2014-Q4 Virginia Home Sales Report

Page 1

2011 2014

Quarter QUARTER Quarter

second FOURTH second

VIRGINIA VIRGINIA Home HomeSAleS SAleSRepoRt RepoRt

Analysis by the Virginia Center for Housing Research at Virginia Tech

速 速 Published by by Virginia association of reaLtors , the advocate for for Published Virginia association of reaLtors , the advocate realreal estate professionals andand property owners in Virginia. estate professionals property owners in Virginia.


Virginia Quarterly Home Sales Report

2014-Q4

Fourth Quarter Market Summary Sales increased substantially in December, a strong finish for the Virginia 2014 real estate market. Overall, Virginia experienced 2.3% more sales in 2014-Q4 compared to 2013-Q4. The number of sales increased year-over-year in every region of Virginia except for Northern Virginia. The changes in number of sales in Virginia has tracked the trajectory of sales in the United States as whole fairly consistently throughout the year. The median sales price in Virginia has increased since November, while the median sales price for the United States as a whole has decreased steadily since June. The 2014-Q4 median sales price in Virginia is 2.4% higher than in 2013Q4. Only the Central Valley and Southside Virginia experienced a year-over-year decrease in median sales price. Overall, the Virginia real estate market performed well in the fourth quarter, with a 4.9% increase in volume over the fourth quarter of 2013. Even though we cannot predict the trajectory of sales in the first quarter based on 2014Q4 performance and historic trends, the decreasing unemployment rate and mortgage interest rates will encourage buyers. Rising prices may provide some extra impetus for both buyers and sellers to enter the market.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 2


Virginia Quarterly Home Sales Report

2014-Q4

2011 2012 2013 2014 VIRGINIA MONTH-TO-MONTH SALES TRENDS Virginia Month-to-Month Sales Trends SINGLE FAMILY HOMES, TOWNHOMES, CONDOS Single Family Homes, Condos

12,000

2011

2012

2013

2014

12,000

Number of Single Family, Townhomes and Condo sales

10,000

10,000

8,000

8,000

6,000

6,000

4,000

4,000

2,000

2,000

0

JANUARY

0

FEBRUARY

Jan

MARCH

Feb

APRIL

Mar

MAY

Apr

JUNE

May

JULY

MONTH

Jun

AUGUST

Jul

SEPTEMBER

Aug

Sep

OCTOBER

Oct

NOVEMBER

Nov

DECEMBER

Dec

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Jan

2011

4,728

2013

5,528

2012

2014

5,068 5,377

Feb

5,116 5,775 5,911

5,654

Mar

7,145 7,213 7,456

7,086

Apr

7,311 7,698 8,660

8,446

May

8,391 9,064

Jun

9,223 9,740

Jul

7,970 8,664

Aug

8,136 9,026

10,454 10,763 10,344 10,104 9,629

10,544 10,091

9,389

Sep

6,916 7,213

8,138

8,252

Oct

6,263 7,261

7,887

8,370

Nov

6,070 7,400

6,882

6,553

Dec

6,758 6,838 7,356

8,045

Virginia experienced a high number of sales in December, after low sales in November. Although December sales finished the year strong, they do not set a precedent for 2015-Q1. Sales are typically lower in January than in December and in previous years, when sales increased in December there were not significant increases in the following January. Nonetheless, the rebound in sales is a good indicator that Virginia will start out the new year with a year-over-year increase in sales, and possibly perform better than 2013.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 3


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Quarterly Residential Sales Single Family Homes, Townhomes, Condos

Number of Single Family, Townhome and Condo Sales

35,000

29,962

30,000

28,728

28,616 27,433

26,502 24,911

25,000

23,001

22,458

+2.3%

21,509 20,000

19,099 18,056

22,968

YOY

18,910

18,117

15,000

10,000

2011-Q3 2011-Q4 2012-Q1 2012-Q2 2012-Q3 2012-Q4 2013-Q1 2013-Q2 2013-Q3 2013-Q4 2014-Q1 2014-Q2 2014-Q3 2014-Q4 Quarter

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The pace of home sales was 2.3% higher in the fourth quarter of 2014 compared to the fourth quarter of 2013. Fourth quarter sales have increased each year since 2011. Although high fourth quarter sales do not consistently lead to high first quarter sales, the real estate market’s performance in December is a good indicator that sales may be relatively high through the remaining winter months. Further, high fourth quarter sales may be evidence that decreasing unemployment and low mortgage interest rates may be influencing market activity.

Published by the Virginia Association of REALTORSÂŽ Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 4


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Annualized Residential Sales Single Family Homes, Townhomes, Condos

110,000

99,109

Number of Single Family, Townhome and Condo Sales

100,000

100,058

99,265

97,919

95,292 90,978

96,624

97,134

2014-Q3

2014-Q4

91,832

88,568

90,000 83,570

84,111

2011-Q3

2011-Q4

85,062

86,658

80,000

70,000

60,000

50,000 2012-Q1

2012-Q2

2012-Q3

2012-Q4

2013-Q1

2013-Q2

2013-Q3

2013-Q4

2014-Q1

2014-Q2

Quarter

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Each data point on the graph above includes 12 months of home sales data ending in the quarter shown. For example, the 2014-Q4 figure (97,134 sales) includes home sales from January 2014 through December 2014. Using this rolling sum of home sales can provide a clearer indicator of long-term trends in Virginia’s real estate market. The annualized sales metric increased by 510 sales from 2014-Q3 to 2014-Q4, but decreased by 2,924 sales year-over-year. Nonetheless, fourth quarter sales reversed the trend of deceasing sales in the previous three quarters. The first quarter is still the slow selling season, but barring a particularly bleak start to the new year, we can expect this metric to remain fairly steady.

Published by the Virginia Association of REALTORSÂŽ Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 5


Virginia Quarterly Home Sales Report

2014-Q4

Regional Changes in Sales 2013-Q4 vs. 2014-Q4 Units

Northern Virginia -2.0% Central Valley +16.7%

Roanoke / Lynchburg / Blacksburg +0.6% Southwest Virginia +14.5%

Central Virginia +6.2%

Hampton Roads / Chesapeake Bay +2.6%

Southside Virginia +22.6%

Region

2013-Q4

2014-Q4

Change

Central Virginia

3,642

3,868

6.2%

Central Valley

1,173

Hampton Roads / Chesapeake Bay

5,248

Roanoke / Lynchburg / Blacksburg

1,804

Northern Virginia

Southside Virginia

Southwest Virginia All of Virginia

9,736 341 310

22,254

1,369 5,382

16.7% 2.6%

9,545

-2.0%

418

22.6%

22,752

2.2%

1,815 355

0.6%

14.5%

Almost every region of the state experienced more sales in the fourth quarter of 2014 compared to the fourth quarter of 2013, with the exception of Northern Virginia, where sales decreased by 2%. The overall increase in sales was moderate, but some regions undoubtably felt an unexpected increase in pace: the Central Valley experienced a 16.7% increase, representing 196 sales; Southside Virginia experienced a 22.6% increase, representing 77 sales; and Southwest Virginia experienced a 14.5% increase, representing 45 sales.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 6


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Median Residential Sales Price Single Family Homes, Townhomes, Condos

$255,000

$259,000

$267,000 $235,000

$254,000

$249,900

$233,000

$241,000

$248,000

$249,500

$220,000

$215,000

Median Sales Price

$250,000

$235,000

$269,900

$300,000

+2.4%

$200,000

$150,000

+13.7%

$100,000

2011-Q3 2011-Q4 2012-Q1 2012-Q2 2012-Q3 2012-Q4 2013-Q1 2013-Q2 2013-Q3 2013-Q4 2014-Q1 2014-Q2 2014-Q3 2014-Q4

Quarter

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The median sales price in Virginia increased 2.4% over the past year to $255,000. Looking at the longer term trend, the median sales price has increased by 13.7% over 2011-Q4. The median sales price decreased marginally from the third to fourth quarter of 2014, exhibiting the typical seasonal trend. We can expect prices to continue to decrease in January 2015, but if interest rates remain low and unemployment continues to decrease, prices may remain fairly steady through the first quarter 2015. Given the real estate market performance over the previous two quarters we may even experience an increase in median price in the first quarter.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 7


Virginia Quarterly Home Sales Report

2014-Q4

Regional Changes in Median Sales Prices 2013-Q4 vs. 2014-Q4

Northern Virginia +2.2% Central Valley -4.2%

Central Virginia +4.5%

Roanoke / Lynchburg / Blacksburg +5.6% Southwest Virginia +0.9%

Region

Central Valley

Hampton Roads / Chesapeake Bay +4.0%

Southside Virginia -2.5%

2013-Q4

$217,000

2014-Q4

Change 4.5%

$207,900

Central Virginia

$195,000

$203,707

Northern Virginia

$362,000

$370,000

Hampton Roads / Chesapeake Bay Roanoke / Lynchburg / Blacksburg Southside Virginia

Southwest Virginia All of Virginia

$199,000

$151,000 $84,900

$110,000

$249,000

$206,925 $159,400

-4.2% 4.0% 2.2%

5.6%

$82,800

-2.5%

$255,000

2.4%

$111,000

0.9%

Moderate year-over-year changes in median sales price were experienced consistently throughout most of the state. The Roanoke/Lynchburg/Blacksburg region experienced the most significant increase in median price. The Central Valley experienced the largest decrease in median price. For both regions, this change represents a reversal of the year-over-year change in median price experienced in the third quarter.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 8


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Quarterly Residential Sales Volume ($M) Single Family Homes, Townhomes, Condos

11,000

9913

10,000

9436

9297

8896

Millions of Dollars of Residential Sales

9,000

8197 8,000

7684 7,266

7,000

6926

6789

6,000

5498

5275 5,000

+4.9% YOY

6446

5332

4866

4,000

3,000

2,000

2011-Q3 2011-Q4 2012-Q1 2012-Q2 2012-Q3 2012-Q4 2013-Q1 2013-Q2 2013-Q3 2013-Q4 2014-Q1 2014-Q2 2014-Q3 2014-Q4 Quarter

This graph illustrates the dollar value of real estate sold (in millions) during each quarter over the past three years. The volume of real estate sold in the fourth quarter of 2014 ($7.2 Billion) increased 4.9% (year-over-year) from the fourth quarter of 2013 ($6.9 Billion). This year-over-year increase is a product of the marginal increases in the pace of sales and sale prices, nearly in equal measure.

Published by the Virginia Association of REALTORS® Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 9


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Price Distribution Of Residential Home Sales Single FamilyHomes, Homes, Townhomes, Condos Single Family Townhomes, Condos 2013-Q4 2013-Q2

-25% +25%

4253 56

$2M $2M++

40

14% +28%

5691 78

$1.5M --$2M $1.5M $2M

104

450 636 691

$750K --$1M $750K $1M

Price Range Price Range

3% +6.8%

276 438 296

$1M -- $1.5M $1M $1.5M

2014-Q4 2014-Q2

1,017 +8% 1,030

1% 2,269 2,314

$500K --$750K $500K $750K

2,078 2,122

$400K --$500K $400K $500K

+2%

3,648

3,202

+2%3,041

-7%

2,823

3,370 3,547

$300K --$400K $300K $400K

-12%

+5.0%

4,733

4,441

-6% 5,091 5,276

$200K --$300K $200K $300K

+3.5% 5,856 5,962

$100K --$200K $100K $200K

6,708 6,551

+1.8% 6,791

-2% 7,224

-6%

2,7923,010 2,6262,816 -6.3% -6%

00 --$100K $100K 00

500 500

1,000 1,000

1,500 1,500

2,000 2,000

2,500 2,500

3,000 3,000

3,500 3,500

4,000 4,000

4,500 4,500

5,000 5,000

5,500 5,500

Number of Single Family, and Condo Sales Number of Single Family,Townhome Townhome and Condo Sales

6,000 6,000

6,500 6,500

7,000 7,000

7,500 7,500

8,000 8,000

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There were more sales of homes in all price categories in the fourth quarter of 2014, except the $0$100K range, compared to the fourth quarter of 2013. The increase in year-over-year sales was most substantial in the $1.5M-$2M price range (28%) and $2M+ price range (25%). Since this price range always contains a very small number of sales, dramatic fluctuation in percent change measurements are normal. Low sales in the $0-100K range may result from low levels of inventory in this category or higher financial barriers for buyers in this market segment.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 10


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Average Days On Market

Single Family Homes, Townhomes, Condos 120

100

100

103

93 85

88

92

91

84

Average Days On Market

81

80

80 71

73

71

73

+1.2%YOY

60

40

20

0 2011-Q3

2011-Q4

2012-Q1

2012-Q2

2012-Q3

2012-Q4

2013-Q1

2013-Q2

2013-Q3

2013-Q4

2014-Q1

2014-Q2

2014-Q3

2014-Q4

Quarter

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Days on the market increased 1.2% year-over-year. The fourth and first quarters are normally the least active quarters, so we can expect to see a continued increase of days on the market heading into the first quarter of 2015.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 11


Virginia Quarterly Home Sales Report

2014-Q4

Regional Changes in Foreclosures 2014-Q3 vs. 2014-Q4

Northern Virginia +16% Central Valley +26%

Roanoke / Lynchburg / Blacksburg -45% Southwest Virginia +50%

Central Virginia -18%

Hampton Roads / Chesapeake Bay -5%

Southside Virginia +44%

Region

2014-Q3

2014-Q4

Change

Central Virginia

207

170

-18%

295

343

16%

Central Valley

23

Hampton Roads / Chesapeake Bay

405

Roanoke / Lynchburg / Blacksburg

143

Northern Virginia

Southside Virginia

Southwest Virginia All of Virginia

16 14

1,103

29

383

26% -5%

79

-45%

21

50%

23 1,048

44% -5%

Virginia experienced a 5% decrease in foreclosures in the fourth quarter of 2014, but more than half of the regions experienced an increase in foreclosures. Both Southside and Southwest Virginia experienced 7 more foreclosures and the Central Valley experienced 6 more foreclosures. The majority of foreclosures (48) were in Northern Virginia. Nonetheless, foreclosures have steadily decreased over the long term. The number of foreclosures this quarter is the lowest number Virginia has experienced since the housing crisis.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 12


Virginia Quarterly Home Sales Report

2014-Q4

Monthly Residential Sales VIRGINIA (All MLS-Reported Home Sales)

UNITED STATES (Existing Home Sales)

16,000

600,000

14,000

500,000

12,000 10,000

332,000

314,000

300,000

8,000 6,000

6,882

4,000

6,553

200,000 100,000

2,000 0

400,000

Nov-13

Dec-13

Jan-14

Feb-14

Mar-14

Apr-14

May-14

Jun-14 (p)

Jul-14 (p)

Aug-14 (p)

Sep-14 (p)

Oct-14 (p)

Nov-14 (p)

0

The pace of Virginia home sales tracks the United States sales pace fairly closely and has continued to do so throughout 2014. Sales in the United States as a whole and in Virginia decreased gradually since October.

Monthly Residential Median Sales Price VIRGINIA (All MLS-Reported Home Sales)

UNITED STATES (Existing Home Sales)

$300,000 $250,000

$245,000

$250,000

$196,200

$206,200

$250,000

$200,000 $150,000

$200,000 $150,000 $100,000

$100,000 $50,000

$300,000

Nov-13 Dec-13

Jan-14 Feb-14 Mar-14

Apr-14 May-14 (p)

Jun-14 (p)

July-14 Aug-14 Sep-14 (p) (p) (p)

Oct-14 (p)

Nov-14 (p)

$50,000

Changes in median sales price in Virginia also consistently track changes in price in the United States as a whole. Median sales price is consistently higher in Virginia and the difference between prices in Virginia and the United States as a whole increased in November. Virginia’s median sales price has increased since October, while the median sales price in the United States as a whole has decreased steadily since June.

Published by the Virginia Association of REALTORSÂŽ Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 13


Virginia Quarterly Home Sales Report

2014-Q4

Virginia Unemployment Rate Source: Bureau of Labor & Statistics

7% 6%

6.2%

5.9%

6.0%

5.9%

6%

5.6%

5%

5.3%

5.5%

5.8%

5.5%

5.4% 4.9%

5.1%

5.0%

5% 4%

2011-Q4

2012-Q1

2012-Q2

2012-Q3

2012-Q4

2013-Q1

2013-Q2

2013-Q3

2013-Q4

2014-Q1

2014-Q2

2014-Q3

2014-Q4

2014-Q4 unemployment rate based on preliminary November 2014 data.

Unemployment rates by state, seasonally adjusted, November 2014 (U.S. rate = 5.8 percent)

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14.0% and over 12.0% to 13.9% 10.0% to 11.9% 8.0% to 9.9% 6.0% to 7.9% SOURCE: Bureau of Labor Statistics Local Area Unemployment Statistics

4.0% to 5.9% 3.9% or below

Virginia’s unemployment rate decreased in the fourth quarter of 2014 to 5% in November. The United States unemployment rate decreased in November to 5.8%, 0.3% lower than August. The United States unemployment rate decreased further in December to 5.6%, so Virginia’s unemployment rate may have dropped below 5% (Virginia’s December unemployment rate has not yet been released).

Published by the Virginia Association of REALTORS® Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 14


Virginia Quarterly Home Sales Report

2014-Q4

Average 30-Year Mortgage Interest Rates Source: FreddieMac

4.6% 4.44%

4.4%

4.30%

4.2% 4.0%

4.01%

3.8%

3.92%

4.36%

4.23%

4.14% 3.97%

3.80%

3.6%

3.69% 3.54%

3.4%

3.50% 3.36%

3.2% 3.0%

2011-Q4

2012-Q1 2012-Q2 2012-Q3 2012-Q4

2013-Q1 2013-Q2 2013-Q3 2013-Q4

2014-Q1 2014-Q2 2014-Q3 2014-Q4

Average 15-Year Mortgage Interest Rates Source: FreddieMac

3.6% 3.4% 3.2%

3.5% 3.3%

3.4% 3.2%

3.4%

3.3%

3.3%

3.2%

3.0%

3.0%

2.8%

2.8%

2.7%

2.6%

2.7%

2.9%

2.4% 2.2% 2.0%

2011-Q4

2012-Q1 2012-Q2 2012-Q3 2012-Q4

2013-Q1 2013-Q2 2013-Q3 2013-Q4

2014-Q1 2014-Q2 2014-Q3 2014-Q4

Both 30-year and 15-year mortgage interest rates have decreased since the 2014-Q1. This continual decrease in rates, the expectation of increased rates in the spring, and increasing prices may be encouraging sales. These trends are certainly reasons to believe that the spring selling season may begin early.

Published by the Virginia Association of REALTORS速 Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 15


Virginia Quarterly Home Sales Report

2014-Q4

The Virginia Association of REALTORS® (VAR) is the business advocate for real estate professionals in Virginia. VAR represents more than 29,000 REALTORS® active in all phases of real estate brokerage, management, development and appraisal. Our mission is to enhance our membership’s ability to achieve business success. All inquiries regarding this report should be directed to: Marketing and Communications Virginia Association of REALTORS® 10231 Telegraph Road, Glen Allen, VA 23059 (804) 264-5033 Marketing@VARealtor.com www.VARealtor.com/HomeSales

Economic Regions

Central Valley: Central Virginia:

Hampton Roads / Chesapeake Bay:

Northern Virginia:

Roanoke / Lynchburg / Blacksburg:

Albemarle, Augusta, Bath, Buena Vista City, Charlottesville City, Fluvanna, Greene, Harrisonburg City, Highland, Lexington City, Nelson, Rockbridge, Rockingham, Staunton City, Waynesboro City Amelia, Buckingham, Charles City, Chesterfield, Colonial Heights City, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, Hopewell City, King and Queen, King William, Louisa, New Kent, Nottoway, Petersburg City, Powhatan, Prince Edward, Prince George, Richmond City, Sussex Accomack, Chesapeake City, Franklin City, Gloucester, Hampton City, Isle of Wight, James City, Lancaster, Mathews, Middlesex, Newport News City, Norfolk City, Northampton, Northumberland, Poquoson City, Portsmouth City, Southampton, Suffolk City, Surry, Virginia Beach City, Williamsburg City, York Alexandria City, Arlington, Caroline, Clarke, Culpeper, Essex, Fairfax, Fairfax City, Falls Church City, Fauquier, Frederick, Fredericksburg City, King George, Loudoun, Madison, Manassas City, Manassas Park City, Orange, Page, Prince William, Rappahannock, Richmond, Shenandoah, Spotsylvania, Stafford, Warren, Westmoreland, Winchester City Alleghany, Amherst, Appomattox, Bedford, Bedford City, Botetourt, Campbell, Covington City, Craig, Floyd, Franklin, Giles, Lynchburg City, Montgomery, Pulaski, Radford, Roanoke, Roanoke City, Salem City

Southside Virginia:

Brunswick, Charlotte, Danville City, Emporia City, Galax City, Greensville, Halifax, Henry, Lunenberg, Martinsville City, Mecklenburg, Norton City, Patrick, Pittsylvania

Southwest Virginia:

Bland, Bristol City, Buchanan, Carroll, Dickenson, Grayson, Lee, Russell, Scott, Smyth, Tazewell, Washington, Wise, Wythe

Information sourced from multiple listing services across the state with data compiled by R E Stats Inc. All information is deemed reliable but is not guaranteed. Figures might not match those reported elsewhere.

Published by the Virginia Association of REALTORS® Analysis by the Virginia Center for Housing Research at Virginia Tech

Page 16



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