2018–2019 GRADUATE ACADEMIC PROGRAMS
The University Made for You umuc.edu
State University. Global Campus.
“University of Maryland University College gave me the confidence to go out into the world and take on new challenges. I probably would not have even applied for [my current] position if I didn’t have that confidence, and I attribute all of that to UMUC.” GENE SIZEMORE BACHELOR OF SCIENCE, MANAGEMENT STUDIES MASTER OF SCIENCE, MANAGEMENT
Y
ou already have at least one degree under your belt, and
your education journey is not over yet. There’s still more that you want to achieve, contribute, and become. University of Maryland University College was made for you. We were
founded more than 70 years ago to bring world-class higher education to working adults and military servicemembers. UMUC is regionally accredited and a member institution of the University System of Maryland. That means your education comes from a prestigious state university with a global reputation for academic excellence. Study online and earn a respected master’s degree, doctoral degree, or graduate certificate that can help you advance your career and enrich your life, no matter where your journey takes you.
Learn at the University Made for You
W
e’re not new to this. Our commitment to adult education spans eight decades. And it has all been for a single purpose. We want to help
you and other busy adults like you advance your career through a respected, career-focused graduate education. How do we do that? We Help You Make the Right Choices Going back to school requires a lot of dedication, and we are here to assist you every step of the way. With an array of digital self-help tools and a team of dedicated admissions and academic advisors, you’ll find all the
information you need to estimate your costs, choose the right program, explore scholarships and payment options, select and register for courses, and plot a path to academic success. We Make It Easy to Get Started We don’t make you jump through hoops to apply and enroll. We have a streamlined admissions process that doesn’t require the GRE or GMAT. We offer rolling admissions and multiple start dates throughout the year, so you can apply online in just a few minutes and get started whenever you’re ready. We Have the Programs You Want Explore more than 55 graduate degrees, specializations, and certificates, many in today’s fastest-growing and highest-demand fields. Each graduate program at UMUC is designed to equip you with real-world skills you can apply right away and a knowledge base you can build on for a lifetime.
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e put the information you need to plan your academic career right at your fingertips with digital tools that you can access anywhere and
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Benefit from a Truly Online Experience
A
t UMUC, online learning is not an afterthought―it’s what we do. We were pioneers in web-based distance learning back in the 1990s when
the web was still in its infancy, and we’ve been at the forefront of the online learning revolution ever since. Pay $0 for Textbooks in Nearly Every Course We’ve replaced costly, bulky textbooks with no-cost electronic materials for nearly every course. These resources are tailored to each course and
updated with the latest industry information. Access your course materials from any device within your online classroom as soon as your courses start. Learn from Experienced Faculty Your online courses are taught by experienced scholar-practitioners who are leaders in their fields. You’ll benefit from their diverse insights and gain the practical knowledge and real-world industry skills that employers are seeking. Our faculty also understand the challenges faced by working adults going back to school, and they’ll work with you to help ensure your academic success. Online and Hybrid Courses Designed with input from industry experts, our courses are specifically created to be delivered within a fully collaborative virtual classroom that prepares you to join today’s digitally savvy workforce. Plus, with our hybrid course options in Maryland, D.C., and Virginia and at many of our military locations, you can take advantage of an education experience that combines the flexibility of online learning with the personal connection of face-to-face instruction.
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S
erving the military is in our DNA. Our dedication to serving the
higher education needs of military servicemembers and veterans goes back to our founding, when UMUC became the first university to send faculty overseas to educate activeduty military personnel in Europe. Today, we serve more than 50,000 active-duty servicemembers, reservists, National Guard members, veterans, and their family members, with locations on military installations in more than 20 countries and territories throughout the world. We uniquely understand the challenges servicemembers and veterans face in earning their degrees. We address those challenges with our reduced tuition rate for military servicemembers, spouses, and dependents; our dedicated military and veteran advisors; and the Vessey Veterans Resource Center, which provides our student veterans with access to insights and support from militarytrusted sources.
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Study at a University That Understands the Military
Earn a Degree That Fits Your Budget
W
e know that a college education is no small investment, and your ability to finance it is a major consideration. We offer a variety of
ways to meet, manage, and reduce your education costs, and we’ll work with you to devise a plan that meets your needs. Finance Your Education As a public state university, UMUC’s tuition rates are affordable and competitive. We provide a reduced tuition rate for military servicemembers and their families, as well as for Federal government employees. Plus, we offer more than 100 scholarships based on merit and/or financial need that can be earned through our foundational scholarship process. We’ll also help you identify financing options that you may qualify for,
including Federal financial aid, our interest-free monthly payment plan, and employer tuition assistance. Fast-Track a Master’s Degree Several programs at UMUC feature fast paths between undergraduate and graduate degrees that allow you to apply undergraduate credits toward master’s degree requirements, saving you time and money. Learn more at umuc.edu/recent-grads.
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Plan for Academic and Career Success
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arning a master’s degree while balancing your other full-time commitments can be challenging. It takes
dedication, persistence, and a certain amount of help. We’re
here to support you and provide the assistance you need along the way. Take Advantage of Comprehensive Student Services In addition to our friendly, knowledgeable advisors, we offer access to a range of services to help you stay informed, equipped, and on track throughout your academic career and beyond. These services include tutors and mentors, the UMUC Library, online writing assistance, academic clubs and honor societies, and more. Access Career Support and Services The Office of Career Services offers students and alumni easy access to career-related support and resources, including n
Job fairs and career events, where you can meet recruiters and network
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Career planning assistance from our advisors
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CareerQuest, our online hub for job and internship listings, career tools, mentoring, and more
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Writing tips for résumés and cover letters to help you market your skills, experience, and education
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Interview practice and guidelines to help you impress potential employers
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By the Numbers
70+
years of experience providing higher education
55+ $8M+ 1
#
graduate programs and specializations
awarded in scholarships last year
15K+ 50K+ 140+ graduate students
undergraduate and graduate military-affiliated students
classroom and service locations worldwide
$0
in textbook costs for nearly every course
20+
locations in Maryland, D.C., and Virginia
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Graduate Programs
We offer a variety of career-focused graduate programs in the following areas: n
Business and Management
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Education and Teaching
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Healthcare and Science
Information Technology, Computer Science, and Cybersecurity n
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Doctoral Programs
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Business and Management
Gain skills in leadership, strategic thinking, and communication, and career-focused knowledge in accounting, business administration, finance, human resources, marketing, and more.
MASTER OF BUSINESS ADMINISTRATION Gain the business knowledge, practical skills, and door-opening credential you need to propel your career to new heights. Career Preparation: This program is designed to help prepare you for management careers in business, government, or nonprofit organizations in areas including team leadership, project supervision, and creation and implementation of business solutions. MASTER OF SCIENCE IN ACCOUNTING AND FINANCIAL MANAGEMENT Gain the skills to make high-level decisions that can impact your organization’s current operations and financial future. Career Preparation: This program is designed to help prepare you for an organizational leadership position in accounting and/or financial management and is ideal for midcareer professionals.1 MASTER OF SCIENCE IN ACCOUNTING AND INFORMATION SYSTEMS Combine skills in accounting and information systems by earning a master’s degree that blends cyber accounting, accounting data analytics, and information assurance. Career Preparation: This program is designed to help prepare you for an organizational leadership position in accounting with specialized competencies in information systems, cyber accounting, information security and assurance, and cyber risk management.1 Visit umuc.edu/professional-licensure for information about professional licensure in this field.
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Additional program admission requirements apply. View important information about the education debt, earnings, and completion rates of students enrolled in certificate programs at umuc.edu/disclosures.
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MASTER OF SCIENCE IN DATA ANALYTICS Learn how to manage and manipulate data, create data visualizations, and make strategic data-driven recommendations to influence business outcomes. Career Preparation: This program is designed to help prepare you for work in data science, data mining, machine learning, and predictive modeling for large data sets. MASTER OF SCIENCE IN MANAGEMENT Tailor your education by choosing from 14 specializations. Prepare for certification, gain sought-after skills, and interact with professionals in your industry. Career Preparation: This program is designed to help prepare you for an organizational leadership position in a broad range of fields.
PMP AND CAPM PREPARATION
Individuals who complete the Master of Science in management with a specialization in project management earn project management education hours required to sit for the Project Management Professional (PMP) Credential Examination or the Certified Associate in Project Management (CAPM) Exam.
IACBE ACCREDITATION
The MBA has received specialized accreditation through the International Assembly for Collegiate Business Education (IACBE) located at 11374 Strang Line Road in Lenexa, Kansas. IACBE is a specialized accrediting agency recognized by the Council for Higher Education Accreditation.
MASTER’S DEGREES n Master of Business Administration n Master of Science in Accounting and Financial Management n Master of Science in Accounting and Information Systems n Master of Science in Data Analytics2 n Master of Science in Management Specializations: n Accounting1 n Acquisition and Supply Chain Management n Criminal Justice Management n Emergency Management n Financial Management n Homeland Security Management n Human Resource Management n Information Systems and Services n Intelligence Management n Interdisciplinary Studies in Management n Marketing n Nonprofit and Association Management n Project Management n Public Relations
ALUMNI OUTCOMES Our business and management alumni have worked for organizations that include Amtrak Boeing n Boehringer Ingelheim n International Monetary Fund n JPMorgan Chase & Co. n National Fish and Wildlife Foundation n Smithsonian Institution n U.S. Agency for International Development n U.S. Department of Commerce n U.S. International Trade Commission n U.S. National Archives and Records Administration n The World Bank n n
CERTIFICATES3 n Acquisition and Supply Chain Management n Foundations in Business Analytics n Foundations of Human Resource Management n Homeland Security Management n Leadership and Management n Project Management
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Education and Teaching
Ongoing advances in technology mean the classroom is evolving, and the demand for qualified teachers and administrators is growing. At UMUC, we’re uniquely positioned to train the educators of tomorrow by drawing on our long history of providing innovative online learning.
MASTER OF ARTS IN TEACHING Learn the latest teaching strategies and gain the experience you need to enter the field of secondary education. Career Preparation: This program is designed to help prepare you for Maryland teaching certification in the field of secondary education.1 MASTER OF DISTANCE EDUCATION AND E-LEARNING Learn the management strategies and gain the practical experience to design and lead distance education programs. Career Preparation: This program is designed to help prepare you for positions developing, evaluating, and implementing distance learning programs in a wide range of academic and training contexts. MASTER OF EDUCATION IN INSTRUCTIONAL TECHNOLOGY In this program, you’ll learn advanced skills in curriculum and instruction, technology integration, and leadership in pre-K–12 learning environments. Career Preparation: This program is designed to help prepare you for work in curriculum development, technology integration, and pre-K–12 classrooms.1
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Visit umuc.edu/professional-licensure for information about professional licensure in this field. Additional program admission requirements apply. View important information about the education debt, earnings, and completion rates of students enrolled in certificate programs at umuc.edu/disclosures.
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MASTER OF SCIENCE IN LEARNING DESIGN AND TECHNOLOGY Gain the skills and competencies you need to use emerging technologies, learning analytics, and learning theory to design adaptive and personalized online learning experiences. Career Preparation: This program is designed to help prepare you for work in learning environment design using digital pedagogy, emerging
MASTER’S DEGREES n Master of Arts in Teaching2 n Master of Distance Education and E-Learning n Master of Education in Instructional Technology n Master of Science in Learning Design and Technology CERTIFICATES n Instructional Technology Integration n Learning Design and Technology 3
technologies, and data analytics.
ALUMNI OUTCOMES Our education and teaching alumni have worked for organizations that include Catonsville Center for Alternative Studies n Core Education n Discovery Communications n Federal Emergency Management Agency n Foundation for Educational Services n The German Marshall Fund of the United States n Lockheed Martin Corporation n Montgomery County Public Schools n National Quality Forum n United Nations Educational, Scientific, and Cultural Organization n U.S. Naval Research Laboratory n U.S. Nuclear Regulatory Commission n
NCATE ACCREDITATION AND ISTE RECOGNITION
The graduate education department at University of Maryland University College is accredited by the National Council for Accreditation of Teacher Education (NCATE). This accreditation covers the Master of Arts in Teaching program for initial teacher preparation and Master of Education in instructional technology program at UMUC. With the NCATE accreditation, the Master of Education program has also earned national recognition by its professional association, the International Society for Technology in Education (ISTE). However, the accreditation does not include individual education courses that the institution offers to P-12 educators for professional development, relicensure, or other purposes. The Master of Arts in Teaching is approved by the Maryland Higher Education Commission and approved by the Maryland State Department of Education as a professional education program leading to state teacher certification in the state of Maryland.
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Healthcare and Science
Gain valuable experience in these high-demand, specialized industries by joining one of our careerfocused programs in healthcare, biotechnology, or environmental management.
MASTER OF SCIENCE IN BIOTECHNOLOGY Get a multifaceted education in one of four specializations in biotechnology that can help you master the business side of science and technology. Career Preparation: This program is designed to help prepare you for a career in bioinformatics in a public- or private-sector organization or academic institution. MASTER OF SCIENCE IN ENVIRONMENTAL MANAGEMENT Learn the business management skills, industry-standard technology, and environmental science to assume high-level management responsibilities in a wide range of organizations. Career Preparation: This program is designed to help prepare you for high-level environmental management in areas such as sustainability management, environmental policy analysis, and environmental management. MASTER OF SCIENCE IN HEALTHCARE ADMINISTRATION Gain the knowledge and management skills to seize career opportunities and maximize your potential in this era of rapid healthcare transformation. Career Preparation: This program is designed to help prepare you for a leadership role in healthcare management, systems analysis, and legislative work.
Additional program admission requirements apply. View important information about the education debt, earnings, and completion rates of students enrolled in certificate programs at umuc.edu/disclosures.
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MASTER OF SCIENCE IN HEALTH INFORMATICS ADMINISTRATION Learn from industry leaders to oversee the complex coordination of an organization’s health informatics and information management needs. Career Preparation: This program is designed to help prepare you for HIMSS certification.
MASTER’S DEGREES n Master of Science in Biotechnology1 Specializations: n Bioinformatics n Biosecurity and Biodefense n Biotechnology Management n Biotechnology Regulatory Affairs n Master of Science in Environmental Management n Master of Science in Healthcare Administration n Master of Science in Health Informatics Administration CERTIFICATES2 n Bioinformatics n Global Health Management
HIMSS CERTIFICATION
UMUC has been appointed an Approved Education Partner of the Healthcare Information and Management Systems Society (HIMSS), and our graduates in health informatics administration are eligible to take the HIMSS certification.
ALUMNI OUTCOMES Our healthcare and science alumni have worked for organizations that include American Red Cross Endo Pharmaceuticals n FBI n The Henry M. Jackson Foundation n Microsoft n National Cancer Institute n National Human Genome Research Institute n National Institutes of Health n Pfizer n U.S. Army n U.S. Department of Health and Human Services n U.S. Food and Drug Administration n Walter Reed Army Institute of Research n n
CAHIIM ACCREDITATION
The Master of Science in health informatics administration is accredited as a Health Information Management Master of Science Degree by the Commission for Health Informatics and Information Management Education (CAHIIM), 233 N. Michigan Ave, Chicago, Illinois. CAHIIM is a specialized accrediting agency recognized by the Council for Higher Education Accreditation. CAHIIM institutes and enforces accreditation standards and accredits health informatics and health information management degree programs at the associate’s, baccalaureate, and master’s degree levels in the United States and Puerto Rico.
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Information Technology, Computer Science, and Cybersecurity
With innovative online degrees, industry connections, and an award-winning cybersecurity competition team, UMUC is a leader in IT, computer science, and cybersecurity education.
MASTER OF SCIENCE IN CLOUD COMPUTING ARCHITECTURE Acquire the technical and management skills to effectively design, operate, and maintain cloud computing systems and help organizations transition to cloud-based solutions. Career Preparation: This program is designed to help prepare you for positions in cloud computing, computer network architecture, network and computer systems administration, IT project management, and computer systems analysis. MASTER OF SCIENCE IN CYBERSECURITY MANAGEMENT AND POLICY Gain the tools you need to join the management track in cybersecurity so that you can establish, implement, and oversee a cybersecurity policy structure for an organization. Career Preparation: This program is designed to help prepare you for managerial positions in cybersecurity policy, data protection, and information security. MASTER OF SCIENCE IN CYBERSECURITY TECHNOLOGY Develop your skills implementing technology measures to protect an organization’s network and computer assets from intrusions. Career Preparation: This program is designed to help prepare you to develop organizational strategies for cybersecurity and technology architecture, analysis, and engineering.
View important information about the education debt, earnings, and completion rates of students enrolled in certificate programs at umuc.edu/disclosures.
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MASTER OF SCIENCE IN DIGITAL FORENSICS AND CYBER INVESTIGATION Learn how to detect data breaches, cyber attacks, and digital crime as well as how to uncover, preserve, and present evidence for legal prosecution. Career Preparation: This program is designed to help prepare you for work in the field of computer and digital crime for government, the private sector, and law enforcement. MASTER OF SCIENCE IN INFORMATION TECHNOLOGY Develop specialized skills in high-tech management and gain a deep understanding in one of eight specializations within the field of IT. Career Preparation: This program is designed to help prepare you for a career in one of several IT specializations.
MASTER’S DEGREES n Master of Science in Cloud Computing n Master of Science in Cybersecurity Management and Policy n Master of Science in Cybersecurity Technology n Master of Science in Digital Forensics and Cyber Investigation n Master of Science in Information Technology Specializations: n Database Systems Technology n Homeland Security Management n Informatics n Information Assurance n Project Management n Software Engineering n Systems Engineering n Telecommunications Management CERTIFICATES1 n Cybersecurity Management and Policy n Cybersecurity Technology n Information Assurance
ALUMNI OUTCOMES Our information technology, computer science, and cybersecurity alumni have worked for organizations that include Brookhaven National Laboratory FBI n Lockheed Martin Corporation n NASA n National Science Foundation n National Security Agency n National Weather Service n U.S. Air Force’s Space and Missile Systems Center n U.S. Department of Defense n U.S. Department of Homeland Security n U.S. Nuclear Regulatory Commission n The White House Communications Agency n n
CYBERSECURITY PROGRAM RECOGNITION
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Doctoral Programs
UMUC’s doctoral programs offer the exceptional scholarship, distinguished faculty, and dissertation support of traditional programs but with greater flexibility, shorter residencies, and a special emphasis on knowledge you can apply right away.
DOCTOR OF MANAGEMENT Stand out from the competition with the Doctor of Management. Designed for executive-level working professionals, this program emphasizes management theory and strategic thinking, organizational leadership and change, research and innovation, and sustainability in the global business environment. Career Preparation: This program is designed to help prepare you for management and leadership roles in for-profit, nonprofit, governmental, and nongovernmental organizations; internal and external consulting; and higher education administration and teaching. DOCTOR OF MANAGEMENT IN COMMUNITY COLLEGE POLICY AND ADMINISTRATION Become a scholar-practitioner with a Doctor of Management in community college policy and administration, a program that fits your life and can transform your potential to lead change in education. Career Preparation: This program is designed to help prepare you for leadership positions and advancement in upper-administrative careers in community colleges.
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This program requires attendance at a two-day on-site residency in Maryland each term. This program is available to out-of-state (non-Maryland) residents only.
DOCTORAL DEGREES n Doctor of Management1 n Doctor of Management in Community College Policy and Administration1,2
ALUMNI OUTCOMES Our doctoral program alumni have worked for organizations that include American Society for Engineering Education n Booz Allen Hamilton n Federal Transit Administration n IBM n Johnson & Johnson n Marriott International n Morgan Stanley n National Oceanic and Atmospheric Administration n National Radio Astronomy Observatory n Northrop Grumman Corporation n U.S. Department of Housing and Urban Development n Xerox Corporation n
AACC TUITION DISCOUNT
We offer a 25 percent doctoral tuition discount to full-time employees and staff members of American Association of Community Colleges (AACC) member institutions. Learn more at umuc.edu/dm.
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Join a University with a Global Reputation for Excellence
Get Started at UMUC in Four Easy Steps
U
niversity of Maryland University College is consistently recognized
1. Begin your application:
as a leader in online education, earning numerous awards for our
Get started by visiting umuc.edu/apply.
innovative education programs and commitment to excellence. 2. Apply for financial aid:
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Best Cybersecurity Higher Education Program (2018) | SC Magazine
Complete the FAFSA and explore our
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No. 4 Cybersecurity Program (2018) | Military Times
payment and financial aid options.
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No. 1 Best College, Online & Nontraditional Schools (2018) | Military Times
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1st and 3rd Place (2018) | Watson Analytics Global Competition
3. Submit your transcripts:
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Top School (2018) | Military Advanced Education & Transition
After we evaluate your official
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Academia Circle of Excellence Award (2017) | EC-Council
transcripts, you’ll have a roadmap for
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No. 6 Best College for Returning Adults (2017) | College Factual
your degree.
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Best of the Best: Top Veteran-Friendly Schools (2016) | U.S. Veterans Magazine
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Higher Education Excellence in Diversity Award (2016) | INSIGHT into Diversity
4. Register for courses:
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Educator of the Year (2015) | World Affairs Council
Our admissions advisors can help
Award-Winning Cybersecurity Competition Team
you get registered for courses.
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1st and 2nd place | MAGIC, Inc. CTF (2018)
If you need help at any time
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Silver Award | National Cyber Analyst Challenge (2018)
throughout the application process,
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1st place | Parsons Cyber CTF (2018)
call 855-655-UMUC or visit
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2nd place | HackEd Halloween Hackathon (2017)
umuc.edu/contact.
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1st place | Symantec CTF at B-Sides DC (2016)
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“The field of information technology changes so much. Having that fresh knowledge of what’s going on in today’s IT world makes a huge difference in organizations, and it really makes you an asset. That’s what you get from UMUC.” SHATASHA SMITH MASTER OF SCIENCE, INFORMATION TECHNOLOGY
The Graduate School 3501 University Boulevard East Adelphi, MD 20783
Visit umuc.edu to learn more.
About UMUC
U
niversity of Maryland University College was founded more than 70 years ago specifically to serve the higher education needs of working
adults and servicemembers. Today, UMUC continues that tradition online and offers more than 90 degrees, certificates, and specializations backed by the reputation of a state university and the University System of Maryland. For more information, visit umuc.edu. University of Maryland University College is accredited by the Middle States Commission on Higher Education, 3624 Market Street, Philadelphia, PA 19104 (267-284-5000), an institutional accrediting agency recognized by the U.S. Secretary of Education and the Council for Higher Education Accreditation. UMUC is a constituent institution of the University System of Maryland and is governed by the USM Board of Regents. UMUC is certified to operate by the State Council of Higher Education for Virginia. UMUC at Quantico, Corporate Center, 525 Corporate Drive #101, Stafford, VA 22554. NONDISCRIMINATION: University of Maryland University College (UMUC) is committed to ensuring that all individuals have equal access to programs, facilities, admission, and employment and that no person shall be excluded from participation in, be denied the benefit of, or otherwise be subjected to unlawful discrimination in this institution’s programs and activities. In accordance with federal, state, and local laws and regulations, UMUC does not discriminate against any person on the basis of race, religion, color, creed, sex, gender, gender identity or expression, marital status, sexual orientation, age, national origin, ancestry, political affiliation, mental or physical disability, genetic information, veteran status (including Vietnam-Era veterans), or any other legally protected characteristic. Specifically, under Title IX of the Education Amendments of 1972, UMUC prohibits discrimination on the basis of sex in its programs and activities. UMUC will take steps to eliminate prohibited conduct, prevent its recurrence, and remedy its effects. All inquiries regarding UMUC’s Nondiscrimination Statement or compliance with applicable statutes and regulations regarding Equal Opportunity should be directed to Sylvia Henri-Wonasue, Fair Practices and Equal Opportunity Officer, Office of Diversity and Equity, 3501 University Boulevard East, Adelphi, MD 20783-8000, 301-985-7940, fairpractices@umuc.edu. For UMUC Policy 040.30 Affirmative Action and Equal Opportunity, see umuc.edu/policies/adminpolicies/admin04030.cfm.
Using forest-friendly papers during the production of this catalog saved NET ENERGY: 1,000,000 BTUs GREENHOUSE GASES: 270 LBS CO2 WASTEWATER: 1463 GALLONS SOLID WASTE: 98 LBS Estimates were made using the Environmental Defense Fund Paper Calculator. For more information, visit www.papercalculator.org.
Inquiries regarding Title IX/Sexual Misconduct may be directed to Steven R. Alfred, Title IX Coordinator, Office of Diversity and Equity, 3501 University Boulevard East, Adelphi, MD 20783-8000, 301-9857021, titleixcoordinator@umuc.edu, or a member of UMUC’s Title IX Compliance Team. See umuc. edu/diversity/title-ix-sexual-misconduct/index.cfm. For UMUC Policy 041.00 Sexual Misconduct, see umuc.edu/policies/adminpolicies/admin04100.cfm. For external inquiries regarding the notice of nondiscrimination, including Title IX information, contact the Office for Civil Rights, U.S. Department of Education, Wanamaker Building, Suite 515, 100 Penn Square East, Philadelphia, PA 19107, or call 1-800-421-3481. 18-MKT-068 (06/18)