88728 23 12 richmond ebook

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Real Estate Book THE

Volume 23, Issue 12

Featuring: Richmond City & Chesterfield, Amelia, Powhatan, Hanover, Henrico & Goochland Counties

RICHMOND, VA

COVER HOME: First Time Offering of This Country ESTATE located in Beautiful Amelia County. Property details on pages 7. Get more photos and details from your phone.

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RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401. 88728.23.12.001.Cover.indd 1

CONTACT: Georgia A.C. Holman 434-547-8737 Debra Adams 804-516-6409 Commonwealth Real Estate Co. TO ADVERTISE, CONTACT: Dave Osgood: 804-216-7776 Email: dosgood.treb@gmail.com 10/21/15 12:58 PM


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INTEGRITY Terry Barnard Travis Barnard Scott Barnard Katherine Barnard

Like Us On Facebook!

INTEGRITY

Real Estate (804) 561-4444

Our Family Helping Your Family

Real Estate (804) 561-4444 LIKE-NEW Rancher! $174,900! 3.15 Private Acres!

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Like NEW All Brick Rancher! Oversized 2-Car Garage!!! NO RESTRICTIONS!

5 Kitchens ~ 5 Family Rooms 5 Bedrooms ~ Impressive Foyer Partially Renovated $289,950!

FOR SALE

Large Farmhouse! 4.83 Acres! Large Farm Shed/Workshop! Pasture & Woods! Horses Okay!

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BELOW Tax Assessment! 20 Acres! Creek! Road Frontage! Adjoining Acreage Available!

Brick Custom Quality Home! 5 Bedrooms! 4 Baths! 4 Family Rms!

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LAND!! 3.4-Acres! Mature Hardwoods! On-site Well! Driveway Culvert Installed! BELOW COUNTY TAX ASSESSMENT! NO RESTRICTIONS!

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Just Listed $149,950! 4 Bedrooms/2 Full Baths! Fenced Backyard!

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5 Wildlife Abundant Acres! About 90% Beautiful Mature Hardwoods! Perk In-Hand (Needs to be updated)!

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4 Bedrooms! 2 Baths! 5 Acres! Nearly 2,000 Sq.Ft! 2 Family Rooms! BRING YOUR PETS! (HORSES TOO!)

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$99,950! Vintage Victorian Farmhouse! Farm Buildings! 2.41 Acres! Needs Extensive Restoration!

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Renovated Home! Open Floor Plan! 3 Acres! Fenced Pasture! Barn!

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9036 Washington St., Amelia Court House, VA 23002 88728.23.12.002.Integrity.indd 1

10/21/15 12:58 PM


Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 3

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MORTGAGE

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Licensed by the Virginia State Corporation Commission – NMLS 296787

88728.23.12.003.VirginiaMortgage.indd 1

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Page 4 - Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 9141 Washington Street Amelia Courthouse, VA 23002

804-561-1831 804-305-8852

www.KellyCox.com EL AM $179,950 - 3,000+ SF ON 9 AC 4 BDRM/3 BA Oversized Rooms & Deck, Sheds, Sports Court, etc. MLS/ID:1522442 Text P219320 to 85377

$269,950 - 100% ORGANIC FARM Stately Farmhouse w/ Updated Systems HW Floors & Craftsman charm MLS/ID:1519082 Text P745141 to 85377

• Brokerage 88728.23.12.004.Cox.indd 1

$174,900 - RARE LARGE PARCEL!! Privacy & Quiet in a Rural Setting Several Creeks, Mixed Hardwoods MLS/ID:1525081 Text P813742 to 85377

• Appraisal

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$59,000 - RARE OFFERING!! Buildable Lot in the Courthouse Area Zoned B-1, Multiple Business Uses MLS/ID:1506632 Text P598534 to 85377

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$39,950 - 4+ AC - AMELIA $39,950 - 11+ AC - PRINCE EDWARD $45,000 - 19+ AC - BUCKINGHAM $52,500 - 12+ AC - JETERSVILLE $67,500 - 15 AC - AMELIA $80,000 - 39+ AC - BUCKINGHAM $119,950 - 26 AC - AMELIA $120,000 - 48+ AC - CUMBERLAND

$184,950 - WELCOME TO CAMELOT FARM LANE! Custom Designed Home, 5.7 AC Open Floorplan, Above Ground Pool MLS/ID:1519836 Text P262312 to 85377

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LAND AVAILABLE!!

$199,950 - CUSTOM BUILT HOME Open Floorplan, Vaulted Ceilings, HW Floors Rec Room In Basement w/ Full Bath!! MLS/ID:1524385 Text P808012 to 85377

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$289,000 - CUSTOM HOME ON 3+ ACRES!! 3 Classic Elevations - Just Make Your Pick HW Floors, Granite, Stainless Appliances MLS/ID:1413597 Text T203929 to 85377

$179,950 - INSTANT EQUITY! QUALITY! LOCATION! Custom Built Village Area, 4 BDR, HW Flrs, 2 FP MLS/ID:1517810 Text P298708 to 85377

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$219,950 - COUNTRY FARMHOUSE With Modern Comfort!! 2 AC 2300+ sf, Tons of Upgrades!! MLS/ID:1524768 Text P811301 to 85377

FULLY UPGRADED, TURN KEY POULTRY AND CATTLE FARM!! 5 “Premium” Houses, Pump House Whole Farm Generator, Litter Shed 3 BDRM Home & MORE!! MLS/ID:1432764 Text P210123 to 85377

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$55,700 - AFFORDABLE 2 BDRM HOME!! Built in 2002, Turn Key Investment PRIVATE Rural Setting, Low Maintenance MLS/ID:1527091 Text P231665 to 85377

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$159,950 -TRADITIONAL FARMHOUSE 3+ ac., Tons of Upgrades!! USDA Financing, No Restrictions!! MLS/ID:1526951 Text P224036 to 85377

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IL SV ER $229,950 - GREAT LOCATION 3 BDR, 2 BA on 11+ Acres Partially Finished Basement MLS/ID:1528003 Text P239017 to 85377

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Kelly Cox

Cox & Company

REAL ESTATE - INSURANCE

$364,950 - UNLIMITED POTENTIAL!! Prime Real Estate on Courthouse Road Possible Mixed Uses! MLS/ID:1418898 Text T459720 to 85377

• Insurance 10/21/15 12:59 PM


Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 5

NEW CONSTRUCTION! Ready for move in! Craftsman style home on 2 acres. 4 bedrooms, 3 1/2 baths. Open plan! Kitchen:granite, large island, stainless appliances, large pantry & beautiful cabinets! Great room: gas fireplace & French doors leading to screened porch & patio. Master: First floor with luxury bath! First floor 2nd and 3rd bedroom: Jack and Jill bath. 4th bedroom, full bathroom, & bonus room upstairs. Laundry: large utility sink. Hallway leading from garage: beautiful built in with bench for hanging coats and storage. Beautiful finishes include exposed brick accent walls, wood floors, granite, tile, and more! $359,900

EASTERN POWHATAN: New construction ready for December. 2 acres! Huge front porch, screened back porch and patio! Great open floor plan! 4 bedroom, 3 bath, with bonus area and 2 car garage! Great room with living room, breakfast area, kitchen, and formal dining area.formal dining area, kitchen w/island & pantry, breakfast bonus area. Home has beautiful features & finishes such as a fireplace, granite, stainless appliances,wood floors, built ins, tile, gorgeous lighting, stamped concrete and more! (Interior pics are of similar homes.) $409,900

READY FOR DECEMBER MOVE IN! NEW CONSTRUCTION! CHARMING CRAFTSMAN STYLE HOME on 4. 5 acres. Ideal open floor plan loaded with UPGRADES! These include WOOD FLOORS, TILE, GRANITE COUNTERS, STAINLESS APPLIANCES, CATHEDRAL CEILINGS, CRAFTSMAN TRIM,CRAFTSMAN STYLE interior doors,& MORE! Extend the enjoyment of your home to the outdoors with your LARGE DECK and COVERED PORCH! (Interior pics are of similar homes.) $199,900

CUSTOM HOMES built on your land or the builder’s land to accommodate a wide range of budgets! Call or email Shonda for more information!

Shonda Morrissette 1 Anderson Road • Richmond, Virginia 23228

88728.23.12.005.SMorrissette.indd 1

Cell: 804 - 822 - 1816 shondarealestate@gmail. com

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Diana Morris Principal Owner/Broker

Great Agents! Great Results!

Maximum Exposure: 16410 Court Street, Amelia

804-561-5600 4 BD LO IV T IS IO N SU

5 P AC RIV RE AT S! E

www.commonwealthrealestateco.com

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Members of 2 multiple listing services Richmond Association of Realtors and South Central Association of Realtors

First Time Offering of This Country ESTATE located in Beautiful Amelia County. This Beautiful all BRICK CUSTOM Home had no expense spared in it’s building. Included- 4 Lot Subdivision!

Privacy abounds on this 5 acre property that includes 1200+ square foot home, detached two car GARAGE with electricity and separate workshop/

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Seller says SELL!! What a GREAT VALUE! This One Level Ranch Home features an OPEN Floor Plan with a Great Room with Gas Log Fireplace and Carpet, an Eat-In Kitchen with Dining Area and All Appliances conveying!

Bring all offers! Comes see this great 1 story home. This home offers 3 nice size Bedrooms, Master Bedroom has large walk in closet. Call or text for showing....

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What a great COUNTRY property! Included with this Mini Farm is 15 Wooded Acres (NO RESTRICTIONS!!) - SO, Bring your Horses, Goats, Sheep, Dogs....Be Ready to FISH in your own POND (fenced with small dock and stocked)!

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YES! You Really Can Have It ALL!! Come Let this Beautifully Crafted truly ONE-OF-OF-KIND Mini Estate SECRETLY Tucked Away on a PRIVATE 16.7 Acres,WOW you w/ all of its’ Grace & Charm!

Start a NEW Life in this Beautiful, Private & Affordable HOME on 4 COUNTRY ACRES with a gorgeous view and LUSH PASTURELAND BRING YOUR HORSES AND ANIMALS!!! A Great Home at a GREAT PRICE and ONLY 6-7 MINUTES TO CHESTERFIELD!!

Welcome Home to your own ‘slice of heaven’!! This Beautiful, Custom Brick Ranch with Full Finished Basement is perfectly set atop of 13.42 ACRES!

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AFFORDABLE PRIVATE ACREAGE & ONE-LEVEL HOME READY TO GO! All of the work has been done for you: Vinyl Siding, updated Plumbing, newer Heat/AC, newer Flooring, Roof, etc. 5.010 ACRES bordered by trees & foliage.

45 ACRES W/ a COUNTRY COTTAGE, FARM BUILDINGS & NO RESTRICTIONS!! THIS IS A RARE OFFERING. H20 ON THE BACK PROPERTY LINE TO A SOUGHT-AFTER-FOR-ITS-FISHING, 80-ACRE LAKE.. THEN THE FRONT HAS NEARLY 400’ OF ROAD FRONTAGE

Welcome Home to ‘REDBUD DALE’ circa 1932! Come be ‘Wowed’ by the tasteful Renovation/Additions to this Vintage farmhouse! Boasting 4 Bedrooms (2 on the first level & 2 on the second level), & 3 FULL Baths, this home is sure to have plenty of room for everyone. 2488 square ft.

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Beautiful 3 Bedrooms/ 2 Bath One Level Home on 1.7 ACRES! Sun Room! Carport!

www.commonwealthrealestateco.com 88728.23.12.006.Commonwealth.indd 1

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Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 7

Debra Adams REALTOR®

(804) 516-6409

Georgia Holman REALTOR®

(434) 547-8737

16410 Court Street, Amelia Court House, VA 23002

HOME COVER

Here’s your chance to own the GREENFIELD SUBDIVISION. Made up of FOUR LOTS, you can move into the beautiful Estate Home & develop the other three lots for profit or sell quick! Lot 1 has THREE Acres, LOT 2 has FIVE acres, LOT 3 has the gorgeous CUSTOM home and Lot 4 has just over NINE & A HALF Acres. The Beautiful all BRICK CUSTOM Home had no expense spared in it’s building.Upon Entering is a LARGE office w/ BUILT-IN Desk & Cabinets. To the right is a FORMAL DINING room w/ custom molding & Gorgeous lighting. From the Dining Room you enter the LARGE KITCHEN w/ Custom Oak Wood Cabinets, Over sized Stainless Steel Appliances, Gas Cooking, & more Counter Space than you could need! Entertain from the Raised Bar or spread out in the HUGE Breakfast Nook w/ Vaulted Ceilings & Beautiful Views of the Backyard & LONG SCREENED PORCH. Opposite the kitchen is the GREAT ROOM boasting 10 foot ceilings & a CUSTOM Floor to Ceiling Mantle around the Oversized Fireplace & built-in Cabinets & Two Doors leading to the Screened In Porch. MASTER SUITE features Tray Ceilings, Large Private Bath w/Separate Jetted Tub & Shower, Double Vanities & large Closets. WHOLE HOUSE GENERATOR and MUCH MUCH MORE!

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Bryan Turner 888-537-7657

$340,000

$290,000

$280,000

THIS 3758SF, 2007 BUILT transitional home features 5 bedrooms, 4.5 baths, basement, 2 car attached garage and so much more! Previously assessed at $506,000! HUD Owned.

THIS 2596SF, 2008 BUILT, low maintenance Hanover home features 4 bedrooms, 2.5 baths, gas fireplace, attached 2 car garage, detached 2 car garage, nearly 4.5 acres and so much more! Previously sold at $348,000! HUD Owned.

THIS 3772SF, 1999 BUILT, low maintenance Chester area home features 5 bedrooms, 2 full and 2 half baths, gas fireplace, attached 2 car garage turned into additional living area and so much more! just taken back by the bank at $450,406! HUD Owned.

$262,500

$230,000

$224,900

THIS 3931SF, 2009 BUILT Henrico, transitional home features 5 bedrooms, 4 full baths, gas fireplaces, 3 car attached garage and so much more! Previously sold at $367,000! HUD Owned.

THIS 2492SF, 2002 BUILT Hanover area home features 3 bedrooms, 2.5 baths, fireplace on a 2.5 acre lot and so much more! Previously sold at $319,900! HUD Owned.

THIS 2284SF, 2008 BUILT, low maintenance Henrico area home features 3 bedrooms, 2.5 baths, gas fireplace, attached 2 car garage and so much more! Previously sold for $280,000! HUD Owned.

$200,900

$195,000

$184,400

THIS 2432SF, 1988 BUILT Midlothian, low maintenance home features 5 bedrooms, 3.5 baths, fireplace and so much more! Just taken back by the bank at $379,784!! HUD Owned.

THIS 1898SF, 1983 BUILT Glen Allen home features 4 bedrooms, 2.5 baths, fireplace and so much more! Current county assessment is $218,000!! HUD Owned.

THIS 1531SF, 1989 BUILT, Midlothian home features 3 bedrooms, 2.5 baths, gas fireplace, attached garage and so much more! Previously sold for $232,950! HUD Owned.

$170,000

$160,000

$149,500

THIS WATERFRONT 1920SF, 1983 BUILT Henrico area home features 4 bedrooms, 2.5 baths, fireplace and so much more! Previously sold for $217,000! HUD Owned.

THIS 2161SF, 1972 BUILT, low maintenance all brich Chesterfield area home features 3 bedrooms, 2 baths, attached garage on over an acre and so much more! Just taken back by the bank at $252,160! HUD Owned.

THIS 1506SF, 1997 BUILT, low maintenance Glen Allen area home features 3 bedrooms, 2.5 baths, gas fireplace, half acre lot and so much more! Previously marketed at $226,950! HUD Owned.

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ATTENTION HOME BUYERS! Let My 26 Years Experience Help You Find The Perfect Home Any Price Range

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WHICH LENDING OPTION IS RIGHT FOR YOU? Whether you’re looking to make a first-time purchase, refresh an existing home, or simply leverage built-up equity for other reasons, it’s important to figure out which path is right for you and understand the lending options available. irst-time buyers must start with F determining what is affordable. In addition to the mortgage payment, housing costs will include property taxes and homeowners insurance and fees, such as homeowner association dues. Altogether, costs should be no more than 28 percent of monthly gross income and should leave room to continue servicing other debt, such as student loans, credit cards, or auto loans. When preparing to buy a home, work through credit pre-approval to be ready with a strong offer when the opportunity arises. In addition to reviewing credit history, a loan originator will consider the amount of the down payment. A down payment typically ranges from 3-20 percent. A down payment that is less than 20 percent may require you to purchase mortgage insurance. A mortgage originator, however, can provide a variety of lending options to optimize your investment, from 15- and 30-year mortgages to fixed and variable terms. If planning to make some improvements to a much-loved residence, consider financing the

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updates through a home equity line of credit (HELOC). Eligibility depends on how much equity has been built up in the home and the lender’s loan-to-value ratio. A HELOC works much like a credit card and offers flexibility. A minimum amount is paid monthly, and interest applies to the amount borrowed. Before embarking on a remodeling project, do some homework. Start with the lender to determine the value of the home and the loan amount available. Then, establish a budget that leaves room for unexpected expenses. Work with a reputable professional to define the project and its requirements, and shop around for bids and recommendations to confidently select a contractor. Some lenders offer checklists to help get the most from the investment. Remember to consult a professional for advice applicable to your specific situation. Begin with a lender who can help you identify financial options available to homebuyers and owners today. With careful planning and budgeting, the financing you need may be well within reach.

9/3/15 3:43 PM


Who says you have to suffer through the whole winter season? You can easily take advantage of beautiful destinations while staying on a budget. Say goodbye to that cold and dreary winter vacation and spend it someplace better. Bring the whole family, too!

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If you’re not sure where to start, don’t worry. Whether it’s snow skiing or sun bathing on the beach that you’re after, The Real Estate Book has come up with a helpful list of vacation spots, where you can effortlessly cure your wintertime blues. Visit RealEstateBook.com to browse even more properties!

9/3/15 3:43 PM


Ski Spots Silverthorne, CO Beautifully situated in the Colorado Rocky Mountains, Silverthorne offers both visitors and residents breathtaking scenery you won’t find anywhere else. There is always something to do in Silverthorne. And if you like skiing, well, let’s just say you’re in for a treat. You’ll have easy access to four world-class ski resorts just within the Summit County limits. Mammoth Lakes, CA The lovely town of Mammoth Lakes is surrounded by two million acres of Inyo National Forest, where you’ll also have access to the Mammoth Lakes Trail System, which features more than 300 miles of trails. Additionally, there are countless mountain resorts where you can ski to your heart’s content!

Beach Spots Honolulu, HI Located on Oahu’s south shore, enjoy your winter vacation in Honolulu, Hawaii’s capital city. Soak up some rays on the beach or explore the Waikiki neighborhood’s dining, shopping, and awesome entertainment. San Juan, PR Puerto Rico’s largest city and capital, San Juan, sits on the island’s Atlantic Coast. Spend your winter vacation on the most amazing beaches and entertaining attractions for the whole family. West Palm Beach, FL Escape the cold during wintertime by renting a home in West Palm Beach, one of Florida’s best and most enjoyable destinations. You’ll never run out of things to do and may not want to leave when winter is over! Corpus Christi, TX Come and stay for a while in Corpus Christi, a charming coastal city in the South Texas region. You’ll have convenient access to the best beaches, bay front promenade, and even cultural entertainment in the arts and museum district.

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HOW LONG WILL YOUR HOUSEHOLD FIXTURES LAST? Many maintenance projects for homeowners involve replacing an outdated appliance or fixture, but it can be difficult to discern when a household feature needs replacement. One way to determine how often you should replace items is by its typical lifespan. Fortunately, a lot of household fixtures won’t need expensive replacements for some time. Garage doors, gas fireplaces and linoleum floors are expected to last 25 years. Whirlpool bathtubs and sink faucets can last up to 20 years. Gas ovens and garage door openers may last 18 years, given proper care. Other common appliances and fixtures, however, wear out more quickly. Though washing machines are expected to last 15 years, dryers are expected to last 13. Refrigerators can last up to 13 years, as well.

THE NUMBERS GO DOWN FROM THERE: Food Disposals, Water Heaters (12 years) Plasma Televisions (11 years) Lawnmowers, Carpets (10 years) Microwaves, Dishwashers (9 years) Air Conditioners (Window Unit), Mattresses (7 years) Rugs (5 years) Laptops (4 years) Roomba, Keurig Coffee Maker (2 years) And the fixture that lasts longest? Coming in at 45 years, your doorbell will likely continue to operate after you’ve moved on from your current home.

Source: RISMedia’s Housecall

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Transform Small Spaces into Charming Places In home listings across the country, the word small is often replaced with a far more marketable and appealing word: “charming.” But what makes a home charming compared to small? How does a homeowner transition a cramped room into a space with unique and appealing character? Create special spaces and storage Carefully consider the functions of any space, such as TV viewing, reading, or computer use, so that only the items needed for those specific functions are stored there. Understanding how this space is utilized will make it easier to establish dedicated zones and supplies for each activity. Be sure to also create proper storage to manage and maintain a clutter-free home. Make it larger with lighting Clearing a small home of its clutter will automatically make it seem larger. However, the illusion of more space can also be enhanced with proper lighting. The right lighting will also play a big role in helping create a more charming feel. Recessed lighting is visually appealing and perfect for small spaces. You can also affect a room’s lighting with low-cost or no-cost solutions that make the most of the space’s built-in features. For example, highlight windows instead of covering them, or make the fireplace a focal point. Add charming details Woodwork is another simple embellishment that adds instant character and charm without affecting usable space. A chair rail, crown molding, or even baseboards can help take a standard room and outline it with interesting architectural elements. By managing clutter, using lighting to create bright and airy spaces and incorporating simple architectural elements, you can easily transform a cramped area into a charming and inviting room that you – or a potential buyer – can enjoy. Source: ClosetMaid

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HOME SECURITY TIPS TO LIVE BY Did you know that every 15.4 seconds, a burglary occurs somewhere across the United States? If you’re a victim, your family may be left feeling vulnerable and violated. So can you protect your home and loved ones? Well, you should first understand some things about this crime. WHEN & HOW DO BURGLARIES OCCUR? The majority of home and apartment burglaries occur during the daytime when residents are away from their house, most likely when they’re at work or school. Home theft is most frequent in the months of July and August, and the fewest burglaries occur in February. According to the FBI, 70 percent of home burglars use some amount of force to enter a residence, but their preference is through an open door or window. Also, you may be surprised to know that homes are not randomly selected. Burglars look for unoccupied homes with the easiest access, greatest amount of cover, and with the best escape routes. Fortunately, there are ways you can minimize your risk to keep your family and belongings safe. Here’s how to make your home look unattractive to burglars.

Source: Crime Doctor

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1. DOORS & LOCKS

3. LIGHTING

The more difficult that your home is to break into, the less likely burglars will want to put forth the effort. The FBI recommends using high quality Grade-1 or Grade-2 locks on your exterior doors to resist twisting, prying, and lock-picking attempts. Consider implementing these additions in your home:

Keeping a couple interior lights on gives burglars the message that someone is home. If you don’t have one already, light timers are super inexpensive and easy to find. Use a light timer (even when you’re not on vacation) near the front and back windows behind closed curtains. You should also follow these rules:

Solid core or metal door for all entrances

Exterior lighting should allow 100 feet of visibility

Quality, heavy duty, deadbolt lock with a one-inch throw bolt

Use good lighting along the pathway and at your door

Quality, heavy duty, knob-in-lock set with a dead-latch mechanism

Use light timers or photo-cells to turn on/off lights automatically

Heavy duty, four-screw, strike plate with 3-inch screws to penetrate into a wooden door frame

Use infrared motion sensor lights on the rear of single family homes

Wide-angle 160° peephole mounted no higher than 58 inches

4. ALARM SYSTEMS

2. WINDOWS It is much more common to leave a window open or unlocked than a door. If the burglar sees a home from down the street that has an open window, they will commonly choose that home to burglarize. •

Secure all accessible windows with secondary blocking devices

Block accessible windows open no more than 6 inches for ventilation

Make sure you can’t reach through an open window and unlock the door

Make sure you can’t reach inside the window and remove the blocking device

Anti-lift devices to prevent window from being lifted out

Crime prevention or alarm decals on ground or on windows that are within reach

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If used properly and consistently, alarm systems add a huge benefit to your home’s overall security. As a matter of fact, burglars will often give up on trying to break into a home if it has visible alarm signs in the lawn or decals on the window.

5. GET TO KNOW YOUR NEIGHBORS When it comes to the safety of your home, it’s important that you establish some sort of communication and trust with your neighbors. Good neighbors will watch out for your home when you’re away, and can let you or the police know about any suspicious activity going on. Remember to always keep safety first, communicate, and stay informed!

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6 GOOD CREDIT HABITS OF BUYERS AND RENTERS Your credit score has a critical impact on your housing options, and healthy credit is essential to buying a home or renting one. “An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history,” says Frank Keating, president and CEO of the American Bankers Association (ABA). “A strong credit score can open doors to better homes and lower mortgage rates.” To build a good credit history, the ABA recommends adopting these habits.

Request a copy of your credit report–and make sure it is correct. Your credit report illustrates your credit performance, and it needs to be accurate so that you can apply for other loans, such as a mortgage. Everyone is entitled to receive a free copy of his or her credit report annually from each of the three credit reporting agencies, but you must go through the Federal Trade Commission’s website at www. AnnualCreditReport.com or call 1-877322-8228. Note that you may have to pay for the numerical score itself.

your bills in full each month. You often can increase your scores by limiting your charges to 30 percent or less of a card’s limit.

Apply for and open new credit accounts only as needed. Keep this in mind the next time a retailer offers you 10 percent off if you open an account. If you need a new line of credit, don’t jump at the first appealing offer; compare rates and fees offered through mail solicitation, on the Internet or at your local bank.

Set up automatic bill pay.

Don’t close old paid-off accounts.

Payment history makes up 32 percent of your VantageScore credit score and 35 percent of your FICO credit score. The more you pay your bills on time, the better your score. Avoid missed payments by setting as many of your bills as possible to automatic pay.

According to FICO, closing accounts can never help your score and can in fact damage it.

Keep balances low on credit cards and ‘revolving credit.’ Racking up big balances can hurt your scores, regardless of whether you pay

Talk to credit counselors if you’re in trouble. Using legitimate, non-profit credit counseling can help you manage your debt and won’t hurt your credit score. For more information on debt management, contact the National Foundation for Consumer Credit by visiting www.NFCC.org.

Source: ABA.com

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9/3/15 3:44 PM


Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 9

INFO 24/7

ANNE THOMPSON, REALTOR® • Multi-Million-Dollar Sales 1983-2015 Office: (804) 794-2150 • Home: (804) 560-2880 Cell: (804) 314-2880 • Toll Free: 1-800-448-3287 CALL: (804) 377-0777 Email: annethompson@comcast.net See tours and interior pictures on Web site: annekthompson.com RE/MAX Hall of Fame

INFO 24/7

15222

RE/MAX COMMONWEALTH Each office independently owned and operated.

INFO 24/7

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BEXLEY ~ Beautiful 6 bedrm 4 full 2 half bath, 6000+/- fin sqft w/1660 unfin in basement & garage. 3 brick FP, spacious master suite w/2 huge closets + luxury bath, 25x16 kitchen w/cherry cabinets & granite island, 1st fl guest suite, home theatre, sunroom new 50 yr roof. $650,000

BEXLEY ~ Beautiful 4 bedrm + 5th or office, 4 ½ bath renovated 4457, handicap access floorplan w/36” doorways & ramp to deck. Acre lot! 2-car garage, elevator! New kitchen w/granite tops & new cabinets is open to family room and sunroom. Oak floors, 3 FP’s. Great for in-laws. $425,000

CRESTWOOD FARMS ~ County schools, city convenience. Very private & spacious 3 bedroom 2 ½ bath 2309 sqft. Fresh paint & refin oak floors, 2 FP, screened porch, open floorplan from living room w/bay window to dining room, quiet cul-de-sac. Walk to Lake Page! $219,900

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SMOKETREE ~ Like NEW (Built in 2009) easy maintenance, open floorplan, oak floors in foyer & dining room, eat-in kitchen w/SS appliances, vinyl siding, 3 bedrm, 2 ½ bath, 2 zone heatpumps, deck, fenced back yard – off Lucks Ln convenient to 288 & I95. $209,500

WESTOVER HILLS AREA ~ Just west of Westover Hills. Renovated 1654 sqft BRICK 4 bedrm 2 new bath, w/eat-in kitchen w/new cabinets, countertops, appliances, breakfast bar, 12x16 deck. Refin oak floors, new paint, roof, heatpump, lighting, concrete driveway, vinyl replacement windows, sun porch, fenced yard. $174,500 Call 314-2880

N CHESTERFIELD ~ Convenient, yet private! Nice 1400 sqft Brick Ranch w/3 bedrooms, 2 full baths, living & family rms, large eat-in kitchen, laundry rm, oak floors, FP. All electric one owner home w/new vinyl windows. Level DOUBLE LOT w/great garden spot. Public water & sewer, carport & storage sheds. $139,500

Download Our Mobile App Search our database of over one million homes from the comfort of your mobile device. • Search for homes by your current location • Search for realtors near you • All inclusive property information

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Page 10 - Please Say You Saw It In The Real Estate Book - Vol. 23, No. 10

Your Home Sold In And At Your Price Here’s How It Works We will market your home to our database of qualified buyers for 90 days. If your home doesn’t sell, Dave will Buy It For No Less Than 95% of the Market Value.No Gimmicks! Visit: www.GuaranteeMySale.net or call 521-5007 Ext. 107 *Call for Details.

INFO 24/7

#11192

INFO 24/7

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#15132

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#13062

The Crown Jewel of River’s Bend! Spanish/Mediterranean estate with Vaulted foyer & curved staircase. Formal DR, Study, Chefs Kitchen w/Stone FP & Granite. Family rm w/2nd Stone FP. 4BR, 4BA, 2 Half-Baths. Gleaming wood flrs. 1st Flr Master Suite. 3 car garage.6,240 sq ft Area 52 $649,950

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INFO 24/7 LISTIN

#11312

AWESOME 6,200 sq. ft. w/ 6 Bdrms, 5.5 Bths, open plan w/ finished basement that includes a rec rm, BR, full BA, & makes a great Au Pair or in-law suite! Versatile flrplan w/ massive chef’s kitchen (to die for), large BRs/BAs, a dressing rm, & more! Extensive patio w/ great landscaping. Area 64, $649,950

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Beautiful Estate on 11.24 acres in Mechanicsville! Enjoy a peaceful setting w/ views from the hillside of this spectacular European Villa. Spacious 6300SF, 6BR, 6.5 BA home offers a flexible floor plan w/ possible in-law suite. Seller spent $250K+ in improvements! Area 44. $679,000

#13582

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#11102

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INFO 24/7

and start packing! *Call for Details

Almost 11 acres of privacy, but still in a subdivision with no HOA fees! 4168 sq ft brick front Transitional. Originally designed as the neighborhood model home with many unique & custom features to appreciate. 2 car attached & 2 Car Detached garages, Area 36. $469,900

88728.23.12.010.011.DWorrieTeamAB.indd 1

FOX CREEK 5245 sq. ft. 2-story Transitional w/ open flexible flr plan. Features 2 Master Suites on 1st & 2nd flrs (great for in-laws, au pair, or extended families). Beautiful architectural charms throughout (columns, tray ceilings, large windows). 7 BR, 5 BA, gorgeous fenced in yard. Area 62 $519,950

INFO 24/7

INFO 24/7

Welcome to Watercrest, a ‘Waterfront Neighborhood’ in Woodlake. Enjoy the 1/2 Acre park-like setting with privacy & some seasonal waterviews. Extensive remodeling & up to date so it will complete with todays new homes. New 30 yr roof, 3 HVAC units w/’Nexia’ thermostat, New granite countertops & appliances. 3rd level w/ full bath. gas generator, Tankless Water heater,Sec Sys, Central VAC, irrigation, and a full wrap around deck. Area 62, 5 BR, 3.5 BA $439,950

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INFO 24/7

Spectacular ‘Waterfront’Transitional! Launch your canoe or relax & fish from your backyard on the lake! 5200 S.F. 3 level open flr plan features a finished walkout basement w/ rec rm & FP, private bedrm w/full bath. Offers 1st fl master suite w/water views & FP#2. Living rm w/ soaring cathedral ceiling, granite wet bar, & FP#3, Formal dining rm. Upgraded Kitchen w/ Granite. Area 62 $575,000, 5 BR, 4.5 BA

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Goochland Area 24, 5 bedrm, 4.5 bath home on 2 acres. Open flr plan has 9Ft Ceilings, formal living & dining rms, 2 story family rm! 1st Flr bedrm w/bath. Custom Kitchen! Master suite has massive walkin closet & Luxury bath. Screened porch, expandable 3rd flr, irrigation. $619,950

COMPLETELY REMODELED! Private water access! Brick front open transitional plan w/ 3907 sqft on 3 levels! Open eat-in Kitchen w/ Granite counter tops, SS appliances & island. In-law Bedrm Suite on the 1st flr. Formal dining rm w/ private balcony. Family rm w/ french drs, built-ins & warm FP. Screened in porch, 3rd level, Extended concrete driveway & 2 car garage. Shed. 5 BD, 4.5 BA $439,950 Area 62

10/21/15 1:00 PM


Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 11

Under 90 Days Guaranteed Or I’ll Buy It For Cash! *

Then Enter The Corresponding Code INFO 24/7

#11412

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Best Value in Neighborhood. Awesome open flrplan. 2 main floor MBR suites/w full bath & 2 more large BRs on 2nd floor, 2 separate Laundry Rms, 2 family Rms w/gas FPs on main and lower levels.Wet bar & Allure flrs. Granite center island, wood custom cabinets & SS appliances. Hdwdod Flrs. Finished basement, handicap grab bars in baths, 5 CFs, intercom,& ext. floodlights. The HOA fee covers yard care, irrigation, gutter cleaning, trash & snow removal. 5 BD, 4 BR $419,950 Area 60

#13002

INFO 24/7

#13602

Brick front 2-story offers 2 Master Suites w/ private Baths & walk-in closets! Freshly painted, refinished hardwd flrs (up & down), newer Heat Pump, new dishwasher & microwave, new toilets, light fixtures, roof (6 yrs), & more. Flr plan w/ large formal Living & Dining rms, Great Rm/ Family Rm that opens to eat-in Kitchen. Vaulted Sunrm, dual staircases. Upstairs are 5 Bedrms, walk-up Attic, Central Vac & Security System. 5 BD, 3.5 BA, $334,950 Area 62

INFO 24/7

Almost new 2400 sq ft (5) bedrm, 2-story vinyl siding & 2-car garage on cul-de-sac. Features Formal Living & Dining Rms, huge Family Rm that opens into Eat-in Kitchen. Enjoy 5 generous-size bedrms. Features include fenced rear yard, with play set to convey, irrigation system, double width paved drive. $234,950 Area 52

INFO 24/7

#11212

88728.23.12.010.011.DWorrieTeamAB.indd 2

INFO 24/7

Awesome Tri-Level home! Wooded corner lot. New paint! Huge ktchn w/ screened-in patio! Fml lvg rm w/ hrdwood flrs. Great room for entertaining. BA with in-wall shower! Paved driveway with one car garage. 3 BR 2 BA. Area 52. $148,500

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Brick ranch home w/ new replacement windows. Built-in microwave, disposal, dishwasher, and new vinyl flooring. Ceiling fans and the master bedroom has a full bath attached. Refinished hrdwood flrs, new paint & New windows installed. Gas log ventless fireplace. Large fenced rear yard. Tool shed and security system. 3 BD 2 BA $159,900 AREA 22

#12302

Fantastic 4th Flr Condo w/ vaulted ceilings, open floor plan, GRANITE tops, SS appliances, large balcony & outside storage. Home theater sound in the lv rm. MR BR w/ office & huge WIC. Extra wide doorways. Ceramic tile foyer. Elevator access to your unit & cmmn areas. Secure entry via code or intercom system. 2 BR, 2 BA $207,500 AREA 62

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Transitional style home in awesome golf course community. Family-ready w/3 BR’s & large loft. 2 & 1/2 BA’s. Open flr plan, 9’ ceilings, sunny Morning rm, Family rm, FP, Eat-in kitchen, stainless appliances, granite, island & pantry. Master Suite w/ stunning bath. 2 car garage. Area 62 $273,500

INFO 24/7

Hardwood flrs, tile baths, upgraded hardware, Plumbing & Lighting fixtures. Parlor w/glass french doors, 2 story family rm w/fireplace & hrdwood flrs, formal dr featuring extensive millwork, Kitchen island & custom cabinetry. 1st floor mstr ste w/ Lxry bath. Office w/custom cabinetry. Huge 3rd floor rec rm w/ full bath. Also includes irrigation system, security system, screened porch, tiled brick patio, and 3 car parking space. 4 BD, 3.5 BA $349,950 AREA 52

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#12092

CALL: (804) 377-0777

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INFO 24/7

MY HOME SOLD IN JUST 16 DAYS! After hearing about The Guaranteed Sale Program, I listed my home with Dave’s Team & Dave actually gave me a written offer to buy my home so I could by another home with my son. Before I could sign & return the paperwork, Dave SOLD my home in just 16 days during the worst Real Estate recession in history. This program really works! ~Marie C

INFO 24/7

OUSE

The Guaranteed Sale Program Truly Works The Dave Worrie Team actually bought my home so I could purchase a new home! ~ Michele C.

This home has it all, absolutely turn-key ready! Every major item in the home has been updated. Brand New roof, New Carpet, New Vinyl Windows, New hot water heater & heat pump, New Doors, New vinyl Floors, Granite Counter Tops in the Kitchen, New Shower, New Electrical. Large level rear yard! Very short drive to the mall, restaurants, schools, and interstate! This is a must see! 3 BD, 1 BA, $103,950, Area 42

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Page 12 - Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12

$545,000

Dianne Stanley Group

REDUCED

$525,000

CUSTOM HOME by Krickovic & Zieglar offering multiple upgrades & amenities! Gourmet kitchen! FR w/ gas FP is beautiful! 1ST FLOOR MASTER SUITE with bath w/soaking tub. 4 BRs upstairs & a bonus room. Walk in storage areas. Oversized 3 car garage. Located in Hanover HS district come & see!!

$330,000

FAMILY RM W/ A GAS FP. Spacious master suite w/walk-in closet & private bath w/ jetted tub. 3 additional BRs are large and have roomy closets. On the 3rd floor, a finished great rm and has plenty of space for a pool table plus !! 2 car attached garage. Community has a pool, clubhouse, and tennis courts.

$249,950

Realtor/Associate Broker, CRS,GRI,ABR,SFR

(804)513-2832

www.dstanleyrealtor.com

TOWNHOME FEATURES 3 BRS, 2 FULL BATHS, and 2 1/2 baths, fresh paint throughout, wood foyer, FR/gas FP, kit./granite countertops, new electric stove, stainless steel refrigerator (conveys), washer & dryer (conveys), 1 car garage and a private patio. Text P234557 to 85377

$254,500

THIS BEAUTIFUL HOME IN ASH CREEK offers many upgrades in an award-winning school district! New kit. cabinets, granite countertops, ss appliances. There is plenty of storage space. Highly sought after community featuring a pool, clubhouse, basketball and tennis courts, gym, and much more! A must see!

Deborah Brown REALTOR®, Associate Broker 804-399-1940

THE ‘MILAN’ PLAN BY RYAN HOMES IN CASTLETON. 3 BRs w/ a loft/4th BR option, 2.5 baths, kitchen w/ upgraded cabinets, granite countertops, and stainless steel appliances. Family rm w/ bamboo floors and FP, LR, DR, Florida room. Beautiful master bath. Energy Star Certified! A must see!

Commonwealth

deb@deborahbrown.com

www.deborahbrown.info for homebuying and selling videos Accredited Buyer Representative

Search for Homes @ www.debbrownRVA.com

AREA 36 - The Hollows Golf Community 3200 S.F., plus two upstairs finishable spaces + potential bath! Custom Brick & Hardieplank - 15 minutes to Short Pump. YouTube movie www.debbrownrva.com $399,473 Call Deb 804-399-1940.

AREA 24 - Wheatlands, 10 minutes to Short Pump. Custom contemporary w/almost 4,080 S.F.! Tiled bath to die for! Over two acres! Fantastic sunsets from your front porch! $459,500. YouTube Movie Coming @ www.debbrownrva.com

AREA 42 - Shows nicely. Super floor plan, 2400+ S.F., open kitchen, 4 bedrooms 2 1/2 baths w/garage. Huge fenced yard! $229,900 Call Deb 804-399-1940.

OFF WALMSLEY RD AREA. Four bedroom, hardwood floors, lovely spacious yard for entertaining family and friends! Convenient to downtown. $114,900! 100% financing available! Call Deb 804-399-1940

AREA 54 - 1800 S.F. 4 bdrm 2 ba, RENOVATED, new floors, cabinets, vanities, windows, heat pump, screened porch, fresh paint in & out, opened up, breakfast bar! Why buy new? $199,100! You tube movie out. 100% financing qualified buyers. Text Deb 804-399-1940

GOOCHLAND ~ 4,452 S.F! 2.6 peaceful Acres, Mahogany door, 9” ceilings, sustainably grown & forested Eucalyptus floors, 6” Mission windows, Monogram custom kitchen w/ 8 burner dual ovens, DSC appliances, theater room, 4-5 Bdrms, solid surface counters, 3.5 baths, game room, wine cellar & more! $467,895! You tube movie soon! Call Deborah 804-399-1940

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10/21/15 1:00 PM


Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 13

Lee Conner Realty and Associates, Inc.

309 E. Williamsburg Road Sandston, VA 23150 Office: (804) 737-6058

www.leeconnerrealty.com

Dean Cobb realtor

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Let 45 Years of Service Work for You.

LAND! 13.41 Acre Lot, Very Private. Call Dean Cobb 804-737-6058. Text P307750 to 85377

One of a kind cape, low maintenance, first floor master bedroom,large kitchen, deck 23x12, fenced yard, cement driveway, shows well. $179,950.00 Call Dean Cobb. MLS/ID:1524539

Great starter home, 2 Bedrooms, 1 Bath, vinyl siding, nice yard, front porch, wood floor, new heat pump. $79,500.00 Call Dean Cobb 804-737-6058. MLS/ ID:1522349 Text P786700 to 85377

2 Story, 4 Bedrooms, 3 1/2 Baths, 20x46 In ground pool, large deck, In law suite with kitchen, 3 acres, private lot on cul-de-sac, brick & vinyl, 12x24 master bedroom closet, wood floors, large bedrooms, tool shed, metal carport. Call Dean Cobb 804-737-6058. MLS/ID:1513086 Text P798319 to 85377

Brick Rancher! 3 Bedrooms, 1 1/2 Baths, Living Room, Dining Room, Family Room. $139,950.00 Call Dean Cobb. MLS/ ID:1527118 Text P839576 to 85377

20 Acre Lot, Wooded $75,000 plus 12 other lots available 2- 20 acres prices range from 55,000.00 to 75,000.00. Call Dean Cobb 804-7376058 MLS/ID:1502162 Text P557073 to 85377

Jim Remo 804-967-2776 Associate Broker

Jim.Remo@JoynerFineProperties.com Meadowville Landing James River Access JUST LISTED! Beautifully appointed & upgraded w/ 4 bdrms & 3.5 baths (incl. private master & guest ensuite). Features huge eat-in kit. w/ morning rm, butlers’ pantry, 2story family rm, private office, formal rms, & foyer w/ grand curved staircase. Spacious laundry rm, mud rm w/ access to 3-car garage. Hardwoods on 1st flr & 2nd flr hallway, extensive trim package throughout. 3rd floor unfinished attic can be finished. $659,950.

Knollwood Atlee ACRE LOT! Dutch Colonial with hardwood flooring throughout most of the home & has just over 2900 sq. ft. Features 4 bedrooms and 2.5 baths, formal rooms, family room with wood stove and built-in bookcases, sun room w/ access to deck, walk-up attic, 2-car garage, paved driveway, all on park-like setting. Atlee High School district. Close to great shopping, dining, entertainment, and major interstates. $384,950

The Fan - New Price! 2-Car Garage! Wonderful character home with 3 bedrooms and 2 baths, tons of charm and boasts many original details. Master suite with balcony has view of private rear yard, fabulous renovated eat-in kitchen, multiple fireplaces, covered porch off eat-in kitchen, lovely outdoor spaces, and more! REDUCED! $499,950

Rural Point - 2 Acres New Price! Beautiful country home features modern amenities. 1st floor master bedroom with huge closet, formal rooms, a modern eat-in kitchen and family room. 2 more bedrooms and hall bath on 2nd floor. Oversized 1-car detached garage, patio, and more. This home is filled with charm inside and out! REDUCED! $265,000

88728.23.12.013.DCobb.Remo.indd 1

10/21/15 1:00 PM


Integrity Real Estate 804-561-4444

CallIntegrityRealEstate@gmail.com

When you hire Integrity Real Estate, not only do you get one of the top real estate firms in the area, you also employ an entire host of award-winning Realtors trained and committed to providing the highest level of professional service with Residential, New Construction, Land, Farms, Military, and First-Time Home Buyers!

Dianne Long 804-897-3041

Dianne.Long@NapierERA.com

While no one can predict exactly what the real estate market will do, having a successful marketing strategy is the key to success. Being a top real estate agent does not happen overnight. Building a strong reputation doesn’t either. I’ve based my business on results and integrity. I would feel fortunate for an opportunity to earn your trust and business.

Bryan Turner 804-426-3600

Jim Remo 804-967-2776

I believe it is important to provide my customers and clients with excellent service, integrity, and constant feedback. I have spent many years improving my skills and knowledge of the business to better assist you with all your real estate needs. So when it’s time to move, give me a call!

When you buy or sell real estate it’s vital to have an experienced professional on your side. I’ll use my market knowledge and negotiating expertise to help you achieve your home ownership dreams. Call me!

BryanTurner01@gmail.com

Dave Worrie 804-307-1494

dave@daveworrieteam.com

jim.remo@joynerfineproperties.com

Anne Thompson 804-314-2880

annethompson@comcast.net

RE/MAX COMMONWEALTH

Dave is President and Team leader of The Dave Worrie Team, Inc. Dave is a recognized real estate expert and specializes in the area of selling higher end previously listed and difficult to sell homes. As an individual sales agent he has been recognized by the Richmond Association of Realtors as one of “The Top 10 Agents” in the Richmond metro area out of over 5,000 licensed agents.

88728.23.12.014.RealtorPage.indd 1

No matter which market you’re in, you can use the marketing programs and experience of a qualified real estate agent like me to help sell your home quickly and at the right price. Learn more about my service, see information about recent home sales, or contact me to get started today!

10/21/15 1:01 PM


Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 15

Financing Country Living Since 1916 The Experts in Rural Finance Homes • Land • Construction • Livestock Barns • Outbuildings • Equipment

NMLS# 585525

800.777.8908 ColonialFarmCredit.com CHESTER Office

4830 West Hundred Road Chester, Virginia 23831

(804) 748-0177

(804) 796-5757

Real Estate Company

E-mail chester@ingramhomes.com “SEE US ON THE WEB AT www.IngramHomes.com”

Our Agents Make the Difference!

Colonial Heights $74,950 3 BR home w/ hardwood flooring throughout, formal dining room, central air & vinyl windows. Cathy Drumheller 586-0168 MLS/ID:1512894 Text P664407 to 85377

Chester $174,950 3BR, 2BA, home features: living room open to kitchen, open loft on 2nd floor & newer roof. Garage. Theresa Barlow 539-5509 MLS/ID:1525255 Text P816200 to 85377

Chester $184,900 3BR, 2BA home features: formal rooms, kitchen w/breakfast bar & oversized 4-car garage w/apartment. Riley Ingram, Jr. 7209494 MLS/ID:1519461 Text P748736 to 85377

Waverly $200,000 Mobile Home Community for sale. 22 mobile homes are included and 19 homes are currently rented. Cathy Drumheller 5860168 MLS/ID:1513026 Text P689444 to 85377

Chester $224,500 1.96 ACRES & 22x25 garage! 3BR, 2BA home boasts: living room w/fp, eat-in kitchen & 200 AMP Service. Riley Ingram, Jr. 720-9494 MLS/ID:1527077 Text P236321 to 85377

Chesterfield $268,500 4BR, 2.5BA home boasts: formal rooms, 1.5-car garage, in-ground salt water pool & pond. Cathy Drumheller 5860168 MLS/ID:1524474 Text P483056 to 85377

Jim Remo 804-967-2776

88728.23.12.015.ColonialFarmCredit.Ingram.indd 1

10/21/15 1:01 PM


TEXT P837654 TO 85377

Teresa Seamster Rice 804-247-4888 Realty Group, LLC

CHESTERFIELD $139,000 - Three bedrooms, all with real hardwood floors. Living room with hardwood floors, large eat in kitchen. Refrigerator, washer/dryer convey. Park like setting enjoy your coffee sitting on the deck under the shaded trees. Detached shed with 2 car carport. Paved driveway, corner, level lot. Minutes to 288 and I-95, about 20 minutes to Ft. Lee or Downtown Richmond. MLS/ID:1526738

TEXT P833260 TO 85377

Deborah Rhodes 804-387-0000 Victory Rhodes Realty, Inc.

JoAnn Criss 804-323-1800 Real Estate Professionals, Inc.

$249,900 Lovely well maintained home in desired Gloucester Courthouse area, 4 bedrooms, 2.5 baths, security system, privacy fencing in yard, blueberry bushes; Propane gas hook up for grill on deck. Great room and foyer has laminate wood floors. Great room features recessed lighting, surround sound and speakers, c/f; kitchen has recessed lighting & stainless appliances: Loft area upstairs offers a great space for entertaining/children play area. 1st floor bedroom is great for guest room or office. Laundry room on 2nd floor, All C/F have remote controls, 2 car garage w/ built ins, HOA fees include trash pickup.

SEE THIS STATELY BRICK 2-STORY with 4 Bedrooms, 2350 Square Feet, and Florida Room at 1500 Whitlone Drive near Bliley - Be the first to see this listing, call to preview, open to offers. Call JoAnn Criss 804-323-1800 or 337-8990.

WATERFRONT

Amber Kennedy 804-837-0927 Keller Williams Realty

Jacqueline McMillon 804-536-4942 First Choice Realty

WATERFRONT! Builder/Realtor’s personal home, Atlee H.S. First floor living with 5 BR, 4 full baths, open floor plan with flexibility. Lower level teen or in-law suite, large awesome deck & brick patio overlook water, CUSTOM EVERYTHING! COVENIENT & UNIQUE! 8281 Studley Rd, Mechanicsville. Amber Kennedy - 804-837-0927 Instantly View More Photos and Information, Text P843481 to 85377

GREAT INVESTMENT PROPERTY with 1258 sf, an attic that can be finished into a 3rd bdrm with a bath. Needs TLC to bring it back to vitality. Call Jacqueline, 804-536-4942. TAPPAHANNOCK

Lisa Atkinson 804-240-6527 RE/MAX Commonwealth

WATERFRONT - Less than hour to Mechancsville, Built 2010- over 2,700 sq. ft, 1st floor Master BR, large patio under house, 3 car Garage, pier, boat & jet ski lift. To Instantly View More Photos/ Information Text P312456 to 85377.

88728.23.12.016.ThreeSpot.indd 1

ENJOY CONTEMPORARY STYLED HOME with 3 bdrms, 2.5 baths, 1st floor master bdrm with master bath, 1st floor laundry and a 1.5 car garage. Also has deck and fenced rear yard. Call Jacqueline, 804-536-4942. BASEMENT

ENJOY LIVING IN NORTH WOODS on 1.4 AC. Brick ranch with basement, 2 car garage, wood fl oors, deck, paved driveway & Hanover High School. $330,000. To Instantly View More Photos/ Information, Text P237928 to 85377.

24.31 ACRE LOT available in Spotsylvania County near the Caroline-Spotsylvania line and waiting to be developed. Call Jacqueline, 804-536-4942. 5+ ACRES

CONTEMPORARY located in a private setting on over 5 wooded acres . The 1st floor has been remodeled, must see to appreciate the uniqueness. Featuring: Open floor plan. First floor MBR with walk-in closet, over-sized shower on 1st floor, wood burning FP, Corian counter tops, all appliances stay, 2 sheds. Easy access to to I-895 & I-295. Text P522869 to 85377

Instantly View More Photos/Information On Your Mobile Phone - Just Look For Text Codes For Any Listing On This Page And Send To 85377.

Page 16 - Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12

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Benita Norman

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COME SEE THIS charming all brick Rancher with an open floor plan 3 BR, living rm, dining rm and spacious kitchen, full bath with 1,089 sq. ft. of living space! The property has been renovated and well cared for. You won’t be disappointed!

LOOKING FOR PRIVACY? Look no further this 6.554 acres offers cleared building site and wonderful combination of rolling hills, woods and pond! Bonus: Onsite well/septic/electric convey as is - EZ commute to Charlottesville or Richmond!

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Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 17

Selling the American Dream!

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RANCHER with 4 bedrooms 2 bath, family room all with laminate flooring,laundry room with washer/dryer, eat in kitchen with frig, dishwasher,stove/oven oak cabinets all nestled on 2.28 acres surrounded by trees and lots of privacy.

SEMI-CUSTOM CAPE with walk out basement on 2.74 acres just outside Cartersville. Property is surrounded by woods for privacy. Family rm w/ vaulted ceiling, stone gas burning FP.

Where Experience & Customer Service Come Together

Dalton Realty

$249,000

TEXT P820760 TO 85377 HOW WOULD YOU LIKE TO LIVE ON 20 +/- WOODED ACRES while building your dream home. Current owners have relocated and had to leave creating their dream. Mostly wooded. Above the 2 car garage area is approx. 716 sq ft of living space. The living space includes 27’ x 13’ living/kitchen area, 12’x14’ bedroom, 12’x11’ bath and laundry area. Call Steve, 804-840-6926.

804-723-5750

www.daltonrealty.net 8052 Elm Drive Suite F Mechanicsville, VA 23111

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Phone: 1.877.MOSELEY (1.877.677.3539)

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Page 18 - Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12

Dianne Long 897-3041 Direct/Voice Mail

www.DianneLong.com Dianne.Long@NapierERA.com

Jay Long 516-3722 Direct

794-4531 Office Jay.Long@NapierERA.com

JUST LISTED

SALISBURY $385,000 LOTS OF HOUSE FOR THE MONEY! Private lot, 3 levels, Kit. w/granite & stainless, Breakfast Rm., Fam.Rm. w/ FP, LR, DR, 4 BR’s, finished 3rd level w/Playroom, possible BR. BLUE RIBBON SCHOOLS. Area 64

JUST LISTED

THE GROVE $209,900 EXCEPTION TOWNHOME! 3 BR’s, 2-1/2 BA, Fam.Rm., Great Rm., loaded with Upgrades, Garage, too! MOVE IN READY! Area 62

BRANDERMILL TOWNHOME $249,500 ABSOLUTELY BEAUTIFUL 3 BR, 2-1/2 BA townhome on golf course, boasts LR, DR, super Kitchen w/granite, stainless appls. which opens to Fam.Rm. w/ FP. Master BR with Sitting Rm. and 3 CLOSETS! Area 62

POWHATAN 2 ACRES! $364,500 IMMACULATE Transitional, 1ST & 2ND Master suites, 2 add’l BR’s up, custom Kitchen w/granite, island, lg. eating area, Gr.Rm. w/ vaulted ceiling. 2-car garage & WORKSHOP! Area 66

BRICKSHIRE $529,000 EXCEPTIONAL VALUE & QUALITY! WILL CONSIDER TRADE OR LEASE PURCHASE. Builders personal home, 1st Fl. Master, Vaulted ceiling in FM.Rm, stone FP, great Kitchen, lg. eating area, private 2nd fl. BR/BA suite, Media Room. Area 46

MIDLOTHIAN VILLAGE $159,900 OWNER SAYS SELL! 3 BR Contemporary w/bright interior! Eat-in Kitchen, Gr.Rm. w/ FP, UPGRADES: VINYL SIDING, NEWER HVAC, RENOVATED BATH AND GARAGE! Area 64

POWHATAN BUSINESS CONDI $135,000 LEASE PURCHASE POSSIBLE! CHEAPER THAN RENT! 2 offices, conference room, reception area, Kitchen. Area 66

NEAR SWIFT CREEK $399,000 STUNNING 4 BR, 3-1/2 BA Transitional, loaded with upgrades! Chef’s Kitchen, open Fam.Rm. lg BR’s, finished 3rd Fl. w/full BA. Exterior lighting, custom Deck, Patio. Area 62 JAY LONG

JUST LISTED

BRANDERMILL $206,000 FANTASTIC 4 BR, 2-1/2 BA home, private setting! Fam.Rm. w/vaulted ceiling & FP, custom deck, fenced yard. Area 62 JAY LONG

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OFF CHEROKEE RD/NEAR RIVER $309,950 3 side BRICK! Charming 4 BR Colonial, LR, DR, Fam. Rm w/ FP & custom cabinets, large rooms, hardwood floors, det. Garage, fenced yd. BACKS UP TO A CONSERVATION AREA! Area 60 JAY LONG

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Please Say You Saw It In The Real Estate Book - Vol. 23, No. 12 - Page 19

Rick Stockel

A Trusted Name in Richmond Real Estate Text P239324 to 85377

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HANOVER ~ You have to see this Mint Condition 5 Bedroom 4 1/2 Bath Light and Bright Transitional. JUST REDUCED $13,050. This home sits on one of the nicest most private lots in all of Rutland. There’s a 3rd Level Teen Suite/Playroom with a Full Bath and Walk-in Closet. Don’t Miss this Home. Fenced Rear Yard!!

CHESTERFIELD ~ Absolutely Wonderful Updated 3 Bedroom with an Open Air Loft Home in Chesterfield County. Nice Open Cape Style Home. You can MOVE RIGHT IN!! There is a Detached 10 x 10 Shed and an Attached 6 x 6 Walk-in Shed to Store All Your Extra Stuff. Private Yard and Great Neighborhood makes this a Perfect Home for You!!!

Sale Pending

SOLD! Call Rick to Buy or Sell!

RICHMOND ~ Gorgeous 2 Level 4 Bedroom 3628 Square Foot Brick Row House located in the West Grace Street Historic District. Detached All Brick Garage. Secluded Rear Patio Area is Your Paradise!

Sale Pending

RICHMOND ~ If you are looking for a Move-In Ready 3 Bedroom Ranch then 1009 Cheatwood is Waiting for YOU!! Exceptionally Well Priced at $79,950. Call Rick to Buy or Sell!

SOLD! Call Rick to Buy or Sell!

HANOVER ~ You must see this Mint Condition 3 Bedroom 2 1/2 Bath Townhome located in the Liberty Trace Community in Hanover County. This is a Wonderful Home with an accompanying Wonderful Lifestyle. Call Rick to Buy or Sell!

CHESTERFIELD ~ Absolutely Beautiful 5 Bedroom Light and Bright Transitional Home located in Hampton Park. AWESOME KITCHEN AND FAMILY ROOM. This home sits on a Cul-de-Sac. Perfect for Children and Pets.

SOLD! Call Rick to Buy or Sell!

POWHATAN ~ AWESOME 5 Bedroom Transitional Home with a Finished Walk-out Basement. Very Private Property on 2 acres yet still located in the upscale community of Quarter Mill.

Sale Pending

CHESTERFIELD ~ WOW. What a Beautiful Mint Condition Cape Cod with All the Nooks and Crannies you find in a Well Built Home from years past. Call Rick to Buy or Sell!

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804-218-3143 Email: rstockjr@aol.com

Web: www.RickStockel.com 88728.23.12.019.RStockel.indd 1

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SOLD

Ask Us How To Save Up To $10,000 In Closing Costs!

Contact one of the Agents advertising on this page or any of our Berkshire Hathaway PenFed Realty Agents and get the details on this unbelievable program, designed for BHHS PenFed Realty Clients ONLY!

Chesterfield Office Henrico Office (804) 915-4000 (804) 916-3300 www.penfedrealty.com

KEVIN PULLER

JOYCE BURKEEN

KEVIN PULLER

REALTOR®

ABR, CRS, GRI, SFR, Assoc. Broker Distinguished Achiever

REALTOR®

804-840-1118

804-840-1118

804-405-5373

kevin.puller@penfedrealty.com

joyceburkeen@aol.com

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kevin.puller@penfedrealty.com

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ADORABLE two story 3 bdrm. 1 1/2 bath home with beautiful hardwood floors & many extras! The layout on the inside will surprise you, it’s a must see! With grant funds & closing cost help you can own this home for less than you pay to rent! Only $82,500 Call Kevin Puller 804-840-1118 or Sly Wright 804-363-7265 for details!

2.5 ACRES on Midlothian w/6 additional acres for 8.5 acres zoned commercial! 2.5 miles w. of the Rt. 60/288 interchange & West Chester Commons Mall on Eastbound side of RT 60. County records documented 33,000 vehicles traveled daily in 2012. Perfect location for a variety of commercial businesses. Contact Kevin Puller at 804-840-1118 or Sly Wright 804-363-7265. MLS/ID:1526863

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EASTERN HENRICO - ONLY $79,950! One owner Brick Split Foyer 3 bdrm. Townhome w/ many upgrades! Lg. Master Bdrm., Fam. Rm., Din. Rm.! New carpet, Marble Entry Foyer, & upgraded lighting. A must see to appreciate at this price. With grant funds & closing cost help, you can own! Close to major connectors, shopping, downtown to VCU, VUU, or MCV! Call Kevin Puller at 804-840-1118 or Sly Wright at 804-363-7265.

ATTRACTIVE S. Richmond Brick Cape close to McQuire Veterans Hospital! 3 Bedrooms, 1 ½ baths. Generous sized lot, Paved driveway leads to 2-car detached brick garage. Formal Liv. Rm. w/brick fi replace & lg. Din. Rm. for holiday gatherings. Beautiful hardwood fl rs throughout & more! Call Kevin Puller 804-840-1118 & learn how you can become a homeowner!

ERIC HUGHES

ERIC HUGHES

804-837-4225

804-837-4225

REALTOR®

Eric.Hughes@PenFedRealty.com

REALTOR®

Eric.Hughes@PenFedRealty.com

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CEDARLEA PARK - $297,000 Lovely Home w/ a private Fenced Back yard. Located in a Culde-sac. 2 Car Garage , Greatroom that is open to Spacious Kitchen, Formal Dining Rm., Wood Floors, 4 BRs, 2.1 baths. Call Today! MLS#1527113 Joyce Burkeen 804-405-5373

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WOODMONT - $246,000 New price on this lovely home. Updated throughout. Heat pump is approx. 2 yrs old. Large Family Room w/ woodstove. All appliances in kitchen remain. 3 BRs and a bonus Rm. MLS#1523497 Call today! Joyce Burkeen 804-405-5373 THE TOWNES AT HUTTON PARK – Brick & Vinyl Front. Oversized Great Room w/ view of Private Back Yard. Up Graded Cabinets to Maple. Up Graded Double Sinks. Wood Floors in Foyer and Dining Room. All Appliances Remain! Movein ready. $205,000 MLS#1525005

R UNDE CT RA CONT TOO LATE! UNDER CONTRACT!

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CHESTER - Quality built home with first floor master. 5 Bedrooms and 3 full and 2 half baths. Two-car attached garage, irrigation system and many extras. Minutes from shopping. MLS 1514306 $398,900 Call Eric 837-4225

NORTH CHESTERFIELD – 4 Bedroom, 2 ½ Bath Colonial. New vinyl siding and many other improvements. $193,000, MLS 1516149 Call Eric 837-4225

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©2015 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc.®

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