The Real Estate Book of Palm Coast / Flagler County by Graphic Designs

Palm Coast - Flagler County HOME & LIFESTYLE GUIDE Volume 13, Issue 6

Exceptional comfort and charm all

located on a 1/2 acre.

TO ADVERTISE, CONTACT: Suzie Adams at 386-338-4110 or TREBcoastal@gmail.com

RealEstateBook.com

Request FREE Magazines online, or call 800-841-3401

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David Alfin 386-585-0903 DAlfin@watsonrealtycorp.com

4/12/17 6:59 AM

$888,800

$699,000

INTRACOASTAL POOL HOME 4BR/3BA 2,400SF on nearly a 1/2 acre in Davis Shores. Walk to downtown St.Augustine. 145Ft of deep water frontage, multiple patio spaces, boat dock with 7,000lb boat lift, pool and spa. Text R213611 to 52187

SHELTER COVE 4BR/3BA plus an office located on a canal with a pool. With 120Ft of water frontage you have views from every room. Spacious rooms and upgrades throughout. Dock and Boat Lift. Text R168014 to 52187

OCEANFRONT POOL HOME 3BR/2.5BA located in Flagler Beach. Master and living areas on main 2nd floor w/ guest rooms and bonus room upstairs for privacy. Entertaining is a breeze on the large paver patio and two decks. Text R303456 to 52187

$359,900

$329,900

$329,000

LAKESIDE AT MATANZAS SHORES Remodeled lake front 3BR/2BA. This home features an open floor plan with formal living & dining room, perfect for entertaining. Spacious lanai overlooks the lake. Text R257605 to 52187

HIDDEN LAKES Spacious 4BR/4BA almost 2900Sqft 3CG home. Upgrades galore! Desirable open and functional floor plan with upstairs bonus room w/ separate bath. Enjoy the spacious fenced yard and community amenities. Text R285585 to 52187

UNIQUE FIND This 5BR/3.5BA home with lots of storage and charm on over an acre. Formal Living room w/ fireplace, Dining room and family room leading off the updated kitchen with new appliances. Enjoy the enclosed back patio. Text R262985 to 52187

$240,000

$224,900

$219,900

INDIAN TRAILS Spacious 4BR/3BA located on a cul-de-sac. Great open floor plan with high vaulted ceilings, large bedrooms, and tile and laminate flooring. Large covered lanai and the fenced back yard. Text R102905 to 52187

SEMINOLE WOODS Maintained 3BR/2BA on an oversized corner lot. Great floor plan with lots of space for a growing family. Vaulted ceilings, a 12x40 Florida Room with A/C, and a private den. Text R260005 to 52187

PALM HARBOR Spacious 4BR/2BA located in the “F” section. Move in ready, freshly painted, and new flooring. Great open floor plan perfect for entertaining. Large covered lanai overlooks the reserve area. Text R307619 to 52187

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$624,900

$439,000

$396,900

CRESCENT LAKE Completely remodeled 3BR/3.5BA/3RV Garage home located on 5 acres. New flooring and freshly painted. New kitchen with new cabinets, granite, and s/s appliances. Great floor plan for entertaining. Text R62356 to 52187

BULOW WOODS Country Living 4BR/3BA Pool home situated on one acre. Freshly painted, new flooring, fireplace, and more. Formal living/dining combo, gourmet kitchen, and breakfast nook perfect for entertaining. Text R222569 to 52187

PALM HARBOR Saltwater canal 3BR/2.5BA with easy access to the ICW. Updated kitchen and enclosed Florida Room with a wet bar and a retractable projection screen Tv. Newer roof and dual Trane air conditioner. Text R291472 to 52187

$295,000

$269,900

$257,000

INDIAN TRAILS Large 4BR/3BA POOL HOME with a flex space room. Formal living/dining rooms, open gathering area, large kitchen overlooks the breakfast nook and the outside oasis with waterfall. Text R169053 to 52187

PINE GROVE Custom 3BR/2.5BA pool/spa home. Formal dining room and an open family room perfect for entertaining. Large kitchen with granite and s/s appliances. Fresh paint, new flooring, and more. Text R257608 to 52187

COUNTRY LIVING Truly unique property, 2BR/2BA with an open spacious layout with lots of storage. Situated on over two acres with plenty of room for growth. This property also includes adjacent lot East of the home. Text R262985 to 52187

$199,900

$187,900

$159,900

PINE GROVE Maintained 4BR/2BA move in ready home. Freshly painted and new flooring. Spacious open floor plan, eat in kitchen, and an oversized great room. Large vinyl fenced in yard with room for a future pool. Text R307631 to 52187

INDIAN TRAILS Beautiful 4BR/2BA in pristine condition on a small cul-de-sac. Featuring a spacious open family room w/ vaulted ceilings, plant shelves, fireplace and formal dining room perfect for entertaining. Text R274886 to 52187

INDIAN TRAILS Cute 3BR/2BA move in ready home. Nice curb appeal and lovely landscaping. Newer tile and carpet in the bedrooms. Enclosed screened patio overlooking the lush back yard. Great location! Text R307633 to 52187

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DESIGNER-APPROVED WAYS TO ACCOMPLISH A MODERN BACKYARD BY KERRIE KELLY, ASID

Now that the stormy weather has begun to pass, we can look forward to styling our backyards with sunny fabrics, warm textures and our favorite accessories. To accomplish a modern backyard look this spring, try adding a new fence or updating your existing fencing, freshening up your outdoor furniture or adding to your landscape. Keep reading for our go-to ways to create a contemporarily styled outdoor space just in time for the sun.

1. CREATE EFFICIENCY Modern settings, both indoor and out, offer efficiency as well as high-impact and low-maintenance design. While a backyard space won’t serve as many purposes as the interior, it should still be functional. Modern backyards enhance the homeowner’s life, acting as a separate livable space focusing on entertaining, dining and relaxing. A contemporary backyard retreat uses metal, wood and other durable materials to mix style with function, so try a sleek privacy fence in a dark wood to keep your backyard feeling cozy without detracting from the modern feel. Add to your design with hardworking fabrics like Sunbrella that offer color and texture paired with low-maintenance design.

2. USE ELEMENTS FOUND backyards pull from their surroundings to create a look that is streamlined, IN NATURE Contemporary stylish and soothing. Most modern color palettes consist of white, black and gray, but an outdoor space requires more dimension via pops of bold color like green and blue, and added texture with wood, stone and metal. Mix and match colors and textures in similar shades for a dynamic effect, or use a single color in varying tones for an edgier look. Structures like pergolas, fencing and fire pits allow homeowners to use elements found in nature in a more streamlined way—like a cedar fence paired with crushed granite gravel and concrete.

3. COOK AND DINE AL FRESCO Modern backyards make use of every square inch of space, including the areas meant for cooking, dining and entertaining. Outdoor kitchens have grown in popularity over the past few years, and they’ll continue to become more common as families choose to dine al fresco when the weather permits. For a contemporary outdoor dining scene, create a central location where you plan on cooking and dining. Whether under a pergola, beneath a series of stylish umbrellas or on the patio, a covered outdoor kitchen will always be a focal point of your backyard. Define the space and add a modern touch with an intricate metal fence in a unique design. Next, add in kitchen elements like grills, refrigerators, drink stations, fire pits and other amenities to make your guests feel comfortable. Lastly, set the dining table with accessories like durable fabrics and linens, outdoor lighting, dishes and serving accessories. Top off your modern backyard with playful accents, twinkling lights and outdoor speakers, and you’ll be celebrating the great outdoors in no time!

Kerrie Kelly heads up her California interior design firm Kerrie Kelly Design Lab. Kerrie is a design an expert and writes online for The Home Depot on an array of decor topics inside and outside the home. For more information about fencing installation services and fencing materials, you can visit the Home Depot website.

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Southern

Presented by

CHARM

David AlďŹ n 386-585-0903 DAlďŹ n@watsonrealtycorp.com

1/2 ACRE Country Living

Close to the Beach

FLAGLER BEACH $449,900 Manor like 4 bedroom 3.5 bath home with an open and clean design.Natural hard wood flooring and design detail is generously applied throughout the home and further complimented with paver style floor tiles. Contemporary kitchen features granite counter-tops and craftsman grade cabinetry for ample storage space. Kitchen and Breakfast nook area look out to large back yard nature-scaped with lawn and trees. Master Bedroom Suite is designed with fresh clean lines offering a spacious retreat to luxurious form and fittings. Front and rear porches complete this country home.

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12 Claridge Ct South $319,900 Palm Harbor 3BR/2BA waterfront canal home. Beautifully renovated including all new doors and windows and A/C. Bright open floor plan. Bring your boat.

103 Emerald Lake Drive $499,000 Palm Coast Plantation, 2016 Elegant Custom Built Executive home with premium upgrades inside and out.

23 Salisbury Court $129,900 Cute and convenient 3BR/2BA condo. Community features pool and tennis courts. Conveniently located.

703 East Moody $1,095,000 Heart and center of City of Bunnell. 16,988Sqft. Professional Building with parking on large paved area. Frontage along SR-100.

4660-4680 Moody Blvd. $549,000 2.15 Acres. Highway 100 Commercial Frontage, with endless possibilities, close to Town Center and easy access to 95.

The Reserve, a luxury gated community with homes starting as low as $365,000! Only 9 left in inventory!

Alicia Moore, REALTOR® 904-471-6112

PREMIER PROPERTIES

Shellie Keever, REALTOR® 386-569-9329

WWW.THEPOWEROF2REALTY.COM

Stunning Water & Golf Course Views! Some Homesites Feature Deep Water Access To Intracoastal!

Country Club Harbor in Palm Coast

Visit our model home at 3 Waterfront Cove Dr. off Clubhouse Drive!

LANTANA

DESTIN

Lot 9 / 4 BR / 2.5 BA / 2 CG / 2,044 Sq. Ft.+

Lot 10 / 4 BR / 3 BA / 3 CG / 2,368 Sq. Ft.+

Gourmet Kitchen, Quartz, Tile, Covered Patio

Split plan with Vaulted Ceilings, Hardwood Floors

$366,476* $324,990* $372,709* $349,990* For more information please call (386) 446-2145

*Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. +All square foot dimensions are approximate. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2017 D.R. Horton, Inc. All rights reserved.

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725 N Oceanshore Blvd • Flagler Beach, FL 32136 386-931-1903 www.FlaglerOceanRealty.com TEXT TEXTP1064723 P815936 TO 85377

TEXT P816859 TO 85377

TEXT P1060530 TO 85377

TEXT P815938 TO 85377

OCEANSIDE CONDO 2 UNITS AVAILABLE UNIT 108 WITH GARAGE - $539,900 UNIT 214 - $524,900 3 BEDROOM|3 BATH|OCEANFRONT VICKI RHONEMUS 386-972-1435

TEXT P1024424 TO 85377

For All Properties Text: OCEANCITY To: 85377

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HOW TO GLAM UP YOUR MASTER BEDROOM WITH ROSE GOLD Search the web from design blogs to interior decorating sites, and you'll soon discover that metallics are back in a big way. While metals like gold, silver, brass, and copper have each had their moments in the sun over the decades, today's most haute designers are all about rose gold. No longer relegated to jewelry, itâ&#x20AC;&#x2122;s popping up in weddings, fashion, and (finally!) in the most stylish homes.

By Cat Queen

Rose gold brings an understated elegance that is unmatched by any other metallic trending today. Where gold can easily come off as too gaudy and silver as too cold, rose gold is able to balance the sought-after shimmer and shine of precious metal with an undeniably delicate touch. Ideal for the master bedroom, rose gold offers a glint of romance in a sophisticated, un-frilly way. Read on to discover how you can add a bit of glam to your bedroom with today's most sought-after trend.

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THE IMPORTANCE OF PALETTE. Soft and sweet - Modern monotone rooms are easily updated and softened by the shine of this sweet metallic. Starting with a base of white, beige, ivory, or light gray, add small rose gold details in unexpected places. A very hot look right now is using pops of rose gold against soft pinks, pale blues, and muted grays. Airy, neutral hues play off the inherent sweetness of this pale, precious metal. Strong and striking - If you're more interested in a bold, eyecatching statement, start with a deep, dark color like navy blue, burgundy, or plum. Rose gold really shines when used as the lighter gradient in a rich color palette, but it can easily become a bit garish if used excessively. Stick to one darker color and use another soft hue, like a cooler shade of your main color, to ease the transition; this will help retain the understated elegance of rose gold against a more dramatic background.

IT'S ALL IN THE DETAILS. Past trends in decorating with metals have seen over-bright, highly polished metallics stealing the show. But too much of even the most attractive thing can overwhelm the senses. The goal today is to incorporate hints of shimmer with a few larger focal pieces in varying materials. This will maintain the subtlety of your accents and the overall consistency of your design. A few small items – a clock, a framed mirror, or even a hammered rose gold trash basket – can easily tie an entire look together. Flashes of warm pink in drawer pulls, curtain rods, lamp bases, or other fixtures can add subtle charm without overdoing it. Too much shimmer and shine may not be your thing—that's okay! Pay homage to this gorgeous pale pink metal with rose gold inspired fabrics. A dusty rose accent chair or tufted ottoman can bring just as much glamour to your room as a gleaming headboard. Playing with texture is an easy way to give your design more depth. Satin or sequined pillows bring shine and excitement to a plain cotton bedspread, while chunky knits and linens soothe the senses.

MAKE A STATEMENT. Of course, while small details are essential, nothing brings a room together like a larger accent piece. Go all in on a dramatic chandelier, an antique headboard, or a vintage bar cart to make a shimmering statement! Since rose gold has such a sweet feel to it, it mixes well with other metals to create an interesting, unusual aesthetic. You can also take advantage of all the glimmer of your accents by using mirrored furniture. Reflective surfaces are a rare blend of modern and vintage looks that work well in any room, and have the added benefit of making your space appear more bright and open.

DIY NOW! If you are happy with your existing furniture, focus on creating interest in the details. A duvet cover, some new shams, and a few simple accents can go a long way to transform your space. Budget-conscious decorators will be thrilled to know that rose gold is available in a metallic spray paint. Your entire master bedroom can easily be updated in one weekend just by spray painting items you already have. Light fixtures, mirror frames, chair legs, and potted plants are all excellent candidates for a rose gold makeover! Check your local craft stores for fabrics in rose gold or with rose gold details. Throw pillows or simple curtains are great DIY projects for even novice sewers. Rose gold is truly the ideal choice for a modern master bedroom. It has all the sophisticated personality of other metallics with none of the baggage: it's romantic and soft without being frilly, and shiny and eye-catching without being gauche. Now is the time to glam up your master bedroom with gorgeous rose gold!

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THINGS INTERIOR DESIGNERS WANT YOU TO KNOW BY DANIELLE HARLING

The job of an interior designer is one that's filled with misconceptions for those unfamiliar with the gig. And with those misconceptions, the expectations of would-be clients can become hazy. To help ease any confusion and false expectations once design time comes around, here are a handful of things interior designers want you to know.

HIRING AN INTERIOR DESIGNER ON A BUDGET IS POSSIBLE

INTERIOR DESIGNER VS. INTERIOR DECORATOR

COMMUNICATION IS STILL KEY

THEIR SOURCES ARE SOMETIMES SECRET

If the thought of hiring an interior designer to spruce up your home has you seeing dollar signs, and not in a good way, don't fret. Working with an interior designer, even if you're working with a strict budget, is still a possibility. A great way to work with an interior designer while on a budget is to hire them virtually. For design firms that offer online services, a set price can be provided and from there you'll be able to create a room profile and peruse designs from one or even multiple designers.

If you plan on sitting back and kicking your feet up while your interior designer puts in work revamping your home, think again. Your input is still vital when it concerns the design process and being proactive will likely render the best results. Don't hesitate in voicing your thoughts during the design process, as miscommunication can easily put a damper on the end result.

INTERIOR DESIGNERS ARE TECHIES TOO

Technology has taken over just about every aspect of our lives, so it's no surprise that a great deal of interior designers are hip to the latest gadgets. In today's modern age, designers are able to use everything from 3D design software to lighting that uses 3D computer technology to choose options that work best for your abode.

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Far too many times, the labels of interior designer and interior decorator become falsely interchangeable. An interior decorator is purely focused on aesthetics (think colors, textures, etc.), while an interior designer delves a little deeper, focusing on the functionality of a space. In addition to selecting decorative items, an interior designer is at times in charge of less glamorous tasks, including selecting plumbing fixtures and sketching design plans.

Similar to a great investigative journalist, interior designers aren't always free to share their sources. There are a variety of reasons why they might hold back such information. For instance, an item they've sourced might be custom-made or only available to interior designers. Additionally, costs are another aspect interior designers might choose not to disclose.

Sources: US News, Apartment Therapy, Bureau Of Labor Statistics, Houzz, Professional Dude, Modern Ghana

2/27/17 8:06 PM

Grand Reserve Distinctive D.R.Horton Homes from the low $200’s* Affordable Express Homes from the high $100’s*

Now Selling!

• Exclusive master planned community nestled upon the Grand Reserve Golf Course, with many homesites featuring spectacular golf course, nature and conservation views. • Future amenities community pool, covered pavilion & more! • Convenient location minutes from shopping & dining at Palm Coast Landing at Town Center, I-95, and just a short drive to nearby Flagler Beach.

Golf Course Views!

Directions: From I-95 take exit 284 for SR-100 (Moody Blvd) and travel west toward Bunnell approximately 3.1 miles to community on the right at Grand Reserve Pkwy. For more information please visit our Grand Landings model located at 103 N. Coopers Hawk Way Palm Coast, Fl. 32137 or call (386) 263-3081 www.drhorton.com/nfl

*Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2017 D.R. Horton, Inc. All rights reserved. 21902.13.6.011.indd 12

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1410 Palm Coast Pkwy NW, Palm Coast, FL 32137

P C

1410 Palm Coast Pkwy NW, Palm Coast, FL 32137

P C

386.246.9222

SUNRISE BEACH $525,000

GRAND HAVEN $399,900

PALM HARBOR $383,000

PINE GROVE $199,900

CEDAR ISLAND $179,000

MATANZAS WOODS $174,750

4 Bed |3 bath | 2152 LSF MLS:228759 Pamela Acosta Text R297296 to 52187

3 Bed | 2 bath | 2235 LSF MLS:228720 Carolyn Million Text R295087 to 52187

3 Bed | 2 bath | 2044 LSF MLS#:228640 MLS:228796 Judd Schermerhorn Watson Property Management 386.446.6334 Text R288574 to 52187 Pamela Acosta Text R298868 to 52187

1410 Palm Coast Pkwy NW, Palm Coast, FL 32137

386.246.9222

Watson Property Management 386.446.6334 MARINELAND ACRES $799,000

3 Bed | 2 Bath | 2328 LSF MLS#228816 Richard DeCeglie Text R299794 to 52187

3 Bed | 2 Bath | 1726 LSF MLS:228525 Watson Title 386.246.9203 Erica Crockett Text R281559 to 52187

Executive

Watson Title 386.246.9203

Executive

Custom Beach House, built in 2011 offers 3BR,3.5BA, a 3-car garage and a pool, just steps away from the Atlantic. Special features include: propane for cooking/heat, elevator, wood flooring, custom kitchen cabinets & granite, dual stove, walk-in pantry, fireplace, wrap-around observation decks on 2nd & 3rd floor, workshop/storage room, metal roof, sprinkler system on well, entertainment/game room area & more! Enjoy the the Warm & Sunny Lifestyle Youâ&#x20AC;&#x2122;ve Always Dreamed of in Florida! DANNY GREEN & NICK FORD | MLS:227927 Text R251975 to 52187

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Palm Coast Collection Palm Coast Collection

PALM HARBOR $244,900

PINE GROVE $210,900

PALM HARBOR $207,042

DAYTONA BEACH RESORT $149,000

DAYTONA BEACH RESORT $69,888

QUAIL HOLLOW $13,500

3Bed | 2Bath | 1728 LSF MLS:228501 Pamela Richardson Text R279587 to 52187

1 Watson Bed | 1 Bath | 682 LSF Mortgage MLS# 228597 Bina Yajnik Text R307590 to 52187

3 Bed | 2 Bath | 1872 LSF MLS#228809 Chris Kaufman & Brandon Canipelli Text R299789 to 52187

4 Bed | 2 Bath | 2208 LSF MLS:228493 Irene Cagliuso Text R279588 to 52187

1 Bed | 1 Bath | 339 LSF MLS# 228598 386.246.9280 Watson Bina Yajnik Text R307589 to 52187

Showcase

1410 Palm Coast Pkwy NW, Palm Coast, FL 32137

386.246.9222

Watson Mortgage 386.246.9280

Showcase

Lot

MLS#228510 Association Management 386.246.9270 Sherry L. White Text R281553 to 52187

Watson Association Management 386.246.9270 GRAND HAVEN $549,900 Split plan 3,000sf home on private street with nature preserve, 5BR, 3BA. This freshly painted pool home features 12-ft high ceilings throughout the formal living/dining room and great room with a view of the preserve. New gourmet kitchen with granite countertops and new appliances. The master bedroom has en suite bathroom, vaulted ceiling and entry to pool. Four additional bedrooms which include the bonus room above the garage. Many amenities to come and enjoy the Grand Haven Golf Living! Cornelia Manfre | MLS:228208 Text R263863 to 52187

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HIGH-IMPACT UPDATES FOR YOUR TRADITIONAL FAÇADE By Rebecca Bradshaw

Whether you're selling your house or just want to have the best looking property on the block, first impressions start with curb appeal. While trimmed hedges and immaculate lawns may go a long way towards creating a good impression, tired siding and dated architectural details are harder to hide. Make over your home’s traditional façade with these high-impact updates.

IT’S PAINTING TIME!

Painting can be one of the least expensive ways to make a big change to your home’s exterior. Wood, brick, and vinyl siding can be painted to give an older home a contemporary feel. But while you may be tempted to use your favorite shade of blue, or play it safe with a boring beige or standard white color palette, consider your home’s architectural style as well as the region you live in before deciding on what paint colors to use. Be guided by other homes in your area—popular choices like dark gray and black trim may be right for some neighborhoods but may not work well on a Cape Cod cottage or a desert adobe.

UPDATE SIDING

Although it can be an expensive investment, replacing the siding on your house can really up the wow factor of an otherwise ho-hum exterior. Replace old, worn out wood or traditional vinyl siding with stucco, or, for a contemporary look, mix and match siding materials such as stone or brick with horizontal wood shingles or the latest in sustainable vinyls. Depending on a home’s basic structure, pairing steel panels with concrete siding can turn a traditional façade to an ultramodern showstopper. If replacing siding on your home’s entire exterior is beyond your budget, consider only refreshing the panels on the front of the house, drawing attention to the entrance. Sources: Inside Out, Better Homes & Gardens, The Chuba Company, Houzz

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KICK IT UP A NOTCH

Along with paint and siding, one surefire way to spruce up an outdated façade is to add architectural elements such as pediments and decorative panels, or by creating an arched entryway. Adding or upgrading a front porch can be a good investment; update a covered porch with modern railings and pillars, or install a wide, deck inspired entrance to open up the front of a contemporary home. To avoid a muddled appearance, keep all the architectural enhancements within the same overall design style.

WINDOW & DOOR IMPROVEMENTS

Finally, don’t overlook details when updating your home’s exterior. Create a fresh, new look by replacing outdated front facing window trims and shudders, and give your garage doors a facelift with new hardware and paint. For small changes with big impact, paint your front door a bold color, add a modern new mailbox, and replace dated outdoor light fixtures. Add the finishing touches to your home’s makeover by re-paving walkways, adding a grouping of outdoor benches, or by installing an eye catching water feature.

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3399 Ocean Shore Blvd. N $1,395,000

Ocean Front high on the dune with 100ft+ of private beach access. Entertain poolside with an ocean view. Third floor master bedroom retreat. 2915Sqft of Ocean front living at its best. MLS:226576

23 Ibis Court N. $395,000

Spectacular water views from this 4BR/3.5BA including a separate detached bonus room located in Grand Haven. This home is very bright and open. Many upgrades and extras found throughout the home. MLS:228981

18 Richmond Drive $187,500

Move in ready, bright, open, spacious, split floor plan 3BR/2BA home. 18' neutral tile throughout, cathedral ceiling, mature landscaping, and more. Great screened lanai for summer nights. MLS:228246

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3 North Park Circle $515,000

Luxury touches throughout this 4BR/3.5BA courtyard style home. Views of the lake. Home has pest tubes and a Termite Bond. One year homeowners warranty included. MLS:223929

16 Pebble Stone Lane $205,000

Spacious 4BR/2BA split plan on home located on a quiet street. Featuring vaulted ceilings, updated kitchen, rear porch and fenced back yard with plenty of room for a pool. MLS:228921

233 Woodlawn Drive $9,750

Home site near the St.John's River and boat ramp. Build now or build later. This is just one of over eighty homes sites that are available. MLS:222605

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21 Utility Drive, Ste D â&#x20AC;¢ Palm Coast, FL 32137 386-225-4785 www.clariongrouprealestate.com Text: Clarion to 85377 to View More Properties. FOR SALE

FOR SALE

1481 SQFT.

1970 SQFT.

2Bed 2.5Bath

Text P1017274 P1065487 to 85377 For info./Photos

1745 Windsong Circle

Located just 2 blocks from the beach with a screened in back balcony to take in the views of the marsh and Intracoastal. Low HOA $80 a month, covers common ground maintenance. OFFERED AT:$259,900

3Bed 2Bath

Welcome to the Crossings at Grand Haven. Low HOA fees, Gated, community pool. Call for your appointment today. OFFERED AT: $230,000

FOR SALE

1718 SQFT.

2941 SQFT.

3Bed 2Bath

Text P689054 to 85377 For info./Photos

74 Webster Lane

POOL home on a fresh water canal. Great neighborhood, surrounded by beautifully maintained homes. Huge outdoor pool area with great views. New roof fall 2016. OFFERED AT: $215,000

5Bed 2.5Bath

Large 2 story home located on a corner lot. Formal living and dining rooms, 2nd floor Bonus family room. Nice fenced yard with fruit trees. OFFERED AT:$212,000

FOR SALE

1200 SQFT.

1184 SQFT. Text P883217 to 85377 For info./Photos

63 S Ocean Palm Drive

Beautiful Intracoastal views from this maintained unit. Furnishings are negotiable. Amenities include Pool, tennis, basketball and picnic areas. OFFERED AT:$199,500

2Bed 2Bath

Walk to the beach! Great unit with an open area and lovely views of the pond and golf course. Open deck of Master. Built in 2011. 1 Car Garage. OFFERED AT:$182,499

LOTS LAND

1497 SQFT.

LOTS LAND Text P1019568 to 85377 For info./Photos

10 Wayland Place

Pine Lakes home located on a cul-de-sac street. Tile flooring throughout. Eat in kitchen. Roof is being repalced. OFFERED AT:$159,900

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Text P1065487 to 85377 For info./Photos

26 Ocean Palm Villas N

FOR SALE

3Bed 2Bath

Text P883217 to 85377 For info./Photos

2 Riverdale Lane

FOR SALE

2Bed 2Bath

Text P689057 to 85377 For info./Photos

151 W.Waterside Pkwy

LOTS LAND

Text P691645 to 85377 For info./Photos

183 Eric Drive

Cypress Knoll golf course lot. Great location to build your dream home. Close to Town Center shopping, entertainment, hospitals, and 9 miles to the beach. OFFERED AT:$55,000

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Monthly Expenses Do you have stable employment? Is your paycheck dependable and steady? Figure out what you can comfortably afford monthly for a home mortgage before committing to one. A general rule of thumb is that your mortgage payment shouldn’t exceed 28% of your monthly income. For example, if you bring in $4800 a month, your mortgage payment should be around $1340 or less. There is wiggle room on this number, but it’s a good baseline to follow so that you don’t ﬁnd yourself with a roof over your head but nothing to eat. You can try using a mortgage calculator, like the one we found on QuickenLoans.com to help crunch the numbers.

Upfront Costs Money, of course, is a must have when it comes to home buying. A downpayment is an important variable in this equation, but not as crucial as you may think. Folks without bookoos of cash in hand for a down payment have loan options, such as the FHA loan which requires only 3% down. The downside to not saving up the standard 20% of your home’s price is that you will end up paying PMI, or private mortgage insurance, which tacks right on to your monthly expenses. There are also other costs to consider when homebuying that sometimes get overlooked during the planning process, such as costs for the appraisal, home inspection, and closing fees.

Location and Neighborhood If this is your ﬁrst home, consider the location in which you are buying relative to your current life hot spots. Where is your job? Will this house grow with your family? Is it located in a good school district if you plan to have children or already have them? Consider the neighborhood and the sort of lifestyle habits that your neighbors have. This residence may be more permanent than your most recent rental, so your neighbors and the overall atmosphere of the location matter. Typically, home buying is more of a permanent situation than renting because of the costs and time associated with the process.

Keep Yourself in Check It may sound silly, but many ﬁrst time homebuyers have gotten caught up in the excitement of house hunting and have ended up with lemons. Go into the process level headed and see through the home’s staging to the bones of the house. Never buy a house just for the view, but for the land itself. After all, if you don’t own the view, it could change rather quickly. Understand the life expectancy of major appliances and systems of the home to have a grasp on what to expect while you do your search. For example, the average lifespan of an asphalt roof is around 25 years. The expectancy of a hot water heater is between 8 to 12 years. A properly maintained HVAC unit can live for around 15 years. These will all be things that come straight out of your own pocket when the time comes for repair, so the younger the systems, the better. This guide is a great jumping off point as you begin the exciting season of ﬁrst time house hunting. Get your ducks in a row and keep your eyes open and you are sure to have a great experience.

Sources: Wellsfargo.com. Chase.com, foxbusiness.com, homeguides.sfgate.com, lowes.com, comfort-pro.com

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THE ULTIMATE CHECKLIST FOR FIRST-TIME HOMEBUYERS

By Jacklyn Renz

The excitement bubbles up inside as you make your dream home list. Everything from the kitchenâ&#x20AC;&#x2122;s layout to the backyard patio have been perfected in your mindâ&#x20AC;&#x2122;s eye. But before you jump to decorating the house you long for, there is some leg work that needs to be done and some things to keep in mind at the outset of this house hunting journey. Buying a home is the largest investment of your life, so step lightly and follow this ultimate checklist to avoid snags along the way.

Evaluate Your Credit Unless you are part of the crowd with hundreds of thousands of dollars worth of cash sitting around, you will need a loan, and a loan means good credit. You are entitled to a free credit report every 12 months from each of the three major credit reporting agencies: TransUnion, Experian, and Equifax. All can be accessed at AnnualCreditReport.com. A good credit score (the 3-digit number that rates your creditworthiness) means better lending options, better interest rates, and a better chance for being approved for a mortgage. Shoot for 620 or above. If you have something lower, then work on getting your credit score higher before you pursue a home. Actions such as paying bills on time, lowering your debts, and keeping cards with a zero balance open will all boost your credit score.

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e r o m a l o ro is D

IN FLAGLER COUNTY

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HOW TO PHOTOGRAPH A HOUSE IN ITS BEST LIGHT

With an abundance of real estate listing websites and word of mouth advertising through social media, thousands of photos of houses are uploaded onto the internet on a daily basis. That’s a lot of competition for home sellers, so it’s crucial to know how to photograph a house in its best light to ensure that a listing doesn’t get overlooked.

START WITH THE CAMERA Although most smartphones come equipped with good cameras, you may find you can get better photographs with a regular digital model. Take a few interior and outdoor test shots with both camera types to see which produces the best quality photos. Work with camera settings to optimize light levels and other functions before starting to take pictures.

TREAT YOUR PHOTOGRAPHY SHOOT LIKE A HOME SHOWING

pictures to come out dark and gloomy, so take photos during daylight hours when the weather is good. For interiors, pull back curtains, raise shades, and move any plants or furnishings out of the way that may block the light or cause large, distracting shadows. Exterior shots should also be taken during daylight hours and always with the sun to your back.

Make sure that rooms are clean, cleared of unnecessary clutter, or staged with minimal furnishings before you start to take pictures. Follow the same rules for lighting and angles when photographing an already vacant house, being particularly mindful of any marks on walls or floors. Since exterior shots are usually the first ones shown on websites, curb appeal counts almost more than ever in house photos. Don’t chance having a great listing passed over quickly because a messy yard or parked car detracted from an exterior photograph.

ANGLES ARE IMPORTANT Nothing could be worse than making buyers feel like they have been deceived, so avoid taking wide angle shots that make rooms look larger than they actually are. Take photos from the doorway or a corner to show off the entire room, and kneel down if necessary to avoid getting the ceiling in the shot. Exterior photos can be taken straight on to show the house’s full façade, or from an angle to capture its depth.

EXCEED AND EDIT There’s no better way to end up with the best home photographs possible than by giving yourself plenty to choose from. Take several photos of both the inside and outside of the home, and from several different angles. Finally, use an online photo editing program to select, crop, and improve graphics on photographs that capture the best of what a house has to offer.

MAKE USE OF NATURAL LIGHT You don’t want

Sources: Houzz, HGTV, Readers Digest

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211 St. Joe Plaza Drive • Palm Coast, FL 32164

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MARITIME ESTATES

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