Explore Parent PLUS and Alternative Loans

Parent Loan

• Beginning April 15, 2019, your parent canapply for a 2019-20 academic year ParentPLUS Loan at studentloans.gov.

- As a reminder, parents must sign in using their FSA ID

- Complete eMPN

A credit check will be performed during the application process. A parent PLUS borrower with adverse credit or an endorser must undergo initial entrance financial counseling. More information located at seeblue.com/federalplus.

Student Alternative Loan

Alternative student loans are private commercial loans offered by financial institutions to fund education expenses. Alternative loans usually require a credit check and a low debt-to-income ratio. Students with little to no credit history often need a credit-worthy cosigner. Also, the interest rate for private loans can vary based on the borrower and cosigner’s credit score and history.

Parent Alternative Loans

Parents with good credit are encouraged to review alternative loan benefits for more favorable payment options at seeblue.com/fastchoice.