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Etymology
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Vol. XVII Issue 29
the loose-fitting underwear worn by women. Today the phrase “don’t get your knickers in a bunch!” means to calm down.
A PUMPED-UP PRODUCT
• In the early 1900s, seven Italian brothers moved to California. All were engineers, and they set up a firm which they named after themselves. They produced aviation equipment, until their mother became worried about the risks of flying and insisted they produce something safer. They then switched to developing agricultural pumps used in irrigation, and soon became leaders in the industry.
El Paseo Exchange c/o Michael Jacobs BZ BW 13x DUTCH PANTS October 4, 2020 • Vol. - No.Washington 41 • 16 Writer Irving, best known for short ADVERTISING PROOF stories such as “Rip Van Winkle” and “The • Eventually the second generation of the family MON., JULY 5 Legend of Sleepy Hollow,” had a friend named al Changes DUE: 5:00 p.m.. took over operations. One of them, named Herman Knickerbocker. When Iving wrote a w carefully. Double check: Phone Number(s) Spelling Prices Hours Candido, had a son named Ken who was (Answers on page 12) satirical book called “A History of New York” stricken with rheumatoid arthritis and needed your Tidbits representative immediately with changes or corrections. he borrowedS!hisN!friend’s last name as his nom to regularly receive hydrotherapy baths at the E OPE WE WANT YOUR WE WANT YOUR 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 de plume, YDiedrich Knickerbocker. hospital. Candido decided to hook up one of E E’R W their agricultural pumps to a bathtub so his son • Irving placed an escalating series of “missing could be treated at home. person” ads in various New York newspapers just before the book’s publication. The ads • In 1956 the company began to market this stated that We prominent Dutch historian Diedrich therapeutic device to hospitals. In 1968 Roy Buy, We Buy, Gold, Sell & Trade Knickerbocker had gone missing from his hotel CDCwas a third generation family member who 760-779-8778 760-779-8778 Sell & Trade Valuables Silver Health Valuables where he’d been writing a book. Exchange Guidelines headed their research division. Searching for El Paseo Exchange El Paseo Consignments & Coins Consignments Mike Pendley Construction Enforced Gold, Silver 73-255 El Paseo 73-255 El Paseo expanded uses for the company’s products, • The urgent& Coins ads, purportedly placed by the 16th pg, BW,Across 6x from Armando’s Across from Armando’s he decided to market their therapeutic bathing hotel manager, threatened to publish KnickerJuly 11, 2021 • Vol. 17 - No. 29 device to the leisure and fitness market. bocker’s manuscript in an effort to receive reimbursement for the unpaid hotel bill if • He designed a tub with whirlpool jets built CLIP AND SAVE Property of ADVERTISING PROOF AdVenture Media, Inc. Knickerbocker never returned. Curious New in, displaying it at county fairs and trade Final Changes DUE: 5:00 p.m.. Yorkers followed this story closely, and when t shows. By 1970 sales were strong enough to xperNumber(s) ease review carefully. Double check: E Phone Spelling Prices Hours ADVERTISING PROOF the book I do it ALL. Property of was released it was a huge success. warrant the design of a larger model that could Contact your Tidbits representative immediately with changes or corrections. FREE o Monday, 6/28/21 AdVenture Media,VInc. Final Changes DUE:several o job to N of Coachella alley accommodate people. Filters and 5:00 water p.m • Many of the illustrations in the book showed Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 The Neatest Little Paper Ever Read Please review carefully. Double check: Phone Number(s) Spelling Prices small ! 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MP Construction Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 name, which is now a generic term for a hot tub Property of FREE Estimates •AdVenture Affordable Prices 15% OFF • Later, all New Yorkers were collectively called Media, Inc. with jets - Jacuzzi. □ DISCOUNT Call Call Mike Mike with this ad TODAY! Knickerbockers, later shortened to Knicks. This TODAY! 760-620-9795 Exp. 7-31-21 Women’s Licensed • Bonded • Insured • Referrals Upon Request Lic #809661 Glossy is -why the NewBoutique York NBA team was dubbed FREE 1/8 pg. BW 13x of Coachella Valley the New York Knicks. Knickers also denoted The Neatest Little Paper Ever Read April 11, 2021 Vol. 17 - No. 16 Phone: 760.320.0997 Fax: 760.320.1630
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Mt. Everest (from page one) in at 29,017 feet. An earthquake in 2015 may
have changed its height. The officially accepted height remains today at 29,029 feet. TRAGIC TREK
• In 1924, George (“because it’s there”) Mallory and his climbing partner Andrew Irvine were part of an expedition attempting to complete the first ascent of Everest. They were last seen on June 8 just below the summit making steady progress. Shortly after, they disappeared, leaving behind a mystery for the ages. Did they actually reach the summit? Did they perish on the way up, or on the way down? No one knows. • In 1999, a team of climbers discovered Mallory’s remains high on the slopes of Everest. The body did little to reveal whether or not he actually reached the top, and unfortunately the team’s camera was not found amongst his gear. It is believed that Irvine was actually carrying the camera when they made their ascent and, if found, the device could hold the photographic evidence of their success or failure. To date, Irvine’s body has not been found, but if it is ever uncovered it could potentially change mountaineering history. Experts at Kodak say that the camera film, if recovered, could still be successfully developed.
Page 3
Renowned for their climbing skills, they possess both of his legs due to frostbite after being exceptional hardiness and endurance at high trapped on a mountain in a blizzard for 13 days altitudes. Sherpas act as guides and porters, and in 1982. Nonetheless, he summited Everest in do everything from carrying the gear to setting 2006, the first double amputee to do so. up the camps. They secure climbing routes, fix • The first blind person to reach the summit was lines, ferry supplies and guide clients to the top American Erik Weihenmayer in 2001. of Everest and other Himalayan peaks. Most Mt. Everest: Turn to page 11 climbers could not complete these treacherous ADVERTISING PROOF climbs were it not for their vital assistance.
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from the south side. In the same year, Tibetan Office: 760-320-0997 email: valleybits@msn.com Fax: 760 1. How much less oxygen is there Pando became the first woman to climb from at the top of Mt. Everest the northern slope. than at sea level? • 635 women have successfully reached the ADVERTISING PROOF summit, with several accomplishing the feat Shopare 2. Blade During what month Final Golden Changes DUE:Barber 5:00 p.m.. more than once. c/o Gene Peebles most summits made due Spelling Prices Hou Please review carefully. Double check: 760-905-1441 Phone Number(s) • Mountain guide Lhakpa Sherpa of Nepal holds BZ 4C to 6xless windimmediately and littlewith snow? Contact your Tidbits representative changes or corrections. the record for most summits by a woman, June 13, 2021 Vol. 17 - No. 25 Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 (Answers page 12) having summited nine times. ADVERTISING PROOF
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record of summiting at the age of 70 in 2003. efully. Double check: Phone Number(s) Spelling Prices Hours Brian 333Henderson So. Indian Canyon Dr. -- Suite C Palm Springs Final DUE: 5:00 He also was the first person to ski down EverestChanges • The first summit victory on Everest was 1/12 pg BW 26x disc. 760.799.6566 --or-760.641.5202 Please review carefully. Double check: Phone Number(s) Spelling Pr in 1970. His summit of Everest earned him a recorded by New Zealander Sir Edmund Tidbits representative immediately with changes or corrections. HOURS: Tue - FriVol. 9-5 ● 17 Sat 9-4 ● Closed Revised 3-21-21 - No. 13 Sun & Mon spot in the Guinness Book of World Records. Hillary and Tenzing Norgay in 1953. Contact your Tidbits representative immediately with changes or corre 20-0997 email: valleybits@msn.com Fax: 760-320-1630 m.. • The youngest person to summit is Jordan • As of February 2021, 5,788 different climbers ADVERTISING PROOF Hours Office: 760-320-0997 email: valleybits@msn.com Fax: 760Romero of the U.S., who reached the top in have reached the Everest summit. Not included DID YOU ENROLL IN THE RIGHT s. Changes DUE: p.m.. Property of 2010 at the age of 13. Romero also holds the in that total are the number of people who have 5:00 630 AdVenture Media, Inc. arefully.succeeded Double check: Phone Number(s) Spelling Hours recordas the youngest person to reach the morethan once, which would put Prices highest peaks of all the seven continents, which the total at over 6,000. Property of our TidbitsTransportation representative immediately with changes or corrections. AdVenture Media, Inc. Cardiff he achieved at the young age of 15. FREE For ? • Most of the people who have summited multiple of2021 Coachella Valley 0-320-0997 email: valleybits@msn.com Fax: 760-320-1630 c/o Renee Rizzi 760-568-1403 The Neatest Little Paper Ever Read times are Sherpas, an indigenous Nepalese • Today there are rules in place dictating that you It’s not too late to change! Let work with you to Phone: 760.320.0997 Fax:me 760.320.1630 FREE 16th pg. BW 6x Disc. Rate valleybits@msn.com find the RIGHT supplement plan for your specific situamust be 16 or older to climb from the Nepal people numbering around 150,000, who have Phone: 760.320.0997 Fax: 760.320.1630 tion. I have over a decade of experience making it easy July 11,dwelt 2021 inVol. 17 No. 29 valleybits@msn.com side and between 18 and 60 on the Tibetan side. these mountains for generations.
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• The fastest time for an Everest summit from the South Side in Nepal is currently held by Lakpa Gelu Sherpa who managed to go from base camp to the top in just 10 hours and 56 minutes in 2003. Lakpa spent a few minutes on the summit enjoying his accomplishment before turning back, completing the round-trip journey in just 18 hours, 20 minutes.
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Vol. XVII Issue 29
cause of the number of accounts, but rather the cardholder’s utilization rate. Your utilization rate is the ratio between ® how much credit you have available and how much of that available credit you have used over by Mary Hunt the billing cycle. Ideally, you should never be using more than 30% of your available credit on any one credit card account, as well as your total credit utilization ratio across all of your cards. The lower your utilization rate, the better. Your utilization rate weighs heavily in determining your credit score. To determine your utilization rate expressed as a percentage, divide the total amount you have charged on one card Dear Mary: I’m a few months from my ® and not yet repaid by its total credit limit. If you Medicare birthday, when I’ll turn 65. I have owe $500 on one of your accounts and it has a had a high-deductible by Mary Hunt health savings account $2,000 credit limit, figure it out like this: $500 / qualified insurance plan for more than 10 $2,000 = .25, or 25%. years. Furthermore, let’s say that you have four The health savings account has a other credit card accounts all at $0 balance with decent balance of nearly $15,000 because a $2,000 credit limit each. Credit scoring looks I’ve enjoyed good health and few medical at the utilization rate of each account, as well as expenses. My question: Can I keep my health your total usage across all the accounts. savings account once I’m on Medicare? Using my examples above, the total -- Gordon usage is $500 and the total available credit is Dear Gordon: That’s an interesting ques- $10,000. The math: $500 / $10,000 = .05, or 5%. tion, and it sent me into a research scurry. Here’s That’s almost perfect! Now back to your specific question. If you what I’ve learned: Medicare isn’t a high deducthave five credit card accounts all at $0 balance, ible health plan, which is the number one reyour utilization rate is 0%. If you have one credit quirement for a health savings account, or HSA. card account with a $0 balance, your utilization That means that once you are on Medicare, you rate is still 0%. will not be eligible to contribute to an HSA. But My advice is that you’ll be good to close there is no problem if you keep an existing HSA up to four of these accounts once they reach or withdraw from it for medical expenses. $0 balance. Just make sure that you keep the Here’s the bottom line: Once you are on credit card account you’ve had for the longest Medicare, you can have an HSA and withdraw time because credit scoring gives points for the the funds to cover medical-related expenses. length of time you’ve had an account. Then, be You just can’t put more money into it. Hope that very careful how you use that account -- even if helps! you’re always careful to pay it down to $0 every month. Dear Mary: I have been following your I cannot guarantee that you won’t see “Debt-Proof Living” plan for longer than five your credit score dip upon closing accounts, but years now, and I’m down to my final payit should be slight, and then you’ll see it bounce ments to becoming debt-free! My question: I ADVERTISING PROOF back in short order. have five credit cards and the last one will be * * * WED., MAR. 22 paid off in December. What do I do with them
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* “Bonobo,” the common name for apes, was a typo. Researchers are said to have first found the animals in the town of Bolobo, Zaire, but misspelled the town’s name as “Bonobo” on the crate in which one was shipped, and the error stuck. * Are you a fan of coffee breaks? Then you’ll want to head to Stoughton, Wisconsin, for their annual Coffee Break Festival, featuring coffee tastings, “brewoffs” and -- seriously -- bean-spitting contests. Next one’s in August. * The world’s largest padlock measures an impressive 56.8 inches tall, 41.3 inches wide, and 10.2 inches deep, and weighs in at 916 pounds. Sorry, we don’t know what it was built to protect ... * One of the earliest known vacuum cleaners was so large that it had to be hauled via a horse-drawn carriage. Giant hoses were inserted into customers’ windows while a gas-powered motor sucked dirt into a glass container for the shock and awe of onlookers.
Medicare & Health Savings Accounts; Closing Credit-Card Accounts Everyday CHEAPSKATE
* You can thank the American armed forces for the first McDonald’s Drive Thru, which made its debut in Sierra Vista, Arizona, near the Fort Huachuca military installation. Rules prohibited soldiers from wearing their uniforms in public, and no one wanted to switch to civvies just to grab a burger, so restaurant manager David Rich cut a hole in the wall, allowing them to pick up their orders without leaving their vehicles. Not surprisingly, the idea quickly caught on Final Changes DUE: 5:00 p.m.. Mary invites questions and comments at with the general public. then? I really don’t want that many credit Please review carefully. Double check: Phone Number(s) Spelling https://www.everydaycheapskate.com/contact/, Prices Hours “Ask cards for fear of identity theft, let alone the Mary.” Tips can be submitted at tips.everydaycheapTidbits representative immediately withheard changes or skate.com/. corrections.This column will answer questions of * The next time someone tells you Contact your temptation of using them, but I have they’re sweating like a pig, they’re actuinterest, but letters cannot be answered Office: 760-320-0997 email: valleybits@msn.com Fax: general 760-320-1630 that closing the accounts will affect my credit ally lying (though, we’re sure, unintenindividually. score. What do you suggest? -- Debbie tionally!): Pigs are born without sweat glands, hence the need for a nice mud Dear Debbie: What fantastic news! I am puddle to cool off in. so proud of you. This&isLoan a hugePROOF accomplishment. ADVERTISING Desert Jewelry Mart *** As for your question about closing credit 1/12 pg 4C 26x rate Thought for the Day: “The beauty of Changes Final DUE: 5:00 p.m.. card26, accounts, you13 are right13in a way. Doing so nature has been one of the great inspiraMarch 2017 Vol. No. Please review carefully. Double check: Phone Number(s) Spelling Prices Hours can ruin a person’s credit score; that’s not betions of my life.” -- Jim Henson
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approximately 1.2%, meaning that if you try government for the permit. High-end Please luxury review carefully. Double check: Phone Number(s) Spelling to climb Everest, you have about a one in a packages also include up to five Sherpa guides Contact immediately hundredrepresentative chance of dying along thewith way.changes or c for each mountaineer to meet customized needs your Tidbits Office: email: such as an unlimited supply of oxygen tanks,760-320-0997 • The death rate priorvalleybits@msn.com to 1999 was 14.5% but theFax: 7 more comfortable tents, and even hot showers. rate after 2000 fell to 1.2%, primarily due to better gear, more accurate weather forecasting, • However, most expeditions have a 1:1 ratio of and more people climbing with experienced trekkers to hired Sherpas. During the spring commercial operations. season, a Sherpa guide can pocket about $4,000 to $6,000 -- in a country where the average Fran • In Jacobs 2014, aCounseling 7.8 magnitude earthquake triggered monthly wage is less than $200. It’s extremely Bsns anADVERTISING avalanche killed 16 Sherpa Card BW at 6xbase disc.camp that PROOF hazardous work that involves setting up and Final and and17injured far the June 27,climbers 2021 DUE: Vol. - No. 2761. It is thus5:00 Changes p.m.. taking down some 40 ladders and hauling more Please review carefully. Double check: Phonein Number(s) Spelling Prices Hours ADVERTIS worst Everest disaster history. □ PROOF ADVERTISING than seven miles of sturdy nylon rope. A cookContact your Tidbits representative immediately with changes or corrections. Final Changes DUE: Final Changesemail: DUE: at base camp can earn around $2,000, while Office: 760-320-0997 valleybits@msn.com Fax: 760-320-1630 5:F Please review carefully. Double check: Please review carefully. Double check: Phone Number(s) Spelling unskilled porters hauling supplies make about Please re ADVERTISIN ADVERTISING PROOF $1,000 per season. Contact your Tidbits representative Contact your Tidbits representative immediately with changes or c
TREK TO THE TOP
• There are 18 ways to get to the top of Everest, but only two routes are typically used. From Nepal there’s the Southeast Ridge, the line created by Tenzing Norgay and Edmund Hilary in ADVERTISING 1953. From Tibet, it’s PROOF the North Ridge, Con Tues., 6/25/19 Final Changes DUE: p.m.. • The Ministry of Tourism in Nepal reported Final Changes DUE: Office: 760-320-0997 email: va where George Mallory disappeared 5:00 in 1924. Final Changes DUE: 5:00 p7 Office: 760-320-0997 email: valleybits@msn.com Fax: Final Offi Please review carefully. Double check: Phone Number(s) Spelling Prices Hours Please review carefully. Double check: Phone Almost twice as many expeditions start from ● One-on-One ● Spouses ● Couples ● Concerned Others collecting $5.2 million in 2018 for permit fees. Please review carefully. Double check: Phone Number(s) Spelling Prices Please review c Contact your Tidbits representative immediately with changes or corrections. CA Substance Abuse Certified Counselor the Nepal side than from the Tibet side. The worst income years for Everest were 2014, Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Contact your Tidbits representative immed 30 Years Professional Experience Contact your Tidbits representative immediately with changesLDR or correcti Contact y Const when an avalanche killed 16 Sherpas; 2015, • Each has its own base camp, with the one in Office: 760-320-0997 email: valleybits Jacobs Counseling Office: 760-320-0997 Fran email: valleybits@msn.com Fax: 760-320 Office: 760 1/16 pg. 4C when an earthquake devastated Nepal killing Tibet being at 16,900 feet and the one in Nepal LDR Construction Svcs. 760-408-9126 LD over 9,000 locals including 21 on Everest; and Dodisc. you believe someday life will begin? at 17,589 feet. There are five camps from Tidbet 1/16 pg. 4C 26x 1/1 Fran addresses all addictions on a personal level. the effects of the 2020 Covid pandemic. at higher elevations, and four from Nepal. MarchA) 18, 2018 Vol. 14 - No. 12 Ma ADVERTISING PROOF • Everest treks are big business. Tour companies THE CLIMB charge visitors $30,000 to $130,000 or nal Changes DUE: 5:00 p.m.. trek from start to finish takes about Enjoy the Outdoors • The average more to get permits, prepare equipment, find Ultimate Home Repairs Property of ew carefully. Double check: Phone Number(s) Spelling 40 Prices Hours days. The summit push normally takes place AdVenture Media, Inc. Business Card, 4c, 26x Discount Rate This guides, and ensure contingency planning. over an arduous four to five days round trip act yourincludes Tidbits immediately changes or corrections. Junerepresentative 30, 2019paid • Volume 15: Issue #27 $11,000 directly to thewith Nepalese from base camp.
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NEST HEADS
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Week of July 11, 2021
Tidbits of Coachella Valley
Page 7
NEXT WEEK in
Cody’s
TIDBITS SPELLS OUT SOME
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2.
1.
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Cheer Up theSunday Lonely Day Super Bowl National Pie Day National Pecan Boy Scouts Day World Cup Soccer National Pizza DayDay National Awareness Day National Shark Umbrella Day National Give Day Nat'l Don't Cry Something Over SpilledAway Milk Day Personal Chef's Day National Hug Day National Hot Dog Day World Radio Day
“Since this is an era when many people are concerned about ‘fairness’ and ‘social justice,’ what is your ‘fair share’ of what someone else has worked for?” --Thomas Sowell
Wuzzles solution Page 12
Dog Talk with Uncle Matty By Matthew Margolis
Creators News Service
The Writing on the Wall Sometimes it’s hard to see the writing on the wall. We’re too close to a situation to prioritize, make decisions and set boundaries. The following letters are from readers who stare at the writing on their wall and see only hieroglyphics. Sammo: “My girlfriend and I recently adopted Sammo, her parents’ 9-year-old Shar-Pei. He had become too much for them to handle and her father was ready to put Sammo down after he bit his wife -twice. We decided to adopt him since we did not see signs of aggression toward people during our time with him. “At a recent checkup, Sammo snapped at the vet. Sammo has already snapped at me twice. Last night, we were on the back porch and he was enjoying a treat. It was getting dark and my girlfriend got up to get Sammo some water. He growled and charged at her. He has not had any real training outside of housebreaking and learning how to sit. What should we do?” The writing on the wall: Sammo had bitten twice before they adopted him, and they knew this. He’s an aggressive dog that requires professional training and firm boundaries. They will have to make concessions to keep Sammo safely in their lives and in their house. Rex:
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Cody's Corner: Turn to Page 8
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(Word Search solution page 12)
“Our 2-year-old Australian shepherd, Rex, has shown signs of aggression toward strangers and my daughter’s friends -- never toward family members. He won’t let anyone touch my daughter. If someone is on our yard, he will snarl and try to bite. Some mothers won’t let their girls come over anymore because Rex bit them. He has even broken skin. We tried to socialize him, but it didn’t get any better, so we want to do something about it.” The writing on the wall: Rex is a dangerous dog, and it is only a matter of time before someone is seriously injured. This family stands to lose a lot -- friendships, homeowners insurance, the home itself or even lives. Rex should be securely confined
Mega Maze solution Page 10
Tidbits of Coachella Valley
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ADVERTISING PROOF was paid and when. It's a handy record. Fri., 8/24/18 Final Changes DUE: 5:00 p.m.. At first, it might seem unnecessary to Please review carefully. Double check: Phone Number(s) Spelling Prices Hours start keeping such a detailed calendar of things Contact your Tidbits representative immediately with changes or corrections. Office: 760-320-0997 email: valleybits@msn.com 760-320-1630 that need to be done. After all, haven’tFax:you always remembered when the car tags are due? That may be true, until you actually do forget, and are reminded by aGarage police officer. Classic Doors * * * • Business Card, Spot Color, 26x discount rate Matilda Charles regrets that she • Oct. 9, 2018 - March 10,cannot 2019 personally answer reader questions, but will incorporate them into her • Volume 14: Send #37 -email Vol. to15: #11 column whenever possible. columnreply2@
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Cody’s Corner
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whenever anyone visits their home, and he must be kept away from small children.
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YOUR
SOCIAL SECURITY by Tom Margenau
Privacy Laws and Social Security I recall my days as a trainee with the Social Security Administration. And gosh, that was almost 50 years ago! The very first thing drilled into our heads was a law called The Privacy Act, which prevented us from disclosing any information about anyone’s Social Security record to anyone other than the record holder. Almost all Americans agree that the law makes sense. You certainly don’t want the government sharing earnings or benefit information from your Social Security files with other people. And “other people” means everyone -- including spouses. This isn’t too much of an issue for most married couples. For example, I know what my wife’s Social Security benefit is, and she knows what I am getting because we share that information with each other. But if we weren’t a couple who shared that information, I would not be able to call the SSA to find out what she is getting, and she would not be able to call the SSA to find out what I am getting. The government, or at least the Social Security Administration, is very strict about upholding these privacy laws. And that can sometimes lead to problems when people try to get Social Security information about a spouse for legitimate reasons. This is especially true when it comes to divorced couples. Today’s emails provide examples of this. Q: I was married to my husband for over 30 years. He was an old-fashioned man who said “a woman’s place is in the home,” so he never let me get an outside job. Therefore, I have no Social Security of my own. On the other hand, he was a doctor and made a ver y nice living, and I’m sure he will be due a comfortable Social Security retirement benefit. About two years ago, he left me and married one of his young nurses. At least our divorce decree left me with our house and a little bit of money. I am about to turn 62. He is 67. I am tr ying to decide if I should file for my share of his Social Security now, or if I should wait until I am older and get a higher rate. My husband won’t tell me if he has applied for Social Security and/or how much he is due. So I called the Social Security help line and was told that the law prevented them from telling me what I am due on his Social Security account. How can I make a decision if I don’t have all the facts? A: First, I am going to give you a ballpark estimate of what you might be due on your ex-husband’s Social Security account. Then, I will help you get more precise information from the people at the SSA. Because your ex was a doctor, let’s assume he probably paid the maximum amount into Social Security all his life, meaning he will likely qualify for a very high monthly Social Security benefit. That rate is currently in the $3,100 range. At age 62, you’d be due about a third of that, or around $1,025 per month. If you wait until your full retirement age
Page 9
Tidbits of Coachella Valley
to file, then you would get a 50% rate, or $1,550 per contact with mutual friends. Or at the very least, I suggest they find out where he lives and then submonth. But you should be able to get precise fig- scribe to the newspaper in that town and read the ures from the Social Security Administration. You obituaries every day! But in your case, that obviously never happened. said you tried but were told they couldn’t share that information with you. I’m afraid you talked to a bit So what can you do? You should call Social Security of an overzealous Social Security representative at 800-772-1213. And what about privacy laws? Well, who is taking the laws about privacy of Social Secu- a person’s right to privacy dies when he or she does -- at least with respect to Social Security. So if your rity records a little too literally. I suggest you call them back and hope you ex has died, the SSA should be able to tell you that. get a more informed and reliable representative. (They get reports of death from state and local buHe or she will NOT be able to tell you if your hus- reaus of vital statistics.) And if he’s dead, they should help you file for band has applied for Security benefits or how much he is getting (or what he is potentially due). But the widow’s benefits. You would be able to employ the rep can tell you how much you would be eligible for “widow’s option” discussed many times in this column. You would file for widow’s benefits now, and on his account. There is a chance you may have to do this in per- then at 70, switch to 132% of your own retirement son once Social Security offices reopen. And that’s benefit. If your ex is still alive, then the SSA rep would because, technically, in order to get that information, you’re going to have to prove to the SSA that have to tread a fine line with respect to privacy laws. you are who you say you are and that you are poten- For example, just telling you “he’s still alive” could tially due divorced wife’s benefits on his account. be construed as violating his rights to privacy. Back So you will need your own ID, and you will have to in the day, when I was working in local Social SecuADVERTISING PROOF rity offices, I would have said something like this: show them a marriage certificate and divorce paADVERTISING PROOF alive, but I can4 tell you pers. And, of course, it will greatly help if you have “I can’t tell you if he is still MON., MAY Final Changes DUE: Final Changes DUE: 5:005:0 p that you definitely are not eligible for widow’s benyour ex’s Social Security number. Please review carefully. Double check: Phone Number(s) Spelling Please review carefully. Double check: you Phone Number(s) Spelling Price efits.” Then I hope would understand that was myTidbits roundabout wayimmediately of telling you he changes is stillchanges alive. Q: I am 66 years old and about toContact retire. your representative immediately with or co Contact your Tidbits representative with or correct email: valleybits@msn.com * * * I was married for 25 years, but we divorced Office: 760-320-0997 76 Office: 760-320-0997 email: valleybits@msn.com Fax: Fax: 760-320 If you have a Social Security question, Tom Marabout 10 years ago. We had no children. He moved to another state after we divorced, and genau has a book with all the answers. It’s called “Social Security: Simple and Smart.” You can find the book at I have completely lost touch with him. He creators.com/books. Or look for it on Amazon or other wasn’t in the best of health when we divorced, book outlets. To find out more about Tom Margenau Bob’s Clock Shop and I wouldn’t be surprised if he has since BZand read TF past columns and see features from other 4Cto 26x Creators Syndicate and cartoonists, visit the Credied. How can I find out if I might be due May 10, 2020 Vol. 16writers - No. 20 ators Syndicate website at www.creators.com. widow’s benefits? COPYRIGHT 2021 CREATORS.COM
A: Your case is a good example of why I always
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1. The book of Haggai is in the a) Old Testament b) New Testament c) Neither 2. What young man went to sleep and fell out of a window while listening to Paul speak? a) Ananias b) Eutychus c) Stephen d) Timothy 3. From Daniel 6, why was he (Daniel) thrown into the lion's den by King Darius? a) Plotting escape b) Assaulted the king's wife c) Caught praying to God d) Refused to worship statue 4. At Joppa there was a certain disciple named Tabitha, which translated is ___ a) Ruth b) Dorcas c) Sarah d) Esther
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M.D.
What Is Treatment for a Fatty Liver?
about proceeding with evaluation in such a way that you can do so while being confident that you are getting good advice. *** DEAR DR. ROACH: A few years ago, I read that the herbal supplement feverfew may help with some migraines. Having suffered with severe migraine for over 50 years, I decided to try it. I take one capsule four times a day, and it has completely rid me of my migraines! Would you please mention it again? -- B.J.F.
Vol. XVII
Issue 29
VETERANS POST by Freddie Groves
New Presumptives for Agent Orange
The Department of Veterans Affairs has ANSWER: Feverfew is a common herbal added three presumptives to its list of illnesses remedy to prevent migraine, and although not all caused by Agent Orange: bladder cancer, hypothy DEAR DR. ROACH: I am a 77-year-old trials have shown benefit, the majority of studies woman. I am 5 feet, 2 inches tall and weigh roidism and Parkinsonism. I have read showedAd thatProof: it is more effective than 107 pounds. I take no medication. When I The new ones are added to: AL amyloidoa placebo and the side effect risk is very small. went to the doctor last week, he found that sis, chronic B-cell leukemias, chloracne, diabetes John Cuddihy - Flags “A” Flying Other nonprescription treatments that my alkaline phosphatase was 176, my ALT 10, mellitus Type 2, Hodgkin’s disease, ischemic heart Biz Card, BW, 26x rate have been shown in most studies to be benefiand my AST 11. He told me I had fatty liver disease, multiple myeloma, non-Hodgkin’s lymphocial include magnesium, and coenzyme Corrections due by: riboflavin 5 pm, Mon., 6/19/17 and to get a scan, but I had no way to get to ma, Parkinson’s disease, peripheral neuropathy PROOF Q10.ADVERTISING They are generally safe and well-tolerated, the place to have it done. He did not say anyand Changes I hope others may get the same relief5:00 you p.m..early-onset, porphyria cutanea tarda, prostate canFinal DUE: thing else about it. I have no symptoms. Does cer, respiratory cancers and soft tissue sarcomas. Please review carefully. Double check: Phone Number(s) Spelling Prices Hours have found. this sound like fatty liver to you? I did not We have Nehmer vs. U.S. Department of * * * Contact your Tidbits representative immediately with changes or corrections. really like my doctor, but with my insurance it 760-320-0997 Dr. Roachemail: regrets that he is unable toFax: answer Office: valleybits@msn.com 760-320-1630Veterans Affairs to thank for that, the 1986 classis hard to change doctors. individual letters, but will incorporate them in the column action lawsuit that continues to give and give. If If I do have fatty liver, is there anything whenever possible. Readers may email questions to you previously filed for benefits for the three new ToYourGoodHealth@med.cornell.edu. MON., JULY 6 I can do for it? -- J.F. illnesses, your case will now automatically be re(c) 2021 North America Synd., Inc. NoHours need to refile. Each time a new illness Please review carefully. Double check: Phone Number(s) Spelling viewed. Prices ANSWER: Fatty liver is an increasingly is added, Nehmer means that any previous claims common problem. Risk factors include being Contact your Tidbits representative immediately with changes or corrections. for illnesses will be reviewed and disability pay will & overweight and having diabetes, high blood Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 be retroactive to the date of the initial claim. pressure and abnormal blood cholesterol levels. FLAGPOLE SALES But that’s not all. The VA will now consider Alcohol use is also a cause of fatty liver, and all USAStatesForeign of s making a list of respiratory illnesses into presumpag Fl people with fatty liver are strongly recommended VETERAN all Sizes. Military & Religious tives. They’re calling it “particulate matter polluOwned to abstain from alcohol entirely. The primary Flagpoles- Residential & Commercial Busin tion,” coming from the burn pits, as well as sandes s Richard Bigley Computer Services & Repair treatment is diet and weight loss. storm dust, pollution, fuels, vehicle exhaust and It sounds like there was some missed 1/16 pg BW 26x Disc. dirt from farming or construction. Illnesses they’re me today! 16 - No. 29 communication between you and your doctor. July 12, 2020CallVol. looking at include asthma, rhinitis and sinusitis John Cuddihy (760) 343-1175 Fatty liver is a possibility; however, it does not for those who served in the Persian Gulf War after We’re Near! I-10 & Monterey in Thousand Palms • Delivery Available seem likely to me, as you have not identified any Sept. 19, 2001, or in Afghanistan and Uzbekistan ADVERTISING PROOF of the risk factors, and you are certainly not overweight (if anything, you are a bit underweight). Final Changes DUE: 5:00 p.m..during the Persian Gulf War. Property of When it comes to air-quality presumptives, Please review carefully. Double check:AdVenture Phone Number(s) Spelling Prices Hours Further, although the alkaline phosphatase can Media, Inc. one wonders about the incinerator outside Naval be elevated in fatty liver (yours is just a bit high), Contact your Tidbits representative immediately with changes Windows and Mac or corrections. email:valleybits@msn.com Fax: 760-320-1630Air Facility Atsugi in Japan that ran from 1985 to it is more common for AST and ALT to be elevat-Office: 760-320-0997 Desktop and Laptop Service FREE System installs & Upgrades 2001, spewing 90 tons of medical and industrial ed, which yours are not. Phone: 760.320.0997 Fax: 760.320.1630 valleybits@msn.com Printer & Router Setup waste daily. The VA website says there is no sci An ultrasound scan is a good, but not System All Rights Reserved Optimization RATED #1 entific evidence that the incinerator caused risk of definitive, way of looking for fatty liver. A liver Resolve Browser Issues IN THE disease and therefore no presumptive illnesses ... biopsy is still the definitive test, but it’s often not COACHELLA Microsoft Office Training VALLEY! iPhone & iPad Assistance done in people whose history, physical exam and yet the med.navy.mil site has many medical links, I’ve retired after more than 30 years corpoultrasound are all suggestive. including one from 1994 that says air monitoring rate software experience. Now I’m ready to use A slightly abnormal alkaline phosphatase indicated there was a “significantly elevated risk to my professional expertise to help nice folks like you solve your computer problems. Call me! does not necessarily mean you have a liver probhuman health” from those incinerator emissions. -- Richard Bigley lem. Bone issues (fractures, Paget’s disease of In 2001, it followed up with a 574-page Human Richard Bigley bone, high thyroid and parathyroid hormone levHealth Risk Assessment. The VA needs to read it. REASONABLE Computer Service & Repair Property of RATES! els) can cause a high alkaline phosphatase, too. * * * 760-808-1119 AdVenture Media, Inc. Additional liver tests -- checking the GGT level Freddy Groves regrets that he cannot personor specifically what kind of alkaline phosphatase ally answer reader questions, but will incorporate them into his column whenever possible. Send email to columyou have (by isoenzyme analysis) -- can make FREE of Coachella Valley nreply2@gmail.com. the source of the elevated alkaline phosphatase The Neatest Little Paper Ever Read Phone: 760.320.0997 Fax: 760.320.1630 clearer. valleybits@msn.com Getting an ultrasound scan and additional All Rights Reserved Property of blood tests is a reasonable place to start. UnforAdVenture Media, Inc. tunately, lack of confidence in your physician is a different problem. If you really can’t get a new FREE DONATE BLOOD WITH doctor, then you need to have a conversation
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of contacts (with photos) to family and friends that your mom frequently communicates with and maybe install just a few apps that she would learn to use and enjoy. -- by Jim Miller
Top Smartphones for Tech-Shy Seniors DEAR SAVVY SENIOR: Can you recommend some easy to use smartphones for older seniors? I would like to get my 78-yearold mother to upgrade to a smartphone but want something that’s easy for her to see and use. -- Shopping Around Dear Shopping: There are actually several smartphones I can recommend that will provide your mother a simpler, less intimidating smartphone experience. Here are my top three options:
Apple iPhones: Because of the quality and functionality of Apple products, an iPhone is a great choice for seniors who are inexperienced Friday, 12/13/19 with technology. But, to make it easier for your mom toDouble use, you’ll to setNumber(s) it up and customw carefully. check:need Phone Spelling ize it to meet her needs and preferences.
And finally, iPhones have a wide variety of built-in accessibility features you can turn on depending on your mom’s needs. These features, which you access through the phone’s settings, can help users that have diminished vision, hearing impairment, hand dexterity problems or cognitive loss. Some popular accessibility features among older iPhone users include larger text and icon display, zoom (screen magnification), magnifier (turns iPhone into a magnifying glass), increased volume and alerts, voice control, find my iPhone, and emergency SOS and medical ID set up. But there are dozens of other tweaks you can make to enhance your mom’s experience with her iPhone. For a rundown of the different accessibility features and instructions on how to set them up, see Apple.com/accessibility.
ADVERTISING PROOF If you’re interested in this option, the al Changes DUE: 5:00 p.m.. iPhone 12 (5G, 6.1-inch display screen, $800) or Prices 12mini Hours iPhone (5G, 5.4-inch screen, $700) are
excellent choices. Or, for a more budget-friendly t your Tidbits representative immediately with changes or corrections.
phone consider the iPhone SE (4.7-inch screen, $400) that came out in 2020.
760-320-0997 email: Fax: 760-320-1630 To set-up hervalleybits@msn.com iPhone and make it senior-
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pg. BWDUE: 13x disc. Final1/16 Changes
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Samsung Galaxy: If you’re an android phone user and would like to get your mom a phone that you’re familiar with, you should consider a Samsung. p.m..
review carefully. Double check: Phone Number(s) Spelling Prices Hours Dec. 22,You’ll 2019also Vol.want 15 - to No.set 52up a small number
All Samsung phones offer an “Easy ontact your Tidbits representative immediately with changes or corrections. Mode” feature in their settings that boosts the ffice: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Increase GEE-AR-GEE Your Home's r text and icon size, and simplifies the homeVALUE & You CONSTRUCTION CO., INC. screen layout and contacts, which makes these Lifestyle! "Large enough to serve • Small enough to care" Handling All Phases of Construction & Home Improvement phones a nice option for seniors or tech-newRESIDENTIAL bies.
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The Samsung Galaxy S21 5G (6.2-inch screen, $800) or more moderately priced Galaxy A71 5G (6.7-inch screen, $600) are good choices to consider here. Lively Smart: Another less expensive option to consider is to purchase your mom a smartphone that’s specifically designed for seniors. The best one available is the new Lively Smart offered by Best Buy. This phone has a 6.2-inch screen, large text and a simple list-based menu that provides one-touch access to frequently used features like video chat, camera, email and more. It also offers a nice variety of optional health and safety features you can add on like: • Urgent Response, which is a mobile medical alert service that would connect your mom to a Lively agent in emergency situations, 24/7, who would confirm her location and get her the help she needs. • Urgent Care, which would let your mom speak to a registered nurse or board-certified doctor anytime. • Lively Link, which is an app that sends alerts to family and friends if your mom calls urgent response. • Personal Operator Service, who can assist your mom with tasks like helping find addresses, setting up appointments booking Lively Rides through a partnership with Lyft and much more. The Lively Smart is available online at Lively.com or at Best Buy stores for $150.
***
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior. org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
Mt. Everest
(from page 3)
• A Nepalese couple Moni Mulepati, 24, and her groom Pem Dorjee, 23, got married on top of Everest in 2005. They stayed at the summit for ten minutes to complete the rituals. • Didier Delsalle, a fighter pilot and helicopter test pilot from France, landed a helicopter on the summit of Everest in 2005, setting a world record for highest altitude landing of a helicopter. Due to the thin air, helicopter rescues from Everest are almost impossible. EVEREST FACTS
• The summit is just a few hundred feet below the cruising altitude of commercial jets. • Everest grows a fraction of an inch taller each year because of the upward thrust of continental drift. • Limestone, shale, sandstone, and marble found on Mt. Everest were once part of an ocean floor. An abundance of shell fossils and remains of other marine life are found there. • The average temperature at the summit is -20F (-190C) in summer and -330F (-360C) in winter.
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1. GEOGRAPHY: How many states are in Australia? 2. LITERATURE: The character of Miss Havisham appears in which 19th-century novel? 3. ASTRONOMY: What is the name of the boundary between Earth’s atmosphere and outer space? 4. GENERAL KNOWLEDGE: What creature was a hood ornament on the 1933 Hudson Essex Terraplane car? 5. TELEVISION: What were the names of the boys on the 1990s sitcom “Home Improvement”? 6. MUSIC: The Jug saloon was the setting in which Lynyrd Skynyrd song? 7. MOVIES: What was Charlie Sheen’s nickname in the 1989 movie “Major League”? 8. ANIMAL KINGDOM: What are the offspring of echidnas (Australia) called? 9. U.S. STATES: What is the state flower of West Virginia? Thistle G O10. FOOD F I&GDRINK: UR Ecoun! by Linda Answer peekers subject to Which merciless taunting and public scorn TRIVIA TEST try produces cheese? The idea of Go Gouda Figure is to Answers arrive at the Answers figures given at Weekly SUDOKU Answers Weekly SUDOKU the bottom and right-hand columns 1. ofSix the diagram by fol-Answer2. “Great Expectations,” Charles lowing the arithmetic signs in the order they are given (that Dickens is, from left rightline and top to 3. ThetoKarman bottom). Use only the numbers 4. A griffin below the diagram to complete Brad, Randy and use Markeach its blank5.squares and 6. “Gimme Three Steps” of the nine numbers only once. 7. Wild Thing DIFFICULTY: � 8. Puggles 9. Rhododendron � Moderate �� Difficult ��� GO FIGURE! 10. The Netherlands 2006 King Features Syndicate, Inc. ©©2010 King Features Synd., Inc. ©2021
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