December 2011
Homemade for the Holidays Your Annual Financial To-Do List: 12 Things YOU Can Do Before and For 2012
No Need to Hang Up the Cape
TABLE OF CONTENTS
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COVER STORY Have Yourself an Authentic Little Christmas | Why We Dread and Endure the Holidays and Seven Ways to Turn the Cycle Around
HOME | LIFESTYLE
Homemade for the Holidays | If holiday gift giving shifts from an opportunity to express your love and gratitude to a challenge of high-tech know-how, crowd survival and bounced checks then it’s time to re-think the entire process.
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DOLLARS| SENSE 06 |Your Annual Financial To-Do List: 12 Things YOU Can Do Before and For 2012 | The end of the year is a good time to review your personal finances. What are your financial, business or life priorities for 2012? 10 | No Need to Hang Up the Cape | Some of the strongest and most youthful superheroes to jump from the pages of comic books to the silver screen in recent years are old enough to be receiving full Social Security retirement benefits.
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Editorial
Publisher.....................Utah Boomers Magazine, LLC Managing Editor..........................................Teresa Glenn Contributing Writers........................Bryn Ramjoue’
Kathleen McIntire
Bill Losey
Photography.......................................................Mark Crim Advertising Sales info@utboomer.com media kit www.utahboomersmagazine.com Webmaster Claye Stokes, New Shoe Media
Dear Fellow Boomer, Well, it's that time of year again. How many times so far this year, have you reflected about the Christmas’ of your childhood and made comparisons to the way things are now? My question is, have we gone to far to go back? With the economy the way it is, this might be the perfect time to do a test drive to a more simple and stress-free holiday. Read “Have Yourself an Authentic Little Christmas” to see how. Still, there are those among us who love the holidays, along with the gift giving, the decorating and the shopping. To you I tip my hat. You, like small children, are a joy to be around this time of year. There is another aspect about this time of year. It is when we reflect on the year past and set goals for the future. We, at UBM, are in the process of making goals for 2012 as well. What direction should the magazine go? Is there something you, as a reader, would like us to report on? We would love to hear your comments and we will do everything we can to accommodate you. Until next year, then, we wish you a wonderful holiday and a very happy and prosperous new year. Teresa
Utah Boomers Magazine is published monthly for the baby boomer population of Utah. The information contained in this publication my be contributed by independent writers and does not necessarily reflect the views of Utah Boomers Magazine management. Copying or electronic distribution of any content within this publication is strictly prohibited without the written permission of Utah Boomers Magazine and the author. For reprint permission, editorial or submissions or comments, email teresa.glenn@ utboomer.com.Questions and suggestions: info@ utboomer.com
Archives December 2010 Christmas 1955—A Fun Look Back Christmas (In)Compatibility | Holiday Diet | Gift Giving Legalities | Celebrating the New Year | Winter Trips to Southern Utah
DECEMBER 2011 |
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Handmade
for the
HOLIDAYS
The latest electronics, fashion and lyrics may not be your area of expertise when it comes to shopping for holiday gifts. If holiday gift giving shifts from an opportunity to express your love and gratitude to a challenge of high-tech know-how, crowd survival and bounced checks then it’s time to re-think the entire process. The newspapers, TV and radio advertise the same items for about the same prices, and your adult children are seeing the same advertisements too making a purchase of one of these items a flight from the personal touch. We’ve all heard the phrases, “gifts from the heart” and “it’s the thought that counts.” But making “special” gifts can require late nights building,
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knitting, painting or cooking. Is there a low-stress way to give a meaningful gift? Yes. We’re lucky to live in a community with talented artisans and to have many opportunities for shopping artist marketplaces during the holidays. You will be able to meet the local artist and select a gift that suits each person on your list. Perhaps marketplace shopping can become one of your holiday traditions? Here is a list of artist marketplaces in early December: Red Butte Garden, located at 300 Wakara Way, is pleased to host a Holiday Open House from 10 a.m. to 5 p.m. on Saturday, December 3 and Sunday, December 4. This free annual tradition
features work by local artists in knits, glass, jewelry, pottery, photos and other art forms with warm cocoa or cider and an activity for kids. The Indian Walk-In Center, located at 120 West 1300 South, will spotlight local artists on December 3 and 4, representing the American Indian community, with various crafts and works of art for sale and exhibition. Open from 9a.m. to 6p.m.
For additional information: Red Butte Garden 300 Wakara Way Salt Lake City, UT 84108 (801) 585-0556 www.redbuttegarden.org
Objets d’art can be found at a special holiday sale in the Alvin Gittins Gallery located in the Fine Arts Building. From 10 a.m. to 6 p.m. on December 6, 7, and 8, shoppers can support student groups in the Department of Art and Art History by purchasing ceramics, prints, drawings, paintings, books and photographs. Art-loving shoppers should stop by The Utah Museum of Fine Arts (UMFA), located at 410 Campus Center Drive in the Marcia and John Price Museum Building. From 4 p.m. to 7:30 p.m. on Wednesday, December 7, the UMFA will host the Art of Contemporary Craft Holiday Market, a free event featuring artinspired gifts created by top local artists. The Art Barn, also known as Finch Lane Gallery, is located at 54 Finch Lane just north of President's Circle on the University of Utah campus. Featuring more than 60 artists this year the craft show promises more of the quality and diversity for which it's known. December 3-18, open from 9 a.m. to 5 p.m You’re support of local nonprofit organizations and of local artists fits the spirit of the holiday season and revives the idea of meaningful gift giving.
Utah Museum of Fine Arts 410 Campus Center Drive Salt Lake City, UT 84102 (801) 581-7332 www.umfa.utah.edu <http://www.umfa.utah.edu> Department of Art and Art History 375 S 1530 E Salt Lake City, UT 84112-0380 (801) 581-8677 www.art.utah.edu Art Barn | Finch Lane Gallery 54 Finch Lane, Salt Lake City, UT 84102 (801)596-5000 www.slcgov.com/arts Indian Walk-In Center 120 West 1300 South Salt Lake City, UT 84115 (801)486-4877 www.iwic.org Bryn Ramjoue’ has been a marketing professional for 25 years. She is a past president of the AAF/Utah and former Utah Business Woman to Watch and AAF Advertising Professional of the Year. She was a national brand manager for AT&T Wireless and is presently the Communications Director for Red Butte Garden.
DECEMBER 2011 |
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T
he winter holidays are just around the corner, and if
be feeling resentful about having to bake yet another batch of
you’re like most Americans you are looking anxiously
cookies, decorate the house, or spend time with relatives I rarely
at your calendar right about now. How will I ever
get to see?
manage the avalanche of parties, cocktail hours, get-
togethers, and ceremonies I’m supposed to attend? you wonder. Shouldn’t I be cherishing these festivities? How long do I have to do my shopping—and how will I afford it? And should I really
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It’s an uncomfortable truth, but many of us do feel an inexplicable dread of the holidays and the expectations around them. And according to Kathleen McIntire, it’s those “S” words—“supposed to” and “should”—that are the problem.
If you’re less than thrilled about Christmas, Hanukkah, or Kwanzaa, perhaps it’s because you’re letting others dictate what you should be doing. Kathleen McIntire, creator of Guiding Signs 101, explains how to celebrate the season in a way that means something to YOU.
you consciously create.”
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Being guided by your own insights and intuition is actually difficult
do. And throughout all of these holiday events and traditions,
“Any time you listen to what others say should be right for you, you ignore your own inner wisdom…and of course that leads to feelings of resistance,” explains McIntire, creator of Guiding Signs 101, “The bottom line is, your heart wants an authentic life that
for many people, McIntire explains. That’s because beginning in early childhood we begin to allow outside forces—society, family
Get in touch with how you really feel about the holidays. McIntire has said it before, but it’s worth repeating: Most of us approach the holidays from a place of obligation. We’re expected to buy and exchange gifts,
so we do. We’re supposed to attend gatherings and events, so we we’re supposed to feel excited and joyful. However, because we are approaching at least some aspects of the holidays from a place of
members, the media, and even our own conditioned ideas about
duty, we feel dread instead of positive anticipation.
the sacredness of tradition—to shape our perception of reality.
“In many aspects of their lives, people tend to be quite
In other words, we allow those “shoulds” and “supposed tos” to
disconnected from their true feelings and desires,” McIntire
be the sole arbiters of what is right, proper, and desirable, even if
confirms. “We are being controlled and manipulated by outside
those things don’t fulfill us, cause us to grow, or make us happy.
forces, so of course it makes sense that—on some level—we
“This disconnect between what we desire and what we do happens
resent it. However, when you get in touch with your inner voice
all year long (and all life long!), but at the holidays we really notice it,” says McIntire. “That’s because we really long for what the holidays stand for—love, friendship, joy, spiritual meaning—but
and desires, all of that can change. When you realize, for example, that hosting your annual cocktail party primarily drains and frustrates you, you’re in a position to change your plans and cut
we settle for representations of those things instead of what’s real.
those negative feelings out of your life.
We just go through the motions and our spirits don’t get nourished.
“Make it your goal to first gain clarity on how you really feel about
Instead, we all need to learn to listen to and follow the guidance of
the upcoming months so that you will be able to navigate them
our hearts.”
from a place of wisdom,” she suggests. “Then you’ll be able to
If you’re ready to consciously create your own holidays instead of
identify what an authentic holiday looks like for you.”
passively letting them happen to you, here are a few tips:
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Be aware of your family dynamics. Even
spend time with the people he loved. So that’s when we stopped
if we live hundreds of miles apart, most of us are
exchanging gifts.
reunited with our families during the holidays. We’re supposed to (there’s that phrase again!) cherish this
time and make positive memories with each other, but the truth is that many Americans aren’t exactly looking forward to their impending reunions. According to McIntire, a lot of this dread boils down to the fact that when we go back “home” we fall into our old roles of relating to one another. We re-enact old—and often negative—scripts, becoming the bossy older sister or the powerless son who still fears his (now ninety-five-year-old) mother. “When you’re aware of why you dread your family, you can take steps to change those dynamics—or make the decision not to participate in them at all,” asserts McIntire. “I suggest asking yourself whether going home feels like stepping through a black hole back to your eight-year-old self instead of remaining the adult you live with day to day. If the answer is yes, you are allowing
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something—perhaps your family’s expectations, opinions, or
the message isn’t translating,” she adds. “We’d all feel much better if we channeled that gift-exchange energy into healing, loving, and getting to know and respect one another’s true selves.” Decide to say no to at least one holiday obligation this year. Unless you’re Martha Stewart, there’s at least one (and probably many) holiday obligations you’d rather skip. Whether it’s
an expensive gift exchange, attending (or hosting) a family gettogether, or feeling the need to decorate the whole house, if you’re reluctant to participate in an activity, there’s a solid reason: It’s not enhancing your happiness, sparking positive growth, or fostering good relationships. That’s why McIntire encourages you to cut the one activity you enjoy the least from your holiday schedule this year.
prejudices—to determine your self-worth. It’s important for all of
“You can never respond to life’s opportunities with a genuine yes
us to remember that love isn’t conditional and that we are worthy
until you are fully able to say no,” she explains. “Only then will you
just as we are.”
be totally in the driver’s seat. And that sort of conscious creation
Stop confusing “stuff” with love. Our society seems to be obsessed with the idea that more is better, and we behave as though possessions indicate status and worthiness. During the holidays, those beliefs
manifest themselves in the giving of gifts. Doggedly we shop, wrap, and exchange presents with one another…even though (if we’re honest with ourselves) we generally find little fulfillment in this tradition. “A lot of our holiday stress is tied to obligatory spending,” points out McIntire. “In fact, many Americans are already stretching their budgets way past the point of comfort. And beyond that, most people we spend money on would breathe a huge sigh of relief if we just stopped the gift-giving madness. When my son was seventeen, he mentioned to me that the whole ‘presents’ part of the holidays was so stressful. He said he’d much prefer to just
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“Most of us are using gifts as symbols of our love for others, but
happens through making one change at a time. Be prepared for your counter-cultural decisions to cause a lot of flak, but hold on to hope as well. Personally, I stopped joining my family for the Christmas holidays for several years because of extreme distance and dysfunction. It did cause a big uproar, but I knew this was the healthiest decision for me. I was eventually prompted to write a letter to my family that encouraged healing and understanding— and that letter caused an outpouring of love and alignment
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between us all. “My point is, don’t force yourself into situations that are unhealthy,” she adds. “But also keep in mind that you have the power—and the responsibility—to spark healing and change.” Tell people early. As you start to consciously plan your holiday season, be careful not to make your decisions in a vacuum. Remember that your choices and actions impact others, so be sure to keep them
informed of what you will and won’t be participating in. Yes, your
patterns in her kaleidoscope. But after repeated observations that
first priority is to live with authenticity, but it’s also important
she must be sad not to have received the same gift as her friends,
to show consideration and respect for other individuals by not
she was persuaded to trade her kaleidoscope in for the “it” toy.
inconveniencing them needlessly. And guess what? You might be
That moment, McIntire recalls, is when she first disconnected from
surprised to find that others feel the same way.
the magic of the holidays—and started conforming to what others
“Chances are, you’re not the only person who feels trapped by a
valued instead.
particular holiday script,” says McIntire. “For example, there’s a
“We’ve all experienced a moment like this, when we traded in
good chance that your friends might heave a giant sigh of relief
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childlike wonder, curiosity, and magic for what others told us was
when you tell them that you’d like to forgo your annual gift
‘cool,’” she points out. “Something died in us when we allowed
exchange. Remember, the people in your life who truly care about
others to tell us how to think and feel, but it’s not too late to
you will support your decisions whether they agree with them or
resurrect that feeling that our world is truly wondrous.
alterations to your schedule personally (e.g., “What if she isn’t
dogs—speaks to your heart. Build new rituals and traditions around
volunteering to coordinate the food drive because she just doesn’t
whatever you find meaningful and magical, and you’ll experience
care how hard I have to work?”). Therefore, it’s important to make
renewed joy and nourishment with the people you love.”
it clear that you are trying to redefine the direction of your own
“Ultimately, with all of the chaos and uncertainty that fills our
life, not to reject or inconvenience the people in it.
current world, it’s more important than ever to connect with the
“It’s very, very important to make all of your holiday changes with
people we love and the values that drive us in meaningful, growth-
love,” McIntire stresses. “Don’t assume that people will instinctively
inspiring ways,” concludes McIntire. “Instead of allowing yourself
pick up on why you’re behaving and planning differently—make it
to be forced into a preexisting holiday template, create your own
explicitly clear that you are not rejecting them or their place in your
brand-new paradigm based on your own wisdom and truth. You
life. In fact, you might go so far as to suggest connecting with them
won’t regret it.”
not.”
Do it with love. Realize that when you change
season,” she continues. “Perhaps it’s in a candlelight service, baking
holiday plans that have “been this way” for years or
with your children, or walking through snow-dusted woods. Or
even decades, you’ll run into questions, confusion,
maybe trying something entirely new—like spending Christmas
and resistance. Many people will instinctively take the
Day at the local animal shelter playing with the homeless cats and
in a deeper, more meaningful way. That was my intention when I
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“Ask yourself where you find, or once found, magic in the holiday
wrote the letter to my family after missing several Christmases with them. I made it clear that because I loved them, I wanted to clear away the pain I’d previously been avoiding, and that I also wanted us all to experience healing.” Create new, more meaningful rituals and traditions. McIntire recalls a holiday event she attended as a child. She received a kaleidoscope from Santa’s bag, while many of her friends were given that
year’s “it” toy. At first, McIntire was enthralled with the colors and
Kathleen McIntire is a transformational teacher, speaker, and healer who is dedicated to bringing forth truth, liberation, and awakening. She is the author and creator of Guiding Signs 101, a set of divination cards and guidebook using everyday road signs to tap into your intuition and own inner guidance. When she was younger Kathleen had a successful career in business. She has lived abroad and traveled extensively around the world. Kathleen’s website addresses are www.soaringinlight. com and www guidingsigns101.com. Soaring in Light, 2011, ISBN: 978-0-61546500-5, $19.95
Your Annual Financial To-Do List:
12 Things YOU Can Do Before The end of the year is a good time to review your personal finances. What are your financial, business or life priorities for 2012? Try to specify the goals you want to accomplish. Think about the consistent investing, saving or budgeting methods you could use to realize them. Also, consider these year-end moves. 1. Think about adjusting or timing your income and tax deductions. If you earn a lot of money and have the option of postponing a portion of the taxable income you will make in 2011 until 2012, this decision can bring you some tax savings. You might also consider accelerating payment of deductible expenses if you are close to the line on itemized deductions â&#x20AC;&#x201C; another way
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to potentially save some bucks. 2. Think about putting more in your 401(k) or 403(b). In 2011, you can contribute up to $16,500 per year to these accounts with a $5,500 catch-up contribution also allowed if you are age 50 or older. Has your 2011 contribution reached the annual limit? There is still time to put more into your employer-sponsored retirement plan.
The IRS has announced 2012 contribution limits for 401(k) and 403(b) accounts, most 457 plans and the federal governmentâ&#x20AC;&#x2122;s Thrift Savings Plan (TSP). The annual contribution limit for each of these retirement plans will be $17,000 next year; the catch-up
49 or younger, and up to $6,000 if you are age 50 and older (though your MAGI may affect how much you can put into a Roth IRA).
and For 2012 contribution again maxes out at $5,500.
4. Should you go Roth between now and the end of 2012? While you can no longer divide the income from a Roth IRA conversion across two years of federal tax returns, converting a traditional IRA into a Roth before 2013 may make sense for another reason: federal taxes might be higher in 2013. Congress extended the Bush-era tax cuts through the end of 2012; that sunset may not be delayed any further.
Some MAGI phase-out limits affect Roth IRA contributions. These phase-out limits have been adjusted north for 2012. Next year, phase-outs will kick in at $173,000 for joint filers and $110,000 for single filers. (The 2011 phase-outs respectively kick in at $169,000 and $107,000.) Should your MAGI prevent you from contributing to a Roth IRA at all, you still have a chance to contribute to a traditional IRA in 2012 and then roll those IRA assets over into a Roth.
Consult a tax or financial professional before you make any IRA moves. You will want see how it may affect your overall financial picture. The tax consequences of a Roth conversion can get sticky if you own multiple traditional IRAs.
On a related note, SIMPLE IRA contribution limits won’t change next year. Up to $11,500 can be contributed to a SIMPLE IRA in 2012, $14,000 if you are 50 or older.
3. Can you max out your IRA contribution at the start of 2012? If you can do it, do it early - the sooner you make your contribution, the more interest those assets will earn. (If you haven’t yet made your 2011 IRA contribution, you can still do so through April 17, 2012.) The IRS has decided that IRA contribution limits won’t increase next year. In 2012 you will be able to contribute up to $5,000 to a Roth or traditional IRA if you are age
The IRS has also boosted the income limits for a tax deduction for traditional IRA contributions. If you participate in a workplace retirement plan in 2012, the MAGI phase-out ranges will be $58,000-68,000 for singles and heads of households and $92,000-112,000 for couples. (In 2011, those phase-out ranges are set $2,000 lower.) If you own an IRA, you aren’t covered by a workplace retirement plan and you are married and filing jointly, the 2012 phase-out range is $173,000183,000 based on a couple’s combined MAGI, hiked by $4,000 from 2011.
DECEMBER 2011 |
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5. If you are retired and older than 70½, don’t forget an RMD. Retirees over age 70½ must take Required Minimum Distributions from traditional IRAs and 401(k)s by December 31, 2012. Remember that the IRS penalty for failing to take an RMD equals 50% of the RMD amount.
If you have turned or will turn 70½ in 2011, you can postpone your first IRA RMD until April 1, 2012. The downside of that is that you will have to take two IRA RMDs next year, both taxable events – you will have to make your 2011 tax year withdrawal by April 1, 2012 and your 2012 tax year withdrawal by December 31, 2012.
Plan your RMDs wisely. If you do so, you may end up limiting or avoiding possible taxes on your Social Security income. Some Social Security recipients don’t know about the “provisional income” rule – if your modified AGI plus 50% of your Social Security benefits surpasses a certain level, then a portion of your Social Security benefits become taxable. For tax year 2011, Social Security benefits start to be taxed at provisional income levels of $32,000 for joint filers and $25,000 for single filers.
6. Consider the tax impact of any 2011 transactions. Did you sell any real property this year – or do you plan to before the year ends? Did you start a business? Are you thinking about exercising a stock option? Could any large commissions or bonuses come your way before the end of the year? Did you sell an investment that was held outside of a taxdeferred account? Any of these moves might have a big impact on your taxes. 7. You may wish to make a charitable gift before New Year’s Day. Make a charitable contribution this year and you can claim the deduction on your 2011 return. 8. You could make December the “13th month”. Can you make a January mortgage payment in December, or make a lump sum payment on your mortgage balance? If you have a fixed-rate mortgage, a lump
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sum payment can reduce the home loan amount and the total interest paid on the loan by that much more. In a sense, paying down a debt is almost like getting a risk-free return. 9. Are you marrying next year, or do you know someone who is? The top of 2012 is a good time to review (and possibly change) beneficiaries to your 401(k) or 403(b) account, your IRA, your insurance policy and other assets. You may want to change beneficiaries in your will. It is also wise to take a look at your insurance coverage. If your last name is changing, you will need a new Social Security card. Lastly, assess your debts and the merits of your existing financial plans. 10. Are you returning from active duty? If so, go ahead and check the status of your credit, and the state of any tax and legal proceedings that might have been preempted by your orders. Review the status of your employee health insurance, and revoke any power of attorney you may have granted to another person. 11. Lastly, have you reviewed your withholding status? It may be time for a withholding adjustment if...
You tend to pay a great deal of income tax annually.
You tend to get a big refund each year from the IRS.
You recently married or divorced.
A family member recently passed away.
You have a new job that pays you much more than your old one.
You opened up your own business or started freelancing.
12. Don’t delay – get it done. Talk with a qualified financial or tax professional today, so you can focus on being healthy and wealthy in the New Year. Bill Losey, CFP®, CSA, America’s Retirement Strategist®, is a highly sought-after advisor, retirement authority, thought-leader, author and national TV personality. The former resident retirement expert on CNBC’s “On the Money”, Bill has over 20 years experience in the financial services industry and is a Certified Financial Planner practitioner, a Certified Senior Advisor and Certified Retirement Coach. For more information please visit, www.BillLosey. com.
NO NEED TO HANG UP THE CAPE By Mickie Douglas Social Security Public Affairs Specialist in Salt Lake City, UT
Some of the strongest and most youthful superheroes to jump from the pages of comic books to the silver screen in recent years are old enough to be receiving full Social Security retirement benefits. Whether standing before the bat-computer or going online at the fortress of solitude, these guys were certainly wise enough to apply for retirement benefits at www. socialsecurity.gov. Superman may be America’s most popular superhero, and also the oldest to hit the screen in recent years. The man of steel was created in 1932. The guy’s 79 years old and he has a new movie coming out in 2012. Superman does mostly volunteer work, but even if he earns wages as Clark Kent, his benefits won’t be offset since he reached his full retirement age. Batman made his debut in 1939, and he’s about to star in another feature film, running around like a 30-year-old. Also in his 70s, Mr. Wayne is getting full retirement benefits — and Robin too. The same can’t be said for the Joker or Penguin; you can’t collect benefits while you’re in prison. The Green Lantern and Captain America made their silver screen debuts this year. They were “born” in 1940 and 1941, and also are of retirement age. One would expect Captain America to look a little more like Uncle Sam these days, but as is true with many Social Security retirees today, staying active keeps him young.
For the “silver age” of comic book heroes, retirement isn’t quite here yet. Spider-Man slung his first web in 1962, the same year the incredible Hulk burst into being. Iron Man and the X-Men first appeared in 1963. They may not be ready to retire just yet, but it’s a good time for them to take a look at the online Retirement Estimator, where they can get an instant, personalized estimate of future retirement benefits. Come to think of it, if the Hulk or any of the X-Men ever get severely injured, they may qualify for disability benefits through Social Security. The place to go for more information is www.socialsecurity.gov. Ask any of these superheroes about retirement plans, and you’re likely to get an earful. They won’t be sitting around — they’ll be staying active even as they collect retirement benefits. You don’t have to have a bat-computer or be a superhero to harness the power of the Retirement Estimator at www.socialsecurity.gov/ estimator, or to apply online for benefits at www.socialsecurity. gov. Up, up, and away into an active retirement! Mickie Douglas is the Public Affairs Specialist for the Social Security Administration. She has held various positions within Social Security during her 36 year career. Currently, she speaks about various Social Security topics, works with the state media and conducts outreach activities.
DECEMBER 2011 |
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RESOURCES Advocacy
Senior Centers
AARP of Utah 801.561.1037
Most Senior Centers supply transportation and meals. They are open Monday through Friday, and the hours varies. Call your center for times.
Utah Dept of Aging and Adult Services (DAAS) Phone: 801.538.3991 www.hsdaas.utah.gov/ Utah State Courts Estate Planning & Probate www.utcourts.gov/howto/wills/ Phone: 801.578.3800 Social Security Administration 1.800.772.1213 www.ssa.gov SAGE Utah Services & Advocacy for GLBTQ Elders www.glccu.com/programs/lgbtqelders-50
Dental Services Legal Services Utah Legal Services 800.662.4245
Healthcare Resources Alzheimerâ&#x20AC;&#x2122;s Association of Utah 801.265.1944 American Cancer Society of Utah 801.483.1500 American Chronic Pain Association 800.533.3231 American Diabetes Association-Utah 801.363.3024 George E. Wahlen Department of Veterans Affairs Medical Center 500 Foothill Drive Salt Lake City, Utah 84148 Phone: 801.582.1565
Respite Care Medical Home Portal www.medicalhomeportal.org CHTOP Chapel Hill Training-Outreach Program chtop.org/ARCH/National-Respite-Locator.html
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Davis County Autumn Glow Center 81 East Center Kaysville, UT 84037 Phone: 801.544.1235 Golden Years Center 726 South 100 East Bountiful, UT 84010 Phone: 801.295.3479 Heritage Center 140 East Center Clearfield, UT 84015 Phone: 801. 773.7065 Salt Lake County Columbus Senior Center 2531 South 400 East Salt Lake City, UT 84115 Phone: 801.412.3295
Magna Center 9228 West 2700 South Magna, UT 84044 Phone: 801.250.0692 Midvale Senior Center 350 West Park Street 7610 S Midvale, UT 84047 Phone: 801.566.6590 Mount Olympus Senior Center 1635 East Murray.Holliday Road Salt Lake City, UT 84117 Phone: 801.274.1710 Riverâ&#x20AC;&#x2122;s Bend Senior Center 300 North 1300 West Salt Lake City, UT 84116 Phone: 801.596.0208 Riverton Senior Center 12891 South Redwood Road Riverton, UT 84065 Phone: 801.254.7609 Sandy Senior Center 9310 South 1300 East Sandy, UT 84094 Phone: 801.561.3265
Draper Senior Center 12350 South 800 East Draper, UT 84020 Phone: 801.572.6342
South Jordan Senior Center 10778 South Redwood Road South Jordan, UT 84095 Phone: 801.302.1222
Eddie P. Mayne Kearns Senior Center 4851 West 4715 South Salt Lake City, UT 84118 Phone: 801.965.9183
Sunday Anderson Westside Senior Center 868 West 900 South Salt Lake City, UT 84104 Phone: 801.538.2092
Friendly Neighborhood Center 1992 South 200 East Salt Lake City, UT 84115 Phone: 801.468.2781
Taylorsville Senior Citizen Center 4743 South Plymouth View Dr. Taylorsville, UT 84123 Phone: 801.293.8340
Harman Senior Recreation Center 4090 South 3600 West West Valley City, UT 84119 Phone: 801.965.5822
Tenth East Senior Center 237 South 1000 East Salt Lake City, UT 84102 Phone: 801.538.2084
Kearns Senior Center 4850 West 4715 South Salt Lake City, UT 84118 Phone: 801.965.9183
West Jordan Center 8025 South 2200 West West Jordan, UT 84088 Phone: 801.561.7320
Liberty City Center 251 East 700 South Salt Lake City, UT 84111 Phone: 801.532.5079
Washington County Council on Aging http://www.washco.utah.gov/ contact
The Washington County Council on Aging provides services for senior citizens 60 and older. These include classes (pottery, painting, aerobics, yoga, square dancing, and computer training) tax assistance during tax season and other services. Nutrition is a main focus of the senior centers. In-house meals are served as well as Meals on Wheels. The following centers are supported in part through the donations of those patrons who use the facilities. Gayle & Mary Aldred Senior Center 245 North 200 West St. George , UT 84770 435.634 . 5743 Washington County Senior Citizens 150 East 100 South Street Enterprise, UT 84725 435.878.2557 Hurricane Senior Citizens Center 95 N 300 W Hurricane, UT 84737 435.635.2089
Volunteering Utah State Parks Volunteer Coordinator 1594 W North Temple, 116 Salt Lake City, UT 84116 (801) 537-3445 robinwatson@utah.gov The Nature Conservancy in Utah www.nature.org/wherewework northamerica/states/utah/volunteer/ Volunteer Match www.volunteermatch.org United Way www.unitedwayucv.org/volunteer Utah Commission on Volunteers volunteers.utah.gov/