VIP Clarksville Magazine | The Financial Issue 2020 by Sixteen Media - VIP Clarksville Magazine, Clarksville Business Journal & VIP Health & Beauty

The Financial Issue

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Generosity of space. Millions of twinkling lights and our soaring 48-foot Christmas tree. Hundreds of enhanced cleaning protocols. Boundless family-friendly holiday events, from snow tubing, ice skating and Breakfast with Charlie Brown™ & Friends to our brand-new I Love Christmas Movies™ immersive pop-up experience featuring ELF™, THE POLAR EXPRESS™, and more! November 13 – January 3 | ChristmasAtGaylordOpryland.com Peanuts© 2020 Peanuts Worldwide LLC · ELF and all related characters and elements © & ™ Turner Entertainment Co. (s20) · THE POLAR EXPRESS and all related characters and elements © & ™ Warner Bros. Entertainment Inc. (s20)

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Shirley Black, Realtor

Keller Williams Realty The Reda Home Team 2271 Wilma Rudolph Blvd Clarksville TN 37040 Office 931-648-8500 Cell 931-217-2991 Team 931-444-9750

Additionally, the property has a residential building with multiple out buildings. All structures are prime canvases for updating, and can easily be removed for development.

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The Financial Issue TABLE OF CONTENTS

from the cover:

Perfect Planner..................................................................................16 The Beat | CJ Wilder.....................................................................22 Salute To Service | Brews for the Brave.................................28 features VIP Kids & Family | Explorers’ Landing & Kiwanis Family Art Studio....................................................................................34 Hometown Happenings..............................................................59 Quirion Community Ambassador Word Search........................73

KIMBERLY WIGGINS & LORNETH PETERS

credits PUBLISHER ASHLEY MYNATT MANAGING EDITOR BETHANY SIGLER CONTRIBUTING WRITERS & PHTOTGRAPHERS TONY CENTONZE MARTY RAY

financial focus

14..........................Know Risk Tolerance at Different Stages of Life 17............................................Hannah Price Team: Pull the Trigger 24.............................................Farmers Insurance Danielle Stack 31......................................F&M: Community Minded Banking 43.........................................................Union Home Mortgage 45...............................Southbound Insurance Agency, LLC 48....................................Planters Bank Season of Giving 56.......................................................Altra Gives Back Day 62......................................................................Legends Bank 70.......................................................The Fortera Foundation 75.............................................................Allstate Alexis Goines 82...............................Altra Foundation Education Scholarship

DISTRIBUTION CHRISTIE MCKINNEY

Women’s Suffrage March & Monument Dedication..............................12 Father Daughter Dance..............................................................................18 Leadership Clarksville New Class Reception......................................20 Gladiator Brewing Company Ribbon Cutting..................................26 ArtLink Grand Opening.....................................................................36 Color Room Sip & See....................................................................38 United Way Campaign Kickoff...................................................40 Horse Around Town..................................................................42 City Boy Country Life Grand Opening...............................44 Farm to Market Dinner............................................................46 Alzheimer’s Parade & Drive-Thru Donation..........................51 CVMA 5th Annual Poker Run.......................................................54 Having Hope, Having Bipolar Blake Jenkins Golf Scramble...64 Hopkinsville Art Guild Pop-Up Art Sale.........................................66 Loaves & Fishes Volunteer Appreciation.........................................69 River Fest Cardboard Boat Regatta......................................................72 Sips & Strolls................................................................................................74 Ilona’s Table Grand Opening......................................................................76 Manna Cafe 10 Year Anniversary................................................................79

events

Jennie Stuart Health welcomes new physicians.

Jennie Stuart Health is proud to welcome three new physicians to our team. Dr. Jonathan Abbott, a board-certified OB/GYN physician, provides comprehensive care for women of all ages, including wellness visits, diagnostic screenings, maternity care and surgery. As an active-duty Army physician, Dr. Abbott held various leadership positions at Army community hospitals in California and Kentucky. Dr. Abbott is accepting new patients.

Jonathan Abbott, MD OB/GYN 1717 High St., Ste. 4B | Hopkinsville, KY 270-887-9058 JennieStuartHealth.org/WomensHealth

Medical Grou Dr. Robert Lewe is a board-certified urologist with more than 20 yearsâ&#x20AC;&#x2122; experience in treating a wide range of urological conditions, including kidney stones, kidney cancer, prostate cancer and urinary disorders. For many procedures, he offers minimally invasive surgery, such as robotic-assisted and laparoscopic options. Dr. Lewe is accepting new patients.

Dr. James McNamara specializes in diagnosing and treating common illnesses and minor injuries, as well as helping patients manage chronic conditions. As a family physician, he is your primary source for immunizations, physical exams and advice on improving your overall health and wellness. Dr. McNamara is accepting new patients. Drs. Abbott, Lewe and McNamara are members of the medical staff.

Robert Lewe, MD Urology 219 W. 17th St. | Hopkinsville, KY 270-886-5141 JennieStuartHealth.org/Urology

James McNamara, DO, PhD Family Medicine 223 Burley Ave. | Hopkinsville, KY 270-887-6565 JennieStuartHealth.org/FamilyHealth

Robert Lewe, MD UROLOGY

To schedule an in-person or telehealth appointment, please visit www.JennieStuartHealth.org.

James McNamara, DO, PhD

Jonathan Abbott, MD OB/GYN

FAMILY MEDICINE

Medical Group EXPERIENCE MAKES the DIFFERENCE.

Erinne Hester & Sherry Pickering

Gail & Rick Longton

Heather & Adam Fleming

Sculptor Roy Butler

WOMEN’S SUFFRAGE MARCH & MONUMENT DEDICATION Story & Photography by Tony Centonze Hundreds took to the streets of downtown Clarksville recently, marching from the courthouse to public square, many dressed in white, all celebrating the 100th anniversary of the passing of the 19th amendment, which gave women the right to vote.Everyone there witnessed history as Tennessee Triumph, Nashville artist Roy Butler’s bronze sculpture depicting a woman casting her ballot, was unveiled.

Fred & Judy Landis

Clarksville First Lady Cynthia Pitts, Montgomery County Trustee Kimberly Wiggins, former Senator Rosalind Kurita, and other local leaders gave powerful speeches to commemorate the occasion.

Shelby & Margaux Silvey

Ellen Kanervo, Executive Director of the Clarksville-Montgomery County Arts & Heritage Development Council, and Brenda Harper co-chaired a group of twenty women community leaders who led the Tennessee Triumph project.“We looked at different statues, Gail Longton said. “We wanted ours to look like the average woman, someone all women could relate to. We loved when Mr. Butler brought in a voting box that was to be incorporated. The project took us about 2 - 2-1/2 years.”

Senator Bill & Fran Powers

Thomasa Ross & Maggie McGowan

Kurita was in charge of fundraising. Harper researched women who were active in the suffrage movement. At least 39 names were found. “Thirtynine so far, we know there are more,” Longton said. “Everyone we talked to was so excited about this project. We sold bricks, and people clamored for a chance to purchase one. Some people bought five or six, and they were not cheap. They bought them for their mother, or sister, or child. That showed me that people care about this project and what it means.”

Mike & LaDonna Dowdy

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Judge Jill Ayers & Lois Bartee

Sheryl Byrd & Lynne Halliburton

Valerie Guzman & Danielle Stack

Paula Casey

Linda Ellison & Sherry Wingfield

Jordan Burns, Stacey Streetman & Valerie Guzman

Patricia & Don Sharpe

Amelia Wallace & Polly Parker

Pamela Holz & Michelle Newell

Rosalind Kurita

Rashidah Leverett

Ivan Adames

Norman & Tara Quirion

Emily Thompson & Paige Crawford

Representative Jason Hodges, Montgomery County Mayor Jim Durrett. Clarksville Mayor Joe Pitts & Senator Bill Powers

Melissa Eldridge & Juanita Charles FOLLOW US ON FACEBOOK! â&#x20AC;˘13

FINANCIAL FEATURE

KNOW RISK TOLERANCE AT DIFFERENT STAGES OF LIFE As an investor, you’ll always need to deal with risk of some kind. But how can you manage the risk that’s been made clear by the recent volatility in the financial markets? The answer to this question may depend on where you are in life.Let’s look at some different life stages and how you might deal with risk at each of them: When you’re first starting out If you’re early in your career, with perhaps four or even five decades to go until you retire, you can likely afford to invest primarily for growth, which also means you’ll be taking on a higher level of risk, as risk and reward are positively correlated. But, given your age, you have time to overcome the market downturns that are both inevitable and a normal part of investing. Consequently, your risk tolerance may be relatively high. Still, even at this stage, being over-aggressive can be costly. When you’re in the middle stages At this time of your life, you’re well along in your career, and you’re probably working on at least a couple of financial goals, such as saving for retirement and possibly for your children’s college education. So, you still need to be investing for growth, which means you’ll likely need to maintain a relatively high risk tolerance. Nonetheless, it’s a good idea to have some balance in your portfolio, so you’ll want to consider a mix of investments that align with each of your goals. When you’re a few years from retirement Now, you might have already achieved some key goals – perhaps your kids have finished college and you’ve paid off your mortgage. This may mean you have more money available to put away for retirement, but you’ll still have to think carefully about how much risk you’re willing to

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take. Since you’re going to retiresoon, you might consider rebalancing your portfolio to include some more conservative investments, whose value is less susceptible to financial market fluctuations. The reason? In just a few years, when you’re retired, you will need to start taking withdrawals from your investment portfolio – essentially, you’ll be selling investments, so, as much as possible, you’ll want to avoid selling them when their price is down. Nonetheless, having a balanced and diversified portfolio doesn’t fully protect against a loss. However, you can further reduce the future risk of being overly dependent on selling variable investments by devoting a certain percentage of your portfolio to cash and cash equivalents and designating this portion to be used for your daily expenses during the years immediately preceding, and possibly spilling into, your retirement. When you’re retired Once you’re retired, you might think you should take no risks at all. But you could spend two or three decades in retirement, so you may need some growth potential in your portfolio to stay ahead of inflation. Establishing a withdrawal rate – the amount you take out each year from your investments – that’s appropriate for your lifestyle and projected longevity can reduce the risk of outliving your money. Of course, if there’s an extended market downturn during any time of your retirement, you may want to lower your withdrawal rate temporarily. As you can see, your tolerance for risk, and your methods of dealing with it, can change over time. By being aware of this progression, you can make better-informed investment decisions. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, Member SIPC

MARKETS CHANGE. ARE YOU PREPARED? MAKE A REFFERAL SO YOUR FRIENDS & FAMILY ARE TOO. WE HAVE GROWN THROUGH THE 1929 CRASH, THE 70s OIL CRISIS, THE 80s S&L COLLAPSE, THE 2001 TECH BUBBLE, THE 2008 FINANCIAL CRISIS, AND NOW THROUGH THE COVID-19 PANDEMIC.

THE MORE YOU KNOW, THE MORE WE MAKE SENSE.

Heather Mayweather

U.S. Army Veteran & Edward Jones Financial Advisor MEMBER SIPC

Sango Village |3377 Highway 41A South, Clarksville, TN 37043 | edwardjones.com

PERFECT PLANNER calendar of events

Christmas Unveiling

Sips & Strolls

Veterans Day Parade

November 3rd | 10am-6pm 100 Franklin Street

November 3rd | 6:30pm-9pm Miss Lucille’s Marketplace

November 7th | 9am-12pm Downtown Clarksville

Trilogy at the Ruby Cora

YAIPaks Be the Hope Dinner

Big Birdie Ball

November 7th | 9am-3:00pm The Ruby Cora

November 10th | 5:30pm-8pm Old Glory Distilling Co.

November 13th | 9:30am-4:30pm Downtown Commons

Business After Hours

Game Changer Charity Clay Shoot

Madison Street Holiday Pop & Shop

November 19th| 5:30pm-7pm Appleton-Harley Davidson

November 20th | 9am Cross Creek Clays

December 5th | 10am-2pm 1231 Madison St

16 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Pull the Trigger Hello my friend, how are you? My name is Hannah Price and I am absolutely passionate about Clarksville and real estate. If you are thinking about buying, selling or renting, let’s take a look together at the last 5 years. Market Statistics • Sales price: Over the past 5 years, Clarksville has seen a sizable increase in the average home sales price. We have gone from $200,000 in 2015 to $300,000 now in 2020. A 50% increase. • Inventory: in 2015 the average inventory was around 1600+ homes on the market at any given time, now we are sitting around 500+. A 70% decrease. • Total closed homes in 2015 was 36,000. Total closed homes in 2020 is projected to be about 70,000! Nearly a 100% increase. Clarksville’s Growth • Clarksville has been on many national lists over the past few years including Top 20 Places in the Nation to Invest, Top 10 Places to Retire and of course more recently we have been named the #1 Place to Live in the Country! • Nashville’s growth overflow, combined with our low cost of living and the stabilizing effect of Fort Campbell has made Clarksville the ideal location for many large companies including Google and Hankook tires. • Clarksville’s population has increased by 23% over the past 10 years, which puts us at a projected 50% increase 20 years from now. We are the 5th largest city in Tennessee and not slowing down anytime soon. So what does this mean for you? • Buyers: this is an incredible city to own in, and should you need to sell later, you will likely be in a great position to make money. Interest rates are also at an all-time low, which means nice low payments. Also, did you know you can use your VA loan multiple times and turn that first house you bought into a rental and buy your second home with little or no down payment? • Sellers: My team has sold over 150 homes this year and our sellers are receiving multiple offers with extremely competitive terms. My average time on the market is less than 7 days. Sellers have never been in a better position to make the most money and have their ideal terms. • Investors: Did you know that in a city of over 200,000 people, as of October 2020 there were less than 100 available rentals? Clarksville is an amazing area to own investment property, including rentals and Airbnb’s. A 50% increase in value over 5 years gives you a 10% ROI on your investment, which we both know is a beautiful thing.

Hannah Price Hannah Price Team Quirion Realty 1811 Memorial Circle Clarksville, TN 37043 O: 931-551-5703 C: 931-561-5260 hannahpriceteam.com

With interest rates in the 2%-3% range and property values increasing at a rate of 10% yearly, there has never been a better time to own real estate. So, pull the trigger. Now is the time. Can I help you get started? Call me directly, swing by my office or let’s grab a cup of coffee and talk real estate, I can promise you I would love nothing more.

Chris & Emily Lanier

Daniel & Adah Morris

Daniel & Ella Byrd

Jack & Susan Pulliam

Father Daughter Dance

Story & Photography by Tony Centonze

Clarksville Parks and Recreation recently hosted its annual Father Daughter Dance at the Wilma Rudolph Event Center “This is our traditional Father Daughter Date Night,” Maggie Houts said. “I think we’ve hosted this for more than five years. Typically, it’s in April, just prior to Mothers Day. It has been a little different this year, because of Covid-19.” Anthony, Riley & Karleigh Downing

Wes & Lydia Golden

For safety reasons, participants in this year’s event were separated into three sessions. The theme for the evening was Superheroes. “We’re excited to have so many people here, dressed in costumes,” Houts said. “The idea is, we all have our own personal Superheroes, and they don’t always wear capes or fly. Tonight is a chance for dads and daughters to celebrate each other.” “The important thing is, we’re still able to hold the event,” Houts said. “We’re limiting tables to six people, and masks are mandatory, but otherwise everything is normal. We have a DJ, and there will be a dance competition. It’s great fun to see all the dads dancing with their daughters. All the girls seem to enjoy seeing their dads out there showing off their moves.”

Makayla Gossett & Joey Salesky

Ki’ora & Arthur Oliver

Willie & Destiny Simpson

Mark, Emma & Gracie Chester

18 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

There was also a professional photographer on site, a heroes wall where everyone wrote the names of their personal heroes, and an elaborate backdrop that made for great selfies.

Norelys & Joel Colon

Raelyn, Tim & Adeline Benson

Jason & Kailey Talbert

Kelley, Cassidy & Miranda Potter

Sally Pena, Maggie & Tony Houts, Leigh Harpel & Renay Ross

Vincent & Haley Meaker

Virgil, Emma & Gracie Chester

Victoria Shoulders & Allison Bagwell

Chris & Gia Corcione

Carole Dorris

Cheryl & Michael Lankford

Chris Travis & Frank Tate

Sara Golden & Danielle Stack

LEADERSHIP CLARKSVILLE

New Class Reception

Story & Photography by Tony Centonze

Leadership Clarksville recently held a kickoff event at Old Glory Distillilng Co. for its upcoming Class of 2021.

Jeff Bryant & Allen Moser

“This is the opening reception for Leadership Clarksville’s Class of 2021,” said Danielle Stack, Class of 2020 President. “The Class of 2020 is proud to sponsor and host this event, which provides all 34 members of the Class of 2021 a chance for a meet-and-greet.”

Eric Yow & Eric Lehman

Stack says the program looks for leaders, but cannot necessarily be described as leadership training. “It’s more of an awareness and networking group. Class members visit with county government, tour the jail, there is an agriculture day, and an education day. It’s more of an opportunity for them to learn about the community in which they are leading.” “We want to say thanks to Old Glory for letting us use this venue, Strawberry Alley Ale Works catered the food, Budweiser of Clarksville sponsored the drinks. Our flowers were from Kassie Peterson at Mildred & Mabel’s.”

Wes Cunningham & Geoff Livingston

Andrea Herrera & Emily Lindsey

The evening concluded with Stack and her classmates presenting a special gift basket to Leadership Clarksville Executive Director, Carole Dorris, as a show of their appreciation.

Angela Huff & Nicole June

20 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Lauren Safley & Mark McMickle

Sonda Finley & Shareen Barker

Laquvia Garrett & Michael Rios

Charlie Koon, Curtis Glenn & Brett Jackson

Sara Golden, Kyle Johnson & Bethany Sigler

Josh Young & Tangi Smith

2794 Wilma Rudolph Blvd. Clarksville, TN 37040 | www.mckenziesmiley.com 588 Firestation Road Suite A Clarksville, TN 37043

Larry Krieg & Garrett Dickerson

Rashiah Leverett, Alice Lisenbee & Michelle Lowe FOLLOW US ON FACEBOOK! â&#x20AC;¢21

The Beat By Marty Ray

and said, “Dad, I wanna play music," to which his dad so sagely replied, “If you’re doing what you love, you’ll never work,” meaning, if your job is something you love, it’ll never feel like work. Chuck Wilder wasn’t like a lot of other parents who were raised to be “realist” instead of dreamers, he wanted his boy to dream outside his city limits and pushed him to do that very thing by telling him to get to Nashville.

If you’re here looking to read a perfectly written column, you’re in the wrong place. I’m not a writer, well, not in this sense anyway. However, if you like honest stories and opinions about people you might be interested in, you might enjoy this read and, who knows, it just might inspire you too.

He encouraged CJ to go after what he loved and to not live with regrets. So, that’s what he did, he left college, packed up his belongings and headed for Nashville, TN from Gosnell, AR. I remember CJ telling me that all he knew was how to get to the Batman building so he headed for that.

I’m thankful to have the opportunity to highlight some creators that I think deserve our attention. Some of these creators I know personally, some of them I just know about. CJ Wilder happens to be the former.

Luckily, he didn’t have to sleep on the street though, but a couple couches instead. He had a buddy that made the same transition and he lived with him for a bit. CJ started playing on Broadway and it wasn’t long before everyone knew who he was and loved him to death. He started touring with bands and writing songs with artists and other writers, he even had a publishing deal at one time and wrote several songs with other artists. I could name some pretty big artist names that know, and love CJ, but I don’t want this to be about them, they don’t need the attention.

CJ WILDER

He’s actually one of the people that inspired me to make my move into music, and ultimately, to Nashville. CJ and I went to the same high school, Gosnell High School, so we grew up in the same tiny little town. It’s a place where most of us were taught that if you wanted to be successful in life, you better get a job at the local steel mill or you wouldn’t be. Our teachers even preached the same rhetoric for the most part, or at least mine did. CJ was two or three grades below me so I can’t say we were friends in high school, but we certainly are now, best even. His father was one of the hosts of a show on the local Blythveville, AR radio station, 96.3 Thunder Country. His dad and I talked quite often and a lot of times about CJ and his music. CJ grew up playing music with the deepest passion you’ve ever seen in a player and it still burns the same today. You can see, and feel, the emotions permeate the room when you hear him play or sing live and even on his records or YouTube videos. He played music with his dad in nursing homes and for local events growing up, and loved every minute of it, so he cut his teeth playing gigs early in his life. Those days prepared him for his future music career and its evident when you see how easy it seems to him. Like many of us, he went to college fresh out of high school and gave that a go, but quickly realized what he was doing then, or would be doing after graduating, would never be fulfilling. So, he called his dad 22 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

After years of playing downtown, songwriting, and band leading, CJ finally released his first album, “Imaginate,” in 2012. It’s a mix of singer/songwriter, contemporary blues, and a jam session that you never want to end, so you just play the album on repeat. I couldn’t find that album on iTunes or Apple Music anymore, but it’s still on Spotify and other streaming apps. You should definitely do yourself a favor and go play it from top to bottom at least ten times or more. If you don’t love it, I’ll give you the .03 cents per song back that Spotify paid him because you listened to it. CJ has a brandnew album coming soon with some amazing singles, “Eighteen” and “Babies,” that I can’t wait for him to release. They deserve to be number one Billboard hits in my opinion, but Billboard still won’t take my phone calls so I can give them that opinion, oh well, I’ll keep trying. He and I actually just released a single called, “The Storm,” that we wrote inspired by the tornado that came through and destroyed his, and many others, home and everything else they owned. Thank God it was only property and not lives that were lost in his family, others weren’t so lucky. I said all that to say this, CJ took a leap when he

came to Nashville, a giant one. That leap lead to many successes, but none, yet, that would concrete a musical legacy. His talent deserves to have a legacy left behind it for others to be inspired by. The first time I ever performed live was actually because CJ invited me to play at his ‘Jam Night’ at the Fiddle & Steel on Tuesday’s. I still lived in Memphis at that time so it was a three plus hour trip to come to Nashville for one night just to sing a couple songs. I did it though because he inspired me to go after something that my family told me was, “unrealistic” or “never gonna happen”, and I know he has inspired many others as well. It’s time CJ Wilder is recognized for the love that he has poured into music, family, friends, and even random people. I don’t know how much recognition this write-up will bring my good friend CJ, but it’s a start. I do know that if everyone that reads this goes and follows him on every social media on this planet and supports his music by streaming and downloading it, then it’s a dang good start for sure. On YouTube you can find him playing some amazing songs and I bet you that you’ll love at least three of them, if not all of them.

About Marty Ray Marty Ray is the lead singer & songwriter for the band, Marty Ray Project. They have amassed over 1 million fans online with over 200 million views across all platforms. Marty is also an actor, and the host of a podcast called, The Marty Ray Project: Chats. Listen to Marty Ray Project on all major streaming platforms & for all things Marty Ray check out: MartyRayProject.com Youtube: Marty Ray Project Facebook: @martyrayproject To connect with Marty Ray Project email: contact@martyrayproject.com

I love you CJ, thanks for giving me the kick in the backside to follow a dream that was dead. Whoever reads this, never give up on yours. God bless!

TUESDAY @ 7:00 Tennessee Valley Brewing Company ADULT CONTENt & Audience

H T I W A

L A I U IV D

TR E PA

WEDNESDAY @ 7:00 Kimo’s Hawaiian Grill - DOWNTOWN

THURSDAY @ 7:00 WICKED GOOD SANDWICHES FOLLOW THE JOE PADULA SHOW ON FACEBOOK & TUNE IN WEEKDAYS AT 5! FOLLOW US ON FACEBOOK! •23

FINANCIAL FEATURE

DANIELLE STACK Growing up in what is locally referred to as “the other side of the river” Danielle Stack is a born and raised Clarksvillian. Graduating from Austin Peay State University with a Bachelor of Science in Biology and a minor in Chemistry, she previously worked in various capacities for different medical providers. She tells VIP, “I spent the early part of my adulthood working for others. When I was presented with the opportunity to open my own Insurance Agency, I took the leap.”

For her clients, that means Danielle is an insurance expert on every front. She is intimately familiar with the medical side, billing matters and coverage considerations on a professional level. As a business owner, not only does she understand the unique and indescribable hills and valleys of owning a business, Danielle also understands that your business supports the livelihoods of you and your employees. She knows the pressure, she has been there, and she can walk you through complete coverage options. On a personal note, she tells VIP, “I am married to my best friend and love of my life, Davis Stack, and we have two wonderful children, Madison and Kaden.” As an insurance agent and a wife and mother, she understands the urgent necessity to ensure your family is protected on every level.

Continuing, Danielle says, “At Farmers, we’ve spent over 90 years putting customers first. Personalized attention is a hallmark of the Farmers experience. Insurance prevents you from having a financial burden. An insurance claim is never scheduled, planned and well they can pop up like a Tennessee Tornado!” “At The Stack Agency, we are here to help demystify the often confusing world of insurance and help provide you with all the resources you will need,” Danielle says. The ideal agent intimately knows the people and businesses they serve, and in order to demonstrate that, Danielle spreads The Stack Agency brand through social media and her passion for community involvement. Danielle is proudly and actively involved with: • • • • • •

Since opening The Stack Agency, Danielle has been very successful, and her numerous accolades show it. Danielle says, “This December will be my fourth year on contract. My first full year I earned New Store Agent of the Year in Tennessee, and attended the Topper Club 90th Anniversary Celebration recognizing the top performers throughout the Farmers organization. I also achieved the coveted Blue Vase award twice!” This award recognizes outstanding commit to serving and working with clients to ensure that Life Insurance and Financial Services are an important part of a family’s insurance portfolio. She goes on to say, “It can be difficult to shop for insurance. Are you adequately covered? What does liability coverage include? Just how comprehensive is comprehensive coverage? What is a deductible? Am I covered if someone falls at my home or my business? Is my family protected if something happens to me?”

Danielle Stack, Owner

• • • • • • • •

Clarksville Association of Realtors Governmental Affairs Committee Clarksville Area Chamber of Commerce Clarksville Networking Group Membership Committee Clarksville Rotary Club Service Committee Customs House Museum Guild Vice President Clarksville Operation Stand Down Development Committee AUSA member CMCSS Pie Sponsor United Way of Greater Clarksville Region Board of Directors Big Brothers Big Sisters of Clarksville Board Member & Big Sister Boys and Girls Club of America President of the Board Leadership Clarksville Class of 2020 President Lifepoint Church Greeter Team Tennessee Small Business Development Center Advisory Board

If you are shopping for coverage, ready to get an insurance quote, have a question about a policy or coverage options, or perhaps you need to file a claim, be sure to let The Stack Agency deliver personalized service and support. Danielle tells VIP, “Our mission is to bless Clarksville by blessing those in it. Let us help you!”

Danielle, Kaden, Madison & Davis

Volunteering at Shower-Up

You heard it from Danielle!

24 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

PROTECT THE THINGS YOU CHERISH THE MOST â&#x2013; Coverage you can customize to meet your needs â&#x2013; Contact me for a free coverage review

W. Danielle Stack Your Local Agent 2421 HIGHWAY 41A BYP # 300 CLARKSVILLE, TN 37043 WSTACK@FARMERSAGENT.COM https://agents.farmers.com/wstack

Call 931.553.1493 today! For Home, Auto, Life and Business. Restrictions apply. Discounts may vary. Not available in all states. See your agent for details. Insurance is underwritten by Farmers Insurance Exchange and other affiliated insurance companies. Visit farmers.com for a complete listing of companies. Not all insurers are authorized to provide insurance in all states. Coverage is not available in all states.

James & Funda Pradke

Kevin & Yvette Smith

Gladiator Brewing Co. Ribbon Cutting Story & Photography by Tony Centonze Members of the Clarksville Area Chamber of Commerce, and a cadre of loyal supporters were on hand recently for a ribbon cutting at the new location of James and Funda Pradke’s Gladiator Brewing Co. on Tiny Town Road.

Paul & Armi Rhodes

The unique brewery features a variety of styles, all with old-world recipes and names, like Eutopian Harvest, Thraeces, Sanguis and Kranion. And now, the Pradkes have teamed up with Legends Smokehouse & Grill to add some great food to the mix.

Tara Quirion & Danielle Stack

“We signed the lease in April,” Funda Pradke said. “It took us a while to move everything from our other location, and then we started organizing. The downstairs area was left to James, that’s the brewing area. Upstairs is the bar and seating areas, that was all left up to me.” The new location features custom tables, and a custom bar, a small stage, outdoor seating and overall, more space than the original.

Nicole & Devon Merkel

James Pradke & Shawn Frazier

“We invite everyone who comes out to help us continue to carve the bar,” Pradke said. “Some of the carvings are left from the old location. After being open for nine months, we were told that we couldn’t have social gatherings in a manufacturing zone. So, we had to find a new location. But, the move here to Tiny Town Road has been great, with lots of our original clientele following us. This place is actually bigger than our other location, and the space gives us lots more opportunities.”

Rose Melton, Michelle Corkrean & Stephen Hofmeister

26 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Christene Lambert & Isabella Julson

Christene Lambert & Funda Pradke

Lexy Barnett, Tara & Norman Quirion, Michelle Corkrean

Matthew, Avery & Isabella Julson

Giovanni Bonanno, Keith & Robyn Shumate

Will Harris, Toi & Genesis Dennis

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VIP SALUTE TO SERVICE:

Brews for the Brave

2020 Brew Hop Edition

Hopkinsville Brewing Company

Flytes Brewhouse Fort Campbell Steel Mags Chapter The Fort Campbell Steel Mags Chapter recently hosted the 3rd Annual Brews for the Brave to benefit the Green Beret Foundation, GBF. Participating breweries included: Hopkinsville Brewing Company, Flytes Brewhouse, Evill Nash Brewing Co., Kings Bluff Brewery, Tennessee Valley Brewing Company, and Gladiator Brewing Company. The Steel Mags said, “COVID-19 reinforced the importance of supporting locally and giving back nationally. This year Brews for the Brave was a weeklong brew hop event taking place at breweries all around our amazing community!” The Fort Campbell Steel Mags Chapter invited the community to grab a brew or two at each brewery throughout the week to support our hardworking, local brewers. Each participating brewery donated a portion of the weeklong sale of an identified brew to benefit the GBF, and beverages were tracked on this year’s Brew Hop Tracking Card. Participants could purchase merch at each brewery all week long with the week ending in one final Brew Hop to each location.

Kings Bluff Brewery

Evill Nash Brewing Co.

Tennessee Valley Brewing Company

Sponsors for the event included: Gerald Printing Clarksville, GEOServices, Total Obstacle Fitness Center, Alpha Dental, and Christina Kieler - Intentionally Healed.

Gladiator Brewing Company 28 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

They served. They sacriﬁed. They regret nothing. But now they need you. Support our mission. Be the solution.

The Veterans Coalition educates, advocates & provides valuable resources to the Veterans of our community. DONATE AT www.vetcoalition.org OR

sherry@vetcoalition.org Golden Eagle Jewelry | 652 N Riverside Dr, Clarksville, TN 37040 | 931-647-0093

Image featuring Veteran Heather Mayweather

Warehouse 41 Vintage Market

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Two stores. Two doors. One building. 931-905-0023 | 1216 College Street, Clarksville, TN 37040

931-553-1900 | 1214 College Street, Clarksville, TN 37040 FOLLOW US ON FACEBOOK! •29

CLARKSVILLE LOCATIONS DOWNTOWN 50 Franklin Street 931-245-4274

DOVER ROAD 251 Dover Road 931-905-7960

HILLDALE 1891 Madison Street 931-551-4555

SANGO 2698 Madison Street 931-245-4260

ST. BETHLEHEM 2601 Wilma Rudolph Blvd. 931-905-7920

TINY TOWN 100 Profit Drive 931-263-6500

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Banking thatâ&#x20AC;&#x2122;s

GROUNDED in community!

Reflective of that fact, F&M Bank has grown from being one of the smallest banks in the state to: • Ranking among Tennessee’s largest state chartered banks • Ranking #1 in FDIC Market Share Reporting in Montgomery County - 17 years in a row • Voted Best Bank in the 2019 Best of Clarksville • Recognized by the American Bankers Association with the 2020 Community Commitment Award for Service to Military. Spanning across ten counties to operate 18 full-service banking facilities and three mortgage loan offices, the bank offers a variety of consumer and commercial checking and savings products, loan services, credit cards, merchant services, and the guidance of a full-service mortgage division. Additionally, F&M Bank offers investment services through the prestigious financial institution of Raymond James Financial Services, Inc. “We realize that meeting the needs of clients means adapting to the many changes in the ways people bank, particularly in 2020. So we make it a priority to listen to our customer base as we determine the best ways to provide them with

access to our services,” says William S. “Sammy” Stuard, Jr., President/CEO. Even in the midst of technological advancement, however, they still maintain their foundational focus. “We remain steadfast to the traditional financial principles that are responsible for our success, providing a rewarding work environment and personal attention to each customer. We continue to enhance our market position as a premier community bank where decisions are made locally, and customers’ dollars are reinvested back into the communities we serve,” Stuard goes on. F&M Bank employees are dedicated to the success of the communities they serve. Bank officers and employees frequently volunteer on various boards and committees, and F&M Bank has a proven record of providing financial support to a great many causes, groups, and organizations in each of its communities to provide a better financial future for the people who make up those communities—and that’s an investment worth banking. “We continue to enhance our market position as a premier community bank where decisions are made locally, and customers’ dollars are reinvested back into the communities we serve.” -William S. “Sammy” Stuard, Jr., President/CEO

COMMUNITY MINDED BANKING

As a bank established in a century without the ease and convenience of technology, F&M Bank could easily be out of touch with the needs of the modern customer, but they’ve successfully made the ever-changing needs of their clients their focus, integrating newly innovative platforms and technologies to grow their list of services, expand their reach, and increase their size as a company.

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VIP Kids & Family

Explorers' Landing & Kiwanis Family Art Studio Located in the heart of Historic Downtown Clarksville, the Customs House Museum & Cultural Center is the state’s second largest general interest museum with over 35,000 square feet of exhibit space, and houses handson activities and special events. For the first time in over six months, the Customs House Museum & Cultural Center reopened Explorers’ Landing and the Kiwanis Family Art Studio. The ever-popular kid’s areas are open for visitors with a few new precautions in place to ensure safe play for families. The health and safety of all visitors and staff remain the top priority for the Museum. With the opening of the children’s areas, visitors are encouraged to continue to practice social distancing at all times while in the Museum. Additionally, any guest ages five and up will be strongly encouraged to wear a face mask during their visit. Contactless temperature check stations have been installed that guests

are also highly encouraged to use upon entry. The Museum has also resumed pre-pandemic hours of operation on Sundays and during the week. The Museum is open from 1-5 p.m. on Sundays, 10 a.m. – 5 p.m. on Tuesdays through Fridays and will continue to close daily from 1-2 p.m. for sanitizing during the week. Explorers’ Landing will close daily at 4:30 p.m. The Huff & Puff Express Model Trains run on Sundays from 1-4 p.m. and Wednesdays 10 a.m. – 12 p.m. The Museum is closed to the public on Mondays and will remain closed on Saturdays until further notice. The Museum is continuing to operate at half capacity. Reserving time tickets before your visit is recommended to ensure admission. Museum Members will continue to enjoy free entry into the Museum, but reserving time tickets are strongly encouraged. For more information on current hours, precautions and ticket reservations, visit customshousemuseum.org.

The Bubble Cave 34 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

“I believe in the work Power and Grace is doing. We are investing in the lives of our future leaders and equipping them with knowledge and a faith that is all their own. When you believe in the mission and vision of an organization, it then becomes your privilege and responsibility to help it grow.”

- Ronald L. Bailey, Retired Lieutenant General

EMPOWERED BY EDUCATION & SAVED BY GRACE LIBRARY/ SPANISH

4TH & 5TH

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We are embarking on an ambitious capital campaign entitled ‘Empowered by Education & Saved by Grace’ in an effort to reach our greatest potential. Power and Grace Preparatory Academy is seeking to raise $1,988,500 for our new 28,000 square foot facility on a picturesque 10 acre tract, and state of the art educational accoutrements. For more information, to donate time, resources, or to contribute financially, please call Power and Grace Preparatory Academy: 931-320-9862 or visit our website: powerandgraceacademy.org

DECK

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“Power and Grace Preparatory Academy is a lighthouse in our community and will continue to make an impact for many years to come. This is made evident because of the dedicated Godly staff and teachers that make up our culture.”

-Robin Oliver, MSW, LAPSW / Dean of Students

Maria Haycraft

Amanda & JUdah Witmer

Natalie Morton & Valerie Coffee

Katherine & Sarah Cecil

ArtLink Grand Opening

Story & Photography by Tony Centonze

Talking about ArtLink Clarksville’s recent grand opening may seem like a deja vu experience, but the fast-growing, kid-friendly art studio has already outgrown its first Strawberry Alley location and moved to a larger, cooler space.

Mara Ferguson & Sam Thornton

“We were able to move across the street and get more space which was awesome,” Maria Haycraft said. “It has an upstairs and a downstairs. We had already reached our capacity at the other studio pretty quickly, so now we are able to do more things, and expand our programs. It’s working out phenomenally well.” This year’s pandemic gave Haycraft and her team more time to redecorate and get settled in to the new spot.

Letitia Lively & Christopher Michaelis

“We took full advantage of our time during the shutdown,” Haycraft said. “We got organized, and ready. We have a stronger core team now, allowing us to be open to the public Wednesday thru Saturday. We have our art cart, which is free. Then we have off the wall art which is lowcost. We show you what to do, so you can make and take it. Everything we do is open to all ages. We also have a mom and tots class on Tuesday, for preschool and under. We’re hoping to do a morning class as well. And, then we do tons of workshops, at least one or two per week, like candlemaking, macrame, watercolors, painting, crafting, and photography. Chrissi Palotay & Hope Flores

Dean & Anne Frey

ArtLink Studio is at 116 Strawberry Alley, online at www.artlinkvlarksille. com, and on social media at ArtLink Clarksville.

Davis & Danielle Stack

36 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Ashley Mynatt & Bethany Sigler

Amy & Anna Lively, Anna Turner

Katie & Lizzie Nowell

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Kristina Griffin, Mary Katherine Hawks & April Baker & Joelia Shoemake

Color Room Sip & See

Story & Photography by Tony Centonze

The Color Room, a new salon on Wilma Rudolph Boulevard, boasts a team of highly-skilled and creative professionals. And, to introduce the new shop to the public, owner Mary Katherine Hawks hosted a little Sip and See event for family, friends and clients.

Alan, Jack & Ben Drewry

“This is our grand opening,” Hawks said. “We have completely renovated this building.”

Michael & Mary Katherine Hawks

The renovation, build-out and design of the new shop was truly a family affair, with Hawks’ husband contributing lots of time and effort to the project. “I have been doing this for nine years,” Hawks said. “We now have room for six hair stylists. We actually have three stylists lined up already. This will be strictly a booth-rental salon. We specialize in color extensions, and we are pretty exclusive with the J. Beverly Hills color line, and products line. In fact, their distributors are here today to help us celebrate our grand opening.

Rachel Traylor & Austin Hackworth

Mary Katherine Hawks & April Baker

“I just want to thank all our family and friends who came out to support us at this event,” Hawks said. “We’re so excited to get started in our new shop. For now, everyone can get in touch with us on Facebook or Instagram.”

Katrina Washam & Brandie White

38 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Emily & Leonardo Cuevas

Ashley Ellithorpe & Julie Newberry

Carter & Sabrina Sibils

clarksvilleâ&#x20AC;&#x2122;s largest & oldest bridal boutique

123 franklin street, clarksville, tn 37040 | 931-919-4737 | info@weddingbellesclarksville.com facebook @ weddingbellestn | www.weddingbellesclarksville.com

Valerie Guzman & Cynthia Pitts

Mayor Joe Pitts & Dustin Wallace

Isabelle Raymer & Brandi Ficklin

Cat Guzman & Shannon Chalk

UNITED WAY CAMPAIGN KICKOFF Story & Photography by Tony Centonze United Way of the Greater Clarksville Area hosted its annual Campaign Kickoff at Clarksville Regional Airport. “Today we launch our 2020/2021 fundraising campaign,” Valerie Guzman said. “We’re not doing the big celebration we’ve done in the past. We are being mindful of Covid-19 and everyone’s safety. This year’s kickoff will be a sort of training session, and though it might not appear so, we are celebrating.”

Frank Ketcham & Cat Guzman

Heather Campbell & Angie Gardner

Last year’s fundraising goal was $1.5 million. COVID-19 forced the cancellation of about ten scheduled events, at the end of the year, the total raised had only reached $964,000. “The Community Health Foundation came in and offered us $500,000 that we were able to pass out to our partner agencies in the community,” Guzman said. “There was an extra $200,000 that came to us as well, then the state said, you guys are doing great work, and they provided an extra $30,000. So, we had our $964,000 plus another $700,000 in grants. Which meant our local agencies didn’t miss out on the funds they needed.” Guzman says this year’s fundraising goal will once again be set at $1.5 million. “That’s what our partner agencies are requesting. That is what they will need to be successful this coming year. The theme is still For The Love of the Community, and our goal is the same. It’s daunting, and may seem impossible. but if you don’t go for it, you’ll never get it.”

Liz Pritts & Dana Tattrie

Pam Turner & Pamela Holz

Our United Way office provides regular assistance to 27 agencies and more than 30 programs, locally, as well as others outside the community.

Rose Melton & Cynthia Pitts

Sherry Robertson & Valerie Guzman

Debbie Ashcraft, Mayor Joe Pitts & C.C. Carmack

40 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

SPONSORED BY:

Horse Around Town In partnership with Reinless Resistance, Tropical Smoothie Cafe, Church of Christ at Trenton Crossing Youth Group, and #iminvisible, the Yow Foundation Inc., YFI, put on the first ever Horse Around Town event as part of their Made Ready Ministries initiative. YFI says, “Made Ready Ministries is inspired by Proverbs 21:31, “The horse is made ready for battle, but the victory belongs to the Lord.” Throughout scripture, we see the horse as both an image of strength and peace. By nature, it is an animal of peace that can be equipped and made ready for any challenge it may face. Made Ready Ministries is focused on bridging communities through equine culture and proactively equipping members of the community for impact in the cause of Christ.” Vice President, Garrett Dickerson, tells VIP, “I think the event itself came from our desire to utilize equine culture, because it is something that people don’t get a chance to experience very often. Bringing people together who may not have experienced it in their past, and sharing something new for the first time puts people in an equal shared experience.” Dickerson continues, “The horse is such a strong animal, and a peaceful animal at the same time. So, being able to exhibit that strength with yourself and strength with others in a peaceful way is really what this event is all about.”

42 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

FINANCIAL FEATURE

UNION HOME MORTGAGE The Clarksville branch of Union Home Mortgage is new, but the company has been in business since 1970. Union Home Mortgage made sure to find the best of the best for the Clarksville market. Loan Originator Connie Gillum has over 25 years of experience honing her craft, and Loan Officer Tish Orocio has over 13 years of experience expertly navigating the local real estate market. The goal of Union Home Mortgage is to create Raving Fans, and they accomplish it through their company wide culture of putting people first. For example, Union Home Mortgage services all of their loans. In other words, they will never sell your loan to another lender, they’re with you from start to finish.

Union Home Mortgage makes the dream of homeownership especially attainable for customers using VA and FHA backed loans by requiring a minimum credit score of 600. Other services include refinancing, VA loans, conventional loans, FHA loans, USDA loans, rehab loans, and new home construction loans. Union Home Mortgage is committed to accountability, commitment, positivity, professionalism, and promises kept. Clarksville’s Union Home Mortgage branch is licensed in both Tennessee and Kentucky. Wherever your real estate dreams lie in the region, Union Home Mortgage has got you covered.

Get a mortgage you can rave about!

For more information call UHM: 931-614-8120

Tish Orocio Loan Officer NMLS # 1881010 Office: 931-942-9377 Cell: 931-614-8120 lorocio@unionhomemortgage.com www.unionhomemortgage.com

OUR COMMITMENT TO YOU & YOUR CLIENTS Connie Gillum Branch Manager & Loan Originator NMLS # 41857 Office: 931-201-5530 Cell: 931-980-2380 cgillum@unionhomemortgage.com www.unionhomemortgage.com

We’re going to do everything it takes to make you a Raving Fan of Union Home Mortgage.

101 Hatcher Lane Suites A-B, Clarksville, TN 37043 | 931-538-4937 | www.unionhomemortgage.com/branches/clarksville-tn/ | Branch NMLS # 1974330 NMLS #2229, NMLS Consumer Access website: www.nmlsconsumeraccess.org. Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.

Aimee Jo Hand & Ryan Bowie

CITY BOY COUNTRY LIFE GRAND OPENING Story & Photography by Tony Centonze Ryan Bowie recently opened City Boy Country Life, a lifestyle collection, that features home décor and seasonal offerings. “These products are a way to just slow down and reward yourself, or others,” Bowie said. “There are lots of gift-giving opportunities, and I’m offering interior design services as well.” Bowie says his time at The Roxy Regional Theatre has given him lots of time to hone his design skills. “Event planning has been my thing at the Roxy for so long, with fundraisers and all that. It has just become a part of me,” Bowie said. “I love interior design. I’ve been doing it at my home, and for friends and family on a small scale. I just thought, I’m tired of people asking me how I do it. Well, I’ll show you how to do it. I’ll even do it for you.”

Darla Knight & Ryan Bowie

Ashley Mynatt, Ryan Bowie & Bethany Sigler

Kaley Drew & Ryan Bowie

Andrea Herrera & Carole Dorris

Bowie stayed conservative with his kickoff, limiting the number of products on display. “The merchandise being offered is pretty much the same either way, but that might change as this evolves. We are currently offering more than 100 products for home décor, and fall decorating. Once the holiday season arrives, the product offerings will increase greatly,” Bowie said. “It’s really a curated collection of things I think are important, or interesting,” Bowie said. “We’re also doing some originals, like candles that I make, and mulling spices. I’m still at the Roxy, but everybody needs a side hustle.”

44 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

FINANCIAL FEATURE

SOUTHBOUND INSURANCE AGENCY, LLC Owner of Southbound Insurance Agency, Keri Lovato tells VIP, “It is especially important to reevaluate your insurance, at least once a year. Things change and you will want to be educated on what you’re covered for and what you’re not covered for.” Insurance is a means of protection from financial loss, and is a practical form of risk management. Whether for home, auto, business, life or other insurance coverages, insurance is there to be a lifeline in life’s vulnerable and unpredictable moments. Southbound Insurance is an independent insurance agency. Keri made the choice to be an independent agency so she and her team have the freedom to choose the best plan for each client. Independent agents work directly for their client instead of for the company first then the client.

“When shopping for insurance, most people don’t have time to call each company individually, but they don’t want to give their information to a 3rd party company that will turn around and sell their information either,” Keri says. She is enthusiastic about serving the Clarksville community and says, “At Southbound Insurance, you do not miss out on the personal planning nor benefit of one-stop-shopping. We bring it all to you!” Southbound Insurance is expanding, and Keri is looking for positive, detail oriented, community minded people to grow her team. For more information, call 931-487-1340, check out her website lovatoinsurance.com, follow Southbound Insurance Agency, LLC on Facebook, or pop by her office at OfficeNOW on Wilma Rudolph Boulevard.

Keri Lovato, Owner Southbound Insurance Agency

Insure what matters.

Southbound Insurance Agency Keri Lovato | 931-487-1340 | 1860 Wilma Rudolph Blvd Suite 126-J, Clarksville, TN 37040 | www.lovatoinsurance.com FOLLOW US ON FACEBOOK! •45

Mayor Joe & Cynthia Pitts

Dave & Savannah Bunker

Tracy Delano & Justin Mobley

Charles & Maida Neal

farm to market DINNER 2020 Story & Photography by Tony Centonze “We’re having our Farm to Market Dinner tonight,” Parks & Rec’s Event Planning Specialist Maggie Houts said. “Typically, we do this outdoors to get that farm feel, but, sadly, not this year. This is an annual event that is unique, in that, all the ingredients that our guests are enjoying tonight are donated by farmers who participated in this season’s Downtown Market.”

Allie Mikels & Brittany Burgess

“We thought this would be the best place for this year’s dinner,” Houts said. “We have some great entertainment, and Liberty Park Grill prepared all the food. Strawberry Alley Ale Works donated the beer, and Horsefeathers donated the wine.”

Amber Key & Rose Melton

Tracy Delano & Justin Mobley provided the music for the evening. Guests enjoyed items such as Roasted Carrot Hummus, Roasted Pepper and Goat Cheese Bruschetta, a Summer Melon Salad with Honey and Mint, Prime Rib, Ginger and Honey Roasted Pork Chops, Mexican Street Corn, Shiitake Mushroom Rice Pilaf, and assorted cakes, pies and Macarons for dessert.

Carla & Andy Anderson

Kendra Svensson & Zoe Critchlow

“This is a fabulous event,” Mayor Joe Pitts said. “I want to give special thanks to Altra Federal Credit Union, our title sponsor this evening. In this world of uncertainty, especially food uncertainty for so many families, this is a time to celebrate food, the fact that we have plenty, and to be mindful of those who don’t have what they need. Also, thanks to Parks & Recreation for once again putting together a great event.”

Kristin Harry & Caroline Johnson

46 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Maggie Houts & Trey Stroud

Steve & Trish Nagy

Hanna Christy & Diane Williams

Anthony & Tenitiya Simmons

Alexandria & April Stilwell

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FINANCIAL FEATURE

PLANTERS BANK

SEASON OF GIVING The Planters Bank Season of Giving is a bank tradition that has a goal of bringing awareness to non-profit organizations’ missions at the same time as fundraising for the organizations. Planters Bank Season of Giving started 6 years ago as a way to help further the bank’s efforts of ongoing community support. It allows the bank to give back to the community through partnering with local organizations and selling locally sourced products in our branches. Over the years, Season of Giving has become a yearly touchpoint for the branches and their surrounding communities. Not only do bank employees look forward to this campaign every year but the customers and communities have come to expect the announcement of which organizations have been chosen each year and also anticipate what products will be sold. One thing that is setting this year’s Season of Giving apart from previous years is the type of organizations that have been selected. In trying to plan the organizations that were chosen for this year the top question was “Where do you want to return to when we are “back to normal“? We all know that 2020 has brought challenges for everyone but there is a specific set of groups and organizations that haven’t been able to benefit from their annual fundraisers due to the pandemic and it’s limitations. This year, as a way to start the Season strong, Planters Bank is giving each supported organization a $5,000 donation before any product is even sold. At the end of the Season-

December 31st-additional money from products sold will go to the organization. Planters Bank worked with local makers to produce two special gift items - one Kentucky gift and one Tennessee gift. Their custom gift tins are filled with a “Scent of the Season” all natural soy candle as well as a custom designed flour sack towel. The candle was produced locally by Clarksville Candle Company, and the designs that adorn each of the items were hand-drawn and produced especially for the Season of Giving by local custom branded merchandise agency Williams Advertising. Each set retails for $20 and is available for purchase in every Planters Bank location, with 100% of that purchase price donated directly to the organization supported in that branch. In addition to supporting these groups through purchases in each branch, the bank is donating $5 for every photo shared of the items in use, as well as $25 for every checking or savings account opened mentioning the Season of Giving when visiting a Planters Bank location. Visit the Planters Bank Facebook , Instagram and Twitter to learn more and participate, and find out more about Planters Bank’s philanthropic efforts at plantersbankonline.com. ABOUT PLANTERS BANK Planters Bank is headquartered in Hopkinsville, KY and has twelve locations throughout Western Kentucky and Tennessee. Planters Bank is a community bank that is committed to delivering an exceptional banking experience all while giving back to the community.

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The Roxy Regional Theatre Planters Bank - Rossview 495 Dunlop Lane #101 Clarksville, TN 37042 Providence Public Library Planters Bank - Providence 2251 Westerfield Drive Providence, KY 42450 Customs House Museum Planters Bank - Hilldale 1971 Madison Street Clarksville, TN 37043 Union County Public Library Planters Bank - Sturgis 520 Adams Street Sturgis, KY 42459 Hopkinsville Convention & Visitors Bureau Planters Bank - Main 1312 S. Main Street Hopkinsville, KY 42240 Gateway Chamber Orchestra Planters Bank - Sango 894 Hwy. 76 Clarksville, TN 37043 George Coon Public Library Planters Bank - Princeton 208 N. Jefferson Street Princeton, KY 42445 Museums of Historic Hopkinsville-Christian County Planters Bank - Indian Hills 3103 Canton Street Hopkinsville, KY 42240 Kiwanis Club of Clarksville Planters Bank - Commerce 325 Commerce Street Clarksville, TN 37040 Pennyrile Forest State Resort Park Planters Bank - Dawson Springs 50 Oak Heights, Dawson Springs, KY 42408 Pennyroyal Arts Council Planters Bank - Boulevard 4195 Ft. Campbell Blvd. Hopkinsville, KY 42240 Sebree PTO Planters Bank - Sebree 796 Hwy. 41 N., Sebree, KY 42455

Purchase your commemorative gift set ($20) at any Planters Bank location. 100% of the proceeds from purchases are donated to the Season of Giving organizations. Visit www.greatthingsbank.com/season to learn more. The 2020 Season of Giving supports: Gateway Chamber Orchestra Planters Bank - Sango

Customs House Museum Planters Bank - Hilldale

Kiwanis Club of Clarksville Planters Bank - Commerce

The Roxy Theatre

Planters Bank - Rossview

Museums of Historic Hopkinsville-Christian County

Providence Public Library

Hopkinsville Convention and Visitors Bureau

Planters Bank - Sebree

Planters Bank - Indian Hills Planters Bank - Main

Pennyroyal Arts Council Planters Bank - Boulevard

George Coon Public Library

Planters Bank - Providence

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Union County Public Library Planters Bank - Sturgis

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Serving Tennessee and Western Kentucky with 12 convenient locations. www.plantersbankonline.com MEMBER FDIC

We stand behind the true meaning of AhavA, Serving you with love. Ahava is a long-term care and skilled nursing facility. We offer inpatient and outpatient therapy: physical, occupational, and speech. Our care plans are centered entirely around the individual patient and his or her specific needs. Ahava is a VOHRA Center of Excellence for Wound Management and has been recognized as a recipient of the Bronze Commitment to Quality Award by the American Health Care Association. We were awarded this because of our commitment to improving the lives of residents through quality care. We also love to dance and have fun! Check out all the fun we have at our Facebook Page: Ahava Healthcare of Clarksville

931-647-0269 | info@clarksvillectr.com | clarksvillectr.com

111 Ussery Road, Clarksville, TN, 37043

Alzheimer’s Parade and Drive-Thru Donation Story & Photography by Tony Centonze and Contributed by Brookdale Brookdale Clarksville Alzheimer’s and Dementia Care and Ahava Healthcare teamed up recently to host an Alzheimer’s Parade and DriveThru Donation Event to benefit this year’s Walk to End Alzheimer’s. Marie Eppes is Brookdale’s Sales and Marketing Manager. “Our facility is licensed to serve forty-two residents, and all of our residents are living with Alzheimer’s or dementia,” Eppes said. “That’s why we wanted to do this. Our community exclusively serves those living with memory loss. For the past few years we’ve been a local sponsor of the Walk to End Alzheimer’s, and have spear-headed a lot of fundraising events. With COVID-19 this year, that’s been really tough. We wanted to find ways to raise money but we also wanted to cheer up our residents. We’re always looking for ways to keep them engaged, and in good spirits.” Brookdale had actually hosted a successful parade a couple of months earlier. “We thought, this time we would ask everyone to dress up their cars in purple,” Eppes said. “Ahava agreed to join us. Our facilities are so close to each other, we thought it would be a great way to increase donations, and get more people involved. This event was very successful. Brookdale donations totaled over $600 in just an hour of parade fun!” “Brookdale is the largest senior living provider in the country. Our intouch technology has made dealing with COVID-19 much more tolerable. We are grateful to have had no known cases among our residents or direct care associates. In senior care, right now, we’re all trying to be creative and ingenious in how we can keep our residents entertained and engaged. We’re trying lots of new ideas, and it’s all for our residents. These are our people.”

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Tamara Petitjean & John Ross

Heather Pellegrino & Glenn Pate

Daniel & Brayden Carpenter, Sandra Call

CVMA 5th Annual Poker Run Story & Photography by Tony Centonze The Combat Veterans Motorcycle Association – Tennessee Chapter 18-2 recently hosted its 5th Annual Poker Run at Star Spangled Brewing Co.

William Anderson & Donna Boily

“This is our first time at this location,” Deanna McLaughlin said. “We are hoping to get as many as 100 riders today. From here, they’ll go to Leatherwood Distillery in Pleasant View, then to the Bent Wrench on Highway 12, followed by a stop at the VFW on Lafayette Road, and finally, back here for results and prizes.”

Tamara Petitjean & Theresa Armstong

CVMA chapters came from Ohio, Huntsville, AL, Fort Knox, KY and beyond to show their support. Funds raised will benefit local charities; Wreaths Across America, Purple Hearts Reunited, Soldiers and Families Embraced, Operation Homefront and Westcreek JROTC. Jake Warner, aka ‘Solo’ was Committee Chief of this year’s Poker Run. “This is our 5th annual fundraiser,” Warner said. “We have more than 150 members in this chapter who really look forward to this, our main fundraising event of the year. We also do other functions throughout the year in support of other’s charitable efforts.

Matt McCain & Brandilyn Crosby

“We had a great turnout. We’re already looking forward to next year and our 6th annual Poker Run.”

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Tony & Aimee Adkison

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FINANCIAL FEATURE

ALTRA GIVES BACK DAY For the past two years on the second Tuesday in October, on a day coined Altra Gives Back Day, Altra Federal Credit Union employees have spent their day volunteering at organizations in the communities they serve. Altra’s own Shawn Hauser, Manager, Community Relations of Onalaska, WI created Altra Gives Back Day as a day for employees to come together to make an impact on community organizations. It’s no surprise that she was recently featured as a 2020 Credit Union Rock Star by the editorial team of Credit Union Magazine. In 2018 and 2019, more than 350 employees volunteered more than 1,300 hours at over 30 organizations in all the Altra markets. In advance of the previously scheduled event on October 12, Altra is distributing $100,000 to various organizations in the core markets they serve to provide direct aid to those in need. “It’s about living the credit union mission of people helping people”, said Steve Koenen, Altra’s President/CEO. “We want to provide immediate assistance to those who are experiencing financial hardship.” Altra provided a check for $25,000 to United Way of Greater Clarksville Region to help those directly impacted by COVID-19. Three organizations will benefit from the donation including Crisis 211, Urban Ministries and Community Action Agency.

“In the last 7 months, we have felt the impact of COVID 19 and how it has increased the need in our community,” said Valerie Guzman, United Way of Greater Clarksville Region Chief Executive Officer. “There is a greater demand put on our agencies to provide help with rental and electricity assistance. Altra’s generous donation will allow us to help more people in our community.”

ABOUT ALTRA Altra Federal Credit Union has made members a fundamental part of its vision since 1931. Over the years, that focus has seen the credit union grow into a leading financial institution with over $1.8 billion in assets and more than 113,000 members worldwide.

Altra is also giving back to their employees, who will be given this day off as a wellness day. “We are extremely proud of our employees and their accomplishments this year. Many have been challenged to assist members on the front lines at each of our branches. Others worked from home to assist our members while also juggling home school and day care”, stated Kevin Strangman, Executive VP, Administration at Altra. “We wanted to recognize their resilience by giving them the day to rejuvenate and take care of themselves.”

Altra also adopted the first corporate Social Responsibility Policy, which outlines the credit union’s giving priorities. Altra has a strong culture of giving back to the community and this policy ensures that will continue. Additionally, Altra implemented a volunteer time-off (VTO) policy that allows employees to volunteer in several capacities, from supervising a child’s field trip to delivering meals. The VTO policy offers employees time off to volunteer during their workday. After surveying the Altra staff, the number one reason people didn’t volunteer was lack of time. Altra removed that barrier with the VTO policy.

Clarksville’s own Rose Melton said, “Altra is dedicated to give back to our communities. We know there are many different needs in Clarksville and we want to do our part to help fill that need. I feel very fortunate to work for an organization that lives by its mission to help people live their best life.” Altra invests nearly $100,000 annually in the Clarksville community through corporate funding and inkind donations.

Both not-for-profit and member owned, Altra’s mission is to create member loyalty by providing products, services and guidance that enable our members, staff, and communities to prosper. In addition to banking services conveniently available through online, chat, mobile, or phone options, Altra offers a full range of financial services, from personal and business to lending and investments. To learn more visit: www.altra.org.

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Austin Peay ROTC Cadets Honored with the APSU’s 8th MacArthur Award The U.S. Army on Wednesday awarded Austin Peay State University’s ROTC programs the MacArthur Award, which recognizes the eight best ROTC programs in the country. The MacArthur Award recognizes the eight schools, selected from among the 274 ROTC units nationwide, as the top programs in the country. This marks the eighth time the APSU program has earned the award in the last 26 years. “If I have learned anything after serving the college for 23 plus years, it’s that the Army, and combat in general, is the ultimate team sport,” said Col. Brent Clemmer, commander of the 7th Brigade of the U.S. Army Cadet Command. “No single service can achieve victory by itself.”

The awards, presented by U.S. Army Cadet Command and the Gen. Douglas MacArthur Foundation, recognize the ideals of “duty, honor and country” as advocated by MacArthur. The award is based on a combination of the achievement of the school’s commissioning mission, its cadets’ performance and standing on the command’s National Order of Merit List and its cadet retention rate.Austin Peay’s ROTC program is the top program in the brigade of five states (Tennessee, Kentucky, Ohio, Indiana and Michigan) with 38 schools in the school year 2018-19. These schools include Vanderbilt University, University of Tennessee, University of Kentucky, Ohio State University, Notre Dame, University of Indiana and University of Michigan. “This streamer that was put on the colors of the APSU ROTC program is proof that this is in fact, a team sport,” Clemmer said. “The secret to success is cooperation and teamwork and not going at it alone.”U.S. Army Cadet Command also recognized retired Lt. Col. Greg Lane’s achievements as a distinguished ROTC alumnus during the ceremony by awarding him the ROTC Hall of Fame certificate. For more about the Governors Guard ROTC at Austin Peay, visit www.apsu.edu/rotc.

Honorary Chairperson Nomination Letters for Love Lights a Tree This year marks the 31st year of Love Lights a Tree campaigns which raise awareness of and funds for the American Cancer Society. Love Lights a Tree is a major Montgomery County effort to support cancer research. The committee asks the community members to recognize and to honor important persons in their lives by donating money to purchase lights in their names for the annual ceremony. Each year the committee reviews nominations for someone to serve as the honorary chairperson and to be recognized at the culminating event. The person considered for this honor has had cancer or is currently being treated for cancer. The nominee may be a child or an adult who is a resident of Montgomery County. This person will have inspired others by the dignity and fortitude with which the challenge of cancer treatment has been faced. The decision is based on the extent of the individual’s influence on others in the community. This year’s event, which features the naming of the honorary chairperson and the lighting of the tree will be held Sunday, December 6, 2020 at 5:00. The place will be announced at a later time. Nominations should be mailed to Lynne Griffey, 1232 Willow Bend Dr., Clarksville, TN or emailed to lynnegriffeyart@gmail. com by November 1, 2020.

Kiwanis Club of Clarksville Donates $150,000

During the Customs House Museum & Cultural Center’s Grand Illumination lighting event held on October 3, Executive Director Frank Lott had a special announcement for those in attendance. The Downtown Kiwanis Club of Clarksville has pledged $150,000 for the renovation of the Museum’s children’s area known as Explorers’ Landing. Explorers’ Landing is a popular Museum feature that includes the interactive Bubble Cave, miniature McGregor’s Market and space for play and exploration. Explorers’ Landing, then known as Explorers’ Floor, opened in the early 1990s and has been visited by tens of thousands of children throughout the years.

“The Downtown Kiwanis Club of Clarksville’s mission aligns with the Museum’s in that we emphasize children’s learning and exploration,” Lott says. “We are grateful and delighted to have a sponsor that is a dedicated supporter of the Museum.” FOLLOW US ON FACEBOOK! •59

Casey Kemmer & Joe Dalton

Brian Grasty & Darren Baxter

Billy Wall & Daniel Zahn

Ben Carroll & Brian Harris

FCA GOLF TOURNAMENT 2020 Story & Photography by Tony Centonze The Fellowship of Christian Athletes recently held its annual golf tournament at Clarksville Country Club.

Cliff Sites & Billy Parker

“We have a great turnout today, and it’s the first time I can remember that it’s not raining on this event,” Dick Littleton said. “We’re getting an early start, and we’re hoping to raise a lot of money for the ministry. We are looking forward to what God’s going to do with us out here today.

Jaymie & Lydia Rankhorn

“All the money raised here today goes to the FCA ministry. This year, we’ve been restricted on what we can do, like everyone else. So, we haven’t been able to do our camps, and we can’t get into the schools. This event helps us fund the ministry. It lets us get boots on the ground, get people into schools, and get kids to the camp to work with coaches. Our mission is to win souls for Christ.”

Cody Chilcutt & Scott Pope

Dick Littleton & Mike Rainey

Gary Rankhorn further explained what FCA does. “This is the 20th anniversary of our FCA Golf Challenge fundraiser,” Rankhorn said. “The money we raise for the Fellowship here in the greater Clarksville area funds FCA’s work with coaches, teams, campuses and athletes, and hopefully that work allows us to create a positive influence in their lives.”

Zach Glotta & Gavin Baxter

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FINANCIAL FEATURE

LEGENDS BANK Legends Bank remains committed to the markets we serve in Middle Tennessee. We have nine branches with over 100 employees serving Clarksville, Montgomery County, the greater Nashville area including Brentwood, and our newest branch in Pleasant View, TN.

customers, appreciate them, and treat them with the utmost respect.

products, and technology that can be tailored to fit a variety of needs.

COMMUNITY Your community is our community, and we value and appreciate each of them because of their uniqueness and growth potential.

We also give back to local non-profits and community projects in our market area, because we know it makes a difference for the future of where we live, work, and play. From the arts, to education, and everything in between, you can be sure Legends Bank is committed to investing in the communities we serve.

From our humble beginnings in 1998, we have built a financial institution with an unwavering commitment to serving our customers and employees. We are also proud to be the only locally-owned community bank in the Clarksville-Montgomery County market. PEOPLE They are the foundation of what we do and why we do it. People create and enrich our wonderful communities, and provide us with extraordinary employees and customers. Our vibrant branches are fully staffed with local, experienced bankers that welcome our

If you’re searching for a local bank that offers a variety of financial services, look no further than Legends Bank. We value each person who comes in, and we protect your financial livelihood. Legends Bank supports our small businesses, as we believe homegrown businesses are the fabric of our community, which is why it’s our specialty! We invest in the right people,

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VISIT CAMPUS NOV. 14 apsu.edu/apday Austin Peay State University does not discriminate on the basis of race, color, religion, creed, national origin, sex, sexual orientation, gender identity/expression, disability, age, status as a protected veteran, genetic information, or any other legally protected class with respect to all employment, programs and activities sponsored by APSU. The Austin Peay State University policy on nondiscrimination can be found at http://www.apsu.edu/policy. Policy 6:003

Frank Tate & Ben Eberle

Casey Jenkins, Marquase Lovings, Paul Turner, Tom Creech, Lance Morgan & Gerald Harrison

Billy Lee & Jeff Cates

Having Hope, Having Bipolar

Blake Jenkins Golf Scramble Story & Photography by Tony Centonze Once again, dozens of golfers turned out for the annual Having Hope, Having Bipolar Blake Jenkins Golf Scramble, an event that helps raise awareness for the well-known, but completely misunderstood affliction that affects more than five million American adults.

Alex Sala & Max Remy

“This is our 7th year.” Casey Jenkins said. “We almost sold out within two weeks of announcing the date, so that was very heartwarming to me. The loyalty of our crowd is amazing. They come out every year to support Blake’s memory, and our cause, which is Bipolar Disorder.”

Cale Burney & Lane Bumpus

The mission stated on their website, www.havinghopehavingbipolar.com is simple, “The Jenkins family wants to help those folks and their families. After the tragic loss of a dear family member, Blake Jenkins, our family decided to build a platform that would allow us to help those plagued by bipolar disorder ...”

Jeff Waggoner & Pat Sawyer

Hana & Mike Hyams

“Through our non-profit, we’ve already donated $100k to Vanderbilt University Medical Center, specifically for bipolar research,” Jenkins said. “We’re already planning Golf Scramble number 8. I think it’s nice to pause, and remember how much bipolar can affect families. It’s great to see so many people come together in support of this cause. It’s not a one-person disease, it ends up being a family disease. And, the more awareness we can raise about bipolar and how it can be overcome, the more hope there will be.”

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Hannah Price Team Highlight

Stefanie Miller Listing Partner

Meet Stefanie Miller, one of the newest members of the HP team! As a former news anchor, and with over 10 years of experience in broadcast journalism, she makes the perfect Listing Partner. Her energy, love for life, positivity, and drive are just a few reasons why we love her and feel so grateful to have her on board! (Side note: you may find her spontaneously doing push ups in the hallway. Oh also, her husband has awesome hair.) Stefanie is a selfless and absolutely incredible human being. Thank you for all you do!

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Andrea Rule, Jordan Huddleston & Jessica Rule

Justine Alberty

Hopkinsville Art Guild Pop-Up Art Sale Story & Photography by Tony Centonze Hopkinsville’s Art Guild Pop-Up Art Sale featured numerous artists, live music, delicious food and an assortment of cocktails that made it the coolest street party of the year.

Jim Mason

Downtown Renaissance Director, Holly Boggess spoke about the day’s festivities. “This is our second Downtown Stroll, Sip and Shop of the year,” Boggess said. “We’re having a really good turnout of vendors. We have local distilleries MB Roland and Casey Jones, we also have Hopkinsville Brewing Co., and we have a trio setting up to play some live jazz music for us.”

Laura Faulkner & DeeAnna Sova

Artists from the Hopkinsville Art Guild were set up on the street, and there was an art exhibit on display in the basement of one of the buildings. “We have the HCC Public Library selling t-shirts and giving away books. Holiday Burgers is here as our food vendor, and caricature artist Matt Cox is doing free drawings. The music starts soon, and we’ll be here ‘til 7 o’clock tonight.”

Holly Boggess

James Richardson & Joey Medeiros

Boggess said this event was all about promoting downtown. “We’re trying to get folks to come out and enjoy an evening with their family. August is Family Fun Month, and today is National Just Because Day. So, we’re having this event just because. Lots of businesses downtown are extending their hours, and offering special deals and discounts. We are also giving away free totes, and we’ll be drawing later for some door prizes. Our museum has set up a scavenger hunt, and they’re giving away some items as well.”

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Loaves & Fishes Volunteer Appreciation Paul & Osiris Rhodes

Terry & Mark Grimsley

Anja Mendez & Dorian HIggins

Story & Photography by Tony Centonze The folks at Loaves & Fishes recently hosted a volunteer appreciation event to give thanks to all those who have given their time to help fund and build L & F’s new building. Throughout the afternoon, volunteers were given a tour of the impressive, nearly-completed facility. “We’re hoping to have our first meal and fundraiser in November,” Isaac Wright said. “We still have things to get done, like moving all the food over from our other facility, things like that. So, October may be a little too optimistic, but I think we’ll be serving by mid-November or early December.” Gary & Joyce Norris

Roger & Marilyn Case

Martias Kendrick & Liz Thomas

L & F’s new building puts the organization’s warehouse, dining facilities, gathering space, and distribution, all under one roof. “We have a total of 15,600 sf,” Wright said. “We’re excited, and looking forward to coming in here and serving. We know we’re going to have more clients, more people in need. The needs in our community are about the same as they were prior to COVID-19. We’re still doing the same amount of meals, just grab-and-go style. We are serving about 100 - 115 people a day. Here, we can seat about 200, comfortably. For COVID-19, we’ll have to cut that in half.” Wright says, the L & F Board is still determining all the services that will be offered. “We do have three men’s and three women’s showers. We have a multi-purpose room that hasn’t been designated a specific use. We’re looking at health care, service committees, things like that. We’re hoping to lease/rent our facilities to other organizations as needed. There is a lot we want to do to improve our community, and help them, as we move forward.”

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THE FORTERA FOUNDATION

Fortera Credit Union announced the establishment of the Fortera Foundation. The not-for-profit organization aims to help break the cycle of generational poverty and improve families’ long-term financial stability. “Fulfilling our purpose to be a force for financial good, it was important to Fortera that we establish an entity dedicated solely to supporting our community impact initiatives,” said Tom Kane, Fortera Credit Union President and CEO. The Fortera Foundation aligns our core values, resources and commitment to make meaningful investments in the communities we serve,” said Kane. Within its focus, the foundation seeks to address a particularly high rate of poverty among single mothers. As reported by the 2019 US Census Bureau, 80 percent of single parent families in the U.S. are headed by single mothers. More than 30 percent of those are living in poverty, five times the poverty rate of married families. Local demographics reflect this trend with higher-than-average divorce and fertility rates contributing to a high percentage of single mother households living below the poverty line.

a child and furthering their own education, sole income earners are now also faced with foregoing employment to stay home with their children during the pandemic. BRIDGING THE GAP Recognizing a need to provide greater access to higher education, the foundation funds an Austin Peay State University scholarship program to provide supportive assistance to single parents. “Earning a post-secondary degree is a wellestablished pathway out of poverty, yet it can be difficult to achieve with obstacles such as childcare, transportation and financial strain,” said Ginna Holleman, President of Fortera Foundation and Senior Vice President of Marketing for Fortera. “Fortera Foundation works to bridge the gap in resources, empowering single parent students to overcome challenges, enter college and graduate with a life-changing degree. In doing so, they pave the way to a more prosperous life for their families while inspiring educational goals for their children and the generations behind them,” said Holleman.

Numerous barriers preventing educational and occupational opportunity make it especially challenging for single mothers to raise their families’ standard of living. While single mother poverty rates improve at an average rate of 33 percent with each advancement in educational level, only 8 percent of single mothers who start college earn an associate or bachelor’s degree within six years, according to a study by the Institute for Women’s Policy Research. The issues are further compounded by COVID-19 related challenges as many single mothers struggle to balance employment and remote learning requirements for their families. Once forced to choose between rearing 70 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Information about applying for a scholarship through the Fortera Foundation Bridge Fund will soon be distributed to students through APSU’s Office of Financial Aid at the start of the 2020 fall semester. Beyond providing financial assistance, the foundation will also partner with Austin Peay and other educational institutions to offer financial literacy and coaching programs. Furthering a broader mission, the organization will support additional initiatives that strengthen the economic selfsufficiency of Fortera members and local residents. For more information about Fortera Foundation’s impact, visit forteracu.com/ForteraFoundation. ABOUT FORTERA Established in 1954, Fortera Credit Union has expanded from serving the United States Army Base at Fort Campbell, Kentucky, to a full-service financial cooperative serving Montgomery and Stewart counties in Tennessee, as well as Christian, Trigg, and Todd counties in Kentucky. Headquartered in Clarksville, TN, Fortera has more than 64,000 members worldwide and over $640 million in assets.

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Mayor Joe Pitts

Nichole Phillips & Monica Steen

Freddie Montgomery & James Halford, Jr.

Julie, Nora & Hadley Barrow

Riverfest Cardboard Boat Regatta Story & Photography by Tony Centonze Clarksville Riverfest looked different this year. Clarksville Parks & Recreation got creative, and made the Clarksville staple live on through COVID-19. Over a period of twelve days, a handful of events did take place, the Juried Art Show, along with a Virtual 5K and a Virtual Talent Competition. One of the festival’s most popular events is the Cardboard Boat Regatta, and thanks to some dedicated individuals, and some intrepid “sailors” a small crowd along the banks of the Cumberland was treated to the annual spectacle that is, Riverfest Regatta. Esther, Riley, Lilly & Ethan Foster

This year’s eleven entries included five entries in City/County Departments -Ty Burdine’s boat The Barrett Beaver, Phil Harpel’s Front Line Heroes, Codes Department’s Freedom, CG&W’s Usain Boat, and Otter Squad 6, captained by Brandon Powers.

Gabriel Perez & Miles Faccone

Youth/Adult featured Tick Tock Croc, captained by Alex Steen, and The Argo, captained by Gary Steen. Church/Civic Organizations had Still Float Worthy, crewed by the Trail Life USA Troop TN-0101. And, Adult/ Open had Passing Wind, captained by Nichole Phillips, The Mirthmobile, captained by Dillon Huycke, and Island Girls, captained by Teresa Welch.

Carla Anderson & Teresa Welch

Dan Welch & Andy Anderson

Top finishers in each category received awards, including the coveted Titanic Award which was awarded this year to Front Line Heroes, who overturned at the start line. Boat Captain, Mayor Joe Pitts said, “Well, it was wet, and the water didn’t come from the sky, it came from the boat, ...but there’s always next year. We’ll be back.”

Rebecca Temple & Dillon Huycke

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Ryan & Blakely Samp

Ian Foster & Trent Bechard

Zane & Haly Rau

Name: ___________________________________________

Date:

Quirion October COMMUNITY AMBASSADOR CHALLENGE

DID YOU KNOW? Quirion Realty is the only exclusively boutique brokerage in Montgomery County. Taking only the top community ambassadors, the Q Crew is limited to a talented group of 150 agents. Founded by self-made Clarksville natives Tara & Norman Quirion, Quirion Realty has a different vision for the future of real estate. The heart and soul of Quirion Realty is community. Quirion’s founders are deeply and meaningfully involved in the community. They dedicate countless hours to service and sit on the boards of some of the area’s most involved nonprofits. Tornado Tara & Stormin’ Norman impart the importance of community to their agents. Realtors are often the first people to welcome new members of the community to the area, and each Q agent is equipped with the knowledge to show off the best and brightest points Clarksville has to offer.

M C S X K L L E B P M A C T R O F P I F D R X L

V O J O R A L E D U L T P J O E S U O H N E P O

E T R A N S A C T I O N I E F Y U N L E E I B A

T K D S U N D L O S P C H M E E B F X A Y N U K

A G Y I V O W C E O O A S O S S R H O G V Y E N

T C L O S I N G Y M Q Q R H T K R Z G L Z N X O

S V H L A K X R M R J W O W C H F E H E A A A I

E X T M I D C I P I I E T E A A K X T C Z P N T

L C Q R Y T S A H C J Y N N R G U H O S L M Y C

A L O K E I M K L S R J E B T E E R P S Q O T E

E E Q S O D G T D B E N M R N T N N J R L C I P

R A M N G Z N P D C Y D F S O J L D Z N B E N S

N R O Z E Q O E H O U Q W E C B S E U L B L U N

I T C M S O W J L K B L I S T I N G S L A T M I

R O D A S S A B M A Y T I N U M M O C W L I M E

E C B U S A D V E N T U R E S O F Y Q T A T O M

W L W V N X L T W E L V E O A K S N R H R Q C O

O O W J W G O S R N N O I R I U Q G E I R C X H

P S W C Y G X E T A T S E L A E R Q A N E I F E

R E D G S D L U A P P R A I S A L M L K F I R B

U E B M X L G N I N I A R T G P D A T T E S E A

R M M W E W S E L L I V S K R A L C O A R L R R

N O P S U P T Y T L A E R G N U X K R N W V U D

W H U K G N T N E M E V O M Q Z W H G K O R T Z

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Haley Turner & Jordan Anderson

Jenny & Justin Roecker

Lesette & Palmer Guinn

Robin Meal & Jordan Bonquet

Sips & strolls Story & Photography by Tony Centonze People looking for something fun to do one recent Thursday night, found plenty of options at Miss Lucille’s, with the Marketplace hosting Sips & Strolls, and the Cafe hosting Dinner with Friends.

Caitlin & Will Clinard

Dinner with Friends brings a familiar taste at a different time, as the popular lunch spot expanded its hours to offer a full menu and some exciting new wine pairings on Thursday’s until 8 p.m. Sips & Strolls gives shoppers a chance to explore Miss Lucille’s Marketplace, while sipping refreshing cocktails.

Tracy & Jordan Jackson

“Our Sips & Strolls is a preview sale,” Lakyn Jarman said. “This time, it’s for our big Labor Day sale. We usually do this just before all of our big sales events. All the guests who come in tonight are getting to see all the great offerings before the big weekend. They get a sneak peak at all the big sales that are going on, and they can snatch up the great deals before anyone else.” Jarman says, sales usually last through the weekend. "Our last Sips & Strolls had 300 to 400 people. It’s a come-and-go event, and the Marketplace is huge, so we are easily able to accommodate numbers like that, and still provide comfortable social distancing.” Sharon & Walter Wegner

Evelyn Nunez & Emma Burns

Tendra Rayzor & Lori Binkley

Racheal Massey & Willi Frank

74 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Katie Hudson & Karlie Gauthier

Crimson Bailey & Lakyn Jarman

FINANCIAL FEATURE

ALEXIS GOINES Most people are familiar with the famous Allstate motto: Allstate. Are you in good hands? With Alexis Goines, the answer is resoundingly yes. With over 12 years of experience, she is an industry leader. Coming to Clarksville in 2011 through the military, Alexis is a veteran spouse with a big heart for the community. She tells VIP, “Rather than focusing on sales, we focus on a needsbased approach to ensure that our clients are properly educated and covered. Having been a military spouse, I understand that lifestyle and the difficulties faced by military families. We maintain this focus in the agency, looking for opportunities to offer guidance and support for those facing new challenges. It’s not only our job to insure these families, but we like to be a valuable resource to offer solutions that make the process easier for them.”

Military life is hard to describe to someone who has never experienced it, and Alexis can empathize with exactly how military families feel. Consolidation, as few moving parts as possible, and a welcoming community help military families feel secure and at ease. Alexis can bundle all of your insurance, and get you plugged in locally. Best of all, she truly and thoroughly enjoys doing it.

focus is being a resource or listening ear for both individuals and businesses facing hardship. We are currently in the process of obtaining a $500 grant to contribute to volunteer efforts with them.” For more information, check out their Facebook page @TheGoinesAgency or visit their website www.allstate.com/alexisgoines

Her knowledge of volunteer opportunities and local non-profits is second to none because she works with so many. “This year, our agency alone raised $5,000 presented to Clarksville Fire Rescue, $500 for I’m Invisible, a nonprofit focused on youth empowerment & anti-bullying,” says Alexis. She goes on to say, “I’ve been working together with another nonprofit, L.O.S.S. who’s main

agent for all. One One agent for all. GoodGood call. call. Life can be complicated. I’m here to help simplify Life can be complicated. I’m here to help simplify your insurance. Call or stop by today for a free your insurance. Call or stop by today for a free quote on coverage for your car, home, quote on coverage for your car, home, motorcycle and much more. motorcycle and much more.

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Alexis Goines Alexis Goines 931-553-1969 931-553-1969 1604 St., Ste. A 1604 Madison St., Ste.Madison A alexisgoines@allstate.com alexisgoines@allstate.com allstate.com/alexisgoines allstate.com/alexisgoines

Based on coverage selected. Savings vary. Subject to terms, conditions and availability. Allstate Based coverage selected. vary. SubjectCo., to terms, conditions and availability. Allstate Vehicle and Property Insurance Co.,on Allstate Property and Savings Casualty Insurance Allstate Vehicle Co. and Property Insurance Co., Allstate Property and Casualty Insurance Co., Allstate Indemnity Co. © 2018 Allstate Insurance Indemnity Co. © 2018 Allstate Insurance Co.

Tyler Mayes & Alexis Goines

Zoe Williams & Angelina Hughes

Joe Shakeenab, Ilona Rivera, Sherry Pickering & Ashley Mynatt

Ilona’s Table Grand Opening

Story & Photography by Tony Centonze Ilona Rivera and the team who created Caprigios Pizza, which many say is one of Clarksville’s best, has now opened Ilona’s Table, which serves classic Italian and German food.

Lorneth Peters, JoAnne Ross & Trina DeSoto

“We’ve got German and Italian food, mainly,” Rivera said. “I throw in some other things as well, like hummus. Our German menu items would include our pork schnitzel, I’m looking at some veal as well, which is very authentic. We do homemade spaetzle, which is the egg noodles. My aunt makes our homemade potato salad.” Rivera says she learned her cooking skills from her mom, and all her food is very authentic. “People from Germany, or those who have been there, tend to say ‘Oh my God, this is the real deal.’ I would have never opened unless I could create the real deal.” “We do everything with love. We also own Caprigios, which has been running for almost 2 years. Love is always the secret ingredient. I was very honored when Mayor Pitts said earlier, ‘one thing about Ilona, she can draw a crowd.’ And then he said, ‘this is definitely a place where everything is done in excellence.’ That means a lot to me. I’ve been dreaming about this since I was a little girl.”

Paul Rhodes & Ann Bradley

Klaudia Joyce & Noris Lay

Dr. Jake Slater, Reagan Hyde

Clarksville Mayor Joe Pitts

76 • VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Marcia Clark & Lee Erwin

Ashley Mynatt & Bethany Sigler

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Angela & Lenny Carter

Armi & Paul Rhodes

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Manna Cafe 10th Anniversary Story & Photography by Tony Centonze Manna Cafe recently celebrated its 10th Anniversary at the Madison Room, with dinner, dancing, music, art, an awards presentation, and some inspirational comments from Guest Speaker Ron Edmondson. Kenny and Vicki York welcomed guests at the door. Syd Hedrick and the Phalcons were warming up on the stage. Everyone was exercising proper social distancing and mask etiquette. Vicki & Kenny York

Manna Cafe began its service in Clarksville, modestly, with Kenny and Vicki arriving just days before the flood of 2010. That week, Manna Cafe officially served its first mobile, outdoor hot meal to 35 guests. Since then, Manna’s service to this community has grown exponentially, it now serves more than two million pounds of food to local families each year.

Ron & Cheryl Edmondson

“This is our 10th anniversary celebration of the first meal we ever served,” Kenny York said. “Actually, the anniversary date was back in May, but this has been a challenging year for all of us, with COVID-19, so, we’re just now able to gather for the occasion. We’re excited to celebrate all these years of service to this community, and we look forward to all the great things yet to come for Manna Cafe.”

Rebecca Ladd & Pat Powers

Shanon & Brandy Gayheart

Recently, Manna Cafe became Manna Village, and the new location is doing really well. “Demand slacked off at the beginning of the pandemic, because a lot of our clients were getting extra food stamps and extra help in other ways,” York said. “But, now it’s picking back up. We’re offering more services, and that creates more new clients.”

Katie & Norm Koch

Sarah Wood & Hope Boyd

Josh & Laurin Carter

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Andrew & Rachel White

Gigie Souffrant & Marie Lewis

Frank White & Todd York

Melody & Ken Shipley

Kaylee & Cameron Clark

Brandy Barker, Hope Boyd & Shawna Spigner 80 â&#x20AC;¢ VIP CLARKSVILLE MAGAZINE | THE FINANCIAL ISSUE

Grant Randolph & Riley Sims

Janie & David Land

Mari & Gary Linfoot

Senator Bill Powers & Rebecca Ladd

Vicki York & Traci Applegett

Laura & Ron Hindman

Freedom Clean is a local veteran owned and operated cleaning service. Servicing a variety of clients and businesses locally, Freedom Clean provides: Corporate Cleaning Services Laundry Services to Include Pick-Up & Delivery Residential Move-Out Cleaning To schedule a consultation or for more information call or visit Freedom Clean on Facebook.

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Altra Foundation Financial Education Scholarship The Altra Foundation is sponsoring the new, $10,000 Altra Foundation Financial Education Scholarship. The Altra Foundation is dedicated to providing financial literacy education for youth and adults in the communities they serve. The Foundation’s definition of financial literacy is having the skills to develop financial goals, budget, manage debt, invest, and maintain good credit. The Altra Foundation Financial Education Scholarship will be open to high school students, grades 9-12, ages 13 and up. Applicants must fully complete various modules through the Banzai! Classroom or Banzai! Teen programs offered on Altra’s website. After completing the modules, applicants must take a posttest and receive a score of 85% or higher, have a minimum 2.8 GPA, and complete the scholarship application. Applicants do not need to be members of Altra Federal Credit Union to participate or win. Banzai! is a national financial literacy program, available online. It immerses teens in a gamelike atmosphere to teach how to save, manage, and spend money wisely. This program can help parents create opportunities for meaningful conversations that instill healthy attitudes towards finances at any age. Banzai! also offers an online curriculum for teachers to provide their students. Through the Altra Foundation, the Banzai curriculum has been made available for free to middle and high school classrooms in the communities they serve. Teachers that utilize the program can monitor students’ progress through each of the modules.

“This is the first time we’ve offered a scholarship like this and we are so excited to be able to do it,” says Danielle Anderson, Altra’s Youth Services Manager. “The Banzai! program has received several compliments from students over the years that have completed the modules”. Scholarship details can be found at altrafoundation.org starting October 15, 2020. The scholarship period will run October 1, 2020 through April 30, 2021. All submissions will be reviewed by a scholarship board in May 2021. Middle and High School Teachers interested in using the Banzai program can visit altra. teachbanzai.com or by calling 888-8-BANZAI. It is important to remember that it is never too late to learn how to handle your finances. If you are interested in learning more or donating to the Altra Foundation, visit altrafoundation.org. ABOUT ALTRA Altra Federal Credit Union has made members a fundamental part of its vision since 1931. Over the years that focus has seen the credit union grow into a leading financial institution with over $1.9 billion in assets and more than 114,000 members worldwide. Both not-for- profit and member-owned, Altra’s mission is to create member loyalty by providing products, services and guidance that enable our members, staff and communities to prosper. In addition to banking services conveniently available through online, chat, mobile, or phone options, Altra offers a full range of financial services, from personal and business to lending and investments. By offering several eligibility options for membership based on where you live, work, worship, or attend school, Altra is Helping You Live Your Best Life! To learn more visit www.altra.org.

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