Calgary New Condo Guide - July 26, 2013

Jul 26 - Aug 23, 2013 Volume 16 Issue 08

BATTISTELLA’S BRAND NEW PROJECT

IN KENSINGTON

ARRIVING SOON

P129890

SALES LAUNCH FALL 2013

REGISTER TODAY

FOR PRIORITY SELECTION BATTISTELLA.CA

INSIDE THIS ISSUE

HOT TOPIC: THE WONDERFUL WORLD OF UPGRADES

001-CCG_Cvr_July 26.indd 1

HOME-BUILDING INDUSTRY HELPS FLOOD RECOVERY EFFORTS

DESIGNER YANIC SIMARD GETS FRIENDLY WITH FABRIC

2013-07-19 1:35 PM

REMINGTON CONDOGUIDEJULY_GATES.indd 002-Remington 06-28-13.indd 999 1

2013-07-19 13-06-10 2:57 1:48 PM PM

CGL-CMP-1223-CRAN PLACE NEW CONDO GUIDE 7.5 x 10.5 – AUGUST 2013

FiN 5 aL MO ph DE aS LS EN O OW pEN SE LL iN G

iMMEDiaTE pOSSESSiONS aVaiLaBLE iNCLuDiNG DESiGNEr upGraDE paCKaGE

Walk to everything.

Condos starting from the $270S including GST + upgrades

*Prices subject to change without notice. Subject to availability.

CONDOS + TOWNS

SINGLE FAMILY

INNER CITY

In communities all across Calgary

Built for real life.

CarDELhOMES.COM

SALES CENTRE

CRANSTON

DEERFOOT TRAIL

Mon – Thur: 2 pM – 8 pM Weekends & holidays: noon – 5 pM Closed Fridays

CRANBERRY RD

ViSiT Our MODELS TO LEarN MOrE. SaLES CENTrE: 302 CransTon rd se JuDY-LYNN LaVELLE: 403.457.2670

CRANSTON RD

CRANSTON DR

SETON BLVD

AVE SOUTH HEALTH CAMPUS

04

MORE WATERFRONT 115 HOMES SOLD IN 6 WEEKS

MOR E LIGH T

Outlook is the next installment at Waterfront, Calgary’s top-selling,

Expansive windows.

most established development.

MOR E DOW NTOW N Everything nearby.

Junior 1 Bed to 2 Bed plus Den homes starting from $300,000 to over $1 million.

MOR E VIEW S In every direction.

All homes include underground parking.

NEW SHOW SUITE NOW OPEN Come down to our Presentation Centre at 216 Riverfront Ave SW. INQUIRE ABOUT OUR MOVE-IN READY HOMES IN TOWERS I & II.

waterfrontcalgary.com

403.536.8802

Prices, promotions, availability, specifications are subject to change without notice. E.&O.E.

newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 05

60

%

S

D L O

WE’RE MAKING OUR MARK

8th and 10th SW will never be the same again.

MARK on Tenth is about to reach up to create a brand new skyline. With construction under way, now is the time to buy into this legacy tower. With a 10% deposit, you can choose one bedrooms from $310s, or two bedrooms from $380s.

There’s lobby art by Douglas Coupland, a luxurious rooftop lounge and fitness centre, with an urban garden landscape on the third floor. We said we’d make our mark. Here it is.

MARK (corner of 10th Ave & 8th St SW)

REGISTER NOW AT QUALEX.CA/MARK

One bedrooms starting from $310s Two bedrooms starting from $380s

8TH ST SW

VISIT OUR DISCOVERY CENTRE

This is not an offering for sale. Such offering may be made by disclosure statement only. E.&O.E.

10TH AVE SW

1120 10th Ave SW, Calgary Open Daily Noon to 5PM, Closed Fridays Tel: 403.244.2428

07

table of contents

Jul 26 – Aug 23, 2013 volume 16 issue 8

11 Battistella

launching new project for Kensington

columns, news & features

010 editor’s note Columnists

020 saving space Get organized for travel this summer by sylvia daoust

022 contemplating condominiums Financing condo capital projects by linda palfi

040 calgaryism Beautiful Calgary parks by cody battershill

052 Style File Get friendly with fabrics

by Yanic Simard

in the news

032 i n the news University of Calgary student helps break ground in Edison at Walden 034 i n the news Home-building industry helps flood rebuilding efforts BY heather ryan

Homebuyers’ Help

011 cover story Battistella launching new project for Kensington BY heather ryan

016 cMHC Report June housing starts 026 condo profile Slokker’s Ravenswood Townhomes offer comfort and style BY heather ryan

028 On The Move Packing tips to make your move a little easier 060 Hot Topic The wonderful world of upgrades

BY Anthony Jong

063 Homebuyers’ Help Condo Buyers’ Resource Section 066 INDEX Project Location Maps

015 Inner City 025 Satellite Communities 031 Southwest Map 045 Northwest Map 051 Southeast Map 059 Northeast Map

26 Vice-president, wall2wall media

Jacqueline Hill editor-in-chief

Susan Legge editor

Lydia McNutt art Director

Daiana Garay Design editor

Yanic Simard media consultant

Natalie Houghton 587.226.1313 like us on facebook: search: calgarynewcondoGuide contributing editors

Sara Duck Wayne Karl Elisa Krovblit production manager

Bala Gnanapandithan production co-ordinator

32

Greg Van Sluytman Graphic Designer

Viosa Barileva national account manager, mediative

Paul Slizys PUBLISHED BY

2891 Sunridge Way N.E. Calgary, AB T1Y 7K7

newcondoguide.com

34

copyriGht 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. aDVertisinG rates

T 587.226.1313 email natalie.houghton@wall2wallmedia.com circulation Copyright covers the contents of this

publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

eDitorial Submissions from interested parties will be considered. Please submit to susan.legge@wall2wallmedia.com

The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

EDITOR’S NOTE

The Agreement of Purchase and Sale:

GET IT IN WRITING

SUSAN LEGGE

EDITOR-IN-CHIEF

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

Buying a brand-new condo offers an opportunity to get the home you really want. It can be a dream come true and an investment for the future, but don’t forget, it’s also a legal transaction. The term “get it in writing” has never been more important, since it outlines everything your new place will have in, on and around it.

Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms between you and your developer and/or builder. Without it, if there is a misunderstanding or disagreement, it’s impossible to prove what was agreed upon.

Since building a new condo is much more complicated than a resale transaction where the property likely already exists, there

is no set Agreement of Purchase and Sale or standard contract. In some provinces, builders may have standard contracts prepared by the local home builders’ association or their new-home warranty program.

Builders often prepare their own agreements, so these can vary from one company to another and from province to province.

Before you sign a contract, review it carefully with the builder representative, and ask questions to make sure you fully understand what’s in it. Your next step is to then take it to a real estate lawyer and have it reviewed. Once it is signed, it becomes a legal document, so seeking the services of an experienced lawyer is an important step toward ensuring that your dream home becomes a reality.

Onward and upward

WITH UPGRADES

LYDIA MCNUTT

EDITOR

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

Part of your new condo purchase involves a visit to the décor centre, where you’ll make your finish and upgrade selections. Aside from the benefit of getting a never-lived-in home, a new condo also offers the opportunity to customize your suite without having to undergo the pain of a renovation.

This process is often met with a range of emotions, from excitement to anxiety. If you find yourself in the “anxiety” category, have no fear.

Many builders have enlisted the help of professional design consultants who are there to help you realize your visions of fashion and function.

Are you a shower person? Why live with wasted space in the form of a bathtub? Now’s your chance to speak

10 NEW CONDO GUIDE | VOLUME 16 ISSUE 08 | newcondoguide.com

up and see if changes can be made. On the other hand, if you like to indulge in a good soak, why not upgrade to a jetted, spa-style bathtub?

Apart from getting the hottest trends and the convenience of customizing your home while it’s in the building stage, this is also your chance to maximize your investment, so think “resale value” when making your selections. Hardwood flooring is a perfect example – a timeless option that you’ll enjoy while you live there, and it will also yield a return as a desirable feature for buyers if you ever decide to sell.

Upgrades may add to your bottom line, but remember that your home is your castle, and you should treat it as such. Don’t settle for second best.

cover story

Battistella

launching new project for Kensington // By Heather Ryan This fall, an exciting new condo

project that mixes residential, retail and even a boutique hotel together will be launched by Battistella Developments in one of Calgary’s most desirable communities.

Located in Kensington at the corner of 2nd Ave. and 10th St. N.W. and right next door to Battistella’s highly successful PIXEL, this new

project, whose name has yet to be revealed, will be an eight-storey building that is anticipated to be well received by buyers and local residents.

“This will be a mixed-use building with retail on the main level, and in keeping with the vision for Kensington that has more boutique-style retail than big outlets, we’ll keep the retail spaces small,” says sales and marketing manager Adrienne McGarvey.

A unique aspect to the building and a first for Battistella is the dedication of the second floor for a 11

boutique hotel. “This is really interesting because it can be used by the general public, but it’s also a benefit to the residents because it gives them a convenient place for overnight guests to stay,” McGarvey says.

Another first for the building is that among the three levels of underground parking will be a level of parking run by the Calgary Parking Authority. The private parking area will have visitor parking, however the additional public parking can provide residents with very convenient parking for their guests.

On the top six floors, 60 apartment-style condos will offer a wide range of floor plans and sizes, from a 450-sq.-ft. junior one-bedroom to a 1,500sq.-ft. three-bedroom.

“Having a three-bedroom suite is a first for us but there has been such a demand for it, from families who want the condo lifestyle and need the extra bedrooms for the kids, to older couples who want the extra space,” McGarvey says. “Our buildings always have a very cool, modern style which is really appealing, especially to baby boomers and empty nesters looking to downsize and enjoy a new lifestyle.”

The residential suites will include: one-bedrooms, the majority with dens; a range of two-bedrooms with two bathrooms; two-bedrooms with den and two baths; and three-bedrooms with two bathrooms and lots of storage.

Battistella is currently finalizing the interior finishings, but McGarvey says, “the kitchens will be show-stopping and very different to what has been seen on the market before. We are working with ‘ce de ce’ interior design, and the overall look is very mid-century modern. We’ll also have Battistella’s

12 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

“ Having a three-bedroom suite is a first for us but there has been such a demand for it, from families who want the condo lifestyle and need the extra bedrooms for the kids, to older couples who want the extra space.” Adrienne McGarvey

signature floor-to-ceiling, wall-to-wall windows, and nine-ft. ceilings.”

McGarvey says the building exterior is still in the development stage but the preliminary renderings show the building will have lots of glass, and the lower section is designed to fit into the eclectic Kensington streetscape. The building will also have a great rooftop patio allowing residents to socialize and enjoy stunning views of downtown and the Bow River.

Battistella continues to be a Green builder, and this latest project will be their third BuiltGreen-certified building. “The BuiltGreen program allows us to choose Green initiatives that make cost sense for the building and for the residents,” says McGarvey.

A major appeal for buyers is the incredible location – just a block away from the LRT station – in a vibrant community that places an array of shops, services, coffee shops, restaurants, parks, pathways and downtown just minutes from the doorstep.

McGarvey says they are in the pre-launch stage right now and plan to launch the building in the fall with possessions in late 2015 or early 2016.

Once launched, a presentation centre will open at 1120 Kensington Rd. N.W.,

but Battistella is accepting priority registrations online at battistella.ca.

Buyers looking for a quicker possession may want to check out Battistella’s PIXEL that has just five homes remaining. You can view the PIXEL townhome showsuite by appointment by calling 403.290.1664.

newcondoguide.com | Volume 16 issue 08 | NEW Condo Guide 13

1. ACCESS TO CTRAIN & CAR2GO PUTS DOWNTOWN JUST MINUTES AWAY 2. REAL LIVING SPACES WITH FULL-SIZED REFRIGERATOR & KING-SIZED BEDROOMS

*

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Presentation Centre 824 1ST Avenue NE, Calgary Open Daily 12-6pm, Closed Fridays 403.269.2805

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Some conditions apply. Total deposit required to purchase is 10% of the purchase price. Bridgeland Crossings extends our special relationship with onsite financial institutions who will work with you to fulfill the 10% deposit requirement with 5% loan on Approved Credit. Deposit loans must be fully qualified and approval is not guaranteed by the developer.

INNER CITY 07 D RAKE

BY GROSVENOR

RILEY PARK 6 AVE N

VE 4A

5 AVE N

12 08

Visit Sales Centre at 2nd Floor, 850 - 16 Avenue S.W

3

EN

V 2A

SUNNYSIDE STATION

PRINCE’S ISLAND PARK

05 17

08 P IXEL

BY BATTISTELLA

ROTARY PARK

9A St and 2nd Ave NW www.battistella.ca

09 S OLAIRE

BY LA CAILLE GROUP

16

EAU CLAIRE04 MARKET

09

01

888-4th Ave. SW Presentation suite 912-5th Ave. SW www.solaireliving.ca

10

4 AVE S

06

10 B RIDGELAND CROSSINGS

BY APEX CITY HOMES

13 18

5 AVE S

Coming Soon bridgelandcrossings.ca

6 AVE S

MILLENNIUM PARK

02

CONVENTION CENTRE

9 AVE S

15

07

MOUNT ROYAL VILLAGE

VICTORIA PARK / STAMPEDE STATION

TALISMAN SPORTS CENTRE

4 ST W

5 ST W

CLIFF ST

17 AVE S

26 AVE S

CALGARY EXIBITION AND STAMPEDE PARK ERLTON / STAMPEDE STATION

PROSPECT AVE

10 ST W

23 AVE S

MACLEOD TR

COLONEL BELCHER HOSPITAL

11 1 ST E

12 AVE S

1 ST W

2 ST W

4 ST W

5 ST W

8 ST W

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11 AVE S

FORT CALGARY

CITY HALL

14

OLYMPIC WY

GREYHOUND BUS TERMINAL

26 AVE S

04 W ATERFRONT

BY ANTHEM PROPERTIES

02 M ARK ON 10TH

BY QUALEX

05 V EN

BY BUCCI

901 - 10th Ave S.W.

03 4 3 PARK

BY VERICON REAL ESTATE VENTURES 43park.ca

220 12th Ave. SW

12 S T. JOHNS TENTH STREET

BY STREETSIDE 10th St. & 3rd Ave. NW

13 F IRST

BY FRAM + SLOKKER

East Village Experience Centre 553 Riverfront Ave. SE

14 6 TH & TENTH

BY LAMB DEVELOPMENT CORP. 15 T HE BLOCK

BY AVI URBAN

Sales Centre 1022 17th Ave. SW

16 S TEPS BRIDGELAND

BY GIUSTINI BRIDGES IN.

01 R IVERFRONT POINTE

BY CARLISLE GROUP

101 Riverfront Avenue S.E.

11 KEYNOTE

216 Riverfront Ave. S.W.

835 5th Ave. NW Coming Soon Show Suite 306 10th St. NW vencondos.com

Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com

17 9 16

BY SABLE DEVELOPMENTS Coming Soon

18 E VOLUTION

BY EMBASSY BOSA INC.

East Village Experience Centre 553 Riverfront Ave. SE

06 A VENUE

BY GROSVENOR & CRESSEY 1035 5th Ave. SW

newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 15

GRO

1035 5

CMHC REPORT

JUNE HOUSING STARTS

H

ousing starts in Canada were trending at 184,514 units in June compared to 184,087 in May, according to Canada Mortgage and Housing Corp. (CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

“As expected, the trend in total housing starts remained essentially stable in June, for a third consecutive month.

This reflects general stability in regional trends over the same period. As a result, the trend in national housing activity remains close to its historical average and is in-line with estimates of household formation,” says Mathieu Laberge, deputy chief economist at CMHC. “In June, gains in housing starts in British Columbia were offset by declines in other regions of the country.”

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of the housing market.

In some situations, analyzing only SAAR data can be

LIVE LIVEYOUR YOUR

VE YOUR

misleading in some markets, as they are largely driven by the multiples segment of the markets, which can be quite variable from one month to the next.

The standalone monthly SAAR was 199,586 units in June, a decrease from 204,616 in May. The SAAR of urban starts decreased by 2.7 per cent in June to 177,085 units, as both the single and multiple urban starts segments declined in June. Single urban starts decreased by 4.1 per cent to 62,743 units in June while the multiple urban starts segment decreased by two per cent to 114,342 units.

June’s seasonally adjusted annual rate of urban starts increased in British Columbia. Urban starts decreased in all other regions.

Rural starts were estimated at a seasonally adjusted annual rate of 22,501 units in June.

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions.

PICTURE PICTURE

PICTURE

IN KENSINGTON KENSINGTON IN VIEW SHOWSUITE OPENING SOON

SCAN TO OUR VIEW VIRTUAL OUR TOUR VIRTUAL TOUR

IN KENSINGTON VIEW OUR VIRTUAL TOUR

FALL/WINTER 2013 POSSESSIONS BATTISTELLA DEVELOPMENTS

battistella.ca

B

P R E S E N T A T I O N C E N T R E 2013 POSSESSIONS

1120 KENSINGTON RD NW | 403.290.1664

pixelcondos.ca 1120 KENSINGTON RD NW TUES - FRI 10AM - 6PM,

016 NEW CONDO 16 ISSUE 08 | newcondoguide.com A T T GUIDE I S T E L| LVOLUME A DEVELOPMENTS

403.290.1664

SAT/SUN 11AM - 5PM

pixelcondos.ca

RiveR views. Just the FiRst thing to take YouR BReath awaY.

The stately porte cochère exudes style from the moment you come home. Arrive at the grand circular driveway, enter the building beneath a graceful canopy, and emerge into a stunning hotel-style lobby where a concierge awaits to greet you.

The renowned CresseyKitchen™ features a revolutionary walk-through design that creates a larger kitchen, more storage space, and so many beautiful extras like a gas cooktop, wine rack and full-size French Door refrigerator.

The desirable West End neighbourhood offers that rare balance between beauty, tranquility and urban energy, with shops, boutiques and the Bow River Pathway located in your own front yard.

The first new West End towers in years will be as impressive as their surroundings. Homes have been expertly designed to be the most functionally elegant in the city, and will feature Calgary’s first ever CresseyKitchen™, three contemporary colour scheme choices, real hardwood flooring, air conditioning and so much more.

For More Information: avenuewestend.com 403-530-8455 This is not an offering for sale. Such an offering can only be made with a disclosure statement. E.&O.E.

17

ALBERTA’S TOP SELLING CONDO BUILDER FROM

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Canadian Home Builders’ Association

Saving Space

Get organized for

// by sylvia daoust

Travel this Summer 2. Back Seat Car Organizer – If you are traveling a long distance by car, you’ll

want to make it as easy as possible for your kids to help themselves. Fabulous features include game tabletop with flip up-sides, insulated sides to keep food chilled, it fastens to the seat belt and comes with a strap for portability!

Go to: stackandstacks.com and search the item name above.

3. Family First Aid Kit – This kit is ideal for family holidays, and is well equipped to treat most common injuries. Or save yourself a few bucks and create a custom safety bag to suit your needs with items from home.

Go to: littlelife.com and search under product / safety.

Sylvia Daoust, owner of Niche Designs Inc., specializes in custom storage design for small spaces.

She is a member of the POC, sitting on the National Conference Committee. Join her blog, nichedesignsinc.com/blog where smart solutions transform challenging spaces every week! Follow Sylvia on facebook.com/nichedesignsinc and Twitter @SylviaDaoust. Scan to win a “Small Space Makeover” and visit nichedesignsinc.com for details on services.

A

hhh…summer vacation is finally here, and the perfect adventure awaits. A little pre-planning, coupled with creative packing ideas for your car, RV or suitcase can help make this vacation go off without a hitch. Spend this precious time having fun, not searching for essentials!

4. GRID-IT Accessory Organizer – Hold your “little” items in place with this

elastic strap system. Kill the clutter inside your bag and use this organizer with back pocket to store chargers, cords, headphones, make-up or first-aid supplies!

Go to: cocooninnovations.com and search GRID-IT.

5. Waterproof Pouch – Keep your camera or iPhone safe from sand and water

while you are at the beach. Submergible and waterproof, this floating pouch is ideal for protecting your expensive gadgets this summer.

Go to: containerstore.com and search the item name above.

6. Lunch Pak Carrier – keep snacks chilled with this multi compartment

container, complete with a non-toxic ice pack that hides in the lid!

Go to: shop.fit-fresh.com and search the item name above.

7. Purse Essentials – Stay organized on the go this summer with this set of four zippered pouches that clip together. This will prevent you from losing your everyday essentials as you switch purses and backpacks.

Go to: greatusefulstuff.com and search the item name above.

8. Pack-It Tube Cubes – Use these handy little tubes to organize everything

from socks and t-shirts to sunscreen and bug sprays. You’ll love the different colours and sizes, and the fact that they are breathable and fast drying. No more rooting around the backpack or suitcase, just grab and go!

Go to: greatusefulstuff.com and search the item name above.

9. 2-sided Cord Pouch – If you’re taking an adventure this summer with your

Solutions for the stuff that can

family, you’ll want to keep all of your camera cords in this “tech tamer” pouch.

This fantastic little wonder can store up to 10 cords tangle-free in an easy-viewing labeled pouch!

get out of hand:

Go to: greatusefulstuff.com and search the item name above.

1. Travel Cord Organizer & Charging Case – If you have kids,

10. Pack Me Note Pads – If your summer is jam-packed with many “minivacays,” you may want a pack these checklist sheets to get you on your way, on time, and with a little less stress!

Check out these Top 10 Storage

you have electronics and a mess of cords, chargers and adapters! Check out Kangaroom’s sensible and neat, all-in-one travel case to make your expedition easier!

Go to: greatusefulstuff.com and search the item name above.

Go to: lobotome.com and click on Pack Me.

Don’t forget to make arrangements with a trusted friend to check on your home periodically. Leave your contact information should they need to get in touch with you. Now that you have spent time pre-planning and managed to pack smart, you can sit back and enjoy a well-deserved vacation, without unnecessary stress.

20 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

THIS IS WHAT SMART DESIGN LOOKS LIKE.

25% SOLD AFTER THE FIRST TWO WEEKS

NOW SELLING FROM THE $280’S

Smart Design means each building and suite floorplan feature was painstakingly designed to enhance your life at home.

Inside the suites, our Smart Design features a customized 10 foot kitchen island, with a built in dinning table, and My Space flex rooms.

Smart Design is evident in the building’s eco-friendly specifications, specialized recycling program, and private fitness club.

43Park.ca 403.460.0949 newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 21

CONTEMPLATING CONDOMINIUMS

// by Linda Palfi

Financing

condo capital projects

Linda Palfi is a condominiumspecialist realtor with Discover Real Estate. She has overseen many condo projects as the chair of her condo board and is a member of the professional standards committee at the Calgary Real Estate Board.

Further articles and her Calgary Condo Directory can be found online at CondosInCalgary.com or call Linda for more information at 403.998.7732

J

ust as the owner of a single-family home may not have the cash to replace the roof when it’s required, a condo corporation may not have the cash for a large project that arises unexpectedly. Yes, all condominium corporations in Alberta are required to do a reserve-fund study every five years and are also required to save toward those major expenses, but it’s not a perfect world. As every homeowner knows, expenses can exceed our available resources.

While the single-family homeowner will use his line of credit or perhaps a credit card for an $8,000 roofing bill, a condo corporation needing $8,000 per townhouse for, say, 50 homes won’t find it that easy to borrow the needed $400,000. Yet some lenders are coming

to the table, so check with your bank or credit union to see what’s possible.

There are also a few condo-specific lenders emerging in Canada, such as Strata Capital Corp. (StrataCapital.ca) and Maxium Condo Finance Group (Maxium.net).

Borrowing to pay for a capital project, of course, is only one option, and isn’t necessarily the first choice.

Borrowing creates a debt that must be repaid, meaning monthly condominium contributions have to rise. Better to have money on hand or to use some of the condo corporation’s reserve-fund money and some borrowed or newly raised money, such as by a special assessment on all owners. Yet some owners may soon be selling and moving, and begrudge paying for repairs or improvements that will be enjoyed by the future owners.

We can lay out a hierarchy of questions to decide: 1/ Does the job need to be done, and if so, can it be phased or can it be done less expensively?

2/ What portion of the project can we afford to pay for from the reserve fund, and what is the shortfall?

3/ Should the shortfall money be borrowed, raised by increased condo contributions over a period of time, or be raised by a special assessment on all owners?

4/ What is the reasonable limit on our condo development’s monthly contributions (“fees”) so that our owners

22 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

can still sell easily?

5/ If that condo-fee limit would be exceeded by repaying a debt or by paying off a contractor’s bill, perhaps we should split the unfunded portion of the expense between borrowing and a special assessment.

6/ If imposing a special assessment, how much time do we give owners to pay it?

In many and perhaps most cases, it will be better to swallow the bitter pill and impose a special assessment to raise the one-time funds to catch up on major capital work, be that a new roof, new elevator systems, or improved common areas such as hallways and lobbies.

Many people, of course, will need as much notice as possible for an expense of thousands of dollars, so boards should do everything they can to give time to pay. Half a year’s notice seems to be a reasonable minimum notice to condo homeowners who can then consult their lenders, the bank of Mom and Dad, or juggle their own resources to cover the bill.

My conclusion is that condo corporations should borrow if necessary, but not necessarily borrow. Condo boards should not use amortization to avoid a special assessment that will see the capital work done and monthly condo contributions held to a reasonable level. Whether to borrow at all, how much to special assess, or what blend of these to undertake are questions that a condo board will sort out on behalf of all the condo homeowners.

ESTIVAL. REASON NO. 806 LONGBOARDING DOWN MEMORIAL DRIVE. REASON NO.807 PRIME SUN-TANNING GRASS WITHIN SIGHT. REASO ON THE RIVERBANK. REASON NO.809 FISHING ON THE BOW. REASON NO.810 REGGAEFEST. REASON NO.811 SOUTH FACING PATIOS. REASO WITH FRIENDS AT RILEY PARK. REASON NO.813 MORNING RUNS ON THE WATER. REASON NO.814 “BULLDOGS’ ON JULIOS BARRIO PATIO ORGETTING YOUR CELL PHONE TO GO PLAY OUTSIDE. REASON NO.816 FINISH YOUR RIVER RAFT AT YOUR FRONT DOOR. REASON NO.817 BB OWN VIEWS. REASON NO.818 WINE THEN WALK. REASON NO.819 PICNIC IN PRINCES ISLAND PARK. REASON NO.820 SWIMMING IN THE BOW. PIN CLASS OUTDOORS. REASON NO.822 SKYLINE SUNSETS. REASON NO.823 SUNNYSIDE. REASON NO.824 PLAYING CATCH. REASON NO.82 EST FRIEND ON AN ACTUAL WALK. REASON NO.826 BOOTCAMP IN THE PARK. REASON NO.827 WATCHING “BOW RIVER GLOW” FROM HOME PRICES DO NOT INCLUDE GST, E. & O.E. MOONLIT STROLLS ALONG THE WATER. REASON NO.829 GETTING CAUGHT IN THE RAIN. REASON NO.830. FEWER SONGZA WORKING P ONGZA ENTERTAINING COOL FRIENDS PLAYLISTS. REASON NO.831 LARPING IN THE PARK. REASON NO.832 SUNDAY FUNDAY. REASON NO.8 HE RIVER. REASON NO.834 CAPPUCCINOS AND CARDS ON THE NEW BOARDWALK. REASON NO.835 HIKE THE STAIRS AT CENTRE STREET.

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Building 3 Brand New Showsuites on the Ridge Opening mid August 1 bedrooms (+ den*) Sq Ft From +GST # 625 $159,900 695 $174,321 710 $188,856 889 $217,926 921* $222,771

Left 2 1 2 2 15

2 bedrooms Sq Ft From +GST 921 $229,554 1027 $314,825 1213 $366,182

# Left 14 1 1

View

from

3rd f

loor

July 15th tour

OLDS

ut

Highway 27

dO

SUNDRE Highway 22/27

DIDSBURY

Sol

Highway 582

Town of Cochrane Trans Canada

to Calgary

201 Sunset Drive, Cochrane, Sunset Ridge Mon-Thurs 2-8pm Sat/Sun 12-5pm 403.981.4438 homesthatwork.ca

ldin

Jayman Modus Calgary is a Builder of Excellence for providing “An Outstanding Home Ownership Experience” for Multi-Family Homes in Alberta.

Bui

Sunset Drive

Highway 22 Cowboy Trail

Ranch House Rd

g1

Sunset Blvd

Sale

s Ce

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Move in September

Based on the J.D. Power and Associates 2013 Alberta Multi-Family New Home Builder Customer Satisfaction Study SM conducted in association with the Professional Home Builders Institute of Alberta. Study measures ANHWP builder members and participating builder members of PHBIA, which represent more than two-thirds of all new single-family homes built in Alberta. For more information, visit jdpower.com *Monthly payments and qualifying income based on 5% down payment, 3 year at 2.89%, 6 month rate hold 25 year amortization and does not include condo fees and property tax. Insurance premiums apply. Rates are subject to change without notice.

Some conditions apply. Clients may have to qualify at a higher rate. O.A.C., E. & O.E.

July Concept CG.indd 1

7/17/2013 2:28:05 PM

CALGARY’S SATELLITE COMMUNITIES 22

AIRDRIE

03

02

COCHRANE

07

3102-15 Sunset Square Cochrane, Alberta

11

09

1A

06 THE VILLAGE

BY CALBRIDGE HOMES

07 RIVERREACH VILLAS & MANORS

BY JAYMAN MASTERBUILT

10 12

06 04

2

05

13 Riviera Way Cochrane, Alberta

01

AIRDRIE STRATHMORE 09 CREEKSIDE VILLAGE 1 BY CARLISLE GROUP

1

CALGARY

15

CHESTERMERE

797 LANGDON

22X

22X

546

TURNER VALLEY

11 THE EDGE

BY STREETSIDE DEVELOPMENTS

604 East Lake Blvd N.E. Airdrie, Alberta

16

17

12 RAVENSWOOD TOWNHOMES

BY SLOKKER CANADA WEST

OKOTOKS

543

2802 Kings Heights Gate

2A

15 CHESTERMERE TOWNHOMES

BY SLOKKER CANADA WEST

22

#300 Marina Drive, Chestemere

HIGH RIVER

COCHRANE 01 RIVERSTONE AT COCHRANE

BY SLOKKER CANADA WEST INC. 240 Riverview Drive in Cochrane

02 HEARTLAND TOWNHOMES

BY EXCEL HOMES 1178 Clydesdale Way, Cochrane, Alberta

03 CONCEPT

BY JAYMAN MODUS 201 Sunset Drive, Cochrane, Alberta

10 COURTYARDS OF KINGS HEIGHTS

BY MERGE DEVELOPMENTS

#4 Kingsland Close N.E. Airdrie, Alberta

2

BLACK DIAMOND

22X

8th & MacKenzie Way Airdrie, Alberta

04 SUNSET POINTE

BY CALBRIDGE HOMES 302 Sunset Pointe Cochrane, Alberta

05 STONE CREEK LANDING

BY CARLISLE GROUP 103 - 5th Avenue, West, Cochrane, Alberta

16 PENNCROSS

BY STREETSIDE DEVELOPMENTS LETHBRIDGE

127 & 129, 1 Crystal Green Lane, Okotoks, Alberta

17 MOUNTAINVIEW PLACE PHASE II

BY SPAN WEST CONSTRUCTION

408 - 1st Ave S.E. Black Diamond, Alberta

newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 25

condo profile

Slokker’s Ravenswood Townhomes offer comfort and style // By Heather Ryan

p

resenting space-engineered floor plans that speak to comfort and style, terrific features and an affordable price point has buyers excited about the new Ravenswood Townhomes in Airdrie.

Being crafted by Slokker Canada West, the recently launched Ravenswood Townhomes offers 83 townhomes in four-, five- and six-plexes that exemplify the principles of value, quality and

26 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

innovative design that have made Slokker an industry leader.

“We launched sales a couple weeks ago for the Ravenswood Townhomes and the response has been amazing with the first 10 homes already sold,” says Peter Paauw, president of Slokker Canada West. “People really like the design and appointments, and the fact that we start in the $230,000s with two bedrooms, a den and an attached garage with driveway.

“The people who are buying are very excited; we’re getting a fair amount of empty-nesters and downsizers who are happy to find a townhome that has what they want with designs to suit their needs and upgrades that

are affordable so they can downsize and still enjoy the luxuries they had in their larger homes,” Paauw says. “The starting price point is also appealing to first-time buyers and young families.

“With these townhomes we focused on creating a design that made maximum use of space and an affordable price while also making them attractive to buyers, so they feature modern selections inside and fresh exteriors,” Paauw says.

Ravenswood Townhomes present two townhome styles: Sagestone, a two-storey design of 1,137 sq. ft.; and Heritage, a threestorey design that ranges from 1,172 to 1,396 sq. ft.

“The Sagestone plan has the garage on the main level with an open-concept living room, central dining room and kitchen and a walkout basement, which we can develop,” Paauw says.

“The Heritage plan has the garage and a den on the first level and an open-concept living room, central dining room and kitchen on the second level.”

There are various optional layouts available for the upstairs, including: two bedrooms and one bathroom; two bedrooms and two bathrooms; three bedrooms and one bathroom; and three bedrooms and two bathrooms. “So the buyers really have the option to choose the right design to suit their lifestyle needs,” Paauw says, noting all the plans feature upstairs laundry.

Buyers also appreciate the modern interiors with features that include nine-ft. ceilings in the main living area, laminate flooring in the Heritage townhomes, decorative glass lighting, window coverings, oversized baseboards and casings, spacious balconies and large windows ensuring plenty of natural light.

The European-inspired designer kitchens present well-appointed standards such as islands or peninsulas with breakfast bars, full-height tile backsplashes, full-height cabinets and pantries in most townhomes and a full appliance package that includes fridge, stove, dishwasher and over-the-range microwave, as well as energy-saving, frontloading washers and dryers. There are many

upgrades available including granite countertops and stainless steel appliances.

There are fenced backyards and the entire site will be landscaped with underground sprinklers.

“The location is also very appealing to buyers,” he says.

“We’re right across the street from a large park and a K-12 school that is under construction.”

It’s also just a four-minute drive to the first grocery store, five minutes to two more, he says, and there is a wide range of shops, services, restaurants and coffee shops off nearby Yankee Valley Blvd. and Big Hill Springs Rd. “Really you’re just minutes away from any convenience in Airdrie,” he says. As well, it’s just minutes to CrossIron Mills shopping centre and an easy commute to the airport and Calgary via Queen Elizabeth Highway.

Construction will start in August with first possessions expected in February/March 2014. For more information about Ravenswood Townhomes, visit the sales centre, open Tuesday to Friday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m. or visit townhomescalgary.com or visitravenswood.com.

newcondoguide.com | Volume 16 issue 08 | NEW Condo Guide 27

on the move

packing tips

to make your move a little easier ❏ Gather boxes in all sizes from friends, neighbours and stores.

❏L abel boxes containing fragile items with large red lettering.

❏ Collect cushioning material such as bubble wrap, foam pellets, furniture pads, old blankets, plastic bags, tissue paper, newspapers and small towels to use as padding inside boxes.

❏P lace china in plastic bags and stack plates upright on their sides, not flat.

❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items in your home.

❏P ack your TV, stereo and computer in their original boxes whenever possible. ❏ Keep boxes to 50 pounds or less.

❏ Reinforce the bottom of boxes with extra tape for added strength.

❏P ack heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)

❏ Label each box with the name of the room in your new home where it should be placed.

❏D on’t move flammable, combustible, corrosive or explosive items such as paint, gasoline and ammunition.

❏ List the contents of the box on the side of it.

❏P ack a bag of personal items you’ll need during the move and keep it in an easy-to-find place when you pack.

NOW UNDER CONSTRUCTION BLACK DIAMOND, AB.

028 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

SUMMER 2013 MOVE-INS YOU CAN BBQ ON YOUR PATIO AT & WATCH TV AT THE SAME TIME. Condos in Airdrie from the $160,000s with BBQ-ready decks, big kitchens, high ceilings and heated parking.

Show suite now open at 604 East Lake Blvd NE. Close to Tim’s, Genesis Centre, CrossIron Mills.

The Edge. Big life. Great value.

@StreetsideYYC

condosinairdrie.com

CHBA - Calgary Region

2012

Multi-Family Builder of the Year

403.890.2817 29

COMING SOON Townhomes in the low $300,000’s

Space to add those extra leaves to your dining room table.

THE UPSIDE TO DOWNSIZING Hunter House is for people whose lives are full. Your single-level condo has space to spare for entertaining.

There’s room for overnight guests and double garages are standard. And, when you want to get away, all your regular home maintenance is taken care of.

Make more room for your life.

Luxury condos from the mid $460,000’s.

CHBA - Calgary Region

hunterhouseliving.com @StreetsideYYC

2012

Multi-Family Builder of the Year 30 NEW CONDO GUIDE | VOLUME 16 ISSUE 08 | newcondoguide.com

More room for life.

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1020 194th Ave S.W. www.hunterhouseliving.com

ME M O R I AL

DR

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BY SLOKKER

Silverado Way & Sherrif King Rd

36 STREET

03 17 Ave

37 STREET

69 STREET

85 STREET

12

01 HUNTER HOUSE

BY STREETSIDE DEVELOPMENT 16 AVENUE

10

16

11

03 OVATION

BY INTERGULF CIDEX

#2105, 99 Spruce Place S.W.

BLACKFOOT TRAIL

OLD BANFF COACH ROAD

32 Ave

EDMONTON TRAIL

E

14 STREET

ENU

ELBOW DRI VE

16 A V

CENTRE STREET

SOUTHWEST COMMUNITIES

04 THE LANDINGS

BY STATESMAN

771 Patrick St. S.W.

06 SAWYER SILVERADO COMING SOON

BY Avi Urban

GLENMORE RESERVOIR

132 Victoria Cross Blvd. S.W.

BARLOW TRAIL

MacLEOD TRAIL

10 VICTORIA CROSS

BY AVI URBAN

SOUTHLAND DRIVE ANDERSON ROAD

DEERF

11 CURRIE BARRACKS

BY CANADA LANDS COMPANY

J5, 2953 Battleford Ave. S.W.

12 EIGHTY5NINE

BY VERTICAL PROPERTIES

OOT T

AIL

TR

194 AVE

AIL D TR LEO SHERIFF KING ST. SW

VITT

McKE 02 01 06

Mac

S JAME

SHAWNESSY BLVD.

16 EINSTEIN

BY PROVIDENCE GROUP

M

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TTO BO

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04

882 - 85 Street SW eighty5nine.com

W BO

FISH

RAIL

IS OF

U MARQ

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TRAIL

1521-26th Ave. Discovery Centre Now Open 139-17th Ave. SE

COMING SOON Townhomes in the low $300,000’s

More room for life. hunterhouseliving.com

CONDO GUIDE BANNER CLIENT: Streetside PROJECT: Hunter House INSERTION DATE: July 2013 SIZE: 6.75” x 1.5”

newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 31

In The News

UNIVERSITY OF CALGARY STUDENT

helps break ground in

EDISON AT WALDEN

Homeowner Muzzamil Hussain (centre), a first-time homeowner at Edison, breaks ground on the site with Charron Ungar, president of Avi Urban (left) and Victor Mutambo, general manager of Avi Urban (right)

Homeowner Muzzamil Hussain breaks ground in Edison at Walden

After much anticipation, Avi Urban has broken

“The fact that I have options to personalize my new home, meet the future neighbours, and own a property in Canada’s top city at very young age makes me very excited,” Hussain says. “My brother already lives in an Avi-built home in the community of Walden, and he is very satisfied and content with his decision.”

ground at their south Calgary townhome development, Edison at Walden. Charron Ungar, president of Avi Urban and Victor Mutambo, general manager of Avi Urban, recently broke ground with first-time homeowner Muzzamil Hussain. Hussain, 21, is a University of Calgary student and entrepreneur who purchased a 1,381-sq.-ft. Carmine corner townhome.

“I chose Edison because of its modern and fresh design,” Hussain shares. “The strategic location of Edison and well renowned builder like Avi Urban convinced me to purchase my first home. With five major financial institutions, national grocery stores, restaurants and parks at your door step, it makes Edison at Walden a very attractive community overall.”

Townhomes in Edison at Walden range from 1,130 to 1,400 sq. ft. and feature nine-ft. ceilings, two-car attached garages, contemporary exteriors and incredible interior finishes. With pricing starting in the $260’s, more than 30 new homeowners have already chosen to call Edison “home.” Located in the modern south Calgary community of Walden, Edison sits just steps away from incredible local amenities, including a full retail plaza and new grocery store arriving later this year.

32 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

About Avi Urban: Avi Urban is a Calgary-based builder of quality multi-family homes. Recognizing a demand for innovative multi-family developments, Homes by Avi created Avi Urban in 2000. From the beginning the goal was to offer homeowners the ultimate in comfort and function, while building innovative, thoughtful developments that bring an urban aesthetic to a highly livable product. By redefining multi-family development, Avi Urban has earned its place as an innovative market leader. Avi Urban’s broad range of communities include a highly modern live/work development in the inner city, street-oriented row housing in exclusive neighbourhoods and large scale, multi-phase townhome developments. For more information, visit aviurban.com.

In The News

Home-building industry

helps flood rebuilding efforts // By Heather Ryan

in the days and weeks following

the flood that devastated many Calgary communities, thousands of volunteers and local businesses have given generously of their time, money and resources to help their neighbours.

Helping with the rebuilding efforts in a major way are members of the Canadian Home Builders Association – Calgary Region (CHBA – Calgary Region) – the developers, home builders, renovators and dozens of suppliers, trades and associated businesses that 34 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

helped build this incredible city and are helping to rebuild it.

The industry mobilized immediately with companies and individuals offering everything from manpower, money and meals, to tools, equipment and support.

“It’s one thing as an industry to donate more than $1 million for flood victims, but it’s even more impressive to see the thousands of man hours our members have donated toward the clean-up effort,” says Doug Whitney of Crystal Creek Homes and president of the CHBA– Calgary Region.

“Personally I’ve seen many member companies with their fleet of vehicles in the devastated communities with the owners of those companies working shoulder

pictured left and right: Jayman homes

“It’s amazing what has come out of this,” Whitney says.

“So often we go along in life thinking people don’t care, but this shows that most people are good, they do care and have charity in their hearts.” to shoulder with their employees; it’s been a major effort, really unprecedented,” he says. “I also heard of companies putting off Stampede parties in order to donate to the flood relief, and employees donating money and meals, and creating raffles and programs to raise funds.

“It’s amazing what has come out of this,” Whitney says. “So often we go along in life thinking people don’t care, but this shows that most people are good, they do care and have charity in their hearts.”

The CHBA – Calgary Region has worked closely with UDI – Calgary and the City of Calgary to co-ordinate the massive cleanup efforts to maximize the impact of its members. As well, on its website (chbacalgary.com) you can find a list of flood resources and the association has developed a helpful Flood Information Tool Kit that

deals with what people need to know about restoring and rebuilding their homes.

There has been an unprecedented outpouring of support by the CHBA – Calgary Region members and the list of donations grows daily.

Among those that acted quickly were Cardel Homes and Cardel Lifestyles. “A few of our own employees were displaced by the flood,” says Tim Logel, president of Cardel Lifestyles. While most employees had friends or family they could stay with, an estimator who recently moved here from Australia and lived in High River “had nowhere to go, so we offered to put him, his partner and their son in one of our furnished showsuites in Prestwick Place. It was the only suite that hadn’t been sold there yet, and our staff got together and donated items like toasters and dishes to equip it so they could use it.

“We also had a group of about 50 employees who went into Bowness to help with the clean up,” Logel says, and trucks and garbage bins were donated to aid in the effort. “Ryan Ockey (president of Cardel Homes) also newcondoguide.com | Volume 16 issue 08 | NEW CoNdo GuidE 35

pictured above: Cardel lifestyles

There are a lot of ways to help, and as a company we’re going to continue to help where needed, because it’s going to take a considerable amount of time to recover from this donated $10,000 to the Canadian Red Cross.”

Cardel has also approached the city with the idea of rebuilding a park with the help of its landscaping partner. “Many parks were damaged in the flood and they are an integral part in any community; we can help with laying sod and planting trees so the opportunity is there when the city is ready.”

Cardel Lifestyles was also able to help out financially with its favourite charity, The Calgary Women’s Emergency Shelter, as it was affected by an evacuation order. Cardel put in volunteer hours cooking food for the residents, replaced food lost during the power outage and worked closely with Coast Wholesale Appliances in replacing the shelter’s damaged appliances.

“There are a lot of ways to help, and as a company we’re going to continue to help where needed, 36 NEW CoNdo GuidE | Volume 16 issue 08 | newcondoguide.com

because it’s going to take a considerable amount of time to recover from this,” Logel says.

Homes by Avi also mobilized, quickly sending out teams of people who worked in various Calgary communities that were affected, according to Homes

by Avi CEO Monte Kendall.

The company also guaranteed a minimum donation of $10,000 to the Red Cross and is also matching staff donations, he says.

In light of the flooding, a team building day called “Avi Day,” which was scheduled for June 26 and was to include events such as golfing, hiking and spa for the staff, was unanimously cancelled in favour of helping with the cleanup, says Sandi Knight-Griffiths, corporate communications specialist. “The entire staff of about 150 went to Erlton and Roxboro to help any residents who needed it.

“On two separate occasions, we’ve also sent groups of people to High River,” she says, adding, “as long as we cleared it with our managers, leadership gave us their blessing to help wherever we could during regular business hours.”

Homes by Avi has also been accepting donations of food, clothing, hygiene products and the like, at all of their showhomes.

“Every day, we set out to build homes that people love and feel safe in. So, when you see that kind of comfort and security taken from so many people, it’s staggering,” Kendall says. “But what’s even more astounding is the generosity and willingness of so many people to help in any way they can, and I’m proud that Homes by Avi is a part of that.”

Jayman Group of Companies donated $50,000 to the Red Cross and has challenged other home builders and developers to meet or beat this contribution.

“We also supported Tao Events financially to feed the volunteers working around the clock,” says Graham Boyce, Jayman president.

“We have worked with Perry McGeough of Tao Events for many years. They are well known for their food trucks at events in and around the city.”

Boyce says they chose to do business with McGeough and his team because of their mission, which is to help those less fortunate in Calgary.

“We accomplish that by delivering one meal to a homeless person for every three people we feed for you,” according to Tao Events.

“In the first days following the flood, we enlisted Perry and his team to provide food to rescue workers (police, firefighters and the Canadian Army) in downtown Calgary,” Boyce says. “We also recognized that Calgarians, and our City, take great pride in hosting the Greatest Outdoor Show on Earth and wanted to ensure that the show would go on, ‘come hell or high water’!”

So Jayman sought permission of the Calgary Stampede to have Tao provide 24-hour a day food service to the clean-up and restoration workers on the Stampede grounds over the Canada Day long weekend. “Once we received approval, we called on ‘Team Jayman’ to work alongside Perry’s team to feed ‘everyday Heroes’,” Boyce says.

Over 15 Jayman team members, from both Calgary and Edmonton, worked around the clock to serve more than 2,000 people a day for five days. “We have amazing people at Jayman that want to help their fellow neighbour and they did just that,” Boyce says. of course dozens of other ChBa – Calgary region members have lent a helping hand and many have made significant contributions over the last few weeks. for a complete list of these incredible donations, visit chbacalgary.com.

pictured below: homes by avi

newcondoguide.com | Volume 16 issue 08 | NEW CoNdo GuidE 37

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Condo Guide magazines online using any smartphone, tablet or desktop device.

NEWCONDOGUIDE.COM Published by

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Location of the Discovery Centre is on the corner of 17th and 1st SE. Hours of the Centre are Mon-Thurs 12-6 & Sat/Sun 11-4. Call Christina at 587.433.4416 newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 39

PRGR-626(1)_EinsteinKitchenAd_CG_V3.indd 1

2013-05-24 2:27 PM

CALGARYISM

// BY CODY BATTERSHILL

BEAUTIFUL CALGARY PARKS acts, but what we do know is that we call one of the top five places to live in the world “home,” and it’s the best place to live in Canada. It’s hard to deny that our urban parks are a big part of those titles, having a positive effect on how we feel about our city and our attitudes in general.

WE LOVE OUR PARKS…

Cody Battershill is the founder of Calgaryism and a top-producing realtor at Re/Max House of Real Estate. He also sits on the condominium task force at the Calgary Real Estate Board. He can be reached at 403.370.4180 or calgaryism.ca.

T

hey say that the health and well-being of city dwellers is positively affected by parks and green spaces both on a mental and physical level, whether that be through indirect or direct use such as taking the dog for a run or perhaps playing a game of catch with the family.

I say that this is absolutely true, and it is! All you need to do is look at Calgary as a prime example of how much urban parks do really have a positive effect on the local population.

The proof? Well, we Calgarians are known to say “please” and “thank you,” to hold the door for others behind us, and to show other forms of common courtesy in public places.

Now, now, we can’t say that our parks are the sole reason for these kind

Our parks and pathways are the mesh that keep our communities connected with each other and give us a place to get active, have fun, sit back and enjoy the city we live in.

Around 5,300 park sites in more than 10,000 hectares of parkland with over 700 kilometres of pathways are available to Calgarians. These areas provide us with easy to access open spaces for spending time with our family, enjoying the sights and sounds of nature, exercising to our heart’s desire, playing a variety of sports and getting involved in a wide range of other activities in the community.

FOR THE RAFTERS AND BBQ’ERS

One of my favourite Calgary parks for a weekend barbecue in the summer is Bowness Park. Located in the northwest, Bowness Park has a ton of picnic tables, covered barbecue shacks, kids’ playgrounds, open spaces for games, public washrooms, food and drink concession, and even has easy-to-use entrances to the river for rafting.

In the winter, grab your skates and head down to the Bowness Park pond for some fun on the ice! If you don’t have skates, not to worry – you can rent some from the ParkSide Cafe!

FOR THE EXPLORERS

Looking for a park that’s a little different? Head over to Edworthy Park accessible from both the southwest and northwest quadrants. Here you will find all the barbecue pits, picnic tables, parks and open spaces like those in Bowness Park, as well as some unique pathways like the Douglas Fir Trail that takes you on a journey into a jungle of evergreens on the side of the Bow River Valley escarpment.

Don’t forget about Angel’s Cappuccino and Ice Cream across the river at Point McKay, where you can enjoy some homemade favourites like a grilled cheese sandwich and ice cream snacks.

FOR THE RIVER LOVERS

What better way to enjoy the outdoors than at one of the river parks and pathways found along Calgary’s Bow and Elbow Rivers? Head down to any one of these top 10 inner-city parks in Calgary to experience the ultimate retreat from an urban lifestyle, even if it’s just for a little while. Behind every corner and bend on the paved pathway is another trail yet to be discovered. It’s truly remarkable how many times I have used these pathway systems and always discover a new way to go that I like better than the last one.

I LOVE OUR PARKS

It’s hard to picture life in Calgary without our parks. Then I think of the time I visited Rome, Italy and almost felt suffocated by the lack of green spaces, and realized just how lucky I am to live in such a wondrous city like Calgary.

40 NEW CONDO GUIDE | VOLUME 16 ISSUE 08 | newcondoguide.com

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newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 45

CHBA - Calgary Region

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FA L RID CON GE

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www.copperfieldpark.com 403.723.0094 newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 51

Style File

Get friendly with fabrics // by yanic simard When it comes to fashion, patterns are mixed together all the time. Don’t be fearful of combining patterns in a room to make it come to life. The trick is to do it tastefully, without creating a décor disaster.

Here, are some tips for combining patterns the right way: Begin bold Start with one strong pattern – strong could mean thick lines, a particularly busy pattern, or very saturated colours – and build upon it.

Balance of scale The goal is for your patterns to complement one another, not work against one other.

Try to have an even mix of busy and subtle.

Soften prints with solids A fabric without pattern acts as a staple to all schemes. It’s sort of like the bread to a sandwich – it won’t look (or taste) good without it.

One colour, different shades A more simplified way of mixing patterns is to keep it monochromatic. Select patterns of one colour but choose varied shades (for example, light blue with medium and dark blue).

Don’t over-coordinate You want to avoid having your fabrics too “matchy-matchy.” If you’re using the same or a similar pattern in more than one area, limit it to two places and have them spread far enough apart.

My favourite patterns:

Textile tips: 1 Choose soft furnishings that will work in any room of

your home, so that when you’re ready to change up your décor you can swap pillows, throws and drapery from room to room.

2 If you’re just starting to re-decorate a room, a textile

that you love is a great way to draw inspiration for the entire scheme. Pull the colours, lines, shapes and feel from the pattern on the fabric.

3 W hen selecting a fabric, keep its application in mind

and consider these two important details: ›› Durability Look at the rub count – if the textile you’re considering is for upholstery on a piece that will be used often, the higher the rub count, the better. If it’s for drapery, a lesser rub count is suitable.

Also, fabric with a higher thread count means a tighter weave, which is key to having fabric maintain its shape over time. ›› Clean-ability Fabrics made of natural fibres will absorb stains much quicker than man-made fabrics, but they will clean better. Fabrics made with manmade fibres are typically soil-resistant but don’t clean as well.

Gingham This printed or dyed fabric, which dates

back to the 17th century, is known for its checked patterns of white and a single bold colour (you’ll often catch me wearing this pattern). The size of the checks can vary in size, and the checks can appear in horizontal rows and vertical columns, or sometimes diagonally.

Pinstripe It’s a classic pattern consisting of very thin stripes running in parallel. It is most recognized in men’s suits and is very striking in home décor.

Chevron This repetitive pattern is comprised of sharp ledges that look like the letter “V” (sometimes called “herringbone” or “zigzag”).

52 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

Yanic Simard is design editor of New Condo Guide, and principal designer of TIDG. Specializing in residential and commercial projects, Simard often applies his signature high/low and old/ new combination design techniques in developing unique interiors. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

CHBA - Calgary Region

2012

53

REMINGTON_CHAMPAGNE AD_CONDOGUIDE_MAY.indd 1

13-04-26 10:21 AM

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56 NEWMAH-010_TeaserAd.indd CONDO GUIDE | VOLUME 1 16 ISSUE 08 | newcondoguide.com

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58 NEW CONDO GUIDE | VOLUME 16 ISSUE 08 | newcondoguide.com

CONDO GUIDE

METIS TRAIL

NORTHEAST COMMUNITIES 05

SADDLETREE DR.

52 STREET

DE

TR A PI NA

05 COVENTRY STATION

BY HUNTER RESIDENTIAL DEVELOPMENTS

03 09 80 Ave

13007 Coventry Hills Way NE www.coventrystation.ca

10

CALGARY INTERNATIONAL AIRPORT

64 Ave

CENTRE STREET

12 AVENUE

4303 - 1st Street NE

IVE

36 STREET

09 THE GARDENS OF SADDLESTONE

BY GENESIS BUILDERS GROUP

17 Ave

329 Saddlelake Dr. NE

10 INDIGO SKY AT TARA LAKE

BY CARLISLE GROUP Sales Suite 68 Street & 80 Avenue NE

52 STREET

BLACKFOOT TRAIL

IVE ELBOW DR

08 HIGHLAND PARK

BY STONECROFT

02 43 PARK

BY VERICON REAL ESTATE VENTURES

11 KINTALLA

BY STREETSIDE DEVELOPEMENTS

43park.ca

MacLEOD TRAIL

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BARLOW TRAIL

GLENMORE TRAIL

SOUTHLAND DRIVE ANDERSON ROAD

DEERF

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BY PARTNERS DEVELOPEMENT GROUP Coming Soon

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OOT T RA

IL

W BO

NEW BRIGHTON

IL

Mac TRA

U

MARQ

AIL

NE TR

LOR IS OF

COPPERFIELD

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IL

T

VIT McKE

D LEO

S JAME

TRA

EK P ARK

M

TTO BO

CRE

SHAWNESSY BLVD.

Skyview Ranch Rd & Skyview Ranch Dr

IAL DR

R MEMO

17 Ave

FISH

07 ARRIVE @ SKYVIEW RANCH

BY PARTNERS DEVELOPMENT GROUP

16 AVENUE

04 MEMO 02 01 RIAL D RIVE

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68 STREET

32 Ave

52 STREET

14 STREET

16 AVENUE

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06 SAFFRON

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MCKNIGHT BLVD.

08

01 BRIDGE CROSSINGS

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FA L RID CON GE

NOSE HILL PARK

EDMONTON TRAIL

SH AG AN

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ER

IL

CO

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07

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Y HIL UNTR

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587-896-6107 newcondoguide.com | VOLUME 16 ISSUE 08 | NEW CONDO GUIDE 59

hot topic

// By Anthony Jong

The Wonderful World of Upgrades

Which ones give you the most bang for your buck?

W

Anthony Jong BA (Hons), M. Arch. is a contributing writer to Home & Condo Guide-Chinese Edition, and a broker who specializes in residential homes, condos and commercial properties.

Email him at anthonyjong@live.com, or visit him online at anthonyjong.ca

e are living in a world where customization and individuality is sought in almost every consumer product in the world. From cellphone covers to running shoes to vehicle options, there is an abundance of choice. New homes are no different, and builders have long realized that giving buyers the ability to make upgrades is essential.

Entering into a firm offer to purchase a new condominium is only half of the work. The most exciting part of a home purchase for a buyer is going to the design centre and choosing colour schemes, finishes and upgrades. And, to make things easier, an interior designer pre-selects all floor, tile and wall finishes/colours, grouping them into three or four beautifully coordinated packages.

However, there are rules and bylaws for condominiums that prohibit certain unit upgrades and renovations after you move in, and you will require the approval of your condo board to proceed. It is therefore recommended that upgrades be done through the builder to save time and avoid potential issues such as warranty concerns.

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61

hot topic continued‌

Whether you decide to inhabit the unit, rent it out, or flip it on a quick sale, upgrades may protect the value of your investment and increase its saleability in the future For instance, if you move in and then decide to replace the tiles in your bathtub or shower using your own contractor, and over time there is water leakage caused by this work, the builder and warranty corporation may not cover the damage. Keeping the warranty in place for all components of your condo is a major advantage of upgrading through the builder. The question then becomes: which upgrades are make the most sense for your real estate investment? Whether you decide to inhabit the unit, rent it out, or flip it on a quick sale, upgrades may protect the value of your investment and increase its saleability in the future.

Appliances Stainless steel appliances are the most

common upgrade. These can make your unit more attractive, and a quicker sell among your competitors within the same building. They are durable, rust-proof, non-porous, easier to maintain and aesthetically pleasing.

Floor plan modifications New condo units are less likely than new houses to permit interior layout changes. However, minor floor plan modifications to a condo unit always prove to be beneficial in the long run. For example, adding a door to enclose a den enables the space to become a guest suite, nursery or private office.

Floor finishes Buyers always question why there is carpet

in the bedroom and either hardwood or laminate in all of the other rooms. If the bedroom is carpeted by default, upgrade to the same flooring as the main living space of your unit.

Hard floors are more hygienic and significantly increase the resale value of the home. It is best to have the builder perform this upgrade. If you do it yourself, you may have a difficult time matching the type and colour of flooring.

Kitchen fixtures and hardware The most sensible upgrades to a kitchen are material finishes and cabinetry extensions. It is certainly a plus if your unit has more cabinet space than a competitive unit. Builders also offer kitchen island upgrades that add functionality and storage space.

Some other notable upgrades to the kitchen are: undermount sinks, backsplashes, stone counters like Corian, granite or quartz, and drawer and cupboard dampeners.

62 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

Lighting Having the builder add a ceiling light box in the bedroom is a great upgrade. For other rooms, the most unobtrusive method for lighting is pot lights.

Electrical Some people prefer

extra electrical outlets on a large patio of a condo for light fixtures.

Also, smart panels that allow all incoming telephone and cable services to be tied together before flowing throughout the space are an excellent and inexpensive option.

Upgrades vary from builder to builder, and it is important to see a list of available upgrades before you make your design centre appointment.

homebuyers’ help

Condo Buyers’ Resource Section You love the condo, see what you can afford!

Compare mortgage rates for your best deal alculate your mortgage payments using the C mortgage payment calculation chart

newcondoguide.com | Volume 16 issue 08 | NEW Condo Guide 63

homebuyers’ help

you loVe the conDo, see WHAT you CAn AFFord!

Interest rates

calculate Your MortGaGe PaYMents

aMortIZatIon PerIods

% 10 Years

15 Years

20 Years

25 Years

30 Years

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

MonthlY Pre-taX IncoMe

sPouse’s Pre-taX IncoMe

total Pre-taX IncoMe

dIvIde BY three

affordaBle MonthlY PaYMents

aMount of MortGaGe (PrIce-down PaYMent)

chart fIGure

aMount of MortGaGe dIvIded BY 1,000

aMortIZatIon aMount

aMortIZatIon aMount

estIMated MonthlY taXes and heat

MonthlY PaYMents

FoLLoW THese sTePs To see IF you’LL QuALIFy For A MorTGAGe on your DreAm conDo

01

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

Divide by three. This figure is the monthly payment you can afford to make on your condo.

06

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

05

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies.

The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

64 NEW CoNdo GuidE | Volume 16 issue 08 | newcondoguide.com

compAre mortGAGe rAtes For your BesT deAL 2 Years

3 Years

4 Years

5 Years

AGF Trust

varIaBle

-

6 Months

4.650

1 Year

3.040

3.200

3.240

3.340

3.490

ATB Financial

2.500

4.000

3.100

3.140

3.550

4.390

3.240

Bank of Montreal

3.100

4.000

3.140

3.140

3.650

4.540

5.140 4.990

Bank of Nova Scotia

3.100

4.550

3.750

3.890

3.990

4.390

CIBC Mortgages

3.200

4.450

3.090

3.140

3.650

4.390

5.140

Canadian Western Bank

3.200

4.000

3.000

3.140

3.650

4.540

5.140

Canadian Western Trust

3.200

4.000

3.000

3.140

3.650

4.540

5.140

First Calgary Financial

-

4.000

2.390

2.670

2.790

2.890

2.950

First National Financial

2.600

3.950

2.740

2.690

2.790

2.990

3.190

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.240

ING Direct

2.750

-

3.000

3.000

2.790

2.990

3.080

Investors Group Trust

3.000

4.000

3.140

3.140

3.650

4.540

5.140

Laurentian Bank Canada

3.200

4.400

3.140

3.190

3.650

4.540

5.140

London Life

3.000

4.000

3.140

3.140

3.550

4.540

5.140

Manulife Bank

3.000

4.450

3.000

3.050

3.100

3.100

3.090

Manulife Trust

-

4.450

3.000

3.050

3.100

3.100

3.090

National Bank

3.200

4.400

3.140

3.140

3.650

4.540

5.140

Peace Hills Trust

-

4.500

3.100

3.350

3.550

3.850

3.950

President’s Choice Fin’l

3.200

6.040

3.140

3.150

3.190

3.300

3.390 5.140

Royal Bank of Canada

3.000

4.000

3.140

3.140

3.650

4.540

Servus Credit Union

-

4.000

3.000

3.040

3.550

4.390

5.140

Steinbach Credit Union

-

-

2.500

2.600

2.700

2.800

3.000

T-D Mortgage

3.000

4.000

3.000

3.040

3.550

4.540

5.140

Your Neighbourhood C.U.

-

-

3.150

3.250

3.350

3.390

3.190

This information is current as of June 14, 2013 and is subject to change without notice.

mortGAGe options you can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

All mortgages are of two basic types:

conVentionAl

open mortGAGe

Buyer can borrow up to 75 per cent of the purchase price or the value of the property, whichever is less.

Buyer has to pay 25 per cent down.

A conventional mortgage cannot exceed 75 per cent of the value of the property.

Allows borrowers are to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high-interest rates to a longer term when mortgage interest rates fall.

insureD or hiGh-rAtio Buyer can borrow up to 95 per cent of the purchase price or the value of the property, whichever is less.

The down payment can be as low as five per cent.

closeD mortGAGe This usually has the lowest interest rate available but lacks the flexible features of other mortgage options. It’s a good

choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.

portAble mortGAGe Offers flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home.

This is an attractive option if the rate on the existing mortgage is lower than current rates.

newcondoguide.com | Volume 16 issue 08 | NEW CoNdo GuidE 65

Index of advertisers

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66 NEW Condo Guide | Volume 16 issue 08 | newcondoguide.com

47

57

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