View on Southern Utah

January/February 2014 Complimentary Issue

Southern Utah View On

Magazine

Why I Love

Southern Utah

PERSONAL ANTHROPOLOGY A Short Guide To Digging Up Your Old Self

View on Travel Travel Resolutions for the New Year

recreation • entertainment • shopping • business • dining • news & views

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www.viewonsouthernutah.com

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Alan Hillstead, MD Cedar City

Jon Obray, MD • Derek Frieden, MD • Rick Obray, MD Jeffrey Wright, PA -C • Brookanne Mickelson, FNP-BC • Dayne Johnson, PA-C

Brian Richardson, MD Logan

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Specializing in the diagnosis and treatment of spine and pain disorders with the goal of providing you with the tools to live life again.

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• • • • •

Back & Neck Pain Arm & Leg Pain Cancer Pain Post-Surgical Pain Post Herpetic Neuralgia

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Shingles Spinal Canal Stenosis Spinal Compression Fractures Spinal Cord Stimulation

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St. George 652 S. Medical Center Dr. #110

Cedar City 1303 N. Main St.

Richfield 70 E. 1000 N.

Logan 550 E. 1400 N. Suites X & Y

EDITOR’S LETTER Welcome to our inaugural issue of View On Southern Utah!

The new year always brings the exhilarating and thought evoking prospect of change.

Most people set out to break a bad habit, change their lifestyle or simply do something different than the year before.

For us, 2014 will be the year of creation.

We are delighted to bring you this new and exciting publication and hope you will feel the same for years to come. What sets us apart from a lot of the publications that come and go is our solid reputation. We have been successfully publishing View On Mesquite Magazine for the last seven years in Mesquite, Nevada.

We have always prided ourselves on being a part of the community and maintaining a working relationship with both the residents and businesses. After all, relationships are what make you a success. In the spirit of creation, we have crossed through the Virgin River Gorge and set out on this new path. We truly look forward to forging new relationships and bringing to light the beauty that we see in Southern Utah.

View On Southern Utah will be a bi-monthly publication dedicated to inspiring, informing and enlightening residents and visitors alike.

We will bring our readers a variety of interesting articles related to business, lifestyles, travel, sports and recreation, charity, and, of course, the amazing local art that Southern Utah has to offer.

We welcome your input and feedback to help us grow and make View On Southern Utah “Your Magazine.” Please feel free to email us at info@ViewOnSouthernUtah.com with your comments and suggestions.

In every issue we will include beautiful photographs from our readers, as Southern Utah is abounding with the most breathtaking scenery. Please feel free to submit your photo(s) to info@ViewOnSouthernUtah.com.

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Magazine

January 1- February 28, 2014 Volume 1 – Issue 1

Dear Readers,

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Southern Utah View On

I would personally like to thank my great team here at View On Southern Utah for helping bring this publication to life. It could not have happened without all of your time and dedication.

Please take a moment to visit and thank our advertisers as they are instrumental in making this a reality.

Editor in Chief Kathy Lee Managing Editor Melissa Eligul Creative Director & Magazine Design Steven Ruesch Studio SE7EN, LLC Contributing Writers Celece Seegmiller Cerissa Johnson Christina Schultz Dawn McLain DyAnna Gordon Jeff Bird Jill Ellis Joel Deceuster Jon Nerlinger Krystal Rineck Matthew Arrington Nikk Zorbas Rob Krieger Shelley Smith Sue Santarcangelo Web Design Trevor Didrickson The PC Guy Advertising Sales Kathy Lee Melissa Eligul Advertising Email ads@ViewOnSouthernUtah.com Support Staff Bert Kubica Distribution Ron Wilson Published by View On Mesquite Magazine, INC. 742 W. Pioneer Blvd, Suite D Mesquite, NV 89027 Office (702) 346-8439 Fax (702) 346-4955 General Inquiries info@ViewOnSouthernUtah.com

Please join us on Facebook Visit our website at www.ViewOnSouthernUtah.com Sincerely, Kathy Lee, Editor-in-Chief

2007-2014 View on southern Utah magazine is published by View on mesquite magazine, inc. no part of this publication may be reproduced in whole or part without the express written permission from the publisher, including all ads designed by the View on mesquite staff. all articles submitted by contributing writers are deemed correct at the time of publishing, View on mesquite magazine, inc. and/or any of its affiliates accept no responsibility for articles submitted with incorrect information.

CONTENTS On the cover: Zion National Park

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Features

16

10 View on Charity

Making the Difference

24 How To Become Forte Strong

In this issue Editor’s Letter View on the Chamber Why I Love Southern Utah Breaking News!

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13 14 16

View on Charity

Chocolate Can Be Good For You

Making The Difference

Ribbon Cuttings Positive Intrinsic Motivation View on Youth St. George Children’s Museum

17 Financial Fitness 18 Parenting?

There’s An App For That!

32 Personal Anthropology

A Short Guide To Digging Up Your Old Self For 2014

20 View on Travel 27 View on Real Estate 28 View on Safety

Identity Theft

31 View on Golf 34 View on Education

New Year, New View, New You

36 Probiotics: Key To Super Health?

39 Why I Love Southern Utah 40 View on Business

Business Resource Center

42 Spotlight on: Volunteerism 44 View on Healthy Lifestyles

10 Tips for Success in 2014

www.viewonsouthernutah.com

4 6 7 8

24 42

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view on the CHAMBER

By Joel DeceUster On behalf of the St. George Area Chamber of Commerce we welcome the arrival of View On Southern Utah to our community. We are excited to have this widely read and respected publishing company shine a light on Southern Utah, its natural wonders, its people, its communities and the businesses that make it such a thriving and highly sought after place to live and work.

www.viewonsouthernutah.com

The St. George Area Chamber of Commerce represents the largest and most powerful association of business leaders that form the backbone of the Southern Utah economy. We are a community of business owners and professionals who have come together to support our mutual success and to advocate our belief that every business, no matter how large or small, has the right to succeed and be heard.

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The Chamber champions that cause and demonstrates it through our weekly events and annual activities. We really mean business when it comes to supporting our members. No other Chamber does so much for its members.

In 2014 we’ll be introducing our Inspiration Luncheon Series by featuring speakers who are proven executive leaders from the world of business and technology, media and the arts, government and education. Their purpose? To inspire, encourage and enlighten our members to cultivate their own business

leadership skills and acumen. Inspiring our members to become more effective leaders is one of the ways we help them succeed.

Perhaps one of the most exciting demonstrations of our mission in 2014 will be the newly formed St. George Business Development and Training Program which will be held monthly on the Dixie State University campus. We’ve established an alliance with five highly acclaimed business coaches and trainers to develop a comprehensive program for training our members on marketing, customer service, strategic planning, social media, branding, and many other business development issues. All will be free of charge to Chamber members.

Connecting to form mutually beneficial business relationships is one of the foremost reasons our members join the chamber and is key to their success.

We are committed to creating a whole host of opportunities for our members to meet and do business with one another.

To support that purpose in 2014 we will be introducing a brand new program every third Wednesday called The Nexus Networking Initiative where Chamber members will not only connect with their peers but form mutually supportive business relationships to help one another grow their businesses. We’re so much more than exchanging business cards. We mean business when it comes to connecting our members in a

way that will help to fuel their success through symbiotic relationship building.

These are just a few of the new features and initiatives the Chamber will be introducing in 2014. To more accurately illustrate the value we create to lend voice and support to our members we have decided to rebrand our Chamber with a more forward looking logo and tag line. We believe this symbol will become the icon for promoting success and giving voice to our 700+ members here in Southern Utah. We want all of them and all of you to know that when we say we’re committed to your success, we mean business! The advancements we’re making in 2014 are a reflection of that intention. At the St. George Area Chamber of Commerce your success in business is what we stand for and what we demonstrate in everything we do. Here’s to a great new year for the members we serve and for our newest member, View On Southern Utah. Welcome to the community.

Joel Deceuster is the Director of Marketing for the St. George Area Chamber of Commerce.

He can be reached at joel@ stgeorgechamber.com.

Why I Love Southern Utah The warmth is what I truly love about St. George. I’m not just talking about the blistering summers, which are still pretty perfect for a definitive anti-cold girl like me, but I also mean the rich, red rock formations that embrace this town on all sides, the open, friendly hearts that have welcomed me in, and passion I’ve developed for myself here. My art, my family, and my life are all bigger and better thanks to a large dash of St. George in them.

I’ve rediscovered myself many times in St. George. I believe in the quiet power of meditation and this gorgeous area gives me ample opportunities to sit in stunning landscapes where I can listen to the wind and the small, noiseless leanings of my heart far away from anyone or anything to distract me. I find the much needed peace to delve into myself, untangle feelings, and come out a more generous soul. I think the stillness we are blessed with in the open spaces of Southern Utah is a true gift. There are few places in this world where I can enjoy amazing, raucous friends at George’s Corner or Jazzy’s, sip a glass of wine, listen to good music from local artists, and then find myself an hour later surrounded by stars and desert air as I ponder my place in the beautiful universe we are lucky to be a part of.

You never know what life will throw at you, so I have no idea how long I will be so fortunate to bask in the warmth of St. George, but I will forever carry this place with me and when I see the red rocks after any amount of time away, I will always smile, sigh, and know I’m almost home.

– Tamra Carter

St George is surrounded by picturesque scenery of rugged mountains and red rocked cliffs.

Due to the ever sunny weather, outdoor activities are plentiful including golf, hiking and pickleball.

There is always some event going on in town for entertainment and many restaurants from which to choose.

– Dixie and Rodney Kingham We love living in Southern Utah and taking advantage of the wonderful lifestyle available here.

The beauty of the area is hard to beat and it is a superb location for the outdoor enthusiast! There is always something fun and exciting going on, with the plethora of events, festivals, conventions, races, and local talent. We have a little bit of everything here from the majesty of Cedar Breaks, the world renowned beauty of Zion National Park, to the peacefulness of the mountains, and the solitude of the desert. Having an almost endless area to hike, camp, boat, fish, golf, ski, run, and/or just explore on atv’s and horseback is priceless. We also enjoy live music and are grateful for the handful of local joints supporting the budding music scene with some very talented local musicians. There is also great shopping, local art, and fabulous dining experiences. Whether on our own, with the family, friends, or meeting new people-- there is always a great time to be had, and precious memories to be made, in the beautiful backyard we call home--Southern Utah.

– George Scott

www.viewonsouthernutah.com

What drew me to southern Utah was the opportunity to work for a great company, Intermountain Healthcare and Dixie Regional Medical Center, as well as the climate and lifestyle opportunities. What I have come to love over the past three years are the sunrises, sunsets, exploring new areas and the smell of rain; I feel very lucky to live in such a “drop-dead” gorgeous area. What keeps me in southern Utah is what drew me here, but even more important are the people I have come to know and love. There are so many ways to be connected and feel part of this community!

– Gay Cunningham

St. George is unique as it is one of the few places that has everything, but at the same time it is remote.

Clean air, warm weather, friendly people and beautiful vistas draw us here. My company will allow me to live anywhere in the world.

We also have a house in Southern California, but we chose to call St. George our home.

– Steve & Sharon Spencer

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Breaking News! Chocolate CAN

Be Good For You!

By Krystal Rineck

The population of the world has one favorite food, and of course, it’s chocolate.

– David Wolfe

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Most people think of chocolate as that delicious candy that most women can’t stop thinking about. Come Valentine’s Day, just about every American has either consumed or given a shiny red box of the sweets to their sweet.

I’m pretty sure chocolate is more popular than an iPad, yet most of us know nothing about it and that it can actually be…*gasp*…good for you! We tend to think of chocolate as a junk food, but the truth is, when consumed without all the additives it can be part of a healthy diet.

The key is, knowing the difference between good for you chocolate and bad for you chocolate.

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Let’s tackle the bad for you chocolate first. Majority of the chocolate we eat is milk chocolate; “the bad stuff.” Here is a breakdown of the ingredients in your typical plain milk chocolate candy bar: Sugar, Wheat Flour, Cocoa Butter, Nonfat Milk, Chocolate, Refined Palm Kernel Oil, Lactose (Milk), Milk Fat, Contains 2% of Less of Soy Lecithin, PGPR (Emulsifier), Yeast, Artificial Flavor, Salt, and Sodium Bicarbonate.

Ingredients on packaging are required

to be listed by weight, so the first few items are likely to be the ingredients you are eating most of. Looks like this chocolate bar should be renamed “Sugar Wheat Extravaganza Bar!” Sure, there is some chocolate in there, but it is a highly processed version. The bottom line is, all that extra stuff isn’t required for a delicious and healthy piece of chocolate, it’s just what we are used to.

the word “dark.” Dark chocolate can be quite tasty, though for some it may take getting used to after a life of eating only milk chocolate. Dark chocolate is very rich and dark in flavor. Even dark chocolate should be treated as a snack or treat because of the added sugar.

Cacao is not the sweet food like we typically think it is, sweet chocolate came about with the invention of hot chocolate and Hershey’s bars. These days you can easily find some very high quality dark chocolate candy bars that contain natural products, and you can easily understand everything on the label. Theo is one of my favorite dark chocolate bars. Here is a breakdown of their Orange Chocolate Bar’s ingredients for comparison with the typical milk chocolate bar: Cocoa beans, sugar, cacao butter, orange zest, orange oil and ground vanilla bean.

Our ancient ancestors wouldn’t even recognize our modern version of chocolate. The cacao bean (a raw cocoa bean) is known as a “superfood.”

Superfoods have high nutrient and phytochemical profiles that may offer health benefits such as healthy skin, energy boost, weight maintenance, better sleep, stronger immune systems... the list goes on and on.

The easiest way to understand when chocolate stops being a junk food and becomes a superfood is when you see

Huge difference! Seemingly little things like knowing what all the ingredients are in the food you eat make all the difference to your body and how it uses those items to help or harm our health.

If you really enjoy the taste of cacao, you can soak and ferment the cacao beans for a very dark, dark chocolate tasting treat. You can also buy raw cacao or cocoa nibs; they are very nutty and rich in flavor and work well blended into a morning smoothie or added to some raisins and nuts for a trail mix.

There are many ways to get this delightful superfood into your diet without the added sugar.

Let’s explore why Cacao is so wonderful for your health.

It is the #1 food in magnesium content. Most standard western diets lack magnesium because of its sensitivity to refinement and processing. Magnesium helps regulate blood pressure and heart rhythm, keeps bones strong and fights inflammation.

It is high in antioxidants. Cacao contains a plant chemical called flavonoids which have antioxidant qualities. It contains 15x the amount of antioxidants as wild blueberries.

Antioxidants lower your risk for a number of health issues including cancer and inflammation related diseases.

It contains serotonin and precursors for serotonin.

Serotonin is the “happy chemical;” around 40 million brain cells are influenced, directly or indirectly, by serotonin.

This includes brain cells related to mood, sexual desire and function, appetite, sleep, memory and learning, temperature regulation, and some social behaviors.

It is the highest natural source of Iron. No wonder the ladies crave it so much!

It contains B vitamins, calcium, sulfur, zinc, copper, potassium, manganese, Omega 6 fatty acids and fiber to aid in digestion.

When the cacao bean is cooked some of its benefits can be diminished or denatured because of heat, so the best way to consume chocolate is in its raw state, unprocessed, raw cacao nibs or beans. Second to raw is unroasted cocoa powder. If those are not available to you, or simply don’t appeal to you due to taste, go for the high quality dark chocolate bars. Remember to read those labels.

Who knew? chocolate can be a healthy treat after all! maybe that Valentine’s Day tradition of giving chocolate to your special someone isn’t such a bad thing after all! maybe this year you can pick up a few dark chocolate bars with those roses. the better the serotonin levels the better the…. well, you might just want to go back and read those benefits again for yourself.

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view on CHARITY

Making the Difference –

Southern Utah Nonprofits Giving Back to the Community Focus on Habitat for Humanity of Southwest Utah One of the best attributes we have here in Southern Utah is a culture of philanthropy. There are more than 500 registered nonprofits just in Washington County! Through the dedication of these organizations thousands of local families are supported with vital programs and services that improve their lives. For our first issue, View on Southern Utah is proud to highlight one such organization, Habitat for Humanity of Southwest Utah. We sat down with Executive Director Mike Gburski to learn more.

www.viewonsouthernutah.com

VOSU: Mike, tell us about your organization?

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MG: Founded here locally in 1998, Habitat for Humanity of Southwest Utah is an ecumenical housing ministry with the purpose of building homes in partnership with low-income families in need of safe, decent, and affordable housing. Our goal is to provide everyone a decent place to live by bringing the people together to build homes, communities, and hope.

VOSU: Sounds like a huge goal, how has your team been approaching this?

MG: In the last 15 ½ years, we have provided decent, affordable housing for 18 local families. We have completed 43 exterior home repairs ranging from basic yard care to complex roof repairs since 2010. These projects have changed their lives and ours just in the opportunity to bring our community together to provide for a deserving family.

VOSU: What can we expect this year?

MG: We are in the process of rehabilitating and building our 19th, 20th, and 21st homes in Washington County.

In fact, before the end of June 2014 we expect to complete the rehabilitation and construction of all three projects, providing homes for 12 more people.

VOSU: Do you already have teams in place to complete these projects?

MG: The short answer, no. We’re always looking for more community support and volunteers, the more the merrier! Volunteer your time.

Volunteer on a project site. Support our organization with your expertise and knowledge to assist us in improving our ability to change more lives.

We are also bringing back the Women’s

Build to Washington County next year.

VOSU: A women’s build sounds exciting, and a great way to leverage some girl power.

MG: In another short answer, yes.

Beginning in January 2014 we will be constructing a single-family home for Patty Christensen, our 21st homeowner partner in Washington County. Through Habitat’s Women’s Build, we not only make homeownership a reality for Patty, but we will bring women from all walks of life together to learn construction skills and then use those skills to be part of the solution to poverty housing within our community.

Our last Women’s Build project was in 2003 when we built a home for Stacy Smith. At the time Stacy and her family were selected as a Habitat homeowner partner, her six-year-old son was sharing a bedroom with his two younger sisters and Stacy was working as the property manager for the apartment complex where they lived. Today, Stacy has put herself through college and is a pharmacist in Page, AZ where she is credited for regularly saving lives. She has paid off her mortgage to Habitat

view on CHARITY

VISION: A world where everyone has a decent place to live.

MISSION: Seeking to put God’s love into action, Habitat for Humanity of Southwest Utah brings people together to build homes, communities, and hope.

miKe GBUrsKi for Humanity of Southwest Utah and now rents out her home in Washington City to other low-income families that need a hand-up.

With the success we were able to create for the Smith family, you can see why we are so excited to do it again.

VOSU: I can totally understand that. Mike, you mentioned a mortgage.

I think there are many misconceptions about who actually pays for the homes and how projects are funded.

MG: Yes, there truly are. I like to refer them as HabiMyths. Many people think that we build homes to just give to the poor and move on to the next home giveaway project. In all reality, that can’t be further from the truth.

We select prospective homeowners based on four criteria: total family income range within 30-60% of the area median income, a proven ability to pay their interest-free mortgage, a demonstrated willingness to partner with Habitat for Humanity by providing 250 sweat equity hours per adult, and a need for safe, decent, affordable housing.

This isn’t a hand-out; it’s a hand-up. One they truly have to work for. Homeowners complete hundreds of hours of sweat equity on the construction or rehabilitation of their home, complete a financial management course, and pay a monthly mortgage. Each homeowner buys their home from HFHSWU using a 0% interest mortgage. This allows us to provide homeowners a decent place to live while keeping their expenses low providing them the opportunity to improve their lives.

Each month when our homeowners pay their mortgage the principal portion of that payment is deposited directly into our construction account. In effect, our homeowners contribute thousands of dollars a year to provide decent, affordable housing for other lower-income families in Washington County.

All of the great work we do in Washington County is the result of the support we receive from Washington County. Especially our volunteers. We could not do what we do without the amazing support and dedication of our volunteers. The funds for our housing and repair programs are the result of partnerships with local business, organizations, and individuals.

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Housing makes a significant difference to the health and well-being of a family. Studies show that the children of homeowners perform better in school, have higher graduation rates, earn more in their working lives, and become strong members of the community. The Smith family is living proof of how this process works.

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view on CHARITY

A partnership is defined as “a relationship between individuals or groups that is characterized by mutual cooperation and responsibility, as for the achievement of a specified goal”. From what I have seen, Habitat for Humanity of Southwest Utah embodies the very definition of a community partnership.

VOSU: It’s a perpetual cycle of giving!

VOSU: So there really are a lot of

How can others get involved?

different ways to get involved. I understand that Habitat is also very involved – outside of your own projects.

MG: So many ways. Of course I mentioned volunteering. But you can also donate materials to a project site or support the ReStore by donating items and shopping at the store. We will also be unveiling our Buy-a-Stud program in January 2014 to support our Women’s Build for Patty Christensen. That will be a fun way to raise some of the funds for the home.

www.viewonsouthernutah.com

But, assisting our programs doesn’t HAVE to take a lot, though for the record, we are happy to get it! Anyone can participate in providing a home for a family.

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Join the FAM Club (Five dollar a month club). Our goal is for 5,000 people in Washington County to join the FAM Club at a minimum commitment of $5 a month. 5,000 people donating $5 a month provides enough funding for us to provide housing for three additional families in Washington County each year. Just think about what we could do if people donated more than $5 per month.

We also host fundraising events throughout the year, such as the Hard Hat Gala and the Color Me Rad 5K coming up May 10. Folks can already sign up online using the promo code HABITAT to save on registration.

MG: Yes we are. It is something that I enjoy a lot. Making a difference locally is not just the greatest personal achievement I have had; it’s also the most wonderful opportunity professionally.

Habitat for Humanity of Southwest Utah is involved in our community on several levels. We actively work to build a better community by helping to strengthen and support other organizations in our community. My staff members are active participants on

boards or key committees throughout the community such as the Southern Utah Home Builders Association, the St. George Chamber of Commerce, the St. George Exchange Club, and more. I am a member of the Utah Nonprofits Association (UNA) Professional Development committee and co-chair for the Southern Utah UNA committee.

Both committees work hard to provide resources to strengthen, unify, and elevate nonprofits locally and throughout the State of Utah.

We really strive to build a better community by providing a hand-up in everything we do.

About Habitat for Humanity Habitat for Humanity of Southwest Utah (HFHSWU) is an independently organized local affiliate of HFHI that serves Washington County, Utah. Habitat for Humanity International (HFHI) is a nonprofit housing organization and nondenominational Christian ministry that builds modest, affordable homes in partnership with communities and qualifying home buyers in need of decent, safe and affordable housing. Since 1976, HFHI has built more than 800,000 homes, providing shelter for over 1.5 million people worldwide. Now at work in 100 countries, HFHI builds, on average, one house every 21 minutes.

Learn more: www.habitatswu.org (435) 674-7669

Mike Gburski: director@habitatswu.org 1070 West 1600 South, Building B, St. George, UT

ReStore: 267 East 1400 South, Ste. 106, St. George, UT ReStore Facebook page: www.facebook.com/SWURestore

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Buffalo Wild Wings

Ence Homes – Desert Rose

Red Rock Center for Independence

Rib and Chop House

Sorenson Advertising

So. Utah Neurosciences Institute

St. George Pet Place

St. George Shuttle

Stapley Pharmacy

Therápia Addiction Healing Center

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Art Escapes 3D

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Positive Intrinsic Motivation

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By Nikk Zorbas

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A sense of achievement is a vital force required for a joyful and fulfilled life, and learning to maintain our motivation toward our desired goals is crucial.

Many people consider me to be a motivator, but would it surprise you if I told you I can’t motivate anyone?

That’s because everyone is already 100 percent motivated 100 percent of the time. The catch is, they are motivated either positively or negatively. Someone may be negatively motivated to lie on the couch and do nothing, or positively motivated to build their own business.

All I can do is help people become aware of what they truly want out of life, and help redirect their thinking toward the positive.

One of the biggest traps we can fall into is the feeling of de-motivation towards goals that would bring us joy and fulfillment. The key to combating de-motivation, and achieving success, is to maintain a state of Positive Intrinsic Motivation. This type of motivation comes from within, from your heart. It’s fueled by three components--energy, passion, and enthusiasm--and a deep, burning desire

which propels you into action. For example, if you were an aspiring opera singer dreaming of performing in an ornate opera house in front of thousands of people, you would passionately and enthusiastically exert energy for countless hours to achieve that goal.

Everyone has their own individual goals, whether it’s to walk one block or to climb Mount Everest. What’s important is not the size of the goal, but the value of the achievement to the individual.

Positive Intrinsic Motivation is at the root of all of the greatest achievements in the world, including those by the Wright brothers, who invented the first successful airplane, and Roger Bannister, the first man to break the four-minute mile. (And by the way, both of those goals were once thought to be unreachable.)

Here are some strategies to help you tap into the immense power of Positive Intrinsic Motivation.

Wake up! By this I mean, increase your level of awareness. What excites you more than anything? What do you dream

about becoming, doing, or having?

In other words, what is your burning desire? Remember, you cannot create something without an initial thought, and you cannot change something if you don’t know it exists.

Delete negativity. Considering how we’re constantly bombarded with stories of violence and sadness in the evening news or with friends and co-workers lamenting over the drama in their lives, it’s easy to see how our thinking can get clouded with negativity. To combat this, we must take time to vacuum out the negative residue. How? By limiting our exposure to the media, holding only positive conversations, reading motivational books, listening to inspiring music, and by scheduling some solitary, quiet time to reconnect with our inner selves.

Visualize yourself achieving your goals. Visualize in detail exactly how you would feel the moment when you achieve your goals. Bask in that feeling, and hold on to it. For example, if you’re going through the challenges of medical school, you could visualize

how you would feel the day you receive your diploma, surrounded by your family and friends smiling with pride. This will motivate you to focus your energy on attaining your goal.

Create a physical representation of your achievement. Let’s say your goal is to lose weight. Photoshop an image of yourself depicting what you will look like at your ideal weight. Post that photo on your refrigerator and use it as a screensaver on your cell phone and computer. This will serve as a reminder to stay on course.

Are you talking about what’s going right in your life, or what’s not? Are you focusing on problems or solutions?

Everything you tell yourself is an affirmation, so make sure your selftalk sounds like a master motivator is speaking to you.

Remember, it’s all up to you. This is your life and your goals, no one else’s.

Be willing to stand alone if necessary, and depend on no one. What others may think should have no relevance to your burning desire and what’s

important to you; you do not need the approval of others.

When we stay on course following our life’s goals, we become more powerful people. Always remember your unique journey and why you must do it.

Strengthening and mastering the skills of Powerful Intrinsic Motivation will help keep your heart strong and your doubts weak.

Now get to work!

renowned Performance trainer in the field of Business and selfDevelopment, nikk Zorbas passionately helps people dream big and release their potential from within. nikk is also the Best-selling author of “Discovering your Personal Power”. to learn more visit www.DiscoveringthePowerofyou.com

Monitor your self-talk. What do you continually tell yourself? Take a moment right now, and think of what you told yourself upon waking up this morning, or 10 minutes before you began reading this article. Was it positive or negative?

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view on YOUTH

St. George Children’s Museum:

Ten years in the making and it’s simply delightful.

By Shelley Smith

www.viewonsouthernutah.com

In the first two weeks of operation, St. George Children’s Museum saw approximately 10,000 visitors come through the front doors – and the response was overwhelmingly positive!

Shouts of “This is the best day ever!”, “Awesome”, and “You’ve gotta see this!” are common – as is the less positive but equally telling scream: “I don’t wanna go yet!”

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Tonia Christensen, former Kindergarten teacher and current Marketing Director for the museum, “10 years ago I was in Salt Lake City, Utah at a family reunion and after constant whining and complaining from the kids, Grandma suggested we visit the Children’s Museum. Three hours later and not a single complaint, I knew Southern Utah needed a children’s museum, too.”

She joined a group who were already focused on the same goal.

After many attempts to get the ball rolling, the 3 key ingredients finally

came together a year ago: finding the right building, securing enough funds to build it, and finding the exhibits with which to begin. Amy English, designer, added her magic touch to take it over the top; it is breathtakingly creative, stimulating and simply delightful.

There’s a Castle, Grocery Store, Farm, Post Office, Airport, Garage, Bank, Desert Discovery, and much more. The museum also has its own toy store with a selection of creative and educational toys.

To ensure the safety of children, the Museum does not admit children without adult supervision, nor does it admit adults without children. Families are encouraged to come together, stay together, and play together. “I wish this had been here when I was younger” is a common thing to hear through the halls of the museum. Moms and Dads are encouraged to join in the play, which creates some of the best moments; like when Dad wheels over a tiny grocery cart to have his daughter ring up his groceries… “Do you have any coupons?”

The museum is committed to providing a fun experience for families. Admission is on a “Pay as you will” basis, meaning that donations are accepted (and appreciated) in any amount but no family will be turned away.

St. George Children’s Museum is located at 86 S. Main Street adjoining the Library, Tabernacle, Carousel, and Splash Pad to create a full day of family fun all in one place. The museum is open to the general public from 10 am- 6 pm Tuesday through Saturday.

Monday evening is reserved for members only. Membership information is available at the museum or by calling (435) 986-4000.

Future plans for the museum include space for parties, educational programs and more large community events. Stay up to date with what is happening by following their Facebook page or visiting their website www.

SGChildrensMuseum.org.

You can also reach them by phone at (435) 986-4000.

By JeFF BirD There’s an old saying, “A day older, a day wiser.” I hope that applies to all of us as we say goodbye to another year and welcome in the new.

As we look back at 2013, what a year it’s been! It was a year that certainly wasn’t without turmoil. From the debt ceiling crisis, to tax increases, the sequester, and the implementation of the Affordable Care Act, it has been a bumpy ride. If we’ve heard it once, we’ve heard it a 100 times; this could be the new normal.

So as we put 2013 behind us and look forward to 2014, what can we do to improve our financial fitness?

First, we can address what we mentioned earlier, the high stock market. If you have money in the market and have participated in these gains, now might be a good time to move some of that money to less volatile investments. There are several choices available such as Annuities, certain Bonds and other alternatives. This not

It seems that many of the things that we learned to depend on in the past are going by the wayside. With fundamental changes in the economy, especially in the area of technology, volatility may be here to stay.

The economy is slowly improving but there are still many areas that are showing weakness. Stubborn high unemployment, rising interest rates, and slowing corporate profits in many areas, are just some of the headwinds we are facing. only allows you to capture those gains, but may help you lower your risk and the overall volatility of your portfolio going forward.

Next, we can attend to some of the important things that we tend to procrastinate about. Such as making sure that all of our beneficiary designations are up-to-date. Having the incorrect beneficiaries is a critical mistake that many people make for their beneficiary accounts such as IRA’s, annuities, etc. Also, if you have a Trust now would be a good time to have it reviewed and make sure it is up to date.

It is recommended that you have your

Life insurance is another area that we tend to neglect. We make the effort to purchase it and then forget about it.

If you have life insurance, it would be wise to have those policies reviewed.

Questions that should be asked are, do you still need the insurance? If you do, then do you have enough and is it costeffective? Generally, life insurance rates have dropped over the years and if you have an older policy, you could possibly save money by restructuring your policies. Also, if you have cash value in your policy and you don’t need the insurance anymore, that is capital that could be reinvested. Another area to watch for is idle money. Many people, over time, allow too much cash to accumulate in their savings or checking accounts earning little or no interest.

It is prudent to seek out ways to earn higher interest and put that money to better use. These are just some of the ways that you can improve your financial fitness, but you need to be pro- active and just do it!

I hope that everyone had a very Merry Christmas, and may God bless you in the New Year.

Jeffrey Bird is the owner of Financial concepts, inc. and an investment advisor representative with centaurus Financial, inc.

Visit his website www.investment-pros.net

www.viewonsouthernutah.com

Yet, as of this writing, the stock market is hitting all-time highs. This is good in one sense, but worrisome in others.

How can the stock market continue to go up when the economy is still so weak? Many believe that a significant reason for this rise is government stimulus. No one knows exactly the total impact this stimulus has or what will happen when it stops. But it is evident that the market in general seems to need the stimulus, because even the mention of tapering off of the government’s purchase of bonds sends the market down. Only time will reveal the answer.

trust reviewed at least every five years, especially if you have moved here from another state.

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Parenting?

There’s An App For That!

www.viewonsouthernutah.com

By DyAnna Gordon

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Parenting, being pregnant or planning to become pregnant are some of the most ecstatic and exhausting time periods of our lives. It is easy to become overwhelmed by all of the amazing information available to us. With our computers, iPods, tablets and smart phones we have more opinions and resources at our fingertips available than we might ever need. Selecting the best apps for your specific parenting needs can be especially daunting. You want reliable information that is not going to cost a lot of money. There are literally thousands of apps available, spread among the various tech gadgets we have all started to accumulate. You may have already installed some of the more obvious and easy to find parenting help apps, such as: Your pregnancy week by week, contraction timers, fetal kick counters, and breastfeeding time, size, and amount calculators. There are also some fantastic apps which you may not have initially thought of to assist you with the journey through parenthood.

Today, I will introduce you to some unique free pre-conception, pregnancy, breastfeeding, and new parenting apps that you may never have previously considered.

Fertility Friend is a great website and app combo that will help you chart your cycles, increasing the odds of achieving the pregnancy you desire (or avoiding one if you want to wait a little while).

Using several months of your personal records it can help you determine when you are most fertile and most likely to conceive. You can also compare your charts to others to try to better understand what might be going on with your body. This is especially helpful if you are having a hard time conceiving.

Sleep Studio is a great app to help you fall asleep and wake up gently.

During the sleep-deprived first few weeks or months of your baby’s life, falling asleep may never be the issue.

During pregnancy, however, or at other times when the multitude of tasks a parent must deal with can weigh heavily on your mind, extra help relaxing and catching those much needed z’s is welcome. Sleep Studio is a great app to help you fall asleep and wake up gently.

When you select Put Me to Sleep you

Parenting Apps can then choose one of three options. Soothing Sounds allows you to select calming sounds such as a meadow, waterfall or the ocean. Sleep Guides offer five different verbal relaxation guides to help you fall asleep. You can also select Read to Me which includes three different audio books you can fall asleep listening to. You can also add audio books and music from your own library. You can set your Drift Asleep time to automatically shut off at the average time it takes you to fall asleep from a few minutes to a few hours. When you select Wake Me Up you can choose your own wakeup time and wakeup call, including unique alarm options such as a grandfather clock, thicket morning, or your favorite video or song. You can also select Whisper Awake which allows your selected alarm sound to slowly grow louder wakening you gently.

Contraction pain? There’s an app for that. Hypnobirthing is a brand of childbirth preparation classes and labor techniques which thousands of women use each year to ease their labors.

The Hypnobirthing app offers one free hypnosis track with five others offered at the reasonable price of $6.99. These can be wonderful for helping a mother relax and prepare for the birth of her baby. The deeper a state of relaxation a laboring woman is able to achieve, the quicker and more painless her labor will be.

sleep as long as possible giving you a needed break. Options include various wind, water, and instrument sounds. You can even set an alarm to wake you up.

With more and more new devices being released all the time, and more and more apps being developed for each device, odds are good that someone has developed an app to serve almost any parenting need you might imagine. Explore your options. With each new app you try out, however, you need to remember that you are a consumer. Try them out. If they help, great! If they just add to your stress, don’t make yourself a slave to your devices and un-needed apps delete just as easily as they install.

Dyanna Gordon is the owner of complete Beginnings childbirth services. she is a certified Professional midwife and licensed Direct entry midwife. For more information on parenting and childbirth, or to get in contact with Dyanna please visit her website www.completeBeginnings.com.

TNS lite- mood/weather/stress tracker- Pregnancy can be an emotional time. Our moods and emotions are easily affected by our hormones but they can also be affected by the amount of sleep we are getting, food and water, stress, exercise, weather and anything else you can imagine. TNS lite allows you to track all of this. How do you feel emotionally?

How much sleep are you are getting? Did it rain that day?

Sometimes all you need to do is identify a pattern and you can help make positive changes that can help keep your mood, emotions, and life in check.

Relax Melodies HD gives you the opportunity to personally select the right white noise to help you in your deep relaxation preparing for birth or to help your restless newborn calm and

www.viewonsouthernutah.com

My Fitness Pal is a great way to track nutrition pre conception, when folic acid requirements are important. During pregnancy when calcium, vitamin D, protein, calories and water are crucial and post partum when you are breastfeeding but still want to drop the baby weight. My Fitness Pal is free and customizable. It is easy to change your settings to match your needs. You can even add 500 calories of “breastfeeding exercise” if you are nursing post partum. There is nothing like doing an entire “work out” while sitting down, nursing your baby, and bonding with your little one, or even watching your favorite show.

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view on TRAVEL

Travel Resolutions for the New Year

By celece seeGmiller

nearly 50% of U.s. adults will make new year’s resolutions; many of us will pledge to exercise more, eat better and to vanquish various vices.

Why not resolve to go on that dream vacation? read on for our top five vacation recommendations for 2014 that you may not have considered. i guarantee you won’t want to break any of these travel resolutions:

www.viewonsouthernutah.com

1. Paul Gauguin South Pacific Cruise:

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If you have always wanted to visit this beautiful area, now is your chance! Sail with just 332 passengers on a luxurious cruise that includes your meals, drinks, gratuities and airfare from Los Angeles.

This year we have special rates on two sailings. World War II enthusiasts will enjoy the 11 night cruise departing on June 14th from Fiji to Australia. Guests embark in Lautoka, Fiji’s “Sugar City” and cruise to Vanuatu, the island chain that inspired James A. Michener’s Pulitzer Prize-winning Tales of the South Pacific. Next is Guadalcanal, whose very name is synonymous with a turning point of World War II. Then it’s Papua New Guinea, set on the second-largest island in the world. Guests visit the

island of Bougainville, with its World War II sites, traditional handicrafts, and natural wonders. Rabaul, features fantastical landscape frozen in lava is reminiscent of Pompeii; and Samarai Island, a National Historical Heritage Island. Guests disembark in Cairns, Australia, gateway to the Great Barrier Reef. Our second sailing departs on August 30th and includes Fiji, Tonga, the Cook Islands, Bora Bora, Moorea, and Papeete. Begin in legendary Fiji, where you’ll visit the country’s cultural centers along with more remote destinations.

From the “Sugar City”—Lautoka, the heart of Fiji’s sugarcane-growing region—you’ll cruise to lovely Suva, the Fijian capital, where you’ll discover a blend of Polynesian flair and European

sophistication. Contrast this bustling metropolis with Savsavu, sometimes called the “Hidden Paradise of Fiji.”

Next, be among the first in the world to greet the new day in the islands of Vava’u, Tonga, with their spectacularly clear waters brimming with colorful marine life. Your two-week voyage then takes you to the Cook Island of Aitutaki, with its unique culture and exquisite lagoon, and on to the spectacularly beautiful Society Islands, home waters of The Gauguin.

2. Panama: 2014 marks the 100th anniversary celebration of the Panama Canal and we are offering a fascinating itinerary in May that give visitors the opportunity to explore the old and new Panama City, Portobelo, Gamboa Rainforest Resort, and Playa Bonita.

Exciting activities include a full canal transit from the Pacific to the Atlantic; seeing the massive construction of the new canal; guided tours with naturalists on Barro Colorado Island in Gatun Lake where guests see tropical birds, tapirs,

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sloths, and monkeys; and a ride on the historic Panama Railroad. Single travelers will appreciate the fact that the price difference for single occupancy on a tour is quite reasonable, unlike cruises where they pay almost double. While the Panama Canal is often referred to as the Eighth Wonder of the World, there is so much more to see and do beyond the locks. Panama offers history, culture, rainforests and beautiful beaches. One day in Panama during a cruise just may not be enough!

licenses. In January 2011, the license process became a lot easier with the reintroduction of government-sanctioned “people-to-people” trips. If you have ever found yourself sailing through the Caribbean and wondering what is happening beyond those lights off in distance as the cruise ship captain points out Cuba, now is your chance. If you are looking for a relaxing vacation with days spent on the beach and nights spent in jazz clubs smoking Cuban cigars, you might want to seek another destination as you won’t find those experiences on the organized People to People programs. What you will find are eager locals waiting

to share Cuba’s spirit with you. Tours range from an eight day Classic Cuba itinerary to a twelve day Undiscovered Cuba tour. Each itinerary offers unique opportunities including: Unesco World Heritage Sites; the art of cigar making; art, music, and dance programs; and so much more.

4. British Open Cruise: On July 14th, the Celebrity Infinity will sail on a special 10 night British Isles Cruise. The cruise departs from Harwich, England and includes ports of call in Paris, Cork, Dublin, Glasgow, Holyhead, and 2 days in Liverpool with a special shore excursion to the British Open at Royal

Alaska Tour & Cruise

www.viewonsouthernutah.com

3. Cuba: There is an exciting travel destination back on the map in 2014.

It is what I refer to as the “forbidden fruit” of the Caribbean, also known as Cuba. Although it is just 90 miles from Key West, Cuba has been off limits to travelers from the United States since 1961 with the exception of special

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British Open Cruise

www.viewonsouthernutah.com

Liverpool (Hoylake). Watch as Phil Mickelson will be bidding to defend the Claret Jug he won in 2013 at Muirfield. If attending the British Open, visiting the Eiffel Tower, or singing and dancing in Irish Pubs is on your bucket list, this is the perfect cruise for you!

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5. Alaska Tour & Cruise: Did you know that a typical 7 night Alaska inside passage cruise only includes 10% of Alaska? If you have always wanted to see Alaska, consider our 11 Day Yukon and Double Denali Land and Sea Journey departing on August 27th with Holland America. There are just 3 nights on the cruise ship and then you are off to Whitehorse, Dawson City, Fairbanks, Denali National Park, and Anchorage. It’s the perfect way to beat the heat and see the beautiful scenery Alaska is known for.

Celece Seegmiller is the local owner of The Travel Connection, located at 1386 E. 100 South in the Bell Tower Courtyard in St. Geroge. For more information, please call 435-628-3636 or email her at celece@stgeoregetravel.com

and

NEW WAY TO BUFFET

Friday & Saturday Seafood Buffet from 4pm - 8pm

SAME GREAT MENU TWO GREAT NIGHTS

275 Mesa Blvd

Mesquite, NV 89027

(702) 346-4600

www.EurekaMesquite.com

How To Become Forte Strong

www.viewonsouthernutah.com

By mattheW arrinGton

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We all know of a young man who is addicted to video games. Maybe he has failed out of college, or quit going altogether. He probably stays up all night playing games, wakes up at 1PM the next day, and lives a pretty unproductive life. He is actually extremely smart and has limitless potential. Despite those smarts however, he is most likely socially awkward, unconfident and stuck in a rut. He is your son, your nephew, your neighbor or another young man you know.

He is “failing to launch.” Failure to launch is defined as the inability for young adults to leave the comfort of their parents’ home and live an independent life on their own.

Forte Strong is a St. George-based program for young men typically between the ages of 18 to 26 that addresses the growing problem of young men experiencing failure to launch. Many young men today are having issues leaving their parents’ house and finding their own independence. Current statistics show that nationwide over 21.6 million young adults fall into this category.* Founded in 2011 to fill a noticeable gap in the world of independent and transitional programs, Forte Strong offers help for young men that wasn’t previously easy to find. Founders Brook Price and

Matthew Arrington noticed a real problem while acquiring over 18 years of experience working in wilderness programs, youth crisis centers, residential treatment centers, and youth adventure programs.

“Nobody was specifically addressing the failure to launch issue,” says co-founder Matthew Arrington.

“We wanted to make a difference and help this large population of underserved young adults.” Another problem was that many programs accepted all kinds of young men into one program. This meant students with little to no criminal or drug background were grouped together with drug addicts and people with more extreme psychological issues. The founders saw many issues arise from this including these “innocents” being threatened, hurt, or even just being introduced to another unhealthy world to add to their own. “I learned a ton about hard drugs while at other programs,” says Collin, one of the original students and graduates of Forte Strong. “It was very nice to be in a program where the other guys weren’t always talking about the best and easiest things to steal and pawn for drugs.”

This problem lead to Forte Strong’s careful selection process; they don’t allow people in whose issues could interfere with the effectiveness of the program.

Students live together in one of several apartments they call “forts” in convenient locations in town. Each “fort” comes fully furnished. To get around town, each student has a scooter that they pay to maintain and insure, both of which are far cheaper than it would be for a car. Gas is also relatively cheap for the scooters,

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Forte Strong’s success also lies in its willingness to go beyond simply mentoring. The coaches (Forte Strong’s staff) strongly believe in “experiential education” and prefer the students try new things themselves rather than just learning about them in a sit-down setting.

Through outdoor group activities such as hiking in Zion National Park or spelunking in Bloomington Caves, students gain confidence that they can bring back to a job hunt or a difficult class. Students also learn by participating in community efforts such as soup kitchens or helping clean up after natural disasters.

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www.viewonsouthernutah.com

with some students only paying between $3 and $6 per week for fuel. St. George also has the perfect weather for a scooter, averaging only 8.25 inches of rain a year according to the National Oceanic and Atmospheric Administration.

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Those wishing to see videos or find out more about Forte Strong can visit www.ForteStrong.com or call (435) 319-0004. *PEW Research Group

Forte Strong has already had several students graduate and go on to live more successful lives.

Some stay in St. George and continue to build the lives they’ve created while in the program, while others choose to return to their hometown or move elsewhere to follow a passion to higher education or a new job. With graduation comes a new sense of purpose, complete with increased confidence and problem solving skills. Suddenly, the young man who was waking up at 1PM is waking up early because he realizes how much he could get done in those early hours. He feels more confident in social situations and finds talking to people in person or over the phone less stressful if at all. He has found a passion and finds it motivating him to take his education further. He is Forte Strong.

view on REAL ESTATE

It’s a great time to own a home in Southern Utah By shelley smith

southern Utah is experiencing a greatly appreciated turnaround in real estate. and really, who’s surprised? With all the beauty and amenities this area has to offer, we’re confident we have a great future ahead of us and we love living here. buying or selling in Southern Utah with the mindset of national statistics, would put you at a disadvantage.”

According to the Washington County MLS, this past year we saw a 12% appreciation of values in residential homes in the greater St. George area as well as 100% increase in the number of new construction units sold.

Tammie Richeson, of Paragon Realty, one of St. George’s top realtors, says, “Over the last few years our market has gone from top to bottom. Working with buyers and sellers over the last 4 years, I’ve seen how important market values are to every aspect of our community.

We’re enjoying a returning market with home values increasing at a healthy, steady pace. When the real estate market grows in a healthy way, the rest of the economy continues to grow and strive. We are seeing less ‘for sale’ signs and more ‘help wanted’ signs.

Southern Utah will always be a great, amazing place to live and invest in.”

Karleen McInelly, a realtor for D & B Real Estate, works up north in the Garfield area and is also seeing an upswing in real estate. “Garfield is a very rural area with the most beautiful scenery. Highway 12 has been rated as the second most beautiful drive in the world. The first is not on this continent.

Shelley Smith is a Loan Officer at City First Mortgage Services. She’s available anytime to answer your questions or comments.

435-313-5444 or email shelley.smith@city1st.com

www.viewonsouthernutah.com

Over this last year we’ve seen about a 20% increase in sales from the prior year. What’s interesting about this number is that sales over $160,000 increased over 50% and homes below that number took the hit. Washington and Hurricane felt the most growth. This means buyers and sellers are gaining confidence going forward and the market values are increasing. Nevertheless, it’s always undergoing corrections when the numbers swing too far. Samantha BostKelvington, a realtor for HomeSmart Advantage, shared that there was a leveling off of pricing that took place in the last quarter of 2013 that she believes was necessary. “According to the Washington County MLS, this past year we saw a 12% appreciation of values in residential homes in the greater St. George area as well as 100% increase in the number of new construction units sold.”

Samantha stated that she had buyers who watched national real estate news but needed further education before buying here. She went on to say, “I believe Southern Utah is unique market that should not be set side by side to what is happening on a national scale.

Just take a look at our demographics.

We have large number of people retiring here, with just as many young growing families, and we have the infrastructure to support future growth. To approach

People that live here enjoy the beauty, outdoor sports, hunting and fishing... that’s different than in the St. George area but fabulous just the same.”

These statistics represent the people of our community. Each person has a story to tell and the stories are getting better all the time. As loan officers we’re required to take a hard look at the reality of each person’s story. Foreclosures, short sales and government assisted refinances reminded us daily of how much times have changed since 2005.

New purchases are now steadily taking their rightful place back in the mortgage business. FHA has sweetened the pot by adding a ‘back to work’ program to help people who were affected by unanticipated job loss to own a home much quicker.

Southern Utah people, as a whole, are stronger and more active than ever. They are the best of the best and their desire and willingness to be invested in homeownership is a powerful force in our community. It makes all the difference as we push forward, getting better every day.

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view on SAFETY

Identity Theft

t f e h T y t i t n e Id

By Jon nerlinGer

identity theft has long held the title as the fastest growing crime in america. in fact, this crime has become so prevalent in our society it is quite probable that you, or someone you know, has been victimized, either as the direct result of identity theft, or as a victim of credit or debit card theft. last year alone, 9.3 million people in this country were victims of identity theft.

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An identity thief needs only a victim’s name, social security number, and address to begin to perpetrate his or her monetary crimes, while simultaneously destroying the victim’s (credit) reputation. Over the years, in an attempt to reduce the continuous and rapid growth in the number of identity theft cases, the federal government and individual states passed laws designed to protect victims, and to assist victims with identity and credit recovery.

However, anyone who has been the victim of identity theft can verify that recovery from this nightmarish crime is a long, tedious, and terribly frustrating process.

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Thieves acquire victim information using a multitude of methods. They can acquire the information themselves via direct theft, computer hacking, phishing, trickery, information from social media, dumpster diving, etc. They can purchase a victim ‘profile’ from another thief, or from a theft ring. Profiles generally include the victim’s name, social security number, and address, but can also include additional information such as date of birth, and so forth. Profiles are bought and sold not only in this country, but throughout the world.

Studies reveal that more often than not, once a thief has victim information, the thief will act quickly to open one or

more credit card accounts. Additionally, it is very likely the thief will use the victim’s stolen identity to acquire cell phones. Opening credit card accounts and purchasing cell phones and cellular service (also known as subscriber fraud), are the most frequent ways crooks use stolen identities. However, identity thieves have also been known to purchase homes, cars, furniture, appliances, plastic surgery, etc.

Generally speaking, with respect to subscriber fraud, the victim will probably

not realize he or she is a victim until a bill is received, weeks after the account was opened. The same can often be said for newly opened credit card accounts.

Those few weeks in the billing cycle will have given the thief enough time to purchase anything he or she has yearned to own. Or, the thief may have simply used the cards on a regular basis to make cash withdrawals until limits were reached.

Identity thieves will usually stop using a victim’s identity after a few weeks, at which point they move on to the next victim, but there are those who continue using a victim’s information. When opening accounts they will not use the victim’s address, but instead, will attempt to use a mail-drop or temporary residence address. That way, billing goes to them and not to the victim. Again, in the majority of these cases, the victim does not know he or she has been

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Never carry your social security card with you.

Never leave outgoing mail peeking out of your mailbox for the mail carrier to pick up. Thieves can steal your outgoing bills for your checks contained within those envelopes. Take your outgoing mail to the post office and mail it there.

Check your credit report at least semiannually, but preferably quarterly. victimized unless and until he or she tries to access his or her established credit to open a new credit account, buy a car, home, etc,. That is when they begin to realize the nightmarish nature of this crime.

The single most effective tool in protecting one’s identity is to be extremely careful and very protective of personal data.

For example, in 2009, the Washington Post reported that the giant payment processor, Heartland Payment Systems, had sustained a security breach resulting in the exposure of literally tens of millions of financial transactions involving credit and debit cards. More serious breaches, in which actual social security numbers are compromised

In 2008, a Wisconsin company inadvertently printed thousands of consumer names and social security numbers on mailing labels. In another example, a university inadvertently published the names and social security numbers of 60,000 former students. State agency computers have been hacked and critical consumer information, that is, names and social security numbers, lost.

Legitimate companies and state agencies do their best to protect consumer information, but there will almost always be a very adept hacker who finds a way into ‘secured’ systems.

And unfortunately, inadvertent, but costly mistakes will occur. As previously noted, recovery from identity theft usually proves to be a lengthy, time consuming, and frustrating process.

The single most effective tool in protecting one’s identity is to be extremely careful and very protective of personal data.

Here are a few basic tips for protecting oneself: Invest in a ‘confetti’ shredder. Use it to destroy unneeded documents, including bank statements, returned checks, credit card solicitations, etc.

Carefully check each of your monthly credit card statements for accuracy, and to verify you have not been victimized.

Do not readily share personal information, especially your social security number, unless absolutely necessary. Be suspicious. Ask why the information is needed.

The three biggest credit reporting firms in this country are TransUnion, Experian, and Equifax. There are smaller ones as well, but these three are the largest and the most influential. As consumers, we must each do whatever we can to protect our credit reputation. One thing to consider is subscribing to a service that makes immediate notification to the subscriber if any changes occur in his or her credit report. Notifications would include new inquiries, the establishment of a new credit account of any type, etc.

There are several companies that offer this service and monthly subscription prices vary. Additionally, each of the credit reporting bureaus offers this type of service, as do companies such as Lifelock. Costco has even entered into this arena as well, and offers the service at discount prices.

It is also a good idea to minimize inquiries into your credit history. “Opt Out” prevents the sale of your credit history to companies wishing to prescreen you for a credit card offer.

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Consumers can protect themselves in many ways, thus minimizing their vulnerability. Unfortunately, unless we are completely “off the grid,” we are vulnerable to data losses from companies with which we conduct business. These companies, as well as government agencies, have our most precious personal information, and when they sustain data losses via theft, hacking, etc., thieves can potentially end up with vast numbers of consumers’ personal data.

or stolen, happen with unfortunate regularity as well.

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The Opt Out procedure is simple and can be handled with one phone call: (888) 567-8688. This opt out is recognized and honored by all three credit reporting bureaus. It remains valid for five years. One can go to www.optoutprescreen.com to accomplish this as well, where, you are given the option to opt out forever.

Any consumer who believes that his or her identity has in any way been compromised can also call each of the three aforementioned credit reporting bureaus to request a “Fraud Alert.” This prevents any unauthorized opening of credit accounts. A fraud alert is valid for ninety (90) days, but it can be extended.

When it comes to checks, the decades old crime of ‘check washing’ is alive and well. For purposes of this article, the focus will be on personal checks, although businesses fall victim to this sort of thing as well. A crook first obtains your check, usually by some sort of theft.

The crook could have grabbed a bill payment from your outgoing mail box. Or, as is the case in some larger cities, crooks will break into a regular, freestanding U.S. Postal Service mailbox and steal the contents. They are looking for

Mortgage Loan Officer

(435) 313-5444 Available any time to answer all your lending questions.

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CALL FOR A FRIENDLY, NO-OBLIGATION QUOTE. We now offer Manufactured Home, Lot & Construction Loans

Not sure you’ll qualify because your finances and credit were seriously impacted during the Great Recession?

Ask about FHAs new “Back-toWork Extenuating Circumstances Program” that let’s you qualify for a mortgage much sooner than before. Let’s see if you qualify!

For protection, when ordering checks, always order them with as many ‘security features’ as possible. Mail outgoing checks at the post office! Do not use ballpoint pens to write checks as these ‘wash’ very easily. Instead, use black gel pens.

Some pen manufacturers, such as Uni-ball and their “207 gel pen”, state on their packaging that their pen is ideal in the prevention of check washing.

Therefore, seniors could make a copy of their Medi-care card and redact their entire social security number on the copy or, as an option, redact all but the last four of the social security number, and carry the copy with them instead of the original.

And, obviously, they should store the original Medi-care card in a safe place.

In our society, and in this day and age, protecting ourselves from the criminal element is a full-time job. But, when we use as many safety and preventative precautions as possible, we minimize the likelihood of becoming victims.

Jon Nerlinger is a retired police lieutenant originally from Southern California with 35 years of law enforcement experience.

230 N 1680 E C-2 • ST GEORGE UT NMLS# 995161, Branch NMLS# 863748

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There are several methods to check washing, but generally speaking, a crook will copy or trace the original signature on the victim’s check, and then, using readily available and inexpensive liquid chemicals, he or she will ‘wash’ the check, thereby removing the payee, the amount of the check, etc.

After the check dries, the crook will write in his or her name as the payee, and enter a new dollar amount. The victim’s signature will then be traced onto the signature line, and the crook now has a check made out to him or herself or to an assumed (with counterfeit ID’s) name.

This author was recently made aware of a situation with seniors, age 65 and older, and Medi-care. Apparently, when a Medi-care card is issued, it has the holder’s complete social security number boldly printed right on the face of the card.

Folks should never carry their social security card or that number on their person. Seniors should, however, carry their Medi-care cards.

Shelley Smith

THE RIGHT LOAN DOES MAKE A DIFFERENCE.

mailed bill payment checks. So, rummaging through the stolen mail, when they see that the addressee is a utility, cable service, phone service etc. they know that a signed personal check is inside that envelope.

view on GOLF

Learn Your Carry Distances Rob Krieger - PGA Golf Professional

When meeting a new student I ask the question “How far do you hit your Driver, 7 Iron and Pitching Wedge?” The normal response is usually within a range. Great! But then when I ask “What are the carry yardages?” Most people just shrug their shoulders and are not sure. Today, new technology makes it very easy and will give you the same advantage that the pros are using to shoot lower scores. Do you know your carry distances?

USE A LAUNCH MONITOR In the Studio, we use the Foresight Launch Monitor and an ipad which lets students spend time tracking each club for carry distance AND total distance. players see backspin, club head speed, club path and the effective launch angle to determine the average distances of each club. After hitting balls, each club builds a profile that shows REAL information which players can take to the course with confidence and save shots. Also, when trying to determine the best driver or iron set, shaft flex or make a change in equipment; a launch monitor will show the difference from club to club and take the guesswork out of it and save money.

FYI - If there is not a lot of club head speed, there won’t be much if any difference between some of your clubs.

Rob Krieger owns The Golf performance Studio, a new high tech, indoor golf center located at the Green Valley Spa in St. George.

Available for individual, group & junior lessons. Simulator times and Lessons can be booked by calling 435-986-9035, emailing rob@sgugolf.com or you can visit Rob’s website at www.StGeorgeGolfInstruction.com

www.viewonsouthernutah.com

USE A GOLF SIMULATOR players can practice real life scenarios on a virtual course that allows for practice over water, bunkers, forced carries, around trees with wind or rain so when faced with it on the course, players are prepared for those conditions. In the simulator no worries of losing golf balls or having to go look for them.

USE A LASER RANGE FINDER Using a range finder on the course to determine exactly how far away obstacles are and the distance to carry is invaluable. Most professionals have their caddy go out prior to competition and use the range finder to determine carry distances. If you don’t have a caddy, go play a course, drop down some balls and hit shots over the bunker or water with different clubs and see how far you are carrying your shots.

Know your carry yardages and start enjoying an easier game of golf.

Good Luck and Always...Fairways & Greens!

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PERSONAL ANTHROPOLOGY A SHORT GUIDE TO DIGGING UP YOUR OLD SELF FOR 2014

www.viewonsouthernutah.com

By sUe santarcanGelo

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People greet the New Year in many ways. Some ignore it because their life has become a daily repetition that is comfortable. Others find it a good excuse to party or get into some kind of trouble they wouldn’t do any other night of they year. Then there are the resolution makers who hope to change their lives by losing weight, quitting smoking, giving up drinking or some other bad habit.

But for some it can be a time of soul searching and contemplation; looking back at the past year and wondering what the year ahead will bring. Will it be more of the same, or will circumstances bring changes? Are we in control or is someone or something else? Often if you are young others have determined where and how your life should be, whether it fits or not. If you are older, life may have buffeted you around so you no longer plan. Instead, you move from day to day dealing with the issues at hand. You adjust your life to fit a changing reality until you wake up to find you are in a place you never expected, or wanted, to be.

There are times when we need to step back and take a look at our true self. Rediscovering who we are and why we have arrived at the place we are now. It doesn’t necessarily mean life will change dramatically or that we will abandon everything to pursue some dream.

It can however, help us find peace with where we are or help us chart a new course to a different place.

There are many books, websites and guru’s offering to help you in your quest if you feel you need a guide. Or, you can take a more pragmatic and less time consuming route; just look at your life like an anthropologist looks at the remains of an old civilization.

Start by digging into the boxes and bins of your life. Make a list or just go locate all the old “stuff” you have kept through the years. Pull the boxes down from the attic and brush the spider webs off the old filing cabinet in the garage. Dig up the old school books and notes, documents and awards, training certificates, old work records, tools, crafts, and family keepsakes you’ve hidden away in the dark corners or guest room closets. Old photos, especially the ones that didn’t make it into the scrap books, can also be revealing.

Don’t forget your old tax records and their supporting documents. You’ll be surprised what they tell you.

Your dig should also include the memories of anything you have lost, given away or destroyed. It should include anything and everything that is part of you. This is supposed to be a dig into your history to help you discover your old self and how it can help you move forward in the upcoming year.

No one can tell you what you will find but the story of one woman getting a

While unpacking her belongings a recently divorced woman nearly wept over her future prospects. At the time of her marriage she had a serious career and the ability to take care of herself financially. Over the years she had left her profession to help her husband in his business.

Just prior to the divorce her soon to be ex railed against her accusing her of quitting her job and living off him during their marriage. He told her she had no right to anything since he had owned a home before they married, and that she had contributed nothing to their finances. Although he was totally wrong both legally and ethically, she was still disillusioned and depressed.

She left the relationship feeling totally incompetent questioning whether or not she was capable of holding even the most menial of jobs.

As she unpacked her belongings she came across bits and pieces of her old life. Lab notes from a science class in college: the drawings beautiful and meticulous. A copy of a report with page after page of drawings she had created using data she and colleagues had gathered for a project. Paperwork for a condo she had purchased and other documents attesting to her capabilities.

The short trek through a few old boxes showed her that she had been functional, and she could be again. Her life didn’t turn around immediately. Nor did it become perfect but she did begin to believe in herself again and found a job in her former profession.

Since that time she has faced other difficult times in her life and a visit to the “dig” has always helped. Her most recent visit happened during the economic downturn which took both her job and then her home. Dealing with the bank over a short sale was excruciating; even worse, the very real possibility of bankruptcy was devastating. The emotional stress drove her back to her collection of “artifacts” to find the help.

Returning to the dig she found a photo of herself as a child. The child is sitting on the back porch of an old house legs crossed laughing at the world. Although she doesn’t remember those days, she knows the mischievous three year old is her true self. The strength and verve of that child has carried her from a wealthy but dark and dangerous youth, through school to a career, past divorce, financial gain and loss, and into today’s new and quickly changing world. That tiny fading talisman of the past captured her true inner flame and no matter how hard things get she knows ultimately the world is her oyster.

Whether an archeological exploration of your life will help you find such a treasure is uncertain. as with all adventures looking at the self, one has to be willing to recognize such gifts if they are presented. your dig offers you the opportunity to honestly look back at where you have been and find out if there is something in your previous experiences which will help you move forward. Few will find a miracle or total enlightenment. What most of us will find is that we really have had a pretty interesting life, and who we are deep inside has gotten us through this far.

www.viewonsouthernutah.com

Once you’ve collected your stuff, begin to look through what you have gathered.

As you start your journey remember this archeological dig is not a stroll down memory lane. It has a deeper purpose.

Like a good anthropologist, you should not be looking for something specific, but just looking at what the documents and artifacts tell you. Although you will probably have memories associated with these objects, the mission is to look at them like you are seeing them for the first time and let them tell you something about the owner - you.

divorce who stumbled onto this way of rediscovering herself might give you some clues.

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view on EDUCATION

New Year, New View, New You By christina schUltZ, Vice PresiDent oF institUtional aDVancement, DiXie state UniVersity

What an appropriate title (...a new you...) as Dixie state college became a university in February of 2013. in our community we now truly have a new “U”.

In today’s world, a major challenge for educators is how to prepare students for careers which did not even exist a few years ago. These days, a student from Mesquite or St. George may compete with a student from Mumbai or Shanghai for the same job. The reality of today’s employment market is that graduates should expect to re-train themselves possibly several times in their working lives for new careers.

www.viewonsouthernutah.com

To be successful in this new global economy, students must be knowledgeable about different cultures, traditions, histories and religions which often may sharply contrast with their own. A global education requires understanding and embracing diversity in order to be better scholars, communicators and world citizens. Dixie State University (DSU) has made great advances in this area as the university has experienced a 62.5% increase in international student enrollment in the last year. It is expected that this will continue as we enhance our international recruiting efforts, study abroad programs, and cultural exchanges.

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One very successful cultural program developed by Dixie State University is DOCUTAH - the Southern Utah International Documentary Film Festival.

This festival was created in 2010 and it is held each September on the campus of DSU. DOCUTAH educates, enlightens and inspires our community by presenting films from around the world.

DOCUTAH 2013 featured 62 films from 31 different countries. Whether one is interested in learning about Tongan history, culture and music, or about the role of female leaders in Columbia,

or prefers to take a journey to Kenya to meet the Masai - DOCUTAH offers something for everyone.

Meeting new people, experiencing new cultures, and learning new methods for accomplishing work is essential for enlightenment and training oneself to function in the new global economy.

In recent years, technology has made the world much smaller. In the past,

travel was time consuming, complicated and dangerous as the early pioneers discovered. International travel could be even more challenging. Today we can reach almost any part of the globe in a matter of days if not hours. If we cannot physically transport ourselves to a distant land, new technology has made it possible and easy to bring culture, people and other ways of life into our own office or living room.

Technology has also made it easier to produce film festivals such as DOCUTAH. Thirty years ago the only way to view films was by shipping heavy

view on EDUCATION

canisters of celluloid film. Twenty years ago 1/2” and 3/4” cassette tapes were in use. How many today even remember VHS or Beta Max formats? Ten years ago DVDs were the primary viewing format.

Today VIMEO digital format downloads have made viewing easier and quicker with 3D and holographic technology, seen in productions such as Michael Jackson ONE currently playing in Las Vegas. Our classrooms, auditoriums and performance spaces will look completely different in the future.

have made it possible to communicate effectively worldwide. For example, after reading in the New York Times that the new Bhutanese Prime Minister had 18,000 Facebook friends, DSU reached out to him resulting in a face to face meeting for me last week at his office in the Parliament Building in Thimphu, Bhutan. Similarly, last month I represented DSU in a face to face meeting with the Lieutenant-Governor of Delhi as well as other senior executives of various Indian Universities in Delhi.

In the last decade, mobile devices have become so powerful that one can study and work from remote locations almost anywhere in the world. The traditional brick and mortar universities now have distance learning programs. While face to face communication remains by far the best way to establish relationships and conduct business, cell phones, email, Skype, texting and social media

A plan for the New Year should include a quality education. Dixie State University with its low tuition and small class sizes is an ideal place to fulfill this need. Next, one must strive to be knowledgeable about other cultures. With an increasingly diverse campus, students who attend DSU benefit from various countries around the world. DSU also provides lifelong learning experiences

for all ages through DOCUTAH and other cultural activities and events ranging from Cirque Ziva (Chinese Acrobats) to Mimi Blais, the “Queen of Ragtime” from Montreal.

The educational and cultural opportunities in our community are available and expanding if one chooses to embrace them. As we enter a new year the challenge is to develop a new view by stretching our imaginations and boundaries. For more information please visit www.dixie.edu.

www.viewonsouthernutah.com

35 Southern Utah Magazine - Mesquite Golf Pass.indd 1

12/9/13 1:04 PM

PROBIOTICS: KEY TO SUPER HEALTH? What does your gut say?

By sUe santarcanGelo

today the talk about probiotics is everywhere. Jamie lee curtis hawks the benefits of activia with its exclusive probiotic Bifidus regularis between episodes of your favorite television programs.

Reality shows like The Doctors cover recent reports on research related to probiotics and even celebrity heart surgeon Dr. Oz has a probiotics fact sheet on his website. But what are probiotics?

Merriam Webster dictionary defines probiotics as “A preparation (as a dietary supplement) containing live bacteria (as lactobacilli) that is taken orally to restore beneficial bacteria to the body.”

www.viewonsouthernutah.com

Bacteria! How can that be good for you?

We are bombarded by ads for sanitary wipes, hand sanitizers, and anti-bacterial sprays all promising to protect us from the evil of germs, or more technically, bacteria. We are terrified of the little critters. At the first sign of a sore throat, sniffle or earache parents run to the doctor for antibiotics. Even our cattle and other livestock are pumped full of antibiotics to keep them safe. So how can bacteria be good for you?

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Not only are some bacteria safe, they may actually help make your brain stay sharp, your digestion better, and potentially cure many autoimmune diseases. Bacteria have been around as long as man. They live on us and in us.

There are thousands of types and what exactly they all do for us is still a mystery.

We do know a lot about a few strains and are learning more about others.

There is a growing body of data showing the health benefits of probiotics; they impact allergies, autoimmune diseases, inflammation, heart disease and autism.

While there may be some doubt about the specific benefits of any single strain of bacteria the potentially harmful impact of others is well known.

The use of antibiotics to deal with harmful bacteria is common today and can result in a major imbalance in our gut.

If we are healthy the bacterial community will regenerate. However, as we age the balance in our gut becomes more fragile.

Poor eating habits, unbalanced diets, badly fitting dentures, lack of exercise and an increased variety of medications can all negatively impact our gut. As the bacterial community breaks down toxic substances can move through the gut wall into our circulatory system.

A particularly serious recurrent bacterial infection known as Clostridium Difficile can occur after the use of antibiotics.

C. Diff causes symptoms ranging from diarrhea to life threatening inflammation of the colon and can be debilitating.

While some individuals developed C. Diff after a major accident or other incident which requires long term hospitalization and long term use of antibiotics, the majority of cases occur within the older community under less dramatic conditions. Seniors living in long term care facilities tend to be the most at risk but any older person is susceptible.

There are documented cases of relatively healthy individuals who became so

overwhelmed by C. Diff that within a very short time they deteriorate from completely functional self sufficient individuals to requiring full time care.

Treatments for C. Diff range from specifically targeted antibiotics to surgery and in extreme cases fecal implants. On the Mayo Clinic’s website the write up notes that “C. Difficile infections have become more frequent, severe and difficult to treat. None of us need this.”

Truly, none of us need C. Diff and anything we can do to keep healthy and avoid it makes complete sense.

While health food companies sell pills and drinks loaded with specific strains of “healthful” bugs, probiotics can also be found in our everyday food.

Fermented milk products like yogurt, cheese, cultured butter and kefir provide

probiotics if they are labeled as having “active cultures.” Other fermented foods include sourdough bread, sauerkraut, wine, beer and brewers yeast. Harder to find but valuable if traditionally prepared are dill pickles, slow cured salami, and natural unpasteurized vinegar. For those who like Asian flavors kimchi, kombucha, fish sauce, miso, and tempeh all help keep your gut happy.

Adding probiotics to your diet will change your digestive process. As the new bacteria grow the “bad” bacteria will begin to die. It must move through your system to be expelled. That means you may feel worse before you feel better. During this process you may experience flu like symptoms. Because of the changes you will be experiencing, you should restrain yourself from pigging out on cheese or giving yourself free rein to get hammered on beer or

wine in the name of a healthy gut.

First do your homework. There are numerous websites, books, and nutritional stores where information on probiotics is available. There are also books on fermenting your own food, and a Consumer’s Report evaluation on probiotics sold in capsules. They found only one capsule that had enough live bugs to be of value.

The New Year is a time for new things.

Why not try health. The old adage “you are what you eat” seems like an over used New Age slogan, but as Hippocrates the father of modern medicine put it more than 2500 years ago “Let your food be thy medicine, and medicine be thy food.”

Happy New Year!

Write It Up ! is a f u l l- ser vice marke t in g an d PR f irm l oca t ed in S t. Ge o rg e , Utah

Marketing • Public Relations • Graphic Design • Radio Scripts and Voice Over • TV Commercial Production • Event Planning • Advertising Campaigns/Media Buy • Blog Development • Marketing/PR Related Training

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702-860-2341 Dawn McLain, Owner/Principal – Write It Up! 765 Escalante Drive | St. George, UT 84770

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Celebrating our 20th year, we provide a team of experienced professionals that will support your company and its future. We offer comprehensive services for efficient and effective marketing, advertising and public relations.

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Why I Love Southern Utah

We love the weather in Southern Utah.

There is nothing better in the winter than to emerge from the house into a beautiful, bright day and see the clear blue skies against the vibrant red cliffs and feel the sun on our skin. What a wonderful feeling!

– JoAnn and Bill Mikelson

two Farmer’s Markets to choose from, Saturday mornings bring sunshine and interaction with local vendors. Live music is the latest craze to hit this warm, friendly town. With local musicians eager to share their creative minds, Wednesdays, Fridays, Saturday mornings, and Saturday evenings are easily filled with an eclectic supply of free concerts in various venues.

My parents’ decision to retire in St. George (and the ensuing health issues that go along with that stage of life) is what brought me to this southwest piece of paradise, but the plentiful options for entertainment and personal growth are what have kept me here.

– Gretchen Lambert-Wiltbank

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I have been in Southern Utah for just over 4 years and what I love most is the seemingly endless supply of miraculous scenery! I can take a short walk or a long hike or whimsical drive and I’m never disappointed with what I come across. I’m sure I will never see everything there is to see, (how could you?) but I’ll keep trying. My camera will keep me company as I chronicle my adventures, ready to share the wonders of this beautiful place with anyone who is willing to listen. I’m happy to have transplanted myself to Southern Utah, where rain is minimal and the trails are vast!

– LeeAnn Cecil

Red rocks, green grass, blue skies. The vibrancy of Southern Utah is like a magnet. There’s never a dull moment for those of us who love the outdoors.

Within 10 minutes of my home, I can be playing in the sand dunes of Snow Canyon, watching a Broadway or Disney show up at Tuacahn Center for the Arts, exploring ancient petroglyphs, visiting the Shivwits Indian Reservation, riding the historic carousel, getting pleasantly wet in the Town Square splash pad, quietly hoping for a siting of a tortoise on the preserve, or skipping rocks on the Santa Clara River. With a few more minutes, I could be boating on Gunlock Reservoir, 4-wheeling at Sand Hollow, or heading to a casino in Mesquite, Nevada. With

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view on BUSINESS

Business Resource Center helps entrepreneurs create, grow and expand

By Jill elliss

the Business resource center (Brc) is dedicated to contributing to southern Utah’s economic growth by helping small businesses achieve their goals of growth, expansion, innovation, increased productivity, management improvement, and success.

Having an idea for a new product or service is often not the biggest challenge facing entrepreneurs. Many times the goal of starting and growing a business is stalled simply because people don’t know where they can go for help. In Southern Utah, the Business Resource Center (BRC) at Dixie State University has a mission to provide the support, advice and technical assistance small business owners need to help them realize their goals.

www.viewonsouthernutah.com

The BRC is a synergistic combination of the unique missions and strengths of several different entities who share the common purpose of assisting local businesses and strengthening the economy. Who are they and what do they do?

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Small Business Development Center (SBDC) The SBDC helps existing businesses and startup ventures to make a successful impact. SBDC Director Len Erickson, a veteran business owner himself, counsels in every aspect and phase of business ownership from planning to strategy to business valuation. A big part of the SBDC effort is helping businesses explore financing options including SBA and bank loans as well as alternative financing methods.

The SBDC also provides a wide variety

of business training and classes designed to help business owners make effective decisions. Len is assisted by the BRC office manager Lanora Nielson.

SCORE Like the SBDC, the SCORE organization is sponsored by the U.S. Small Business Administration and is designed to help entrepreneurs by providing free, confidential business counseling.

SCORE volunteer mentors are often retired executives with deep expertise from many different backgrounds.

SCORE Chair Cathy Christopher helps match client needs with SCORE expertise.

Site Select Plus The Site Select Plus private-public partnership assists and supports existing local primary industries expand and retain jobs. The partnership also leads recruitment efforts of value-added companies and jobs from outside the region. Director Scott Hirschi and Associate Jana Carter provide information, facilitate negotiations and remove roadblocks to make relocation or expansion to Washington County easy

and painless. By working to diversify the local economy with manufacturing firms, logistics operations, customer service centers, and other primary industries, the Site Select Plus partnership strives to foster great jobs and careers for the citizens of the area.

USTAR/SEED Dixie The Utah Science, Technology and Research Initiative (USTAR) partners with SEED Dixie to build the innovation ecosystem and acts as a catalyst to create higher paying jobs. Business ideas centering around information technology, inventions and new product development receive an initial assessment and training in customer validation and market research. Director Jill Elliss and analyst Jared Goodspeed help to broker, mentor, coach and connect these fledgling businesses with grants, investor capital and resources both inside and outside the region.

Procurement Technical Assistance Center (PTAC) PTAC helps local business owners secure government contracts by providing training as well as matchmaking services with possible government buyers. PTAC Manager Keith Christensen assists with bid proposals and decoding the difficult government protocols to make the entire process much less intimidating.

view on BUSINESS

In addition to the people and organizations previously listed, the BRC sponsors the following programs and activities to help local businesses start and grow.

Business Expansion and Retention (BEAR) The BEAR program visits existing businesses in the region at their workplaces to provide free assessments and match them up with the services the BRC and the State of Utah provide.

ITRE Incubator Built around statistics that say fledgling firms who receive intensive nurturing accelerate more quickly and fail less frequently, the ITRE incubator invites selected startups to rent office space in the BRC building. Besides free high speed internet, a network of mentors and free conference rooms and classrooms, incubator companies have

day-to-day access to BRC counselors.

Outlier Labs As a business idea begins to develop, new entrepreneurs want to move out of the basement or garage so they can collaborate with others, test their hypotheses and gain new insights from like-minded startup entrepreneurs.

Operated as a public-private partnership located in the BRC building, the Outlier Labs provides a dynamic co-working environment for $50/month.

Grants, contests, networking groups Financing startups or new products can be a very challenging aspect of business ownership. Several contests help root out the best ideas while providing an initial catalyst to begin the process.

Concept to Company contest – up to $45,000 in cash and services.

E marketing Awards - $10,000 to implement a dynamic e-marketing plan.

USTAR Go-to Market grants - $5000 to $20,000 in grants for SEED stage companies.

Dixie Technical Association – Dixie Techs networking group meeting monthly.

With the BRC assistance and services available, business ownership does not need to be a solitary journey. Most counseling services are free of charge and the BRC has regular training classes, events and activities listed at www.brcdixie.edu.

Jill Elliss is the BRC Executive Director. She can be reached by email at jelliss@dixie.edu or by phone 435-652-7751

Organization Small Business Development Center

Description of Services Key Business planning, SBA loan packaging and bank financing assistance, Strategic planning, Business valuation.

Contact Person Contact info Lenn Erickson

sbdc@dixie.edu 435-652-7752

Technology commercialization, IT related businesses, Angel funding, Go-to-market grants.

Jill Elliss

jelliss@dixie.edu 435-652-7751

Site Select Plus

Support for manufacturing, distribution, operations, customer service centers.

Scott Hirschi

hirschi@dixie.edu 435-652-7750

Contracting assistance for businesses wishing to sell to local, state, and federal government agencies.

Keith Christiansen

Counseling and mentoring from retired business owners and executives.

Cathy Christopher

435-652-7791

Co-working desk space for startups, internet service, BRC coaching and mentoring.

Jill Elliss

jelliss@dixie.edu 435-652-7751

Individual office space for lease, internet service, BRC coaching and mentoring.

Jill Elliss

jelliss@dixie.edu 435-652-7751

Jill Elliss

jelliss@dixie.edu 435-652-7751

Procurement Technical Assistance Center SCORE Outlier Labs ITRE and Small Business Incubator Concept-to-Company, E marketing Awards, Rookie of the Year

Contest funding and coaching to win cash and prizes.

keithchristiansen@ utah.gov 435-652-7754

www.viewonsouthernutah.com

USTAR, SEED Dixie

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Spotlight on:

Volunteerism

By Dawn McLain

www.viewonsouthernutah.com

Each issue, View on Southern Utah will spotlight an exceptional volunteer in our community. Why? Because we know that these special people make a difference in our community, and we applaud their efforts to make our area, and world, a better place to live in. For our inaugural issue we are featuring a volunteer that has been giving back for more than 20 years, Donna MacBean.

This summer I had the pleasure of meeting Donna MacBean through the nonprofit program at Sunset on the Square.

I have to say, I was impressed with her right away. Donna gives an average of more than 15 hours of her time every week to various organizations. Her dedication is admirable, and her exuberance is infectious! Even more impressive is her energy and bright spirit. As an owner of two businesses, she understands a time crunch – but makes giving back a priority. This is exactly the type of spirit View on Southern Utah celebrates.

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Donna MacBean is the Chairperson for the Elks National Foundation locally at the Dixie Elks Lodge. She is also the Chaplain and 2nd Vice President of the Ladies of Elks organization. The Elks organization is second only to the federal government in terms of giving here in the United States. As a nonprofit organization, they support many national and local programs and services. In Southern Utah, the Dixie Elks Lodge provides funding, volunteers, fundraising and support to several family focused programs. It is this focus that Donna is so passionate about. “I like doing things for the kids best. Whether it is an event, party or fundraiser, I just enjoy seeing their happy faces and appreciate the opportunity to watch them smile and have a great time.” said MacBean.

In fact, in talking with Donna, she shared one of her

favorite charitable moments. “Last year, I received a couple of calls for help over the holidays. The Erin Kimball Foundation and Dove Center both needed food hampers for some of their clients. Initially I was a bit worried that we would not be able to provide for them with less than a month to work on it. I was on a mission! Many phone calls, visits to businesses and emails later, in just three weeks we were able to put together enough money to purchase 33 holiday food hampers for 33 local families. Even better – with the extra money I was able to raise, we not only provided a great Christmas dinner, but we also gave each family enough food to live on for about a week.” Once the project was over, MacBean felt overwhelmed with her great fortune, having wonderful friends to help exceed the needs of both deserving organizations.

She wasn’t the only one feeling lucky for having had a hand in providing holiday dinners to so many. Jim Sippel, a client of Donna’s company (Donna’s Strong Arm Janitorial Services), explained “Donna organized about 10 families into a ‘coalition’ team to gather food and funds for Dove Center and Erin Kimball Foundation families.

We accumulated food and turkeys for each family and distributed them all prior to Christmas. When we were delivering the food, one individual asked where it had come from. Donna simply said ‘from us’. To this day, the honesty of her response still impresses me.” Jim shared that her energy can just draw a person in.

“I truly believe that we should all help each other because it is the right thing to do,” says Donna. I started volunteering because I have always felt that I am lucky. I have a roof over my head and food on the table. End of the day, everyone should have that opportunity.”

Donna, View on Southern Utah couldn’t agree more!

From all of us, THANK YOU for all that you are and all that you do for our community.

If you know someone who gives back in extraordinary ways, let us know! We’d love to shine a spotlight on them in an upcoming issue!

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10

for Success in 2014 } Tips

By cerissa Johnson It is that time of year again. Time to start making your New Year’s resolutions. It’s without a doubt that many of you are going to have some type of New Year’s resolution related to fitness. You might want to build more muscle or shed some excess pounds. Whatever your resolution may be, you will be much more successful if you put together a game plan. We all know that most New Year’s resolutions fail and a lot of those fail because expectations are set too high and there is no solid game plan of how to achieve them. Here are some tips to make sure you are much more successful at reaching your goals in 2014.

Set Your Goals. Start by figuring out some short and long term goals. Use the SMART Goal Setting criteria: SpecificMeasureable-Attainable-Relevant-Time bound. Often times, people with fitness goals have their expectations set too high, become overwhelmed when they don’t see the results they expect and give up too soon. Don’t walk into it saying “I want to lose 50 pounds in 1 month.” While that hits the Specific, Measurable, Relevant and Time bound criteria, it is way off the mark in the way of Attainable; and sometimes Attainable is the key to success.

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Set your rewards now. Rather than

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just dreaming about what you will do once you’ve accomplished your resolution, set your reward now. Have a firm picture in your mind of what will happen when you achieve your resolution. It will help you push through the tough times. If it helps, give someone cash and tell them if you don’t reach your goal they get to keep your money, but if you reach your goal you get your money back and can do something fun and rewarding with it. Figure out what that prize will be and keep your eye on it.

Write it down. Committing it to paper is a great first step in reinforcing your resolution. It helps you focus and be clear about what you want to achieve. Keep a journal of your resolution. Journaling is a great way of holding yourself accountable. Any time you feel you have lost your way, you can go back and see where you started and realize/be proud of

the progress you’re making.

Tell someone. Rather than keeping your resolution a secret, tell someone about it. Tell someone you know will be supportive in your effort and will hold you accountable. If you feel comfortable, post your New Year’s resolution and goals on a social networking site like Facebook. You will then get the support and motivation of your friends and family.

Keep an exercise and food journal. Journaling your diet, your daily workout and physical activity is a great way to document your progress. Write down how far you walk, run, or bicycle, keep track of your progression in resistance training. It is positive reinforcement to see yourself getting stronger, faster and more fit.

Documenting what you eat is a very useful tool. Your set caloric goal may be 1500 calories and even though you think you are adding those calories properly in your head, you are most likely wrong. I always have new clients document everything they put in their mouth for the first week. Nine times out of ten they discover they are consuming 500 to 1500 more calories per day than they thought. That is a lot of extra calories!

Becoming aware of everything you consume can make a huge difference in achieving your health and fitness goals.

Visualize your end result. Take time every day to see yourself at your goal. Visualize how you will feel and look once you’ve achieved your resolution. How will your body look?

What will your skin and hair feel like? How will your weight loss affect your daily activities? Do you move better and have more energy? See it and feel it.

Get a partner. Similar to telling someone about your resolution, it is even better if you can partner up with someone who has a similar resolution as you. There is nothing better than having a buddy to go into battle with and lean on during the hard times. And let’s face it, when it comes to better health, you are fighting for your life! (A better life)

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Get help. If achieving your goals takes you out of your comfort zone or physical activity is something completely new to you, then hire a professional, a personal trainer. So many people choose to start alone and have no idea what they’re doing. This can waste months of valuable time and you may be risking your physical health and safety. You can save months of struggling, disappointment and failure by hiring a personal trainer to set you up for success right away.

Yes, it will cost a bit of money, but in the end you will be set up for reaching your resolution safely and effectively. The goal of all great personal trainers is to set you up for success on your own in the future. They will teach you and mentor you because they want to see you succeed far beyond when you are working out with them.

get yourself a large refillable bottle that is only about 3 full bottles. If you have a hard time with the plain old boring, you can always add delicious flavor by throwing in some lemon wedges, cucumber slices or fresh mint sprigs.

Take pictures. I know, I know, who wants to document

Drink plenty of water. This may be the most important thing I have to say, so I will repeat it. DRINK WATER. It not only keeps you hydrated, it helps you heal, detoxify your body and keep cravings at bay. Water also has the added bonus of being a zero calorie beverage. The general rule is, drink half of your body weight in ounces of water every day; example, if you weigh 150 lbs, drink 75 ounces of water. Regardless of weight, when you are active I recommend a minimum of 96 ounces per day. That may sound like a lot, but if you

If you use these tips, you are more likely to stay on track with your New Year’s resolutions. If you start to fall off the wagon, just regroup, look at your before pictures, read your goals and start again. Remember, everyone hits bumps, roadblocks and potholes on their path to fitness and health; just believe in yourself and your strength. Never give up on you because you are worth it!

Cerissa Johnson is a Certified Personal Trainer through The National Academy of Sports Medicine.

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the train wreck you may feel like you are right now, right?

Well, trust me, YOU WILL. In my opinion, this is one of the most helpful ways to chart your progress and see your body transforming. I suggest taking a before picture and progress pictures as you go, maybe every 30 days. It always helps to have a before picture once your transformation has begun.

It’s one of the most helpful tools to remind yourself, “I never want to go back to the old me!” Down the road, nothing will feel better than slapping that picture down at a party and people gasping “No way!” Feels goooood!

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