Eastern Ontario New Home & Condo Guide - Feb 21, 2015

Feb 21 - Mar 7, 2015 Volume 15 Issue 04

Eastern Ontario Edition

MODEL HOMES NOW OPEN IN INSIDE THIS ISSUE

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OUTLOOK FOR THE NEW HOME MARKET

SELECTING THE RIGHT HOME FOR YOU

FINDLAY

by the

PARK

POINTS TO CONSIDER BEFORE GETTING A MORTGAGE

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THIS PLACE FEELS RIGHT At Minto, we understand the importance of family traditions.

We’ve been helping Ottawa families create homes for more than 60 years.

Quinn’s Pointe is Minto’s newest community in Barrhaven – Ottawa’s fastest-growing area. Conveniently located near shopping and mature neighbourhoods, yet minutes away from scenic countryside, Quinn’s Pointe is a place that just feels right.

The point is – This is made for you.

OPENING SPRING 2015 Sign up for exclusive offers and lot selections

MintoQuinnsPointe.com

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AVAILABLE

MINTO.COM

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ONLY ELEVEN CAN OWN HERE! Exclusive 50’ Golf Course Lots Arriving March 7th Final Release and opportunity to own at Monarch’s award winning Stonebridge, GOHBA Community of the Year 2014! Enjoy the prestige of living at Eleven at Stonebridge.

Exclusive 50’ lots set on a private cul de sac backing onto Stonebridge Golf Course. These magnificent residences with breathtaking views overlooking the golf course, will be finished with many luxurious upgrades befitting the most discerning lifestyle. The setting is astonishing, the homes remarkable. Be among the eleven fortunate families who will own here.

Register today for your priority preview of this exclusive release.

discover more

MonarchGroup.net

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MOVE IN BY SPRING AND SAVE THOUSANDS ON MONARCH INVENTORY HOMES NEPEAN | Finale at Stonebridge $20,000 OFF price on select homes Singles from the upper $400,000’s Sales Centre 610 Kilbirnie Drive (Kilbirnie Drive & Dundonald Drive) 613-692-9284

KANATA | Blackstone Townhomes from the low $300,000’s | $15,000 OFF price on select homes 32’ Singles from the upper $300,000’s | $20,000 OFF price on select homes 46’ Singles from the mid $400,000’s | Save up to $36,500 on select homes Sales Centre 110 Westphalian Avenue 613-831-2619

NEPEAN | Longfields Save $22,500 on select homes Urban & Courtyard townhomes from the low $300,000’s Semi-detached from the upper $300,000’s Sales Centre 280 Longfields Drive (Longfields Drive and Beatrice Drive) 613-569-5313 HOURS: Monday – Thursday: 1pm – 8pm, Friday, Weekends & Holidays: 12pm – 5pm

first.

Other promotional offers do not apply with this promotion. Availability, prices and specifications subject to change without notice.

Some restrictions apply, see sales associate for details. E. & O.E. February 2015. 14982.

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Trim: 15” x 10.5” Bleed: 0.125”

Safety/V.O.: .375”

DPI: 300

Colours: CMYK

Built: 09/02/2015 - RKL

Choose Beautiful Living In Mattamy’s Most Desirable Communities.

Inviting Options Offer You Early Closings & Exceptional Included Features.

Elev. ‘A1’

Elev. ‘A’

Lot 234 - 3: Village Home, The Appleby, Elev. ‘A1’, 1,100 Sq.Ft., $229,990 Includes: 3 Stainless Steel Appliances, OTR Microwave, Granite Countertops In Kitchen, Hardwood In Lieu Of Carpet On Main Floor, Ceramic In Lieu Of Vinyl Throughout, Kitchen Backsplash, Washer/ Dryer & Air Conditioning.

Closing Date: August 27th 2015

Lot 241 - 2: 2-Storey Townhome, The Lilac, Elev. ‘A’, 1,577 Sq.Ft., $283,990 Includes: $12,500 At Décor, 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Bath Oasis, Alternate Kitchen, Rec. Room Ready & Double Sided Fireplace Closing Date: September 10th 2015

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Townhomes Detached Homes From $229,990 From $316,990

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KANATA

Follow us:

MODEL

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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Elev. ‘A’

Lot 217 - 7: 2-Storey Townhome, The Queenscliffe Corner, Elev. ‘A’, 1,687 Sq.Ft., $309,990 Includes: $10,000 At Décor, 3 Appliances & Granite Countertops In Kitchen.

Closing Date: December 16th 2015

Lot 167: 30' Home, The Marigold Corner, Elev. ‘B’, 1,710 Sq.Ft., $359,990 Includes: $15,000 At Décor, Granite Countertops In Kitchen, 9’ Main Floor Ceiling & Rec. Room Ready.

Closing Date: March 3rd 2016

KANATA

SALES CENTRE:

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1776 Maple Grove Road 613-831-9369

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Elev. ‘B’

Lot 155-3: 2-Storey Townhome, The Queenscliffe Corner, Elev. ‘B’, 1,687 Sq.Ft., $304,990 Includes: $10,000 At Décor, 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Rec. Room Ready, Hearth & Home & Bath Oasis.

Closing Date: September 17th 2015

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BARRHAVEN

Lot 134: 30' Home, The Atrium, Elev. ‘A’, 1,388 Sq.Ft., $324,990 Includes: $7,500 At Décor, Granite Countertops In Kitchen, Rec Room Ready & 9' Main Floor Ceiling.

Closing Date: March 3rd 2016

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm MODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

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Iconic Homes and Communities

UNIQUE, ARCHITECT DESIGNED HOMES

BOUTIQUE APPROACH TO HOMEBUILDING METICULOUS SITE SELECTION CLASSIC, TIMELESS, WITH A TOUCH OF MODERN

BEAUTIFUL NEW HOMES IN STONEBRIDGE

AN ELEGANT ENCLAVE IN QUALICUM

STUNNING ESTATE LOTS IN MANOTICK

URBAN LIVING IN WESTBORO

VISIT OUR MODEL HOMES

SOLD OUT

EARLY OCCUPANCY HOMES

ONLY 1 UNIT LEFT

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KANATA KANATA

This stunning collection of unique homes designed by Barry J. Hobin & Associates Architects is built on a dramatic rising site, with exposed Cambrian Shield granite and expansive views.

Starting from $521,000.

PHASE 3 NOW OPEN NEW LOTS AND UPDATED HOME DESIGNS

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3 STUNNING MODEL HOMES SALES PAVILION HOURS Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm

417

100 Grand Manan Circle (corner of Huntsville Drive and Grand Manan Circle)

Sign up online to receive Community Updates and exclusive access to new releases!

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uniformdevelopments.com

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S O F

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Discover the Manotick lifestyle

There’s an easy confidence that comes with living in Manotick Village. Minto Mahogany – an exclusive community of contemporary homes gives you the convenience of modern living, with a heritage village right on your doorstep.

Charm, elegance and convenience, all backed by Minto’s 60 year commitment to Ottawa families.

Make an appointment today and discover the Manotick Lifestyle MahoganySales@Minto.com 613.788.2776

Come tour our model homes Sales Centre: 108 Moretto Court, off Manotick Main St. Office Hours: Monday: 12pm to 7pm | Tuesday - Thursday: 11am to 7pm Friday: Closed | Weekends & Holidays: 11am to 5pm

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STONEBRIDGE

MODEL HOMES NOW OPEN STARTING FROM $523,500

THE DOUGLAS LOFT

THE WINDERMERE

TOWNHOME MODELS NOW OPEN STARTING FROM $355,900

THE MINDEN

THE PALMER

Sales Centre Hours Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm 532 Kilspindie Ridge (via 3699 Jockvale Road) 613.608.8079

Sign up online to receive Community Updates and exclusive access to new releases!

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uniformdevelopments.com

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FEBRUARY

ACT NOw EVENT

Up to $20,000 on single homes and $10,000 on townhomes.

Available for a limited time only, offer ends March 1, 2015*

Claridge Homes offers a variety of beautiful homes that are move-in ready, or nearing completion.

These spacious homes are built with the quality that you have come to expect from Claridge, and are equipped with the latest amenities. Act now and purchase your new home, offer ends March 1!

FINDLAY CREEK 401 Fernside St. 613-425-1332

BARRHAVEN 118 Maravista Dr. 613-823-6767

NAVAN 422 Dovehaven St. 613-841-0560

RIVERSIDE SOUTH 585 Summerhill St. 613-822-6444

BRADwELL IV 1765 sq ft Townhome CAMBRIDGE IV 1760 sq ft Townhome (Block 22 Unit 103) Over $20K in upgrades (Block 24 Unit 114) Over $16K in upgrades

$333,900 NOw $327,900

$332,900 NOw $326,900

wEMBLEY IV 1920 sq ft Townhome (Block 3 Unit 14) Over $16K in upgrades

OSLO B 2265 sq ft Single Home (4 Bed / LOT 38) Over $22K in upgrades

$336,900 NOw $330,900

$468,900 NOw $448,900

REGENT IV 2095 sq ft Townhome (Block 4 Unit 21) Over $22K in upgrades

HELSINKI II B 2650 sq ft Single Home

$338,900 NOw $328,900

$502,900 NOw $492,900

wEMBLEY IV 1920 sq ft Townhome (Block 16 Unit 4) Over $70K in upgrades

ATHENS II B 2685 sq ft Single Home

$369,900 NOw $359,900

$517,900 NOw $502,900

HUNT CLUB

STRATHCONA 1270 sq ft Condo Flat 106-225 Winterfell Pvt. (Block A Unit 205) Over $10K in upgrades 613-249-0704 $381,900 NOw $376,900

(4 Bed / LOT 41) Over $22K in upgrades

MAjOR’S HILL 1295 sq ft Condo Flat

(Block A Unit 206) Over $10K in upgrades

$399,900 NOw $394,900

ORLEANS

NEw LOTUS 940 sq ft Zen Urban Flat

NEw SOLACE 910 sq ft Zen Urban Flat

376 Antigonish Ave. 613-834-3488

ONLY $209,900

ONLY $216,900

(Level 1 Unit 4) Over $10K in upgrades

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

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(4 Bed / LOT 2090) Over $40K in upgrades

(Level 2 Unit 2) Over $10K in upgrades

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contents

FEB 21 - MAR 7, 2015 || VOLUME 15 ISSUE 04

COVER

p. 30 FINDLAY

BY THE PARK

Tranquility awaits you in one of Ottawa’s most desirable neighbourhoods

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER, EASTERN ONTARIO

C08

32

Paul Bimm

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge ART DIRECTOR

Victoria Cigan EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck, Elisa Krovblit, Lydia McNutt SALES CO-ORDINATOR, EASTERN ONTARIO

Nash Kamaludin

MANAGER OF PRODUCTION

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Dennis Ng

CONDO INSERT | C01-C28

GRAPHIC DESIGNER

Viosa Barileva

SPOTLIGHT ON CONDOS: Your guide to new condo

communities in the Gatineau and Greater Ottawa Area

regular features 16 Editor’s Note C06 C08

The Bowery

Sophisticated living in the heart of downtown

C16 32

In the News

Ottawa operation wins 2014 Two Men and a Truck – Canada Franchisee of the Year

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What to consider before getting a mortgage this year

newhomeandcondoguide.ca

GOHBA Report

Published Saturdays, 2015 Publishing Schedule: Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1

Setting the 2015 new home sales forecast straight

by John W. Herbert

34

by Marnie Bennett

C12

Mortgage Advice

by Alyssa Richard

Home Smarts

The art of selection: Why a new home may be right for you

Published By

The Tax Man

The Smith Manoeuvre: deducting mortgage interest

by George Dube

38

Hot Sheets

Two pages of community previews and openings

1 Raymond St., Ste. 300 Ottawa, Ontario K1R 1A2 Phone: 613.729.1221

CIRCULATION: Free distribution in street boxes, stores, banks and financial institutions.

TERMS: Advertisers, editorial content and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL: Submissions from interested parties will be considered. Please submit to the address shown. The views and data expressed by columnists do not necessarily represent those of the publication.

COPYRIGHT 2015: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

2015-02-17 4:41 PM

Phase 3 Launch Feb 28 DISCOVER OUR NEW MODEL LINEUP IN THIS EXCLUSIVE COMMUNITY

Visit us online for community information, floorplans and more.

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//EDITOR’S NOTE

Three simple steps to success Consider these pointers before heading out on your search

S

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media

hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nitty-gritty. Before you venture out, here are some pointers: First, be clear about what you want and expect in a new home and in your builder.

Remember, the range of prices in the new-home market generally reflects differences in location, features and home styles. There’s no magic involved.

If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that

the price you are paying will deliver the quality you want.

Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Tax time – embrace it Preparing for this unsavoury topic earlier helps reduce the sting at deadline time

W

WAYNE KARL

e’re deep in a February freeze – a period we often associate with blahs, but also a month worth celebrating, given that it’s the shortest of the year, and March and spring soon follow. And while the deadline for 2014 Registered Retirement Savings Plan contributions isn’t until March 2, and April 30 for filing your 2014 income tax return, perhaps we need to start thinking of February in a different light altogether.

Indeed, in our Tax Time Tips content in this issue, the idea was to explore this topic in advance of filing deadlines, to help readers learn about

opportunities to take advantage of while they still can.

But, heeding the advice of experts, perhaps “tax time” should instead be a year-round task. From making regular RRSP contributions to comparing RRSPs and tax-free savings accounts to learning of the various credits available, tax planning for some is as necessary as the inevitable taxes themselves.

Preparing as best you can throughout the year might help minimize the sting come deadline time – and help you learn to embrace the opportunities to save, not just fear what you have to pay.

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

16 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

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Since 1958

CLEMATIS 1 BUNGALOW MODEL

IMMEDIATE OCCUPANCIES AVAILABLE 4 unit townhomes

Visit our 5 model homes

Marigold B

STARTING FROM

Cosmos B

FREEHOLD TOWNS

$327,900

BUNGALOWS

$424,900

TWO STOREYS

$462,900

Signing Bonus

Sales representative:

Claude Tessier ctessier@maisonslemayhomes.ca

(off Bank Street near Leitrim Road)

Sales office hours: Mon – Thurs: 12pm – 7pm, Friday: Closed, Sat – Sun: 12pm – 5pm

LEMAYhomes.ca

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Leitrim Road Bank Street

996 Rotary Way

613-425-5255 Rotary Way

Rotary Way

Prices, sizes and promotions are subject to change without notice. Renderings are artist’s concept. See Sales Representative. E.&O.E.

Sales Office

2015-02-17 4:41 3:05 PM

buy today for Spring Occupancy, and SAVE THOUSANDS!

Call Today! Limited Availability of Executive Townhomes in Longfields Station. visit us at our New Models and Sales Centre in BARRHAVEN (Off Longfields Dr. across from South Nepean Park)

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A Lifestyle Refined HN Homes and award-winning architect Christopher Simmonds are redefining modern living in Ottawa.

O T T A W A’ S

M O S T

D E S I R A B L E

C O M M U N I T I E S

MODEL HOMES NOW OPEN

REGISTER FOR THE OPENING

Bridlewood - Tour our distinctive single family

Riverside South - Our collection of single family

homes and experience smart space and

homes and townhomes is coming to Riverside

progressive design. Live in an established

South this Spring. Visit our website to learn more

community ideal for families.

and register for exclusive updates.

HNhomes.com E. & O. E. Rendering is artist’s concept.

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WE WON'T CHARGE YOU EXTRA FOR YOUR CUSTOM DESIGN Choose one of our many models Bring us your design Custom modifications to any models or designs Creation of a new custom design just for you ... all this as part of our service at NO EXTRA CHARGE.

Meet directly with owner Pierre, owner Michel or VP Stephan

LOCATED OFF CARP RD BETWEEN STITTSVILLE AND CARP D

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• 22 lots in a Private Cul-de-sac • 2 to 4 acres country Estate Lots (well & septic) • Underground services with Natural Gas and High Speed Internet • Open and partially or fully treed lots • Walking trails with access to lake and creek • 5 minutes from Kanata Centrum

4+ LOCATIONS • NAVAN: Mustang St.: ½ acre fully treed private Estate Lot. From the high $600's.

• OTTAWA: Westboro: 2 luxury semi-detached homes. From the high $600's.

• STITTSVILLE: Deer Run: 41’ to 54’ wide lots in a private crescent. From the mid $400's.

• CARP: Westlake South Estates: 2 to 4 acres private Cul-de-sac Estate Lots. From the mid $500's.

• ON YOUR OWN LOT

(613) 296-7000 2 QUICK OCCUPANCY HOMES FOR SALE

IN STITTSVILLE FROM $529,900

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MetricHomes.com 2 MODEL HOMES OPEN FOR VIEWING (CARP AND STITTSVILLE)

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CENTRAL CENTRAL CENTRALEAST EAST EASTOTTAWA OTTAWA OTTAWA Off Off OffMontreal Montreal MontrealRoad Road Roadand and andthe the theAviation Aviation AviationParkway Parkway Parkway

Executive Executive ExecutiveTerrace Terrace TerraceHomes Homes Homes Luxurious Luxurious LuxuriousRearlane Rearlane RearlaneTownhomes Townhomes Townhomes

AMAZING AMAZING AMAZING BONUSES BONUSES BONUSES

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SPOTLIGHT ON CONDOS EASTERN EDITION

Feb 21- Mar 7, 2015

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

C2

SPOTLIGHT ON CONDOS

CHARMING VIEWS OF SNOW YOU’LL NEVER HAVE TO SHOVEL

Monday – Thursday, 12 PM – 6 PM | Saturday – Sunday, 12 PM – 5 PM

cremehomes.ca 1224_Creme_CHARM_7x10.5.indd 1

C R È M E P R E S E N TAT I O N C E N T R E

3143 Navan Rd (at Renaud)

Orléans | 613 - 807 - 0316

SPOTLIGHT ON CONDOS

At the crossroad of Navan and Renaud winters are like a storybook setting, one that you’ll enjoy all the more in a maintenance-free bungalow, loft or flat at Crème.

Rise to the top starting from $275,900

2015-01-13 12:21 PM

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It’s your time. for travelling, shopping, golfing, skiing, dining out and everything else you love to do. cardel condos at notting hill south make life a breeze.

2 bEdROOM cONdOS starting from

249,

SPOTLIGHT ON CONDOS

$

C4

900

IMMEdIATE OccUpANcy

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OFF REMAINING 4TH FLOOR UNITS

incL hst

INcLUdING UNdERGROUNd pARkING + ELEVATOR

Visit us online for full details. cardelhomes.com/ottawa

Af fordable LUXURY

by Richcraft

Beautiful Home Designs. Stylish Spaces. Incredible Value.

JADE CONDO FLATS

223,900

$

from

Riverside South 613.491.0834 Barrhaven 613. 823.3332

FIELDSTONE FLATS

224,900

$

from

Barrhaven 613. 440.5225

BROWNSTONE CONDO FLATS

241,900

$

Ogilvie Road & Aviation Pkwy 613.744.2098

FREEHOLD URBAN TOWNS

272,900

$

from

Riverside South 613.491.0834 Barrhaven 613. 440.5225

richcraft.com

SPOTLIGHT ON CONDOS

from

C5

THE BOWERY

SPOTLIGHT ON CONDOS

Sophisticated living in the heart of downtown

C6

RICHCRAFT | The Bowery

N

othing beats location, and Richcraft has a brand new location for urban professionals, retirees and anyone looking to be in the heart of the downtown core: The Bowery Condominium and Lofts, in Centretown, one of Ottawa’s trendiest neighbourhoods. Now under construction, with an expected occupancy in February 2016.

Th is contemporary 18-storey building will have the Centretown vibe reminiscent of New York City. Inspired by the post-industrial revivalist architecture of Bowery Street back when it was lined with grand theatres, soaring banks and fashionable shops, The Bowery Condominiums and Lofts is a remarkable palette of different materials, just like the Bowery of its day.

Inspired by the post-industrial revivalist architecture of Bowery Street Lead architect Rod Lahey says, “Old and new textures and materials can coexist to mutual benefit.” He proves it with the sleek exterior of stone, polished plate glass, anodized curtain wall framing and stainless steel. Its light-fi lled suites and beautifully appointed lobby will grace the corner of Bay and Gloucester, offering a superb selection of suites and lofts.

The rooftop amenities will be some of the city’s best, with a view across the city, where you can indulge in the seduction of the spectacular pool and lounge. You can host your guests on the lounging deck, which is equipped with barbecues.

Entertain large groups or intimate get-togethers in the perfectly arranged rooftop party room, with a catering kitchen and bar, private dining area and priceless view. Keep in shape in the state-of-the-art fitness centre or the yoga/ pilates room.

In your suite, enjoy natural light, contemporary designs, well-designed kitchens and gorgeous finishes.

Then go out and explore the neighbourhood, feel the

LOCATION 255 Bay St. HOUSING TYPE Condominium and lofts starting at only $178,000 SALES CENTRE 136 Bank St., Unit D36 Monday to Thursday 11 a.m. to 7 p.m., Saturday to Sunday 11 a.m. to 4:30 p.m., closed Fridays CONTACT 613.695.7577 bowery@richcraft.com thebowerycondos.ca

downtown vibe and intimate atmosphere of an old, historic community. You can live mere steps from Bank Street, from the Ottawa River, from Sparks Street Mall, from parks and bars and restaurants. Get to know and love some of Canada’s finest amenities. Stroll Parliament Hill, skate on the Rideau Canal – a World Heritage Site, and be close to museums and iconic architecture. You can walk to some of the city’s best shopping and dining. You’ll soon understand what makes The Bowery one of Ottawa’s hippest new addresses.

The Bowery is steps away from LeBreton Flats, which is currently undergoing a major redevelopment. The expansive space will be home to one of the major Light Rail Transit (LRT) stations. Your new home The Bowery will allow you quick and easy access to the new LRT, which easily opens up the rest of the city for you.

Th is new landmark is the creation of Richcraft, which is known for quality construction and materials, excellent customer care and Energy Star savings. Get enduring value with your trendsetting home and enjoy the urban lifestyle in the centre of things – starting at only $178,000. Th at’s as low as $1,000 a month – less than you’ll pay for rent to live downtown.

Call or visit the presentation centre for more information.

FEB 21 - MAR 7, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7

//HOME SMARTS

THE ART OF SELECTION: Why a new home may be right for you » by MARNIE BENNETT

MARNIE BENNETT

is a broker and the marketing director for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate.

Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com

As a realtor, I can’t help but notice the distinct decisionmaking processes my clients face depending on whether they’re buying a new home or a resale home. The differences are striking.

Clients looking at resale homes generally wait to fall in love with a specific house on a specific lot, or a specific condo in a specific building. They need to develop the ability to see past the (often unfortunate!) decorating choices of previous owners, and to envision how possible renovations might make the place more suitable for their own needs.

Those of you in the new home market face entirely different decisions. Your options are far greater, which is wonderful; of course, this also means that you have more decisions to make. Rather than making the best of another family’s choices, you’re able, in essence, to create the home in which you want to live – from layout to finishes to exterior appearance. In addition, you’re able to place that home on the site of your choice, whether it’s an extra-deep lot, a cul-de-sac or a south-facing location on the eleventh floor.

Shopping for both new and old homes requires creativity and vision, but new homes provide the advantage of a clean canvas from which to work.

As so many television programs demonstrate, just about any older house can be transformed into a beauty with the help of some dramatic renovations – but those same shows are often honest in their depictions of the dust, headaches and unforeseen difficulties that can be encountered. There’s no doubt that the

C8 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

results are rewarding, but even minor renovations require patience and determination. A new home is a gift to those of us who simply don’t have the time and energy to expend on such projects, or who have children running underfoot.

On occasion, I encounter clients who have been pounding the pavement for months – or even years – before finally coming to the realization that their list of “must-haves” can only be met by purchasing new. Once they’ve found the right builder, they begin to become excited by the range of possibilities and the degree of control they have over the ultimate appearance of their home.

Consider this: a choice as basic as the colour of exterior brick is an expression of your personal taste, and it will stand for a hundred years. That’s an inspiring thought.

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com

plus ENJOY FREE CONDO FEES FOR TWO YEARS!*

H I D E AWAY ’ S SA LT WAT E R P O O L

WILL BE OPEN IN JUNE BUT, YOU CAN TAKE ADVANTAGE OF

OUR OPEN HOUSE NOW! START ING F ROM $ 2 19,9 00

MOVE-IN THIS YEAR

X

PR ESEN TATI ON CEN TR E O’CONNOR ST

N

BANK ST

McLEOD ST

*SEE SALES REPRESENTATIVE FOR MORE INFORMATION. CANNOT BE COMBINED WITH OTHER PROMOTIONS.

455 BANK ST AT MCLEOD NEXT TO STARBUCKS MONDAY-THURSDAY 12-7 SATURDAY-SUNDAY 12-5 FRIDAY CLOSED

HideawayatCentral.ca 613.789.5475

SPOTLIGHT ON CONDOS

GLADSTONE AVE

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SPOTLIGHT ON CONDOS

FROM

SPOTLIGHT ON CONDOS

C11

//IN THE NEWS

OTTAWA OPERATION NAMED TWO MEN AND A TRUCK – CANADA 2014 Franchisee of the Year Lyne Vincent has been named Two Men and a Truck – Canada’s Franchisee of the Year for 2014.

Since opening in September 2011, this franchise has seen steady growth in Eastern Ontario, and what Two Men and a Truck – Canada‘s President John Prittie attributes to her drive to succeed.

“Lyne Vincent is very deserving of this award,” says Prittie. “She had the overall best numbers, is a great manager and leads a very hard-working team. Lyne has an unbridled passion for customer service and as a result, will continue to be a leader in our system, delivering service that far exceeds her customer’s expectations.”

Vincent also won the award for Highest Business Move Revenue.

In three other categories, Two Men and a Truck – Canada’s St. Catharines’ franchisee, Cotie Drinkwater, won the Highest In Customer Satisfaction award and the Highest Customer Referral Rating award, while Dan Brohm’s Barrie and Central Ontario facility won the Highest Annual Revenue award.

C12 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

Lyne Vincent, owner and general manager, Two Men and a Truck/Ottawa – Canada’s Franchisee of the Year

SPOTLIGHT ON CONDOS

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Get ready for the

FEBRUARY

ACT NOW EVENT! SPOTLIGHT ON CONDOS

up to $10,000 off move-in ready units and over $10,000 in upgrades! available for a limited time only, offer ends March 1, 2015*

C14

claridge Homes offers inventory condos at an unbeatable price. these units include pre-selected colour packages and upgraded finishes put together by our talented designers. upgrades include stainless steel appliances, granite countertops, upgraded ceramics, hardwood flooring, pot lights and valence lighting*.

*Prices and specifications are subject to change without notice. E.&O.E. **Some upgrade bonus items do not apply to all condominium units.

FEBRuaRy ACT NOW EVENT

available for a limited time only, offer ends March 1, 2015*

moreValue

Limited time bonus! up to 10k off move-in ready units.

CLARIDGE PLAZA 3, RIdEau StREEt Move-in ready 1 & 2 bedroom units starting from $311,000 244 Rideau Street, Ottawa 613-241-3235 File is half size FINAL: 48” x 48”

FusIon, LE BREtON FLatS Move-in ready 1, 2 & 3 bedroom units starting from $266,000 250 Lett Street, Ottawa 613-232-2049

tRIbECA, dOwNtOwN MEtcaLFE Move-in ready 1 & 2 bedroom units starting from $343,000 91 Nepean Street, Ottawa 613-234-1780

LA tIFFAnI, NEw EdINBuRGH Furnished move-in ready 2 bedroom units starting from $361,000 90 Landry Street Unit 104, Ottawa 613-746-1513

moreChoice

Now under construction! Secure your new home and ask about our upgraded finishes at these locations.

CLARIDGE ICon | LIttLE ItaLy Now under construction! 1 & 2 bedroom units starting from $278,0000 485 Preston Street, Ottawa 613-695-1441

EAST

tRIbECA EAst | dOwNtOwN MEtcaLFE upgraded finishes! Studio, 1 & 2 bedroom units starting from $233,000 91 Nepean Street, Ottawa 613-234-17800

stIRLInG PARk | MERIvaLE upgraded finishes! Studio, 1 & 2 bedroom units starting from $236,000 1687 Merivale Road, Ottawa 613-224-0330

WAtERstREEt | NEw EdINBuRGH upgraded finishes! Studio, 1 & 2 bedroom units starting from $192,000 325 St. Andrew Street, Ottawa 613-680-6560

ClaridgeHomes.com

moreStyle

SPOTLIGHT ON CONDOS

CLARIDGE PLAZA 4 | RIdEau StREEt upgraded finishes! Studio, 1 & 2 bedroom units starting from $213,000 244 Rideau Street, Ottawa 613-241-3235

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//MORTGAGE ADVICE

What to consider before getting a mortgage this year » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of RateHub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

As another new year begins, some of the most common resolutions people make revolve around personal finances.

You may want to get out of debt, save more money or even buy your first home.

If you’re thinking about the latter, a plethora of new financial tasks awaits you in 2015. You’ll need to get your down payment ready, hire a home inspector and a real estate lawyer, and, of course, find the home you want to buy.

But before you can do any of that, you need to get pre-approved for a mortgage.

To ensure you’re not strapped for cash and become house poor, try to buy something at a lower price point.

Once you’ve been pre-approved, remember that this is the absolute maximum amount a bank or mortgage broker would be willing to give you – and the mortgage payment at that top price is often outside of people’s comfort zones, when it comes to their personal budgets.

To ensure you’re not strapped for cash and become house poor, try to buy something at a lower price point. Your budget will especially thank you when – not if, when – interest rates go up.

Finance officials and economists have said an interest rate hike was on the horizon for years, but all signs point to it finally happening in 2015. Since our economy follows the U.S.’s, the Bank of Canada will watch what the Federal Reserve does then go from

C16 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

there. It’s predicted that our prime rate could go up by as much as 1.25 to 1.50 per cent, though, which would affect anyone who had a loan attached to prime (variable mortgage, bank loan or line of credit). If you’re thinking of taking advantage of a low variable mortgage rate this year, you should fi rst run the numbers to see if you could afford this potential increase.

According to the Canadian Real Estate Association, the average home price in Canada is slightly more than $413,000.

If we plug that number into a mortgage calculator, put down 20 per cent and choose the current best five-year variable rate in Toronto (2.09 per cent), your monthly mortgage payment would be $1,413. Now, if prime went up by 1.50 per cent, so would your mortgage rate. If yours went up from 2.09 per cent to 3.59 per cent, your monthly mortgage payment would go up to $1,665 – that’s $252 per month or $3,024 per year extra that you’d need to find in your budget.

Imagine how difficult that would be to come up with, if you’d already purchased something at the top of your max budget. And fi xed rate mortgage holders won’t be immune to the interest rate increase, either – those will likely go up, too, but you’d be protected from that until your mortgage came up for renewal. Still, I wouldn’t be surprised if we saw more people go fi xed this year, in light of this potential interest rate increase. Even if it weren’t on the horizon, it’s always best to stress test a mortgage before you buy. A good rule of thumb: if you can’t afford a two-per-cent interest rate hike, you may want to look at a home within a more appropriate price range.

OTTAWA’S OTTAWA’STALLEST TALLESTAND ANDMOST MOSTREMARKABLE REMARKABLEHIGH-RISE HIGH-RISEISIS

NOW NOWUNDER UNDERCONSTRUCTION CONSTRUCTION

485 485 Preston Preston Street, Street, Ottawa Ottawa 613.695.1441 613.695.1441 www.claridgeicon.com www.claridgeicon.com

ClaridgeHomes.com ClaridgeHomes.com Prices Prices andand specifications specifications areare subject subject to to change change without without notice. notice.

E.&O.E. E.&O.E.

more moreStyle Style

SPOTLIGHT ON CONDOS

Claridge Claridge Homes Homes is is raising raising the the the the bar bar with with a bold, a bold, geometric geometric tower tower toto rise rise above above Ottawa.

Ottawa.

Our Our condominiums condominiums have have been been redefining redefining Ottawa’s Ottawa’s skyline skyline forfor years, years, and and now now we’re we’re proud proud toto give give new new meaning meaning toto high high standards standards through through Claridge Claridge Icon.

Icon.

Find Find your your new new home home inin the the heart heart ofof Little Little Italy, Italy, where where stunning stunning views views ofof Dow’s Dow’s Lake Lake are are available available forfor asas low low asas $278,000. $278,000.

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NOW OFFERING UP TO

$50,000

OFF PRICES

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Slater St Laurier Ave W

Gladstone Ave

Catherine St Queensway/Hwy417

Elgin St

Metcalfe St

O’Connor St

Bank St

Somerset St W Kent St

SPOTLIGHT ON CONDOS

*

Now Open For Preview

Site

Sales Centre

Get SMART at 455 Bank at McLeod, next to Starbucks - 613.789.5475 Mon-Thurs 12-7 pm Sat-Sun 12-5 pm Fri Closed info@smarthouseottawa.com

SmartHouseOttawa.com

Prices and specifications subject to change without notice. Rendering and Illustrations are artist’s impressions. E.&O.E.

BROKERS PROTECTED.

SPOTLIGHT ON CONDOS

Urban Capital’s much anticipated cool, Clever Living concept is coming soon to Bank and Flora from $179,900.

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THE STATION

the jewel of barrhaven.

SPOTLIGHT ON CONDOS

features:

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

complete with an elevator



underground parking



ample storage



close to the transitway, shopping and parks

LIMITED AVAILABILITY

live here.

call for pricing!

EXPERIENCE DOWNTOWN COOL IN BARRHAVEN | EMAIL: LONGFIELDS@CAMPANALE.COM

play here.

relax here.

work here. visit us at our NEW sales centre

NEW SUITE DESIGNS NEW RELEASE

2

BEDROOM EVENT YOURS2LOVE FROM * $299,900

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MINTO BEECHWOOD

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STYLISH CONDO LIVING IN THE HEART OF NEW EDINBURGH. 7 Beechwood Avenue Mon. - Thurs. 12pm - 7pm, Weekends & Holidays 11am - 5pm, Fri. Closed *Prices and speciямБ cations are subject to change without notice. Rendering is artist concept. E.&O.E.

SALE STARTS FEB 21ST. REGISTER FOR PRIORITY CHOICE.

mintobeechwood.com | 613.696.8188

SPOTLIGHT ON CONDOS

M AC

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LAST CHANCE TO LIVE AT LANSDOWNE PARK 2 INCREDIBLE CONDO TOWERS 1 AMAZING LOCATION MOVE IN TODAY!

UNDER CONSTRUCTION!

SPOTLIGHT ON CONDOS

THE VIBE

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THE RIDEAU

ONLY 3 SUITES REMAINING!

19 SPECTACULAR SUITES AVAILABLE!

Move in today Own for $10,000 down*

Move in Summer 2015 Up to $35,000 Design Centre Bonus!**

L I M I T E D Visit the Sales Centre today!

Fifth Avenue Court, 831 Bank St. Monday - Thursday: 12pm - 7pm Weekends & Holidays: 11am - 5pm Closed Friday

T I M E

O N L Y !

mintolansdowne.com 613.788.2784 *Available on suites in the Vibe only. **$5,000 on 1 bed + den, $15,000 on townhomes, $35,000 on penthouses. Conditions apply, renderings are artist’s concept. E.&O.E.

OTTAWA’S TOP-SELLING CONDOMINIUM PROJECT! • UP TO $25,000 CASH BACK* • FLEXIBLE DEPOSIT STRUCTURE • OWN IN WESTBORO FOR ONLY $1100 A MONTH* INCLUDING LOCKER, LESS THAN RENT!

er Riv

Parkway

SALES CENTRE

CONDOS FROM THE MID $200s*

VISIT THE SALES CENTRE TODAY! Richmond Rd. Churchill Ave.

Roosevelt Ave.

Broadview Ave.

400 Richmond Rd. Mon - Thurs: 12PM - 7PM, Closed Friday, Sat & Sun: 11AM - 5PM

LIVEUPPERWEST.COM 613 788 2786

*Prices and specifi cations are subject to change without notice. Conditions apply, see Sales Representative for details. Carry for price based on 15% deposit UpperWest Sales Centre including incentives. Rendering is artist’s concept. E. & O.E. 400 Richmond Rd. Ottawa, ON K2A 0E8 613.788.2786 Monday – Thursday: 11am to 7pm Friday – Sunday & Holidays: 11am to 5pm upperwestsales@minto.com

SPOTLIGHT ON CONDOS

a aw

tt

O

UPPERWEST

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move in NOW

SPOTLIGHT ON CONDOS

h i g h s t y l e c o n d o m i n i u m s f r o m $233,900

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4 fully furnished model suites!

BUY WITH ONLY 5% DOWN GOTHAMOTTAWA.COM 613.257.8887 Renderings are an artist’s impression.

All prices, size and specifications are subject to change without notice. E&O.E.

DEVELOPED BY EXCLUSIVE BROKER

SPOTLIGHT ON CONDOS

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SPOTLIGHT ON CONDOS

Live Life BeautifuLLy. Soon.

CONSTRUCTION COMMENCING SPRING 2015!

You have a choice. Be discerning.

Choose quality. Choose value.

Choose The Azure.

Sales Center + Model Suite: 929 Richmond Rd. TheAzure.ca | 613.234.4346 A DEVELOPMENT BY

DESIGNED IN LONDON BY

CONSTRUCTION PARTNER

SPOTLIGHT ON CONDOS

ONE + TWO BEDROOM SUITES FROM $280,000

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SPOTLIGHT ON CONDOS

Now open

Designer decorated show home!

Only

7

remaining IMMEDIATE OCCUPANCY AVAILABLE

ARTIST’S CONCEPT

Save thousands! Move in now and say goodbye to snow shovelling

and yard maintenance

|

Freehold townhomes from $679,900 (includes 1 heated underground parking)

Live in Westboro’s most exciting new enclave of two- and three-bedroom contemporary townhomes, ranging from 1,756 to 1,948 sq. ft., beautifully designed by Barry J. Hobin & Associates Architects. Enjoy lock-and-leave convenience and ample storage space in each home. Just two blocks from your favourite shops and restaurants in the heart of an established neighbourhood, and minutes from the Ottawa River, Queensway, Tunny’s Pasture and downtown.

Presentation Centre and Show Home RIC

RAVENHILL COMMON SHOW HOME 453 EDISON AVE

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HOURS Monday to Friday noon to 6 p.m.

Weekends/holidays noon to 5 p.m.

Or by appointment

RD

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613-825-0080 RavenhillCommon.com

Located at 453 Edison Avenue, one block south of Byron Avenue and one block west of Churchill Avenue North

ND

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2015-01-28 11:38 AM 2015-02-17 4:41 9:12 AM PM

ONE MORE STOREY, PLEASE!

TWO MORE INNOVATIVE DEVELOPMENTS FROM THE REGIONAL GROUP OF COMPANIES INC.

EQ-FER-A-AD-NHC-FEB11-1.indd 1 024-025-Eq ENH reg 02-21-15.indd Homes Fernbank 24 02-21-15.indd 1

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COMING SOON REGISTER ONLINE FOR OUR MARCH PREVIEW People loved our bungalows when we first launched at Fernbank Crossing. Now we’re offering a whole new release for everyone who wants a second storey!

At our upcoming Preview, you can choose from our fabulous new selection of 2-storey floorplans specially designed for today’s modern families. We’ll be unveiling an incredible range of Singles and Linked Singles, loaded with all the luxury features you could ask for!

NEW 2-STOREY DESIGNS FROM THE MID

300’s

$

STITTSVILLE’S MOST PRESTIGIOUS COMMUNITY

eqhomes.ca EQ-FER-A-AD-NHC-FEB11-1.indd 2 024-025-Eq ENH reg 02-21-15.indd Homes Fernbank 25 02-21-15.indd 2

Prices and specifications are subject to change without notice. E. & O.E. All renderings are Artist’s concept. *See Sales Representative for further details.

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AllowAnce

MunicipAl TAxes * › › › ›

condo Fees

for

Units available for quick occupancy; Limited time offer. Subject to change without notice; 32 communities in the National Capital Region; Towns, semis, single family homes & condos.

3 years

* Certain conditions apply. Contact our housing consultants for more information.

HeriTAge Hills

$

301,445 $286,372

HeriTAge Hills

$

condo (e)

1,243 /mo. **

21 Earlton Pvt.

305,440 $290,895

condo (b)

416,177 $379,390

$

1,621 /

109 McGregor Rd.

$

$

643

/mo.**

680 boul. des Grives

339,037 $307,476

$

$

1,335 / mo.**

$

sirocco (Furnished)

$

1,760 / mo.**

$

2

2,062 / mo.**

oxford b

$

332,354 $308,368

$

984

/mo.**

819.246.4663

$

1,339 /

$

518,637 $487,629

2,117 / mo.**

oxford b

613.831.0126

3

$

$

415,794 $380,902

1,654 / mo.**

Périgord b

819.682.4663

3

riverMeAd

$

st-Michaels

993

/mo.**

1236-2 ch. d’Aylmer 2

$

173 rue Polder

819.682.4663

242,101 $228,800

613.824.4059

2

plATeAu syMMes

mo.**

héritage 3

**

159 Loreka Court

613.831.0126

3

1,286 /mo.

lorekA courT

$

507,337 $474,929

$

st-Michaels

cHâTeAu golF

1220-1 ch. d’Aylmer

819.669.4663

313,943 $296,262

90-6 Prestige Circle

23 rue des Scouts

$

st-Michaels

$

plATeAu syMMes

819.776.4663

238,086 $226,570

**

163 Loreka Court

451,639 $405,350

3

1,286 /mo.

613.824.4059

2

cHâTeAu golF

94 rue Georges-Lebel 3

mo.**

22 rue Joran

819.776.4663

héritage

1,760 /

613.257.4079

JArdins Mcconnell

$

$

standford 3

$

st-Michaels

plATeAu du pArc

condo 1

313,943 $296,262

lokerA courT

71 Francis St.

613.257.4079

160,670 $148,269

$

100-5 Prestige Circle

440,453 $405,262$

plATeAu du pArc

$

**

cArleTon crossing

mo.**

oxford 3

1,288 /mo.

613.317.2438

2

cArleTon crossing

$

$

25-3 Earlton Pvt.

613.317.2438

2

$

peTrie’s lAnding

peTrie’s lAnding

819.246.4663

$

728,095 $588,800

$

Phare (Furnished)

2,557 / mo.**

91 ch. Morley-Walters

819.595.4663

4

** Payment includes principal, interest, municipal taxes & condo fees for 3 years. 2,39% interest rate, 5 year term, 25 year amortization, 5% down payment.

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2015-02-17 2015-02-17 12:41 4:42 PM

IT’S NOT TOO LATE TO...

DISCOVER EASTERN ONTARIO’S HOME BUILDERS — ONE STORY AT A TIME

• Industry Insights by Eastern Ontario’s Home Building Leaders • Detailed Home Builder Stories • Mortgage and Legal Advice

2014 Home Builders’Annual Now Available!

Contact nashrun.kamaludin@wall2wallmedia.com 613.729.1221 to receive your FREE copy!

28 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

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2015-02-17 2015-02-17 10:14 4:42 PM AM

AFFORDABLE B U N G A L O W S I N K A N ATA

DENTON

FROM 1355 SQ FT

I RV I N G

FROM 1334 SQ FT

FROM

2 BED, 2 BATH

$369,900

UP TO

$15,000 DECOR BONUS Ceramic in all wet areas Ceramic backsplash Granite kitchen countertops

COMPLETE FINISHED BASEMENT

(bed, bath, rec room) for $30,000 Add 600 sq. ft.

Available at Fernbank Crossing only

RESERVE YOUR LOT TODAY

613-435-7062

SALES CENTRE: 321 BOBOLINK RIDGE MON-THURS 1PM- 7PM • SAT-SUN 12PM- 5PM

Building in 7 communities across Ottawa WWW.PHOENIXHOMES.CA

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//COVER STORY

FINDLAY BY THE PARK Tranquility awaits you in one of Ottawa’s most desirable neighbourhoods LOCATION Findlay Creek HOUSING TYPE Bungalows, detached singles and townhomes SALES CENTRE 996 Rotary Way Open Monday to Thursday noon to 7 p.m., Saturday to Sunday noon to 5 p.m, closed Fridays CONTACT 613.425.5255 Claude Tessier ctessier@maisonslemayhomes.ca lemayhomes.ca

L

emay Homes, in business since 1958, is proud to be building in one of Ottawa’s most desirable neighbourhoods. Findlay by the Park offers young families, professionals and retirees alike, the chance to live in their own tranquil oasis within minutes from the downtown core.

With Findlay by the Park, you are buying more than a home, you are buying a lifestyle. Watch your kids grow up playing hockey; enjoy neighbourhood barbecues; make lasting relationships that you and your children will always cherish.

There are many parks and greenspaces throughout Findlay Creek, and Findlay by the Park is no exception. Go for bike rides with your family, enjoy the splash pads in the summer, and take a peaceful stroll through the wetlands and NCC trails. Findlay by the Park is a place to be explored and enjoyed.

Best of all, Findlay by the Park is only walking minutes away from all amenities.

The Findlay Creek Shopping Plaza has everything from a Tim Hortons to an LCBO, and a Fresh Co to the local physiotherapist. There are also many schools in the area

With Findlay by the Park, you are buying more than a home, you are buying a lifestyle.

30 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

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LEMAY HOMES | Findlay by the Park

from all the Ottawa school boards.

Close to bus routes, near access to the 417 and 416, Findlay by the Park is a quick and easy commute to downtown.

There is also a convenient park and ride on Leitrim Rd. Lemay Homes makes the buying process enjoyable. From choosing the model and floorplan that best suits your needs, to the exciting task of picking out colours and cabinetries, Lemay Homes staff will be there to guide you through the entire process. Because this is a small and local company, staff is available to help you with all your needs. Lemay Homes is not your cookie cutter type builder. As a buyer, you are given the opportunity to personalize your Energy Star home right from the beginning.

Buy now and take advantage of the many signing bonuses. With your purchase of an inventory townhome, you will receive $9,000 in design centre bonuses, hardwood throughout the main living areas and new appliances. Buy a new bungalow or a two-storey single-family home and receive $10,000 in design centre bonuses, hardwood throughout the main living areas and many more.

Buyers trust the Lemay Homes team because this builder offers more than 57 years of experience building homes in the National Capital Region. Lemay Homes is more than a builder, this is a family run business where each home is built to an exceptional level of care and attention. Staff will stick with you even after the possession date to ensure that everything meets your needs. Lemay Homes’ mission statement is very simple: always offer a superior quality construction in order to offer the homebuyer a guaranteed investment.

Personalize your Energy Star home right from the beginning

Get in early in Ottawa’s newest community of detached singles, bungalows and townhomes within a few steps from greenspace, parks, recreation centres, shopping malls and more. You can own a townhome for as little as $327,900, or a single-family home starting at $424,900. For more information, contact the sales centre or visit lemayhomes.ca Lemay Homes: quality, reliability and integrity since 1958. There are five model homes now on display!

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//GOHBA REPORT

Setting the 2015 new home sales forecast straight » by JOHN W. HERBERT

JOHN W. HERBERT

is executive director of the Greater Ottawa Home Builders’ Association.

He can be reached at 613.723.2926, ext. 224, or visit gohba.ca

In an uncertain economic climate, consumers and families are putting off buying a first home or upgrading to a larger house

A recent news story predicted a 10-per-cent jump in new home sales in Ottawa for 2015. Regardless of what people read or experts forecast, the Greater Ottawa Home Builders’ Association does not believe that a 10-per-cent increase in 2015 new home sales in Ottawa is realistic.

When you consider Ottawa’s record of new home starts, the city’s employment picture and the challenges facing first-time buyers, Ottawa’s home building industry is optimistic that in 2015 new home sales will remain at 2014 levels.

Given the influence of statements about projected increases in new home sales on buyers, builders, city planners and decision-makers, it’s important to set the record straight.

DROP IN NEW HOME STARTS IN 2014

The best indicator of new home starts is new home sales. New home starts are the number of new single- or multi-family housing units begun each month. New home starts are calculated according to the number of permits issued for residential construction. Economists view new home starts as a critical indicator of economic strength.

In 2014, there were 5,255 new home starts in Ottawa. This represents a 20-per-cent drop from 2013, when there were 6,560 starts. Even when you take into account the cyclical nature of home building, new housing starts have not grown in any substantive way since 2010, when there were 6,446 new home starts in Ottawa. Given the past housing start numbers, home builders find it difficult to foresee a double-digit increase in new home sales in 2015.

So, why are new home sales in Ottawa stagnant? The answer lies in Ottawa’s uncertain employment market, the challenges facing fi rst-time homebuyers, and the impact of government policies and taxes on new-home buyers.

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PUBLIC SECTOR LAYOFFS CONTINUE TO CAST A SHADOW OVER OTTAWA’S CONFIDENCE

Over the past four years, the federal government has cut nearly 26,000 public sector jobs in an effort to cut federal spending. In Ottawa, where public sector jobs account for 20 per cent of the city’s workforce, government job losses strike a considerable blow to job security and consumer confidence. The government’s reputation for keeping tight-lipped on potential job cuts has created an environment where many public sector workers are cutting back on household spending and shying away from making big purchases. In an uncertain economic climate, consumers and families are putting off buying a first home or upgrading to a larger house for fear that their job could be next up on the chopping block.

THE CHALLENGES FACING MILLENNIALS AND FIRST-TIME BU YERS

Millennials, aged 25 to 34, left high school believing that, Internet and iPhone aside, their life would follow a similar path to their parents. They would graduate from university or college, get a job in their chosen profession, quickly pay off their student debt, settle down and then purchase their first home.

Unfortunately, the growing cost of education combined with a slow job market has created a different reality than expected. Thirty years ago, tuition fees at an Ontario university were less than $1,000 a year! Today, the average Ontario student will be have accumulated $28,000 in school debt upon graduation.

Millennials are finding it difficult to find stable, wellpaying jobs. Estimates based on Statistics Canada data suggest that one in three Millennials are underemployed – working at jobs that do not require their level of education. Now in their early-to-mid-30s, this generation is struggling under the financial pressures of student loans and the rising cost of living, compacted by the challenges of saving for a down payment on a first home.

THE IMPACT OF CITY OF OTTAWA POLICIES AND TAXES ON NEW HOME STARTS

Increases in land prices and new-home buyer taxes are contributing to the tepid pace of new home starts in housing in Ottawa. Policy decisions made by our municipal government are driving up the price of new homes in Ottawa and negatively impacting new home starts.

By promoting growth inside the Greenbelt and limiting the supply of land for new homes, Ottawa’s intensification policy has made land in Ottawa very expensive. Today, an acre of land in Ottawa can sell for upwards of $300,000. It has also created the unfortunate situation where landowners and builders have borne the brunt of serving as agents of change in established communities throughout the city – but that’s another story.

The “growth must pay for growth” policy has created a situation where Development Charges for new semi-detached or single-family homes have increased by more than 30 per cent since 2013. Today, the municipal tax on a new single-family home is almost $40,000. While making new-home buyers pay for the cost of infrastructure and services is understandable, it’s important to keep in mind that previous generations bought homes when governments paid most, if not all, of these costs.

We need to find a better balance between past and present practices, where new-home buyers and government each pay their fair share of new municipal infrastructure costs.

GETTING NEW HOME STARTS BACK ON THE GROWTH TR ACK

A big part of the solution to restoring growth in new home starts will require focus and collaboration by all three levels of government. For now, here’s how Ottawa’s newly-elected municipal government can help: • restore a balanced approach to land use in Ottawa – less intensification and more land for building outside the Greenbelt; • give first-time homebuyers a break on new-home buyer taxes; and, • reduce costly permitting and approval delays for all businesses, not just home builders.

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//THE TAX MAN

THE SMITH MANOEUVRE:

deducting mortgage interest » by GEORGE E. DUBE

One of the largest expenses we have tends to be the mortgage on our home. Following traditional rules, we are limited to deducting, at best, a small percentage of the interest where we use a home office for business purposes.

However, using non-traditional planning, we are able to deduct potentially 100 per cent of the interest costs.

Your tax savings will vary based

on where you live in Canada, your income level and the amount of interest you pay. As a quick example, though, with a mortgage of $200,000 at 4.5 per cent, your tax savings could be approximately $3,000 per year. While this may not by itself create financial freedom, imagine receiving these savings year after year – with minimal effort required. Imagine the impact of a higher interest rate or larger mortgage.

A popular nickname for describing some of the possible techniques is the “Smith Manouevre,” coined by Frasor Smith.

A variety of versions of the plan exist, and vary in aggressiveness and implementation to suit your needs and comfort. With

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Talk to your tax, mortgage and investment advisors to determine whether such a plan can work for you and that you are comfortable with the full implications.

Also, work closely with your mortgage advisor as you pay close attention to the features of the mortgage product that you use to ensure you have the required flexibility to accomplish your goals. a Supreme Court decision related in part to questions surrounding the appropriateness of interest deduction plans, tax advisors have largely been given the green light to help clients restructure their affairs in an optimal fashion.

In its simplest form, these interest deductibility techniques allow homeowners the ability to convert the nondeductible portion of the interest on their mortgage to fully deductible over a period of time. The period is typically several years, however, your financial situation and aggressiveness may dramatically decrease this time.

A variety of versions of the plan exist, and vary in aggressiveness and implementation to suit your needs and comfort.

A variety of mortgage products provide the ability to divide your mortgage into at least two segments, which allows you to track the interest expense on these segments separately. Your total mortgage will typically be set at 75 to 80 per cent of the value of your home. If you are permitted a total mortgage of $200,000 on your home, you may start with the “bad” portion (non-deductible) of the mortgage at this $200,000 and the “good” portion (deductible) of the mortgage at zero. As you make payments on the mortgage, your principal on the bad mortgage will decrease, leaving you additional room to borrow on the good debt. In other words, your total mortgage may still be $200,000, however, it is divided between good and bad debt.

So, what do you do with this good debt? You invest.

Traditionally, this was thought of as an excellent vehicle to acquire mutual funds and similar investments. However, this may be a great opportunity for you to go beyond that and

invest in your business.

You may be able to shorten the conversion time of your bad debt where, for example, you have non-registered financial assets that can be sold and the proceeds used to pay down some bad debt. Tax refunds, inheritances, unexpected sources of funds, extra mortgage payments are further ways of speeding up the conversion.

While restructuring must be done properly, your efforts will be rewarded.

Talk to your tax, mortgage and investment advisors to determine whether such a plan can work for you and that you are comfortable with the full implications. Also, work closely with your mortgage advisor as you pay close attention to the features of the mortgage product that you use to ensure you have the required flexibility to accomplish your goals. There are significant differences between the products beyond the interest rates which command your attention.

This article is brief in nature and omits many important details that may dramatically change how financial plans may affect your particular situation. This should not be considered tax, investment, business or similar advice. Before implementing any plans, always discuss in full with your tax advisor and other relevant advisors.

GEORGE E. DUBE,

CA, CPA, LPA, is a veteran real estate investor and Chartered Accountant whose practice with his partner, Peter Cuttini, Dube & Cuttini Chartered Accountants LLP, focuses on providing the knowledge and tools clients from across the country and around the world. George is a frequent guest speaker, addressing a variety of tax and accounting topics, he has written and contributed to articles in national and regional publications and co-authored two books: 81 Financial and Tax Tips for the Canadian Real Estate Investor: Expert Money-Saving Advice on Accounting and Tax Planning and Legal, Tax & Accounting Strategies for the Canadian Real Estate Investor. He also developed the accountant in-a-box program for real estate investors. George is a member of the Real Estate Investment Network (REIN) Faculty. georgedube@dubecuttini.com dubecuttini.com Twitter @dubecuttini.com 1.877.475.3823

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homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

MONTHLY PAYMENT

$

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

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MORTGAGE PAYMENT CALCULATION CHART % INTEREST RATES

AMORTIZATION PERIODS 10 YEARS

15 YEARS

20 YEARS

25 YEARS

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 FEB 21 - MAR 7, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 37

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OTTAWA

HOT SHEET ASHCROFT HOMES

CENTRAL PARK • THE NEXT Live where downtown spirit meets community character, your prime location is your pathway to the best of Ottawa, and bountiful greenspace blends naturally. The Next brings it all together – smart condo living at the heart of Central Park. Starting at mid $200’s. Register now for VIP pricing at benext.ca WESTBORO • QWEST A stroll under the arches and along Sisters’ Walk will be enough to convince you of how greenspaces and good design make life beautiful at Q West. The Q West team’s inspired vision both preserves and enhances this landmark property. Just released, second floor terrace suites! Visit our model suite located at the corner of Richmond Rd. and Leighton Terrace in Westboro or call 613.221.5926. liveqwest.com

CAMPANALE HOMES

ARNPRIOR • CALLAHAN ESTATES New Attached Bungalow Models ready for viewing. Featuring the biggest selection of bungalows, the community of Callahan Estates has beautiful new homes starting from the mid 200s. Model homes and Sales Centre located at 2 Tom Gavinski, Arnprior, ON (Monday - Thursday: 11am-7pm. Saturday, Sunday & Holidays: 12pm-5pm). Call 613.622.0033 or visit campanale.com

BARRHAVEN • LONGFIELDS STATION 2 New Executive Townhome Designs available for viewing today! Condo Flats and Terrace Homes starting from $264,900, and loaded Townhomes priced from $337,085. Visit our new model homes and Sales Centre located at 420 Via Verona Avenue in Barrhaven. Call 613.440.3750 or visit campanale.com OTTAWA SOUTH • PRINCE OF WALES ON THE RIDEAU Two New Models available for viewing. These magnificent executive single-family homes are situated in an exclusive community, surrounded by over 50 acres of green space and park bordering the Rideau River.

Call 613.440.3750 or visit campanale.com for a viewing of our two new models.

CARDEL HOMES

BLACKSTONE • KANATA Cardel Homes has released Phase II singles in Blackstone, Kanata’s largest master-planned community. Featuring a wide range of floorplans and limited time incentives. Visit our sales centre in Kanata 100-104 Westphalian Avenue, Kanata South on Terry Fox or contact harley.wallin@cardelhomes.com, 613.836.9521, cardelhomes.com

RICHARDSON • RIDGE KANATA Production Builder of the Year Cardel Homes is excited to announce the launch of its Phase III in Richardson Ridge on February, 28th.

Featuring popular home designs and several brand new models, visit our sales centre 288 Huntsville Drive, Kanata North on Terry Fox or contact dale.laurie@cardelhomes.com, 613.435.5706, cardelhomes.com

DOMICILE

BEECHWOOD VILLAGE • THE KAVANAUGH The Kavanugh offers village life in the city: quaint but with cachet – and just minutes from downtown. Famed bistros and bakeries line a streetscape surrounded by green spaces, bike paths and landmarks. 613.868.7597. thekavanaugh.ca ORLEANS • BERGERON TERRACE Introducing Bergeron Terrace, set in Chapel Hill. Beautifully designed, quality built and affordably priced one-, two and three-bedroom terrace homes and urban flats. Conveniently located at the corner of Meadowglen and Orleans Blvd., Bergeron Terrace offers you all the best that Domicile has to offer. 613.223.5803. bergeronterrace.ca

ORLEANS • CRÈME Introducing Crème homes in Orleans at the corner of Navan and Renaud.

Beautifully designed 2-bedroom bungalows, lofts, and flats. Register today to get an invite to our fall sales launch. cremehomes.ca 613.807.0316.

eQ HOMES

OTTAWA • GREYSTONE VILLAGE Nestled between the Rideau River and Rideau Canal, a new urban vision takes shape. Rich in history and nature, Greystone Village is a 26-acre master-planned community of modern, exquisite homes set around a vibrant central plaza, complete with pathways, promenades and trails. A hidden gem in Old Ottawa East, Greystone Village offers a life of elegance and exclusivity in a scenic riverfront setting, just minutes from downtown.

Singles, Towns, Semis and Condos. Coming soon – register today at greystonevillage.ca ROCKLAND • CLARENCE CROSSING Beautifully designed homes surrounded by nature and embraced by Clarence Creek and The Ottawa River. Imagine spectacular scenery, first-class social and recreational amenities, and pathways gently winding through the community you call home. Singles, Towns and Condos.

Coming soon – register today at clarencecrossing.com

GLENVIEW

KANATA • MONAHAN LANDING Award-winning Glenview Homes’ development Monahan Landing is family affordable, offering homes for everyone. Choose from towns and singles, double and single car garages. Move in this Spring to one of their smart and stylish ready builts or buy now for delivery later this year.

Value priced from the $280’s, visit one of Glenview’s 6 decorated model homes, and ask about their latest lot releases! Discover more at www.glenviewhomes.com. 613.595.0591.

KEMPTVILLE • TEMPO Coming this Fall to Kemptville, is TEMPO, another outstanding community by Glenview Homes. Choose from all new designs including bungalows, two storey, single, and double car garage plans.

Visit www.glenviewhomes and register for VIP lot selection, pricing, and bonus offers.

GREATWISE

QUALICUM WOODS CROSSING Just released – our newest VIP one bedroom collection – Visit our sales centre and be the first to view this amazing limited series! Whether you are single, a young couple or downsizing from your empty nest, Qualicum Woods Crossing, offers an affordably great lifestyle experience with a beautiful full-scale park right in the heart of the community. 2781 Baseline Rd. qwcrossing.com 613.693.0808.

HN HOMES

KANATA • BRIDLEWOOD Three fully furnished model homes now open. Visit us at 157 Stonemeadow Dr. 613.435.8848. Open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m.

RIVERSIDE SOUTH • RIVERSIDE SOUTH Single-family homes and townhomes coming to Riverside South.

Pre-register today to attend our fall launch. hnhomes.com 613.435.8848.

LEMAY HOMES

OTTAWA SOUTH • FINDLAY BY THE PARK New community offering singles, bungalows and townhomes. Just a few steps to greenspace, park, recreational arena and soccer fields. Quick access to shops, restaurants and services. Starting from $300,000’s. Limited time bonus offer. 613.425.5255. lemayhomes.ca

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BUILDERS: If you would like to include your new model home or site opening, email Nashrun.Kamaludin@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

OTTAWA / EASTERN ONTARIO / GATINEAU REGIONS MASTERCRAFT STARWOOD

WEST CENTRAL • SOHO CHAMPAGNE Mastercraft Starwood’s SoHo Luxury Condominiums is pleased to announce its third Ottawa location: SoHo Champagne – just one block west of Preston St. in Little Italy. Register today to get an invite to our spring sales launch. sohochampagne.com

OTTAWA • SOHO LISGAR New release of suites on the 12th to 15th floors. The ultimate hotel-inspired lifestyle in a designer condominium, in the heart of downtown. Call 613.798.7646. soholisgar.com

METRIC HOMES

MUSTANG RD • NAVAN Metric Homes’ last country estate lot in the East: beautiful fully treed and private half-acre lot available to build your unique custom designed singlefamily home. Meet the Metric team and let them design your new home at no charge to you. 613.296.7000. metrichomes.com

WESTBORO 529 Broadhead Ave. two custom designed semi-detached homes on a 168-ft. deep infill lot. Innovative street friendly and appealing design.

Two proposed concepts. The first purchaser will decide which concept will be built and will customize its new home. Priced in the $700,000s.

613.296.7000. metrichomes.com

MINTO

THE GLEBE • MINTO@LANSDOWNE Make your home in one of Ottawa’s premier neighbourhoods – the Glebe. Enjoy the best of modern living in harmony with historic surroundings, with all life’s essentials right at your doorstep. Move in as early as 2014. 613.788.2784. lansdowne.minto.com

MINTO/CANDEREL

WESTBORO • UPPERWEST A 25-storey landmark address in the heart of Westboro – just steps from upscale dining and shopping. Choose from stunning open concept suite designs, with sun drenched rooms and spectacular interior finishes. Enjoy state-of-the-art fitness centre, entertainment lounge plus an expansive outdoor terrace. 613.788.2786. liveupperwest.com NEW EDINBURGH • MINTOBEECHWOOD New Edinburgh is one of Ottawa’s finest neighbourhoods. Where tradition meets modern, old meets new, home to eclectic shops and restaurants.

Spectacular new condominiums coming this September available from the mid $200,000s. Register now for priority preview: mintobeechwood.com

MONARCH CORP.

KANATA • BLACKSTONE Executive 46-ft. singles from $441,990. Two-storey townhomes from the high $200,000s. 32-ft. singles with double car garages from the high $300,000s. 110 Westphalian Ave., Kanata, 613.831.2619. Register at monarchgroup.net BARRHAVEN • LONGFIELDS Courtyard townhomes with double car garages from the low $300,000s.

Semi-detached homes with double car garages from the high $300,000s.

280 Longfields Dr., Nepean, 613.569.5313.

NEPEAN • STONEBRIDGE Ottawa’s award-winning golf course community. Luxurious singles from the mid $400,000s. Executive townhomes from high $200,000s.

Stacked townhomes from the low $200,000s. 610 Kilbirnie Dr., Nepean.

613.692.9280. monarchgroup.net

PHOENIX HOMES

ALMONTE • WHITE TAIL RIDGE Small town feel with all the amenities of a big city and the largest lots available anywhere. Contact Liane McKinley 613.369.5842.

BARRHAVEN • FELTON COURT Nestled in the corner of Fallowfield Road and Strandherd Drive, with convenient access to the 416 and 417, Felton Court is a commuter’s dream. phoenixhomes.ca BARRHAVEN • SAWGRASS TOWNS 14 Dundalk Private, off Jockvale across from the Stonebridge Golf Course Starting at $294,400 - bonus granite, hardwood, a/c, rec room, $5,000 décor credit. phoenixhomes.ca

RICHCRAFT

BARRHAVEN • FIELDSTONE & RIVERSIDE Discover modern urban living in Riverside South & Fieldstone in the heart Barrhaven. These freehold energy star certified townhomes have open concept design, gourmet kitchens, private decks and a whole lot more from $268,900. Call 613.491.0834, Riverside Sales Centre at 744 Brian Good Ave or Call 613.440.5225, Fieldstone Sales Centre at 302 Longfields Dr. CENTRETOWN • THE BOWERY CONDOS & LOFTS The Bowery Condos and Lofts by Richcraft – from $178,000 – NOW UNDER CONSTRUCTION. Located in the heart of Downtown, steps from Bank St. with rooftop pool, terrace and brilliant design. Discover condominium living with distinctly urban vibe. Own for as little as $1000 a month. Learn MORE at thebowerycondo.ca. Visit our award winning Presentation Gallery at 136 Banks Street.

SPRINGCRESS

WESTBORO • RAVENHILL COMMON Freehold Towns for fall 2014 occupancy. Still time to customize and select your interior finishes. Located just two blocks from the heart of Westboro, stunning open concept two- amnd three-bedroom homes from 1,756 to 1,948 sq. ft. wRavenhill Common, Contemporary Brownstones Churchill Ave. North, one block South of Byron at Ravenhill Presentation Centre located at 329 Richmond Rd. at the corner of Churchill Ave. North. Showhome now oppen! Visit: ravenhillcommon.com Sales Info: 613.825.0080. Email: salesinfo@ravenhillcommon.com

TAMARACK HOMES

KANATA • POOLE CREEK VILLAGE • SINGLES AND TOWNHOMES Grand Opening! Tour seven decorated models today. In Poole Creek Village, we’ve created the perfect community for growing families. Quiet moments are as close as your backyard while the city’s best amenities are just around the corner. Visit tamarackhomes.com

ORLEANS • CHAPARAL • GALLERY TOWNHOMES Grand Opening! Tour our new decorated models today. These spacious, upgraded townhomes have been designed for an active lifestyle. Discover them today in Chaparal. Orleans’ most convenient community. Visit tamarackhomes.com

UNIFORM URBAN DEVELOPMENTS

BARRHAVEN • THE ORCHARD The Orchard in Barrhaven South, near Stonebridge. Single-family homes and townhouses starting from $353,900. 3699 Jockvale Rd. uniformdevelopments.com KANATA • RICHARDSON RIDGE Three stunning model homes now open. 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle.) 613.435.7751. Open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m., holidays noon to 5 p.m.

VALECRAFT HOMES

MER BLEUE/ORLÉANS • BRADLEY ESTATES New release of single-family homes and executive townhomes. New to Bradley Estates: nine redesigned models with full-brick fronts and stone skirts. valecraft.com

FEB 21 - MAR 7, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 39

ENH reg 02-21-15.indd 39

2015-02-17 4:44 PM

Builder Name

Site Name

De

Location

ta c Se hed m i Bu ng To alo w w nh Ad om ul e/ t C Li on fe d st o yl e

ADVERTISERS INDEX

Prices

Page

Inquire

19

Inquire

15

Inquire

21

WEST Arnprior

CAMPANALE

Callahan Estates

x

x

x

Carleton Place

CARDEL

Stonewater Bay

Carp

METRIC

Westlake South Estate

Kanata

CARDEL

Blackstone

Inquire

15

Kanata

CARDEL

Richardson Ridge

Inquire

15

Kanata

GLENVIEW

Monahan Landing

x

x

From $280's

17

Kanata

MATTAMY

Fairwinds

x

x

From $224,990

6, 7

Kanata

MATTAMY

Monahan Landing

x

From $224,990

6, 7

Kanata

MONARCH

Blackstone

Inquire

4, 5

Kanata

PHOENIX

Fernbank

Kanata

TAMARACK

Pool Creek Village

Kanata

UNIFORM DEVELOPMENTS

Richardson Ridge

Kanata

VALECRAFT

Trailwest

Ottawa West

CAMPANALE HOMES

Prince of Wales

Stittsville

CARDEL

Deer Run

Stittsville

EQ HOMES

Fernbank

Stittsville

METRIC

Arbourbrook Estates

x

Inquire

21

Westboro

SPRINGCRESS

Ravenhill Common

x

From $679,900

23

Barrhaven

CLARIDGE HOMES

West Pointe Village

x

From $281,900

13

Barrhaven

CAMPANALE

Longfields

x

Inquire

19

Barrhaven

CARDEL

Longfields

x

Inquire

15

Barrhaven

MATTAMY

Half moon Bay

Barrhaven

MINTO

Quinn’s Pointe

Barrhaven

MONARCH

Longfields

Barrhaven

TAMARACK

The Meadows

Barrhaven

VALECRAFT

Woodroffe Lofts

Kanata

UNIFORM DEVELOPMENTS

The Orchard

x

Leitrim

LEMAY HOMES

Findlay by The Park

x

x

Leitrim

TAMARACK

Findlay Creek

x

x

Manotick

MINTO

Mahogony

x

Nepean

MONARCH

Stonebridge

x

Nepean

MONARCH

The Links

Richmond

METRIC

King's Grant

Riverside South

HN HOMES

Riverside South

UNIFORM

x

x x x

x

From $369,900

29

From $328,900

BC

Inquire x

8, 9

From $303,400

22

x

From $889,900

19

x

Inquire

15

x

Mid $300's

24, 25

SOUTH x

x

x

x

$219,990 Inquire

x

6, 7 IFC, 3

x

From $329,990

x

Inquire

BC

x

From $259,900

22

x

Inquire

x

From $327,900

18

Inquire

BC

Inquire

10, 11

x

Inquire

4, 5

x

Low $200's

4, 5

x

Inquire

21

Riverside South

x

Inquire

20

Orchard

x

From $355,900

12

x

x

x

x

x

4, 5

8, 9

40 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

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2015-02-17 4:44 4:39 PM

Builder Name

Site Name

Prices

De

Location

ta c Se hed m i Bu ng To alo w w nh Ad om ul e/ t C Li on fe d st o yl e

ADVERTISERS INDEX

Page

CENTRAL Central

ASHCROFT

The Next

x

Inquire

IBC

Central

BRIGIL

121 Parkdale

x

Inquire

27

Gatineau

JUNIC

Fusion II

x

From $290,400

26

Quebec

BRIGIL

Domaine du Vieux-port

x

From $252,800

27

Cumberland

METRIC

Camelot Estates

x

Inquire

21

East Orleans

TAMARACK

Cardinal Creek Village

x

Navan

CLARIDGE

Spring Valley Trails

Orleans

METRIC

Notting Hill

Orleans

TAMARACK

Chaperal

Orleans

VALECRAFT

Bradley Estate

Ottawa East

VALECRAFT

Vanier West Orleans

QUEBEC

EAST x

x

From $322,900

BC

x

x

x

From $276,900

13

x

x

Inquire

21

x

Inquire

BC

x

From 302,900

22

Aviation Private

x

From 299,900

22

BRIGIL

Jardins McConnell

x

From $260,781

27

BRIGIL

Petrie's Landing

x

From $181,800

27

Aylmer

LE GROUP HEAFY

Le Square Wilfred

x

Inquire

C10

Barrhaven

CAMPANALE

Longfields Station

x

Inquire

C13

Central

CLARIDGE HOMES

Icon

x

Inquire

C17

Central

THEBERGE HOMES

Alta Vista Ridge

x

Inquire

C5

Downtown

BROCCOLINI

Slater

x

From $215,000

C2

Downtown

LAMB DEVELOPMENTS

Gotham

x

From $233,900

C24

Downtown

LAMB DEVELOPMENTS

SOBA

x

Inquire

C18

Downtown

MINTO

Landsdowne

x

Inquire

C22

Downtown

MINTO

Upperwest

x

Inquire

C23

Downtown

URBAN CAPITAL

Hideaway

x

From $219,900

Gatineau

LE GROUP HEAFY

Le WE

x

Inquire

C26

Kanata

CARDEL

Kol at Blackstone

x

Inquire

C4

Nepean

GREATWISE

Qualiaum

x

From $199,900

C13

New Edinburgh

MINTO

Beechwood

x

From $299,900

C21

Orleans

CARDEL

Notting Hill

x

Inquire

C4

Orleans

Domicile

Crème

x

Inquire

C3

Ottawa Central

MASTERCRAFT STARWOOD

Soho Champagne

x

Inquire

C25

Ottawa Central

RICHCRAFT

Urban Towns

x

Inquire

Ottawa Central

URBAN CAPITAL

Smarthome

x

From $179,900

C19

South Ottawa

LINDEN DEVELOPMENTS

Distillery Warehouse

x

From $246,500

C11

South Ottawa

THEBERGE HOMES

Hunt Club

x

Inquire

C28

Westboro

WESTBORO POINT

Azure

x

From $280,000

C27

x

x

x

CONDO

C9

C5

FEB 21 - MAR 7, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 41

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2015-02-17 4:44 4:39 PM

401 KEY MAP

042-NHE ENH reg 02-21-15.indd Map 07-20-09.indd 42 42

Cardinal

Iroquois

401 Kitley

29 15

South Elmsley

7

Carleton Place

Almonte

Augusta

16 Oso

Horton

42 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 21 - MAR 7, 2015

Darling

Please see advertisers ads for Site locations

Bathurst

McNab

Arnprior

WEST

17

15

Smith Falls Merrickville

Kemptville

416 North Gower

7

Richmond

Manotick

Osgoode

Morrisburg

31

Morewood Vernon

Greely Stittsville Barrhaven

Nepean

SOUTH

Embrun

Russell

417 Kanata

OTTAWA

Vanier Hull

Carp

Aylmer

Gatineau

GATINEAU

QUEBEC

CENTRAL Gloucester

Cumberland

Orleans

Rockland

EAST

Casselman

Stittsville, Carlton Place, West Carlton, Nepean, Kanata, Richmond, Riverside South, Barrhaven, North Gower, Greely, Kemptville, Morewood, Orleans, Embrun, Russell, Rockland, Aylmer, Hull, Gatineau.

2015-02-17 4:44 9:43 PM AM

Why Rent When You Can OWN ?

MODEL G2 1 Bedroom + Den & Balcony Only $336,888 1277

BALCONY 14'-1" x 4'-2"

4280

D.W.

LIVING / DINING / KITCHEN 16'-2" x 11'-3"

Purchase by Feb. 28, 2015 and your closing costs will be included:

4930

E.&O.E. January 8, 2015

2750

• Land Transfer Tax • Lawyer’s Fee • Tarion Warranty Fee • Moving Expenses

A value of $7,000

Luxury Suites in Westboro

Visit Sales Centre for all terms and conditions. Limited time offer.

All bonuses subject to change without notice.

BEDROOM 11'-0" x 9'-0"

Visit our Presentation Centre at 101 Richmond Road Mon - Thurs Noon - 6pm, Sat & Sun Noon - 5pm If more convenient call for an appointment at:

H.P. F.

613.221.5926

STUDY 9'-0" x 8'-0"

H.P.

2739 F.H.C

043-Ashcroft ENH reg 02-21-15.indd 02-07-15.indd 43 1

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T OT SC

LiveQWest.com

2015-02-13 2015-02-17 10:36 4:44 PM AM

NOW UNDER CONSTRUCTION Historic industrial meets artistic modern in the heart of Ottawa's hippest neighbourhood.

Steps from an eclectic mix of galleries, boutiques and eateries, Tamarack Wellington's design pays homage to the history of Hintonburg, for an industrial loft look that's crisp, urban, and unabashedly modern.

Starting From

$271,900

• 52 Units over 6 floors in first phase • Designed by Barry J. Hobin Architects • Next to the old Grace Hospital

Sales Centre & Model Now Open

www.tamarackwellington.com

1140 Wellington West

044-Tamarck ENH reg 02-21-15.indd 01-24-15.indd 44 1

2015-02-13 2015-02-17 10:38 4:48 PM AM