Tri-CIty News February 4 2021

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Coquitlam

Port Coquitlam

Port Moody

In-person meetings causing concern

Homeless couple fears eviction from makeshift cabin

Coronation Park redevelopment inches closer to reality

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T H U R S D AY

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FEBRUARY 4

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2021

There’s more at

tricitynews.com

PoCo hockey helps out + Fourth pot shop for Port Moody + PoCo mortgage expert wins big

BORROWED SUNSHINE

HOUSING

Are we living beyond our means? Coquitlam homeowners pay 38.5% of their income on their mortgage STEFAN LABBÉ slabbe@tricitynews.com

Kimberley Constable, the manger of the Terry Fox Library in Port Coquitlam, gets a dose of artificial sunshine from one of the 150 special therapy lights that can be borrowed from the branch. For more, see the story on Page 22. MARIO BARTEL/THE TRI-CITY NEWS

Coquitlam is the seventh most “cost-burdened” city in Canada, according to a recent study that measured the percentage of household income homeowners used to pay off their mortgages. The report, conducted by the real estate date company Point2, found Coquitlam homeowners spent an average of 38.5% of their income on their mortgage, meaning an average household would need to earn an extra $32,845 (33%) more to dip below the recommended 30% income-mortgage threshold. And

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that’s with median household incomes standing at $100,408. Beyond Coquitlam, the share of household income needed to afford housing “has gone up exponentially” over the last decade. In 2010, six cities were on Canada’s mortgage burdened list, defined as cities where mortgages make up more than 30% of a homeowners’ income. At the time, Coquitlam took the unenviable top spot with mortgages making up 40% of homeowners income, according to study. Ten years later, several other cities in British Columbia have joined Coquitlam in the “markedly unaffordable territory.” They include Burnaby, where 44.7% of residents’ income was found to go toward their mortgage in 2020, as well as Richmond (44%), Vancouver (41.6%), Kelowna (40.8%) and Langley (40.5%).


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