The Real Estate Book of Palm Coast / Flagler County

PALM COAST - FLAGLER COUNTY

HOME & LIFESTYLE GUIDE Volume 14, Issue 7

CALL DANA TO DISCOVER WHAT HAMMOCK DUNES & FLAGLER COUNTY IS ALL ABOUT!

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TO ADVERTISE, CONTACT: Suzie Adams at 386-338-4110 or TREBcoastal@gmail.com

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Discover the Dana Difference!

386-569-4998 Dana@DanaDavisProperties.com www.DanaDavisProperties.com

6/21/18 1:04 PM

$829,000

$599,900

$589,900

OCEAN FRONT Key West style 4BR/3.5BA home with wrap around decks and incredible views of the Ocean. An open and bright floor plan with lots of windows accentuate the panoramic views of this one of a kind ocean front property! Pre-designed elevator shaft and plenty of storage.

Text R872834 to 52187

PALM COAST PLANTATION Spacious 4BR/3BA with den/office POOL home features a first floor Mastersuite and a full Mother-in-law suite. This home features lots of natural lighting, a gourmet kitchen, and a summer kitchen on your covered lanai for year round entertaining.

Text R743678 to 52187

CINNAMON GROVE VILLAGE Walk to the beach from this spacious open floor plan 3BR/3BA home with office/den. Outdoor living is a breeze with the summer kitchen, beautiful paver patio, beautifully xeroscaped yard with firepit and fully fenced for privacy.

Text R846365 to 52187

$429,900

$369,900

$335,000

PAINTERS WALK Custom 3BR/2BA home in Flagler Beach with incredible 3rd floor ocean views. Entertain with ease in the large kitchen and living room as your guests relax on any of the four decks.

Private community beach walk-over.

Text R464124 to 52187

MATANZAS WOODS Custom 4BR/4BA POOL home located on a Reserve and freshwater canal. The expansive family room with volume ceilings has an unlimited view of the enclosed Lanai with Solar heated Saltwater pool. Spacious open layout with lots of natural light.

Text R723648 to 52187

FAIRCHILD OAKDS Beautiful 5BR/2BA custom home. Move in ready, freshly painted inside and out with new fans and fixtures. The split plan home offers a spacious floor plan with formal living and dining room, family room and breakfast nook, perfect for entertaining.

Text R850206 to 52187

$249,900

$253,500

$239,900

PALM HARBOR Spacious 4BR/2BA with a open floor plan. This home has a HUGE enclosed Florida Room. Freshly painted, new fans and fixtures, new carpet in the bedrooms and tile floors throughout. Designer kitchen with new stainless steel appliances.

Text R767468 to 52187

LEHIGH WOODS Custom 4BR/2BA home.

Double door entryway leading to the spacious formal living with double octagon tray ceiling. The kitchen features granite counter tops and prep island.

Enjoy the large covered screened lanai, overlooking the fully fenced yard.

Text R687517 to 52187

PINE LAKES Beautifully remodeled 3BR/2BA home in the heart of Palm Coast! Completely new kitchen with soft close cabinets, granite counters and s/s appliances. An open floor plan with bamboo flooring throughout, custom lighting, and crown molding.

Text R865033 to 52187

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$575,000

$599,000

$479,000

GRAND HAVEN Custom 5BR/5BA Pool Home on Golf Course Lakefront. Upgrades throughout include custom lighting, niches, and pre-wired for generator. Open living area with generous windows allows for ample natural lighting and relaxing views of the outdoor oasis.

Text R750004 to 52187

PALM HARBOR Gorgeous 4BR/2BA POOL home located on a saltwater canal tip lot with 180feet of water frontage. Spacious floor plan with vaulted ceilings, living room, dining room, family room and breakfast nook, perfect for entertaining.

Text R815849 to 52187

SUNSET INLET Live the vacation lifestyle in this beautiful 3BR/2.5BA/2CG townhome including a boat slip. The Kitchen presents granite counters and s/s appliances.

Beautiful wood floors through out the kitchen living and dining room. Expansive views throughout.

Text R777522 to 52187

$325,000

$299,900

$269,900

INDIAN TRAILS Mediterranean style home with 3BR/2BA and office/den is sure to meet all your needs! Entertain in the warm, inviting dining and living rooms.

Custom designed gourmet kitchen.Superb architectural details and decorative touches abound. Welcome home!

Text R474929 to 52187

PALM HARBOR Well maintained 3BR/2BA Saltwater Canal home with a dock. This home features a spacious great room with kitchen that overlooks the breakfast nook. Step out through the sliders to the screened lanai and relax while overlooking the serene canal.

Text R807430 to 52187

CYPRESS KNOLL Spacious 4BR/3BA in the Cypress Knoll Golf Course Community.

Many architectural details throughout.

Great layout with formal dining, formal living room, family room, breakfast nook, and breakfast bar overlooking the lanai.

Text R858878 to 52187

$234,900

$209,000

$154,900

BUNNELL Renovated 3BR/3BA Duplex with POOL. Both units have been freshly painted, new flooring, plumbing, insulation, doors and trim. Both kitchens have been updated and have s/s appliances. Unit #1 is 1430SF with 2BR/2BA and Unit #2 is 536SF 1BR/1BA. Text R831831 to 52187

PALM HARBOR Spacious 2BR/2BA Pool home with office. This home features a split floor plan with a very open vaulted layout with an inviting living room and cozy fireplace with sliders to the lanai. Very large screened lanai perfect for entertaining.

Text R658147 to 52187

OCEAN VIEW MANOR Fully Furnished 1BR/1BA Condo with great amenities.

Stylish furnishings, upgraded flooring, newer windows and sliders with electronic storm shutters for convenience. Community pool, private walkover, tennis, and more.

Text R826676 to 52187

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Luke O’Reilly BROKER

Your Neighborhood Real Estate Brokerage (386) 864-7247

25 OCEAN RIDGE BLVD With contemporary design, this ocean-front manor feels like a brand-new home & offers breathtaking views of the

Atlantic! An interior elevator connects 3 levels. Ground floor features oversized guest beds, fitness area/game room, 2 baths, home theater & pool.

2nd floor features island kitchen w/counter seating, walk-in pantry, dining room & living area w/fireplace - all with ocean views, plus a guest suite & spacious balconies. Top floor holds the oceanfront master suite, with 2 guest suites & sitting room. Walkway to beach is shared with one neighbor.

2-car garage plus extended single-car garage. See the aerial tour at hammockrealestate.com! $1,950,000 MLS # 237324

 hammockrealestate.com 

by Jessica O’Reilly

Furnishings. Decor. Styling. Design.

(386) 864-8363 hammock-interiors.com 21902.14.7.004.indd 12

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7

Contact Us Today to List or Purchase (386) 864-7247

10 CINNAMON BEACH PLACE Just a short walk to the beach,

this lakefront pool home has 4 beds, 3 full baths, 2 half baths, & almost 4000 SF with master suites on each of its 3 floors. Loads of natural light with wraparound balconies and panoramic water views! Ground level features a grand room with giant windows and 25’ ceilings, and access to patio with heated pool and hot tub. Loft-style 2nd floor opens to huge balcony, while 3rd floor is the ultimate gathering space with wide-open layout featuring island kitchen, dining and living area. Short walk to beach, pools, fitness center, bar/grille and more! Perfect for vacation, rental or full-time living! $969,000 MLS #239394

20 PORTO MAR #601 Best-priced corner condo in Savona at Hammock Dunes offers sought-after floorplan w/ 4 bed 3.5 bath & almost 3000 SF of living space & floor-to-ceiling views from almost every room! Huge 6th floor open-air balcony off the master & living areas overlooks the ocean, & west-facing balcony off guest suites w/ beautiful sunset views over the golf course. Marble floor at entry, spacious kitchen w/bar seating, wide-open dining & living areas w/ fireplace, wet bar & wine fridge. Plush master suite w/ new floors, double vanities & jacuzzi tub. Amenities include oceanfront pool, fitness center, billiards, social & theater rooms. $859,000 MLS # 239078

HAMMOCK BEACH OCEAN TOWER #752 This 3/3 residence in the desirable North Tower location offers almost 2200 SF of luxury space w/ views of the ocean & pool complex. Great room features fireplace & wet bar, top-of-the-line kitchen & bathrooms, 10 ft. tray ceilings, travertine floors, crown moulding, & more! Dedicated parking, private elevator opens right in to your home. Ocean view master suite features his/her walk-in closets & vanities, whirlpool tub, separate shower, & slider to balcony. Both guest accommodations are en suite w/ ocean views as well. $749,000 MLS # 237947

200 CINNAMON BEACH WAY #144 Price Reduction! This 4th floor 3/2 condo has been nicely updated and refreshed with a coastal feel perfect for your Florida beach vacation home! In one of the most desirable buildings in Cinnamon Beach offering stunning ocean view w/ Jack Nicklaus designed Ocean Course just below. Fully furnished and decorated, an ideal investment property w/ fantastic rental history. Master suite w/ ocean views, sliders to balcony, large ensuite bathroom, walk in closet, & memory foam bedding. Wonderfully maintained gated beach community w/ oceanside & lakeside pools & spas, fitness center & on-site cafe. $409,000 MLS #234946

 hammockrealestate.com  21902.14.7.004.indd 13

6/25/18 12:34 PM

Love Where You Live!

OL

PO

WILD OAKS LOT Almost acre sized parcel. Choose from one of eight great approved builders.

SEMINOLE WOODS Wide open floor plan.

Huge covered back porch. All set on an oversized lot with a reserve space behind.

PINE LAKES Split Plan 3BR/2BA with a big back covered patio and nice screened in pool.

FLAGLER BEACH Completely Remodeled 3BR/2BA including an upstairs loft with a large screened patio.

MATANZAS WOODS Beautiful and well constructed 3BR/3BA pool home. Private lot with reserve on the left and rear.

FLAGLER BEACH 3BR/2BA with private entry 1BR/1BA mother in law suite. Upgrades throughout! Large 2 Car Garage.

GRAND HAVEN Split floor plan 4BR/2.5BA home.

Large screened, covered lanai complete with summer kitchen, lanai and pool area.

FLAGLER BEACH Custom 3BR/2BA on a high and dry lot. Split plan and additional family room and huge front and back yard.

GRAND HAVEN Great 3BR/2BA open and spacious floor plan. Private screened patio. Community Amenities.

OL

PO

FLAGLER BEACH Direct Oceanfront remodeled 2BR/2BA with 60’ of unobstructed ocean view. Hurricane doors and windows.

GRAND HAVEN Direct Intracoastal Front 3BR/3.5BA with spectacular views. Screened lanai with a summer kitchen and pool/spa.

FLAGLER BEACH Custom 4BR/3BA/2CG. Includes parcel east of A1A for private walkover. Perfect Vacation home with rental permit.

List with me… and get COMPLETE multi-media marketing exposure.

LOCAL DISTRIBUTION: 350+ locations with marketing in The Real Estate Book MOBILE: Text codes for every listing with “Real Time” leads to my smart phone GLOBAL SYNDICATION: DuPont Registry, Mansion Global, Unique Homes, Wall Street Journal, Robb Report and propGoLuxury

316 OCEANSHORE BLVD. FLAGLER BEACH 2298 COLBERT LANE. PALM COAST

Doris Dolamore, PA, CIPS Broker Associate

Cell: 386-237-5870 Email: doris4houses@gmail.com

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Hammock Beach

Specializing in Palm Coast Gated Communities 36 Oak View Circle East, Palm Coast, Fl 32137 | $229,900 Own a Piece of Paradise! One of the largest lots with over 200 ft. along a quiet cul-de-sac, in the exclusive Ocean front Community of Hammock Beach. This beautiful lakefront home site offers picturesque views looking down the full length of the lake. There is no time requirement to build your custom dream home. Optional Hammock Beach Membership includes two Championship Nicklaus and Watson designed golf courses, water park and pavilion, six dining locations, tennis, boating facilities, and Intracoastal access. MLS:237044

Contact: Kathryn Teiro-Peter (386)-310-3000 Mobile | kathryntp@grandlivingrealty.net

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2 Clee Court $346,000- Impeccable 3BR/2BA saltwater canal home on an oversized, fenced, corner lot. Tile roof, double pane windows and newer A/C helps keep energy costs down. Kitchen has newer appliances and a breakfast bar. Great room features a marble tiled fireplace for those cool evenings. Enjoy the view of the canal, dock and your backyard oasis from the screened porch.

Carol Bech 386-864-1483

carol@fortunegroupproperties.com

Berkshire Hathaway Home Services Fortune Group Properties 101 Palm Harbor Parkway, Suite 145 • Palm Coast, Fl 32137

Scott Barry 847-284-0679

scott@fortunegroupproperties.com

Gated Community - No CDD Fees!

GRAND LANDINGS

New Homes from the high $100’s* NO CDD FEES!

Amenitry Cente

NOW !

OPEN

• Exclusive gated master planned community • Convenient location minutes from shopping & dining at Palm Coast Landing at Town Center, I-95, and just a short drive to nearby Flagler Beach • New Amenity center now open including pool, club house, playground and dog park Please call (386) 263-3081 for more info

*Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2018 D.R. Horton, Inc. All rights reserved.

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DanaREbook2018.qxp_Layout 1 4/24/18 1:38 PM Page 1

I am proud to have been voted Flagler County’s 2016 & 2017

BEST REALTOR 2016 & 2017

BEST REALTOR

Dana@DanaDavisProperties.com

386-569-4998

Listing & Selling Everythingfrom from Lots Properties throughout FlaglerFlagler County…

Listing & Selling Everything LotstotoLuxury Luxury Properties throughout County…

Call NOW Discover theDana DanaDifference!

Difference!

Call NOW to to Discover the

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IN YS ND DA PE 13 IN

120 Avenue De La Mer. Unit 1502. Palm Coast, Fl. $498,900 Hammock Dunes Club 3Br/2.5BA 2,463 Living Sq.Ft. The Builder really thought through and combined the best of what home & condo living offers. Hammock Dunes Club is a private, gated community whose membership-though-not required offers 2 championship 18 hole golf courses designed by Tom Fazio and Reese Jones. The membership includes an oceanfront clubhouse, fitness center, heated pool & spa, a childrens splash area, 5 tennis courts, 4 pickle ball courts, 3 oceanfront croquet courts, Bocce ball and more! And lets not forget, the AMAZING gourmet dining at 2 clubhouses!

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Text any text code you fi nd in the book to d For e dadvertising icated • d e t a i l e d • d i f f e r e n t information in Blog.RealEstateBook.com

The Real Estate Book of Flagler County, FL contact:

52187

DanaDavisProperties.com

Suzie Johnston

Associate Publisher

(386) 338-4110 TREBcoastal@gmail.com

21902.14.7.009.indd 1

for more pictures and info on that listing. * additional text charges may apply

6/25/18 12:31 PM

TOP 9 REVERSE

MORTGAGE MYTHS SEPARATING FACT FROM FICTION Recent headlines pointing to the detriments of reverse mortgages aren’t getting the story straight. A leading reverse mortgage lender, Generation Mortgage Company, wants to separate fact from fiction.

“Because so many Americans over the age of 62 are facing significant financial stress due to dropping retirement and savings account balances, as well as higher healthcare costs, many groups are targeting seniors under the guise of helping them,” said Scott Peters, CEO and President of Generation Mortgage. “HECM reverse mortgages are Federal Housing Administration-insured products and are heavily scrutinized by regulators and legislators looking to protect seniors’ best interests. As a result, more than 600,000 American seniors have obtained reverse mortgages that have enriched their lives by allowing them to stay in their homes and pay off their bills.”

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THE MOST COMMON REVERSE MORTGAGE MYTHS INCLUDE: Myth: If I take out a reverse mortgage the lender will own my home.

Fact: False. Homeowners still retain title and ownership to their homes during the life of the loan, and can choose to sell the home at any time.

As long as the house is maintained and property taxes and homeowners insurance are paid, the loan cannot be called due.

Myth: My children will be responsible for the repayment of the loan.

Fact: False. Reverse mortgages are non-recourse loans. That means, if the property is sold to pay-off the loan when the homeowner passes away or decides to leave the home for other reasons, there will be no mortgage debt for the family and heirs to repay. The maximum amount owed is the current market value of the house. If the homeowner’s heirs want to keep the home, they would pay the balance in-full to the reverse mortgage lender.

Myth: I can’t get a reverse mortgage if I have an existing mortgage.

Fact: False. With enough equity, you may be able to pay off your existing mortgage or other debt with the reverse mortgage. The reverse mortgage must be in a first lien position, so any existing mortgage must be paid off. Seniors who take out reverse mortgages are free to do anything they want with their reverse mortgage proceeds. Paying off an existing mortgage is the number one reason most seniors take out a reverse mortgage.

Myth: Only low-income seniors get reverse mortgages.

Fact: False. Although some seniors may have a greater need than others for the monthly proceeds or lump sum funds reverse mortgages offer, most simply prefer to be free of monthly mortgage payments. Without monthly mortgage payments, many homeowners find they can maintain their existing quality of life and build their savings to help with future expenses. A growing number of people who have no immediate need are taking out these loans so that they have a financial cushion for future expenses.

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Myth: If I outlive my life expectancy, the lender will evict me.

Fact: False. Reverse mortgage lenders put no time limit on how long seniors can stay in their homes. Since homeowners still own the property, lenders cannot evict them, provided they follow the program guidelines.

Myth: There are no objective advisors available to seniors trying to decide if a reverse mortgage suits their needs.

Fact: False. Borrowers are required to work with independent, third party counselors approved by the U.S. Department of Housing and Urban Development (HUD) in their local communities. This educational session helps them make the right decision for their unique situations.

Myth: There are restrictions on how reverse mortgage proceeds may be used.

Fact: False. There are no restrictions.

The cash proceeds from the reverse mortgage can be used for virtually any purpose and borrowers should be cautious of lenders attempting to cross sell other products. Many seniors have used reverse mortgages to pay off debt, help their kids, make ends meet or to have a financial reserve.

Myth: Reverse mortgage lenders take advantage of seniors.

Fact: False. Seniors who have been victims of reverse mortgage lending schemes are extreme exceptions and typically victims of unsavory lenders.

As a consumer, you should only work with lenders who are Better Business Bureau and National Reverse Mortgage Lenders Association (NRMLA) members and adhere to those organizations’ strict Code of Ethics and Standards for Trust.

Myth: I’ve heard I won’t qualify for a reverse mortgage because of my limited income.

Fact: Unlike a traditional mortgage where mortgage payments must be made each month, a reverse mortgage pays you. Because of this, many seniors who do not qualify for traditional financing are eligible for a reverse mortgage.

5/22/18 3:44 PM

204 Willow Oak Way $775,000 126 Heron Drive $599,900 Wild Oaks 3BR/3BA former Arthur Palm Coast Plantation 2-story, 3BR+ Rutenberg model home is situated on over Office/3.5BA Lakefront Home. Open Floorplan features Great Rm, Dining Rm and half acre. The impressive entry doors open you into an integrated great room, kitchen, spacious upstairs Loft with views of the Great and morning room. The screened lanai's Rm. Chef's Dream Kitchen with Breakfast spectacular outdoor living space, complete Bar, Walk-in Pantry and Breakfast nook that with summer kitchen and pool. MLS:235825 overlooks the serene Pool. MLS:236904

42 Lakewalk Dr North $499,000 Palm Coast Plantation custom 4BR/3BA Lakefront home. Gourmet kitchen includes granite counter tops, double oven, large center island and a gas stove. Screened Lanai with a salt water pool and custom built summer kitchen including a bar for fabulous outdoor entertaining. MLS:236380

32 Village Pkwy North $495,000 Grand Haven 3BR/2.5BA Red Carpet Beauty.

Pull into the circular driveway that leads to grand entrance and over-sized side entry garage. Home is wide open with generous room sizes. Family room and kitchen allow entertaining. Large covered lanai with summer kitchen and spa. MLS:235502

11 Sandpiper Court $389,900 Grand Haven 3BR/2BA including an office situated on a shady lot on a cul-de-sac.

New stainless steel appliances and granite counter tops in the kitchen. Lots of natural light and lovely views from the living area in this home. Enjoy the outdoor lanai complete with pool and lake views. MLS:239424

70 Covington Lane $340,000 Palm Harbor split plan 3BR/2BA that overlooks Long Creek preserve offering tranquility and serenity. The rear of this home faces east for the morning sun and is shaded from the afternoon heat. The eat in kitchen boasts a beautiful view of the pool and miles of a nature preserve. MLS:239403

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32 Osprey Circle $410,000 Grand Haven 4BR/3.5BA Pool home on the golf course. The interior boasts formal living and dining rooms and a large family room that is open to the chef's kitchen.

Nice over sized lanai complete with pool, summer kitchen, and views of the course!

MLS:238158

77 Whittington Drive $250,000 5 Pinelark Lane $197,500 Pine Lakes split plan 3BR/2BA with a Pine Grove spacious 4BR/2BA 2262 square large living area with high vaulted ceilings. foot home. Split floor plan. Large kitchen Kitchen has plenty of cabinets, counter with island, Plenty of room in the screened space and walk-in pantry.Big back covered in Lanai. Fully fenced in back yard. patio with a very nice screened in pool. This MLS:236782 over sized lot also has a huge vinyl fenced in yard. MLS:238186

6/25/18 12:31 PM

2716 S Ocean Shore Blvd $839,000 Custom 4BR/3BA/2CG beachfront home. Master bedroom/bath, kitchen, living room, den area and one guest bedroom & bath upstairs with 1 bedroom, a bunk-room, a family room and a kitchenette downstairs. Storage galore. MLS:238493

3143 N Ocean Shore Blvd $779,000 Direct OCEANFRONT with 60' of unobstructed ocean view. Updated and remodeled 2BR/2BA/2CG including a new roof in 2005, electrical service in 2007, and new insulation and drywall. Hurricane doors and windows, septic in 2007, A/C in 2013. Seller will consider financing. MLS:224495

411 19th St South $499,500 Flagler Beach, one of the largest properties on the island. Great 4BR/3BA, 2376SF. Stunning screened in pool and patio with a large heater. 1,300 ft away from a breathtaking sunrise at the beach and 400 ft from the river.

Large mother-in-law Suite. New roof 2017. MLS:239410

2 Audubon Lane $439,900 Sugar Mill Plantation 4BR/3.5BA Estate Home. This home features a Grand Entrance, openbalcony, 2-story foyer leads into all major rooms. Huge Master suite on 1st level. Sliders open to a large screened heated pool & entertainment area. 4-Car Garage. MLS:237971

2313 S Daytona Avenue $429,900 Only 2 Block from the Beach!

This 3BR/2BA sit on a High & Dry lot that did not flood. Split floor plan, 10' ceilings, vaulted area, and additional family room. Extra outside living area's with a front and back screened-in porch.

MLS:237985

319 North 3rd Street $359,900 Walk to the Beach from this beach home loaded with upgrades. This home features 3BR/2BAs with an additional 1BR/1BA Mother in Law Suite. This home also features a 2 car attached garage for your vehicles and beach gear.

MLS:235633

10 Nantucket Terrace $314,900 Sea Colony 3BR/2.5BA home located in a ocean front gated community. Master Bedroom is located on first floor. Comfortable living and gathering spaces throughout. Home is 'turn-key' and ready for immediate move-in.

MLS:239081

2325 South Flagler Ave. $294,950 Walk to the Beach from this renovated 2BR/2BA home with upstairs Loft. Fresh paint throughout, new flooring, new kitchen with white shaker cabinets, granite counter tops, Brand New s/s appliances. Large screened in patio overlooking the backyard. MLS:238759

REDUCED

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6/25/18 12:31 PM

GET GREENER PLUMBING, TODAY You may be greening up your cleaning products or your eating habits, but have you stopped to consider your plumbing?

Read the following green plumbing tips, and reach out to your local, trusted plumber to help implement them.

INSULATE WATER PIPES. Heating water for homes can account for as much as 30 percent of residential energy consumption. By insulating the pipes and using high-grade pipe insulation, it can lower the energy expenditure needed to heat your water. Your plumber can install insulation on your pipes and save you money in the process.

INSTALL WATER SAVING FEATURES. In older homes, plumbing features such as faucets, showerheads and toilets are as historic as the homes themselves. By replacing these dated units with modern, energy-efficient counterparts, you can reduce leaks, conserve water and reduce your energy bill.

• Newer and more efficient toilets can cut down the amount of water used by as much as 80 percent. A low-flow toilet only uses 1.28 gallons of water per flush, whereas a full-flow toilet uses 3.5 gallons per flush. A dual-flush toilet uses only 1.6 gallons for solid waste and only 0.8 gallons for liquid waste. A

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newer toilet can translate to a potential savings of 10,000 gallons of water each year. Newer toilets essentially pay for themselves, so get your plumber to install one today.

• Install a tankless water heater, which uses much less energy than a standard water heater. Instead of wasting energy keeping a huge reservoir of hot water at all times, a tankless water heater heats the water only as it is needed.

• Replacing a traditional showerhead with a low-flow showerhead will reduce the traditional water usage by around 50-70 percent. The homeowner can also get their plumber to install an even greener shower product, the steam shower. While traditional showers use 25 gallons of water per shower, a steam shower uses around 1 gallon of water per shower.

INSPECT YOUR HOME PLUMBING FOR LEAKS. Detecting leaks can be a difficult task, and in some cases, small leaks can be unnoticeable to an untrained homeowner. Hire a professional to help you hunt down hard to spot leaks.

Contact your plumber today, and together you can implement these tips to save money and the environment. Your plumber might also have additional green plumbing solutions they can bring to your home.

5/22/18 3:44 PM

REDUCED 2727 Morning Light Court $650,000 Sunset Inlet 3BR/3.5BA home with all the luxury of both beachside living as well as Intracoastal playtime. Community maintained deeded beach access. Home offers one of a kind trim work inside that rivals all others in this neighborhood. 30’ boat slip accompanies home. MLS:236541

7 Humming Bird Circle $484,000 The Reserve 4BR/3.5BA 3,292SF

PENDING 11 Selkrik Place $215,000 Well Maintained 4BR/2BA with lots of natural light. Plenty of entertaining space with a great dining room, living room and movie nights in the family room. The lanai overlooks the garden or your future pool, the possibilities are endless. MLS:236115

8 Humming Bird Circle $484,000 The Reserve 4BR/3.5 BA 3,292SF

55 Riverbend Drive $529,900 3BR/2.5BA/ CG2 Executive Red Carpet home on large peaceful cul-de-sac lot in the sought after Grand Haven Community.

Alicia Moore, REALTOR® 904-471-6112 Shellie Keever, REALTOR® 386-569-9329 PREMIER PROPERTIES

2016 Coldwell Banker International Diamond Society Award

W W W. PA L M C O A S T P O W E R O F T W O . C O M

Finding Listings doesn’t have to be this difficult...

MORE LISTINGS. MORE SALES. MORE HAPPY!

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6/25/18 12:31 PM

STUDY REVEALS BEST TECHNIQUE FOR PRICING A HOME The best technique for pricing a home when listing it for sale is setting the asking price just below a round number, according to recent research published by the Journal of Housing Research.

These findings will help real estate professionals and anyone else selling their home develop more informed listing and marketing strategies to better suit sellers’ needs.

The results of this study take a lot of guess work out of the marketing of homes for real estate professionals.

The study looked at 1,000 buyers in Virginia considering a pool of more than 370,000 listings. The researchers were able to determine the impact of “rounded pricing” listing strategies versus “just below pricing” listing strategies.

“Our study suggests that by using the just below pricing strategy sellers can price their home slightly higher without driving away potential buyers,” says Eli Beracha, Ph.D., of Florida International University, who conducted the study with Michael J. Seiler, Ph.D., of The College of William & Mary. “As a result, they end up selling their house for more.”

How does dropping your asking price ever so slightly impact the final outcome?

“On average, buyers are more attracted to a house priced at $199,000 than to a house priced at $200,000 and it appears that ‘just

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below’ pricing works out favorably for sellers in terms of their bottom line,” Beracha explains. “Based on our research, the ‘just below’ pricing strategy yields a selling price that is, on average, roughly 2.5 to 3 percent higher, $5,000 to $6,000 on a $200,000 house, compared with a rounded pricing listing strategy.”

While residential real estate agents may disagree on the appropriate pricing strategy to use when listing residential real estate for sale, the researchers found that homebuyers more often prefer homes priced using a “just below” pricing strategy. This preference allows sellers to list their home for a higher initial listing price.

On the other hand, due to the demand effect, rounded priced homes typically have shorter time on the market and a lower discount relative to listing price. Their findings suggest that sellers’ ability to set higher listing prices for properties using a “just below” pricing strategy outweighs the lower discount and shorter time on the market associated with similar rounded priced strategy homes.

“We tested the age-old debate concerning the best technique to price a home when listing it for sale,” Seiler says. “We find that using a price just below a round number works best, particularly in connection to the left-most digit in the price. So, $199,000 works better than $200,000.”

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Grand Reserve Distinctive D.R.Horton Homes from the low $200’s* Affordable Express Homes from the high $100’s*

Three New Model Homes NOW OPEN! Including our Brand New Clifton Floorplan • Exclusive master planned community nestled upon the Grand Reserve Golf Course, with many homesites featuring spectacular golf course, nature and conservation views.

• Future amenities community pool, covered pavilion & more!

Amazing Outdoor Living!

Golf Course Views!

• Convenient location minutes from shopping & dining at Palm Coast Landing at Town Center, I-95, and just a short drive to nearby Flagler Beach.

18 Hole Golf Course!

Directions: From I-95 take exit 284 for SR-100 (Moody Blvd) and travel west toward Bunnell approximately 3.1 miles to community on the right at Grand Reserve Pkwy.

For more information please call (386) 263-3227 or visit us online at www.drhorton.com/nfl

*Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2018 D.R. Horton, Inc. All rights reserved.

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FROM S G U B N A B E M O H R U O Y

HOW TO

While spiders and bugs are part of a natural ecosystem, when they invade your home, they’re often less than welcome. If you suspect something crawly is moving in, consider the following advice:

Caulking can go a long way to shoo bugs away. Seal tiny cracks and holes near your doors and windows and along baseboards with a strong tape that can be found at your local hardware store.

Store food in airtight containers (or keep it in the refrigerator). This is especially true for grains and sweets.

In addition, be sure to clean up after you cook so that there are no crumbs around to tempt bugs.

compost piles and yard waste. Never stack firewood against your home for the same reason.

Be aware of Federal laws that dictate that insecticidal products be registered. Guidelines allow the Environmental Protection Agency to evaluate a pesticide’s chemical toxicity to humans, pets and other organisms, as well as the pesticide’s environmental risks.

Follow instructions on product labels. In addition to always using the appropriate dose, take care to use the correct product for the job at hand. For instance, a pesticide registered for agricultural use wouldn’t be appropriate to use indoors.

And for those seeking a pesticide that doesn’t remain in the environment for Keep your yard free of debris. This will very long, a product containing essengo a long way toward ensuring that pests tial oils should be considered. don’t find shelter in your firewood stacks, Reduce clutter. Not only is clutter a nuisance, it can also provide shelter for insects. In addition to getting rid of clutter, take the time to clean kitchen and bathtub drains, as they can be another breeding place.

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Here are more specifics about certain types of pests to guide you.

Mosquitoes. Not only are mosquitoes incredibly annoying as they buzz about—and bite—but they can transmit serious pathogens that cause diseases like Zika and West Nile viruses. Eliminate all sources of standing or stagnant water. Empty and replace water in planters, bird baths and pet dishes.

Keep other water-prone areas like gutters clear. Finally, set up a perimeter around your home that you’ll spray to keep insects away during spring and summer months.

Termites. Keep the area under and around your house free from wood debris, above and below ground. Stack firewood away from the house and off the ground. Damp soil also puts your home at risk, as termites prefer moist soil. If you find termites in your yard, use a termite killer. If they manage to infest your home, call a professional to assess the damage, identify the termite species responsible, and eliminate the colony.

Ants. Not only can ants cause structural damage to your home, they can also be a nuisance and crawl inside in search of food. Ants tend to follow trails along the perimeter of the home (baseboards, the edges of countertops), and can use wires and pipes as a highway system within walls. Follow their trails to find and treat the nest. Like cockroaches, baits are also an effective strategy for killing ants.

Bed bugs. These pests are very hard to eliminate from the home. Treatment typically requires a multi-pronged approach including mechanical and chemical control, as well as preventative measures that help avoid a re-infestation. When traveling, make sure to check your luggage and clothes, as bed bugs are known to hitch a ride with you back home. Never put a suitcase on the bed in a hotel, just in case.

Houseflies. Flies are also a major carrier of more than 100 disease-causing Cockroaches. To prevent cockroaches, pathogens, collecting them on their legs store food in tightly-sealed contain- and mouth when feeding. Sanitation ers, seal cracks in your home and re- is the best way to prevent flies. Elimiplace torn window screens. Treat your nate breeding sites and sources of food, home’s perimeter with a spray, many of and make sure your trash can has a which will last up to 12 months. Baits tight-fitting lid and is cleaned regularly. are another effective strategy because Keep screens on your home’s windows cockroaches are nocturnal (often feed- and doors, and repair if damaged. If you ing at night) and may be difficult to con- see them near your home, you can kill tact during the day. The benefit of using them on contact with various products. bait is that the roaches do all the work, spreading the bait to kill other roaches By following these tips, and working in hiding. with your trusted pest-control provider, you will ensure that your house remains bug free.

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KNOW WHAT GOES INTO YOUR CREDIT SCORE You’re probably well aware of how important your credit score is. A good score grants you access to loans and favorable interest rates for a mortgage, and opens up many different possibilities for a healthy financial future.

But do you know how your credit score is determined? Be aware of the factors used in credit-scoring models so you can work towards achieving a higher credit score, and therefore a better interest rate from your lender. Here are some of the top factors:

ON-TIME PAYMENT PERCENTAGE

HARD INQUIRIES

This is the percentage of payments you’ve made on time during your credit history.

This plays a big role in determining your creditworthiness, so just a couple of late payments could significantly impact your score for the worse. An easy way to avoid late payments? Set up automatic bill pay or create calendar reminders for bill due dates.

When you apply for a credit card, mortgage or auto loan, a hard credit inquiry is initiated on your credit report. One hard inquiry will usually have little impact, but multiple inquiries can have a larger impact. A soft inquiry is when you check your rate to see what you qualify for. If you’re unsure, check with your potential creditor or lender before applying to see if they will do a hard or soft pull.

CREDIT CARD UTILIZATION This is a percentage that is calculated by taking the total of your credit card balances and dividing that number by your total credit card limits. This will show creditors how much of your total available credit you are already using. The lower your credit card utilization, the higher your credit score.

TOTAL ACCOUNTS Consumers with more accounts (or more lines of credit) often have higher credit scores because it indicates that more lenders are willing to give them credit. Having a good mix of different types of credit is good for overall credit health as well. But be prudent: Only apply for credit you actually need.

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AVERAGE AGE OF OPEN CREDIT LINES The longer your credit history and the older your accounts the better. That’s why it’s a good idea to keep older cards open and active, and to start applying for credit at a young age.

DEROGATORY MARKS Derogatory marks are negative items on your credit report like collections, tax liens or bankruptcy. These records can stay on your credit report for 7 to 10 years. If you have one on your credit report, it can show a lender that you may have mismanaged your credit in the past. The best way to overcome derogatory marks is to start rebuilding healthy credit again. This will gradually weigh in your favor.

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RETIRING? d n o y e b THINK THE BEACH Starting to think about where your post-career phase of life might take you?

A lot of people look at warm weather locations like Florida or Myrtle Beach, S.C., where they can play golf or be near the beach. But what if a house on the golf course or a beach community isn’t what comes to mind when you think about retirement? Well, don’t worry, you’re not alone.

With about 4 million baby boomers retiring each year, it’s no surprise that the location options are expanding. While warm weather states such as Florida, Arizona, Texas and Georgia are still top choices, more and more of today’s retirees are opting for hardier climates - with states like Colorado, Pennsylvania and Maine making Forbes’ 2017 list of best places to retire.

Also growing in popularity are urban locations, as many retirees are choosing to stay in the city they’ve lived in for years or choosing to downsize by moving to an apartment in an urban center. Cities offer high walkability scores, boundless options for entertainment and culture, plenty of restaurants to go out to eat at or order out from, and quick access to affordable public transportation and plenty of quality healthcare.

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If city life is your option for retirement, do your research and talk to local real estate professionals to rate any city you’re considering on the following factors: AFFORDABILITY SAFETY CONVENIENCE AGING-FRIENDLY HOUSING OPTIONS ACCESS AND SAFETY OF PUBLIC TRANSPORTATION COMMUNITY ENGAGEMENT CULTURAL OFFERINGS

Of course, pedestrian-friendly streets and a strong local economy are important as well.

Some cites that meet these criteria are also in warmer locals, such as Florida cities Tampa, Orlando, and Miami. Scottsdale, AZ; Austin, TX; Atlanta, GA; and Denver, CO are also attractive choices. So retirees are able to live in a friendly climate, while also having all of the convenience that city life offers.

Remember, city life can be within your reach, no matter what your age. Consult The Real Estate Book in the locations you’re interested in living to find the perfect place to spend your golden years.

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ONLINE SYNDICATION PARTNERS WITH GLOBAL REACH Listings are posted daily to our extensive portfolio of online partners. Luxury listings are also posted to international editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America, Mansion Global editions in English, Spanish and Chinese, and PropGoLuxury.

L U X U R Y O N L I N E PA R T N E R S

G L O B A L O N L I N E PA R T N E R S

17M0262 - C2 - 100917

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P ROU D LY RECOG N IZES OUR

HOMETOWN HEROES You see them every day. They are the fabric of our communities and we could not make it without their selfless sacrifice.

Police, Fire, Emergency, Nurse, Doctor, Teacher, and of course our Military.

We want these upstanding members of society to come home to an ICI Home.

ASK ABOUT OUR HOMETOWN HEROES INCENTIVE on any “To Be Built” Home in Plantation Bay, Palm Coast or On Your Lot!

For more information—386.401.4967 l ICIHomes.com On any To Be Built home in Plantation Bay, Palm Coast or On your lot. Prices and offerings subject to change without notice. See sales associate for more details. Models Open Daily. Intervest Construction, Inc. 2379 Beville Road, Daytona Beach, FL 32119 / CGC1517573

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Your Flagler County R eal Estate Connection

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3346 Ocean Shore Blvd $750,000 - Flagler Beach| 4 Bedroom | 3.5 Bath| 2961LSF - ICW/Ocean Views | Granite Counters | Tile Roof - Large Lanai | Salt Water Pool/SPA | New HVAC - MLS:236214

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17 Uniontin Court $249,000 - Seminole Woods | 3 Bedroom | 2.5 Bath | 2154 LSF - Custom | Move-in-Ready | Kitchen island - Family room | Security System | Covered Patio - MLS:236500

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44 Foxhall Lane $235,000 - Palm Harbor | 3 Bedroom | 2 Bath | 1666 LSF - Maintained | Many upgrades - AC replaced, June 2017| Covered Patio - MLS:239124

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8 Wagon Wheel Place $174,900 - Pine Lakes | 3 Bedroom | 2 Bath | 1374 LSF - Vaulted Ceilings | Ceiling Fans - Florida Room | Large Backyard - MLS:236513

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54 Wood Cedar Drive $384,900 - Pine Lakes | 4 Bedrooms | 3.5 Baths | 3026 LSF - Fireplace | Kitchen Island | Granite - Bonus Room | Fenced Yard | Heated Pool - MLS:237949

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110 Forrester Place $249,900 - Palm Harbor | 4 Bedroom | 2 Bath | 2443 LSF - Nice Layout | Large Master Suite - Covered Porch | Close to Everything - MLS:239040

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3 Roxland Lane $219,900 - Lehigh Woods | 4 Bedroom | 2 Bathroom | 1989LSF - Open/Split Floor Plan | Granite Counters | Newer Appliances - Covered porch | Tile Roof | Fenced yard - MLS:235975

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15 Pleasant Lane $159,000 - Belle Terre | 3 Bedroom | 1 Bath | 1212 LSF - Many Upgrades | Laminate hardwood floors - Kitchen has tiled floors | Make an Offer - MLS:239297

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2 Ryberry Drive $268,500 - Lehigh Woods | 4 Bedroom | 2 Bath | 2334 LSF - Corner Lot | Room to Entertain - Fully fenced | Room for a pool/spa - MLS:237472

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47 Bridgehaven Drive $239,500 - Indian Trails | 3 Bedroom | 2 Bath | 2013 LSF - Open floor plan | Generator Hook Up - Newer Heat/AC | Freshly Painted 2017 - MLS:238878

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3 Wayside Place $209,000 - Pine Lakes | 4 Bedroom | 2 Bath| 2149LSF - Formal Living Room | Large Family Room - Screened Patio| Tiled Lanai| Large Yard - MLS: 237240

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2354 Bayberry Street $90,500 - Country Living | 3 Bedroom | 2 Bath | 1128 LSF - Mobile home | Large Carport | Storage shed - Partially Fenced | Bring all OFFERS! - MLS:231739

This Blue Is You 211 St. Joe Plaza Drive • Palm Coast, FL 32164

(386) 445-5880 • 1-877-374-4242 Office Hours: M-F 9-5 • SAT 9-4 • Open Sundays 12-4

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