Services in Columbus. Other recipients include Hoosier Arts Salon, mental health agencies as well as gifted and talented programs. They also

contribute to an Indiana college student fund for those who need to return home quickly for emergencies. Tri Kappa awards a $1,000 scholarship based upon academics and financial need to two CGHS students.

Tri Kappa’s major fundraiser is a spring flower sale with orders taken in March. Heidenreich Greenhouse supplies the spring flats, $12-$14 apiece, and the hanging baskets, $18.

Early in the fall, they sell mums for $6.

Later in November, the group sells nuts and candy. New this April is their first Coach Purse Bingo at The Gathering Place.

While raising money is vital to philanthropy, Carolee explains, “It’s more rewarding to do something rather than sell.” Treasurer Pam Long agrees and notes the sorority will help with events involving Special Olympics,

such as their annual Christmas dinner.

In February, they make fleece blankets for Riley Hospital for Children.

“The people who come into Tri Kappa are all givers,” said Pam. She estimates that they donate about $8,000 annually.

They also use general fund monies to help their members with uninsurable health-related costs, such as trips to out-of-state hospitals.

While the bond of sisterhood within these sororities is strong, their commitment to helping people is even stronger. cg Joyce Long has called Center Grove home since 1987. She has taught language arts at Greenwood Middle School and coordinated marketing for Mount Pleasant Christian Church and communications for Center for Global Impact.

Currently Joyce enjoys freelance writing and co-leading Heartland Christian Writers.

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12/23/2013 3:52:51 PM

ASPIRE JOHNSON COUNTY Moving Our Community Beyond “Good Enough”

| Jeffrey W. Owen . Photos | Forrest Mellott

To become a great community, a group of local leaders has decided it’s time for Johnson County to move past being “just average” and to excel socially and economically.

WORKING TOGETHER “Our vision is to serve as a catalyst and then the sustaining ‘glue’ for collaboration and education among our county stakeholders,” said Larry Heydon, president and CEO of Johnson Memorial Health, board president of the Johnson County Development Corporation (JCDC) and co-chair of AJC.

More than 60 stakeholders are now participating in Aspire Johnson County (AJC), an initiative to make the county an outstanding place to work, live and do business.

The idea for the countywide effort started and germinated within JCDC. Cheryl Morphew, president and CEO of JCDC, said her organization launched AJC to help win

Johnson County needs to be more than a “good enough” place to live, work and play.

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NEWSLETTER | JANUARY 2014

12/23/2013 3:52:59 PM

Lee Lewellen, a consultant hired to conduct the research and facilitate AJC’s startup, said he heard a common theme in those first interviews. While saying Johnson County had many qualities as a community, too many people were satisfied with it being “just good enough,” Lewellen said.

When Lewellen shared those results with the initial group of AJC members, it caused a reaction. “Many leaders and citizens in Johnson County decided to step forward to assure that Johnson County is on a trajectory to become one of the best,” said Lewellen, president of Lewellen Progress Strategies.

Organizers of AJC have identified five key issues to focus on including: • fostering collaboration between local government entities • bringing in diverse businesses • attracting and retaining professional talent • promoting the county as a desirable community • developing economic opportunities along key transportation corridors Volunteer committees have been researching those topics and applying 30-day action plans to address these issues.

Organizers want to move beyond study committees and instead employ solutions – sometimes bold solutions.

For example, one committee spent three months researching how Johnson County can promote itself as a destination.

Two members – Johnson County Council members Anita Knowles and Loren Snyder – recommended forming a Convention and Visitors Bureau and passing an innkeeper’s tax to fund the effort.

PUBLIC AND PRIVATE VOLUNTEERS The AJC committee prepared, at no cost to the county, a 60page report for the County Council that examined the issues of a Convention and Visitors Bureau and the tax impact. A vote on the proposal is expected this month.

new business and attract new talent. “Understanding the economic development landscape is an extremely competitive and global one. A community must be able to distinguish itself,” Morphew said.

Recognizing the importance of the initiative, the Johnson County Community Foundation became a financial partner with a $5,333 grant. Organizers initially surveyed stakeholders from private businesses, local government, higher education, non-profit organizations, financial institutions and private citizens.

Another committee has successfully brought together planners from county, city and town governments to look at how they can work together on planning and zoning along common corridors. One group is charting the county’s trail system for walking and bicycling, planning one day to connect them.

Yet another group is finding out how to best “sell” the advantages of living in Johnson County to professional, highly educated people and encouraging them to bring their talents to the local workforce.

“Communities today cannot be satisfied, or they will be left behind,” said Brent Tilson, president and CEO of Tilson HR and co-chair of AJC. JANUARY 2014

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12/23/2013 3:53:02 PM

Too many [communities in Indiana] were satisfied with it being ‘just good enough,’…but many leaders and citizens “in Johnson County decided to step forward to assure that Johnson County is on a trajectory to become one of the best….I have worked in a number of communities, but none has inspired me quite as much as Johnson County has.”

- Lee Lewellen, President, Lewellen Progress Strategies, LLC

Cheryl Morphew and Lee Lewellen review zoning plans for communities.

Membership is open to anyone, and there is no fee to belong at this time.

“It is an increasingly competitive environment. That is why AJC is an important initiative that brings together Johnson County community and business leaders.”

AJC not only continues to gain momentum with more participants, it’s getting attention throughout the state.

“What AJC is doing is very much in the spirit and structure of successful collective impact initiatives,” said Jack Hess, Executive Director of the Institute for Coalition Building in nearby Columbus. “By working at the county level and engaging the entire spectrum of diverse stakeholders from all of the community sectors, the initiative has the capacity to make a significant impact on not only the county but the region as well.”

AJC started with tremendous enthusiasm, organizers said, and continues to grow membership. The entire group meets monthly, though committees get together more frequently.

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Johnson County Community Foundation President and CEO Gail Richards says her board decided to support AJC because they believe the community collaborations will result in a better quality of life. “It lessens the dependence on traditional charities,” added Richards.

CONTINUING EFFORT Organizers are looking at ways to financially sustain the initiative going forward and how to assist the volunteer committees that are carrying the bulk of the research and action efforts.

Lewellen, the consultant who has been involved in numerous community collaboration initiatives, believes the momentum has just started. “I have worked in a number of communities, but none has inspired me quite as much as Johnson County has,” Lewellen said. cg Jeffrey’s passion for sharing stories is embedded in his DNA. He served more than 30 years as journalist and media executive -working as a reporter, columnist and daily newspaper editor and publisher. He also has guided branding, marketing and business development programs with two entrepreneurial manufacturing companies.

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SEASONAL BREW REVIEW - with Hans & Joe Editor’s note: With the explosive growth of craft beers as evidenced by some local restaurants and bars offering over 10 different taps and a multitude of bottled beers, we thought it was time to have an expert provide some insight into the world of craft brewing. For that we present Hans Maldonado, a bartender at Patrick’s Kitchen & Drinks in Zionsville and a certified beer judge, and his sidekick, Dr. Joe Lauer, a local cardiologist who has developed a great deal of knowledge on craft brewing from self-study and frequent tastings. Our plan is to have Hans and Joe write periodically on the seasonal brews being offered locally during the year.

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NEWSLETTER | JANUARY 2014

12/23/2013 3:53:12 PM

FEATURE

| Hans Maldando with an assist by Dr. Joe Lauer

Seasonal Beers of Winter

As the cool crisp nights of fall have given way to the frigid air and frosted treetops of winter, the warmth that comes from a robust glass of beer seems all the more comforting.

Thankfully, craft brewers of the world are ready to respond to our thirst with a variety of malt-driven and sometimes highly alcoholic beers.

This month’s review will be looking at the history of Porter, Stout and Barleywine. That’s right, I said wine. Actually, there are no grapes in Barleywine, and it is, in fact, more beer than the later. Porter, Stout and Barleywine are all progeny of the British brewing tradition of the 1700s-1800s.

The beginnings of Porter predate the development of Stout, and one might even argue that without Porter, there would be no Stout.

the increasingly efficient transportation of goods and people throughout England and, indeed, the rest of the world as well.

My good friend, Dr. Lauer, and I have been fortunate enough to have been provided with some of the finer examples of Porter, Stout and Barleywine that are available in the Indianapolis area – plus a particularly special offering from our friends at Bier Brewery. So, on to the beer!

Porters The origins of Porter can be confusing as there is some

disagreement over the details, but I will attempt to wade through the muck and the mire and offer a clearer explanation. In 18th century London, it was common practice for barmen to create blended beers upon customer request as there were several different types of beer available at most pubs. The men who transported goods throughout the city were called porters. They are said to have been fond of a particular blend which was very likely to include both young and old beer with the latter being nearly undrinkable on its own.

Three Floyds Alpha Klaus Porter Appearance: Voluminous and lingering head with gorgeous lacing. Almost black with some dark reddish edges.

Aroma: Initial burst of chocolate with lots of piney hops.

Taste: The piney and bitter American hops dominate. The chocolaty malt flavors remain in the background.

Mouthfeel: Medium-full.

Drinkability: At 7.5%ABV, don’t drink too many!

Brewers decided to eliminate the need for blending by brewing the beer so that it would taste like the blended version. This explanation is sometimes referred to as the “three threads,” and there is some debate as to whether the story is truly accurate, but it was widely accepted for well over 100 years. I would speculate that, while it may not have been a linear path, each element of the story is independently grounded in some truth.

These early porters would have significantly differed from later examples in that coffee roasting technology had not yet been applied to the malting of barley, hence, there was no such thing as roasted barley. While the earliest porters would have ranged in color from light amber to dark brown, the development of roasted malt in 1817 fueled a change in the color and flavor of porter.

With a darker color and a more robust and roasty, sometimes bordering on bitter, flavor, this new style of beer would hide cloudiness and imperfections in flavor better than its ancestors, thus making Porter poised to take advantage of

Stone Vanilla Smoked Porter Appearance: Dark brown, but not the darkest brown.Aroma: Combination of smoke and vanilla.

Taste: Being that vanilla can be a strong flavor, it is actually used quite modestly in this beer. There is a complex malt profile of roasted grain and coffee.

Mouthfeel: Full bodied Drinkability: Maybe not so drinkable on its own due to the richness of flavor, but with the appropriate chocolate dessert, this would be magical.

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Stouts Barleywine Today, many people view Porter and Stout as two distinctly As long as there has been beer, there has been a place for different styles of beer. However, for most of each of the respective style’s existence, this has not been the case. A particularly strong version of Porter came to be known as “Stout Porter,” and at some point, the latter word was eliminated from the term. It has been argued that the differentiation began with the development of roasted malt in 1817. Even today, a proper English Porter is more dark brown than it is black, whereas in America, Porter is often just as dark as Stout.

In the 1900s, England began to tax beer based on its alcoholic strength, thus leading to the taming of Porter’s flavor profile and alcohol content. Stout Porter remained true to its roots, and if it had not happened already, there was a separation of styles. Porter continued to become lighter, and what was formerly called Stout Porter came to be known as simply Porter.

HANS: I have never been one to allow the weather to influence my choice of food or drink, so, for me, during the winter months, I am just as likely to reach for a pilsner as I am to reach for a stout. I do, however, look forward to the best examples of the malt-driven beers so widely produced during these months.

JOE: As I prefer bigger beers in general, I certainly look forward to wintertime beers to provide the kick in the tastebuds that I am looking for. I shan’t be one to miss the flabby sessionable IPAs of summer, or the forgettably simple Oktoberfests of Fall.

very strong beer. In the days of yore, alcoholic strength was somewhat of a necessity if beer was to remain unspoiled as the sanitation practices of the past leave much to be desired.

Old brewing practices also dictated that there be more than one batch of beer produced during a brewing session with each successive batch getting weaker than the previous one.

As alcohol is a preservative, the strongest beer would not only keep the longest before spoiling, but as it aged, it could be capable of developing a complexity of flavor that could rival some of the fine wines of France. Given the historical frequency of war between England and France, it was a wise idea on the part of the British to find a suitable replacement for French wine.

The term “Barleywine” was first placed on a beer label in 1903 by the Bass Brewery to describe Bass No. 1 Ale, although the term had certainly been in use for many decades prior. Today, many Barleywines of England and America are labeled with the vintage, as many of the finest examples will improve over a period of years.

So as the winter drags on, look for those big powerful porters, stouts and brandywines that will be coming on line from local brewers through the season. cg

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Appearance: Almost black, with some dark brown at the edges. Good head retention and lacing.

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Mouthfeel: Light-medium body Drinkability: Not too sweet for this type of stout, so drinkability is good.

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12/24/2013 10:26:41 AM

PEOPLE

The Queen of Free Clean Ups | Kristen Parker For those of you who may not know, we live among royalty in Center Grove.

The self-proclaimed Queen of Free, also known by the more common moniker of Cherie Lowe, and her family reside in White River Township; her mission is to share freebies and strategies for everyday saving and inspire those who are pursuing a debt-free life.

“I’ve long been addicted to getting something for nothing. In August 2008, I adopted the alter ego, The Queen

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of Free. From 2008-2012, I shared our family’s personal ‘debt slaying journey.’ [We] paid off a whopping $127,482.30 and are now officially debt free.” Go ahead and rub your eyes, but you read that figure correctly.

Part of Cherie’s budget-oriented philosophy includes making her budget stretch in the way she cleans her home, and that involves minimizing at the forefront. “The systems in your home definitely set you up for financial success or disaster….Reducing the number of things we own…goes a long

way to keep your home clean. The less there is, the less there is to clean, so that is by far my best strategy – simplification,” she said.

In addition, while she is definitely an advocate of coupons, she points out a fact that most people don’t consider when putting their coupons to use.

“You can very successful coupon to save on cleaning supplies. Just keep in mind that coupons are marketing tools to persuade you to purchase items you normally wouldn’t buy. The companies don’t want to bless your family with

NEWSLETTER | JANUARY 2014

12/23/2013 3:53:29 PM

extra dollars in your account; they long for you to be ‘hooked’ on something you didn’t know you needed,” she said.

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• Equal parts hot water andof white vinegarhome Getofmore out your She also uses this cleaner to scour sinks, tubs and Get more out of your home beazer.com • 317-451-4181 toilets, but she noted, “Be sure that your hands Cherie shared this expert tip: “You can use it as a Get more out of your home beazer.com • 317-451-4181 are completely dry when handling it though. It has leave-on spray in the shower or to clean sinks or even beazer.com • 317-451-4181 a tendency to clump when exposed to moisture.

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d exteriors and open, flexible interiors CenterGrove_January_2014.indd 35

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12/23/2013 3:53:31 PM

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NEWSLETTER | JANUARY 2014

12/23/2013 3:53:33 PM

FEATURE

More than 200,000 patrons visited the White River Branch of the Johnson County Public Library each year over the past 10 years. The White River Branch consistently has the most visits as well as the largest circulation of all JCPL branches.

JOHNSON COUNTY PUBLIC LIBRARY - It’s Not Just Books Anymore -

| Teresa Clark If you think a library is simply a building that houses books, think again. Our ever-changing electronic world is changing how and why people access public libraries and their services. In addition, the Johnson County Public Library (JCPL) is working to keep up with these latest trends and needs in our community.

The staff of JCPL wants you to see the library as more than a place to find books, magazines, music and movies.

It’s also a place to connect with local social services and to attend classes for learning new skills. You can even use the library to find resources for a job search, for your small business or for taking tests such as the ACT and SAT. To accomplish this, the staff and board of JCPL worked diligently for more than a year to create a new five-year strategic plan. The entire planning process was led and directed by the library’s board members who were kept advised throughout the process and gave their final approval to the new plan. About 80 percent of the library’s 82 employees were involved in creating the plan.

The new plan builds upon the countywide library system’s current plan which ran through 2013. The new five-year strategic plan features nine primary goals, also known as charters. These charters were created after library staff members gathered information from more than 150 community conversations with business, government and social leaders.

“Strategic plans are not always about brick and mortar, and this one in particular is not,” said JCPL Associate Director Ann Alexander. “And they’re not always about adding new things. It’s strategic.” She said this new plan finds the best ways to use the library’s limited resources to reach the most people.

One example of this is how the library serves families with young children. Only 34 percent of households in Johnson County have children, which is in line with the national average. More and more homes consist of baby boomers that have empty nests, couples that choose not to have children and couples that choose to have children later in life. Yet many people view the library as a place only for children and young families.

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12/23/2013 3:53:34 PM

FEATURE

“Traditionally a lot of library services have focused on servicing families with children,” said Alexander. “We need to make sure we don’t forget about what is clearly the majority of people who like the idea that libraries serve children, but that’s not serving their personal needs.”

Another trend that is affecting how people use libraries is e-books. You may think that e-books are making libraries obsolete. However, the truth is e-books are increasing the use of libraries. E-books open the door for libraries to reach out to more patrons who may not have used traditional library services in the past.

Each of these trends is affecting every branch of JCPL. The White River Branch consistently has the most visits as well as the largest circulation of all JCPL branches, so it is expected that the library will focus resources on improving services in the Center Grove area.

Center Grove residents can expect to see other changes, such as possible expanded services to the Bargersville area.

Ann Alexander, associate director of the Johnson County Public Library, said the library’s new strategic plan finds the best ways to use the library’s limited resources to reach the most people.

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“We’re looking at some new marketing options to increase our outreach in the [Center Grove] area and tell people what we can do for them,” said Alexander.

The library staff also hopes to have more collaboration with Center Grove Community Schools to assist students, teachers and families. “We see our role as helping the schools and families because they’re looking for activities for their kids,” said Alexander.

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When the entire plan is implemented by 2018, the ultimate goal is that JCPL is seen as a current and vital service to the community. “We’re providing not what we think the public should have but what they’re asking for,” said Alexander.

“We want to find our niche and make sure we do it the best we can.” cg Teresa Clark is a communications professional who lives in the Center Grove area with her husband and daughter.

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Alexander says the new strategic plan is a living document, not put on a shelf to collect dust. “It does change as you go,” she said.

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NEWSLETTER | JANUARY 2014

12/23/2013 3:54:02 PM

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BUSINESS

Store owner, Kevin Franklin and “Minister of Information” Brett Alderman proudly show off the store’s acoustic guitar section.

GuitarWorks

Much More than a Store | Alaina Sullivan GuitarWorks has been a staple in the Center Grove community since 1986.

To the outside eye, one would assume that GuitarWorks is just a store, but for owner and founder Kevin Franklin, it is so much more.

One of the things that makes the store so unique is that each employee has his or her hand into every aspect of the business. “It takes a bizarre set of qualifications to do what we do,” said Franklin. “Everybody does everything.

We are not pigeonholed. It is one end of the spectrum to the next.”

Yes, they sell guitars, but it does not stop there. Once you step inside the door, you hear the sound of music of all varieties coming from the left where they hold music lessons. A large

portion of the building is dedicated to music lessons. The store offers a large variety of lessons, anywhere from guitar, bass, drums, banjo, brass, woodwinds to even ukulele. “It is pretty comprehensive,” said Alderman who plays the drums. The store employs 27-29 teachers.

The back of the store contains a large room with a stage and full set open for performances. The actual GuitarWorks building is over 19 years old. When they began to plan the construction, they always envisioned a multipurpose room being a huge focus in the store.

The hope was for the store to be used as a music clinic and performing space for local and nationally known artists.

The store is well known for its Band Builders program, a workshop created

six years ago designed to teach aspiring musicians how to come together as a successful band. Band Builders is no “School of Rock.” Franklin observed that similar programs designed in that fashion did not teach how to work as a band and produce quality music.

“I didn’t see any music coming out of it, no competent music or people working together as a band, making the most of productive practice time,” said Franklin. The average age of participant in the program is 13-17 years old with at least one adult band.

In total, the bands spend five hours practicing together before giving a public performance. The program is a six-week session costing $175, including five one-hour sessions with the program ending in a concert.

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12/23/2013 3:54:07 PM

Bands must find venues for concerts, while GuitarWorks assists them in finding opportunities. “If you want to play, you have to do the leg work too,” said Franklin. They offer help, but the bands need to find the opportunities, including Freedom Festival, WAMMfest and the Indianapolis Mini-Marathon.

Franklin gives back to the community through annual charitable concerts,

featuring

benefiting non-profits and causes in the area, the most recent being the Ronald McDonald House.

GuitarWorks is more than just a business. They run the store with a great deal of heart and passion, 19 years and running. “Music is a lifetime pursuit or avocation,” Franklin.

“Mastering it is a whole other lifetime pursuit.” cg

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NEWSLETTER | JANUARY 2014

12/23/2013 3:54:11 PM

centergrove

presented by Malcolm T. Ramsey Agency

Community Event Calendar JANUARY 6 Tax Law Changes It’s tax time, and tax professional Karen Lunsford will be here to discuss tax law changes affecting the 2014 fiscal year. The presentation will conclude with a question and answer session.

Johnson County Library, White River Branch, 1664 Library Blvd., Greenwood. 7 pm. To Register: 317-885-1330 or jcplin.org/register.

JANUARY 9 Kindermusik!

Join us at this fun free session with Cheryl Kunczt of Kindermusik.

Through song, instruments, rhyme and fun, she will demonstrate how important music is for your child’s brain and early childhood development! 10 am. Ages 2-5 years. To Register: 317-885-1330 or jcplin.org/register.

JANUARY 25 RaeLynn’s Boutique Prom 2014 Fashion Show YOUR DREAM IS OUT THERE. GO GET IT. An exclusive look at top designer dresses from Sherri Hill, Jovani, Faviana, Mori Lee, Blush and more. Fashion show attendees will have the chance to win gift certificates and other giveaways from local hair, nail and tanning salons. One guest will have the chance to win a designer meet-and-greet with Project Runway star and top designer Johnathan Kayne. Indianapolis Convention Center.

7 pm. Purchase $10 runway passes at RaeLynn’s Boutique or And theirs.

If your family were to lose you tomorrow, the right life online at raelynns.com/events.

And theirs. If your family were to lose you tomorrow, the right life

WE’LL PROTECT IT.

Help Help protect protect the the wonders wonders in in your your life. life.

Help protect the Help protect the life. wonders in your wonders in your life.

And theirs.

insurance policy could mean everything to them financially—like being insurance policy could mean everything to them financially—like being able to grow up in the house they love, going off to college as planned able to grow up in the house they love, going off to college as planned JANUARY 25 and celebrating the wedding of their dreams. American Family agents and celebrating the wedding of their dreams. American Family agents Saints Francis & Clare Chili Cook-Off your family werewhich to lose you right work closely with If you to determine type of tomorrow, coverage isthe right forlife your work closely with you to determine which type of coverage is right for your specific needs socould that, while might not alwaysfinancially—like be there to share the Come join us for fun and fellowship! Many chefs will be insurance policy meanyou everything to them being specific needs soIfthat, while you might not always be there the to share the Andto theirs. your family were to lose you right showcasing their chili. Other food items will be available too. wondrous moments in their lives, those moments will still be theirs to life enjoy. able grow up in the house they love, going offtomorrow, to college as planned wondrous moments in their lives, those moments will still be theirs to enjoy. insurance could mean everything to them financially—like being There will be many silent auction items available including For free, policy no-obligation Life Insurance Needs Analysis, call today. and acelebrating the wedding of their dreams.

American Family agents For a free, no-obligation Life Insurance Needs Analysis, call today. able to grow with up inyou thetohouse they love, to collegeisas planned work closely determine whichgoing type off of coverage right for your vacations, sports memorabilia and other valuable goods. All and celebrating the wedding ofMalcolm their dreams.

American Family agents T Ramsey Agency specific needs so that, while you might not always be there to share the are welcome to join us for a great cause. All proceeds to benefit Malcolm Ttype Ramsey Agencyis right for your work closely with youintotheir determine which of coverage wondrous moments lives, those moments will still be theirs to enjoy.

1090 S. State Road 135 the SSFC Godparent Fund. See you there! SSFC Gubbio Athletic 1090 S. State Road 135 specific needs so that, while you might not always be there share the For a free, no-obligation Life Insurance Needs Analysis, callto today.

Greenwood IN, 46143 Greenwood IN, 46143 Center. 5901 Olive Branch Rd., Greenwood. 6:30-10 pm. Cost: $5. wondrous moments in their lives, those(317) moments will still be theirs to enjoy.

Office: 881-4200 Office: (317) 881-4200 More information: bit.ly/SSFCChiliCookOff.

For a free, no-obligation Life Insurance Analysis, call today.

Malcolm T997-2544 Ramsey Agency Cell: (317)Needs

Malcolm Ramsey Agency 1090 S. State Road 135 Cell:IN, (317)46143 997-2544 Greenwood 1090 S. State Road 135 MalcolmRamsey.com MalcolmRamsey.com Malcolm T Greenwood Ramsey IN, 46143Agency (317) 881-4200 1090 State881-4200 Road 135 Office:S.(317) (317) 997-2544 mobile Greenwood IN, 46143 Cell: (317) 997-2544

Home 53783 © 2011Office – Madison, 003769 –WI Rev. 5/11 © 2011 003769 – Rev. 5/11

JANUARY 29 Sunrise Sundays Birding Buddies Lace up your sneaks and come take a peek at our feathered friends. Join park staff on the last Sunday of each month for an informal bird walk at Johnson County Park. Meet at the McClain Cabin at 8 am. Bring binoculars or borrow ours. Free. Open to all ages. No pets. For more information, call 812-526-6809 or email jerwin@co.johnson.in.us. 8-9 am.

American Family Life Insurance Company

Have an upcoming event?

Office: (317) 881-4200 MalcolmRamsey.com Cell: (317) 997-2544 MalcolmRamsey.com

American Family Life Insurance Company American LifeWI Insurance Company Home OfficeFamily – Madison, 53783

Home Office – Madison, WI 53783 © 2011 003769 – Rev. 5/11

American Family Life Insurance Company

American Family Mutual Insurance Company, American Family Insurance Company Home Office – Madison, 53783 Parkway, Madison, WI 53783 ©2013 005240 – Rev. 10/13 6000 WI American

© 2011

003769 – Rev. 5/11

Promote it right here in the Center Grove Community Newsletter and online at atCenterGrove.com. Just send the event information to dann@AtCenterGrove.com.

You can also post your event on TownePost.com for free!

JANUARY 2014

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Tired of Waking Up Tired?

In

Sleep Evaluation

A comprehensive sleep evaluation includes not only the attended sleep study at the Indiana Sleep Center, but also a clinical evaluation by your personal physician. Often your doctor will request that one of our staff sleep specialists be involved on a consultative basis for your evaluation and treatment plan.

Insurance Most insurance plans cover sleep studies just as they would cover any outpatient diagnostic procedure, as long as, they are medically necessary and ordered by a physician.

Don’t let sleep disorders affect your life.

Every insurance policy differs from the next; therefore, we encourage patients to review their individual policies and determine if their plan provides coverage for outpatient sleep study procedures.

The Indiana Sleep Center offers a comprehensive sleep evaluation conducted by one of Indiana’s most experienced staff of physicians and technologists.

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Improving Sleep Quality… Improving Lives 701 East County Line Road • Suite 207 Greenwood, IN 46143 Next to the Greenwood Airport

317.887.6400

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NEWSLETTER | JANUARY 2014

11/6/13 9:41 AM 12/23/2013 3:54:14 PM

COLUMN

WORD FINDER

Weather Words

Presenter | Gettum Associates, Inc. . Creator | Lucy Stravers Hidden in the puzzle are the weather related words listed below the puzzle.

Words may appear in any direction in a straight line.

The solution to the puzzle is available on atCenterGrove.com.

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29. SUNNY 30. SUNRISE 31. SUNSET

V C N R W R WQuality...

S S S R Improving Sleep E Y A Z O Improving M A N E Lives T O

32. SYSTEM 33. TEMPERATURE 34. THUNDER

35. TORNADO 36. WARM FRONT 37. WARNINGS

38. WATCHES 39. WIND CHILL 40. WINDY

Indiana Sleep Center

StraversLine lives inRoad Pella, Iowa and is207 the mother-in-law of Dann Veldkamp. Need a large print version? Find it on atCenterGrove.com.

701 East Lucy County • Suite Greenwood, IN 46143 Toll Free: (877) 887.6440

Don’t Move...

Improve!

If you would like more information please contact the ISC at:

317.887.6400

Visit our website at: www.indianasleepcenter.com or E-mail us at: information@indianasleepcenter.com

You may already be in your dream home...

© 2009 Indiana Sleep Center, All Rights Reserved.

• Bathroom remodeling • Kitchen remodeling • Family room additions • Second floor additions • Screen porch enclosures • Sunroom additions • and more

BEFORE

AFTER

(317) 888-5681 gettum.com Located in Center Grove at Morgantown & Smith Valley Rd.

JANUARY 2014

9:41 AM

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COLUMN

Making ¢ents Establishing an Emergency Fund

| Kate Rhoten So, it’s a new year. You made it through the holidays and may have made some resolutions. Did you resolve to lose weight? Did you resolve to spend more time with your family? Or did you resolve to exercise more and eat healthier?

These are all good ideas to start the year off with a goal in mind. What about our finances? Do we really take inventory of our financial picture? Is it unhealthy to have a lot of debt hanging around, perhaps from the Christmas shopping season?

If you have been reading this column from prior months, you have noticed a theme as they all are related to my financial checklist. This month, we are highlighting the need to establish an emergency fund.

The rule of thumb that we use in our household is to have three to six months of our necessary expenses saved and separated from our regular operating bank account. This is ideal in case we lose some or all of our household income.

However, to get here, you need to be very frugal with your money if you are in debt or work tirelessly to not have debt payments except your home.

There is not an easy path, but the peace of mind is great.

We never had more than a thousand or two sitting in an account while we continued paying on our debt that wasn’t going down in balance very quickly. Then we found a plan that worked for us. We used the debt snowball method from Dave Ramsey.

These are items like the utilities, groceries, mortgage or rent and your transportation needs. This list must be realistic and take care of the essentials. Once you figure that monthly amount, multiply it by three and six. That is the range from low to high of what you should save. You as an individual or a couple must decide on the amount that will make the most sense.

There is great peace of mind that comes from having this safety net. I remember using plastic to get by in an emergency, and that expense ends up taking months, if not years, to pay off.

Start the New Year off differently, take stock of where you are financially and identify where you want to be in a year, three, five and maybe 10 years or more. Now that you have that image, are you taking the steps to get there? It’s no different than starting out the New Year with a goal to lose 20 pounds or eat healthier. It’s all about the behavior and the choices we make. That starts now in 2014. cg Kate is a financial expert of what to do and not do with money as well as owner of 4 Walls Money Coach, a coaching-focused company.

She has attended and completed Dave Ramsey’s Counselor Training. Follow Kate on Twitter 4WFCoach, reach out to her via email at kate@4wallsfinancial.com or visit 4wallsmoneycoach.com. Feel free to share ideas or questions for future articles.

Using this plan, we paid off our debts from smallest to largest as quickly as possible. It took 22 months to pay off $65,000. It was then we were able to build up an emergency fund that took care of our necessary expenses, should a layoff occur or we found Murphy knocking at our front door.

At this point, we had to create a list of what must be paid each month in case we had a change in our financial picture.

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NEWSLETTER | JANUARY 2014

12/23/2013 4:42:46 PM

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NEWSLETTER | JANUARY 2014

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