Home for the Holidays

e h t r o f e Hom

DECEMBER 2021

HOLIDAYS

A special advertising section of Herburger Publications and Valley Community Newspapers

COMING SOON! In the Pocket! Immaculate 3 bed 3 bath Townhome. 1681 Sq ft .105 acres.

Centrally located Didion School District!!

Walk to the River.

Wilhaggin Estate

SOLD

SOLD

3920 American River Drive | $1,510,000 5 Beds, 3 Baths, 2,982 Sq. Ft.

43 Southlite Circle | $605,000 3 Beds, 2 Baths, 1587 Sq. Ft.

Campus Commons

SOLD

Represented Buyer - 5 offers

705 Elmhurst Circle | $602,000 2 Beds, 2 Baths, 1,586 Sq. Ft.

Represented Buyers 10 OFFERS!

SOLD

River Park - East Sac

3731 Erlewine Circle | $702,000 3 Beds, 2 Baths, 1155 Sq. Ft.

THE HOLIDAYS ARE A GREAT TIME TO BUY!

Julie Virga Real Estate

- Local Expert - Experienced Negotiator -

916.803.5880 | julievirga.com

- Google 5 Star Reviews -

Broker/Owner

- Going Above and Beyond -

CalDRE #01835946

A-2

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-3

What to know about refinancing a mortgage Historically low interest rates have made now a good time to be a homeowner. According to the Federal Home Loan Mortgage Corporation, also known as Freddie Mac, the average interest rate on a 30-year fixed-rate mortgage in mid-September 2021 was 2.86.

Just ten years earlier, the average rate was 4.09. That’s a significant dip, and one that’s saving today’s homeowners tens of thousands of dollars over the life of their mortgages.

Interest rates dipped during the pandemic and have remained low ever since. That’s unlikely to last forever, which has given many homeowners a sense of urgency regarding refinancing.

Refinancing can be financially advantageous, but there are some things homeowners should know prior to contacting their lenders.

Refinancing does not always save money over the long haul It’s hard to blame homeowners who jump at the chance to refinance their mortgages. Refinancing is often associated with significantly

lower monthly payments, and such savings can be used to finance home improvements, pay for tuition or build retirement nest eggs.

However, homeowners won’t necessarily save money over the long haul if they’re refinancing an existing 30-year mortgage with another 30-year mortgage.

The mortage experts at Mortgage Calculator note that a Change Terms mortgage refinance is characterized by a shift to a loan charging a lower interest rate. The initial savings with such a refinance are undeniable, but changing from one 30-year to another 30-year restarts the mortgage clock, which can add years to the time homeowners will be repaying their debt. As a result, homeowners may end up paying more interest over time than they might have had they just kept their initial mortgage.

Homeowners interested in a Change Terms refinance may want to look into switching from a 30-year to a 15-year mortgage.

A shorter term mortgage will increase the monthly payment, but the loan will reach maturity much faster, greatly reducing the

amount of interest homeowners will pay over the life of the mortgage.

Refinancing can be costly Lower monthly payments might be the number that catches homeowners’ eyes as they look to refinance, but it’s important that homeowners recognize that refinancing is not free. In fact, the personal finance experts at Kiplinger note that refinancing incurs many of the same costs that homeowners had to pay when they signed their initial mortgage papers. That includes fees, taxes and appraisal costs. These costs are sometimes paid

up front, but they also might be rolled into the loan balance. In the latter instance, homeowners could be paying interest on their refinancing costs. Homeowners who are refinancing solely because of lower interest rates should know that some lenders raise interest rates to compensate for refinancing costs. That can negate the savings and end up costing homeowners more money than the original mortgage.

Refinancing is an option for homeowners who want to save money. Homeowners can speak with a financial advisor to determine if this is the best way to save money over the long haul or if refinancing will ultimately cost them more over the life of the mortgage.

Seasons Greetings!

Thank you for a Wonderful 2021!

Wishing you the joy of family, the gift of friends, and the best of everything in the new year.

Steffan Brown Your Vintage Home Specialist

(916) 717-7217 | steffan@steffanbrown.com | A-4

CalDRE# 01882787

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

3 factors to consider when choosing a mortgage lender A home is the most significant purchase many people will ever make. Perhaps because of that, many buyers, particularly those purchasing a home for the first time, are understandably nervous about the home-buying process. The decision regarding which home to buy warrants ample consideration, but so, too, does the buyers’ choice of lender.

Mortgage lenders can be found all over the internet, and the sheer volume of lender options can make it hard for home buyers to find the right fit for them. Couple that with lending-related terminology that many firsttime buyers may be unfamiliar with, and it’s easy to see why prospective homeowners can feel overwhelmed about the process of borrowing money to buy their homes.

When looking for a mortgage lender, prospective homeowners should never forget that the choice of lender is, in most cases, entirely theirs to make. When making that deci-

sion, a host of variables should be considered.

The following are three such factors that, upon ample consideration, may help buyers rest easy knowing they did their due diligence when looking for lenders.

1. Reputation/recommendation Just like other businesses, lenders have reputations, and oftentimes those reputations can be determined via some simple online research. Peruse online reviews to determine what past buyers felt about a given lender. If possible, ask friends, family or colleagues who they worked with to secure a mortgage.

2. Fees Fees vary from lender to lender. Fees should not be mistaken for interest rates, which change daily and are typically dictated by the financial industry and prospective buyers’ credit history and financial standing. When

speaking with potential lenders, ask for a rundown of their fees, and the services those fees include, and closing cost estimates in writing, then compare and contrast fees and costs of various lenders before making a final decision.

Some lenders may charge considerably more in fees than others, so buyers should put in the effort necessary to comparison shop.

3. Personal interaction Buyers, especially those who have never before purchased a home, will likely have

lots of questions. This is where personal interaction with a prospective lender should be noted. Securing financing for a home purchase can sometimes seem like an impersonal process, but it doesn’t have to be, and many lenders are happy to answer buyers’ questions. Lenders who answer questions quickly and clearly can make buyers more comfortable about the home buying process. Buyers may want to avoid lenders who seem evasive or unwilling to answer questions in writing.

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-5

RON ROBERTS 916.806.0118

REALTOR

Ron@BigHeartRealty.com www.BigHeartRealty.com CalBRE #: 01037639

New Year, New Home in 2022 Believe in your Dreams...

Over 30 years in the Real Estate Profession

Let me be your Guide to find a new home in the New Year!

Dee Schwindt

Tamara Dawn

PRESIDENTIAL MEMBER-MASTERS CLUB

dee.schwindt@cbnorcal.com

Broker /Owner of Tamara Dawn Real Estate

916.424.5379 CalDRE #00767642

2021 CalDRE# 00767642 TamaraDawn.com • Tamara@TamaraDawn.com

916.341.7852 office 916.704.0718 cellular CalDRE#00498850

Beautiful and Charming East Sac Home!

701 34th Street $1,185,000 3 Beds | 2 Baths | 1,951 Sq. Ft.

Service with knowledge, commitment and enthusiasm

Just steps away from MnKinley Park, this home is located on one of the best streets in the area. Wood floors, fireplace, whole house fan with quaint built-in cabinets throughout. Granite counter tops and stainless steel appliances in the kitchen with a breakfast nook perfect for your morning coffee. Large master suite upstairs with a walk in closet plus 2 other slider door closets, a TV nook, remodeled bathroom & a balcony that looks over the backyard. It boasts a finished two car garage with large storage above. A lovely sized private yard, deck and patio with lots of trees, grass and flower beds. Besides a great street, the location is great for Sutter and Mercy hospitals, freeway access and of course walking to the park. You will love it.

Gayla Mace Senior Executive Associate Top Producer

(916) 765-0210 GMace@GoLyon.com | GaylaMace.com | CalDRE#01432489 | 2580 FairOaks Blvd. #20, Sacramento, Ca 95825

A-6

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Transition smoothly after relocating People move for various reasons. Some have outgrown their existing homes and need something bigger, while others move to downsize.

Regardless of why people move, moving occurs more often than you might think. The U.S. Census Bureau says one in nine people relocated in 2015 to a new neighborhood, a new state or even across the country. Relocating, whether it’s around the corner or miles away, affects people’s lives in many ways. A smooth transition to a new place involves understanding the process and getting the support necessary to make the move a success.

Research potential destinations Give ample thought to where you might live before uprooting yourself and your family if

you have one. The career resource Change Recruitment suggests using the internet as much as possible to learn about the location. Sites like Niche can paint a picture of an area, providing information regarding its demographics, points of interest, schools, and much more. However, an inperson visit will be needed to get a true feel for the neighborhood.

Understand the costs Apart from the fees associated with buying a home, relocating involves hiring movers, unpacking belongings, temporary storage rentals, charges to turn on/off utilities, repairs for the new home, and several other expenses.

If you’re moving because of a career opportunity, the company may contribute to some

of the moving costs. Check with a human resources professional to determine if the company provides relocation compensation.

Get out and meet people Use every opportunity to meet neighbors and people with shared interests. Attend community events and/or school func-

tions. Some employers may have meetand-greet events. Online services like Meetup list groups of like-minded people who may periodically meet up in your community. The sooner you make friends and acquaintances in your new town or city, the more likely you are to feel at home.

With some planning and a little assistance, relocating can go smoothly.

idelleandrhonda.com

MORE THAN 50 YEARS COMBINED EXPERIENCE

▪ TWO REALTORS WORKING TOGETHER FOR YOU ▪ OUTSTANDING LIFE MASTERS CLUB AND FIVE STAR REALTORS ▪

MEMBERS OF NORTHERN CALIFORNIA TOP PRODUCER NETWORK

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-7

How to reduce risk of home fires this holiday season Safety might not be the first thing people think of as the holiday season approaches.

Faith, celebrations, decorations, and holiday dinners all come to mind when considering the holiday season. But that doesn’t mean safety should be left out of holiday planning.

Fire safety bears special consideration during the holiday season, when the prevalence of fire hazards like Christmas trees, holiday lighting displays and other decorative items increase the risk for home fires. Such tragedies can be averted with a few simple safety measures.

• Tend to your tree. Live Christmas trees are awe-inspiring, but they also pose a significant fire risk. The National Fire Protection Association urges celebrants to purchase only healthy trees with fresh, green needles that do not fall off when touched. Such trees are less likely to dry out, especially when well-watered throughout the season. Dry trees can catch fire more easily than healthy trees if embers from nearby fireplaces or candles drift in their direction.

• Recognize that location matters when decorating. The NFPA notes that Christmas trees should always be placed at least three feet away from any heat source, including fireplaces, space heaters, heat vents, candles, and even overhead lights. If decorating with candles, never place them on the tree or on tables where other flammable decorations have already been placed. Chanukah menorahs should never be placed near curtains or other decorations.

• Turn off all lights and extinguish all lit decorative items when leaving the home or going to bed. Lit candles and menorahs should never be left unattended. The NFPA recommends turning tree lights and exterior decorative lights off when leaving the home or going to bed.

• Utilize a fire screen on fireplaces. Embers can catch on trees, decorations or anything else that’s flammable if they escape the fireplace. Fire screens prevent that from happening by ensuring embers from burning logs stay in the fireplace. Like candles and

menorahs, fires burning in a fireplace should never be left unattended. Make sure all embers have been extinguished before leaving the home or going to bed.

• Keep discarded trees away from your home.

A 2014 analysis from the NFPA found that none of the ten days with the largest share of Christmas tree fires were before Christmas.

Dried out trees still pose a fire risk even after they’ve been removed from a home. When discarding a tree at the end of the holiday season, place it at the curb or keep it a safe distance away from your home and garage until you can.

Fire safety measures are an important component of the holiday season that can prevent this joyous time of year from turning tragic.

urT Revere cour Memory r Care ry

Art Crafted Especially

By Our Own Revere Court Residents

Sending Holiday Cheer & Warm Wishes for the New Year!

From Your Friends at Revere Court

7707 Rush River Drive • www.RevereCourt.com • 916-392-3510 A-8

#342700005/347005740

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

MERRY CHRISTMAS FROM OUR FAMILY

A Joyous Wish of Fulfillment to You and Your Family.

See all our listings at www.cookrealty.net REAL ESTATE SCHOOL

For over 45 years

★ LOW INTRODUCTORY COST ★ START ANYTIME

Call: Ed Daniels • 451-6702 PROPERTY MANAGEMENT

★ MONTHLY CASH FLOW ★ TENANT SCREENING ★ MAINTENANCE

Call: Brittany Naucke • 457-4907

CALDRE# 00618471

4305 Freeport Boulevard, Sacramento • www.cookrealty.net • info@cookrealty.com • (916) 451-6702 To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-9

COMSTOCK

the name you know & trust

SOLD!

Happy Holidays & Best in 2022!

SO

SO

LD

LD

Listing Agent Arden Park Gem

3 Beds | 2.5 Baths | 2316 sq.ft.

1210 El Sur Way - $1,040,000

SO

LD

Listing Agent

Listing Agent Tahoe Park Beauty

Stunning Italianate Victorian!

4 Beds | 2 Baths | 2,435 sq.ft.

3399 62nd Street - $730,000

SO

LD

Listing Agent Adorable East Sac

3 Beds | 2 Baths | 1,683 sq.ft.

1750 Santa Ynez Way - $800,000

Don’t get left behind with a higher rate

jj.mack@apmortgage.com www.jjmackteam.com

- call JJ Mack

916.517.1800

Located in the heart of Midtown! Marvel at its ornate exterior featuring removable stain-glass windows, Tuscan columns w/rounded bases & band-sawed window details. Inside you’ll find soaring 11’ ceilings, antique chandeliers, original marble fireplace, pocket doors, intricate moldings, and a cast iron clawfoot tub. The gem also includes a finished full basement & hidden bonus rooms including a speak easy sitting room under the back deck. Expansive front & back porches, beautiful backyard w/antique street lights that date back to the early 1900s. More bonuses... Huge city lot extends from P. St to Powerhouse Alley and includes an original Carriage House built circa 1864! Rare detached 2 car automatic garage. Walkability is off the charts with the burgeoning art district, shopping and R Street corridor just a couple blocks away.

4 Beds | 3 Baths | 3,111 sq.ft.

1728 P Street - $1,010,000

Tim Comstock Coldwell Banker Realty 916.548.7102 www.timcomstockrealestate.com tcomstock44@gmail.com CalRE# # 01879462

LET TIM GET YOUR HOUSE SOLD! A-10

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

s Ti tu

Ch ug &

na Lu

Yo d

Bu st er

Tim Comstock 916.548.7102

Corinne Cook 916.952.2027 it ck

er dg

Ro

G ra

M ie dd

Ro

yd

H

on

ou

nd

Brooke Cardenas 916.835.4453

A

M is s

Mark Peters 916.600.2039

Chris Reyes 916.871.9228

Lu c

y

916.730.7705

Sue Olson 916.601.8834 Th un de rC at

G irl

er op

er

Mike Ownbey 916.616.1607

Sue Musselman 916.296.3355

Sindy Kirsch & Jeanine Roza

Alex Seibert 916.505.5718

Sue Smith 916.690.6908

The Kay Team 916.717.1013

Paige Tiffany 916.730.1496

Cecil Williams 916.718.8865

te Pe

i aj M

Bo Bo n

k an H

Lu

cy

n

Chip O’Neill 916.807.0158

Co

Ko

a,

Bu

&

st

Na

r

Teresa Olson 916.494.1452

M a an gn d um M , ac Sh ke ad nz ow ie

r no

Emily Martinez 916.420.8417

Veronica Hunter 916.398.0128

Pe lli e

Mike Lippi 916.425.0445

lu

Cindy Leathers 916.803.5481

Norma Hannemann 805.444.4889 El ea

an

ci s

Janet Gatejen 916.420.8418 Fr

Ja te

ae

Bo ck Ja

ck -

Ja

ck

Mark Delgado 916.705.2298

Chris Kunz 916.798.5046 un

Steffan Brown 916.717.7217

Kathy Bristol 916.606.1244

Doug Covill 916.764.5042

H

a

H ar pe r & Tu le

Pi xi e O pt im us Pr im e

Paloma Begin 916.628.8561

Lorene Warren 916.799.2121

The Coldwell Banker Sacramento Metro Office and our beloved pets wish you Happy Holidays!

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-11

Thankful For 61 Great Friends Properties Sold in 2021 1390 Palomar Circle 2719 Land Park Dr. 7216 Willow Wind Court 1454 Kitchner Road 10030 Blossom Ridge Dr. 3824 Riviera Lane 86 Northlite Circle 7117 Gladwin Way 2509 Montgomery Way 80 Cavalcade Circle 1148 8th Avenue

5530 Birdview Way 3112 Gennaker Way 7430 Myrtle Vista Avenue 1225 35th Street 468 Pimentel Way 616 Q Street 3353 11th Street 2901 Tree Swallow Circle 7359 Perera Circle 637 Riverlake Way 6930 Sailboat Way 8023 Ingleside Way 468 Pimentel Way 1225 10th Avenue 569 Leeward Way 6805 Pocket Road 7215 Harbor Light Way

221 Audubon Circle 3817 1st Avenue 6729 Swenson Way 8860 Brecon Way 7757 Oakshore Dr. 5430 Gilgunn Way 7691 Howerton Dr. 1723 5th Avenue 799 Crestwater Lane 2624 Chestnut Hill Dr. 15 Oceanfront Court 6689 Gloria Dr. 9637 Adams Street 2646 36th Street 3824 Riviera Lane 22 Chart Court 2958 14th Street

4656 American River Dr. 7746 El Douro Dr. 3332 Deforest Way #7 7751 River Landing Dr. 4309 Duke Dr. 6759 Langrell Way 1427 Los Padres Way 86 Northlite Circle 293 Rivertree Way 675 Castle River Way 7541 Jojoba Court 8154 Kramer Ranch Way 9101 Santorini Dr. 3815 Venice Place 6772 Frates Way 3815 Venice Place

Let’s Be Friends in 2022!

Mona Gergen 916-247-9555 mona@monagergen.com monagergen.com CalDRE# 01270375

A-12

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Angela Heinzer

|

916.212.1881

|

angelaheinzer.cbintouch.com CalDRE #01004189

~ Joy

Love

Peace ~

May the magic of the Holiday season fill your heart with love and joy.

Wishing you and your family health, happiness and prosperity.

The Heinzers

Marc, Angela, Zach, Alexa and George

Welcome to Bridgeview!

Welcome to Sierra Oaks!

7619 Bridgeview Drive | $950,000

401 Hopkins Road | $1,285,000

4 bed, 3 bath, 2805 sq ft

4 bed, 3.5 bath, 3207 sq ft

PENDING

PENDING

2 Acres In The Heart Of Carmichael

Charming in Old Sierra Oaks!

3231 Marshall Avenue | $1,250,000

497 Crocker Road | $1,585,000

5 bed, 5 bath, 3804 sq ft

5 bed, 4 bath, 4205 sq ft

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-13

JACI CAN SELL YOUR HOME TOO! Call for your free market analysis 916-216-5224 JaCi Wallace RE/MAX Gold

jaciandcompany@gmail.com

Gorgeous Ranch Home in Wilton!

CalDRE# 00773432

916.216.5224

www.jaciwallace.com

SOLD: $1,160,000

2 Bed | 2 Bath | 1,907 SqFt | 59.39 Acre lot Radiant heat under concrete flooring throughout, open floorplan with space for large gatherings or cozy nights by the fire. A chefs kitchen at your fingertips, large master suite, huge master bathroom. Beautiful guest room with bathroom. Huge Workshop with bedrooms framed out kitchen, working bathroom laundry small barn with paddock, garden, orchard all on your own picturesque land. Abundant apple tree orchards and a greenhouse. Property is fenced, 2 septic’s 2 wells, solar. tankless energy. This is an amazing very private property, with energy efficient home.

13505 Apple Road, Wilton

Pending in 7 days $1,150,000!

Spanish Inspired Ranch Property 4 Bed | 3 Bath | 3,014 SqFt Nestled on nearly 10 acres. Beautiful tile, original arched doorways/windows & the majestic pergola covered courtyard give this property such charm. Separate family & living room both with fireplaces, large dining room & spacious bedrooms provide abundant space for gatherings. Fenced in pool with concrete decking sets the stage for fantastic summers ahead. Garden beds, mature fruit trees, green grass and pastures galore! Detached 4 car garage, workshop area, barn, storage & more. Plenty of space for RVs, boats, ATVs, jet-skis, horses, trailers or whatever your dreams may hold. Your ranch life begins here, space for all your animals or hobbies.

8201 Bradshaw Road, Sacramento

A-14

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

CalDRE# 01925466

Julie Reardon

Let me find you and your furry friend the home of your dreams!

Senior Executive Associate

(916) 799-0246 JReardon@GoLyon.com www.JReardon.golyon.com

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-15

FOR SALE • $499,900

4230 Stromford Way, Mather

FOR SALE • $689,000

10275 Izzy Way, Elk Grove

PENDING • $469,000

PENDING • $459,900

3514 Mamie Jennings Way, Sac

110 N Walnut Street, Woodland

PENDING • $699,900

12276 Kirkwood St, Herald

6845 Park Riviera Way, Sac

PENDING • $509,900

8458 Amaryllis Ct, Elk Grove

PENDING • $1,100,000

PENDING • $689,000

7719 Bell Bridge Way, Sac

PENDING • $399,900

PENDING • $586,900

8482 Wilmarth Way, Elk Grove 4924 Jolana Ln, North Highlands

Judy Cuong 916-613-3339

PENDING • $439,900

4123 Woodwillow Ln, Elk Grove

PENDING • $549,900

4133 Marseille Ct, Elk Grove

PENDING • $369,000

7061 Remo Way, Sac

8005 34TH Avenue, Sac

PENDING • $489,900

2957 Naples Street, Sac

PENDING • $369,900

PENDING • $499,000

4415 73rd Street, Sac

1519 Tessa Avenue, Sac

Hannah Nguyen 916-753-8902

Lindsey Phuon 925-487-9290

Brian Vu 916-501-3179

Michelle Thach 916-833-4881

Jonathan Lee 916-701-3366

Jenny Cuong 916-230-4112

Limin Wang 916-718-7519

Vyvyan Dang 916-799-4672

Tiffanny Dang 209-676-7887

Liana Chac 916-842-9225

Lily Ha 916-281-5848

JoAnn Lomeda 916-538-4230

Venh Vong 916-502-2507

Scott Luu 415-305-3814

Timon Rooney 916-803-6828

3 Monterosa Court, Sac

Anthony Tuyen 916-333-9292

PENDING • $359,900

Jeannie Yu 916--833-8410

PENDING • $419,900

PENDING • $409,900

2154 60th Avenue, Sac

Samantha Tov 916-947-4312

Spring Ho 916-709-6613

Jim Huynh 916-204-6469

John Huynh 916-956-6936

SOLD • $399,900

7056 Lompoc Ct, Citrus Heights

Josephine Tov 916-917-0888

Anna Cuong 916-897-0199

Tiffany Ho 916-385-8516

Lauren Cooc 916-402-2579

Annie Cooc 916-600-1041

Jenny Lu 916-849-6082

Michelle Quang 916-755-8335

Razia Aery 916-271-5284

Brandon Domondon 916-893-3174

Jay Mapson 916-582-7401

Judy Cuong (916) 613-3339

Judy Lay 916-997-3992

judy@portfoliore.com CalDRE#01309164

Samantha Tov (916) 947-4312

samantha@portfoliore.com CaDRE#01258764

Seika Sin 916-430-9893

Nicole Luong 916-494-2991

Mei Ng 916-524-3398

Kevin Yu 916-835-8622

Alex Chung 916-899-8991

Jay Ye 415-218-7463

Charlie Chres 209-482-8152

Recent SOLDS in Sacramento

From

8152 Creeping Willow Lane $399,900 8037 Kelty Court $425,000 8857 Lemas Road $449,900 8245 Carmencita Avenue $879,000 6746 Riptide Way $599,900

5394 Nickman Way $520,000 512 Drummond Avenue $715,000 4506 Ocean Lane $569,900 9760 Kapalua Lane $1,689,000

J u d ya n d Sa m @ Po r t fo l i o R E . c o m A-16

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

DRE# 02014153

A-17

BREAKFAST & LUNCH • TEMPLE COFFEE • KALANI KAKES TREATS • COMMUNITY EVENTS

SHOP ONLINE THIS HOLIDAY SEASON AT

ASeatAtTheTableBooks.org

9257 Laguna Springs Drive Suite 130, Elk Grove

WE’RE OPEN MON 7-12 TUES-SAT 7-6

916.538.3482

info@aseatatthetablebooks.org

BOOKS & GIFTS FOR ALL AGES •

WENDI REINL Realtor® CAL BRE 01314052 (916) 206-8709 Wendi@WendiReinl.com www.WendiReinl.com

A-18

PLAY AREA • CONFERENCE & COWORKING SPACE QUIET ROOM

EMILY WELCH Realtor®

CAL BRE 02145901 (916) 639-2686 Emily@EmilyWelchRealtor.com www.EmilyWelchRealtor.com

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Top 5 hottest home building trends (MS) These days, home trends are about more than good design and aesthetics, they’re about creating spaces that reflect our values and are more comfortable and enjoyable to live in. From net-zero and net-positive construction to tiny minimalist homes, trends are all about your family’s lifestyle.

Whether you’re shopping for a new home, renovating your own or creating a new build from scratch, here are some of the biggest trends you need to know for inspiration.

Sustainable design: This one has been popular for a long time, but green design has evolved to be about much more than energyefficient appliances and LED light bulbs.

Now, it’s all about making sure everything in your home reduces your carbon footprint and minimizes any impact on the environment.

To try the trend yourself, think big and get creative, install solar panels on your roof, choose building materials that don’t require deforestation and upcycle old furniture for decorative elements instead of buying new.

Disaster resiliency: Climate change affects us in so many negative ways, and one of the top concerns is the increase in natural disasters. From wildfires that last for months to major floods that affect entire cities, we now need to prepare for the worst when building our homes.

Switching to disaster-resilient materials is an important first step. Many builders now prefer to use stronger, more energy-efficient materials like insulated concrete forms (ICFs) instead of more traditional materials like wood. For example, Nudura ICFs can withstand winds of up to 250 miles per hour (equivalent to an F4 tornado) and offer a fire protection rating of up to four hours.

Outdoor living: Many of us are now choosing to forgo getting a cottage or summer home and recreate the experience in our own backyards. This trend helps you make the most of your existing space and take full advantage of your yard or patio during the summer months.

You can design a full living space outside, complete with an outdoor television and comfy couches, as well as a kitchen and refrigerator

Right Touch Painting Residential • Commercial Interior • Exterior

for entertaining. Consider adding a fireplace or firepit to keep warm during cool summer nights and enjoy the outdoors through spring, fall and even winter if you’re brave.

Home automation: This is another longstanding trend that shows no signs of slowing down. It has also evolved to encompass more of the home to make life even more comfortable and convenient. From an oven that can be turned on remotely to preheat, to skylights that can open and close automatically to create the perfect ambient temperature, there are more ways than ever to integrate smart home technology into your living space.

You can start small with voice assistant and smart light bulbs and work your way up to a total smart home system that includes home

security, temperature controls and all your electronic devices.

Customization: You don’t have to settle for what mass manufacturers decide to build, or what works for everyone else. Creating a home that’s as unique as you are is the latest trend, with custom-built storage and personalized architectural features to make your space stand out.

You can even go as far as building a custom home that’s suited to your family. Older home demolitions and purchasing land-only properties is becoming more common, allowing you to work with an architect to create exactly what you want with a new build.

Find more information about the benefits of building a home with ICFs at nudura.com.

Happy Holidays From Our Family To Yours

Call for a FREE Estimate • Senior Discounts

916.391.6673 or 916.607.5670 www.righttouchpainting.com

SEEN ON

GOOD DAY SACRAMENTO

John Stellmach • Owner

Michael Lee

Nelson Azevedo

Rhea Lim

Broker, #0172405

Realtor, #01982509

Realtor, #02078895

RealEstateMike@TKLendingRealty.com

NAzevedo@TKLendingRealty.com Speaks Portuguese

RheaLim@TKLendingRealty.com

Pocket Resident - Licensed & Bonded #910944

Wishing All a Very Merry Christmas and a Great Healthy 2022 !

Call us for the New Year Specials!

Let our Local Team of Experts help you with all your Real Estate needs

888-505-8554 TKLendingRealty.com

Why have ONE agent when you can have a TEAM of agents working for you?

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-19

A sincere thank you to all our family, friends & clients for assisting us in being ranked the top 40 out of 5,000 agents in the region

TERRIE HUNT, Broker “Best in Client Satisfaction” Awarded Five Star Realtor for Sacramento Magazine.

River Ridge Realty

Office: (916) 988-8880 Direct: (916) 663-6300 www.RiverRidgeRealty.net CalBRE# 01213387

Ranked in the “TOP 40” Realtors in the Region & a “Preferred Realtor” with SAFE Credit Union

“The Most Important Thing About A Home Are The People In It”

From my house to yours....

Best Wishes for a

Holiday Greetings

Happy Holiday!

Gail Kelly Robards | 916) 606-5523

Helen Tarasco 916.798.7679

gkellyrobards.golyon.com gkellyrobards@golyon.com

helentarasco@yahoo.com

CalBRE#01244320

SO

LD

Midtown

CalBRE#01302455

SO

LD

LOOMIS 4610 Auburn Folsom Road $950,000 4 Beds | 3 Baths

SACRAMENTO 8175 Derby Park Court $548,000 3 Beds | 3 Baths | 1,736 Sq.Ft. SO

LD

Michelle Gallagher 916.541.0540 www.Mgallagher.Golyon.com

mgallagher@golyon.com CalDRE# 01382218

Represented Buyers

FOLSOM 715 Porter Road $800,000 4 Beds | 2.5 Baths | 2,462 Sq.Ft.

A-20

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Simple, inexpensive staging strategies Staging has long been part of selling a home, and for good reason. When selling a home, it makes sense for sellers to make their homes as appealing as possible, even if a recent study indicates that staging may not compel buyers to offer more money.

Researchers at Old Dominion University and Johns Hopkins University found that staging did not have a significant effect on the actual revealed market value of a property. However, homeowners should not interpret that as a reason to skip staging. In fact, the study’s authors note that staging gave buyers more favorable impressions of a property, which might accelerate the selling process.

Staging a home need not be difficult. In fact, homeowners can employ several simple and inexpensive staging strategies to entice buyers to make offers on their homes.

• Clear out the clutter, especially in bathrooms and closets. Clear out the clutter in each room in the house before hosting an open house. Note that it’s not just bedrooms and living rooms that should be made to look open, spacious and clutter-free. A luxurious, hotel-quality bathroom that’s open and airy can impress buyers, as can organized closets that are not jam packed with clothing, shoes and other wardrobe items that have a tendency to take over closets the longer someone lives in a home.

• Let the sun shine in. A home that’s bright and airy tends to appear more spacious and livable than one in which the windows and blinds are closed. Before hosting an open house, open the blinds and crack some windows if the weather permits.

• Start right inside the front door. A welcoming, clutter-free foyer or primary entryway makes a strong first impression, immediately giving buyers an idea of what it will be like to welcome their own friends and family into a home should they buy it. If you hang your coats on a coat rack in a foyer or entryway that does not have a closet, remove the coat rack before hosting an open house.

Coat racks can make the space feel cramped. If there’s room, place a small table and bench just inside the door.

• Take care of the yard. You only get one chance to make a first impression, and the first thing buyers will see when they pull up outside your house is the exterior of your home. Landscaping is important, and a well-maintained yard suggests to buyers that owners have taken pride in their homes, and that may extend inside the home.

How to care for fresh holiday wreaths Majestic Christmas trees garner the lion’s share of the decorative fanfare when the holidays arrive. Trees may be the focal points of holiday decor, but the humble wreath adorning the front door is the first decoration guests are likely to see when visiting a home.

Wreaths may need some care to maintain their beauty all month long. Here are some tips to help holiday wreaths last as long as possible.

Choose a wreath wisely: When shopping for a wreath, choose freshly cut greenery that you assemble yourself; otherwise, look for wreaths made from freshly cut boughs with their foliage intact. Make sure not too many needles or leaves are falling off. Heavily decorated, preassembled wreaths may be convenient, but ornaments can make it challenging to give the wreath the moisture it needs to survive.

Moisture/water: Access to moisture will help to keep the wreath fresh. While a Christmas tree trunk may sit inside of a stand filled with water, wreaths require a little ingenuity. According to the wreath and garland retailer Club Botanic, if you will not be hanging a freshly purchased wreath right away, keep it in a plastic liner in a cool, dark place to help it retain moisture. Just make sure you don’t seal that liner closed. Before hanging, lay the wreath in a couple of inches of water for about an hour or up to a day so that the cut stems can soak up water.

Once the wreath is hanging on a door or elsewhere, spritz it with water every few days to prevent it from drying out.

Location, location, location: Where you hang the wreath is key to its longevity. Wreaths and garlands hung indoors likely won’t last as long as those hung outside, advises the floral retailer Bouqs.com.

Evergreen boughs tend to require a colder climate to thrive, and indoor heat can prematurely zap moisture from the wreath. Using a humidifier indoors or misting the wreath may help.

It’s probably best to hang fresh wreaths outdoors, but avoid direct sunlight, which can dry out the greenery. Slightly shaded spots are best. If your front door is bathed in full sun for hours, hang an artificial wreath here instead of a fresh one.

Maintain airflow: Another factor that can affect the wreath’s longevity is an ample flow of oxygen. Wreaths tend to last much longer when kept on an outer door, indicates Harbor Farm in Ellsworth, ME. Wreaths sandwiched between a front door and a storm door will probably perish faster due to lack of oxygen.

Following these tips can help keep fresh wreaths as vibrant as the day they were brought home.

´ OUTSTANDING LIFE MEMBER SAR MASTERS CLUB ´ Serving the Sacramento Area for over 30 Years ´ 2002 Realtor of the Year ´ 2004 SAR President (916) 838-1763 narndorfer@GoLyon.com

Make sure the grass is freshly cut, shrubs and trees have been trimmed, bald spots in the lawn have been addressed, and exterior living spaces have been cleaned and cleared of clutter.

Staging a home sounds complicated. But there are various simple and inexpensive ways to make a home more attractive to prospective buyers.

CMR Bookkeeping Let us take care of all your bookkeeping needs so you can better take care of your business.

• Professional Bookkeeping Services.

• QuickBooks Pro Certified.

Ask for Casey (650)436-7125 or contactcmrbookkeeping@gmail.com

Holiday Special

et 1 ont FREE en ou a for

Holidays AND

CalDRE# 00443547

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-21

Let us help you answer the burning question in 2022!

Thanks for being our loyal fans!

We wish you a Merry Christmas & a healthy, happy and prosperous New Year!

5924 S. Land Park Drive 393-7001 6200 Folsom Boulevard 455-8831 giovannisnypizzeria.com

Scan the above barcode

Happy Holidays from the Owners of The Residence Real Estate Group!

Gated Riverlake Custom Home Sites 7635 Bridgeview Drive $360,000 Gated cul-de-sac

Mandy Shepard BROKER/OWNER

916.213.3013

CalDRE#01894353 A-22

ALSO AVAILABLE: 1049 East Landing Way $355,000

Brandon Shepard

Jerry Bringham

OWNER/REALTOR

Broker Associate

916.479.1936

CalDRE#01701893

916-489-5500 DRE #00697566

jerrybringhamre@gmail.com

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Tom Leonard | 916-834-1681 Tom.Leonard@CBNorcal.com

CalRE#01714895 4th Generation East Sacramentan

Celebrating The Best Clients, Good Health, and looking forward to another Great year 2022!

SOLD for $960k, $161k OVER List Price

Classic Fab 40’s Home 1350 47th Street | $960,000 4 beds, 2 bath, 1751 sqft

SOLD for $780k, $81k OVER List Price

REPRESENTED BUYER

American River Living at it’s Finest 5305 Sandburg Drive | $ $780,000 3 beds, 2 bath, 1409 sqft

SOLD for $950k, $101k OVER List Price

The Best of Wilhaggin 440 Boston Court | $950,000 4 beds, 2.5 bath, 2436 sqft

SOLD for $627k, $76k OVER List Price

Wonderful South Land Park Terrace Home 1164 Weber Way | $627,000 3 beds, 2 bath, 1560 sqft

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-23

License# 550002314 • Accredited by The Joint Commission Privately Owned and Operated

“We touch lives and make a difference

with Absolute Compassion!”

Hospice and Palliative Care...

Ensures Quality of Life at the End of Life Hospice or “end of life care” is often only considered at the last minute when a decision is much needed immediately. We at Absolute Compassion believe there is a better way. Being familiar ahead of time with what hospice and palliative services are, as well as understanding ones’ rights and options, can be of tremendous comfort to all involved at the stressful time of decision making.

Focusing on quality of life, managing pain and symptom relief rather than curative treatments for patients with incurable medical conditions and less than six months of life expectancy, the compassionate hospice team of professionals provides support in all areas of wellbeing: the physical, social, emotional, and spiritual aspects of a patient’s care.

Please call or email us for questions or concerns regarding hospice and palliative care services.

Absolute Compassion Hospice & Palliative Care · 916-399-5922 6355 Riverside Blvd. Suite T, Sacramento, CA 95831 Hospice@AbsoluteCompassion.com • www.AbsoluteCompassion.com

A-24

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Get in the habit of saving more each month Saving is a vital component of financial planning. However, more than half of Americans are saving too little and do not have an accurate grasp of their spending habits.

A recent survey from Intuit Mint Life found that, in 2019, 59 percent of Americans were living paycheck to paycheck and 65 percent didn’t know how much they were spending on a monthly basis. The situation is similar in Canada, where the annual BDO Canada Affordability Index indicates 53 percent of Canadians are living paycheck to paycheck and 25 percent say their debt load is overwhelming.

While there’s no magic formula to save money, and the amount of money one should save each month depends on how he or she wants to live now and in the future, a handful of strategies can help people save more money each year.

• Follow the 50/30/20 rule. The popular 50/30/20 rule advocates for allocating 50 percent of your budget to essentials like rent, food and housing, 30 percent for discretionary spending and 20 percent for savings. Many people cannot save 20 percent of their income. In such instances, people can make a concerted effort to save 10 percent of their take-home pay.

• Build an emergency fund. The credit reporting agency Experian recommends consumers keep between three and six months’ worth of expenses in an emergency fund.

The fund should cover expenses on the absolute necessities paid each month, like utilities rent/mortgage and groceries.

• Set goals. Savings goals can help a person stay on track and provide motivation to put money away. Establish separate savings accounts for each goal to reduce the temptation to spend. For example, if the goal is to save more for vacations, then a person can open an account where funds are used exclusively for vacations.

• Automate with your employers’ help.

Certain employers allow workers to direct deposit a paycheck into more than one bank account. It’s easy to request the payroll manager put 10 percent or 20 percent of a paycheck into a savings account while the remainder is deposited into a checking account. Automated deposits can help individuals get accustomed to living on less.

Saving money isn’t always easy, but with goals and certain strategies in mind, it’s possible for individuals to grow their savings and secure their financial futures.

4100 Folsom Blvd Unit 4A | $779,000 3 Beds • 2 Baths • 1,868 SqFt PENDING

899 Woodside Lane East #2 | $315,000 2 Beds • 2 Baths • 1,228 SqFt

Feliz Navidad

Vivian Daley-Wirt (916) 849-7314 vdaley@golyon.com

from the Garcia Family

Wishing you Happy Holidays and a Happy New Year filled with prosperity and success!

FRANCO GARCIA

ROSANNA GARCIA

CalBRE# 00925201

CalBRE# 01058309

(916) 206-3802

(916) 202-7294

2100 28 Street • (916) 452-7535 • www.GarciaRealEstate.com • Hablamos Español th

CalDRE# 00475888

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-25

A keeper for holiday dessert trays

py Hap ys ia Hold

The holiday season is a time when families across the globe look forward to the traditions they’ve passed down from generation to generation. Holiday baking is one such tradition in many families.

From cookies and pies to brittles and fudge, there’s no shortage of sweet treats come the holiday season. But who’s recipe collection couldn’t benefit from another delicious addition? That’s just what can be found in “Toffee Cheesecake Bars” from “Taste of Home Healthy Cooking Cookbook” (RDA Enthusiast Brands) by the Taste of Home/Reader’s Digest Kitchens.

Your Lawyer Should Know As Much About You As They Do About the Law... Talk to Mike Yee

ESTATE P L AN N I NG & P ROBATE

Practice Areas:

- Wills & Trusts - Probate - Trust & Estate Litigation - Trust Administration - Conservatorships - Business Succession - Real Property

Toffee Cheesecake Bars

Incorporating timeless values and the experiences of the past to reach the best possible outcomes for our clients, today and in the future.

Mike Yee

Call 916-927-9001 for Free Consultation

mylawyersllp.com

See our awesome reviews on:

4010 S. Land Park Drive, Suite B, Sacramento 95822

A-26

Makes 2 1/2 dozen 1 cup all-purpose flour 3/4 cup confectioners’ sugar 1/3 cup baking cocoa 1/2 cup cold butter 1 8-ounce package reduced-fat cream cheese 1 14-ounce can sweetened condensed milk 2 eggs, lightly beaten 1 teaspoon vanilla extract 1 1/4 cups milk chocolate English toffee bits, divided

1. In a small bowl, combine the flour, confectioners’ sugar, cocoa and baking soda. Cut in butter until mixture resembles coarse crumbs.

Press in the bottom of an ungreased 13-inch x 9-inch baking dish. Bake at 350 F for 12 to 15 minutes or until set.

2. In a large bowl, beat cream cheese until fluffy. Add the milk, eggs and vanilla; beat until smooth. Stir in 3/4 cup toffee bits. Pour over crust. Bake 18 to 22 minutes longer or until center is almost set.

3. Cool on a wire rack for 15 minutes. Sprinkle with remaining toffee bits; cool completely.

Cover and refrigerate for 8 hours overnight.

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Tips for home buyers during a seller’s market A combination of factors, including low interest rates and a pandemic-driven decision by many city dwellers to look for houses in the suburbs, has created a housing boom for much of 2020 and 2021. That boom has created an undeniable seller’s market in real estate.

Just what is a seller’s market? The financial resource Investopedia defines it as a marketplace in which there are fewer goods for sale than there are interested buyers, giving sellers the ability to dictate prices. Since mid-2020, there has been an extremely low inventory of homes for sale but a very high interest among purchasing parties.

Data from the National Association of Realtors indicated that, by the end of February 2021, housing inventory fell to a record low of 1.02 million units. These factors have led to a surge in competition from buyers, including bidding wars on homes and all-cash offers to entice sellers. In December 2020, the median listing prices for single-family homes shot up 13.4 percent from the same time the previous year, according to Realtor.com,

and it hasn’t slowed down much since.

Jeffrey Mezger, a 40-year veteran of the real estate industry and CEO of KB Home, says it’s the best seller’s housing market he’s seen in his career.

So where does this leave buyers interested in relocating? Here are some tips.

• Consider areas with slower overall price growth. Experts say the southern and midwestern United States offer the best value for home shoppers because of their meager price growth.

ClearCapital, which tracks housing values, says San Antonio, St. Louis and the Dallas/Fort Worth areas experienced the least price appreciation from 2019 into 2020.

• Get preapproval or have your funds ready. Speed is the way to go if a buyer is interested in a property and wants to make an offer. Real estate professionals say buyers should be “offer ready,” which means having a mortgage preapproval letter or proof of funds for a down payment ready to go. Failure to have funds in check can slow down the process or compel sellers to reject an offer.

• Work with a real estate agent. These are complicated times and it pays for buyers to have a professional working in their corner. A real estate agent uses his or her knowledge to make a timely offer and negotiate on the buyer’s behalf.

He or she also will provide insight into specific neighborhoods, amenities and school districts.

• Eliminate certain contingencies from the equation. Contingencies are factors that must be met before a sale can go through, according to the relocation site Moving.com. A common contingency is the need to sell one’s current home before closing on another. Asking for extended closing periods or certain home repairs are some additional contingencies that can make buyers less attractive to sellers.

• Make it personal. Buyers can offer a personalized note with the offer that may connect with the seller emotionally and set one them apart from others who have made similar offers.

Buying in a seller’s market can be challenging. But some strategies can set buyers apart from the pack. from John and Diane

THE PENNISI GROUP Your Town and Country Connection

(916) 714-8108 DIANE PENNISI (916) 296-6166 dpennisi@cbnorcal.com DRE# 01179964

JOHN PENNISI (916) 803-1126 john.pennisi@cbnorcal.com DRE# 01384449

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-27

Cash-out vs. change term mortgage refinancing Mortgage refinancing has long been a valuable option for homeowners looking to save money.

Refinancing has become an especially enticing option since the onset of the pandemic, as mortgage interest ranks have sunk to historic lows. Despite that, a recent survey from Bankrate found that 74 percent of homeowners who have had the same mortgage since before the pandemic have not refinanced. Homeowners who haven’t yet refinanced but are considering doing so can consider two types of mortgage refinancing options.

• Cash-out: According to the mortgage experts at MortgageCalculator.org, a cash-out mortgage extracts equity from a home. Homeowners in the United States have more than $6 trillion in untapped home equity, and that can be used to pay for various expenses, including home improvements, tuition and medical costs. The financial experts at Nerd Wallet note that a cash-out refinance works by replacing an existing mortgage with a new home loan for more money than homeowners owe on their homes.

The difference is then given to the homeowners in cash, which they can use for the aforementioned expenses or other costs, including paying down high-interest debts. Lower interest rates typically entice homeowners to refinance, but if homeowners are solely looking for lower rates, then a cash-out refinance is probably not the best option.

• Change term: Also known as a rate-and-term refinance, a change term is a refinance characterized by shifting to a lower interest rate. Homeowners also may refinance utilizing a change term to shift from an adjustable rate mortgage to a fixed-rate loan. Change term refinancing also is popular for homeowners who want to switch from the standard 30-year fixed rate to a 15-year fixed rate. This can shorten the term of the loan, saving homeowners a lot of money in interest over the 15-year period. However, homeowners should note that switching from a 30-year to a 15year loan will lead to higher monthly payments.

This switch might be most suitable to individuals earning significantly higher salaries than they were at the start of their initial mortgages and/ or homeowners whose cost of living has recently decreased due to certain changes, such as children graduating from college. Homeowners also may consider change term mortgages to lower their monthly payments. In such instances, they simply swap out an existing 30-year mortgage for a new 30-year mortgage with a lower interest rate.

That can save money up front, but homeowners should calculate the long-term interest costs of switching to a new 30-year mortgage. The lower monthly payments might be tempting, but homeowners may ultimately pay more in interest over the life of both loans by switching to a new 30-year mortgage.

Best Holiday Wishes

A-28

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

LOOKING FOR THE BEST IN SENIOR CARE?

“We respectfully care for your loved one right here in our neighborhood!”

Our compassionate and dedicated team lovingly provides the highest quality personalized care for your loved one.

We specialize in care for:

• • • •

Dementia Alzheimer’s Stroke Recovery Parkinson’s Management

• • • •

10 Country Place Sacramento, CA 95831

(916) 706-3949

TheMeadowsAtCountryPlace.com Lic#347004702

Hospice Assistance Complex Care Management Respite Care Insulin-Dependent Diabetics

We provide assistance, as needed, with activities of daily living: bathing, dressing, eating, grooming, incontinence care, toileting, transferring, transportation to doctors and much more.

Call today for a FREE In-Home Consultation!

(916) 424-6292

Or visit us at: CareGiversofLandPark.org

PROVIDING SENIORS THE ASSISTANCE THEY NEED, IN THE COMFORT, CONVENIENCE & SECURITY OF THEIR OWN HOME

Available 24 hours a day for in-home care for seniors who need assistance due to illness, injury, surgery, or active seniors who need some assistance at home.

Serving Elk Grove & the Land Park, Pocket/Greenhaven neighborhoods.

Respite care Full time care Meal preparation Food & diet monitoring Grooming & bathing assistance

Appointments & errands Medication reminders Incontinence care Pet care assistance Light housework & laundry

Owner Rangi Giner lives in Sacramento’s Greenhaven neighborhood, where she also operates a highly personalized assisted living facility of thirty-four clients. She has worked in elderly care & assisted living for over 30 years. She is guided by compassion and an abiding respect for elders.

“We live here, we work here, and we make a difference right here in our neighborhood!”

HCO#344700030

To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-29

“I still believe in the magic of Christmas” This time of year is special, it brings out the generous spirit we all hold dear. Much needed after a year of heartache and struggles for so many of us.

May the New Year bring you health and happiness.

Patricia Yochum 916.519.0207 pyochum@golyon.com CalBRE# 01721160

Happy Holidays Shelly Long-Welborn (916) 806-4663

Wishing you Gifts of Joy and Peace through the Holidays and The New Year

realtorshellylong@gmail.com DRE # 01219426

David Philipp (916) 212-1322

Beautiful Highwater Craftsman!

dphilipp.golyon.com CalDRE#01797195

Marc A. Nakao

Realtor

(916) 416-8191 • manakao44@yahoo.com

Liz Edmonds (916) 838-1208

a proud member of Cook Realty

CalDRE#: 00595726

CalDRE # 02039182

eedmonds.golyon.com

2208 E Street | $559,000 2 Beds, 1.5 Baths, 1024 Sq Ft

Happy Holidays!

Chip O’Neill has the KEYS to finding your home.

Going the extra mile for buyers & sellers since 1999

Chip O’Neill Realtor, CalDRE #01265774 916.341.7834 p Coldwell Banker Realty

A-30

916.807.0158 c

chip.oneill@cbnorcal.com www.chiponeill.com

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901

Additions Kitchens Bathrooms

Lic.# 480492

* Additions * Kitchen Remodels * Bathroom Remodels * Custom Cabinets

Call us for a FREE consultation!

916-422-6639

Give yourself the gift of a new kitchen or y b l e d o m e r m o o r th a b Lytle Construction

w w w. l y t l e c o n s t r u c t i o n . c o m To advertise, call 916-429-9901 • A special advertising section of Herburger Publications • December 2021 • Home for the Holidays

A-31

Happy

Holidays Wishing you the Gifts of Peace, Good Health, Hope & Joy This Season & Every Day of the Year!

We are so thankful for your continued support & trust With Sincere Gratitude from your Land Park Agents

2620 21st Street, Suite A 916.453.3333 | GOLYON.COM DRE# 00769527

A-32

Home for the Holidays • December 2021 • A special advertising section of Herburger Publications • To advertise, call 916-429-9901