Driving Convenience in Communities, Digitally

banking is the future”, they used to say. That future is here, and digital banking is an integral part of the present, transforming lives and changing the way people do things rapidly. “Digital

Standard Bank has taken advantage of the opportunities offered by new technologies, to provide its customers with cutting-edge solutions to improve their banking experiences and offer products that seamlessly layer into their lives.

Standard Bank is committed to understanding a customer’s needs, and tailoring products to ensure that those solutions are not just satisfactory, but they are delightful – going beyond what is expected. Two of Standard Bank’s flagship digital solutions, that are tailored to the customer today, are its PayPulse, a cashless payment option, and Blue Fuel, also a cashless fuel management system.

PayPulse exists in an App format which can be downloaded from the Google and Apple app stores, and USSD via the *140*6626# number, making it accessible on all cellphone devices. It is fast, secure, and easy to use, and users can link up to three different cards from any bank in Namibia. This means that it caters for everybody and not just Standard Bank clients.

What is also special about it is that Standard Bank’s Blue Voucher capability has been incorporated into PayPulse to enable customers to pay via a QR code through a scan and pay method. This feature acts like a wallet on your phone, and is especially user friendly for informal vendors, who can create their own QR code to which people can pay for goods and services instantly. Once the money is in this “wallet”, its safe and secure and they can then make use of this money for different transactions of their own.

In an era where customers are in need of more convenient ways to pay their bills, without queuing up in long lines, customers can perform transactions from the comfort of their mobile devices. And if they are out shopping or enjoying a meal with friends and family, they can pay for it using PayPulse.

PayPulse enables instant cash out of money at the tills of prominent grocery stores, and apart from cashing out and sending Blue Vouchers, it also allows customers to send money to any mobile number in Namibia, even if they don’t have a PayPulse account. Customers can top up on electricity and airtime and pay for bills such municipal water & electricity and DStv/GOtv accounts.

Our second featured digital technology is our flagship fuel management system, Blue Fuel. Namibian businesses are facing significant pressures to maintain core services with significantly reduced budgets. One way of achieving this is through efficiency savings on the purchase and use of all services, including vehicles, through standardisation and the use of technology.

To address this, Standard Bank offers the Blue Fuel Technology, aimed at simplifying fleet managing with low-cost solutions designed to eliminate the hassle of managing, monitoring and controlling the refuelling of your fleet.

Every fleet manager knows that fuel costs can overshadow other operating expenses. Standard Bank's Blue Fuel offers the newest innovation in fleet management to help you better manage your fleet of vehicles, whether you have a huge company or just three cars.

The technology ensures that only authorised vehicles are able to fill up, without the need to purchase and install expensive vehicle hardware. In addition, drivers can authorise transactions using fleet cards, driver PIN’s or even their mobile phones.

With Blue Fuel all transactions are securely authorised in real-time and checked against multiple, configurable fuel rules using our unprecedented technology. Successful transactions and unsuccessful attempts are instantly available to view on a personalised web portal using any internet-connected device.

Individuals, small businesses and companies with large fleets are all eligible for Blue Fuel, with a hassle-free registration process.

Blue Fuel allows for real-time authorisation at the time of the transaction, instant access to reports, increased security against fraudulent transactions and serves as a management tool to effectively manage financial, technical and operations costs.

Both the PayPulse banking application and the Blue Fuel technology are essentially about having a fast, secure, and easy way for customers to make payments without the need to handle cash.