GTA NextHome 09-29-2018 by NextHome

GTA Sept 29 - oct 13, 2018 nexthome.ca

The first and only complete guide to pre-construction homes and condos

1. 2.

Illustration is artistâ&#x20AC;&#x2122;s concept. E. & O. E.

InsIde:

Gta residents Say more homes meanS more affordability

What doeS vacant possession mean?

PATH-CONNECTED WATERFRONT RESIDENCES

1 18-0681_SATURDAY_NEXT-HOME_INSIDE-FC_SEPT15_FINAL_OL.pdf

Whether you walk to work or walk for pleasure, Sugar Wharf has everything you’ve been dreaming of. One of its key features is its PATH connection. Which means you can walk to work, dining, shopping… all things necessary, 365 days in snow or shine. With daycare, transit, school, parks, and culture all rolled into one magical community, Sugar Wharf combines everything you love into the sweetest life you can imagine. The lake. The life. The city.

2018-09-11

10:31 AM

TAKE THE PATH TO WHERE LIFE IS SWEETEST.

REGISTER NOW MENKES.COM/SUGARWHARF Sales office opening soon. See sales representative for details. Prices and specifications are subject to change. E.&O.E. 2018. Exclusive Broker Cornerstone Marketing.

FLEUR CHURCH & SHUTER Under Construction 3 bedrooms From the low $900’s

THE EGLINTON YONGE & EGLINTON Under Construction Move in Next Year From the high $400’s

HARBOUR PLAZA HARBOUR & YORK Immediate Move-In Available Now Previewing Penthouses From $2.3 million

87 PETER PETER & KING Under Construction Penthouses From the low $800’s

IN.DE DUNDAS E + JARVIS Now Previewing Register @menkes.com

LEARN MORE AT THE MENKES CONDO CENTRE AT 770 BAY ST, TORONTO 416.591.7700

See sales representative for details. Prices and specifications are subject to change. Illustrations are artist’s concept only. E.&O.E. 2018.

Your NextHome is waiting. Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

WE PROMISE TO ALWAYS BUILD WHAT WE SELL. WE PROMISE TO ALWAYS BUILD WHAT WE SELL. TO TREAT OUR CUSTOMERS HOW WE WISH TO BE TREATED. TO TREAT OUR CUSTOMERS HOW WE WISH TO BE TREATED. TO DELIVER QUALITY HOMES OF LASTING VALUE. TO DELIVER QUALITY HOMES OF LASTING VALUE.

Congratulations on choosing a Plaza home. Congratulations on choosing a Plaza home.

When you partner with Plaza, you partner with the preferred high-rise builder of new home owners. Presented by Tarion, Homeowners’ celebrate building excellence in Ontario. When you partner with The Plaza, you partnerChoice with theAwards preferred high-rise builder of new home owners. Presented by Tarion, The Homeowners’ Choice Awards celebrate building excellence in Ontario. We’re grateful to have been recognized by our homeowners for our premier customer care and to customer service. Your satisfaction is our greatest We’re grateful have been recognized by our homeowners for ourachievement. premier customer care and customer service. Your satisfaction is our greatest achievement.

PROUDLY VOTED BY OUR HOMEOWNERS THE 2018 HIGH-RISE BUILDER OF THE YEAR PROUDLY VOTED BY OUR HOMEOWNERS THE 2018 HIGH-RISE BUILDER OF THE YEAR

PLZ 36731 High Rise Award Ad Next Homes.indd 1

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COMING THIS FALL

SUITES FROM THE HIGH $300s

Coming to the northwest corner of Dundas Street East and River Street in Regent Park, ARTWORKS Tower will rise 32-storeys above this award-winning, downtown east community. ARTWORKS Tower will feature modern studio to 3 bedroom + den suite designs, a spectacular, gallery-like lobby, inventive amenities, and stunning finishes. If you want to create a life for yourself that’s a true expression of who you are, then ARTWORKS Tower is the perfect canvas.

INNER CIRCLE members receive special perks & privileges before the general public. • Your choice of suites and views on select floors • An invitation to the first preview and sales events • Members-only invitations to Daniels’ hosted events

Pay a one-time, fully refundable membership fee of $300, and we’ll apply this fee to your purchase of any ARTWORKS Tower suite. Should you decide not to purchase, your $300 will be fully refunded - no questions asked. You’ve got everything to gain and nothing to lose.

416.955.O559

DANIELS-ARTWORKS.CA Exclusive Listing: City Life Realty Ltd. Brokerage. Brokers Protected. Illustration of ARTWORKS Tower, along with the surrounding buildings and landscape, are artist’s concept, subject to change without notice, and may not be representative of the final product. Pricing, programs, and specifications are subject to change without notice. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. See Sales Representative for details. E. & O. E.

COMING

TFU T

L LY C R A F T

LY C R A F FUL T

ED ED

TESTON

Naturally Sophisticated Naturally Sophisticated 42ʼ AND 50ʼ UPSCALE HOMES AT PINE VALLEY

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The AND beauty50ʼ of nearby Kleinburg will be AT celebrated in a thoughtfully planned 42ʼ UPSCALE HOMES PINE VALLEY community with impressive estate homes coming soon. Here Lindvest, with its over 60-year history of fineKleinburg building in the is bringing signature style to Klein The beauty of nearby will beGTA, celebrated in a its thoughtfully planned Estates. Thiswith spectacular collection of traditional and contemporary homes be community impressive estate homes coming soon. Here Lindvest, withwill its over polishedhistory to perfection with upscale refinements. Surrounded by lush greenery and 60-year of fine building in the GTA, is bringing its signature style to Klein forever yet just minutes to Hwys 407 and 400, home at Kleinhomes Estates is be Estates.views, This spectacular collection of traditional and acontemporary will confirmation that you’ve arrived. polished to perfection with upscale refinements. Surrounded by lush greenery and forever views, yet just minutes to Hwys 407 and 400, a home at Klein Estates is Register Now Priority confirmation that for you’ve arrived.Updates and First in Line Access.

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lEgAlly SpEAkINg

VACANT POSSESSION by JACqueliNe moNeTA JD wiTh AssisTANCe from JAysoN sChwArz llm

JAysoN sChwArz If you’ve ever bought, sold or rented a property you’re probably familiar with the term vacant possession. Giving vacant possession refers to a legal obligation to ensure that a property is in a state fit to be occupied at a given point in time. WHEN DOES VACANT pOSSESSION HAVE TO BE gIVEN?

It’s common to see vacant possession as an express term in Agreements of Purchase and Sale or a lease. But vacant possession usually has to be given in the following circumstances: • When property is sold • When a lease is granted • When a tenant vacates at the of the term However, the Ontario Superior Court has held that in the absence of an agreement as to a specific time of day on which vacant possession must be delivered, a seller can deliver vacant possession at any time before the day expires. Therefore it’s important to be specific if you want to ensure that the property is vacant before midnight on the agreed day. WHAT DOES VACANT pOSSESSION MEAN?

It seems natural to think that a property will be delivered with vacant possession if all of the occupants have left, but chattels, or movable objects, must also be emptied. However, depending on the circumstances, vacant 8 NextHome.ca

possession may still be given even if these requirements are not wholly met. The test the courts apply is whether the chattels left behind substantially interfere with or prevent the enjoyment of the right of possession for a substantial part of the property. But the court is clear that not any impediment will do. It must be one which substantially prevents or interferes with the enjoyment of the right of possession of a substantial part of the property. Given the subjective nature of this test it’s important to keep in mind that each case will turn on its own set of unique facts. In one Ontario Superior Court case the court held that a Quonset hut, which remained on the land after the closing date, did not impeded the delivery of vacant possession. In that case the Plaintiff was willing to accept the property with the hut remaining. However the court conceded that even if the hut should have been removed, the purchaser would only be entitled to the cost of removing the hut as an abatement of the purchase price and nothing more. In a subsequent case, however, the court found that failing to remove equipment was a failure to provide vacant possession as required in the lease. The effect of this failure was to prevent the tenant from being able to carry on their business. In that case the tenant was entitled to damages. WHAT HAppENS IF VACANT pOSSESSION IS NOT gIVEN?

Where vacant possession is being given on the sale of property

a buyer has several options. A buyer can apply for specific performance, where the courts will enforce the contract, in addition to damages for any losses suffered. The contract may also be rescinded. But if the parties are willing to negotiate they may be able to agree on an abatement of rent/the purchase price or a different closing date. Courts act more favourably towards sellers who have made attempts to deliver vacant possession, rather than those who make no effort to honour the terms of the contract. WHAT DOES IT MEAN TO ME?

Vacant possession is extremely important. Let’s look at some examples. You are closing your new resale home and the vendor has left a broken down truck in the garage and all of its old furniture in house. The tenant of the vendor is still living in the basement. This is an example of a situation where you could apply to the Courts to enforce your rights to specific performance. Every situation is unique and requires a holistic overview of what is involved and then the application of both common sense and the law. This is the time your lawyer becomes very important. Email us at info@schwarzlaw. ca and give us your questions, concerns, critiques and quandaries.

+more adVICE oNliNe nexthome.ca/news/advice

GRAND OPENING SEPTEMBER 29 & 30, 2018

e s t a t e s

NOW SELLING! Towns

A lifestyle with luxurious standards. A community to be proud of. A home expertly crafted with innovative design. A setting to marvel at. IT’S TIME TO ENJOY

life AT ITS finest.

from the mid

$300s

40’ Singles FROM THE LOW

$500s

289.897.8548

SALES OFFICE

SALES OFFICE HOURS: Monday, Wednesday, Thursday, Saturday, Sunday 1 - 6 p.m. Tuesday and Friday by appointment

* Specifications subject to change without notice. E.&.O.E.

Sept 29 - oct 13, 2018 | volume 26 iSSue 18

CONTENTS

ON THE COVER:

The Daniels Corporation LivE crEaTivELy aT arTwOrks TOwEr

10â&#x20AC;&#x192; NextHome.ca

TimE

fOr

a REDO

40 PROPERTy PROfilES

22 mountainview Homes Saffron Estates’ new townhomes and 40-ft. detached homes are now available in beautiful Fonthill

26 Heathwood Homes Discover quality townhomes and detached homes at Wallaceton in south Kitchener

16 bild report

by kelley keeHn

Booming renovation industry boosts the Canadian economy

Guess what? More condos are coming to Toronto!

iN EVERy iSSuE

by ben myerS

12 editor’s note

How do you know which condo is right for you?

28 Housing Affordability

by bArbArA lAwlor

08 legally Speaking What does vacant possession mean exactly? by JAcqueline monetA And JAySon ScHwArz

When one decor item inspires an entire room makeover

30 Stat chat

TRENDiNg

aDViCE

40 marketplace

by dAve wilkeS

34 condo pro

GTA residents say more homes are needed, just not in their backyard

iNSPiRaTiON

14 contributors 37 Hot properties gtA 43 Hot properties Swo

35 marketing wise Today’s new-home sales offices are better than ever by kelly ryAn

46 Advertiser index 48 what’s online

36 tarion report Which types of new homes are not covered by a warranty? by HowArd bogAcH

42 keehn on money Investing in real estate

34 whiCh CONDO is rigHT fOr yOu?

sept 29 - oct 13 , 2018 11

Editor’s notE

more than a new home it’s a Whole neW CoMMunity and lifestyle

susan Legge Editor-in-chiEf nexthome and Condoguide Email: susan.legge@nexthome.ca twittEr: @susanlegge

When you’re in the market for a new place to live, it helps to remember that you’re not just buying a home, you are also becoming part of a new community. not all neighbourhoods are created equal, and everyone has different needs and wants. reviewing the many features and aspects of a prospective community is just as important as finding the right floorplan. so, what do you look for? Close proximity to a doctor’s office or hospital, perhaps? nearby access to shopping, transit and schools? definitely! But what about things such as walkability and the demographics of an area? these are essentials you’ll want to check out too. the demographics of a new neighbourhood are important to investigate before you buy. if you’re a young family with children for example, you’re likely going to be thrilled at the prospect of having other families with children living nearby, ideally within walking distance, so ask who’s buying in the community. and speaking of walkability, is it important to you to be able to walk to schools and sports facilities? then ask what’s planned for the community, too. these are just a few qualities that make a neighbourhood highly desirable, and a fun place to live. from commuting Millennials to young families and retirees, fantastic neighbourhoods abound in the gta area and developers are dialed in to the needs and desires of today’s buyers. We hope you enjoy our latest issue. Please drop us a line and let us know how you do in your search.

the risks and rewards of real estate investing

design inspiration When one item Makes you rethink

the whoLe room

40 + get social 12 NextHome.ca

interact with us on social media: nexthome

CONTRIBUTORS

BILD REPORT | DAVE wILKES dave Wilkes is president and ceo of the building industry and land development association (bild), the voice of the home building, land development and professional renovation industry in the gta. for the latest industry news and new home data, follow bild on twitter at @bildgta or visit bildgta.ca

chief revenue officer

Jacky Hill Jacky.Hill@nexthome.ca editor-in-chief

STAT CHAT | BEN MyERS ben myers is president of bullpen research & consulting, a boutique real estate firm that advises land owners, developers and lenders on housing market conditions that can impact their development projects. follow bullpen on twitter at @bullpenconsult or visit bullpenconsulting.ca

Susan Legge Susan.Legge@nexthome.ca art director

Tammy Leung contributing editors

Sara Duck Amanda Pereira media consultants

CONDO PRO | BARBARA LAwLOR barbara lawlor is president and ceo of baker real estate inc., and an in-demand columnist and speaker. a member of the baker team since 1993, barbara oversees the marketing and sale of condo developments in canada and overseas.

Daniela Francia Daniela.Francia@nexthome.ca Nina Downs Nina.Downs@nexthome.ca distribution

John Jenkins DistributionTeam@nexthome.ca sales & marketing co-ordinators

LEGALLy SPEAKING | JAySON SCHwARz Jayson schwarz ll.m. is a toronto real estate lawyer and partner in the law firm schwarz law llp. he can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

Gary Chilvers Sarah Khan accounting inquiries

AccountingTeam@nexthome.ca graphic designers

Miguel Cea Sandra Hanak-Vujnovic Mike Terentiev ad production

MARKETPLACE | SARA DUCK

Pre-Press@nexthome.ca

With more than a decade of experience in the magazine world, sara duck brings her passion for writing and expert eye for what’s on trend to our pages.

Published by

nexthome.ca Advertising call 1.866.532.2588 for advertising rates and information.

TARION REPORT | HOwARD BOGACH howard bogach is president and ceo of tarion Warranty corp. for more information about how tarion helps new-home buyers, visit tarion.com

KEEHN ON MONEy | KELLEy KEEHN a financial literacy advocate, kelley keehn is on a mission to “make canadians feels good about money.” she is the author of eight published books and is also a speaker, media personality and consumer advocate for the financial planning standards council. kelleykeehn.com.

Circulation highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1.855.826.4200 to discuss distribution opportunities. Copyright Notice. all copyright and other intellectual property rights in the contents hereof are the property of nexthome, and not that of the individual client. the customer has purchased the right of reproduction in nexthome and does not have the right to reproduce the ad or photo in any other place or publication without the previous written consent of nexthome. contents of this publication, in hard copy format as well as online, are covered by copyright law, and offenders will be prosecuted. Copyright 2018. all rights reserved. reproduction, storage in a retrieval system or transmission, in any form or by any means, whether electronic, mechanical or otherwise, in whole or in part, without prior written permission of nexthome is strictly prohibited. Terms advertisers, editorial content are not responsible for typographical errors, mistakes or misprints. all prices are correct as of press time. Editorial submissions from interested parties will be considered. please submit to the editor at editorial@nexthome.ca

14 NextHome.ca

OPENING FALL 2018

MARKHAM

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PHASE 2 RELEASE

MODERN

36’ • 40’ • 45’ • 60’

TOWNHOMES

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BUNGALOWS, BUNGALOFTS & 2-STOREY SINGLES

STUNNING SINGLES & BUNGALOWS

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*Prices and information correct at press time. E. & O. E.

TREASUREHILL.COM sept 29 - oct 13 , 2018 15

ADVICE | bIlD rEport

GrowinG Home Renovation industRy Helps Boost tHe

Canadian economy Dave wilkes I recently read an Altus Group Housing Report and I was impressed to learn that Canadians spent nearly $77.7 billion last year on residential renovations across the country. In fact, renovation numbers have been increasing steadily for the past 18 years making the renovation and repair industry larger than the new home construction industry and providing a boost to the Canadian economy. In 2017, the value of upgrades to Canadian homes totalled $59.1 billion, virtually matching spending on new home construction. When the $18.6 billion in home repairs are added on the renovation side, total renovation spending in 2017 accounted for 57 per cent of all residential construction. The 2016 Census identified about 920,5000 existing housing units that were in need of major work. The list included such things as defective plumbing or electrical wiring, structural repairs to walls, floors and ceilings. This number represents about 6.5 per cent of the total overall Canadian housing stock. This should not come as a surprise as the need for major work increases with the age of the home. More than half the homes requiring substantial renovations were built between 1946 and 1980, when home construction dramatically increased to accommodate returning World War II veterans and as the first half 16 NextHome.ca

of the baby boomers entered the housing market. The renovation industry is expected to continue to grow at a record pace, meaning that there will be an influx of entrepreneurs looking to take advantage in the growth of the industry. Furthermore, there will be more pressure on municipalities to process building applications. When it comes to choosing a renovator, I encourage you to visit www.renomark.ca and educate yourself on the RenoMark Code of Conduct that gives homeowners peace of mind. All RenoMark renovators must abide by the RenoMark Code of Conduct. It requires renovators to offer a minimum two-year warranty on all work, carry a minimum of $2 million in liability insurance and provide a detailed written contract. To expedite the increase of new building applications, BILD is working with municipal governments to find innovative ways to make it easier for home owners to obtain building permits and reduce the lengthy approval processes. That is why we wrote our own Renovation Service Standard of Excellence that was presented to the City of Toronto, outlining a practical system that would streamline building permits and inspections. By adopting a Standard of Service Excellence, municipalities would speed up new building and homeowner renovations. Under this standard municipalities would: • Commit to reasonable turnaround time and a specific

“

In 2017, the value of upgrades to Canadian homes totalled $59.1 billion …

”

timeframe for building permit applications measured in weeks, not months. • Implement a web-based, one-window permitting portal that makes the application process smoother and provides transparency and accountability for the stage a permit is at. • Improve service by building inspectors. Inspectors should be accessible to renovators via mobile phone, providing reliable timeframes (two-hour windows) for inspections. We can do better if we all work together. As the municipal elections approach, BILD encourages all municipalities to adopt a Standard of Service Excellence. Visit www.buildforgrowth.ca and send a message to your local council or mayoral candidate.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta, or visit www.bildgta.ca.

+more adviCe online nexthome.ca/news/advice

Get back to the Simple Things Small town living is Simply Grand

Call the prettiest little town in Canada Home. It’s time to raise your expectations with more home and space for your money. Isn’t that Simply Grand?

SEMIS & SINGLES FROM THE MID $400’s SINGLES ON 150' DEEP WOODLOTS FROM THE LOW $600’s

LosaniHomes.com

Prices and specifications subject to change without notice. E & O.E

sept 29 - oct 13 , 2018 17

COVER STORY

Living Lane

COMING THIS FALL LIVE CREATIVELY AT ARTWORKS TOWER

In Regent Park, the demand for new residential opportunities continues to grow in this popular and fast-growing community. Coming this fall, The Daniels Corporation will go on sale with Artworks Tower. Rising 32 storeys on the northwest corner of Dundas East and River Streets, Artworks is steps to every local amenity you could imagine. With prices beginning from the high$300,000s, and only a 10 per cent deposit together with Daniels’ Gradual Deposit Payment Plan, 18 NextHome.ca

this brand-new condominium will offer something for everyone with suite designs ranging from one- to three-bedroom layouts. “Artworks Tower will be a significant addition to the Regent Park community,” says Dominic Tompa, Vice President of Sales at The Daniels Corporation. “When we first began our journey in Regent Park, right at the corner of Dundas and Parliament with One Cole, we looked forward to what the Dundas corridor would look like once we reached this point.

In reality, it’s what we imagined, and more. Artworks Tower will be a residential crown jewel, being both the tallest and the truest to its roots as an arts-inspired residence.” The internationally renowned revitalization of this neighbourhood includes shops, restaurants, cultural venues, and recreational facilities. Artworks Tower is steps to award-winning Daniels Spectrum, a community arts and cultural hub. It’s a quick stroll to the Regent Park Athletic

Artworks Tower will offer a total of 350 suites and will encompass exceptionally beautiful common areas like the gallery-inspired lobby. Residents will have the exclusive use of a coworking space, outdoor terrace, kids’ zone, party room, arcade, gardening plots and a mega gym including indoor and outdoor Crossfit opportunities.

Grounds, Pam McConnell Aquatic Centre, the neighbourhood’s 6-acre park, FreshCo by Sobeys, RBC, Shoppers Drug Mart and more. The 505 and 506 Dundas streetcars can take residents to the Eaton Centre in mere minutes. Pedestrians can walk to Leslieville, the Distillery District, Cabbagetown, Riverdale and the downtown core in just 10 minutes. Owning a vehicle is an option rather than a necessity, but for those who do, the DVP and Gardiner Expressway are moments away. Artworks Tower will offer a total of 350 suites and will encompass exceptionally beautiful common areas like the gallery-inspired lobby. Residents will have the exclusive use of a co-working space, outdoor terrace, kids’ zone, party room, arcade, gardening plots and a mega gym including indoor and outdoor Crossfit opportunities. The Living Lane will also offer a pedestrian walk-way with landscape features, bike parking and bistro string lighting. In addition, purchasers at Artworks Tower will receive an unprecedented interconnectivity package in partnership with Artery. Artery is a one-of-a-kind platform that connects people who want

to experience art and culture up close and personal in unexpected places. This exclusive package will provide a one-year Artery Club membership, which unlocks priority access to Artery’s showcase events throughout the GTA. To truly accommodate the spectrum of purchasers, Artworks Tower will offer Daniels’ Accessibility Designed Program. This innovative initiative provides a selection of barrier-free suites and features specifically for those using personal mobility devices at no extra cost. Daniels is known for offering powerful tools that help make purchasing a home more achievable. At Artworks Tower, buyers only have to provide a 10 per cent deposit, and Daniels makes paying that deposit easy with their exclusive Gradual Deposit Payment Plan. Here’s how it works: Provide a $5,000 deposit upon signing the Agreement of Purchase and Sale, and 30 days later, top up your initial deposit to a total of five per cent of the purchase price of the home. Then, 120 days after signing, Daniels’ Gradual Deposit Payment Plan kicks in. From this day, buyers will provide monthly installments of just $1,000

Arcade

sept 29 - oct 13 , 2018 19

Exterior of Lobby

until reaching five per cent of the purchase price, or the occupancy date. At the occupancy date, if the five per cent has not been reached, you will top up to that amount. Inspired? To increase your chances of owning a brand-new suite in this exciting residence, join the Artworks Tower Inner Circle. Members benefit from perks and privileges before the general public, such as an invitation to Daniels’ first preview and sales events; being among the first to choose suites and views from select floors; and much more. All

it takes is a one-time membership fee of $300, which is applied toward the purchase of a suite at Artworks Tower or can be fully refunded if you decide not to purchase – no questions asked. The Daniels Corporation (www.danielshomes.ca) is one of Canada’s preeminent builders/ developers, building more than 30,000 new homes across the Greater Toronto Area for over 35 years. Daniels has been named Tarion Warranty Corporation’s 2016 & 2017 Ontario High Rise Builder of the Year and is the

recipient of the Business for the Arts Community Impact Award. Understanding that quality of life is created by much more than physical buildings, Daniels goes above and beyond to integrate building excellence with opportunities for social, cultural and economic well-being. Artworks Tower is already attracting an overwhelming amount of interest. Don’t miss out. To find out more and to join the Inner Circle, register today ArtworksTower.com or call 416-955-0559.

Co-working space 20 NextHome.ca

sept 29 - oct 13 , 2018â&#x20AC;&#x192; 21

PROPERTY PROFILE

Mountainview Homes Saffron eStateS now selling in beautiful fonthill!

Grand opening event taking place September 29 and 30 Nestled in the beautiful Niagara Region, just along the escarpment, in-between fruit farms, vineyards and minutes from The Falls, lays a town coveted by so many… those in search of a simpler life. One that feels luxurious and also down-toearth, one that offer peace and calm, while also providing easy access to exciting Niagara Falls, one that is made for living life at its finest. Welcome to Saffron Estates by Mountainview Homes, in beautiful Fonthill. Offering 40 ft. single family homes starting from the low 22 NextHome.ca

$500s, and spacious freehold townhomes starting from the mid $300s, Saffron Estates is the ideal place to start living life at its finest. At Saffron Estates you’ll choose from two storey and bungalow designs, each expertly-crafted to offer easy, stylish living. With spacious three bedroom, three bedroom with loft, four bedroom and four bedroom with loft plans, plus the option to customize, it’s easy and fun to create your dream home! Saffron Estates homes features beautiful, open concept kitchens with convenient serverys

and bar areas, the infamous Mountainview ‘Stop and Drop’ mudrooms, luxurious master suites and more! Plus, you’ll choose from beautiful and luxurious finishes at Mountainview’s 3,000 sq. ft. Design House, where all your design dreams will become reality as the professional and talented team help you through the process of choosing all the details in your new home. Enjoy complete peace-of-mind at Saffron Estates, knowing that your new dream home is built with Mountainview’s fine craftsmanship,

innovative designs and quality finishes. With an emphasis on total customer satisfaction every step of the way, and as one of Niagara Region’s largest homebuilders, Mountainview Homes has strong roots in the Niagara region for 40 years, and takes great pride in creating communities that complement the area’s unique topography and culture. It’s no wonder residents from Niagara and beyond have choose a Mountainview community to call home. With beautiful homes built for living your best life, Mountainview knows how to combine the perfect home with large open spaces and luxurious standards with the best location

Niagara can offer. And Saffron Estates is another shining example of this. Learn more by visiting saffronestates.ca or mountainview. com, or call 289-897-8548. Be sure to mark your calendar for September 29 and 30, and experience all that Saffron Estates offers at the Saffron Estates grand opening at the brand new sales office located at 130 Highway 20, Unit C-1 in Fonthill. The sales office is open Monday, Wednesday, Thursday, Saturday and Sunday from 1 – 6 p.m. and Tuesday and Friday by appointment. These beautiful homes in such a sought-after community are not expected to last long, so don’t wait!

LOcaTIOn Fonthill, Niagara BuILdER Mountainview Homes dEvELOPmEnT Saffron Estates HOmE TYPE Single family detached on 40 ft. lots and freehold townhomes

SaLES cEnTRE 130 Hwy. 20, Unit C-1 cOnTacT SaffronEstates.ca or call 289-897-8548 23

We make it great, you make it yours.

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Choose your new home in one of four great communities, from a four time Builder of the Year.

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BRITANNIA RD

HWY 407

Sales Office: 22 Downy Emerald Drive, Bradford, ON

Sales Office: 6382 Regional Road 25, Milton, ON L9T 2X5

Telephone: 905.775.3461

Telephone: 905.878.2385

Trafalgar Landing

Westfield

Oakville

Brampton

Dundas & Trafalgar

Mississauga Road & Steeles

34’ AND 38’ DETACHED 1,970 sq. ft. to 3,535 sq. ft.

FROM $939,990

Sales Office: 271 Dundas St. E. Oakville, ON L6H 7C3

Sales Office: 8540 Mississauga Rd. Brampton, ON

Telephone: 905.844.1605

Telephone: 905.866.6876

FROM $789,990

MOVE IN FEBRUARY 2019 ASK ABOUT OUR INVENTORY INCENTIVES

SEMI DETACHED 1,675 sq. ft. to 2,315 sq. ft.

20’ Towns 1,885 sq. ft. to 2,295 sq. ft.

RR 25

Summerlyn Village

Sales Office Hours: Mon. to Thurs. 1 pm to 8 pm, Sat. and Sun. 11 am to 6 pm Prices and materials are subject to change without notice. Certain lots are subject to lot premiums. All illustrations are artist’s concept. All dimensions are approximate. Size and specifications are subject to change without notice. Actual useable floor space varies from the stated area. E. & O.E.

sept 29 - oct 13 , 2018 25

PROPERTY PROFILE

HeatHwood continues its tradition of quality in south Kitchener at wallaceton For nearly 40 years, awardwinning builder Heathwood Homes has been creating extraordinary communities for families across the Greater Toronto Area, and has earned a reputation for delivering top quality and superb design. Now, Heathwood is eager to bring you its fabulous new homes to a vibrant Kitchener location this fall. Wallaceton is a unique master-planned community in the desirable and convenient Huron Community area of south Kitchener, and Heathwood will offer a luxurious collection of townhomes and 31-foot singledetached homes. Wallaceton’s location is perfect 26 NextHome.ca

for first-time buyers, families seeking a move to a larger home, as well as those right-sizing their lifestyle. Here, you will find a large community park, unique parkettes, an elementary school site, open space/wetland area, ponds, trails and walkways. This beautiful location is also right next to the incredible new RBJ Schlegel Park, which is currently under construction. For the utmost in convenience, a large array of retailers and restaurants will also be on your doorstep. Heathwood’s homes will have striking exteriors that will include a variety of timeless materials. The elevations will feature combinations of brick, stone, siding and

decorative embellishments that will present a harmonious streetscape. Among the standard appointments in these upscale homes are an oversized 8-foot high main entry door system, 9-foot main floor ceiling height, gourmet kitchens with extra-height upper cabinets in a choice of style and colour and granite or quartz countertops with undermount sinks. Also included will be oak stairs from the main to second floor with oak pickets and handrail, and luxurious 3¼” pre-finished hardwood flooring throughout the main floor, except where the tile is laid. Detached homes include a cozy gas fireplace. The luxurious open-concept

townhomes will range from 1,275 to over 2,000 square feet with family-sized three- and fourbedroom layouts. The 31-foot detached homes will be available in sizes from 1,600 to nearly 3,000 square feet, with three- and fourbedroom layouts, with a variety of garage sizes. You can purchase with confidence from Heathwood,

which places a high value on longterm community commitment. Heathwood is the co-founder of The Mikey Network, which installs public-access defibrillators called MIKEYs in high-risk locations across Ontario. To date, 2,300 MIKEYs have been placed, and at least 40 people are alive because a MIKEY was on hand when they collapsed in a public place.

Heathwood has earned the reputation as a builder with a difference – and that difference will soon brighten South Kitchener’s residential landscape in Wallaceton. Isn’t it time for you to come “Home At Last” to Heathwood in Kitchener? Register for Heathwood at Wallaceton today at www.Heathwood.com.

LOcaTIOn South Kitchener BuILdER Heathwood Homes dEvELOPmEnT Wallaceton HOmE TYPE Townhomes + 31-foot single-detached homes

REgIsTRaTIOn www.Heathwood.com

sept 29 - oct 13 , 2018 27

trending

The majority of GTA ResidenTs AGRee: more new homes will help housinG affordability The Building Industry and Land Development Association (BILD) and the Toronto Real Estate Board (TREB) came together to shed light on voters’ priorities and issues for the upcoming municipal elections. For this survey, a sample of 1,503 GTA residents from the Ipsos I-Say panel was interviewed from August 20 to 23, 2018. “Last week’s poll data clearly showed that housing affordability and supply are key issues for GTA residents. Residents expect municipal politicians to tackle these issues in the upcoming election,” said Garry Bhaura, TREB President. “This week’s results show that building more new homes is seen, overwhelmingly, as a critical part of the solution to housing affordability. However, overcoming resistance to change and ‘not in my backyard’ sentiment in existing neighbourhoods is a huge barrier that municipal leaders can help overcome by taking a leadership role.” Some of the key results from the poll are as follows: • There was a clear consensus on the role of new builds as a means of addressing the issue of housing affordability in the GTA. • 87 per cent of respondents indicated that it is important to build new homes in the GTA as a means toward addressing the issue of housing affordability. Notably, GTA residents across all areas expressed this importance, including those living in York Region (87 per cent), Toronto (88 per cent), Peel Region (87 per cent), Durham Region (88 per cent), and Halton Region (81 per cent). 28 NextHome.ca

Those living in the 416 (88 per cent) feel slightly more strongly about the importance of new builds versus those in the 905 (86 per cent). Nearly nine out of 10 agree that municipal zoning by-laws should be reviewed, and changes considered, to allow for greater flexibility in creating middle-density housing types. Those living in Toronto (89 per cent) are more likely to hold this view than those in living in the surrounding municipalities (85 per cent). Opposition to new build construction increases with proximity and density. Specifically: • 30 per cent say they oppose the building of a new single family detached home within a half kilometre of their home; 37 per cent say they oppose the building of a new townhouse development within a half kilometre of their home; 44 per cent say the oppose the building of a stacked townhouse development (defined as middle-density housing) within a half kilometre of their home; • 49 per cent say they oppose the building of a small condo apartment building (defined as middle-density housing) within a half kilometre of their home; • 52 per cent say they oppose the building of a mid-rise condo apartment building (defined as middle-density housing) within a half kilometre of their home; • 59 per cent say the oppose the building of a high-rise condo apartment within a half kilometre of their home. In order to accommodate the tremendous growth that the GTA

has experienced in recent years, and the continued anticipated growth to 2041, policies of urban intensification and increased density of housing have been implemented by various levels of government. Resistance to new development slows construction of new housing, negatively impacting supply and increasing housing prices. “In order to build a livable GTA for the future, we need to be able to build more homes, faster. Clearly we need to have a broader discussion on how to accommodate growth, particularly in established neighbourhoods. I encourage citizens and municipal candidates to learn more about this at www.buildforgrowth.com,” said Dave Wilkes, President and CEO, BILD. “If we want to truly address housing issues in the GTA, we need to take a comprehensive approach and that means being open to innovative ideas and change. Outdated zoning rules and other obstacles need to be reconsidered. The same policies will get us the same results, and that’s just not good enough any more,” said John DiMichele, TREB Chief Executive Officer. “We are encouraging home buyers and renters to let municipal election candidates know their views through UnLockMyHousingOptions.ca that clearly outlines the problem, the reason and the solution to some of the challenges we face. Getting involved and sharing your concerns is easy, as the website does all the work for you,” said DiMichele.

neighbourhooD ProFiLe

regent park A new And improved neighbourhood

JoAnne KeenAn

Regent Park proves that you can reinvent the wheel with a citybacked redux that is raising this neighbourhood from ashes to a vibrant community of city streets, compact blocks, businesses, condos, rental apartments, community services and a blend of residents spanning the full spectrum.

Get back to the Simple Things

and nationalities, which inspire artistic, cultural and educational activities. More than 60 different first languages are spoken, making Regent Park one of Toronto’s most culturally diverse neighbourhoods. PLanes, trains & autoMobiLes

Streetcars provide easy access to the Yonge-University-Spadina subway line and Castle Frank station on the Bloor-Danforth subway line. The Don Valley Parkway is just to the east, linking to the Gardiner Expressway and Lake Shore Boulevard. reaL estate

Vibe

Nothing says new and improved more than Regent Park. It’s fresh, clean and vibrant with a phenomenal sense of community as redevelopment puts in place cross streets, amenities, housing and businesses for an engaging way of life. Although it’s still in the growing stages, former residents and families are eager to return, while newcomers long to ride the wave of growth that has begun. Meet the neighbours

Residents come from a wide variety of cultural backgrounds

Affordability is key for those who are starting out, new to the country or of limited means, and that is the hallmark of the rebuilding of Regent Park. The focus has been on returning former residents to healthier homes geared to their incomes. Funding initiatives have made it possible for former renters to become owners.

SEE PAGE 2 FOR MORE INFORMATION

+did you know?

The area now known as regent park was originally called Cabbagetown for the vegetables grown on front lawns in the area. sept 29 - oct 13 , 2018 29

ADVICE | stAt ChAt

Guess What? More Condos are CominG to toronto!

Ben Myers

According to data from CMHC, there were 57,613 apartments under construction in the Toronto Census Metropolitan Area (CMA) at the end of August, of which 49,377 will have condominium tenure. This level of future supply is near the record-high level set in 2014. There will always be some worry about overbuilding, but most of these units have already sold, and despite all the cranes you see in the sky, the new development industry has been underbuilding for the last three years. In May 2015, there were over 2,800 completed and unsold new condos in the Toronto CMA, that has declined to just 106 as of August 2018. Demand remains sky high. For almost a decade, the pundits and worrywarts said that the high-rise market in Toronto was overbuilding, and a glut of supply would result in major price declines, send investors running for the doors, and cause a correction of epic proportions. They were proved wrong once again in 2017 (the tenth straight year they’ve been proven wrong). A significant change made about 13 years ago is partially responsible for the condo boom you see today. According to a press release from Ontario’s Ministry of Infrastructure, “The Greenbelt Act, 2005 and Greenbelt Plan permanently protect 1.8 30 NextHome.ca

million acres around the Greater Golden Horseshoe” with the intent of preserving “our watersheds, rivers and forests to protect the water we drink and the air we breathe.” Like many acts with noble intentions, there was one unintended consequence, a decline in low-rise housing supply (and a subsequent major increase in prices). Some of the protected lands were ripe for residential redevelopment. Low-rise housing supply declined from about 17,000 available units a decade ago to just 5,000 today per data from Altus Data Solutions. Combine this trend with low interest rates, and the shifting preferences of young buyers away from cars and commutes to walkable amenity-rich urban neighbourhoods, has fueled the condo boom. The new mortgage stress test is limiting credit availability, interest rates that are now going up, and affordability concerns are all pushing more people into condominium living. Look for a greater variety of midrise developments in more neighbourhood settings, look for innovative stacked townhouse projects that bridge the gap between high-rise towers and traditional rowhouses, and look for back-to-back townhouses in more suburban settings. At some point in the future the Toronto condominium market is going to slow down, but consistent immigration and strong job growth continue to support new housing. Sales of

“

In May 2015, there were over 2,800 completed and unsold new condos in the Toronto CMA

”

new condominiums are down from the record-breaking levels in 2017, but demand continues to exceed supply in the new and resale markets, and there’s a lot less talk of condo oversupply and a condo glut. In fact, there has been more talk about condominium and rental apartment shortages. I always recommend surrounding yourself with a competent and experienced team, whether this is your first or fifteenth condominium purchase: a good realtor and a knowledgeable mortgage broker is a must. That being said, do your own research and make sure you’re comfortable with your condominium purchase in 2018 or Ben Myers is President of Bullpen Research & Consulting, a boutique real estate advisory firm, that works with land owners, developers and lenders to better inform them of the current and future macroeconomic and site-specific housing market conditions that can impact their active or proposed development projects. Follow Bullpen on Twitter at @BullpenConsult or visit bullpenconsulting.ca

+More adViCe online nexthome.ca/news/advice

SEPTEMBER | 2018

facebook.com/MenkesLife

Building these Fine Communities

@Menkeslife

youtube.com/menkesvideos

instagram.com/menkeslife

The superior level of craftsmanship in a Menkes home is reflected in the kitchen pictured here - a timeless yet contemporary design with upscale finishes.

sept 29 - oct 13 , 2018 31

www.menkes.com

Photo Compliments of Menkes

Menkes has been featured as “Model Home Of The Month” as seen in the NextHome Model Home Calendar

32â&#x20AC;&#x192; NextHome.ca

ADVICE | ConDo pro

HOW DO YOU KNOW WHICH CONDO IS RIGHT FOR YOU?

BarBara laWlOr

The good news is that anyone looking for a condominium suite in the Toronto area these days has more choice than anywhere else in North America. Condo shoppers in Toronto and the Greater Toronto Area have a tremendous scope of locations, designs, amenities, layouts and features from which to choose. The opportunity is incredible opportunity, and yes, it might seem a bit overwhelming. There are hundreds of new condominiums on the market, so how do you begin? I have a suggestion that may seem oldfashioned, but it is a tried-and-true approach that works – make a list! Whether you use pen and paper or an Excel spreadsheet, listing your priorities and then checking them off as you visit different condominium sales offices will go a long way to helping you make the best choice. In our experience at Baker Real Estate, purchasers start with location first. Perhaps a downtown location would make it possible for you to walk to work or take public transit. As you figure out your budget and what you can afford, the ability to cross off a vehicle from your expenses can be a major plus. If you are an investor, remember that condos situated close to subway and bus lines are easier to rent. There are also many condominiums being built in midtown and uptown Toronto as well, so the potential to live close 34 NextHome.ca

to the parts of the city you know and love is fabulous. Next on your list is probably affordability. If you have no idea what you can afford, it is time to speak with your banker or financial advisor to determine your realistic price range. There is no point in looking at $800,000 condo suites when your budget will allow for a maximum of $600,000. When you walk into a sales office, you need to know approximately what range of suites you can consider. Affordability also involves the suite size and configuration you desire. Realize that nowadays, suites are so well designed, that you can likely live comfortably in a smaller square footage than you imagine. I often talk about right-sizing your lifestyle, which means choosing the size that is best for your life circumstances at the time. So, what should be third on your list? I would advise lifestyle. Most purchasers welcome the condominium lifestyle, which includes things like a fitness centre, party room and any number of other amenities under

their roof. Condo shoppers also gravitate to buildings that offer concierge service for convenience and increased safety. On your major-item list, make a note to check out the background of the developer and builder, as well as looking at exterior and interior renderings to make sure the condominium will feel like “home” to you. A condominium suite is a major purchase. Take some time to make a list, compare fairly and make the very best choice for you! Barbara Lawlor is president and CEO of Baker Real Estate Incorporated, winner of the pinnacle 2017 Riley Brethour Award from BILD, and an in-demand columnist and speaker. A member of the Baker team since 1993, she oversees the marketing and sales of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.bakerrealestate.com

+mOre adVICE ONlINe nexthome.ca/news/advice

ADVICE | MArkEtIng WIsE

Today’s New Home sales offices are Better tHaN ever

Kelly ryan

A lot has changed in the building industry over the past few decades. New building materials, new technology and new Green design initiatives have made today’s new homes better than ever. At the same time, real estate marketing has dramatically changed, including builders’ sales offices and presentation centres. There was a time when a builder would drop a sales trailer on site, hang a handful of floorplans on the wall, and be open for business. But that was then, and this is now. Now sales offices are spacious and sophisticated selling environments showcasing a builder, a community, and a range of homes. Many sales offices are single, stand-alone structures but the bigger master-planned communities incorporate massive sales compounds, bringing together sales offices for multiple builders. The exteriors are striking, being both a landmark and a beacon to draw in drive-by traffic. And the interiors are something else, too. Today’s sales offices feel more like home. Interiors can be warm and inviting, or they can be cool and contemporary, but they are places you want to spend time in. Each conveys the project’s unique brand and at the same time it is a sales environment that over the years has been revolutionized

by the advent of new digital technology. The receptionists who greet visitors no longer take down details on a paper form – today all that buyer data and contact information can be recorded using a tablet, the first step in what will be a constant stream of electronic communication between builder and buyer. Prospects step into the space and are dazzled by multi-screen video walls featuring eye-catching audio-visual that conveys the personality and all the details of the community. The traditional site plan is now digital, and it is interactive and easily updated whenever a new home is sold or a new phase is released. The floorplans are digital too. No longer is it necessary to devote the wall space to 10 or 20 different floorplans. So sales offices can be more compact, and efficiently and economically designed, with prospective buyers able to review all the plans on a single interactive

display screen, and with the touch of a finger, go back and forth comparing one plan to another. All this new interactive technology engages the buyer like never before. What is the future of real estate marketing? One thing is for sure – sales offices will continue to be driven by new technology, including such things as virtual and augmented reality where buyers can put on a pair of goggles and immerse themselves in a 3D environment that allows them to see and feel exactly what their new home will be like.

Kelly Ryan is a senior partner at Ryan Design International, an awardwinning real estate marketing firm promoting new home communities across the GTA and around the world.

+more advICe online nexthome.ca/news/advice

sept 29 - oct 13 , 2018 35

ADVICE | TArIon rEporT

TYPES OF HOMES nOT EligiblE FOr warranty cOvEragE

HOward bOgacH

Whenever I write about the Ontario new home warranty program, I make the observation that almost every new home and condominium is covered under the seven-year, $300,000 warranty. However, there are exceptions to warranty coverage, and I thought it would be useful to remind potential new home buyers about homes that are not covered. Perhaps the category of new homes we get the most questions about are owner-built homes. A home is considered ownerbuilt if the owners build the home themselves on land they own, and then occupy it. It can also be considered an owner-built home if the owners hire someone else to build the structure, but exercise “significant control” over the construction of the home and then move in after it is built. Significant control includes: selecting, contracting directly with or terminating contracts with subcontractors, trades and suppliers; reviewing, revising, approving, supervising or directing work; and/or supplying materials. Whether the control exercised by the owner is significant depends on the nature, value and quantity of the work or materials controlled or contributed by the owner. There is a simple reason why owner-built homes are not covered by the statutory warranties: the vendor of the home (as defined 36 NextHome.ca

in legislation) is responsible for providing the warranty, and in the case of owner-built homes, there is no vendor. There are other types of homes and condos that are exempt from coverage, too. If an existing residential home has been renovated – for example, a new addition was constructed – the home is still not considered new and would not be eligible for statutory warranty coverage. Homes – even newly built ones – that have been previously occupied by the seller or the builder or rented by other persons before being sold to a purchaser, are not covered. A new home built on a preexisting foundation will also be exempt if that pre-existing portion of the foundation exceeds 40 per cent of the footings of the new build. Another category not covered by the warranty is the seasonal home. These are homes that don’t meet the year-round occupancy requirements of the Ontario

Building Code and are therefore not built for year-round occupancy. While condominium projects converted from existing nonresidential buildings are now covered by the warranty (this coverage was added January 1, 2018), buildings that were originally rental apartment buildings do not qualify for coverage. It’s important to note that these warranty exemptions represent a small portion of newly built homes or condos on the market. But, if you have a question about whether a home you are considering buying is covered under warranty, give Tarion a call for help.

Howard Bogach is president and CEO of Tarion Warranty Corp For more information, visit tarion.com or find on Facebook at facebook.com/ TarionWarrantyCorp.

+mOrE advIcE OnlinE nexthome.ca/news/advice

HOT PROPERTIES

find your next home The latest properties in the toronto area to keep your eye on 10. wonder

19. richlands

gta prevIew registration

By: Alterra and Graywood Developments City: Toronto Housing type: Loft, towns + condos from mid-$400s wondercondos.com

By: Fieldgate Homes City: Richmond Hill Housing type: Towns and singles fieldgatehomes.com

1. the keeley

11. harmony gate

By: TAS City: Downsview Housing type: Condos and towns thekeeley.ca

By: Sundance Homes City: Oshawa Housing type: Luxury townhomes harmonygate.ca

2. sugar wharf By: Menkes City: Toronto Housing type: PATH-connected waterfront condos menkes.com

3. in.de By: Menkes City: Toronto Housing type: Condos at Dundas East and Jarvis menkes.com

4. the landing By: Carttera City: Whitby Housing type: Condos from the low $300’s thelandingcondos.ca

5. m2m By: Aoyuan Group City: North York Housing type: Condo suites from 500 to 1,400 sq. ft. and from $389,900 m2mcondos.com

6. concord canada house By: Concord Adex City: Toronto Housing type: Condominium suites concordcanadahouse.ca

7. hillsBorough By: Great Gulf & Andrin Homes City: Holland Landing Housing type: Detached homes andrinhomes.com • greatgulf.com

8. supersonic By: Lindvest City: North York Housing type: Condominium suites lindvest.com/supersonic

9. georgina heights By: Treasure Hill Homes City: Keswick Housing type: 40- and 50-ft. singles treasurehill.com

new openings 12. anchor woods By: Regal Crest Homes & Rosehaven Homes City: Holland Landing Housing type: Singles, semis and towns anchorwoods.ca

13. summerlynn village By: Great Gulf City: Bradford Housing type: Detached homes on 36and 40-ft. lots greatgulf.com

14. condominiums of cornell By: Mattamy Homes City: Markham Housing type: Condominium suites from 725 to 1,302 sq. ft. mattamyhomes.com

15. impressions By: Fieldgate Homes City: The Village of Kleinburg Housing type: Luxury singles fieldgatehomes.com

16. kleinBurg summit By: Mattamy Homes City: Vaughan Housing type: Detached and townhomes mattamyhomes.com

17. neighBourhoods of mount pleasant By: Rosehaven Homes City: Brampton Housing type: Singles and townhomes rosehavenhomes.com

18. orchard west By: Treasure Hill City: Bowmanville Housing type: Single-detached homes treasurehill.com

20. towns at rouge valley By: Tribute Communities City: Scarborough Housing type: Urban townhomes mytribute.ca

21. valleylands By: Fieldgate Homes City: Brampton Housing type: Single-detached fieldgatehomes.com

22. frenchman’s Bay By: Madison Group City: Pickering Housing type: Townhomes and singles madisongroup.ca

23. mississauga square By: Plaza City: Mississauga Housing type: Condominium suites pureplaza.com

24. queen’s common By: Mattamy Homes City: Whitby Housing type: Detached and townhomes mattamyhomes.com

25. time and space By: Pemberton Group City: Toronto Housing type: Condominium suites pembertongroup.com

26. wesley tower By: The Daniels Corporation City: Mississauga Housing type: Condominium suites DanielsCityCentre.com

27. vita on the lake, vita two By: Mattamy Homes & Biddington Homes City: Etobicoke Housing type: Condominiums mattamyhomes.com

maps Locate properties using the map on the following page

Builders If you would lIke to Include your prevIew regIstratIon, new release or sIte openIng In thIs feature, just emaIl the detaIls to susan.legge@nexthome.ca sept 29 - oct 13 , 2018 37

HOT PROPERTIES / GREATER TORONTO AREA

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Uxbridge Uxbridge

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ADVICE | kEEhn on monEy

investing in REal EstatE Kelley Keehn

If you’ve already started investing in stocks, bonds, mutual funds, ETFs or more, you may be like many Canadians wondering if adding real estate might be right for you (outside of your principal residence). Many investors love the tangibility of holding an asset as opposed to the more nebulous stock or bond market. You can see it, hold it, control it. But it does require a much larger investment than other options and doesn’t allow as much diversification considering how high the average home costs are in this country. Investing in real estate outside your primary residence can be one way to grow your assets for retirement. You can deduct the interest on borrowed funds and have a renter paying your mortgage. Maili Wong, Certified Financial Planner, First Vice-President & Portfolio Manager with CIBC Wood Gundy says that “the cash flow you receive from renting out the residential or commercial property could potentially supplement your retirement income. But it’s very important to consider the pros and the cons in order to determine if real estate investing is right for you.” Maili cites the example of a novice real estate investor getting 42 NextHome.ca

excited about an opportunity to buy a condo, with the hopes of renting it out to earn extra cash flow from the rental income. But after deducting the mortgage payments, the strata/ condo fees, the property taxes and the incidental maintenance costs of fixing toilets or broken appliances, she warns that “they could potentially be losing money every month!” Tahani Aburaneh, Real Estate Investor, and bestselling author and founder of F.I.R.E Females In Real Estate, is on a mission for more women to invest in real estate. She believes that “women investors generate better return because they mostly use the ”buy and hold strategy” and think this asset class is a great addition to consider in your portfolio. Not that it’s a replacement to others, and also keep in mind that the reality of using leveraged funds is not for the low-risk investor. And Aburaneh’s biggest warning?

“Be careful of anyone asking for your money as part of a joint venture. Don’t give your money too quickly until you learn more about what you’re investing in from a third party who has no gain in giving you information and advice.” For that third party, seek the council of a Chartered Professional Accountant, lawyer specializing in real estate and/or a Certified Financial Planner (find one anywhere in Canada at: www.FindYourPlanner.ca). Kelley Keehn is a financial literacy advocate who has been on a mission to “make Canadians feel good about money.” She is the author of eight published books and is also a speaker, media personality and consumer advocate for the Financial Planning Standards Council. You can learn more about Kelley at kelleykeehn.com

+more adVICE online nexthome.ca/news/advice

HOT PROPERTIES

find your next home The latest properties in southwestern ontario to keep your eye on 10. WildfloWers

sWo prevIew registration

By: Mattamy Homes City: Kitchener Housing type: Townhomes and 30and 36-ft. detached homes. mattamyhomes.com

1. synergy

19. affinity condominiums By: Rosehaven Homes City: Aldershot, Burlington Housing type: Condominium suites affinitycondo.com

20. elements

By: Branthaven Homes City: Oakville Housing type: Urban trailside condos branthaven.com

new oPenings

By: Mountainview Homes City: St. Catharines Housing type: Luxury one- and two-bedroom condos elementscondo.com

2. casa di torre

11. mountainvieW heights

21. stationWest

By: Branthaven Homes City: Stoney Creek Housing type: Condos from 550 to 978 sq. ft. from the low $300’s branthaven.com

3. valera By: Adi Developments City: Burlington Housing type: Condominiums adidevelopments.com

4. Brant West By: Losani Homes City: Brantford Housing type: Towns and singles brantwest.com

5. on the ridge By: Rosehaven Homes & Homes by DeSantis City: Stoney Creek Housing type: Freehold townhomes liveontheridge.ca

6. one tWenty condominiums By: Mountainview Homes City: Fonthill Housing type: Condominiums mountainview.com

7. the mcKenzie By: Losani Homes City: Caledonia Housing type: Towns and singles mckenziecaledonia.ca

By: Starlane Homes City: Waterdown Housing type: Semis and singles starlanehomes.com

12. sParroW meadoWs By: Mountainview Homes City: Welland Housing type: Singles and towns sparrowmeadows.ca

13. vista ridge By: Losani Homes City: Beamsville Housing type: Towns and singles losanihomes.com

14. ParKvieW By: Adi Developments City: Burlington Housing type: Luxury waterview townhomes adidevelopments.com

15. life By: Branthaven Homes City: Winona Housing type: Luxury townhomes branthaven.com

16. the enclave

9. tiffany hill

18. lincoln estates

By: Menkes City: Georgetown Housing type: New release of single-detached homes on 40-ft. lots menkes.ca

23. the Preserve By: Mattamy Homes City: Oakville Housing type: Townhomes mattamyhomes.com

24. the West By: Adi Developments City: Burlington Housing type: Luxury boutique condos adidevelopments.com

25. saddle ridge By: Starlane Homes City: Milton Housing type: 40-ft. singles starlanehomes.com

17. exPlore By: Ballantry Homes & Branthaven Homes City: Hamilton Housing type: Townhomes exploretowns.com

By: Rosehaven Homes & Chiaravalle Developments City: Ancaster Housing type: Freehold towns, semis and detached homes tiffanyhill.ca

22. the enclaves of uPPer canada

By: Cosmopolitan Homes City: St. Catharines Housing type: Bungalow townhomes from the low $400’s enclaveniagara.com

By: Losani Homes City: Paris Housing type: Towns, semis and singles parispeninsula.com

8. the Peninsula

By: Adi Developments City: Burlington Housing type: Three-storey townhomes adidevelopments.com

By: Losani Homes City: Lincoln Housing type: Single-detached homes losanihomes.com

maPs Locate properties using the map on the following page

Builders If you would lIke to Include your prevIew regIstratIon, new release or sIte openIng In thIs feature, just emaIl the detaIls to susan.legge@nexthome.ca sept 29 - oct 13 , 2018 43

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Moyer Rd

ForksFo Rrdks Rd

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Bdrown Rd Brown R

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Victoria Ave

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Drummond Rd

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Haist St

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Bunting Rd

Genev a St

Genev a St St O n ta r i o St Vansickle Rd O n ta r i o Vansickle Rd

9th St

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23rd St

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INDEX OF ADVERTISERS

Adi Development - Valera

Branthaven Homes - Casa Di Torre

32 & 33

Mattamy Homes - Woodland Estates

OBC

Menkes Developments Inc. - 365 Church

Daniels Corporation- Artworks Tower

Menkes Developments Inc. - 87 Peter

Fieldgate Homes - Cobblestones South

Menkes Developments Inc. - Fleur

Fieldgate Homes - Upper Valleylands

Menkes Developments Inc. - Harbour Plaza

Fieldgate Homes - Valleylands

Menkes Developments Inc. - in.DE

Fieldgate Homes - Whitby Meadows

Menkes Developments Inc. - The Eglinton Yonge at Heart

Great Gulf - Arbor Peaks

Menkes Developments Inc. - Sugar Wharf

Great Gulf - Summerlyn Village

Mountainview Homes- Saffron Estates

Great Gulf - Trafalgar Landing

Model Home Calendar- Mattamy Homes

Great Gulf - Westfield

Plaza - Corporate

Studio Tour- Home & Style

Losani Homes - Simply Grand

Mattamy Homes - Boutique Condos

17&29

IBC

IFC

Treasure Hill Homes- Adena Views

Mattamy Homes - Bower Condos

OBC

Treasure Hill Homes- Georgina Heights

Mattamy Homes - East Preserve

OBC

Treasure Hill Homes- Kingsview Ridge

Mattamy Homes - Mount Pleasant North

OBC

Treasure Hill Homes- Trendi

Mattamy Homes - The Preserve

OBC

Urban Capital- M Condos

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FLEUR CHURCH & SHUTER Under Construction 3 bedrooms From the low $900’s

THE EGLINTON YONGE & EGLINTON Under Construction Move in Next Year From the high $400’s

HARBOUR PLAZA HARBOUR & YORK Immediate Move-In Available Now Previewing Penthouses From $2.3 million 18-0681_SATURDAY_NEXT-HOME_INSIDE-FC_SEPT15_FINAL_OL.pdf

2018-09-11

10:31 AM

87 PETER PETER & KING

IN.DE DUNDAS E + JARVIS Now Previewing Register @menkes.com

LEARN MORE AT THE MENKES CONDO CENTRE AT 770 BAY ST, TORONTO 416.591.7700

18-0681_SATURDAY_NEXT-HOME_INSIDE-FC_SEPT15_FINAL_OL.pdf

2018-09-11

Under Construction Penthouses From the low $800’s

See sales representative for details. Prices and specifications are subject to change. Illustrations are artist’s concept only. E.&O.E. 2018.

THE SIMPLE LIFE IS PART OF OUR MASTER PLAN THE PRESERVE COMMUNITY

Never before has there been a greater opportunity to live in Oakville. Coming Fall 2018, four new and exciting communities to choose from. FROM CONDO SUITES TO A FULL RANGE OF TOWNS & DETACHED DESIGNS – REGISTER TODAY. This Fall, we will have our biggest selection available across our Oakville communities. Our communities are surrounded by nature, parks, trails, schools, and amenities, and highway access is nearby.

A Wide Selection Of Affordable Boutique Condo Suites. Steel & Concrete Construction.

Our Prestigious Preserve Is Continuing Its Growth With Upscale Detached Designs.

Large, Luxurious Deep 50' Lots Surrounded By A Large Pond & Protected Woodlot.

A Community In The Hub Of Oakville Offering Stylish Freehold Towns & Detached Homes.

MASTER PLANNING

THE MATTAMY WAY

Our master-planned communities allow us to design neighbourhoods with a purpose – a better life for you. We curve our streets to slow trafﬁc and place parks connected to nature trails throughout the neighbourhood. This gives families like yours outdoor space to enjoy every day.

Register Today at mattamyhomes.com Please visit mattamyhomes.com for Sales Centre & Model Home hours All illustrations are artist’s concept. All dimensions are approximate. Prices, speciﬁcations, terms and conditions subject to change without notice. E.&O.E.