02004 32 4 galveston ebook

Clear Lake / Galveston Home & Lifestyle Guide Volume 32, Issue 4

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LAWN READY FOR SPRING?

Texas SizeD

Luxury living in this well-maintained showplace!

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Text P755667 to 85377 02004.32.4.001.Cover.indd 1

Listing Agent: Monica Rojas Team RE/MAX 1st Choice 409-927-2000 MonicaRojasTeam.com 3/16/16 10:53 AM

BAYOU REALTORS速

281-337-4557 1-800-999-4557 Text BAYOU to 85377 & view all available listings!

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WATERFRONT

Call Ann Bragg 832-419-2777 Text P235784 to 85377

Call Ann Bragg 832-419-2777 Text P232878 to 85377

SPECTACULAR 4/3.5/3 in gated subdivision. Quality features include double fireplaces, study, game room, island kitchen, screened porch with outdoor kitchen, much more. MLS:39953464 $590,000

BEAUTIFUL 4/3.5/3 Two story family room, theater media room, custom built-ins, and so much more!

Garage w/ AC workshop. Fantastic wooded lot in cul-de-sac. MLS:46094092 $517,500

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Commercial or Residential

Call Ken Hufstetler 281-536-3265 Text P886405 to 85377

HOUSE AND POOL on 25,996 sf lot. League City 3/3/4 with gameroom, formal dining, new windows and doors. Near corner of I-45 and Calder. Call for details! $400,000

LARGE, BEAUTIFUL HOME on five acres. 4/3.5/3 great decks, granite counters, 2 fireplaces, whirlpool tub, pond for backyard recreation or watering stock.

MLS:80412979 $399,000

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Call Ann Bragg 832-419-2777 Text P209184 to 85377

Call Murlene Ware 281-734-1023 Text P117902 to 85377

Call Ann Bragg 832-419-2777 Text P334628 to 85377

STUNNING HOME 4/3/2 split plan with study. Grand entry, island kitchen, tray ceilings, crown molding, extended garage and lush, lush landscaping. MLS: 86886345 $357,900

NICELY UPDATED 3/2/2 on 2.7 acres. Fabulous kitchen, hardwoods, built-ins, tons of storage, screened porch. 30x40 building with office and half bath. Call for details. $325,000

www.bayourealtors.com 1613 FM 517 East, Dickinson 02004.32.4.002.BayouA.indd 1

3/16/16 10:52 AM

ANCHOR R E A LT Y

Anchor Realty Assoc., Inc. 281-427-4747

1113 W. Baker Road, Suite D REALTOR速

Owned & Managed By Donna Rather

Donna Rather

713-553-3019

www.har.com/ anchorrealtyassocinc

Patricia Chapa

Se Habla Espa単ol

832-331-8700

Maria Cortes

832-597-5381

Veroncia Gaytan

832-262-3646

Terry Callenius

713-419-5089

Jose Rodriguez

281-796-2231

Rose Searcy

713-855-9207

Raquel Palomo

713-447-4095

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LOOKING TO BUY OR SELL!!! Text AnchorRealty to 85377 & View All Available Listings!

SUPER NICE 4-2-2 on corner lot, front porch. Open concept, large master bedroom/bath. Covered patio, fenced back yard, many upgrades. $247,900

BEAUTIFUL 2-STORY on cul-de-sac. 4-3.5-2, Open game rm. Open concept w/LG Master BR. Barbers Hill School Dist. $304,500

13 19 82 :4 /ID

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DONNA RATHER 713-553-3019

3 BEDROOM GEM! Family room with awesome fireplace, kitchen with granite counters, island, tile floors. Brand new home in a lakeside community. $220,000

CHARMING STARTER HOME! Covered front & back patios, fully fenced yard, large backyard. In the heart of Baytown, established neighborhood. $146,500

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PATRICIA CHAPA 832-331-8700

BEAUTIFUL 2-STORY HOME offers 5-3.5-2 open concept. Huge game room, media room upstairs. Extra large lot with building/storage. $252,900

STUNNING 4 BEDROOM HOME in Hunters Chase. Huge kitchen with custom island, open floor plan, gorgeous tile and wood laminate flooring. Large backyard. $176,500

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P218259

4903 WOODFORD. 3-2-1 Open concept, tile floors, large rooms, covered patio, fenced back yard. $125,500

WONDER, WELL KEPT 3-2-1 in Eastpoint. Open concept kitchen/ dining, surrounded by windows. LG living w/tile floors. Split Concept.

Must See! $127,500

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PATRICIA CHAPA 832-331-8700

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ROSE SEARCY 713-855-9207

P489739

MARIA CORTES 832-597-5381

MARIA CORTES 832-597-5381

GREAT INVESTMENT PROPERTY: Main; 2-1, living room, kitchen/ breakfast area. Studio apt; 2-1 plus kitchen. Updated roof, plumbing and siding. New central AC unit. $74,500

BEAUTIFULLY REMODELED HOME on extra lg lot in Lakewood.

Spacious BRs, LG study/office. Open living/kitchen/dining areas. LG workshop w/electric. $99,500

Text the Property Codes to 85377 to View More Photos & Information!

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Clear Lake / Galveston, TX Get the advantage you need to4/21/14 sell 2:05 PM your the home quickly & atyou the best price.

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PUBLISHER April Goodson

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SR VP THE REAL ESTATE BOOK Adam Brown TO ADVERTISE CONTACT April Goodson 770.682.6737 AGoodson@RealEstateBook.com

Clear Lake / Galveston

BAYOU REALTORS® AGENTS 281-337-4557 1-800-999-4557

Ann Bragg

CRB, GRI, RCC, SFR, ALHS Broker Accredited Luxury Home Specialist

Office: 281-337-4557 Cell: 832-419-2777

annsbragg@gmail.com www.bayourealtors.com www.homestobraggabout.com www.bayourealtors.blogspot.com

1613 FM 517 East Dickinson, Texas 77539

HOME & LIFESTYLE GUIDE Volume 32, Issue 3

Text EDMONSON to 85377 & view all available listings!

LEAGUE CITY - Spectacular one story 4BR/3BA home has it all! Very open flr plan w/great sized rooms. Study w/french doors. Huge master BR w/ LG walk-in closet. Island kitchen.

Spacious den w/FP & high ceilings.

Beautiful saltwater pool w/patio & decks. 4 car garage w/2 car porte-cochere. TX sized storage rm above the garage. Situated on LG cul-de-sac lot w/rm on side for a garden. Well landscaped yard. Maintained to perfection!

MLS:12110864 $349,900 Call 281-3265544 Evenings 713-817-8911

SEE INSIDE

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LAWN READY

Ask your real estate professional to list your home IDX Mobile/Tablet with LocalSmartMobile today. AppsMobile Mobile Text Messaging Integration Text P631633 to 85377

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SAN LEON - Cute elevated home on huge corner lot in Sunny San Leon. Move-in ready. 2BR/1BA w/new carpet throughout. kitchen/dining combo. Hardi exterior. Storage building in back. MLS:17802154 $157,900 Call 281-326-5544 Evenings 832-331-6755

Bob Bragg

FOR SPRING?

832-274-8165

Christa Boyd 832-561-5598

832-534-0625

Steve Cates

832-465-2566

832-419-2777

Shajira Cocco Dawn Flesher 832-982-2606

281-773-4576

Text P241044 to 85377

LAKESHORE - Top Flr 1BR/1BA waterfront unit! Great view from living area. Central elevator. Granite counters. Washer/dryer & fridge stay. 1 assigned covered parking space. Complex has pier & pool.

MLS:51247867 $95,000 Call 281-326-5544 Evenings 713-899-5859

Agent Site

Joni Griggs

Robin Gulotta Mary Ann Hamilton Kristi Martin Ken Hufstetler

Dawn King

Melissa Martin Jennifer Mayfield

832-202-5449

Text P334695 to 85377 UNIVERSITY GREEN - One story patio home. 3BR/2BA w/2 car attached garage. LG master BR. Island kitchen. Living area has vaulted ceiling & FP. LG deck for outdoor living. MLS:96049064 $199,500 Call 281-326- 5544 Evenings 713-817-8911

Eva Bray

281-909-7507

Robert Bragg Jennifer Bragg Goodman

832-370-7208

281-948-9528

281-816-6773

281-536-3265

J Morris

Larry & Grace Nolen

Text P774640 to 85377 SHOREACRES WATERFRONT - Small Town & Best Kept Secret on Galveston Bay. Close to downtown! View sunrises, sailing regattas & ships from this charming 3/4BR & 2.5 BA home w/ Glass Living Area & 4 car garage. Concrete pillars & wood flrs. Truly a ‘’BR Community’’ quietly tucked next to Houston Yacht Club. MLS:18041068 $585,000 Call 281-326-5544 Evenings 713-899-5859

832-860-0663

409-795-1669

281-924-7977

281-455-1720

832-605-4496 832-605-4497

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SEAGATE - Waterfront Townhome w/spectacular views! 3BR/3.5BA w/Elevator, 2 FP, 3 balconies & wood flrs in living/ dining area. Gated complex w/pool & marina. MLS:79739204 $295,000 Call 281- 3265544 Evenings 713-817-8911

Text P299798 to 85377

KEMAH OAKS - 4BR home w/huge gamerm up. Hardi exterior. Fresh interior paint. Kitchen has granite counters. FP. 3BR w/laminate floors. Huge backyard. MLS:92803774 $226,000 Call 281- 326-5544 Evenings 713-817-8911

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

Text P755667 to 85377

Listing Agent: Coreena Sims RE/MAX Space Center (281) 488-1212 (281) 768-0611 Soldwithsims@gmail.com

Andrea Roseboro 832-752-6226

Carolyn Spencer 713-898-7386

Murlene Ware 281-734-1023

02004.32.103.001.indd 1

Volume 32, Issue 3

Over 1.5 million listings. Updated daily.

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LOCAL PRINT

WEB

MOBILE

SOCIAL

DIRECT MAIL

RealEstateBook.com

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Over 1.5 million listings. Updated daily.

LOCAL PRINT

WEB

MOBILE

SOCIAL

DIRECT MAIL

Request a FREE magazine from across North America at 1-800-841-3401, or order online.

02004.32.4.004.Masthead.indd 1

713-858-4899

2/17/16 9:04 PM

RealEstateBook.com professional to list your home Ask your real estate professional to list your home RealEstateBookMediaKit.com with LocalSmartMobile with LocalSmartMobile today. today.

Learn about our marketing strategy for your home @

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All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising for real estate which is in violation of dwellings advertised are available on an equal opportunity basis.

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3/16/16 10:52 AM

BAYOU REALTORS速

281-337-4557 1-800-999-4557 WATERFRONT

Call Murlene Ware 281-734-1023 Text P724514 to 85377

Call Murlene Ware 281-734-1023 Text T1100049 to 85377

GALVESTON GETAWAY 2/1/1 in-town cutie. Crab & fish from your dock. Completely remodeled, screened porch, cabana with AC, tackle shack with sunning deck above. MLS:26366846 $289,000

BAYOU WATERFRONT in Bentwood at Bay Colony. 4/2/2 on over 1/2 acre, with gorgeous details including high ceilings, art niches, window seats, stone fireplace. Call for details! $260,000

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5 ACRES, excellent location with well and septic, comfortable, bright and open 2 bedroom home, separate office space, and very large barn. Horses welcome! MLS:36947337 $240,000

COUNTRY GUY CITY GAL. Rustic 3/3/2 on .8 acre will suit both. Open concept, new appliances, updated baths. Livestock pen, play set, downstairs quarters. MLS/ID: 69642467 $225,000

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Call Carolyn Spencer 713-898-7386 Text P214031 to 85377

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Call Robert Bragg 832-534-0625 Text T747681 to 85377

Call Grace Nolen 832-605-4496 Text P572457 to 85377

Call Carolyn Spencer 713-898-7386 Text P663754 to 85377

LOVELY HOME on corner lot. 3/3/0 has much to be to offer. Man-cave or mother-in-law quarters.

Deck for entertaining. Come see it and call it your new home. MLS:98310451 $155,000

ONE OF A KIND 3/2/2 features light airy bay window dining room, huge master, split plan, oversized living area with high ceiling and fireplace.

No MUD or HOA. MLS:37194373 $150,000

VIEW BAYOU REALTORS AVAILABLE LISTINGS

Text BAYOU to 85377 & view all available listings!

www.bayourealtors.com 1613 FM 517 East, Dickinson 02004.32.4.005.BayouB.indd 1

3/16/16 10:51 AM

Monica Rojas TEAM

RE/MAX 1st Choice

Monica Rojas Team at RE/MAX 1st Choice Your 1st Choice Makes the Difference!

409-927-2000

List or Sell with us, use the truck for FREE!

MonicaRojasTeam.com

Text the P-code to 85377 to view more photos and information!

Santa Fe

Text P888920 to 85377

Santa Fe

Text P888921 to 85377

Santa Fe

Text P888922 to 85377

AMAZING HOME w/character & mature trees! 3BR + study. 3BA. Bamboo wood flrs thru out & carpet in BR. Wood burning FP in sunken formal LR. Sep den. Updated kit w/stainless Appl. Dbl car garage w/3 covered patios. Fully fenced acre. $289,900 MLS:57361854

LOOKING FOR SPECTACULAR? 3BR/2.5BA/3GAR All on 3/4th of an acre. Full fenced. LG concrete area for parking. 2 covered patios. Frml DR, LG utility rm w/ 1/2BA. Renovated baths and kitchen. $285,000 MLS:81858473

MOVE IN READY. Appx 1.7 acres under fence and the rest of 3.92 is the back & fenced. 3BR/2BA/Dbl Gar/ Full interior paint, new sidewalks & driveway.

Gated access. LG inground pool, covered patio, sep BBQ house. Must see! $257,900 MLS:78097870

Santa Fe

Santa Fe

Alvin

Text P888923 to 85377

Text P888924 to 85377

Text P888925 to 85377

QUIET AND SERENE. 3BR, 2BA, open & spacious kitchen. Attached single gar. Frml DR & LG LR w/corner wood burning FP. Front & back patio porches. Dbl carport. Fully fenced & cross fenced.

New roof after Ike. $249,900 MLS:49253447

RARE FIND! 2012 was the year of updates in this 3BR, 2BA home. Open liv rm, frml DR, eat in kit, dbl car gar w/storage. New roof, new windows, new flooring. Above ground pool. Fully fenced backyard. $235,000 MLS:44358457

FABULOUS 4BR, 2.5BA, dbl car gar w/ add storage.

Kit cabinets replaced w/custom cabinets. LG tiles thru out downstairs. Many upgrades, very light & open. Must see! $195,000 MLS:97742045

Santa Fe

La Marque

Santa Fe

Text P888926 to 85377

Text P888927 to 85377

Text P888928 to 85377

3.2 ACRES OF LAND. Easy access to Hwy 6 or FM 517. High ceilings w/corner FP in this 3BR, 2BA home. Split flr plan. Pond w/island. 3 stall barn.

Prop is fully fenced. Dead end street. Front gate on driveway to be fully enclosed. $165,000 MLS:15602949

AMAZING 3BR, 2BA HOME. Dbl car gar w/extra storage. Utility rm in house. Quaint kit w/open din area. LR has laminate wood flrs & corner FP. High ceilings, split flr plan. $135,000 MLS:26258399

GREAT PROPERTY. New carpet & paint thru out.

3BR, 2BA, very roomy on 2+ acres of land. Barn in back. New decks & porches. Very well maintained fleetwood home. Very clean open concept home.

Master BA has a 2nd BR! $129,900 MLS:55301594

Alvin

La Marque

Texas City

Text P888929 to 85377

LOOKING FOR YOUR OWN PIECE OF THE COUNTRY PIE? 3BR, 2BA home on 2.46 acres w/ covered patio, fenced backyard & storage barn.

Quiet & private. Open concept, laminate wood flrs, kit/din combo, sep mud rm. Wood burning FP. $129,900 MLS:28416717

02004.32.4.006.Rojas.indd 1

Text P888930 to 85377

AWESOME HOME. Fresh interior paint thru out.

3BR, 2BA, possible 4th BR. Dbl car gar on fully fenced backyard. Dbl wide driveway room for boat or RV. Bonus rm over gar. Must see home! $119,900 MLS:89749824

Text P888931 to 85377

NEW EVERYTHING! 3BR, 2BA w/ a new roof, full hardiplank siding, new insulation, new sheetrock, new tile flrs, new tubs, new custom cabinets, new trim, new plumbing fixtures, new light fixtures, new everything! Come take a look! $96,500 MLS:88557149

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$95,000

t n o fr r e t a w s e m o h

LAKESHORE - Top Flr 1BR/1BA waterfront unit! Great view from living area. Central elevator. Granite counters. Washer/dryer & fridge stay. 1 assigned covered parking space.

Complex has pier & pool. MLS:51247867 Edmonson & Associates, Inc 281.326.5544 norman@edmonson-realtor.com

$590,000

SPECTACULAR 4/3.5/3 in gated S/D. Quality features: double FPs, study, game rm, island kitchen, screened porch w/outdoor kitchen & much more. MLS:39953464 Bayou Realtors速 281.337.4557 1.800.999.4557

$295,000

SEAGATE - Waterfront Townhome w/ spectacular views! 3BR/3.5BA w/Elevator, 2 FP, 3 balconies & wood flrs in living/ dining area. Gated complex w/pool & marina.

MLS:79739204 Edmonson & Associates, Inc 281.326.5544 norman@edmonson-realtor.com

$241,900

GORGEOUS GATED COMMUNITY in Clear Lake area. 3/3/2 w/granite counters, laminate flrs, interior elevator. Boatslips available.

MLS:88739615 Bayou Realtors速 281.337.4557 1.800.999.4557

TEXT PROPERTY CODES TO 85377 FOR MORE PHOTOS & INFORMATION! 02004.32.4.007.Waterfront.indd 1

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Text P824283 to 85377 LAKES OF BAY AREA Dickinson 3/2.5/3 Call Carolyn Spencer 713-898-7386 MLS# 67796486 $345,000

We help people find aWe place called…HOME. help people find BAYOU REALTORS® We’re passionate about what we do. Our ultimate goal is a place called…HOME. to connect home buyers & sellers through local real estate We’re passionate about what weado.

Our ultimate goal is professionals to help people find place called...

HOME.

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to connect home buyers & sellers through local real estate

TEXT PROPERTY CODES TOpeople 85377find FOR professionals to help a place called... HOME. MORE PHOTOS & INFORMATION!

Selling?

Selling?

Ask your real estate agent to advertise your home with The Real Estate Book.® Ask your real estate agent to advertise your home with The Real Estate Book.®

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Blog.RealEstateBook.com 3/16/16 10:50 AM

CLUTTER CLEARING 101: MAXIMIZE GARAGE SPACE IN 3 STEPS The U.S. Department of Energy cites that 25 percent of homeowners with two-car garages have too much clutter to store vehicles, and 32 percent only have room for one vehicle.

“It’s ironic that many of us would rather store our boxes of unwanted stuff in our garage, leaving our valuable cars outside to deal with the elements,” says Lorie Marrero, professional organizer and author of The Clutter Diet. “Let’s rethink our storage priorities and turn our garage into a space that’s more organized and functional.”

Maximizing garage space doesn’t have to be a chore. Here are three simple steps to make the most of the storage space in your garage.

1. CLEAR THE FLOOR “Wire shelving is the perfect choice for ‘DIYers’ in need of a garage makeover,” says Marrero. “It is flexible and can be customized to fit in all types of spaces, suits any climate and is easy to keep clean.”

Since floor space is at a premium, take things off the floor and onto the wall. One option is heavy duty wire shelving, which can withstand the weight of some of your heaviest belongings and can adapt to changing storage needs. This shelving will allow air to ventilate and is not affected by the humidity or sudden fluctuations in temperature.

Limit the dirt tracked inside the house with an area rug or repurposed carpet. For many, the garage serves as the main entry point into the home, so be prudent and keep the entryway as clean as possible.

2. STORE HAZARDOUS MATERIALS Things like poisonous pesticides and antifreeze or dangerous tools like hedge trimmers and power tools should be hidden safely out of reach from children and pets. Find a home for these items with heavy-duty cabinets.

3. ORGANIZE SMALLER ITEMS Can’t find your wrench or screw driver? Use a peg board to keep your favorite hand tools neatly stored and easily accessible.

Hooks are another great way to keep track of your belongings. Use them freely for stowing hoses, extension cords, bicycles and step ladders.

Source: ClosetMaid; RISMedia

5

The kitchen

is the hub of the home. It’s where we gather to swap stories over a stove-top meal or gab near the gravy. What goes into a good kitchen, though? Which features, layouts, and touches make a kitchen more than just a room to cook in, but a place that is identifiable with our family as the gathering place? Here are some ways to make your kitchen loved by its family.

KITCHENS THAT FAMILIES LOVE

Source: HGTV.com; Pinterest.com

1

The Island

A

kitchen island truly is a remarkable feature in any family kitchen. It offers extra counter space for larger meals, and it also has potential to expand the storage space of a kitchen. The island serves as a space to serve from. If the design allows, barstools can be added for a few extra seats.

The island is an especially handy add-on for smaller kitchens where the cabinetry is lacking and can be customized to fit your storage needs.

4 5

2

French Doors to the Outdoors

A kitchen that can open up and expand to the outdoors in an excellent feature for any family, especially one that entertains. A set of French doors or a sliding door offer easy access to other family cooking favorites: the grill and the smoker. You can even add a patio table for extra seating. Keeping the food in the kitchen or on the deck offers easier clean-up. It also provides a safer place for spills by the little ones during large gatherings, rather than scrubbing juice from the living room carpet.

3

Furniture as a Built-in

When the kitchen table is included in the kitchen, it makes dining and serving a cinch. Imagine what once was a breakfast bar is expanded into a countertop. This is usually part of a center island that can seat up to six people.

This feature is great for a busy family, streamlining serving and clean-up into a single room.

We also see this concept in the breakfast nook, with built-in seating and an opportunity for decorative flair with cushions and pillows.

The Hide-Away Concept Fewer visual surrounding can sometimes help our thinking. This is where the hide-away concept comes in. Everything from mixers and coffee stations to microwaves and toaster ovens can be hidden away in their own little cubbies. Once the appliance is used, the custommade door can shut to hide it away again, never again to clutter up our countertops or our thought processes. This concept can also be used to store cleaning supplies and expand the pantry. Often times, custom built-ins on castor wheels can make a world of difference for storage expansion. They can be camouflaged in, used when needed, and hidden away again!

Kitchen Zones With everything in its own specific area, organization happens naturally. Think dishwashing station, eating station, cooking station, etc. The kitchen has everything tailored to be in the exact spot where it is needed, and easily accessed. For example, everyday dishes are kept directly above the dishwasher, next to the sink, and within reach of drying towels to make up the dishwashing zone.

Keeping the kitchen clean and functional, yet still inviting, can be a challenge. With these tips for customization, your perfect family kitchen is just steps away!

MORTGAGE MYTHS DEBUNKED Buying your first home is one of the most intimidating and overwhelming purchases that we make in our adult lives. The idea of a mortgage can be daunting, and you may question your creditworthiness, your financial obligations as a mortgage holder, and what it means to have a home as an investment.

Often times, consumers are misled by their own misconceptions and have yet to learn the facts about mortgages. To here you along the way, here are some common mortgage myths and the truth behind them.

A HIGH CREDIT SCORE ISN’T A MUST

YOU DON’T NEED A 20% DOWN PAYMENT

Many home hunters think that a high or near perfect credit score is a necessity in order to qualify for a mortgage in the first place. Thankfully, this is false. Some first-time homeowners haven’t adequately built up their credit, so there are fortunately loans out there, such as a FHA loan, that have a minimum FICO score requirement of 580. If your credit score is lower than this, consider taking a few years to better build your score. A higher score can mean more flexibility in home buying.

The 20 percent marker as a goal for down payment is nothing less than intimidating. These days, there are many loans that do not require 20% down. The previously mentioned FHA loan can require as little as 3.5% down.

The downside to this is the required PMI (private mortgage insurance) that is tacked on top of the mortgage payment as a protection for the lender. One unconventional route is taking out a loan for your down payment on top of the mortgage loan, but this much borrowing can get out of hand quickly. Keep in mind that the lower the down payment, the higher the monthly mortgage payment.

A HOME INVESTMENT IS A NOT-SO-SURE THING Some people believe that buying a house as an investment opportunity is a sure thing for return on investment. This simply is not the truth. Although a house can hold its value, it’s important not to go into home buying with only returns in mind. The housing market is a fickle creature, and even when things are good, values rise slowly. Remember that it takes a while to build equity, particularly if your down payment is small. The first few payments in the life of a loan go towards interest, not the equity nest egg. Even if you are approved for a large mortgage loan, remember to keep the location of the home, as well as how well the home works for you, at the forefront of your mind, rather than being investment minded.

Source: fha.com, money.usnews.com, housingwire.com

PRE-QUALIFIED IS NOT PRE-APPROVED Before you begin your home perusal, start with a stop at the bank. Find out what you are pre-qualified for and let this number help navigate your hunting. Don’t be fooled, though. Pre-qualifying doesn’t guarantee that you will be approved for that amount in the final purchasing hour.

Once a home is decided upon, a lender will use things beyond your stated income to determine your approved amount. This includes things such as past tax returns and credit score. Further still, credit checks or major purchases up until your closing date can take a toll on what your mortgage lender will give out.

5

DESIGN TRICKS TO REVAMP YOUR HOME

Contrary to popular belief, you don’t need to spend a fortune or go to design school to revamp your home. “It’s all about simplicity,” says Susan Yoder, interior design expert for builder Clayton Homes. “A little goes a long way when it comes to home décor and living spaces. Only a few simple changes can make a big difference and allow you to create a room you’ll be itching to show off to friends and family.”

To breathe new life into your space, Yoder recommends these tips.

1.

POPS OF COLOR.

“Nothing livens up a room like a bright pop of color,” Yoder says. If you have neutraltoned furniture, add lamps, curtains and accessories in bold hues. If you’re up for a painting challenge, an accent wall is a great way to incorporate color into a space. Choose your favorite color from a throw pillow or wall art piece in the room to pull the look together.

2.

VARYING TEXTURES.

A room tends to get boring when it focuses on only one texture, so it’s important to create a sense of balance. Try varying the fabric types on your sofa and curtains. Add in some metal or wooden accents to draw the eye around the room. You can even play with lighting to reflect off certain objects and create visual interest.

3.

ANTIQUE FEATURE.

Choose an antique or unique piece of décor to be the inspiration for the room.

This could be a rug, lamp, chair or even a chandelier – anything that gets you energized and motivated. Get creative and run with the theme it creates. Or if your style is more modern, an antique object will stand out among your contemporary décor.

4.

SYMMETRICAL YET FUNCTIONAL.

The furniture collection in a room should form a restful, symmetrical layout.

It’s all about balance. There should be between three and 10 feet between each seat. Additionally, instead of pushing each piece up against the wall to create more space, give your furniture a bit of breathing room a few inches from the wall. This makes the room appear open and airy.

5.

CLUTTER-FREE ORGANIZATION.

Getting rid of clutter is a grand challenge for most homeowners. When you decide to take on the mess, drawers and cabinets are your best friends. Take some time to go through your belongings and decide what to keep, donate or throw away. Store any leftover items that can cause clutter in an organized, out-of-sight area.

THINGS TO KNOW BEFORE BUYING A HISTORIC HOME The charm of history beckons you from that historic home of your dreams. Intricate trimmings, charming architectural detail, and a story behind a historic home make it an alluring package deal for buyers.

Before you buy, however, take a second to think it over.

Are there perks to purchasing these prized homes?

What about any downsides? Here are some things to consider before buying a historic home.

offer lower interest rates for historic home buyers. Beyond the potential tax perks, check if the home’s neighborhood has tax downsides, such as higher property taxes.

Additionally, lack of energy efficiency could affect monthly costs. Be sure to research past energy bills to get an idea of how much it will cost to heat and cool the home before you buy, as well as any safety updates or repairs that need to be completed before move-in.

STRUCTURAL CHECK

DEFINE THE HOME

Firstly, double check to truly identify whether or not the home is “historic”. You can officially check the historic status of the home with the National Register for Historic Places (NRHP), or a local historic board in your city. The Georgia Department of Natural Resources website explains that properties listed on the NRHP site “include buildings, sites, structures, objects, and districts that are significant in American history, architecture, archaeology, engineering, and culture.” Anything from a time period’s unique architectural style, to a famous person once living in the home could land a house on the NRHP list.

FINANCIAL UPS AND DOWNS

There are several county and state governments that offer tax incentives for purchasing one of these homes. The government wants to see these homes preserved. What better way to preserve history than to have a loving home owner that will live there and perform any necessary upkeep? Not all tax incentives are readily available to all historic home purchasers, though. There may be certain qualifications that must be met first. Also, some loans will

Structural codes and health safety have gone through much change in the last decade, let alone in the last century. A thorough home inspection is a necessity before purchasing one of these beauties. We recommend a home inspector who specializes in historic houses. Many issues including asbestos, lead paint, or mold from poor air circulation could be lurking beyond the home’s lovely looks. Beyond structural problems, there are many restrictions on home improvements. The main hope is to preserve the historic integrity of the house in its original form. This means no second stories, no added square footage, and no replacing the windows with energy efficient ones. If, for any reason, there are significant structural issues in the home, don’t be afraid to walk away. Issues in this type of property could end up costing you more than conventional remodels and repairs in a newer home.

You may be just around the corner from purchasing your own historic home. When you’re ready, be sure to keep this guide close by.

Draw from the wisdom of experienced realtors and homeowners to help make an informed decision. Happy historic home hunting!

sources: realtor.com, homevisor.com, georgiashpo.org

HOME SELLING MISTAKES TO AVOID Do you ever find yourself completely overwhelmed by real estate advice from every direction on how to stage, market, negotiate, and ultimately sell your home? With all the information we see on a daily basis, it’s easy to overlook the most important details.

Avoid these traps to get the best offer with the highest value, and take the stress out of selling your home.

1. ONLINE-ONLY MARKETING.

Don’t drown in the world wide sea of online data! With the overload of information that is force fed to us every day, it’s important that everyone sees your home everywhere. Advertising your home in print makes you stand out locally. Magazines like The Real Estate Book even use QR and text codes that instantly connect home shoppers to home listings on their mobile phones.

2. POOR PRICING.

No matter what they’re buying, it is not a surprise that consumers want the most bang for their buck. Home buyers tend to stay away from overly high prices and are drawn to the homes that are priced competitively. However, if the price is too low, buyers will wonder if there is something wrong with the property.

Make sure you research your competition and consult with your real estate agent before deciding on a price.

3. HOVERING.

Although you may want to stick around during a showing, it may not be the best idea. There is definitely an emotional aspect when selling your home, so hovering while a potential buyer is touring your home may make it difficult for them to envision the home as theirs, and may feel uncomfortable or that they’re intruding on your space. Take a breather and go run some errands while your real estate agent does the work.

4. CLUTTER INSIDE & OUT.

First impressions are everything, and the first thing that buyers will see is your home’s exterior. Have a well-kept yard, clean driveway and overall curb appeal, which will increase the likelihood that buyers will want to see more. Now for the interior – Make sure your home is absolutely free of all clutter. It should be clean and sparkling! Help buyers imagine their own things in your home by stashing personal items, including photos and mementos.

5. LACK OF APPEALING PHOTOS.

Before a buyer even thinks about contacting a real estate agent or coming to see a house to buy, they “pre-shop” online. Be sure to provide photographs that frame your house and its amenities to sell. Capture full rooms that are well lit and don’t even think about including pictures of cluttered messy spaces!

Home buyers want to see what your home has to offer, and be able to visualize themselves living there.

As you go through the home selling process, avoid these traps to get the best offer quickly.

Remember that your real estate agent is more than happy to answer any of your questions and provide the most valuable help possible. Be sure to always take advantage of all your resources.

Good luck and happy selling!

For Galveston Island contact:

John Sincox,

Broker Assoc, CPA, MBA (281)413-0222 For Clear Lake City area contact:

Holly Sincox, Realtor Assoc.

(281)413-0738

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Text P563653 to 85377 GREAT STARTER HOME on nice city lot w/City Services. Fenced in backyard w/nice LG Shade trees. Four BRs. Two car carport. All electric.

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Text P563639 to 85377 IN HEART OF SANTA FE! Charming & Move in Ready! SS Whirlpool appliances & side by side refrigerator! Really clean & updated! Great starter or downsizer! MLS# 40639127

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TAYLOR MORRISON HOME IN CHARMING SPRING PINES. THIS 3BR/2BA SPLIT FLR PLAN HAS BEAUTIFUL GRANITE ISLAND KITCHEN W/42� MAPLE CABINETS & TONS OF STORAGE. COVERED PATIO PERFECT FOR BBQs! MUST SEE! MLS# 13282651

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SEABOOK WATERFRONT- 125 feet on Galveston Bay. Coastal living at it’s finest. Many windows & doors to capture the view. Maple floors throughout main living level. Wonderful master suite with two walk-in closets and master bath with large shower and spa tub. Kitchen features built-in fridge, silestone counters and seed glass in upper cabinets.

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