GTA Homes Magazine - April 8, 2023

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PERSONAL FINANCE | JESSE ABRAMS

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

WESTERN VIEW | MIKE COLLINS-WILLIAMS

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

HOME REALTY | DEBBIE COSIC

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

REALTY INSIDER | MICHAEL KLASSEN

Michael Klassen is the Broker of Record, Eleven Eleven Real Estate Services. Based in Toronto, this firm is a residential pre-construction listing brokerage. 1111realty.ca

LEGALLY SPEAKING | JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law Partners LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

BILD REPORT | DAVE WILKES

Dave Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter at @bildgta or visit bildgta.ca

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Jacky Hill

Michael Rosset

SENIOR VICE-PRESIDENT, SALES, NEXTHOME

Hope McLarnon 416.708.7987, hope.mclarnon@nexthome.ca

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EDITORIAL DIRECTOR

Amanda Pereira

EDITOR-IN-CHIEF – GREATER TORONTO AREA

Wayne Karl, wayne.karl@nexthome.ca

CONTRIBUTORS

Jesse Abrams, Mike Collins-Williams, Debbie Cosic, Michael Klassen, Linda Mazur, Lisa Rogers, Jayson Schwarz, Dave Wilkes

VICE-PRESIDENT, MARKETING – GTA

Leanne Speers

SENIOR CLIENT RELATIONS SPECIALIST – GTA

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MANAGER CUSTOMER SALES/SERVICE

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SALES & MARKETING CO-ORDINATORS

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GRAPHIC DESIGNERS

Mike Terentiev

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GOVERNMENTS, EH?

Governments… we count on them to provide leadership and do what is right for the masses. In the context of housing, this means, among other things, devising policy that makes sense.

Take, for example, the federal Prohibition on the Purchase of Residential Property by Non-Canadians Act that came into effect Jan. 1, for a period of two years. The purpose was to restrict foreigners from buying homes in Canada, to make more of the existing housing supply available to Canadians. Perfectly valid action, right?

However, as Building Industry and Land Development Association (BILD) CEO Dave Wilkes explains on page 50, the Act actually risks making Canada’s housing supply crisis worse, not better. As written, the Act prohibits Canadian companies with more than three per cent foreign ownership from buying vacant land or farmland for residential development, or from purchasing properties with less than four units on them, thereby inhibiting assembling parcels of land for multi-unit construction.

Importantly, this legislation effectively cuts off access to foreign investment for new home construction (a routine occurrence, as in other industries), putting future housing projects at risk.

Builder associations across the country – BILD in the GTA, to the national Canadian Home Builders’ Association, and the Residential Construction Council of Ontario at the provincial level – are lobbying for amendments.

WAYNE KARL

EDITOR-IN-CHIEF

HOMES Magazine

EMAIL: wayne.karl@nexthome.ca

TWITTER: @WayneKarl

Turning to local housing policy issues, the City of Toronto recently tabled its Housing Action Plan 2022-26, which identifies a strong “made-inToronto, multi-pronged and transparent approach to increasing housing supply, choice and affordability for current and future residents.”

Again, this is a sensible, worthwhile and necessary initiative by government.

Trouble is, Toronto is currently without a mayor, given John Tory’s recent resignation, and residents will vote for a new city leader on June 26. In the coming weeks, as potential candidates throw their hat into the ring and map out their platforms, it will be interesting to learn where each of them stands on housing. Some are already saying they don’t necessarily agree with some of the changes proposed in the housing plan – leaving room for doubt about whether they have progressive views on such matters.

You know, the types of positions that will prevent a repeat of the recent federal overreach, and that actually help resolve, not complicate, the issues.

GTA NEW HOME MARKET QUIET IN FEBRUARY, INVENTORY RISES

The GTA new home market was quiet in February, the Building Industry and Land Development Association (BILD) reports.

There were 922 new home sales in February, which was down 76 per cent from February 2022 and 69 per cent below the 10-year average, according to Altus Group, BILD’s official source for new home market intelligence. It was the second lowest number of new homes sold in February since Altus Group began tracking in 2000.

Only 225 single-family homes, including detached, linked and semidetached houses and townhouses (excluding stacked townhouses), were sold in February, down 65 per cent from February 2022 and 81 per cent below the 10-year average. It was the lowest level of single-family home sales for February since Altus Group began tracking.

Condominium suites, including units in low-, medium- and highrise buildings, stacked townhouses and loft units, accounted for 697 units sold in February, down 78 per cent from February 2022 and 61 per cent below the 10-year average.

“Housing inventory has been rising, which represents an opportunity for some new-home buyers,” says Dave Wilkes, BILD president and CEO. “But it would be a mistake to assume that we have overcome the structural challenges that hamper housing supply in the GTA. All levels of government must work with industry to implement the changes necessary to meet the ambitious goal of building 1.5 million new homes in a decade, the number that Ontario’s Housing Affordability Task Force has called for to address the province’s housing supply crisis.”

“Builders have been ramping up inventory, particularly in the new condominium apartment sector, in anticipation of a stronger spring market,” adds Edward Jegg, research manager with Altus Group. “As we

move into spring, it appears that we may be seeing the floor in the market, which may overcome buyers’ recent hesitancy brought about by the run-up of interest rates and other economic concerns.”

With the launch of seven condominium projects in February, total new home remaining inventory increased compared to the previous month, to 14,621 units, the highest level in more than two years. This included 13,031 condominium units and 1,590 single-family units, representing 9.3 months and 5.2 months of inventory respectively,

based on average sales for the last 12 months. Remaining inventory includes units in preconstruction projects, in projects currently under construction, and in completed buildings. A balanced market has nine to 12 months of inventory.

The benchmark price for new single-family homes increased in February compared to the previous month, to $1.75 million, down 5.4 per cent over the last 12 months. The benchmark price for new condominium units decreased to $1.11 which was down 5.5 per cent over the last 12 months.

braestone’s final enclave.

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ONTARIO BUDGET TO HELP HOUSING SUPPLY AND CHOICE FOR HOMEBUYERS: BUILDERS

The 2023 Ontario budget tabled on March 23 is expected to help address the housing supply issue facing the province, according to homebuilder groups.

Entitled Building a Strong Ontario, the budget lays out important measures that will support more housing supply and choice across our province, the West End Home Builders’ Association (WEHBA) says. This fiscal plan invests in the future skilled trades workforce and commits to critical infrastructure needed for new housing.

“We warmly welcome the number the important investments within the budget aimed at filling labour gaps and supporting critical infrastructure, so we can deliver keys to more families, faster,” says WEHBA President Terri Johns. “The residential construction industry is encouraged by (the) budget because it means the provincial government recognizes the need to build a strong foundation to construct the 1.5 million homes we need over the next decade, essential to restoring housing attainability in Ontario.”

Investments of an additional $75 million for the Skills Development Fund (SDF) will make it easier for the province to build the skilled workforce of tomorrow. The Ontario Home Builders’ Association’s successful Job Ready program that helps introduce young people to rewarding careers in the skilled trades has been supported by the SDF in the past and we will continue to push for this support in the future.

In addition, an investment of more than $20 billion towards vital highway, transit and infrastructure projects will also create new links throughout the province, help connect people and underpin more

housing options. WEHBA also says it is pleased that the province is continuing conversations with the federal government on exempting the GST/HST on new housing and rental.

“(The) provincial budget takes important steps forward to help accelerate the delivery of housing supply in communities big and small across Ontario,” says WEHBA CEO Mike Collins-Williams. “Making it easier to get into the skilled trades and investing in crucial highway infrastructure will help make it possible for awaiting families to get the keys to their new home sooner and increase the volume and variety of housing options our province needs.”

The Residential Construction Council of Ontario (RESCON) also says it supports measures in the budget to clear long-standing backlogs at the Ontario Land Tribunal (OLT), request that the federal government provide HST relief for new housing projects, and move ahead with major infrastructure

projects such as Hwy. 413 and the Bradford Bypass.

“Boosting our housing supply is critical to the economic well-being of Ontario, and I was pleased to see that in spite of the strong headwinds we are facing, the government is intent on meeting the 1.5-million target,” says RESCON President Richard Lyall. “With a massive skilled trades shortage looming, training the next generation of workers to build those houses is equally important. I applaud the government’s pledge to pump more money into the SDF and the Ontario Immigrant Nominee Program (OINP) to increase the number of skilled trades.

“The backlog of housing-related disputes at the Ontario Land Tribunal is also a concern of the residential building community and we applaud funds being set aside to streamline the process,” adds Lyall. “Meanwhile, we are pleased that Queen’s Park will ask the federal government to come to the table to discuss potential relief for new housing projects, something we have been requesting.”

BILD’S RENOMARK AWARDS CELEBRATE EXCELLENCE, CUSTOMER SERVICE AND INDUSTRY LEADERSHIP

The Building Industry and Land Development Association (BILD) has announced the winners of the 2023 RenoMark Awards. Created by BILD in 1999, the Awards recognize professional renovators and custom homebuilders that are members of the RenoMark program, for their quality of work, innovation, customer service and industry leadership.

BILD received 92 submissions in 16 categories, including the prestigious Renovator of the Year and Custom Home Builder of the Year categories, and a new category, Best Commercial Renovation. Submissions were evaluated by 13 industry professionals from across Canada.

“It is no easy task for our expert judges to select the finalists and winners from among the many high-quality submissions we receive in the RenoMark Awards,” says Rebecca Bozzato, BILD’s director of RenoMark and renovator advocacy. “The entrants truly exemplify the excellence and professionalism of our RenoMark members.”

BILD’s RenoMark program connects homeowners with professional renovators that have agreed to abide by a renovationspecific Code of Conduct. Homeowners can find a renovator or custom homebuilder in their area by searching on the new RenoMark website, at renomark.ca.

The top honours in the 2023 RenoMark Awards went to Salerno Custom Homes, which was named Renovator of the Year, and to Pine Glen Homes, named Custom Home Builder of the Year. The recipients of these coveted awards set the standard for the industry in customer service, professionalism and workmanship.

W.C. Meek Design & Construction received awards for Best Overall

Renovation, Best Renovation (No Addition) Under $300,000, and Best Condominium Renovation Over $200,000. Creative Integrity received the award for Best Renovation (No Addition) Over $300,000. Team Shane took home the award for Best Renovation (With Addition) Under $500,000, while Alair Homes received Best Renovation (With Addition) Over $500,000.

Pionova won the awards for Best Overall Custom Home and Best Custom Home Under $2 Million. Marvel Homes Development received the award for Best Custom Home Over $2 Million.

In the Space Renovation categories, MenAtWork took home the awards for Best Overall Space

Renovation, and for Best Kitchen Renovation Under $100,000. Binns Kitchen + Bath Design received the award for Best Kitchen Renovation Over $100,000. MGB Construction Building Group accepted the award for Best Washroom Renovation, while Golden Bee Homes received the award for Best Basement Renovation. The new award for Best Commercial Renovation went to Trubuild. Best Innovative Renovation was awarded to Forum Asset Management, while Best Exterior Home Renovation went to Feeley Group Developments.

For a complete list of winners, visit renomarkawardsgta.ca.

Best Overall Custom Home Winner, Pionova Inc., Greer Road, North York

FEDERAL BUDGET FAILS TO ADDRESS HOUSING SUPPLY PROBLEM: RESCON

The 2023 federal budget tabled on March 23 includes items that will help young people enter the housing market, but it fails to address the problem of how to rapidly increase supply across the country, according to the Residential Construction Council of Ontario (RESCON).

“We have a crisis on our hands and need to build more homes quickly and make them affordable,” says RESCON President Richard Lyall. “The budget is nibbling around the edges of the problem and doesn’t fully address the systemic problems that are delaying construction of muchneeded housing. We need to get

more housing underway quickly as demand is expected to continue.”

Canada Mortgage and Housing Corp. (CMHC) estimates that an additional 3.5 million housing units must be built by 2030 to achieve affordable housing for everyone living in Canada. However, the trend in housing starts was 255,735 in February, down slightly from January figures. With immigration on the rise, demand for housing is expected to increase substantially.

The government signaled it intends to move funding from the National Housing Co-Investment Fund’s repair stream to a new construction stream,

as needed, to boost the construction of new affordable homes. It also proposes to commit an additional $4 billion over seven years, starting in 2024-25, to implement a codeveloped Urban, Rural and Northern Indigenous Housing Strategy.

To help tradespeople invest in equipment, the budget also proposes to double the maximum employment deduction for their tool expenses to $1,000 from $500.

There was no mention in the budget of providing HST relief for new housing projects, as RESCON had suggested in its pre-budget submission, the organization says.

REC PROPERTY MARKET SLOWING, PRICES SOFTENING: ROYAL LEPAGE

If you’ve ever thought about buying a recreation property in Canada, now might be the time, as prices are expected to soften amid waning activity, according to Royal LePage.

The aggregate price of a single-family home in Canada’s recreational regions is forecast to decrease 4.5 per cent in 2023 to $592,005, compared to 2022, as activity in the market wanes, Royal LePage says. This is due to reduced demand as a result of economic uncertainty and a lack of available housing stock, which has helped to keep prices stable. Despite a modest decrease expected this year, the national aggregate price would remain more than 32 per cent above 2020 levels, after two years of double-digit price gains in the country’s recreational real estate market.

With the exception of Alberta, which is expected to see a 0.5-percent increase, all of Canada’s provincial recreational markets are

forecast to see a decrease in singlefamily home prices in 2023.

“After two years of relentless year-round competition, Canada’s recreational property markets have slowed and returned to traditional seasonal sales patterns,” says Phil Soper, president and CEO, Royal LePage. “While interest rate hikes have less of an impact on the recreational market than homes in urban settings, because families typically put more money down and borrow less, general consumer inflation combined with a severe lack of inventory has dampened sales activity. Buyers who are active in today’s market appear willing to wait for the right property – a sharp contrast to what we experienced during the pandemic.”

In Ontario in 2022, the aggregate price of a single-family home in the recreational property market increased 7.3 per cent year-over-year to $634,800, compared to 2021. The price of a single-family waterfront property increased 8.9 per cent to $1

million, while condos increased 15.1 per cent to $510,900.

“Early signs this spring point to a more balanced market where inventory levels and sales are trending in line with historical norms,” says John O’Rourke, broker, Royal LePage Lakes of Muskoka. “Traditional cottage buyers – end users that plan on enjoying their property – are still engaged and seem eager to jump back into a market in which they are not competing with the investmentfocused buyer; a prominent player during the pandemic boom.”

While home prices in a select few recreational markets in Ontario, including the ever-popular Southern Georgian Bay area, may increase marginally over the next year, a decline in activity overall is expected to dampen price growth.

The aggregate price of a singlefamily home in Ontario’s recreational regions is forecast to decrease 5.0 per cent in 2023 to $603,060.

NEW OPENINGS

New homes, new openings at Fieldgate’s communities across the GTA Fieldgate Homes has been changing and shaping the GTA and southern Ontario landscape for more than 65 years – building award-winning master-planned communities and residences.

INSIGHT

What do rising rates and dropping prices mean for homebuyers?

It’s safe to say that rising rates and inflation have officially overstayed their welcome. The cost of living is deeply impacting Canadians, and the economic uncertainty has left many feeling stuck and unsure what to do next.

NEW COMMUNITY

Spring Valley Village – natural living from Ballantry Homes

Life between the woods, the stream and the pond. Can you picture it? The trees swaying gently overhead, while the stream softly beckons… exploring the nature all around you. This is life at Spring Valley Village.

HOMEBUILDING

GTA builders score national CHBA Awards

Builders and developers from the Greater Toronto Area scored their share of national industry accolades at the Canadian Home Builders’ Association’s National Awards for Housing Excellence.

ANALYSIS

How to protect yourself from real estate title fraud

In these uncertain times, we worry about everything from identity theft to scams. Your home is among your most important assets, and you need to protect it.

SPECIAL REPORT Outlook 2023 – why this will be a better year for homebuyers

Higher interest rates, concerns for the economy, inflation… 2022 wasn’t the easiest of years for prospective newhome buyers. But there are reasons to be optimistic about 2023.

HOW TO CHOOSE A REAL ESTATE AGENT

JAYSON SCHWARZ, LLM

So, you have decided to sell your home. While there is no legal requirement that a real estate agent be involved in an agreement of purchase and sale – or in a real estate transaction, for that matter –most agreements and transactions involving the purchase and sale of real property do involve real estate agents.

How do you pick a realtor? Let’s see… Uncle Bob’s cousin’s sister’s aunt’s brother-in-law Bill, says that Sadie is a great agent and you should use her. That’s good enough for Bill and should be enough for you. Wrong. When you want to pick your realtor, be careful, be challenging, be prudent, be investigative and be picky. Your realtor is one of the most important and expensive steps in selling your home. A good realtor can sell your home quickly and at the right price. A bad realtor can leave you sitting with your house going stale on the market, and frankly could even cause you damage if you bought somewhere else.

Firstly, interview a number of agents. Let them sell you first. If they can’t sell you, how can they sell your home to someone else? Ask for references and follow up with them. Call people who they claim they did a great job for and speak to them. Check with your lawyer (you have a lawyer of course… get the lawyer first) and ask the agents to tell you how many houses they have listed and how many sold in the last six months. Ask for a written proposal as to how they will proceed, where

and how often they will advertise, conduct open houses, handle signage – all of those kinds of things. You want a plan, not a promise.

When you decide on a real estate agent, you will be asked to sign a listing agreement. This contract sets out the terms on which you are willing to sell your property. Contrary to popular belief, the listing agreement is not a legal requirement that you accept any offer, even if it is on the same terms you said you wanted in the listing agreement.

The listing agreement contains how much you will pay your realtor and/or the selling agent as well as the terms. It is valid and binding. This is really important – be careful and negotiate the commission rate and the term. Use these items to enforce performance by the realtor.

Be aware of the fact that the term is deemed to be extended for 90 days in the case of a purchaser who was introduced to the property – or

to the vendor – during the original term by the agent. Therefore, the realtor would be entitled to the commission stated in the listing agreement in the event of a sale to such a party during this 90-day extended period. This is to stop you from working around the agent, and it is effective. In Royal LePage Real Estate Services Ltd. V. McArter (2000), 94 A.C.W.S. (3d) 612 (Ont. S.C.J.), the client tried to work around the agent, but the Court supported the agent and the client had to pay.

THE SCIENCE AND ART OF RESIDENTIAL BUILDING

Architecture involves the careful blending of art and science. Construction techniques advance continually, and design takes on different parameters as the needs and wants of purchasers evolve.

The late German/American architect Mies van der Rohe said, “The architect must get to know the people who will live in the planned house. From their needs, the rest inevitably follows.” That’s where market research comes in; then design and planning take major roles.

Few people appreciate the complexities of new home and condominium construction. A developer can have a vision, but it takes brilliant design and construction professionals to bring that vision to life. The great Frank Lloyd Wright once said, “You can use an eraser on the drafting table or a sledgehammer on the construction site.” Architecture mirrors society, so the art of design is critical to appeal to target markets. But that design must be feasible from a construction point of view.

Fortunately, engineering advances, such as post-tensioning construction, allowing for dramatic overhangs, are paving the way for architectural marvels – especially in condominiums. The breadth of condo designs across the GTA and beyond is remarkable. We even see developers preserving heritage aspects of older buildings and finding ways to create new and exciting exteriors. We have “starchitects” working here to bring international design to Toronto.

Few consumers understand the depth of expertise required to bring designs forward in the face of municipal regulations and approvals, as well as architectural and engineering realities. Developers have to consider elements such as zoning, shadow studies, height restrictions, structural loads, parking and elevators. There are hundreds of materials used in new homes and condos, with each item engineered for fit and wear. It’s mind-boggling to think of the massive numbers of windows, doors, joists and the like being manufactured and transported to the proper sites.

Various residences require a multitude of heating, plumbing and electrical systems as well, and the unexpected often happens – meaning our trades people nowadays are smart, creative problem-solvers. Since the advent of the skyscraper in the late 1800s, architects have continually found ways to defy gravity and build higher. This is good news with the push toward building up rather than out to increase urban density.

Two major considerations are zoning and timing. Approvals can take up to 15 years, depending on zoning. With residential building approvals taking so long, developers are always

looking to the future. In fact, did you know that around the globe, there are companies designing what is called “extraterrestrial architecture” to accommodate living conditions not found here on Earth? Talk about market research. What people will want on other planets in the future is anybody’s guess.

As the 21st century unfolds, we’re immersed in the Fourth Industrial Revolution. Swift changes are happening in technology and societal patterns because of smart automation. Artificial intelligence, advanced robotics and other forms of digitization are affecting everything including the construction industry.

Architects and engineers in turn must be open to change and amend their responsibilities to keep pace. Maybe someday, Eleven Eleven Real Estate Services will be selling homes on the moon.

MICHAEL KLASSEN

Michael Klassen is the Broker of Record, Eleven Eleven Real Estate Services. Based in Toronto, this firm is a residential preconstruction listing brokerage. 1111realty.ca

STATEVIEW HOMES BUILDING

DISTINCTIVE NICHE COMMUNITIES ACROSS THE GTA

This year looks to be another big one for StateView Homes with several new home communities scheduled to be released across the GTA. In keeping with the company’s vision of crafting distinctive niche communities that speak to each homeowner’s individuality, these new communities will offer a wide variety of home

types including townhomes, semis and detached homes, perfect for any lifestyle.

ELM & CO., STOUFFVILLE

This spring, StateView Homes launched Phase 2 at Elm & Co. in Stouffville. Located at Bethesda Side Road and York Durham Line,

homeowners fell in love with Elm & Co.’s many flexible townhome designs and its idyllic setting surrounded by protected greenspace with the convenience of the Old Elm GO Station across the street. Located just five minutes from the many shops, services and restaurants of Main Street, Stouffville

homeowners can also enjoy the gorgeous landscapes with pastoral areas, lush forests, kettle lakes and ravines that define the area. Dotted with equestrian venues, century farms, golf courses and more, Stouffville offers small town living with comprehensive family amenities.

Demand was high once again for this second release, with only a few inventory homes still available. A third and final phase will be released in the future.

TESORO COLLECTION, KLEINBURG

Coming soon to the rolling hills, meandering rivers and lush forests of Kleinburg is The Tesoro Collection, StateView Homes’ limited release of just 12 heritage-inspired estatestyle homes. Meaning “treasure” in Spanish and Italian, the name Tesoro

is appropriate for this community, as it will offer spacious 50-ft. homes on a private cul-de-sac surrounded by greenspace and wooded grounds –the true gem of Kleinburg.

With the community located just a short three-minute walk from downtown Kleinburg, homeowners can indulge in the village’s unique mix of small-town charm and classy sophistication. Enjoy fine dining experiences at upscale Avenue Cibi E Vini, The Doctor’s House, Belsito Trattoria or Villagio Ristorante just minutes from your door. Outdoor enthusiasts can take a leisurely 15-minute stroll to BinderTwine Park, while golf afficionados can tee off at Copper Creek Golf Club, just five minutes from home. Art lovers can enjoy a tour of The McMichael Canadian Art Collection or simply soak in the natural beauty of the

surrounding area that has inspired artists for so many years.

Highly sought-after Kleinburg is a culturally vibrant heritage village that carries with it a certain cachet, and by design, Tesoro upholds that prestige. The Tesoro Collection is the culmination of StateView’s experience in creating superb homes and communities. Gracious exteriors that blend seamlessly with their surroundings frame remarkably well-crafted interiors with the contemporary elements that enable today’s families to thrive. Ranging from 3,700 to more than 5,100 sq. ft., these 50-ft estate homes will offer spacious four- and five-bedroom designs with stately exteriors and designer inspired interiors that are infused with the luxury and grace Kleinburg is renowned for.

BONAVENTURE, INNISFIL

Finally, following the success of our BEA Towns and Hampton Heights projects in Barrie, StateView is excited to be heading north of the GTA once more. Coming soon to Innisfil, Bonaventure will offer an exquisite collection of more than 300 townhomes, semi-detached homes and detached homes.

Located at Mapleview Road and 25th Side Road, Bonaventure is the

perfect place to set out on outdoor adventures.

Located at the gateway to cottage country, Bonaventure is located just minutes from the shores of Lake Simcoe, Friday Harbour and a number of beaches that are popular for swimming, sunbathing and other water activities. Residents will also enjoy the numerous hiking and biking trails that surround the area. In winter, enjoy proximity to a winter

wonderland of activities at Horseshoe Resort, Mount St. Louis Moonstone and Snow Valley Resort to name a few. And with the Barrie South GO Station and Hwy. 400 just 10 minutes away, you’ll never be far from where you want to go.

Visit stateviewhomes.com to register for the latest information on all of these StateView Homes communities.

WE SEE AND SELL YOUR VISION

Customized sales and marketing services for builders

We are a specialized pre-construction brokerage with a custom project approach. We know that one sales model does not fit all builders or projects. Instead, we listen to our clients to learn their individual needs, which ensures each project they launch sets a new benchmark for success.

Our services extend beyond what you see on the sales floor to include floorplan design, APS review, marketing, and achieving maximum revenue for our clients. Simply put, we see and sell your vision.

HOMES Magazine salutes the following companies for their dedication to customer service.

After-Sales Service is an essential component of a healthy new home industry. These builders are proud of their commitment to the principles of excellent customer service.

CUSTOMER SERVICE

FIND YOUR DREAM HOME IN FIELDGATE’S SIGNATURE

GTA COMMUNITIES

Fieldgate Homes has been shaping the southern Ontario landscape for more than 65 years, with its award-winning master-planned communities and residences families have cherished for generations. Superior construction, innovative designs, unmatched attention to detail and attentive customer service are all hallmarks of their excellence. Every home is designed to reflect the contemporary needs and wants of the homebuyer through consistent community engagement – and, the assurance that when you own a Fieldgate home, you are family.

Fieldgate Homes is now open for purchasing by virtual sales appointments across the GTA. You can connect by phone, video chat or email for a secure and convenient homebuying experience. Sales teams are waiting to help you find your

perfect Fieldgate home. Explore these featured communities and contact us today.

NORTH YORK: KENNETH & HOLMES – SOLD OUT

This exclusive boutique townhome enclave is now sold out. Register now at fieldgatehomes.com for exclusive updates and priority purchase opportunities on our many upcoming communities across the GTA.

PICKERING: SEATON

Seaton is now open – freehold townhomes with one- and two-car garages now available

A serene natural landscape merges with the convenience of incredible big city amenities at Pickering’s awaited Seaton community, now open. Live at the crossroads of classic and contemporary with a remarkable

collection of freehold two- and single-car garage townhomes with up to four bedrooms in a skillfully designed community setting. This new community truly has something for everyone with Pickering Town Centre, beautiful Lake Ontario, shopping, greenspaces, restaurants, Toronto’s eastern border and so much more just minutes away. Be first to own by registering now at fieldgatehomes.com.

AJAX: ATOWNS

Ajax final release – urban townhomes

The final release of stunning urban townhomes at the aTowns Park Collection in Ajax is now open. At Bayly Street and Salem Road, discover new family-sized residences backing onto open greenspace, a series of parkettes, sports court and more all connected by winding walking trails

weaved throughout. Better still, live surrounded by modern amenities and mere moments to Lake Ontario. Get the most out of Ajax’s bustling downtown area and enjoy great shopping, tasteful dining, convenient GO Transit, easy access to Hwy. 401 and so much more all nearby. Register now at fieldgatehomes.com.

SHELBURNE: EMERALD CROSSING

Shelburne final release – 36- and 40-ft. singles

The final release at Emerald Crossing is now open, discover a beautiful country landscape surrounded by every modern convenience imaginable in Shelburne’s most anticipated new home community. Enjoy a collection of 36- and 40-ft. singles available now just minutes from big brand outlets, remarkable restaurants, breathtaking greenspaces, ski hills, golf courses and so much more. Shelburne has been Canada’s second-fastest growing municipality, so there’s no better time to get in on its best new home opportunity. Register now at fieldgatehomes.com.

IMPRESSIONS: NEW KLEINBURG

Coming in April – grand opening of freehold townhomes

New Kleinburg is a community of inspired family residences in a beautiful setting just moments from the heart of historic Kleinburg. With the future Hwy. 427 extension just minutes away, a new community school and excellent urban amenities close at hand, life in Kleinburg has never been more convenient. Coming this April, discover a remarkable collection of expansive one- and two-car freehold townhomes in this beautiful master-planned community. Register now at fieldgatehomes.com.

THE CRESCENTS: BRAMPTON

Coming soon – Grand Opening of freehold townhomes and singles

Experience a master-planned community that surrounds you with Brampton’s finest at The Crescents. A collection of 30-, 38-, 45- and 50-ft. singles and freehold townhomes

– on mostly cul-de-sac streets –just steps from Conservation Drive Park and Heart Lake Conservation Park. Immerse yourself in the city’s unmatched urban amenities, schools and services. Forge new connections with the convenience of Ontario’s fastest transit network, or stroll through the incredible greenspace with woodlands, parks and trails. Find the perfect place for your growing family in the city, against a vibrant backdrop of culture and energy. Register now at fieldgatehomes.com.

MILTON: VALLEYLANDS OF SIXTEEN MILE CREEK

Coming soon to Milton – executive 30-, 36- and 43-ft. detached singles

Introducing executive riverside living in a natural enclave setting with Valleylands of Sixteen Mile Creek, coming soon to Milton. Take advantage of your rare opportunity to own 30-, 36- and 43-ft. detached riverside residences with lots backing onto Sixteen Mile Creek. Moments to southern Ontario’s most acclaimed golf courses and protected greenspaces, retail and restaurants, schools, services and access to the most convenient transit options, embrace a lifestyle unlike any other in Milton. Register now at fieldgatehomes.com for exclusive updates and priority purchase opportunities on Valleylands of Sixteen Mile Creek.

WEST WHITBY: WHITBY MEADOWS

Grand Opening coming soon – new release of freehold townhomes, semis and singles

A new release is coming soon with the Grand Opening of Whitby

Meadows Phase 3. Take advantage of spectacular residences in one of the GTA’s most popular communities with all-new townhomes, semis and 36and 42-ft. detached designs. Find a master-planned community offering west Whitby’s best lifestyle near shopping, restaurants, Iroquois Park Sports Centre, Whitby GO Station, Heber Down conservation area, excellent schools and more. Register now at fieldgatehomes.com.

STOUFFVILLE: CITYSIDE

Coming soon – Grand Opening of 36- and 40-ft. singles

Make your dream home come true in an incredible community setting just moments from Stouffville’s best amenities. Featuring a new release of 36- and 40-ft. singles, embrace city sophistication and country charm from an ideal neighbourhood located close to Markham, Hwys. 404 and 407, and the Stouffville GO Station. Register now at fieldgatehomes.com.

NORTH OSHAWA: DREAMSCAPE

Register for the Grand Opening of townhomes, 30-, 36- and 42-ft. detached singles

Enjoy affordable living in north Oshawa with the incredible residences of Dreamscape now open. This highly anticipated new home community offers a superb mix of expertly designed and crafted townhomes, 30-, 36- and 42-ft. singles moments to the best modern amenities Durham has to offer. Big box stores, bespoke boutiques, delicious dining, great schools, trails and conservation areas await those who call Dreamscape “home.” Register now at fieldgatehomes.com.

BRAESTONE ESTATES

THE FINAL CHAPTER TO A REMARKABLE STORY

Enter a world unlike any other at Braestone Estates. This unique community tells a tale of connection – with the land, with history and with each other. These are the hallmarks of Georgian Communities, which puts heart and soul into every new home.

Builders of quality homes across southern Ontario, it’s not simply the attention to detail or superior craftsmanship that sets Georgian Communities apart. Driven by the desire to provide incredible neighbourhoods that embody the timeless values of community, the

company strives to build homes in unique locations carefully selected for their proximity to nature and connection to an enriched lifestyle.

Over the past two years, countless families have left the GTA in search of a community in touch with nature, and have found homes with Georgian Communities. Because these are places where families and friendships will grow, and where every resident can live remarkably.

Inspired by the rolling hills and lush countryside of the OroMedonte region of Horseshoe

Valley, Braestone was designed as a reimagining of the classic Country Estate. The keystone of this community is Braestone Farm, a fully functional working farm that sets the tone for the entire neighbourhood. Horses graze in greenfields, crops grow year after year, and the beautiful landscape transports you to a simpler time. Every element of this neighbourhood touches on the inspiration of the farm, from architecture and interiors to amenities – even the street names reflect these values, each chosen for

the horses that were so integral to the history of the land.

More than 560 acres of tranquil countryside. Incredible estate lots averaging one acre for every family. Panoramic views of nature. Combined with the unique character of the modern farmhouse architecture and unparalleled amenities, life at Braestone sounds too good to be true. Yet from planning to production and beyond, it continues to live up to every promise. Its nature has been praised by countless happy homeowners, but also recognized for various awards on an international level, including Best New Home Community from the prestigious CHBA Awards.

The truest sense of community and connection is built here, where families live together around the berry patches, orchards and nature preserves. Residents of Braestone have access to the neighbouring Braestone Farm and its bounty, with fresh produce and honey available for purchase to make eating locally grown food easier than ever.

Starfall Park brings you closer to the stars, a series of ponds can be enjoyed throughout the seasons,

and an extensive trail system invites exploration. These are just a taste of Braestone’s Remarkables, born of the natural landscape to offer residents an enriching lifestyle leagues beyond the experiences that can be found in a big city. From a toboggan hill and a Christmas tree farm and beyond, the Remarkables are even bigger than your imagination.

With so much available right at home, residents of Braestone have everything they need, and more. But not far from the farm are even more opportunities for an incredible lifestyle. Horseshoe Valley and Copeland Forest are just around the corner, with Braestone Club – where an extraordinary new clubhouse and The Ktchn restaurant offer yet another remarkable amenity – only minutes from home. Opportunities to ski, golf, explore and dine are as endless as the horizons, and between Barrie and Orillia, city conveniences are never far.

Many exciting things are happening at Braestone. In February, for example, the second annual Braestone Winter Classic pond hockey tournament took place at Braestone Farm. This resident-based, volunteer-run fundraiser, supported by Georgian International (the parent company of Georgian Communities) and Braestone Farm itself, as well as The Kitchn Restaurant, raised more than $103,000 for the Simcoe Muskoka Regional Cancer Centre. Scheduled to return next year, this annual fundraising event displays exactly how the values of community at Braestone have already grown strong in the first phases of the neighbourhood.

As the community continues to grow with new-home owners moving in, Georgian Communities has now released the final phase of Braestone. A uniquely private enclave of just 16 homesteads, some of which are already sold, is located on Friesian Court, where it will be separate, but also inclusive to the rest of the neighbourhood. Residents will still have convenient access to all of Braestone’s Remarkables from a short path through the trail networks across the property, yet benefit from a quiet, secluded cul-de-sac. This is the grand finale of this incredible community, but its story will live on in every family that calls Braestone home and every beloved memory made here.

To learn more about Braestone’s Remarkables, its beautiful modern farmhouse architecture, and the release of Phase 8 of Braestone Estates, visit braestone.ca.

The world’s most advanced breathing machine

Introducing Trees. This once-in-a-million-year innovation doesn’t just clean the air we breathe, it has powerful Earth-cooling abilities and can improve our mental health. But in so many places, nature’s inventory is quickly running out.

You can help turn things around. Donate now and join us in increasing the tree canopy in communities across Canada at TreesForLife.ca

Thank you to our sponsors and supporters.

6 TIPS TO HELP YOU RENEW YOUR MORTGAGE

OR BUY A NEW HOME

JESSE ABRAMS

The spring market is around the corner, which means many buyers are gearing up to purchase a new home. At the same time, existing homeowners may find that their mortgage is soon up for renewal. Here are some key things to consider, whether you’re entering the market as a new buyer or navigating the renewal process.

IF YOUR MORTGAGE IS UP FOR RENEWAL

1. Shopping around different lenders can save you money

We’re always eager to get a second opinion when it comes to our cars or an airline ticket, and it’s even more important to do the same for our mortgages. More than 50 per cent of borrowers don’t consider shopping around for a mortgage when it comes time to renew. As a homeowner, it’s important to know that you’re not obligated to renew your mortgage with your current lender, and better options are available. By shopping around at renewal, you have an opportunity to save money not only with a lower rate, but with better mortgage features.

2. Consider prepayment privileges and penalties to save you money

By the time your mortgage is up for renewal, your financial situation and goals have likely changed since when you first bought your home. If you’re now in a position where you are able to pay down your mortgage faster because your income increased, or you’ve received a monetary gift

from a family member, you’ll want a mortgage that allows you to do this without penalties. If your goal is to be mortgage-free, you’ll definitely want to read the fine print and consider the prepayment privileges and penalties associated with your mortgage – as this can save you thousands of dollars down the line.

3. Pay off or consolidate debt and refinance before renewal

If you have a loan that you’re planning to pay off, it’s best to get that finalized before you renew your mortgage. If you find yourself in need of a loan, it’s wise to hold off applying until after your mortgage renews. Having outstanding debt or applying for a new loan could potentially make or break your chances of passing the mortgage stress test. Renewal time is a good occasion to determine if it makes sense to refinance your mortgage and potentially leverage your home equity to pay off your debts at a much lower rate.

IF YOU PLAN TO BUY A NEW HOME BUT YOUR MORTGAGE IS NOT UP FOR RENEWAL

1. Determine your affordability by getting pre-approved

Before you begin your home search, you will want to get clear on how much you can afford. A mortgage pre-approval is an excellent way to understand your home affordability, and can save a lot of time and stress throughout the buying process. It will help you set a clear budget and simplify your home search so that you’re not looking at homes outside of your price range. Although preapproval is not mandatory, it offers buyers a handful of advantages that ensure a positive buying experience.

2. Search for mortgage options outside of your bank

A common mistake many Canadian homebuyers make is that they will often go directly to their bank for a mortgage, without taking the time to explore other options. Believe it or not, Canadians are able to secure a mortgage outside of the big banks through other lenders such as credit unions or monoline lenders. These lenders offer strong mortgage products that may be more suitable to your needs and financial situation. Since mortgage products, features and terms vary from one lender to the next, shopping around is essential and will ensure that you lock in a mortgage that you’re completely confident in.

3. CMHC insurance is required for down payments less than 20 per cent

In Canada, the minimum down payment is from five to 20 per cent. If you’re a first-time buyer with a down payment in that range, you’ll be offered what is called a “highratio insured mortgage.” This type of mortgage requires you to pay CMHC insurance, which allows you to borrow up to 95 per cent of the purchase price of a home while protecting the lender in case your mortgage defaults. The cost of this insurance typically ranges between 2.8 and 4.0 per cent of your overall mortgage amount.

thinkhomewise.com

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm.

WEST END HBA WINS

LOCAL HOMEBUILDERS’ ASSOCIATION OF THE YEAR AWARD

The West End Home Builders’ Association (WEHBA) recently received the Home Builders’ Association of the Year Award at the Canadian Home Builders’ Association’s (CHBA) Association Leadership Awards. The award recognizes overall excellence from across the entire country by a builders’ association for 2022, for delivering a strong voice for the industry and for supporting the business success of members and their ability to provide quality and choice in housing for consumers.

The WEHBA members, board of directors and staff are honoured to receive this significant national industry recognition, which is an acknowledgement of all the hard work, ground-breaking changes and strategic initiatives put in place in 2022.

As WEHBA President Terri Johns says, “We are honoured to receive this prestigious national recognition and are grateful for the support and dedication of the WEHBA staff, members and partners. We will continue our longstanding role as an advocate for the industry with various levels of government and we look forward to maintaining active engagement locally, provincially and federally.”

Over the past year, we finalized and approved a new Strategic Plan and took bold steps through

advocacy efforts resulting in major public policy changes towards addressing the housing crisis. In 2022, WEHBA also raised the bar on the quality of member services, strengthened its communication efforts and pivoted its marketing strategies, to raise awareness about the residential construction industry at large.

The association also significantly increased its community presence and involvement, through numerous events and initiatives that support the local community, and through partnerships with organizations and institutions that share similar vision and values.

The West End HBA supported the YWCA in Hamilton with a significant donation that helped support the build fund of the Putman Family YWCA, Hamilton’s first affordable permanent housing residence for single and mother-led families.

In October 2022, the association also partnered with Mohawk College and the Ontario Youth Apprenticeship Program (OYAP) for an educational showcase that offered 100 young women and gender diverse individuals in Grades 7 and 8 the opportunity to learn about the rewarding career possibilities in the residential construction, skilled trades and STEM industries.

In partnership with Mohawk College, we also actively support aspiring professionals through award sponsorships and with a bursary program with the Mohawk College Building Construction and Renovator programs.

In 2022, WEHBA engaged the community, to better understand

the concerns and aspirations of the local residents. The summer before the provincial elections, we partnered with the HamiltonHalton Construction Association and the Realtors’ Association in Hamilton and Burlington to create a non-partisan alliance called “HamiltoNEXT,” that engaged Hamilton residents at community events and neighbourhood activations, asking Hamiltonians what their vision of their city is, and what their expectations are from the new council and mayor.

The Home Builders’ Association of the Year Award is a great honour and testament of the work we do at WEHBA.

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

MIKE COLLINS-WILLIAMS

INTERESTING UPDATE ON INTEREST RATES

The recent announcement by the Bank of Canada that the benchmark rate would hold steady was good news for the Canadian housing market. As of Wednesday, March 8, the bank’s policy rate stays at 4.5 per cent. After eight consecutive increases aimed at calming inflation, this move is certainly welcome. It also bodes well for the future.

Our annual inflation rate has lowered from 8.1 per cent in the middle of last year to 5.9 per cent in January of this year. Apparently, the economic forecast is that inflation will settle in around three per cent later this year, which will be a huge relief. The ideal rate of inflation is two per cent, so it appears the rate hikes took us a long way toward accomplishing that goal.

In the meantime, resale prices have dipped over the last year, but gradually. Some media outlets are quoting sudden price drops of more than $240,000. Current price drops must be put in perspective. Prices rose 30 to more than 50 per cent during the pandemic in areas across Toronto and Vancouver. Prices aren’t crashing; they are normalizing.

Even at current prices, we see firsttime buyers stepping into the market with the financial help of government incentives and their parents or grandparents. And speaking of those older generations, the recent interest rates are peanuts in the face of the double-digit rates they paid 30 years ago. And with pre-construction closings being years out, today’s incentives will come into play with expected future normalized rates, often bringing rates down to three per cent.

In the face of all of this, the preconstruction real estate market remains strong. Some developers, such as Chestnut Hill Developments at The Grand in Pickering, are offering attractive incentives such as stretched deposits and mortgage protection programs.

Remember that Canada, and especially the Greater Toronto Area, is experiencing rapid population growth, with immigration and migration within the country providing ongoing demand. People move houses, move up, move down, and experience other major life steps requiring the

purchase of new or resale homes or condos. We’ve already seen an uptick in sales from January to February. What this may signify is a return to the seasonal cycle of real estate, with the spring market being busy. Overall, stability in mortgage interest rates forms a solid foundation for people’s trust in the market. We still have limited housing stock, which is heating up the market in some cases. We expect to see potential sellers and buyers who have been sitting on the sidelines emerge, and we look forward to a stable and productive pre-construction market as 2023 progresses.

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

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In the face of all of this, the pre-construction real estate market remains strong.

DEBBIE COSIC

Wilson West by First Avenue Properties

by LINDA MAZUR

HOW TO MAKE YOUR ALL-WHITE KITCHEN POP

Colourful kitchens are definitely a trend we are seeing everywhere. Rich deep blues, earthy greens and bold reds are prominent in kitchen design, as are warmtoned woods and even fun-filled pastels.

Does this mean that white kitchens have waned in popularity? On the contrary. The white kitchen is like a string of pearls – classic and goes with everything. Whichever way the current trends lead us, white kitchens are still a much sought-after mainstay that will never go out of style. The bright, fresh look and feel of white cabinetry never really loses its appeal, and for many is the goal for their kitchen renovation. However, as appealing as a white kitchen can be, it can equally be stark, cold and lacking personality.

Kitchens are undoubtedly the heart of a home; however, they have morphed from simple utilitarian

spaces to rooms that are multifunctional, not only reflecting personal style but also the way we live. They have become cosier, warmer and far more central to dayto-day life, as well as entertaining.

White cabinets are timeless, there’s just no arguing that. They are an easy commitment that will offer you a lot of flexibility when it comes to the final aesthetics of your kitchen. However, moving beyond an all-white kitchen can open you up to a world of finishes, colours and inspirations that can introduce some of the current kitchen trends into your space.

White kitchens are always desired, because of their classic, timeless, simplistic approach. They are easy to elevate, as they provide us with a blank canvass. Whether you are drawn to the warmer, more earthy whites, or cooler, more modern

whites, there is undoubtedly an abundant variety to select from for your cabinetry which can set the tone for your space.

Add dimension to your kitchen with a patterned backsplash tile, or use a bold marble, quartz or porcelain for your countertop, then continue it on your backsplash to really make a statement in your home.

An impactful floor, whether tile or wood, can be a wonderful asset in the space, as can the introduction of mixed metals and hardware. Adding strategic touches of colour or wood accents to your cabinetry can also enhance and elevate the aesthetics of your kitchen.

And let’s not forget accessorizing your space with colourful artwork, furniture or greenery to add some life to those white cabinets. The great thing about adding colour by accessorizing your kitchen is the ease with which it can be altered if you have tired of the latest trend colour

– the blank canvas of a white kitchen will remain for your next creative inspiration. Kitchen renovations are an expensive endeavour, while revamping some accessories can prove to be far more palatable.

Today, the movement is more towards a streamlined look that highlights simplicity, functionality and style. Though the white-on-white kitchen has waned in popularity, white cabinetry has not and will always be a favourable option in kitchen design. Instead of dreaming of an “all white kitchen,” think about shaking it up a bit with the addition of colour, statement lighting or maybe a great wallpaper or fabric for a window treatment. When looking for inspiration for your kitchen renovation, look to see how you can introduce a mix of colours, textures and finishes that will create a kitchen space that keeps you moving forward trend-wise, while still giving you the white kitchen you desire.

Linda Mazur is an award-winning, nationally publicized designer and Principal of Linda Mazur Design Group. With almost two decades of experience this in demand multi-disciplinary design firm is known for creating relaxed, stylish spaces and full-scale design builds within Toronto, the GTA and throughout Canada. lindamazurdesign.com

@LindaMazurGroup

CHOOSING THE RIGHT

COFFEE TABLE

by LISA ROGERS

Many of us have been thinking of doing some redecorating but are not sure exactly where to start, or if we actually want to do an entire room or just enhance it. In the context of the living room or den, a good place to start is always the centrepiece – the coffee table.

HOW TO PICK THE RIGHT COFFEE TABLE

The design decision isn’t as intuitive as you may think. Here’s what to consider before you make your purchase. Choosing the right coffee table for your space seems simple enough: You walk into your favourite shop, pick a piece you love, go home and voila! But wait a few hours, reflect a little more and you may realize that you made the wrong choice. Like choosing the right couch, finding the right coffee table takes some larger considerations. Size, height and width all matter, as does scale and proportion. Does it have to be kid-friendly or storage-friendly? Does it fit your lifestyle or your room?

CONSIDER SIZE FIRST

Is there anything more awkward than an ill-fitting coffee table? One that’s too high or far too low? The general rule is that you should find a coffee table that is ideally standing at the same height as the cushions, or one to two inches. lower. If you go too far on either side of that equation, it will just look off and throw the whole space into question.

DON’T FORGET PROPORTION

Similar to the above sentiment, look for a coffee table that has the right length in comparison to the width of your couch. In specific terms, this means your coffee table should be two-thirds the length of your couch. So, for a 96-in couch, look for a coffee table that is 64 in. long. Also, think about distance, too: From the edge of your couch to the edge of the table should be 18 in. Why? You want it to be close enough to reach for your drink or put your book down, but far enough that you can stretch out your legs.

BALANCE YOUR STYLE

Find harmony between your couch style and your coffee table style. If you have a substantial couch in a solid block of colour, try pairing it with a “lighter” version of a coffee table that’s glass with a chrome frame. If your couch is more streamlined and smaller in frame, opt for a coffee table that has more weight to it, whether that’s a wooden piece or an entirely solid base.

FUNCTIONALITY

Do you have pets or children? Might be best to opt for a coffee table that

has an oval shape; no hard edges mean no possible injuries. Consider what the primary use of the table will be: Is it purely decorative, for storage or for entertaining purposes? All of that comes into play. Some tables come with shelves or drawers, others with materials that may stain if a wet drink or food is placed on it. Pick a piece that works with your lifestyle.

MATERIALS

Speaking of materials, there is a plethora of different varieties you can choose from, from woods to metal, marble and Lucite. Again, this depends on your overall room (and house) style. You want the coffee table to meld harmoniously with all

your other furnishings and not stand out like a sore thumb. Whether you favour contemporary or vintage, take a quick snap of your space to bring with you on your buying excursion. It will really help store clerks find the appropriate style for you, and you can also remind yourself of exactly how your space looks while out shopping.

CONSIDER MULTIPLE MINI-TABLES

Maybe a bit controversial for some, but sometimes a set of mini tables works better in a space than one larger coffee table. This is especially true of smaller spaces, because it offers a level of flexibility in terms of how you use the tables, and where you put them.

Lisa Rogers is Executive Vice-President of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and as a regular guest expert for fashion and image, health and wellness and design on CityTV’s Cityline. Follow Lisa’s blog at craftedbylisa.ca

The latest properties in the Greater Toronto Area to keep your eye on FIND YOUR NEXT HOME

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO EDITORIAL@NEXTHOME.CA

MAPS

Locate properties using the map on the following page

HOT PROPERTIES

The latest properties in the Southwestern Ontario Area to keep your eye on FIND YOUR NEXT HOME

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO EDITORIAL@NEXTHOME.CA

MAPS

Locate properties using the map on the following page

MAPS

Niagara

NEW FEDERAL RULES WILL MAKE

CANADA’S HOUSING SUPPLY CRISIS WORSE

On the first day of this year, the federal Prohibition on the Purchase of Residential Property by NonCanadians Act came into effect. While the government’s stated intention was to make more of the existing housing supply available to Canadians by restricting new foreign buyers, the rules are structured in such a way that they will hamper much-needed investment in new housing projects, making Canada’s housing supply crisis worse, not better.

Limiting the ability of nonCanadians to purchase a home from Canada’s tight supply probably sounded like a reasonable measure in the middle of last year, when many seemed to agree that the housing market needed cooling. It made for good political sound bites, despite the fact that most foreign owners of residential property in Canada offer it for rent, thereby adding to the housing stock available to Canadians.

Unfortunately, limiting the purchase of existing homes by non-Canadians is not the only outcome of these new rules. Because of how they are worded, they also limit investment in new housing projects, threatening future supply. The act prevents Canadian companies, corporations and real estate investment trusts with more than three per cent foreign ownership from buying not only finished housing units – which was its declared purpose – but also vacant

land that is zoned for housing and mixed use.

The legislation fails to acknowledge that the development industry, like virtually every other Canadian industry, relies on extensive investment and capital, often from foreign sources, to build the housing supply it makes available to Canadians and that vacant land zoned for residential and mixed use is where future housing is typically built. In other words, the seemingly helpful provisions of the act cut off access to funding and capital for future housing projects. Already dozens of projects and tens of thousands of planned units across the country – all of which would have helped expand Canada’s housing supply in the future – have been affected and/or cancelled.

The stated intention of the new rules was to make more homes from the existing supply available to Canadians by restricting new non-

Canadian buyers for a period of time. The practical implication of the act, as currently structured, is to prevent Canadian builders and developers from accessing the necessary capital to build more homes, jeopardizing the future supply Canadians need. To avoid exacerbating Canada’s housing supply crisis, the federal government must rewrite this legislation immediately.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.

DAVE WILKES

For Sale Now

PHASE 2 Townhomes from $1.02 M

Prices and specifi cations are subject to change without notice. E.&O.E.

Live Inspired Across the GTA

Coming to Innisfil

Heritage-Inspired Estate Homes

Townhomes, Semis & Singles

Enjoy ideal living nestled amongst protected greenspace yet only minutes to great shops and dining of Main Street and GO Transit.

Spring 2023.

An exclusive collection of 12 estate-style 50’ homes on a private cul-de-sac, just minutes to beautiful downtown Kleinburg. Find Your Treasure.

Set off on adventure and enjoy the pleasures of Lake Simcoe, hiking, biking and nearby ski resorts at the gateway to cottage country.

Adventure Awaits.

Coming to Kleinburg