Financing Your Future

Financing Your Future

2018 - 2019

The education you’ve been hoping for is within reach. The University of Hawai‘i at Mānoa offers six ways to finance your college education.

Residency | Scholarships | Grants Western Undergraduate Exchange Tuition Reduction Student Employment | Loans

DID YOU KNOW?

79%

students receive some form of financial aid from the University of Hawai‘i at Mānoa

61%

students receive University of Hawai‘i at Mānoa grants or scholarships to help pay for their education

28%

students receive the federal Pell grant

88%

students are able to pay down their debt post-graduation (66% national average)

Source: Mānoa Institutional Research Office - The University of Hawai‘i at Mānoa, manoa.hawaii.edu/miro

< $5,000

The average annual cost of attendance at the University of Hawai‘i at Mānoa is $5,000 less than the national average

1. RESIDENCY As a public institution, the University of Hawaiʻi at Mānoa determines tuition rates based upon a student’s residency status.

For the purposes of this document, type of residency is defined as follows: Resident: Resident of the state of Hawaiʻi WUE: Resident of a WUE state or territory (see: #4 Western Undergraduate Exchange Tuition Reduction) Non-Resident: Resident from a location outside of the state of Hawai‘i or a WUE state or territory To qualify for in-state tuition, you must have been a bona fide resident of Hawaiʻi for at least one calendar year (365 days) prior to the semester for which you want resident tuition status. This applies to adults 18 years of age or older. If you are a minor (under 18 years of age), your parents or court-ordered guardians must have been bona fide residents for the calendar year in question. In addition, whether you are an adult or minor, you must not have been claimed as a dependent for tax purposes by your parents or court-ordered guardians for the calendar year in question if they are not legal residents of Hawaiʻi.

The State of Hawaiʻi law recognizes several categories of non-resident students who are allowed to pay in-state tuition, including: • United States military personnel, their spouses, and their authorized dependents (up to age 23) during the period the military personnel is stationed in Hawaiʻi on active duty • United States military personnel who have been honorably discharged within three years of enrollment at a University of Hawaiʻi campus and using Post 9/11 GI Bill benefits (dependents eligible also) • Members of the Hawaiʻi National Guard or Hawaiʻi-based Reserve who are under contract in Hawaiʻi • Native Hawaiians, descendants of the aboriginal peoples who inhabited the Hawaiian Islands and exercised sovereignty in the Hawaiian Islands in 1778 In addition, the University of Hawaiʻi also allows citizens of certain Pacific islands that do not have baccalaureate-granting public institutions to pay 150 percent of the resident tuition: American Samoa, Commonwealth of the Northern Marianas, Cook Islands, Federated States of Micronesia, Futuna, Kiribati, Nauru, Niue, Republic of the Marshall Islands, Republic of Palau, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, and Wallis. www.manoa.hawaii.edu/admissions/undergrad/financing/residency.html

2. SCHOLARSHIPS A scholarship is a gift aid that is awarded based on a variety of factors such as academic achievement, athletic ability, leadership, field of study and/or financial need. Scholarships do not need to be repaid. The University of Hawai‘i at Mānoa offers a multitude of scholarships that are found in the seven areas below.

1) NEW WARRIOR SCHOLARSHIPS The New Warrior Scholarships are scholarships created for the New Warrior in mind and comprised of the Regents, Chancellor’s, Mānoa Excellence, and Mānoa International Excellence scholarships.

Deadline: January 15 Applicant: Freshman Resident Status: Resident or Non-Resident (including WUE) www.hawaii.edu/fas/info/scholarships.php SCHOLARSHIP

AWARD AMOUNT

RESIDENCY STATUS

CLASS STANDING

GRADE POINT AVERAGE

SAT SCORE

ACT SCORE

Regents Scholarship

Full tuition (for 4 years) + $4,000 per year stipend + $2,000 one time travel grant

Resident

Freshman

3.5

1380

29

Chancellor’s Scholarship

$10,000/year (for 4 years)

Resident

Freshman

3.5

1200

27

Ma-noa Excellence Scholarship

In-State tuition (valued at ~$22,032 per year for 4 years)

U.S. Non-Resident (including WUE)

Freshman

3.5

1200

27

Ma-noa International Excellence Scholarship

In-State tuition (valued at ~$22,032 per year for 4 years)

International Non-Resident

Freshman

3.5

“High” SAT “High” ACT

2) MĀNOA ACADEMIC MERIT SCHOLARSHIP The Mānoa Academic Merit Scholarship is an automatic $2,000 scholarship (per year) for four years of undergraduate study. This scholarship is for firsttime, degree-seeking students who enroll the semester after high school graduation. This scholarship is applied to a recipient’s tuition costs. Scholarship eligibility is determined when an Admissions Application is submitted. A separate scholarship application is not required. Students who receive a New Warrior Scholarship are ineligible for the Mānoa Academic Merit Scholarship.

Deadline: March 1 Applicant: Freshman Resident Status: Hawai‘i State Resident or Non-Resident (including WUE) Grade Point Average: 3.5 SAT/ACT Score: 1200 / 27 3) INTERNATIONAL MERIT AWARD SCHOLARSHIP The International Merit Award Scholarship is an automatic scholarship awarded to students for each year of undergraduate study. This scholarship allows students to pay a tuition rate of 150% of the University’s resident tuition rate. This scholarship will not be reflected in one’s MyUH Services Financial Aid Information. But rather, student tuition costs will be adjusted when registering for full-time courses. Scholarship eligibility is determined when an Admissions Application is submitted. A separate scholarship application is not required. Students who receive a New Warrior Scholarship are ineligible for the International Merit Award Scholarship.

Deadline: March 1 Applicant: Freshman or Transfer Resident Status: International Non-Resident Grade Point Average: 3.3 (Freshman or Transfer) Non-Resident tuition rate $33,120

-

International Merit Award Scholarship $16,488

=

Your tuition cost

$16,632

4) PRESIDENTIAL SCHOLARSHIP Presidential Scholars receive a full-time, 12 credit per semester tuition waiver for two years of undergraduate study. All scholars receive $4,000 a year (stipend) and a one-time travel grant of $2,000. Presidential Scholarships are awarded to approximately 8 bona fide Hawai‘i resident college juniors who have a minimum cumulative GPA of 3.7 for all college level work, a record of sustained progress in academic courses, and evidence of superior academic achievement or creative endeavor.

Deadline: January 15 Applicant: Transfer (must be a full-time junior by end of Spring semester) Resident: Status: Resident www.hawaii.edu/fas/info/presidential_scholarship.php 5) STATE OF HAWAI‘I B PLUS SCHOLARSHIP The State of Hawai‘i B Plus Scholarship is available to undergraduate students who graduated from a State of Hawai‘i public high school after 2005 and earned a cumulative grade point average of 3.0 or higher based on high school transcripts. Students must have completed a rigorous high school curriculum and demonstrate financial need based on information provided on your FAFSA. The maximum annual UHM award is $2,000 and requires fulltime enrollment to receive this scholarship. Depending upon available funding, scholarships may be renewed annually for students who maintain satisfactory academic progress up to four years.

Deadline: March 1 Applicant: Freshman or Transfer Resident Status: Resident and public high school graduate www.hawaii.edu/fas/basics/types_of_aid/fedstate.php 6) STAR SCHOLARSHIPS The UH Mānoa STAR Scholarships are open to students who are admitted as regular students attending the University of Hawai‘i at Mānoa campus. The UH Mānoa STAR Scholarships application is a single application for over 400 scholarships, with a total value over $9 million.

Deadline: February 15 Applicant: Freshman or Transfer Resident Status: Resident, WUE, or Non-Resident www.star.hawaii.edu/scholarship 7) UH SYSTEM SCHOLARSHIPS The UH System Scholarships are open to students who are attending any of the ten campuses of the University of Hawai‘i System. The UH System Common Scholarship Application is a single application for over 40 different scholarships, with a total value over $100,000.

Deadline: March 1 Applicant: Freshman or Transfer Resident Status: Resident, WUE, or Non-Resident www.hawaii.edu/finaid/scholarships/system/index.html

3. GRANTS Grants are a form of gift aid that is awarded based on demonstrated financial need. Grants do not need to be repaid. By submitting the FAFSA, you may be considered for grant assistance.

GRANTS

AWARD AMOUNT

FRESHMAN APPLICANT

TRANSFER APPLICANT

RESIDENT STATUS

Ma-noa Opportunity Grant

Up to $4,000

•

•

Resident & Non-Resident

Federal Pell Grant

Up to $5,815 (2016-17 school year)

•

•

Resident, WUE, Non-Resident

Federal Supplemental Educational Opportunity Grant (SEOG)

Up to $2,000

•

•

Resident, WUE, Non-Resident

4. WESTERN UNDERGRADUATE EXCHANGE (WUE) TUITION REDUCTION The Western Undergraduate Exchange program is for qualified first time undergraduate degree seeking students who have legal residency in AK, AZ, CA, CO, ID, MT, ND, NM, NV, OR, SD, UT, WA, WY, CNMI or Guam. The WUE tuition rate is 150% of the University’s in-state tuition rate. www.manoa.hawaii.edu/admissions/undergrad/financing/wue.html Non-Resident tuition rate $33,120

-

WUE tuition reduction savings $16,488

=

Your tuition cost

$16,632

5. STUDENT EMPLOYMENT The University’s Mānoa Career Center offers nearly 4,000 on-campus positions for students to choose from. Student employment is an option to pay your way through college while gaining professional work experience. A flexible schedule, the convenience of working on campus, and opportunities to add to your resume are several excellent reasons to work for the university.

For more information on student employment, financing options, professional experience opportunities (i.e., internships, Federal Work Study, etc.), visit: www.manoa.hawaii.edu/careercenter

6. LOANS Loans are a form of financial aid that is borrowed to help pay for educational expenses. Loans must be repaid, usually with interest.

1) FEDERAL DIRECT LOAN Direct loans are low-interest loans for students to help pay for the cost of a student’s education after high school. The lender is the U.S. Department of Education rather than a bank or financial institution. Eligibility is determined by filling out your FAFSA. • Subsidized • Unsubsidized 2) FEDERAL DIRECT PLUS Federal Direct PLUS Loans are federal loans that graduate or parents of dependent undergraduate students can use to help pay for the cost of a student’s education after high school. The lender is the U.S. Department of Education rather than a bank or financial institution.

Eligibility is determined by filling out your FAFSA. 3) SHEL LOAN The State Higher Education Loan (SHEL) is awarded to Bona Fide Hawai‘i Resident undergraduate and graduate students with financial need. We may offer you a SHEL loan as part of your financial aid package. The funds available for the SHEL loan is limited, so not all aid applicants can be offered SHEL loans. Must be enrolled at least half-time in an eligible degree-seeking program.

FINANCIAL AID OFFICE 808-956-7251 finaid@hawaii.edu

OFFICE OF ADMISSIONS

808-956-8975 manoa.scholarships@hawaii.edu

College funding opportunities and corresponding information listed in this brochure is subject to change.

Visit hawaii.edu/fas/basics/types_of_aid/ for current and up-to-date information.

The University of Hawai‘i at Mānoa is an equal opportunity, affirmative action institution.