Eastern Ontario New Home & Condo Guide - May 04, 2013

May 4 - 18, 2013 Volume 13 Issue 09

Eastern Ontario Edition

inside this issue

THE EXCITEMENT OF ‘CLOSING THE DEAL’

Your Best Source for New Homes and Condos

WHAT TYPE OF HOME SHOULD YOU BUY?

COMMON MONEY MISTAKES COUPLES MAKE

Visit our model home located at hidden lake, 139 charlie’s lane, carp.

613 839 6675

new coMMunity!

Get in early with customized bungalows and two-storey homes, starting from the low $400,000s.

Big beautiful 50 to 60-ft wide lots are in a one-of-a-kind location, minutes away from the mississippi river and a lake!

ere, is your opportunity to own a holitzner home in carleton Place

now available with a signing bonus.

w w w.holitzner.com Visit a holitzner sales centre & tour our model home today!

Mon. to Thurs.: noon to 7pm • Fri., Sat., Sun. & Holidays: noon to 5pm other holitzner communities

Move in 30 days!

immediate occupancy available with signing bonus. Build your own two-storey homes and bungalows from $514,900.

139 Charlie’s Lane, Carp • 613 839 6675

Move in this suMMer early occupancy homes available. singles and bungalows from $507,900.

606 Birchland Cres. (off Westridge Dr. between Abbott St. & Fernbank Rd.) Stittsville • 613 831 3711

ENERGY STAR® standard in all Holitzner homes.

The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada.

3

Located in an established neighbourhood

•

Close to excellent schools, nearby parkland, fabulous amenities and easy access to local transit

•

Attractive front exteriors with charming curb appeal

•

Bright and open living spaces with an abundance of natural light

•

Private courtyards for entertaining and garden getaways

•

Community located near Longfields and Woodroffe Ave.

•

From the low $300,000’s Follow us on:

twitter @monarch_group

Like us on:

Greenba

•

PRESENTATION CENTRE

Blackleaf Dr.

Kilbirnie Dr.

N

LONGFIELDS AND STONEBRIDGE PRESENTATION CENTRE: 610 Kilbirnie Drive, Nepean Ontario K2J 0G6 Mon. – Thurs. 1pm – 8pm Fri., Weekends & Holidays 12pm – 5pm 613.692.9284

facebook/monarchcorp

MONARCHGROUP.NET 4

Rd.

Courtyard townhomes and semi-detached homes up to 2,251 sq ft**

vale

•

Jock

Unveiling of Brand New Designs!

ie Dr.

•

Cambrian Rd. Kilbirn

AN EXCEPTIONAL NEIGHBOURHOOD OF COURTYARD TOWNS AND SEMIS IN BARRHAVEN.

ck Rd.

NOW OPEN

Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor.

Some restrictions may apply. Extras to be chosen at Monarch’s Home Design Studio. **Includes Finished space in Lower Level. *** Hardwood on the Main Level is in lieu of Carpeted area and main floor bedrooms. Hardwood flooring is as specified by Vendor as per the Vendor’s standard samples. ****Size of air conditioner to be determined by heat calculation study. Restrictions may apply. Please see Sales Representative for full details. E.& O.E. April 2013. 21182.

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

NEPEAN STACKED TOWNHOMES from the $190,000’s

THE LINKS · MODEL HOME

DISCOVER GOLF COURSE LIVING.

EXPERIENCE CENTRE: 610 Kilbirnie Dr., Nepean 613.692.9284

NEPEAN EXECUTIVE SINGLES from the mid $400,000’s EXECUTIVE TOWNHOMES from the high $200,000’s THE EVERGREEN · ELEV. B

LIVE ON THE GREEN.

EXPERIENCE CENTRE: 610 Kilbirnie Dr., Nepean 613.692.9284

KANATA EXECUTIVE TOWNHOME $310,490 1,862 sq. ft.

ONLY 1 HOME REMAINS. THE HARMONY · ELEV. A

VISIT US AT OUR NEW EXPERIENCE CENTRE TODAY EXPERIENCE CENTRE: 110 Westphalian Ave., Ottawa 613.831.2619

KANATA TWO-STOREY TOWNHOMES from the high $200,000’s

OLD WORLD CHARM. NEW WORLD LUXURY. BLACKSTONE · MODEL HOME

EXECUTIVE 46' SINGLES from $439,990 EXPERIENCE CENTRE: 110 Westphalian Ave., Ottawa 613.831.2619

HOURS: Mon. – Thurs. 1pm – 8 pm, Fri.,Weekends & Holidays 12pm – 5pm

DESIGNER DECORATED MODEL HOMES TO VIEW AT ALL COMMUNITIES.

MONARCH COMMUNITIES. MONARCH, CANADA’S OLDEST AND MOST EXPERIENCED BUILDER.

5

mattamyhomes.com

Save Thousands On A New Home Right Now!

Mattamy Townhomes Offer Plenty Of Room For Entertaining

Special Cash Savings And Included Upgrades Available Right Now. This is the perfect time to find an Early Move-In Home in all Mattamy communities.

Not only will you enjoy big savings, you’ll also get to move in early and start enjoying your new home sooner.

Come and see why a Mattamy community is such a unique and charming place to live.

For Details On Our Big Savings and Early Move-In Homes, Visit: www.mattamyhomes.com

6

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

BARRHAVEN

KANATA

KANATA

Townhomes From $219,990 Townhomes From $227,990 · · Detached Homes From $314,990 Detached Homes From $319,990

r.

D

r.

d.

Monahan Landing Sales Centre: 4845 Hope Side Road, Kanata, 613.271.0636

le

D

.

Rd

son R

ld

fie

ow

l Fal

ox

ar

tm

wy

7 41

H

ria

Elev. ‘B’

Rd.

un

H

d.

H

Ho

d nR

Half Moon Bay Sales Centre: 3454 Greenbank Road, Barrhaven, 613.825.7932

416

e pe Sid

Eagle

mb

ld aze

.

Rd

r.

Rd

Ca

D ox yF

e al

r

ve

Ri

7

Sales Centre

r Ter

Rd

6

Sales Office

n ea

nk ba ia e ot lac Sc P . m Dr adiu Pall

Rd.

F ry

ank 417

Club

r Te

enb

d

ck

Jo

unt

WH

Joc kv

Rd

1 d y4 an Hw Str

iew arv Ced

he rd R

Rd

Gre

ld

fie low Fal

Townhomes From $225,990

ap

eR ov Gr

M

Sales Office

Fairwinds Sales Centre: 1776 Maple Grove Road, Kanata, 613.831.9369

Elev. ‘B’

Lot 209-6 – 2-Storey Townhome, The Chestnut ‘B’, Lot 37 – Single Car Garage, The Birchgrove ‘B’, Lot 10-2 – WideLot™ Townhome, The Berrygrove ‘B’, 1,126 Sq.Ft., 3 Bedroom, 1,242 Sq.Ft., 3 Bedroom, 1,490 Sq.Ft., 3 Bedroom, Was $277,990 Now $264,990 Was $271,990 Now $258,990 Was $335,990 Now $319,990 Includes: 3 Appliances, Hardwood Floors Includes: $5,000 In Design Centre Upgrades, Includes: Rec. Room Ready, Hardwood Floors In Lieu Of Carpet On Main Floor & 3 Appliances & Granite Countertops In Kitchen.

In Lieu Of Carpet On Main Floor Granite Countertops In Kitchen.

Move-In March 13, 2014 & Granite Countertops In Kitchen.

Move In June 5, 2014 Move-In March 6, 2014

Sales Centre Hours: Monday to Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm

7

Iconic homes and communities

SALES CENTRE

417

Elegant new homes in Kanata, designed by Barry Hobin. (613.853.4302) MODELS

416

Stunning Estate homes, minutes from Manotick Village. (613.491.2277)

Urban living in Westboro, close to the Ottawa River pathways.

COMING SOON Contemporary living in Barrhaven, close to parkland and the Rideau River.

View our communities at uniformdevelopments.com

U N I Q U E

B Y

D E S I G N

contents

May 4 - 18, 2013

||

volume 13 issue 09

cover story

p.20

claridge homes Move over Parliament – Ottawa has a new Icon

C06

vice-president, Wall2wall media

Jacqueline Hill

Sales Manager, Eastern Ontario

Paul Bimm

editor-in-chief, national real estate

Susan Legge art director

Daiana Garay

C20

editor

Wayne Karl contributing editors

Sara Duck, Elisa Krovblit, Lydia McNutt (on leave)

regular features

sales co-ordinator, eastern Ontario

Nash Kamaludin

Condo Insert C01-C32 |

national account manager, mediative

Spotlight on Condos: Your

guide to new condo communities in the Gatineau and Greater Ottawa Area

Paul Slizys

Manager of production

Bala Gnanapandithan Production Co-ordinator

C20 home smarts

Cheers – it’s closing time

30 money matters

Common money mistakes couples make

by Marnie Bennett

C22 in the news

Tarion studying warranty program for condo conversions

C30 fundamentally speaking

What type of home should you buy?

by Gail Vaz-Oxlade

graphic designer

Viosa Barileva Published by

34 quick tips

Tips to help you take control

by Hellen Buttigieg

36 hot sheet

Two pages of community previews and openings

by Wayne Karl

12 editor’s note 24 gohba report

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

newhomeandcondoguide.com 1 Raymond St., Ste. 300 Ottawa, Ontario K1R 1A2 Phone: 613.729.1221 Published Saturdays, 2013 Publishing Schedule: Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1

Canada post imposes new tax on new-home buyers

by John W. Herbert

community focus features C06 campanale Homes Campanale Homes proud of Longfields Station

Dennis Ng

20

claridge Homes

Move over Parliament – Ottawa has a new Icon

Circulation: Free distribution in street boxes, stores, banks and financial institutions.

Terms: Advertisers, editorial content and New Home & Condo Guide are not responsible for typographical errors, ­mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Editorial: Submissions from interested parties will be considered. Please submit to the address shown. The views and data expressed by columnists do not necessarily represent those of the publication.

Copyright 2013: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Final Phase

UndEr consTrUcTion

a smar t investment

Tarion award of ExcEllEncE finalisT

Executive towns

Semi-detached homes

from the high

613.592.2425

Loblaws $ 200’s

monarchgroup.net

613.435.5400

valecraft.com

from the high

$ 200’s

RD HM ON

D

Visit our website for hours.

DR

MOODIE DR

STONEHA VE

N

R XD N

NBA

FER

$ 300’s

SALES CENTRES & MODEL HOMES Cope Dr. off Eagleson Rd., Kanata

SON RD

ROBERT

RIC

EAGLESON RD

O RY F

TER E DR

COP K RD

from the low

6 beautiful model homes available for viewing

417

MICHAEL COWPLAND DR

613.831.6255

tartanhomes.com

Executive towns

E. & O. E. Specifications and prices subject to change without notice.

Trailwest.ca

e d i t o r ’s n o t e

The big decision

A little extra research pays off with peace of mind

Y

ou’ve agreed that a new home is the way to go and you’re making headway, but you still have another big decision to make – choosing your home builder.

It pays to check the reputation of the builder/developer before you sign on the dotted line. You can start by finding out how long the company has been in business by asking the sales representative or visiting the company’s website.

Find out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into anyone during your tour.

Naturally, you should spend some time visiting several different sales offices and model homes. Get a feel for each company and the staff employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.”

Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. There are certainly many other builders and salespeople out there who pride themselves on putting the customer first.

When you do find the right home and the right company, making that big decision will be a whole lot easier and enjoyable.

Susan Legge Editor-in-chief Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Be prepared

This adage is never more true than when buying your first home

T

he moment you decide to buy your first home is an important one – from getting your finances in order, to learning about mortgages, to researching builders and to getting out there to look at potential communities. Indeed, the excitement grows at every step.

Buying your first home can also be an emotional experience. There will be houses you fall in love with, communities you really want to live in and neighbours you can envision befriending.

As exciting as all of this is, it’s also important to not let your emotions get carried away – to buy more with your heart than your head. This is why you should take your time, do your research and conduct due diligence on every development, builder and home you consider.

This issue of New Home & Condo Guide, like all editions we put together, contains a variety of content to guide you through this process. Our goal is to help identify subjects, neighbourhoods, communities, housing types and builders for you to consider – in short, to help you prepare.

With this knowledge, and your own enthusiasm, you’re well on your way!

Wayne Karl Editor Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

12 New home & Condo guide eastern Ontario | may 4 - 18, 2013

EXPLORE THE POSSIBILITIES! Actual Photo of One Bedroom Model Suite with European Extenzo速Ceiling

SPECIAL - Free Extenzo速 Ceiling in next ten units sold.

Details at Sales Centre.

McArthur Avenue west of Vanier Parkway.

Live Outside the Box

One and two bedroom condominums starting from $249,900 Sales Centre and Model Suite 350 Montgomery off McArthur at the Vanier Parkway

www.SoniaCondos.com 613. 421.9736 c.hariski@longwoodbuilders.com

Quarter Century Builder

www. longwoodbuilders.com

MODEL SUITES OPEN

MONTAGE Condominiums Off Bank south of Billings Bridge 613.897.0044 d.greene@longwoodbuilders.com montagecondos.ca Move in this Spring!

M O N TA G E

of Hunt Club NEIGHBOURHOODS

NEIGHBOURHOODS of Hunt Club Adult Lifestyle Bungalows 613.738.1349 d.greene@longwoodbuilders.com longwoodbuilders.com/huntclub Under construction. Model open soon.

DEEVY’S HOMESTEAD in Kanata Adult Lifestyle Bungalows 613.435.2155 c.gervais@longwoodbuilders.com deevyshomestead.com Pre - construction pricing. Act now!

MORRIS VILLAGE in Rockland Single Homes / Bungalows 613.446.1506 c.brown@longwoodbuilders.com longwoodbuilders.com/morrisvillage Best value for growing families.

DORIMA Terrace Homes Tenth Line at Innes in Orleans 613.424.2901 • dorima.ca d.mcfee@longwoodbuilders.com Priced for First Time Buyers! Investors!

LONGWOOD MAKES DORIMA HAPPEN! with only 1% DOWN (as low as $2,100. Payments from $550 bi-weekly) You will also receive a CLOSING BONUS of $500 to cover lawyers fees AND $1500 for closing costs. *Some conditions apply. Visit Sales Office for full details.

Quarter Century Builder

www. longwoodbuilders.com

westboro

2-storey SEMI-DETACHED HOMES 2170 to 2675 sq. ft. PLUS Finished Basement.

Many Premium Upgraded Features: Stone, Stucco, Ceramic & Hardwood flooring, Hardwood Stairs, Upscale cabinets, Granite counter tops, Lighting, Energy Star‌. Priced from high $700’s

2 inventory single family homes also available in Stittsville from $529,000.

(613) 296-7000 MetricHomes.com

18 New home & Condo guide eastern Ontario | may 4 - 18, 2013

coverstory

Move over Parliament.

Ottawa has a new

Icon T

he intersection of Carling and Preston is growing up. Literally. The northeast corner will soon see the rise of Icon, Ottawa’s tallest residential tower. Overlooking Dows Lake, this 45-storey architectural masterpiece from Claridge Homes, will proudly announce Ottawa’s coming of age into the world of contemporary design.

Icon marks the official Ottawa debut of one of Canada’s most preeminent architectural firms, Hariri Pontarini.

The firm raises the bar with its first project in Canada’s capital, envisioning a bold, geometric tower, rising above all other residential buildings in the city. Balconies will arc gracefully from the building façade, creating organic curves inspired by the swaying reeds on the banks of Dows Lake. At street level, the light-filled podium will employ a subtle offset design, where cantilevered sections will give the illusion of shifting and expanding, to welcome city life.

Inside, the spaces at Icon will reflect Ottawa’s spectacular natural beauty. Granite, travertine, aluminum and wood will appear throughout.

Inside, the spaces at Icon will reflect Ottawa’s spectacular natural beauty. Granite, travertine, aluminum and wood will appear throughout. In an homage to the iconic Parliament Buildings and Chateau Laurier, copper accents will pepper the walls, casting every space in a warm glow. In the lobby, soaring 15-ft. ceilings will frame an undulating metal sculpture that will welcome guests and residents. A 24-hour concierge, two guest suites and ground-level retail will cater to every convenience. And in every space, nature’s influence will be seen, creating a nirvana that exceeds all expectation.

20 New home & Condo guide eastern Ontario | may 4 - 18, 2013

Claridge Homes

Ottawa

Suites at Icon will reflect the refined aesthetic of the internationally-trained interior design team at Claridge Homes. Sleek Euro-style kitchens and spa-inspired bathrooms will create a luxurious sensory experience. Floorplans will balance comfort with convenience, placing everything close at hand, but allowing for a serene sense of space. Premium details, like integrated appliances and separate stovetops and ovens, will come standard in every suite. From floor to nine-ft. ceiling, and wall to wall, every detail has been considered, explored and refined to perfection.

Icon will quickly become the ultimate location for urban sophisticates. Beauty aficionados will enjoy the stunning vistas of Dows Lake, the Rideau Canal, the Dominion Arboretum, Commissioners Park and Little Italy. Outdoor enthusiasts will revel in the abundance of recreational activities, from kayaking and skating, to a stroll through the annual tulip festival. Night owls will discover some of the city’s best nightlife offerings. And everyone will appreciate the proximity to Queen Elizabeth Drive.

As if a premier location wasn’t enough, Icon will also offer an array of intoxicating services and amenities designed for residents’ distinct pleasure. Whether it’s

swim in the indoor pool, a session in the yoga studio, a movie in the theatre or a friendly challenge in the games room, the amenities at Icon will provide fun and entertainment, 24/7.

The visionary developer responsible for Icon is none other than Claridge Homes, Ottawa’s largest condominium builder. Recognized for incomparable quality, exceptional value and innovative design, Claridge Homes has been a leader in Ottawa’s residential development market since its inception in 1986. The firm currently has more than 2,000 homes under construction and its past projects have transformed the city skyline with innovative developments such as 700 Sussex, LeBreton Flats, Tribeca, Tribeca East and The Claridge Plazas. In 2012, the company was the only one in Ottawa to be nominated for the 2012 Tarion Award of Excellence, in the High Rise Builder category, a testament to its promise to always put customers first.

The grand opening of Icon’s spectacular Presentation Centre is scheduled for May 11. Plan your visit today. claridgeicon.com

may 4 - 18, 2013 | New home & Condo guide eastern Ontario 21

INVENTORY BLOWOUT!

7 5 BRAND NEW HOMES READY NOW IN ARNPRIOR

Luxurious Homes from $365,000

Attached Homes from $210,000

AWA SK

OR T

LFF

NA B Mc

MA

K

DA WA S

JAC

JAC K SH

WO

MAD

ELD

FFI

A RIV ER

D

SHE

EL

I AN

LAI

RD

OTTAWA RIVER

H

ER

RI

CK

KA

EXIT 180

N 17

TO OTTAWA 17

Sales Office: 24 Wolff Cr., Arnprior 613-622-0033

Directions (from Ottawa): Hwy 17 West (Exit 180), left on Madawaska Blvd and follow the signs to Sales Centre.

Hours: Mon-Thu: 11am-6 pm; Sat & Sun: 12-5pm.

Prices availability suject to change with notice. E. & O.E.

www.facebook.com/CampanaleHomes

campanale.com Optimised for mobile devices

spotlight on condos Eastern Edition

May 4 - 18, 2013

Campanale Homes

in Longfields Station

Your Pull-Out Guide to highrise, conversion, loft, terrace & townhome condo projects

C2

spotlight on condos

JUST LIKE YOUR LIFE NOW. BUT WITH A CONCIERGE. And a fitness centre.

And an executive boardroom.

And world-class views.

AND A WHOLE LOT MORE. Who says you have to downsize when you move to a condo?

Learn more about our amenities and the luxury lifestyle you could be living at Cathedral Hill.

Visit our sales centre at 440 Sparks St.

CATHEDRALHILL.CA | 613.566.7010

Step out of the current and into The Eddy — six storeys of green, urban condos that set new standards for architecture, design and smart, healthy living.

Visit our sales centre at 1000 Wellington St. W.

THEEDDY.CA | 613.701.0600

spotlight on condos

WE’RE LOWERING THE SKYLINE. AND RAISING THE BAR.

C3

C4

spotlight on condos

We’re Back in Barrhaven!

And in a Perfect Location for Downtown Commuters

4 Products to Choose From…

Condo Flats, Terrace Homes, Apt Condos, and Executive Townhomes…

Priced from $244,900

SOUTH NEPEAN PARK

TR

AN

SIT

WA Y

NBAN GREE

STRANDHERD DRIVE

TRAN SITW AY

AVENUE

Transpo

LONGFIELDS DRIVE

WOODR OFFE

K RO AD

LONGFIELDS STATION

SALES CENTRE

641 Longfield Dr., 613-440-3750 Sales Centre Hours: Mon-Thu 12-8pm Sat/Sun: 12-5pm. Closed Friday.

Prices availability suject to change with notice. E. & O.E. *See Sales Representative for full details.

www.campanale.com www.facebook.com/CampanaleHomes

spotlight on condos

FALLOWFIELD ROAD

C5

Campanale Homes proud of Longfields Station

spotlight on condos

C

C6

ampanale Homes has been part of Barrhaven for decades, and brothers Tony, Rocco and Vince are proud of their distinctive new townhomes, terrace homes, condominium flats and condominium apartments in the ideally located Longfields Station.

On Longfields Drive between Woodroffe and Greenbank, the four distinctive condominium types are very near the new Longfields transit station. Live surrounded by parks, schools and sports fields, beyond the city’s congestion, but still only minutes from Ottawa. Whether you drive, use public transit or ride a bicycle, you are close to arterial roads, transitway and beautiful bike paths – but tucked into this quiet space beside a forest, you’d never guess the city was so close, or that stores, restaurants, services and a Cineplex Odeon theatre were only a few blocks away.

Besides great location Longfields Station, like all Campanale Homes’ projects, also provides the fantastic advantage of working with the Campanale team. Vince Campanale grins proudly when speaking about staff. “I give my compliments to the whole team,” says Vince. “Construction, marketing, designing, sales, accounting, reception – a great group helps us build great homes.” They include seasoned sales executives, a highly-creative design

team, a fantastic operations manager, great site superintendents and more. He’s particularly pleased with the attention to detail and customer service they provide.

He adds, “We also have real nice product designs. Attractive and functional inside and out.”

Many previous customers buy second and third homes from Campanale because of the quality and the attention they’ve received. The Longfields Station site is no exception and offers a wide range of condominium products, including the site’s showpiece condominium building, The Station. With full brick exterior and stone accents, it features 46 beautiful one- and two-bedroom units plus one commercial unit. Each comes with central air conditioning, six appliances, higher ceilings, hardwood and ceramic tile flooring, and granite kitchen countertops.

It boasts an elevator, both surface and underground parking and gorgeous landscaped grounds – perfect for the unobstructed view from your large balcony or 100-sq.-ft. patio.

Campanale Homes Longfields Station

The three attractive four-storey condo flats buildings will house 48 spacious one-level condominiums ranging from 1,120 to 1,162 sq. ft. They feature coffered ceilings in the living area, eating bar, full dining area off the kitchen, ceramic tile flooring, six appliances, central air and gorgeous large decks.

The terrace homes range from 1,312 to 1,561 sq. ft., offering more space for a young family. Four fabulous designs start in the mid-$200’s. They include central air, corner gas fireplaces, ceramic tile flooring and central air. And what a great neighbourhood to grow a family in! Three schools are within easy walking distance, not to mention South Nepean Park, Utman Park and the summer fun of the splash pads.

Executive three- or four-bedroom townhomes range from 1,513 to 2,003 sq. ft., with full front porches and

some wraparound porches. Big prairie-style windows let in natural light and provide that executive look. Townhomes priced from $315,000 are loaded with features such as hardwood and ceramic tile flooring, nine-ft. main floor ceilings and raised corner gas fireplaces, five appliances and some feature finished rec rooms.

Executive townhomes, terrace homes and condo flats in Longfields Station are energy efficient, have classic brick exteriors, and are loaded with extra features.

Prices are affordable, condo fees low, and models will be available this summer!

For additional information call 613.440.3750 or see campanale.com. The sales office at 641 Longfields Dr. is open Monday to Thursday noon to 8 p.m., weekends and holidays noon to 5 p.m.

Location Barrhaven, Longfields Station housing type Condo flats and terrace homes: 1,120 to 1,561 sq. ft. from $252,000 Executive townhomes 1,513 to 2,003 sq. ft. from $315,000 Lowrise condos 605 to 1,159 sq. ft. from $244,900 sales office 641 Longfields Dr. contact 613.440.3750 campanale.com

may 4 - 18, 2013 | New home & Condo guide eastern Ontario C7

You’ve never seen anything like it, and it’s how you want to live now.

spotlight on condos

Visit LiveQWest.com today to learn how.

This is your Q.

C8

ONE-bedroom Junior Suites from $323,150

Your Home Near The Hill

You want to live where downtown spirit meets community character. Where your prime location is your pathway to the best of Ottawa. Where bountiful green space blends naturally into your day. Where smart design shapes the experience outside and in. Where everything just clicks.

SMART CONDO LIVING AT THE HEART OF CENTRAL PARK ON MERIVALE. STARTING AT MID $200s.

ashcroft-homes.com LiveQWest.com benext.ca 613.221.5926 613.221.5913

rehotelandresidences.com 613.221.5926

YOUR SOLACE IN THE HEART OF THE CITY Cool, chic and elegant, The Slater Club Lounge combines rich, dark colours and appealing textures for a luxurious, intimate refuge. Comfortable seating surrounds two contemporary marble fireplaces, creating a warm environment that’s perfect for sophisticated parties or quiet conversation.

The Slater is the place to call home at the centre of it all - 199 Slater at Bank.

Now Releasing

THE PRIME SUITE COLLECTION Don’t miss your opportunity from $198,900

CONDOMINIUM&HOTEL

SOPHISTICATED LIVING FROM $198,900 — Presentation Centre at 199 Slater Street (between bank and o’connor) Mon & Tues 12-6 pm • Wed & Thurs 11-7 pm • Friday 12-6 pm • Saturday 12-5 pm THESLATER.CA 613.230.0199

spotlight on condos

MORE THAN AN ADDRESS

C9

Imagine... a quiet margarita by the pool in the heart of the city

resort-style condominiums from $219,900

P R E S E N TAT I O N C E N T R E

455 Bank St at McLeod, next to Starbucks M-W 12-6 | TH 3-8 | SAT 12-5 | SUN 1-5

HideawayatCentral.ca

spotlight on condos

613.789.5475

C10

Learn more

urbancapital.ca

Develops innovative green buildings, including its threephase LEED Gold Central development at Bank & McLeod

Has developed over 4,000 loft-style condominiums, including 1,200+ in Ottawa

Is working on a number of new developments today for an even better Ottawa tomorrow

Gives back to its local communities, including donating $100,000 to the Taggart Family downtown YMCA

Is a leader in revitalizing our cities’ urban cores, with trail-blazing developments since 1996 in Toronto, Ottawa, Montreal and Winnipeg

Brings in top architects, interior designers, product designers and fashionistas from around the country to speak at its annual Trends in Design series

Did you know Was the first to bring high-design new-construction lofts to Ottawa with the East Market back in 2001

Urban Capital...

Is a big supporter of design, sponsoring the Design Exchange, Canada’s Design Museum; Azure Magazine’s annual AZ Design Awards; and Canada’s entries to the Venice Biennale

Supports local businesses.

Want proof? Check out urbaina.com, their customer loyalty program

CHECK OUT THEIR CURRENT DEVELOPMENTS

central2.com EAST MARKET // 2008

MONDRIAN // 2011

hideawayatcentral.ca CENTRAL I // 2012

SALES CENTRE 455 Bank St at McLeod, next to Starbucks 613.789.5475 Mon-Wed 12-6 | Thurs 3-8 | Sat 12-5 | Sun 1-5

spotlight on condos

Loves to party.

A launch, groundbreaking, topping off, move-in… give them an excuse and they’ll bring the cocktails

C11

C12

spotlight on condos

spotlight on condos

Visit our decorated model suites this weekend and discover Downtown Living At Its Best.

The Galleria 2 is located on a one-way street close to Parliament, Ottawa University, ByWard Market, and all the city has to offer.

1 & 2 bedroom suites from $277,000.

C13

C14

spotlight on condos

Spacious. Urban. Home.

Just minutes from downtown, the Kavanaugh is an architectural gem with customizable condo suites up to 1676 sq. ft.

Comfort created by you.

• Construction underway •

Visit our Sales Centre featuring two fully furnished models

spotlight on condos

Urban condos by Domicile thekavanaugh.ca • 222 Beechwood Avenue • 613.868.7597

C15

Your world. Your life.

Introducing the exclusive world of Icon.

Claridge Icon is a world unto itself.

Ottawa’s tallest residential tower.

Located at the intersection of Carling and Preston, overlooking Dow’s Lake, it is an icon of uncompromised design, extraordinary services and amenities.

An icon of sublime suite designs for those with towering expectations. An icon that proudly announces Ottawa’s coming of age. We invite you to register today and reserve your new home at Claridge Icon.

spotlight on condos

Register now at claridgeicon.com.

C16

Grand Opening May 11th.

spotlight on condos

claridgeicon.com

Sizes and specifications subject to change without notice. E. & O. E. Illustration is artist’s impression.

C17

C18

spotlight on condos

Meet Ottawa’s Hottest New Project Now 50% Sold!

Sales Centre with Fully Furnished Model Suite 203 Catherine St (East of Bank) One Bedroom, Two Bedroom and Penthouses from $179,900

twitter.com/bradjlamb

For more info, call 613.257.8887

Gladstone Ave

Catherine St

Queensway/Hwy417

N

Elgin St

O’Connor St

SoBaOttawa.com

Somerset St W Metcalfe St

Sat + Sun 12-5 | Mon - Wed 12-6 | Thu 3-8 | Fri Closed

Slater St Laurier Ave W

Kent St

EXCLUSIVE BROKER

Bank St

DEVELOPER

spotlight on condos

Now Open!

C19

homesmarts

Marnie Bennett is a broker and the marketing director for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate.

Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com

Cheers –

it’s closing time!

by Marnie Bennett The closing process is slightly more that incredible day when buyers finally take possession of their new home. It’s complicated for buyers of new condos, the culmination of months of planning and waiting, and your excitement will in that there are actually two different be practically at a fever pitch. Considering closing dates: the The last piece of official this is the day you’re handed the key to your occupancy closing date, front door, “opening” seems a more business is the best: opening or “interim closing,” your palm to receive your keys appropriate word for it. which marks the day that Of course, the term actually refers to from your lawyer or builder’s you may move in; and the “closing the deal.” Technically, it’s the representative. Jingling never final closing date, which process whereby the title of the property sounded so good. is the day that the title is will be transferred to your name, and the officially transferred to mortgage will be transferred from your lender to the builder. These are among you – typically several months after the duties of your real estate lawyer, with whom you’ll meet on closing day. interim closing. This delay occurs These meetings often take place in the afternoon, and it’s more than likely because the condo building must be you have spent the morning doing last-minute packing. While your head is inspected and registered by the buzzing with all there is to do, you’ll be asked to sign on the dotted line – many municipality before titles can be times. You’ll be signing mortgage and title documents, each of which will be transferred. carefully explained by your lawyer.

The last piece of official business Come prepared with personal I.D. and your cheque book, as well as bank is the best: opening your palm to drafts or certified cheques to cover various closing costs. (Your lawyer will have receive your keys from your lawyer or given you specific instructions.) I’ve talked about additional fees in detail before, builder’s representative. Jingling never but here, briefly, are some fees you may be expected to pay upon closing: legal sounded so good. fees, school levies, utility connections, Land Transfer Tax (part or all of which may be rebated) and the Tarion Warranty Corp. fee (which is often included in To receive a FREE copy of a new your home’s price, but sometimes paid upon closing). You may have already special report titled “Homebuyers: given funds to your lawyer in trust, in which case you’ll receive an itemized list How to Save Thousands of Dollars of the fees paid.

W h e n Yo u B u y ” e m a i l sales@bennettpros.com I’ve never thought the term “closing” did justice to

C20 New home & Condo guide eastern Ontario | may 4 - 18, 2013

A landmark move.

N EW N MO O W DE O LS PE U N IT !

E

Welcome home to a true landmark – UpperWest. 25 storeys of stunning architecture by Wallman Architects.

Lifetime views overlooking the Ottawa River Parkway.

Steps from Westboro’s upscale dining and shopping.

One of a kind. Once in a lifetime.

One and two bedroom suites available from $240,000 to over $700,000.

liveupperwest.com Model Suite Grand Opening April 6th & 7th

O

tt

a aw

r ve Ri

Parkway

UPPERWEST Richmond Rd. Churchill Ave.

Roosevelt Ave.

Broadview Ave.

Sales Centre Hours: Monday to Thursday 12PM– 7:00PM A joint development with:

Friday, Weekends & Holidays 11:00AM – 5:00PM

Prices, sizes and specifications subject to change without notice.

Illustrations are artist renderings. E. & O. E.

spotlight on condos

SALES CEnTRE

C21

inthenews

TARION STUDYING

warranty protection for condo conversions Tarion Warranty Corp. is studying the

feasibility of providing warranty coverage for condominium conversions. Harry Herskowitz, the chair of Tarion’s board of directors, made the announcement recently during Tarion’s annual public meeting in Toronto. “While we’re proud of the warranty coverage we provide to new condominium owners, we would like to do more, if possible, to level the playing field for consumers purchasing so-called condo conversions,” he says.

not previously contained residential units.

Given the unique nature of most condo conversions, these projects present additional challenges for warranty coverage and a significant financial risk.

Tarion President and CEO Howard Bogach adds, “We’ll be doing extensive research to determine the feasibility of providing statutory warranty coverage for homes in converted condominium buildings.

At Tarion we are committed to always looking for better ways to serve Ontario consumers.”

Tarion expects to be able to report its findings and recommendations to the minister this fall.

Tarion Warranty Corp. is a private corporation established in 1976 to serve as the regulator of the new home building industry in Ontario. In this role, Tarion licenses all new home and condominium builders pursuant to provincial legislation. This statute requires new home builders to provide purchasers with warranty coverage that is guaranteed

by Tarion. Tarion also establishes minimum time standards for after-sales service and adjudicates issues between homeowners and builders. As of the end of 2012, more than 381,000 homes in Ontario were protected under warranty.

As the Tarion warranty program was conceived as a new home protection plan, Tarion at present cannot provide warranty protection for such conversion projects.

These are condos that may have started life as a commercial property, a hotel, an apartment or a schoolhouse. With varying degrees of refurbishing and new construction, they are turned into condominium units and sold to new owners. As the Tarion warranty program was conceived as a new home protection plan, Tarion at present cannot provide warranty protection for such conversion projects.

The current rules do not allow Tarion to offer coverage in older buildings, even those that have C22 New home & Condo guide eastern Ontario | may 4 - 18, 2013

spotlight on condos

C23

PRE-CONSTRUCTION PROMOTION

8865, North Service Road, Orleans

613.824.4059

QUICK OCCUPANCY PROMOTION

158 Loreka Court Road, Stittsville

spotlight on condos

613.831.0126

C24

QUICK OCCUPANCY PROMOTION

128 McGregor Road, Carleton Place

613.257.4079

‘‘Proud to build a better quality of life’’

LIVE ON THE PARK WALK TO THE RIVER

PARKSIDE EXECUTIVE STACKED TOWN HOMES

Model Open Weekday Mon.–Wed. 4–7pm Weekends 12pm to 4pm

Upper Eastside

Montreal Rd. Queensway

Immediate Closings Upgrades Included SEE AGENT FOR DETAILS ON UNITS AND CONDO FEE PROGRAM.

spotlight on condos

LY N O Y R T R F E U L H MES 6 HO

Hemlock Rd.

C25

C26

spotlight on condos

Give your weed wacker away.

- 9' ceilings - Private balconies - Elevator

CONDOS + TOWNS

- Storage - Radiant in-floor heating

- Secure, heated, underground parking

SINGLE FAMILY

FROM

275

$

CUSTOM HOMES

In communities all over Ottawa

,100

INCL HST

VISIT OUR MODEL SUITES Sales Centre: 151 Potts Private, Unit 103 Hours: Mon - Thurs: 12 pm – 7 pm, Friday - Sun: 12 pm – 5 pm 613.424.6780

Built for real life.

CARDELCONDOS.COM

spotlight on condos

2 BEDROOM CONDOS

With landscaping taken care of, it’s time to put your feet up in a Cardel condo at Notting Hill South.

C27

Gateway is just steps to the heart of central Ottawa.

Gateway on Coronation has been designed to surpass all your

30 MASTERFULLY DESIGNED SUITES

expectations of a modern, urban lifestyle – trendy yet tranquil; sophisticated yet relaxed; convenient city-wide access yet community-oriented in north Alta Vista just a stone’s throw away from The Train Yards retail complex.

FROM THE MID

200’s

This new three-storey condominium encompasses modern technology, while contrasting the bustle and energy of the outdoors with the quiet ambience you’ll come to cherish within your new home.

LIMITED TIME OFFER

417-TRANS

417-TRANS

CANADA

The Ottawa Train Yards Shopping Complex

E.

.

RD

LA

D.

R ELL

www.GatewayOnCoronation.ca

ES

INN SS RU

calling Kelly Ebbs or David Oikle at 613-729-9090.

.

BVLD

IAL AVE.

Private appointments can be arranged simply by

PLUS FREE

STAINLESS STEEL APPLIANCE UPGRADE

NT

INDUSTR CORONA TION AV

$3000 REBATE

towards 1st year condo fees

CANADA

RE LAU

C28

Sales Centre Now Open!

Hours: Thursdays 5-8pm, Sat & Sunday 1-4pm

ST.

spotlight on condos

VISIT THE SALES CENTRE AT 696 CORONATION AVENUE, OTTAWA

SMYTH RD.

info@GatewayOnCoronation.ca

NC

– a $3750 VALUE!

AS

TE

RR

D.

Offer expires June 30th, 2013*

*Visit our sales centre for more details on this time limited offer. © Gateway on Coronation 2013. InSpire Developments Inc.

Mortgage expertise 24/7 Ask about our preferred builder discount Yang (613) 668-1168

spotlight on condos

C29

fundamentallyspeaking

Wayne Karl is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

What type of home

and desires are bound to change throughout the various stages of home ownership. You might not be able to afford the home of your dreams right off the bat, but once you’re in the market, it’s easier to move up.

So, while the answer to the question – What type of home should you buy? – is specific to circumstances, there are also some common guidelines you can follow.

How much can you afford?

Experts agree it is never a good idea to make yourself housepoor, and it is a very common mistake, particularly of firsttime buyers, to buy more home than you can really afford.

Meeting with a mortgage broker or your banker will help determine your full financial picture, assessing everything from your credit rating to how much you have saved for a down payment. And with tougher mortgage rules recently taking effect, buyers should “stress-test” their plans – seeing how well you could cope with higher mortgage payments brought on by rising interest rates.

should you buy?

by Wayne Karl

What type of home should you

buy? Whether you’re a first-time buyer, moving up to a larger home or downsizing to a smaller one, the answer to this question is a very individual one. It short, it really depends on your situation – everything from the amount of your down payment to where you work to whether you have kids to other personal circumstances.

Of course, most of us would love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not always possible.

For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the your property’s appeal, and ultimately its value.

After all, those are the qualities potential buyers look for when searching for a home; the more of them your house has when you go to sell, the more it will be attractive to a greater number of people.

While experts suggest you take a longterm view when buying a home, it’s also important to not look too far down the road.

Let’s be honest, your first home may not be your dream home, and your needs C30 New home & Condo guide eastern Ontario | may 4 - 18, 2013

How much will it really cost?

Another common homebuyer mistake is not being prepared for all the closing costs involved: lawyer fees, land transfer taxes, utilities, insurance, and home inspection and appraisal fees and insurance. All of these costs add up, and ultimately should factor into your overall home-shopping budget.

Where do you want to live?

This question is becoming more important for a number of reasons, though influenced primarily by where you work, how much of a commute you want and whether your transportation options include mass transit or only driving. Indeed, especially with gas prices on the rise, proximity to mass transit is something more and more people are looking for in their new home location. It may not be as simple as choosing to live in the city, suburbs or small town.

What type of home do you want?

Once you have determined your options for cost and location, you can then assess what types of homes are available in your price range and desired neighbourhood: Single-family detached, semi-detached, townhome or duplex?

Some many questions, so many choices. The good news is, home builders today are in sync with customer preferences for location and amenities, and with market realities with regard to pricing and needs for energy efficiency, so your options for new-home product have never been better.

spotlight on condos

C31

C32

spotlight on condos

gohbareport

Canada Post delivers a $200 tax to every new-home buyer

John W. Herbert is executive director of the Greater Ottawa Home Builders’ Association. He can be reached at 613.723.2926, ext. 224, or visit gohba.ca

by John W. Herbert New-home builders’ and purchasers alike are constantly bemoaning the high cost of new homes. Regrettably, the rather dramatic increases we have seen over the past few decades are not the result of materials and labour, but rather the cumulative effect of fees, charges, taxes, levies and policies from all three levels of government. The thing that makes housing vulnerable to taxation is that there are so many places to attach increases or new taxes. It’s the complexity of the housing production system and the quantum of the total cost that makes housing such an easy target for government taxation.

One of the first major increases in taxes for new homes was the federal government’s GST introduced on Jan. 1, 1991. This suddenly increased the price of a new home by seven per cent. Given that the total of all government fees charges taxes and levies up to that point had been about three per cent, the GST was a real game changer. The government of the day promised that the amount of GST on housing would be indexed so that government didn’t incur future windfall financial benefits as the price of housing increased but this never happened.

The Harper government granted all taxpayers a generous break in 1998 when they reduced the overall GST rate to five per cent but it would be surprising if any further reductions were implemented in the near future.

Another big tax bite on housing in Ontario was the Development Charge Act introduced in 1987. Until that date, city growth was financed primarily out of the general tax base with accelerated areas of development financed by new-home buyers. The provincial government of the day decided that henceforth, 90 per cent of the costs associated with new growth should be paid for by new-home buyers, and initially this was a manageable amount. When Development Charges (DCs) were first introduced, they were in the range of $2,500 per home, but they quickly increased. Today, they are between $25,000 and $30,000 depending on where you live and the type of home you purchase.

All included, the fees charges, taxes and levies from all three levels of government now total between 20 and 25 per cent of the cost of a new home.

Every new fee that is introduced is justified along the lines of “What’s another $200 in the cost of a new $400,000 home?” The only group that is aware of all the increases and their cumulative impact are new-home builders. Given that their primary concern is housing affordability and choice, it’s little wonder that they get grumpy when government introduces yet another new tax, which brings us to the case of Canada Post.

On Oct. 23, 2012, the Canadian Home Builders’ Association (CHBA) became aware of a letter that Canada Post had sent to most Canadian mayors informing them of the corporation’s decision to implement a $200 fee on Jan. 1, 2013 for every new address that was created. Even though the CHBA had worked closely with Canada Post over many years, they were not consulted or even advised of the new tax by Canada Post.

24 New home & Condo guide eastern Ontario | may 4 - 18, 2013

The letter also referenced the fee “to developers” as if the development industry was going to absorb the cost and new-home buyers would be unaffected. As part of its justification for the fee, Canada Post explained that over the last five years, mail volumes have dropped almost 20 per cent per address. Most taxpayers own computers and mobile communication devices and are well aware of the transition away from hard mail that has been taking place over decades. It is therefore difficult to understand why Canada Post has failed to recognize that its historical operating model was broken and needed to be redesigned in order to remain relevant and profitable. Why did Canada Post fail to act until it incurred a $327 million loss in 2011?

Fortunately, Canada Post also seems to have failed to recognize the legal and jurisdictional problems associated with collecting the new tax. The corporation initially assumed that it could simply ask municipal governments to collect from developers at the time of subdivision approval. But city governments are the children of provinces and that’s where the issue of responsibilities and authorities starts to become very murky. One province has already stated that they will not require their municipal governments to collect the tax and numerous cities across the country have publically stated that they also will not collect on behalf of Canada Post. The planning department in the City of Ottawa has not yet begun to collect the proposed tax, and we are hopeful that it will soon announce publically that it has no intention of doing so.

INVENTORY BLOW-OUT

3 HOMES AVAILABLE FOR IMMEDIATE OCCUPANCY OR LET US BUILD YOUR DREAM HOME ON ONE OF OUR 5 REMAINING LOTS!

www.campanale.com Like us on Facebook: facebook.com/CampanaleHomes Sales Centre: 213 Madhu Crescent (off Kochar Drive), Ottawa

613-440-3750 613-277-6860

613-668-1240

Sales Centre Open: Saturday, Sunday, Monday and Tuesday Hours: Weekends 12-5pm Monday, Tuesday 12-7pm Viewings on other days of the week are by appointment only.

26 New home & Condo guide eastern Ontario | may 4 - 18, 2013

Freehold townhomes in the heart of Westboro Only a few remaining Have you dreamed of living in a gracious brownstone townhome in a vibrant, established neighbourhood, surrounded by family, friends and amenities? Have you wished for something in Westboro, without the old house hassle or high-rise lifestyle?

Artist’s Concept

A private enclave of 19 freehold towns just two blocks from the heart of Westboro, stunning open concept two- and three-bedroom homes from 1,360 to 1,930 sq. ft. including such features as direct access from underground garage, twostorey galleries and open lofts, ample storage, private rear terraces and roof-top decks.

RavenhillCommon.com designed by

Choice locations still available.

Prices from $599,400.

Spring 2014 occupancy.

Sales Centre and Decorated Model 461 Edison Avenue

613-825-0080 Monday to Wednesday Noon to 7 p.m.

Weekends and holidays Noon to 5 p.m.

Thursday and Friday Closed D

ON

RD

VE NA

RO

BY

HM

C RI

VE LA

HIL

AVE

VE NA

ILL

ISO

CH

ED

UR

CH

VEN RA

May 4 - 18, 2013 | New home & Condo guide eastern Ontario 27

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favourite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

28 New home & Condo guide eastern Ontario | may 4 - 18, 2013

moneymatters

Money mistakes couples make by gail vaz-oxlade Sometimes,

a

poor

way

of

relating can really muck up the money.

Whether you’re planning a walk down the aisle or you’ve already been hitched for aeons, there are some common mistakes couples make that can throw a wrench into their moneyworks.

02 Not having a budget. It isn’t going to come as a surprise to you that I think every couple should have a budget. Whenever you combine two lives, two ways of looking at things, two spending profiles into one, you need to have a plan to ensure both bodies are on the same page about where the money should be going.

Having come up with a budget you both agree to, it’s easy to decide what to buy and when. You simply ask each other, “Where does this fit in the budget?” If it doesn’t then you work together to make room, cutting a little of her golfing and his beer-with-the-boys to come up with the cash to make the purchase. Working together with a plan beats the bejezus out of flying solo blind and bumping into each other.

A budget can be a relationship-saver when one of you is a spender and the other is a saver, since by having a plan you can address both your needs.

It’s particularly important when you are both spenders heading to the brink of bankruptcy. Knowing where you stand financially means you can make informed decisions about your spending without a huge debt hangover.

01 Keeping secrets. I’m truly amazed at the number of people who hide things from their partners. They go shopping, bring home a bag of stuff, and rip off the tags – because, of course, their partners are morons and won’t recognize a new outfit when they see it. One woman shoved her new purchases in the laundry hamper, first thing. Another kept her new purchases in A budget can be a relationship- 03 Putting one guy in charge. It’s not unusual for one person to assume the nittythe trunk of her car saver when one of you is a gritty of daily finances. It often falls to one until she could slide spender and the other is a partner to pay the bills, check the insurance them into the house. saver, since by having a plan coverage, decide on how to invest the Many people lie about you can address both your retirement savings, figure out how much to what they’ve paid for needs. put away for education savings, negotiate an item because if it’s a good enough deal they can slip it past their with lenders, pay the taxes – the list is virtually endless. Often it’s because buddy. And then there are all the folks who one partner is more inclined toward these tasks. The problem is that hook up only to find their partner is a when one person is excluded, or totally abdicates responsibility, it means the other can mess things up with no monitoring or grow resentful at financial disaster.

If you can’t be open about what you’re always having to do the detail. It’s important for each partner to not only buying, that should tell you something. If to feel involved in the big financial decisions but also understand the dayyou think your partner is going to object to to-day details.

Taking turns managing the chequebook, and having regular your spending, listen up! And if you’re planning to mate and you haven’t sat down conversations so that both of you are clear about what’s going on, means to talk about your money, you’re foolish, you’re both in the know and working to the same ends. It also means that one person doesn’t have to deal with everything, while the other merrily plain and simple.

Communication is job one in the laughs off the stress and frustration with, “You’re managing the money, so survival of any relationship, and if you can’t this is your problem to deal with.” (Yes, there are people who say this). bare your financial soul to your partner, if you can’t trust that person to tell you the 04 Denying the debt. Regardless of who has the debt, the impact on the family unit will be significant. If you can’t be debt free when you get hooked truth, you should not be getting married.

30 New home & Condo guide eastern Ontario | may 4 - 18, 2013

up, the very least you should have is a plan for how you’ll get that debt paid off.

Never sign for each other’s debt.

When you do, you assume responsibilities that may choke you to death. If your buddy needs help paying off the debt, you can do that without putting your name on the paperwork.

“But he won’t be able to get a car if I don’t help him,” I’ve heard. Then he shouldn’t have a car. “But she’ll pay an outrageous amount of interest.” Then she shouldn’t take the loan. “We’re partners in everything.” Maybe that’s how you feel now, but how will you feel when (s)he doesn’t pull her/his weight on the debt repayment, and you’re on the hook for his or her past self-indulgence?

As for blowing your brains out on a big wedding when you’re walking around with a ton of debt, give your heads a shake!

Wedding mania, exotic honeymoons, and a houseful of brand new furniture is wonderful, providing you have the money to pay for it. Going into debt for massive self-indulgence is down right dopey.

05 Sweating the small stuff. If you’re going to spend your relationship getting your britches in a knot over every little thing, you’re going to be miserable. Or you’re going to get divorced. You have to figure out which battles are worth fighting, and when negotiation makes more sense.

If the small stuff adds up to big problems it’s usually because you don’t have a budget and aren’t on the same page when it comes to your priorities. It’s not unusual for couples to spend $30 a month here, $25 a month there, $60 on this, $97 a month on that, and when it’s all added up, it’s a whopping amount of money. If you’re tracking your expenses, it’s easy to decide what has to go and when to stop shopping.

One of the ways some couples deal with the money is to allot each partner a weekly or monthly “allowance” that can be used for anything that body desires. Since the allowance is part of the budget, the

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

plan stays in place while the individuals have some personal freedom when it comes to how they’ll spend their personal money.

Once you have a slush fund you can each spend as you wish without questions or recriminations; you can then agree that on purchases above a certain amount you’ll consult with each other before buying.

06 Failing to plan for emergencies. While no one likes to think about bad things happening, the fact is that bad things do happen to good people. If you don’t have a stash of cash at the ready to deal with whatever life throws your way, you won’t have the means to cope. One of the big upsides of joining up is that you’re able to act as a safety net for each other through life’s storms. But that doesn’t happen magically. And often couples overestimate their partner’s ability to take over the entire financial burden should one partner lose a job, someone become ill, or suffer some other disaster. It takes a plan. And part of that plan includes creating a pretty hefty emergency fund. Another part includes reducing your risks in whatever ways possible. Every couple should have enough money available to cover six months’ worth of living expenses. And each partner should make it a priority to get adequate insurance coverage.

Communication and negotiation are the keys to dealing with money issues when you partner. Of course you also need some practical moneymanagement skills to actually pull the whole thing off.

may 4 - 18, 2013 | New home & Condo guide eastern Ontario 31

IT’S NOT TOO LATE TO… DISCOVER EASTERN ONTARIO’S HOMETO… BUILDERIT’S NOT TOO LATE ONE STORY AT A TIME DISCOVER EASTERN ONTARIO’S HOME BUILDERONE STORY AT A TIME • Larger Format • Industry Insights by Eastern Ontario’s Home Building Leaders • Detailed Home Builder Stories • Mortgage and Legal Advice

2013 Home Builders’Annual Now Available!

Contact nashrun.kamaludin@wall2wallmedia.com 613.729.1221 to receive your FREE copy! homeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.

32 New home & Condo guide eastern Ontario | may 4 - 18, 2013

inthenews

Trenton’s Klemencic Homes receives Tarion Award of Excellence for outstanding customer service

Survey questions covered every stage of the homeownerbuilder relationship beginning with the signing of the agreement of purchase and sale, through construction, pre-delivery inspection and after-sales service.

The Honourable Tracy MacCharles, Minister of Consumer Services was on hand at the award presentations to celebrate the outstanding accomplishments in customer service. “I am pleased to recognize home builders who provide exceptional service to their buyers,” says Minister MacCharles. “I offer my congratulations to the 2013 Tarion Awards of Excellence recipients for so capably representing Ontario’s building industry.”

2013 Tarion Award of Excellence Finalists and Recipients:

Tarion Warranty Corp. has announced the recipients of the 2013 Tarion Awards of Excellence, the only awards in Ontario that recognize new home builders based solely on their customer service delivery.

Awards were presented to: › Tridel, Toronto - Highrise Category › Fusion Homes, Guelph - Large Volume Category › Klemencic Homes, Trenton - Medium Volume Category › Parry Homes Inc., London - Small Volume Category “Happy, satisfied homeowners are the best indicator of good customer service. Tarion Award of Excellence winners are decided by homeowner feedback and recognize builders who go the extra mile to put their purchasers first,” says Howard Bogach, Tarion president and CEO. “We congratulate the winners and all finalists for being leaders in customer service excellence.”

“Our buyers are not just customers, they’re our neighbours.

Providing open communication and top notch customer service has always been our priority,” says Mark Klemencic from Klemencic Homes. “To receive this award based on feedback from our buyers is truly an honour.”

The awards are based on the results of a comprehensive survey sent to more than 40,000 Ontario homeowners who took possession of a new home between Oct. 1, 2011 and Sept. 30, 2012. More than 6,800 survey responses were received, representing 17 per cent of consumers who bought a new home in Ontario during that time. Results were tabulated

by Crunch Research in partnership with Harris Decima.

Highrise builder category (More than 100 high-rise possessions per year) › The Daniels Corporation, Toronto › Del Ridge Homes, Markham › Monarch Corporation, Toronto › The Tricar Group, London › Tridel, Toronto Large volume builder category (More than 100 possessions per year) › Branthaven Homes, Burlington › Fusion Homes, Guelph › Menkes Developments Ltd., Toronto › Monarch Corporation, Toronto › Pidel Homes, Guelph Medium volume builder category (21-100 possessions per year) › Grimesway Construction Ltd., Lindsay › Klemencic Homes, Trenton › Mirtren Homes of Belleville, Trenton › Terra View Homes, Guelph › Wrighthaven Homes Ltd., Elora Small volume builder category (5-20 possessions per year) › Marlo Homes Inc., Tecumseh › Medway Homes, Arva › Parry Homes Inc., London › Southridge Heights Inc., Tillsonburg › Triple T Holdings Ltd., Peterborough

May 4 - 18, 2013 | New home & Condo guide eastern Ontario 33

quicktips

tips to help

you take control

by Hellen Buttigieg ideally, your home is an expression

of you. You relax there, you entertain there and you do your living there, from stressful moments to sweet serenity. But sometimes life can get busy, and the last thing on your mind is whipping your home into shape.

However, you can live with disorganization for only so long. It ends up making the day more difficult when you’re always on the hunt for some misplaced item that needs urgent response, and it eats up too much time when you always have to clear up a space before you can actually take care of something that needs your immediate attention.

It doesn’t take much to take control and reclaim your home. ›› Quick tips on organizing your home: Re-purpose your rooms. Rooms without a specific purpose tend to become museums or dumping grounds. If there are rooms in your home you seldom use, like a formal living room or dining room, consider converting the space into a home office, playroom, or craft and hobby room, depending on your current needs and lifestyle.

Have a “to-do” zone. Most of us keep an on-going “to-do” list but what about the materials that are required for many of those tasks, like the gift you still have to wrap or the library book you have to return?

They often end up strewn about in different parts of the house. It makes it much easier if all the physical items you need to take action on are located in one place. Consider designating a bookcase, shelving unit or an extra closet as your “to-do” zone to act as a temporary holding tank for work still in progress.

34 New home & Condo guide eastern Ontario | may 4 - 18, 2013

Create a homework centre. Create a study space conducive to doing homework. Find a location away from the TV. Some children like to do their homework in a central location like the kitchen, where Mom and Dad can help. Designate a cupboard or basket for homework supplies and stock it with scissors, glue, pencils, pens, paper and any other items your child will require on a daily basis. For those who prefer to do homework away from any interruptions, make sure there is a comfortable desk surface, adequate lighting, and comfortable seating in addition to homework supplies.

Designate a cupboard or basket for homework supplies and stock it with scissors, glue, pencils, pens, paper and any other items your child will require on a daily basis.

“Catch-up” day brings peace of mind. Dedicate one

day per month to take care of all the annoying little tasks in your home that you never seem to get around to. Whether you realize it or not, those loose doorknobs, broken switches and burned-out light bulbs deplete your energy each time you walk by them. Assigning a specific day to tackle these minor aggravations gives you permission to do the seemingly insignificant things that you would normally consider

a waste of your time. The added bonus of having a regular catchup day is that you won’t feel guilty about not taking care of the task as soon as you stumble across it.

Tidy doesn’t mean perfect. Organizing is not necessarily about how it looks; it’s about how it works. If you are not naturally neat, avoid storing everything behind closed doors. Not only can it make you feel ill at ease, it may also be virtually impossible for you to maintain that kind of system. Choose furniture pieces that provide visible storage instead, like a coffee table with shelves underneath. Keep the system low maintenance; if you never seem to get around to hanging your clothes on hangers, place some open bins in your closet.

Keep rooms tidy in less than two minutes. Items that don’t belong in a room are the main contributors to visual clutter. Get into the habit of removing “move elsewhere items” when you leave the room and placing them on their way to where they do belong.

For example, if something belongs upstairs, place it at the bottom of the staircase and take it to the proper room the next time you go up. You’ll be amazed at how effective this technique can be in keeping rooms tidy with minimal effort. ›› Quick tips on organizing your home office: Being comfortable means being productive. Anything that causes you discomfort at your desk will drain your energy and lower your productivity. Adding a glare screen/radiation filter on your computer monitor may prevent headaches and eyestrain.

Placing something inspiring and uplifting on the wall facing you can spark your creativity. Add a plant to breath life into your workspace and absorb toxins in the air. Feng Shui experts suggest placing your desk in the “power position,” which means the position

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com

Choose furniture pieces that provide visible storage instead, like a coffee table with shelves underneath. which allows you to see the door of your office. I did this recently and I’m amazed at how much more comfortable I feel. If it’s not possible for you, a recommended correction is to hang a mirror that gives you a clear view of the door from where you are sitting. ›› Quick tips on organizing your life : Set mini-goals for success. When setting organization goals, be sure to make them attainable. Break up the task into baby steps to increase your success. For example, rather than setting out to organize the entire bedroom in one sitting, make it your goal to organize one dresser or even just one drawer at a time. If a goal can be reached easily, the sense of gratification you feel will keep you motivated to continue. Celebrate with a mini-reward after each mini-goal is reached and enjoy a big reward once the entire job is complete.

may 4 - 18, 2013 | New home & Condo guide eastern Ontario 35

ottawa

hot sheet

Ottawa Eastern Ontario Gatineau Regions

ashcroft Homes Central Park • the next Live where downtown spirit meets community character. Where your prime location is your pathway to the best of Ottawa. Where bountiful greenspace blends naturally into your day. Where smart design shapes the experience outside and in. Where everything just clicks. The Next brings it all together – brilliantly. Smart condo living at the heart of Central Park. Starting at mid $200’s. Register now for VIP pricing at benext.ca

Westboro • QWesT A stroll under the arches and along Sisters’ Walk will be enough to convince you of how greenspaces and good design make life beautiful at Q West. The Q West team’s inspired vision both preserves and enhances this landmark property. Just released, second floor terrace suites! Visit our model suite located at the corner of Richmond Rd. and Leighton Terrace in Westboro or call 613-221-5926 liveqwest.com CARDEL HOMES KoL CONDO • Blackstone New condos coming soon in Blackstone! We’re excited to bring a sleek collection of modern condos to, Kanata’s newest master-planned community, Blackstone. Featuring top-quality finishes in a contemporary building, KoL at Blackstone will offer the best of low-maintenance living. Register today to receive updates on this exciting new community. cardelhomes.com LONGFIELDS • Barrhaven New community coming soon in Barrhaven! Featuring new home design surrounded by greenspace with quick access to shops, services, recreation and schools. Register today to receive updates on this exciting new community, coming soon. cardelhomes.com Cartier wellington Gatineau • Cartier wellington New landmark exterior composed of metal, glass and masonry built to LEED ecological standards, contemporary architecture offers you energy efficient, ecological and innovative 14-storey modern structure. Windows engineered for thermal efficiency give abundant natural light in every living space. Already 50 per cent sold. Pre-construction pricing still in effect! cartierwellington.ca Construction Chabitat Gatineau • Les Vieux Moulins Splendid condos, condoclimat, designed for you by professionals. Come visit the sample unit at 14 - #2, des Alluchons Gatineau St., Gatineau (Aylmer Sector). chabitat.com DOMICILE BEECHWOOD VILLAGE • The Kavanaugh The Kavanaugh offers village life in the city: quaint but with cachet – and just minutes from Parliament Hill. Famed bistros and bakeries line a streetscape surrounded by greenspaces, bike paths and landmarks.

613-897-7873. thekavanaugh.ca

Ottawa • HŌm Introducing HŌm, nestled beside Ottawa’s Little Italy and Dow’s Lake. Everything’s within reach – including the price. 613-728-7873. hombydomicile.ca

wellington west • ONE3ONE one3one is at the centre of the urban, tasteful and cultural Wellington West. All units with access to a rooftop terrace, rear courtyard, guest suite, fitness room, yoga room and a party room/entertainment room.

Pre-register online or call 613-728-7873. one3one.ca EQ Homes Carp • Village Walk Offering bungalow townhomes and bungalow semis. eqhomes.com Ottawa • Canal East Coming soon – 10 executive townhomes, by the Rideau by EQ Homes.

Designed by Barry Hobin. Located on the corner of Greenfield and Montclam. canaleast.ca KEmptville • eQuinelle & The Legends at eQuinelle Offering: Single-family detached bungalows and condo apartments.

A new adult-lifestyle bungalow townhome model is now open in the master-planned golf-course community of eQuinelle, 15 minutes south of Barrhaven. eqhomes.com

Kanata • Fernbank Crossing Opening soon – Fernbank Crossing: a new master-planned community with parks and open greenspace within easy walking distance of shopping.

Detached bungalows on 42- and 50-ft. lots, as well a limited release of semis. Site location, 5611 Fernbank Rd. Sales trailer location, corner of Tillsonburg and Terry Fox Dr. Contact: sales@fernbankcrossing.com eqhomes.com 36 New home & Condo guide eastern Ontario | may 4 - 18, 2013

Kanata • Foxwood Condo apartments. eqhomes.com Holitzner Homes CARP • HIDDEN LAKE The only large lot development in the West End, this private enclave features award-winning single-family homes, bungalows and two-storey homes built on spacious fully serviced sites surrounded by natural landscaped settings. Greenspace lots are also available with lake views. holitzner.com

High street in Carleton Place • Highgate Two-storey homes and bungalows on 50- and 60-ft. lots, from 110- to 175-ft. deep. Pie shaped lots in a quite cul de sac and some lots backing onto greenspace. All homes are Energy Star qualified. Starting in the low $400’s. holitzner.com, sales office located at 139 Charlie’s Lane in Carp.

613-839-6675 or highgate@holitzner.com.

Stittsville • Deer Run Final Phase now open – your last opportunity in Stittsville. Your choice of bungalows, main floor master homes and large two-storey homes on beautiful 46- to 50-ft. pie-shaped or wide lots backing onto greenspace.

LA Group EAST OTTAWA • UPPER EAST SIDE Final block under construction, only 12 executive stacked towns remain.

Prime parkside location still available. June 2012 occupancies.

Call 613-747-8863. uppereastside.ca

Kemptville • Kemptville Meadows Discover higher value at a lower price! Stacked townhomes from 1,138 sq. ft. from only $219,500. Due to overwhelming demand, Phase 3 is now also under construction! Ask about Zero Down Payment Program and Limited Time Bonus Offer! Come tour our Model Home. 206 Fir Lane, Kemptville. 613-366-2007. kemptvillemeadows.ca Lamb Developments OTTAWA • Gotham Coming soon to centretown. gothamottawa.com Larco homes Barrhaven • Longfields Innovative semi-detached and single-family homes in Barrhaven – models now open – watch for ads! larcohomes.com

Central • huntclub • Solera Inventory Sale – save thousands. larcohomes.com OTTAWA • Accolade Larco presents Accolade, 23 Upscale Townhomes in Craig Henry form $385,000 Model homes now open! larcohomes.com Les Placements Riviere Gatineau Ottawa • the viu Ultra modern condominium opening. theviu.ca Linden Developments Distillery Warehouse • Authentic Lofts Warehouse inspired lofts, with industrial kitchens, brick walls and pioneering design to celebrate Ottawa’s industrial past with prices from the mid $200’s. Register now at distillerywarehouse.com to receive updates and an invitation to the VIP event. Downtown goes Southside!

Call 613-793-5500.

LONGWOOD Deevy’s Homestead Opening Soon • Kanata Adult lifestyle attached bungalow towns on Equestrian Drive in Kanata.

Pre-register now. deevyshomestead.com or call 613-738-1349 for appointment.

HUNT CLUB • NEIGHBOURHOODS OF HUNT CLUB We have a new adult lifestyle attached bungalow community coming up in Hunt Club. Coming soon: Adult lifestyle attached bungalows – for priority pre-pegister at: neighbourhoodsofhuntclub.com or call 613-738-1349 for appointment.

ottawa • Sonia by the rideau New 70-unit condo in Ottawa East. e-mail d.greene@longwoodbuilders.com OTTAWA SOUTH • MONTAGE 36-unit condo building in Ottawa South. Sales centre now open and located at corner of Clementine and Ohio. Call 613-897-0044 or d.greene@longwoodbuilders.com

ottawa

BUILDERS: If you would like to include your new model home or site opening, email Nashrun.Kamaludin@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

MASTERCRAFT STARWOOD WEST CENTRAL • SOHO CHAMPAGNE Mastercraft Starwood’s SoHo Luxury Condominiums is pleased to announce its third Ottawa location: SoHo Champagne – just one block west of Preston St. Experience all the fine restaurants and boutique shopping that Little Italy has to offer and pamper yourself with a hotelinspired SoHo Luxury condo. Register today to get an invite to our spring sales launch. sohochampagne.com

Ottawa • SOHO LISGAR New release of suites on the 12th to 15th floors. the ultimate hotel-inspired lifestyle in a designer condominium, in the heart of downtown. Call 613-798-7646. soholisgar.com Metric Homes Carp • Westlake South Estates Westlake Estates offers 22 estate lots on two to four acres on a private cul-de-sac and most lots are tree-covered.

stittsville • deer run Metric introduces the Maplewood 1 model to its Deer Run community lineup. At 3,200 sq. ft.-plus open space, this home features a open loft at the second floor, circular staircase, walk in closet in most bedrooms, open to below area, laundry mudroom on main floor. Visit the sales office on Rockson Crescent Saturdays and Sundays between noon and 5 p.m. or call 613-296-7000. Deer Run model home now open. metrichomes.com

WESTBORO • Qwest 529 Broadhead Ave. two custom designed semi-detached homes on a 168-ft. deep infill lot. Innovative street friendly and appealing design. Two proposed concepts. The first purchaser will decide which concept will be built and will customize its new home. Priced in the $700,000s.

Minto Landsdowne • Minto A new world of possibilities is opening at the heart of Ottawa.

Centrally located between the Rideau Canal and the beautiful Glebe neighbourhood, Minto@lansdowne is an urban oasis at the heart of a bustling city. An exciting collection of highrise suites and townhomes on sale this fall. Register today for our exclusive preview at: lansdowne.minto.com Minto/Canderel Westboro • UpperWest This 25-storey distinctive new residence offers stunning condos with the best views in Westboro. Located on the Ottawa River Parkway, UpperWest boasts dramatic, expansive views of greenery, water, the Ottawa skyline and miles of unobstructed scenery. Condo suites and townhomes on sale this fall – register now for an exclusive preview at: liveupperwest.com MONARCH CORP KANATA • BLACKSTONE Executive 46-ft. singles from $439,990. Two-storey townhomes from the high $200,000s. monarchgroup.net

KANATA • Trailwest Executive townhomes from the high $200,000s. monarchgroup.net

NEPEAN • STONEBRIDGE Ottawa’s award-winning golf course community. Luxurious singles from the mid $400,000s. Executive townhomes from the mid $200,000s.

Stacked townhomes from the low $200,000s. Call: 613-692-9284 monarchgroup.net Phoenix Homes ALMONTE • WHITE TAIL RIDGE Small town feel with all the amenities of a big city and the largest lots available anywhere. Contact Liane McKinley 613-369-5842 settlers’ grant KEMPTVILLE • PHASE 6 Estate lots fully treed with mature maples, birch, spruce, pine and Tamarack Custom built homes starting at $430,000 and premium lots priced for an additional $5,000 to $40,000. 25 Heritage Blvd., Kemptville. admin@settlersgrant.com Twitter: SGHI1 Facebook: facebook.com/ SettlersGrantHomesInc. Wordpress: settlersgranthomesinc.wordpress. com/ settlersgrant.ca SPRINGCRESS WESTBORO • RAVENHILL COMMON 19 freehold towns, designed by Barry J. Hobin & Associates Architects Inc. Located two blocks from the heart of Westboro, open concept two- and three-bedroom homes from 1,360 to 1,930 sq. ft., with direct access from underground parking garage, two-storey galleries and open lofts, private rear terrace and roof top decks. Ravenhill Common,

hot sheet

Contemporary Brownstones, 450 Churchill Ave. North, one block south of Byron at Ravenhill Sales Centre and Model now open, entrance from 461 Edison Ave. corner of Ravenhill Prices from $599,400. ravenhillcommon.com Sales info: 613-825-0080 salesinfo@ravenhillcommon.com TALOS HOMES ARNPRIOR • RIVER RIDGE Single-family homes – sales centre located at 979 Shefford Rd., Ottawa.

Saturday and Sunday from noon to 5 p.m. or anytime by appointment.

613-270-0777. taloshomes.com

Beacon Hill • EUPHORIA TOWNS Freehold townhomes – sales centre located at 979 Shefford Rd., Ottawa. Saturday and Sunday from noon to 5 p.m. or anytime by appointment. 613-270-0777. taloshomes.com

Carleton Place • HighGate Coming soon – single-family homes, both bungalow and two-storeys on 50- and 60-ft. lots. Talos will be keeping some popular models and introducing some new models to its lineup. Call 613-270-0777 or visit taloshomes.com to register.

Richmond • Richmond Gate Coming soon – single-family homes, both bungalow and two-storeys.

Talos will be keeping some popular models and introducing some new models to its lineup. Call 613-270-0777 or visit taloshomes.com to register.

Tamarack Homes Leitrum • Findlay Creek Grand opening! Five new decorated townhome models in Findlay Creek Village. Call 613-247-0081 or visit tamarackhomes.com The slater Broccolini • The Slater • Condominium Amenities include fitness centre, lounge and dining room, terrace with hot tub and outdoor kitchen, theatre and games room. Suite features include standard kitchen islands, five-ft. glass walk-in shower, stainless steel appliance package, hardwood throughout, quartz counters, nine-ft. ceilings, views of the Ottawa River. Suites range from studio to twostorey penthouses with private terrace. Starting at $190’s. 199 Slater St. Ottawa. 613-230-0199 theslater.ca Uniform Urban Developments Manotick • Maple Creek Estates Stunning estate lot community with a close connection to the city – the best of both worlds. Two model homes open for viewing.

Call 613-491-2277.

Kanata • Richardson Ridge Single-family homes starting from $497,000. Sales centre located at the corner of Terry Fox Drive and Richardson Side Road. Call 613-853-4302. urbandale construction Kemptville • Equinelle New 44-ft. lots now released on the golf course. View our two model homes. urbandale.com

Kanata Lake Visit our modern elevations model homes called the Horizon Collection.

Singles and townhome models available for viewing. valecraft Homes Mer Bleue/Orléans • bradley estates New release of single-family homes and executive townhomes. New to Bradley Estates: nine redesigned models with full-brick fronts and stone skirts. valecraft.com WINDMILL DEVELOPMENTS OTTAWA • CATHEDRAL HILL CONDOMINIUMS Ottawa’s newest, most innovative condominiums are located on Sparks Street, west of Bay. With stunning views of the Ottawa River, Gatineau Park and Parliament Hill, these urban condominiums (targeting LEED Gold minimum) combine the vibrancy and convenience of downtown living with the calmness and serenity of a green oasis. For more information and to register, visit cathedralhill.ca or call 613-566-7010.

Hintonburg • The Eddy The Eddy – six storeys of Green, urban condos built for life in Hintonburg. Featuring a shared rooftop social space, this is the hippest address in Ottawa’s hippest neighbourhood. The Eddy – by Windmill Development Group, Canada’s greenest developer. Pre-register now at theeddy.ca

may 4 - 18, 2013 | New home & Condo guide eastern Ontario 37

homebuyers’help

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

38 New home & Condo guide eastern Ontario | may 4 - 18, 2013

monthly payment

$

Mortgage payment calculation chart %

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 may 4 - 18, 2013 | New home & Condo guide eastern Ontario 39

Builder Name

Site Name

Prices

De t

Location

ac Se hed m Bu i ng al To wn ow ho Ad me/ C ul t L o nd ife o sty le

advertisers index

Page

WEST Arnprior

Campanale

Riverwood Estates

x

x

x

x

Arnprior

Phoenix

Westhaven Gate

x

x

Carleton Place

Holitzner

High Gate

x

Carp

Holitzner

Hidden Lake

Kanata

Claridge Homes

Bridlewood Trails

x

From $200,900

14, 15

Kanata

Mattamy

Fairwinds

x

x

From $224,990

6, 7

Kanata

Mattamy

Monahan Landing

x

From $224,990

6, 7

Kanata

Monarch

Blackstone

Inquire

4, 5

Kanata

Monarch

Trailwest

Kanata

Phoenix

Fernbank Crossing

Kanata

Tartan

Trailwest

Kanata

Uniform Developments

Richardson Ridge

Kanata

Valecraft

Trailwest

x

From high $200's

11

Kemptville

Stanley Fields

Kemptville Meadows

x

From $219,500

31

Stittsville

Holitzner

Deer Run

Stittsville

Metric

Arbourbrook Estates

x

x

x x

x x

x

Inquire

22

Inquire

23

From low $400's

2

Inquire

2

From high $200's

11

From $383,400

13

From low $300's

11

$497,000

8, 9

x

Inquire

2

x

Inquire

18

Central Craig Henry

Larco

Accolade

x

From $369,000

3

Westboro

Springcress

Ravenhill Common

x

From $599,400

27

SOUTH Barhaven

Claridge Homes

West Pointe Village

x

x

x

Barrhaven

Holitzner

Fraser Fields

x

Inquire

2

Barrhaven

Larco

Longfields

x

Inquire

3

Barrhaven

Mattamy

Half moon Bay

x

x

$219,990

Barrhaven

Tamarack

The Meadows

x

x

Inquire

Hunt Club

Larco

Solera

x

Hunt Club

Longwood

Huntclub Bungalows

Leitrim

Tamarack

Findlay Creek

x

Nepean

Monarch

Stonebridge

x

x

From $281,000

From mid $600,000

14, 15

6, 7 BC 3

x

Inquire

16, 17

x

x

Inquire

BC

x

x

Inquire

4, 5

Nepean Monarch

The Links

x

Low $200's

4, 5

Richmond

Metric

King's Grant

x

x

Inquire

18

South Ottawa

Campanale

Prince of Wales on the Rideau

x

Inquire

25

40 New home & Condo guide eastern Ontario | may 4 - 18, 2013

x

Builder Name

Site Name

Prices

De t

Location

ac Se hed m Bu i ng al To wn ow ho Ad me/ C ul t L o nd ife o sty le

advertisers index

Page

EAST Central

Valecraft

Aviation Private

x

Inquire

19

Cumberland

Metric

Camelot Estates

x

Inquire

18

Navan

Claridge

Spring Valley Trails

x

x

From $276,900

Orleans

Metric

Notting Hill

x

x

Orleans

Tamarack

Chaperal

Rockland

Longwood

Morris Village

x

14, 15

Inquire

18

x

Inquire

BC

x

Inquire

16, 17

x

CONDO Aylmer

Construction Katasa

Chateau Cartier

x

From $285,000

C2

Aylmer

Construction Katasa

Condos du Rivage

x

From $267,500

C2

Aylmer

Construction Katasa

Square Urbania

x

From $200,240

C2

Barrhaven

Campanale

Longfields

x

Inquire

C5

Brockville

Windmill Developments

The Wayfare

x

From $300's

C4

Central

Ashcroft

Qwest/HotelRe/The Next

x

Inquire

C8

Central

Claridge Homes

Fusion

x

Inquire

C16, C17

Central

Domicile

The Kavanaugh

x

Inquire

C15

Central

Gateway Homes

On Coronation

x

From mid $200's

C28

Central

Soho Parkway

Soho Champagne

x

Inquire

C18

Central

Soho Parkway

Soho Lisgar

x

Inquire

C23

Central

Tega Homes

Rhombus

x

Inquire

C26

Downtown

Broccolini Construction

The Slater

x

From $198,900

C9

Downtown

Lamb Developments

Soba

x

From $179,900

C19

Downtown

Richcraft

The Galleria

x

From $277,000

C13

Downtown

Urban Capital

Central 2/ Hideaway

x

Inquire

C10, C11

Downtown

Windmill Developments

Catherdral Hill

x

Inquire

C3

East Ottawa

L.A Group

Upper East Side

x

Inquire

C25

Hintonburg

Windmill Developments

The Eddy

x

Inquire

C3

Orleans

Brigil Homes

Petries Landing

x

Inquire

C24

Orleans

Cardel

Notting Hill

x

Inquire

C27

Ottawa Central

Urbandale Corporation

99 Parkdale

x

Inquire

C14

Ottawa West

Minto

Upper West

x

Inquire

C21

Ottawa West

Phoenix

Pointe West

x

From $221,600

C32

Ottawa west

Claridge Homes

Stirling Park

x

From $334,000

C16, C17

South Ottawa

Linden Developments

Distillery Warehouse

x

From $238,000

C12

South Ottawa

Theberge Homes

Alta Vista Ridge

x

From $199,900

C29

West Ottawa

Qualicum

Woods Crossing

x

From $169,900

C31

may 4 - 18, 2013 | New home & Condo guide eastern Ontario 41

Please see advertisers ads for Site locations

42 New home & Condo guide eastern Ontario | may 4 - 18, 2013

7

Darling

17

almonte

west

15

North Gower

richmond

south

29

416

manotick

16

Vernon

Russell

embrun

Iroquois

morrisburg

31

east

rockland

morewood

Cardinal

osgoode

greely

Kemptville

Nepean

smith Falls merrickville

7

Vanier

Cumberland

orleans

CeNtraL gloucester

ottawa

hull

aylmer

gatineau

stittsville Barrhaven

Kanata

Carp

South Elmsley

Carleton Place

Bathurst

mcNab

arnprior

gatiNeau

QueBeC

417

Casselman

key map Stittsville, Carlton Place, West Carlton, Nepean, Kanata, Richmond, Riverside South, Barrhaven, North Gower, Greely, Kemptville, Morewood, Orleans, Embrun, Russell, Rockland, Aylmer, Hull, Gatineau.

401

Phase Two Coming Soon

Where town meets country

Nestled between Orleans and Blackburn Hamlet, minutes south of the Blackburn Hamlet bi-pass. Eastboro offers a perfect blend of country comfort and style with city amenities nearby.

Surrounded by fertile farmlands and miles of country roads, this self-contained family oriented community features bountiful parks, a school, and a romantic promenade, all brilliantly integrated to create the perfect urban-rural balance.

Get the home of your dreams, in a picturesque rural setting, with all the conveniences of city living nearby.

Sales Center located at

1224 Glenlivet Ave, Ottawa, Ontario K1W 0G3 Tel.: 613 834 4319

earLY occUpancY event Move Quick and get up to $15,000 in a Design Centre Bonus!

Limited time only, see sales representative for details.

Upgrade YoUr Life!

ORlEANs 613-837-1511

BARRHAVEN 613-6 92-0 5 00

l E itR i m 613-247-00 81