Confused about your McCloud pension choices? You have every reason to be. Join us. Job done.

From October this year, all those affected by the AFPS15 Remedy (McCloud) will be faced with making complex choices about their pension entitlement. This will involve complicated calculations, the details of which the Government is still working through. Right now, this is the position.

The AFPS15 Remedy will be delivered in two stages- the prospective remedy, followed by the retrospective remedy. The prospective stage saw all affected personnel still serving moved to AFPS15 on 1st April 2022. The retrospective remedy will allow personnel to choose their preferred benefits for the remedy period when they access their pension or Early Departure Payment.

Eligible members who have already left, or will leave between 1st April 2015 and 1st October 2023 with a pension payment or EDP, and eligible dependants, will be contacted by Veterans UK within 18 months from 1st October with details of remedy options.

But you can eliminate confusion. Join the Forces Pension Society and stay fully informed until you decide if you need the guidance of our Forces Pensions Consultants.

Independent, not-for-profit

Independence is vital to our work, calling governments to account whenever we spot unfairness or injustice in the system. We also give you a voice where it counts, on the representative bodies for Armed Forces and Public Sector Pensions.

We are funded by our Members’ subscriptions. Any surplus helps fund our outreach programmes of Roadshows, Webinars and our attendance at CTP Employment Fairs.

Visit: forcespensionsociety.org/join-now/

Annual membership for you and your spouse/partner is just £43. You will have exclusive access to our Forces Pensions Consultants, our informative Members’ Webinars and you’ll receive our bi-annual e-newsletters and magazine, Pennant.

You’ll also have access to our wide range of membership benefits from discounts on new cars and white goods, to insurances, (including our latest range of travel policies) plus a great deal more.

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