HEALTH
TRAVEL
Blindness & Vision
German Vacation
page 12A
page 14A
October 2012 Vol 25 No. 10
COMPLIMENTARY
SPORTS
Coach Phil King
T
page 3A
STATEHouse CAPITOL Selling Your COMMENT
WANTED TO BUY By Matt Pommer
Emma
APRON STRINGS
FOR SALE
TRAVEL
By Aunt Emma
MOVING IN THE page 11A RIGHT DIRECTION By Bruce Nemovitz
EDITORIALS
By Judith Berger he maxim “failing to plan is planning to fail” is particularly true when it comes to your retirement. Knowing you should plan is one thing, but having a realistic plan is the “coin of the realm.” Karen Ellenbecker, president of Ellenbecker Investment Group, takes a measured tone when talking about preparing for the future. “It’s never too early to start saving for retirement. Take advantage of your employer’s matching fund. Don’t miss the benefit of the tax-deferred contribution,” she said. She understands things get in the way of saving: getting married, buying a home, having children, etc. But if you have a plan and pay yourself first, it’s a start. Ellenbecker and her financial advisers guide both men and women -- clients of all ages, situations and stages of life, but she seems particularly concerned about how women will fare as they face a myriad of life circumstances. Research shows women are not on a level playing field when it comes to retirement. According to Investment News, women control $14 trillion in personal wealth assets in the United
EDITORIALS
NEMOVITZ:
Blood Test Confusion
page 7B
Securing a bright future starts with a plan
ERVICES OFFERED LIPSHITZ
Home Health Care Guide
page 20A
POMMER: Health Care
page 7A
SECTION B
Karen Ellenbecker
ELLENBECKER continued on page 13
SENIOR
The Wealth Gap; Answer can Man it be closed? By Tom Frazier
AGING ISSUES
By Tom Frazier
Paul Ryan, in an article he wrote entitled “Government Must Refocus Its Safety Net to Those in Need,” decries the distribution of household income in America that favors older households over younger house-
holds. He cites a Congressional Budget Office (CBO) report, which he claims shows that government programs, such as Social Security and Medicare, are transferring wealth away from those who need it.
IT MAKES ME
Ryan says, “This shift reflects a growth in programs that focus on the elderly population and are not for the most part income-adjusted, such as Social Security and MediFRAZIER continued on page 3
CRABBY