Calgary Resale Home & Condo Guide - 22 Mar., 2013

Calgary Edition

Mar 22 - Apr 19, 2013 Volume 13 Issue 03

resalehomesandcondos.ca

Your Best Source for Homes & Condos

Ultra-modern

For more information on this property, please go to page 52-53 or visit Zaharko.com

Chris Zaharko 403.249.4322

czaharko@rlfoothills.com | www.zaharko.com INSIDE THIS ISSUE

THE TRUE COST OF BAD MORTGAGE ADVICE

PUTTING YOUR TAX RETURN TO GOOD USE

AVOID COMMON PACKING MISTAKES

Inner City - $225,000 #102, 2005 – 24 Avenue, SW –2 bedroom starter, great condo in a convenient inner city location, steps from 17th Avenue, quick access to U of C, Mount Royal, C-train & downtown. Newer building, main floor unit, sunny south facing patio, open plan, white kitchen, living room with fireplace, insuite laundry, 768 SF. This unit has both a back & front door for easy access to parking.

Inner City - $850,000 2626 – 26A Street, SW – Oh, the joy of a new home! Sleek & contemporary, 1951 SF + developed basement, with that alluring new home smell, all the latest features, designer fixtures & fittings, European cabinets, quartz counters, amazing kitchen with stainless steel appliances & wine station, basement developed with a wet bar, total of 4 bedrooms, 4 bathrooms.

Inner City - $895,000 34 Massey Place, SW – It’s the address you’ve been pining for, don’t wait on this one! Nestled on a quiet crescent in desirable Mayfair, this 2173 SF split level home boasts gleaming hardwood floors, large picture windows, double garage, a nice big lot, perfect for your new home or to enjoy the existing one & truly make it your own! Tucked away, but with quick access to downtown.

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Discovery Ridge - $950,000 1 Discovery Ridge Landing, SW – This house is not like the others, it’s not a cookie-cutter home – Stylish & contemporary, perfect for entertaining, impressive, from the moment you step into the stunning & spacious vaulted foyer. Offering sunny south exposure & mountain views. 3777 SF of drama with 12’ high ceilings, clean lines, designer lighting, 5 bedrooms & den!

Discovery Ridge - $1,050,000 357 Discovery Ridge Boulevard, SW – You’ve been waiting for it: 4452 total SF, backing big green space, steps to Griffiths Woods.

Magnificent great room with cathedral ceiling, 2-sided fireplace & wall of windows showcasing the backyard & green space beyond. Updated & expanded kitchen with Wolf appliances & granite counters, huge master with both his & her walk-in closets.

Elbow Valley - $1,150,000 320 Clearwater Cove – Have you been looking for waterfront property? Then look no more, this walkout bungalow backs directly onto Clearwater Lake! Set on a pie lot, in a quiet cul-de-sac it offers 3500+ SF of living space with a gourmet kitchen (6-burner gas stove), formal dining room, main floor den, master with jetted tub & jetted shower, developed walkout, total of 4 bedrooms.

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Wentworth - $1,195,000 6 Wentworth Mount, SW – Beautiful estate location, very quiet street yet walking distance to school, local shopping, Starbucks, Mercato etc. 2900+ SF of living space, 4 bedrooms & bonus room upstairs, Maple kitchen with granite counters, centre island, stainless steel appliances, easy care hardwood floors through both main & upper levels. Big corner lot, triple garage.

Aspen Woods - $1,295,000 34 Aspen Meadows Park, SW –Looking for a chic home with designer upgrades? This one has it all: Impeccably decorated on 3 levels, 2 storey w/ walkout basement, 4200+ SF of upscale living space, extensive hardwood, limestone, marble, European cabinets, granite throughout (including in butler’s pantry, wet bar, all bathrooms, kitchen), 5 bedrooms & 3 ensuites, triple garage.

Altadore - $1,295,000 1605 – 45 Avenue, SW – Ideal family home with extensive upgrades, in a great spot, on a quiet street fronting playground, A mustsee infill on 31-ft lot, fully developed with almost 3400 SF of living space w/ coffered ceilings, lots of built-ins, hand-forged lighting, granite counters thru-out, designer appliances, 5 bedrooms, master with a private balcony, great city views.

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Altadore - $1,450,000 1947 – 46 Avenue, SW – The most organized people we know live here! If organized & easy living is your goal then you must see this house which features amazing built-ins & upscale closet organizers from top to bottom! Kitchen with 2 apron front sinks & Wolf gas stove, huge dining room with stone wall, 4 bedrooms, heated floors in bathrooms, 3300 SF, 31 foot wide lot.

Springbank - $1,495,000 15 Horizon View Court – Country quiet yet city close, this sprawling bungalow is just minutes from the city limits & offers tranquil mountain views & 5200 SF of living space!

Main floor has 10-ft ceilings, cove mouldings, curved stairway to walkout level, huge formal dining room, living room with wall of windows showcasing the views, 3 + 3 bedrooms + main floor den.

Springbank - $1,495,000 8 Sterling Springs Crescent – Calling car lovers! Exclusive location, bungalow with a loft, fully developed walkout & a 4 car garage!

3300 SF + walkout basement. 3 bedrooms (all with ensuite bathrooms), master with dream walk-in & ensuite, main floor den, gourmet’s kitchen, walkout with bar, games room, media room, gym, 4th bedroom & full bathroom. Wonderful mountain views!

Springbank - $1,550,000 39 Sterling Springs Crescent – 4 car garage!

Bungalow with walkout, just shy of 5000 SF of living space, 5 bedrooms, 5 bathrooms, main floor den, formal dining room, butler’s pantry, huge kitchen with deep-toned maple cabinets, granite counters & professional style appliances. Walkout developed with media room, family room, games room, wet bar, and private bedroom wing.

Springbank Hill - $1,850,000 4 Spring Willow Way, SW - Unbeatable views from this exclusive ravine location.

Nearly 5000 total SF walkout bungalow w/ oversized triple garage. Several one-ofa-kind features incl. vaulted great room w/ 2 sided fireplace shared with gourmet kitchen w/ pro-style appliances (integrated fridge, gas range & wall oven). Master suite has private balcony & spa-inspired bath.

Springbank - $1,998,000 12 Pinnacle Ridge Drive –Escape the hustle & bustle of the city without sacrificing the convenience! Exceptional walkout bungalow with 5200+ SF of living space & a 4 car garage on 2 serene acres in one of the best neighbourhoods in Calgary. Chef’s kitchen, open plan perfect for entertaining, grand staircase, high ceilings, 5 bedrooms, media room, wet bar, wine cellar & more.

Springbank Hill - $2,395,000 2849 – 77 Street, SW – 95-Ft frontage, ridge lot, beautiful English-style perennial gardens with fruit & privacy trees, unobstructed Rocky mountain views! Bungalow with loft & developed walkout, 5450 SF, 4 bdrms, den, exercise room & media room. Dream kitchen with exotic granite counters, walnut cabinets & top quality appliance package, nook with built-in espresso machine.

Springbank Hill - $2,395,000 61 Spring Willow Terrace, SW – High on the ridge with lovely Rocky Mountain & countryside views! This new walkout bungalow is set on a terrific 66 x 218-foot lot with sunny west exposure. 4900+ SF of living space, a total of 4 bedrooms, 3 of which have ensuite bathrooms, amazing kitchen & butler’s pantry, tons of built-ins, gym, wet bar, wine cellar, triple garage.

Springbank Hill - $3,200,000 3249 – 77 Street, SW – A truly majestic home, fit for a king! 7800+ SF of living space with a fully developed walkout basement, 80 x 120’ lot on the ridge, with sweeping views from all 3 levels. No expense spared, palatial finishing, extensive use of wood, marble, granite, soaring ceilings, stone fireplaces, 5 bedrooms up incl. presidential suite-like master bedroom with dressing room.

Dianne Brown

REAL ESTATE TEAM DIANNE & MICHAEL BROWN

LANDAN REAL ESTATE

CALL & ASK FOR DIANNE

403-256-3888 ACHIEVEMENTS

Condominiums

• RE/MAX Platinum Club • RE/MAX President’s Club • Chairman’s Club • Member of MLS Million Dollar Club

1-800-661-6262

realestate@diannebrown.ca www.diannebrown.ca

VICTORIA PARK

HAYSBORO

COCHRANE - GLENBOW

SPRUCE CLIFF

Totally updated 1 bedroom unit. Rich, dark wood tones, top quality laminate flooring and freshly painted. Amenities include an indoor pool, gym & covered parking stall. Walk to downtown, Stampede Grounds or the 17th Ave amenities

Contemporary living in this bright, open 1 bdrm + den unit features granite counters, large windows, air conditioning, sunny south exposure, private balcony, insuite laundry & storage, 24hr concierge & 1 heated u/g pkg stall.

This large 3 bedroom, 2½ bath 2 storey townhome in desirable McGonigle Heights features an island kitchen, ample cabinetry & countertops, developed basement +single attached garage. Close to restaurants, curling, golf & so much more!

Trendy upscale 1 bedroom + den unit with an open floor plan featuring a corner fireplace, spacious kitchen, black appliances, in-suite laundry & titled parking stall. Amenities include a huge indoor pool & exercise facility & more.

$218,500

$253,900

$309,900

$319,900

LAKE BONAVISTA

VARSITY VILLAGE

COCHRANE – SUNSET RIDGE

CONNAUGHT

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LD SO Fabulous contemporary styled 2 bedroom + den corner unit with titled parking. Features 2 large balconies, hardwood, granite countertops, stainless appliances & sleek white cabinetry. Amenities include exercise room & guest suites.

Elegant spacious 2 bdrm + loft 2 storey townhome w/double tandem garage. Fabulous location – Close to the LRT, a quick escape to the mountains & close to Market Mall, U of C & both the Children’s & Foothills Hospitals.

Exceptional location! Mtn Views! 3 bdrm, 2½ bath 1805sf 2 storey w/walk-out backs onto reserve w/ ponds & paths. $40,000+ in upgrades incl: hdwd & tile floors, cozy gas fp, black appl., espresso cabinetry & island w/breakfast bar.

Executive 2 bdrm, 2½ bath 2 storey townhouse.

Modern open concept style features a maple kitchen w/stainless steel appliances, gas fireplace, separate laundry room, brick patio + 1 titled & 1 leased underground parking stall.

$339,900

$379,900

$399,900

$439,900

PARKHILL

CANMORE

EAU CLAIRE

MISSION

Coming Soon! Exclusive development at the highest point in Parkhill with lovely views. Contemporary duplex & triplex units have sgl/dbl garages + covered parking stall. S.S. appliance pkg, hdwd floors, granite counters & 2½ baths.

“Three Sisters” Fabulous views from this immaculate 3 bdrm, 2½ bath 3 storey with dbl garage.

Features hardwood, granite, extra tall cabinetry, breakfast bar & island, custom Hunter Douglas blinds & cozy fireplace.

Executive living! 2 bdrm, 2 bath corner unit in THE WATERFRONT. Features downtown skyline view, gourmet kitchen w/large island, stainless appliances, hdwd & tile flrs, cozy f/p, heated parking, gym, party rm, concierge & security.

$470,000’S

$489,900

$578,500

New luxurious 2 & 4 bdrm PENTHOUSE units available in La Rive located on the banks of the Elbow River. Full concrete construction, 9’ ceilings, hdwd, tile, granite, s.s. appliances, fireplaces & titled parking.

STARTING IN THE

Residential

MCKENZIE TOWNE

COVENTRY HILLS

COPPERFIELD

Cla on tom lau sit,

3+ on tio hos lak

$849,900 - $1,500,000

ROYAL OAK

LD SO Immaculate 3 bedroom bi-level with a double detached garage. Recently updated with new carpet, slate tile & paint. Features include, hardwood, granite countertops, stainless steel appliances, fireplace, jetted tub and more.

On the Park! Beautifully updated featuring hardwood flooring on the main level, wrought iron spindles, large island, breakfast bar & pantry, cozy stone fireplace, professionally developed lower level & 2 tiered deck.

Fully developed 2 storey features large bonus & flex rooms, great room with cozy fireplace, large kitchen w/island & walk-thru pantry. Total of 4 bdrms & 3½ baths. Good size yard with deck.

Close to transit, shopping & schools.

Immaculate, beautifully maintained 4 bedroom, 4½ bath 2 storey with fully developed lower level on a quiet crescent & backing onto a park. Upstairs includes 2 master bedrooms with ensuite baths – perfect for an extended family.

$394,900

$438,800

$449,900

$487,500

Thi ed of #9 the

NORTH HAVEN

MCKENZIE LAKE

MCKENZIE LAKE

LD SO

ROYAL OAK BEAUTY

LD SO

Renovated 3+1 bdrm, 2½ bath home features hdwd throughout the main. New maple kitchen with island/breakfast bar & granite counters.

Lower level features cozy family rm, & beautiful new bathroom. Sunny South yard w/mature land$498,500 scaping.

KILLARNEY

Substantially renovated! Gorgeous 1900 sqft home on large lot backs onto private path leading to Fish Creek Park. Vaulted ceilings, hdwd, granite, 4 bdrms, 3 full baths, cozy fireplace, full lower development & so much more.

$509,900

Substantially upgraded 3+1 bedroom home features 3½ baths, air conditioning, upgraded s.s. appliances, cozy gas fireplace, bonus room, vaulted ceiling & so much more. Close to park & ridge and river valley path system.

$509,900

CRANSTON

CANMORE

3+1 bdrm w/huge bonus rm & main floor den.

Prof. developed lwr level w/bdrm/bath & family rm. Hdwd throughout the main, large kitchen w/ island/breakfast bar, wet bar, gas f/p & 9’ ceilings.

Great home in like-new condition + sunny west $529,900 yard.

Residential

2

“For the best in Quality Service”

ASPEN WOODS

LD SO

an padry uge

1912 sqft 3 bedroom attached home with fully developed lower level featuring hardwood & ceramic tile, 3 fireplaces, shaker cabinetry, walk-in pantry, skylight, jetted tub, wet bar, sheltered deck & oversized single garage.

Beautifully upgraded bungalow backing onto a park. Dramatic open plan! Hardwood floors & prof. developed walk-out. Huge gourmet kitchen s.s. appliance pkg, granite island w/breakfast bar.

Total of 3 bdrms, 2½ baths & 2 fireplaces

1+2 bdrm, 2½ bath attached home in Quarry Pines. This home backs onto a tranquil forest and features a loft and dbl attached garage. Lower level has htd floors, 2 bdrms & laundry rm. Close to Quarry Lake & off-leash dog park.

Great floor plan in this 3 bedroom, 2½ bath 2 storey home. Features include vaulted ceiling, oversized windows, gas fireplace, extra tall cabinetry, granite counters, island with breakfast bar, walk-in pantry & upper laundry room.

00

$599,900

$629,900

$660,000

$689,900

FOOTHILL ESTATES

CRESCENT HEIGHTS

MAYFAIR

NORTH GLENMORE

LD SO

se. ple re+ 1

Classic 60’s 1837sf fully developed 2 storey split on .22 acres facing a park. Features hdwd, custom shelving, well laid out kitchen & main floor laundry. Close to the Winter Club, schools, transit, Nose Hill & Confederation Parks.

Inner City Living! This 3 bedroom + den home is tastefully updated & MOVE IN READY! Hardwood floors, corner fireplace, vaulted ceiling, dbl closets, clawfoot tub, professionally designed courtyard like private South yard.

Completely renovated – Gorgeous 4 bdrm w/ dramatic open beam vaulted ceilings, hdwd floors, custom built-ins, 2 fireplaces. Gourmet kitchen w/custom cabinetry, professional line s.s. appliances, quartz counters, 3½ baths & triple garage.

New House on a 50’ lot. Absolutely gorgeous custom quality home loaded w/upgrades. 9’ ceilings, hardwood flooring, top of the line s.s. appliances, prof. developed lower level. Close to schools, parks & easy access to downtown.

00

$689,900

$729,900

$1,398,000

$1,650,000

CROSSFIELD

STRATHMORE

STAVELY

nits of 9’ es,

3+1 bedroom bungalow with a finished basement on a large lot. Single garage, carport, covered patio & corner fireplace. Area amenities: golf course, hospital & easy acess to the mountains or nearby lakes. Only 1 hour from Calgary.

Loads of Space in this fully developed ½ duplex featuring 3 bdrms, 2½ baths, open concept kitchen & breakfast nook, maple cabinetry, large island w/breakfast bar, dbl attached garage & room for an RV. Media Room is wired & insulated

3+1 bdrm immaculate home features vaulted ceiling, spacious foyer, cozy living rm w/gas fireplace, kitchen w/walk-in pantry, lots of cabinetry & breakfast bar. King size master bdrm w/spa-like bathroom & fully finished lower level.

Great opportunity to own a newer custom built raised bungalow on almost 6 acres of land. This home is designed for energy efficiency & low maintenance. Features an oversized Quonset & heated workshop. Close to many recreational sites.

00

$179,900

$299,000

$368,500

$399,900

Rural

CLARESHOLM

IRRICANA

SPEARGRASS

MOSSLEIGH

NORRIS COULEE

m, vel Upuite

This parcel contains 80 ACRES of PRIME cultivated farm land and is located adjacent to the East of Range Road 263, one mile North of Highway #9 and 2 miles North of the Town of Irricana in the Municipal District of Rockyview.

Absolutely gorgeous walkout bungalow loaded w/ upgraded features - vaulted ceilings, tigerwood floors, granite counters, in-slab heating, instant HWT & more. Backs onto golf course, mountain views & easy commute to Calgary & Strathmore.

Hobby Farm – sits on 11.6 park-like private acres with spectacular view overlooking adjacent ravine.

Huge garden, 30x36 garage, large Quonset etc.

Charming renovated character 2 storey home.

Perfect for horses, llamas & chickens.

Fabulous 3 bdrm 3731sqft country home nestled on a 4 acre parcel. Rustic yet elegant, this home has it all: loads of windows bathing this home in natural light, a wrap around deck, 4 car garage and a private pond with waterfall.

00

$449,900

$639,900

$689,900

$1,149,000

Professional Service Professional results JUST LISTED! Chestmere

529,000

$

Fort Mcmurray Investment

Suited walk out

309,000

$

3 plus 2 bedroooms Oversized garage

• Rent $2000/month • Excellent tennants • Maple kitchen/

stainless steel appliances

D L SO Bankview Condo

219,000

$

• New Walnut Floors • New Kitchen with maple cabinets, granite, • stainless steel appliances

HOMES WANTED

D L SO

Bungalow or Bilevel in SW Calgary 2 storey in Coventry Hills & Panaroma Hills 4 Bedroom in Chestermere Suited home

Coventry Hills

344,000

$

• Numerous new upgrades • Hardwood floors, • Travertine tile work

Buy or sell a home with me and you are entered!

One of my clients is going to

WIN A NEW CAR!

Dean Benoite

Win a car promotion being offered

by Precision Real Estate

403.835.4904

* Not intended to solicit properties currently under contract.

Want to sell your rental property?

One call does it all

403.835.4904

www.DeanRealestate.ca I deanbenoite@gmail.com

Real Estate Broker, Investor, Landlord

www.tarkan.ca Call: 403.247.5503 Email: serhan@tarkan.ca

#405 525 13 AVENUE SW

$207,000

Enjoy the glittering city views from this updated condo in Wexford Place...a bright & spacious 1 bedroom unit in the heart of the Beltline just minutes from the downtown core. This terrific 4th floor unit offers an open concept layout with a galley kitchen with oak cabinets & a great living room with laminate floors & sliding doors to a covered North-facing balcony. The condo comes with a good size storage area in the basement. Call today before it’s gone!

MLS #C3553992

49 TUSCANY VALLEY GREEN NW

$399,900

Overlooking a ravine is this bright & sun-drenched Heartland home, with a total of 3 bedrooms up & an oversized 20x26 detached garage! With light laminate floors & a big picture window, the open concept main floor boasts a spacious living room, a slate tile entry & an oak kitchen with a raised eating bar & glass block accents. Upstairs there are 3 bedrooms & a full bathroom; the master bedroom has a walk-in closet & views of the ravine. Nestled on this quiet crescent only minutes to the Tuscany Club & Market, schools & the future LRT station...this is truly the perfect home for the young family!

MLS #C3557324

#321 107 ARMSTRONG PLACE

$419,900

SEE MORE & DO MORE IN CANMORE Welcome to the Three Sisters mountain retreat surrounded by towering trees & the pristine Rocky Mountains. This gorgeous 2 bed townhome offers high vaulted ceilings an open plan kitchen with alderwood cabinets, stainless steel appliances with a gas stove & granite countertops. With arguably the best views in the complex, you can view the mountains from every room. There are 2 decks - one boasts a built-in gas barbeque. A great loft with a skylight, an upper level laundry with a full-sized stacked washer/dryer, hardwood & tile floors, 2 full bathrooms - both with granite counters, including the master ensuite with an oversized walk-in shower, two parking stalls in the heated underground parkade along with a good sized storage locker. The perfect getaway from Calgary in the heart of this mountain resort!

MLS #C3548254

4727 GREENHILL CRESCENT NE

$424,900

Beautifully renovated bungalow located on this quiet crescent with easy access to Deerfoot Trail & beyond! With newer carpets & laminate floors, the main floor of this 4 bedroom home boasts open beamed ceilings & sleek lighting, an airy living room with an expanse of windows & an updated eat-in kitchen with subway tile & black appliances. There are 3 bedrooms on the main floor & the bathroom has tile floors & a vessel sink. A 4th bedroom with a cheater ensuite to a bathroom with a walk-in tiled shower is in the lower level, which is finished with a rec room with a bar, an office/playroom, your laundry & a storage room. An oversized detached 1 car garage & West pie-shaped backyard give you everything in a first home.

MLS #C3556766

featurerealtor

Chris Zaharko

has passion for real estate B Y H E AT H E R R YA N

W

hen dealing with a challenging real estate market people often seek out experienced, determined and knowledgeable Realtors to ensure success in the sale or purchase of a home.

One Calgary real estate agent they regularly turn to is Royal LePage Foothills’ Chris Zaharko, who continues to be one of the city’s top real estate producers and has a number of referral and repeat customers.

Chris, who obtained his real estate licence in 1997, and deals with both residential and commercial properties, freely admits he has a passion for real estate and the desire to deliver the best possible deal for his clients.

“I honestly really enjoy real estate, I love negotiating, and ultimately helping people achieve their real estate goals,” he says. “I’ve had some difficult transactions in the last year so it’s been challenging, but that’s what makes real estate so exciting. It’s a great industry because every day there’s something new and I really love that.”

Chris loves housing so much that he has purchased a number of homes over the years, both as residences and investments in revenue properties, “because I believe you can’t lose with real estate.”

His passion and determination to succeed has resulted in him being among the top individual agents in Royal LePage for several years. Last

year, Chris was No. 2 in Calgary, No. 2 in Alberta and was 99th out of 15,000 Royal LePage agents in Canada.

“No matter what’s happening in the market, you want someone who is going to work hard for you,” Chris says. “You really need someone who has experience and can get the job done. I had a good year last year and we’re off to a good start this year, but buyers are more cautious and they buy only when they see a good value, so you have to work harder to get results.

“I do a lot of business, sales and volume because I take my work seriously and am willing to work long hours for my clients,” he says, noting his day before this interview started at 8 a.m. and he was still working with clients at 9 p.m.

“Communication with my clients, keeping them informed about what their competition is, what’s sold in their area and for what price, is key,” Chris says, adding that he provides constant reinforcement to his clients that if it’s priced accordingly it will sell.

The longtime Realtor has seen many changes in the industry over the years, but he says the biggest has been the use of the Internet by buyers when it comes to house hunting.

“They are surfing the web now more than ever and are far more aware of the product that’s out there,” Zaharko says. “That’s why we have a professional photographer taking pictures of every home we list and we put up to 20 pictures on the MLS and 40 or 50 on our website (www.zaharko.com) to make it easy for consumers to view the property.”

Along with expertise and knowledge of the industry, Chris provides his clients with hands-on service and “constant support and reassurances,” he says. “I always place myself in my buyers’ or sellers’ shoes to give them what I would want in a real estate agent.”

While many other Realtors are working as part of large teams, Chris prefers to work on his own with the help of an unlicensed assistant, Mindy Bennett, “who has exceptional knowledge when it comes to real estate, which enables us to give a more hands-on experience. I want to keep it small to give my clients that personal service they desire.”

“You also have to have a balance between family life and business,” and Chris says he couldn’t provide his clients with such exceptional service without the support from his loving family: wife, Tammy, son, Hudson, 7, and daughter Shayden, 4.

As for Calgary’s market in 2013, Chris says: “I think the market is strong and we’ll see more activity this year. There is already more activity happening in the city, which I think shows there’s confidence in the economy. So overall, I think we’re going to have a good year and see an upward swing in the market.”

D D

advertisersindex Vice-President, wall2wall media

cameron & comPany discount realty ltd.

Dory Cameron. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 century 21 David Crick . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 cir realty David Setter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38

Jacqueline Hill

editor-in-chief, national real estate

Susan Legge editor

Janine Druery Lydia McNutt (on leave)

maPle leaf realty Ken Yeoh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21

media consultant

Precision real estate Dean Benoite . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6

director of sales, western canada

re/max real estate Debbie Rice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Dianne Brown . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Don Lothian. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Gary Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Gord Fowler. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 James Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 Len T. Wong & Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Melissa Fowler . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Michael Freiter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Rahim Dhanji . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Richard Kim. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Robert Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 Ron Clappison . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 Ross Pavl. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Back Cover Sam Corea . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Scott Merchant . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 royal lePage real estate Chris Zaharko . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Ripco Marketing Team . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 54 Serhan Tarkan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7

Anita van Breevoort Phone: 403.461.5518 Josh Heppner

contributing editors

Wayne Karl, Elisa Krovblit, Silvana Longo, Sara Duck (on leave) Production manager

Bala Gnanapandithan

graPhic designer/disPlay artist

Mike Terentiev

Production coordinator

Bala Menon

national account manager, mediatiVe

Andrea Berry Printing

Elite Lithographics, Centralweb Colorpress for adVertising inquiries Please call 403.461.5518

MoRTGAGE CoMPANiES Alberta Treasury Branch . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 TD Canada Trust . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 Prolink Lori Ames. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 RECREATioNAl PRoPERTiES & MoRE Pemberton holmes Nancy Vieira . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46

The Calgary Resale Home & Condo Guide is published

by Wall2Wall Media located at 2891 Sunridge Way NE, Calgary, AB T1Y 7K7. Resale Home & Condo Guide is distributed throughout Calgary at free pick-up locations. This magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. The advertising herein, including the photographs and all artwork, is the property of Resale Home & Condo Guide and not that of the advertiser. The advertiser has purchased the right of reproduction in Resale Home & Condo Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

The entire contents of this publication are protected by copyright and are intended for the sole use of the public.

The views expressed by the columnists in this publication are not necessarily those of the publication.

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Volume13 Issue03 | ResaleHome&CondoGuide •

9

contents

52

Volume 13 Issue 3 | mar 22 - apr 19, 2013

in this issue 08.

feature realtor Chris Zaharko of royal lepage foothills has passion for real estate

by heather ryan

37.

homebuyers’ help

you?

38.

your home

41.

feature

Is home ownership right for

make your home more energy efficient this spring

16.

editor’s Note

18.

hot topic

22.

the mortgage miNute

mortgage advice by peter Kinch

51.

36.

moNey matters If you are in debt, ask yourself some simple questions by Gail

market aNalysis Calgary’s residential sales rebound from a slow January by heather ryan

52.

feature property ultra modern showpiece in Bowness. featured by Chris Zaharko of royal lepage foothills by heather ryan

some small suggestions for your tax refund that yield big returns the true cost of bad

Vaz-Oxlade

10 • ResaleHome&CondoGuide | Volume13 Issue03

putting your home on the market can be daunting, but the staging process can help

by Laura Le

37

41

51 maps & extras 20, 24, 40 and 44. Calgary maps, communities and mls numbers 34. You love the home, see what you can afford!

45. real properties 48. out-of-town regional map

for adVertIsIng InformatIon Call office 403.461.5518 next deadlIne: april 5, 2013

38

Volume13 Issue03 | ResaleHome&CondoGuide •

11

Zaharko

the name synonymous wi

Bowness Masterpiece on the River

Elb

A contemporary custom masterpiece designed and built by Savanah Homes, situated on a 15,000 sq. ft. (50’ x 300’) riverfront lot boasting exceptional views. Close to 5000 sq. ft. of living space, this unique property defines innovation and offers a living experience. Distinguished by it’s unique bold design, Steven Strath has realized this through impeccable detailing and construction. Open contemporary design with hardwood floors throughout and a feature double-side stone fireplace showcases the living area. You will be awed by the glass catwalk above and the tremendous natural light that enhances the home. Unlike typical garages, the design and features of the 6-car attached garage is a must for the car enthusiast. Too many special features to list - this spectacular home is a must see! Offered at $2,345,000

An the off cou dow

Norris Coulee

Pe

Welcome to Norris Coulee, a horse friendly community boasting an extensive bridle path system, walking distance to Heritage Heights School and only 15 min. south of Calgary. This impressive 6 bedroom family home sits on over 4 acres of landscaped tranquility and offers over 6400 sq. ft. of living space. Totally renovated and functionally laid out with every attention to detail. The huge kitchen is a chef’s dream with maple cabinets, granite counters, stainless steel appliances and a large breakfast nook with a wall of windows providing plenty of natural light. Living room features hardwood floors, a stone fireplace and large windows. The spacious dining room is adjacent to the kitchen and living room which is perfect for entertaining. Also on the main floor is a Den and guest bedroom with a 4 piece ensuite, Butler’s Pantry and a large laundry room with cabinets and granite counters. Upstairs is a library with built-in book shelves, a music room and a media room. Master suite features a fireplace and huge walk-in closet with built-ins. The luxurious ensuite boasts double sinks, a soaker tub and large tiled shower. The other 3 bedrooms are large with built-in storage/seating under the windows. Lower level is developed with a huge rec room boasting a floor to ceiling stone fireplace, a games area and gorgeous curved bar. There is also an exercise room & 6th bedroom with a decadent bathroom featuring a jetted tub, double sinks & large tiled shower. This magnificent home has it all - an oversized triple garage, wrap-around deck , infloor heat, built-in speakers and luxurious living space! MLS #C3553121 $1,575,000

Chris Zaharko |

Associate #1 Individual Agent at Royal LePage Foothills 2008

Firs 5,0 con

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us with real estate

ing ed with alk ed

ool 400 ple ng om dry res r3 ng ga t-in

Elboya Bungalow

An exciting opportunity to live in Lower Elboya. Beautiful curb appeal, and one of the only existing corner lots. Within walking distance to the river, parks and all amenities this renovated home is ideal for the growing family. 6 bedrooms found throughout, with a master retreat off the main floor. A large open floor plan, with a great Room off the kitchen, 12’ ceilings and a beautiful river rock fireplace. Granite counters, stainless steel appliances, and hardwood and tile found on the main floor. Situated across from a park, and only 5 minutes to downtown. An ideal property or great opportunity to build your dream home on this oversized corner lot. $1,200,000

Penthouse Office Space in the Beltline

First time offered for sale, an incredible opportunity to own the entire 28th floor which is currently set up as a commercial office with over 5,000 sq. ft. of development. Spectacular 360 degree views. Premier building with an impressive 2 storey entrance that boasts a 24 hour concierge. Unit also has 10 underground parking stalls.

P: F:

403.249.4322 403.252.2653

E: W:

czaharko@rlfoothills.com www.zaharko.com

Zaharko

the name synonymous wi

The Anderson - Lower Mt Royal

Re

Top Floor Unit Unit 507 - $329,000

Unit 2 - $334,500

Old world charm and modern living have come together to make one of the city’s oldest and most distinguished buildings a landmark residents can call home. Anderson Estates, located at 804-18 Avenue S.W., symbolizes sophisticated living and nostalgia for another time.

Located in Lower Mount Royal, near the heart of Uptown 17th, the historical building remains a cornerstone of downtown Calgary culture and a hotspot for young trend-setters. The H-shaped building, designed to maximize the natural light, still includes the original solid oak baseboards and mouldings, maple floors, brass railings with cast-iron rails, and imported Italian marble stairs.

Each of the units, 65 one-bedroom and a single, 2-bedroom, have tenfoot ceilings, six-foot tall windows, granite countertops, maple or oak cabinets, re-porcelained clawfooted tubs, and a new hot-water system.

There are two different floor plans, with exception to the two-bedroom, which had originally been bought as two condos and expanded by a past owner. The T-shaped condos are 497 sq.ft., while the bay window units are 619 sq.ft. but they feel deceptively larger, thanks to the amount of natural light and floor plan.

Kelvin Grove - Renovated Bungalow

Updated bungalow in desirable Kelvin Grove with a total of 4 bedrooms and 3 full baths. New Hardwood throughout the main floor. Large open living room with a corner fireplace and formal dining room. Kitchen has new maple cabinets, granite counters, stainless steel appliances and a large breakfast bar. Sunken family room with another fireplace and french doors leading to secluded rear yard. 3 good sized bedrooms on the main and the master ensuite has a walk-in whirlpool bath. Basement boasts a media room, 4th bedroom and a full bath with heated tiles and a 2 person whirlpool tub. Exterior features new stucco and cultured stone, new windows and a double oversized garage plus RV parking. New furnace and hot water tank. Located on a large corner lot and close to all amenities. $729,000 MLS #C3528983

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This fea din of s has 5p with #C

Bankview Condo

W

Located on a quiet tree lined street in Bankview close to all amenities. This 2 bedroom townhouse is perfect for the working professional. Laminate flooring throughout and large windows for an abundance of natural light. Living Room features a corner wood burning fireplace and sliding doors to a large patio with glass panel railing. Galley style kitchen with new tile floor and lots of cabinets. 2 piece powder room. Upper level includes a spacious master bedroom with a walk-in closet and sliding doors to another balcony. Large 2nd bedroom, laundry area and 4 piece main bath complete the upper level. Parking stall in the back. $259,900

Go har fire of c bed add me gas

Chris Zaharko |

Associate #1 Individual Agent at Royal LePage Foothills 2008

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ouse or an iding ots of alk-in main

Renovated Bungalow in Wildwood

Totally renovated bungalow located in Wildwood and only steps to Edworthy Park. Stucco & stone exterior with 50 yr warranty on roof, newer energy efficient windows, new furnace & hot water tank. The main floor boasts solid oak doors, hardwood & slate tile floors with an open floor plan making it perfect for entertaining. The living room features a gas fireplace with built-ins & a unique skylight which offers plenty of natural light. Gorgeous kitchen with granite counters, custom backsplash, stainless steel appliances plus a large island.

Three spacious bedrooms and a 4 piece bath complete the main floor. The lower level has been professionally developed with a large family room that has hardwood floors, a gas fireplace with built-ins & is wired for a home theatre. There is a 4th bedroom plus a luxurious bathroom with granite counters, corner jacuzzi tub and a large steam shower. Oversized double detached garage with radiant heater + a front drive & gravel pad to accomodate a boat, RV or 3 vehicles. $784,900 MLS #C3551009

Tuxedo

This lovely 3 bedroom home is located on a corner lot in the desirable neighborhood of Tuxedo, close to all amenities and downtown. Main floor features hardwood and tile floors. The cozy living room or flex room with bay windows allowing for lots of natural light and leads into the spacious dining room. The kitchen features a corner pantry, maple cabinets, stainless steel appliances, granite counters and a raised breakfast bar. A couple of steps down from the kitchen is the family room with a gas fireplace. The back entry to the deck and garage can be found here. The upper level has 3 good sized bedrooms and a 4 piece bath. The spacious master suite offers a sitting area with bay windows that leads into the room. There is a 5 piece ensuite with double sinks, granite counters, a soaker tub and separate tiled shower as well as a walk-in closet. The lower level is developed with a large media room that boasts a wet bar and a corner gas stove. Rear yard has a tiered deck and double detached garage. $649,900 MLS #C3551976

West Springs

Gorgeous 2 storey located in West Springs, close to schools, downtown and all amenities. This 3 bedroom family home boasts cherry hardwood floors throughout the main living area. The living room has a vaulted ceiling, large windows for plenty of natural light and a gas fireplace. Spacious dining area is open to the kitchen and has patio doors that lead to the deck. The kitchen features an abundance of cabinets, stainless steel appliances and a breakfast bar. Upper loft area which is a perfect spot for your home office. Large master bedroom that features a built-in wardrobe on one wall plus a walk-in closet. The 4 piece ensuite has skylight for natural light. Two additional good sized bedrooms and a 4 piece main bath can be found on the upper level. The lower level is partially developed with a media room. The remaining area is framed and insulated and has roughed-in plumbing. Huge fenced back yard and a large deck with gas BBQ hookup. This home has everything you could want - welcome home! MLS #C3556599 $519,000

P: F:

403.249.4322 403.252.2653

E: W:

czaharko@rlfoothills.com www.zaharko.com

editor’snote

h

Set your sights on NEW HOMEa

THIS SPRING

ave you set your sights on a new home this spring? This publication is a great place to get all the advice you need to ensure a purchase without pitfalls.

Home-hunting takes patience, persistence, and a little luck. So where do you start?

Physically explore the areas you’re interested in before you start to actually shop. You will find out things no map can tell you. Are there schools, restaurants, shopping?

Good bike trails? Do you feel comfortable walking around? Pick up a local paper and read the community news. You can learn a lot from the Internet, but nothing beats a personal visit.

When it’s time to shop, a wealth of information is available right here in Resale Home & Condo Guide, and visit us online at resalehomesandcondos.ca.

There are so many housing options to choose from today, finding the perfect home won’t leave you feeling like you had to compromise on style or function.

We hope you enjoy this issue. Drop us a line and let us know what you think.

Happy home hunting!

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

i

The good news:

IT’S FINALLY SPRING

t’s hard to believe, considering some of the harsh weather we’ve had of late, but spring is finally here. And along with the crocuses budding and the beginning of baseball season, a sure sign of spring’s arrival is the inevitability of tax time.

In this issue of Resale Home & Condo Guide, you’ll get some good financial tips to make tax time a little less taxing. Let’s face it, most of us don’t enjoy filing our taxes.

But think of it this way: once your taxes are out of the way, you can enjoy the pleasures of spring. Let’s hear it for flowers, patios and sandals (okay maybe not just yet).

But with the nicer weather, it’s a good time to get out there and start visiting all of the terrific homes for sale around the city. The “For Sale” signs are starting to pop up like tulips at this time of year.

So replace your Sorels and parkas with more seasonal gear and make plans to call on some of the stunning homes on offer. All of the beautiful architecture, great landscaping and dreamy colours will surely help you shed the winter “blahs” and get you into the spirit of the spring season.

But please don’t forget to do your taxes.

Janine Druery EDITOR Janine.Druery@wall2wallmedia.com

16 • ResaleHome&CondoGuide | Volume13 Issue03

lo w

Don Lothian

Debbie Rice LANDAN REAL ESTATE

lothianricerealestate@gmail.com www.calgaryrealestate.org

$609,888

102, 279 Midpark Way SE Calgary AB, T2X 1M2

$544,800

GORGEOUS HOME IN CRANSTON

AMAZING CONDO BACKING ONTO FISH CREEK PARK

Beautifully decorated 3 bedroom home less than a block from the ridge with miles and miles of paths and walkways. The main floor has a flex room, large nook, and the second floor has a large bright bonus room. This home has been completely updated with paint, flooring, appliances and window coverings. The back yard has been professionally landscaped with customized exposed aggregate patio. An amazing property.

Adult 40+ complex offers luxury and resort style living at its best. Ground floor unit with patio on the green reserve and steps away from Fish Creek Park & pathways. Amenities include: titled underground parking & separate storage, a swimming pool, hot tub, exceptional gym, bowling lanes, games/ billiards room, theatre, wine cellar, large party room, private dining room, library, coffee bar, car wash bays & guest suites! Stunning open and spacious floor plan.

$559,800

$299,888

FANTASTIC LOCATION IN MCKENZIE LAKE

FAMILY FRIENDLY CUL-DE-SAC IN MCKENZIE LAKE

Beautiful family home in the heart of McKenzie Lake on a beautiful cul de sac with a green space in the centre. This home has 3 generous bedrooms upstairs and a fully finished walk out basement, the south back yard gives the home a bright sunny feel, Very close to the walking paths on Fish Creek Park and this home has full lake privielges.

Great 2 storey home with lake privileges and playground nearby. This home has laminate flooring throughout the main floor, large bay window in the living room brings in lots of natural light. Three bedrooms up complete this wonderful family home.

For more information on current listings - or to chat directly anytime, please call Don or Debbie at 403.256.3888 or 1.800.661.6262

hottopic

Tips to yield large returns

I

t seems our tax returns can’t get here fast enough.

Here are some small suggestions that yield big returns.

1. Pay down credit card debt. By decreasing your

principal, your interest payments will also drop, leaving a little more breathing room at the end of each month.

2. Place money in a savings account. If you’ve been

eyeing travel brochures or checking price drops on that 50-inch flat-screen television, putting a portion of your tax return into a savings account will help you reach your goal faster.

3. Make a donation. The rising costs for everything

from food to transportation around the world mean that non-profit organizations and charities working in developing countries are also feeling the pinch.

4. Service your car. Cars always need repairs at the most

inconvenient times. Repairs can be very costly, and can be a large burden if funds are not ready available. Servicing your car with your tax return is a proactive way to avoid these irritating repairs. Not to say you will not run into trouble, but perhaps this tune-up will help to prevent unexpected costs later on.

5. Splurge. Use a portion of your tax return to reward yourself for all the hard work you have done all year long. Updating your wardrobe or purchasing a new toy will help you feel great and inspire you to behave until next year’s tax return.

While these tips may seem small and simple, each will yield large returns. Planning before spending will allow you to do more with the money you receive. NC

A D D I N G VA L U E T O Y O U R M O V E

www.MichaelFreiter.com REALTOR® RE/MAX REAL ESTATE (CENTRAL)

114B 12 ST NE NEW BRIDGELAND INFILL C3551038 - $639,900

47 SUNSET COURT AFFORDABLE COCHRANE C3550458 - $449,900

403.819.2121 MICHAELFREITER@REMAX.NET 2036 31 AV SW LUXURY INNER-CITY $1,176,000 COMING SOON

• Ideally located in historic Bridgeland • 1870 ft2 of developed living space • 3.5 baths • 4 bedrooms • Double detached garage • Basement developed • Hardwood, Quartz, Tile • 20 minute walk into the downtown core!

• Great value in Cochrane • 2184 ft2 2-storey • 2.5 baths • 3 bedrooms • Double attached garage • Walk-out Basement • Hardwood, Granite, Tile • 30 minute drive into the downtown core!

18 • ResaleHome&CondoGuide | Volume13 Issue03

EX La Riv no ca do en

• Like nothing you have ever seen • Davignon Martin Architecture Designed • 2,050 ft2 2-storey attached infill • 3.5 baths, 3 bedrooms • Double detached garage • 10 foot ceilings • Contemporary finishes • 10 minutes to downtown

322, 950 ARBOUR LAKE RD NW AMENITY RICH ARBOUR LAKE $309,900 COMING SOON

• Stop renting and buy now!

• Affordable Townhouse Condo • 1,249 ft2 - 2-storey • 3 bedrooms • 1.5 baths • Completely re-done interior • Low condo fees • Crowfoot shopping & C-Train

“T ex ap bd Ex loc

JUST LISTED!! PRINCETON WATERFRONT - $1,350,000

EXTRAORDINARY LOCATION!! Rarely do these Prime Waterfront Condominiums come available with an exceptional private location overlooking Prince’s Island Park, Lagoon and the Bow River! The Princeton Waterfront is the most sought after of all Downtown Eau Claire condominiums nestled along the south bank of the Bow River with that residential home feel but with all the condominium lifestyle advantages. The home is pure luxury w/over 400 sq ft of outdoor terrace space south and north. Superb 1755 sf open floor plan w/lots of natural light, high ceilings and layout that flows beautifully. High end finishing w/gorgeous hardwood & tile floors, wool carpet, granite countertops, stainless steel appliances, extra recessed lighting and custom window coverings. Enjoy the lge master retreat with scenic views, french doors leading to elegant ensuite bath, built-in speakers, 2 walk-in closets, sep. laundry room w/sink, built-in vacuum system, insuite garbage chute/storage, lge tile entrance way and elevator that opens right to your door! 2 bdrms, 2 baths, 2 gas frpls, 2 Terraces, 2 very convenient titled parking stalls and 1 titled storage locker.

JUST LISTED!! PRINCETON HALL - $1,195,000

“The luxurious Princeton Hall” The Pinnacle of luxury downtown condominiums w/secure full time concierge, first class amenities and private guest suite! Bright south exposure w/city views and beautiful 2070 sf open floor plan. Superior design and finishing with gorgeous hardwood & tile flooring, granite countertops, stainless steel appls, gas range and wine chiller. Enjoy the lge south facing terrace, gas frpl, lge sep laundry room, vacuum system, spacious master retreat w/5 pce ensuite, lge guest bdrm w/3 pce ensuite, 2 pce bath and extremely convenient elevator that opens right to your front door! 2 titled stalls & 1 titled storage locker. Amenities include: Exercise/Fitness Area’s, Steam & Showers, Social & Conference Rooms, Temp. Controlled Wine Storage & Tasting Room and Carwash Bay. Extraordinary Eau Claire location next to the Bow River, Prince’s Island Park and just a short walk to city center! Time to enjoy that ultimate urban lifestyle that’s second to none!

To View These Properties go to

www.robertcote.ca

communities & mls numbers

N EY T STO RA I

L

Tuscany

Kincora

Country Hills Village

Hidden Valley

Citadel

Arbour Lake

Coventry Hills

L

I

Royal Oak

Panorama Hills

Country Hills Sandstone McEwan Glen Beddington

Hampton

Hawkwood Edgemont

Harvest Hills

DEER F OO T

Rocky Ridge

Evanston

C

R R Ranchland Scenic OW anc CH hla Estates Acres I LD nd TR Silver AIL Dalhousie Springs

TR A

zoneA

Simons Valley

Huntington Hills

Nose Hill Park

Thorncliffe

Banff Mount Trail Capitol Pleasant Hill

y

Hamptons ...........................................471 Hanson Ranch ....................................517 Harvest Hills .......................................514 Hawkwood ..........................................451 Hidden Valley ......................................518 Highland Park .....................................498 Highwood ...........................................499 Hillhurst ..............................................407 Huntington Hills.................................505 Kincora ................................................524 Lynx Ridge ...........................................488 Macewan Glen ....................................512 Montgomery .......................................476 Mount Pleasant...................................494 Mountview ..........................................490 North Haven .......................................500 Panorama Hills ....................................515 Parkdale ...............................................411 Point Mckay.........................................412 Ranchlands ..........................................441 Ranchlands Estates .............................442

20 • ResaleHome&CondoGuide | Volume13 Issue03

Hillhurst

Arbour Lake ........................................443 Banff Trail .............................................415 Beddington ..........................................508 Bowness...............................................478 Brentwood ...........................................420 Briar Hill ..............................................408 Bridgeland ...........................................400 Cambrian Heights ..............................496 Capitol Hill ..........................................414 Charleswood .......................................419 Citadel .................................................475 Collingwood ........................................418 Country Hills .......................................516 Country Hills Village...........................521 Coventry Hills .....................................520 Crescent Heights ................................404 Dalhousie ............................................422 Edgemont ............................................461 Evanston ..............................................519 Greenview ...........................................503 Greenwood Village .............................479

Briar Hill

West Hillhurst

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Rosedale Regal Terr/ Crescent Renfrew SunnysideHts Brid gela nd

Regal Terrace/Renfrew ........................402 Rocky Ridge ........................................484 Rosedale ..............................................406 Rosemont ............................................495 Royal Oak ............................................486 Sandstone............................................510 Scenic Acres ........................................432 Silver Springs ......................................430 St. Andrews Heights ...........................413 Sunnyside ............................................405 Symons Valley......................................477 Thorncliffe ...........................................502 Tuscany ................................................482 Tuxedo..................................................492 University Heights ..............................416 Upper North Haven ...........................501 Valley Ridge .........................................480 Varsity Acres ........................................426 Varsity Estates .....................................428 Varsity Village ......................................424 West Hillhurst .....................................410

Remax House Independently Owned & Operated

Rahim (R.D.) Dhanji (403) 837-8789 “Exceptional Service,Outstanding Results”

rd@remax.net w w w . R a h i m D h a n ji.c om

Altadore $1,199,900

downtown views, living room with a private deck, walk-in closet & shoe closet, 5 piece ensuite with a tiled shower (steam, body sprays, & 2 shower heads), jetted tub, & in-floor heating • Luxuries include: Home automation, glass railings, high end hardwood floors, skylights, air conditioning, upstairs laundry with sink, fully insulated double garage, & much more • Fully finished basement includes a huge recreational room, wet bar, bedroom, bathroom, & in-floor heating • Built by Prominent Homes Master Builder

• Brand New 3 storey infill, with over 4000 square feet of living space • Huge gourmet kitchen comes with a gas stove, built-in wall oven & microwave, dishwasher, and decorative hoodfan with slam-free high end cabinetry • Quartz countertops in the kitchen, all bathrooms, Bar, & laundry room • Entire 3rd level is the master floor which includes a huge bedroom with

Victoria Park $389,900

Altadore $989,900

• 2 bedroom, 2 bathroom with underground parking • Over 1000 sq.ft of living space on 6th floor. Adult only building. Built in 2008.

• Luxuries include air conditioning, in-suite laundry (washer & dryer included), glass balcony with a gas hookup for BBQ, 9 foot ceilings, granite countertops, & much more • Common Recreational room includes: Exercise Room, Hot Tub, Sauna, Theatre, & a Games Room • Close to Shopping, Restaurants, Grocery stores, LRT is just steps away, Saddledome, Talisman Centre, 17th Avenue (Red Mile), and much more.

• Brand New modern infills on a fantastic street with a fabulous design & creative architecture inside & out • Huge gourmet kitchen comes with a gas stove, built-in wall oven & microwave, dishwasher, decorative hoodfan, center island, quartz countertops, and slam-free high end cabinetry • Luxuries include 10 foot ceilings, upstairs laundry, skylights, infloor heating & air conditioning roughed in, fireplace, four window - double patio door in the dining room, double detached garage, & much more • Basement comes fully finished with a bedroom, full bathroom, wet bar, TV room, & games area • Built by Prominent Homes Master Builder

Ken Yeoh

FREE Quick OnLine Home Evaluation

403.803.8981

www. mapleleafrealty .ca

Feb. 12

Total Sales ................................

New Listings .............................

Active Listings ..........................

Median ......................................

Average Price............................

Days on Market ........................

1,732 .................. 1,710 .................

2,883 .................. 2,671 .................

4,805 .................. 3,537 .................

379,950 .............. 394,900 .............

425,382 .............. 457,179 .............

48 ....................... 38 ......................

Feb. 13

%change -1.27% -7.35% -26.39% 3.93% 7.47% -20.83%

ASPEN WOODS

855,000

City of Calgary

$

MONTHLY STATISTICS

Broker/Owner

SOLD

Note: Calgary Metro only; includes zone A, B, C & D

• • • • • • • • •

• • • • • • • • •

Beautiful 2 storey home on quiet street Walking distance to school, transit & all amenities Gleaming hardwood on main floors Living/dining combo,den & laundry room with tub Large kitchen with granite counter tops Bright 18’ ceiling in FR with gas fireplace Master with large 5-pc ensuite & walk-in closet Fully landscaped sunny south backyard Double front attached insulated garage

BRIDGELAND

269,900

Alteration services by professioanl seamtress 26 years of experience Owner retiring/moving out of town Selling existing stocks Wedding, grad dresses & accessories Minimum discount of 50% off Ideal for family business May provide training to potential buyer

SOLD

$

$

65,000

CALGARY SOUTH • • • • • • • •

528,000

ROYAL OAK

$

Gorgeous custom built classic home Huge corner walk-out lot & quiet street High end Italian gloss tiles Large kitchen with breakfast bar Imported blue pearl granite countertops Great room with 18ft ceilings & fireplace Main floor den & laundry room Bright bonus room with vaulted ceiling Master with valley views & 6-pc ensuite

• • • • • • • • •

Super bright condo with in-floor heating Direct access to suite from spacious patio Spent over $25K of upgrades In-suite laundry & stainless steel appliances Granite counter tops with tile backsplash Maple cabinets & ceramic tile flooring Hunter Douglas custom window coverings Walking distance to D/T & close to all amenities Shows pride of ownership

HOT NEW LISTINGS

Updated Every Hour!

View addresses, days on market, mapping etc. www.mapleleafrealty.ca

Volume13 Issue03 | ResaleHome&CondoGuide •

21

themortgageminute

the true cost of bad mortgage advice

BY PETER KINCH

I

had a conversation with a couple of clients recently that really bothered me. They started by informing me that they had been through a bankruptcy seven years ago but their credit had been squeaky clean since, and now they are ready to try and get back into home ownership.

At first I winced at the thought they had waited for seven long years before reapplying for a mortgage when they could have easily qualified for one much sooner, but that wasn’t the worst of it. I asked if they had re-established any credit over the past seven years, then

braced for the answer: they both looked at each other and then back at me with that all-too-familiar “I’m not quite sure what you mean” look.

As I feared, they were told at the time of bankruptcy that they would not be able to qualify for any credit for at least seven years. Now, they might not have actually been told this, but that is certainly the impression they had. Here’s the bad part: I then had to explain to this nice couple that, although it is quite admirable that they had perfect credit for the past seven years, they also have not re-established any credit in that time, and from a lender’s perspective, that is the single most important component of deciding to lend again. In fact, most lenders will want to see that you have re-established two or three “trade-lines” or sources of credit over the past two years, and that you have paid them diligently. This proves to a lender that your bankruptcy was an isolated incident and you now have the ability to manage your debt.

So, what did this mean for the couple? After waiting patiently (based on poor advice), and doing absolutely nothing for seven years while waiting to apply for a

It’s time to make your move.

22SpringCreditHorzAd-14.25x4.625-CgyResaleHomeCondoV2.indd • ResaleHome&CondoGuide | Volume13 Issue03 1

mortgage, they now have to spend another two years re-establishing credit (such as a Visa, line of credit or car loan) before any prime lenders would look at a mortgage application. That’s nine years in total! If they had gotten the right advice from the beginning and established new trade lines – which they could easily have done within a month of being discharged – they would have been able to apply for a mortgage at fully discounted rates five years ago.

Too many consumers who have experienced debt issues are not given this simple advice, so here it is in a nutshell: » Bankruptcy or bad debt will remain on your credit record for seven years, but this is not to be misconstrued to mean that you will not qualify for credit for seven years. » From the moment you are discharged, you may apply for credit from a variety of sources that will allow you to re-establish your debt and credit rating. These include: › A pre-paid or secured credit card (put $5,000 in a trust account as security and then get a secured card with a $5,000 balance). › Have a family member or friend act as a co-signor or guarantor to get a secured loan from a lender with you are the primary borrower. › A car loan › An RSP loan » Your loans must report to one or both of the credit bureaus (Trans Union, Equifax) and the limits must be at least $2,500.

Once you get new sources of credit, use them and pay them off. The purpose of these loans and credit cards is to prove to a future lender that you now have the ability to use credit responsibly. That means that credit lines must be revolving, not static.

If you can show that you have re-established your credit, then you may apply for a fully discounted mortgage from virtually any lender and even qualify for

high-ratio mortgage insurance through Canada Mortgage and Housing Corp.

With the right advice, anyone who has gone through bankruptcy can qualify for a new mortgage within two or three years. The same person, with the wrong advice, may need to wait as long as nine years for the same result.

So, what’s the cost of bad advice?

Peter is founder of the Peter Kinch Mortgage Team and the PK-Approved group of Dominion Lending Centres mortgage brokers across Canada, and he is co-owner of Pacific Bridge Mortgage Investment Corp. Feel free to forward any questions directly to Peter at pkinch@peterkinch.com

The BEST mortgage rate

guarantee.

Making the leap to a new house is a tough decision—we get that.

With the guaranteed BEST mortgage rate, you can get that new home at a rate that will fit for many years to come.

Stop by your local ATB branch or visit atb.com/MortgageSpecialist-Cgy

The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household. ™ Trademarks of Alberta Treasury Branches.

13-03-08 2:14 Volume13 Issue03 | ResaleHome&CondoGuide • PM 23

zoneB

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communities & mls numbers

Saddle Ridge

Calgary International Airport

Martindale

Taradale

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Coral Springs

Vista Heights

Horizon Ind. Park Whitehorn

Temple

Pineridge

Sunridge Rundle Ind. Park

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Abbeydale Applewood

McCall Ind. Park

Monterey Park

Falconridge

Forest Lawn Southview

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nb

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Marlborough Franklin Park Mayland Ind. Park/ Meridian Heights Ind. ParkMarlborough

West Dover Dover Dover Glen

Erin Woods

Valleyfield Eastfield

Abbeydale............................................664 Albert Park...........................................730 Applewood ..........................................768 Calgary International Airport ............624 Castleridge ..........................................676 Castleridge Estates .............................678 Coral Springs ......................................688 Deerfoot/Skyline Ind Park ..................615 Dover ...................................................738 Dover Glen ..........................................736 Eastfi eld ..............................................748 Erin Woods ..........................................740 Falconridge ..........................................680 Fonda ...................................................726

Forest Heights .....................................762 Forest Lawn.........................................764 Franklin/Meridian Ind Park................630 Horizon Industrial Park ......................640 Marlborough .......................................660 Marlborough Park ...............................662 Martindale ...........................................682 Mayland Heights ................................600 Mayland Heights East ........................604 Mccall/Airways Ind Park ....................610 Monterey Park .....................................670 Parkridge Estates.................................671 Penbrooke............................................766 Pineridge .............................................668

24 • ResaleHome&CondoGuide | Volume13 Issue03

Radisson Heights ................................728 Red Carpet/Mountview Mhp.............770 Rundle .................................................666 Saddle Ridge .......................................645 Southview............................................732 Valleyfi eld ...........................................744 Vista Heights .......................................605 West Dover ..........................................734 Whitehorn ...........................................672 Stoney Industrial.................................625 Sunridge Industrial Park ....................635 Taradale ...............................................684 Temple .................................................674

CALL

403-278-6041 NOW

deer river estates $599,900 backing onto fish creek park

deer run $445,900 pride of ownership

Call Ron 403.278.6041 • 5 Bedroom 3 Bath • 2447 sq.ft.

• Triple East Facing Deck • Wood Burning Fireplace • Maple Hardwood Flooring • 5pc En Suite

Call Ron 403.278.6041 • 4 Bedroom 3 Bath • 1890 sq.ft.

• Roomy South Facing Deck • Valour Gas Insert Fireplace • Kaindl Premium Laminate Wood Floor • Non-smoking, pet-free

www.RonClappison.com

Call

403-278-6041 now

Ron Clappison Realtor

RE/MAX House of Real Estate Independently Owned and Operated.

4565287_20

Foreclosures: VIEW HOMES Free list of Distress Sales

go to: BACKING ONTO PARKS, www.CalgaryHomeFind.com GREEN SPACES AND WATER Hot New go to:Listings

go to: www.CalgaryBuyer.com.com

www.RonClappison

SAVE THOUSANDS IN REAL ESTATE FEES LISTING FEE AS LOW AS… DORY CAMERON

1295

$

FRI CCS PROFESSIONAL REALTOR® & BROKER/OWNER

403.807.7193

DORY@CAMERONDISCOUNTREALTY.COM WWW. C AMERON D ISCOUNT R EALTY.COM

How it works: I list your home on MLS® for only $1,295. The buyer’s real estate agent is also offered a commission, typically 3.5% of the first $100,000 + 1.5% of the balance. So if your home sells for $350,000 you save nearly $6,000 in real estate fees! If your home sells for $450,000, you save nearly $7,500 and you nearly $10,500 if your home sells for $650,000! Compare this to the typical “7% + 3%” commission - you literally save thousands of dollars! All fees are paid from sale proceeds of your home - no money up-front! Then, let me find your next perfect home! Selling only? My fee is 1% so you literally still save thousands $$$! Call today for details - as almost all homeowners will qualify to save, there may be a few conditions that could apply in your situation. Fees subject to GST.

PANORAMA HILLS $544,900

258 ARBOUR RIDGE PARK NW $469,900 STUNNING EXECUTIVE BUNGALOW!

• Gorgeous south pie lot backing onto green space • Hardwood, granite, gas stove • Finished basement

1,684 SQ. FT. • 3 bedrooms, 2 1/2 baths • Super open concept • Custom built-ins in

Great Room • Large white kitchen,glass block over counter tops.

HIDDEN RIDGE COURT NW $439,900

13 MARTINBROOK LINK NE $219,900

WILLOW PARK $449,900

1,857 SQ. FT.

?

1,048 SQ. FT. BUNGALOW

• Backing onto green space • 1/2 block to public school

• Gorgeous oak hardwood, vaulted ceilings • Jetted ensuite • Large master bedroom

SILVER SPRINGS $479,900

• 2 bedroom,2 full baths • Sleek laminate throughout

• Crisp white kitchen • 3rd level family rm with fireplae.

41 TUSCANY RIDGE WAY NW $374,900

• 3 bedrooms, 2 baths • Updated kitchen • Nicely developed basement

• Large yard with single garage • Quiet location

AIRDRIE $329,900

SOLD COMPLETELY RENOVATED • Sleek dark hardwood • Dark kitchen, open design • Huge 3rd level family room

• cozy brick woodburning fireplace • 4 bedrooms. 2 baths • 22x24 double attch garage.

1,337 SQ. FT. • Quiet location • Rich dark hardwood

• Full ensuite off master bdrm • Fully finished basement

BUILT 2010 - 1,423 SQ. FT. • 3 bedrooms • Rich dark hardwood & cabinetry • Black appliances

• Super-open design • 2nd floor laundry • Excellent condition.

Gord Fowler

Melissa Fowler

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$682,000 Parkdale River View!

We were trying to sell our home ourselves for 6 months, and were feeling discouraged and somewhat disappointed with the results. Then out of the blue Melissa knocks at our door for a pleasant hello and continued to drop by every week and offer her help! We had never met a Realtor who cared enough about us to continue to show up, over and over. Eventually Melissa introduced us to Gord Fowler and that sealed the deal for us - we listed with The Fowler Team! Our listing was conditionally sold in just 3 days, what a great Christmas Eve surprise! The footwork The Fowler Team put in to generate activity on our listing worked! We are so pleased and are now off to live our dream in Victoria!

!

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SOLD in 1 DAY !

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Falconridge Titled Parking!

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$1,249,900

North Haven

Bearspaw

Fabulous Family Duplex!

Private and Quiet 8 acres!

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$1,790,000 Bearspaw

Panoramic Mountain Views!

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SOLD in 1 DAY !

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$335,000

Varsity Estates

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$189,900

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SOLD in 3 DAYS !

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$769,000

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$299,900 Vernon, B.C.

Autoshine Plus/Auto detailing business. 4 separate bays!

$614,900 Breathtaking Mountain Views Pure Serene Silence!

Len T. Wong Broker

Laura O’Connell Associate/Partner

Champion

Great lot backing onto the docks, huge property, build your own summer resort, fully serviced, Little Bow is the only development on the Lake. mls#C3485086 Great Opportunity!

$174,900

Evanston

Bankview

Massive Patio!

$262,500

Great end unit in townhouse for first time buyer or investor! Condo style living w/convenience of own door & massive patio. Newer flooring, paint & windows. Good sized living rm w/south facing windows that let in lots of natural light.

Laminate flooring thru out. Ample street parking in addition to 1 assigned heated indoor stall. Pet friendly complex! mls#C3554131

Custom Built!

$464,900

Richmond Hill

Rural Rockyview County

Surrounded by nature yet close to all amenities.

10 minutes west of Calgary. Close to golf and shopping. Minutes to Bragg Creek. Build your dream home! mls#C3487025 Quiet Location!

Exceptional Value!

$314,900 $280,000

$479,900

Awesome Location!

$286,999

Rare Opportunity!

$489,900

$339,900

Lots of Potential!

Well maintained bungalow with o/s single attached garage in excellent condition. 2 bdrms, 2 baths + den. Lg dining rm, patio door leads to lg deck off living rm. Updated 4 pc bath & kitchen.

Bsmt developed w/lg family rm incl built-ins.

Updated furnace, hot water tank & electrical.

Minutes to downtown! mls#C3555727

Great Value!

$447,900

Brand new executive apartment condo. SW facing corner unit on 4th floor w/ panoramic views.

Insuite laundry, 1 u/g heated, titled parking stall & adjoining storage locker. Amenities Centre/ Health w/ gym, steam rm, & Bistro. Owner’s lounge w/pool tables, kitchen & theatre. mls#C3549467

Evanston

Prominence Patterson

Well maintained updated townhome in well run complex. Bright & spacious with turret & south exposure. Formal dining rm with tile gas fp.

Second floor with 3 bedrooms, lg master with 3pc ensuite and lots of counter space, 4pc main bath. Tandem garage with extra storage. Close to amenities! mls#C3552345

Beautiful sunny home on quiet cul-de-sac.

Large open plan w/formal living & dining rm.

Upgraded dark stained kitchen cabinets w/new countertops & s/s appliances & eat-in nook area. Family rm w/gas fp. 2nd flr has 3 bdrms incl spacious master with w/i closet & lg 4 pc ensuite. Hardwood flrs on main & 2nd level.

Close to schools & amenities! mls#C3553107

Inglewood

Connaught

Situated on only floor that accommodates 10’ ceilings. Bright & open feel. Newer “espresso maple” laminate thru out. Open kitchen concept w/Maple cabinets, view of downtown skyline from living rm & private balcony. Insuite washer/ dryer. U/g visitor parking, exercise rm, steam rm & bike storage. Condo fees include heat & electricity! mls#C3556127

Brand new 2 storey Landmark showhome.

Walk out basement, double attached garage. 3 bedroom, flex room, bonus, room, and 3 baths.

Patio with oversized deck. Spacious master with 5pc ensuite and huge walk-in closet. Limited 2 year builder warranty and 10 year New Home Warranty. Quiet location! mls#C3556082

Built Green!

Trade Up

$499,900

Brand new Reflex2 Landmark 2 storey home w/ dbl att garage. 3 beds, 3 baths, bonus rm. This home could save you up to $500/yr in utilities!

High efficiency furnace w/humidifier & programmable thermostat & Navi on demand tankless hot water heater & descaler. Great family home with 10 yr Alberta New Home Warranty and 2 year builders warranty. mls#C3554280

Sunset Ridge

Brand New!

Trade Up

$499,900

Brand new Fairfax 2 Tudor Landmark home with 3 beds, 3 baths, flex & bonus rm. High efficiency furnace and on demand tankless hot water heater with descaler. Great family home with 10 yr Alberta New Home Warranty and 2 year builders warranty. mls#C3556098

e. age. 3 baths. ter with mited 2 Home

c. rm. w/new ook bdrms 4 pc vel.

53107

Sunset Ridge

Built Green!

Trade Up $514,900

Chestermere

Custom Built Bungalow!

Trade Up

$517,900

me with fficiency ter with year

Backs onto green space & walkway. Total 4 bdrms & 3 baths. New carpet & recently painted throughout. Vaulted ceilings on main floor with skylights. Formal dining rm w/ built in speaker system throughout house. Fully developed bsmt with 9ft ceilings. Double garage & workshop. mls#C3549781

Valley Ridge

Built Green!

Trade Up $559,900

Brand new built green Equinox Landmark 2 storey home w/dbl att, dry walled garage. 3 bed, 3 baths & bonus rm. High efficiency furnace w/ humidifier & programmable thermostat & on demand hot water heater & descaler. Triple pane Low E windows. Basement ready for dev’t w/ rough in for plumbing. 10 yr new home warranty & 2 yr builders warranty. mls# C3554295

Built Green!

Trade Up $579,900

Evergreen

Great Location!

Trade Up $569,900

Jayman Master Built Home in Evergreen Estates w/lots of upgrades! Bright open plan w/dark rich hardwood thru out. Upgraded kitchen w/ceiling height cabinets, rounded corners & extended counter/bar area. Eating nook overlooks backyard w/hand-laid brick patio. Custom built ins, draperies and o/s dbl att insulated garage w/sep entry to bsmt. mls# C3555905

Energy Efficient Home!

Trade Up $569,900

Brand new Landmark Maxim 2 Net Zero home.

Makes energy using solar panels. Features: hi velocity fan coil w/EMC monitor, heat recovery ventilator, hi efficiency on demand tankless hot water/space heater & drain water heat recovery unit. 10 yr AB New Home Warranty & 2 yr builder warranty. mls# C3555953

$100,000 in Upgrades!

Trade Up $582,900

Excellent Family Home!

Trade Up $599,900

Brand new Landmark Fairfax 2 Net Zero home.

Makes energy using solar panels. Features: hi velocity fan coil w/EMC monitor, heat recovery ventilator, hi efficiency on demand tankless hot water/space heater & drain water heat recovery unit. 10 yr AB New Home Warranty & 2 yr builder warranty. mls# C3555959

Valley Ridge

Loft style attached home in great inner city location. Close to all amenities! mls# C3552994

Close to Amenities!

Stunning Jayman built home w/9’ ceilings on main. Spacious kitchen w/granite, s/s appliances, & hrdwd thru out. Built-in speakers thru out home, spacious 2nd flr with b/i desk in loft..

West facing corner lot w/separate gate for RV/ boat parking. New shingles in 2012, original owner. Must See! mls# C3554985

Cranston

Ramsay

Trade Up $570,000

Brand new built green Axis Landmark 2 storey home w/dbl att, dry walled garage. 3 bed, 3 baths & bonus rm. High efficiency furnace w/ humidifier & programmable thermostat & on demand hot water heater & descaler. Triple pane Low E windows. Basement ready for dev’t w/ rough in for plumbing. 10 yr new home warranty & 2 yr builders warranty. mls# C3554313

Panorama Hills

Cranston

SW facc views. ng stall ntre/ er’s

ome w/ m. This ilities! rogramkless home nd 2

Brand new Solex 2 Craftsman Landmark Home with 3 bdrms, 3 bath & flex room. Hardwood thru out. High efficiency furnace & on demand tankless hot water heater with descaler. Great family home with 10 yr Alberta New Home Warranty and 2 year builders warranty. mls# C3556117

Excellent Family Home!

Trade Up $629,900

Brand new Landmark Solex 2 Net Zero home w/dbl att, dry walled garage. 3 bed, 3 baths & bonus rm. High efficiency furnace w/humidifier & programmable thermostat & on demand hot water heater & descaler. Triple pane Low E windows. Basement ready for dev’t w/rough in for plumbing. 10 yr new home warranty & 2 yr builders warranty. mls# C3554308

Let Len and Laura and their team put their extensive experience with the Calgary real estate market to work for you.

David Crick 403.230.2121

david@houseandcastle.com www.houseandcastle.com

Montgomery $419,000

Victoria Park $458,000

West Hillhurst $1,179,000

This 2 storey 2+1 bedrooms is a top quality built home by Aikam Homes. 4 Plex condo only 1 left for March possession, which allows you plenty of time to still add your personal touches and make this your home. The large master bedroom has a 6 piece ensuite and the second bedroom has a 4 piece ensuite. Each unit has a single detached garage. There is a $4,000 appliance pkg included in the sale price.

You will Love the grand patio off this suite, 2 bedrooms, 2 bathrooms with all the latest finishing’s. In the Nuera building, just steps from the Stampede grounds & an easy walk to Downtown. June 1st possession.

Only the finest will do in this 2300 SQFT Aikam Home. featuring 10’ ceilings, floor heating, central air and premium appliance pkg and carpentry. Fully finished basement. Possession by May so colors and other options still available.

Bowness $379,000

Bankview $699,000

Renfrew $725,000

2 storey fully developed 4 plex, 2+1 bedroom, master bedroom has 6 piece ensuite and the 2nd bathroom has a 4 piece ensuite. Each unit has a single detached garage. there is a $4000 appliance pkg included in the sale price.

June possession.

Exclusive hillside Town home with over 1800 of living space, large double garage, 2 bedrooms plus den and 2.5 bathrooms. A large raised gourmet kitchen with high end stainless steel appliances & oversized granite island overlooking the dining area- Great for entertaining! Floor to ceiling windows surround the living room allowing for stunning downtown views. Master bedroom boasts a spa-like ensuite with double sinks, oversized jet tub, separate walk-in shower, heated floors, & a large walk-in closet. Second bedroom also includes its own ensuite. Enjoy stunning city skyline views from your own private 400 sq ft rooftop patio that is roughed in for hot tub and BBQ. Call Sydney Suchla 403-978-7937

New single family infill with fully finished basement central air huge master ensuite. 9’ ceillings and lots of upgrades every where. Still time to pick your colors but please do it soon.

Renfrew $735,000

Tuxedo $679,000

Altadore $889,000

This fine quality built home has plenty of extras including 10ft ceilings. Central A/C, huge master ensuite, 6ft jetted tub, lrg separate shower. Fully finished bsmt, south backyard. Move in 2 weeks.

You will love the location of this fully finished home. 1900 SQ FT. + Bsmt, vaulted ceilings with dormers allowing natural light into the upstairs hallway & walk-in closet. 6 pce ensuite with 6ft jetted tub & large shower. Granite throughout, hardwood on main floor, lots of built-ins, facing park. Possession in 2 weeks.

1996 Sq ft attached homes, fully finished with central air, in floor heating. Premium Appliance Pkg. & carpentry. Steam shower & body wash in ensuite as well as 6ft jetted tub. possession May 1st.

This will b ful in upsta upgr ensu appli

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403.230.2121

david@houseandcastle.com www.houseandcastle.com

Tuxedo $729,000

Altadore $889,000

Richmond Knobb Hill $549,000

This 2,000 sq ft, 2 storey with fully developed basement will be ready for February possession. Featuring wonderful in floor heating, central air, dormers vaulted ceilings upstairs and an open staircase. Tons of built-ns and upgrades including granite countertops throughout. The ensuite has a 6’jetted tub and separate shower. $7,000 appliance pkg is included in sale price.

1900 sq ft 2 storey, full finished, June possession. Plenty of opportunity to pick your own colors & finishings.

This 2 storey 2+1 bedrooms is a top quality built home by Aikam Homes. 4 Plex condo for June possession, which allows you plenty of time to still add your personal touches and make this your home. The large master bedroom has a 6 piece ensuite and the second bedroom has a 4 piece ensuite. Each unit has a single detached garage. There is a $5,000 appliance pkg included in the sale price.

Altadore $979,000

Renfrew $709,000

Mount Pleasant $749,000

Premium built home, built by Aikam, fully finished, with all the bells and whistles. Including A/C, in floor heating, open stair risers, sculptured ceilings. Huge ensuite with steam shower and body wash jets. possession is in 3 weeks.

2 New Home with lots of upgrades including 9 ft ceilings, kitchen cabinets to the ceiling, linear fireplace with built ins, large wet bar, marble flooring in the entries and bathrooms, hard wood on the main floor and is set up so that a separate entrance would be painless. you will love the fully finished basement which has a 3rd full bath and a 4th bedroom. Garage is insulated and drywalled. This beautifully built home is ready for immediate possession.

2000 sqft Esteem Home with in floor heating, air conditioning. South facing backyard and fully finished basement. May possession. Plenty of time to make your selections. 10ft ceilings and glass railings. Call Kal 403383-6009

Tuxedo $739,000

Renfrew $714,900

Blackfoot Mobile Park $45,000

Wonderfully crafted home with 9ft vaulted ceilings. Central A/C, huge master ensuite, featuring heated flooring, 6ft jetted tub, lrg separate shower. Fully finished bsmt, south backyard. Move in 2 weeks.

Adult living mobile park. No pets unless board approved.

Fast and easy access to shopping and bus transportation. With more than 1000 sq ft of living space this home features and open floor plan. kitchen equipped with oak cabinets and a breakfast nook. This is a 2 bedroom unit with a bedroom on either end. Both have a 4-piece bath.

Monthly lease rate is $800.00 and includes water, sewer and garbage.

1875 sqft Esteem home in Tuxedo. March 15 possession. South backyard. Fully finished basement with two color options available. Roughed in air conditioning.

Call Kal 403-383-6009

Scott Merchant

Free, Online Home Finder Service

The Merchant Difference www.scottmerchant.ca Re/Max House of Real Estate 249-9500

Hot new listings emailed daily... visit www.scottmerchant.ca and click on Free Home Finder

s

New Build in Inglewood!!

westgate - professionally renovated on a pie lot!!

Quiet location only a few steps from the BOW River and pathways! Gorgeous 2600 sq ft 2 storey built by Gold Creek Builders. Floor plans and specs are available by email, Now 60 dayS froM coMpletIoN, New photoS oN the weBSIte!!

Gorgeous renovation by Mandeville homes. Close to LRT and Great Schools. Completely renovated on both levels and features: Gourmet kitchen with granite counters, huge island and new stainless appliances, Hardwood floors, new interior doors and trim, 2 new baths, all Ext. doors & windows, New basement development, furnace and H2O, 4 bedrooms and a double garage. Complete renovations are rare in this desirable area!!

Nicely updated 3 bedroom bungalow on a quiet street with a 2 bedroom suite. Lots of upgrades like roof, windows, hardwood floors, kitchen cabinets, granite counters, 2 updated baths. Great yard with garage and RV parking.

Walking distance to new LRT and great schools.

$1,245,000

$609,900

$504,900

charming westgate Bungalow with revenue potential

GARY WILLIAMS M AT T

CLIFF BUNGALOW $850,000

CLIFF BUNGALOW $685,000

• A Well Established 7 Suite Building Generating Gross Rent of $5200/Month, Located In the Heart Of Cliff Bungalow.

• Recent Upgrades Include A New Roof (2012), 2 Newer Boilers & Hot Water Tanks, Some Electrical Upgrading & Fire System Fully Inspected By The City Of Calgary.

• A Well Established Red Brick 5 Suite Building Generating Gross Rent Of $3,740/Month Located In The Heart Of Cliff Bungalow.

• Features Include: Private Entrances, Claw Foot Tubs, Ornamental Fireplaces, Leaded Glass, Porch, Balcony & Deck.

HILLHURST $585,000

SUNALTA $560,000

• This Wonderful 1911 Character Home (Original Woodwork, Light Fixtures & Leaded Glass) In The Heart Of Hillhurst, Has 3 Self Contained Suites Generating A Gross Rent Of $2,100/Month.

• Spacious Front Porch & Upper Balcony, 3 Furnaces & West Backyard.

• Wonderful Character Home With A Porch, Balcony & Deck, Located In The Heart Of Sunalta Featuring 3 Self Contained Suites With Gross Rent Of $2,340/Month.

• A Fantastic Location, Across From A Playground & Steps From Shops, Restaurants, Vibrant 17th Avenue & West LRT.

GHOST RIVER $354,900

SHAGANAPPI $289,500

• Price Reduced!

• River Frontage & Mountain Views!

• Build Your Dream Home On This Stunning 10 Acre Parcel Of Land.

• $60,000 Spent In Property Enhancements.

CALL NOW FOR A FREE EVALUATION OF YOUR CALGARY PROPERTY 403

259.4141

• 2 Bedroom 931 Sq Ft Bungalow Style Garden Townhome With A Wonderful Living/Dining Room Finished With Maple Hardwood Flooring & Galley Style Kitchen With Endless Cupboard/Counter Space.

• Quaint 8 Unit Complex Is Located On The Door Step Of Bustling 17 Avenue, Steps From Transit & Just Minutes From The Downtown Core.

BRAESIDE & CANYON MEADOWS • Excellent Starter Homes Or Investment Properties.

• Multiple Units Available In 2 Well Managed Complexes.

• Fully Renovated 2 & 3 Bedroom Turnkey Properties.

MAYFAIR

SOLD

• Stunning Executive Family Home Offering 5 Bdrms, 7 Bathrms (4 Ensuites) & 4,445 Sq Ft on a 15,134 Sq Ft Treed & Landscaped Lot. • In 2001 Included An Addition, Kitchen & Bathrms, Newer Plumbing, Electrical, Shingles & Central AC.

CALGARYPROPERTYFORSALE.CA

For virtual tours and open house schedules go to www.scottmerchant.ca

Volume13 Issue03 | ResaleHome&CondoGuide •

33

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION AMORTIZATION PERIODS PERIODS 5 YRS

10 YRS

15 YRS

20 YRS

25 YRS

5.00% 5.00%

18.84 18.84

10.58 10.58

7.88 7.88

6.57 6.57

5.81 5.81

5.25% 5.25%

18.96 18.96

10.70 10.70

8.00 8.00

6.70 6.70

5.95 5.95

5.50% 5.50%

19.07 19.07

10.82 10.82

8.13 8.13

6.84 6.84

6.10 6.10

5.75% 5.75%

19.18 19.18

10.94 10.94

8.26 8.26

6.98 6.98

6.25 6.25

6.00% 6.00%

19.29 19.29

11.06 11.06

8.39 8.39

7.12 7.12

6.39 6.39

6.25% 6.25%

19.41 19.41

11.18 11.18

8.53 8.53

7.26 7.26

6.54 6.54

6.50% 6.50%

19.52 19.52

11.31 11.31

8.66 8.66

7.40 7.40

6.69 6.69

6.75% 6.75%

19.63 19.63

11.43 11.43

8.79 8.79

7.54 7.54

6.85 6.85

7.00% 7.00%

19.75 19.75

11.55 11.55

8.93 8.93

7.69 7.69

7.00 7.00

7.25% 7.25%

19.86 19.86

11.68 11.68

9.06 9.06

7.83 7.83

7.15 7.15

7.50% 7.50%

19.98 19.98

11.81 11.81

9.20 9.20

7.98 7.98

7.31 7.31

7.75% 7.75%

20.09 20.09

11.93 11.93

9.34 9.34

8.13 8.13

7.47 7.47

8.00% 8.00%

20.21 20.21

12.06 12.06

9.48 9.48

8.28 8.28

7.63 7.63

8.25% 8.25%

20.32 20.32

12.19 12.19

9.62 9.62

8.43 8.43

7.79 7.79

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by

1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

34 • ResaleHome&CondoGuide | Volume13 Issue03

MORTGAGE INTEREST RATES VARIABLE

6 month

1 year

2 years

3 years

4 years

5 years

-

4.650

3.040

3.200

3.240

3.340

3.490

ATB Financial

2.600

4.000

3.100

3.140

3.700

4.390

3.140

Bank of Montreal

3.100

4.000

3.000

3.040

3.650

4.640

5.240

Bank of Nova Scotia

3.100

4.550

3.750

3.890

3.990

4.390

4.990

BMO

3.100

4.000

3.000

3.040

3.650

4.640

5.240

CIBC Mortgages

3.200

4.450

3.000

3.140

3.650

4.390

5.240

AGF Trust

MORTGAGE TYPES ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

Canadian Western Bank

3.200

4.000

3.000

3.040

3.650

4.640

5.240

Canadian Western Trust

3.200

4.000

3.000

3.040

3.650

4.640

5.240

INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

First Calgary Financial

-

4.000

2.390

3.140

2.990

3.290

2.990

MORTGAGE OPTIONS

First National Financial

2.800

3.950

2.740

2.690

2.790

2.990

3.040

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.240

ING Direct

3.000

-

3.000

3.000

2.790

3.250

3.080

Investors Group Trust

3.000

4.000

3.000

3.140

3.650

4.640

5.240

Laurentian Bank Canada

3.200

4.400

3.090

3.140

3.700

4.640

5.240

London Life

3.000

4.000

3.000

3.140

3.700

4.640

5.240

Manulife Bank

3.000

4.450

3.000

3.050

3.100

3.100

3.090

Manulife Trust

-

4.450

3.000

3.050

3.100

3.100

3.090

National Bank

3.200

4.000

3.100

3.140

3.700

4.640

5.240

-

4.500

3.100

3.350

3.600

3.850

3.950

President’s Choice Fin’l

3.200

6.040

3.140

3.200

3.240

3.350

3.440

Royal Bank of Canada

3.000

4.000

3.000

3.040

3.650

4.640

5.240

-

4.000

3.000

3.040

3.650

4.390

5.240

3.200

4.000

3.000

3.040

3.650

4.640

5.240

-

-

3.150

3.250

3.350

3.390

3.190

Peace Hills Trust

Servus Credit Union T-D Mortgage Your Neighbourhood C.U.

You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a shortterm mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON MARCH 4, 2013. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2013 CANNEX Financial Exchanges Limited. All rights reserved.

Volume13 Issue03 | ResaleHome&CondoGuide •

35

h

Call 403-863-1293 today!

Need a mortgage?

Self employed? New to Canada? Vacation homes?

Rental purchase? Refinance for debt management?

My experience and service will work for you.

Five year fixed rate 2.89%

Mortgage SpecialiSt 5015 Centre Street NW, Calgary AB T2K 0S9 Fax: 403-202-2182 Email: loriames@gmail.com

all subject to change, lender qualifications will apply

moneymatters

Why are you in debt?

B y G a i l Va z - O x l a d e

O

ften people who are in debt say they no longer want to be in debt. And often they take the steps to get themselves out. But, it seems to me, just as often people who claim they want to get out of debt do little to change their behaviour and their outcome. Here are four questions you may want to ask about why you’re in the hole. ›› Do you buy stuff you don’t need? The biggest cue that you’ve got the impulse monkey on your back are the things you have bought but not used: the clothes with the tags still on, the shoes you have yet to wear. Impulse shoppers are the first to admit they have a problem and the last to do anything about it.

If you’re an impulse shopper, you need to remove the fuel for the impulse. That means cutting up your credit cards – or disabling them in some other fashion – and limiting the amount of cash you carry. It also means leaving your debit card at home unless you’re headed out to take care of a need: gas, groceries, etc. When you do go shopping, you have to use a list and never stray from it. ›› Do you use credit to buy things you can’t afford to buy with cash? When you spend money you don’t have by using your credit card, line of credit or overdraft, you’re doing the wrong thing, plain and simple. If you can’t afford to pay for something in cash today, you should not be buying that thing, I don’t care how important you think it is, how great a deal you’re getting, or how desperate you feel. Using credit is no way to get out of debt. Put away all forms of credit and commit to building yourself a budget that balances.

If you want something, you’ll have to give something else up to accumulate the cash you need to buy it.

36 • ResaleHome&CondoGuide | Volume13 Issue03

›› Do you buy things for a one-time use that you could borrow from a friend or rent? Practically everyone is guilty of this. You need something such as a sewing machine or power washer twice a year so you go and buy one and then watch it – and the money you spent, likely on credit – sit and grow cobwebs (and interest charges).

What’s with us all? Do we have to own everything we ever use? In the old days, friends borrowed from each other and stuff got way more use. ›› Do you buy certain brands because they are a status symbol?

While any car gets you from point A to point B, the high-cost, brand-name buggies come with “oohs” and “ahhs” from friends and relatives. Ditto with the D&G sunglasses, the LV handbags, the CL shoes. If you’re paying a premium to have a brand name, you have to ask yourself why. Is it because you don’t have confidence in your own sense of style? Is it because you’re trying to emulate the dudes and dames of TV and movie fame, wearing what they wear, driving what they drive, eating what they eat? Hey, I’m all for spending your money on the things that bring you pleasure, so if you’re not using credit to make expensive brands part of your image, I’m not talking to you. But if you are using credit, what makes you think you have the right to this stuff if you can’t afford to pay for it?

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever. She blogs daily at gailvazoxlade.com. Follow Gail on Twitter at Twitter.com/GailVazOxlade

homebuyers’help

JAMES COTE 703-0455

Is home ownership

right for you?

Certified Condominium Specialist 3rd Generation Calgary Realtor

To view these properties go to: www.jamescote.com HOUSE OF REAL ESTATE

HILLHURST LOCATION! LOCATION!

$249,900 AMAZING LOCATION!! This 1 bedroom condo is perfectly located in the city and entices with modern contemporary finishings. Nice sized family room and separate dining area. The kitchen boasts GRANITE COUNTER TOPS, STAINLESS STEEL APPLIANCES, full height cabinetry and tile backsplash. A 4 piece bathroom comes with a counter mounted bowl sink, granite counter top and a DEEP SOAKER JACUZZI TUB. Other features included with this condo: IN-SUITE LAUNDRY (stacked washer & dryer), a balcony with a great view, 1 assigned parking stall, 1 assigned storage locker, a separate storage area for bikes and an exercise room. Close to downtown and the river pathways. Around the corner from Riley Park, the U of C, SAIT, McMahon Stadium, and the LRT. This west facing unit is in “MINT CONDITION” and is vacant for a quick possession. All the furniture and flat screen TV are negotiable...nothing to do, but move in and start enjoying your new life! Be sure to book a viewing today...this is a “MUST SEE”!!

KILLARNEY / GLENGARRY

A

home is one of the biggest investments you’ll ever make. Canada Mortgage and Housing Corp. (CMHC) suggests you ask yourself the following questions before you begin your search for the perfect condo:

Are you finAnciAlly reAdy? Calculate your net worth, current household budget and monthly debt payments. This will help you evaluate your current financial situation, decide how much room you can afford and find out the maximum condo price you should be considering.

How mucH will your condo ActuAlly cost?

Once you’ve figured out the price range you can afford, you still need to take into account all the other costs associated with condo ownership. These include costs like mortgage loan insurance premiums, appraisal and inspection fees, legal fees, moving expenses and a down payment, as well as ongoing costs like strata fees, repair expenses, service fees and emergency savings. wHAt kind of mortgAge is rigHt for you?

Depending on the size of your down payment, you may have either a conventional or high-ratio mortgage. You will also need to choose the term and amortization period for your mortgage, work out a payment schedule, decide whether you would prefer a closed or open mortgage, and choose between a fixed, variable or adjustable interest rate. Get pre-approved for a mortgage before you begin condo shopping.

For more information on buying a condo visit cmhc.ca and search Homebuying Step by Step or call CMHC at 1.800.668.2642.

GREAT LOCATION & NEWLY RENOVATED!!

$319,900 Here’s your chance to own a beautiful condo in an adult only, concrete building in the sought after community of Killarney. Units rarely come up in this popular and well-run complex. This 2 bedroom, 2 bath second floor unit will impress with new kitchen, new hardwood floors and all rooms completely repainted. The open concept kitchen boasts new cabinets, granite countertops, under cabinet lighting and tasteful tile backsplash... all perfectly accented with brand new stainless steel appliances! Spacious master bedroom with walk-through closet and 4 pce ensuite. A large second bedroom, 3 pce bathroom and in-suite laundry/storage completes the package. Lots of mature trees surround the balcony for a peaceful setting. Comes with 1 underground titled parking stall and 1 storage unit. Building is 1 block from the Killarney Recreation Centre and Swimming Pool. Minutes to downtown & close to amenities, shopping and the new West LRT. This is a great opportunity!...DON’T MISS OUT!!

MARLBOROUGH EXCELLENT OPPORTUNITY!!

$270,000 OPPORTUNITY IS KNOCKING!!!

Great value in this nice family home. 3 bedroom bungalow with a 4th bedroom down. Main floor has living room, kitchen, 3 bedrooms, a 4 piece bathroom and an eating nook that leads to patio doors and a front balcony. Lower level has a large family room, a 3 piece bathroom and one of the largest bedrooms in the house with a wood burning fireplace.

Basement also includes a big laundry room with sink and a storage area. The well maintained back yard has a deck, a firepit and RV parking. An oversized double detached garage with a paved back lane complete the package. This home is in good shape, has great “curb appeal” and is “move in” ready. Put this one on your list and call to view, as this home will sell quickly! Appliances sold in “as is” condition.

6435776_1302

Volume13 Issue03 | ResaleHome&CondoGuide •

37

yourhome

Improve your home’s energy efficiency this spring

I

t’s time to end the winter hibernating and revitalize your home for another busy spring and summer season.

As you plan your spring cleaning, consider using the opportunity to think about how to improve your home’s energy efficiency. There are some cleaning tasks that will help save energy and money. Dave Walton, a resident expert at Direct Energy, shares some practical tips guaranteed to help you get your home in shape, while saving money:

RE

DU

CE

D

›› Examine windows and insulation.

Up to 30 per cent of a home’s heating and cooling costs

COVENTRY HILLS $429,000

THORNBURN - AIRDRIE $589,000

SHEEP RIVER - OKOTOKS $465,000

Excellent location! This lovely home is located on a large pie lot backing directly onto a private green space on a quiet kid friedly street. Open concept mainfloor includes: spacious front entry, living room/greatroom, gas fireplace, kitchen island with eating area and breakfast nook, patio doors leading onto two tiered rear deck.

The 2nd floor includes: a light filled bonus room over the garage with vaulted ceilings and large windows, 2 spacious bedrooms and a master suite with a large ensuite bathroom and walk-in closet.

Hurry, locations like this are very hard to find.

This home is simply amazing with extreme attention to detail. Some of the numerous upgrades in this home include beautiful ceramic tile floors, vaulted ceilings, ornamental niche’s, rod iron railing and a custom kitchen that is sure to please. In the Great Room a built in wall unit filled with shelves and cabinets surrounds one of two gas fireplaces in the home. The master bedroom is a peaceful retreat with a five pc. ensuite including jetted tub. you will love the convenience of the main floor laundry room with built in cabinetry and appreciate the office with lots of natural light. Downstairs the developed basement hosts a second bedroom, 4pc bathroom, and a storage/work room that could be developed into a 3rd bedroom.

Fabulous executive home custom built by Dreamwest Homes.

Terrific location on Large 971 m2 pie lot in quiet cul-de-sac close to sheep river walking trails and easy access to Calgary. This is a “SMART” home with remote control access in almost every room - watch movies or listen to music throughout the house(drop down big screen and all components included). Stunning brazillian cherry hardwood in main floor greatroom, custom tile, spacious gourmet kitchen with breakfast bar and large kitchen breakfast nook.

DAVID SETTER REAL ESTATE TEAM

38 • ResaleHome&CondoGuide | Volume13 Issue03

(403) 243-1755

www.davidsetter.com

2.37 to de a rais a ful room porti

y

mes. close is a room down herry rmet

can be lost through poorly fitted windows and doors. Caulking and weather stripping or upgrading to new energy efficient windows can save homeowners approximately $150 per year on their energy bill. ›› Don’t forget about the light bulbs.

When replacing them, remember that an energy-saving light bulb can last up to 10 times longer than a normal bulb and use up to 75 per cent less energy. You’ll save yourself some money and won’t have to worry about this regular chore. ›› Remember your fi lters.

Replacing or washing your furnace fi lters allows a central air conditioning system to run more efficiently too.

Clogged fi lters mean your furnace

motor has to work harder, which eats up more energy. Filters should be washed or replaced every three months (some are 30 days), so start by making this part of your spring-cleaning routine.

Try adding a reminder to your calendar for the first day of each quarter. ›› Consult the experts.

Consider booking a pre-summer maintenance with a licensed technician who can make sure your air conditioner is summer-ready and able to perform more efficiently when higher temperatures put it to the test.

Additional energy-efficient tips can be found online at www.davescorner.ca. NC

AS YOU PLAN YOUR SPRING CLEANING, CONSIDER USING THE OPPORTUNITY TO THINK ABOUT HOW TO IMPROVE YOUR HOME’S ENERGY EFFICIENCY.

SPRINGBANK HILL $1,299,000

SPRINGBANK HILL $2,299,000

SPRINGBANK HILL $2,450,000

2.37 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivideable lot currently has a raised bungalow. This well maintained home has 3 bedrooms and a fully developed walkout lower level with family room, recreation room. Ideal home to live in while you build your dream home on a portion of this acreage. Please contact us for all of the details.

4.75 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivide able lot currently has a large Bungalow with sunroom, fully developed basement, and an oversized detached double garage. This is 1 of 3 parcels located side by side. Call today for all of the details.

4.75 Acres of PRIME Development Land WITHIN CITY LIMITS, ready to develop now or in the future. This subdivide able lot currently has a large 2 Storey home with a walk out basement, triple garage, and 2 barns. This is 1 of 3 parcels located side by side. Call today for all of the details.

Because a Great Experience Begins with a Great Agent.

Volume13 Issue03 | ResaleHome&CondoGuide •

39

Cresmont

TRA

zoneC

NSC

A NA

DA

HI G

H WA Y

Cougar Ridge

tte

Strathcona Park Aspen Woods Christie Park Signature Parke Springbank Hill Signal Hill Richmond Hill

R A IL MAC L EO D T

Pumphill

Canyon Meadow Estates Southwood Canyon Meadows

Oakridge

Palliser

Kingsland

Discovery Ridge

Wildwood Eau Claire Spruce West East Cliff Sunalta End Downtown Village Westgate Shaganappi Connaught Victoria Roscarrock Scarborro Park Glendale BankviewMount Killarney Royal o South or Calgary Glenbrook xb Elbow Ro Park CFB Currie Altadore/ Glamorgan Lincoln River ParkBritannia Elboya Park Windsor Park Bel AirMeadowlark Lakeview MayfairPark North LakeviewGlenmore Park Kelvin Village Grove Chinook Eagle RidgePark Oakridge Estates Bayview Haysboro Parkhill/ Mission Stanley Park Erlton

rs o Coach n Hill

Ru tla nd Pa rk Rich mon d

The Slopes

communities & mls numbers

Pa

SARCE E T R A I L

West Springs

Cedarbrae Braeside Woodland Woodbine

Shawnee Slopes Evergreen

Millrise Shawnessy

Bridlewood

Somerset

M ARQ UIS O F LORNETR A

Abbeydale............................................664 Albert Park...........................................730 Applewood ..........................................768 Calgary International Airport ............624 Castleridge ..........................................676 Castleridge Estates .............................678 Coral Springs ......................................688 Deerfoot/Skyline Ind Park ..................615 Dover ...................................................738 Dover Glen ..........................................736 Eastfi eld ..............................................748 Erin Woods ..........................................740 Falconridge ..........................................680 Fonda ...................................................726 Forest Heights .....................................762

Forest Lawn.........................................764 Franklin/Meridian Ind Park................630 Horizon Industrial Park ......................640 Marlborough .......................................660 Marlborough Park ...............................662 Martindale ...........................................682 Mayland Heights ................................600 Mayland Heights East ........................604 Mccall/Airways Ind Park ....................610 Monterey Park .....................................670 Parkridge Estates.................................671 Penbrooke............................................766 Pineridge .............................................668 Radisson Heights ................................728 Red Carpet/Mountview Mhp.............770

40 • ResaleHome&CondoGuide | Volume13 Issue03

Rundle .................................................666 Saddle Ridge .......................................645 Southview............................................732 Valleyfi eld ...........................................744 Vista Heights .......................................605 West Dover ..........................................734 Whitehorn ...........................................672 Stoney Industrial.................................625 Sunridge Industrial Park ....................635 Taradale ...............................................684 Temple .................................................674

e

Staging101 b y l au r a l e

P

utting your home on the real estate market can be a daunting exercise. It is best to approach it in a business-like and methodical manner. With most of us a house is the largest investment we make but it is also an emotional purchase because of the intimacy we all experience in our homes. I have seen emotions get in the way of the sale of a property many times because children were born and raised there or it was purchased right after a marriage or it being sold because of divorce.

Staging is an excellent way to begin the emotional detachment from the home. Neutralizing each room by packing away collectables and family photos is a fantastic place to start. Involving the children in this process can help them by getting them excited about the move. Get boxes and/or bins and have them separate items into three piles; one for donation to charity, one for packing for the new house and one for keeping. I always suggest a second edit of the one for packing for the new house and keeping using a ratio of one to keep and three to pack for the new house. I have found children respond well when they are included in the decision making. It is not an easy process but it will be extremely beneficial when you have to prepare the property for a viewing by a potential buyer. If possible, it is great if toys, sports equipment, etc. can be contained in their respective

bedrooms or the family room leaving the formal or common areas clutter-free.

Keeping the house as clean and tidy at all times helps relieve some of the stress of selling. Tidy each night before bed so there is not the feeling of panic when your real estate agent calls to say there is a viewing during the day when everyone is at work or school. It is so much easier if the “stuff� we collect over our lifetime is minimal then there is less cleaning and tidying to do.

In the kitchen, keep only the appliances used daily on the counter, put the knife block set in the cupboard or pantry as well as the container full of spatulas and wooden spoons. The knife block set is a security risk to the agents and the vase full of utensils suggests a lack of storage in the drawers. In the washrooms put all garbage cans, toilet brushes and plungers away. None of these things are pretty to look at so they do not need to be visible. The same goes for laundry baskets, store them in the closet. Speaking of the closet; neat and tidy with as much floor space discernible is preferable. Edit and pack the closets using a similar system as the toy three pile system used with the kids. The beds in the bedrooms should feel welcoming and opulent. If you have ever visited a showhome you may have noticed each bedroom has beautiful bedding and lots of pillows giving the visitor a feeling of wanting to

Volume13 Issue03 | ResaleHome&CondoGuide •

41

Staging iS an excellent way to begin the emotional detachment from the home. neutralizing each room by packing away collectableS and family photoS iS a fantaStic place to Start.

crawl into the bed, thus wanting to live in that particular home. On HGTV there are many programs that portray buyers looking at purchasing a property. If the room is staged properly you will often see the buyer stretched out on the bed talking about how they perceive the room. It is always positive if the room is inviting and feels and smells clean.

In all rooms arrange the furniture so architectural focal points are highlighted.

Do not place the loveseat in front of the fireplace because you don’t care about having a fireplace or a chair in front of a doorway because it is the only way that chair fits in the room and it is right in front of the television. Store any excess furniture that is making the room look cluttered or is too large.

Curb appeal is very important as it is what gets the potential buyers out of the car when they arrive. The yard and sidewalk need to look well maintained.

Shoveling done in the winter and grass and flower beds looked after in the summer.

I have seen many vacant properties where these things are ignored. The majority of buyers are looking for move-in ready and are not interested in spending time getting the yard in shape at the same time as they are unpacking. Also, do not have silk plants outside that would not be alive with the season we are currently enjoying‌ivy does not survive in -20!

Now you are ready for the photographs that are going to get the potential buyers from searching online to your front door. Only post exterior photographs that are current to the time of year. If your yard is beautiful in the spring and summer but you are selling in the winter have the photos in an album on the kitchen counter or flashing on a digital screen. The reason for this is it looks like the property may have been on the market for a long time so there may be something wrong with it. Wide angle photographs are only necessary for small rooms and are often very deceiving because they can distort the space and make rooms look much larger than they actually are. Also, photograph the flow of one room into another; this ensures

42 • ResaleHome&CondoGuide | Volume13 Issue03

curb appeal iS very important aS it iS what getS the potential buyerS out of the car when they arrive.

buyers can get a feel for the whole space and not just individual rooms.

If all of these steps are completed the property will be ready to sell.

You will have begun the emotional separation from the property. And, the editing will have made it easier for you to always be prepared for a viewing.

laura le creative enhancement inc. laura le has owned creative enhancement for about seven years. laura completed courses with accredited Staging professionals (aSp), canadian Staging. professionals (cSp) and canadian redesign association (crda). creative enhancement has been a member of the bbb since 2005. phone 403.807.8591 email laurale@shaw.ca | www.creativeenhancement.ca

Volume13 Issue03 | ResaleHome&CondoGuide •

43

zoneD

Inglewood Ramsay

communities & mls numbers

Highfield

Manchester Foothills Industrial Park Ogden Lynnwood

Fairview

GLENMORE TRAIL Riverbend le R Map

Willow Park Willow Park Est

idge

Lake

Diamond Cove Douglasdale Estates Douglas Queensland Ridge

ta

avis

Bon

Lake Bonavista Estates

Midnapore

Shepard Industrial Park

Douglas Glen

Deer Ridge Deer Run

Parkland

D EERFOOT T R A I L

R A IL MA C L EOD T

Acadia

McKenzie Lake

New Brighton McKenzie Towne

Copperfield

Sundance

M A RQU IS O F LORNE T R A I L Lake Chaparral

Cranston

Auburn Bay

Seton

Acadia ...................................................215 Auburn Bay ..........................................365 Blackfoot Mobile Park .........................217 Chaparral ..............................................280 Copperfi eld .........................................355 Cranston ...............................................360 Deer Ridge ...........................................265 Deer Run ..............................................270 Diamond Cove .....................................252 Douglas Glen .......................................320 Douglas Ridge ......................................330 Douglasdale Estates ............................325 Fairview ................................................210

Foothills Industrial Park ......................340 Highfi eld..............................................205 Inglewood ............................................200 Lake Bonavista .....................................235 Lake Bonavista Downs ........................245 Lake Bonavista Estates ........................240 Lynnwood Rdg/Riverglen/Ogden ......300 Mahogany ............................................375 Manchester...........................................207 Maple Ridge .........................................230 Mckenzie Lake .....................................335 Mckenzie Towne ..................................345 Midnapore ............................................255

44 • ResaleHome&CondoGuide | Volume13 Issue03

New Brighton.......................................350 Ogden/Lynnwood................................305 Parkland ................................................260 Quarry Park ..........................................315 Queensland ..........................................250 Ramsay .................................................202 Riverbend .............................................310 Seton .....................................................370 South Hill .............................................306 Sundance ..............................................275 Willow Park ..........................................220 Willow Park Estates .............................225

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regional map

27 766

22

Didsbury

2A 562

2 Carstairs

Cremona

806

581

Carbon

575

Crossfield

72

766 772 567

Airdrie

9

Irricana

567

Dalroy

791

1

Chestermere

CALGARY

68

22

Lyalta Strathmore

569

Shepard 791

22X

Standard Hussar 1

549

Blackie

23

542

Milo

24 842

540

Cayley 22

Bassano

842

High River

541

Cluny

547

2A

Longview

547

Arrowwood

7

543

Gleichen

Mossleigh

797

549

Okotoks

817

Carseland

552

561

22X

Dalemead DeWinton

Black Diamond Turner Valley

564

564

Langdon

8 Bragg Creek

534

Vulcan 531

Nanton 2

533

527

520

48 • ResaleHome&CondoGuide | Volume13 Issue03

56

842

Keoma

566

Delacourt

Bearspaw

840

Rockyford

Katherine

Balzac

Cochrane

1A

21

Beieker

574

22

Acme

Champion

529

Stavely Caramangay

Claresholm

520

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marketanalysis

Calgary’s residential sales rebound

C

algary’s residential sales rebounded from a slow start in January soaring into double digit increases in all categories in February, according in figures released by the Calgary Real Estate Board (CREB).

Total combined residential sales (single-family and condos) in the city of Calgary in February was 1,711, a 28 per cent hike over the 1,230 in sales recorded in January, although it was a 1.2 per cent drop from the 1,732 in sales in February 2012.

Single-family sales totalled 1,209 in February, a 27.3 per cent jump over the 879 units sold in January, however it was a 5.6 per cent drop from the 1,281 is sales recorded in February 2012.

In contrast, condo sales in the city of Calgary were up in both month-tomonth and year-to-year comparisons.

Condo apartment sales totalled 279 in February, up 26.9 per cent from the 204 sales in January, and a 13.4 per cent jump from February 2012’s 246.

Meanwhile, condo townhouse sales in February were 223, a whopping 34.1 per cent rise over the 147 sales recorded in January and an 8.8 per cent gain over the 205 units sold in February 2012.

“We typically see quieter markets in December and January so February was absolutely a rebound and with the lovely weather we had it got people thinking about the spring market,”

from slow January B Y H E AT H E R R YA N

says CREB president Becky Walters. “The banks stepped up as well by lowering lending rates so people feel confident that it’s time to buy.

“The good news has definitely been the condo market,” which saw double digit growth in year-to-year sales last month, she says. “The condo market hit the wall in 2008 and 2009 with the downturn in the economy, but it’s turned around and the demand has gone up.”

New listings added in the city of Calgary in February were up slightly in month-to-month comparisons in all housing categories, but were still lower in year-to-year comparisons.

For example, in the single-family market the new listings added in February were 1,879, a 7.6 per cent hike over the 1,737 added in January, but down six per cent from last February’s 1,999.

New listings added in condo apartments were 451 in February, up just one from January’s 450, but down 11.4 per cent from February 2012’s 509, while the condo townhouses saw 341 new listings added in February, a 10.3 per cent rise from January’s 306, but a 9.1 per cent drop from February 2012’s 375.

“Inventory levels are lower than normal, but we expect that will change as more homes come on the market in the spring, which is pretty typical for Calgary,” Walters says.

“There is a fairly high demand for housing and with the lack of listings we’re seeing properties that are priced right selling in the first two weeks, but people are not willing to overspend.”

February also saw slight increases in the benchmark prices in almost every market in the city of Calgary in month-to-month and year-to-year comparisons.

The total combined residential benchmark price in February was $396,100, an 8.3 per cent hike from the $365,900 benchmark price recorded in February 2012, and up 1.1 per cent from January’s $392,000.

Meanwhile, the single-family benchmark price in February was $442,500 up 9.3 per cent over February 2012’s $404,800, and a 1.3 per cent rise from January’s $436,900.

Condo apartments benchmark price in February was $252,900, a six per cent gain over February 2012’s $238,700 and a slight rise from January’s $251,300, while condo townhomes benchmark price hit $283,000 in February, a 4.6 per cent hike over February 2012’s $270,500, but really no change from January’s $283,400.

“With our tight inventory we’re seeing probably stronger prices and sales for this time of year, but we expect that will lessen in the spring,” Walters says.

“Overall, we’re still experiencing a healthy, balanced marketplace.”

featureproperty

Ultra-modern,

one-off showpiece in Bowness

A

B y H e at h e r R ya n

n absolutely stunning, one-of-a-kind estate home that backs onto the Bow River in highly sought after Bowness will be ideal for a professional couple looking for a sleekly styled showstopper or a family desiring plenty of space inside and out.

“This is an amazing custom-built home that is a oneoff,” says Royal LePage Foothills realtor Chris Zaharko. “The builder, Steven Strath of Savanah Custom Homes has crafted a very sleek, ultra modern home that is cutting edge with glass and engineered beams.

“It’s meticulously crafted with exceptional details and the best materials giving it a high-end feel and unique look; it’s definitely not your typical cookie cutter home,” Zaharko says. “It’s the type of design you’ll often see in California or Europe; you really can’t compare it to anything in Calgary.

“The builder is very particular about his homes and usually only builds one every two years,” he says. “The engineering that goes into all his homes is incredible.”

This magnificent 4,400-sq.-ft. two-storey has been crafted on an impressive 15,000-sq.-ft. lot along the river.

“The lot is about a third of an acre, which you just don’t get that often in the city especially along the Bow.” The home also has four bedrooms and three attached double-car garages. “So it’s great for a large family and ideal for a collector,” Zaharko says. “A lot of guys are into exotic cars and the garages were designed to accommodate lifts, so in essence you have space for 12 cars.”

From the moment you enter the home you’ll be wowed by the eye-catching hardwood flooring that flows like a river throughout the home, the glass and steel staircase with open

wood risers that allows for a stunning view from the entry to the rear of the home, and the abundance of windows and skylights creating a bright and airy feel.

Off the entry, the gourmet kitchen is simply delectable featuring a cool combination of white cabinets, stainless steel appliances and black quartz countertops for a crisp, sleek look. Two expansive islands make the kitchen the focal point of the home with one highlighted by breakfast bar seating and a built-in wine fridge, while the adjacent one is highlighted by a six-burner gas stove and a steel and glass hood vent.

The kitchen also features a tall frosted glass front pantry beside the fridge, two wall ovens, a built-in microwave, two dishwasher drawers and an additional pantry.

The centre of the home is breathtaking with the open glass stairway that rises to an opaque glass and steel walkway overhead that connects the bedrooms upstairs and the gorgeous floor-to-ceiling stone fireplace that give the living room an intimate feel while maintaining the open concept.

A huge central dining area across from the kitchen is perfect for entertaining guests and hosting large dinners. At the rear of the home is a large family room with near floorto-ceiling windows ensuring a beautiful view of the river and glass doors that open to the patio.

The main floor also has a mud room with built-in open lockers for stowing away outerwear and a convenient half-bath.

Upstairs, owners will adore the spacious master retreat highlighted by a corner two-sided gas fireplace, a sitting room, private balcony and a juice/coffee bar with fridge. The spa-like ensuite includes a free-standing tub, walk-in shower with multiple jets and shower heads and an expansive walkin closet with an assortment of built-ins.

Also upstairs are three more generous-sized bedrooms (one with an ensuite), a laundry room and main full bathroom.

The huge basement is undeveloped, but it can be developed by the builder or you can create your own lowerlevel dream space later on.

Outside you’ll enjoy the patio, mature trees, great natural light and views of the river located just 150-feet from the patio.

“This is also a Smart home, so it’s programmable through your iPad or iPhone,” Zaharko says. “And the home has a sound system and top-of-the-line appliances.”

For more information on this amazing property, contact Chris Zaharko, Royal LePage Foothills, at 403-249-4322, or visit www.zaharko.com.

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$1,645,000

$4,600,000

4,346 sf 5 Beds 4 Baths 2 Acres

7,890 sf 4 Beds 7 Baths 2 Acres

www.BearspawVillageEstate.com

www.ArtistViewEstate.com

$1,367,000

$3,495,000

6,500 sf 6 Beds 6 Baths 2 Acres

8,957 sf 4 Beds 9 Baths 2 Acres

SELL with a Distinct ADVANTAGE