Edmonton New Home Guide - November 23, 2012 by NextHome

Edmonton Edition

Nov 23 - Dec 21, 2012 Volume 24 Issue 12

Your Best Source for New Homes

Fusion. affordable

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CITY SPENDING ON INFRASTRUCTURE

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THE REAL COSTS OF BUYING A HOME

TIPS FOR BUYING YOUR FIRST HOME

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06 New home Guide | nov 23 - dec 21, 2012

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UPPER WINDERMERE 2110 Warry Way | SW Edmonton 780.430.0644 TRUMPETER AT BIG LAKE 2112 Trumpeter Way | NW Edmonton (CLASSIC) 780.249.9110 COLONIALE ESTATES 53 Rue Bouchard | Beaumont 780.929.0495 TRUMPETER AT BIG LAKE 12832 - 202 Street | NW Edmonton (ESTATE) 780.249.7643 HARVEST RIDGE 196 Harvest Ridge Drive | Spruce Grove 780.571.1881 HAWK’S RIDGE 504 Merlin Landing | NW Edmonton 587.521.0617 WALKER SUMMIT DUPLEX 1065 Watt Promenade | SE Edmonton 780.476.7070 WALKER SUMMIT/5720-19Ave SW | SE Edmonton 587.520.9249 WOODHAVEN 5408 Edworthy Way | SW Edmonton 780.476.7070 OPENING IN 2013

contents NOV 23 - DEC 21, 2012

VOLUME 24 ISSUE 12

Showhome Review

p.79 MONTORIO HOMES in Trumpeter Estates

features & editorials IN EVERY ISSUE

HOMEBUYERS’ HELP

10 EDITOR’S NOTE

31 COMMUNITY PROFILE

COLUMNISTS

22 HOMEBUYERS’ HELP

Prepping your landscaping for the winter

by Shane’s Landscaping and Contacting

50 CHBA – ALBERTA

New home warranties in the news by Jim Rivait

54 LEGAL ADVICE

The total costs of buying a home by Rosellina Giardino

110 FUNDAMENTALLY SPEAKING

Four tips to help guide your first homebuying decision by Wayne Karl

Location, location, location: Glenridding in the heart of the action in Edmonton

60 INFRASTRUCTURE

City building great neighbourhoods by spending on infrastructure

74 BUYING YOUR FIRST HOME

Pinpointing the perfect location for your new home by Wayne Karl

79 SHOWHOME REVIEW

Montorio Homes in Trumpeter Estates by Salina Yara Halabi

94 UPGRADES

Which upgrades give you the best bang for your buck? by Anthony Jong

100 BUYING YOUR FIRST HOME

Using your RRSP for a down payment on your first home

106 WEB DIRECTORY

Edmonton area builders, developers and communities

111 NEW-HOMEBUYERS’ RESOURCE SECTION Mortgage calculator and rate table

IN THE NEWS

24 ESTATES AT WATERS EDGE

The Estates at Waters Edge – a lakefront community of single-family homes

cover feature advertiser

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see OUR AD ON PAGES 14 & 15

vice-president, WALL2WALL MEDIA

Jacqueline Hill

director of sales, western canada

Josh Heppner

editor-in-chief, real estate

Susan Legge art director

Daiana Garay editor

Wayne Karl contributing editors

Janine Druery Elisa Krovblit Silvana Longo Lydia McNutt (on leave) Sara Duck (on leave)

ACCOUNT EXECUTIVEs

Jennifer Mizier 780.217.6778 Nancy Chemait 780.619.3241 PRODUCTION CO-ORDINATOR

Greg Van Sluytman Graphic designer

Viosa Barileva

Manager of production

Bala Gnanapandithan national account manager, mediative

Paul Slizys

Published by

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

district maps 012 Edmonton Region 029 Southwest 041 South 051 leduc 057 beaumont 061 Southeast 067 Fort Saskatchewan 071 northeast 077 Northwest 089 spruce grove 093 Stony Plain 095 West 102 St. Albert 103 sherwood park 104 GIBBONS / calmar 105 devon / morinville

The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1

Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Terms Advertisers,

Editorial content are not responsible for typographical errors, mistakes or 足misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

e d i t o r ’s n o t e

The big decision

A little extra research pays oﬀ with peace of mind

ou’ve agreed that a new home is the way to go and you’re making headway, but you still have another big decision to make – choosing your home builder. It pays to check the reputation of the builder/developer before you sign on the dotted line. You can start by finding out how long the company has been in business by asking the sales representative or visiting the company’s website. Find out if previous purchasers are happy with their homes. Drive around an existing community built by the company and talk to anyone you run into anyone during your tour. Naturally, you should spend some time visiting several different sales offices and model homes. Get a feel for each company and the staff employed there. Ask a lot of questions and expect to be treated with consideration and respect. No question is too “dumb.” Think twice about any development where the salespeople push you to make a decision you’re not ready for, or where they are not happy to provide you with the information you request. There are certainly many other builders and salespeople out there who pride themselves on putting the customer first. When you do find the right home and the right company, making that big decision will be a whole lot easier and enjoyable.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media,Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Be prepared

This adage is never more true than when buying your ﬁrst home

he moment you decide to buy your first home is an important one – from getting your finances in order, to learning about mortgages, to researching builders and to getting out there to look at potential communities. Indeed, the excitement grows at every step. Buying your first home can also be an emotional experience. There will be houses you fall in love with, communities you really want to live in and neighbours you can envision befriending. As exciting as all of this is, it’s also important to not let your emotions get carried away – to buy more with your heart than your head. This is why you should take your time, do your research and conduct due diligence on every development, builder and home you consider. This issue of New Home Guide, like all editions we put together, contains a variety of content to guide you through this process. Our goal is to help identify subjects, neighbourhoods, communities, housing types and builders for you to consider – in short, to help you prepare. With this knowledge, and your own enthusiasm, you’re well on your way!

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

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Design Style: Urban Shore

The architecture of Canada’s west coast often demonstrates a wonderful balance between graphic, modern urbanity and soft, nature-inspired tranquility. Urban Shore is our homage to this achievement. Look for earthy colours in sands, creams and charcoals, accentuated with pops of aqua blues and greens. Sculpturally crisp furniture and fixtures along with high gloss finishes add the modern edge, while soft, natural fibers and organic shapes ground the overall effect in a humanistic way. This look is shown in our all-new Fusion showhome. Take contemporary style, meld it with a practical floor plan and unique features, and you’ve got Fusion, the newest offering from innovative builder Sabal Homes. The showhome, located at 5928175 Avenue in the up-and-coming neighourhood of McConachie, seamlessly blends modern ideas with time-proven comforts of home. Newly opened this fall, Fusion is catching the eye of homebuyers searching for a luxury home at an affordable price. Starting at $464,000, which includes lot and GST, Fusion offers 2,188 square-feet of living space for the modern family. Included in the twostorey, three-bedroom home are a number of unique touches that make this home a standout.

“First of all, it has a very fresh, modern look with a very functional floor plan,” says Micah Dueck, area sales manager. “Overall, Fusion is clever and refreshing. It’s a unique space that complements the projection of personality and there’s an energetic thoughtfulness in design.” An example is the front foyer. Sabal has added a gallery wall where, by hanging a piece of art, you can put your style and personality on display. The wall also provides a practical purpose by providing separation between the foyer and the main living area. Sabal is always working toward being a leader in the home building industry through its home designs and innovations. For Fusion, Sabal has created what it calls the ‘Urban Shore’ style – a blend of urban chic and nature-inspired tranquility. Throughout Fusion, you’ll find earthy colours accented with pops of blues and greens, as well as crisp lines and high gloss finishes complemented by soft, natural fibres and organic shapes. The main floor living space is refreshingly open and light-filled. “Sabal focuses on natural light,” says Dueck. “How it comes into the home and how far it reaches.” You’ll find windows where you might least expect them, such as in the corner of the kitchen, the

FUSION Design Highlights: 2188. sq ft A gallery wall in the front foyer provides separation of the foyer from the main living offering privacy from the rest of the house Integrated mudroom and laundry room – great utility space The stunning kitchen is functional and large. The flush eating bar is over 9’ long and has ample cabinet and counter space. The corner window adds natural light Expansive walk-in pantry Upper loft area features a tech zone. In addition, it accommodates a unique rear to front vaulted ceiling (upgrade) over the loft and stairway. Floating linen closet in loft creates privacy for the secondary bedrooms from the loft Bedroom 3 features a walk-in closet Massive master retreat (12’ wide x 19’ long) can accommodate a king bed as well as a lounging area Master retreat also feature spacious walkin closet and 4 piece spa ensuite

first landing heading upstairs, or in a walk-in closet. A wonderfully large U-shaped kitchen has plenty of cabinetry and counterspace. The peninsula is an amazing nine feet long and includes a flush eating bar that comfortably seats four. Low maintenance waterfall quartz countertops, a full-height backsplash, and stainless steel appliances add to the kitchen’s contemporary style. The kitchen flows seamlessly to the dining area and living room. With its contemporary gas fireplace, the living room will be a favourite gathering place to relax with family and friends.

On the second level is a versatile loft area with a vaulted ceiling. The space easily accommodates a home theatre as well as a cozy tech nook that overlooks the stairwell - the perfect spot for a computer and/or homework space. Two children’s bedrooms are separated by a full main bath. Both bedrooms are large enough for growing kids, and it’s in bedroom three where you’ll find the walk-in closet with a window. You can create your own private oasis in the master retreat. At 475 square-feet, it’s large enough for a kingsize bed and a generous sitting area

For more information on the Fusion visit sabalhomes.com or view the showhome at 5928-175 Avenue. For a guided tour, give Micah a call at 780-758-6950.

that’s flooded with light from oversized windows. You can really show off your style here. The feature wall in the master bedroom, for example, is a wall treatment in a bold, edgy graphic design. A master retreat isn’t complete without a walk-in closet and ensuite, and Fusion doesn’t hold back on either. The roomy walk-in closet will keep your wardrobe organized and tidy, while the four-piece spa ensuite is luxury defined. Unwind in the oversized soaker tub, or reinvigorate yourself in the walk-in shower, then simply enjoy every inch of your home.

Joy to the world, your hardwood floors have come. Be the happiest homeowner on the Block. Go with edmonton's Builder of excellence. We’ve staked our reputation on delivering unsurpassed customer satisfaction. But don’t take our word for it. Based on our customers’ evaluations, J.D. Power and Associates has recognized Dolce Vita Homes as a Builder of Excellence for providing “An Outstanding Home Ownership Experience” for Single-Family Homes in Edmonton. It’s the second year in a row we’ve been recognized for customer satisfaction by J.D. Power and Associates. And that's pretty sweet.

Based on the J.D. Power and Associates 2012 Alberta Single-Family New Home Builder Customer Satisfaction StudySM conducted in association with the Professional Home Builders Institute of Alberta. Study measures ANHWP builder members and participating builder members of PHBIA, which represent more than two-thirds of all new single-family homes built in Edmonton. For more information, visit jdpower.com.

homebuyers’help

Prepping your landscaping

for the winter

By SHANE’S LANDSCAPING & CONTRACTING LTD. after flowering and to prune summer blooming shrubs in the dormant season. Pruning too late in the growing season will encourage new growth that will be damaged by frost. When pruning, use caution to make the cut at a slight angle about a quarter-inch from the branch. Some shrubs need to be wrapped with burlap to protect them from frost. Spreading a layer of mulch around the base of the plants to provide insulation for the winter is a great help.

WITH THE ARRIVAL OF OUR LONG COLD WINTER, IT IS

essential to complete a few projects to keep your landscaping and garden protected through the dormant winter months. Prepare shrubs, trees and grass now, and they will return healthy in the spring. Hopefully, you were able to get a few of these done in the last few weeks before the snow. WINTER LANDSCAPES: PREPARING YOUR LAWN It may appear that the grass has stopped growing in the fall, however, the roots are actually growing deeper to prepare for winter. Fall is the best time to fertilize and reseed your lawn. Feeding the lawn in the fall will give the roots a boost before winter arrives. A second feeding before the first snowfall, will keep it winterized and strong through the freezing weather. If your lawn has some bare patches, fall is a great time to sod or reseed. Adding sod gives you an instantly perfect lawn that will be a pleasure when the warm weather returns. To firmly establish new sod, keep it moist for the first week after it is laid. After the first week, it can be watered as needed. WINTER LANDSCAPING TIPS FOR PRUNING SHRUBS AND HEDGES Pruning is important to encourage healthy growth in spring. A good rule is to prune spring blooming shrubs immediately 22 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

LANDSCAPING TIPS FOR TREES Like most of the plants in your yard, trees need special care. It is important to keep tree limbs away from power lines and away from the roof of your house. Branches can easily pull down gutters or cause other costly damage if they are hanging over your house. When planning to prune trees, consult with a professional arborist. PREPARING LANDSCAPE FIXTURES FOR WINTER Walkways and patios can take a beating in cold weather. Shifts in temperature and humidity can cause concrete and brick to heave and settle unevenly. Keeping them free of water build up and debris will reduce the chances of winter damage. If you noticed water or ice accumulation last winter, take steps now to provide proper drainage. This can be as simple as adding a small gravel drainage channel next to a walkway or fixing a gutter that drips onto steps. Remember to have you irrigation system blown out, and disconnect any outdoor garden hoses. WINTER FUN Hot tubs and spas will be a welcome treat in the cool weather. Make sure the heater and pump are functioning properly. If not handled correctly, water could freeze in the pump, pipes or the hot tub itself, causing irreparable damage. Shane’s Landscaping & Contracting Ltd. is locally owned and operated, providing residential/commercial landscaping, commercial snow removal services to Edmonton and surrounding area. Call us for a consultation at 780.983.8233 or view our website at shaneslandscaping.com

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The Estates at Waters Edge

RECREATIONAL LAKEFRONT PROPERTY HAS LONG BEEN THOUGHT

of as a summer treat. You choose a weekend in May or June to open up your cottage and try to squeeze in as much time there before the leaves and the snow fall. There is, however, a new development in Alberta that offers year-round lakeside living. Whether you’re looking for a weekend retreat or permanent residence, The Estates at Waters Edge, located 45 minutes west of Edmonton at Lac St. Anne, is a Lake Front community of single-family homes. This secure, gated development is situated on a half-mile of south-facing lakeshore. Summer includes boating, water sports, fishing, walking and biking along the numerous pathways, enjoying barbecues on the deck and watching a beachfront sunset, or visiting one of the various golf courses in proximity. Winter brings a whole new list of outdoor activities, including snowmobiling, cross-country skiing, snowshoeing, great ice fishing, skating and warming up at the fire pits. The Estates at Waters Edge has an outdoor NHL-sized ice rink, complete with skate change and warm-up rink side facility for skaters and hockey enthusiasts. Waters Edge is a four-season community development with activities year-round. On-site a private boat launch and maintained marina is included for your carefree boating enjoyment. For social gatherings, a clubhouse, including a kitchen, dining area and games room, can accommodate small groups and large, community events. The clubhouse is great for getting everyone together for a private function or community social gatherings. Residents can also enjoy the beachfront recreation area, children’s playground, on-site walking/cross-country ski trails and future development includes a fitness centre, hot tub and outdoor swimming pool to complement existing amenities. The project’s popularity to date has been attributed to the overall hassle free concept of the Waters Edge experience. Prospective buyers can choose their select lot; as well select their choice and size of Craftsman style residence. Floorplans range from two to four bedrooms and 1,150 to 2,000 sq. ft. All are finished in the Craftsman style in your choice of colours, which feature fully landscaped yards, paved driveway, parking pad, exposed aggregate sidewalks. Optional garages and additional storage in the secure storage yard on-site for your recreational toys are also available on-site. Additionally, residences come complete with a 10-year Progressive Home Warranty to ensure home construction quality. Homes are designed so that the living areas take full advantage of the great lake views. Plans can be customized to make the layout and room sizes suit each individuals needs. All designs are done in-house by the Waters Edge Architecture lead design team, so the turnaround time for consultation and final design plans is very fast. Most home builders charge a fee with any changes to their plans, while this is part of a service that is provided to an owner who chooses to build with Waters Edge. Owners can also choose to buy the lot and bring their own builder. The proposed design just has to fit within The Estates at Waters Edge architectural and landscaping guidelines.

24 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

Upgrades are also available to the homes, including granite countertops, gas fireplace, central vac system and a detached or attached garage. The interiors of these homes come in a variety different high-quality finishing packages, with energy-efficient designs and six low-energy appliances. R-20 insulation is used in the walls and R-40 in the ceilings. Use of high efficiency furnaces provides that the homes are built to high efficiency standards and save on utilities. A monthly maintenance fee ensures maintenance of all the common areas (such as clubhouse, marina, playground, beachfront recreation area and boat launch). The fees also include water, sewage and a full-time on-site manager. There are lawncare and winter snow shoveling services also available. The area surrounding Waters Edge offers a healthy list of amenities. A convenience store and gas station are a few blocks away. Onoway and Alberta Beach offer retail services including grocery and liquor stores, restaurants, gas station, public library, hair salon, dollar store, hotel and golf course. Schools are nearby and the Barrhead and Stony Plain hospitals are only 25 to 30 minutes away. The proximity to Edmonton is a major selling point for The Estates at Waters Edge. A short drive can get you to your lakefront home in no time. Many of the purchasers, however, are not from the Edmonton area. Residents include people from Peace River, Fort McMurray, Whitecourt and Calgary. They have found The Estates at Waters Edge to be the best value and location for this type of property in Northern Alberta. Lot prices start in the low $100’s, and two-bedroom residences with a completely landscaped lot start in the low $300’s! Onsite showhomes are available for immediate possession. Call Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca

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NOV 23 - DEC 21, 2012 | NEW HOME GUIDE 25

ASE OF ES TO S YOU DOOR E YOU NSIDERAMILY TS ALL COMES E ENVI-

SOUTHEAST

YOU DESERVE BETTER (and Don’t Even Know It!)

eing a Building Science & Sustainability geek (yes, I am a geek) doesn’t have too many perks. We aren’t known for being brilliant conversationalists at parties. Oddly enough not too many people want to know about the perfect building envelope or the latest developments in heat pump technology. But once a year we gather with more of our kind (insert “nerd herd” joke here) and discuss the latest developments in our industry. Such an event was held last month in Phoenix. Now, it was my plan to write on another topic this month, (a truly brilliant piece of prose I’m sure), but that all changed with a session I attended at our conference. Paul Cardis is the CEO of Avid Ratings—not exactly a household name—but if you purchase a new home in North America, chances are you will see some of their work. Avid is a marketing research company and the majority of builders that use a service like theirs, work with Avid. Avid measures customer satisfaction with the product they have purchased—in this case, your new home. Paul’s presentation was based on data from hundreds of thousands of surveys completed North America-wide since 2010. Avid’s research indicates that the vast majority of consumers (over 75%) are satisfied with the energy efficiency of their home. Furthermore, almost the same majority believes that the building code is a good standard to build to. It was evident to everyone in the room at the time that the North American consumers don’t know that they should expect and receive better! I want to be clear on one thing right from the start: the building code is a minimum set of standards that describes how a house can be built. It is not, by any description, a quality standard. If you are counting on the building code to guarantee you a quality home, you will be horribly disappointed. The Building code is concerned with 3 primary objectives: fire, safety and health. Environment is currently on the table as an addition, but its inclusion is at least a year away. The point I want to make here is that it is a minimum standard. You are spending a lot of your current and future hard-earned money on a home—don’t you think you deserve something better than the minimum standard? If you are spending $1000–$1500+ per month on a mort-

gage payment, is an extra $25–$30 too much more to improve the quality of your home? If not, then ask your builder what they do that goes beyond the building code. Ask what options they provide to improve the overall quality of the home. The current Building Code doesn’t even really address energy efficiency. There is a small bit around minimum insulation levels and window performance, but these have remained largely unchanged since the 1980s. Minimum performance levels for furnaces and hot water tanks are not stipulated in the code directly—manufacturers have driven the improvements here. Consumers in the survey thought that all builders were building “green”. Nothing could be further from the truth. If you’re interested in sustainable development, demand third party verification. The cost is minimal and within 5–6 years home sellers will have to provide this to people buying a resale home anyway. I don’t want anyone to get the wrong impression here. Alberta builders produce some really good quality products—but you can get better. The building industry is just a reflection of its market. We build what the consumer asks for. If the consumer asks for a better quality, more sustainable home, we will happily build it. Please ask. You deserve it.

DAVE TURNBULL

Product Development Manager Landmark Group

EnErgy EfficiEncy should comE standard. With us, it does.

| nov 042New 26 NEWhome CONDO Guide GUIDE | VOLUME ISSUE 23 - dec2021, 2012 12 | www.hometrader.ca

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southwest

8 WINDERMERE NORTH

DEVELOPER: Windermere Lands Ltd. BUILDERS: Landmark Homes, Bedrock Homes, Kanvi Homes, Landmark Classic Homes, Hillview Homes, Lincolnberg Communities LOCATION: Terwillegar Drive and Anthony Henday Drive

9 RIVERPOINTE AT WINDERMERE DEVELOPER: VIP Development Group. BUILDERS: Open LOCATION: North of 9th Ave. and 170 St.

10 WINDERMERE RIDGE

DEVELOPER: Beaverbrook Developments. BUILDERS:Cami Custom Homes, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

156 St.

11 LARCH PARK

1 AMBLESIDE IN WINDERMERE

DEVELOPER: Windermere Lands Ltd., Windermere Ambleside Ltd. BUILDERS: Ace Lange Homes, Cameron Homes, Landmark Homes, Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 LANGDALE IN WINDERMERE

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Sterling Squared, Rohit Communities LOCATION: 170 St & 7th Ave. S.W.

3 MACTAGGART MAINS

DEVELOPER: Melcor Developments Ltd. BUILDERS: Kimberley Homes, Parkwood Master Builder, Western Living Homes, Homes by Managen, LOCATION: On East side of 142 St., South of 23 Ave.

4 MAGRATH

DEVELOPER: Terwillegar Pointe Communities SUMMIT - BUILDERS: Ace Lange Homes, Birkholz Homes, Perry Built Homes Inc., Carriage Custom Homes, Homes by Avi

MANORS - BUILDERS: Hillview Homes, Homes by AVI, Landmark Homes LOCATION: South of 23 Ave. & East of 142 St.

5 GLENRIDDING

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities. Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) Homes by Avi, Rohit Communities. LOCATION: 156 Street & Ellerslie Road

6 THE UPLANDS OF MACTAGGART

DEVELOPER: Maclab Enterprises BUILDERS: Birkholz Homes, Fekete Homes, Homes by Avi, Classic Landmarks Master Builder LOCATION: On East side of 142 St., South of 23 Ave.

7 UPPER WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Ace Lange Homes, Homes by Managen, Montorio Homes, Dolce Vita Homes, Artisan Homes, Carriage Signature Homes, Sunny Valley Homes, Westbrook Homes, MacLachlan & Mitchell Homes, Open LOCATION: Windermere Blvd. West of 170 St.

DEVELOPER: Melcor Developments BUILDERS: Ace Lange Homes, BirkholzHomes, Carriage Signature Homes, Landmark Classic Homes, Habitat Studio, Perry Signature Homes Inc. LOCATION: next to Whitemud Creek Ravine

12 CREEKWOOD CHAPPELLE

DEVELOPER: Delcon Creekwood BUILDERS: Bedrock Homes, Homes by Avi, Kimberley Homes, Landmark Homes, Landmark Communities, ReidBuilt Homes, Landmark Legacy Homes, Rohit Communities LOCATION: South of Ellerslie Road & West of 141 Street

13 WINDERMERE SOUTH

DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Thomsen Built, Kimberley Homes, Daytona Homes Master Builder LOCATION: 170th Street & Ellerslie Road

14 CHAPPELLE GARDENS

DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Homes, Daytona Homes Master Builder, Look Homes Master Builder, Homes By Avi, Maple Isle Homes, Brookfield Homes. LOCATION: South of Ellerslie Road & West of 141 Street.

15. ONE AT WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes LOCATION: Winderemere Blvd. West of 170 Street

southWEST

30 New home Guide | nov 23 - dec 21, 2012

communityprofile

Location, location, location

A new community in the heart of Edmonton’s newest action

f you’re looking for a community in the heart of Edmonton’s newest action, where shopping and restaurants meet recreational amenities and unmatched access to the entire city, then Glenridding is the place for you. Located south of Ellerslie Road and west of Rabbit Hill Road (156th Street) United Communities’ latest development is one of Edmonton’s newest family-oriented southwest communities, in the heart of Windermere.

“This community is really well located,” says United’s Marketing Manager, Donna Bygrave. “There’s shopping and recreation and restaurants and just about everything you need around Glenridding.” Everything includes The Currents shopping complex, with banks, a movie theatre, grocery stores, cafes (yes, including a Tim Hortons), a Wal-Mart and Canadian Tire. There are a number of schools and golf courses around, NOV 23 - DEC 21, 2012 | NEW HOME GUIDE 31

communityprofile

Everything includes The Currents shopping complex, with banks, a movie theatre, grocery stores, cafes (yes, including a Tim Hortons), a Wal-Mart and Canadian Tire including Jagare Ridge right across the street. And the new Terwillegar Community Rec Centre on 23rd Avenue is just down the road. “If you can’t find it in the community, South Edmonton Common is less than 10 minutes away,” exclaims Bygrave. Add that to the Henday being so close, and you can get anywhere from this community in good time. Not that you’d want to leave. The community will have two storm ponds, an urban village park, lots of walkways that connect the whole community and a significant amount of greenspaces, making it a perfect place to walk, wind down and relax with your family. The community is adorned with stunning entry walls at Glenridding gate with traffic circle to slow down traffic,

32 New home Guide | nov 23 - dec 21, 2012

and there will be a unique obelisk being installed at the entry to the storm pond, visible from the community’s entrance, to add some eye-candy to the community. Along with some eye-candy are homes fit for most budgets and needs. There are a number of single-family, front-attached homes, single-family rear-laned homes and duplexes (both front-attached and rear-laned) as well as walkout lots and lots in culs-de-sac. And thanks to the duplexes and homes with rear lanes, there will be what Bygrave calls, “some extraordinary streetscapes.” Of course, once you consider the architecture in the community – Arts & Crafts, Craftsman, Prairie and Tudor styles – that goes without saying. Many of the city’s top home builders are involved in the project. Glenridding’s single-family, front-attached homes are being built by Pacesetter, Home by Avi, Landmark and Parkwood. The single-family rear-laned homes feature Rohit, Pacesetter and Landmark. For the rear-laned duplexes, look for Rohit and Homes by Avi, and duplexes with front-attached garages look for Parkwood and Landmark. Home prices start at slightly more than $300,000 for duplexes and reach upwards of $600,000 for single-family homes.

Showhomes are complete and now open. The entry walls and landscaping are complete. All 15 showhomes are now open. Response to the Glenridding community has been enormous. Sales have been strong and buyers run across a gamut of demographics, from young couples buying their first homes to young families looking to move up. Empty nesters are also keen on this community, not only for the home types, but also to Glenridding’s easy access amenities. Says Bygrave: “We’re very excited about the community. And over and above the community itself, all the amenities you need are there and access around the city is amazing. We love the location of community and are very excited to see it come to fruition.” For more information about Glenridding, please contact the community’s home builders. You can also visit the community’s website later this month at glenridding.ca

Christmas Wreaths

Antlers Love these – natural, painted, silver foiled – such a great way to recycle

JuJu Don’t want traditional or craft? The Cameroon JuJu Hat is it!

Crayons! Wow – what a great idea. You can make it any colour you want – orange, blue, yellow – perfect for the kindergarten class or for your front door.

Cookie Cutter For the thrifty and crafty girl – very unique!

I’m making this an annual event so that you will always have the freshest and best creative ideas for your Holiday Season – some have made the cut from last year, others have been bumped. So, for 2012 here is my list of favorite Christmas Wreaths. Enjoy, and Happy Holidays everyone! 34

Thumbtacks

Recycle

Jewellery

This just had to make my list this year, I’ve seen these in brass and silver, but this one took my breath away!

Here we’ve taken an old wreath, removed the old and spruced it up with the new! Citrine green glass Christmas balls, ribbon and added some amazing flare with pheasant feathers – spectacular!

Defiinitely a glamorous look, got lots of costume jewellery around? This is absolutely stunning!

Marshmallows How amazing is this – such creativity out there – this won’t last long, but it is so textural and beautiful – being a neutral as well, you can embellish it with the ribbon that best enhances your space!

Driftwood This statement wreath is good all year round – just change up your accessories to better fit the time of year.

southWEST

38 New home Guide | nov 23 - dec 21, 2012

SOUTHWEST

Professionally Constructed Beautifully Designed

2012

F I N A L I S T

Kanvi Homes The Virani Residence BeST eSTATe home â&#x20AC;&#x201C; over $1 mILLIoN

MODERN LUXURY

SHOW HOME: 3903 Whitelaw Close In Windermere North CONTACT: Betty Semeniuk SHOWHOME PHONE: 780.439.9011 or 780.916.8597

www.kanvihomes.com

APR 16 - MAY 14, 2010 | NEW HOME BUYERS GUIDE 39

SOUTHWEST

So much nature to explore* *with two new playgrounds for twice the fun!

Homes from the low $300s

CreekwoodChappelle.com @LifeInCreekwood

40 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

LifeInCreekwood

Showhome Hours: Mon-Thurs, 2–8 pm Sat-Sun, 12–5 pm

28 Ave

Anthony Henday

30 Av

101 Street

10 ALLARD

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Homes, LOCATION: 111th Street & 30th Ave

6 15

QE II

DEVELOPER: Kimberley Communities BUILDERS: Kimberley Communities, Kimberley Homes LOCATION: South of Ellerslie Road just off 127 Street

50th St.

James Mowatt Tr.

9 RUTHERFORD ESTATES

Ellerslie Rd. (9th Ave.) 2

66 St.

Millwoods Rd.

23 Ave.

127 St.

91 St. Parsons Rd.

Calgary Trail South

Gateway Blvd.

111 St.

119 St.

30 Ave.

34 Ave.

11 RAVINES OF RICHFORD

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine

14 814

12 CALLAGHAN IN HERITAGE VALLEY

Township Road 510

DEVELOPER: MLC Group / JCA Financial BUILDERS: Landmark Communities, Sterling Squared, Simply Sterling, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW 3 min. to

Township Road 510

1 ELLERSLIE HEIGHTS

DEVELOPER: United Communities BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street DEVELOPER: Brookfield Residential BUILDERS: Mosaic by Brookfield Homes, Axio by Brookfield Homes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master Builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Look Homes LOCATION: James Mowatt Trail & Rutherford Rd.

6 WALKER LAKES NORTH

DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes, Crimson Cove Homes LOCATION: South of Ellerslie Rd. on 66 Street

7 THE FIELDS OF SUMMERSIDE DEVELOPER: Melcor Developments Ltd. BUILDERS: Bedrock Homes, Coventry Homes, Landmark Homes, Parkwood Master Builder, Daytona Homes Master Builder LOCATION: East on Ellerslie Road, South on 66 Street, to temporary access road on 19 Avenue SW

3 CALLAGHAN

DEVELOPER: Rohit Land Dev. BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

Beaumont

5 RUTHERFORD HEIGHTS

2 LAKE SUMMERSIDE

8 WALKER LAKES STATION

DEVELOPER: VIP Development Group of Companies BUILDERS: Open LOCATION: South Of Ellerslie Rd. between 66 Street & 75 Street

Beaumont area 13 ALLARD IN HERITAGE VALLEY

DEVELOPER: MLC Group / JCA Financial BUILDERS: Innovations by Jayman, Landmark Legacy, Rohit Communities, Jayman MasterBuilt, Sterling Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW

14 THE ORCHARDS AT ELLERSLIE

DEVELOPER:Brookfield Residential BUILDERS:Front attached Homes: Homes by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder SemiDetached:Axio by Brookfield Homes LOCATION:turn south off of Ellerslie on 91st Street, turn east on 25th Ave SW.

15 WALKER SUMMIT

DEVELOPER:United Communities BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street.

DEVELOPER: MLC Group / JCA Financial BUILDERS: Cameron Homes, Greenboro Homes, Sterling Homes, Pacesetter Homes, Landmark Communities, Lincolnberg Communities, Tamarack Park, Sterling Squared, Landmark Legacy LOCATION: South of Ellerslie Rd. on 66 St.

4 SUNSET VALLEY ESTATES



RR244

RR243

13 41st Ave. SW

south

34 Ave.

38 Ave.

39 Ave.

16 AURORA

DEVELOPER: Melcor Developments BUILDERS: Bedrock Homes Coventry Homes, Landmark Homes Parkwood Master Builder,Trend Homes Lincolnberg Master Builder LOCATION : Southeast Edmonton south of Ellerslie Road on 66th Street

17 ROYAL OAKS

DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION : South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs).

There’s No Place lIKe a

spray foam insulated

SUSTAINABLE FEATURES COME STANDARD

hoMe

SOUTH

FINAL PHASE NOW SELLING

CALLAGHAN DRIVE

Southwest Edmonton’s Most Desirable Community!

ST OR PO M W ND AT E

SEVEN OAKS

Monsignor Fee Otterson School

OR NT

Town Centre

IVE

BLACKMUD CREEK

I NN

GH LA

Single Family Homes | 780-993-9090

IV DR E

White Eagle Homes

MULTI FAMILY

Art Custom Homes

IN E

M HA

L CA

Close to all major amenities, including shopping, schools, and transportation. Final phase boasts lots backing onto park space, ample walking trails, ponds, and easy access to Blackmud Creek Ravine. Call one of our builders to learn what it means to Live Life Well.

NN IN GH

Single Family Homes | 780-456-5393

MULTI FAMILY CONNELLY WAY

MULTI FAMILY

PARK

D’Cor Homes Single Family Homes | 780-289-3636

Rohit Communities Townhome Condominiums | 780-862-1060

Final Phase

Showhomes Coming Spring 2013! Live Life Well. LiveInCallaghan.com

SOUTH

nov 23 - dec 21, 2012 | New home Guide 45

SOUTH

LaSt StaGe Now SeLLiNG Single Family Home with Garage in Mature Neighbourhood

$340’s from the

(including lot and GST)

• Last chance to own a home in one of the sought after established communities in south Edmonton • Easy access to Anthony Henday and minutes from recreation, shopping and services • Walk to school, parks and plagrounds • Beautiful treed boulevards, ponds and parks

Landmark Legacy 780.702.3121 Homes by aVi 780.410.1945

Check information about the builders, lots, community and area amenities. 46 New home Guide | nov 23 - dec 21, 2012

SOUTH

48 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

industryupdates - chba - alberta

New home warranty by Jim Rivait, CEO

Canadian Home Builders’ Association – Alberta

New home warranties have been in the

news this fall because the Alberta government is taking steps to ensure all buyers are protected when they take the big step of purchasing a new home. Legislation to require mandatory new home warranties was introduced in the Alberta Legislature on Oct. 25 by Municipal Affairs Minister Doug Griffiths. “While most homes in Alberta are built to stand the test of time, if things go wrong, homeowners will have stronger protection to get their homes repaired,” says Minister of Municipal Affairs Doug Griffiths. “Albertans should be reassured that the single largest purchase their family makes will be protected by one of the strongest warranty programs in the country.” Under the proposed legislation, all new homes – including condominiums – would be covered for one year on labour and materials, two years for defects related to delivery and distribution systems, five years of building envelope protection with the option to purchase additional years of coverage, and 10 years of warranty protection for major structural components. The estimated cost of a warranty for an average house would be $1,700 to $2,000, or less than one per cent of the price. The provincial government plans to have the system in place by next fall. Even though it will take some time to get all of the details ironed out and the legislation put into force, the good news for consumers is that members of the Canadian Home Builders’ Association – Alberta have offered their customers warranty protection for decades. 50 New home Guide | nov 23 - dec 21, 2012

Alberta builders led the nation in 1974 by introducing the New Home Certification Program of Alberta, now the Alberta New Home Warranty Program. Other warranty providers also offer coverage in Alberta, including Blanket Home Warranty, National Home Warranty Group and Progressive New Home Warranty. A report prepared for the Canadian Home Warranty Council in 2010 stated that more than 125,000 Alberta homes constructed by 650 builders were covered under warranties. The Alberta government estimates that about 80 per cent new homes built now have warranty. That still leaves a substantial number of homebuyers without warranty protection. Consumers should consider whether they are comfortable spending hundreds of thousands of dollars without the kind of coverage they would insist on receiving when buying a new car or even a smartphone. People planning to build their own home would not be required to obtain warranty protection under the proposed Alberta legislation. But there is a catch. If they decide to sell their house they will be required to arrange coverage for the remaining balance of the warranty period. Adding warranty protection after a home is built and occupied would be difficult because the warranty provider would not have worked with the builder during construction to ensure standards are met. CHBA – Alberta members must demonstrate knowledge, commitment and discipline to be approved by the Alberta New Home Warranty Program and an annual review includes checks on customer satisfaction. Mediation, conciliation and arbitration services are available to solve any dispute that may arise. Warranty providers also help buyers keep their home in tip-top shape for years to come by offering comprehensive guides on how to maintain the many materials and systems used in construction – from the basement to the roof, plus everything in between. Of course warranty protection is a backstop in cases where an issue cannot be resolved through discussions between the buyer and builder. CHBA – Alberta members have years of experience both building new homes and ensuring their customers are happy with their purchase. In the period until all builders are required to meet the same standards of warranty protection, buyers should ensure they understand what coverage they will enjoy after they take possession of their new home.

45 St.

•P opulation: 17,000 and growing “Small city” living within minutes of “Big city” amenities.

44 St.

50 St.

3 Calmar

AREA INFO • Located: 20 km south of Edmonton on Hwy 2

Telford Lake

• Grocery: Variety of shopping.

Rollyview Rd.

Hi gh wa y2 A

8 2

To Calgary

42 St.

QE II

•S chools: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

C.W. Gaetz Drive

Black Gold Dr.

Coady Blvd.

42 Ave.

St. 50

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

To Wetaskiwin

1 MEADOWVIEW PARK

DEVELOPER: Qualico Communities BUILDERS: Stardust Homes, Open LOCATION: Coady Blvd. & McDowell Wynd, South of Rollyview Rd.

6 ASPEN CREEK

DEVELOPER: Maclab Enterprises BUILDERS: Barr Canna Homes, Moduline Homes LOCATION: Suntree Promenade & Aspen Creek Way

2 TRIBUTE

DEVELOPER: Qualico Communities BUILDERS: Greenboro Homes, Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

4 Windrose

DEVELOPER: Maclab Enterprises BUILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

•M edical Facilities: Full Service Community Hospital and Full Ambulance Service. •P arks & Pathways: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

7 WEST HAVEN PARk

DEVELOPER: Melcor Developments Ltd. BUILDERS: Encore Master Builder Santos Construction Ltd., Homexx Corporation LOCATION: West on 50th Ave, South on West Haven Boulevard

3 BRIDGEPORT

DEVELOPER: Melcor Developments Ltd. BUILDERS: Santos Construction Ltd., Encore Master Builder, McLean & McLean Custom Homes Ltd., Western Living Homes LOCATION: Take 50 Ave,turn right on Bridgeport Crossing

• Recreational Facilities: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

leduc

Highway 39 To Calmar

8 SOUTHFORK

DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

9 ROBINSON DEVELOPER: Beaverbrook

Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Western Living Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive

THE CITY OF LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

“A great place to call home!”

For more information contact The City of Leduc at 780-980-7177

5 SUNTREE

DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

The grass will be greener, just like your wallet. 51

marke t mar t s with

Jim Malner

It is never a “bad” time to buy real estate. Some times are just better than others as some opportunities are better than others. If you are looking for your first home then certainly “the earliest date possible” is the right time to buy. The reason is real estate creates wealth and therefore is beloved by those seeking financial security.

While economic windfalls or turmoil may swirl around you, owning a home is the most predictable path to increasing wealth through “equity creation” and “capital appreciation” due to economic growth and inflation. Over time, it’s difficult to lose on real estate purchased for your residential use. The forced savings effect of standard mortgages and 200+ years of economic data show that owning your home is still the best investment you can make in yourself and your future. While economic windfalls or turmoil may swirl around you, owning a home is the most predictable path to increasing wealth through “equity creation” and “capital appreciation” due to economic growth and inflation. As we approach the end of 2012, assuming that Mayan calendar fiasco doesn’t unfold as predicted, it’s time to look into the crystal ball and see what 2013 holds for new homes in the Alberta market and more specifically the major cities. Perhaps a place to start is with the news of the day which drives public opinion and therefore buyer behavior. Currently, there’s a lot of negative news in national media about the integrity of home and condo prices and some pretty “dark” commentary on price corrections (collapses) that may occur due to high household debt, a possible second recession due to the mess in Europe, The US fiscal cliff, the impact of a global slowdown on commodity prices and now, more Arab – Israeli conflict. Wow, with all that going on maybe those Mayans were onto something with just blowing the whole thing up and starting over. While these events will shape a great deal of economic reality in 2013 and provide some headwinds for Alberta’s economy, forecasts are for a real estate market only slightly slower than 2012. For 2012 most metrics that determine the health of the new home sector outperformed forecasts. According to CMHC, Alberta will see an increase in housing starts of about 23% over 2011 to a very 52 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

Time To Look Into The Crystal Ball - 2013

robust 31,800. For 2013 activity levels are expected to level, increasing just 1.2% to 32,200. Single family starts are projected to rise in 2012 by 15% to 17,600 units over 2011. 2013 sees these values move up a further 5% to 18,400 units with an increased bias toward move up housing and modest price growth. Multi-family starts have increased a staggering 35% in 2012 to 14,200 units. This rate of growth will slow in 2013 to 13,800 units while inventory gets absorbed. What’s most important if you’re looking to purchase in 2013 is that balanced market conditions are expected, which means only modest price increases of about 2%. What makes this even more compelling is the affordability of housing in Alberta. It’s in harmony with historical norms at approximately 30% of average household income. When this is compared with Toronto at 53% and Vancouver at almost 70%, housing in Alberta, be it Edmonton or even the slightly higher priced Calgary, looks like a steal. So 2013 still appears to be a great time to buy, all things considered. What will you buy? Well, that depends on you and your situation. There are excellent opportunities in Alberta’s multi-family market as an abundance of inventory has to find buyers. The Royal Bank has pegged Alberta as the #1 performing economy in Canada for 2013 and still with some of the most affordable housing. So, the sooner you buy, the sooner you get the time value of money and equity growth working for you. As history has shown, that’s the most predictable way to a better financial future – and let’s hope the Mayans were wrong on the time and date when making a smart real estate decision simply doesn’t matter. Follow CSG on Facebook or Twitter for regular real estate opportunities and updates. All of Jim’s columns are posted on CSG’s blog at marketsmarts.net.

Jim Malner is President of Consumer Strategies Group (CSG), Alberta’s longest serving, professional, real estate marketing consultancy with offices in Edmonton, Calgary and Vancouver.

LEDUC

Leducâ&#x20AC;&#x2122;s Future Police Department Contact our award winning builders to PURCHASE your home TODAY at LiveinRobinson.ca Single Family Homes from the 340`s | Front Drive Duplex Homes from the 270`s Lane Access Duplex Homes from the 280`s | Townhomes from the 310`s

Rollyview Rd.

C.W. Gaetz Rd.

LRC tion

Leduc LRC Recreation Centre Hi

wa y2

Rollyview Rd.

C.W. Gaetz Rd.

Highway 2

Black Gold Dr.

LiveInRobinson.ca

legaladvice

The total costs of buying a home

ROSELLINA GIARDINO is an Edmonton lawyer practicing in the area of residential real estate. She may be contacted at 780.473.7779 or rg@giardinolaw.com

by ROSELLINA GIARDINO IF IT IS YOUR FIRST TIME BUYING A HOME, you may not know

that there are other costs involved besides the purchase price. In order to be properly prepared, you should understand what is included in the total purchase price shown on your Purchase Agreement, and what other costs you will be responsible for. The Purchase Price is the agreed upon price of your new home set out in your Purchase Agreement. Here is a list of some costs you may be required to pay in addition to the Purchase Price when you are buying a newly constructed home: EXTRAS/UPGRADES If the Builder has agreed to provide any upgrades, the cost of the upgrades is usually set out in a separate agreement and must be paid for in full when you request the upgrades. If they are not paid for when you request them, then the cost of the upgrades will be paid for on the Closing Date. GST is payable on the upgrades. Be sure to notify your mortgage lender of any upgrades agreed to. GOODS AND SERVICES TAX (GST) Is payable on the construction or purchase of a newly constructed home. You may be able recover some of the GST paid for the new home through the federal government’s GST New Housing Rebate. Usually, the total Purchase Price indicated on your Purchase Agreement will include the net GST – that is, your base purchase price, plus the full GST payable, less an amount equivalent to any applicable GST rebate. If you receive a credit for the GST New Housing Rebate on your Purchase Price, you will have to assign the GST New Housing Rebate to your Builder. This means your Builder will apply for the Rebate and you will not be able to. On the other hand, your Purchase Agreement may say you have to pay the GST in addition to the total Purchase Price shown on the Purchase Agreement. If you do not qualify for the GST New Housing Rebate, you must pay the full GST payable to your Builder, even if the Purchase Price indicated on the Purchase Agreement shows a credit for the Rebate. LANDSCAPING DEPOSITS Sometimes, in order to ensure that the landscaping to your new home is completed properly and in a timely manner, you will be required to pay a deposit to your Builder, which you will receive back once the landscaping is properly completed. PROPERTY TAX ADJUSTMENT If the Builder has already paid the municipal property taxes to the municipality, you may have to pay your Builder your share of the property taxes for the part of the year in which you are the owner of the property.

SUPPLEMENTARY TAX ASSESSMENT Sometimes, the municipality will issue an additional tax levy after your home is completed. Depending on your Purchase Agreement with the Builder, you will be responsible for the supplementary tax levy. CONDO FEE ADJUSTMENT If you are buying a condo, you may have to pay the Builder for your share of the condo fees if the Builder has paid them in advance for the month. LEGAL COSTS THE LEGAL costs involved in having a lawyer complete the purchase for you. CONSTRUCTION DRAW MORTGAGES If you are paying portions of the purchase price at certain stages of construction, you may pay interest on the funds that are advanced. Your builder may sometimes cover the interest cost. You may also have to pay an inspection fee at each draw. MORTGAGE FEES There may be fees payable to your mortgage lender, such as appraisal and inspection fees, insured mortgage fees, administration fees, title insurance fees and property tax holdback amounts. It is important to read all the documents that you sign as they will disclose fees that you will be required to pay. I often have clients who believe that they did not agree to pay a landscaping fee or an administration fee, however they signed an agreement saying they would. Your Builder, Lawyer and Mortgage Representative can give you a good estimate of the costs involved in the purchase of your new home. Don’t be shy to ask.

This article is provided for general information purposes only and does not constitute legal or other professional advice. You are advised to contact a lawyer, your builder, or your warranty program regarding any specific issues. 54 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

LEDUC

You shouldn’t have to sacrifice livability for affordability. Good thing West Haven Park is now on the map. We planned our community with tree-lined streets, playgrounds, fountains and walking paths—and just enough room for your family’s home. Visit our showhomes at Black Gold Drive & West Haven Drive

Integrity in real estate since 1923 55

EDMONTON’S MOST COMPREHENSIVE “BUILDER AND DEVELOPER GUIDE” GET TO KNOW EDMONTON’S DEVELOPERS AND BUILDERS ONE STORY AT A TIME

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42 New home Guide | nov 56 oct 26 23 - nov dec 21, 23, 2012

• Population: Approx 12,500 • Located: 2 miles South of Edmonton on 50th street. •S chools: 5 Schools from Kindergarten to Grade 12. French Immersion offered in all. • Grocery: Sobeys, Extra Foods • Recreational Facilities: Beaumont Regional Activities Centre and numerous outdoor facilities. •M edical Facilities: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance. •P arks & Pathways: Approximately 170 acres of parkland & km of inter-connected walkways. •17 Minutes to the Airport

Come visit us and discover why

beaumont

AREA INFO

“Life is Better in Beaumont” for more information call 780-929-8782

or visit our website at town.beaumont.ab.ca

DEVELOPER: ARW Development Corp. BUILDERS: Montorio Homes, Etiquette Homes LOCATION: 50 St. & Coloniale Way

2 GOUDREAU TERRACE

DEVELOPER: Qualico Communities BUILDERS: Landmark Homes, Open LOCATION: 50th Avenue & 62nd Street

3 Beaumont Lakes

DEVELOPER: ROJAB Developments Limited BUILDERS: Royer Homes, Open LOCATION: south of 44th ave and 45th Street

4 Four Seasons Estates

DEVELOPER: Four Seasons Estates BUILDERS: Darren’s Homes, Coventry Homes, Royer Homes, Fairview Homes, Open LOCATION: Hwy. 625 & north on 60 St.

5 Montalet

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Landmark Homes, Landmark Communities, Homes by Avi, Pacesetter Homes LOCATION: West of 50 St at Rue Montalet

6 Eaglemont Heights

DEVELOPER: Eaglemont Corporation BUILDERS: Fairview Homes, Royer Homes, Dominion Custom Homes, Mel Shaw Developments, WestView Builders, Manhattan Homes, Breffni Construction, JDL Homes LOCATION: 50 Avenue & 60 Street

7 Place Chaleureuse

DEVELOPER: Mandalay Developments BUILDERS: Royer Homes, Orca Homes, Goldenwood Homes, Davies & Company, Landmark Communities LOCATION: 50 Street & Blvd. Soleil

8 TRIOMPHE ESTATES

DEVELOPER: S&D Group Development Ltd BUILDERS: Abington Homes, Ashton Homes, Royer Homes, Open LOCATION: 44 Ave. just off 44 St.

9 Dansereau Meadows

Developer: United Communities Builders: Caliber Master Builder, Landmark Homes, Landmark Communities, Homes by Avi, Pacesetter Homes Hwy 625 Location: West on 50th Street at Rue Montalet (follow the signs) 101 Street

1 Coloniale Estates

10 RUISSEAU

DEVELOPER: Qualico Communities BUILDERS: Look Homes Master Builder. LOCATION: It is located on the south side of 50th ave at about 66st.

11 Royal oaks

DEVELOPER: Cancom Development BUILDERS: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: From Beaumont: West on Township Road 510 to East Vistas Blvd. (follow signs) From Edmonton: South on 101 St. to Township Road 510, east on Township Road 510 to East Vistas Blvd. (follow signs)

BEAUMONT

58 New home Guide | nov 23 - dec 21, 2012

BEAUMONT

FREE GOLF

AT COLONIALE WITH NEW HOME PURCHASE*

A master planned family community • A striking community nestled around our ‘championship’ Coloniale Golf Course • Enjoy a friendly small town family lifestyle - with big city proximity • Master planned living with parks, shops, schools (offering French Immersion)

• Quality control through architectural guidelines to protect your investment • Less than 15 minutes from the Edmonton International Airport

V I S I T O U R S H O W H O M E S TO DAY

Showhomes Open Weekdays 3pm to 8pm Weekends 12pm to 5pm, Closed Fridays

50 Street

Ellerslie Rd

Coloniale Way

d ade Blv

d ouchar

Rue Blanchard

BEAUMONT

Promen

Rue B

Show Homes

ETIQUETTE HOMES MONTORIO HOMES

780-951-7992 780.476.7070

*Ask your builder for terms and details regarding free golf.

59 NEW HOME BUYERS GUIDE | APR 16 - MAY 14, 2010

NOV 23 - DEC 21, 2012 | NEW HOME GUIDE 59

infrastructure

City continues building great neighbourhoods in 2012 Reconstruction began in six neighbourhoods; work completed in Parkallen, West Jasper Place

The City of Edmonton is wrapping up neighbourhood reconstruction in 2012 with two neighbourhoods rebuilt, seven under construction and various Drainage Renewal, Neighbourhood Renewal and Great Neighbourhoods projects completed. The City will invest $201 million in 2012 to renew and replace neighbourhood infrastructure and to enhance community connections and overall neighbourhood livability in 74 neighbourhoods across Edmonton. This investment contributes to the City’s long-term Building Great Neighbourhoods initiative. Building Great Neighbourhoods coordinates three city programs: » Drainage Neighbourhood Renewal (Financial Services & Utilities) » Neighbourhood Renewal (Transportation Services) » Great Neighbourhoods Capital Program (Community Services) In 2012 reconstruction of Parkallen and West Jasper Place was completed, reconstruction of Capilano continued, and reconstruction in Canora, Dovercourt, King Edward Park, Terrace Heights, Windsor Park and Woodcroft got underway as a result of these programs. Go with the flow The Drainage Neighbourhood Renewal Program is investing $32 million in Edmonton neighbourhoods in 2012 to renew and replace deteriorated drainage infrastructure in neighbourhoods, prior to pavement and sidewalk reconstruction. 60 New home Guide | nov 23 - dec 21, 2012

“Coordinating drainage work ahead of roadwork and other projects ensures that our projects get done costeffectively, on budget and on schedule, with as little disruption to residents as possible,” says John Cairns, program manager for sewer rehabilitation. In addition to work in reconstructed neighbourhoods, Drainage Neighbourhood Renewal renewed sewer pipes in 19 neighbourhoods and conducted sewer inspections in communities scheduled for reconstruction in 2013 and 2014, working closely with utilities such as EPCOR and ATCO Gas. Get on the move The Neighbourhood Renewal Program is investing $153 million in neighbourhoods this year, which includes renewal and replacement of streets, sidewalks, curbs, gutters and streetlights. “Neighbourhood Renewal doesn’t just improve transportation infrastructure,” says Adam Laughlin, director of Neighbourhood Renewal. “It improves and maintains quality of life and the way we move within our communities.” In addition to neighbourhood reconstruction, Neighbourhood Renewal completed: » Overlay in eight neighbourhoods » Microsurfacing in two neighbourhoods » Renewal of 18 km of collector roads under the Collector Renewal Program » A lley light and streetlight LED and pole upgrades in 33 neighbourhoods » One alley reconstruction (under 50-50 cost-share pilot) Growing community The Great Neighbourhoods Capital Program engages neighbourhoods to align City investments, such as shared use pathways, with community goals. “Our goal is to enhance the livability and community connectivity of Edmonton’s neighbourhoods,” says Stephane Labonne, director of Great Neighbourhoods. “Replacing roads, curbs, sidewalks and streetlights and repairing and maintaining the sewer system adds to Edmonton’s overall livability.” In 2012, the Great Neighbourhoods Capital Program is investing $16 million in 12 neighbourhoods. This includes reconstruction efforts in older neighbourhoods and major projects like the 108 Street streetscape and revitalization efforts along 118 Avenue. The City thanks neighbourhood residents and motorists travelling through neighbourhoods under reconstruction for their patience. edmonton.ca

southeast

1 MAPLERIDGE & OAKRIDGE COMMUNITIES

4 LAUREL

2 SPRINGSIDE IN THE MEADOWS

5 LAUREL CROSSING

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes LOCATION: 23 Avenue & 32nd Street

3 TAMARACK

DEVELOPER: Dundee Developments BUILDERS: Landmark Homes, Lincolnberg Homes, Homes by AVI, JDL Homes, Landmark Legacy Homes, Landmark Communities, Coventry Homes LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

DEVELOPER: Dundee Developments BUILDERS: Coventry Homes, Greenboro Homes, Landmark Homes, Homes by AVI, Landmark Legacy Homes, Lincolnberg Homes, Landmark Communities LOCATION: South of 23 Avenue and East of 34 Street DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Sterling Squared, Bedrock Homes SHOWHOMES ARE NOW OPEN LOCATION:34 Street & 16A Avenue

6 MAPLE CREST

DEVELOPER: Dundee Developments BUILDERS: Homes by Avi, Coventry Homes, Greenboro Homes, Landmark Homes, Landmark Legacy, Lincolnberg Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street

7 WILLOW HAVEN

DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

8 TAMARACK COMMON

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder SHOWHOMES COMING SOON LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery

SOUTHEAST

11 New Show Homes Now Open

Live In A Natural Playground w w w. l i v e m a p l e c r e s t . c o m Another Family Community by 62 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

SOUTHEAST

A Quiet Natural Haven

Maple Crest, Dundee Developments’ new family community, at the corner or 8th Street and Maple Road (38th Avenue), is a spectacular “natural” playground. Nestled among towering trees and rolling terrain are handsomely appointed homes, parks and walking paths that ensure comfortable healthy living. The Fulton wetlands in the community’s northwest corner, is a 75 acre lake and wildlife reserve, that’s being upgraded with walking paths, bridges and relaxation areas. Fulton Creek winds through the community and is bordered by tree lined ravine trails. The wetlands’ beauty complements an array of superb lifestyle amenities. These include oversized urban parks, playgrounds, and a winding path system that connects with Edmonton’s world famous trail network.

Coming Soon – Stage 2 Home Sites Maple Crest will soon release a collection of brand NEW duplexes in Stage 2. These efficient homes offer a superb location, adjacent the natural reserve, and many of them back onto an oversized green corridor. Visit the website for builder information in December 2012.

For information on this spectacular NEW lifestyle community, view 11 master crafted show homes featuring Edmonton’s most popular designs, features and stylings. Register for information, updates, and for show home information and directions at www.livemaplecrest.ca.

Participating Builders In Southeast Edmonton

Laned Homes

From The $390’s

From The $320’s

From The $290’s

- Coventry Homes - Landmark Homes - Greenboro Homes

- Homes By AVI - Landmark Legacy

- Lincolnberg Communities - Greenboro Communities

Duplex Homes

Maple Road (Was 38th Ave)

8th Street

Attached Garage Homes

17th Street

Fulton Marsh

Anthony Henday Drive

Whitemud Drive

NOV 23 - DEC 21, 2012 | NEW HOME GUIDE 63

southeast

T W

Slide Over

ha sn â&#x20AC;&#x153;t pa th bu ga

To Our Place

Fresh air, fluffy snow and sunshine are sure to put a smile on your face as you fly down the slopes of our central park. Laurelâ&#x20AC;&#x2122;s spectacular 11 acre park, playground, lake and walking trails let active families enjoy more outdoor fun together, regardless of the season.

N R

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V 64

Tobogganing, A Hit With Families Laurel was created so families could have more fun. With all the recent snow that means hitting the slope “toboggan style” of the community park. After school and on weekends these hills come alive with families, bundled in their warmest winter garb, blasting through the snow.

NEW Home Sites Just Released For Christmas Finding the ideal homesite for your new home has never been easier. Laurel just released 41 move up family and 21 laned home sites in Stage 4. If you’re looking for affordability, new duplex home sites have just been released also, and many back directly onto a large green space and school site.

As southeast Edmonton’s premium lifestyle community, Laurel is only minutes from four shopping centres, the Millwoods Recreation Centre, Millwoods Golf Course and the Grey Nuns Hospital. Plus, at least six schools are close by.

Slide over to Laurel’s 13 show homes today and experience for yourself how attainable new home living can be in this spectacular family community.

For comprehensive community or builder information visit

www.livelaurel.com

Visit www.livelaurel.ca for community information, show home details and driving maps.

FORT SASKATCHEWAN YOUR BUILDER FOR CUSTOM HOMES, FARMS & ACREAGES OVER 42 YEARS OF “SOLID VALUE” CONSTRUCTION NEW SHOWHOME OPENING SOON IN SOUTHFORT ESTATES

S I N C E

1 9 6 9

MASTER BUILDER

BETTER IDEAS... BETTER BUILT • 1 YEAR SERVICE WARRANTY • ALBERTA NEW HOME WARRANTY • 1484 Sq. Ft. Walk Out Bungalow in Westpark - January possession • Walk Out Lot In Forest Ridge - Will Build To Suit • New 1/3 Acre Lots - Now Selling In Southfort Estates Find Us On Facebook!

www.concepthomes.ca

CALL Margot Paull 780-231-6546

Suzy always wanted to be a homemaker

Get the hands-on training you need to get into the trades. Our industry-recognized programs are delivered in a supportive learning environment so that you can start to build your future now. Visit us at

womenbuildingfutures.com

66 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

• POPULATION: Over 18,653 • LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close. • SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School. • GROCERY: Sobey’s Station Square, Canada Safeway, No Frills. • RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio. • MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics. • PARKS & PATHWAYS: 360 hectares of park/ recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

1 WESTPARK

DEVELOPER: Landrex Developers BUILDERS: Landmark Homes, Beattie Homes, ReidBuilt Homes, Stoneridge Homes, Concept Homes, Daytona Homes Master Builder LOCATION: West side of Hwy. 21 between Westpark Blvd along Westpark Drive

2 SOUTHPOINTE

DEVELOPER: MLC Group/Cathton Holdings BUILDERS: Landmark Communities, Tristate Signature Homes, Active Homes, Impact Homes, IRONCO Master Builder, Integra Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street

3 SOUTHFORT RIDGE

DEVELOPER: Strata Developments BUILDERS: Greenboro Homes, Coventry Homes, Rundle Homes, CMK Homes, Anez Homes, DaVinci Developments LOCATION: Southfort Blvd & Ridgeland Way

4 SOUTHFORT MEADOWS

DEVELOPER: Strata Developments BUILDERS: Homexx Homes, Landover Homes, Rayborne Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive

5 SOUTHFORT ESTATES

DEVELOPER: Strata Developments BUILDERS: Concept Homes, Homexx Homes, Landover Homes, Rundle Homes, Open LOCATION: Southfort Drive & Greenfield Way

6 FOREST RIDGE IN WEST PARK

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Sterling Squared, Pacesetter Homes, Homes by Santos, Open LOCATION: Westpark Drive & Cranberry Bend

A quiet, friendly, family oriented community.

7 WEST WOODLANDS

“Life is good here!”

DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open. LOCATION: 55 St. & Sunset cres. Bruderheim

For more information contact Jasmine Zebic 780-992-6408

8 SIENNA

DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder, Sterling Homes, Sterling Squared, Rohit Communities, Open LOCATION: South on 94 Street to Sienna Gate

or visit our website at www.fortsask.ca or email: jzebic@fortsask.ca

NOW OPEN! 168 Durrand Bend Fort Saskatchewan

IMMEDIATE POSSESSION AVAILABLE ON SEVERAL HOMES CALL OR EMAIL FOR MORE INFO

CALL 780.992.4937

email: info@impacthomes.ca

fort saskatchewan

AREA INFO

NEW ARIA SHOWHOME

Standard 10 year Structural Integrity

FORT SASKATCHEWAN Y

THE PLACE FORT TO BE FOR SASKATCHEWAN EVERYONE... COME BUILD ★ ★ YOUR FUTURE WITH US ★ STRATA DEVELOPMENTS 15

TD OR

T OR HF . UT D SO BLV

F TH

780.481.4375 www.STRATADEVELOPMENTS.ca

For lot information call Andrew. 780.822.0086 THE ESTATES THE MEADOWS LOTS 1/3 Acre & Up! BRAND NEW

NEW SHOWHOMES NOW OPEN! See new and unique designs in New Home construction, all in one community. THE RIDGE

THE MEADOWS

THE ESTATES

Purchase lot privately and choose your own builder!

The perfect place for your growing family!

Brand New Show Homes From:

Homexx Homes 780-733-7924 Landover Homes 780-416-9122 Rayborne Homes 780-998-9245 Stoneridge Homes 780-997-0525

Concept Homes Homexx Homes Landover Homes Rundle Homes

THE RIDGE

Builders Group:

New single family and duplex houses from:

CMK Homes, Anez Homes, DaVinci Developments, Rundle Homes & More!

68 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

NOW PRESELLING INTO HARVEST RIDGE STAGE 12C & 13 AND SOUTHFORT MEADOWS

FORT SASKATCHEWAN

Show Home Locations The Elements of Erin Ridge North 10 Executive Way North, St Albert 780-733-7920 Harvest Ridge – Single Family 188 Harvest Ridge Dr., Spruce Grove 780-733-7922 Harvest Ridge – Rear Parking Lane 11 Hewitt Circle, Spruce Grove 780-733-7923 North Ridge 133 Northridge Dr., St. Albert 780-733-7921 Southfort Estates 9 Greenﬁeld Bend, Fort Saskatchewan 780-733-7924 Southfort Meadows 404 Meadowview Drive North Fort Saskatchewan Spruce Ridge Gardens Under construction Spruce Grove West Haven Park 2 New Showhomes Opening 2013 Leduc Showhome Hours: Mon-Thur 3-8pm, Weekends & Holidays: 12-5pm Ofﬁce: 780.489.3028 sales@homexx.ca

HOMEXX.CA

To Fort Saskatchewan

66 St.

144 Av e.

a M 44 1

ve. 137 A

137 Ave.

129 Ave.

118 Ave.

1 St.

34 St. 151 Ave.

. Ave

Yel low ermitage hea dT rail H

82 St.

132 Ave.

Fo rt Rd .

97 St.

. Ave 153

nn ing Fwy .

167 Ave.

20 St.

167 Ave.

Tr. Victoria

50 St.

Hoo ke Rd

1 Lakeview

4 Brintnell

2 CENTRAL PARK AT CLAREVIEW CAMPUS

5 village at schonsee

Developer: Genstar Development Co. Builders: Landmark Legacy, Park Royal Homes, Landmark Homes Location: 175 Avenue at 87 Street

Developer: Alldritt Development Ltd. Builder: Alldritt Homes Location: 144 Avenue & 36 Street

3 McCONACHIE LANDING

DEVELOPER: MLC Group/Cameron Communities BUILDERS: Lenaco Homes, Cameron Homes, Reid Built Homes LOCATION: North of 167 Avenue & East of 50th Street

northeast

Bon Accord Gibbons

Developer: Qualico Communities Builders: Pacesetter Homes, Daytona Homes Master Builder Location: 163 Avenue & 41 Street

Developer: Bedrock Homes Builder: Bedrock Homes Location: 5495 & 5497 Schonsee Drive

6 McCONACHIE

Developer: Walton Development and Managment L.P Builders: Jayman MasterBuilt, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group Location: 167 Avenue and McConachie Way

You won’t want to leave our showhomes.

Especially with two new models to wow you! Now, there are two more reasons to “make yourself at home” in Lakeview. We’ve just opened new showhomes by Daytona Homes and Landmark Legacy.

northeast

Outdoorsy, natural, family-focused. You’ll not only love our showhomes, you’ll absolutely go wild over this popular, family-oriented community. True to its name, Lakeview features three picturesque storm water lakes including Klarvatten Lake and Poplar Lake. The lakes support a rich mosaic of wildlife including many different species of birds and waterfowl. Recreational facilities, churches, schools and shopping are within easy reach of the community and residents are just ten minutes from the downtown area. With low interest rates, excellent builders and great selection of lots, there has never been a better time to make your move to the family friendly community of Lakeview. This is your last opportunity to buy in Lakeview, with single family homes starting in the low $400’s and side-by-side homes starting from $290’s. Grande Design townhomes are priced from $269,900 and Park Homes Georgian style townhomes start at $279,900. Contact our showhome builders today! Visit Showhomes by: Daytona Homes 780.761.2217 Landmark Homes 780.457.6507 Landmark Legacy 780.701.3084 Park Royal Homes 780.758.3811 or call: Grande Design 780.459.2522 Park Homes 780.472.7544

t. 87 S

Klarvatten Road

82 Street

84 St.

85 St.

180 Avenue

Poplar Lake

173 Avenue

780.484.4366 • genstar.com 73

buyingyourfirsthome

Pinpointing the perfect location for your new home by WAYNE KARL EVER NOTICE HOW MANY DEVELOPERS

boast that their new community is “just minutes from shopping, schools and all the amenities!”? And that “Everything you need is right at your doorstep”? This is not just marketing gimmickry at work. These factors really matter, as such attractions are critical in determining a development’s appeal to buyers – for lifestyle and comfort while living there, as well as resale potential down the road. However, one of those factors carries a little more weight than the others: proximity to infrastructure. The federal and provincial governments have been spending billions on infrastructure improvements over the last few years to upgrade highways, transit systems, airports and other services such as health care. For housing developments, this means more and better access. In such cases, it’s no exaggeration to say the infrastructure developments have allowed new communities to literally sprout up along the way. Numerous studies throughout North America and elsewhere show that proximity

to mass transit and highways has the most significant impact on property values, since it improves residents’ accessibility to a city’s central business district and other areas with employment opportunities. The greatest benefit, according to Vancouverbased Cutting Edge Research Inc., is for properties located within 500 metres of stations along new transit lines. Value enhancements can be 10 to 20 per cent higher for homes within this distance than those outside it. “Distance is now measured in minutes, not kilometres,” says Don Campbell, president of Cutting Edge, summarizing a principle that homebuyers anywhere can follow: as people increasingly factor commuting times into their buying decisions, proximity to transportation is a top determining factor for both convenience and resale value. While you’re out there shopping for your new home or condo, take a look around and see how close you are to the nearest highway or transit line. Then follow the tracks to those housing projects and communities – and your new home – that will make a sound buying decision. C O N T I N U E D O N PA G E 7 6 . . .

74 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

northeast

nov 23 - dec 21, 2012 | New home Guide 75

buyingyourfirsthome -

CONTINUED

KEY POINTS TO CONSIDER » Do you want to live in a city, a town or in the country? » Where do you work, and how easy will it be to get there and at what are the commuting costs?

» If you have or plan to have children, where will they go to school and how will they get there? » Do you want safe walking areas, recreational facilities or other amenities such as shopping nearby?

12 QUESTIONS TO ASK BEFORE YOU BUY Consider the following checklist of questions, from Vancouver-based real estate research and consulting firm Cutting Edge Research Inc., for analyzing the potential of an area. The more “yes” answers you get, the better the location. 01 Is the area’s average income increasing faster than the provincial average? 02 Is the area’s population growing faster than the provincial average? 03 Is the area creating jobs faster than the provincial average? 04 Does the area have more than one major employer? 05 Will the area beneﬁt from an economic or real estate ripple eﬀect?

76 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

06 Has the political leadership created an economic growth atmosphere? 07 Is the Economic Development Oﬃce progressive and helpful? 08 Is the area’s infrastructure being built to handle the expected growth? 09 Are there any major transportation improvements in the works? 10 Is the area attractive to Baby Boomers’ lifestyle? 11 Is there a short-term problem occurring that is likely to disappear in the future? 12 Is there a noted increase in labour and materials costs in the area? SOURCE Cutting Edge Research Inc.

rT ra

170 St.

112 St.

132 Ave. 127 Ave.

1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 CASTLEBROOK

DEVELOPER: Canterra Developments Corp. BUILDERS: Open, Urbanity Homes LOCATION: 110 St. & 176 Ave.

3 HAWKS RIDGE AT BIG LAKE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

Kin gs wa yA ve. 111 Ave.

109 St.

124 St.

Groat Rd.

142 St.

149 St.

118 Ave.

To Spruce Grove & Stony Plain

7 MORNINGSIDE

DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

8 TUSCANY HILLS & UPPER TUSCANY

Yellowhead Trail

156 St.

184 St.

Anthony Henday Dr.

135 St.

137 Ave. il Tra ert Alb St.

162 Ave. 153 Ave. 121 St.

5 12

97 St.

sie

113A St.

167 Ave. 127 St.

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, SHOWHOMES NOW OPEN LOCATION: North of 167 Avenue & East of 127th Street

195 Ave. 176 Ave. 1 10 2 171 Ave.

139 St.

An th on yH en da yD r.

215 St. (Winterburn Rd.) Ray Gibbon Dr.

Hwy 44

To St. Albert

northwest

6 NEWCASTLE 8

4 VILLAGE AT GRIESBACH

DEVELOPER: Canada Lands BUILDERS: Homes by AVI, Dream Homes by Krisner, Coventry Homes, Landmark Legacy Homes, Greenboro Homes, Pacesetter Homes, Abbey Lane Homes, Christenson Developments LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

5 TRUMPETER BY BIG LAKE

DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Rohit Communities, Homes by Avi. Townhomes- Rohit Communities. LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

DEVELOPER: United Communities BUILDERS: Pompei Homes, Aacropolis Homes, Signature Homes by Parkwood LOCATION: North corner of 127th Street & 195 Avenue

9 PALISADES

DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street

10 LEGACY POINTE

DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t

11 LEGENDS ESTATES

DEVELOPER: Kingsgate Homes Legends Estates Ltd. BUILDERS: Kingsgate Homes, open LOCATION: Highway 16 & Highway 44

12 STARLING AT BIG LAKE

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, Kirkland Homes, Green Living Homes, Rohit Communities LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave

NORTHWEST

Lots available to the public

Half acre lots close to the city with full city services, reasonable taxes and more!

265 78 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

The rolling terrain and elevation of our new phase has created some remarkable lots. Contact us today to reserve your lot.

780.421.7272

showhomereview

Montorio Homes in Trumpeter Estates By Salina Yara Halabi

ocated in the new Northwest community of Trumpeter Estates, Montorio Homes presents its stunning estate showhome, The Tuscan IV. This 3,003-sq.-ft. two-storey home is a contemporary masterpiece that features a modern colour palette accented by stone feature walls and beautifully detailed archways throughout. Situated just minutes away from major roadways, including

Anthony Henday Drive, the location of this home is ideal for those who enjoy natural surroundings with the added convenience of firstrate amenities nearby. Residents of this new community enjoy the abundance of parks, ravines, creeks and storm water ponds â&#x20AC;&#x201C; plus the added benefit of being next to the scenic Lois Hole Centennial Provincial Park.

nov 23 - dec 21, 2012 | New home Guide 79

showhomereview

Two bedrooms each providing large closets and generously sized windows are included in the Tuscan IV.

The grand exterior of the home instantly provides a luxurious feel. Upon entering into the Tuscan IV, an airy foyer greets you. A spacious dining area with hardwood floors is the first area presented in the home. The dining area offers unique wall cutouts that mimic windows and allows for an intimate setting on the otherwise open main floor. Continuing past the dining room is the living and kitchen area. This large open space is the perfect spot for family gatherings and entertaining. Rich, dark hardwood floors in the living area add warmth to the home and a fireplace is the central focal point of the space. Neutral toned tile line the rest of the main floor and continue through the kitchen and nook. A large kitchen island with a deep toned granite counter top features an industrial size sink and enough space to 80 New home Guide | nov 23 - dec 21, 2012

comfortably seat six. Stainless steel Frigidaire appliances are presented in the kitchen and include a gas range, double wall oven and double door fridge. Light gray, glass subway tile backsplash behind the gas range add a chic touch to the space. Oversized windows surround the kitchen nook, allowing for plenty of natural light to fill the space. Generously sized, the kitchen nook will allow for a table that seats eight. Also found on the main floor is the substantially sized mudroom. This large space is can be accessed through the garage entry as well as through the kitchen pantry. The mud room features four cubby style sectionals, overhead storage space, as well as bench seating. A large coat closet is found in the mud room â&#x20AC;&#x201C; great for storing bulky winter clothing. Enter to the garage and find a huge space that will fit up to four cars while still leaving you with extra storage space. A main floor bath conveniently located next to the mudroom completes the main level of the home. Wrought iron railings with wood finishings frame the staircase that leads to the second floor. Attention to detail is evident throughout this home, and is notable with the stone feature wall at the staircase. The second level of the home includes a charming bonus room with high ceilings and gorgeous oversized windows that extend to the floor. To the right of

Stainless steel Frigidaire appliances are presented in the kitchen and include a gas range, double wall oven and double door fridge.

the bonus room is a home office space or den that features dark hardwood floors – adding contrast to light and soft textured carpet found on the second level of the home. The laundry room is conveniently located next to the den and bedrooms, and includes enough room to fit both a full sized washer and dryer. There is also plenty of counter space, built in cabinets, and a sink. A good sized linen closet is situated next to the laundry area. Two bedrooms each providing large closets and generously sized windows are included in the Tuscan IV. Double stacked three-in. baseboards are featured on the second floor – a unique detail presented throughout the entire home. A full bath situated next to the second bedroom includes a full size tub, and double sink vanity. A great feature of the main bath is the separate doorway to the tub area that will allow for use of the sink if the shower is occupied. The master bedroom features hardwood floors and provides a generous amount of space. A full king sized bedroom set would fit with ease in this master suite, plus still allowing enough room for a seating area next to the oversized window. A large walk-in closet with built in cabinetry is located just after the ensuite bath. The ensuite includes “his & her” sinks, as well as a jet tub and walk-in shower. A built in faux-fireplace design above the

tub is filled with flameless candles, adding some design flair to the space. Montorio Homes has grown over the past 18 years to become Edmonton’s largest custom home builder. Providing welldesigned floorplans, Montorio Homes allows customers to customize their home to meet their lifestyle needs. Designed with a Mediterranean-style, customers can be confident that their home is constructed with high quality, environmentally friendly products and upgraded interiors – all at an affordable price. Visit this beautiful showhome at 2832 - 202 St., Monday to Thursday 3 to 8 p.m. or noon to 5 p.m. Saturday and Sunday. For more information on the estate home product, call Patricia at 780.249.9110 or 780.990.9729 or visit montorio.ca nov 23 - dec 21, 2012 | New home Guide 81

82 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

NORTHWEST

$10,000 LANDSCAPING PROMOTION! Buy a single family home in Starling at Big Lake before December 15, 2012, and get a $10,000 Landscaping Certificate!* *Conditions Apply

170 St

184 St

Ave

Anthony Henday

Glendale Golf & County Club

118a

215 St

Celebration Homes 780-244-5689 Kirkland Homes 780-906-1033 Green Living Homes 780-699-1616 Rohit Communities 780-938-5478

137 Ave

199 St

Showhomes NOW OPEN:

215 St

231 St

Ray Gibbon Dr

Balanced living at its best! Adjacent to Big Lake and the Lois Hole Provincial Park, Edmontonâ&#x20AC;&#x2122;s newest northwest neighbourhood features ravine-backing lots, 3km of walking trails and an abundance of outdoor life! Immediate possessions also available. Only minutes from St. Albert!

Visit the showhomes at 137 Ave & Ray Gibbon Drive Build Your Nest Here. StarlingAtBigLake.com

northWEST

HE ND AY ANTHO NY

NDAY DR. ONY HE ANTH

EAD WH YELLIOL TRA

NS DR. BBO GI

TO SPRUCE GROVE

HAWKS RIDGE BLVD.

WINTERBURN RD. (215th ST)

DR .

NORTHWEST

TO EDMONTON

SPRUCE GROVE

Changing Your Address? Plan Ahead… There Always is the Chance That Something May be Overlooked!

As soon as possible… notify individuals, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards from your post office. The following checklist will serve as a convenient reminder: ❏ Accountant ❏ Alumni Association ❏ Attorney ❏ Banks

❏ Lending Institutions

❏ Credit Cards

❏ Magazine / Newspaper Subscriptions

❏ Dentist

❏ Physicians

❏ Driver’s License

❏ Place of Worship

❏ Employers

❏ Revenue Canada

❏ Frequent Flyer Program

❏ Stockbroker

❏ Catalog Merchants

❏ Insurance Companies 88 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

❏ Investment Companies

❏ Veterinarian

8 Hawthorne Gate

9 11

Woodhave D n r.

McLeod Ave. Highway 16A

1 HILLDOWNS

DEVELOPER: Robson Developments Ltd. BUILDERS: Challenger Homes LOCATION: Grove Drive & King Street

2 VANDERBUILT COMMON

DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

3 Stoneshire

DEVELOPER: Melcor Developments Ltd. BUILDERS: Canyon Spring Master Builder, Stonegate Developments, Western Living Homes. LOCATION: Longeview Drive & Fairway Drive

4 harvest Ridge

DEVELOPER: Lamont Land Inc. BUILDERS: Homexx Corporation, Dolce Vita Homes, Parkwood Homes Master Builder, Montorio Homes LOCATION: Campsite Rd. & Grove Dr.

5 Spruce Village

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, Cove Properties, Hillview Homes, Open LOCATION: Century Road & Grove Dr.

Brookwood

Dr.

2 5

Grove Meadows Drive

McLeod Ave. To Edmonton

Pioneer Rd.

Grove Dr.

Calahoo Rd.

Millgrove Dr.

King St.

Dr.

3 Lon gview Dr.

Century Rd.

6 Calahoo Rd.

Grove

Jennifer Heill Way

Spruce Ridge Dr.

Spruce Ridge Road

Aspenglen Dr.

To Edmonton

Jubilee Park

Highway 16

•P opulation: 21,500. • Located: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools. • Grocery: 11 Grocery/ Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart. • Recreational Facilities: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds. • Medical Facilities: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners. • Parks & Pathways: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

6 Jesperdale

10 GREENBURY

7 Parkland village

11 Mclaughlin

8 hawthorne at heatherglen

12 Hills of twin lakes

DEVELOPER: Jesperdale Communities BUILDERS: ReidBuilt Homes, Encore Master Builder, Look Homes, Kimberley Homes LOCATION: North of Grove Drive.

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes. LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

9 Springate at spruce ridge

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Sterling Squared, Alquinn Homes LOCATION: On Campsite Rd. West of Tri-Leisure Center

DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Celico Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road.

spruce grove

AREA INFO

Developer: Melcor Developments Builders: Bedrock Homes, Look Homes, Pacesetter Homes Location: Westgrove Drive and McLaughlin Drive.

Developer: Dyrbye Developments Ltd. Builders: Open Location: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

13 deer park estates

Developer: Broadview Developments Inc. Builders: Rococo Homes, Alta Rose Homes, Evani Homes, Lang Built Location: Grove Drive and Jennifer Heil Way

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally.

for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

LAKESIDE NATURAL WALKOUT LOTS .com

OPEN SPACE & PEACEFUL LIVING

For More Information:780-910-8606 or see website www.HillsofTwinLakes.com

Quiet Living by the lake | CUL-DE-SAC PRIVACY | PARKLAND’s MOST BEAUTIFUL NEW SUBDIVISION 89

SPRUCE GROVE

90 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

SPRUCE GROVE

OWNING YOUR OWN HOME FOR LESS THAN $1200/MONTH IS POSSIBLE*

*Visit showhome for details.

VANDERBILT • 3 bedroom • 2 1/2 baths • Landscaping • Back deck • Gas fireplace • 4 appliances • Attached garage • Walkouts available

GREENBURY • 1432 sq. ft. 2 storey duplex • 3 bedroom, 2 1/2 baths • 4 appliances • Hardwood flooring, • Granite countertops, • 9’ ceilings • Energy efficient features • Cultured stone

For more infor mation visit

Starting @

269,900

Include house, lot & GST

19-85 Spruce Village Drive W SPRUCE GROVE Mon-Thurs 4-8pm Sat/Sun Noon-5pm

780-901-2462

mtate@macmitch-homes.com

Show home models starting

from low

300’s

Include house, lot & GST

10 Greenbury Close at the end of Grove Drive Call 780-571-0880

mtate@macmitch-homes.com

www.macmitch-homes.com

STONY PLAIN

CONTACT OUR BUILDER GROUP: ASHTON HOMES 780.718.9581 CARIBBEAN HOMES 780.905.0046 FOX MAPLE HOMES 780.963.0288 INNOVA HOMES 780.910.1156 SIERRA HOMES 780.968.1007 STELLAR HOMES 780.968.3127 Developer Contact 780.963.1253

SHOWHOME HOURS: Closed Monday Tuesday, Wednesday, Thursday: 3-7pm Closed Friday. Saturday & Sunday 1-5pm

6 4

1 7 Genesis Drive

Genesis Lake Blvd.

1 THE FAIRWAYS

6 SPRING LAKE RANCH

2 GENESIS ON THE LAKES

7 SOUTHCREEK

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Fairway Drive DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

3 LAKE WESTERRA

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

4 BROOKVIEW

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South Park Dr. & 46 Ave.

5 SILVERSTONE

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15 DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes SHOWHOMES NOW OPEN, LOCATION: South of Fairway Drive & West of Boundary Road

8 THE ESTATES AT WATERS EDGE

DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

10 WILLOWS END

DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

• POPULATION: 10,544 and Growing. • LOCATED: 20 km west of Edmonton on Hwy 16A • SCHOOLS: 4 Kindergarten to grade nine, Senior high, French Immersion & including 2 Religious schools. • GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town. • RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals. • MEDICAL FACILITIES: New 70 bed acute & extended care hospital. Full ambulance services. 3 Medical Clinics. • PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

stony plain

AREA INFO

PUBLIC SCHOOLS • FOREST GREEN 5210 - 45 Street 963-7366 [1] • HIGH PARK 40 Highridge Way 963-2222 [1] [2] • MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3] • MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

SEPARATE SCHOOLS • JOHN PAUL II 5801 - 48 Street 963-2526 [1][2]

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN 5014 - 53 Avenue 963-2715 [1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

upgrades

The wonderful world of upgrades Which ones give you the most bang for your real estate buck? by Anthony Jong We are living in a world where customization

and individuality is sought in almost every consumer product in the world. From cellphone covers to running shoes to vehicle options, there is an abundance of choice. New homes are no different, and builders have long realized that giving buyers the ability to make upgrades is essential. Entering into a firm offer to purchase a new house or condominium is only half of the work. The most exciting part of the purchase for a buyer is going to the design centre and choosing colour schemes, finishes and upgrades. And to make things easier, an interior designer pre-selects all floor, tile and wall finishes/ colours and groups them into three or four packages. However, there are rules and bylaws for condominiums that prohibit certain unit upgrades and renovations after you move in or will require the approval of your condo board. Therefore, it is recommended that upgrades be done through the builder to save time and avoid potential issues such as warranty concerns. For instance, if you move in and then decide to replace the tiles in your bathtub or shower with your own contractors, and over time there is water leakage caused by this work, the builder and warranty provider may not cover the damage. Keeping the warranty in place for all components of your house or condo is a major advantage of upgrading through the builder. The question then becomes: which upgrades are make the most sense for your real estate investment? Whether you decide to inhabit the unit or not, upgrades may protect the value of your investment and increase its salability in the future. » Appliances Stainless steel appliances are the most common upgrade. These appliances allow your unit to sell faster among your competitors within the same building. They are durable, rustproof, non-porous, easier to maintain and aesthetically pleasing. » Floorplan modifications Condo units are less likely than new houses to permit interior layout changes. However, minor layout upgrades to condos always prove to be beneficial in the long run. For example, adding a door to enclose a den enables the space to become a guest suite, nursery or private office. » Floor finishes Buyers always question why there is carpet in the bedroom and hardwood or laminate in the other rooms. If the bedroom is carpeted by default, upgrade to the same flooring as the main living space. Hard floors are hygienic and significantly increase the resale value of the home. It is best to have the builder perform this upgrade; if you do it yourself, you may have a difficult time finding the exact type and colour of the flooring. » Kitchen fixtures and hardware The most sensible upgrades to a 94 New home Guide | nov 23 - dec 21, 2012

Anthony Jong BA (Hons), M. Arch. is a broker and contributor to Wall2Wall Media’s Chinese Home and Condo Guide. He has a Master of Architecture degree and specializes in homes, condos and commercial properties. You can reach him at anthonyjong@live.com or anthonyjong.ca

kitchen are material finishes and cabinetry extensions. It is certainly a plus if your unit has more cabinet space than a competitive unit. Builders also offer kitchen island upgrades that add functionality and storage space. Some other notable upgrades to the kitchen are: undermount sinks, backsplashes, stone counters such as corian, granite or quartz and drawer and cupboard dampeners. » Lighting Having the builder add a ceiling light box in the bedroom is a great upgrade. For other rooms, the most unobtrusive method for lighting is pot lights. While it may be difficult to install pot lights in a typical condo unit, it is a very common and useful upgrade in new houses. Under eaves lighting is also highly recommended, as well as exterior landscape lighting. » Electrical Some people prefer extra electrical outlets on a large patio of a condo for light fixtures. Also, smart panels that allow all incoming telephone and cable services to be tied together before flowing throughout the house are an excellent and inexpensive option. If you purchase a house for a large family, it’s a good idea to consider upgrading the electrical service to accommodate everyone living under the same roof. Builders typically provide a standard 100 or 125 amp service. Larger families or buyers who want an extra kitchen in the basement should upgrade to a 200 amp service (a negligible cost) to allow for higher electrical demands. » Internet Accessibility Builders have Ethernet and fibre optic outlets for Internet connectivity in many new condo developments. However, in new houses, you may want the builder to pre-wire and install these outlets in the bedrooms and other areas of the house (such as the kitchen), and coordinated through a new smart panel. Upgrades vary from builder to builder, and it is important to see a list of available upgrades before you make a design centre appointment.

DEVELOPER: Touchmark BUILDERS: Phase 1: Westhill Construction Ltd. Phase 2: Celebration Homes LOCATION: 183 St & Lessard Road

7 COPPERWOOD

DEVELOPER: The Grange South West Property Corporation BUILDERS: Open LOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)

west

6 TOUCHMARK

8 CAMERON HEIGHTS 35 Ave.

1 LEWIS ESTATES

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

DEVELOPER: Lewis Estates Communities Inc. BUILDERS: ReidBuilt Homes, Challenger Homes, Landmark Homes, Western Living Homes, Canyon Spring Master Builder, Marquee Homes, Paulmac Developments, Lincolnberg Homes, Lincolnberg Communities MEADOWLANDS ESTATES Homexx Corporation, Western Living Homes,Canyon Spring Master Builder, Stonegate Developments MEADOWLANDS Encore Master Builder, Landmark Legacy Homes, Lincolnberg Homes SUDER GREENS Reid Built Homes, Challenger Homes, Landmark Homes, Hillview Homes LOCATION: West of Anthony Henday on 87th Ave.(Webber Greens Dr.) WEBBER GREENS Estate Homes-Western Living Homes, Canyon Spring Master Builder, Marquee Homes, Move-Up Homes-Landmark Homes, Challenger Homes, Reid Built Homes

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 PARKLAND

DEVELOPER: Brookfield Residential BUILDERS: Daytona Homes Master Builder, Parkwood Master Builder, Park Royal Homes, Landmark Homes, Canyon Spring Master Builder, Brookfield Homes, Sterling Homes, Classic Communities. LOCATION: 199 Street & 62 Avenue (Callingwood Rd)

5 HAMPTON TERRACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities, Sterling Homes LOCATION: 199 St. just south of 45 Ave.

Good neiGhbour Act #9 Getting a welcome to the neighbourhood gift from your new neighbours as soon as the moving trucks pull out of the driveway.

SHOW HOME HOURS: Monday to Thursday 2 - 8pm

Weekends & Holidays Noon - 5pm Fridays - Closed

9 HAMPTON POINTE

DEVELOPER: Beaverbrook Developments BUILDERS: MacLachlan & Mitchell Homes, Bedrock Homes, Dolce Vita Homes LOCATION: Take Anthony Henday, turn West on Lessard Road.

10 GRANVILLE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

11 SECORD

DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

12 WOODHAVEN -EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 199street and 35 ave

It’s the people... that make Secord special!

LiveInSecord.com 95

WEST

Just Released Stage 5A Estate Lots Now Available! Alldritt Land Corporation is proud to announce the selection of our distinguished estate builder group: Infiniti Masterbuilt, Kanvi Homes, Kimberley Custombuilt, Parkwood Master Builder, and San Rufo Homes. This exciting combination of great builders ensures that all new-home buyers are able to find the perfect home to fit their personal tastes and lifestyle needs. Estate Show Homes are now under construction and will open in the spring of 2013.

Modern Style Living With Traditional, Classic Charm. Whitemud Dr.

DUPLEX SHOWHOMES SHOWHOMES

Gua

rdia

n Rd .

COSTCO

199 St. Nw

STAGE 3A

Anthony Henday Dr.

Winterburn Rd. (215 St. Nw)

Edmonton Marriott At River Cree Resort

Only a handful of single family Stage 1 and 3A homes and lots remain.

2A lots just released are going fast. Some homes available for immediate occupancy. New duplex lots just released (no condo fees).

Come Home to Granville!

Font: The Sans - Sans Caps Colours: black + PMS 484

WWW.MYG R ANVI LLE.COM 96 PROUDLY PRESENTED BY AN ALLDRITT GROUP COMPANY

WEST

RIVER RAVINE WALKOUT LOTS JUST RELEASED For more information about

call 780-482-6451 or email inquiries@cameronheights.com Lots sold directly to the public.

FINAL PHASE NOW SELLING Edmonton’s only River Valley Ravine Community that offers the ultimate in privacy. Estate lots backing directly onto the ravine’s rich forested surroundings with skyline vistas.

BIG Discounts on Specific Lots

CHOOSE YOUR OWN BUILDER www.cameronheights.com 97

WEST

98 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

WEST

Being new to the neighBourhood is easy in secord show homes Now oPeN!

(HWY 16A)

ANTHONY HENDAY DRIVE

SECORD BLVD

ROAD WINTERBURN ROAD

STONY PLAIN

TAKE STONY PLAIN ROAD TO WINTERBURN ROAD AND FOLLOW THE SIGNS

SHOW HOME HOURS: Monday to Thursday 2 - 8pm | Fridays - Closed Weekends & Holidays Noon - 5pm

WHITEMUD DRIVE

DAYTONA  PROMINENT  SABAL  jAYMAN MASTERBUILT  INNOVATIONS BY jAYMAN

LiveInSecord.com 99

buyingyourfirsthome

Using your RRSP

to help make the down payment on your first home First-time homebu yers

sometimes struggle to come up with a down payment, often requiring careful planning and saving over many months or even a few years. The down payment is a lump sum you are required to contribute to your home’s purchase price. Depending on the amount, a mortgage is classified as either “conventional” (a down payment of 20 per cent or more) or “high ratio” (a down payment of less than 20 per cent requiring default insurance).

As a first-time homebuyer, you may be eligible to make a tax-free withdrawal of up to $25,000 from your RRSP; if your spouse qualifies, he or she may do the same, for a combined total of $50,000

100 New home Guide | nov 23 - dec 21, 2012

One way to come up with a bigger down payment is by using your RRSP savings, under the federal government’s Home Buyer’s Plan (HBP). As a first-time homebuyer, you may be eligible to make a tax-free withdrawal of up to $25,000 from your RRSP; if your spouse qualifies, he or she may do the same, for a combined total of $50,000. You are required to repay your HBP withdrawal into your RRSP within a period of no more than 15 years. Although you can repay your HBP earlier, the deadline for your first minimum annual repayment is two years and 60 days after the year in which you made your HBP withdrawal. The minimum annual repayment is equal to 1/15 of your original HBP balance and if you repay at least the minimum each year, there will be no tax payable. “If you are able to provide a bigger down payment, it’s a significant way of helping you pay less interest over the life of your mortgage. Also, with a down payment of at least 20 per cent, you avoid paying mortgage default insurance,” says Laura Parsons, mortgage expert, BMO Bank of Montreal. Parsons adds that Canadians should be considering the benefits of choosing a shorter amortization as a way to decrease total interest costs and to begin building home equity sooner.

WEST

Highway

Eri

RR. 261

idg

Sturgeon County

6 7

ero

se Dr.

r. ll Be

Poirier Ave.

Alb er

167 Ave.

127 St.

St .

tT r.

156 St.

170 St.

184 St.

Levasseur Rd.

Boudreau Rd.

Campbell Rd.

He 'b er

Si r

1 . Rd n o B ge oudr ur e e. . au Rd St y Av . ve n n lA Ke l i c r h M ve u rc Ri h on nC ge sto ur in St W

Lacombe Dr. Gi r

Hogan Rd.

Rd.

d. o ux R

rt St. Albe

. Dr

Villeneuve Rd.

TO EDMONTON

1 RH ESTATES IN KINGSWOOD

5 erin ridge

2 Pinnacle Ridge Estates

6 THE MANORS OF OAKMONT

DEVELOPER: Canterra Developments Corp. BUILDERS: Open LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.

DEVELOPER: Pinnacorp Investments Inc. BUILDERS: Homes by Design Innovation Inc., Heredity Homes, Davery Consulting & Custom Homes, Marco Antonio Homes, Kingsgate Homes Master Builder, Ironstone Homes, Alves Construction Inc., Caliber Master Builder Ltd., SamTon Homes Ltd., Open LOCATION: Sturgeon Road to Starkey Road and Bellerose Drive

3 Lacombe Park Estates

DEVELOPER: Genstar Development Co. UILDERS: Gannet Homes Master B Builder, Newview Homes LOCATION: Giroux Rd. & Lacombe Dr.

4 North Ridge

DEVELOPER: Genstar Development Co. BUILDERS: ReidBuilt Homes, Sarasota Homes, Daytona Homes Master Builder, Homexx Homes, Ironstone Homes, C2 Homes, San Rufo Homes LOCATION: Northridge Dr. and Giroux Rd.

102

a ist kV Oa

eri

7 Rd. ine lM 5

Co Ev

D on ibb y G Ra

足st. albert

TO MORINVILLE Twnship 544

DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder LOCATION: Coal Mine Road and Everitt Drive.

DEVELOPER: Melcor Developments Ltd. BUILDERS: Sarasota Homes, Homes by Lenden LOCATION: Bellerose Drive to Oakridge Drive to Otter Crescent

7 THE elements of erin ridge

DEVELOPER: Landrex UILDERS: Bedrock Homes, Daytona B Homes Master Builder, Parkwood Master Builder, Gannet Homes Master Builder, 4 Pillar Homes LOCATION: Directly adjacent and north of Erin Ridge off Coal Mine Road.

8 RIVERSTONE POINTE

DEVELOPER: Riverstone Pointe Inc. BUILDERS: Heredity Homes, Homes By Design Innovations, Marco Antonio Homes, Kingsgate Homes Ltd Master Builder, Audie Benson Estate Home LOCATION: Sturgeon Road to Starkey Road, Right on Trestle Ridge Road

9 THE BRICKYARD

DEVELOPER: Melcor Developments BUILDER: Sarasota LOCATION: Bellerose Drive east of Brick Place on Oak Vista Drive

10 GREYSTONE MANOR

DEVELOPER: VIP Development Group Of Companies BUILDERS: Open LOCATION: North on St. Albert Trail and turn right onto Coal Mine Road

11 Upper Manor Pointe

DEVELOPER: Upper Manor Pointe BUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road

Granada vd Bl

4 2 Whitemud Dr.

1 ASPEN TRAILS/EMERALD HILLS

DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Greenboro Homes, Park Royal Homes, Sterling Homes, Landmark Communities, Christensen Developments LOCATION: Clover Bar Rd. North of Baseline Rd.

2 SHERWOOD GOLF & COUNTRY CLUB ESTATES

DEVELOPER: VIP Development Group BUILDERS: Open LOCATION: South of Wye Rd. on Range Rd. 233 Across from Fountain Creek Estates

Highway 628

3 FOXBORO

6 Lakeland Ridge

4 Balmoral heights

7 Summerwood

DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes, Open LOCATION: East of Clover Bar Road on Foxboro Drive

DEVELOPER: Landrex Developers BUILDERS: Open LOCATION: South of Wye Rd. on Rge. Rd. 233

5 ARDROSSAN HEIGHTS

DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

DEVELOPER: Genstar Development Co. BUILDERS: Challenger Homes, Landmark Homes, Ironwood Homes, Rohit Communities, Homes by AVI, Daytona Homes Master Builder LOCATION: Cloverbar Rd. & Crimson Dr.

sherwood park

Lakeland Dr.

DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Rohit Communities, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

103

gibbons

AREA INFO GIBBONS & AREA SCHOOLS 28

51 S tree t

53 Avenue

•G ibbons School 4908 - 51 Avenue 923-2240 [Gr. 5-9]

Highway 28A Edmonton

St ur ge on Ri ve r

y wa gh Hi

50 A venu e

•S turgeon Composite High School On Hwy. 37, one km. east of Hwy. 28 973-3301 [Gr. 10-12] • Landing Trail School 5325 - 37 Avenue 923-2899 [Gr. K-4] • Redwater School 5023 - 50 Avenue 942-3625 [Gr. 5-12]

1 LANDING TRAIL ACREAGES 2 LANDING TRAILs

EVELOPER: Strata Developments D BUILDERS: Rosecroft Homes, Dynasty Builders, Morrow Homes, Open LOCATION: 53 St. & 40 Ave.

EVELOPER: Strata Developments D BUILDERS: High Grade Homes, Rosecroft Homes, Open LOCATION: 51 St. & Landing Trail Dr.

1 Grove Dr.

43 Ave.

McLeod Ave.

42 Ave.

Township Road 494A Highway 16A

1 SOUTH BRIDGE CROSSING

DEVELOPER: Southbridge Crossing Developments Ltd. BUILDERS: Compass Rose Homes Inc. London Homes LOCATION: West on Hwy 39 (50th Ave), Turn south (left) on Westview Drive

King St.

Calahoo Rd.

Highway 795

Millgrove Dr. 45 W Ave. oodhave D n r.

8 Hawthorne Gate44 Ave.

Brookwood

Dr.

2 5

Grove Meadows Drive

McLeod Ave. To Edmonton

2 Thomas Creek

DEVELOPER: Thomas Creek BUILDERS: OPEN LOCATION: West on Hwy 39 (50th Ave), turn south (left) on Westview Drive

•P opulation: 2033 • Located: 10 minutes west of Leduc on Hwy 39 • Schools: Calmar Elementary School (K-6), Calmar Secondary School (7-12), New Humble(k-7) • Places of Worship: 6 churches, • Recreational Facilities: Mike Karabonik Arena (1 ice surface), Calmar Community Center(Curling Club) • Parks: 6 parks spaced throughout the municipality including water spray park, tot lot, ball diamonds, tennis courts, soccer fields, and skateboard park • Medical Facilities & distance/time to Hospital: Calmar Medical Clinic open 5 days a week), Dentist Clinic. Leduc Hospital located 15 minutes East of Calmar • Time to Airport: 15minutes • Town of Calmar: 50 Ave. 750 Calmar, Alberta, T0C-0V0

52 A

51 St.

49 St.

50 St.

Dr.

52 St.

Grove

Highway 39 3

Lon gview Dr.

Century Rd.

50 Ave.

Calahoo 51 St. Rd.

Aspenglen Dr.

13 1

4 Jennifer Heill Way

Spruce Ridge Dr.Range Road 271

To Edmonton

Pioneer Rd.

Highway 16 Centre Park

Range Road 265

104

Jubilee Park Range Road 265

50 St.

Westview Dr.

Range Road 271

Spruce Ridge Road

calmar

AREA INFO

•P opulation: 6,361 and growing.

•L ocated: Along the banks of the scenic North Saskatchewan River, 15 minutes southwest of Edmonton on Highway 60, 10 minutes from the International Airport. •S chools: 3 Public schools, 1 Christian school & 1 Catholic school. • Grocery: Garden Market IGA, Extra Foods •R ecreational Facilities: Arena, Outdoor Swimming Pool, Ball Diamonds, Soccer Fields, Golf Course, Campground, Tennis Courts, and Community Centre.

•M EDICAL FACILITIES: Hospital, 2 Medical Clinics, and Local Ambulance.

1 Hwy 19

1 THE RAVINES OF DEVON

•P arks & Pathways: Numerous Parks, Walking, Biking and Cross Country Ski Trails.

2 fairfax lane

DEVELOPER: Qualico Communities BUILDERS: Open LOCATION: South on Michigan

devon

AREA INFO

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes LOCATION: South on Miquelon, left on Erie St., and left on Fairfax Close

Street, left on Ravine Drive

AREA INFO • GEORGES H. PRIMEAU JR. HIGH SCHOOL 811 Grandin Drive 939-3593 (2)

105 Ave. 100 St.

100 Ave.

e. Av 99

95 S t.

Morin vil

97A Ave.

Dr. le

in Dr. Grand

r Grandin D

y. 2 Hw

e. Av 1 10

10 min. to St. Albert

95 A ve.

DEVELOPER: Brookhaven Developments BUILDER: Brookhaven Developments, Celebration Homes LOCATION: 100th Street & 105th Avenue

•M ORINVILLE CHRISTIAN SCHOOL 10015-100 Avenue 939-2987 (1) (2) (3) • MorinVILLE COMMUNITY HIGH SCHOOL 9506 - 100 Avenue 939-6891 (3) •N otre dame ELEMENTARY 9717 Morinville Drive 939-4020 (1)

Cardiff Rd.

1 VILLAGE CHAMPLAIN

• GEORGES P. VANIER ELEMENTARY 10020-101 AVENUE 939-4285 (1)

2 The lakes

DEVELOPER: Landrex Developers BUILDERS: Landmark Homes, Dynasty Homes, Reid Built Homes LOCATION: 100 Avenue then North on Grandin Drive

morinville

MORNINGVILLE AREA PUBLIC SCHOOLS

[1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

3 MONTREUX

DEVELOPER: Qualico Communities BUILDERS: Maxxwood Homes LOCATION: 100 Avenue then North on Grandin Drive

105

Home Builders Alldritt Homes Artisan Homes Inc.

www.beattiehomes.com

Bedrock Homes

www.bedrockhomes.ca

Caliber Master Builder Cameron Homes Inc. Canyon Spring Master Builder Carriage Signature Homes

www.buildwithbrookfield.com www.calibermasterbuilder.ca www.cameronhomes.ca www.canyonspringhomes.com www.carriagesignature.com

Celebration Homes

www.celebrationhomes.ca

Celico Builders Inc.

www.celicobuilders.ca

Challenger Homes

www.challengerhomes.com

Cobblestone Master Builder

www.mycobblestone.ca

Concept Homes

www.concepthomes.ca

Compass Rose Homes Inc. Country Hills Home Sales

www.compassrose.ca www.countryhillshomes.com

Coventry Homes

www.coventry-homes.com

Darrenâ&#x20AC;&#x2122;s Homes

www.darrenshomes.com

Daytona Homes Master Builder

www.daytonahomes.ca

Dolce Vita Homes LP

www.dolcevitahomes.ca

Effect Home Builders

www.effecthomes.ca

Encore Master Builder Fekete Homes Green Living Homes Gannet Homes Master Builder Greenboro Homes Homes by Avi Homes by Santos Construction Homexx Corporation Impact Homes Innovations by Jayman 106 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

www.artisancommunities.ca

Beattie Homes

Brookfield Homes

web directory

www.alldritthomes.com

www.encoremasterbuilder.com www.feketehomes.ca www.greenlivinghomes.ca www.gannethomes.com www.greenborohomes.com www.homesbyavi.com www.santoshomes.ca www.homexx.ca www.impacthomes.ca www.jayman.com

Jayman MasterBUILT Kanvi Homes Kensington Homes Master Builder Kimberley Homes

www.jayman.com www.kanvihomes.com www.KensingtonCustom.com www.buildwithkimberley.ca

Kingsgate Homes Ltd Master Builder

www.kingsgatehomes.ca

Landmark Classic Homes

www.landmarkclassic.ca

Landmark Communities

www.landmarkcommunities.ca

Landmark Homes

www.landmarkhomes.ca

Landmark Legacy Homes

www.landmarklegacy.ca

Lincolnberg Homes / Communities MacLachlan & Mitchell Homes Maple Isle Homes Marco Antonio Homes Montorio Homes Pacesetter Homes Parkwood Master Builder Perry Signature Homes Inc.

www.lincolnberg.com www.macmitch-homes.com www.mapleislehomes.ca www.marcoantoniohomes.com www.montorio.ca www.yourpacesetter.com www.parkwoodmasterbuilder.com www.perryhomes.ca

Pompei Homes

www.pompeihomes.com

ReidBuilt Homes

www.reidbuilthomes.com

Rococo Homes Rohit Communities Rosecroft Custom Homes Sabal Homes San Rufo Homes

www.rococohomesinc.ca www.rohitcommunities.com www.rosecroftcustom homes.com

www.sanrufohomes.com www.sterlingsquared.ca

Sterling Homes Edmonton Ltd.

www.sterlingedmonton.com

Thomsen Built

www.thomsenbuilt.com

Urban Living by Landmark

www.landmarkurban.ca

Walker Developments White Eagle Homes Ltd

www.sabalhomes.com

S2 Squared by Sterling Homes

Urbanity Custom Homes Ltd.

web directory

www.urbanityhomes.com www.walkerdevelopments.ca

A DM

L HE

IN T

IO UT

O EV

Accessible, Affordable, Sustainable, Comfortable Home Ownership

www.whiteeaglehomes.ca nov 23 - dec 21, 2012 | New home Guide 107

Developers/Communities Allard in Heritage Valley by MLC Group / JCA Financial Allard Heritage Valley by United Communities

www.allard.ca

www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights Ambleside in Windermere

www.alpine-ridge.ca www.amblesidewindermere.ca

Beaverbrook Developments Brintnell

www.beaverbrook.ca www.brintnelledmonton.com

Brookfield Residential Callaghan by Rohit Land Development

www.brookfieldrp.com www.liveincallaghan.com

Callaghan In Heritage Valley by MLC Group / JCA Financial www.callaghan-edmonton.ca Cameron Heights Canada Lands Company Canterra Developments Corp. Chappelle Gardens Copperwood in the Hamptons

web directory

www.cameronheights.com www.villageatgriesbach.com www.canterradevelopments.com www.chappellegardens.com www.copperwood-edmonton.com

Creekwood Chappelle

www.creekwoodchappelle.com

Dundee Developments

www.dundeedevelopments.com

Ellerslie Heights by United Communities Erin Ridge Forest Ridge Foxboro

www.ellerslieheights.ca www.erinridgestalbert.com www.forestridgefortsask.com www.foxborosherwoodpark.com

Genstar Development Company

www.genstar.com

Glenridding by United Communities

www.glenridding.ca

Granville by Alldritt Land Corporation Goudreau Terrace Griesbach by Canada Lands Hampton Pointe by Beaverbrook Hampton Terrace

www.mygranville.com www.goudreauterracebeaumont.com www.villageatgriesbach.com www.hamptonpointe.ca www.hamptonterraceedmonton.com

Hawks Ridge at Big Lake Hills of Twin Lakes Hopewell Residential Communities LakeWesterra Langdale in Windermere

www.hawksridge.ca www.hillsoftwinlakes.com www.hopewellcommunities.com www.westerrastonyplain.com www.langdale-windermere.com

Larch Park by Melcor Developments Laurel Crossing

www.larchpark.ca www.laurel-crossing.com

Laurel by Dundee Developments Gardens

www.livelaurel.com

Maclab Enterprises

www.maclab.com

Maple Crest by Dundee Developments

www.livemaplecrest.ca

McConachie Landing by MLC Group/Cameron Dev Corp www.mcconachie-landing.com McConachie by Walton Development & Management L.P. Meadowview Park Melcor Developments Ltd. MLC Group Montalet by United Communities Morningside Properties

www.chappellegardens.com 108 New home Guide | nov 23 - dec 21, 2012

www.mcconachie.ca

www.meadowviewparkleduc.com www.melcor.ca www.mlcland.com www.montalet.ca www.mymorningside.com

Montreux

www.montreux-morinville.com

Newcastle

www.newcastle-edmonton.com

ONE at Windermere

www.oneatwindermere.com

Palisades by MLC Group www.palisades.ca Qualico Communities www.qualicolandedm.com Ravines of Devon www.theravinesofdevon.com Ravines of Richford by Rohit Land Development www.ravinesofrichford.com Reid Worldwide Corporation www.rwwc.ca Ruisseau www.ruisseau-beaumont.com Rutherford www.rutherfordheightsedmonton.com Secord by Hopewell Developments www.liveinsecord.com Sienna www.sienna-fortsask.com Silverstone www.silverstone-stonyplain.com Southcreek www.southcreek.ca South Pointe by MLC Group www.south-pointe.ca Spring Lake Ranch www.springlakeranch.ca Springate at Spruce Ridge www.springatesprucegrove.com Spruce Village by Beaverbrook www.sprucevillage.ca Strata Developments www.stratadevelopments.ca Summerside by Brookfield Residential www.lakesummerside-community.com Summerwood www.summerwoodsherwoodpark.com Suntree www.liveinsuntree.ca Tamarack by Dundee Developments www.livetamarack.com The Estates at Waters Edge www.WatersEdgeEstates.ca The Orchards www.theorchards.ca Thomas Creek www.CalmarThomasCreek.com Tribute www.tributeleduc.com Trumpeter by United Communities www.trumpeterbiglake.ca Tuscany Hills by United Communities www.tuscanyhills.ca United Communities www.unitedcommunities.com Upper Windermere by Beaverbrook www.upperwindermere.com Walker Lakes North by MLC Group / Cameron Dev Corp www.walkerlakes-north.com Walker Lakes Station by MLC Group / JCA Financial www.walkerlakes-station.ca Walker Summit by United Communities www.walkersummit.com Walton Development and Management L.P. www.waltondm.com Windermere North www.windermere-north.ca Windermere Ridge by Beaverbrook www.windermereridge.ca Windermere South www.windermere-south.ca Windrose www.liveinwindrose.ca Woodhaven - Edgemont www.woodhavenedgemont.com

web directory

Related Business Canadian Home Buildersâ&#x20AC;&#x2122; Association - Alberta www.chbaalberta.ca Edmonton Custom Decks www.edmontoncustomdecks.com Edmonton New Home Information www.new-home.com Edmonton New Home Guide www.hometrader.ca Shanes Landscaping and Contracting Ltd. www.shaneslandscaping.com UDI Edmonton www.udiedmonton.com

YOUR PERFECT HOME!

www.villageatgriesbach.com NOV 23 - DEC 21, 2012 | NEW HOME GUIDE 109

fundamentallyspeaking

Buying your first home? FOUR TIPS TO HELP GUIDE YOUR DECISION by WAYNE KARL

WHEN YOU’RE BUYING YOUR FIRST

home, you are sure to be fi lled with many important questions. How much can you afford? How much will it all cost? Where do you really want to live, and can you afford the area? And, finally, what type of home do you want? The answers are very individual: it really depends on your situation – from the amount of your down payment to where you work to whether you have kids to other personal circumstances. For your enjoyment while you live in your home, as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect your property’s appeal, and ultimately its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your house has when you go to sell, the more it will be attractive to a greater number of people. While experts suggest you take a longterm view when buying a home, it’s also important to not look too far down the road. Let’s be honest, your first home may not be your dream home, and your needs and desires are sure to change throughout the various stages of homeownership. So, while the answers to the above questions are specific to circumstances, there are also some common guidelines you can follow. 110 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

WAYNE KARL is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

01 How much can you afford? Experts agree it is never a good idea to make yourself housepoor, and it is a very common mistake, particularly of fi rsttime buyers, to buy more home than you can really afford. Meeting with a mortgage broker or your banker will help determine your full fi nancial picture, assessing everything from your credit rating to how much you have saved for a down payment. Experts also suggest you “stress-test” your plan to see how well you could cope with higher mortgage payments brought on by rising interest rates. 02 How much will it really cost? Another common homebuyer mistake is not being prepared for all the closing costs involved: lawyer fees, land transfer taxes, utilities, insurance, and home inspection and appraisal fees and insurance. All of these costs add up, and ultimately should factor into your overall home-shopping budget. 03 Where do you want to live? This question is becoming more important for a number of reasons, though influenced primarily by where you work, how much of a commute you want and whether your transportation options include mass transit or only driving. Indeed, especially with gas prices on the rise, proximity to mass transit is something more and more people are looking for in their new home location. It may not be as simple as choosing to live in the city, suburbs or a small town. 04 What type of home do you want? Once you have determined your options for cost and location, you can then assess what types of homes are available in your price range and desired neighbourhood: Singlefamily detached, semi-detached, townhome, duplex or condo? Some many questions, so many choices. The good news is, home builders today are in sync with customer preferences for location and amenities, and with market realities with regard to pricing and needs for energy efficiency, so your options for new-home product have never been better.

homebuyersâ&#x20AC;&#x2122;help

HomeBuyersâ&#x20AC;&#x2122; Resource Section You love the home, see what you can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 5 YRS

10 YRS

15 YRS

20 YRS

25 YRS

5.00%

18.84

10.58

7.88

6.57

5.81

5.25%

18.96

10.70

8.00

6.70

5.95

5.50%

19.07

10.82

8.13

6.84

6.10

5.75%

19.18

10.94

8.26

6.98

6.25

6.00%

19.29

11.06

8.39

7.12

6.39

6.25%

19.41

11.18

8.53

7.26

6.54

6.50%

19.52

11.31

8.66

7.40

6.69

6.75%

19.63

11.43

8.79

7.54

6.85

7.00%

19.75

11.55

8.93

7.69

7.00

7.25%

19.86

11.68

9.06

7.83

7.15

7.50%

19.98

11.81

9.20

7.98

7.31

7.75%

20.09

11.93

9.34

8.13

7.47

8.00%

20.21

12.06

9.48

8.28

7.63

8.25%

20.32

12.19

9.62

8.43

7.79

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by

1,000.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

112 NEW HOME GUIDE | NOV 23 - DEC 21, 2012

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

MORTGAGE INTEREST RATES VARIABLE

6 month

1 year

2 years

3 years

4 years

5 years

4.650

3.040

3.200

3.240

3.340

3.490

ATB Financial

3.000

4.000

3.100

3.140

3.700

4.390

3.690

Bank of Montreal

3.100

4.000

3.100

3.140

3.700

4.640

5.240

Bank of Nova Scotia

3.100

4.550

3.650

3.890

3.990

4.390

4.990

BMO

3.100

4.000

3.100

3.140

3.700

4.640

5.240

3.240

3.390

3.250

3.570

3.250

CIBC Mortgages

3.200

4.450

3.100

3.290

3.700

4.390

5.240

Canadian Western Bank

3.200

4.000

3.100

3.140

3.700

4.640

5.240

Canadian Western Trust

3.200

4.000

3.100

3.140

3.700

4.640

5.240

Equitable Trust

3.100

3.140

3.700

4.640

5.240

First Calgary Financial

4.000

2.390

3.140

2.990

3.290

First National Financial

3.000

3.950

2.740

2.690

2.890

3.150

3.190

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.240

2.990

3.190

ICICI Bank Canada

3.050

3.150

3.650

3.640

3.690

3.440

ING Direct

3.000

3.250

3.190

Investors Group Trust

3.000

4.000

3.100

3.140

3.700

4.640

5.240

London Life

3.000

4.000

3.100

3.140

3.700

4.640

5.240

Manulife Bank

3.000

4.450

3.000

3.100

3.150

2.950

Manulife Trust

4.450

3.000

3.100

3.150

2.950

National Bank

3.200

4.000

3.100

3.140

3.700

4.640

5.240

4.500

3.100

3.350

3.700

3.850

3.950

President’s Choice Fin’l

3.100

6.040

3.140

3.200

3.240

3.300

3.340

Royal Bank of Canada

3.200

4.000

3.100

3.140

3.650

4.640

5.240

4.000

3.100

3.140

3.700

4.390

5.240

3.200

4.000

3.000

3.140

3.700

4.640

5.240

3.150

3.250

3.350

3.390

3.440

AGF Trust

Bridgewater Bank

Home Trust Company

Peace Hills Trust

Servus Credit Union T-D Mortgage Your Neighbourhood C.U.

MORTGAGE TYPES ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less. The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property. INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS You can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs. OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a shortterm mortgage at high interest rates to a longer term when mortgage interest rates fall. CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options. A good choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions. PORTABLE MORTGAGE: Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON NOVEMBER 12, 2012. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2012 CANNEX Financial Exchanges Limited. All rights reserved.

NOV 23 - DEC 21, 2012 | NEW HOME GUIDE 113

Come Home to Bedrock! Visit Our Showhomes

Open from 3-8pm Mon-Thurs, 12-5pm Sat & Sun Closed Friday, Holiday Hours 12-5pm SINGLE FAMILY HOMES

DUPLEXES WEST Hampton Pointe

Homes from $321,000 20308 44 Ave 780.756.1038

SOUTHWEST Windermere South

Homes from $328,000 1026 + 1022-177 A St. 780.756.2635

SOUTHEAST Willow Haven

Homes from $331,275 5624 7th Ave SW 587.520.0937

SOUTHEAST

WEST

SOUTHWEST

Laurel Crossing

Granville

Windermere South

Opening Fall 2012 Call 587.520.0374 For more information

NORTHWEST Palisades

Homes from $320,500 13716 165 Ave NW 780.757.3506

LEDUC Robinson

Homes from $282,000 605 Reynalds Way 780.980.8506

FINAL SELL OFF! The Fields of Summerside Homes from $428,000 Call 780.469.2525

Carlton Park

Homes from $427,000 Call 780.757.3506

Homes from $390,900 3616 Goodridge Cres. 780.761.3722

Hampton Pointe

Homes from $381,000 20308 44 Ave 780.756.1038

SOUTHWEST Windermere North

Homes from $444,000 391+389 Windermere Rd. 780.761.2211

Ambleside in Windermere Homes from $430,000 759 Adams Way SW 780.757.5880

Homes from $337,000 1017-177A Street 780.756.2635

Creekwood

Homes from $381,000 411 + 413 Chappelle Dr. SW 780.756.1853 Open Mon-Thurs: 2-8 pm

SOUTHEAST Aurora at Walker Lake NOW OPEN! Homes from $402,000 3103 + 3105 Winspear Cres. 587.520.0935

Willow Haven

Homes from $390,900 5624 7th Ave SW 587.520.0937

SOUTHEAST Laurel Crossing Opening Fall 2012 Call 587.520.0374 For more information

NORTHWEST Palisades

Homes from $388,000 13716 165 Ave NW 780.757.3506

NORTHEAST Schonsee

Homes from $386,900 5495 + 5497 Schonsee Dr. North of 167th Ave, East of 82nd Street

780.457.1956

ST.ALBERT The Elements at Erin Ridge N.

Homes from $418,000 52 Everitt Drive 780.756.2018

CHECK www.fa

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Homes from $342,000 13 Selkirk Place 780.980.8528

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Homes from $348,000 605 Reynalds Way 780.980.8506

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Homes from $369,000 164 McLaughlin Drive 780.571.1731

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