2022 Masters Club

Page 1

A Valley Oak Press Publication September/October 2022
Masters Club2022 Sacramento Association of Realtors

What Does it Take to Be a Masters Club Member in 2022?

For a REALTOR® to qualify for the Sacramento Association of REALTORS® (SAR) Masters Club, they must: • Be a member in good standing with SAR, and

• Be sworn to uphold the National Association of REALTORS(NAR) CodeofEthics,and • Have sold and closed at least 8 real estate transac- tion ends totaling a minimum of $5,750,000 in 2021 (up from $5,000,000 in 2020) or have closed at least 20 ends of an escrow as a listing agent, selling agent, or both. In addition, there are several categories of membership you will notice listed in these pages, including:

• Member: An individual who has achieved

club criteriamorethanonce,hasnothadagapin mem- bership of over 3 years, and may look forward to the goal of being a Life Member.

•LifeMember:Anindividualwhohasqualifi ed for Masters Club at least five out seven consecu- tive years.

• Outstanding Life Member: An individual who has obtained Life Membership and has achieved club criteria for a total of at least ten of15consecutiveyears.

• Presidential Member: An individual who has achieved club criteria for a total of 25 years or higher

Sacramento Association of REALTORS® sacrealtor.org

MASTERS CLUB

STEERING COMMITTEE

Officers: Barbara Lebrecht President Kelly Pleasant President-Elect

Yuri Ramirez-Villanueva Secretary/Treasure

Robyn Delong

Immediate Past President

Committee Members

Jim Amen Amen Real Estate

Karen Berkovitz

Lyon RE Downtown Keveron L Bryant Bryant Gonzalez Real Estate

Katie Butler Better Homes and Gardens RE

Lori Logan Better Homes and Gardens RE

Patti Martinez Lyon RE LP

Amy Morris Lyon RE Downtown Sean Palmer

Palmer Real Estate

Yuri Ramirez-Villanueva

eXp Realty of California Inc.

Tyson Redmond RE/MAX Gold Sierra Oaks

Rico Rivera Guide Real Estate

Breeze Singh HomeSmart ICARE Realty

Paula Swayne Dunnigan, REALTORS

Cynthia Woods

Galster Real Estate Group

2022 Sacramento Association of Realtors
2 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022

10 Ways to impress buyers before they walk inside

Homes are selling at a faster rate now than they have in the past two years – and you may be thinking is time for you to put your home on the market.

Buyers are making the most of record-low interest rates. Weary of being cooped up during this pandemic and the cold of winter. They are ready to take the next step in buying a new home.

Inventory is low and that is why prices are on the march. So, if you want to be first out of the gate for the spring selling season, now is the time to start planning how you will make a great first impression with buyers.

The first time a buyer might see your home is as a photo of the exterior posted on a property website. That image must be real eye-catcher – pretty enough to persuade them to drive over for a viewing.

When they arrive, it is your curb appeal that is going to set the tone for everything else they will experience.

So, if you want to maximize the value of your home, it is a great idea to focus on the front yard and exterior of your home. A great front yard can lift your home value.

TIP-TOP CONDITION

It is essential buyers find the

frontage is well maintained. Make sure the windows and sills are in good condition and repaint if needed. Check and inspect the guttering and downpipes. Make sure the gutters are clear of leaves.

GO GREEN

Make sure the lawn is tidy as we move into spring. If you can, keep it mowed regularly during the listing period. Add mulch on the flowerbeds to zap unsightly weeds. Trim the hedges.

MAKE IT TIDY

Put away the hose, tools, toys, and furniture that might usually litter the yard. It is probably a good idea to retire any gnomes, at least while your home is on the market! Sweep the paths of leaves.

WINDOW DRESSING

Keep plants away from the windows. You do not want to reduce natural light that flows into your home, especially in winter. Light serves to make the

interior feel larger.

ADD CHARACTER

If you fear your front garden lacks a focal point, consider planting a mature tree as we head into spring. This can change a buyer’s perception of your home and potentially add thousands of the dollars to its value.

PRIVACY MATTERS

An element of seclusion and mystery from the street leaves

buyers wanting to know more. Plants bushes or a mature hedge if possible. Privacy from neigh bors and passersby has real value.

CREATE COLOR

Adding annuals will add a little color and sass to your flowerbeds and get you into the mood for spring. And one of the cheapest and easiest moves is to paint your front door a bright, color. It is really in fashion right now and leaves a lasting impression.

THE PATH MOST TRAVELLED

Pressure-wash your garden path and driveway. Check them for surface chips and cracks and get them repaired.

SHED SOME LIGHT

Install new, modern lighting at the front door and on the porch and turn them on for viewing

JUST ADD TECH

Buyers are always impressed by home security, automated gates, and the latest in locking mechanisms for your door. Consider installing a sprinkler system if you do not already have one.

Tips for Your Final Walkthrough

As a buyer, one of the final things to do before getting the keys to your new home will be your final ‘walkthrough’. So, what are some of the things you should know before you do? Here are a few things I share with my clients:

1. Scheduling your final walkthrough.

The final walkthrough is typically done about one week before the closing date, but sometimes it can be done as little as 24 hours before closing.

2. Why is it necessary to do a final walkthrough?

The point of the walkthrough is to make sure the home is still in the same condition as it was when you made the offer. You will want to make sure all the major appliances and fixtures are still in place and that the home hasn’t fallen into disrepair.

3. What should you bring.

Generally, a copy of the home inspec tion and a checklist of things you want to

make sure you check up on are all that’s needed. Any red flags found during the home inspection should have been fixed by now, but you will still want to give the home a thorough once-over to check for any lingering issues.

4. Things should you check on during the walkthrough.

Verify that everything is working properly. This includes all the light fixtures, major appliances (including the heating and air conditioning), faucets, garbage

disposal, and toilets. Be sure to check all of the windows and doors to make sure that everything is in working order. Overall, you want to make sure that the home is still in the same or better condition as it was during your previous visits. Be sure to walk around the outside of the home to make sure that no exterior damage has occurred since your initial visits.

Once you are satisfied with the condition, your walkthrough is complete and you will be ready to seal the deal. Be sure to share any concerns you have with your real estate agent.

3September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club

Patty Baeta

Coldwell Banker Realty

916-806-7761

www.PattydBaeta.com DRE# 00714357

Viki Benbow

Coldwell Banker Realty

916-284-7133 viki@bikibenbow.com DRE# 00356708

Annette Black

Lyon Real Estate

916-826-6902

ABlack@golyon.com DRE# 00802727

Reneé Catricala

Compass 916-203-9690 renee@reneecatricala.com DRE# 01077144

Idelle Claypool

Lyon Real Estate

916-730-8895

www.IdelleClaypool.com DRE# 01097766

Vivian Daley

Lyon Real Estate

916-849-7314

vdaley@golyon.com DRE# 00475888

Laurel Davies

Century 21 Select Real Estate Inc. 916-952-6813 mizlaurel@aol.com

DRE # 01049869

Barbara Frago

Lyon Real Estate

916-425-3637 www.BarbaraFrago.com DRE# 00580837

Angela Heinzer

Coldwell Banker Realty 916-212-1881 angela.heinzer@yahoo.com DRE# 01004189

Rhonda Holemen

Lyon Real Estate

916-296-8886

www.RhondaHolman.com DRE# 01189785

Jim Jeffers

Lyon Real Estate 916-730-0494 jjeffers@golyon.com DRE# 00768740

Brian Kassis

RE/MAX Gold 916-539-9555 brian@teamkassis.com DRE# 00989626

Valerie & John Klinefelter

Lyon Realty Estate

916-847-7653 kvlinefelter@golyon.com DRE # 00790853 & DRE #00644508

Gloria Knopke

Lyon Real Estate

916-616-7858 gknopke@GoLyon.com DRE# 00465919

Suzie Kuwabara-Parker

Cook Realty 916-768-8494

Susie@cookrealty.net DRE# 00833025

4 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022

Nick LaPlaca

BHHS Drysdale Properties

916-764-7500 www.nicklaplaca.com

DRE# 00842218

Jon Nastro Keller Williams Realty

916-405-5757

Jon@Nastroteam.com

JonNastroSellsHomes.com DRE# 00969663

Sue Olson

Coldwell Banker Realty 916-601-8834 www.LandParkHomes.com DRE# 00784986

Kim Pacini - Hauch

RE/MAX Gold 916-204-8900 www.KimPacini.com DRE # 00997109

Nancy Reid & Rich Price Reid & Price Properties

916-485-7686 reidprice@comcast.net DRE# 10195153

Judy Schoer

Judy Schoer Realtor

916-966-2221

JudySchoer4Homes@aol.com DRE # 00513104

Dee Schwindt

Coldwell Banker Realty 916-704-0718 www.CallDeeFirst.com

DRE# 00498850

David Sirsi

eXp Realty of California Inc. 916-425-2502

DRE# 00654342

Paula Swayne Dunnigan, Realtors 916-425-9715

Paula@PaulaSwayne.com

# 01188158

Goree

01077927

Real

Sheila VanNoy

Dunnigan, Realtors 916-505-5395 www.sheilavannoy.com DRE# 00924678

Zoritha
5September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club
www.DavidSirsi.com
DRE
Thompson
& Thompson
Estate, Inc. 916-601-7653 GoreeandThompson.com DRE#
Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022 OUTSTANDING LIFE Riverpoint Realty 916-225-0707 www.JulieBurks.com DRE# 01019816OUTSTANDING LIFE Riverpoint Realty 916-508-3376 LindaB4RE@aol.com DRE# 00916673 OUTSTANDING LIFE OUTSTANDING LIFE AngelaAdamsRealtor.com DRE# 1257698 OUTSTANDING LIFE DRE# 00443547 OUTSTANDING LIFE steffan@steffanbrown.com DRE# 01882787 OUTSTANDING LIFE Better Homes Realty 916-600-1300 TeresaChapo@gmail.com DRE # 01350489 OUTSTANDING LIFE 916-698-4646 www.EagleRealty.org DRE# 01037048 OUTSTANDING LIFE Cook Realty 916-768-9360 trey@cookrealty.net DRE# 00999899 OUTSTANDING LIFE Bill Bonner BHHS Drysdale Properties 916-320-1888 www.PocketAreaHomes.com DRE# 00692245 OUTSTANDING LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS®
7September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club OUTSTANDING LIFE G Better Homes Realty CA Gold 916-899-7373 www.GHRGold.com DRE# 00932673 OUTSTANDING LIFE L Lillian Fulton Real Estate 916-485-5459 Lilly@ListedByLilly.com DRE# 01142756OUTSTANDING LIFE Maggie Lyon Real Estate 916-996-8050 mfrisch@golyon.com DRE# 01000718 OUTSTANDING LIFE 916-812-9580 JanDetrickRealEstate.com DRE# 01208861 OUTSTANDING LIFE kdunnigan@golyon.com DRE # 00591860 OUTSTANDING LIFE 916-870-3615 DElliot@GoLyon.com DRE#702950 OUTSTANDING LIFE Michelle Lyon Real Estate 916-541-0540 mgallagher@golyon.co DRE# 01382218 OUTSTANDING LIFE Coldwell Banker Realty 916-224-9580 Robyn@DeLongTeam.com DRE# 01265995OUTSTANDING LIFE Mark ennaro Coldwell Banker Realty 916-849-4810 mark@markdrealty.com DRE# 01394970OUTSTANDING LIFE T Lyon Real Estate 916-698-9970 TCurry@GoLyon.Com DRE# 01375328 OUTSTANDING LIFE www.CindyDunnett.com DRE# 00359354 OUTSTANDING LIFE Judy Cuong & Samantha Tov Portfolio Real Estate 916-947-4312 SamanthaTov@gmail.com DRE# 01258764 OUTSTANDING LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS® OUTSTANDING LIFE DRE# 00800308
8 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022 OUTSTANDING LIFE 916-203-7653 www.SacramentoHousing.com DRE# 00976286 OUTSTANDING LIFE Re/Max Gold 916-531-7124 TeamLund.com DRE # 01297999OUTSTANDING LIFE DRE# 01714895 OUTSTANDING LIFE L Better Homes & Garden Real Estate 916-759-3031 LoriLoganGroup@gmail.com DRE# 01232925OUTSTANDING LIFE BHHS Drysdale Properties 916-628-2843 Lynnluklee@gmail.com DRE# 01188377 OUTSTANDING LIFE 916-955-4744 Victoria@VPropertiesTeam.com DRE# 01701450OUTSTANDING LIFE Terrie Hunt River Ridge Realty 916-988-8880 RiverRidgeRealty.net DRE # 01213387 OUTSTANDING LIFE sindy@saconthemove.com DRE# 01483907OUTSTANDING LIFE facebook./derekshomes DRE # 01186031 OUTSTANDING LIFE SHarrold@GoLyon.com DRE # 00584122 OUTSTANDING LIFE 916-803-1628 meg@megheede.com DRE# 00755891 OUTSTANDING LIFE Mona Dunnigan, Realtors 916-247-9555 mona@monagergen.com DRE# 01270375 OUTSTANDING LIFE reenwood 916-712-4442 RGreenwood@GoLyon.com DRE# 01134887OUTSTANDING LIFE 916-224-5843 AGitt@GoLyon.com DRE#01132561 OUTSTANDING LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS® OUTSTANDING LIFE
9September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club OUTSTANDING LIFE D Coldwell Banker Realty 916-714-8108 dpennisi@cbnorcal.com DRE # 01179964 OUTSTANDING LIFE 916-600-2039 mark.peters@cbnorcal.com DRE# 01424396 OUTSTANDING LIFE OUTSTANDING LIFE International Realty 916-247-1303 Lisa@ParagaryMillerTeam.com DRE # 01196924 Kelly@Pleasantrealestategroup.com DRE # 01906675 Scott Palmer Real Estate 916-838-0313 Scott@ScottPalmerrealrstate.com DRE # 01326834 OUTSTANDING LIFE Cook Realty 916-628-8530 TNovoa@CookRealty.net DRE # 01798897 OUTSTANDING LIFE Michael Onstead Michael.Onstead@CBNorcal.com DRE # 01222608OUTSTANDING LIFE Carolyn McConnell Coldwell Banker Realty 916-296-2025 C.McConnell@sbcglobal.net DRE # 000694292OUTSTANDING LIFE 916-768-3157 PMartinez@golyon.com DRE # 000588974 OUTSTANDING LIFE Wendi Reinl Coldwell Banker Realty 916-206-8709 WendiReinl.com DRE # 01314052 OUTSTANDING LIFE DRE# 01421277 OUTSTANDING LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS®
10 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022 OUTSTANDING LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS® OUTSTANDING LIFE sabra.sanchez@cbnorcal.com DRE#01820635OUTSTANDING LIFE roza@saconthemove.com DRE# 01365413OUTSTANDING LIFE L Lyon Real Estate 916-996-8877 LRothfels@GoLyon.com DRE# 01726096 OUTSTANDING LIFE Brandon hepard The Residence Real Estate Group 916-479-1936 BShepard2@sbcglobal.net DRE#01701893 OUTSTANDING LIFE OUTSTANDING LIFE RE/MAX Gold 916-798-7679 HelenTarasco@yahoo.com DRE# 1302455OUTSTANDING LIFE kellie@kellieswayne.com DRE# 01727664OUTSTANDING LIFE streng@StrengRealty.com DRE # 195517762

Victoria Witham Witham

01913021

Linda

Dunnigan, Realtors 916-802-8042

LindaWood@DunniganRealtors.com

01129438

11 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022 OUTSTANDING LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS® OUTSTANDING LIFE
Real Estate 916-718-1751 Victoria@WhithamRealEstate.com DRE#
OUTSTANDING LIFE 916-230-3778 Athielen@golyon.com DRE # 01227077 OUTSTANDING LIFE Stonebrook Realty Group 916-601-9225 Stonebrook Realty Group.com DRE # 01090512 OUTSTANDING LIFE cwilliams@cbnorcal.com DRE# 01122760OUTSTANDING LIFE DRE# 00773532 OUTSTANDING LIFE
Wood
DRE#

Lyon

916-607-7600

Karen@golyon.com DRE# 01153889

LIFE

Katie

Better

916-616-2856

Katie@sacdreamhome.com DRE# 01938846

916-769-3694

01025678

Lyon

916-591-9999

00498200

12 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022 LIFE MEMBER eXp Realty of California Inc. 916-400-0000 Amir@Cackovic net DRE# 01484623 LIFE MEMBER info@guzmanrealestate.net DRE # 01293275 LIFE MEMBER
Real Estate
Cbcaminiti@gmail.com DRE #
LIFE MEMBER April Cooke eXp Realty of California Inc.
www.CallAprilCooke.com DRE#
LIFE MEMBER www.BryanTFinkel.co DRE# 01895228 LIFE MEMBER littleres.com DRE# 01437284 LIFE MEMBER F ou-Dizon Homestead & Afargo Real Estate 916-437-9198 fridaleen@homesteadreca.com DRE01724281 LIFE MEMBER Jared Cartwright Coldwell Banker Realty 916-936-0090 Jared@JaredCartwright.com DRE# 01979225 LIFE MEMBER Karen Berkovitz
Real Estate
MEMBER
Homes and Gardens
LIFE MEMBER Keisha Kee athews Mathews & Co. Realty Group 916-370-1803 Keisha.m.mathews@gmail.com DRE# 01439130 LIFE MEMBER M Coldwell Banker Realty 916-705-2298 Mark.Delgado@CBNorcl.com DRE# 01411594LIFE MEMBER Tim Comstock Coldwell Banker Realty 916-548-7102 tim.comstock@cbnorcal.com Cal DRE# 01879462 LIFE MEMBER Veronica Hunter Coldwell Banker Realty 916-398-0128 soldbyv@gmail.com DRE# 01905685 LIFE MEMBERS MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS®

LIFE MEMBERS MASTERS CLUB

REALTORS®

LIFE MEMBER

Jerry

eXp Realty of California Inc. 916-223-1349

JerryRiveraRealtor.com DRE# 01376115

LIFE MEMBER

Coldwell Banker Realty 916-792-9462 Karene.Schneider@Cbrealty.com DRE # 01446051

What are the differences between real estate agents and brokers?

Real estate transactions often involve significant amounts of money. As a result, it’s common for both buyers and sellers to enlist the services of a host of professionals with real estate experience.

Both buyers and sellers may work with real estate agents and/or real estate brokers en route to buying or selling their homes. Agents and brokers are not one and the same, and there are some important distinctions between the two.

Real estate agent

According to Realtor.com, real estate agents are professionally licensed individuals who can help both buyers and sellers. Agents also may help property owners rent their homes. The amount of training real estate agents need to earn their licenses varies by state. Once individuals finish their required training, they must take a written exam that tests their knowledge of federal real estate laws and general principles as well as the laws specific to the state in which they want to become licensed. Only after passing this exam do individuals become recognized real estate

agents. Investopedia notes that achieving agent status is the starting point for most real estate professionals.

Real estate broker

Real estate brokers are those profes sionals who have continued their education past the agent level and obtained a

broker’s license. Each state has its own requirements in regard to becoming a licensed broker, but education and examinations are necessary regardless of where a person lives.

Realtor.com notes that the extra course work to earn a broker’s license focuses on various topics, including ethics, contracts,

taxes, and insurance. Agents may learn about these topics as well, but coursework for prospective brokers goes into more depth than it does at the agent level.

Brokers also will study and learn about legal issues in regard to real estate. The legal issues brokers may learn about include brokerage operations, real estate investments, construction, and property management. Requirements vary, but Re altor.com notes that brokers often must work as licensed real estate agents for no less than three years before they can earn their broker’s license.

There is more than one type of real estate broker. Principal/designated bro kers oversee all agents at a given firm and ensure the agents act in compliance with all real estate laws. Managing brokers tend to focus on the hiring and training of agents. Associate brokers have their broker’s license but work directly under a managing broker.

Real estate agents and brokers can help buyers, sellers and investors successfully navigate real estate transactions, and each can serve their clients in different ways.

LIFE MEMBER LIFE MEMBER ASSOCIATION
13September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club
LIFE MEMBER
SACRAMENTO
OF

Margo Reid Brown

Lyon Real Estate

916-716-8713

MBrown@goLyon.com

DRE# 02031538

Sarah

Lyon

Sillinik@golyon.com

DeWana L. Hale

Reali. Inc

916-410-0794

RealtorDewana@gmail.co

DRE# 01854662

Jonathan Lee

Portfolio Real Estate

916-701-3366

Jonathan@PortfolioRE.com

DRE# 02091184

Ricky He

Grand Realty Group

916-801-9607

Ocfarm.rh@gmail.com

DRE # 02073496

Kinship

Rosas

916-892-1261

14September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club MEMBER ww.BruceRddick.com DRE # 01814263 MEMBER www.Lisannsellshomes@gmail.com DRE # 01213030 MEMBER noelle@noellemccrea.com DRE # 02040652 MEMBER DRE# 02013954 MEMBERMEMBER
MEMBER
MEMBER
MEMBER
MEMBER Brandon Lower Big Block Realty North 916-812-0209 Lower.Brandon@gmail.com DRE#02033008 MEMBER Jenny
Real Estate
jenny@kinshipre.com DRE#02049715 MEMBER
Illinik
Real Estate 916-469-4853
DRE # 01368453 MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS® MEMBERS

2 Reasons Working with an Agent Benefits You

One of the first decisions will you have to make when you are looking to buy or sell a home is whether or not you will hire a real estate agent. In nearly every case, the correct decision is to hire a qualified professional to help you during your property search and sale. Working with an agent has countless benefits, from providing you with financial advantages to ensuring that you have peace of mind throughout the entire buying or selling process.

1. Real estate agents know the ins and outs of your target market.

An experienced real estate professional will know more about the different neighborhoods in an area

than anyone else. They will know the general market trends of an area, letting you know if a particular property is a good deal or if its list price is too high for the area. They will also be able to offer insight on the area’s schools, job market and community amenities.

When selling your home, your real estate agent will be able to market the property toward your tar get demographic, helping you find more interested parties than you would have been able to find on your own. This can help to facilitate a quick sale at a good price.

2. An agent will be able to set up showings on

your behalf.

If you are selling your home, you might not want to spend hours each day showing it to potential buyers. Your real estate agent will be able to book showings and show the home on your behalf, cutting down on the amount of time you will have to commit to selling your home.

If you are looking to buy a home, having an agent to set up appointments for you to explore potential properties can be a huge weight off your shoulders. Having someone else do the legwork and manage the schedule can help free up your time for other commitments.

15September 2022 • www.valcomnews.com • A special advertising section published by Valley Community Newspapers • Masters Club MASTERS CLUB SACRAMENTO ASSOCIATION OF REALTORS® MEMBERS For more information on this special advertising section, contact Linda Pohl 916-524-9184 | linda@valcomnews.com
16 Masters Club • A special advertising section published by Valley Community Newspapers • www.valcomnews.com • September 2022 Home prices are falling of homes are on the market Means for Buyers! ing power riendly terms can shop around of homes are on the marketJoin the Club E d u c a t i n g Y o u . M o t i v a t i n g Y o u . S a c r a m e n t o R e a l E s t a t i n g Y o u . Welcome Back Buyers! www.joinclub100.com

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