The Real Estate Book of Palm Coast / Flagler County

PALM COAST - FLAGLER COUNTY

HOME & LIFESTYLE GUIDE Volume 14, Issue 9

Mediterranean Resort Style

New Luxury Construction in Wild Oaks

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TO ADVERTISE, CONTACT: Suzie Adams at 386-338-4110 or TREBcoastal@gmail.com

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CONTACT INFO: David I Alfin 386.585.0903 diapalmcoast@icloud.com

8/22/18 5:02 PM

$829,000

$570,500

$569,900

OCEAN FRONT Key West style 4BR/3.5BA home with wrap around decks and incredible views of the Ocean. An open and bright floor plan with lots of windows accentuate the panoramic views of this one of a kind ocean front property! Pre-designed elevator shaft and plenty of storage.

Text R872834 to 52187

GRAND HAVEN Custom 5BR/5BA Lakefront POOL home on the Golf Course. Upgrades Galore with a Masters Suite on each floor. Open living area with generous windows for lots of natural light and a view to the outdoor oasis.

Text R750004 to 52187

CINNAMON GROVE VILLAGE Walk to the beach from this spacious open floor plan 3BR/3BA home with office/ den. Outdoor living is a breeze with the summer kitchen, beautiful paver patio, beautifully xeroscaped yard with firepit and fully fenced for privacy.

Text R846365 to 52187

$429,500

$309,000

$299,900

PALM COAST PLANTATION Lakefront 4BR/2BA Pool home. Open concept living and a remarkable landscaped exterior design. Vaulted ceilings, rounded archways, plant shelves all enhance the light and bright open space with a triple slider leading to the outdoor paradise.

Text R884829 to 52187

HAMMOCK BEACH Incredible Ocean Views on this over sized lot that backs to a lake, within walking distance to the Clubhouse. Build your home in this prestigious Golf Community. Club membership offers access to pools, championship golf courses and spa.

Text R211327 to 52187

WOODLAKE Premiere St.Augustine gated community of Woodlake!

Spacious 4BR/2BA open floor plan.

Gourmet kitchen boasts granite, tiled backsplash and SS Appliances. Paver patio screened back lanai overlooking the serene lake views with fountain.

Text R880935 to 52187

$219,900

$219,900

$214,900

INDIAN TRAILS Spacious 3BR/2BA floor plan with office. Freshly painted exterior and nice architectural details.

Relax on the enclosed patio with lots of privacy with a reserve that backs to the property.

Text R892900 to 52187

PINE LAKES Beautifully remodeled 3BR/2BA home in the heart of Palm Coast! Completely new kitchen with soft close cabinets, granite counters and s/s appliances. An open floor plan with bamboo flooring throughout, custom lighting, and crown molding.

Text R865033 to 52187

BUNNELL Renovated 2BR/2BA 1430SF with 1BR/1BA 536SF Mother in Law Suite. Both have been freshly painted, new flooring, plumbing, insulation, doors and trim. Both kitchens have been updated and have s/s appliances. Nice POOL and large fenced yard.

Text R831831 to 52187

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$524,900

$449,400

$429,900

FLAGLER BEACH Great Investment Property APT. A- 2BD/1BA 1040 Sqft..

APT. B. UPPER STORY 1BD/1BA 308 Sqft.

APT C. UPPER STORY 2BD/1BA 750 Sqft.

Newer A/C Units #A-2015, #B-2013, #C2015. Walking distance to restaurants, bars, Farmer’s market and Iconic pier.

Text R621917 to 52187

SUNSET INLET Live the vacation lifestyle in this beautiful 3BR/2.5BA/2CG townhome including a boat slip. The Kitchen presents granite counters and s/s appliances.

Beautiful wood floors through out the kitchen living and dining room.

Expansive views throughout.

Text R777522 to 52187

PAINTERS WALK Custom 3BR/2BA home in Flagler Beach with incredible 3rd floor ocean views.

Entertain with ease in the large kitchen and living room as your guests relax on any of the four decks. Private community beach walk-over.

Text R464124 to 52187

$254,900

$249,900

$249,900

ISLAND ESTATES Build your dream home in the Premier beachside gated community of Island Estates. This 1.24 acre lot with over 130 feet of water frontage is situated along the Florida east coast canal. Direct Intracoastal waterway access.

Text R174246 to 52187

FLAGLER BEACH Oceanfront 2BR/1BA newly remodeled end unit providing extra light. Freshly painted inside and out, new fans and fixtures, new tile flooring in living area and new carpet in the bedrooms. Enjoy spectacular views in this move in ready Condo.

Text R895320 to 52187

PALM HARBOR Spacious 4BR/2BA with a open floor plan. This home has a HUGE enclosed Florida Room. Freshly painted, new fans and fixtures, new carpet in the bedrooms and tile floors throughout. Designer kitchen with new stainless steel appliances.

Text R767468 to 52187

$209,900

$165,000

$154,900

LEHIGH WOODS Custom 3BR/2BA move in ready home on a rare and private double cul-de-sac.

Beautiful vaulted ceilings throughout with many planter shelves. Fenced backyard and 10x12 shed.

Text R950546 to 52187

PINE GROVE Great Investment Property 3BR/2BA.New Roof. New Hot Water Heater. Close to shopping, schools and bike trails. Nice sized back yard.

This would be great for first time home buyer, investor or for someone ready to downsize.

OCEAN VIEW MANOR Fully Furnished 1BR/1BA Condo with great amenities.

Stylish furnishings, upgraded flooring, newer windows and sliders with electronic storm shutters for convenience. Community pool, private walkover, tennis, and more.

Text R826676 to 52187

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New 2018 Luxury Construction

127 Willow Oak Way

$859,000 Located in the private Grand Haven community of Wild Oaks, this exquisite 3 Bedroom 3 Bath, 2 Half Bath home feels like a Mediterranean resort. Form and flow define a sophisticated tiled layout with all the right spacesentertain beneath high soaring ceilings in spacious formal rooms.

All bedrooms feature full-bath ‘onsuite’ design. Secure and private Grand Haven community amenities include, pools, fitness centers, and tennis, croquet, bocce, and pickle ball, walking/biking trails.

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David I. Alfin PLLC, REALTOR®, SRES®

386-585-0903

diapalmcoast@icloud.com 2298, Colbert Ln, Palm Coast, FL 32137

ExceptionalPerformanceRealEstate.com

8/23/18 7:56 AM

Love Where You Live!

CYPRESS KNOLL Executive Style 4BR/3.5BA 2673SF Pool home set on the Golf Course and cul-de-sac street. Custom kitchen with huge walk in pantry, island, and breakfast bar. Gas fire place in family room connects to built in wall unit shelving with open tray ceilings. Each bedroom boasts an en- suite bathroom. The flex room is currently used as an office which features a murphy bed. Relax and enjoy the expansive view from your pool or ‘’perfect for entertaining’’ lanai space. MLS:240019 $419,331

FLAGLER BEACH Custom 3BR/2BA on a high and dry lot. Split plan and additional family room and huge front and back yard. $424,900

WILD OAKS LOT Almost acre sized parcel. Choose from one of eight great approved builders. $89,900

List with me… and get COMPLETE multi-media marketing exposure.

LOCAL DISTRIBUTION: 350+ locations with marketing in The Real Estate Book MOBILE: Text codes for every listing with “Real Time” leads to my smart phone GLOBAL SYNDICATION: DuPont Registry, Mansion Global, Unique Homes, Wall Street Journal, Robb Report and propGoLuxury

316 OCEANSHORE BLVD. FLAGLER BEACH 2298 COLBERT LANE. PALM COAST

Doris Dolamore, PA, CIPS Broker Associate

Cell: 386-237-5870 Email: doris4houses@gmail.com

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8/23/18 5:43 AM

NEW Construction 70 Zebulahs Trail $251,900 Quail Hollow 3 BR, 2 BA, 1877SF split plan home. Upgrades throughout such as 10' Ceilings, crown molding, Double Tray Ceilings, 8' Tall Garage Door, 5 1'4" Base Boards, granite counter tops kitchen & bath, S/S appliances, wood plank tile main area, carpet in bedrooms, tile rest of home, Irrigation with well & beautiful landscaping,Wired & plumbed for future pool & summer kitchen, too many upgrades to list absolute must see. Close to beach, schools, & shopping. Schedule Your Private Showing! MLS:239685

79 CR 304 $175,000 COMMERCIAL LOT 1.75 +/- acres with easements already in place which can be seen on survey. Also has adjacent 2.58 acres available. MLS:235797

111 Park Dr Satsuma $30,000 Putnam County Lot For Sale. No Mobile Homes, No HOA dues, Ready to build on have survey & approval from building dept. Canal in rear for future boat dock,Access to private community subd. boat ramp to St. Johns River Canal. MLS:231839

Boice Lane $155,000 9 Acres of land in Flagler County but you access through Volusia County. Several equestrian farms and beautiful homes in area. Heavily Wooded High Property. MLS:232389

3907 Canal Avenue $360,000 18.81 +/- Acres or Sold as four (4) 4.54 +/- acres with ONLY ONE LOT having electric pole & well (NO SEPTIC SYSTEM). ENDLESS POSSIBILITIES MLS:235789

Robin Jones Realty Personalized & Professional Dedicated to Results

386-206-5066 robin.sales@htomail.com

Robin Jones Realty

OfďŹ ces Horseshoe Beach & Bunnell

Personalized & Professional Dedicated to Results 21902.14.9.007.indd 12

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YOUR REALTOR IS READY TO GUIDE YOU HOME Not only can a REALTOR® help you when buying or selling–they also know your community.

CALL TODAY BUYING OR SELLING A HOME is a process and there’s nobody better to guide you through that process than a REALTOR®

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A REALTOR® can provide information on schools, shopping, transportation, and taxes.

They’re also continually updated on financing and housing trends.

CALL ANY OF THE REAL ESTATE PROFESSIONALS FEATURED IN THIS MAGAZINE AND GET THE GUIDANCE THAT ONLY A REALTOR® CAN GIVE!

5/12/17 1:35 PM

Grand Reserve Distinctive D.R.Horton Homes from the low $200’s* Affordable Express Homes from the high $100’s*

Amazing Outdoor Living!

Three New Model Homes NOW OPEN! Including our Brand New Dalton Floorplan • Exclusive master planned community nestled upon the Grand Reserve Golf Course, with many homesites featuring spectacular golf course, nature and conservation views.

• Future amenities community pool, covered pavilion & more!

18 Hole Golf Course!

Golf Course Views!

• Convenient location minutes from shopping & dining at Palm Coast Landing at Town Center, I-95, and just a short drive to nearby Flagler Beach.

Amenities Coming Soon!

Directions: From I-95 take exit 284 for SR-100 (Moody Blvd) and travel west toward Bunnell approximately 3.1 miles to community on the right at Grand Reserve Pkwy.

For more information please call (386) 263-3227 or visit us online at www.drhorton.com/nfl

*Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2018 D.R. Horton, Inc. All rights reserved.

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5

QUESTIONS TO ASK BEFORE HIRING A MOVING COMPANY

Moving can be a stressful, time-consuming and frustrating experience. The excitement of relocating to your new home can be quickly perturbed by the annoyances of moving day, which is why most homeowners choose to hire a moving company to do the job for them.

However, your personal belongings are important to you, and, as such, it doesn’t do any good to hire a mediocre moving team that might damage your delicate items, misplace or lose important things, or break irreplaceable heirlooms. If you’re new to the moving game, here are five important questions to ask any company you’re seeking to employ:

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Do you have any references?

No matter the job, references are a large part of what secures your trust and comfort in the person’s ability to perform the task effectively. When looking for movers, be sure to ask the company if they can provide references or a link to some reviews of their business, just to be sure they’re legit. Ask friends or family in the area that you trust and have used a moving service; they might be able to give you a list of good companies from which you can start your search.

What specific services do you offer?

Moving companies vary in terms of what they’re willing to do for you. There are some companies that might refuse to move large items, and only provide the lifting and packing of smaller items. Before you call a moving company, be sure to know exactly what items you need to have moved. If you ask questions, and the response is anything but what you’re looking for, at the very least, you should look around for better options.

Do you offer in-home estimates?

Knowing what needs to be moved is one thing, but understanding the cost of labor to get the job done is another. Finding a company that will come out to your place and give you an estimate is a great way to compare different companies in your area, as well as provide a safeguard against possible price-gouging. Be sure to get everything in writing, and secure the departure and arrival dates to avoid any potential hiccups that may hinder your progress along the way. In-home estimates are also a great way to figure out if the company can move a larger item that may be in question.

Will you draw up an inventory of my items?

Apart from the cost of the actual move, this is perhaps the most important question to ask. Moving is not only expensive, it’s also the surest way to lose something you can’t replace. Finding a moving company that will create a detailed and organized list of your stuff will ensure that it all arrives safely and securely, and that nothing is lost in the process.

What happens if something is damaged?

You found a company you can trust and afford, but what will the company do if they accidentally break something of yours? Most offer optional coverage packages to repair or replace items that are damaged or broken. Unfortunately, the more complete the coverage, the more expensive it will be. But in the long run, the smart move is to get the best coverage you can for the items you’re moving, and feel the relaxation that comes with not worrying about your stuff. You also want to choose a company that is properly licensed and insured, and has proof of such.

Adapted from a blog article by Haley Kieser on RISMedia’s Housecall.

This material is meant for general illustration and/or informational purposes only. Although the information has been gathered from sources believed to be reliable, no representation is made as to its accuracy. This material is not intended to be construed as legal, tax or investment advice. You are encouraged to consult your legal, tax or investment professional for specific advice. Reprinted with permission from RISMedia. ©2018. All rights reserved.

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2716 S Ocean Shore Blvd $814,000 Custom 4BR/3BA/2CG beachfront home. Master bedroom/bath, kitchen, living room, den area and one guest bedroom & bath upstairs with 1 bedroom, a bunk-room, a family room and a kitchenette downstairs.

Storage galore. MLS:238493

3143 N Ocean Shore Blvd $779,000 Direct OCEANFRONT with 60' of unobstructed ocean view.

Updated and remodeled 2BR/2BA/2CG including a new roof in 2005, electrical service in 2007, and new insulation and drywall. Hurricane doors and windows, septic in 2007, A/C in 2013. Seller will consider financing. MLS:224495

2313 S Daytona Avenue $429,900 Only 2 Block from the Beach! This 3BR/2BA sit on a High & Dry lot that did not flood. Split floor plan, 10' ceilings, vaulted area, and additional family room. Extra outside living area's with a front and back screened-in porch. MLS:237985

319 North 3rd Street $345,000 Walk to the Beach from this beach home loaded with upgrades. This home features 3BR/2BAs with an additional 1BR/1BA Mother in Law Suite. This home also features a 2 car attached garage for your vehicles and beach gear. MLS:235633

2325 South Flagler Ave. $279,977 Walk to the Beach from this renovated 2BR/2BA home with upstairs Loft. Fresh paint throughout, new flooring, new kitchen with white shaker cabinets, granite counter tops, Brand New s/s appliances. Large screened in patio overlooking the backyard. MLS:238759

1770 N Central Ave $265,900 Ocean front 2BR/2BA condo with new floor covering, new kitchen cabinets, granite tops, new baths. This unit is updated, clean and has a seasonal/short term rental certificate from the city of Flagler Beach to allow for weekly rentals. MLS:238525

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32 Village Pkwy North $495,000

1 North Park Lane $419,900

8 Edgely Place $419,331

Grand Haven 3BR/2.5BA with summer kitchen and spa. Family room and kitchen allow entertaining while preparing and serving meals. Pull into the circular driveway that leads to grand entrance and over-sized side entry garage. MLS:235502

Grand Haven North Park Village. New 3BR/2BA plus office home with open floor plan for today's modern living lifestyle.

Oversized yard with plenty of room for your pool or a short walk to the Community pool and fitness center. MLS:240877

Cypress Knoll Golf Course 4BR/3.5BA home. Set on a beautiful cul de sac, you can enjoy the expansive view from your pool or lanai space. Custom kitchen with huge walk in pantry, gas fire place in family room, open tray ceilings. MLS:240019

32 Osprey Circle $405,000

116 Cereus Lane $389,900

26 Pine Harbor Drive $268,000

Grand Haven 4BR/3.5BA split floor plan home. The interior boasts formal living and dining rooms and a large family room that is open to the chef's kitchen. Relax by your screened in pool on your over sized lanai. MLS:238158

St.Augustine 3037SF open and split floor plan with 4BR/3BAs. With all the style and elegance you would expect this home will delight you and your family for years to come. Great Location! MLS:239902

Beautiful 2BR/2BA Lake front home at a affordable price! Located on a lake that backs to a conservation area you have the view and privacy. The breakfast nook just off the kitchen is surrounded by windows overlooking the lake. Room for a Pool.

MLS:239946

34 Crosstie Court $249,900

6 Selene Place $224,900

PENDING The Crossings. Unique 3BR/3BA/2CG Seminole Woods 3BR/2BA home. Gleaming located on a quiet cul-de-sac. This home floors & high ceilings welcome you home features 2 Master Suites. Recently remodeled into the split floor plan. Friends will enjoy kitchen, formal dining room & great room gathering in your large, newly remodeled look out onto an over-sized screened-in lanai kitchen. Let your gatherings flow out into with tile floor. MLS:240365 your big back yard! MLS:240904

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5 Broadmore Circle $145,000 Fairways Condo 2BR/2BA First floor corner unit, excellent condition and and all furnishings are available outside of contract. Perfect for full time resident or part time vacation home. MLS:240837

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SE VEN REA S O N S W HY ESCR OW S FALL OU T

By Barbara Pronin Let’s start with the contingency period every buyer has – usually 10 to 20 days at the beginning of a 30-60 day escrow. That’s the time when buyers should be nailing down their loan and making sure the property is what they thought it was when they made their offer. But they do have the option to walk away at will, which leads to reason number one: 1. The buyer gets cold feet – One option is to keep the contingency period short and work with the buyer and the seller’s agent to resolve contingency issues.

2. Buyer can’t get the loan – Experienced agents make certain the buyers are pre-qualified and specify in the contract that they have been approved for the loan. In fact, because ‘stuff happens,’ it can be a good idea for the buyers to have a ‘back-up loan’ in their pocket.

3. Inspection reveals a problem – Say it’s something the seller didn’t know about – asbestos in the ceiling, or a cracked firebox.

Savvy agents keep a list of capable tradespeople who can do the repairs at a reasonable cost, which is often enough to save the sale.

4. The appraisal is low - There is little control over who the appraiser is, but the lender should help out, and the listing agent should meet the appraiser at the property to make sure he sees relevant comps.

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5. Buyers can’t come up with down payment – Here again, the savvy agent would have done due diligence and verified the buyer’s source of funds. If the buyer has not demonstrated that funds are liquid and available, an offer shouldn’t have been made.

6. Buyer won’t prove ability to buy – In some cultures, it’s considered an insult to be asked to prove ability to pay. Experienced agents determine right away if this is a cultural issue or a negotiating ploy. Either way, the escrow should not have been opened until the issue has been satisfactorily addressed.

7. Buyer wants to renegotiate – This, too, can be a cultural issue with buyers from countries where contracts are not respected, and who try to re-negotiate at the last minute, thinking they have you over a barrel. Knowledgeable agents address this early, making it clear at the outset that no request for re-negotiation will be accepted after the agreed-upon contingency period. Bear in mind that buyers never want a house as much as at the time they make an offer. It’s important to use that initial enthusiasm to make the contract as airtight as possible.

Barbara Pronin is an award-winning writer based in Orange County, Calif. A former news editor with more than 30 years of experience in journalism and corporate communications, she has specialized in real estate topics for over a decade.

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REDUCED 2727 Morning Light Court $645,000 Sunset Inlet 3BR/3.5BA home with all the luxury of both beachside living as well as Intracoastal playtime. Community maintained deeded beach access. Home offers one of a kind trim work inside that rivals all others in this neighborhood. 30’ boat slip accompanies home. MLS:236541

21 Auberry Drive $299,900 Hidden Lakes 4BR/2BA/2CG Gem with tons of upgrades.

Co m m u n i t y A m e n i t i e s , p o o l , c l u b house,playground, walking trails. Low HOA!

23 London Drive $249,900 Does your family need some space? This fantastic home offers 5BR/2.5BAs as well as some additional living space to spread out in. Huge fenced backyard to provide privacy and keep the pups in their place, there’s plenty of room here for a great pool.

Convenience to the downtown area as well as quick connections to both US1 and I95. The large kitchen has been updated for you to enjoy those stainless appliances and granite counters while you entertain guests or just cuddle up with family in the adjacent family room. This is the perfect HOT! HOT! HOT! family home...call to see it today!

7 Humming Bird Circle $484,000 The Reserve 4BR/3.5BA 3,292SF

8 Humming Bird Circle $484,000 The Reserve 4BR/3.5 BA 3,292SF

55 Riverbend Drive $519,900 3BR/2.5BA/CG2 Executive Red Carpet home on large peaceful cul-de-sac lot in the sought after Grand Haven Community.

Alicia Moore, REALTOR® 904-471-6112 Shellie Keever, REALTOR® 386-569-9329

W W W. PA L M COA ST P O W E R O F T W O.CO M 2016 Coldwell Banker International Diamond Society Award

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FIVE SMART WAYS TO AVOID A DELAY IN CLOSING

By Barbara Pronin Closing day is a red-letter day for buyers, sellers and their agents – the long-awaited time when final papers are signed, monies are disbursed, and everyone goes home happy.

In a perfect world, there would be no hitch in having funds wired from the bank. A cancelled deposit check would never go missing, and the moving van scheduled for Thursday morning would never need to be postponed.

But we don’t live in a perfect world, and seasoned agents know how vital it is to work with clients, lenders and closing agents in order to avoid delays.

“I never assume a closing will go smoothly until I’ve talked with my buyers, dotted a few i’s and crossed a few t’s,” said Kathy Murphy, a top-producer with CENTURY 21 Town & Country Realty in Royal Oak, Michigan.

With that in mind, here are five ways to avoid delays in closing: Preview the paperwork – If the buyers are obtaining financing, they receive their Loan Estimate within three days of sending in their loan application, and receive their Closing Disclosure three days before closing. Be certain they read them carefully, double checking the loan and down payment amounts, interest rates, etc., as well as all of their personal information. A minor discrepancy or a simple misspelling could cause a delay unless it is promptly addressed.

Read the preliminary title report – Request a copy and review it to be certain there are no “clouds” on title. Many issues, such as an unpaid contractor’s bill, can and should be easily cleared. Your buyers should understand that the title insurance purchased will protect them against any issues that may

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crop up later, but that the policy is effective only from closing day forward.

Sidestep last-minute mortgage issues – Check in with the buyer’s lender frequently to be certain no needed documents are missing and they are on track for the scheduled closing.

Resolve final walk-through problems – A final walk-through with your buyers a few days before closing may reveal items that need to be resolved, such as a broken plate glass window or the light fixtures the sellers agreed to leave are missing. Work with the seller’s agent to determine the best and quickest way to resolve the problem, which could include the seller paying cash for repairs, or negotiating a credit for the buyer at closing.

Head off cash flow hitches – Be sure the buyers are aware of the escrow company’s policy regarding final closing funds. In most cases, funds must be wired to the escrow company the day before closing. Your buyers should be certain they have arranged the wiring instructions so that funds reach the closing agent in time. Take extra care to avoid the possibility of cyber-fraud by giving the buyer the phone number to the escrow company and reminding them to verify the wire instructions prior to authorizing their bank to send money on their behalf.

Barbara Pronin is an award-winning writer based in Orange County, Calif. A former news editor with more than 30 years of experience in journalism and corporate communications, she has specialized in real estate topics for over a decade.

6/29/18 10:45 AM

Gated Community - No CDD Fees!

GRAND LANDINGS

New Homes from the high $100’s* NO CDD FEES!

New Phase Now Selling!

Amenitry Cente

NOW OPEN!

• Convenient location minutes from shopping & dining at Palm Coast Landing at Town Center, I-95, and just a short drive to nearby Flagler Beach • New Amenity center now open including pool, club house, playground and dog park Please call (386) 263-3081 for more info

*Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, floor plans, elevations, features, colors and sizes are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2018 D.R. Horton, Inc. All rights reserved.

YOUR SOURCE OF INSPIRATION FOR ALL THINGS REAL ESTATE. Whether you’re seeking home improvement advice, DIY tips and tricks, or guidance on buying or selling a home, you’ve come to the right place.

The Real Estate Book Blog Spot delivers content that’s both informative and intriguing.

READ. SHARE IDEAS. BE INSPIRED.

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PROPERTY PROFILES VS. PRELIMINARY TITLE REPORTS There are several steps in the process of purchasing real estate. Reviewing property profile reports and preliminary title reports is an important and necessary step, and it’s important to know the differences between the two products.

PROPERTY PROFILE What is a Property Profile?

A Property Profile report is a snapshot of the financial and ownership status of a property generated by customer service. It can help determine: • The owner of the property • The loans and liens that may exist on the property What is the benefit of a Property Profile in a real estate transaction?

Property Profiles are the quickest method of obtaining a cursory view of the property in question. Information is quick, but not vetted.

A Property Profile package typically consists of the following information: • Comparable market analysis • Vesting deed/current owner • Open deeds of trust/mortgages • Plat map of the property • Tax status for current year • HOA liens • City liens • Solar agreements * • UCC financing statement * • Any other document recorded on the property *When specifically requested.

PRELIMINARY TITLE REPORT What is a Preliminary Title Report (PR)?

A Preliminary Title Report is an offer to issue insurance. It’s a starting point for the title company to eventually issue a policy of insurance. It shows the full ownership of a specific parcel of land, with the liens and encumbrances thereon, together with recorded matters that will be expected from the policy of insurance if not addressed and removed before escrow closes. Significant time, energy and resources go into producing a PR. What role does a Preliminary Title Report play in the real estate process?

A Preliminary Title Report lists the conditions under which the title company will issue a particular type of title insurance policy. It shows if anyone, other than the seller, has a legal claim on the property.

The PR may be reviewed and discussed by the parties to the real estate transaction, providing the opportunity to seek the removal of items referenced in the report which are objectionable to the buyer prior to the transfer of title.

The Preliminary Report is not a written historical representation as to the condition of title and

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may not list all liens, defects, and encumbrances affecting title to the land, it merely reports the current ownership and matters that the title company will exclude from coverage if a title insurance policy should later be issued.

A Preliminary Title Report identifies the following: • Title defects, liens of record or encumbrances that must be satisfied prior to issuing a title insurance policy • Legal and equitable ownership • Covenants, Conditions and Restrictions (CC&Rs) or recorded restrictions which have been placed in a prior deed or contained in recorded documents • Detailed easement information • Thorough real property tax information • Status of the property • Possible lien items that need to be cleared prior to the close of escrow Should you have any other questions about Property Profile or Preliminary Title Report, be sure to contact your local title insurance company.

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215 Willow Oak Way $145,000 Build Your Dream Home. High and dry lot backing to a preserve you will enjoy the privacy of this property.

Choose from the approved Builder list of Grand Haven. Enjoy all the amenities this community has to offer. Priced to SELL! MLS:236866

199 Willow Oak Way $129,900 Oversized corner home site in Grand Haven’s estate community of Wild Oaks. With a south/west rear exposure your pool will enjoy the sun all day! Priced to SEL! Enjoy all Grand Havens resort style amenities has to offer. MLS:239255

169 Willow Oak Way $124,900 This property is over an acre and backs to a preserve area. With large mature trees you will enjoy the privacy this property can offer. Located in the estate section of Grand Haven you will enjoy the life style associated with this community. MLS:239254

Patsy Moden 386-864-2999

pmoden@grandlivingrealty.net

2298 Colbert Lane Palm Coast, FL 32137

SEARCH FOR YOUR NEXT HOME ON THE GO! Whether you’re driving around, flipping through magazines or searching online, it’s now easier than ever to find your dream home.

Text the code listed on the sign rider or in the magazine to 52187.

You’ll immediately receive a response that links to more photos and property details, all of which can be viewed from your mobile device.

The Real Estate Book makes it simple and convenient to interact with your favorite listings and connect with qualified real estate agents.

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SAVE MONEY THROUGH ENERGY-EFFICIENT UPGRADES As much as half of the average homeowner’s monthly utility expenses go toward cooling and heating, according to the U.S. Department of Energy (DOE). For many households, that makes energy the largest home-related expense each month, next to a mortgage payment.

Fortunately, numerous technological advances are making it easier than ever to manage home energy use. In fact, the DOE estimates you can save as much as 10 percent a year on energy costs by simply adjusting the temperature up or down when you’re away during the day. Installing a programmable thermostat that never forgets to adjust on a busy morning and kicks back on before you arrive home can help you earn these savings and reduce energy consumption.

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HOME AUTOMATION Newer smart, programmable thermostats can be controlled remotely by internet-connected devices, such as tablets and smartphones. Some models can also monitor your energy usage and system efficiency, providing data to help you make further adjustments to how you operate your HVAC system.

Lighting is another major energy challenge. However, smart light bulbs let you adjust your home’s ambiance (and energy usage) with just a couple of quick taps. Paired with motion sensors that detect movement (or a lack thereof) and adjust lighting accordingly, smart bulbs can help reduce the waste of energy caused by lighting unused rooms.

Similarly, smartphone applications that connect to other appliances, utilities and home features offer the best of personalized comfort and convenience while providing tools to help minimize your home’s energy consumption.

RENEWABLE ENERGY Another option to offset some of your home’s energy and utility costs is generating your own renewable energy through solar or wind power systems. Installation depends on many variables, such as how much energy you use, local codes and standards, and whether the house and surrounding terrain are situated to allow you to capture adequate natural power. For a home under construction, your builder should be able to offer guidance; for an existing home, contacting a local renewable energy organization or state office is a smart first step.

ZONED CLIMATE CONTROL If you’re like most homeowners, there are parts of your house that simply don’t get much use or only get used during certain times of the day. Maintaining the temperature in those uninhabited areas can be costly and wasteful. As an alternative, an option such as zoned climate control allows you to stay comfortable in the rooms you use without spending a fortune on energy bills.

While a zoned system is generally considered a premium home feature, it isn’t unattainable and actually offers long-term savings, due to its energy-efficient operation. The home is divided into zones, designated by floors, rooms or areas - however the homeowner chooses - which eliminate the “all on” feature of traditional air conditioners.

A system like Mitsubishi Electric Cooling & Heating’s Zoned Comfort Solutions offers a true zoning-system with convenient controls and automation, along with whisper-quiet operation. Both ducted and non-ducted units are available depending on the space and occupant needs. Additionally, some models have advanced filtration features to help eliminate allergens, contributing to improved air quality.

For a new build, installing a zoned system from the outset is relatively simple. However, zoned systems are also a possible solution for replacing your home’s HVAC system or rectifying a problem with a single uncomfortable room. Pairing the system with sensors or remote app controls can bring operating costs even lower through computerized automation.

COST CONTROL A state-of-the-art zoned climate control system can be configured to your specific needs, but all the customization options can make it tricky to predict how much your installation might cost.

Taking into account these variables can give you a better sense of how much you’ll be spending.

LABOR This is what you will pay a licensed HVAC contractor to install the system (and remove your old one, if necessary). Contractors’ labor prices vary widely, but expect to spend an amount roughly equal to your equipment cost, depending on your geographic location and the complexity of the installation.

NEW EQUIPMENT Each system includes an outdoor unit, indoor unit(s), controls and parts including the refrigerant line-set, wiring and electrical accessories. Conditioning one room or zone comes at a significantly different price than cooling and heating a home with eight or more zones. Generally, new equipment comes in between $3,000-$15,000, depending on the number of zones and size of the home.

UNIQUE SITUATIONS Some homes, such as older homes, high-performance homes and homes in extreme cold-weather regions, often require auxiliary heat or specialized designs or equipment, all of which can impact the cost of the system. For example, with Mitsubishi Electric’s Zoned Comfort Solutions, 100 percent heating down to a 5° F outdoor temperature can be attained.

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ASK AN EXPERT Can a Home Inspection Help the Mortgage Process Along?

Today’s Ask the Expert column features Dan Steward, President of Pillar to Post Home Inspectors.

Q: Should sellers get a home inspection to help the mortgage process along?

of rushing to pay a higher price for the work, or worse, having to deduct from the agreed upon price. In fact, you can show the report and a receipt proving the problem was already addressed by a licensed professional.

A: If you’re a seller, it behooves you to get your own home inspection prior to putting your house on the market. But why spend money on one when the buyer will surely get their own?

Having a good report readily available also shows the buyer that you’ve most likely been maintaining the property all along, which is another terrific plus when selling.

Buyers that see a recent home inspection along with the listing sheet already realize that the asking price of the home is likely justified. They can rest assured that there are no scary surprises waiting for them upon closing. And you can hasten an offer by having that report right in front of serious buyers when they’re considering putting in an offer.

Mitigating risk is key when selling a home.

Since laws regarding disclosures vary from state to state, for the most part, you as the seller are responsible even after a closing if something has been hidden or unreported to the buyer. Taking the time to find a reputable home inspector to perform your own inspection will allow you to have repairs made for a cost that suits your budget, instead of having to deal with credits the buyer may ask for as the result of their home inspection. By getting a pre-inspection, you have proof that home maintenance issues, to the best of your knowledge, didn’t exist at the time of sale.

This also establishes a sense of trust between the buyer and the seller from the start. It shows the buyer that you care enough to get details and minor problems with the house detected and fixed before they even put in an offer.

If your home inspector shows you minor items that may come up in the buyer’s home inspection, you can have the issues looked at and repaired before the buyer even has their report done. You will have time for bids on a job instead

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The only instance when it may not pay for a seller to proceed with a pre-inspection is when they’re selling a fixer-upper. In this case, the buyer already knows what to expect, and they should have a thorough home inspection completed before signing on the dotted line.

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Make Your Dream Home A REALITY!

Custom Homes on your lot in Volusia & Flagler Counties

Complimentary Consultation, No Obligation!

ICI Homes—Florida’s Custom Home Builder is offering a Free No-Obligation Consultation. If you are currently in the market for a home builder to build on your lot or if you’re purchasing a lot to design your custom dream home starting from the $200s. We’re offering you a free, no obligation consultation to find out more about the next steps in designing your custom home.

Bring your questions and ideas…and in a one hour visit, you’ll receive:

1. Design Study

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For more information—386.366.0091 l ICIHomes.com For more information, or visit us online at: https://icihomes.com/on-your-lot/volusia-flagler/ and watch our customization video where our satisfied customers will tell you what we do best.

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3346 Ocean Shore Blvd $700,000 - Flagler Beach| 4 Bedroom | 3.5 Bath| 2961LSF - ICW/Ocean Views | Granite | Tile Roof - Lanai | Salt Water Pool/SPA | New HVAC - MLS:236214

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17 Watermill Place $279,900 - Pine Lakes | 4 Bedroom | 2.5 Bath | 2845LSF - Maintained | Spacious | Kitchen Island - Large family room | Roof 2015 - MLS:239702

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2 Ryberry Drive $263,000 - Lehigh Woods | 4 Bedroom | 2 Bath | 2334LSF - Corner Lot | Room to Entertain - Fully fenced | Room for a pool/spa - MLS:237472

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74 Courtney Place $257,500 - Palm Harbor | 3 Bedroom | 2 Bath | 2074LSF - Office/Den | 2-owner’s Suits | Split Plan - Covered patio | Florida Room - MLS:239934

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109 Wood Haven Drive $245,000 - Pine Lakes | 3 Bedroom | 2 Bath | 2068LSF - Upgrades | Central Vac | Split Plan - Florida Room| Kitchen Island | REDUCED! - MLS:240233

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17 Uniontin Court $241,000 - Seminole Woods | 3 Bedroom | 2.5 Bath | 2154 LSF - Move -in-Ready | Kitchen island - Security System | Covered Patio - MLS:236500

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25 Wasserman Drive $179,900 - Pine Lakes | 3 Bedroom | 2 Bathroom | 1308 LSF - Seagate Home | Open floor plan - Fully fenced | Screened porch | SeaGate Built - MLS:239817

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5 Woodfern Place $244,900 - Pine Lakes | 3 Bedroom | 2 Bath | 2151LSF - Move in ready! | Open/split plan | Florida Room - Hot Tub | Fenced yard | NEW HVAC - MLS:240885

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70 Veranda Way $215,000 - Palm Harbor | 3 Bedroom | 2 Bath | 1369LSF - Arbor Trace Condo | Corian Counters | Newer HVAC - Clubhouse Amenities | Tiled screened porch - MLS:240042

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15 Pleasant Lane $153,900 - Belle Terre | 3 Bedroom | 2 Bath | 1212 LSF - Newer flooring | Ceiling Fans | Walk-in closet - Partially fenced | Close to everything - MLS:239297

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8 Firethorn Lane $200,000 - Palm Harbor |4 Bedroom | 2 Bath | 1739LSF - Seagate| Spacious| Fully fenced - Recently painted outside| Move in Ready - MLS:239803

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4 Whisant Place $154,900 - Pine Lakes | 3 Bedroom | 2 Bath | 1888 LSF - SHORT SALE | Spacious home | Canal - Florida room | Bamboo / Tile flooring - MLS:236953

This Blue Is You 211 St. Joe Plaza Drive • Palm Coast, FL 32164

(386) 445-5880 • 1-877-374-4242 Office Hours: M-F 9-5 • SAT 9-4 • Open Sundays 12-4

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