Understand Your Direct Student Loan

Though the Subsidized Loan is need-based aid and considered more attractive, due to its lack of interest rate while enrolled, it, like the Unsubsidized Loan, must be repaid to the federal servicer upon graduation. For further information on responsible borrowing and repayment practices visit studentloans.gov

Refer to the table on p6 of the Financial Aid Portfolio for the maximum amount of money you may borrow each academic year in Direct Subsidized and Unsubsidized Loans depending on your grade level.