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Lloyd Zimmerman, Ready to Serve!
As a REALTOR® for F.C. Tucker/Bluegrass, Lloyd is dedicated to making every client experience a great one. When you work with Lloyd you will get the peace-of-mind you deserve knowing that you have an experienced advocate to look after your best interests when buying or selling a home. You will get the guidance and advice you need to make the best decisions in today’s rough and ready real estate market. Contact Lloyd today to get your journey started!
Lloyd Zimmerman
REALTOR®
859.490.8343
Independently Owned & Operated
859.303.6500 » 3094 Harrodsburg Road, Suite 102 » Lexington, KY 40503 » fctuckerbluegrass.com
Ask Abby Vaughn
WHAT DOES BEING IN BEAR MARKET MEAN FOR ME?
HI ABBY: The market sure is making headlines these days. Highs, lows, inflation, and now a bear market? I’m not sure I know what that really means. Should I be worried? —ANXIOUS ANNE
HI ANNE: I’m so glad you asked. Hopefully I can calm your nerves.
The market is full of uncertainties and a “bear market” can bring new anxieties and most certainly more headlines and media coverage. Simply put, a bear market is a period of falling stock prices, typically by 20% or more. The good news is that bear markets are normal and tend to be short-lived.
Since 1950, there have been 10 bear markets with an average duration of 14 months (from top to bottom). An important note here is that being in a bear market does not necessarily guarantee a recession, but it certainly increases the chances. Remember that markets are always forward-looking instruments and much of the “economic hurricane” is at least somewhat priced in. Once so much negativity is priced in, at some point investors realize the sky isn’t falling, the economic cycle will reset and there are some good opportunities out there. So, while there is risk in owning stocks, not owning stocks may also be risky, as they provide one of the best vehicles for longterm growth and real returns.
While it can take a while to recover from a bear market, it’s important to remember that no bear market lasts forever and historically, the market has gone on to make new highs down the road. Managing liquidity needs and emotions is critical in surviving bear markets and seeing the other side safely. As your trusted fiduciary, we’re here to help do just that!
If you’d like to set up a meeting to discuss your specific situation, contact us today!
—ABBY V.
Abby Vaughn, AIF® Business Development Director American Trust 859-514-3345 avaughn@americantrust.com
American Trust Wealth Management is headquartered in Lexington, KY and a legal duty of dedication and best practices, so that you can rest assured knowing that your goals will always be our goals.
