GREATER SUDBURY AND SURROUNDING AREAS INCLUDING NORTH BAY
HOME & LIFESTYLE GUIDE JAN/FEB 2022 | VOLUME 29, ISSUE 7
Explore
this Ultra-modern, custom-built home with Long Lake views and frontage! $1,999,900 DIRECT 705.805.7505 • MAIL@THELEBLANCGROUP.CA
KATHARINE LEBLANC SALES REPRESESENTATIVE
DARREN C LEBLANC
THELEBLANCGROUP.CA
BROKER
For Advertising Opportunities Please Contact: Miranda Rocca-Circelli - info@trebnorth.ca 705.561.4152
Steven Kuula Broker Steve Ricard*
Gilles Gervais*
Jason McBain*
Justin Houle*
Sales Manager Gilles@KuulaTeam.com Jmcbain@KuulaTeam.com Jhoule@KuulaTeam.com Stevericard@KuulaTeam.com
Cody Piché*
Krystal Morrison*
Marie-Ange O’Bumsawin**
Shannon Daoust**
Cody@KuulaTeam.com
Krystal@KuulaTeam.com
www.560SOLD.com 24HR HOTLINE DIRECT: 705-560-SOLD(7653) OFFICE: 705-560-5650
Matt Christensen* Matt@KuulaTeam.com
Romi Baki*
Romi@KuulaTeam.com
Don Mercier-Kuula** Operations Manager
Office Administrator
Office Manager
SELL YOUR HOME WITH THE KUULA TEAM! BUYING OR SELLING? Visit www.560SOLD.com for FREE Reports to show you how! Direct: 705.560.SOLD Sales@KuulaTeam.com *Sales Representative **Unlicensed
Let’s put down roots. t. 705.586.3555 f. 705.586.3559 e. reception@berlonilaw.ca 254 Larch Street, Sudbury, ON P3B 1M1
Steven Kuula Steven Steven Kuula Kuula Steven Kuula
TjTj Herault* Gilles Gervais* Houle* Jason McBain* Steve Ricard* Blair Grignon* Herault* Tj Herault* Gilles Gilles Gervais* Gervais* Justin Justin Houle* Houle*Blair Jason Jason McBain* McBain* Steve Steve Ricard* Ricard* Blair Grignon* Grignon* Tj Herault* Gilles Gervais* Justin Houle* Justin Jason McBain* Steve Ricard* Gilles Gervais* Jason McBain* Steve Ricard* Blair Grignon* Justin Houle* Cody Piche* Krystal Morrison Morrison* Matt Christensen Christensen* Blair@KuulaTeam.com Gilles@KuulaTeam.com Tj@KuulaTeam.com Jhoule@KuulaTeam.com Jmcbain@KuulaTeam.com SALES MANAGER Blair@KuulaTeam.com Blair@KuulaTeam.com Gilles@KuulaTeam.com Gilles@KuulaTeam.com Tj@KuulaTeam.com Tj@KuulaTeam.com Jhoule@KuulaTeam.com Jhoule@KuulaTeam.com Jmcbain@KuulaTeam.com Jmcbain@KuulaTeam.com Blair@KuulaTeam.com Gilles@KuulaTeam.com Tj@KuulaTeam.com Jhoule@KuulaTeam.com Jmcbain@KuulaTeam.com SALES SALES MANAGER MANAGER MANAGER SALESSALES MANAGER Gilles@KuulaTeam.com Jmcbain@KuulaTeam.com Jhoule@KuulaTeam.com Cody@KuulaTeam.com Krystal@KuulaTeam.com Matt@KuulaTeam.com
Stevericard@KuulaTeam.com
Stevericard@KuulaTeam.com Stevericard@KuulaTeam.com Stevericard@KuulaTeam.com B KEERRB R OB BR RO OK KR ER O K E R Stevericard@KuulaTeam.com
705 560-SOLD Call The Kuula Team atTeam 705 Call Call The TheKuula KuulaTeam atat705 560-SOLD 560-SOLD
D SOL Complete TextOPPORTUNITY! RBHLZZS to 28888 MONEYListing MAKING Centrally located with 9 units. Property has been extensively renovated and features common laundry, security system and 4 lrg grg bays for increased returns.
!
CompleteMOVE Listing Text RBHJMKG to 28888 IN READY! Charming 3 bedroom, 2 bathroom and det. garage. Many updates including kitchen. Beautifully landscaped yard. Home shows pride of ownership.
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Complete Listing Text RBHLZZT EXECUTIVE CONDO!to 28888
Complete Listing TextSETTING! RBHHJVH to 28888 COUNTRY
Family oriented neighborhood. Updated kitchen, open living rm/ dining rm, 4bdrms, 2.5bthrms, spacious master bdrm walk in closets & cheater ensuite, rec rm w/ walkout to fenced in backyard.
Walk to everything in this meticulous 2 bed 1 bath condo. Mater w/walkin closet and cheater ensuite. Stainless appliances, in suite laundry and kitchen w/island.
Priv. dead end street w/ 2bedrms & large det. grge w/hoist. Surrounded by trails & lakes for the nature lover. Many upgrades incl. flooring & bathrm with clawfoot tub.
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Complete Listing Text RBHKXZN to 28888 HANDYMAN SPECIAL!
CompleteAMAZING Listing Text RBHJPZT VALUE! to 28888
Complete ListingALBAN Text RBGNVZV QUIET AREA!to 28888
Great location in Minnow Lake with scenic view of lake. 4 bedrms, 2 full baths and inlaw potential with separate metres. Perfect home for handyman or investor.
New Sudbury Location! 1300sq ft of living space, open concept flr plan, new roof, renovated bathrm, hardwd flrs, gas forced air & central air and much more!
Large 2 unit home fully rented. Huge eat in kitchen in main unit and lower level offers 4th bedrm and rec room. Second unit is a 1 bedrm with open living/eat in kitchen.
A Home SOLD Every 24 Hours…
THAT’S KUULA TEAMWORK!
*Sales Representative **Unlicensed
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CROWN CROWN REALTY REALTY (1989) (1989) INC.INC. BROKERAGE BROKERAGE Independently Independently Owned Owned and Operated and Operated
*Sales *Sales Representative Representative **Unlicensed **Unlicensed CROWN REALTY (1989) INC. BROKERAGE Independently Owned and Operated
*Sales Representative **Unlicensed
Complete Listing Text RBHLZZX 28888 TWO 6-PLEXS PLUS VACANTtoLOT! Two all brick buildings with 6-2 bedroom units in each, close to all amenities. Many updates, coin operated laundry facilities and fire safety done annually. Also a C6 zoned vacant lot included.
Happy New Year from all of us at the Kuula Team! D!
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Complete Listing Text RBHLZZY to 28888 HOSPITAL AREA GEM!
SOL Complete ListingMAINTAINED! Text RBHLNJM to 28888 WELL
It does not cost you anymore to hire the entire Kuula Team BUYING OR SELLING? 5 6 0 -5 6 5 0 versus a single realtor. Put our team to work for you. Visit www.560SOLD.com CROWN REALTY (1989) INC. BROKERAGE Independently Owned and Operated
D!
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Solid home w/3 beds & 2 baths. Detached garage, priv. backyard w/ basement walkout. Secondary drive to basement access. Security system wired & shingles done in 2019.
Many upgrades incl. steel roof, fence and spray foam insulation. 2 bedrm upper unit and 1 bedrm main floor unit. 4 parking spots att. grge for storage. A solid investment.
Complete Listing TextAND RBHDVTQ to 28888 ALL THE BELLS WHISTLES Turn key home with att. garage. 4 bedrms, 3 * bthrms, lrge foyer and open concept design. Gourmet kitch, lrge liv. Rm w/gas fireplace & walkout to manicured fenced yard.
for FREE Reports to show you how! BUYING BUYING OR OR SELLING? SELLING?
Visit Visit www.560SOLD.com www.560SOLD.com BUYING OR SELLING? forfor FREE FREE Reports Reports to to show show you you how! how! Visit www.560SOLD.com for FREE Reports to show you how!
Page 3
Romi Baki* Cody Piche*
DonDon
Shannon Daoust** Marie-Ange Shannon Marie-Ange Daoust**
Mercier-Kuula** O’Bumswin** Romi@KuulaTeam.comMercier-Kuula** O’Bumsawin** Cody@KuulaTeam.com OPERATIONS MANAGER OFFICE MANAGER OPERATIONS MANAGER OFFICE MANAGER
www.560SOLD.com
OFFICE ADMINISTRATOR OFFICE ADMINISTRATOR
Sales@KuulaTeam.com
BUY YOUR HOME WITH SELL YOUR THE KUULA TEAM! HOME WITH BUY YOUR HOME WITH THE KUULA TEAM! THE KUULA TEAM! The
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FREE VIP Buyer Service: Our buyers receive 1600sq ft, 3 bedrooms, open concept kitchen/ dining room withdaily center updates Make your dream of home ownership a reality, contact today! island. Entertainer friendly floor plan.top Single dollar, attached garage. 30 year usus Sell your home fast and for contact today! to homes that your needs on all new listings including wind rated match shingles. many options available! bank repos and distress sales! FREE of charge and you have no obligation to buy!
Put Our Entire Team #GreaterSudburyStrong To Work For YOU!
Make your dream of home ownership a reality, contact us today!
Page 4
The Real Estate Book
Greater Sudbury & Surrounding Areas With the holidays behind us, decorations placed back into their storage containers, and holiday feast a thing of the past, this can be a great time to take a look at your home and decide if this is a good time to sell your home. With the market still focused on a sellers market, this can be a great time to list your home. Maybe you are interested in renovating your home to make it into a place you can retreat to. The Real Estate Book offers an array of experts who can help guide you through the process of buying, selling, renovating and exploring new places where you can grow and thrive. This can be a challenging time for many, while we continue to explore a new world with changes that are seemingly constant and unpredictable, creating a home that you can find reprieve from the world is critical to ensuring that you have a space where you feel safe, comfortable and can enjoy time with yourself, friends and family. Before we know it, times will change, the market will change, and life will come back to a sense of normalcy, in the meantime, find ways to discover happiness in your own space, look to ways you can increase your home's value and create a space that you love. Explore this issue of TREB and explore the homes, properties and experts that can work with you and for you!
Looking to get more visibility and grow your brand, let's chat... Next Ad deadline is
Tuesday February 1st, 2022 Miranda Rocca-Circelli, MDDE, BSC., BSC. Owner & Distributor The Real Estate Book North info@trebnorth.ca www.trebnorth.ca www.trebsouth.ca
Agent Spotlight
GET FEATURED Looking to get more leads? Advertise with The Real Estate Book and get noticed with our Agent Spotlight! Interested? Next Ad Deadline is info@trebnorth.ca www.trebnorth.ca
Tuesday February 1st 2022
Page 6
Long Lake
$1,999,900
Ultra-modern, custom-built home with Long Lake views and frontage! The design and attention to detail that went into this home, created a beautiful balance for entertaining and making memories. The upper floor greets you with stunning views of the water, and space for relaxing with a movie with bedrooms that are tucked away for a peaceful night’s sleep. You also have access to upper outdoor decking from the family room as well as the primary suite! The en-suite in the primary bedroom will take you away into relaxation instantly as you soak in the tub or step into the rainfall shower. The main floor is an entertainer’s dream! The bright, spacious living space that leads to the kitchen and dining room with a walkout to the private backyard is the ideal place for guests to mingle. We all know that the magic happens in the kitchen and this kitchen is a show stopper. With custom cabinetry, quartz countertops and chef-inspired built-in appliances, built by Top Notch Cabinets it’s easy to see why this one is special. If you’re looking for a bonus room (maybe for an at-home gym), take a walk through the oversized double attached garage and open the door to an open space for whatever you can dream up, with a full bathroom. This sophisticated home is only minutes from the City’s South End with local boutiques, a craft brewery, a distillery and of course restaurants. Seeing really is believing, and you need to see this spectacular lake home with your own eyes. Schedule your private and confidential tour today.
DIRECT 705.805.7505 • THELEBLANCGROUP.CA We believe in Home. It is a place of peace. It restores you from today and ready’s you for tomorrow. We believe in family & friends and friends who feel like family are the best kind and there’s nothing more important than family. A home is where you grow. Discover who you are, what you believe in, and what your values are. A Home is so much more than what you ca see. We understand this.
EXPERIENCE
THE DIFFERENCE FOR YOURSELF
Page 7
On the Cover
MAIL@THELEBLANCGROUP.CA
KATHARINE LEBLANC SALES REPRESESENTATIVE
DARREN C LEBLANC BROKER
Page 8
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Page 9
M 6 Professionals Working For You
SOLD
$ *
find us, like us, follow us
This two unit all brick building features a main floor 3 bdrm apartment and a large 2 bdrm basement apartment is located in central minnow lake. Extensive renovations have been recently done including kitchens, bathrooms, roof, trim, doors, paint and more! a closed in shed/ storage area, a quiet subdivision, and much more! $399,700
SOLD
This single floor home in the centre of Chelmsford features open concept kitchen, dining, living rm, 2 spacious bedrms, updated bathrm, large rear mud room, new flooring throughout, new furnace, newer shingles (3 yrs old) single detached garage, appliances included. Looking to break into the housing market or to size down, this property is for you! $234,999
LARGE CUSTOM BUILT ALL BRICK HOME This home sits on over 3 acres of land located in Naneff Gardens in Garson. This stunning brand new custom owner built home with over 7000 sqft of living space. The grand entrance with 24 ft ceiling height shows an open concept layout to the upstairs. The 2 bdrm apartment could fetch 3200-3500 in revenue/month. $1,449,700 TEXT RBGHYPJ TO 844-928-0132
SOLD
Sitting on 11 acres, this home is a spacious 3 bedrms, 2 full baths, including a large master bedrm that features a walk-in closet and ensuite. Rebuilt in 2017, with a brand new garage (built in 2021!), a new well, and new furnace (2020), this home is ready for it's new owner to settle in! Don't miss out on your own outskirts escape, just 25 min east of Sudbury! $499,900
SOLD
This home Single0family home has 3+2 Bedrooms and 4 Full Baths with square footage of 3095, and located in Garson in an area with new, custom-built homes - a short distance from the golf course. $799,700
SOLD
This house is ready for you to move in. Renovations include kitchen (2019), rec room, new flooring throughout, along with the main bathroom. You will also find a full, formal dining room with patio doors that lead to a fully-screened deck and a beautiful fully fenced back yard. This house also features a garage (new concrete floor). 289,900
FANTASTIC OPPORTUNITY! This commercial building sits on the far left side of its 3.5 acres, leaving lots of room for expansion. Top floor was a former martial arts studio, was completely renovated from the studs, with permits (2011). A new front addition was also added. The lower level is a brand new (2020) and beautiful 3bdrm apartment. $899,000 TEXT RBHLQNN TO 844-928-0132 SOLD
Situated on a large 75" x 200" lot with green belt at the rear. This homes main floor features a large kitchen with patio doors leading to rear deck, generous living room with plenty of natural light, 3 full bdrms and a 4 piece bth. Basement features a partially finished rec-room, 4 bdrm and framed utility room. 189,900
Page 10
STAND OUT AND GET RESULTS with Multimedia Marketing Packages from Real Estate Professionals
· LOCAL PRINT · WEB & MOBILE · DIRECT MAIL
M N P S CALL US
+705.561.4152
Request a FREE MAGAZINE from any market across Canada
Page 11
3 Peter St. #A This very well kept 2 bedrm, 1 bath bungalow in Copper Cliff is perfect for a first time home buyer, investor or someone looking to downsize. With a functional open layout, large kitchen, good size yard, detached garage with laneway access and parking this home is a must see. 10 minutes for the Four Corners and walking distance to many amenities including park, playgrounds, school, arena, pool, library, public transit, corner store, medical offices, bank and many more.
$134,900 227 Fifth Avenue
0 Mary Avenue
SOLD Over Asking Price
$69,900
Immaculate 1.5 storey, Cape Cod home in the heart of Lively. This home checks all the boxes and has been tastefully updated throughout. The lower level of this home has plenty of storage, a bright, modern family room.
Vacant residential building lot close to walking trails, lakes, schools and many other amenities. Municipal services available and gas at road.
JESSICA NEWELL-TREMBLAY
705-698-5775 SALES REPRESENTATIVE WWW.JESSICANEWELL-TREMBLAY.COM RE/MAX CROWN REALTY NEWELLSELLS@GMAIL.COM
Page 12
COME HOME TO A CLEAN HOUSE
Residential Home | Carpet, Window and Move In/Out Cleaning Reliable & Affordable Regular & Deep Cleaning Cottage & Vacation Cleaning
WWW.BINX.CA SERVICE@BINX.CA 705.845.0998
SUDBURY | NORTH BAY
Your Investment is Our Priority
Your Investment is Our Priority darren@lalondepropertymanagement.com WWW.LALONDEPROPERTYMANAGEMENT.COM 705.662.6372 WWW.LALONDEPROPERTYMANAGEMENT.COM
darren@lalondepropertymanagement.com 705.662.6372
PARKING LOT SWEEPING YARD CLEAN UP SYNTHETIC TURF - RYMAR PRODUCT PROPERTY MANAGEMENT/MAINTENANCE EQUIPMENT RENTAL VACANT HOME CARE LINE PAINTING
PARKING LOT SWEEPING YARD CLEAN UP
Page 13
Direct Line - 705.561.4183
North Heritage Realty, Brokerage, Independently Owned and Operated
705.688.0007
PeterT@unitz.ca PeterT@unitz.ca www.petertrottier.com www.petertrottier .com
GET ZAPPAR ZAP THE CODE
Proud Supporter of
Toll Free - 877.688.0008
Super cute bungalow in fantastic central family friendly area. Fenced back yard with two sheds moments away from the water park and ice hockey rink. Nice open concept main floor with patio door to the deck ideal for entertaining. 3 beds, 2 baths with a finished family room on the lower level. This one is aggressively priced and won't last long. Book your viewing today ! Text RBHMCMX to 844-928-0132
Page 14
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Page 15
Crown Realty (1989) Inc., Brokerage
705• 560• 5656 Each Re/max offic is independently owned and operated. Not intended to solicit properties currently listed for sale or Buyers under contract with a Broker
EXCLUSIVE LISTING!
699,900 PRIME SOUTH ENDOFFERED AT $699,900
Prominent rental location in highly coveted Bell Park locale, just steps from amenities and Ramsey Lake. Two buildings comprised of 14 units being sold as a package deal! 12 unit building- features phenomenal 3 bedroom 'penthouse' suite with rooftop balcony, 10-two bedroom units, 1one bedroom unit. Building is loaded with character and charm with mostly hardwood flooring. 2 unit building- features 2-two bedroom units. Upper level renovatedboth units feature spacious decks. Great parking- unbeatable location. Call listing agent for financials. Text RBHJRYB to 844-928-0132
SOUTH679,900 END $679,900
NEW SUDBURY
SOLD Competing offers but only one competition winner! Congrats to my Buyers!
GARSON
SOLD Absolutely stunning raised bungalow in preferred school district offering all new flooring, dream kitchen with quartzite counters, new custom bathrooms and much more! Text RBHLZJG to 844-928-0132
Spectacular superbly renovated 2 story in prime South End within walking distance to hospitalincredible 360' deep private park-like setting. Expansive kitchen flows to dining area with walkout to new deck with pool! Text RBHLZJH to 844-928-0132
Competing offers but only one competition winner! Congrats to my Buyer!
BELL PARK
$469,900 NEW SUDBURY COMMERCIAL
$379,900 PRIME NEW SUDBURY! OFFERED AT $379,900
Competing offers but only one competition winner! Congratulations to my Buyer!
New Sudbury offered at $529,900 Double lot on the Kingsway w/ great exposure for you business-24/7 advertising from this commercial zoned property with two entry points, loads of parking & smaller (appx. 700sqft) dwelling on the property. $469,900 Text RBHBZNJ to 844-928-0132
Bright space open concept 4 bedroom home just steps from the mall, loads of cabinets, 2 bathrooms, walkout master to private lot Text RBHJQSN to 844-928-0132
MINNOW LAKE 4-PLEX
$853,0006-PLEX NEW SUDBURY
CAPREOL
SOLD
SOLD
SOLD
SOLD
Competing offers but only one competition winner! Congrats to my Buyer!
Competing offers but only one competition winner! Congrats to my Buyers!
Competing offers but only one competition winner! Congratulations to my Buyer!
at its finest Never question the unparalleled reach and value you receive when you advertise with The Real Estate Book. Qualified listings are posted daily to this portfolio of luxury partners:
240k+ monthly visitors Listings $750,000 and above qualify
570k+ monthly visitors Listings $500,000 and above qualify
350k+ monthly visitors Listings $500,000 and above qualify
2.3M+ monthly visitors Listings $1,000,000 and above qualify
43.1M+ monthly visitors Listings $450,000 and above qualify
Over $2,500 in value
plus exposure to millions of buyers included with your ad in The Real Estate Book Miranda Rocca-Circelli / 705.561.4152 / trenorth@gmail.com
MERRY
CHRISTMAS & HAPPY NEW YEAR
Light up your home with architectural lighting Exterior Sconces Sconces were originally used in Medieval Times, where a bracket for candles or torches was placed upon a wall to light the darkest parts of the castle. Today we see these on the exterior and interior of our homes. Sconces can be used to accentuate those long hallways without having to do much. Some sconces can project patterns of light on the wall which can give your home a beautiful regal atmosphere. Again, sconces don’t necessarily have to be place inside, they also look very good on the exterior of your home, like your driveway as you pull into your garage.
In The Spot Light Architecture is a great conversation starter! One of the best ways to showcase your home is highlighting it’s incredible architectural features. Consider shining a light on gateways, stone chimneys, spiral stair cases, cathedral ceilings, elaborate masonry, wooden beams across the length of your house.
Full Gallery at
DIRECT
705.560.9264
OFFICE
705.560.5650
Page 18
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Shirley Long Sales Representative
Coldwell Banker Charles Marsh Real Estate Õ1958) Ltd
CELL: 705-688-5921 OFFICE: 705-566-6111 SHIRLEY-LONG@COLDWELLBANKER.CA Looking to purchase a year round home in the French River/Alban/Noel ville area and a bit more North. Up to $350,000 cash buyers ready! 3 Bedroom Mobile Home Open concept with large lot and storage shed. Located in Hanmesveld park, 30 mins west of Sudbury Asking $109,500
PAIR-O-DICE 3 Season Park recreational Home in Capreol. All contents. Lot fee $1200/year. Asking $65,000
Duplex Close to Downtown. 2 (1) brdm units with tenants. Driveway 2 vehicles. Call for details. Asking $172,500
Page 19
Crown Realty (1989) Inc., Brokerage Independently Owned and Operated
Toll Free: 1-800-601-8601 (705) 560-5050 GET ZAPPAR
Ron Desforge MVA,Broker
ZAP THE CODE
Email: rdesforge@hotmail.com
COMPLETELY RENOVATED WITH A NEW KITCHEN, BATHROOMS, FLOORING, AND EAVESTROUGHS. THIS HOME COMES WITH A HUGE KITCHEN WITH MODERN CUPBOARDS AND SITUATED ON A LARGE CORNER LOT. THERE IS POTENTIAL FOR A 1 BEDROOM IN-LAW SUITE. THIS HOME IS MOVE IN READY! CALL RON DESFORGE, BROKER 705-560-5050 INVESTMENT OPPORTUNITY! - THIS PROPERTY FEATURES 1320 FT ON HWY 17, IN CLOSE PROXIMITY TO K.E.D. DISTRICT AND 86 ACRES OF MOSTLY FLAT LAND THAT SPANS FROM HWY 17 TO BANCROFT DRIVE (ALLEN ST.) CALL RON DESFORGE, BROKER 705-560-5050
Cute starter home in MINNOW LAKE 2+1 BEDS 2 BATHS, Oak kitchen cabinets, huge living room, 2 baths, rec room with a gas fireplace, includes new furnace, shingles in 2020, just come and add your personal touch, and enjoy owning your first home. Call RON DESFORGE, Broker 705-560-5050
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Page 20
NEW
S ’ R A YE ONS I T U L O S E R SAVINGS S R E N W O E M FOR HO
The New Year is upon us, which means that it’s time again for resolutions you can stick to. Saving money is often one of the most common New Year’s resolutions, and one that can be easier to do (it’s a lot easier to take care of your finances than get on the stair stepper).
And since owning a home is easily one of the biggest expenses the average person will have in their lifetime, saving money around the home is crucial. Even for those who are able to pay off their mortgage, the cost of annual maintenance - plus the little luxuries we tack on - can really add up. In order to save some money this upcoming year on home-related expenditures, consider these steps:
REFINANCE. Interest rates are still fairly low right now, so take a look at your current mortgage and assess if it would be wise to refinance. Cutting even $100 from your monthly mortgage payment will mean huge savings over the life of your loan. Be sure to understand the terms of the refinance, as sometimes the cost to refinance does not outweigh the savings. Consult your accountant or financial adviser as well before refinancing. SHOP YOUR HOMEOWNERS INSURANCE. We often overlook the cost of homeowners insurance because it is escrowed and paid as part of our monthly mortgage payment. However, you could be greatly overpaying for homeowners insurance, which would increase your monthly mortgage payment unnecessarily. While you’re at it, ask your home insurance agent to package in your car, boat, or other insurance policies to get additional discounts, typically up to 20%.
REDUCE ENERGY WASTE. Take a look at your monthly energy bills to see how much energy you are really using each month. Make efforts to reduce energy usage in the winter cold and summer heat by properly sealing windows and doors that could be susceptible to drafts. Set your thermostat a few degrees cooler during the day when no one is home to save on unnecessary heating and cooling. Another way to reduce energy waste is by completely switching to LED lighting. LED light bulbs might cost a little bit more in the beginning, but in the long run, they save more money than incandescent bulbs. In-
candescent bulbs aren’t efficient: only about 10% to 15% of the electricity that they consume results in light. The rest is turned into heat, but not enough heat to add warmth to your house, so it’s a waste. Making the switch will also help you fulfil a resolution to be better to the environment!
SKIM DOWN YOUR CABLE, PHONE AND INTERNET. Oftentimes, when homeowners set up their television, Internet and home phone service they get talked into a bigger package than they need. Do you really need the fastest Internet speed? How many of those 245 television channels do you actually watch? See if you can save yourself a few hundred dollars a year by downgrading your service package. A lot of service providers can help you save money by bundling services. At the very least, it’s worth it to give them a call and ask if there are any adjustments that can be made to your bill, since you’re a valued customer. It sometimes works!
GET SMART AT THE GROCERY STORE. We often think of our food costs as a necessity--therefore, we justify the expense. However, a little bit of frugality can go a long way when you’re working the aisles at your local market. Get in the habit of clipping coupons and checking the sale papers to make some smart food shopping choices. By following these tips and consciously spending wisely, you will be able to sock away more money, which can come in handy, especially if you’re looking to move into a new home!
5 FACTS ABOUT SELLING A HOME IN THE WINTER
BY DIXIE SOMERS
Can’t wait until spring to sell your home? Winter can be a tough time to attract buyers, particularly if you live in a region where there’s going to be ice and snow all around. Your home may not show as well in bad weather; however, it is possible. Here are some winter real estate facts to keep in mind: Everyone Appreciates Mood Create a cozy feel by adding extra pillows or afghans to the sofa and beds, or some plush throw rugs on the floor. Leave the dining room table set for dinner, along with a champagne bucket and a couple of glasses. Add some extra-fluffy towels or robes in the bathrooms. In short, make everything look comfortable and inviting. Bright Light Is Cheery There’s nothing that makes a house cheerier than sunlight. Wash the windows inside and out so they sparkle. Pull up the blinds and throw back the drapes for some warming illumination. In darker corners and niches where the sun won’t reach, place a lamp and keep it on. You could also use spotlighting to illuminate major features of the kitchen, living room or bathroom. Warmth Is Comfort People coming in from the cold will be pleased to find your home is warm and toasty. As a retreat from winter cold, your buyers will have more of a reason to feel comfortable and take their time. You might consider lighting a small fire in the fireplace or wood stove to keep things toasty. Try to keep indoor humidity between 4060 percent to avoid that dry, stuffy feeling.
People Like an Orderly Property In the winter, all visitors may see is a blanket of snow (depending on where you live). Do your best to keep the driveway and walkways neatly cleared and free of ice. Even if there’s just a light dusting of snow, sweep it away. Spread some sand over walkways to avoid slips and falls. Try to keep the roof clear of snow, as well, as a good roof is important to selling any home. You can always call in a roofing company if yours isn’t up to par. Winter Can Be the Ideal Season You’re more likely to get bids faster in the wintertime because you’re dealing with motivated buyers. They need to move, and soon, or they’d be waiting for the balmier temperatures of spring. You may get fewer visitors, but they’ll be serious buyers, not just frivolous house-shoppers. Stage your home well for the season and you may very well sell faster, and for a higher price, than you expected. You always want to keep your home clean and in good repair, but the trick to selling in winter is creating the effect of a warm, sunny retreat from the elements. Dixie Somers is a freelance writer and regular contributor to RISMedia’s Housecall blog. Reprinted with permission from RISMedia. ©2018. All rights reserved.
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5 Ways toto Find 5 Ways FindYourself Yourself During Isolation During Isolation Miranda Rocca-Circelli, MDDE, BSc., BSc. Miranda Rocca-Circelli, MDDE, BSc., BSc.
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