The Real Estate Book Lake Area, #12. Lake Oconee, Lake Sinclair and Surrounding Areas

GEORGIA’S LAKE COUNTRY: LAKE OCONEE, LAKE SINCLAIR

HOME & LIFESTYLE GUIDE Volume 21, Issue 12

Holidays Happen Here

Amazing Great Waters Lake Access Home

See Page 6 For Additional Info/Photos

Home Presented By: Robert Boatright Coldwell Banker Lake Oconee 706-817-1273

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BB Ga

BLASINGAME • BURCH • GARRARD • ASHLEY, P.C.

&

Innovative, Accurate, Responsive

LAWYERS YOU WANT TO KNOW Innovative solutions to simple and complex real estate matters. A dedication to unwavering accuracy. Unparalleled responsiveness to our clients.

Our roots run deep in this community. We’ve been helping build the Lake Oconee area for over 40 years - infrastructure, industrial development, our banks, schools, and businesses, and our neighborhoods.

We want to know you, build partnerships, and grow our community.

REAL ESTATE CLOSINGS • • • Dick Schmidt

• •

Tommy Jeffords

Simple process Competent team Thousands of transactions in the Lake Area!

ALTA Certified TRID Ready

OTHER PRACTICE AREAS • • • • •

Business, Tax Estate Planning Plaintiff’s Litigation Real Estate Development Products Liability

1021 Parkside Commons, Suite 104, Greensboro, GA, 30642 (706) 453-7139 phone | www.bbgbalaw.com Offices in Athens and Greensboro

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GALE WEAVER c: 706.473.1366 GaleW777@gmail.com

MAUREEN “MOE” GOLDEN c: 815.557.0699 MaureenAGolden@gmail.com

GALE & MOE SELL Del Webb

®

1060 Salem Walk Dr., Suite 2 Greensboro, GA 30642 706.705.4203

GaleandMoe@gmail.com

1210 FLAT ROCK STREET | MLS #60521 | Price $290,000 The long awaited Del Webb Villa has arrived! This Muirfield Model includes 2 good sized bedrooms, 2 full baths, an office AND a sunroom making it just under 1,500 sq. ft. It is situated in a cul de sac with a very large private yard. The many upgrades include hardwood floors throughout, custom built-in cabinetry, ceiling fans, custom blinds and lighting. Large eat in kitchen w/pantry and stainless appliances.

TEXT: RBHJGHC TO: 52187

1060 ASKEW STATION BEND | MLS #60287 | Price $389,900 Del Webb Copper Ridge 2 BD/2 BA Model Built in 2013. Private yard, with view of mature plants, berm & trees. Hardwoods throughout the main living area, crown molding and wainscoting. Corner Fireplace in Living room. Gas Stove, brand new Samsung Refrigerator, All appliances stay, Custom Blinds, underground sprinkler system, extended garage to allow for 2 cars & golf cart.

TEXT: RBHFPQB TO: 52187

WE ARE LOW ON INVENTORY! LET US KNOW HOW WE CAN HELP YOU SELL YOUR HOME. TAKE ADVANTAGE OF THE HOT MARKET!!

Gale Weaver and Maureen “Moe” Golden WWW.DRAKEREALTY.COM

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#

1 TEAM

AT THE LAKE

770.846.2700 • Office: 706.454.1621

LU PUT XU NA RY M LO CO DG E

W W W. K I M A N D L I N L O G A N . C O M | L a ke O c o n e e | L a ke S i n cl a i r

$3,300,000

Luxury Hunter /Outdoor Enthusiast’s Paradise

AS RE SI YN GN O ED LDS SL IP

Just minutes from Lake Oconee! This magnificent property features a gated entrance to 200+ acres with a well developed road/trailsystem, shooting pavilion with remote control targets, large storage barn with bathroom, multiple food plots and shooting blinds. Single level hunting lodge designed by Dreambuilt with all the bells and whistles including a vaulted/ beamed open living area, separate luxurious master suite, 2 bedrooms with separate baths, hidden gun room, patio with stacked stone fireplace,outdoor kitchen and firepit, plus an oversized 3 car attached garage for all the ATVs and toys. The high quality improvements provide for year-round enjoyment, privacy and solitude. ONE OF A KIND PROPERTY FOR THE DISCRIMINATING BUYER! TEXT: RBGSYND TO: 52187

Exceptional 5BR in Sandy Ford

$1,999,000

Light, bright and beautiful with large reclaimed wood beams and hardwood floors! Level lot with an assigned dock and lakeviews, this light filled open floor plan offers two master suites on the main floor. Easy walkout to the professionally landscaped yard where you can relax by the pool/waterfall or enjoy the gas firepit. Gourmet open kitchen with timbered ceiling includes double ovens, French door refrigerator, large pantry and wide hearth style cooktop area. Four Seasons room offers vaultedwood ceilings with gas fireplaces and stone floor.

Open bridge upstairs with A-frame timbers is bright and airy. In-ceiling speakers with Sonos sound system, entertainment wet bar. Golf membership available.

TEXT: RBHHCWW TO: 52187

w w w. K i m a n d L i n L o g a n . c o m

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#

1 TEAM

AT THE LAKE

770.846.2700 • Office: 706.454.1621

LA REY KE NO AC LD CE S SS

LA K LA E S KE IN FR CL ON AIR T

W W W. K I M A N D L I N L O G A N . C O M | L a ke O c o n e e | L a ke S i n cl a i r

$1,299,000

$1,150,000

Like New 4BR 4BA

2+/- private ACRES, FEE SIMPLE LOT w/179 ft Water frontage & a calming, quiet, wide Lake view. Custom Built in 2020, This home has 6 full En-Suites for family & Friends including a master on the main w/ His/Her closets. Lifetime architectural shingles, High densityfoam throughout, waterproof vinyl floors, Low E-Vinyl Windows, & more! BEACH, SWING SET & MAX DOUBLE BOATHOUSE!!

Open concept large kitchen with upgraded Quartz countertops. Whole house water softener system, tile bathrooms, vaulted-covered rear porch, grill porch, and recently completed landscaping. An easy walk to your main lake lake access docks. This home is being sold fully furnished. Seller is making a Reynolds Lake Oconee Golf Membership Available.

TEXT: RBGTYLV TO: 52187

TEXT: RBHGHVH TO: 52187

LA RE KE YN FR OL ON DS T LO T

SA LA LE KE M FR PLT ON N T

Rare Find on Lake Sinclair

$894,000

$825,000 Renovated Home in Quiet Cove

TEXT: RBHBWPX TO: 52187

TEXT: RBGSVJB TO: 52187

RE SU YN BD OL D AC S L CE DG SS

HA CO RM M ON M Y ER X CI ING AL

The Lot You’ve Been Waiting For

$615,000

$485,000

Renovated Home on 9th Fairway.

11 Office Spaces + Conference Rooms

TEXT: RBGSVJB TO: 52187

TEXT: RBHHLYK TO: 52187

NOW IS THE TIME TO BUY A LAKE OCONEE HOME!

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COLDWELL BANK AWARDS

• International President’s Circle • International President’s Elite (T

COLDWELL BANKER AWARDS

Coldwell Banker Lake Oconee Realty 2800 Reynolds Walk Trail Greensboro, GA 30642

• International President’s Circle (Top 1%) • International President’s Elite (Top 3%)

PRSRT STD ECRWSS U.S.POSTAGE PAID EDDM RETAIL

LAKE COUNTRY BO OF REALTORS® AWA

ON THE

Local Postal Customer

• Gold Award (#1 Individual Agen LAKE COUNTRY BOARDCOVER 124 BARRINGTON HALL DRIVE • Bronze Award (#3 Individual Ag

OF REALTORS® AWARDS Reynolds Great Waters • Gold Award (#1 Individual Agent)

ROBERT • Bronze Award (#3 Individual Come see this amazing Lake Access home Agent) located in the heart of the CONTACT ROBERT TO LIST prestigious Great Waters sub-division of Reynolds Lake Oconee. Your dock YOUR REYNOLDS PROPERTY! access and the shores of Lake Oconee are only steps away. You will appreciate GLOBAL LUXU the attention to detail as you’re greeted by warm hardwoods and an open Testimonials:M 706.817 concept floorplan that leads to the Great Room boosting 20’ vaulted ceilings “Robert is an exceptional Realtor. For years my husband and I have recognized his professionalism and success in the and lake views. The gourmet kitchen boasts high end appliances, Quartz lake area. We asked him to list our home recently because of those attributes and because he offers an excellent countertops and a large island. Lower level den…and too many other features marketing program. He made our listing stand out among a lot of other premier properties on the market. " to list. $1,285,000 Coldwell Banker Lake Oconee Realty 2800 Reynolds Walk Trail Greensboro, GA 30642

PRSRT STD ECRWSS U.S.POSTAGE PAID EDDM RETAIL

BOATRI

Local Postal Customer

2800 R

ROBERT

CONTACT ROBERT TO LIST YOUR REYNOLDS PROPERTY! 147037 _ LAKE OCONEE REALTY LAKE COUNTRY 147037 _ LAKE OCONEE REALTY LAKE COUNTRY

If your property is currently listed with another realtor, please disregard this notice. It is not our intention to solicit offerings of other brokers.

BOATRIGHT

GLOBAL LUXURY® SPECIALIST

M 706.817.1273

147037 _ LAKE OCONEE REALTY LAKE COUNTRY

147037 _ LAKE OCONEE REALTY LAKE COUNTRY 2800 Reynolds Walk Trail • Greensboro, GA 30642

If your property is currently listed with another realtor, please disregard this notice. It is not our intention to solicit offerings of other brokers.

Testimonials:

“Robert is an exceptional Realtor. For years my husband and I have recognized his professionalism and success in the lake area. We asked him to list our home recently because of those attributes and because he offers an excellent marketing program. He made our listing stand out among a lot of other premier properties on the market. " “Bottom line: Robert got the job done! We only wish we had decided to have Robert list the house initially"

_ LAKE OCONEE REALTY “Bottom line: Robert got the job done! We147037 only we had REALT 147037wish _ LAKE OCONEE alk Trail • Greensboro, GA 30642 decided to have Robert list the house initially"

If your property is currently listed with another realtor, please disregard this notice. It is not our intention to solicit offerin

COLDWE AW

• International Pr • International Pr

UNDER CONTRACT

LAKE COU OF REALTO

1061 EAGLEWOOD WAY

• Gold Award (#1 • Bronze Award (#

Reynolds Lake Oconee

COMPLETELY RENOVATED & UPDATED RANCH STYLE LAKEFRONT HOME!! Come see this amazing one level lakefront home located in the heart of Reynolds Lake Oconee. Situated on a 1.75 acre level home site, you will enjoy amazing lake views. Main features of the home include Open Concept, Vaulted Ceilings with Beams, Stacked Stone Fireplace, Top of the Line Stainless Appliances, Wine Cooler, Oversized Island, Granite & Cambria Quartz Countertops, Wide Planked Hardwoods, and Max Dock with boat/jet ski lifts. $2,199,000

Co 280 Gre

Page 7

KER

Thank You for another Great Year!

PRSRT STD ECRWSS U.S.POSTAGE PAID EDDM RETAIL

Coldwell Banker Lake Oconee Realty 2800 Reynolds Walk Trail Greensboro, GA 30642

(Top 1%) Top 3%)

Local Postal Customer

OARD ARDS

nt) gent)

IGHT

CONTACT ROBERT TO LIST YOUR REYNOLDS PROPERTY! Testimonials:

URY® SPECIALIST

7.1273

Y LAKE COUNTRY TY LAKE COUNTRY

ngs of other brokers.

“Robert is an exceptional Realtor. For years my husband and I have recognized his professionalism and success in the lake area. We asked him to list our home recently because of those attributes and because he offers an excellent marketing program. He made our listing stand out among a lot of other premier properties on the market. "

COLD

• Internatio • Internatio

“Bottom line: Robert got the job done! We only wish we had decided to have Robert list the house initially"

ELL BANKER WARDS

Coldwell Banker Lake Oconee Real 2800 Reynolds Walk Trail Greensboro, GA 30642

LAKE C Wishing you a Happy HolidOF ay SeaREA s on !

resident’s Circle (Top 1%) resident’s Elite (Top 3%)

Local Postal Custom

• Gold Awar • Bronze Aw

UNTRY BOARD ORS® AWARDS TOP INDIVIDUAL LISTING AGENT FOR

Individual Agent) ALL REYNOLDS RESALE PROPERTIES* #3 Individual Agent) COLDWELL BANKER AWARDS ROBERT

oldwell Banker Lake Oconee Realty 00 Reynolds Walk Trail eensboro, GA 30642

• International President’s Circle (Top 1%) • International President’s Elite (Top 3%) Local Postal Customer

LAKE COUNTRY BOARD OF REALTORS® AWARDS • Gold Award (#1 Individual Agent) • Bronze Award (#3 Individual Agent)

Call:

PRSRT STD ECRWSS U.S.POSTAGE PAID EDDM RETAIL

CONTACT R BOATRIGHTYOUR REYN GLOBAL LUXURY® SPECIALIST

M 706.817.1273

Te

“Robert is an exception I have recognized his lake area. We asked h of those attributes a *For 2020 (FY) & 2021 (YTD) according to the Lake Country Board of Realtors MLS system. marketing program.

He lot of other premier pro 147037 _ LAKE OCONEE REALTY LAKE COUNTRY 147037 _ LAKE OCONEE REALTY LAKE COUNTRY

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WE live HERE.

Harbor Club – where you live by the wide-open waters of Lake Oconee, timeless golf greens and the kind of neighbors that create a truly closeknit community. Call today to schedule your visit.

SA LES CEN TER & MODEL HOM E OPEN DA I LY New Southern Living Series from the $700’s The Enclave at Heron Ridge and Carriage Ridge homes from the $300’s Heron Ridge homes from the $400s Homesites from $40,000 to $600,000 706.453.7855 | HarborClub.com 1111 Polo Circle Greensboro, Georgia 30642

All information is believed to be accurate but not warranted.

Page 9

CO

1070 SILVERTON DRIVE - $454,900

The Crabapple plan in the Enclave at Heron Ridge by Southvine homes. Largest ranch style plan. 4 BR 3.5 BAs. Spacious living room. Completion early 2022.

1210 HIDDEN HILLS CIRCLE - $574,900

MI

NG

SO

ON

!

THE LONGVIEW A - $850K+

Luxury Southern Living Inspired Ranch plan by Patriot Builders. On the golf course. 3 BR 2.5 BA/Bonus/3 car garage

1151 HIDDEN HILLS - $518,500

One Year Young! 4 Bedrooms/4 Baths, Rec Room/Office, Overlooking Pond. Super Nice!

The Oconee Plan by Waterford Homes in Heron Ridge. 2420 sf, 3 BD/3 BA. Master and Secondary on Main. BD, BA up. 3 Car Garage.

1110 SILVERTON #37 - $409,900

1050 GLEN EAGLE DRIVE - $169,000

4 BR/3 BA ranch plan. 2,350 sf. By Southvine Homes in the Enclave at Heron Ridge.

LIVE : PLAY : LAKE

Lake Access Lot. Assigned Slip. Lake View!

All information is believed to be accurate but not warranted.

UPDATE YOUR GARAGE TO

BOOST CURB APPEAL

Want to make your home stand out from the others in your neighborhood? Updating your garage can be a simple way to accomplish this while boosting curb appeal at the same time.

TRY A NEW COLOR One option to make your home’s garage door draw attention is to use a unique color. You have to be careful here, because a color that’s too odd could actually be a drawback. Consider the overall look of your home and choose a color that’ll complement your home’s architecture while still being different from the other homes in the neighborhood.

CHOOSE A UNIQUE MATERIAL Are all the doors in your neighborhood metal or vinyl?

Consider upgrading to a real wood door. Wood doors give a home character and a classic look, and they can be an asset to your home’s curb appeal. If you don’t want to spend more for a real wood door, consider a metal or vinyl door that is finished to look like wood.

ADD A UNIQUE DESIGN Most garage doors look very similar. Four rows of paneling, often decorated with squares and maybe a row of windows at the top, is fairly standard. Mix this up a bit, and your home will stand out. Use a flush style or long panel door. If you have the budget and

the time, consider redoing the door and the frame to add some curves. Arched garage doors instantly grab attention and attract interest in the home.

If your home doesn’t give you room for arches, get creative with the four-panel look. Use molding or glass to add a unique design to this standard shape. Vertical paneling and arched windows can also make the door stand out, without changing its overall shape. Paint the panels to match your siding and the trim to match the house’s trim for a distinctive, yet classic look.

UPGRADE THE FINISHING TOUCHES From the handle to the glass in the windows, the finishing touches on your garage door can be the final piece of the puzzle as you try to make it stand out. Wrought-iron decorative touches on the panels can add the distinction you need. Even changing the lighting near your garage door can make a difference.

Upgrade these small touches and give your garage door some extra pizzazz.

Updating your garage door can be a valuable way to make your home look distinctive and increase its curb appeal. If you’re thinking about selling your home in the near future, consider making this change now to improve your selling experience.

Reprinted with permission from RISMedia. ©2021. All rights reserved.

Page 11

JIM LINNEY

Hardworking. Knowledgeable. Trustworthy. ...why would you go anywhere else?

• Lifetime Million Dollar Club Member • 2014 Lake Country Realtor of the Year jlinney@cblakeoconee.com 706.817.0608

TEXT: RBGFQVQ TO: 52187 REYNOLDS - GREAT WATERS

TEXT: RBHHDQP TO: 52187 DOCKSIDE AT LAKE OCONEE

Come see these beautiful views and sunsets from this serene cove. Max dock & seawall already installed. One of the last remaining water front lots in Great Waters. Come live in this beautiful community and play all the great Reynolds golf courses. You won't be disappointed! $695,000

Cleared Lakefront property in gated subdivision with excellent views and peaceful setting. Approved for max dock.

Nice Community amenities. $320,000

TEXT: RBGGMVB TO: 52187 REYNOLDS - THE LANDING

TEXT: RBGHTTP TO: 52187 REYNOLDS LAKE OCONEE

You will be surprised at the views and building site from this beautiful lot. Close to the newly Great building site with golf and lake views. updated Marina with nice water depth and long distant cove views out to big water. This Large privacy buffer to the right. A must see site is perfect for any type home. Dock and seawall recently refurbished w/boat lift added. property!! $247,000 $365,000

TEXT: RBGNCRQ TO: 52187 BAYSIDE - LAKE OCONEE

TEXT: RBGHTTN TO: 52187 REYNOLDS LAKE OCONEE

TEXT: RBGDFQY TO: 52187 REYNOLDS LAKE OCONEE

Come see this large beautiful elevated Great Location near the Lake Club with Enjoy beautiful elevated panoramic views of building lot with broad views. Assigned boat sweeping views of the Oconee Golf course the 13th hole and green at the Reynolds slip, gated community. $186,900 hole #7. Green space on one side. $139,000 Preserve Course. Great location! $120,000 COMMERCIAL

TEXT: RBHHDQQ TO: 52187 REYNOLDS LAKE OCONEE

Large 1.68 acre building lot that offers great value and perfect location. Walk to the Tavern and Linger Longer Marina. Elevated site is perfect for a walk out basement. $89,000

TEXT: RBGWLXK TO: 52187 HARBOR CLUB

Nice rectangular elevated building envelope.

Enjoy the seasonal lake view across the street. Nice neighborhood with most homes already constructed. $74,500

TEXT: RBHJNQJ TO: 52187 LAKE OCONEE VILLAGE

The largest and most versatile graded site in Lake Oconee Village. Directly across from Publix w/-400 ft of frontage on Linger Longer Rd. All utilities to the property line. Curb cuts and interior roads done. Ready to build on. $895,000

All Reynolds Properties Have Golf Membership Available

Page 12

266 W. Washington St Madison, GA 30650 706-342-3355 BrecoRealty.com BrecoBenton.com

TEXT: RBHFTVR TO: 52187 SPECTACULAR 5 BED/5.5 BATH GATED HOME SITS ON A 10 ACRE GATED EQUESTRIAN ESTATE in West Morgan County. The home features a fabulous gourmet kitchen, primary suite on main w/fireplace & private deck. Fully finished basement w/kitchen would be perfect as an in-law suite. In ground pool, 3 stall barn & climatized shop on the property. $1,200,000

TEXT: RBHHGXM TO: 52187 STUNNING HOME IN MADISON LAKES! 4BD/3.5BA home with bonus room.

Distressed hardwood floors. Lots of natural light enters every room. Extensive trim throughout. Coffered ceiling in family room, pine floors and inviting keeping room. Beautiful established & mature landscaping. $529,900

TEXT: RBHHTVL TO: 52187 GORGEOUS 21 ACRE FARM IS READY FOR YOUR DREAM HOME! The moment you drive onto this Morgan County property you see that the possibilities are endless. The barn is filled with character and constructed of reclaimed wood. Potential for up to 5 stalls, a tack room in place w/electricity. Two working wells are on the property. $575,000

TEXT: RBHDQCR TO: 52187 WOW, WHAT A STUNNER! This immaculate 4 BD, 3.5 BA single story has a fully finished basement w/amazing home theater, office, bedroom and full bathroom. The main level features a large kitchen, family room, formal dining and a split BD plan. Gently sloping one acre lot. $525,000

TEXT: RBHHWYH TO: 52187 THE PERFECT MORGAN COUNTY MINI FARM! This 3 BD/2 BA single story sits on over 10 picturesque acres where wildlife abounds and a creek running through it all. The house has hardwoods throughout, an updated kitchen, a large family room, office and formal dining. Storage barn w/ATV bay, a great dining shelter and a pole barn. $375,000

TEXT: RBGRLZG TO: 52187 BEAUTIFUL NEW CONSTRUCTION HOME in the tranquil Oak Hill Subdivision on Lake Oconee! Wharf Dock in cove. Open floor plan concept. Short drive to shopping and restaurants. $829,900

173 ACRES

TEXT: RBHJHGT TO: 52187 THE BEST OF EVERYTHING! This low-maintenance home is perfect for someone on the go who still appreciates high style. Recently updated inside and exterior paint coming soon, this home features three suites, all with private baths. $525,000

TEXT: RBGZSGY TO: 52187 173 ACRES! Approximately 2,000 ft of frontage on the Hudson River. This tract offers privacy so that you can build your dream home with a view of the beautiful shoals and riverfront. Excellent hunting tract as well.

An awesome investment and a rare find! $999,900

Call us for all of your auction needs!

Jack Bone 706-474-8222

Contact us if you have any properties you are interested in auctioning!

For additional property photos/info TEXT the codes above to 52187

” e m o “H

the

GREENSBORO - IN TOWN

of the holiday!

GRANITE COVE

Classic cottage style home with 3BR/1BA, bonus area, Living room with fireplace & built-in bookshelves. The home is enhanced with hardwood floors & molded glass doorknobs throughout with laminated floors in the kitchen and breakfast nook. This home is in good shape and ready for personalized touches. MLS#60206 $199,000 GREENSBORO - IN TOWN

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Granite Cove Lake Oconee 17.11 acre lot.

One of the nicest non-gated subdivisions on Lake Oconee. Gated boat storage, community dock w/boatramp, tennis courts & nature trail. MLS#59677 $118,500 HARBOR CLUB

A Great Harbor Club lot with basement potential, pond Bellheart Manor historical home, circa 1810 named for it's porch bannisters. Needs frontage & view sits on .76 of an acre. The amenities include restoration to bring back to its full glory. Great location in town. MLS#59608 $149,900 Gated entrance, Club House, Marina, Golf, Tennis, Pickleball, Swimming, Walking Trail, Fitness Center, Sports field, & Dog Walk. Membership Available MLS#60377 $49,500 GREENE COUNTY

UNION POINT

SOLD

SOLD

A well-maintained brick ranch on 5 acres with 3BR/1BA brick home has had many updates throughout. Exposed beams & laminate hardwood floors throughout. Large living flooring. Kitchen has stainless appliances. Lush backyard boasts 2 covered decks, hot room, kitchen w/snack bar and keeping room.

Great location near Fire Fly Trail, Durhamtown tub, swing & firepit. MLS#60137 $196,000 and Lake Oconee. MLS#59715 $169,900

Terri Thornton

Service You Deserve. o: 706-467-3181 People You Trust c: 706-347-0117 Over 24 years of tstthornton@aol.com territhornton.cblakeoconee.com

proven results!

2800 Reynolds Walk Trail Greensboro, GA 30642

6

SECURITY TIPS FOR YOUR NEW HOME

Buying and moving into a new home is exciting, but it also requires a lot of attention to detail, from closing the deal to figuring out the logistics of getting all your belongings from point A to point B. Amid all the excitement, planning and unpacking, many new homeowners overlook one essential factor: the security of their new house.

If you’re moving, consider these six tips from the home security experts at ADT to help keep your family and your property safe and secure:

1

Change the Locks. You never know who lived in your property before you moved in. Do yourself a favor and change the locks regardless of the situation.

2

Transfer or Invest in a Security System. There’s no better way to ensure your home is secure 24/7 than installing a home security system. Burglarproof your house by adding video surveillance and motion sensors for complete security. If there’s already a security system in the house, have it properly looked over and reactivated. If you’d like to bring the security system that you’re currently using to your new house, consider relocation services.

3

Install Indoor and Outdoor Lighting. Don’t stand out as the “new neighbor” by being the only dim house on the street at night. Keep your family protected by making your house look occupied at all times using light automation.

4

Keep Your Outside Area in Excellent Condition. Did you know burglars see the exterior of your property as a bullseye? If your lawn is unkempt or you have large shrubbery, burglars will see that as an invitation to break in.

5

Talk With the Neighbors.

Having trusted neighbors can immediately make living in a new place much safer.

They may be able to help keep your house look occupied while you’re away by simply picking up the newspaper, shoveling your walkway, etc.

6

Remind Your Kids to Be Cautious. Moving to a new neighborhood means a lot of unfamiliar faces for you and your family. Make sure your children are aware that they should never let a stranger into the house, leave the garage door up when they come in or go exploring too far until you’re more familiar with the area.

By taking care of these security measures when moving, you can turn your focus to truly enjoying your new, safe home.

Reprinted with permission from RISMedia. ©2021. All rights reserved.

Page 16

Ann Foster

Cell: 706.347.2372 Office: 706.453.9500 Ann@LakeOconeeGa.com

For more Information and photos, Text: the codes below To: 52187

Realtor Of The Year 2015

1010 Village Park Lane • Suite 100 • Greensboro, GA 30642

TEXT: RBGXDLZ TO: 52187 BEAUTIFUL WATERS EDGE AT LAKE OCONEE OFFERS THE BEST OF LAKEFRONT LIVING. This lovely home boasts wonderful main lake views, privately nestled on a level lot with excellent lake views. The main floor is an open plan with large great room, hardwood floors throughout, stone fireplace, coffered ceiling, pretty built-in's, gracious dining area and updated eat in kitchen with island and upgraded appliances. Working from home will be a pleasure with a large office with built-in's, and an additional nook with wet bar off the kitchen. A master bedroom with beautiful view, opens to the porch. Plenty of space for the family to spread out on the terrace level. Outside living will delight with a large covered patio, beautiful landscaping, firepit area and walkway to the dock. A Reynolds golf membership is available. MLS#59708 $2,495,000

G

PENDIN

TEXT: RBHCZQL TO: 52187 BEAUTIFULLY DESIGNED LAKEHOME IN GATED WATERS EDGE SUBDIVISION ON LAKE OCONEE WITH LAKEVEIWS THROUGHOUT! Enter to the great room with soaring wood ceiling, 2 story stone fireplace, pretty wood floors and windows and doors galore. Beautiful eat in kitchen with upgraded appliance, gas stove, loads of lovely cabinetry, island and breakfast bar. Master wing has a wonderful office space and powder room. The master bedroom is huge, has a wonderful view, fireplace, lovely master bath and large closet. The lakeside porch has screens that can be closed or open, built in grill, plus a rocking chair covered porch, all enjoying fabulous lake views. All beautifully situated on a gorgeous, level lakefront with max sized dock. MLS#60114 $2,200,000

TEXT: RBHGHTH TO: 52187 SIMPLY FABULOUS, TRULY A MOVE IN READY LAKE HOME WITH 2 LAKEFRONT LOTS (1.71 ACRES AND 279FT OF SHORELINE) This immaculate home will delight indoors and out. Step up on the welcoming front porch, into the foyer and a wall of windows awaits. A large vaulted great room with fireplace, built in's, large windows make it bright and open. The kitchen is a dream with a huge island, gorgeous cherry custom cabinets, beautiful counters, and high end appliances. Then the master...beautiful trey ceiling, amazing master bath with travertine, bain ultra tub, seperate shower, 2 vanities and a master closet (room). The rest of the family will delight in the large terrace level family room with fireplace and wet bar. The outdoor living spaces are incredible. This lovingly maintained home will not disappoint.... MLS#60374 $1,979,000

TEXT: RBHBHVW TO: 52187 Gorgeous views, deep water and privately nestled among hardwood trees, this 4BD/4BA lakefront home has room for everyone! Wonderful screened porch and large deck. The terrace level has fabulous space and opens to private deck with hot tub. MLS#59984 $975,000 An Equal Opportunity Company.

Each Office Independently Owned & Operated

TEXT: RBHBBZB TO: 52187 Unique Lake Sinclair home perfect for 1 large or 2 families and comes with 2 lots for 2.8 acres! Home can be utilized as 2 seperate 2BR/1BA units with full kitchens and laundry, or can be opened up for a 4BR/2BA house. Open floor plans are bright and spacious. MLS#59957 $439,000

TEXT: RBHFPQF TO: 52187 Nice building lot conveniently located in popular Sebastian Cove subdivision. Close to shopping, restaurants etc. Pretty trees, wide lot for lots of privacy. Wonderful neighborhood with tennis courts, gated & paved lake access with dock. MLS#60297 $22,500

See all listings at www.LakeOconeeGa.com

www.luxurylakeoconee.com @LuxuryLakeOconee

TEXT: RBHHMMJ TO: 52187 REYNOLDS LAKE OCONEE / $3,995,000 Your Private Lake Front Retreat, Under Construction in Parrotts Pointe RIEZL BAKER 706-347-2625

TEXT: RBHGSNR TO: 52187 REYNOLDS LAKE OCONEE / $3,595,000 Completely Remodeled Lakefront House, Infinity Edge Pool, Firepit, Big Lake Views RIEZL BAKER 706-347-2625

TEXT: RBGYZSJ TO: 52187 REYNOLDS LAKE OCONEE / $2,995,000 Classic Modern Lakefront Estate.

Tastefully Updated Throughout JENNIFER VAUGHAN 248-310-7822

TEXT: RBHCFWJ TO: 52187 REYNOLDS LAKE OCONEE / $1,775,000 Incredible Views, Lakefront Homesite at New Richland Pointe Section RIEZL BAKER 706-347-2625

TEXT: RBHGRWT TO: 52187 REYNOLDS LAKE OCONEE / $1,495,000 A Rare Find! Fantastic Golf Course Home Nestled on 1.7 Acres of Privacy RIEZL BAKER 706-347-2625

TEXT: RBHDNNZ TO: 52187 REYNOLDS LAKE OCONEE / $1,485,000 Lake Access Home Boasting Over 6,900 SqFt. In Desirable Neils Fort Area RIEZL BAKER 706-347-2625

TEXT: RBHCFWK TO: 52187 REYNOLDS LAKE OCONEE / $1,395,000 Beautiful Home w/Incredible Views of Oconee Course #1 Green/Water Feature RIEZL BAKER 706-347-2625

TEXT: RBHHNCD TO: 52187 REYNOLDS LAKE OCONEE / $675,000 Stunning Big Lake Views in Highly Desirable Horseshoe Bend Area JENNIFER VAUGHAN 248-310-7822

TEXT: RBHGSZK TO: 52187 REYNOLDS LAKE OCONEE / $408,000 Great Lake Access Lot in The Creek Club w/24 Hour Use Dock RIEZL BAKER 706-347-2625

Visit Luxurylakeoconee.com to view these listings and many more!

Page 18

Local Experts Global Reach

LakeOconee.Realty PRIVATE PARADISE

400 Harmony Road

WATERS EDGE

$2,730,000

50-Acre Slice of Heaven with 6 Bedrooms / 6.5 Baths TEXT: RBGWYBY TO: 52187 BEAVERDAM ESTATES

Lot 9 Hoot Owl Lane

105 Waters Edge Trail

HARBOR CLUB

$849,000

Gorgeous Home and Barn on Private 5.25 Acres TEXT: RBHDWHC TO: 52187 OCONEE FARMS

1020 Willow Trail

$749,000

New Construction Overlooking the Beautiful 15th Hole TEXT: RBHGHVJ TO: 52187 REYNOLDS LAKE OCONEE

$310,000

1091 Oconee Farms Road $194,900

1021 Hatties View

Almost an Acre of Pure Beauty and Privacy TEXT: RBGYGTQ TO: 52187

Ideal Private Setting w/Unparalleled Lake Views TEXT: RBHDHBW TO: 52187

One in a Million Lot, Overlooking Two Golf Holes TEXT: RBGJGRC TO: 52187

EMERALD SHORES

2010 Clearwater Drive

EMERALD SHORES

$139,000

EMERALD SHORES

$55,000

1191 Emerald Shores Drive $55,000

1071 Emerald Shores Drive $47,900

Ideal Private Setting with Lake Access, 1.89 acres TEXT: RBGLYXJ TO: 52187

3.65 Acres of Land with Seasonal Lake Views TEXT: RBGLYXH TO: 52187

5.06 Private Retreat with Lake Access TEXT: RBGRZJH TO: 52187 New Construction *Farmhouse-Style *High-End Finishes *2.5 Car Garage

Eagle’s Rest Cottages in Cuscowilla on Lake Oconee

FREE Golf Membership for a limited time

Starting in the $500s

The Point

Lake Access via The Point offering docking, grills & firepits

*TEXT PROPERTY CODES ABOVE TO: 52187 FOR MORE PHOTOS AND INFO*

Page 19

Eagles Rest Cottages

CUSCOWILLA ON LAKE OCONEE

• FA R M H O U S E - S T Y L E • HIGH-END FINISHES • 2.5 CAR GARAGE

THE POINTE

• LAKE ACCESS VIA

• COMMON DOCKING • BIG GREEN EGG GRILLS • S T O N E PAT I O S & FIREPITS • E X PA N S I V E VIEWS

COMMON DOCKS

OSPREY POINTE HARBOR CLUB ON LAKE OCONEE • Pricing from $500’s • Single-story living • Farmstyle Accents • 2-Car Garage • Common Open Space • Covered Porches & Patios • Golf course, ranch & basement parcels • Standing Inventory & Presales • Crawl & Basement; and/ or golf course Lots

706-686-5033 LAKEOCONEE.REALTY 706-485-0088

Page 20

BUY & SELL WITH PROFESSIONALS! 706.473.0990 706.749.3332

LakeOconee@KW.com

LakeOconeeExperts.com WITH TEAM LAKE COUNTRY, YOU GET FIVE REALTORS FOR THE PRICE OF ONE!

GREAT INVESTMENT 1010 PARKSIDE COMMONS • MLS OPPORTUNITY! $275,000 The Perfect Spot for Retail or Office Space. $275,000

INVESTMENT OPPORTUNITY DOWNTOWN 205 UNCLE REMUS COURT •INMLS 9073570 •EATONTON! $155,500 Completely renovated 3 BD/1 BA home with patio and shed. New windows, roof, siding, paint, HVAC and more. $155,500

SECOND FLOOR BD 101 OAK GROVE • MLS159845 / 1 BA CONDO $89,000 located in Crossroads at Lake Oconee has a Private Wooded Back Yard. $89,000

INVESTMENT OPPORTUNITY IN DOWNTOWN EATONTON! 207 UNCLE REMUS COURT • MLS • $155,500 3 BD/1 BA located in the City Limits! Updated electrical and new windows in 2020. Current Owner has completed the renovation and the property is now Tenant Occupied! Great Rental Income Potential! $155,500

UN D

ER

CO

NT

RA

CT

ADORABLE 3 BD/2 RANCH• $329,900 131 N HIDDEN LAKE DRIVE • MLSBA9075451 Located in the Highly Desired Hidden Lake at Lake Oconee Community. Recently Renovated w/New Roof, Flooring, Custom Kitchen Cabinets, Granite Countertops and Fresh Paint Throughout. $345,000

LOCATION, 3781 SINCLAIR DAM LOCATION, ROAD • MLS LOCATION! 9003288 • $340,000 This Charming 4 BD 3.5 BA Two Story Home w/Full Finished Basement is just a couple minutes walk to the Club at Lake Sinclair in Country Estates, Milledgeville. This Home has been updated throughout. A must see! $340,000

SERIOUS BUYING OR SELLING CALLTO (706)473-0990 • TO ABOUT SEE ALL OF OUR LISTINGS, TEXT KWLO 52187 •

Page 21

Lake Oconee Living Magazine Reader’s Choice 2012 Best Real Estate Agent

Alan Kent

Realtor®

c: 770.361.7216 akent@bellsouth.net

o: 706.485.0088

Serving The Lake Country Since 1989

AlanKent.kwrealty.com

TEXT: RBFSHGG TO: 52187

TEXT: RBHGRCN TO: 52187

LOW MAINTENANCE LIVING ON LAKE OCONEE WITH BOATHOUSE! Remodeled all brick 3 level home with 4BR 3.5BA, Vaulted Great Room with fireplace, wood floors, kitchen with new stainless appliances/painted cabinets/new hardware & lights/granite counters/tile backsplash/pantry/breakfast bar, Master with new bathroom & walkin closet, Sunroom/Screen Porch, Covered Patio/Decks. Finished basement with Rec Room and bunk room/5th bedroom. 1.3 Acre private lot. 2 Stall Boathouse with lifts. $859,900 A RARE FIND ON LAKE OCONEE!!!

LIKE NEW LAKEFRONT TOWNHOME ON LAKE SINCLAIR! 3BR 2.5BA, Great Room/Dining Room, Kitchen with granite counters/Breakfast Bar/ Laminated Wood Floors/Stainless Appliances/ Pantry. Master Bedroom on main level with great lake view. 2 Covered Porches+Deck. Main lake point lot with Boathouse! $290,000

D CE DU RE

TEXT: RBGYKXH TO: 52187

TEXT: RBFWBBP TO: 52187

NICE RANCH STYLE HOME LOCATED IN A LAKEFRONT COMMUNITY AT LAKE OCONEE! 3 BR & 2 BA. Laminated wood floors in Vaulted Great Room/Dining Room/Kitchen/Master Bathroom. Kitchen with Refrigerator/Range/Built In Microwave/Dishwasher/Breakfast Bar. Utility Room with Washer & Dryer. Covered Front porch & Screened Porch in back with patio. 1.16 acre lot with Beautiful back yard/located on a cul de sac. 2 Car Attached Garage. Great Morgan County Schools. HURRY! $249,900

LARGE HEAVILY WOODED 4.99 ACRE LAKE ACCESS LOT located in the upscale lakefront development of Granite Cove.

Great community with active HOA, street lights for walkers, and within a 10 minute drive to Publix, Golf Courses, and the LOA Charter School. Priced to sell!! $59,900

W NE

G TIN LIS

D CE DU RE

TEXT: RBHHFVF TO: 52187

TEXT: RBDVQBP TO: 52187

TEXT: RBGLMWW TO: 52187

LOW MAINTENANCE BRICK LAKEFRONT HOME ON LAKE OCONEE! 4BR/3BA, Vaulted Great Room w/fireplace, hardwood floors, open floorplan. Kitchen w/solid surface counters. Daylight basement w/den, English Bar & screened porch. Big lake view looking at National Forest, max slip vinyl dock w/boat lift+ seawall. Koi pond/Patio/2 Decks. $860,000

LAKE VIEW LOT in the new Oconee Landing subdivision w/gated entrance, community boat ramp & docks, boat storage to be built, volleyball area, walking trails, 3 interior ponds w/gazebos, paved roads, HOA. 1,800 minimum sq.ft. to be built on off water lots. $79,500

LARGE 1.18 ACRE LAKE LOT ON LAKE OCONEE! Sought after area near The Ritz-Carlton Lodge with some of the clearest water on Lake Oconee. Deep water at max dock approved site by GA Power w/225 ft of shoreline. Community tennis courts & HOA. Underbrush has been cleared and ready to build your dream home. Asking $259,000 Hurry!

The Lake Market Is HOT And We Need More Homes To Sell!!!

AKent@bellsouth.net • AlanKent.kwrealty.com

TIPS FOR PROTECTING YOUR YARD THIS

Winter

A

s many extend the amount of time they’re spending at home, they’re extending the use of their outdoor living space as well, despite a drop in temperatures.

Getting outside, and breathing in fresh air, even when it’s chilly, is good for our mental and physical well-being. That’s why features like fire pits, outdoor heaters and enhanced lighting are on the rise as homeowners look to add warmth and ambience in winter.

In addition to crafting a cold-weather friendly outdoor space, it’s important to tend to your yard this winter as well. The Outdoor Power Equipment Institute offers these tips to keep your yard in top shape for winter use: Stop trimming your lawn once it freezes. Cutting your grass too short can leave it dry and exposes it to the elements, as well as insects and disease. Trim your grass to the height recommended for your lawn variety before it freezes.

Add a thin layer of mulch to your lawn. A thin layer of mulch can protect your grass roots from snow and frost. It can even prevent deeper layers of soil from freezing, making it easier for your lawn to bounce back in the spring.

Check your trees for dead or damaged limbs. Removing dead or damaged limbs before inclement weather arrives, is one way to protect your shrubs and yard from damage (not to mention people and pets!). Snow and ice can weigh heavily on dead branches and make them snap and fall. Remove any dead branches carefully with clippers, a chainsaw or pole pruner, following safety precautions. Consult an arborist for problematic trees.

Mark pathways to clear and beds to avoid. Mark the areas that you will need to clear of snow and ice, as well as areas you want to avoid, like flower beds, with stakes or sticks. This way, when it’s time to run your snow thrower, you won’t accidentally cut a path through the lawn. Always follow manufacturer’s safety procedures and never put your hand inside the snow thrower. Always use a clean out tool or stick to clear a clog.

Keep new (and old) plantings well-hydrated. Many people enhance their yard with trees and shrubs during the pandemic.

Caring for them in the winter is important, as plants and trees that are well-hydrated are more likely to survive a hard freeze.

Newly planted trees can only survive about two weeks in the winter without water, so be sure to water any new trees you’ve added to your landscape if they aren’t getting water naturally from rain or snow. If your outside hose is already shut off for the winter, then use a bucket and add five gallons to the area around the tree.

Continue watering plants and trees. Older plants and trees should enter winter well-hydrated, so continue watering even after the leaves have dropped. Even in the wintertime, hardy evergreen plants continue to lose moisture through their needles and if it’s a dry winter they need supplemental water too.

Reprinted with permission from RISMedia. ©2021. All rights reserved.

Page 24

#1 Residential Golf Course in Georgia – Golfweek 2021

TEXT: RBHGVCS TO: 52187

TEXT: RBGRTRT TO: 52187

103 Secoffee Drive - $499,000

Lot 18 ARBORS LANE - $99,500

Fully Furnished 3 BR / 3 BA Golf Cottage on #17 Green

Nice Level Building Lot with Pond and Waterfall Views

TEXT: RBHBNWN TO: 52187

TEXT: RBFXDDC TO: 52187

127 D ARBORS LANE - $599,000

109 SPIRIT RUN - $199,000

3 BR / 2.5 BA Condo with Pond and Waterfall Views

Beautiful Golf Course Lot with Views of the 14th Fairway and Pond

TEXT: RBGVPXL TO: 52187

TEXT: RBFPRNL TO: 52187

Lot 19 L McGEHEES TRAIL - $175,000

101 AHAYA DRIVE - $99,000

Large 1.03 ac Building Lot On #13 Fairway

Level building lot close to the Clubhouse and swimming pool

www.Cuscowilla.com • (706) 484-0055

Page 25

Eagle’s Rest at Cuscowilla, LLC is proud to announce the release of the last 17 Lake View lots.

All the lots are listed at $299,000 and each has an assigned boat slip and a Cuscowilla Residential Golf Membership included in the price.

Eagle’s Rest showcases breathtaking views of Lake Oconee and soaring trees through the natural beauty of Cuscowilla. The unique properties, which are totally different from the pine groves of Cuscowilla offer terracing lake views, huge hardwood trees and each lot has a private assigned boat dock.

Members and guests of Eagle’s Rest will have exclusive access to The Pointe at Eagle’s Rest.

This private Lake club within Eagle’s Rest offers a beautiful lakeside gathering area with huge main lake views, boat docks, grills and fire pits. This will be a wonderful place to spend quality time with your family.

This is your last opportunity to have the Cuscowilla property that you have always dreamed of. Please contact me for additional information or to schedule a tour.

Obtain the PrOPerty rePOrt required by Federal law and read it beFOre signing anything. nO Federal agency has judged the merits Or value, iF any, OF this PrOPerty. vOid where PrOhibited by law.

HOW TO FIND QUALITY MOVERS Hiring a moving company is one of the most important decisions people make when buying or selling a home. Nightmare stories abound about movers that show up hours late, break or lose items, or whose estimates aren’t accurate.

Thankfully, there are things you can do that will increase your chances of finding a reliable moving company while avoiding the bad ones.

Here are some key ways to be sure you find the right moving company for you.

Read the reviews. One of the great things about the internet age is that you can find reviews for just about any business. Go to sites like Yelp that review businesses and see what people have to say. Don’t let one bad review turn you off, and consider what reviewers are complaining about because some people are unreasonable.

Get referrals. Referrals are different from reviews because they come from people you know. Perhaps there’s someone who recently moved to your neighborhood, ask them if they recommend their movers. Or maybe a coworker of yours recently moved. You can also reach out to friends on Facebook. Your local chamber of commerce or the Better Business Bureau are also excellent references.

Get options. Talk to more than one moving company, even if the first one seems perfect.

And consider factors beyond pricing—cheapest isn’t always the best. And when discussing cost, ask what factors might change an estimate.

Make a checklist. There are definite warning signs to look for when choosing a mover. First, be sure the company you hire is properly licensed and insured. Don’t take estimates over the phone or via email, there’s no way a mover can give an accurate price without actually looking at your belongings. Poorly maintained websites and an unwillingness to work out a flexible payment plan also are red flags.

Protect your valuables. Even if you’re confident that you’ve found the perfect mover, there are certain things you should move yourself. These include important identification, such as birth certificates, passports and Social Security cards, along with financial information. You also want to move jewelry and other small, expensive items yourself.

Moving is stressful, so be sure to find the right moving company to make the process as smooth as possible.

Page 27

3BIG MYTHS WINDOW REPLACEMENT

Offer ends Dec. 31

When it comes to window replacement, there are too many myths floating around and not nearly enough facts.

Myth #1: “Vinyl windows are the best solution.”

Myth #2: “Window replacement is difficult.”

Myth #3: “All warranties are the same.”

Fibrex® composite material is two times stronger than vinyl and makes for stunningly beautiful windows with a durable finish that, unlike vinyl, won’t peel, crack or fade².

It depends on who you call.

Renewal by Andersen is the full service window replacement division of 116-year-old Andersen Corporation, the most trusted family of window brands in America³.

As both the manufacturer and installer of your windows, Renewal by Andersen gives you both product and labor coverage². As a homeowner, you get absolute peace of mind.

40 off BUY ONE, GET ONE

%

WINDOWS & PATIO DOORS

1

MINIMUM PURCHASE OF 4

Plus NO Money Down NO Interest NO Monthly Payments for 1 year 1

MINIMUM PURCHASE OF 4 – INTEREST ACCRUES FROM THE PURCHASE DATE BUT IS WAIVED IF PAID IN FULL WITHIN 12 MONTHS

Installation always included

CALL BY DECEMBER 31 to schedule your FREE in-home consultation

888-285-6904

DETAILS OF OFFER: Offer expires 12/31/2021. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off when you purchase four (4) or more windows or patio doors between 3/1/2021 and 12/31/2021. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Subject to credit approval. Interest is billed during the promotional period, but all interest is waived if the purchase amount is paid before the expiration of the promotional period. Financing for GreenSky® consumer loan programs is provided by federally insured, federal and state chartered financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License number available upon request. Some Renewal

by Andersen locations are independently owned and operated. 2See Renewal by Andersen® Products and Installation Transferable Limited Warranty for details. 32018 U.S. Homeowner Brand Study of the Renewal

by Andersen brand versus competitive brands. “Renewal by Andersen” and all other marks where denoted are trademarks of Andersen Corporation. © 2021 Andersen Corporation. All rights reserved. rba12589

1

TIPS FOR GETTING

A HOME LOAN

Need a loan to buy a house? There are many options out there to help you obtain a mortgage, and finding the best loan and lender for your particular situation can be confusing and difficult. To help you navigate the process, check out the following tips:

Have your documents ready. Although each lender may require different documentation, you may be required to furnish the following information depending on your employment and financial situation: • • • •

Pay stubs Tax returns Financial statements (one that is less than 60 days old); Copies of additional monthly payments such as car loans, credit cards and student loans • Any other information (such as proof of additional income) that you think will help a lender evaluate your credit request positively.

• Review the basics. Knowing the fundamentals of the home loan process is an excellent way to prepare to choose the right mortgage. Make sure you are familiar with interest rates, loan terms and additional fees associated with buying a home.

Know your own financial situation. Before you begin the home loan application process, determine what you can realistically afford. Take into consideration your credit score, how much debt you currently carry and what type of down payment you’re prepared to make.

Compare quotes. Beyond the interest rates, there are closing fees and points and commissions.

You’ll want to compare these for all the lenders on your list. There are several calculators available online that may help you determine which loan provides the best value, including ones offered by ABA.

Choose a trusted lender. Get references from family and friends, and do your research. Check with your local Better Business Bureau, and find out if it has received any complaints about any of the lenders you’re considering.

Read between the lines. Slick TV ads, telemarketers or door-todoor salespeople will often offer fast, easy loans for houses, cars and home repair, but not disclose all of the details. Read the fine print.

If it sounds too good to be true, it probably is.

Ask questions. When in doubt, ask for clarification from your lender. Discuss how long the loan process will take, how you will communicate–by phone or email– and who will service your loan.

Reprinted with permission from RISMedia. ©2021. All rights reserved.

Page 30

Your Reynolds Lake Lake Oconee’s

#1 AGENT

For The Last DECADE! E NE CO EO K A L LDS NO REY

To See ALL Reynolds Resale Properties TEXT: LoveReynolds TO: 52187 E NE CO EO K A L LDS NO REY

Impressive Waterfront Estate Situated on Almost 1.4 Acres

One of a Kind Waterfront Estate offers the "Reynolds Homestead Lifestyle"

TEXT: RBHJLCL TO: 52187

TEXT: RBHBTPC TO: 52187

E NE CO EO AK L LDS NO REY

RS ATE TW A E GR

Amazing Lake Access Home on Arguably the Best Lake Access Lot in Reynolds

Beautiful Waterfront Home with Stunning Views

TEXT: RBHDSXZ TO: 52187

TEXT: RBGYPHY TO: 52187

LDS NO REY

E NE CO EO K LA

LDS NO REY

E NE CO EO K LA

New Construction by Rob Marett on the 1st Green of The Oconee Course

Preserve Golf Course Home on Private 1.4 Acre Lot

TEXT: RBGRNPD TO: 52187

TEXT: RBHHVLY TO: 52187

Re ynoldsL akeOconeeResales.com

Page 31

Oconee Resale Expert

Brian Quinn

o: 706.467.3181 | c: 706.347.2368 bquinn@plantationcable.net 2800 Reynolds Walk Trail

Greensboro, GA 30642

E NE CO EO K A L LDS NO REY

E NE CO EO K A L LDS NO REY

Waterfront Homesite Offering Over 4 Acres of Privacy and Lakefront Access

Ranch Styled Golf Course Home with Great Preserve Course Views

TEXT: RBGNFMB TO: 52187

TEXT: RBGTNHD TO: 52187 G DIN LAN S LD NO REY

RS ATE TW A E GR

LDS NO REY

Great Custom Built Home with Large Social Spaces

2nd Home Getaway Near Clubhouse and Other Amenities

TEXT: RBGXSBS TO: 52187

TEXT: RBHFDCY TO: 52187

E NE CO EO K LA

LDS NO REY

E NE CO EO K LA

Wonderful Estate Lot Enjoying Over 1.8 acres of Privacy

Golf Course Homesite on The Creek Club 10th Hole

TEXT: RBHBTPB TO: 52187

TEXT: RBGNNDP TO: 52187

Re ynoldsL akeOconeeResales.com

Old Capitol Realty 478-452-9358

Serving All of Central Georgia 185 Roberson Mill Rd. Milledgeville, GA 31061

Let us help you get your home SOLD! NEW LISTING

NEW LISTING

TEXT: RBHGHVS TO: 52187 156 MAYS ROAD • MILLEDGEVILLE • Beautiful Lake Sinclair Lot w/Outstanding Views • Deep, Open Water Lot, Cleared • Great Place to Build Your Home!

• $285,000

TEXT: RBGWHTG TO: 52187 2702 IRWINTON ROAD • MILLEDGEVILLE • Great Investment Property! 2 Bedrooms • 1 Bath, New Exterior Paint, Shaded Front Porch • Call Today for Details.

• $49,900

TEXT: RBGGWGW TO: 52187 144 E MAIN STREET • IRWINTON • Commercial Brick Building on Main St in Irwinton • Was used as a Health Care/Doctors Office • 3 Baths, Georgia Power • $189,000

TEXT: RBHFZSY TO: 52187 130 CRYSTAL RIDGE DRIVE • MILLEDGEVILLE • Beautiful Ranch Style 4 BD/2.5 BA Home • Over 2 Acres Connected to a Pond in Subdivision • Hardwood Floors, Beautiful Kitchen/Dining rm/Breakfast nook • $260,000

UNDERCT CONTRA 200 MILLEDGEVILLE HIGHWAY • GORDON • Looking for Small Town Living, Well This Is It! • Cute Brick Home, 2 BD/ 1 BA, Corner Lot • Spacious Kitchen, Dining Room, Carport/Shop • $80,000

TEXT: RBHJMNF TO: 52187 146 OLD FORGE WAY • MILLEDGEVILLE • New Construction!

• 4 BD / 3 BA, Nice lot • The perfect place to call home • $199,900 NEW LISTING

TEXT: RBFJCTX TO: 52187 415 DARREN CARSON LN • GRAY • Great Building Lot in Hidden Lakes Subdivsion • 1.18 acres Near End of Cul de Sac • Perfect Place to Build Your Dream Home • $27,900

TEXT: RBDSJYP TO: 52187 269 COX WOODLAND RD NW • MILLEDGEVILLE • Great Building Lot • Build Your Dream Home • Doublewide OK • $36,500

TEXT: RBGYMFR TO: 52187 PINE KNOLL LANE • EATONTON • Three separate parcels for sale. 087B239 (1.76 acres), • 087A071(0.09 acres), 087A070(0.52 acres).

• All 3 parcels Sold together. Located in Putnam County • Forest Lake Subdivision

TEXT: RBHJMKH TO: 52187 144 KNIGHT LANE • IRWINTON • Nice Vacant, Wide Lot • Near the Heart of Irwinton • Good for a Mobile or Site Built Home.

• $12,500

TEXT: RBGYFTF TO: 52187 110 CARRS STATION ROAD • SPARTA • Nice Shaded Lot Surrounded by Pasture Land • Lot is Estimated Over an Acre • A Great Place to Build Your New Home.

• $20,000

TEXT: RBGVVFG TO: 52187 2828 N. COLUMBIA STREET • MILLEDGEVILLE • Vacant Lot Across the Street from Kroger • Great Location • Call Today for Details!

• $90,000

www.C21OCR.com

1995 Century21 Real Estate Corporation as trustee of the NFA and trademarks of Century21 Real Estate Corporation, Equal Housing Opportunity. EACH OFFICE IS INDEPENDENTLY OWNED AND OPERATED.