After Closing To-Do List

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POST C LOS I N G TO - D O LI ST


BUYER C HEC KL I ST FILE FOR EXEMPTION

Contact the appraisal district to file for homestead, over 65, disability exemptions. Be sure to ask the Appraisal District about any exemptions to which you may be entitled. Homestead between January and April following the year home was purchased. Over 65 and disability exemptions, file as soon as possible after closing.

FILING FOR PROPERTY TAX EXEMPTION WITH THE APPRAISAL DISTRICTS Potter & Randall County www.prad.org 806-358-1601

Deaf Smith County www.deafsmithcad.org 806-364-0625

Armstrong County www.armstrongcad.org 806-226-6021

For other counties, Google Search: “County Appraisal District”

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TITLE POLICY AND DEED

The owner’s title policy and original warranty deed will be mailed to you in a few weeks. If you do not receive it, please call the title company where you closed.

FILE RELEASE OF LIEN

In 15 or 30 years, when you pay off your note, the lender should mail you your Deed of Trust, Note, and Release of Lien. The Release of Lien must be filed at the County Clerks Office to remove the lien from your house.


SELLE R C HEC KL I ST INSURANCE

After you receive your proceeds from closing, contact your insurance agent. You may be entitled to a refund of any unused portion of prepaid insurance.

STOP MORTGAGE AUTO DRAFT FHA-HUD LOANS: FHA #

Where to find the FHA file #: Settlement Statement from purchase Payoff Statement

If you have an FHA-HUD loan, you may be entitled to a refund or mortgage insurance premium. Call the FHA-HUD refund department at 800-697-6967

PROPERTY TAX BILL

If you receive property tax bills after closing, please forward them to the buyer. You should also give notice to all taxing authorities of the change of ownership.

N OTE S



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