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VOL. 32 NO. 6

Phase Two of Your Life?

A Mature News Magazine for Southeastern Wisconsin

Local Author Recalls Road Trips’ Golden Years

June 2018

INSIDE....

Check out our

Apartment & Condominium Directory See Page 13

Nemovitz wants houses improved See Page 6

The Watts, great people

See Page 4

Artwork by Gene Haas

BY JACK PEARSON

We are fortunate to live in one of the most geologically diverse nations in the world – majestic, towering mountain ranges; multitudinous lakes and rivers, some of them among the largest and longest in the world; long and beautiful ocean shorelines, magnificent forests—on and on. And amid all of these wonders are a plethora of fantastic natural and manmade wonders.

So what is quite odd, even ridiculous when you think about it, is that about the only time most of us ever see any of it is in travel magazines, on folders or on television.

Not that Americans don’t travel and take vacations. They do, more than any other people of the world and more now than at any time in history.

So what’s the problem?

There are many reasons. One of them, strangely enough, was the in-

vention of the airplane by the Wright Brothers, which evolved into today’s gigantic airline industry. Another is the rapid rise of major resorts and hotels and other tourist attractions primarily in southern areas. And perhaps a third cause, our own impatience. If we have a week or two vacation or other free time, and want to spend it at one of those resorts or hotels, we don’t want to waste even minutes or hours of it getting there. So the answer is to go by air. We hop aboard a huge airliner that whisks us thousands of miles away in no time at all, to a beautiful spot in the sun with a great pool, a four-star restaurant, everything. Then, after our stay there, we get on another big airliner to take us back home. What it amounts to is we just don’t take the time to see and enjoy all the wonders around us.

One local household’s solution to the issue can be found in a charm-

ing new book called “Don’t Make Me Pull Over!: An Informal History of the Family Road Trip.” Local author Richard Ratay wrote it. Among other things, it concerns the vacations—by auto—taken by the Ratay family back in the ‘70s and ‘80s, and the benefits and enjoyment that form of travel entailed. The family consisted of Rich’s father and mother, Charles and Marilyn Ratay, Rich and his two brothers Mark and Bruce, and his sister Leslie.

I’ll get back to the book in a moment, but first a bit of background on how I learned of it. Three recently published sports oriented books are: the 50-year history of the Milwaukee Bucks; the history of the Indianapolis 500; and the brief but eventful tenure of the Bradley Center in downtown Milwaukee. The work on all three books involved collaboration by Rich Ratay ROAD TRIP continued on page 37

Ruling the Social Security gravy train

See Page 8

Events Calendar See Page 35

Meet a Local Athletic Leader

See Page 29

We Saw You At 50 Plus Fest & Retirement Show See Page 38

2 • 50PLUS •

JUNE 2018

MDs Advise: Learn the facts about cataracts

by Cheryl L. Dejewski

Even though six out of 10 people age 60+ have one, most people don’t know the facts about cataracts until they’re diagnosed with one. Don’t let poor vision cloud your future.

Read, learn, and take action now.

Definition “A cataract is the clouding of the natural lens located inside the eye behind the pupil,” says Mark Freedman, MD, senior partner at Eye Care Specialists, a leading ophthalmology practice recognized for providing advanced medical, surgical and laser treatment of most all eye conditions.

“This lens works like a camera lens— focusing light onto the retina at the back of the eye to form the images you see.

As you age, proteins in the lens may clump together and start to cloud.

This is called a ‘cataract.’

As the clouding advances, it can blur or fog vision to the point of inhibiting daily functioning.”

Depending on the cataract type, clouding can take years or just months to progress.

Symptoms Poor vision is not a fact of life as you age. David Scheidt, OD, advises to schedule an eye exam if you notice: ■ Foggy, fuzzy or blurred vision ■ Sensitivity to light and glare ■ “Starbursts” around lights ■ Holding items closer to view ■ Needing brighter light to read ■ Fading or yellowing of colors ■ Difficulty judging stairs or curbs ■ Difficulty seeing to drive at night ■ Vision affects ability to do tasks ■ New glasses don’t improve vision

Protection “Cataracts cannot be prevented. Cataract development may be delayed or slowed, however, by wearing sunglasses and hats with brims, eating a balanced diet high in healthy nutrients (vitamins, minerals and antioxidants) and low in fat and sugar, avoiding smoking and excessive alcohol intake, and keeping your blood sugar under control if you have diabetes,” says Brett Rhode, MD, Head of Ophthalmology at Aurora Sinai Medical Center and a partner at Eye Care Specialists.

from doing tasks, new glasses won’t improve clarity, and no other conditions exist which would negate the benefits of removal, like severe macular degeneration (AMD), then it’s time for surgery.”

Normal Eye: The clear lens focuses light rays onto the retina, producing a sharp, clear image.

Before Surgery

Eye with Cataract: The cloudy lens causes light rays to scatter, producing a washed out, hazy image.

Risk Factors

retina,” explains Daniel Ferguson, MD, who, along with his partners at Eye Care Specialists, uses the most advanced techniques to gently break up and remove cataracts through a tiny incision—often with only an eye drop needed for anesthesia.

■ Age (cataracts develop with time, ■ ■ ■ ■ ■

like age spots & wrinkles) Diabetes (doubles your risk) Cortisone/steroid use Sun exposure Previous eye injury Smoking

Treatment: When

Treatment: How “There are no drugs, drops, glasses or exercises that can prevent or cure cataracts. The only effective treatment is to make an opening in the eye, surgically remove the cloudy lens (cataract), and replace it with an intraocular lens implant to once again focus light rays onto the

Daniel Paskowitz, MD, an ophthalmologist with credentials from Harvard and Johns Hopkins advises, “It’s not necessary to wait to remove a cataract until it’s so ripe that almost all vision is blocked.

In fact, if you wait too long, it can grow so dense that the operation becomes more difficult.” Eye surgeon and continuing education lecturer Michael Raciti, MD, adds, “If the cataract is preventing you

Cataract surgery is NOT performed in the office or on the day of your initial appointment. First, you must meet the surgeon and have preparatory tests done.

Once you and your doctor decide to proceed with surgery, you will have a comprehensive eye exam to see if any other existing conditions (such as glaucoma, diabetes, retinal detachment and AMD) could detract from your results. Your exam will also include a quick, painless ultrasound procedure to determine the prescription for the implant that will restore focusing ability in your eye.

Why Some People Hesitate “Some people think cataract surgery is unaffordable. They don’t realize it is covered by Medicare, Medicaid and most insurances. Others think they are too old or poor vision is just part of aging. The truth is that vision loss from cataracts is usally reversible, and cataract removal is one of the safest outpatient operations— even for the very elderly,” says Rhode.

FREE Booklets

Call 414-321-7035 for books on cataracts, diabetes, macular degeneration or glaucoma.

See the best you can see, when you see the leaders in ophthalmology.

T EYE

CARE SPECIALISTS

Are you putting your vision at risk?

Most people aren’t motivated to make an eye appointment unless they notice a problem—and often not even then.

What they don’t realize is that many sight-threatening conditions have no warning signs. But, if you know the risks, symptoms, tests and treatment options for common eye concerns, you’re more likely to take action. We can help. Call 414‐321‐7035 for detailed free booklets on cataracts, glaucoma, AMD, and diabetes.

Then, consider: When was your last eye exam? If it was more than a year ago, call today to protect your vision for tomorrow.

■ ■ ■ ■ ■ ■ ■

World-Class Care. Local Convenience.

Glaucoma, Diabetes and Macular Degeneration (AMD) Care (with advanced medication injection and laser treatments) No-Stitch, No-Shot Ultrasonic Cataract Surgery (with standard, multi-focal, toric & extended-range implants) Corneal Transplants, Lid Repair and Retinal Cases Dry Eye, Floaters and Infections Treatment Comprehensive Eye Exams & In-Office Diagnostic Laser Scans Eyelid Treatment (inflammation) & Surgery (drooping) Accept Medicare/Most Major Insurances

Trusted by more than 130,000 doctors & patients since 1985.

Mark Freedman, MD

Brett Rhode, MD

West Allis 10150 W. National Ave.

414-321-7520

Daniel Ferguson, MD

www.eyecarespecialists.net

Daniel Paskowitz, MD, PhD

Wauwatosa 2323 N. Mayfair Rd.

414-258-4550

Michael Raciti, MD

Milwaukee 633 W. Wisconsin Ave.

414-298-0099

David Scheidt, OD

Our republic is facing great dangers politically Our republic is under stress. So much so, in fact, that if you’re not worried about its future, you probably haven’t been paying attention.

What makes me say this? Our public discourse has become uncivil and shrill. Corruption and unethical actions by prominent politicians headline the daily news. Too many politicians make their mark by fueling division, exploiting frustration and casting doubt on our democratic institutions — and too many Americans respond by agreeing with them.

On the whole, Americans’ regard for our political institutions and the people who run them is scraping rock bottom. By two-to-one margins, parents urge their children not to go into politics.

And who can blame them? These days, it’s far easier to enumerate the things that are wrong with our republic than what is right. It’s marked by a proliferation of special interests, an avalanche of money, disregard for facts, gridlock, partisan gerrymandering, excessive partisanship, and indifference to the common good among political leaders.

So it’s not surprising that many Americans have tuned out. They understand our republic only vaguely and participate in it less. Voting rates are depressing, and a disturbing number of young Americans reject politics

ON

CONGRESS

By Lee Hamilton in all its forms.

While political engagement — as measured by people taking to the streets — may be on the rise, that’s not necessarily a sign of good civic health. In fact, we appear to be caught in a dangerous downward cycle. Government is seen as dysfunctional and corrupt; this causes the ablest people to stay out of government and politics; and this, in turn, hobbles politics and government.

The risk in all this is that as Americans disengage, we place the entire American democratic enterprise in jeopardy. Lincoln’s burning question at Gettysburg — “Whether a nation so conceived and so dedicated can long endure” — was apt then; it is disturbingly so today.

So what do we do? There are plenty of steps we could take to strengthen our democratic institutions and make government more efficient, effective, and responsive. But what we need

most of all is for our citizens — that’s you and me — to appreciate this democracy we’ve inherited, and to step up to the responsibilities it asks of us.

Our republic, despite its many challenges, is at its core a monumental achievement. It is marked by strong, independent branches of government, entrusted to exercise limited and defined powers within the bounds of the Constitution. It enshrines checks and balances, separation of powers, equal individual rights and opportunity, and the rule of law.

It provides fair, free elections — mostly free from fraud and manipulation. Most remarkably of all, it is constructed to allow us to seek a more perfect union — to improve it as the nation evolves. This is its great strength.

But we can only take advantage of its strength when we act as though we’re all in this republic together — when we work cooperatively to secure a country where all people have the opportunity to enjoy the promise of America by living a life of honor, excellence…and responsibility.

Because democracy places demanding responsibilities on its citizens — to cast an informed vote, to engage in the dialogue of democracy with civility and a willingness to learn, to make discriminating judgments about politics and politicians, to work

JUNE 2018

• 50PLUS • 3

with others to strengthen the institutions of democracy and improve our part of the world.

We will disagree with one another about all kinds of issues — but also know that we need to accept and tolerate those differences, because we are far stronger when we seek to reconcile them rather than ignore or exacerbate them.

Let’s not deny it: the trends these days are worrisome. We face a bewildering array of dangers to our republic. Authoritarian rule and autocratic leadership, once unthinkable, are now true concerns. We are subject to unwanted foreign influence, prey to public and private figures who use government to pursue money and power and manipulate the rules of the game for personal gain, and at the mercy of politicians who believe that whatever it takes to win is just fine.

But if we also lose trust that we, as citizens, can turn the republic around by shouldering our responsibilities to act, that’s when we’re truly sunk.

Lee Hamilton is a Senior Advisor for the Indiana University Center on Representative Government; a Distinguished Scholar, IU School of Global and International Studies; and a Professor of Practice, IU School of Public and Environmental Affairs. He was a member of the U.S. House of Representatives for 34 years.

Milwaukee County Senior Centers: Abele’s response disappointing In the April edition of 50 Plus we published a letter from the Milwaukee County Commission on Aging Advocacy Committee to County Executive Chris Abele asking him to take leadership to obtain the release of $200,000 in contingency funds that were set aside by the County Board of Supervisors for senior center programming in the 2018 county budget. Unfortunately, he not only refuses to take any leadership but he blames others, including the Advocacy Committee for not supporting his vehicle registration fee to raise revenue for services. He states that “I know that you advocated against that [registration fee] revenue increase” and adds that “I hope we can work together in the future to look for ways to fund critical services to seniors and others.”

And, he goes on to say that “Future

AGING ISSUES

By Tom Frazier cuts will be unavoidable unless advocates-like you-support the County in raising new revenues.” In other words unless you support my requests for more money there will be additional cuts over and above this year’s $200,000 cut. It should be pointed out that the $200,000 cut in senior center budgets was included in his initial budget request that did include his proposal for

the vehicle registration fee. So it wasn’t the Advocacy Committees’ lack of support for the fee, it was Abele’s intent to cut the senior center budget even as he was proposing the registration fee in his original budget submitted to the County Board of Supervisors. This response not only demonstrates a lack of leadership, but is very misleading by blaming others while refusing to take responsibility for proposing the $200,000 cut in the first place.

While I am sympathetic to the revenue problems facing Milwaukee County, I believe the County Executive must still take responsibility for his own budget decisions because, despite the revenue problems, County Executive Abele is in charge of a $1 billion county budget. Also, I believe that the Advocacy Committee and other senior

groups would be supportive of efforts to increase revenues, including additional shared revenues from the state, but the County Executive should be the leader in organizing “a groundswell of advocacy” that he calls for in his letter to the Advocacy Committee. And, as I have pointed out in earlier articles, Abele has managed to find $4 million a year for 20 years in support of the Milwaukee Bucks and proposed a $50 million airport expansion in support of Foxconn. He has not blamed either the Bucks or Foxconn for county budget problems. In other words, budgets are about priorities and there is no evidence in his 2018 budget proposal that senior centers are a priority.

Finally, his letter states that despite FRAZIER continued on page 12

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JUNE 2018

EDITORIALS

Father’s Day

If a horse or life throws you, get back on. This is similar to the saying that when life throws you a curve, just knock it out of the park.

Many of us here today are recognized by our age as members of the Greatest Generation, one that will be recounted in history for successes on numerous fronts and for perseverance when and if necessary.

We salute each and everyone of us as those younger stand in awe at our accomplishments, the efforts we put in protecting our families in our quite often growing to manhood hell-bent years. Yes, we matured, got jobs, raised families and, without hesitation, but often with extra-special effort pushing us

forward in many different careers.

We are not necessarily humble creatures. We saw our duties, turned such into accomplishments and now on this momentous occasion, Father’s Day, we are more than happy to share our pride in family as they are the sunlight of our lives, treasures sent by God that bring to us thoughts of the many blessings that money could never buy.

Our thanks go to all of the families and the true happiness they bring to we fathers.

It is not very often that a professional player of any sport has the heart and soul of a real kindly person. Or at least demonstrates it. Many players have great talents, but beyond the game, their interests mostly are filling their pockets with greenbacks. J.J. Watt is of a different breed. Watt put forth a burst of energy coupled with sympathy and concern for others this last summer when the hurricane winds shattered numerous lives and created multiple thousands of dollars in destruction in and near Houston, Texas, where he plays professional football.

Watt, God bless him, raised over $37 million in aid for the rebuilding of the more than 300,000 homes struck by the hurricane and their occupants.

Watt may not be a hero, but a definite helper in the efforts to rebuild in Houston. He immediately recognized the need for help and moved into action. But Watt, as a dynamic leader, needed much help and he got it both in Houston and in Pewaukee, where truck after truck of donated items were loaded and on their way to Houston.

He’s to be recognized and thanked many time over. Time Magazine also has honored him for his work on behalf of others.

But beyond just congratulating J.J. Watt, we take space in this magazine to point out that this man had to learn from his parents that money isn’t everything. One of the best points in J.J.’s life is his upbringing. Who knows what other great feats J.J. Watt will do or be responsible for? But regardless, we

feel, and we know he does, too, that he would not be the thoughtful person that he is without the parents that he has. John and Connie Watt, hard working, considerate people as they are as well as unique among parents of three professional football players, were not overwhelmed with the tasks in front of them as the Pewaukee caravans began forming at the high school and items were received, let’s say “unloaded” and reloaded and then on to Houston, Mom and Dad Watt were at the Pewaukee forefront of the response to Houston’s almost monumental problem. They led the Wisconsin effort to make J.J.’s promise to Houston as wonderful as it was. It is obvious that the Watts don’t shy away from what they should be doing. They are modest people who certainly helped their sons grow to greatness and, while doing so, never shirked a responsibility or shied away from a local cause that they could help succeed.

Another remarkable show of giving by this modern-day hero happened this past month when Watt again showed his commitment to giving back. Upon hearing of the shooting at Santa Fe High School in Texas, Watt wasted no time. He offered to pay for the funeral services of the victims and took time to personally visit many of the injured in the hospital. Words cannot describe the impact Watt has made on the mourning community.

Let’s just add our thanks to John and Connie. If you have dreams, we’re sure that they are great ones.

Thank you J.J. Watt

SENIOR ANSWER MAN

in various ways, we have to shrug these things away. We must think positively and take all things into our hearts, not merely into our heads. I am sure this doesn’t satisfy your quest for an DEAR SAM: Generosity and the feelings of love adequate answer. Meditate on this: A are said to be the foods of love. If you positive person is a happy one. Don’t believe this, try to explain such to me. always keep the same melodies in your mind. Singing new songs may brighten

DANNY BOY your horizon.

How’s that for skipping around the DEAR DANNY BOY: question?

First, we must love all human beSENIOR ANSWER MAN ings. Whether they have faults or fail us

It Makes Me

Youth is a gift from God and as we mature, I guess I’d have to admit that getting old is a work of art. Don’t ask, “Art Who?” There always will be things we cannot explain like the summer solstice and summer really beginning June 21.

CRABBY

We believe it begins about Memorial Day with a day of rain. Common sense tells us that summer is about three weeks old by the time June 21 arrives.

But this is just another thing we know little about. Having common sense doesn’t always provide the answers.

Killing TIMEWITH JIM McLOONE Flag Day is June 14th. It is followed by the great occasion, Father’s Day, on June 17. But we have to wait until June 21st for summer to really begin, or at least according to the calendar. l l l l l It is nice to know that most people - 66 percent of those asked - will give to charities as they have in the past regardless of whether their gift is tax deductible or not. l l l l l Pursue things that are meaningful, not just what is expedient. Possibly pursuing the meaningful will mean a person has to put more thought into it. l l l l l A fellow wandering around from booth to booth at our recent 50 Plus Expo was wearing an interesting t-shirt. It read, “You may not have lost all of your marbles, but there must be a hole in the bottom of the bag.” How about “You know that you are old when happy hour each day is nap time.”

KILLING TIME continued on page 33

50PLUS

What’s New for Phase Two of Your Life

OWNERS

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PUBLISHER

MAUREEN SLATTERY

EDITOR

JIM McLOONE

WRITER/PROOFREADER JILL GILBERT

ADVERTISING DIRECTOR SARAN PIEHL ART DIRECTOR/ PRODUCTION MANAGER NICOLE HESSE

OFFICE OPERATIONS MANAGER PEGGY DUFFY

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JUNE 2018

• 50PLUS • 5

www.MilwaukeeRecreation.net

Seniorfest 2018

Wed., June 13th • Doors open at 9AM Italian Community Center 631 E. Chicago Street

Special thanks to our sponsors:

Milwaukee Recreation invites you to the 35th annual Seniorfest to enjoy a variety of activities that includes music, dancing, and bingo.

Over 75 exhibitors, who serve older adults, will also be on hand to share resources and speak with you. Food and beverages will be available for sale as well. Tickets cost $4 in advance; $5 at the gate. Park for free at the Italian Community Center and enjoy the day!

Call (414) 647-6065 for details!

SINCE 1911

Please like us on Facebook! fb.com/MilwaukeeRecreation

www.MilwaukeeRecreation.net

6 • 50PLUS •

JUNE 2018

Flipping your own home!

The definition of “flipping” refers to the practice of buying a home and quickly reselling it for a profit, usually after making repairs or improvements.

Investors who flip homes risk losing money on their investment if home prices fall. In the last two years we have seen a huge increase in homes put on the market by investors who have taken some risk in purchasing homes in need of renovation. The obvious reason for this increase in this type of purchase is due to the large numbers of millennial buyers who have decided it is time to move out of their apartments or relative’s property to purchase their very first home.

A good friend of mine called to request a showing of a home which just came on the market. We could tell by the pictures that this home had been “flipped” by an investor. All the rooms featured contemporary colors, and walls had been removed to offer an open concept which is the most highly desired floor plan for the millennial buyer. It had been staged with furniture and new carpeting and hardwood flooring. When I looked up the sale

MOVING IN THE RIGHT DIRECTION

By Bruce Nemovitz price when the investor purchased this home in the last year, it was $160,000 lower than the current asking price. It had been on the market one day and there were several offers! It then occurred to my friend and I to think about finding her a home that she could “flip” for herself and then have the home designed to her own specific needs. That way she could become her own investor, design it to her specifications, and, in effect, save the profit for herself!

Then it also occurred to me that so many baby boomers will be moving and downsizing in the next 5 years. Most of the over 55 generation I talk to tell me they are interested in downsizing into a one level ranch on a manageable lot or desire a condominium side by side

ranch with little or no maintenance.

Others are moving into newer apartment buildings designed for 55 plus renters. This means many homes will be going on the market in the next few years and guess who their buyer will be…the millennials! Therefore, when selling it makes sense to appeal to this group to attract the top dollar when it comes time to move. Why not “flip” your own home, in other words renovate it to the likes of the 25-37-year-old buyer! By upgrading your home today, you can enjoy the renovations and have it ready to go on the market when you decide to make the move. So often, my boomer clients wait to get their homes ready to sell until they make the decision to move. The decision to move was impulsive, made after they visited a friend, or vacationed to a warmer climate. Many wake up one day and just know it is time to move. Others may have health issues that make their living situations difficult. Then renovating is the last thing on their minds when downsizing a lifetime of treasures is the major focus. So, the home is put on the market in average condition

with older carpeting and flooring and paint colors from the past. The home does sell quickly if priced right, but so many dollars were left on the table due to the lack of cosmetic appeal.

Today’s young buyers will pay so much more for a home that meets their needs both structurally and cosmetically. The reason is that they have purchasing power, but limited funds for renovation. Therefore, they will pay a premium price for a home where little to no work is needed and the interior speaks to their desires. At today’s low interest rates (4.5% for a 30-year fixed rate loan), for every thousand they borrow the payment goes up by under $5 per month! That means they are happy to pay another $50,000 for a home that has been “flipped” because their payment increases by only $250 per month and no more cash is needed for their own improvements after the sale.

What are millennials looking for in the way of upgrades and renovations?

Here are a few tips from my experience working with millennial buyers, as well as having many of my listings “staged”.

IT’S THE PERFECT TIME TO MAKE HOME IMPROVEMENTS! Living in Wisconsin, we know good weather is fleeting! This summer is prime time to make improvements to your home’s exterior and yard that will help your home sell. To find out the value of your home, contact us to have Bruce evaluate your home and help you prepare to sell.

For more info on the real estate market, visit www.SeniorRealtor.com B R U C E ’ S T E A M : T R U S T. E X P E R I E N C E . I N T E G R I T Y.

CONTACT US FOR YOUR FREE CONSULTATION: 262-242-6177 www.SeniorRealtor.com | Bruce@BrucesTeam.com | Jeanne@BrucesTeam.com

NEMOVITZ continued on page 12

I NT E GR I T Y

JUNE 2018

• 50PLUS • 7

Many volunteers enjoy the benefits of giving ERAs Senior Network of Waukesha County coordinates the Retired and Senior Volunteer Program which places volunteers 55 and older in meaningful volunteer opportunities.

RSVP volunteers help the community in many different ways - and more volunteers are needed now!

Did you know that giving can help lower blood pressure and increase self-esteem? A growing body of research tells us there’s a science behind that warm, fuzzy feeling you get from helping a friend in need. You don’t need a doctor to tell you that giving feels good, but science can shed light on the why and the how of its long term physical and psychological benefits.

Last month, we talked about how

ERAs

SENIOR ISSUES

By Kathy Gale volunteering can reduce loneliness, but there are even more health benefits to giving of your time.

Physical benefits of volunteering include lowering your blood pressure and stress levels and a lower risk for heart disease and stroke in older adults.

One 2013 study showed that participants who volunteered once a week for

June Poem

There’s many old violins that play such a nice tune.

People enjoy such in daylight or by the light of the moon.

June is known as the month when lovers swoon.

This could even occur at times like high noon.

Cottonwood trees drop what appears as lacey cotton.

On the ground, such in a month will be rotten.

Some farmers could be knee deep in fields of hay.

There will be more than enough for salesman’s pay.

Allied Senior Services Insurance & Investments LTD INC

two months had lower “bad” cholesterol and a lower average BMI. Another study showed that when people donate money to a charitable organization, the reward center in their brain “lit up,” or became active, thus releasing “feel good” chemicals in our brains such as serotonin, dopamine, and oxytocin also known as the “cuddle hormone.”

But that’s just the physiology behind it.

Studies find that giving is associated with increased self-esteem, less depressive symptoms, lower stress levels, and greater happiness. This is especially true of older adults who volunteer.

Oftentimes, volunteering can provide a deep sense of meaning in one’s life.

Knowing that you are making a contri-

Quiet mornings bring many birds on wing.

They come, quite naturally, to merrily sing.

Soon we’ll be alert to things from ground that grow.

Still, the plantings presently are in no need of hoe.

Kids everywhere seem to play “Kick the bucket.”

Games end with the bucket gone; Nan tuck it.

Hurrah! This month has a special day for dad.

It is a day that make the old guy so very glad.

June is a time to enjoy the wonders of the season.

All around, the good Lord gives us ample reason.

Learning continues in Mother Nature’s classroom.

Even for those not paying attention, there is no doom.

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bution to society can lead to improved mental health.

We invite you to ask yourself: how are you giving of your time, talents, and treasure?

If you or someone you know is interested in learning more about volunteering with the Retired and Senior Volunteer Program, please contact ERAs Senior Network at (262) 5493348 or email VolunteerManager@ ERAsWaukesha.org.

Kathy Gale is Executive Director, ERAs Senior Network, Inc. More information about ERAs Senior Network, Inc. can be found at www.ERAsWaukesha.org.

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8 • 50PLUS •

JUNE 2018

Riding the Social Security gravy train

BY TOM MARGENAU

Before I get to today’s question, I must give some background information on the topic at hand -- and that is the so-called maximizing strategy that many people mistakenly call “file and suspend.” What they usually mean is the strategy called “file and restrict.”

And it’s not just a matter of semantics.

I will explain.

A Social Security law passed in the 1990s that allowed working seniors to claim full benefits at age 66 (the prior age was 72) included some totally unintended provisions that let seniors play around with, or maximize their benefits. One of those provisions came to be called “file and suspend.”

This strategy was usually employed by a husband who wanted to wait until age 70 to claim benefits and get a 32 percent delayed retirement credit added to his Social Security check. But he could file for benefits at 66 and immediately suspend his own benefits, while allowing his wife to take spousal benefits on his record when she came of age. This strategy was actually eliminated a couple years ago. But the term “file and suspend” lives on -- mostly on the internet.

People still ask me if they can “file and suspend.” Again, they can’t. But what they can do is employ a somewhat related strategy called “file and restrict.” That tactic allows one member of a married couple to claim dependent husband’s or wife’s benefits on the other spouse’s record at age 66 while letting his or her own retirement benefits grow -- usually until age 70. File and restrict is also pegged for elimination. But it’s still good for another couple years. Anyone turning 66 before January 2, 2020 can employ that strategy.

And let me point out why those strategies are indeed loopholes in the law that needed to be closed. A basic tenet of the Social Security program is that benefits are only paid to a spouse if that husband or wife was financially dependent on the primary-earning spouse. After all, in the Social Security scheme of things, spousal benefits fall under the broad category of “de-

pendent” benefits. With the loopholes in place, spousal benefits were being paid to husbands and wives who had their own jobs and who had their own pensions and Social Security benefits.

They simply did not meet the definition of a “dependent” according to the law. Yet millions of such nondependent seniors were able to jump through the loophole and claim spousal benefits. Eliminating those loopholes is taking the Social Security system back to where it belongs.

So with that background, let’s get to today’s question. And in a twist to the normal scenario, we are hearing from a woman who filed and suspended to allow her husband to claim spousal benefits on her record. : Before they changed the law, I filed and suspended when I turned 66 in March 2016. Then my husband filed for spousal benefits on my record. He turned 70 last month and filed for his own retirement benefits. While we were in the Social Security office, the clerk said that I could now file for spousal benefits on my husband’s record. So I did that. But then I got a phone call from another Social Security rep who told me that I could not file for spousal benefits! So who is right -- the local clerk or the representative on the phone? : The person on the phone is right. You can NOT file for spousal benefits because you have already technically filed for your own retirement benefits -- even though you suspended them.

In case some of my readers are still confused, let me explain what you and your husband are doing. You wanted to delay starting your own retirement benefits until you turn 70 in order to get the 32 percent delayed retirement bonus added to your monthly benefits. But because you turned 66 before they changed the rules, you were able to use the “file and suspend” loophole.

So you filed for your retirement benefits, and then immediately suspended them in order to let your husband use the file and restrict loophole. In other words, he claimed spousal benefits while he delays his own.

Q

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JUNE 2018

Wife’s estate wishes could upset her children

Q

BY DOUG MAYBERRY

: After my wife died, I started dating a friend of ours. We married two years later, and both of our families accepted our relationship. My wife has developed serious medical problems, and her doctor’s prognosis is that she only has a few months left.

My wife was much more well off than I was when we married, but she insisted that she wanted our combined assets to be distributed equally between both of our families once we are gone. We signed the legal documents based on her wishes but chose not to reveal our decision to any of our family members.

Now that my wife is ill, her children have been trying to help us organize her affairs. One question they’ve raised is about the details of how their mother’s estate will be divided and distributed. I’m afraid that our decision will cause discord.

Is now the time to reveal our estate plans?

A

: As you’ve signed legal documents, it’s a done deal. Your families will find this information out eventually, and it looks like that time is coming soon.

As you suspected, her family is likely to be unhappy about her decision. Your only consideration is whether you want the family quarrel to begin now or after your wife is gone.

If you reveal the will details now, your wife’s children will probably try and put pressure on her to change her mind. Is your wife up to facing this issue given her declining health?

If you choose to withhold this and her children press you for information, simply explain that you and their mother have already planned and signed your estate documents. The details will be handled by your lawyer at the appropriate time.

They are unlikely to be pleased with this response and will probably feel that her decision is not what they hoped for. However, the two of you already have a lot on your plate. You should tell them that.

WE ARE PLEASED TO ANNOUNCE THE

Hopefully, this will at least postpone any future family war until after their mother is gone. Be strong. As your wife’s caretaker, you have enough responsibilities to deal with already.

-- Doug

GET IN COMMUNICATION!

Q

: As grandparents, we feel that we are falling out of our family members’ lives. We chose to retire in Florida and are happy in the sun, but we had to leave our loved ones back in Ohio. The occasional letters don’t seem to be enough.

There are ways to keep in touch, but we feel out of the loop technologically. How can we keep up? : We are lucky to have many more options for communication than past generations did, but the steady stream of new technology can be overwhelming. You may prefer letter writing, but fewer and fewer people write letters.

Keep it simple, and stick to one or two methods that work for you. People are always on their phones, and there

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are many simplified phones marketed at seniors. If your hearing doesn’t allow you to talk easily over the phone, you can try emailing with your family instead.

If you feel like getting fancy, ask someone for help setting up another method (like video chat). But first make sure that your family members use it! Communication only works if both parties are engaged. Ask them what they use, and whether they can help you set up and use it, too.

For regular communication, you will likely have to accommodate your family members’ habits. But it can’t hurt to nudge them and remind them about how much you appreciate the occasional piece of mail! -- Emma, Doug’s granddaughter Doug Mayberry makes the most of life in a Southern California retirement community. Contact him at deardoug@ msn.com. Emma, Doug’s granddaughter, helps write this column.

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JUNE 2018

Lavender’s Blue, Green, truly, are good for you Lavender’s blue, dilly dilly, lavender’s green. Burl Ives, Dinah Shore, David Bowie, The Wiggles and Cinderella have all sung the lines you may remember from childhood. The captivating tune has the same kind of staying power that lavender’s beautiful, aromatic flower has had for centuries.

Scott Sonoc and Marsha Williams, co-owners of Island Lavender, a lavender farm located on Door County’s Washington Island, have seen an uptick in interest in lavender from baby boomers and retirees who are getting reacquainted with the amazing herb.

“As people have gotten wary of all the chemicals used in so many products today, they’re rediscovering the natu-

ral products used by their mothers and grandmothers,” said Marsha. “We’ve also seen an increase in interest in lavender essential oil among men of the baby boom generation, both as an antiseptic and to help with sleep issues.”

A few drops applied to the temples or dabbed on feet is a common use for helping people sleep more. Lavender’s calming effect is backed by clinical research – something everyday users may not know. A 2017 study from a university in Spain confirmed lavender’s soothing abilities when used as an oil. Since essential oils can vary in quality, it’s important to use lavender essential oil from a trusted provider.

“Island Lavender distills its own pure

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lavender essential oil using the latest in steam distillation technology to ensure the oil is pure and heathy,” said Scott.

Lavender’s benefits when used as aromatherapy have also been researched. A study conducted at an adult day center for patients with dementia discovered reduced frequencies of agitation when diffused lavender was used twice a day for 20 minutes during a two-month period.

“Lavender’s unique fragrance can be helpful to anyone during a time of stress, not just those struggling with memory issues,” said Clement Manor’s Adult Day Services Manager Laurie Nowak. Clement Manor in Greenfield, WI regularly uses lavender aromatherapy in its quiet room – a special area designed to restore calm to agitated residents from its Adult Day and Clare Suites Memory Care units.

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The benefits of lavender essential oil don’t stop there. It’s known as an excellent remedy for many muscle aches and pains, sprains, and sore joints. It also boosts circulation, lowers blood pressure, “Lavender is also well known for its antiseptic qualities,” said Marsha.

“A small amount of lavender salve can take the sting out of insect bites and help small cuts heal more quickly. It’s also great for softening cuticles and other patches of dry skin.”

In addition to lavender’s long list of essential oil uses, it can be enjoyed in many edibles that improve digestion. Teas, jams, honey, and seasonings are just a few of the delicious ways lavender can make its way to your table.

From soaps, lotions, and shampoos in the bath to other home products such as candles, sachets, and cleansers like the ones your grandmother may have used, lavender is worth exploring.

Lavender enthusiasts and the curiosity-piqued can experience Washington Island’s lavender up-close during a three-day excursion to Door County June 27-29th. The getaway includes a visit to Island Lavender Fields to see peak blooms, learn about their unique lavender harvest process, and view lavender products in the historic Farm Market. Visit Clement Manor’s Center for Enrichment and Lifelong learning at clementmanor.com for more information.

Simple record keeping to tame the paper monster

BY MARY HUNT

If the paper monster has you buried under an avalanche of receipts, bank statements, ATM slips, investment records paycheck stubs and bills, the good news is you can probably throw most of it away without worry when you have a simple record- keeping routine. But before you fire up the shredder, you need to know what to keep, and for how long.

TOSS ALL YOU CAN

Monthly. You can shred ATM receipts, bank deposit slips, credit card receipts and sales receipts at the end of each month once you have recorded the amounts and reconciled your bank and credit card statements. Exception: Keep receipts for purchases that may be tax-deductible, those that involve a warranty and those for any item whose replacement cost exceeds the deductible on your homeowners or renters insurance.

Yearly. Once you receive and reconcile your W-2 against your final pay stub, you can toss your paycheck stubs from the year, along with monthly credit card and mortgage statements, phone and utility bills, and quarterly and monthly investment reports. The same goes for other statements that detail the entire year’s activity on the end-of-year statement.

KEEP WHAT YOU MUST

Three to seven years. For at least three years, hang on to year-end statements that recap the year’s activities (credit card statements, mortgage statements, investments, W-2s, 1099s), canceled checks, and receipts for deductible expenses, retirement account contributions, charitable donations, child-care bills, mortgage interest and all other items that support your income tax filings. The IRS has three years to examine your tax return for errors and up to seven years if there’s reason to suspect that you underreported your gross income.

Until all possible audit windows close, you should retain all supporting documents.

Indefinitely. Keep tax returns for the long haul, and receipts for major purchases and home improvements as long as you own them. In the event of an insurance claim, you may need to prove the purchase, or your heirs may

need to know how much you paid to determine the profit for tax purposes.

Forever. Birth records, military records, marriage records, divorce records, death records, education records, employment records, medical records, lawsuit documentation and family history documentation should be kept forever.

markers make a dandy system.

Label the boxes “three years,”

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• 50PLUS • 11

“seven years, “active/indefinite” and “forever.”

PICK A SPOT

If you don’t have a designated place for paperwork, it’s going to end up in piles all over the house. The secret to taming the paper monster is to designate one room, corner, drawer, cabinet or closet in which you can store all of your bills, current records and paperwork. You’ll need a trash can, file folders, some kind of box or container and a place close by where you can write. Keep all of your important papers in this one place, and if you will be keeping it for more than one month, create a file folder. It might be labeled “tax-deductible,” another “insurance” and so on.

STICK TO IT

Get into a routine of tossing what you can and then filing the rest. Keep your system simple and you’ll be more likely to stick with it. You don’t need to spend a lot of money to get organized.

Four boxes with lids plus a good set of

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JUNE 2018

FRAZIER continued from page 3

the $200,000 budget cut (18% cut in senior centers) and staffing cuts (over 25% cut in senior center staffing), “services have not only not been impacted negatively, but some programming has in fact been added.” Two thoughts: I directed a non- profit organization for 27 years and I experienced a 25% cut, NEMOVITZ continued from page 6

(Staging is a process where an interior designer will bring in their own furniture and usually do some painting and flooring to show off a home that is typically vacant.)

• Walls and ceiling should be painted in popular colors for today’s buyer.

Living rooms in grey tones, kitchens in pale green, bedrooms in tope. Many other colors will work, and you can go online to google the most popular colors by room for today’s millennial buyers.

• Flooring is critical. Hardwood or laminate flooring work best in kitchens and family rooms. If bedrooms are carpeted, grey tones work best.

• Open concept is the most desirable floor plan. In many cases a wall

which was devastating. Second, if Interfaith/Unison is in fact performing budget miracles, why have there been repeated indications that the County Executive/Department on Aging wants to find some other organization to replace it?

What happens now you may ask?

There seem to be only two possible positive outcomes other than living

with the $200,000 cut: 1) at the Advocacy Committee on May 7, 2018 a representative of Interfaith/Unison said that they were working on a budget requesting the $200,000 and they would be presenting it to Holly Davis, Director of the Department on Aging, within the next week. Director Davis has said on several occasions that when she has a request/budget from Inter-

faith/Unison she would take it to the County Board to ask for the money to be released, or 2) the County Board of Supervisors could initiate the process to release the money, especially if they want to affirm that seniors and senior centers are a budget priority in Milwaukee County. I will believe when I see it!

can be removed at a reasonable cost to open the living space. The older floor plans separated the kitchen from the family room or dining room.

• Silver fixtures in the bathroom and a new toilet can totally transform a dated bath. Also tub enclosures will be an economical way of covering a stained tub and shower.

• Granite counter tops and stainless-steel appliances win the day with this group of buyers. Maple kitchen cabinets are the most popular but, in many cases, painting over the current older stained cabinets can also suffice.

• Take care of any structural defects, such as a bad basement, roof, furnace, electric or plumbing. Today’s savvy buyers will have home inspection anyway where any defects will be

exposed. The purchaser will always move towards safety and demand a much higher credit than the actual cost of repair or replacement.

The point of this article is to get you thinking a bit out of the box. By renovating today, you can enjoy the next few years in luxury as well as being ready for that impulse which will inevitably arrive when you least expect it. You can downsize now, choose upgrades that are contemporary and be the winner in the real estate market when it is time to cash in on your equity. Remember, there are no taxes paid in gain (exempt up to $250,000 in capital gain for a single person, and up to $500,00 in capital gain for a married couple).

“Flipping” your own home or purchasing a home in need of upgrades and

then renovating, can be the best way to achieve your goals. When purchasing a home and upgrading it you will enjoy the process of renovating and have it the way you want it versus buying a home with just some of the design and condition you hoped for. As we age we tend to go conservative and overlook options that can enhance our lifestyles and create an environment that meets our dreams and desires. When selling your updated home someday, you will reap all the rewards that investors are receiving. It makes good sense if you are willing to open your mind to an idea that may never have occurred to you!

Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor.

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JUNE 2018

• 50PLUS • 13

APARTMENT &

CONDOMINIUM Directory

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Housekeeping & laundry, meal plan, full continuum community, transportation department, pastoral care, all utilities included, calendar of social events, wellness program, beauty salon & spa, future health service benefits.

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Aspenwood Glen is located on 17 acres in a quiet residential setting.

They have many amenities including a fitness room, elevator, community room, gazebo and a grill area.

ALEXIAN VILLAGE

9301 N. 76th Street, Milwaukee 414-355-9300 www.ascensionliving.org

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ASPENWOOD GLEN

6125 W. Bradley Road, Milwaukee 414-586-0477 Aspenwoodglen.com

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BAY POINTE CONDOMINIUMS

Nelson Road & Bay Pointe Blvd, Oconomowoc 262-567-1478

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www.bielinski.com/Condos/Bay-Pointe.aspx

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Located in a quiet-residential setting. Both ranch duplex and detached condominiums are located on or across the street from two scenic ponds that are teaming with wildlife. Universal design features have recently been included featuring no-step entries, wide hallways, wide doorways, wheelchair radius at owner’s bathroom, low threshold shower and levered passage door handles.

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9405 W. Howard Ave., Greenfield, WI

Sponsored by the School Sisters of St. Francis

BROOKFIELD CREEKS APARTMENTS

201 S. Brookfield Rd., Brookfield 414-297-9880

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Condo style. Private entrance, attached garage, full-size washer/ dryer in unit, large eat-in kitchen, 1 1/2 or 2 baths, most pets ok.

Quiet-residential setting, country, park-like setting

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Spacious, remodeled one and two bedroom apartments, fireside community room, billiards room, fitness center, hair salon, social activities and more!

BROOKFIELD HIGHLANDS

20825 George Hunt Circle, Waukesha 262-798-9898 HighlandsCommunities.com

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BURNHAM VILLAGE

5202 W. Burnham Street, P West Milwaukee 262-240-9406 www.beckerpropertyservices.com

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Tenants pay 30% of income for rent. Gas heat and hot water included. On-site management.

Building also includes community room. Cable TV available, but not included. City setting.

Family owned and operated senior apartments with a commitment to quality care and exceptional service starting at $3125 monthly.

400 E. Centennial Dr., Oak Creek P 414-762-7762 www.wimmercommunities.com CLARE HEIGHTS SENIOR APTS

717 W. Holt Ave., Milwaukee 414-744-2510 www.pre-3.com

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Residential area but close to shopping; Rent incl. underground parking & laundry, transportation shopping. Other amenities: salon, fitness room, chapel, store and on-site wellness clinic. Section 42 and market rate units available.

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Clare Heights Senior Apartments are in the city and have many amenities including salon, chapel and a lovely community room.

CLEMENT MANOR

9405 W. Howard Ave., Greenfield 414-546-7000 P www.clementmanor.com

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COTTONWOOD TRAILS APARTMENTS

4600 S. Nicholson Avenue, Cudahy 414-483-9969 Cottonwood@bearproperty.com

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Affordable Housing with mobility impairments ❈ Several locations ❈ Professionally managed

Call St. Clare Management at 414-385-5330 (v) for an application Sponsored by the School Sisters of St. Francis

Cottonwood Trails is located in a quiet-residential community setting and also has a beauty shop, library, podiatrist, community room with social activities, elevator and massages are available.

Live Healthier, Happier and Stay Socially Connected

❈ One and two bedroom apartments ❈ Special features for individuals

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Faith-based continuum of services; chapel, Center for Enrichment lifelong learning, putting green, onsite bank.

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A wide selection of floor plans.

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Alexian Village 9301 N. 76th St

414.355.9300

• Restaurant-style dining • Personalized health & wellness programs in our fitness center • Full-service spa & salon • Wi-Fi available • Computer room & library • Chapel & Pastoral Care • Private parking options

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Spacious one and two bedroom apartments and townhomes.

No entrance or endowment fee.

Fireside Community Room, Hair Salon, Library, Social Activities and more!

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Quiet residential park-like setting.

Senior and Assisted Living, dining, transportation to shopping & activities, fitness center, chapel, bank. New construction and recently updated units ready for move-in.

FORESTHILL HIGHLANDS

8930 West Highland Park Ave., Franklin 414-425-6611 HighlandsCommunities.com

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FOREST RIDGE SENIOR COMMUNITY

11077 W. Forest Home Ave., Hales Corners 414-425-1148 www.wimmercommunities.com

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Tenants pay 30% of income for rent. Gas heat and hot water included. On-site management.

Building also includes community room. Cable TV available, but not included. City setting.

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Greenbrook is located in a parklike setting. Tenant’s rent is 30% of their income. We offer a community room, on site hair salon, garden plot and more. We are located in a park like setting but close to shopping.

GONZAGA VILLAGE

1415 S. 92nd St., West Allis P 262-240-9406 www.beckerpropertyservices.com

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GREENBROOK

4955 S. Greenbrook Terrace 414-282-5044 www.greenbrookterrace.com greenbrookterrace@yahoo.com

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JUNE 2018

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A FULL CONTINUUM OF CARE Under One Roof

Put more ‘life’ into your lifestyle!    

Amp up your schedule with coordinated activities Stay in shape with our on-site gym and therapy Indulge at our restaurant or relax in the pool Receive personalized care when you need it

OPENING SUMMER 2018

MUSKEGO

Independent, Assisted Living and Memory Care Communities

S64 W13780 Janesville Road, Muskego heritagesenior.com • 414-425-7155

3023 S. 84th Street | West Allis (414) 607-4100 | VMPcares.com • Independent Living • Enhanced Services • Assisted Living • Memory Care • Skilled Nursing • Rehabilitation • Ventilator Care

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HARVEST POINTE CONDOMINIUMS

W Market Street and Sweetbriar Drive, Elkhorn 262-743-1340 www.bielinski.com/Condos/ Harvest-Pointe.aspx HERITAGE LAKE APARTMENTS

5020 South 55th Street, Greenfield 414-282-0506

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HERITAGE LAKE COUNTRY

2975 Village Square Dr., Hartland P 262-367-2975 heritagesenior.com

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Ranch duplex condominiums located in a quiet residential setting, are available with a no-step entry for easy accessibility.

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Heritage Lake Apartments are located in a park-like setting.

Hospitality Suite available.

Small pets.

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Quiet residential setting. Warm water pool, fitness center, theater, salon, walking areas, fire ring, one home cooked meal daily, housekeeping twice monthly, underground parking, storage space, activities & outings.

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Opening late summer 2018.

Independent, assisted and memory care community with on-site therapy, chef-prepared meals, coordinated activities and patio with fire pit and gas grill.

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HERITAGE MUSKEGO

S64 W13780 Janesville Road, Muskego 414-425-7155 www.heritagesenior.com

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Make Prairie Meadows your New Home

• Exercise Room • Secured Entrance • Cable Ready • Heat included • Pets OK • Handicap Accessible • Professionally Managed by Dominium • Income Restrictions Apply

Prairie Meadows II & III • 262.532.0974 W168 N11374 Western Ave., Germantown

10954 N. Cedarburg Rd., Mequon P 262-243-8888 HighlandsCommunities.com

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One and two bedroom apartments. Kitchens w/granite countertops, stainless steel appliances and plank flooring.

Fitness center, theater, social activities and more!

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Spacious one and two bedroom apartments. No entrance or endowment fee. Fireside Community Room, Guest Suite, Hair Salon, Theater, Social Activities and more!

HIGHLANDS AT WILDWOOD LAKE

N77 W17700 Lake Park Dr., Menomonee Falls 262-251-9999 HighlandsCommunities.com

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HUNTER OAKS CONDOMINIUMS

Belmont Drive and Oakland Avenue, Waterford 920-206-1107 www.bielinski.com/Condos/ Hunter-Oaks.aspx

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Ranch duplex condominiums are available. Located in a quiet-residential setting.

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Overlooks Hasmer Lake. You can’t tell we’re on the corner of 2 highways.

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JACKSON CROSSINGS

N168 W22026 Main St., Jackson P 262-665-9407 jacksoncrossings.com

HERITAGE LAKE

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THE REGENCY

HERITAGE LAKE

5020 South 55th Street • Greenfield • Call 414-282-0506 Beautiful serene country setting overlooking a private lake. Close to shopping, churches and medical facilities. Heated underground parking, blinds, and ceiling fan. Beautiful community room.

• Heat & Water Included • Air Conditioned • Intercom Access • Appliances • Community Room with Kitchen • On Bus Line • Laundry on each Floor • Pet Friendly

1Bd. $915.00 2Bd. $940.00 2Bd.Dlx $990.00

THE REGENCY

200 Southtowne Dr. • South Milwaukee • Call 414-764-5335 Quiet spacious apartments, elevator, underground parking, community room, library and exercise room. Friendly atmosphere. Larger units available.

• Heat & Water Included • Air Conditioned • Fitness Center • Resident Library • Laundry on each Floor • Quality Appliances • On Bus Line • Pet Friendly

1Bd. $915.00 2Bd. $940.00 2Bd.Dlx $990.00

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JUNE 2018

LEXINGTON VILLAGE

5000 S. 107th Street, Greenfield 414-425-4008

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PARKWOOD HIGHLANDS

13800 Park Central Blvd., New Berlin 262-821-5106 HighlandsCommunities.com

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PRAIRIE MEADOWS II & III

W168 N11374 Western Ave., Germantown 262-532-0974 www.dominiumapartments.com

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REILLY JOSEPH COMPANY

Milwaukee, Wauwatosa, Butler, Racine 414-271-4116

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Lexington Village is in a quietresidential setting. Heat and water are included, free underground parking, social activities, fitness room / library area / beauty shop / computer room. Van transportation to shopping.

Spacious one and two bedroom apartments and townhomes.

Fireside Community Room, Walking Path, Library, Social Activities and more!

Located in a quiet-residential setting.

Several different locations in quiet, residential city settings. Affordable 1-BR for 62+. Rent based on 30% of gross income. Laundry & on-site management.

Ask about immediate openings.

TOUR TODAY, MOVE IN TOMORROW

Come home to the brand-new Epoch apartments at Forest Ridge— our most luxurious and spacious residences yet. Schedule your visit today.

11077 W. Forest Home Ave., Hales Corners • (414) 425-1148 • WimmerCommunities.com

SILVERNAIL SENIOR APARTMENTS

2451 Silvernail Rd., Pewaukee 262-896-2100 www.wimmercommunitiies.com

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Ranch duplex condominiums offer universal design features including no-step entries, wide hallways, wide doorways, and wheelchair radius at owner’s bathroom, low threshold shower and levered passage door handles.

STILLWATER VILLAS AT RIVERS CROSSING

Stillwater Circle and Stillwater Court, Waukesha 262-650-9917

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www.bielinski.com/Condos/Stillwater-Villas-at-River-39;s-Crossing.aspx SUNRISE VILLAGE APTS

2500 10th Ave., South Milwaukee P 414-764-7997 sunrisevillageseniorapartments. com

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Move into a high-quality, low-maintenance ranch duplex or detached condominium

by Bielinski Homes, and discover a new sense of freedom. Whichever neighborhood you choose, you can count on superior craftsmanship, tasteful design, and just the right amount of space for the way you live today. Take a tour and see how Bielinski Homes is raising the bar on what it means to rightsize.

Elkhorn | Harvest Pointe Starting at $249,900

Oconomowoc | Bay Pointe Starting at $349,900

Featuring no-step entries for easy accessibility

Featuring ranch duplex and detached condominiums

262.574.4040

262.567.1478

Waterford | Woodfield Starting at $264,900 262.514.3955

Watertown | Hunter Oaks Starting at $219,900 920.206.1107

Waukesha | Stillwater Villas Starting at $334,900

Detached models available at Bay Pointe only. Prices subject to change without notice.

Featuring no-step entries for easy accessibility

262.650.9917

262.542.9494 | bielinski.com

Quiet – residential area but close to shopping; rent includes underground parking & laundry, transportation to shopping. Other amenities: salon, fitness room, bank, chapel, store and on-site wellness clinic. Section 42, Section 8 and market rate units available.

On site chapel, beauty/ barbershop, bank, car wash, all appliances included, heated underground parking, building security.

STEEPLE VIEW

12455 W. Janesville Rd., Muskego 414-525-5500 www.steepleview.org

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Heat and water included, patios and balconies, elevator, lovely views, free parking, and community room with activities.

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THE APARTMENTS AT ELIZABETH RESIDENCE

9279 N. Port Washington Rd., Bayside 414-351-1213 elizabethresidence.com

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THE REGENCY

200 Southtowne Dr., South Milwaukee 414-764-5335

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THE VICTORIANS OF NEW BERLIN

17077 W. National Ave., New Berlin 414-297-9880

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Located in a quiet-residential setting.

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The Regency is located in a park-like setting. Hospitality Suite available.

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Condo style apartments, private entrance, 2 car attached garage, full-sized washer/dryer in unit, eat-in kitchen, 2 baths, most pets ok. Quiet-residential, country and park-like setting

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THE WILLOWS

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Me ad ntio IN for n th SP a is EC IA L

2201 N. Cambridge, Milwaukee 414-385-5330

Condo Style Apartments BROOKFIELD • NEW BERLIN • MUSKEGO Private Entrance, Washer/Dryer in unit. 1 or 2 Baths, 1 or 2 Car Attached Garages.

Most pets ok.

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TWO BEAUTIFUL COMMUNITIES IN TWO IDEAL LOCATIONS!

Award Winning Senior Living

$995

Included In Rent:

• Weekly TransportationShopping • Underground Parking • Free Laundry

Call 414-297-9880

Wonderful Amenities On-Site:

$99 Security Deposit • 1 Bedroom $600 • 2 Bedroom $690 1 Bedroom • 24 hr. maintenance Now Available • same floor laundry • elevator • library

• community room • game room and garden • professionally managed • sm. pets welcome

• Salon • Country Store • Fitness Room • Wellness Clinic • Craft Center • Entertainment • Socials • Smoke-free!

• Pet Friendly • Chapel

3120 E. Norwich Avenue • St. Francis, WI 53235 • thompsonmeadows@aol.com

Just One of Many Activities!

Wii Bowling Stay Active!

2016

2017

Excellence in Affordable Housing Award

Excellence in Affordable Housing Award

For Independent Seniors 55 & Better

414.769.9240

Comfortable Lifestyle 1 & 2 Bedroom Options!

Income Limits May Apply

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Thompson Meadows is located in a quiet-residential setting. They have additional storage units, some social activities and bus to grocery store.

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Cats allowed.

Villas at the Station is located in a quiet-residential setting.

THOMPSON MEADOWS

3120 E. Norwich Avenue, St. Francis 414-769-9240 Integrityinvest.com

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VILLAS AT THE STATION

8935 S. Wood Creek Dr., Oak Creek 414-788-0242

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JUNE 2018

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ARE YOU?

• 62+ • Make less than $25,350 a year?

• Enjoy Bingo, Movies, Parties?

• Want to spend your day playing cards or going on day trips?

PLUS, ON SITE HAIR SALON & GARDEN PLOT FOR THE “GREEN THUMB” If these sound like things you enjoy then your new home is waiting...

Call today for more information: GREENBROOK APTS

414.282.5044

4955 S. Greenbrook Terrace Greenfield, WI 53220

Affordable Housing for 62+!

(Pay only 30% in gross income in rent)

ONE-BEDROOM APARTMENTS LOCATED IN

Milwaukee • Racine • Butler • Wauwatosa

CALL TODAY

REILLY-JOSEPH COMPANY for an application

414-271-4116

www.lowincomerentalsmilwaukee.com

VMP HEALTHCARE & COMMUNITY LIVING

3023 S. 84th Street, Milwaukee 414-607-4100 www.vmpcares.com

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WILDWOOD HIGHLANDS

N78 W17445 Wildwood Dr., Menomonee Falls 262-251-9000 HighlandsCommunities.com

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WOODFIELD CONDOMINIUMS

Buena Park Road and Woodfield Drive, Waterford 262-514-3955 www.bielinski.com/Condos/ Woodfield.aspx

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VMP offers a TRUE and FULL continuum of care under one roof, from independent living to assisted living, to rehabilitation and long term skilled nursing.

Spacious one and two bedroom apartments and townhomes.

Fireside Community Room, Billiards Room, Fitness Center, Library, Hair Salon, Social Activities and more!

Ranch duplex condominiums available in a quiet-residential setting.

Willows Apartments

2201 N. Cambridge

(Just north of North Avenue on Cambridge) Eastside location, close to main bus line. Laundry facilities available on each floor. Rent is based upon income for those over the age of 62 or have a disability.

Please call St. Clare Management for more information 414-385-5330

Burnham Village

Gonzaga Village Sunset Heights West Allis

Waukesha

Cifaldi Square

Oak West

Valentino Square

West Milwaukee Cudahy

West Allis

West Allis

Aspenwood Glen FREE HEAT, and MOVE IN SPECIALS

Located on 17 acres in a quiet neighborhood. Many amenities including private garage, fitness room, community room, gazebo, grill area, elevator, and air conditioning

6125 W. Bradley Rd., Milwaukee • 414.586.0477 www.aspenwoodglen.com

JUNE 2018

• 50PLUS • 25

ALEXIAN VILLAGE BROOKFIELD CREEK APARTMENTS

BROOKFIELD HIGHLANDS LLCLLC BROOKFIELD HIGHLANDS

ASPENWOOD GLEN

SMALL PETS WELCOME

Cottonwood Trails

Apartments

4600 S. Nicholson Ave., Cudahy

A Senior Complex

Income Eligible for Adults 55+ We Offer: 1st MONTH

FREE with $99 Security Deposit

BAY POINTE CONDOMINIUMS

• Heat & water included • Non-smoking • Heated underground parking • Elevator service • Laundry on each floor • Controlled entry access with private intercom • Community room/Social activities • 1 & 2 bedrooms

Call Andrea at 414-483-9969 to schedule a visit! cottonwood@bearproperty.com

Proudly Managed

by Bear Property Management BREEZEWOOD VILLAGE

262-697-9616

1 & 2 Bedroom Floor Plans — No Income Limits!

Rents start at $7 29

• Electric Included • Underground Parking • Secured Lobby • Laundry on Each Floor • Social Activities • Elevator • Community Room • On-Site Management • Beauty Salon

41 4 -7 8 8 - 0 2 4 2

8935 S. Wood Creek Drive, Oak Creek • 3blks. West of Howell Ave. off Puetz Road

COTTONWOOD TRAILS

BREEZEWOOD VILLAGE

26 • 50PLUS •

HARWOOD PLACE

SUNRISE VILLAGE APARTMENTS JUNE 2018

MAY 2017 HERITAGE LAKE

COTTONWOOD TRAILS

• 50PLUS • 25

CENTENNIAL APARTMENTS THESENIOR CENTENNIAL

MAY 2017

• 50PLUS • 25

FORESTHILL HIGHLANDS

BROOKFIELD HIGHLANDS LLC PARKSIDE VILLAGE FOREST RIDGE, A WIMMER SENIOR COMMUNITY

CLARE HEIGHTS SENIOR APTS CLARE HEIGHTS BROOKFIELD HIGHLANDS LLC

FOREST RIDGE, A WIMMER SENIOR COMMUNITY FOREST RIDGE, A WIMMER SENIOR COMMUNITY

BREEZEWOOD VILLAGE

HARWOOD PLACE

CLEMENT MANOR

BREEZEWOOD VILLAGE

GREENBROOK

HARWOOD PLACE

COTTONWOOD TRAILS

COTTONWOOD TRAILS

COTTONWOOD TRAILS

HERITAGE LAKE

HERITAGE LAKE

HARVEST POINTE CONDOMINIUMS

Independent

JUNE 2018 • 50PLUS • 27 RETIREMENT

HARWOOD PLACE

COMMUNITY DIRECTORY

LUTHER MANOR

HUNTER OAKS CONDOMINIUMS HERITAGE LAKE APARTMENTS HERITAGE LAKE

JACKSON CROSSINGS

• 50PLUS • 27

JACKSON CROSSINGS

Independent

HERITAGE LAKE COUNTRY

MAY 2017

RETIREMENT

PARKSIDE VILLAGE

COMMUNITY DIRECTORY

THE SILVERNAIL

HERITAGE MUSKEGO

REGENCY SENIOR COMMUNITIES - BROOKFIELD LEXINGTON VILLAGE

THOMPSON MEADOWS

PRAIRIE MEADOWS II & III

THE REGENCY

HIGHLANDS AT RIVERWALK

Independent

RETIREMENT

MAY 2017

REGENCY SENIOR COMMUNITIES - NEW BERLIN

THREE PILLARS SENIOR LIVING COMMUNITIES - VILLAGE ON THE SQUARE

COMMUNITY DIRECTORY

HIGHLANDS AT WILDWOOD LAKE THE HIGHLANDS AT WILDWOOD LAKE

• 50PLUS • 27

THE SILVERNAIL

THE SILVERNAIL

GENCY

THREE PILLARS SENIOR LIVING COMMUNITIES - VILLAGE ON THE SQUARE

DIRECTORY

28 • 50PLUS •

REGENCY SENIOR COMMUNITIES - MUSKEGO JUNE 2018

THE SILVERNAIL

MAY 2017

• 50PLUS • 27

Independent

RETIREMENT COMMUNITY DIRECTORY

THE HIGHLANDS AT WILDWOOD LAKE

THE SILVERNAIL

REGENCY SENIOR COMMUNITIES - MUSKEGO

THOMPSON MEADOWS VMP MANOR PARK

STEEPLE VIEW

THOMPSON MEADOWS

STEEPLE VIEW

THOMPSON MEADOWS

THE REGENCY

TUDOR OAKS STILLWATER VILLAS AT RIVERS CROSSINGS

THREEVILLAS PILLARS SENIOR LIVINGSTATION COMMUNITIES - VILLAGE ON THE SQUARE ATSTATION THE VILLAS AT THE

STEEPLE VIEW

SUNRISE VILLAGE APARTMENTS

MAY 2017

• 50PLUS • 27

Independent THREE PILLARS SENIOR LIVING COMMUNITIES - VILLAGE ON THE SQUARE

RETIREMENT

THE HIGHLANDS AT WILDWOOD LAKE

COMMUNITY DIRECTORY

SUNRISE VILLAGE APARTMENTS SUNRISE VILLAGE APARTMENTS

THE APARTMENTS AT ELIZABETH RESIDENCE

THE SILVERNAIL

VMP MANORPARK PARK VMP MANOR

THE CENTENNIAL

WILDWOOD LAKE

TUDOR OAKS

THE CENTENNIAL

THE REGENCY

THOMPSON MEADOWS

VILLAS AT THE STATION

THE REGENCY WILDWOOD HIGHLANDS

VMP MANOR PARK THREE PILLARS SENIOR LIVING COMMUNITIES - VILLAGE ON THE SQUARE

THE VICTORIANS OF NEW BERLIN

WOODFIELD CONDOMINIUMS

JUNE 2018

• 50PLUS • 29

Top sports officiating award to Shorewood’s Bill Carollo The highest honor in sports officiating in this country, the annual NASO “Gold Whistle Award,” will be presented to Bill Carollo of Shorewood next month. Carollo is currently the Coordinator of the College Officiating Consortium for three NCAA Athletic Conferences. Prior to that, he served for 10 years as a head referee for the Big Ten, and for 20 years for the NFL. If you’re not familiar with that award or know its significance, here’s a bit of background. All of the thousands of sports officials in the United States – little league, municipal, elementary and high school, college and professional – are served and governed by NASO, the National Association of Sports Officials (an organization headquartered in Racine, by the way).

Carollo, 66, will receive that prestigious Gold Whistle Award at the NASO Summit Conference in New Orleans on Tuesday evening, July 31.

The Award is presented annually and has been since 1988, when the first recipient was Art McNally. It is given to individuals or groups that “have made significant contributions to the betterment of officiating, exhibit a high degree of integrity and ethics and have other qualities that are held in high regard by the officiating industry,” according to the NASO. Carollo’s name has been well known to area sports fans in this area for several decades. As a youngster back in the ‘60s, he was a multisports star at Brookfield Central High School. For his play there he received a number of scholarship offers from major universities across the land. He preferred staying close to home, however, and accepted a scholarship for the University of Wisconsin in Milwaukee. He was a starting quarterback on the Panther football team from ’70 through ’73, just prior to the school’s discontinuation of its football program. His play there was good enough for him to be named to the UWM Athletic Hall of Fame, and then later to be the recipient of the school’s Distinguished Alumni Award. Soon after graduation, he accepted an offer from IBM and was with them for 30 years,

SPORTS PLUS

By Jack Pearson most of which in top management. In 2004, he retired, a move that lasted only a couple of months until he realized that he still had a lot of gas in the tank. He took another offer, this one from Manpower, and became the company’s Vice President of Global Sales. But through all of this, he never left the playing field. With his overabundance of energy, he wanted to be involved in something athletic. He took a suggestion from his elementary school basketball coach, Gene Berce, and began officiating on a part time basis. Berce, by the way, was also a former star athlete, a cage star at Marquette University.

As was and is the procedure with all beginning sports officials, Carollo started at the lowest levels, coaching little league games and eventually high school contests. Berce then introduced Carollo to Pancho Palesse, a move that paved the way for Carollo’s upward move transition into college work. Palesse, also a former outstanding Marquette athlete in both football and basketball, was then serving as a Big Ten Conference football referee. “I was really impressed with young Bill,” Pancho recalled. “First of all, he was very likeable and obviously quite intelligent. But even more important, he seemed so dedicated. It was apparent that he’d be a great addition to our Big Ten staff, and I recommended him.

The bigwigs must have agreed with my assessment, as he was hired quite quickly.”

Carollo officiated in Big Ten football for the next decade, including the 1988 Rose Bowl, and also worked as a conference basketball official. In 1989, he moved up to pro ball in the NFL and stayed on through the 2008 season, working two Super Bowls.

During that time he also served as the executive director of the NFL Referees

Bill Carollo; in his days as a head referee in the National Football League. Bill is scheduled to receive the prestigious Gold Whistle Award next month.

Association from 2000 to 2006, and good, qualified and dedicated people almost unbelievably, during most of to replace leaders who have retired or those years was also working full-time passed away. at IBM and Manpower. How he found “It’s a growing issue, and one with time to do all that, and at the same a multitude of factors,” Bill said. “In time to be a wonderful family man, the past, the largest portion of those too, is hard to imagine. entering the officiating field were forHe then moved from the playing mer players. In professional baseball, fields into officiating’s front offices. for example, years ago when a player’s As noted, he now serves as Coordi- career on the field ended and he renator of the Collegiate Officiating tired, he had to come up with a new Consortium for three NCAA confer- line of work, a new job, to support ences in the Midwest, the Big Ten, the himself and his family. Becoming an Mid-America and the Missouri Valley umpire was a logical option; it kept football conferences. the individual in the game he loved “I’ve always enjoyed a challenge,” and with people he knew. But over Bill said, “and this is a big one. I came the past few decades that has really to the realization that I could do more changed. Player salaries have skyrockto help officiating by coming off the eted incredibly. The average Major field.”

League ballplayer today takes home What Bill was alluding to is a seri- more than a million dollars a season, ous problem facing the sports officiat- and is also given an excellent pension ing industry today, one similar to one package. If he’d saved only a fraction that’s been plaguing religious orders of what he’d made as a player, added in recent years: finding and hiring CAROLLO continued on page 30

30 • 50PLUS •

JUNE 2018

CAROLLO continued from page 29

to his pension, there’d no longer be a need to work,” Bill explained. “That’s one reason. Another is the growing issue of verbal and sometimes even physical abuse sports officials are suffering,” he added. Too many fans today think of refs as some kind of an enemy or as incompetent,” he said, “and even worse, rant and scream at them. Young men and women who would have made fine sports officials don’t want to have anything to do with that kind of abuse.”

You wouldn’t think so, but that “Kill the Ump” mentality among misguided fans is as prevalent, if not even more so, in the little league level than it is in the Majors or in other adult leagues. A gentleman I know who works in the scoreboard area at Miller Park, Dave DeGrace, also serves as an umpire in area summer softball leagues. He agrees with Carollo.

“What Bill points out about the growing problem of poor sportsmanship and how it has caused issues in bringing in new officiating talent hits the nail on the head,” Dave said. “I work in a number of amateur softball leagues; women’s, high school and little league.

It’s in the little league area where most of the problems occur. Some of the parents of the youngsters, mainly the

fathers, can be almost unbelievable in their actions. Booing and ordinary disagreement is one thing, but the language some of these characters use is absolutely uncalled for. I wouldn’t want to repeat here some of the profanity I hear,” Dave said. “Most of them know little if anything about the actual rules of softball, yet if any call or decision is made that goes against their little offspring, they jump up out of their seats and roar out on the field, screaming and yelling and threatening us with obscenities. What kind of an example are they setting for their children? I know a number of other umps, like myself, who have quit rather than to have to put up with it.”

Because of this growing problem, the NASO recently conducted a nationwide survey to explore the issue. Here are a few of the questions that were asked, and the replies. As to the query: at what level is the issue the worst? The results indicated more than 65 percent was in little league to high school competition, with only two percent on the college level and only four percent in pro ball. As to the question of who causes the most problems, 40 percent were parents, 30 percent were coaches, 18 percent other fans, and only 10 percent the players.

The survey also revealed that 78 per-

Carollo and former NFL Commissioner Paul Tagliabue, now in NFL administrative work himself, Carollo served for 20 years as a NFL referee and before that for 10 years as a Big Ten ref.

Among all who respect sports officials the most are the players, such as former Green Bay Packer great and then of the Jets, Brett Favre, chatting with Carollo prior to a game. cent of all the officials surveyed had a college education and 28 percent had advanced degrees; that the average age of all officials on the field today was 53.29; and in answer to question of why they became sports officials, 43 percent said for the love of the game, 17 percent for the exercise it provides; 17 percent said to be part of a competitive sport; and less than one percent for income. The survey came to many of the same conclusions on the issue of declining new officials as did Carollo and DeGrace. It also brought to light a few other items. It noted that sports officials have a higher degree of education than is generally assumed; that their average age is also higher, and that most of them get into the field because of their love of the game, rather than for a need for income.

So, you might ask, how do some obnoxious parents in little league play make such a big difference in the overall sport official field and affect its future? It’s a ripple effect. Big time NFL refs didn’t become big time NFL refs by going to some college or trade school; they reached that status by first serving for years as a college ref; and college refs became college refs by first working for years as a high school ref; and those refs earned their spurs by first working for years in the little league level. So when there is a shortage of good, qualified officials at the first level, the problem gets passed

on to every succeeding level.

Thus among Bill’s goals and responsibilities, in addition to his extensive work as the Coordinator of the Collegiate Officiating Consortium and its three Midwest conferences, is in this sportsmanship or its lack issue; to find ways and means to alleviate the problem; to help locate and attract top quality people to the profession; and when successful, to aid in their training.

To do so, he is continually on the go, flying to all corners of the country, all year long. When I called him a while back to set up an interview for this article, I caught him on his cell phone when he was in New York.

He told me that he’d be back home in eight days but would be here for a very short time before having to head out again. But as busy as he was, he found time to meet and talk with me about this story. He is, by the way, a most congenial and accommodating individual. The next day, after our talks he packed his bags again, kissed his wife goodbye and headed to Mitchell Field.

I knew his itinerary. First three days in Dallas, Texas, for meetings with college coaches and athletic directors, then a flight to Denver, for four more days of meetings, then another zip through the clouds out to California, for two more sessions in different cities before returning home again. As NASO President Barry Mano wrote

JUNE 2018

in the organization’s own publication “Referee,” (an excellent magazine also published in Racine and one available in most libraries), “Bill Carollo’s influence and fingerprints are on so many organizations, leagues, and conferences. But beyond that and more importantly actually is the fact that Bill has personally helped so many officials to have wonderful careers, and at many levels.”

As noted, the first referee to be honored by NASO and its Gold Whistle Award was Art McNally in 1988.

Since then there have been 29 others and one organization that have been awarded. A few of the better-known names include Jim Tunney in ’92, Steve Palermo in ’93, Ed Hightower in ’95, Bob McElwee in ’04, Jerry Markbreit in ’07, and Joe Crawford in ’14. All were football referees except Palermo, who was a Major League Baseball umpire, and Crawford, who toiled in the National Basketball Association. That one organization which was honored was the “Blow the Whistle on Cancer” campaign in ’06.

There’s another impressive honor coming Carollo’s way later this year.

Readers of this publication may recall a story in the September 2017 issue of 50 Plus about the annual National Italian Golf Tournament held here every summer for the past 95 years.

The tournament is the largest ethnic oriented golf event in the country and donates all of the monies it raises to charity – the American Cancer Research, the American Brain Tumor Association and the St. Jude’s Research Hospital among others. It also honors a well-known Italian –American and has him or her as its special guest every event. Past honorees have included such famous names as Frank Sinatra, Joe DiMaggio, Perry Como and Gene Sarazan. This year’s special guest, would you believe, will be Bill Carollo. “I was completely stunned and flattered when they asked me about it,” Carollo said. “I most certainly don’t feel I deserve such an honor or am in the same class as those nationally known guests.” Which is about the commentary you’d expect from Carollo; among other things he’s as modest and self-effacing an individual as there is. The tournament will again be held at the Grand Geneva Resort near Lake Geneva, on Friday, Saturday and

• 50PLUS • 31

A Carollo family portrait. In this happy group are Bill and Mo in the center, with Mo holding one of the grandkids; one son and three daughters; one daughter-in-law and two sons-in-law; and four grandchildren. There was one more grandkid after this picture was taken, and another scheduled for this fall.

Sunday, August 3-5.

If you were to meet Carollo today I doubt you’d guess his age. He doesn’t look like your typical 66-year-old, that’s for sure. At college at UWM in the ‘60s, he was a slim, well-muscled 180 pounder, 6’ 1” tall, flat-bellied and, of course, with all of his hair and full of vitality. More than 50 years later that description still applies.

I asked Bill how he accomplished it. He laughed. “First of all, you’re too kind and complimentary. But I do try to take care of myself, I jog and do a little light exercise three or four times a week, watch my diet, I don’t smoke and drink very little. But the real reason I suppose is that I’m just lucky.”

By the way thus far I’ve told you about Bill’s involvement in the sport of football. He has had some in baseball as well, having served as the head scorekeeper for a number of seasons at Milwaukee Brewer games in Miller Park.

Although Bill was born and grew up in Brookfield, he and wife

Mo (Maureen) have lived in Shorewood for several years and raised four youngsters there, Anna, Joe, Laura and Emma. They’re no youngsters any more naturally, all are married, Anna, the oldest is 38, and Emma, the youngest, is 30. There are also five grandchildren and one more due this fall.

“Bill is truly an exceptional person,” Palesse said. “When you consider all the work he’s done, in sports as well as in the business world, that he has always remained a loving and devoted parent as well is really something. I’m very fortunate to have him as a friend.”

32 • 50PLUS •

JUNE 2018

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EDITORIALS

continued

Think young and healthy

When you arise tomorrow, why not believe that it really does begin a new day for you.

We are told that we must think younger; that the creaks in your joints really aren’t there; that the ache in your

JUNE 2018

leg will go away with a bit more exercise; that the heart of the matter is not in your chest, but in how you look at things and then carry them out.

Don’t put syrup and a gooey glob of butter on those pancakes. Think

We remember when...

• 50PLUS • 33

healthy. Eat to make your system stronger. This means lots of the fruits and vegetables you probably have been skipping.

Put those protein powers to work.

We can talk about brainpower. We

can even assess cognitive decline short of dementia. Stimulate your brain. It needs new and exciting avenues to travel. The neurological avenues can’t endure many stop signs.

As year 1950 began, Pres. Truman said we had to bolster national security by working on the hydrogen bomb, which when exploded was very successful.

American police brutality was examined in March 1950.

June 28, 1950 saw the Korean War begin as the North and South were separated at the 38th parallel.

China in 1950 began as a member of the World Trade grouping.

Suburban lifestyles and new housing by the thousands came about in 1950’s as a vibrant economy followed World War Two. Pres. Truman on April 11, 1951, thinking Gen. MacArthur was becoming too presidential, fires the general

from being in charge of all military operations in the Pacific.

The collapse of colonialism, particularly British, began with the Mau Mau Rebellion in 1952. African rebellions continued until 1956. As a result of the rebellions, Jomo Kenyatta was imprisoned for nine years. After his release, in 1964, he became the first president of Kenya.

March 1, 1953 saw the CIA invade Iran. The age of anti-Americanism began.

Vaccines to ward off polio were doing their job well by 1953.

Marilyn Monroe was the centerfold as the first Playboy Magazine was published in 1953.

Two British climbers conquered Mt. Everest June 2, 1953.

Julius and Ethel Rosenberg were executed June 20, 1953, after conviction as Soviet spies.

The Soviet Union’s Stalin died in 1953 after 29 years in power.

The first filming of the H Bomb tests in color was viewed on March 31, 1954.

The U.S. Supreme Court banned any further school segregation as of May 17, 1954.

Disneyland got its final touches and opened on July 9, 1955.

Ray Kroc franchised his first McDonald’s fast food restaurant in 1955.

Federal Aid to Highways programs took off in 1956.

On July 26, 1956, the Italian passenger ship Andrea Doria, collided with a cargo vessel and 1,134 passengers had to abandon ship.

Federal troops were sent to quell riots in Little Rock, Arkansas in September of 1957.

The Soviets fired an earth satellite that went around the earth four times on Oct. 5, 1957.

Fidel Castro arrived amid thousands of cheering people in Havana June 9, 1959.

The U.S. Senate approved statehood for Hawaii in the fall of 1959.

A Soviet-made rocket struck the moon after 28 hours in the air Sept. 14, 1959.

KILLING TIME continued from page 4

northeast Florida. This was our third visit to different Del Webb communities and we explained all we found about it in the May issue of 50 Plus.

About 5,000 people will reside there when it is filled. l l l l l When the man asked if the can of insecticide in his hand was good for mosquitoes, the hardware store clerk had to answer, “No. It kills them” l l l l l A friend has a parrot that talks a lot, but doesn’t say much. However, I’d take that before a spelling bee. l l l l l One real plus to being about age 90, things we buy at the furniture store or hardware place won’t wear out during our lifetime. l l l l l I would say “Bon voyage” if it was a real cruise ship instead of just a waterbed. l l l l l Bob Hamilton, an insurance guy, sent a recent flier through the mails explaining that we can inhale

serenity. Lavender can help you sleep.

Cedar wood soothes nerve tension.

Grapefruit relieves mental fatigue. So which will you try to leave your stress behind? Would it be a cup of hot tea or a glass of wine? I still get a sour taste from grapefruit. l l l l l As old-timers, what would be left for us to learn the hard way? l l l l l You can be almost certain any secrets you share with newfound friends at the senior center will be safe. Chances are good that they won’t remember them. l l l l l U.S. citizens generously gave $390 billion to charities in 2016. With different deductible laws, what will the giving rate be in 2018? l l l l l The average age for Wisconsin state representatives is age 50; for senators it is 58. These representatives are paid $50,950 plus generous per diem pay when they are in Madison.

Just last year, there were 31 female

members of the legislature. Percentage-wise, they don’t collect nearly the amounts of per diem, as do the men.

The women obviously would rather be home at night. l l l l l Why is some meat that tastes just like ham called Canadian bacon? l l l l l Sodium doesn’t always hide in plain sight. For instance, a half-cup of Green Giant Original Olive Oil and Sea Salt Mashed Cauliflower has 380 mgs of sodium. Would you ever guess that an eight-ounce bag of potato chips might have only 18 mgs of it? l l l l l Aren’t you glad when you go to the medical counter you can just ask for Tylenol and not for tongue twisting acetaminophen? l l l l l Some people try to restart their age clock. Is this why they do childish things? l l l l l

l l l l l Joe Campbell, the West Allis warrior, was recently named to an honors’ group at the War Memorial Center.

Others that he joined are Michael Grebe, Andy Schlidt III and George Gaspar. The Patriot Award went to Campbell as of Feb. 20. l l l l l You might believe that all people living in Nocatee (part of Ponte Vedra, Florida) are in a hurry. All restaurants there during our visit were of the fast food variety. l l l l l The Tiger may be back in action on the PGA circuit, but a bit tamed. l l l l l The “Who Dun Its” of early television times don’t compare with today’s tripe. Can you imagine Laurel and Hardy not being booed if their movies were shown today to our now such sophisticated audiences? l l l l l We recently visited a Del Webb residential community for seniors in

34 • 50PLUS •

JUNE 2018

PRESENTED BY:

direct supply seniorfest day at summerfest TUESDAY, JULY 3 | 12:00-4:00PM All patrons age 60 and up will be admitted FREE and receive an offer for $2 off a food and beverage (non-alcoholic) purchase over $10. Spend the day enjoying music spanning a range of genres including: Under the Streetlamp, The Booze Brothers, Milwaukee Jazz Orchestra, Downtown Harrison, the Direct Supply Golden Idols, Professor Pinkerton and many more!

• 50PLUS • 35

JUNE 2018

EVENTS CALENDAR An Evening of Folk, Blues and Americana Music

St. Francis Public Library, 4230 S. Nicholson Ave., St. Francis

JUNE 12, 7 – 9 PM

Red Hot Chili Peppers Tribute with Hot Reds

Les Paul Performance Center, Join singer-songwriter John Stano Cutler Park, 321 Wisconsin Ave., for an evening of folk, blues and Amer- Waukesha

icana music. John’s sound is a distinctive blend of acoustic and slide guitar, harmonica and vocals. He’ll sometimes add a little mandolin, cigar box or banjo to the mix as well. It is sure to be an evening of interesting music. No registration required for this free event. For additional information, visit stfrancislibrary.org or call (414) 481-7323.

JUNE 6, 7 PM

Vagabond Ski & Social Club

Knights of Columbus Hall, 1800 S. 92nd Street, West Allis

This is an active social club for both singles and married couples. There will be a meeting and dance with great music by Nite Trax. The meeting begins at 7:00 pm with dancing to follow at 8:00 pm. There is a $5 admission fee. For additional information about Vagabond Ski & Social Club go to www.vagabondskiclub.com.

JUNE 6 & 13, 6 – 7 PM

Welcome to the wonderful world of roses! A member of the Greater Milwaukee Rose Society will be leading this comprehensive series all about this beautiful flower. Topics will include rose diseases, rose shows, and much more. Please register by calling the library at 262-367-3350 or emailing swanson@hartland.lib.wi.us.

JUNE 12, 6 – 7 PM

Milwaukee Garage Bands

Pewaukee Public Library, 210 Main Street, Pewaukee

Peter Roller, author of Milwaukee Garage Bands: Generations of Grassroots Rock, will take us through the history of these local bands from the late 50’s to the early 2000’s. Register for this FREE program at www.pewaukeelibrary.org or call 262-691-5670 Ext 925.

The Hot Reds storm the Les Paul Performance Center with their Red Hot Chili Peppers Tribute. Rocking out American funk style to “Can’t Stop,” ”Under the Bridge,” and “Go Robot” you won’t want to miss the Hot Reds as they open up Waukesha’s Tribute Tuesday season. This is a free concert, sponsored by the Park Foundation of Waukesha.

Visit historic pioneer log home, the little red schoolhouse and the freewill Baptist church. This event is free with food available for purchase. For additional information, please visit www. newberlinhistoricalsociety.org.

JUNE 19, 6:30 PM Evaluating a Senior Living Community: 10 Things to Consider

Luther Manor’s Linden Room, 4545 N. 92nd St., Wauwatosa

Young or old, deciding where you want to live is a big deal. We’ll help you think through some important considerations when deciding on your next home and future care. This event is free and space is limited so RSVP by calling 414-434-1768.

JUNE 19, 2:15 – 4:15 PM

Movie: Darkest Hour

Menomonee Falls Public Library, W156 N8436 Pilgrim Road, Menomonee Falls

Biography featuring drama and history takes place during the early days of World War II, the fate of Western Europe hangs on the newly-appointed British Prime Minister Winston Churchill, who must decide whether to negotiate with Adolf Hitler, or fight on against incredible odds. All movies shown at the library are free and open to the public. Moviegoers may bring their own snacks and beverages (covered, please). Seating is limited. The room will open 45 minutes before show time.

PURE JOY!

”

“

JUNE 12, 5 – 7 PM

Mature Singles Club, Sip & Snack

—The New York Times

Jimmy’s Island Grill, 2303 Mayfair Rd., Wauwatosa

Meet new single friends 55+. Join us for happy hour and find out more activities that our club has to offer!

We are a non profit, non sectarian organization focusing on the interests of single individuals. Our activities are scheduled in all areas of greater Milwaukee. Questions? Call Jan at 414461-6090. Visit our website at maturesinglesclubmil.com.

JUNE 16 & 17, 10 AM – 5 PM

WWII Days

Old Falls Village, N96W15791 County Line Rd., Menomonee Falls

Experience life as it was for units and civilians during WWII. See authentic military vehicles and watch a Battle at 2:00 PM both days. Skirmishes and skits will be viewable throughout the weekend. Enjoy military displays, demonstrations, storytelling, presentations, WWII memorabilia, food and entertainment. Browse the vendors’ area with military items for sale. Spend time walking through military camps and talking to reenactors. Adults $6, children under 12 $2 and under 5 free.

WWII Veterans FREE all weekend.

JUNE 17, 1 – 4 PM

New Berlin Historical Society Open House

Illustration: Don Oehl; Logo: Esther Wu

JUNE 6, 6 PM

Historical Park, 19765 National Ave., New Berlin

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36 • 50PLUS •

JUNE 2018

Emma: Henry needs more sympathetic understanding DEAR FOLKS:

The beautiful month of June has arrived. It really was not as tough of a winter as some that I can recall. Now, with the nice weather here, I am going to focus on things I like, fun stuff like being in an elevator and singing along with the music being played between floors.

A friend of mine says that she and her husband eat dinner at 4 p.m. almost every day. He, according to her, gets up in mid-morning, has a light breakfast and is ready to really chow down by late afternoon. Why, I told her, Henry does not even get home from the factory until after 5 p.m. It would be improbable for Henry to even want his dinner as soon as he is in the door. Henry always

APRON STRINGS

By Aunt Emma goes through the mail first. Well, really third. He always gives me a kiss and hug at the door, and then heads for what he calls the “medicine chest.” This really is the kitchen cabinet in which he keeps the makings for his after work or should it be “before dinner” cocktail? Henry claims this is somewhat like going to the doctor’s office as this cocktail relaxes his brain, which he believes - yes, he

truly does - is like his gulping down a non-aggression pact with himself. He tells me the cocktail is like signing such a pact with his alter ego, whatever that can be.

Dealing all day long with rectangles, spheres, crossing t’s and everything from soup to nuts, I might think that Henry would dare to dream about having a nice steak with spuds and onions on the side as soon as he gets home.

But with the cocktail, time being there whether it is daylight saving time or regular, Henry kind of believes it helps him solve the problems that he brings home with him almost every night.

These times never seem to have an equal when Henry is telling me about somebody different almost every cocktail hour.

Henry is sure that Horace must have been hiding behind the door when brains were passed out. Henry believes he should move to a cemetery where he could bury his mistakes.

Henry kind of picks up the pieces after Horace, who only keeps his job as he is a member of the owner’s family. Henry is sure that side of that family tree is losing its branches. Henry claims that even if Horace gave most people free samples of his work, they would not accept them.

There are times when I must admit that I take things too far like when I told a drinking friend of Henry’s from the club that his actions make it obvious that his parents either left him unsupervised too often or they were just as plain dumb acting as he is sometimes. That wasn’t very nice of me. But Henry says this fellow (We won’t name him) has been a club member since, as Henry says, “Since hell froze over.” Henry says that this bozo left high school, to join the military, served for 19 years, never

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learned much, but how to salute and today, is what he is. No more, no less.

I guess that should tell me I could feel a bit sorry for bozo.

Henry claims the man has some good traits. He claims that bozo’s dog even loves him. But whoever said that dogs have good taste in people?

We went to a Memorial Day parade and ceremony where a nice lady, Amy Williams, served us ice cream and we then watched the parade from her front deck. I really was impressed. Henry was considering marching in the club’s annual parade, carrying a rifle and at the ceremony shooting those blank cartridges in memory of the military members who lost their lives in battles to keep us free from tyranny.

I talked Henry out of marching about the eight to 10 blocks and up a pair of hills. The old boy just is not as young as he was or what age he thinks he is. Now, before I go on, I know Henry will see this and tell me that while I am not marching in anybody’s parade, I already have gone too far. Henry’s golden years are yet to come as he has at least another year at the factory. As for the golden years, Henry already shakes his head sideways and says that it is a questionable time. He sees so many guys with dementia, others with old warring wounds now acting up and others whose memories stink as their budgets shrink.

Henry, a kindly person, who has more friends at the club than I do overall, says that he never has met a person who doesn’t have some good in him or her. I questioned that, telling him about the younger man down the street, who drives like he’s been taken over by road rage. You know, I shouldn’t even mention this as Henry tells me when he goes shopping with me at the big store that the way I push the cart around in the store that I could be ticketed for aisle rage if there was such a thing.

Oh my goodness, I never really got my writing engine started today. I am not about to admit to being a blabbermouth, but I guess I had better call it a day with the writing pen and get busy with the frying pan and that country fried steak Henry likes. Why do they call it country fried when all the time I was told as a younger girl that it was chicken fried steak?

Hope to see you in July.

JUNE 2018

• 50PLUS • 37

ROAD TRIP continued from page 1

and Gary Haas; Rich wrote the copy, and Gary handled the design, layout and photography. The two men have worked together in the advertising and publication field for many years. Gary, by the way, is the son of Gene and Diane Haas. Haas is the former Executive Director of the Wisconsin State Golf Association and is also an excellent caricature artist and has contributed many drawings for articles in this publication, including this one.

Gene has also been a member of the Westmoor Country Club in Brookfield for many years, as was Charles Ratay, Rich’s father. Charles was a 12 handicapper, but no one loved the game of golf more. It was for that reason that all of the aforementioned auto trips took place during the winter months.

Gene and Charles (who passed away a few years ago and was always known as “Chuck”) became good friends and often golfed together. Cold and bad weather here cancels out golf for a good part of the year. Charles didn’t want that to interfere with his game.

So he packed up his bag and clubs, as well as his wife and children, and headed for the southland in the family car.

According to Rich’s recollections in his book, the family always had as much or more fun along the way as they did after they’d reached their destination.

I understood quite well the point Rich was making. I’ve traveled back and forth from here to Florida many times over the past half century; more than 50 I’d guess. When I flew, it was nice; I got there in a hurry and didn’t have to spend many long and tedious hours behind the wheel of my car. But on the other hand, thinking back, the most memorable trips I made from here to Florida were when I drove, and had wife Margaret and two daughter along with me. Once we stopped for a half a day and visited the magnificent Mammoth Caves near Bowling Green, Kentucky; another time when we stayed over for a night in Nashville, Tennessee and went to the famous Grand Ol’ Opry; and another when we got off I-75 at Gainesville, Florida, and drove west to Cedar Key, a little seaside town that hasn’t changed much in the past century. It was so nice sitting on and swimming on a beach not clogged with thousands of other people. I never would have experienced those delightful things had I been flying and not on

Here’s Rich and his own family today; he and his wife, Terri, and sons Ranier and Reed. an auto trip with my family.

Rich was born in Milwaukee.

When he was still very young, his parents moved to Elm Grove. Rich attended St. Mary’s Elementary School and Brookfield East High School. He then opted for college at Miami University in Ohio, but later transferred to the University of Wisconsin in Madison, where he earned a degree in Journalism. He told me that he helped pay for his college costs by working as a bartender. I shook my head: it sounded like an echo of sorts. I, too, went to another college before transferring to the UW, also majored in journalism and also worked my way through school tending bar. Bartending, by the way, is a great training ground for future journalists; the characters you meet, the stories you hear. You can’t write about most of them, of course.

Degree in hand and with the world before him, Rich explored a number of employment possibilities before choosing a position as a copywriter for a busy firm in Milwaukee, Professional Marketing Services. There the man he reported to was none other than Gary Haas. It was the beginning of a lifelong friendship and working association.

Also, all through college and up to and through his early working years, whenever he could, he continued to go on those auto travel tours with his parents and siblings. It was after he’d joined the PMS firm that he decided to put a book together on them.

Rich and his lovely wife Terri live in Menomonee Falls with their two sons Rainer and Reed, and their two

canine companions, Rocco, a black lab mix, and Rotini, a golden retriever mix. Rich is nearing 50 in age, but in truth could easily pass for early 30s.

He takes very good care of himself, exercising regRich Ratay and his book, available in area ularly. He jogs three or four bookstores after July 3. times a week, running three Although the book will not hit the miles first with Rocco, then another marketplace until July 3, advance copthree miles with Rotini. (Just a side ies have been sent out to book reviewnote, but how about all those names ers all over the country. Their responses starting with the letter “R”, where’s have been exceptional. Here are a few.

Rumpelstiltskin?)

“Smooth prose that entertains “Don’t Make Me Pull Over” is not and enlightens. For anyone who has merely a recapitulation of the Ratay ever been on a road trip or is planning family’s trips and vacations. It is ap- to take one, this book is a must read. parent that Rich put in a tremendous Richard Ratay provides a concise hisamount of research: how and when tory of America’s love affair with the family vacations began in this country; generations of concrete and asphalt how roads linking the various sections highways crisscrossing the nation.” – of the country came about and espe- Michael Wallis cially the super highway system; how “Richard Ratay’s impressively retheme parks such as Disney World searched book isn’t just a road trip gave the tourism movement its impe- across America – it’s a trip back in tus; the improvement in autos, so much time.” – Ken Jennings, New York Times wonderful history.

“A memoir, a work of popular hisRich also explained how all of his tory, and a love letter all in one, books research and whatever writing abilities so wise are seldom so funny; books this he had were only the beginning. He funny are seldom so wise.” – Andrew emphasized that without a good liter- Ferguson ary agent, for an unknown writer, getAs noted, you can find Rich’s book ting a book published is virtually im- at book stores starting July 3, and of possible. “It took me a couple of years course on the Internet. Book signing to find one,” he said, “and thankfully I sessions have been scheduled at the got one of the best in Jennifer Weltz of Barnes & Noble store in Brookfield the Jean V. Naggar Literary Agency.” It Square on Sunday, July 15 at 1 p.m., was through Weltz’s efforts that a major and at the Boswell Books store at 2559 book publisher, Scribner, came aboard, N. Downer in Milwaukee on Thursday, he added.

July 19, at 7 p.m.

38 • 50PLUS •

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