Eastern Ontario New Home & Condo Guide - Feb 22, 2014

Feb 22 - Mar 8, 2014 Volume 14 Issue 4

Eastern Ontario Edition

Your Best Source for New Homes and Condos

Model Homes

Now Open in

Richardson Ridge

inside this issue

TIPS TO DESIGN THE ULTIMATE MAN CAVE

TAX advice FOR THE HOMEBUYER

RRSPs: NOT JUST FOR RETIREMENT

All over Ottawa, there’s a Cardel to call home.

Singles in Carleton Place

Singles, towns and condos in Kanata

1 lot left – quick occupancy at Richmond

613.444.0440

613.836.9521

613.444.0440

1 lot left – quick occupancy in Stittsville

Singles and towns in Kanata

Singles and towns at Barrhaven

613.435.5706

613.435.5706

613.290.4703

Visit us online for community details, interactive floorplans and much more.

SINGLE FAMILY

CONDOS + TOWNS

CUSTOM HOMES

Built for real life.

CARDELHOMES.COM

MOVE FAST!

SEMI-DETACHED INVENTORY CLEARANCE Amato only 6 left- 1955 sq.ft. - 3bdrs/2.5bths Was $389,900 Now $359,900 Save $30k!

Verona bungalow only 2 Left - 1982 sq.ft. - 3bdrs/2.5bths Was $409,900 Now $374,900 Save $35k!

Verona Model Home- 1982 Sq.ft. - 3bdrs/2.5bths Loaded with Upgrades Now $439,900

Move in just 60 days and Save up to $35,000 FIELD

FALLOW

IDGE DR AR

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Standard finishings include: Brick & Stucco front elevations, Hardwood flooring on main floor, Gas Fireplace, Granite Countertops, Oak handrails and Spindles, Custom Crafted Kitchen and Bathroom Cabinetry, 9ft. ceilings in the Finished Lower Level and More!

DHERD STRAN

Sales Centre Open: Mon - Thurs 12 - 7pm Fri - Sun & Holidays 12 - 5 pm

Call 613-668-7207 3

Monarch first.

Before the ‘60’s changed the world.

Before the Baby Boom began. Before the Roaring ‘20’s took us dancing to the Charleston or out to the movies, Monarch was here. First. For 96 years, families have trusted Monarch for the most important investment of their lives.

So choose the one builder who has always been there for Canadian families.

And visit Monarch. First.

4

INCREDIBLE INVENTORY INCENTIVES AT ALL MONARCH COMMUNITIES NEPEAN | LINKS AT STONEBRIDGE $10,000 OFF PURCHASE PRICE ON ALL STACKED TOWNS INVENTORY STACKED TOWNHOMES FROM THE LOW $200,000’s Sales Centre located at 610 Kilbirnie Drive (Kilbirnie Drive & Shadehill Crescent) 613-692-9284

NEPEAN | STONEBRIDGE INVENTORY SINGLES WITH OVER $27,000 IN UPGRADES INCLUDED EXECUTIVE TOWNHOMES FROM THE UPPER $200,000’s EXECUTIVE SINGLES FROM THE MID $400,000’s Sales Centre located at 610 Kilbirnie Drive (Kilbirnie Drive & Shadehill Crescent) 613-692-9284

KANATA | BLACKSTONE $30,000 BONUS VALUE ON SELECT INVENTORY HOMES TRADITIONAL TOWNHOMES FROM THE UPPER $200,000’s ALL NEW 32’ SINGLES FROM THE UPPER $300,000’s EXECUTIVE 46’ SINGLES FROM THE MID $400,000’s Sales Centre located at 110 Westphalian Avenue 613-831-2619

NEPEAN | LONGFIELDS $10,000 OFF PURCHASE PRICE ON ALL INVENTORY HOMES COURTYARD TOWNHOMES FROM THE LOW $300,000’s SEMI-DETACHED FROM THE UPPER $300,000’s Sales Centre located at 280 Longfields Drive (Longfields Drive and Beatrice Drive) 613-569-5313

MOVE IN SOON & SAVE THOUSANDS

HOURS: Monday – Thursday: 1pm – 8pm, Friday, Weekends & Holidays: 12pm – 5pm

discover more

MonarchGroup.net

first.

Other promotional offers do not apply with this promotion. Prices and specifications subject to change without notice. *Extras noted above are as per plan and as specified by Vendor and as per Vendor’s delineated and graded samples. Some restrictions may apply. Extras to be chosen at Monarch’s Home Design Studio. Please see sales associate for additional details. E. & O.E. 9227 5

mattamyhomes.com

3 Perfect Communities Offering A Complete Variety Of Stylish, Affordable Homes.

Take A Tour Of Our New Model Homes In Half Moon Bay & Monahan Landing.

Today find well appointed style and affordabilty in our 3 Mattamy communities.

You have the choice of 3 established neighbourhoods all with parks and playgrounds, walking/biking trails and plenty of greenspace in each.

Both Monahan Landing and Half Moon Bay have brand new model homes open to tour. Come visit any or all of our 2 Sales Centres to find the home that best suits your family’s style of living.

6

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

BARRHAVEN - 2 New Model Homes Now Available To Tour!

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2-Storey Townhome, The Fir ‘B’, 1,445 Sq.Ft., $274,990

Single Car Garage Home, The Atrium ‘A’, 1,388 Sq.Ft., $314,990

Includes: 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Hardwood Floors In Lieu Of Carpet On Main Floor, Rec. Room Ready PPO & Hearth And Home PPO.

Includes: Granite Countertops In Kitchen, Hardwood Floors In Lieu Of Carpet On Main Floor, Rec. Room Ready PPO & Hearth And Home PPO.

Townhomes From $264,990·Detached Homes From $314,990 Half Moon Bay Sales Centre: 3454 Greenbank Road, Barrhaven, 613.825.7932

KANATA - 3 New Model Homes Now Available To Tour!

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3-Storey Townhome, The Spruce ‘B’, 1,736 Sq.Ft., $289,990

3-Storey Townhome, The Tulip End ‘B’, 1,903 Sq.Ft., $299,990

Includes: 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Bath Oasis PPO & Finished Laundry PPO.

Includes: 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Bath Oasis PPO, Finished Laundry PPO & Hearth And Home Great Room.

Townhomes From $264,990·Detached Homes From $328,990 NEW Monahan Landing Sales Centre: 7 Summitview Drive, Kanata, 613.271.0636

KANATA

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Village Home, The Appleby ‘B2’, 1,100 Sq.Ft., $224,990

WideLot™ Townhome, The Fernwater End ‘A’, 1,524 Sq.Ft., $284,990

Includes: 3 Stainless Steel Appliances & Granite Countertops In Kitchen.

Includes: 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Hearth And Home PPO & Rec. Room Ready PPO.

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Townhomes From $224,990 Temporary Fairwinds Sales Centre: 7 Summitview Drive, Kanata, 613.271.0636

Sales Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Follow us:

7

BARRHAVEN

P RE S E N T E D B Y AWA R D - WIN NIN G U N IFORM U RB A N DEV EL OPMEN TS

Conveniently located near Stonebridge in Barrhaven, Manotick Village and the Rideau River, this idyllic neighbourhood features thirty classic, Barry J. Hobin designed homes surrounded by natural, open spaces and flowering trees. Singles starting from $519,000

BEAUTIFUL TOWNHOMES NOW ON SALE Visit our Sales Pavilion

Mon. – Thurs. 12pm to 7pm | Fri. – Sun. 12pm to 5pm | Holidays 12pm to 5pm 3699 Jockvale Road

613.608.8079 uniformdevelopments.com

KANATA

P RE S E N T E D B Y AWA R D - WIN NIN G U N IFORM U RB A N DEV EL OPMEN TS

This stunning collection of unique homes designed by Barry J. Hobin & Associates Architects is built on a dramatic rising site, with exposed Cambrian Shield granite and expansive views. Starting from $519,000

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3 STUNNING MODEL HOMES NOW OPEN Visit our new Sales Pavilion Mon. – Thurs. 12pm to 7pm | Fri. – Sun. 12pm to 5pm | Holidays 12pm to 5pm 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle)

613.435.7751 uniformdevelopments.com

417

QUICK MOVE-INS now available across the city. Enjoy up to $20,000 in Decor Dollars.

ClaridgeHomes.com Prices and speciďŹ cations are subject to change without notice. E. & O. E.

Live where nature is king and imaginations soar.

Tour our SIX TOWNHOME and THREE Designer Decorated Model Homes today!

NAVAN Located in Navan’s magnificient Mer Bleue conservation area, this unique community of single detached homes, bungalows and townhomes is perfect for the outdoor enthusiast.

Contact our Sales Centre today and discover which one is the perfect place for you. Quick move-ins available.

$276,900 Singles & Bungalows from $366,900 Towns from

422 DOVEHAVEN ST. 613 841 0560

The Helsinki. B Elevation

BARRHAVEN

FINDLAY CREEK

RIVERSIDE SOUTH

Towns from $281,900

Towns from $309,900

Singles & Bungalows from $361,900

Singles & Bungalows from $371,900

Towns from $280,900 Singles & Bungalows from $366,900

118 MARAVISTA DR. 613 823 6767

401 FERNSIDE ST. 613 425 1332

585 SUMMERHILL ST. 613 822 6444

KANATA

HUNT CLUB

ORLEANS

Zens Urban Flats from $200,900 Towns from $279,900

Condo Flats from $290,900

Zens Urban Flats from $205,900

200 ARRITA ST. 613 591 0448

210 KIWANIS CRT. 613 249 0704

376 ANTIGONISH AVE. 613 834 3488

LONGWOOD MAKES THE ADULT BUNGALOW LIFESTYLE AFFORDABLE FOR YOU !

THREE SPECTACULAR LOCATIONS.

The Thornhill

NOW OPEN IN RICHMOND!

Semi-detached Bungalows from $324,900

Sales Office on Perth Street at Huntley in Richmond Saturday and Sunday : 12:00 to 5:00 pm Phone: 613-444-0494 SalesRichmond@longwoodbuilders.com The Thornhill

of Hunt Club NEIGHBOURHOODS

613-738-1349

d.greene@longwoodbuilders.com

HOURS: Sat.| Sun. 12 pm to 5 pm

Model Open

Model Open

Longwood’s sought-after Hunt Club location.

Only 9 opportunities remain to purchase including designs for four ‘wide lots’ with rear garages.

Mon.-Wed. 12 pm to 6 pm

w w w. n e i g h b o u r h o o d s o f h u n t c l u b. c o m

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www.longwoodbuilders.com/richmond.html

613-435-2155

t SalesDeevys@longwoodbuilders.com

HOURS: Sat.| Sun. 12 pm to 5 pm

Bungalow Townhomes on Private Enclave off Equestrian Drive in Bridlewood.

FIFTEEN homes still available.

Mon.-Wed. 12 pm to 6 pm

w w w. d e ev y s h o m e s t e a d . c o m

Terrace Homes from the low $200’s

MODELS NOW OPEN a HOME to call OUR OWN

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Mon. to Wed. 12 pm to 6 pm

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613•424•2901

NT

HOURS Sat. / Sun. 12 pm to 5 pm

www.dorima.ca

Artist Concept TE

2 Storey 2 Bedroom Living / Dining 1½ Bath Large Kitchen

SITE AND SALES CENTRE

M O N TA G E

5 minutes walk from Billings off Bank at Ohio.

Two and Three Bedroom Condominiums from $355,900

IMMEDIATE OCCUPANCY

ON LAST SIX SUITES HOURS: Sat.| Sun. 12 pm to 5 pm

Mon.-Wed. 12 pm to 6 pm

move in

NOW!

www.montagecondos.ca 613.897.0044

SalesMontage@longwoodbuilders.com

13

//editor’s note

How best to select a builder?

A little extra research pays off with peace of mind

Y

Susan Legge

Editor-in-chief Wall2Wall Media

ou’ve agreed that a new home is the way to go and you’re making headway, but you still have another big decision to make – choosing your home builder.

It pays to check the reputation of the builder/developer before you sign on the dotted line. You can start by finding out how long the company has been in business by asking the sales representative or visiting the company’s website.

Find out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into anyone during your tour.

Naturally, you should spend some time visiting several different sales offices

and model homes. Get a feel for each company and the staff employed there.

Ask a lot of questions and expect to be treated with consideration and respect.

No question is too “dumb.”

Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request.

There are certainly many other builders and salespeople out there who pride themselves on putting the customer first.

When you do find the right home and the right company, making that big decision will be a whole lot easier and enjoyable.

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Be prepared This adage is never more true than when buying your first home

T

Wayne Karl

he moment you decide to buy your first home is an important one – from getting your finances in order, to learning about mortgages, to researching builders and to getting out there to look at potential communities. Indeed, the excitement grows at every step.

Buying your first home can also be an emotional experience. There will be houses you fall in love with, communities you really want to live in and neighbours you can envision befriending.

As exciting as all of this is, it’s also important to not let your emotions get

Editor Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

14 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

carried away – to buy more with your heart than your head. This is why you should take your time, do your research and conduct due diligence on every development, builder and home you consider.

This issue of New Home Guide, like all editions we put together, contains a variety of content to guide you through this process. Our goal is to help identify subjects, neighbourhoods, communities, housing types and builders for you to consider – in short, to help you prepare.

With this knowledge, and your own enthusiasm, you’re well on your way!.

contents

FEB 22 - mar 8, 2014 || volume 14 issue 4

cover

p. 18 UNIFORM URBAN DEVELOPMENTs

Richardson Ridge takes shape as three new model homes open

C06

30 vice-president, Wall2wall media

Jacqueline Hill

Director of sales, national

Josh Heppner

Sales Manager, Eastern Ontario

Paul Bimm

editor-in-chief / director of content

Susan Legge art director

Bianca DiPietro editor

Wayne Karl

regular features Condo Insert | C01-C24

contributing editors

Sara Duck, Elisa Krovblit, Lydia McNutt

Spotlight on Condos: Your guide to new condo communities

sales co-ordinator, eastern Ontario

14 C18

Manager of production

in the Gatineau and Greater Ottawa Area Editor’s Note In

26

the News

Helping Canadians better understand mortgage risks

by Chuck Resnick

28

C22 Home Smarts

A room of his own: the Man Cave

by Marnie Bennett

30

20 In the News

Saving for retirement outranks reducing debt in 2014: RBC

24

GOHBA Report Government of Ontario pre-budget consultations

by John W. Herbert

Make Your Move Technology on the move

Tax Time Tips

Tax tips for the young and restless

38

RRSPs: they’re not just for retirement anymore

Tax Time Tips

Tax credits to ease the pain of this big-ticket purchase

Hot Sheets

Two pages of community previews and openings

community focus features C06

MASTERCRAFT

STARWOOD

SoHo Champagne: luxurious amenities, prime location

Bala Gnanapandithan Production Co-ordinator

Dennis Ng

graphic designer

Mike Terentiev

Published By

Money Matters

by Gail Vaz-Oxlade

34

Nash Kamaludin

18 UNIFORM URBAN DEVELOPMENTS

Richardson Ridge takes shape as three new model homes open

newhomeandcondoguide.com 1 Raymond St., Ste. 300 Ottawa, Ontario K1R 1A2 Phone: 613.729.1221 Published Saturdays, 2014 Publishing Schedule: Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1

Circulation: Free distribution in street boxes, stores, banks and financial institutions.

Terms: Advertisers, editorial content and New Home & Condo Guide are not responsible for typographical errors, ­mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial: Submissions from interested parties will be considered. Please submit to the address shown. The views and data expressed by columnists do not necessarily represent those of the publication.

Copyright 2014: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

we won't charge you extra for your custom design Choose one of our many models Bring us your design Custom modifications to any models or designs Creation of a new custom design just for you ... all this as part of our service at no extra chaRge. Meet directly with owner Pierre, owner Michel or VP Stephan

Located off Carp Rd between Stittsville and Carp D

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• 22 lots in a Private Cul-de-sac • 2 to 4 acres country Estate Lots (well & septic) • Underground services with Natural Gas and High Speed Internet • Open and partially or fully treed lots • Walking trails with access to lake and creek • 5 minutes from Kanata Centrum

6 LOCATIONS • CUMBERLAND: Camelot Estates: 2 acres Estate Lots. From the high $600's. sold out • NAVAN: Mustang St.: ½ acre fully treed private Estate Lot. From the high $600's.

• OTTAWA: Westboro: 2 luxury semi-detached homes. From the high $600's.

• STITTSVILLE: Deer Run: 41’ to 54’ wide lots in a private crescent. From the mid $400's.

• CARP: Westlake South Estates: 2 to 4 acres private Cul-de-sac Estate Lots. From the mid $500's.

• ON YOUR OWN LOT

(613) 296-7000

MetricHomes.com

2 QUICK OCCUPANCY HOMEs FOR SALE IN STITTSVILLE FROM $529,900

16 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

17

//cover story

The beautiful community of Richardson Ridge takes shape as Uniform Urban Developments opens three stunning models

T

he naturally beautiful community of Richardson Ridge in Kanata North continues to take shape as Uniform Urban Developments opens its three stunning and distinct model homes. The highly-anticipated Kawartha, the Massey and the Griffith, each specifically demonstrating the different product type currently for sale, are now open to tour.

Three different lot series contain a huge selection of home style and floor plans, creating variation in the streetscape and giving buyers vast choices. The Cambrian series offers 13 beautiful single-family homes, ranging from 1,600 to 2,751 sq. ft. and built on 42-ft. lots.

The Laurentian series offers 10 beautiful single-family homes, ranging from 1,821 to 2,907 sq. ft. and built on 47-ft. lots. The Adirondack series offers nine beautiful single-family homes, ranging from 2,705 to 3,816 sq. ft. and built on 52-ft. lots.

18 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

Location Kanata North Housing Type Single-family homes 1,600 to 3,816 sq. ft.

PRICE From $521,000 Sales Centre 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle) Open Monday to Thursday from noon to 7 p.m., Friday and weekends from noon to 5 p.m.

Contact call: 613.435.7751 mainsworth@uniformdevelopments.com uniformdevelopments.com

uniform urban developments | Richardson Ridge The Massey

The Kawartha

Uniform Urban Developments comes to Richardson Ridge with the same design and execution formula that has made them an award-winning builder for decades. Stunning home designs by Architect Barry J. Hobin and stunning interior designs by 2H Interiors, are here combined with high quality materials and finishes to create impressive homes.

The Griffith in the Cambrian Series is filled

with light, clean lines and a highly functional design. The Massey showcases the Laurentian Series and a more modern style of residence. The Kawartha is a large traditionally-styled home in the Adirondack Series.

All the homes boast large, energy-efficient windows, flooding the spaces with light. Standard finishes include natural hardwood throughout the main floor, hardwood stairs to the second level, smooth finish ceilings, air-conditioning, raised ceiling details in the master bedroom, imported Norman-sized clay brick, James Hardie fibre cement siding, recessed pot lights and much more.

Richardson Ridge retains a natural aesthetic with granite outcroppings, resonant landscaping and dramatic grade transitions. The community is built on a rising site with exposed Precambrian Shield granite and expansive views giving each yard its own special natural features.

With nearly 65 sales to date and many families already established in their homes, this master planned community has emerged as a highly sought-after location in Kanata. Richardson Ridge has close proximity to the Kanata North Business Complex, Kanata Centrum and Hwy. 417, along with easy access to amenities in the recreation country just to the west or the city sights a short drive away.

Young families, empty nesters, those from Kanata and those coming to Kanata for the first time are all calling Richardson Ridge home. They agree this site and the stunning homes upon it have unique qualities. Uniform is also offering this portfolio of homes at their latest site – The Orchard in Barrhaven. Another great location within the City!

Uniform is known for its award-winning projects in some of Ottawa’s greatest neighbourhoods. So come in, walk through and experience what sets Uniform Urban Developments’ homes apart.

Models are open seven days a week at 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle). Or call 613.435.7751, email mainsworth@uniformdevelopments.com or visit uniformdevelopments.com

feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 19

//In the news

Saving for retirement outranks reducing debt in 2014 for Canadians: RBC poll

Reversing last year’s rankings, more Canadians are citing saving for retirement as a top financial priority compared to those who are prioritizing paying off debt, according to the 24th Annual RBC RRSP Poll.

More than half (52 per cent) are now focusing on increasing their retirement savings, with 48 per cent placing a priority on debt reduction, compared to 44 per cent and 54 per cent respectively in last year’s poll. This reversal of financial priorities is even more marked among middle-aged Canadians – those 35 to 54 years old – with almost two-thirds (62 per cent versus 52 per cent last year) focusing on saving for retirement ahead of reducing debt (52 per cent versus 56 per cent).

20 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

“These findings indicate Canadians are more comfortable with how they are managing their debt and this is allowing them to focus more strongly on retirement savings this year,” says Bill Hill, national retirement planning consultant, RBC. “To help ensure those savings will support the retirement they have in mind, we recommend they review their lifestyle and financial goals with a financial advisor as early as possible.”

The annual RBC poll also found that RRSP ownership among those aged 35 to 54 has jumped to 68 per cent from last year’s 58 per cent. In addition, one-quarter (26 per cent) of middle-aged Canadians has determined they will need to save, on average, $545,000 for a comfortable retirement.

“This is the age group that needs to be planning now for the lifestyle they want to have in retirement,” Hill says. “As Canadians who have already retired know, there is so much more to your retirement years than just the money you think you’ll need. The beginning of each new year is a good time to sit down with a financial advisor to explore all aspects of a successful retirement – you may well find you have more options than you are aware of today.”

21

22

spotlight on condos Eastern Edition

Feb 22 - Mar 8, 2014

Your Pull-Out Guide to highrise, conversion, loft, terrace & townhome condo projects

spotlight on condos

IMMEDIATE OCCUPANCY

C2

there’s a lot to love in notting Hill South. Come home to comfort and convenience in a friendly, relaxed community, just 15 minutes from ottawa.

- 9' ceilings - Hardwood and ceramic tile (opt.)

- Elevator - 6 appliances

2 BEdroom CondoS Starting from tHE LoW

250s

$

SINGLE FAMILY

- Private balcony - radiant heated floors - Zero-maintenance lowrise building

great reasons. great neighbours. inCL HSt

Sales Centre: 151 Potts Private, Unit 103 Hours: mon – thu: 12 pm – 7 pm | fri - Sun + Holidays: 12 pm – 5 pm

Prices subject to change without notice. E. & O. E.

CONDOS + TOWNS

- Secure, heated underground parking (opt.)

- 5' x 8' storage room (opt.)

CUSTOM HOMES

Built for real life.

CARDELHOMES.COM

spotlight on condos

C3

play here here.

32 APARTMENTS AVAILABLE! JUST RELEASED! | ONLY 36

work here. relax here.

THE STATION

the jewel of Barrhaven.

spotlight on condos

bullet • canadian • commander • commodor • crusader • empire • euro star • golden arrow • grand central • north star • orient express • traveller

C4

live here.

VISIT WWW.CAMPANALE.COM TODAY! | EMAIL: LONGFIELDS@CAMPANALE.COM

visit us at our NEW sales centre

Purchase one of our ready-to-move-in condos.

Only 5% down payment.

start at $282,000.

SALES CENTRE: 238 BESSERER ST. 613.232.7333 Located between Cumberland St. & King Edward Ave.

BONUS Granite counters throughout

6 Appliances

Storage locker

spotlight on condos

Discover downtown living at its best with a tour of the bright and airy, beautifully decorated models at Galleria 2. This is your opportunity to live and play close to Parliament Hill, University of Ottawa, ByWard Market, and all that Canada’s capital has to offer.

C5

Soho Champagne

spotlight on condos

Luxurious Amenities.

Prime Location

C6

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magine waking up each morning and looking out your expansive windows at the breathtaking views of the city’s greatest landscapes. With Mastercraft Starwood’s in-demand Soho Champagne Condominiums, your dreams can become a reality. This luxurious building is destined to be the new hot spot in town, and it’s now under construction.

Located in the heart of one of Ottawa’s most sought-after neighbourhoods, Little Italy, SoHo Champagne combines prime location and luxurious living. Mastercraft Starwood, the developer of Toronto’s finest boutique hotel, The SoHo Metropolitan Hotel, and Toronto’s first five-star hotel, The Hazelton Hotel, introduced Ottawa to its first hotel inspired condominium in 2009, redefining the expectations of condo buyers in the national capital region.

Located one block west of the bustling Preston St. and a few steps to the new Hickory St. pedestrian bridge, SoHo Champagne will be a short walk to the existing O-Train Carling station, which will connect to the new $2-billion Confederation Line – a light rail public transportation system connecting East and West Ottawa, estimated to have its first passenger in 2018.

With the O-Train and the new LRT, Little Italy is the newest hotspot in town. This is an ideal location: downtown is only a short ride away, and you are steps away from superb parks, hiking trails and Dow’s Lake.

Each of the earth’s four elements will be represented in the indoor and outdoor Gluckstein designed common space – an amazing 15,000 sq. ft. This area includes a third-floor landscaped terrace and gardens with raised hot tub, 60-ft. lap pool, fireplace and outdoor kitchen. The amenities are managed by the staff of

Location Ottawa Housing Type Condos from $298,900 to $2.2 million Sales Centre 111 Champagne Ave. S. Contact sohochampagne.com 613.798.7646

the SoHo Metropolitan Hotel who will provide personalized service to a luxury hotel standard.

Soho Champagne offers you more than you could ever expect from condominium living. The luxurious amenities in this building are unheard of, up until now. Easily book and enjoy the private dining room for a romantic Friday night dinner; invite your friends and family over for a barbecue on the expansive rooftop patio; indulge in a movie marathon with old friends in the private theatre; or simply take advantage of the Wi-Fi lobby and library. With a concierge on staff 24 hours a day, seven days a week, you will never have to worry about a thing.

Mastercraft starwood | Soho Champagne

This is the ideal location for new university graduates who want to be at the heart of it all, or young professionals who have their fingers on the pulse of the city. Meet friends and colleagues for coffee at any of the local shops, enjoy drinks after work at the many pubs, whatever you are in the mood for, Soho Champagne is guaranteed to deliver.

Each SoHo suite will be invested with the same high quality materials and standards demanded by elite clients who desire living spaces equivalent to the comfort of expensive homes. You’ll find nine-ft. ceilings, marble bathrooms with large shower stalls and a rain showerhead. Kitchens will be designed with the fine cabinetry with an island and integrated European appliances concealed behind lacquered doors and the features and fixtures you’d find in the finest homes.

The entrance to SoHo features a hotel-like drop-off to the front door with its signature SoHo granite surround and 10-ft. entry doors. Gluckstein has designed the two-storey lobby to luxury hotel standards with marble floors and elevator walls clad in marble.

In Phase 2, the concierge desk in the lobby and the SoHo Champagne Club all feature 16-ft. ceiling heights with a library, lounge, bar, private dining area, fireplace, wine-tasting room and private screening room. The second floor features a Dalton Brown gym with access to an outdoor terrace. Steam rooms and washrooms are adjacent to the gym.

The Sky Collection is ideally located on floors 16 to 19, offering some of the best views in the city. Whether you want to overlook the lights of Downtown and the Rideau Canal, or face Dow’s Lake, or perhaps you want to look out over the Gatineau Hills, you will enjoy beautiful views. Buyers of these exclusives unit can now enjoy the added bonus of a Mercedes CLA with their purchase (Conditions apply, see sales centre for details).

Just imagine what it would be like to live in a condominium where every intricate detail has been designed to awaken your sense of style, while simultaneously satiating your desire for comfort.

Visit the sales presentation gallery Monday to Thursday noon to 6 p.m., weekends noon to 5 p.m. For more information, visit sohochampagne.com

Located in the heart of one of Ottawa’s most sought- after neighbourhoods, Little Italy, SoHo Champagne combines prime location and luxurious living.

feb 22 - Mar 8, 2014 | New home & Condo guide eastern Ontario C7

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spotlight on condos

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Only three storeys in height, eQ Homes’ exclusive Foxwood Collection condominiums are much more intimate than a high-rise. And with just four units per floor, every suite is a corner suite, loaded with luxury features and square footage ranging from 1,040 up to 1,430.

That’s why Foxwood Collection won the coveted 2013 SAMMY Award for Best Condo Low-rise, as presented by the Greater Ottawa Home Builders’ Association.

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Drop by our sales centre 5911 Meadowglen at Orleans Blvd 613•223•5803

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Define your style.

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Is uptown loft your style? We can do that.

Visit the Nuovo sales centre in Little Italy to explore the possibilities.

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Sales centre: 445 Preston 路 613.728.7873 路 Building location: Rochester at Pamilla 路 nuovocondo.ca

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Come and visit The Amenities on the 20th floor

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Is classic your style? We can do that.

Visit our sales centre in Little Italy. See how our designers can help you create your personal and unique space.

Sales centre: 445 Preston 路 613.728.7873 路 Building location: Rochester at Pamilla 路 nuovocondo.ca

spotlight on condos

Define your style.

Create your nuovo.

C17

//In the news

Group promotes national approach

to elevating consumer understanding of mortgage risks The Mortgage Broker Regulators’ Council of Canada (MBRCC) is helping consumers across the country gain a better understanding of the risks and responsibilities related to obtaining a residential mortgage.

The organization has developed a pamphlet, as well as educational content for its website, to ensure that Canadians in all provinces have access to practical information and important considerations about mortgages.

Know Your Mortgage Risks & Responsibilities, the materials developed by the MBRCC, are part of the organization’s efforts to improve mortgage consumer education. “It is important that borrowers understand the key considerations and implications when agreeing to a mortgage,” says MBRCC Chair Kirk Bacon.

“Educating consumers helps them make more informed decisions. This is true regardless of the province they live in.”

C18 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

The information was developed for use in all MBRCC member provinces. The educational materials and the types of information borrowers received on mortgage risks and responsibilities vary from province to province. “Given the differences, we felt it was an area in need of further collaboration from the provincial mortgage broker regulators,” Bacon adds.

The MBRCC developed the pamphlet as a disclosure tool for mortgage brokers to provide to their clients during their initial discussions. It is designed to ensure that borrowers are knowledgeable from the outset, as well as to help stimulate discussions with the broker. “Brokers play a critical role in educating borrowers. Their clients look to them for information and advice. We appreciate their help in getting this information to the public,” says Bacon.

The pamphlet introduces readers to mortgage risks and responsibilities and points them to the MBRCC website for further information. The pamphlet is also available on their website for brokers to download and print at their convenience.

Whatever your personal style, at Domicile’s Nuovo you can create your perfect urban condo.

Visit our sales centre and see what life in vibrant Little Italy can be.

Sales centre: 445 Preston · 613.728.7873 · Building location: Rochester at Pamilla · nuovocondo.ca

spotlight on condos

Define your style.

Create your nuovo.

C19

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C20 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

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//home smarts

A Room of his own:

The Man Cave » by marnie bennett

Marnie Bennett

is a broker and the marketing director for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate.

Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com

More and more often, I’m meeting male clients who toss the term “man cave” around when listing the features they’re looking for in a home. For some, the man cave is meant to be a retreat from the hustle and bustle of family life – a place to crack open a beer and watch the game in peace. Others are more interested in a place to entertain their buddies, where Superbowl parties and poker games reign supreme.

For reasons of space and noise containment, man caves tend to be located in the basement. New homes are ideal for this purpose, as today’s basements offer great head clearance; as well, there’s no better way to customize a space than from the ground up.

There are all sorts of gimmicky man caves featured in magazines, with décor chosen along a specific theme: golf, for instance, or vintage cars. That’s great, if it makes you happy. But I’d like to address a few of the features that will give your space real staying power: » If watching sports and movies is important to you, talk to your builder about installing an in-wall audio system and wiring the room for your wall-mounted television or projector. » Lighting should be plentiful. While an overhead light can be useful, you’ll likely get more use from pot lights on a dimmer switch, combined with floor and table lamps.

Consider appropriate fixtures above a pool table or bar. » Wall colours are traditionally deep and warm; this is a place to be cozy and relaxed, not hyper-alert. Carpet underfoot should be plush, with a great underpad. » Consider how you’ll entertain. If asked, most builders will install a bar, or an in-wall fridge for beer or wine. The more work you can hand over to your builder, the sooner you can tilt back that recliner and soak up the manly vibe.

C22 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

After watching countless couples negotiate their “must-have” list, I’ve come to believe that women have something to gain from the man cave.

I’ve found that many women are happy to hand over this chunk of their home’s square footage because, having gotten

what they want, the men are content to let their partners take charge of design decisions in the rest of the home. When a trade-off like this can actually ease marital tensions, everybody wins!

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com

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//gohba report

Government of Ontario pre-budget consultations » by john w. herbert On Jan. 13, 2014 the Ontario minister of finance conducted pre-budget consultations intended to collect ideas from business leaders and residents alike on what the government’s priorities should be in its spring budget. This is one of the few times that the provincial govern-

John W. Herbert

is executive director of the Greater Ottawa Home Builders’ Association.

He can be reached at 613.723.2926, ext. 224, or visit gohba.ca

ment requests direct input and in previous years it has been treated seriously.

Given that the residential construction industry in Ottawa employs more than 25,000 men and women and contributes more than $3 billion to the local economy, one would think that government might be interested in learning as much as it could about how to not only keep the housing industry healthy but also how to properly nourish and support it. This is especially true in Ontario where only days before the pre-budget consultations were held the national employment numbers where released and out of 45,000 jobs lost in Canada that month, 39,000 were in Ontario.

More than 50 people attended the consultations, but the results ended up being rather discouraging. The official moderator announced that everyone would have two minutes and 30 seconds to present their information. There were immediate grumblings throughout the room. The Minister of Finance Sousa from Toronto left us wondering if meaningful consultation was being invited or muted. Ministers Chiarelli and Naqvi from Ottawa sat at either end of the head table and appeared rather uncomfortable and embarrassed.

The Home Builder representative had time to provide his name and introduce the presentation topic before being cut off by the moderator who invited the next presenter to the microphone. Given that the provincial government wouldn’t provide due opportunity to hear the industry’s highest level concerns, we thought they might be of interest to Ottawa residents: The constantly increasing level of taxation on housing in Ontario has reached the point where it is having a serious negative impact on the wealth creation and economic development activities throughout the province. Unless the government recognizes the serious structural economic problems that now exist in Ontario and takes appropriate action to mitigate against them, we will continue further down the path of a “have-not province,” and become increasingly dependent upon the rest of Canada to support us.

It’s hard to believe that less than 25 years ago, prior to the introduction of GST, PST, Provincial Land Transfer Taxes and Development Charges, the total government fees, charges, taxes and levies on a new home amounted to only three per cent.

Today, that total is 23 per cent and rising rapidly.

In Ottawa, that 23 per cent tax on a new home converts into approximately $100,000 that new-home purchasers must include in their mortgage and pay for over the next 30 years. So, these

24 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

homebuyers are paying more than $400 per month more than buyers 25 years ago just to cover government taxation. This is $400 per month of disposable income that would otherwise be available to young families. Ontario has the highest Development Charges in Canada and so its new-home buyers are being put at a serious disadvantage compared to other provinces.

This is a massive financial burden to be placed on the shoulders of young families who are just starting out in life. This money could be used to put their children through university or invested in the economy or used to create a new business’s generating much-needed new jobs.

The province should take immediate action to : 1.) Reduce its taxation on new homes through building materials, components and the Land Transfer Tax 2.) Prevent municipal governments from implementing any further increases in Development Charges using the Provincial Development Charges Act 3.) Open discussions with the federal government to implement indexing of the GST on new homes which was promised at the time GST was created but was never implemented.

Immediate action is required in Ottawa because the City is currently in the process of undertaking its five-year Development Charge review and is also supporting proposed legislative changes that could potentially implement substantial increases in June of this year. Premier Wynn is talking about new Development Charges for public transit and hospitals. If the government of Ontario cannot get its spending addiction under control in time to deliver a spring budget, we fear the housing industry could be the next engine of growth to run out of gas and start adding to the unemployment lines.

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feb 22 - mar 8, 2014 | New home & Condo guide eastern Ontario 25

//make your move

Technology on the move » by Chuck Resnick Let’s face it, your electronic devices make the world go ‘round. Being in the moving business, we realize how important those items are to families.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

One of the most common questions we get is how to transport electronics safely, especially big-screen TVs. During a move, whether it’s across town or across Canada, it is important to give these items special treatment so they arrive in one piece and in good working order. The best advice we have for accomplishing this goal requires some forethought: keeping the original boxes and foam spacers the electronic items came in. That is truly the safest method for moving them.

Of course, people rarely keep these boxes, so there are specialty boxes and crates designed specifically to move big-screen TVs safely. People who do their own packing and moving should be aware of how easy it is to damage one of these units. Spending a few dollars extra to purchase or rent one of these special boxes can make all the difference.

Another thing to remember is that most of these television sets are mounted on wall brackets, and moving companies are reluctant to disassemble the wall mounts or assemble them at the other end. Usually, if something is going to go wrong, that’s when it will happen – and again, people rarely keep the installation instructions for the brackets. It’s far too chaotic on moving day to try and find instruction manuals. The best plan when preparing for your move is to take the TVs off the walls yourself ahead of time and have them ready to be packaged properly.

Here’s a tip for anyone disassembling electronics for a move: Get your digital or phone camera and take photos of the wiring connections on the backs of the TVs, cable boxes, DVD players and the like. When it comes time to reassemble them, it will be much easier to reference how they were set up originally, saving time, stress and frustration.

During a move, whether it’s across town or across Canada, it is important to give these items special treatment so they arrive in one piece and in good working order.

26 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

The same goes for stereos and gaming systems. Many teenagers leave their entire gaming systems hooked up until moving day. It’s up to them to disassemble their systems and hopefully place them into their original packaging. If not, the best thing to do is wrap consoles in anti-static bubble wrap and place them into appropriately sized boxes so they won’t move around during the trip. In fact, this is the best way to treat most electronics items.

That includes computers – especially desktop units. We have specialty boxes designed specifically for them that can be bought separately. If you choose not to go that route, then surround the unit with anti-static bubble wrap and place it into an appropriately sized box.

And here’s a handy tip: pack the associated hardware with the electronic item. For instance, Place your computer’s mouse, keyboard, power cord, scanner and printer cables into the same box. When these items all arrive together at your new digs, you’ll be very glad you did!

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These freehold townhomes include a low monthly cost for yard maintenance and snow removal. Enjoy the comfort and lock-and-leave convenience of heated underground parking with direct access to your home. Ample storage space is included in each home.

All this and an enviable urban lifestyle in the heart of Westboro—live within a two-block walk of your favourite cafés, shops and restaurants, and just minutes from the Sir John A. Macdonald Parkway, Queensway and Gatineau Park.

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Weekends and holidays Noon to 5 p.m. feb 22 - mar 8, 2014 | New home & Condo guide eastern Ontario 27

//tax time tips

tax tips

for the young and restless For Canadians under 35, it is likely that last year brought at least one major life change, such as finishing school, starting a family, or moving homes. All of these events can affect a tax return. Cleo Hamel, a tax specialist at H&R Block, offers the following tips to maximize your return:

Graduated with student loans?

Relocated for work or school?

Had a bundle of joy?

If you’re a recent college or university graduate, chances are you have racked up some student loans. Did you know the interest paid on government loans is a tax credit? Also many low-income Canadians, like students, qualify to use tax software for free. For example, if you earn less than $20,000 a year, H&R Block At Home Online allows you to prepare and file your return for free, when it is convenient for you.

If you have packed the truck and travelled more than 40 kilometres to a new job last year, then you may be able to claim moving expenses such as transportation, storage and meals. Moving expenses are one of the most commonly reviewed credits, so make sure you keep your receipts in case Canada Revenue Agency asks for proof.

Parents can claim the Child Tax Credit for each child under the age of 18. If one parent cannot use the entire amount, the unused portion can be transferred to a spouse or common-law partner.

Don’t miss out on the tax credits you are entitled to claim, says Hamel. Take the pain out of doing your taxes by using tax preparation software. It gives you step-by-step tips to identify every possible deduction or credit, and it ensures you get the maximum refund.

28 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

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//money matters

RRSPs:

They’re not just for retirement anymore » by Gail vaz-oxlade

With tax season just around the corner, you may be thinking about your RRSP contribution. There was a

Gail Vaz-Oxlade

time when the only thing an RRSP was used for was saving for retirement, but this is no longer the case.

These days, you can use your RRSP as a savings plan for a down payment on a home, among other things. It’s fair to say that the RRSP has become Canadians’ favourite savings account.

The problem with RRSPs being all things to all people is that its wider scope, its greater flexibility, its move from a

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

30 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

hands-off-don’t-ever-touch-this-money retirement plan to a you-can-use-itwhenever-you-can-justify-it savings account is that the process of identifying your investment strategy has become more complex. Most people say they don’t have enough money to maximize their RRSP and set aside a non-registered emergency fund, which

The first question to ask yourself when choosing investments for your RRSP is, “When am I going to use this money?” explains the overlap between retirement savings and other types of savings that take place within an RRSP. The first question to ask yourself when choosing investments for your RRSP is, “When am I going to use this money?” If you’re using a portion of your RRSP savings as your emergency fund, then keep that portion of the RRSP assets fairly liquid so you can access the money in an emergency. If you’re tapping into your RRSP to buy a home, you’ve got a short- to medium-term investment horizon and must choose investments that suit. So you’ll have to forgo equities in favour of a more-conservative investment portfolio.

Since you don’t have the time to wait out the bumps in the road that are part of the equity-investment experience, you have to settle for less return.

Being clear on how you plan to use your RRSP dollars is especially important when those dollars are being contributed to a spousal plan or the contributing spouse could find money withdrawn from that plan taxed in his or her hands. The rules for withdrawals from a spousal RRSP state that if money is taken from a spousal plan within three calendar years of a contribution, that money could be taxable at the hands of the original contributor, defeating the original income-averaging strategy.

Make spousal contributions by the end of the calendar year as opposed to in the first 60 days of the new year, since spousal contributions are measured on a calendar-year basis.

If you delay your contribution, you’ll end up extending the withdrawal period by another calendar year.

Perhaps the toughest part about using your RRSP for myriad purposes is keeping track of which of your RRSP dollars is for what. Here, consolidation may work against you.

Instead, consider opening a separate RRSP for each of your

purposes and file your statements based on what you’re trying to accomplish.

Separate accounts will not only help you stay focused on the purpose for which you are saving, it will allow you to keep your time horizon in perspective.

While the money in your RRSP is yours and you decide how to spend it, don’t sacrifice your long-term goals for short-term ones. It’s easy to get focused on a single objective to the exclusion of all others. To be balanced, look at what you want your savings to do for you long-term, medium-term and shortterm. If you’re saving for a home, instead of putting this year’s total RRSP contribution into your “Home Ownership RRSP,” consider dividing it equally between home ownership and retirement. It will take a little longer to get into your dream home, but when you do, you won’t be behind in terms of retirement planning.

feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 31

//mortgage intelligence

mortgage essentials

for the rookie homebuyer Buying a home is the biggest purchase most Canadians will ever make, and with the high cost of real estate today, understanding the full financial commitment is critical. TD Canada Trust breaks down three key home

financing decisions for first-time homebuyers to consider: down payments (20 per cent is the goal), mortgage options (it’s not just about the lowest interest rate possible) and accelerated payments (pay down more than you need to).

“Homeownership is a major goal for many Canadians, and in today’s market it is especially important that prospective buyers understand home financing options in order to manage their overall monthly costs, assess the flexibility they will need, and help plan for the future,” says Farhaneh Haque, director of mortgage advice at TD Canada Trust.

32 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

The following tips can help first-time homebuyers structure their mortgage so that it works best for them before signing on the dotted line:

1

Down payment: how much and how to finance?

There are many benefits to a larger down payment. For example, homebuyers with a down payment of greater than 20 per cent do not have to obtain mortgage default insurance, the premium for which is calculated as a percentage of the mortgage and is paid up front or by adding it to the principal portion of the mortgage. So, the larger the mortgage balance, the higher the monthly mortgage payments. Eliminating or decreasing this premium can result in significant savings.

Haque suggests that first-time buyers can take advantage of the government’s Home Buyers’ Plan and use savings in their RSP to bolster the down payment.

“Homebuyers can also consider withdrawing up to $25,000 from an RRSP to put towards the down payment on a first home,” says Haque. “While this

can be a huge help upfront, among other conditions it must be repaid within 15 years, so make sure to factor in the repayment schedule into the monthly budget.”

2

Mortgage options: fixed or variable interest rate, open or closed term, flexible payment features?

A low interest rate isn’t the only factor to consider when choosing a mortgage. A mortgage specialist can help you navigate options like flexible payment features, and discuss monthly payment amounts in the context of your overall cash flow and future home-buying plans.

“Buyers choose a home because it fits their lifestyle needs,” says Haque. “A

It’s important that homebuyers budget for these expenses when deciding on the mortgage payment schedule they can afford. mortgage should pass the same test, and that means weighing the current term options against an overall long-term plan to pay that mortgage down. Once you find the best option for you, look for opportunities to realistically accelerate repayments.”

Fixed vs. variable interest rate: With a fixed interest rate mortgage, the interest rate and monthly payments do not change throughout the term of the mortgage and it’s clear upfront how much will be paid off at the end of the term. With a variable interest rate mortgage, the interest rate may fluctuate during the term. If interest rates go down, more of the monthly payment is applied to the principal, helping to pay off a mortgage faster. If interest rates rise, more of the monthly payment is applied toward interest. In

addition, with a variable interest rate mortgage, you may be required to revise your payment arrangements at certain times.

“This choice usually comes down to whether homeowners are comfortable with the possibility of paying more money toward interest and less to principal some months as a trade-off for potential interest savings other months, or if they prefer the stability of a fixed interest rate mortgage,” says Haque.

Open vs. closed mortgage: With a closed mortgage, a homeowner agrees to a term anywhere from six months to 10 years. There are conditions that limit when a closed mortgage can be renegotiated or refinanced and there may be a prepayment charge for renegotiating early or paying off the mortgage prior to the end of the term. Often negotiated for a shorter term, an open mortgage can be paid off at any time without prepayment charges. While it offers greater flexibility in terms of repayment, the interest rate for an open mortgage may be higher than for a closed mortgage.

Flexible payment features: Some mortgages offer features that give homeowners added flexibility to react to changes in their financial situation. For instance, flexible mortgage options may allow homeowners to make prepayments on their mortgage when they can and then reduce their monthly mortgage payment or take a payment vacation for a short period of time when they need to.

“Until it’s paid off, a mortgage will become a part of a homeowner’s life. Homebuyers need to ensure the terms of their mortgage match their plans, now and for the future,” says Haque.

3

Accelerated payments: how can a mortgage get paid down faster?

Homebuyers can pay off their mortgage faster and save money on interest by choosing a shorter amortization period or setting up an accelerated weekly or biweekly payment schedule instead of a monthly payment schedule. Prepayments are another way for homebuyers to pay their mortgage faster without locking into a payment schedule that could make it a challenge to manage their monthly cash flow. Many lenders allow mortgage holders to make prepayments up to a percentage of the original mortgage amount each year.

“It’s wise for homeowners to strive to be mortgage-free quickly; however it’s important they don’t stretch themselves too thin with the amount of their payments,” says Haque. “Beyond their mortgage, there are ongoing expenses that come with homeownership such as property taxes, utility bills and maintenance. It’s important that homebuyers budget for these expenses when deciding on the mortgage payment schedule they can afford. They need to be realistic and not put themselves in a position where they’re struggling to keep up with payments.”

feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 33

//tax time tips

Tax tips for the homebuyer Tax credits to ease the pain of this big-ticket purchase Buying a home is a big investment and a financial commitment – especially as a first-time homebuyer.

Many first-time homebuyers are generally recovering from the first year of moving into their dream home, and all the associated fees, unanticipated closing costs and expenses to maintain the home.

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSP) to buy a qualifying home for yourself or for a related person with a disability 34 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

There are a couple of tax credits that homeowners should be aware of when filing their 2013 tax returns.

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSP) to buy a qualifying home for yourself or for a related person with a disability.

RRSPs aren’t just for retirement anymore. This plan lets first-time homebuyers access their retirement savings tax-free, to increase their down payment and decrease their mortgage amount – and interest paid.

The HBP withdrawal limit is $25,000 – tax-free – for each you and your spouse, for a combined total of up to $50,000 toward your down payment or other home-purchase related costs.

In order to take advantage of this plan, your RRSP contributions must remain in the RRSP for at least 90 days before you can withdraw them under the HBP. Generally, you will be required to repay all the withdrawals to your RRSPs within a period 15 years to avoid paying tax on that sum. You will have to repay an amount to your RRSP each year until your HBP balance is zero. If you do not repay the amount due for a year, that amount will have to be included in your income for that year, and you will be taxed.

The HBTC is a federal tax credit available to qualified first-time homebuyers or homeowners who have not owned a home in the previous four years

The Homebuyer’s Tax Credit (HBTC) is a federal tax credit of up to $750 is available to qualified first-time homebuyers or homeowners who have not owned a home in the previous four years. This tax credit was introduced in 2009 to ease the burden of closing costs for first-time buyers.

Do you qualify for the HBTC?

» Neither you, your spouse or common-law partner may have lived in a house that either of you owned in the year of purchase or any of the four preceding years. » If you are a person with a disability or are buying a house for a relative with a disability, you don’t have to be a first-time homebuyer to qualify. However, the home must be purchased to allow the person with a disability to live in a more accessible dwelling or in an environment better suited to their needs and care. » A qualifying home is a housing unit located in Canada that already exists or is being built. » A share in a co-operative housing corporation that entitles you to possess, and that gives you an equity interest in a housing unit located in Canada, also qualifies. However, a share that only provides you with a right to tenancy in the housing unit does not qualify.

Why the Home Buyers’ Tax Credit is good for Canada The federal government introduced the HBTC to give Canadians some much-needed tax relief.

As part of the Government of Canada’s $62-billion economic stimulus announced in the Economic Action Plan, first-time homebuyers can get this non-refundable tax credit to help offset legal fees, disbursements and land transfer taxes.

People with disabilities who move to a more accessible home may also qualify for the tax credit.

The HBTC makes it a little easier to make one of the largest purchases of our lives – a new home.

For more information and tax tips, visit online at cra-arc.gc.ca

feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 35

homebuyers’help

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

36 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

monthly payment

$

Mortgage payment calculation chart %

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 37

ottawa

HOt SHEET ashcroft Homes

Central Park • the next Live where downtown spirit meets community character, your prime location is your pathway to the best of Ottawa, and bountiful greenspace blends naturally. The Next brings it all together – smart condo living at the heart of Central Park. Starting at mid $200’s. Register now for VIP pricing at benext.ca

Westboro • QWesT A stroll under the arches and along Sisters’ Walk will be enough to convince you of how greenspaces and good design make life beautiful at Q West. The Q West team’s inspired vision both preserves and enhances this landmark property. Just released, second floor terrace suites! Visit our model suite located at the corner of Richmond Rd. and Leighton Terrace in Westboro or call 613.221.5926. liveqwest.com

CAMPANALE HOMES

THE STATION • BARRHAVEN Complete with elevator and underground parking, and 12 unique designs to choose from, you can live in the ‘Jewel of Barrhaven’.

Campanale Homes presents the centerpiece of their Longfield’s Station project, a four-story luxury condominium with one and two-bedroom apartments. Experience our customer service and quality craftsmanship by visiting our presentation centre, located in our model homes at 420 Via Verona Ave. Phone 613.440.3570 or visit our web site for floor plans and more info at campanale.com

BARRHAVEN • LONGFIELDS STATION • TOWNHOMES • AND MORE

You know you’ve arrived when you’re living in your new home built by Campanale Homes, an award-winning builder with more than 30 years of experience. Condo flats and terrace homes starting from $259,900.

Loaded executive townhomes priced from $330,000. Visit our new model homes and sales centre located at 420 Via Verona Ave. in Barrhaven. Call 613.440.3750 or visit campanale.com

OTTAWA SOUTH • PRINCE OF WALES ON THE RIDEAU Located just minutes to downtown via the scenic Colonel By Drive, and an easy bike ride to the scenic Hog’s Back Falls and Vincent Massey Park.

This award-winning community features magnificent executive singlefamily homes, surrounded by more than 50 acres of greenspace and park bordering the Rideau River. Only a few lots remain. Call 613.440.3750 for more information or visit campanale.com

ARNPRIOR • CALLAHAN ESTATES Your distinctive destination. Just west of the scenic Madawaska River in old world Arnprior, this stunning location offers the best of both worlds.

You can enjoy the timeless charms of smaller town living while being a scant 20 minutes from major urban amenities in neighboring Kanata and Ottawa. Starting as low as $221,900. Visit the sales centre located at 2 Tom Gavinski, Arnprior, open Monday to Thursday 11 a.m. to 7 p.m., Saturday, Sunday and holidays noon to 5 p.m. Call 613.622.0033 or visit campanale.com

CARDEL HOMES

LONGFIELDS • Barrhaven – Singles • Townhomes Now selling singles and townhomes in Longfields at Barrhaven.

Visit 100 Longfields Dr. or contact Nicholas at Nicholas.karrandjas@cardelhomes.com, 613.290.4703. cardelhomes.com

kol at blackstone • kanata • condos KoL Condos coming soon to Blackstone. Register online at cardelhomes. com and be the first to receive insider updates. For more information, contact Harley Wallin at 613.836.9521, harley.wallin@cardelhomes.com

Notting Hill South • Orleans • condos Enjoy designer selected finishes in a brand new condo. Every single condo includes underground parking, six appliances, storage room, radiant heated floors, elevator and zero-maintenance comfort and convenience!

Contact Nicholas at 613.424.6780, nicholas.karrandjas@cardelhomes.com cardelhomes.com

DOMICILE

BEECHWOOD VILLAGE • The Kavanaugh The Kavanaugh offers village life in the city: quaint but with cachet – and just minutes from Parliament Hill. Famed bistros and bakeries line a streetscape surrounded by greenspaces, bike paths and landmarks.

613.897.7873. thekavanaugh.ca

38 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

LITTLE ITALY • NUOVO • United by Originality Nuovo is Ottawa’s latest urban condo development brought to you

by Domicile. This Barry Hobin design, situated in the heart of Little Italy, will offer unrivalled options for customization and personalization, allowing you to create a home that is truly yours. 613.728.7873. nuovocondo.ca

ORLEANS • BERGERON TERRACE Introducing Bergeron Terrace, set in Chapel Hill. Beautifully designed, quality built and affordably priced one-, two and three-bedroom terrace homes and urban flats. Conveniently located at the corner of Meadowglen and Orleans Blvd., Bergeron Terrace offers you all the best that Domicile has to offer. 613.223.5803. bergeronterrace.ca

Ottawa • HŌm Introducing HŌM, nestled beside Ottawa’s Little Italy and Dow’s Lake.

Everything’s within reach – including the price.

613.728.7873. domicile.ca

wellington west • ONE3ONE one3one is at the centre of the urban, tasteful and cultural Wellington West. All units with access to a rooftop terrace, rear courtyard, guest suite, fitness room, yoga room and a party room/entertainment room.

Pre-register online or call 613.728.7873. domicile .ca

Larco homes

Barrhaven • Longfields Innovative semi-detached homes in Barrhaven – models now open. larcohomes.com

LEMAY HOMES

Ottawa South • FINDLAY BY THE PARK New community offering singles, bungalows and townhomes. Just a few steps to greenspace, park, recreational arena and soccer fields. Quick access to shops, restaurants and services. Starting from $314,900. Limited time bonus offer. 613.425.5255. lemayhomes.ca

LE VIU

downtown Hull • The Heafey Group The best VIEW in town, the building is now ready for viewing, come and see the amenities on the 20th floor, pool, spa, sauna, gym and more a must see. Contact Michel Aubry 613.851.1320. 185 Laurier Street, Downtown Hull. leviu.ca

LONGWOOD

KANATA • DEEVY’S HOMESTEAD MODEL HOME NOW OPEN! Adult lifestyle attached bungalow townhomes on Equestrian Drive in Kanata. Sales Office on site. deevyshomestead.com or email SalesDeevys@longwoodbuilders.com Call 613.435.2155 for more information.

HUNT CLUB • NEIGHBOURHOODS OF HUNT CLUB New adult lifestyle attached bungalow community in Hunt Club. New Decorated Model Home and Sales Office on site at 204 Pondview Crescent. neighbourhoodsofhuntclub.com d.greene@longwoodbuilders.com or call 613.738.1349 for information.

CENTRAL OTTAWA • SONIA BY THE RIDEAU New 70 unit Condominium Building in Central Ottawa. Salesd office with Decorated Model Suite with unique European Extenzo Ceiling. soniacondos.com E-mail SalesSonia@longwoodbuilders.com or call 613.421.9736.

OTTAWA SOUTH • MONTAGE Fully Built. 36-unit Condominium building in Ottawa South. Two Model Suites open. Move in NOW! ONLY SIX SUITES remaining.

Located at corner of Clementine and Ohio off bank south of Billings Bridge. montagecondos.ca Call 613.897.0044 or d.greene@longwoodbuilders.com

ORLEANS • DORIMA TERRACE HOMES MODELS NOW OPEN! Perfect for the first time buyer or investor.

Terrace homes off Innes at 10th line. For more information dorima.ca or 613.424.2901 or d.mcfee@longwoodbuilders.com

ORLEANS • MONDAVI COURT • TOWNS AND SEMIS OPENING SOON – Off Trim Road just north of Innes. 24 Townhomes and semi-detached Towns. Pre-register now to get advance information mondavicourt.ca

BUILDERS: If you would like to include your new model home or site opening, email Nashrun.Kamaludin@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

Ottawa / Eastern Ontario / Gatineau Regions

ROCKLAND • MORRIS VILLAGE Best value Single Family Homes and Bungalows. Perfect for growing families. Decorated Model Home and Sales Office. For more information longwoodbuilders.com/morrisvillage or 613-446-1506 or SalesMorris@longwoodbuilders.coma

RICHMOND • RICHMOND GATE NEW! Just Opened! Bungalow Semis in the town of Richmond.

Sales office on site. longwoodbuilders.com/RichmondGate or SalesRichmond@longwoodbuilders.com 613-444-04944

MASTERCRAFT STARWOOD

WEST CENTRAL • SOHO CHAMPAGNE Mastercraft Starwood’s SoHo Luxury Condominiums is pleased to announce its third Ottawa location: SoHo Champagne – just one block west of Preston St. in Little Italy. Register today to get an invite to our spring sales launch. sohochampagne.com

Barrhaven • Longfields Courtyard townhomes with double car garages from the low $300,000s.

Semi-detached homes with double car garages from the high $300,000s.

280 Longfields Dr., Nepean, 613.569.5313.

Nepean • Stonebridge Ottawa’s award-winning golf course community. Luxurious singles from the mid $400,000s. Executive townhomes from high $200,000s.

Stacked townhomes from the low $200,000s. 610 Kilbirnie Dr., Nepean.

613.692.9280. monarchgroup.net

Phoenix Homes

ALMONTE • WHITE TAIL RIDGE Small town feel with all the amenities of a big city and the largest lots available anywhere. Contact Liane McKinley 613.369.5842.

SPRINGCRESS

WESTBORO • RAVENHILL COMMON 19 freehold towns, now under construction for summer 2014 occupancy.

Located two blocks from the heart of Westboro, stunning open concept two- and three-bedroom homes from 1,361 to 1,948 sq. ft. feature as direct access from underground parking garage, two-storey galleries and open lofts, private rear terrace and roof top decks. Ravenhill Common, Contemporary Brownstones, Churchill Ave. North, one block south of Byron at Ravenhill. Sales centre now open at 329 Richmond Rd. at the corner of Churchill Ave. ravenhillcommon.com. Call 613.825.0080 or email salesinfo@ravenhillcommon.com

Ottawa • SOHO LISGAR New release of suites on the 12th to 15th floors. the ultimate hotel-inspired lifestyle in a designer condominium, in the heart of downtown. Call 613.798.7646. soholisgar.com

Metric Homes

Carp • Westlake South Estates Westlake Estates offers 22 estate lots on two to four acres on a private cul-de-sac and most lots are tree-covered.

LENA St. • ARNPRIOR Three large 60-ft.-wide lots in a private 10-lot cull-de-sac on the Madawaska River. Each lot has access to the Madawaska river via a private pathway. Each lot has its own private dock on the Madawaska, with direct access to the Ottawa River. Price starting in the mid-$500’s.

The construction of a spec model home (for sale for summer 2014 occupancy) will start this fall.

stittsville • deer run Metric introduces the Maplewood 1 model to its Deer Run community lineup. At 3,200 sq. ft. plus open space, this home features a open loft at the second floor, circular staircase and walk in closet in most bedrooms.

Visit the sales office on Rockson Crescent Saturdays and Sundays between noon and 5 p.m. or call 613.296.7000. Deer Run model home now open. metrichomes.com

WESTBORO • Qwest 529 Broadhead Ave. two custom designed semi-detached homes on a 168-ft. deep infill lot. Innovative street friendly and appealing design. Two proposed concepts. The first purchaser will decide which concept will be built and will customize its new home. Priced in the $700,000s.

Tamarack Homes

Minto/Canderel

Westboro • UpperWest A 25-storey landmark address in the heart of Westboro – just steps from upscale dining and shopping. Choose from stunning open concept suite designs, with sun drenched rooms and spectacular interior finishes. Enjoy state-of-the-art fitness centre, entertainment lounge plus an expansive outdoor terrace. 613.788.2786. liveupperwest.com

NEW EDINBURGH • MINTOBEECHWOOD New Edinburgh is one of Ottawa’s finest neighbourhoods. Where tradition meets modern, old meets new, home to eclectic shops and restaurants.

Spectacular new condominiums coming this September available from the mid $200,000s. Register now for priority preview: mintobeechwood.com

Orleans • Chaparal Grand opening, new gallery townhomes from $279,900 Call 613.837.1511 or visit tamarackhomes.com

Uniform Urban Developments

Minto

THE GLEBE • MINTO@LANSDOWNE Make your home in one of Ottawa’s premier neighbourhoods – the Glebe. Enjoy the best of modern living in harmony with historic surroundings, with all life’s essentials right at your doorstep. Move in as early as 2014. 613.788.2784. lansdowne.minto.com

Leitrum • Findlay Creek Grand opening! Five new decorated townhome models in Findlay Creek Village. Call 613.247.0081 or visit tamarackhomes.com

barrhaven • The Orchard Grand opening for The Orchard in Barrhaven South, near Stonebridge.

Single-family homes starting from $519,000. 3699 Jockvale Rd. uniformdevelopments.com Manotick • Maple Creek Estates Stunning estate lot community with a close connection to the city – the best of both worlds. Two model homes open for viewing.

Call 613.491.2277.

Kanata • Richardson Ridge Single-family homes starting from $497,000. Sales centre located at the corner of Terry Fox Drive and Richardson Side Road. Call 613.853.4302.

Kanata • Richardson Ridge Three stunning model homes now open. 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle.) 613.435.7751.

Hours: Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m., holidays noon to 5 p.m. barrhaven • The Orchard Stunning new townhome product now available for sale along with a new lot release. 3699 Jockvale Rd. 613.608.8079. Hours Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m., holidays noon to 5 p.m.

valecraft Homes

Mer Bleue/Orléans • bradley estates New release of single-family homes and executive townhomes. New to Bradley Estates: nine redesigned models with full-brick fronts and stone skirts. valecraft.com

MONARCH CORP

Kanata • Blackstone Executive 46-ft. singles from $441,990. Two-storey townhomes from the high $200,000s. 32-ft. singles with double car garages from the high $300,000s. 110 Westphalian Ave., Kanata, 613.831.2619. Register at monarchgroup.net feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 39

Builder Name

Site Name

Prices

De t

Location

ac Se hed m Bu i ng al To wn ow ho Ad me/ C ul t L o nd ife o sty le

advertisers index

Page

WEST Almonte

Phoenix

White tail Ridge

x

x

From $343,500

Arnprior

Campanale

Callahan

x

x Inquire

23

Arnprior

Campanale

Riverwood Estates

x

x

x

x Inquire

23

Arnprior

Phoenix

Shadow Ridge

x

x Inquire

13

Barrhaven

Monarch

Longfields

x

x

From $329,990

4, 5

Barrhaven

Valecraft

Woodroffe Lofts

x

From $258,900

22

Carp

Metric

Westlake South Estate

x Inquire

Kanata

Mattamy

Fairwinds

x

x

From $224,990

6, 7

Kanata

Mattamy

Monahan Landing

x

From $224,990

6, 7

Kanata

Monarch

Blackstone

x Inquire

Kanata

Phoenix

Fernbank Crossing

x

Kanata

Uniform Developments

Richardson Ridge Inquire

Kanata

Uniform Developments

The Orchard

Kanata

Valecraft

Stittsville

From $383,400

18

20

4, 5 11 8, 9

x

$497,000

8, 9

Trailwest

x

$299,400

22

Metric

Arbourbrook Estates

x Inquire

20

Stittsville

Tamarack

Jackson Trails

x Inquire

BC

Stittsville

cardel

Deer Run

x Inquire

2

westboro

Springcress

Ravenhill Common

x

25

From $599,400

SOUTH Barhaven

Claridge Homes

West Pointe Village

Barrhaven

Cardel

Longfields

Barrhaven

Larco

Longfields

x

Barrhaven

Mattamy

Half Moon Bay

x

x

Barrhaven

Tamarack

The Meadows

x

x

Hunt club

Longwood

Huntclub Bungalows

Leitrim

Lemay Homes

Findlay by the Park

x

Leitrim

Tamarack

Findlay Creek

x

x Inquire

BC

Manotick

Minto

Mahogany

x Inquire

26

Nepean

Monarch

Stonebridge

x

Nepean

Monarch

The Links

Richmond

Metric

King's Grant

South Ottawa

Campanale

Longfields

South Ottawa

Campanale

Prince of Wales on the Rideau

40 New home & Condo guide eastern Ontario | feb 22 - MAR 8, 2014

x

x

x

From $281,900

10, 11

x Inquire

2

x Inquire

3

x

x

x

$219,990

6, 7

x Inquire

BC

x Inquire

16, 17

x

x

x

From $314,900

33

x Inquire

4, 5

x

4, 5

Low $200's

x Inquire

20

x Inquire

23

x Inquire

23

Builder Name

Site Name

Prices

De t

Location

ac Se hed m Bu i ng al To wn ow ho Ad me/ C ul t L o nd ife o sty le

advertisers index

Page

Central Central

Valecraft

Aviation Private

x

From $299,900

Craig Henry

Larco

Accolade

x Inquire

22 3

EAST Cumberland

Metric

Camelot Estates

x Inquire

20

Embrun

Valecraft

Place St Thomas

x

From $303,900

22

Navan

Claridge

Spring Valley Trails

x

x

From $276,900

10, 11

Orleans

Metric

Notting Hill

x

x Inquire

20

Orleans

Tamarack

Chaperal

x

x

x Inquire

BC

Orleans

Valecraft

Bradley Estates

x

x Inquire

22

Rockland

Longwood

Morris Village

x Inquire

16, 17

x

x

x

CONDO Barrhaven

Campanale

Longfields Station

x Inquire

C4

Central

Claridge Homes

Icon

x Inquire

C13

Central

Domicile

Nuovo

x Inquire

C15, C17, C19

Central

Soho Parkway

Soho Champagne

x Inquire

C6, C7

Central

Soho Parkway

Soho Italia

x

Central

Soho Parkway

Soho Lisgar

x Inquire

Kemptville

eQuinelle

Foxwood

x

Downtown

Richcraft

Bowery

x Inquire

C24

Gatineau

Le Group Heafy

The VIU

x Inquire

C16

Orleans

Cardel

Notting Hill

x Inquire

C2

Orleans

Domicile

Bergeron

x Inquire

C14

Ottawa Central

Richcraft

The Galleria

x Inquire

C5

South Ottawa

Theberge Homes

Hunt Club

x Inquire

C8

West Ottawa

Qualicum

Woods Crossing

x Inquire

C10

West Ottawa

Westboro Point Development

The Azure

x

Low $200's

$279,000

From $280,000

C11 C21 C9

C3

feb 22 - MAR 8, 2014 | New home & Condo guide eastern Ontario 41

Please see advertisers ads for Site locations

42 New home & Condo guide eastern Ontario | feb 22 - Mar 8, 2014

7

Darling

17

almonte

west

15

North Gower

richmond

south

29

416

manotick

16

Vernon

russell

embrun

Iroquois

Morrisburg

31

east

rockland

Morewood

Cardinal

osgoode

greely

Kemptville

Nepean

smith Falls Merrickville

7

Vanier

Cumberland

orleans

CeNtraL gloucester

ottawa

hull

aylmer

gatineau

stittsville Barrhaven

Kanata

Carp

South elmsley

Carleton Place

bathurst

McNab

arnprior

gatiNeau

QueBeC

417

Casselman

key map Stittsville, Carlton Place, West Carlton, Nepean, Kanata, Richmond, Riverside South, Barrhaven, North Gower, Greely, Kemptville, Morewood, Orleans, Embrun, Russell, Rockland, Aylmer, Hull, Gatineau.

401

Ready to occupy by Fall 2014— or buy next door at 111 West and move in now!* *Visit the sales centre for more details.

RICHMOND & I S L A N D PA R K

Discover

West and

LiveQWest.com

the excitement.

This revolutionary community is set to redefine living space in Ottawa. the beauty: brilliantly well-planned spaces, sleek finishes, beautiful views. the inspiration: art, culture and some of the city’s best shopping, restaurants and cafés right at your doorstep. Q the luxury: innovative features and services built in to a seamless residential experience.

At Q West in Westboro, it all comes together to create an entirely new, vibrant lifestyle. You’ve never seen anything like it, and it’s how you want to live now.

the new you.

LiveQWest.com 613-221-5926

SALES CENTRE: 101 Richmond Road

Monday–Thursday noon–6, Saturday & Sunday noon–5, Closed Fridays

Designer Homes!

Upgraded homes ready for quick occupancy Call for details: (613) 692-0500

Call for details: (613) 247-0081

Call for details: (613) 837-1511

Call for details: (613) 545-2500