GTA New Condo Guide - December 1, 2012 by NextHome

5-WEEK ISSUE Dec 1, 2012 - Jan 5, 2013 Volume 16 Issue 22

MALIBU WHERE LIFE MEETS STYLE

INSIDE THIS ISSUE

THE NUTS AND BOLTS OF MAINTENANCE FEES

HOW TO GET YOUR HOME “HOLIDAY READY”

LUXURIOUS LIVING IN HOTEL-CONDOS

GRAND OPENING

16 FOOT LOFT

UP TO

LIVING $459900 from

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16FOOTLOFTS.CA/CG 416-925-2501

CONDOMINIUMS

SALES CENTRE :

YONGE & ST. CLAIR

111 ST. CLAIR AVE. W. HOURS:

MONDAY - THURSDAY

12 P.M. â&#x20AC;&#x201C; 6 P.M.

WEEKENDS & HOLIDAYS

12 P.M. â&#x20AC;&#x201C; 5 P.M.

FRIDAYS BY APPOINTMENT

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Whether you’re relocating from one coast to the other or moving to your first place, changing homes can be hectic, exciting and certainly stressful. But, relax. You can eliminate the anxiety associated with moving by taking control of the situation with confidence. Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the equation. Making a prudent purchasing decision that doesn’t keep you up at night when interest

rise or market news becomes the talk of the town is up to you. Any expert will tell you that buying a home or condo is a long-term commitment. This issue is full of great tips from the experts as well as the latest news designed to help you make a wise purchasing decision. Along with our Condo Profile features, which outline the specifics on many fine communities, there’s lots to take in – so kick back, relax and enjoy. You’re in the driver’s seat.

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Fancy a workout in your condo’s gym? Maybe a swim? Well, why not? After all, you’re paying for it – through your condo fees. Condo fees are what each owner is required to pay monthly, in addition to their mortgage payments. They differ from condo to condo – and they are not up for discussion. According to Urbanation’s Condominium Market Survey, the fees for a new condo in Q3-2012 were about $0.49 per sq. ft. per month in the GTA. So while the fees will vary from building to building, they will, on average, set you back about $350 to $550 per month for an typical unit. Some of these costs include: building insurance; utilities like electricity, heat and hydro; building

property taxes; cleaning services and garbage pick-up; landscaping and snow removal; security/ concierge; pool/gym maintenance; and parking. For some people, the idea of having security, parking and snow removal are some of the great things about living in a condo. For others, those incentives aren’t important. If you want a condo with all of the bells and whistles, you are looking at higher fees; if you want to keep the fees low, you should consider buildings without all the facilities. Because, let’s face it, if the building has the amenities, you will pay for them month after month after month – even if you never dip your toe in the Olympicsized pool.

NOW OPEN

Condominium Residences at the northeast corner of Yonge & Eglinton $, . -- .* .# -/ 1 3 . ,.$)" !,*( .# '*1 4 , - ). .$*) */)" '* . . *)" ., . * 3

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the CITYâ&#x20AC;&#x2122;S BEST at YOUR DOORSTEP

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WATERFRONT LIVING IN TORONTO THE NEXT GENERATION OF

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Youâ&#x20AC;&#x2122;ll love living in one of the GTAâ&#x20AC;&#x2122;s best locations at Bloor Street West and Islington Avenue in Etobicoke, in a residence where style and sophistication go handin-hand. The opportunity to own at Vivid Condominiums just got more exciting, now that Pemberton Group has introduced a limited-time-only special One-Price Plan. Buy now and you can choose to live in a beautiful 820 sq. ft. suite on ďŹ&#x201A;oors 6 to 16 for the amazing price of just $349,990! See a sales representative for details. The ďŹ nal building in Pembertonâ&#x20AC;&#x2122;s established Port Royal Place community, Vivid is situated steps to the Islington TTC subway station and Kipling GO station. Residents will enjoy proximity to schools, shops, and recreation facilities in the vicinity. Islington Village, the Waterfront Trail, Bloor West Village, The Kingsway and Sherway Gardens are also near by. The community has its own landscaped park, gazebo, playground and splash pad. Vivid itself features 24-hour concierge service, a completed indoor swimming pool, menâ&#x20AC;&#x2122;s and womenâ&#x20AC;&#x2122;s change rooms, ďŹ tness centre,

cards and billiards rooms, and a lounge with a ďŹ replace, bar, servery and catering kitchen. Each spacious, wellappointed suite includes a generous balcony, terrace or patio. To fully appreciate Pembertonâ&#x20AC;&#x2122;s quality and design panache, view Vividâ&#x20AC;&#x2122;s virtual suite tour online. Available one-bedroom to two-bedroom + den designs range from 580 to 1,120 sq. ft., affordably priced from the $260â&#x20AC;&#x2122;s. Ask a sales representative for full details on Pembertonâ&#x20AC;&#x2122;s One-Price Plan. Pemberton Group has more than 50 years experience building superb communities in many of the Greater Toronto Areaâ&#x20AC;&#x2122;s most desirable neighbourhoods. The Vivid Presentation Centre and model are at 9 Michael Power Place, south off Dundas West, between Islington and Kipling. Call 416.239.8200, or visit vividcondos.com. To explore the companyâ&#x20AC;&#x2122;s many ďŹ ne communities, visit PembertonGroup.com, plus follow Pemberton on Facebook and Twitter.

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FABULOUS FALL INCENTIVES! SUITES FROM THE $260’s VIVIDCONDOS.COM OR CALL 416.239.8200 9 MICHAEL POWER PLACE MONDAY – THURSDAY 12 – 7PM, SATURDAY & SUNDAY 12 – 6PM, FRIDAY CLOSED Exclusive Listing Brokerage Circle M Realty Corporation. Prices and speciﬁcations are subject to change without notice. Illustration is artist’s concept E.&O.E.

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LIMITED-TIME SUITE PROMOTION - $10,000 OFF, PLUS 1 YEAR FREE MAINTENANCE* Purchase the 960 sq ft or the 1,035 sq ft two bedroom plus den suite starting from $415,705* $ 10,000 savings is also available on our full range of suites.

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EXCEPTIONAL VALUE THROUGH TALENT, DEDICATION AND LEADERSHIP For over 50 years, Pemberton Group has created landmark residential and commercial developments that deliver exceptional value through its talent, dedication to excellence and industry leadership. Today, Pemberton’s diverse condominiums across the Greater Toronto Area are a tribute to design creativity and craftsmanship. Located in the most coveted neighbourhoods and enhanced with vibrant lifestyle amenities, every Pemberton condominium is a destination in itself.

PEMBERTONGROUP.COM | 905.326.4100 See a sales representative for full details. Brokers protected, Illustrations are artists’ concepts. E. & O.E.

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December 1, 2012 to January 5, 2013 VOLUME 16 ISSUE 22

&$ MALIBU Where life meets style %',

COLUMNS, NEWS & FEATURES 002 EDITOR’S NOTE 7C@IAB=GHG

016 BILD REPORT Working together to build great cities BY BRYAN TUCKEY

034 TAXING ISSUES Buying a home to build equity BY HENRY CHOO CHONG

040 LEGALLY SPEAKING Considerations for buying foreign property BY JAYSON SCHWARZ

066 STYLE FILE The coffee table: sizes, shapes and finishes BY YANIC SIMARD

078 MORTGAGE FINESSE How to be mortgage-free within 10 years BY CALUM ROSS

080 FUNDAMENTALLY SPEAKING Report from the CMHC’s annual housing outlook conference BY WAYNE KARL

088 MONEY MATTERS Holiday shopping without the hangover BY GAIL VAZOXLADE

092 CONDO PRO Condo maintenance fees: a matter of perspective BY BARBARA LAWLOR

114 MAKE YOUR MOVE How to properly pack seasonal decorations BY DAN HOPKINS

124 HOME SMARTS Make a wise and informed condo purchase BY MARNIE BENNETT

126 QUICK TIPS Get organized and have a hassle-free holiday BY HELLEN BUTTIGIEG

142 SCRUMPDILLYICIOUS Braised lamb shanks with creamy polenta BY LESLIE STYLES =B H<9 B9KG

024 NEWS New lending restrictions affect new home sales 033 EVENTS BILD raises $30,000 for Habitat for Humanity

046 MORTGAGE NEWS Provincial regulators to increase consumer protection for mortgages

CONDO PROFILES

052 MORTGAGE POLL Canadians view their home as key investment tool

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MONARCH & THE GOLDMAN GROUP

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Picasso on Richmond Last chance for preconstruction pricing at chic downtown condo

056 HOUSING MARKET “Moderation” is the key word for Canadian housing markets in 2013

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062 BREAKING GROUND 36Hazelton breaks new ground in Yorkville

THE DANIELS CORPORATION

068 CONDO SNAPSHOT Enjoy year-round vacation living at Copeland House

One Park Place Hot, new residence in Regent Park is selling out quickly

076 CONDO POLL Canadians don’t mind paying for the perks of condo living

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122 CMHC NEWS GTA condos: affordable and in demand

GRAYWOOD DEVELOPMENTS & MOD DEVELOPMENTS

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Five Condos A dynamic, urban landmark at Yonge and Bloor

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032 CONDO LIVING Living the luxe life in Toronto’s hotel-condos

NORSTAR GROUP

Portrait Condos Eight stunning suites are now on view at Bathurst and Sheppard

BY MIMI NG

048 HOT TOPIC The value of public art and spaces in urban life

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BY MARK MANDELBAUM

ROYAL GRAND WOODBINE DEVELOPMENTS

050 HOME SEARCH Pinpointing the perfect location for your new home BY WAYNE KARL

057 HOT TOPIC Midrise is on the rise in Toronto BY ROLAND ROM COLTHOFF

096 YOUR STYLE Get your home ready for the holidays BY HEATHER SEGRETI

118 HOLIDAY HOME Tips to help you pull off a chic holiday fête BY NICHOLAS ROSACI

138 DESIGNER TOUCH Regardless of how you celebrate, it’s time to start decorating. BY ERICA GELMAN <CA96IM9FGÈ <9@D

044 YOUR MONEY 13 essential tax-planning strategies

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The Lexington Etobicoke condo buyers get a great new deal

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064 FINANCES A bit of planning can reduce your tax liability

128 QUICK TIPS Resolve to get organized in 2013

070 GOING GREEN Make the resolution for a greener 2013

130 MOVING How to make moving easier on your kids

086 DECORATING TIPS Take your home from dreary to cheery with paint

132 CONDO WATCH 905 Previews, new releases and grand openings in the 905 area

090 YOUR MONEY Are you saving enough for retirement?

145 CONDO BUYERS’ RESOURCE SECTION You love the home, see what you can afford

098 CONDO WATCH 416 Previews, new releases and grand openings in the 416 area 110 YOUR SPACE Clever ways to organize a small living space

BAZIS INC.

150 INDEX OF ADVERTISERS

E Condominiums An exciting development now open at Yonge and Eglinton

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Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

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Dan Hopkins is chief operating officer at Two Men and a Truck Canada. For more information visit twomenandatruck.ca

Ben Myers is editor and executive vice-president of Urbanation, a market research firm tracking the new, resale and future condo market since 1981. Urbanation’s Condominium Market Survey is the industry’s bible for sales and pricing information, as well as analysis that puts all the pieces together. Urbanation is on the pulse of the highrise condo market in Toronto.

Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

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Wall2wall Media is a Trademark Of Yellow Pages Group Co. In Canada.

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Call 416.626.4200 for advertising rates and information. 7=F7I@5H=CB Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. 7CDMF=;<H &$%& All rights reserved by wall2wall media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. H9FAG Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. 98=HCF=5@ submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.Com. The views and data expressed by columnists do not necessarily represent those of the publication. 58J9FH=G=B;

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Marnie Bennett is a broker and the team leader of Bennett Property Shop Realty, a full premium-service five-star real estate brokerage specializing in marketing and selling new and resale homes, condos and investment real estate. Marnie is the host of the weekly radio shows, The Real Estate Hour and Business Class. bennettpros.com

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Email your tax questions to Taxing Issues at choochonghcga@yahoo.ca

Hellen Buttigieg, CPO, is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

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Hometrader and the Hometrader & Design are trademarks of Apax Partners Llp, Used Under License. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

IT’S TIME

TO STEP INTO THE LIMELIGHT A NEW LIGHT IS SHINING ON MISSISSAUGA’S MOST SUCCESSFUL SELLING CONDOMINIUM! FOR A LIMITED TIME, DANIELS IS MAKING IT EASIER THAN EVER TO OWN AT LIMELIGHT CONDOMINIUMS WITH THEIR INCREDIBLE SPOTLIGHT PACKAGE! Simply visit the Presentation Centre today, to learn how you can become part of Daniels’ award-winning City Centre Community. Plus, tour a fully-furnished model suite and 12,000 sq. ft. of incredible amenities!

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Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca).

few weeks ago, BILD released the latest housing market statistics, showing that new home sales in the GTA remained low in September as a result of the federal government’s tighter mortgage lending regulations. In the release, I explained that changes to mortgage rules and a tightening of lending for GTA projects by the banks have diminished

consumer confidence and, ultimately, new home sales. Home builders are also showing some restraint as the GTA saw fewer new project openings in the second half, with many launches scheduled ahead of the summer’s new mortgage rules, or for next spring when sales are traditionally more active. Year-to-date figures showed a more positive view with 26,392 new homes and condominiums sold in the GTA as of the end of September. That’s nearly identical to 2010, although 23 per cent below the record-breaking 2011. In fact, on the highrise side, year-to-date sales remain third-highest on record at 19 per cent above the long-term average, trailing 2011 and 2007 – both banner years for GTA condominium sales. As I explained in a recent webinar hosted by RealNet Canada Inc., the GTA is really a tale of two markets – highrise and lowrise – and while the two currently face different challenges, they all stem from the impact of the Ontario Growth Plan, better known as Place to Grow – provincial policy that spearheaded the emphasis on intensification, leading to the shift we’re seeing towards high-density housing in the GTA. While highrise sales remain above average, the same cannot be said for the lowrise sector. Although September lowrise sales have outperformed its condo counterpart for the first time since 2009, our industry is still facing challenges stemming from high prices, a lack of product choice in ground-related housing and constrained land supply. As of September 30, the RealNet New Home Price Index for a lowrise home rose 15 per cent to $623,245. Price growth was also observed in the highrise market, although the difference is more modest with prices up to $544 per sq. ft. – a three per cent increase over September 2011. The Ontario government has recent described the Greater Golden horseshoe as the fourth-fastest growing urban region in North America, and it’s difficult to build affordable homes so that the 100,000 new residents that come to the GTA each year have a place to live and work.

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arly in the new year, Monarch and The Goldman Group will start construction on Picasso on Richmond, so anyone interested in living in this highly successful condominium in an “A” Toronto

location should act now. This is your last chance for pre-construction pricing. The opportunity is incredible, especially with such a dynamic development team at the helm. You can buy with peace-of-mind from Monarch and The Goldman Group, both industry leaders with prestigious reputations. Monarch is Canada’s oldest real estate company, with more than 95 years of experience in providing top-quality homes and condominiums with unparalleled customer service. This longevity and reputation for excellence have earned Monarch the public’s trust. In 2010, Monarch was named “Home Builder of the Year” by BILD. The company’s commitment is to build homes “inspired by

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you” – they know how to build it right the ﬁrst time. Adding to the conﬁdence in purchasing at Picasso on Richmond is its phenomenal location on Richmond between John and Peter Streets in Toronto’s hot Entertainment District. Residents will be able to walk to restaurants, spectacular shopping along fashionforward Queen Street West, Air Canada Centre, Rogers Centre, Roy Thomson Hall, TIFF Bell Lightbox and the Osgoode subway station.

IN 2010, MONARCH WAS NAMED “HOME BUILDER OF THE YEAR” BY BILD. THE COMPANY’S COMMITMENT IS TO BUILD HOMES “INSPIRED BY YOU” – THEY KNOW HOW TO BUILD IT RIGHT THE FIRST TIME. Within these exciting surroundings, Picasso on Richmond will rise as an architectural icon. Governor General Award-winning Teeple Architects designed the unique avant-garde exterior that is destined to turn heads in this significant area of Toronto. Edgy white cubic volumes will project from the tower and appear to float in midair, resulting in phenomenal views of the city and lake. To create the effect of a vertical landscape, each cubic volume will have a themed garden. The base, a 10-storey podium, will encompass high-end retail and commercial spaces, which is yet another component of convenience for residents. The result will be an $%, B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

architectural marvel that will take its rightful place close to the AGO. As for interiors, the renowned firm Union31 has designed the amenities, beginning with the chic open-air lobby housing 24-hour concierge service. Perched on the 10th floor, the Picasso Club has a special occasion/party room that overlooks a spacious terrace with barbecues, a hot tub, tanning decks, an outdoor fireplace, cabanas and panoramic views. The Club also features the Cue Lounge with a billiards table and TV. For fitness enthusiasts, Pulse offers cardio, a yoga/ aerobics area, fitness equipment, and men’s and ladies’ change rooms with a dry sauna. Rounding out the amenities is a designer-decorated guest suite. Luxurious appointments in the suites (all as per plan) include eight- to 10-ft. ceiling heights (depending on the floor); laminate flooring; kitchens with built-in stainless steel appliances; quartz, granite or Caesarstone countertop; porcelain, ceramic or glass tile backsplash; pantries and extended breakfast bar islands (as per plan). The studios, one-bedroom, one-bedroom plus den, two-bedroom, two-bedroom plus den, and threebedroom designs range in size from 398 to 1,231 sq. ft. and in price from the $300s to over $800,000. Ask about the superb selection of Sky Suites released earlier this year. H\Y D]WUggc cb F]W\acbX YldYf]YbWY WYbhfY ]g `cWUhYX Uh &)* EiYYb GhfYYh KYgh" :cf acfY ]bZcfaUh]cb j]g]h h\Y WYbhfY AcbXUm hc H\ifgXUm bccb hc * d"a" kYY_YbXg bccb hc ) d"a" W`cgYX :f]XUmg WU`` (%*"(-)"')(- cf j]g]h acbUfW\[fcid"bYh"

THE REBIRTH of a LEGEND THE ICONIC SUTTON PLACE HOTEL RE-ENVISIONED AS THE BRITT CONDOMINIUM RESIDENCES. The historic Sutton Place Hotel at Bay and Wellesley, just steps to the Bloor-Yorkville neighbourhood, will be injected with new life, British inspired architecture, design and amenities. From the grand entrance lobby to the magniﬁcent terrace to luxury ﬁve-star services, this is where classy meets classic and historic meets epic. UÊ 24-hour executive concierge UÊÊiÝiVÕÌ ÛiÊLÕÌ iÀÊ-iÀÛ ViÊ UÊÊÊÃ«>ÊEÊÜi iÃÃÊÃiÀÛ ViÃ

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CONDOMINIUMS FROM THE $300’S REGISTER AT THEBRITTCONDOS.COM 416.926.1669

Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and speciﬁcations subject to change without notice. Illustrations are artist’s concept. E.&O.E.

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A5@=6I CJ9F H<9 @5GH 897589 has been proud to take its place in Toronto’s ever changing skyline – with iconic buildings designed to reﬂect the character of their neighbourhood while providing residents with modern amenities designed to compliment their lifestyles. Malibu Investments Inc. is a Toronto-based development company with major residential highrise condominiums throughout the GTA. To date, more than 3,500 residential suites are completed or under construction. Through its commitment to using the most advanced materials, methods and technologies available to the industry, Malibu is committed to the highest standards of quality for all of its developments – infusing smart urban design with today’s lifestyle demands.

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Shaping Toronto Malibu’s portfolio ranges from boutique buildings to signature towers across the GTA, including: St. Andrew on the Green, luxury condos overlooking the Islington Golf Course; Boutique Condos, two phases of residences located in the Entertainment and Fashion Districts of downtown Toronto; and, most recently, Tableau Condos, now under construction at Richmond and Peter Streets.

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Malibu has pioneered developing properties in emerging neighbourhoods. Malibu’s signature building, Malibu at Harbourfront, at Lakeshore and Bathurst, helped turn a once industrial area into a vibrant and now popular Fort York neighbourhood. This highly sought after residential community now includes Malibu’s boutique building LTD Condos. Similarly, Malibu’s Gramercy Park project in North York, at the Wilson Subway and steps to Yorkdale Mall, was once a commercial area and is now in the midst of a booming residential renaissance. This beautiful terraced building of six, nine and 12 storeys, designed by Page + Steele / IBI Group with a private half-acre park, is now under construction with occupancies in Phase One almost complete. Gramercy Park’s location at 525 Wilson Avenue allows residents to access downtown in minutes via the subway or to any GTA destination via the 401 and Allen Road. Yorkdale Mall, Costco and Home Depot are a few of the fantastic amenities nearby. The building features a glass-enclosed lobby with 24-hour concierge, a well-equipped ﬁtness room with private yoga studio, indoor oasis pool and whirlpool overlooking an outdoor sun terrace. For entertaining, there is a private movie theatre, games room and party room with a catering kitchen and private dining room. Outdoors, there are dining areas with barbecues. The beautifully landscaped private park with walkways and seating let residents enjoy the outdoors year round.

Malibu is committed to the highest standards of quality for all of its developments – infusing smart urban design with today’s lifestyle demands Penthouse Living When it comes to penthouse living, Gramercy Park offers spectacular open concept residences with nine-ft. ceilings, modern finishes including pre-engineered wood veneer flooring throughout, granite countertops with undermount sink in kitchens, marble countertops with undermount sink in bathrooms, stunning panoramic views of the city and two parking spaces included. There is still time to customize your penthouse unit from an array of finishes. These suites start at over 1,400 sq. ft., ranging from two-bedrooms plus den to three-bedrooms plus den, from the low $600s and will be move-in ready within six months. Only a few remain so call to book a private appointment at 416-9028166 or visit the sales office located around the corner from the building at 9 Tippet Road. Malibu prides itself on delivering modern amenities, architecturally stunning buildings and excellent customer service, and has established itself as a developer that will continue to enhance Toronto’s skyline in the future – for the better. For more information on Malibu and its projects, please visit malibutoronto.com. 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $&%

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new home sales for the third consecutive month, the Building Industry and Land Development Association (BILD) has reported. According to RealNet Canada Inc., BILD’s official source of new home market intelligence, 2,792 new homes were sold in October, which is the second-lowest October on record. Due to three low sales months in a row, year-to-date sales of 29,322 new homes across the GTA have slipped to 14 per cent below the long-term average. The highrise sector still holds a prominent share of the market, with 1,914 sales in October 2012 totalling the fifth-highest October on record. “In an attempt to cool down the market, the federal government has severely affected the building and development industry in the GTA,” says

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LARGE CORNER SUITES FROM $399,990* Introducing a fantastic collection of large corner suites at Rain, Oakville’s most successful master-planned condominium community. Wraparound balconies, spectacular views, spacious interiors and unrivaled resort inspired amenities make Rain the most coveted address at the heart of the exciting Kerr/Speers revival. Walk through our designer Model Suite and let Rain shower you with inspiration!

LAST CHANCE FOR PRE-CONSTRUCTION PRICING LIMITED TIME INCENTIVE $10,000 OFF THE PURCHASE PRICE* OR 1 YEAR FREE MAINTENANCE & TAXES*

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Hours: Mon-Fri 12-6, Sat, Sun & Hol 12-5 521 Kerr St., Oakville, L6K 3C9 @rainoakville

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GREAT LIVING HAS REACHED NEW HEIGHTS

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Sizes and speciﬁcations subject to change without notice. E + O.E. Illustration is artist’s impression.

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luxurious living RIGHT AT THE OLD MILL ON THE BANKS OF THE HUMBER.

OCCUPANCY FA LL 2013 LIVE IN ONE OF TORONTO’S MOST PR ESTIGIOUS NEIGHBOUR HOODS CONSTRUCTION H AS STARTED! From the low $500’s to over $1.7 Million Riverhouse at the Old Mill, welcome to a world of elegance and sophistication, in the city’s most desirable Old Mill neighbourhood. Meticulously designed suites, exceptional amenities, heirloom detailing and authentic craftsmanship.

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30 Old Mill Road, Toronto Monday - Wednesday: 12pm - 6pm Sat & Sun: 12pm - 5pm Closed: Thursdays, Fridays and Holidays Exclusive Broker Milborne Real Estate Inc. Brokers Protected. Prices and speciﬁcations subject to change without notice. Promotions may be changed and/or cancelled at any time without notice. Only 5% deposit is required for one bedroom suites. Only 10% deposit is required for 2 bedroom suites or larger. Balance to 20% not required until occupancy. Limited time offer. Illustration is artist concept. E.+O.E.

RIVERHOUSE AT THE OLD MILL PRESENTATION CENTRE TEMPORARILY RELOCATED AT THE TREVISO PRESENTATION CENTRE LOCATED AT DUFFERIN ST & LAWRENCE AVE W. FOR MORE INFORMATION CALL 416.787.8882

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PRESENTATION CENTRE IS LOCATED AT THE NORTHEAST CORNER OF DUFFERIN ST. & LAWRENCE AVE. MONDAY TO THURSDAY 12PM -6PM SATURDAY, SUNDAY 12PM - 5PM FRIDAY & HOLIDAYS CLOSED

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Put less down to live downtown. The people have spoken. Studio Condos on Richmond is the Peoples’ Choice winner for best new condo of the year. Now, more than ever, it should be your first choice too. For a limited time only, you can purchase one of the remaining suites in this artistic new community with only 10% down. Life in the city just got a lot more affordable.

NOW UNDER CONSTRUCTION. Suites starting from the $300’s ASPEN RIDGE CONDO FINDER 77 Charles

Model Suite available to view. Call Michelle Jalsevac for an appointment 416.203.7034 | 77charles.com $'$ B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

Sales Centre & Model Home

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t is an exciting time for luxury condo buyers in Toronto. During the past two years, the city has seen the completion and opening of four major luxury hotel-condo projects: Four Seasons, Shangri-La, The RitzCarlton and Trump International Hotel & Tower. Not only do each of these hotel properties bring tremendous excitement and vitality to the city, but they also give buyers in the high-end condominium sector a product oﬀering that has never before been available in the marketplace. Luxury hotel-condo development is new to Toronto, but it is a well-established trend in cities like New York, Boston, Miami, San Francisco and London. Several factors have contributed to the increasing popularity of these kinds of mixed-used projects.

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Mimi Ng is Vice-President of Residential Sales & Marketing at Menkes, one of the leading home builders in the GTA with over 50 years of experience. Follow Menkes on Twitter (twitter.com/menkeslife), Facebook (facebook.com/menkeslife) and Youtube (youtube.com/menkesvideos).

From a hotel perspective, building a stand-alone luxury property is challenging and is often not financially feasible. Incorporating condominium residences into the project creates a built-in, permanent client base for the hotel. From a condominium perspective, offering residents access to five-star hotel services and amenities represents the pinnacle of the carefree condominium lifestyle. For residents, living in a hotel-condo is the ultimate marriage of service and pampering. From world-class dining to state-of-the-art fitness facilities, everything is literally a short elevator ride away. And sometimes you do not even have to leave the privacy of your home to enjoy the perks of the hotel; a simple phone call can bring room service and housekeeping straight to your door. In some cases, the hotel amenities represent unique experiences that cannot be found anywhere else. For example, the new Four Seasons Hotel in Yorkville offers residents access to a stunning spa that spans two floors. At 30,000 sq. ft., with an indoor relaxation pool and a full range of treatment rooms, the spa is the largest luxury urban spa in Toronto and in any Four Seasons hotel worldwide. The benefits of hotel-condo projects are not just limited to the lucky few who purchase in these buildings. The hotel amenities are open and accessible to everyone, whether they choose to visit the bar for a drink, get a treatment at the spa, or have a memorable meal in the restaurant. In fact, some of the most exciting restaurants in Toronto can be found in the new hotels, including Momofuku Noodle Bar, Daisho and Shoto at the Shangri-La Hotel, and dbar and Café Boulud by Michelin-star Chef Daniel Boulud at Four Seasons Hotel.

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November 20 for the Building Industry and Land Development Association’s (BILD) Party for Humanity, and raised more than $30,000 for Habitat for Humanity Toronto. The fourth annual event was held at the Warehouse in Downsview Park, and attendees dressed in their favourite white pieces, in accordance with the party’s “white out” theme. Fundraising efforts included a silent auction, raffle and a “wardrobe tax” for those whose attire lacked the mandatory white piece. “This event has been a tremendous success in each of its first three years, but we chose to think outside the box this year and try something different,” said BILD President and CEO Bryan Tuckey. “Our team is always thinking of new, creative ways to raise money for our community partner, Habitat for Humanity Toronto, and this event is yet another example of how committed this industry is to giving back to the community.” BILD’s Party for Humanity is one of four major fundraisers for the charity. The Association has supported Habitat since 2003 and has since raised more than $535,000 toward its goal of building

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aﬀordable homes for low-income families. In addition to raising money, the event celebrated the leadership of Paul Golini, who concludes his two-year term as BILD Chair at the end of the 2012. “People often ask me where I get the energy to do this, and I tell them that it is all about passion – passion for the industry, this association and the people within it,” Golini told the crowd before thanking his wife, Sharan, and family for their support during his term. “It’s really been a remarkable couple of years for me and I thank you all very much.” 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $''

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6I=@8=B; 9EI=HM investment. Today’s historically low interest rates make purchasing a home extremely appealing – particularly if your rent paid is greater than $1,000 per month. Why should you pay someone else’s mortgage? 7cbg]XYf h\Y Zc``ck]b[.

Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

Currently, my wife and I are renting. However, we would like to buy a home and build some equity. Can you oﬀer some advice for a young, upwardly mobile couple? Geoﬀ rey and Diane, Toronto

There are many investment vehicles that can give you healthy returns. You do not necessarily have to buy a home to increase your wealth. However, a home is one of the only tax-free investments still available to the middle class. Buying a home is a long-term commitment and

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›› Determine what you can afford and stick to that price. All too often, buyers tour several homes and the only one they desire happens to be thousands of dollars over their budget. Remember, keep your head out of the clouds. Commit to a mortgage, not a stress asylum. ›› Shop and negotiate with several financial institutions for the best interest rate, terms and conditions. You may be surprised at how competitive the banks are for your mortgage business. Shopping for a mortgage can be as easy as a few clicks of your mouse. ›› Set a formal plan to help save for a first home. Sit down, plan the steps necessary to achieve your goals, and follow through! ›› Improve/maintain your credit rating by paying all your bills on time. One-day-late payments are still considered late. This could influence your negotiating power for the best mortgage. ›› Make sure current monthly mortgage payments are manageable and will continue to be so even when interest rates rise in the next several years and payments increase. ›› Put down as much as possible to avoid taking out a high-ratio mortgage that incurs additional cost and interest. A five-per-cent down payment on a home leaves little equity. ›› Set aside an additional three per cent of the purchase price of the house for closing costs such as Land Transfer Tax, legal fees and disbursements, moving costs and other incidentals. Speak to your lawyer who will be able to give you the heads up on what to expect. ›› Take advantage of the first-time Home Buyers Plan (HBP) to use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and spouse, provided they qualify, may withdraw up to $25,000 each from their RRSP, tax-free, for a total of up to $50,000 toward your home and other purchase-related costs. If you have never used the HBP, contribute your savings for the home into your RRSPs and take advantage of the tax deduction. Then, use these savings for a down payment. You will have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal. Continue to follow the real estate market trends and buy when you are ready, not when the market is ready for you.

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*As per price list. Limited time offer. **Principal and interest. ***At colour selection. All renderings are artistâ&#x20AC;&#x2122;s concept. Prices, speciďŹ cations and availability subject to change without notice. E.&O.E. Brokers protected. See Sales Representative for details.

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Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw. ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

anadian winters being what they are, many of us like to flee for either the short term or long term to the sun, sand and heat whenever we get a chance. While we are enjoying the warmth, we are often drawn to the siren song of homeownership at our favourite destination. Maybe it’s the urge to plan for retirement, additional income or the certainty of having a place of your own to come back to year after year, but one thing is for sure, Canadians have never been more interested in owning foreign property than now. Thanks to low interest rates and a stable economy, Canadians have the upper hand and the world knows it. However, homeownership in another jurisdiction means a slew of considerations that are complex and at times overwhelming. In the U.S., for example, there are estate tax issues that come up, and you may require a specially designed Trust to avoid

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Uncle Sam as a partner with you or your kids after your death. There are issues of law if the country does not have a British system and if it’s run on civil or Napoleonic law; Martinique and St. Martin are examples. There may be other issues of property ownership such that foreign nationals may only be able to lease, not own. The next issues relate to the vendor. Are you purchasing from a reputable organization? If it is a condo, how are you sure the developer will be around if things go wrong? What guarantees are there on your deposits if they go broke and does not finish the project? It sounds like a lot to think about… but it was so easy to sign up during the tour. So, really, what are you buying? Are you buying a timeshare, outright ownership or a long-term lease? Here is a list of a few questions that need to be answered on a preliminary basis on a resort or new condo purchase before you make any offer: 1 Location – why are you choosing this location for a second home? 2 How much time will you spend in a typical year in your second home? 3 Will you typically bring friends and family? 4 What are the common fees and how are they set and controlled? 5 What are resales like for the development? 6 What is the legal structure and laws that apply in the country you are looking at purchasing? 7 Would you rent the property, and if yes, what are your expectations and needs on rental income? 8 What security is there for deposits and payments? Here is the litmus test to go forward: A How did the resort or sales centre answer those eight questions? B Did they satisfy you with their knowledge and professionalism? C Did they try to push you into signing something without the opportunity to consult with a lawyer? If those questions are answered to your satisfaction, then you know you are in the right place. If you have an intention to buy, make inquiries and find a lawyer, possibly a referral from your lawyer or friends at home. You need to understand the tax implications of a purchase, and more importantly, the tax impact if you sell for a profit or earn income. As an example Barbados is a Canadian tax treaty partner and you may get favourable consideration on a capital gain or on rental income. Each country is unique and you need a lawyer or accountant to help you figure it all out. Buying a second home in a warm locale is a dream many Canadians share. If the deal is properly structured, the home you purchase can bring years and years of happy memories and, quite possibly, a great return down the road. Good luck.

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here is still an opportunity to own a brand new condominium in the heart of Toronto’s fastest growing neighbourhood. But hurry – the recent opening of The Daniels Corporation’s One Park Place Condominiums was a phenomenal success, and this incredible new residence is already over 80 per cent sold. Buyers were swept away by the superb location within the award-winning Regent Park revitalization, as well as the striking architecture and spacious suite layouts. Daniels’ fourth condominium residence in the neighbourhood, One Park Place is well under construction at Dundas and Sumach Streets and is located off of a pedestrianfriendly Urban Mews named Regent Park Boulevard. Once completed, the urban mews will act as a community gathering place and an ideal destination for local festivals, markets and performances. The mews will also connect many of the amenities throughout the community including the six acre park, the newly opened Regional Aquatic Centre and Daniels Spectrum – a 60,000-sq.-ft. cultural hub that is now open to the public and bustling with activity in music, dance, theatre and fi lm. Right next door to Daniels Spectrum is Paintbox Bistro; this new culinary hot spot is the vision of renowned Toronto Chef Chris Klugman. With its charming atmosphere and professional staff, most of whom are from the Regent Park community, this is the perfect place to relax and grab a bite to eat with friends or family.

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MUCH LIKE THE OTHER CONDOMINIUM RESIDENCES WITHIN THE REGENT PARK REVITALIZATION, ONE PARK PLACE IS BEING BUILT TO THE LEED GOLD CERTIFICATION STANDARD

But that’s not all. One Park Place is just steps from FreshCo. by Sobeys, Rogers, RBC Royal Bank, Tim Hortons and public transit at Dundas and Parliament Street. A downtown Toronto location doesn’t get any better than that! Within One Park Place, suite owners will have access to over 45,000-sq.-ft. of indoor and outdoor amenities at Club Uno including two squash courts, a half-court gymnasium, fitness studio, indoor/outdoor yoga and Pilates studio, party room, billiards rooms, piano lounge, and an outdoor terrace with barbecues, lounge spaces and a ping pong table. Much like the other condominium residences within the Regent Park revitalization, One Park Place is being built to the LEED Gold Certification Standard, and will offer residents an environmentally-friendly way of life with bicycle storage and several energized parking spaces for future environmentally friendly cars.

AMONG ITS MANY INITIATIVES, DANIELS WAS CHOSEN TO PARTNER WITH TORONTO COMMUNITY HOUSING TO REVITALIZE REGENT PARK – 69 ACRES IN TORONTO’S DOWNTOWN EAST Homeowners will also be able to grow their own herbs, flowers and spices in the resident gardening plots located on the fifth-floor outdoor terrace. Committed to promoting urban gardening, Daniels will introduce residents to a third party group who will conduct seminars on urban gardening. Attendees receive the tools and information they need to start and maintain successful gardens right in the comfort of their own home. The suites at One Park Place offer fantastic finishes including stainless steel appliances, contemporary Quartz countertops, laminate flooring throughout, and kitchen and

bathroom designs by award-winning interior designer Cecconi Simone. Purchasers get all of this for prices that begin from the low $200s. And for the ultimate in affordability, buyers can take advantage of Daniels’ five per cent Gradual Deposit Payment Plan. Pay $3,500 with the Agreement of Purchase and Sale, then $1,000 each month until you reach five per cent of the purchase price. Plus, Daniels’ First Home Boost Program enables qualified buyers to increase their down payment from five per cent to 15 per cent of the purchase price through an exclusive interest-free, payment-free loan. The Daniels Corporation (danielshomes.ca) is one of Canada’s preeminent builder/developers with a reputation for quality and integrity in all forms of residential construction. Named the Tarion Warranty Corporation’s 2012 Highrise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation, Daniels has built more than 23,000 homes throughout the GTA. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East. Committed to community, Daniels continually offers innovative programs that help people achieve homeownership, champion’s neighbourhood initiatives that enhance residents’ quality of life, and supports numerous charities and non-profit organizations. 8cbÈh kU]h ! X]gWcjYf h\Y VYgh \caYckbYfg\]d cddcfhib]hm ]b 7UbUXU hcXUm J]g]h 8Ub]Y`gÈ FY[Ybh DUf_ dfYgYbhUh]cb WYbhfY Uh )$$ 8ibXUg GhfYYh 9Ugh AcbXUm hc H\ifgXUm %& d"a" hc * d"a"/ KYY_YbXg UbX \c`]XUmg %& d"a" hc ) d"a"/ W`cgYX :f]XUmg" :cf acfY ]bZcfaUh]cb WU`` (%*"-))"$))- cf j]g]h XUb]Y`gcbYdUf_dÙWY"Wca" 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $('

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capital gain in 2012? If so, you may wish to maximize the opportunities associated with selling securities that have an unrealized capital loss to help reduce your tax liability or obtain refunds for taxes paid in previous years. 7\Uf]hUV`Y XcbUh]cb The ﬁnal day to make contributions to a registered charity in order to claim the donation tax receipt on your 2012 income tax return is December 31. However, if you plan on donating securities in-kind before year-end, ensure that you start this process well in advance.

H5L!D@5BB=B; GHF5H9;=9G + K<=@9 A5BM D9CD@9 K=@@ 69 celebrating on December 31st, that day can be nervewracking for those who haven’t considered year-end tax planning strategies, according to RBC Wealth Management. “December 31 is second only to April 30 as a crucial date in the tax planning calendar,” says Tony Maiorino, vice-president and head, RBC Wealth Management Services. “Because this date represents the last day of the year that potential tax savings opportunities are available, you need to start planning now to help achieve your ﬁnancial goals.”

Here are 13 potential tax-planning strategies to consider: :CF 6IG=B9GG CKB9FG =bWcfdcfUhYX WcadUbm If you are a business owner with an

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in 2012, you cannot have an RRSP after December 31. Consider making your expected 2013 RRSP contribution in December before converting your RRSP. 9ad`cmYf 6cbig Are you receiving an employer bonus by December 31? Deferring it may be a wise choice for you if you are expecting to be in a lower tax bracket in 2013.

incorporated company, you may ﬁnd both year-end corporate income tax deductions and a structured retirement savings plan for yourself through an Individual Pension Plan (IPP). GU`Uf]Yg Zcf ZUa]`m aYaVYfg As a business owner, consider paying salaries to yourself and appropriate family members before December 31. This strategy can give your family members earned income enabling them to make an RRSP contribution the following year and giving your business a tax deduction in the current year. DifW\Ug]b[ UggYhg If you are a business owner and intend on purchasing assets for your business (e.g. computers), purchasing them before December 31 may allow your business to claim depreciation on these assets for tax purposes.

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Agency (CRA) stating the prescribed interest rate will remain at a historical low of one per cent until December 31, it is an opportune time to consider establishing or modifying a spousal loan as a possible income splitting strategy. IbfYU`]nYX WUd]hU` [U]bg If you have unrealized capital gains, you may want to consider deferring them until after December 31 if your marginal tax rate may be lower in 2013 compared to 2012.

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RESP, you’ll want to ensure you have contributed the maximum allowed in order to qualify for the 20 per cent Canada Education Savings Grant by December 31. Acj]b[ k]h\]b 7UbUXU If you plan to move within Canada, consider that individuals pay provincial tax rates on taxable income based on their province of residence on December 31. Since marginal tax rates vary from province to province, you may want to consider moving prior to December 31 if you are moving to a province with a lower tax rate. EiUfhYf`m dUmaYbhg hc 7F5 If you make quarterly tax installment payments to the CRA, you should consider making your ﬁnal payment on or before December 15 to avoid late interest charges. :YYg Remember to pay all investment management fees, tuition fees, safe deposit box fees, accounting and legal fees if deductible, childcare expenses, alimony, medical expenses and any business expenses by December 31 if you want to deduct them on your 2012 tax return.

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Life is remarkable in one of the fastest growing cities in Ontario. A charming community, where neighbours still say hello. Where parks, shopping, restaurants and golf courses are all nearby. Where you can relax in a brand new space with all the amenities and conveniences of a remarkable life. Remarkable residences. Across from Mount Joy Go Station. Starting from $199,990.

Exclusive listing brokerage: TFN Realty Inc. Brokers protected. Prices, sizes and speciďŹ cations subject to change without notice. E. & O.E. Illustration is artistâ&#x20AC;&#x2122;s impression. Creative: la-ads.com

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7CBGIA9F DFCH97H=CB :CF ACFH;5;9G ACFH;5;9 6FC?9F regulators from across the country have partnered to establish the Mortgage Broker Regulators’ Council of Canada (MBRCC). This means regulators from participating provinces will have a forum to improve consumer protection, develop national solutions to shared concerns and promote harmonization of Canada’s mortgage broker regulatory practices.

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The partnership signals a new era of coordination and information sharing among regulators as well as a national approach to identifying and addressing issues in the mortgage broker industry. The MBRCC strategic plan for 2012-15 has also been released, outlining the strategic priorities and initiatives of the organization for this period. One important initiative is the development of competency standards and curriculum requirements for mortgage brokers. In addressing consumer protection concerns, the MBRCC committed to assessing practices that ensure mortgages are suitable and will also review the information consumers receive about the material risks involved in a mortgage. “We believe the next three years will bring about positive changes not only to protect mortgage consumers in Canada, but also in industry standards and professionalism,” Bacon says. “The MBRCC looks forward to working closely with consumers, industry and other interested stakeholders in bringing these changes to fruition.”

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PRESENTATION CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS.: 12PM – 6PM, FRI.: 2PM – 6PM, SAT. & SUN.: 12PM – 6PM, STATUTORY HOLIDAYS: CLOSED Exclusive Listing g Brokerage: g Baker Real Estate Incorporated. Brokers Protected. Prices and speciﬁcations are subject to change without notice. Illustration is artist’s concept. E.&O.E.

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H Mark Mandelbaum is Chairman of Lanterra Developments. During his career, Mark has managed the acquisition, development, servicing, marketing and sale of thousands of acres of residential, commercial and industrial land throughout the GTA.

oronto has undergone a very signiﬁcant evolution in the past decade. There has been a tremendous pace of development in the downtown core, with the addition of approximately 30,000 condominium units per year in that time frame. One characteristic of this development is that the higher density created by highrise living means more people commonly use and share more urban support and services. A concentrated, urban lifestyle creates some obvious beneﬁts, including more optimized use of public transportation, and the general vibrancy associated with creating integration and proximity of residential, commercial and retail activities within the downtown core. In addition, at Lanterra, we have always placed a strong emphasis within our buildings on the creation of shared space and amenities that allow residents to “live large” through the use of lounges, lobbies, private reception, exercise and social gathering areas. We believe this approach serves to bring people together and consider their living experience beyond the dimensions of their individual residences. However, a truly dynamic urban lifestyle goes beyond these factors alone and is greatly enhanced by the creative use of public space and the expansion of public art. Through the wisdom of city planners many years ago, Toronto adopted the Public Art program which mandates that developers provide one percentage point of the overall construction costs of a project to the purpose of public art. Along with many other developers in the city, Lanterra has been a proud participant in this program over many years. We have been actively

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involved, in terms of both time and money, by participating in the jury selection process used to help select and engage artists from Canada and around the world in the creation of public art installations in Toronto. On behalf of Lanterra I have been involved in a number of public art projects. With five major art installations over the past decade, I am proud of the impact these projects have had on our community. Each project, by its very nature, is specific to the location and the selection process involved. But, I have always felt that a public art installation can be exemplified not just by how it compliments a development, but how it can serve to define it. Our latest initiative in this regard is represented in the recent unveiling at Burano Condominiums of the Fresco entitled, “Glass Memory” by renowned Italian artist Sandro Martini. This is a truly dynamic creation and the use of colour and scale is so compelling that one can’t help but be inspired by its scale and impact, with the panels individually measuring as large as 150 by 100 feet. But what may be truly fantastic about this art piece is the way in which it influenced and shaped our thinking on the building itself. With something this dramatic, we wanted to create an environment that would truly maximize the visibility of this wonderful work and to do that we actually shaped our plans for building design around the art itself. Glass Memory at Burano will be easily viewed from the street day or night by virtue of the fact that it is housed within 3,500-sq. ft. and a 50-ft. high glass frame that is the street level façade of the building itself. Combined with carefully considered interior lighting and exterior landscaping, Lanterra has ensured that the art will become a fixture, not just for the building, but for the surrounding street itself. Bay Street is easily one of the busiest main streets in Toronto, and the impact of this art will be recognized by pedestrians and motorists alike. In addition, we have carefully considered the use of the interior surrounding space itself to provide for an interior environment that can have a contemplative character to it and allow for a greater opportunity to sit, relax and fully appreciate the creation. For that reason, we are specifically looking to have a food service type of tenant in place that can enable this vision while respecting

the openness of the space itself. Our design speciﬁcally avoids the use of ventilation that would accompany a more intensive restaurant environment and is, in contrast, designed to accommodate a tenant that can amplify the experience of the art itself. Increasingly, I believe this is the type of consideration that needs to factor into the design and creation of public space in Toronto because of the vital and important role that this plays in the life of our city. Public art is widely recognized as being a boost to economic development and for adding character and depth to neighbourhoods, which encourages tourism by making communities more of a destination. I also believe that public space and public art can create, as the City of Toronto Urban Design Guideline indicates, “unexpected moments of beauty, amusement, reﬂection or intrigue.” This latest initiative by Lanterra accomplishes this and we look forward to using this project as a guiding inspiration for our future development plans in Toronto. 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $(-

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boast their new community is “just minutes from shopping, schools and all the amenities!”? And that “Everything you need is right at your doorstep”? This is not just marketing gimmickry at work. These factors really matter, as such attractions are critical in determining a development’s appeal to buyers – for lifestyle and comfort while living there, as well as resale potential down the road. However, one of those factors carries a little more weight than the others: proximity to infrastructure. The federal and provincial governments have been spending billions on infrastructure improvements over the last few years to upgrade highways, transit systems, airports and other services such as health care. For housing developments, this means more and better access. In such cases, it’s no exaggeration to say the infrastructure developments have allowed new communities to literally sprout up along the way. Numerous studies throughout North America and elsewhere show that proximity to mass transit and highways has the most signiﬁcant impact on

property values, since it improves residents’ accessibility to a city’s central business district and other areas with employment opportunities. The greatest beneﬁt, according to Vancouverbased Cutting Edge Research Inc., is for properties located within 500 metres of stations along new transit lines. Value enhancements can be 10 to 20 per cent higher for homes within this distance than those outside it. “Distance is now measured in minutes, not kilometres,” says Don Campbell, president of Cutting Edge, summarizing a principle that homebuyers anywhere can follow: as people increasingly factor commuting times into their buying decisions, proximity to transportation is a top determining factor for both convenience and resale value. While you’re out there shopping for your new home or condo, take a look around and see how close you are to the nearest highway or transit line. Then follow the tracks to those housing projects and communities – and your new home – that will make a sound buying decision. 7CBH=BI98 CB D5;9 )(¼

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SUITES FROM THE MID $300,000s

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majority of Canadians (77 per cent) indicating their home is an investment rather than an expense, according to a recent Scotiabank poll.

The investment may extend beyond retirement for some; among those mortgage holders not yet retired, one-third (32 per cent) say they will likely still have their mortgage when they retire. That said, Canadians are eager to leave their mortgages behind, with almost threequarters (72 per cent) of Canadian mortgage holders taking at least one step to becoming mortgage-free faster. When it comes to mortgage-mindset, Canadians are thinking in the right direction: Hkc!h\]fXg cZ 7UbUX]Ubg fYdcfh ckb]b[ U \caY" :cf 7UbUX]Ub \caYckbYfg ($ dYf WYbh UfY `]j]b[ acfh[U[Y!ZfYY" H\Y aU^cf]hm cZ 7UbUX]Ubg U[fYY ]h ]g ]adcfhUbh hc VYWcaY acfh[U[Y!ZfYY Ug gccb Ug dcgg]V`Y"

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“What I want Canadians who are feeling a little overwhelmed in paying off their mortgages to know is that paying off their mortgage is totally achievable, and the great news is that a number of Canadians who were in the same position have reached the goal of being mortgage-free,” says David Stafford, managing director of real sstate secured lending at Scotiabank. “With rates at historic lows, there’s never been a better time to take years off your mortgage. We’ve helped customers across the country become mortgage-free faster. By visiting our financial advisors, you can receive personalized advice on how to do the same without an impact on your lifestyle.”

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» Where do you work, and how easy will it be to get there and at what are the commuting costs?

» If you have or plan to have children, where will they go to school and how will they get there?

» Do you want safe walking areas, recreational facilities or other amenities such as shopping nearby?

%& EI9GH=CBG HC 5G? 69:CF9 MCI 6IM Consider the following checklist of questions, from Cutting Edge Research Inc., for analyzing the potential of an area. The more “yes” answers you get, the better the location.

6 Has the political leadership created

an economic growth atmosphere? 7 Is the Economic Development Oﬃce

progressive and helpful? 8 Is the area’s infrastructure being built

1 Is the area’s average income increasing

faster than the provincial average? 2 Is the area’s population growing faster than the provincial average? 3 Is the area creating jobs faster than the provincial average? 4 Does the area have more than one major employer? 5 Will the area beneﬁt from an economic or real estate ripple eﬀect?

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to handle the expected growth? 9 Are there any major transportation

improvements in the works? 10 Is the area attractive to baby boomers’

lifestyle? 11 Is there a short-term problem

occurring that is likely to disappear in the future? 12 Is there a noted increase in labour and materials cost in the area?

N O O P A R K

Penthouse Living C O N D O M I N I U M

R E S I D E N C E S

N O R T H

Y O R K

BALCONY 55'0" X 4'5"

FAMILY L ROOM 11'0" X 16'2" BEDROOM 2 11'0" X 13'6"

LIVING/DINING 20'5" X 16'0"

MASTER BEDROOM 11'0" X 16'0"

W.I.C. BREAKFAST BAR

PANTRY SHELVES L

LIN

ENSUITE

KITCHEN 10'0" X 12'8"

POWDER

W.I.C.

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THE DOGWOOD - 1,452 sq.ft.

STEPS TO WILSON SUBWAY AND YORKDALE MALL

Spectacular open concept penthouse residences with generously proportioned rooms and panoramic vistas. Residences from over 1,400 sq.ft. with customized luxury ﬁnishes and 2 parking spaces, starting from the low $600’s.

FOR A LIMITED TIME

ONLY

% DOWN*

2 PARKING

SPACES INCLUDED*

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GRAMERCYPARK.CA 525 WILSON AVE.

SALES OFFICE LOCATED AROUND THE CORNER AT 9 TIPPET ROAD MON. - THUR. 12-6PM; SAT., SUN. & HOL. 12-5PM; FRI. CLOSED CALL TO BOOK A PRIVATE APPOINTMENT 416.902.8166 Exclusive Listing Broker MarketVision Real Estate Corporation. Brokers Protected. *Some conditions may apply. See sales Representative for details. For a limited time only. Prices correct at time of printing. All renderings and photographs are artists concept only E.&O.E. 2012

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Å AC89F5H=CBÆ is the key word for Canadian housing markets in 2013 75B58=5B F95@ 9GH5H9 markets

demonstrated remarkable resilience in 2012 despite tighter ﬁnancing and economic uncertainty abroad. According to a recent report by Re/ Max, home sales were up or on par in 65 per cent of major centres this year, and the trend is expected to continue, with home-buying activity propped-up by low interest rates and an improved economic picture in 2013. The Re/Max Housing Market Outlook 2013, which examined 26 major markets across the country, found that the number of homes sold is expected to match or exceed 2011 levels in 65 per cent of markets in 2012, led by strong activity in Western Canada, including Calgary (up 13.5 per cent) and Regina (up eight per cent). Eighty-one per cent of markets are set to experience average price increases by year-end, with HamiltonBurlington, Greater Toronto, and Fredericton at seven per cent and Saskatoon at 6.5 per cent. The forecast for 2013 shows the upward trend moderating, but values still ahead of 2012 levels in 85 per cent of centres. Stability is forecast to characterize Canadian real estate in the New Year, with sales above or on par with 2012 levels in 81 per cent of markets. Nationally, an estimated 454,000 homes will change hands in 2012, falling one per cent short of the 2011 level. And the average price of a Canadian home is expected to remain $)* B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

stable at $364,000 in 2012—on par with the figure reported in 2011. “Looking forward, there are a number of factors on the horizon that will serve to bolster residential activity in 2013,” says Elton Ash, Regional Executive Vice President, RE/MAX of Western Canada. “Canada’s economic performance is expected to show signs of improvement, particularly in the latter half of the year, which should bode well for housing markets across the country. Historically low interest rates will also continue to drive healthy home-buying activity, especially in the move-up segment.” The report found that low interest rates were a major impetus in 2012, fuelling sales of homes across the board. Tight inventory levels also factored into the equation early in the year, causing a flurry of activity in many centres. By mid-year, however, the third round of CMHC mortgage tightening had a noticeable impact on housing markets, pushing homeownership beyond the grasp of many first-time buyers. “Despite all the negativity surrounding residential real estate, the sky is not falling,” says Gurinder Sandhu, Executive Vice President and Regional Director, Re/Max Ontario-Atlantic Canada. “Home sales have moderated, but remain within healthy levels. Greater optimism is expected to return next year, as the economy marks further improvement.” While first-time buyers will continue to have a significant presence in the overall marketplace, they are expected to take a back seat in 2013 in Canada’s largest markets—with move-up buyers the new engine driving home-buying activity. The greatest advance in home sales is expected in Vancouver (12 per cent), Calgary (10 per cent), Halifax (five per cent), Kingston (4.5 per cent) and Saint John (four per cent). More balanced market conditions are expected in 2013 throughout the majority of markets, with supply meeting demand.

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H Roland Rom Colthoff is Director of RAW. The firm is one of Toronto’s fastest growing architecture studios and was named Best Emerging Practice by the OAA in 2009. In recognition of his ongoing commitment and contribution to the architecture of the city, Roland was recently appointed to the City of Toronto Design Review Panel.

oronto’s uniqueness stems from its many diverse neighbourhoods, each with distinct urban qualities. These recognizable communities cluster around portions of our main streets and become a destination for various activities and shopping. Over recent years, for a variety of economic and cultural reasons, there has been a renewed interest from homebuyers in living downtown, particularly in these established and attractive neighbourhoods. Many of these people are looking for an alternative to highrise living. Instead, they want to invest their money in a desirable neighbourhood that they know and want to be part of, whether it is for the shopping, restaurants and nightlife, or a lifestyle near a school, park or even a short walk to the local butcher. This increasing demand, along with Toronto’s condo boom, has resulted in the emergence of a more modest type of residential development: the midrise condo. K<5H =G 5 A=8F=G93

Designed to fit in small sites formally occupied by parking lots, car garages and other underused spaces along our main streets, midrise condos are significantly smaller than their highrise counterparts (with no more than 50 to 70 units and between four and 12 storeys in height). As the city seeks a sustainable solution for a more distributed and incremental form of intensification and growth, it has been determined that major streets already characterized by significant retail activity and good transit are ideal places for midrise condo developments. Building a midrise is

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an eﬀective way to fully utilize existing built infrastructure with minimal impact and to ensure a community’s long-term sustainability by providing more residents to support local activities and businesses. As a result, we are seeing an increase number of midrise condo projects popping up on popular streets like Queen, College, Dundas and Ossington. We are also starting to see the midrise concept expand to neighbourhoods further from the core. =BJ9GH=B; =B 5 @=:9GHM@9

Midrise condos provide the opportunity for many people who do not want, or cannot afford, a house in the city to become part of a recognizable neighbourhood and build on its positive qualities. Midrise condos also provide empty-nesters and their children an opportunity to stay within a community they already know or were raised in. In addition to neighbourhood access, the midrise offers purchasers a number of lifestyle benefits compared to its taller counterpart. To start, the scale of a midrise project provides purchasers with a greater sense of community even within their own building. A pleasant surprise of midrise design is its diverse selection of suite layouts. Midrise developments designed following the city’s midrise guidelines typically need to progressively ‘step back’ at the upper floors which results in a wide variety of suite types and sizes. At the upper floor levels, midrise condos also typically feature a series of larger units fronting onto broad terraces creating some very attractive living environments for the end-user. 89G=;B=B; H<9 A=8F=G9

RAW is working on a number of these sites across the city from Mimico to Roncesvalles and Gerrard to Woodbine. As architects, we are particularly interested in this form of building as it is a responsible way to grow our $), B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

neighbourhoods, ensure economic vitality and activity on our streets, and because they offer a unique design challenge which stems directly from their particular location and context. RAW’s designs for midrise condos are widely diverse in appearance, reflecting our desire to create unique buildings that reflect the distinct qualities of each of the sites. For example, in our 109OZ project located at 109 Ossington, we carefully crafted individual components to relate directly to the heights of adjacent buildings. We also used a mix of materials and forms, which we feel reflect the surrounding structures and Ossington’s dynamic streetline. The result is a playful façade that will become a lively and engaging addition to the neighbourhood’s main street. We look forward to seeing the completion of 109OZ and the many other midrise projects underway throughout the city, and are excited to see them evolve with their residents as worthy and sustainable additions to Toronto’s vibrant and diverse neighbourhoods.

INCREDIBLE DECEMBER INCENTIVES* This month only, purchase the beautiful one bedroom + den C1 Suite, and get up to $15,000 CASH BACK*, plus a FREE UPGRADE TO A KITCHEN ISLAND OR HIGH-GLOSS CABINETRY.* Hurry in, before it’s too late!

BATH 6’-0”x 8’-2 ”

MASTER SLEEP 10’-2”x 9’-6”

3 Q

2 LIVE/COOK/DINE 10’-6”x 19’-7”

BALCONY 4’-3”x 18’-11”

FOYER

1 DEN 10’-2”x 10’-5 ”

652-664 S.F. EXTERIOR 0-169 S.F. TOTAL 652-830 S.F.

W/D

SUITE C1

1. 2. 3. 4. 5.

Floor-to-ceiling windows and natural light throughout Spectacular view over the Annex treetops Space-saving bedroom closet organizers Deep soaker tub and rain shower head Modern kitchen with integrated fridge and dishwasher, stainless steel stove and microwave and quartz countertops

Live Here!

Avenue Rd

Huron St

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Dav en po

C1 SUITE FROM $398,900. OTHER EXQUISITE CONDOMINIUMS FROM THE $200’S. SALES CENTRE NOW OPEN AT 380 MACPHERSON AVENUE, UNIT 110 TUES TO THURS 12-6 / FRI & MON CLOSED OR BY APPOINTMENT / SAT & SUN 12-5 SOUTHHILLONMADISON.COM 416.966.3737

Spadina Rd

Casa Loma

Macpherson Ave Dupont St

*Offer valid through December 31, 2012. As per plan. Terms and conditions are subject to change without prior notice. See sales rep for details. Prices and speciﬁcations subject to change without notice. E. & O.E. Exclusive Broker: Milborne Real Estate Inc. Illustrations are artist’s impression.

897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $)-

NOW UNDER CONSTRUCTION

MOVE IN 2014

AND NOW AVAILABLE WITH ONLY 10% DOWN* *Some conditions apply. Speak to a Sales Representative for details.

When you can live in stylish South Soho for a starting price in the

Mid-$400’s

TABLEAU CONDOS AT RICHMOND AND PETER 117 Peter St.

QUEEN

RICHMOND

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PRESENTATION CENTRE RELOCATED TO 11 NELSON STREET. 416.591.8887 tableaucondos.com

OFFICE HOURS Mon-Wed: 12pm-6pm Thursday: 2pm-7pm Sat-Sun: 12pm-5pm Closed Friday & Holidays

PEARL KING

Prices and speciﬁcations are subject to change without notice. E.&O.E. Rendering is artist’s impression.

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9J9BHG

'*<5N9@HCB breaks ground

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G<CJ9@G K9F9 =B H<9 ;FCIB8 on November 20th

at the official groundbreaking of 36Hazelton, a luxury boutique condominium in Toronto’s Yorkville neighbourhood. Robert Cooper, president of the Alterra Group of Companies and Kenneth Zuckerman, president of Zinc Developments, gathered together with close to 100 people, including 36Hazelton purchasers, the design team and invited guests to celebrate the breaking of ground at what was once St. Basil’s Separate School. “Certainly, everyone here knows the location speaks for itself, said Robert Cooper, who officiated the ceremony. “The quality and finish of the building must also speak for itself and be like no other in the city. We absolutely recognize this fact and plan to deliver nothing but the best.” 36Hazelton is a European-inspired project that will seamlessly integrate a historical structure with a modern condominium residence. The intimate building will feature 19 private residences along beautiful

$*& B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

tree-lined Hazelton Avenue. The seven-storey residence will incorporate the façade of the former St. Basil’s school, and the historical building will be transformed into an elegant, luxurious condominium. The design oﬀers owners one-of-akind conﬁgurations featuring no two units the same. For more information on 36Hazelton, or to make a sales centre inquiry on the select few remaining suites, please visit 36hazelton.com.

CON

U N DSTRUC E R W TION AY !

NEW SUITE RELEASE At Pre-Construction Pricing

Save with pre-construction prices on a variety of newly released suites in this boutique condominium in the historic St. Lawrence Market neighbourhood. From the mid

$300’s

ST. LAWRENCE MARKET NEIGHBOURHOOD RICHMOND ST. E.

SITE ADELAIDE ST. E.

FRONT ST. E.

SHERBOURNE ST.

GEORGE ST.

FREDERICK ST.

JARVIS ST.

SALES CENTRE KING ST. E.

GARDINER EXPY.

posthousecondos.com 416-964-2777

Monday - Thursday 12 pm - 6 pm Closed Fridays Saturday, Sunday & Holidays 12 pm - 5 pm

Sales Centre located at 317 Adelaide St. East Rendering is artist’s concept. Prices and speciﬁcations are subject to change without notice. E. & O. E. *10% depost for a limited time only. See sales representative for more details.

$*'

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End-of-year

H5L H=DG but a bit of planning can reduce your tax liability. “It’s not too late to change what will go on your 2012 tax return when this season rolls around,” says Gary Dent of the accounting ﬁrm Grant Thornton.

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Dent recommends talking to your accountant about these last-minute tax planning tips:

›› If you have a capital gain in 2012 (or in any of the last three years), talk to your accountant about selling investments with accrued losses before the end of the year. If your spouse has realized a capital gain and you have an unrealized loss (or vice-versa), there are ways to transfer the loss to the spouse with the gain. ›› Since most mutual funds distribute income and capital gains once a year around mid-December, deferring the purchase until January will mean that you won’t have to report any income for 2012. If you’re planning to sell, consider doing it before the distribution date so instead of reporting an income allocation, you’ll realize a capital gain or loss.

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›› Make certain payments before the end of the year to realize tax savings: some medical expenses; fitness costs and registration fees for artistic, cultural, recreational or development activities for your children under 16 (under 18 for disabled children); public transit costs; investment costs (safety deposit box rental, interest and brokers’ fees); moving costs; tuition fees and interest on student loans; and charitable and political donations. ›› With current interest rates at very low levels, you might want to consider loaning funds to a spouse or common-law partner who is in a lower marginal tax bracket than yourself. Your spouse can invest the loan proceeds and include any income/capital gains as their own, provided you are paid interest on the loan at the prescribed rate in effect at the time the loan is made. Work with a tax planning professional to understand the rules. ›› Most people must make their 2012 RRSP contribution by March 1, 2013, but you can delay your RRSP contribution if you expect to be in a higher tax bracket in the near future, or you can make the contribution but delay claiming the amount. ›› You may also be able to make contributions to a Registered Education Savings Plan, Registered Disability Savings Plan and a Tax-Free Savings Account. There is no tax on the income earned in an RESP or RDSP until the amounts are withdrawn, and any income earned in a TFSA is never taxed. You can start to collect CPP benefits beginning as early as age 60 and as late as age 70, but you no longer have to be retired to begin receiving payments. If you are between 60 and 65 years of age and have not yet retired, you need to decide if you want to start collecting benefits. ›› The government imposes a “clawback” on your Old Age Security payments if your net income for 2012 exceeds $69,562. If you have the ability to manage the amount of income you receive in a year, keep this threshold in mind. ›› In general, charitable donations over $200 result in tax savings at the highest marginal tax rate. While these tips aren’t a substitute for the recommendations of your tax adviser, and individual circumstances vary, the ideas can help begin the conversation with your accountant. More information and guidance is available online at grantthornton.ca. NC

Live in the heart of Yonge and Eglinton. Minto is making home ownership possible with our reduced deposit program. &( #!$!* *!$ - 0## ( + .&+( '&)!* . +' *& $25,000 - % .&+ +. %. (&&$ &( . +' *& $20,000 - % .&+ +. %. (&&$ )+!* * !%*& & #+) ( !, +' *& $15,000 & %. )+!*

Construction Starts Winter 2013 New suite release! 1 and 2 bedroom condominium suites from the $300s. Register today. Visit us at Minto30Roe.com

Sales Centre

& $'*&% , &(* )! & * &% / +() '$ * / +% '$ 416.915.3812 30roe@minto.com

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the landing place for all, and the centre of attention: it’s the coffee table. I did a segment on CityLine last year about various coffee tables – sizes, shapes, finishes and how to accessorize them. We kept the same living room set throughout the segment, and swapped out only the coffee table and it’s accent pieces, creating many different looks. Everyone was so surprised at how different the room looked each time. =HÈG 5 B979GG=HM :CF 5BM :5A=@M FCCA

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If you want to give your space a whole new look, a coﬀee table might be the way to do it. I’ve narrowed down the vast selection of tables to my top seven picks: %" K5G<98 KCC8 A9H5@ F97H5B;@9

If you’re looking for durability and practicality, this is my number one choice. The typical size of a rectangular coﬀee table is approximately 56” W x 31” D x 17” H, making it the perfect size for displaying several groupings of items such as collectables. For

added storage space, or the perfect spot for magazines and books, look for this type of table with bottom shelf that hovers just oﬀ the ﬂoor.

This idea is great for small spaces where you might not have the room to bring in a full-size coﬀee table, and, again, functionality wins big here because it can be moved around the room or even from room to room. No accessories are needed for this style of table. *" @CK :5IL GHCB9 7C::99 H56@9

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Transparent ﬁnishes like glass are sometimes all a space needs to make it feel more open and airy. This classic Noguchi-inspired table’s irregular shape adds interest and character to a typical furniture setting. Pairing this coﬀee table with a sectional sofa looks phenomenal. Accessorize this with opaque items at varying heights, keeping the items toward the centre point of the surface. '" H<F99!D=979 CJ5@#F97H5B;@9 7C7?H5=@ H56@9

I love this classic three-piece table because it’s so functional. Those who entertain favour it because they can use the two demi-lune ends as side tables which allows for more spread out landing areas for drinks and snacks. The shape and style of these tables are so pronounced that no accessories are needed – it stands alone beautifully.

Bringing in a piece like this is completely unexpected which is why it works so well in any décor. The look is more natural and less refined, and it helps in visually weighing down a space that lacks balance (but it’s not actually heavy at all). A lower coffee table is in need of accessories that have height, such as a globe, a stack of books, and an orchid flower. +" FCIB8 KCC8 H56@9

I’ve found that this traditional table is an all-time favourite among almost everyone. What’s not to like about the smooth and soft curves and the classy ﬁnish? Pair this classic-style table with a modern sofa for a sophisticated, designer-worthy look.

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Comfort and cosiness is instantly injected into a room when you bring in a large ottoman covered in fabric or leather. Another family favourite, this piece is versatile because it also functions as extra seating. To accessorize, simply look at the top of the ottoman as a grid divided into four sections, and accessorize each section individually (e.g., 1. stacked books, 2. pillow/ throw, 3. bowl/vase, 4. tray). )" ;FCID=B; C: GHCC@G

Combining two to six of the same or diﬀerent stools together to create one coﬀee table is a look I really love.

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Enjoy year-round vacation living at

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@=J9 @=?9 MCIÈF9 CB J575H=CB all year long at Horseshoe Copeland House, where Phase II still offers whole-ownership opportunities. Prices begin from just $219,900 for beautifully appointed suites in the first new condominium in Skyline International Development’s master plan for Horseshoe Resort & Village. Anyone who enjoys being active during all four seasons will appreciate having more than 52 activities and amenities within walking distance. If winter’s your thing, Copeland House offers ski in/ski out possibilities, with 26 alpine ski and snowboard runs along this gorgeous property. Copeland House residences are expected to be ready for occupancy in time for the 2013 ski season. In spring, summer and fall, golfers will enjoy two championship courses, a practice green and a 10-acre driving range. Horseshoe is home to 67.5 km of trails, a terrain park, Segway Tours, ATVing, Treetop Trekking, a Kid’s Korral and an Adventure Park with Canada’s only OGO park (where you can jump inside a three-metre inflatable ball and roll down a hill), a zipline, skateboarding, mini golf and a climbing tower. Horseshoe boasts five restaurants, a Shizen Spa and Salon, hot tubs and saunas. Skyline provides buyers with a VIP card offering discounts that can be used at the resort before moving in. Upon closing, owners will receive a SkyLife Club membership valued at $25,000, providing them with unlimited skiing, golfing, adventure and perks at Horseshoe, Deerhurst Resort and other Skyline Hotels and Resorts properties. Purchasers will also have the ultimate in flexibility through the option of placing their suites into Horseshoe’s rental program, where they can receive rental revenue when not in residence.

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Phase I at Copeland House sold out quickly; Phase II offers just 58 suites designed to make the most of the resort lifestyle. Each will sleep four to six people, and some can accommodate eight. Outdoor spaces and generous windows invite year-round nature views of the Copeland Forest. Created by the Design Agency, interior features and finishes include gas fireplaces, hardwood floors, and full kitchens with breakfast bars and granite countertops. Buyers can also select furniture packages to personalize their surroundings, and suite renderings help purchasers to picture themselves within these inviting designs. In addition, the buildings at Copeland House will have two entrances and several retail shops on the ground floor, so suite owners will have a convenient small-town main street shopping experience right at home. Horseshoe is the closest major ski hill to Toronto. Barrie, one of Canada’s fastest-growing urban areas, is just 15 minutes away, making services and amenities within easy reach. Register now at ownhorseshoe.com or visit the sales centre Tuesday to Friday from 12 to 5 p.m.; Saturday 10 a.m. to 6 p.m.; or Sunday 10 a.m. to 5 p.m.

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Make the resolution

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Canadians are making resolutions to help better their lives. This year, why not pledge to better your life and the lives of all Canadians by resolving to reduce your environmental impact? Challenge yourself to change some of your regular habits and make 2013 your most environmentally friendly year yet; it’s easier than you think. “The start of the new year is the perfect time to start fresh and vow to make more eco-friendly choices. These choices will provide an example for future

generations and teach them environmental responsibility,” says Mary Desjardins, the executive director of TD Friends of the Environment Foundation (TD FEF). “For a greener tomorrow, we should all stick to our resolutions not only in January, but throughout the year.” TD FEF is a national organization, dedicated to protecting the environment through the funding of local initiatives, and recommends the following tips to make 2013 your greenest year yet:

BILLS

F9H<=B? MCIF HF5BGDCFH5H=CB B998G Reduce fossil fuel consumption by taking public transit, carpooling or walking instead of driving. If driving is your only option, be sure to check your tire pressure – properly inﬂated tires not only help increase gas eﬃciency, but make your tires last longer and enhance vehicle handling.

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@CC? :CF @C75@ It’s possible to eat locally, even during the winter. Look for local meat and dairy products to add into your diet, as opposed to alternatives that are transported in.

;C D5D9F@9GG Many companies – including TD Bank Group – oﬀer electronic billing solutions, so look to have bills sent via email to reduce paper consumption. And instead of printing them out, keep a separate ﬁ le in your email for your bills to keep them easily organized. Share your resolutions for 2013 at facebook.com/tdfef NC

NOTHING BEATS A STYLISH FUTURE GROUNDED BY HISTORY. IS THIS THE BEST OF BOTH WORLDS?

NO, IT’S THE BEST OF ALL WORLDS.

SELECTION NEW PENTHOUSE COLLECTION SUITE RELEASE &

3 ADDITIONAL UPPER FLOORS ADDED. LOCATION PRIME LOCATION ON YONGE STREET, DIRECTLY ON THE SUBWAY LINE. DESIGN 9’ AND 10’ CEILINGS WITH MIELE APPLIANCES AS STANDARD. NOW UNDER CONSTRUCTION. STARTING FROM THE MID $200’s.

FIVECONDOS.COM 416.928.0555

PRESENTATION CENTRE LOCATED AT THE CORNER OF YONGE & ST. JOSEPH. MON–THURS 12–6PM SAT–SUN 12–5PM CLOSED FRIDAYS

A PROJECT DEVELOPED BY GRAYWOOD DEVELOPMENTS LTD. & MOD DEVELOPMENTS INC. EXCLUSIVE LISTING BROKERAGE BAKER REAL ESTATE INCORPORATED. BROKERS PROTECTED. PRICES AND SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E. & O. E. ILLUSTRATION IS ARTIST’S IMPRESSION. CREATIVE: LA-ADS.COM

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wo of Ontario’s most dynamic developers have teamed up to oﬀer Five Condos at 5 St. Joseph, the phenomenally successful residence currently under construction on Yonge Street south of Bloor. Graywood Developments Ltd. and Mod Developments Inc. joined forces to

create Five St. Joseph Developments Ltd. to launch the revitalization of this prime Toronto area. The resulting residence offers the opportunity to live near a significant intersection in a modern 48-storey building with elements of the existing heritage architecture on the site. The design by prestigious Hariri Pontarini Architects involves ERA Architects restoring aspects of historic 1880’s buildings on Yonge to house new retail venues. Recently, RBC signed on as one of the lead tenants, adding an exciting and welcome amenity to the area. “This announcement is a milestone for Five Condos,” says Stephen Price, Chief Operating Officer of Graywood Developments

THE MELDING OF ARCHITECTURE, DESIGN, RESTORATION AND CONSTRUCTION IS TRANSFORMING THE ENTIRE BLOCK INTO A DYNAMIC DESTINATION FOR BUYERS SEEKING THE BEST OF URBAN LIVING IN A HISTORIC SETTING.

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PURCHASERS ENJOY THE CONFIDENCE THAT COMES FROM TWO EXPERIENCED AND WELLRESPECTED COMPANIES BUILDING THEIR NEW HOME Ltd., which is creating the condominium in joint venture with Mod Developments Inc. “In addition to being convenient for our residents, the interest from a national firm validates the significance of this location.” “We are thrilled about RBC,” says Gary Switzer, CEO of Mod Developments Inc. “The bank shares our confidence in this invigorated area of the city, and their presence enhances the quality of life residents will enjoy.” Five Condos is also restoring a four-storey 1905-07 Gothic Revival warehouse façade on St. Joseph Street to become the condominium’s entry. The St. Nicholas Street frontage is being reconstructed to capture the warehouse ambience of the original buildings and will house retail tenants as well. This melding of architecture, design, restoration and construction is transforming the entire block into a dynamic destination for buyers seeking the best of urban living in a historic setting. One of the biggest

retention projects Toronto has ever seen, Five is already making an impact on its vibrant downtown location. Spectacular interiors are by the international design firm Cecconi Simone. Five on Five is the condominium’s amazing 10,000-sq.-ft. amenity space. Sophisticated urbanites will enjoy the piano bar/dining room, billiards, cocktail lounge with bar and kitchen, TV lounge and party room, men’s and women’s separate spa-like change/club rooms with dry and west steam rooms and private lounges, cardio and weight-training studios, and a 6,000 sq. ft. outdoor roof garden with a water feature, dining and barbecue area. Rounding out the niceties will be 24/7 concierge service and an eight-hour, seven-days-a-week recreational director. Select from a wide variety of unique suite designs with luxurious appointments such as pre-finished engineered wood flooring (as per plan); kitchens with Cecconi Simone-designed cabinetry, choice of granite or Corian countertops and a fabulous Miele appliance package; and a Cecconi Simone-designed Corian bathroom sink with cabinetry below vanity. Sizes range from 399 to 1,483 sq. ft. Prices begin at $269,900. Purchasers enjoy the confidence that comes from two experienced and well-respected companies building their new home. Graywood is the renowned developer of The Ritz Carlton, Toronto and has earned the reputation as a significant force in the residential condominium market. Mod is led by industry veteran Gary Switzer, the former head of highrise development at Great Gulf Homes (one of the GTA’s major development companies) for more than 20 years, and who spearheaded several awardwinning landmark condominium residences in the city’s core.

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E-A-S-Y

CAN YOU AFFORD TO BUY AT THE STATION?

THE OWNERSHIP PROGRAM:

YES YOU CAN!

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winning record-breaking development. Here’s how it works.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

U U U U U U

A sweet corner unit An enormous 175 s.f. balcony Quartz countertops Built-in Euro-style appliances A window in the master ensuite A place you won’t grow out of

YOU PUT DOWN

$10,000

THE PRICE IS A COOL $450,000, SO SAY YOU PUT DOWN 10% 10% DOWN = $45,000

10%

$450,000

SOUNDS SCARY, RIGHT? BUT HERE’S WHAT THE STATION WILL DO FOR YOU.

WE’LL MATCH THAT

$10,000 = $20,000 WITH A $10,000 DISCOUNT OFF THE PRICE OF YOUR CONDO.

Just like that, in 25 months, your down payment will be done and you’ll be the proud owner of an amazing new condo with expansive Terrence Lucas-designed interiors, spacious balconies, and amenities like The Studio Club, fitness centre and the city’s first indoor/outdoor heated party rooms.

ONLY $25,000 TO GO.

FOR THE NEXT 25 MONTHS, YOU PAY JUST $500/MONTH TOWARD THE DOWN PAYMENT AND WE’LL MATCH IT WITH AN EQUAL $500/MONTH DISCOUNT OFF THE PRICE OF YOUR CONDO.

SAFE – The Station is already under construction. SMART – Easy subway access and a 20-minute ride to downtown, mean condos at The Station will always be in demand. GREAT DEAL – With this innovative down payment plan you can finally afford to own your own place.

RUN. WALK. SUBWAY. HURRY. NOW UNDER CONSTRUCTION. WILSON SUBWAY

YORKDALE MALL

TIPPETT RD

ALLEN

WILSON AVE

HWY.401

YORKDALE SUBWAY

416.398.9777 THESTATIONCONDOS.COM

On Tippett Road, south of Wilson Avenue / Mon to Thurs 12–6pm Sat + Sun 12–5pm *Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist impression. **Source: theglobeandmail.com

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Canadians don’t mind paying for the perks of

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three-quarters of Canadian condo buyers say condo fees are worth the extra monthly expense to enjoy the benefits of living in a condominium. The TD Canada Trust 2012 Condo Poll surveyed urban Canadians who recently bought or intend to buy a condo and found they are drawn to condos because they require less maintenance (60 per cent), are more affordable (45 per cent), and offer more amenities (25 per cent) than a house. “Managing your housing expenses is about prioritizing your needs and budgeting accordingly. It’s clear that the convenience of condo living is important to many Canadians, and they are willing to pay the monthly fees that come with owning a condo,” says Farhaneh Haque, director of mortgage advice, TD Canada Trust. The poll found that one-third of condo buyers (35 per cent) are willing to pay up to $200 per month in condo fees, 44 per cent would pay up to $400 and 17 per cent would pay up to $800. Across all cities, Torontonians are willing to pay the highest fees; 38 per cent are willing to pay more than $400 and 16 per cent more than $600. Even though they’ve set these limits, many condo buyers understand that monthly fees can increase at any time and have a plan: 29 per cent have a buffer in their budget and 34 per cent say they could cut back in the event of an increase. “The possibility of a fee increase $+* B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

can be a little unnerving,” says Haque. “While there’s no way to ‘lock-in’ to a monthly fee like you can with a mortgage, you can prepare for a fee increase by building a buffer into your monthly housing budget, as some Canadians have wisely done. That way if fees go up, it won’t be a major shock to your cash flow. If they don’t increase, you have extra money to put aside in savings or towards your mortgage.” According to the poll, condo buyers think the most important features when deciding on a condo to buy are: » Good building security (94 per cent) and low fees (94 per cent) » Energy-efficient building features (92 per cent) and attractive interior design (92 per cent) » A balcony (90 per cent) » Parking for their car (87 per cent) » Close to public transit (84 per cent) Women are more likely than men to look for a building with a balcony (92 per cent versus 87 per cent of men) and environmentally-friendly features (86 per cent versus 79 per cent of men), while men are more likely to say finding a brand new condo – not a resale (56 per cent versus 46 per cent of women) – is important to them. Many condo buyers see condos as an affordable alternative to renting: 29 per cent say owning a condo is cheaper than paying rent. But, one-quarter say paying condo fees

still feels like paying rent so they are saving up to buy another place where they won’t pay monthly fees. Almost one-third of condo buyers say the main reason for their condo purchase is that it is a good investment. Recent housing forecasts do not seem to have fazed most Canadians. Only one-third of the general Canadian population say recent forecasts have made them less likely to buy a condo. “Recent housing forecasts have predicted that an over-supply of condos will cause a drop in prices. How this affects your decision to purchase a condo comes down to your goals at that time,” says Haque. “If you are buying a condo and see it as a source of rental income that you’ll move into when you are ready to downsize, this drop in value will likely not have a big effect. On the other hand, if you see a condo purchase as a way to build equity as you save up to buy a home, you need to consider the potential effect of a decreased price when you sell on the money you will have towards a down payment on a house.” Of those who are buying condos that will not be their primary residence, 46 per cent think they are a good investment to buy and sell at a profit when prices have gone up. Almost an equal number (42 per cent) see them as a long-term source of rental income and 38 per cent see them as a source of rental income for now that they will move into later when they are ready to downsize.

75% OF THE FIRST RELEASE IS PRICED FROM THE MID $200,000â&#x20AC;&#x2122; TO MID $400,000â&#x20AC;&#x2122; S*

INCLUDING 2 BEDROOM SUITES

YES YOU HEARD RIGHT!

COMING SOON TO KING STREET WEST AND BLUE JAYS WAY

" " !

WHO COULD ASK FOR ANYTHING MORE? CONDOMINIUMS FROM THE MID $200â&#x20AC;&#x2122;S* REGISTER AT KINGBLUECONDOS.COM | 416.599.1355 Exclusive Listing: Baker Real Estate Incorporated Brokerage. Brokers Protected. *Prices and speciďŹ cations are subject to change without notice. llustration is artist concept. E. & O.E. 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $++

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Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an accredited mortgage professional. He can be reached at 416.410.9905.

weekly payments are equivalent to one-quarter of your monthly payment. Accelerated bi-weekly payments are equivalent to half your monthly payment. Both of these methods enable you to make one extra monthly payment a year. The impact of this alone reduces your amortization from 25 to less than 21 years. 3 ;]jY mcif acfh[U[Y h\Y gUaY fU]gY h\Uh mci [Yh YUW\ mYUf" If

your income goes up 10 per cent, so should your mortgage payment. This extra increase in payment will go directly towards principal repayment.

am increasingly faced with clients who are intent on retiring their mortgage as quickly as possible. While most mortgages today are amortized over 25 years, below are the tips that I give my clients who want to be mortgage-free as quickly as possible. If you follow all the suggestions below, your mortgage will be gone quicker than you think.

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Since you know you can aﬀord to pay at this level, don’t decrease your payment when you negotiate a lower rate. The diﬀerence in payments between your new rate and the old rate will go directly to the principal.

Today’s closed mortgages generally offer 10 to 20 per cent prepayment privileges, and can usually be obtained at one per cent or more off the posted rate. Open mortgages at fixed rates carry higher interest. Why pay higher interest unless you are going to exceed this 10- to 20-percent prepayment? You can always make bigger lump sum payments at $+, B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

If you spend 30 per cent of your income on your mortgage, then 30 per cent of any extra income should also go to your mortgage in the form of a prepayment. This bonus portion will go straight towards principal repayment. 5 ?YYd mcif dUmaYbhg h\Y gUaY YjYb ]Z mci fYbYk Uh U `ckYf fUhY"

6 IgY mcif ]bWcaY hUl fYhifb hc dih U `iad gia dUmaYbh hckUfXg mcif acfh[U[Y" This is extra money

that is not used in your monthly budget. Don’t indulge – make it really beneﬁt you.

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people have a budget that they live by. If you have a little bit extra then apply it to your mortgage. Minimum prepayments can be as little as $100. 8 FcibX id mcif acfh[U[Y dUmaYbhg" Why not round oﬀ that

$656 bi-weekly to $660, or $675? You will be amazed at the diﬀerence. 9 7cbg]XYf U jUf]UV`Y fUhY acfh[U[Y" While the ﬂuctuation

will keep some people awake at night, those who can endure the rate adjustments can save money. Some variable rate, or adjustable rate mortgages are up to 0.5 per cent below prime. 10 GYY_ ]bXYdYbXYbh ÑbUbW]U` UXj]WY" While some bankers do

look out for your best interest, they work for the bank, not you. Their branch, organization and shareholders all have a financial interest in lending at higher rates, and it is in their best interest for you to keep your mortgage for a long time. Talk to your financial planner, mortgage consultant, or talk to a financially savvy friend. I know that these steps take discipline and dedication, but the old adage still holds true – a penny saved is a penny earned. The one thing that most financially successful people have in common is discipline. It might not feel fulfilling now, but believe me when I say that this short-term sacrifice will result in long-term gain. Just think of what you can buy when your mortgage is all gone.

YONGE AND EGLINTON

free parking

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on all 2 bedroom and 2 bedroom plus den suites

A Savings of $50,000*

2 bedrooms and 2 bedrooms + den starting from

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$382,900 SALES OFFICE LOCATED AT 90 EGLINTON AVE. EAST. Hours: Monday to Thursday 12 p.m. -7 p.m. Friday by appointment only. Weekends and Holidays 12 p.m. -6 p.m.

MADISON$POEPT DB Ĺ&#x2014; 416-482-8090 Marketed by International Home Marketing Group. *See sales representative for details. Prices are subject to change without notice. Renderings are artistâ&#x20AC;&#x2122;s concept. E. & O. E. Brokers Protected.

SALES OFFICE

SITE

On Site Retail:

$+-

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» The economy CMHC deputy chief economist Mathieu Laberge says the

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne. karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

e’ve often discussed in Fundamentally Speaking and elsewhere in New Condo Guide about the importance of doing your research and due diligence when buying a home. One of the best resources – if you’re a ﬁrst-time or move-up buyer or even an investor – is Canada Mortgage and Housing Corp. (CMHC). And of all the valuable information and data CMHC produces, none is more educational than its annual housing outlook conferences, currently rolling out across the country, with one of its ﬁrst stops in Toronto in mid-November. It’s impossible for all homebuyers and homeowners to attend these events, for obvious reasons, and since they are open mostly to those in the industry. But if ever there was an excellent refresher on the fundamentals that

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prospects for Canada’s economy are largely positive, despite some global uncertainty. Our economic fundamentals have weakened some, but are expected to remain supportive of housing demand. » Mortgage rates Mortgage interest rates should remain near historically low levels. For example, a five-year mortgage rate in 2012 was 5.25 per cent, and may climb to about 5.5 per cent in 2013 – still near a 60-year low. » Household debt Household debt, cited as a concern by the Bank of Canada, federal finance ministry and others over the last two years, remains a concern. Elevated levels of household debt and house prices in some urban markets have made Canada’s economy more vulnerable to some economic shocks. “Not that we see a shock coming – we don’t,” says Laberge. » Housing starts Housing starts, an important indicator of growth and health of the housing sector, may dip 9.4 per cent in 2013 (mostly in multi-family homes) to about 194,000. Importantly, however, this follows a 10.2-per-cent surge to 213,700 in 2012 – when CMHC actually projected starts would range from only 161,650 to 206,350 units. » Employment and immigration As the leading indicator of housing demand, employment levels will continue to support the housing market, with growth of 1.9 per cent forecast for 2013, following 1.1 per cent in 2012. Similarly, immigration – as better prospects for employment here attract “new Canadians” – which first supports the rental market and eventually homeownership, is expected to maintain in 2013. » GTA market So, what does all this mean for the GTA? “The GTA housing market will adjust down in the coming months but can be expected to regain some momentum in the second half of 2013,” says Shaun Hildebrand, CMHC’s senior market analyst for the GTA. “Stable fundamentals and a greater level of selection in the condo market will help first-time buying improve, while demand from repeat buyers holds steady.” » GTA condo opportunities Condo prices may experience a mild correction in the near-term, Hildebrand says, but the weakness will likely be isolated to a few areas of the market. North York is likely to see the quickest expansion over the next few years, he adds. Long term, the market will continue to be supported by the affordability advantage. Given the overall challenges in Canada, Ontario, the GTA and elsewhere, the outlook at a glance may not appear spectacular. But looking at the big picture and long term, the important determining factors are – fundamentally solid.

WINNER OF THE 2012 TARION AWARD OF EXCELLENCE HIGH-RISE BUILDER OF THE YEAR

THANK YOU FOR CHOOSING DANIELS. As 2012 draws to a close and we welcome 2013, The Daniels Corporation would like to take this opportunity to THANK our homeowners for your trust in choosing us to build your new home. It is our passion to create innovative and exciting homeownership opportunities for buyers at all stages of the life cycle: for residents living in our Gateway Rental Communities, saving for their down payment; to communities that are designed to provide affordable homes within the reach of ﬁrst-time buyers and urban and estate residences offering unparalleled luxury. This year, we had the privilege of being honoured with the Tarion High-Rise Builder of the Year Award. This award means the world to every member of our team and reinforces our commitment to creating superior new home communities across the GTA. AS WE ENTER 2013, WE LOOK FORWARD TO BUILDING ON THAT TRUST AND OFFERING A TERRIFIC SELECTION OF NEW HOME COMMUNITIES WHERE YOU WILL TRULY LOVE WHERE YOU LIVE!

FOR MORE INFORMATI ON ABOU T DANI EL S COMMUNITIES ACROSS THE GREATER TORONTO AREA VISIT:

www.danielshomes.ca Prices and speciﬁcations are subject to change without notice. E.&.O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. Brokers Protected.

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ight ﬁnished model suites are available for touring in Portrait Condominiums. Portrait is Norstar Group’s stunning residence at Bathurst and Sheppard in North York’s Dublin Heights community, which is undergoing an exciting revitalization. Two of the models are decorated and furnished to help visitors envision life in this successful condominium, where immediate move-ins are available. “Response to the models and the residence as a whole has been phenomenal,” says Aaron Brown, Norstar’s Executive Vice President. “People are thrilled to own a beautiful suite in this amazing location, and we designed the suites to appeal to a broad crosssection of the market. Residents of all lifestyles appreciate the convenience of living so close to

transportation and shopping.” Portrait Condominiums is only minutes from the Yonge and University subway lines, as well as the Allen Expressway and Highway 401. The selection of shopping venues in the vicinity is remarkable, beginning with the recently revitalized shops at Bathurst and Sheppard, and Yorkdale Mall – one of Canada’s flagship retail destinations. Downsview Market at Yonge and Sheppard is also close by, with more than 600 vendors offering a farmer’s market, unique merchandise from around the world, a kids’ amusement area, plus an antique market. Brown points out that Portrait Condominiums has six retail/ professional venues on the ground floor. “People can actually walk to a large plaza, and there is a Tim Hortons across the street. This entire area along Sheppard is being updated. Portrait gives long-time residents of the neighbourhood the opportunity to sell their aging bungalows and live a carefree condominium lifestyle without leaving their familiar surroundings.” “Portrait Condominiums offers all the benefits of living downtown without the downtown pricing,” Brown adds, “and buyers find tremendous value in these suites – especially as we’re offering the chance to purchase with an initial 7CBH=BI98 CB D5;9 ,(¼

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PICTURE PERFECT LIVING AT

BATHURST & SHEPPARD

LET’S MAKE A

DEAL!

BEDROOM

LIVING/DINING

SPECIAL PREVIEW SALE

BATH

$ 20,000 CASH BACK* UP TO

WASHER DRYER

KITCHEN

DEN

Portrait is now ready for viewing and tailor made for you! With superb designs, deluxe interior appointments and exceptional amenities, Portrait Condominiums delivers a lifestyle value that is unparalleled! Don’t miss this ﬁnal opportunity during our Let’s Make A Deal Event to own a picture perfect Portrait. Showcasing our N2 " Patio Model" 1 Bedroom + Den

FROM THE LOW

& LOCKER $300’s PARKING INCLUDED

portraitcondo.com s 416.282.9600 Presentation Centre: 701 Sheppard Avenue West Hours: Mon.-Thurs. 1pm-7pm. Sat. & Sun. 12pm-5pm., Closed Friday

8 MODELS TO VIEW

NOW ONLY

5% DOWN*

IMMEDIATE

OCCUPANCY*

Prices and speciﬁcations subject to change without notice. Images are for mood and impression only. *Please see sales representative for details. Exclusive listing broker TradeUp Real Estate Inc. Brokers Protected. E.& O. E.

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deposit of ﬁve per cent, and up to $20,000 cash back on each suite until the end of the year.” The models provide a gorgeous showcase for the outstanding standards at Portrait Condominiums, such as stainless steel appliances, granite countertops and ceramic backsplashes in the kitchens. High ceilings and engineered wood ﬂoors provide luxury above and below, and the abundance of windows invites natural light to infuse the living spaces.

PORTRAIT CONDOMINIUMS OFFERS ALL THE BENEFITS OF LIVING DOWNTOWN WITHOUT THE DOWNTOWN PRICING Tour the decorated furnished models and see for yourself the striking eﬀect. Contemporary furnishings bring out the livability of these designs, especially in the open-concept main living areas. The kitchens are so beautiful that they ﬁt right in as an integral part of this space. Notice how and comfortable the den feels with soft carpeting and neutral walls. And the bedrooms… even with queensize and king-size beds, these rooms feel spacious and inviting. Master ensuites pamper with gorgeous tiles and attractive vanities. Each suite also features a balcony or large private terrace equipped with gas and water connections. The ability to do extensive gardening on the terraces inspired inclusion of a potting/ $,( B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

flower arranging room among the building’s amenities. An intimate, eight-storey condominium, Portrait is enhanced by manicured gardens, courtyards and walkways around the building, as well as its extensive list of amenities such as 24-hour concierge service provided from the grand lobby. The Portrait Club features a chic party room, landscaped patio, dining room, card room, guest suite, potting/ flower arranging room, fitness centre, yoga/Pilates studio, steam rooms and pet spa. SkyClub is Portrait’s rooftop deck with outdoor kitchen facilities and barbecue. The Norstar Group has more than half a century of experience in all facets of real estate development, architecture, construction and management. This multi-faceted company has been recognized with numerous industry awards for upholding stringent standards of design and construction quality. The Norstar name has earned the public’s trust and the industry’s respect. KY``!Uddc]bhYX gi]hYg Uh DcfhfU]h 7cbXca]b]iag ghUfh Zfca h\Y `ck '$$Èg ]bWìX]b[ dUf_]b[ UbX U `cW_Yf" GYY U gU`Yg fYdfYgYbhUh]jY Zcf XYhU]`g UVcih h\Y `]a]hYX!h]aY WUg\ VUW_ cZ &$ $$$ cb mcif difW\UgY" J]g]h h\Y dfYgYbhUh]cb WYbhfY UbX hkc acXY` gi]hYg Uh +$% G\YddUfX 5jY" K" îgh kYgh cZ 6Uh\ifgh " 7U`` (%*"&,&"-*$$ cf j]g]h cb`]bY Uh dcfhfU]hWcbXc"Wca"

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make a room look instantly cleaner and brighter? Add a fresh coat of paint. But don’t think this project will be a long and laborious one; with a little planning and the right products, it’s as easy as one-two-three. Ensure the success of your next project by following these ﬁve easy, fundamental steps: %" 5 @=HH@9 DF9D 5B8 D@5BB=B; ;C9G 5 @CB; K5M Painting is one of

the easiest do-it-yourself projects; it doesn’t require any special training or skill if you use the right tools. When you’re planning, be sure to add high-quality paint brushes and roller covers to your arsenal of tools. They’ll come in handy for this project and for years to come. It’s always best to read the label closely when choosing a roller cover to determine if it’s the right type for the specific project. To save time and take the guesswork out of the process, try a microfiber roller cover, like the new Ultra Finish option from Purdy. Not only does it provide superior performance and coverage with all types of paint, the high-quality microfiber holds more paint, allowing you to finish your project faster. Before you pick up that roller or open a paint can, the next task on your list is to prepare the surface. Clear the walls of any artwork or décor and then fill nail holes with a small dab of patching compound. If you have larger holes, dents or cracks, it’s best to use a putty knife to repair them and then gently sand the surface. Be sure your walls are $,* B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

clean before you start painting grease, dust, residue or cobwebs will negatively affect the look of your finished project. &" D=7? H<9 D9F:97H D5=BH Crisp, light neutrals can make a room feel larger and instantly brighter. Plus, utilizing a neutral colour on the wall allows you to quickly change up your space whenever the mood strikes, with new pillows, throws or decorative accents. For a more modern neutral, try “greige” (a gray-beige mix) that’s versatile and comfortable in nearly any space. Once you choose the right shade, concentrate on using the right formula and sheen of paint. Think about the type of space you’re painting, the final look and the level of durability you want to achieve. '" 7CB79BHF5H9 CB H<9 98;9G

After prepping the walls, don’t forget to cover the ﬂoors and any furniture with drop cloths or plastic. If you’re a novice and you’re looking to achieve clean paint lines around the space, painter’s tape along the trim, doors, windows and moulding will provide an extra level of protection. Then, take your time and slowly cut in around the edges with your high-quality, angled brush. Although it can seem tedious, a little bit of patience is key when painting and can really make a room look like it was done by a professional. (" FC@@ =H CIH Now that the walls

and your room are prepped and the edges are complete, you’re ﬁnally ready to start painting the rest of

the wall. Start in a corner of the wall and apply paint as close to the edge as possible. Then, paint a large “W” or “M” on the wall, ﬁlling in and overlapping the areas while the paint is wet. This way, you’ll get even coverage and avoid roller marks and lines. If paint splatters oﬀ the roller, it can mean one of two things: you either have too much paint on the cover or you’re rolling too fast. So when it’s time to reload, roll the cover back and forth on the upper half of the paint tray to remove excess paint and equally distribute the colour. Make slow, even passes to get splatters under control. )" 7@95B =H ID The paint’s on the wall,

the tape’s removed and you’re almost ready to sit back, relax and enjoy your newly spruced up space. But ﬁrst, be sure to clean your tools so they stay in tip-top shape for your next project. If you used latex paint, simply wash brushes and roller covers with soap and water until the water runs clear. A great way to remove excess paint or water is by running the curved edge of a painter’s tool along the roller. Once the water runs clear again, dry the roller or brush by spinning it between your palms quickly inside a garbage bin or deep sink. Painting a room is something that can be accomplished in a weekend or even a day, so you can easily breathe some freshness into your décor this spring with a little bit of seasonal inspiration. ARA

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he holidays are just around the corner and only the most savvy of us have everything under control. That’s one of the problems with our very busy lives… there’s just no time. But if you want to have a happy holiday that doesn’t leave you holding your aching head when the bills roll in come January, you have to start planning early. The longer you wait, the more you’re prone to give in to stress, make impulse purchases, blow your budget or even buy a lame gift. Look at your holiday spending as you would any other big-ticket item. While you’re splitting the cost among a variety of expenses, the bottom line is still the same – you’re spending a lot of money in a short period of time. In the best of all worlds, you would have started saving for your holiday spending in January. Yes, you would have made it a budget item and set aside $10, $50, $150 a month so when the season rolled ‘round, you’d be ready. After all, it’s way easier to set aside $100 a month than to come up with $1,200 all at once. This is how I do it, and come August I start keeping my eyes open for “deals” on things I know my friends and family will love.

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›› Write down the amount you want to spend in each category of holiday expenses. Gifts are only the beginning – don’t forget to account for travel costs, postage and shipping, decorating, greeting cards, entertainment and photos. ›› List the people you plan to shop for under the gift category, then divide up your budget accordingly. Limit your budget to what you can afford right now and avoid a financial hangover in the New Year. If you spend $500 on a credit card at 18 per cent interest, and pay the minimum each month, it will take you seven years – and cost $365 in interest – to pay it off. Consider setting a dollar limit on gifts or drawing names among extended family, roommates or co-workers. ›› Jot down any gift ideas that you might have for the people on your list. Comparison-shop online before heading to the store. (Don’t forget to include shipping costs in your calculations if you decide to buy online.) 5 85G< C: D@5BB=B; 5B8 5 856 C: 7F95H=J=HM 75B 5@GC <9@D MCI ?99D MCIF 9BH9FH5=BA9BH 7CGHG IB89F 7CBHFC@.

›› Serve brunch, throw a finger-food party or host a wine and cheese tasting instead of a full-blown turkey dinner. ›› Co-host a party with a pal or sibling, and share the cost. ›› Make sure you set a dollar limit for your soirée. And list the items, ingredients and décor you’ll need and how much each will cost. ›› Remember, that the best gifts don’t have to cost money. If you’re financially challenged this year, offer up your time babysitting, cooking meals, house cleaning, massaging, sewing, knitting, transporting, or whatever else you’re good at. Clip a picture of the service you’ll provide and be clear on how often, as in “I’ll babysit one weekend a month from February to June.” Or better yet, make your own coupon book. There now, you don’t have to worry about starting the New Year with a financial hangover. Happy holidays!

›› Invite guests to bring something to share at a potluck dinner.

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A | You’re totally conﬁdent about your ﬁnancial security and retirement plans, or; B | You know you haven’t saved enough, but now you’re ready to make a plan.

If you answered B, these experts from Desjardins are here to help you get started. 8^UaU` GU`Y\ FY[]cbU` j]WY!dfYg]XYbh cZ gU`Yg =bX]j]XiU` GUj]b[g DfcXiWhg.

income of about 70 per cent of your gross working income. Here’s a snapshot of the type of income sources you may have if you were retiring today: 1 An employer pension, if it was available to you 2 The Canadian Pension Plan, on average about $6,300 per year 3 The Old Age Security Pension, on average about $6500 per year 4 Savings in an RRSP and/or non-RRSP Since future retirees have no control over the amounts of the ﬁrst three sources of income, creating a substantial nest-egg within your RRSP and regular savings accounts will be an essential part of your written retirement plan.

What does retirement look like? Will you be spending your retirement travelling the world or will you just keep on working? Actually, in the most recent DFS retirement survey, 56 per cent of respondents expected to do just that. Many said it was because working kept them active. But the most popular reason was ﬁnancial. It might be nice to think that you could continue your current working lifestyle well into your 80s. But life has a way of throwing you curveballs. The reality is that less than one retiree in ﬁve continues to work. In fact, events like job loss, a disability, becoming caregiver to a loved one, or simply fatigue can change your plans in an instant. This is why it’s important to visualize what your life might look as part of creating a solid plan.

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For other retirement planning tips, tools and calculators, visit the Thinking About Retirement section of Desjardins Financial Security’s website at desjardinslifeinsurance.com. NC

How much will I need to retire? This is a very common question so it’s important to remember that you’ll likely spend 25 to 30 years in retirement. For example, the average 55 year old woman who is a non-smoker will live to 86 while her male counterpart will live to 83. That being said, you will likely need a retirement

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Review your plan The golden rule to ensuring you have saved enough is to regularly review your objectives and adjust your plan as required, as circumstances can change quite often. For example, there may be changes in the tax rules, new laws, interest rates and public pension plans that may aﬀect your goals. But if you stay ﬂexible, all this is manageable, giving you much better odds of attaining your retirement goals.

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love writing about the benefits of condominium living. Today’s gorgeous landscaped residences have outstanding architecture, amazing amenities and superb finishes – and you can find them in fabulous locations all over the Greater Toronto Area. People continue to snap up suites so they can live the carefree condo lifestyle without the responsibility of exterior maintenance, repair and upkeep. Condominium maintenance fees enable suite owners to enjoy these privileges, now and in the future. People often misunderstand the value they get for their maintenance fee dollars. The monthly payments you make are critical to ensuring that your quality of life remains $-& B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

high, with exterior and interior elements kept looking beautiful and in good repair. And to be fair, consider what you would have to spend to receive the same service in a lowrise home. For example, most condominiums today offer 24/7 concierge service, and these professionals have to be paid. Those who choose to add a security system to their lowrise home pay a monthly fee for monitoring. It’s a matter of perspective. In a lowrise home, chores such as mowing the lawn, weeding the garden and washing the outside windows have to be done by someone, and hiring professionals is an expense. In other words, some of your condominium maintenance fees provide for items you would have to find the money for anyway. A substantial percentage covers utilities such as hydro, gas and water, which you would pay for separately in a lowrise home. And nowadays, many condos provide individual hydro and water metering per suite, which means that buyers pay only for what they use. Of course, one of the very best lifestyle aspects of condo living is having beautiful amenities right under your roof. And maintenance fees ensure that they are kept clean and well-functioning. Remember, too, that the ongoing cleaning and maintenance of things like elevators, the lobby and hallways is covered by your fees. Plus, a portion goes toward the “reserve fund,” which is administered by the condominium board. This special fund ensures that essential services can be paid for in the future should unexpected problems arise after Tarion Warranty coverage is over. All of this protects your real estate investment. We occasionally hear from potential purchasers who don’t want to pay maintenance fees supporting an amenity they have no interest in (for instance, the swimming pool). In fact, the costs to maintain and service a pool are a minor portion of the annual condominium budget. I urge you to think of this scenario in three ways. First, your guests may enjoy using the pool. Second, the fact that the building has a pool may enhance the future resale value of your suite. And third, once you move in and see how lovely and inviting the amenities are, you may find that you use them all. Amenities are extensions of your living space – stunning areas where neighbours and friends can gather without ever leaving the building. So when you see the cumulative figure for your maintenance fees, realize that you get a lot for your money. In the end, it’s so worth it to afford you luxury and convenience. The time you would spend weeding the garden, raking leaves, shoveling snow and the like can be spent instead doing some laps in the pool, catching the big game in the theatre, playing virtual golf, soaking in the whirlpool, challenging friends to a game of pool, barbecuing on the terrace, hosting a gala in the party room, or engaging in any of the other activities available under your very own roof.

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Founder and President of Torontobased Segreti Design, Interior Designer Heather Segreti is a member of ARIDO and IDC, with more than 22 years of experience. Working with both commercial and residential clients, she brings innovative design ideas to each one of her projects. For more information, visit Heather online at segretidesign.com

he movie is a classic, but you do not want your home to evoke The Nightmare Before Christmas, so start with a theme and build on it every year. This is cost effective and it works! This way, when you buy new items each year, they will fit in with your overall motif. People run into problems when they continually purchase new decorative items each year and then end up with a house full of goods, none of which work together. So, a plan is your best friend. Examine the style of your home. Is it traditional, contemporary, or something in between? Then, choose your colour palette. It may be silver, gold, red and gold, or any festive combination that gets you in the spirit. Your colour choice may be influenced by your interior door $-* B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

hardware, or some other feature in your home. If you have brass hardware, then gold may work for you. If you’re a brushed nickel or chrome kind of person, then silver may work better. For antique oil-rubbed bronze hardware, you may want to go with the red or burgundy velvet. Regardless, start with a colour scheme. This will keep you on track when you are out shopping – and we all like to shop! You will stick to your colours – if you are in the gold camp you will pass on the silver garland, even though it is on sale. Another tried-and-true shopping rule is this: just because it’s on sale does not mean it’s a good deal. If it doesn’t work in your home, it’s not a deal. “Stylish” means that the items you choose blend in with your existing home and don’t look out of place or cluttered. A stylish holiday home may mean relocating some accessories and putting them away over the festive season. Replace the accessories you put away with the new, wonderfully themed decorative items you have purchased. HFM H<=G.

» Glass vases ﬁlled with silver and white ornaments can replace your year-round dining room centrepiece. » Wonderful silver candlesticks on the mantel with aromatic cedar garland can replace your everyday mantel décor. » “Real” cedar and pine decorative garland to line the mantel, dining table or stair banister is always a classic choice and looks good in any type of home. (I am a fan of the real thing when it comes to greenery, however there are many good replicas on the market.)

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Fireplaces are so much fun to decorate during the holidays. This is where you can create a real focal point in your room. First, clear out your existing mantel décor so you have a clean slate to work with. I would start with some fresh greenery in keeping with the holiday spirit: cedar or pine would be nice. If you can add lights and plug in discretely then go ahead. If not, opt for the battery-operated lights – you don’t want to see any wires hanging down.

Next, take some decorative ribbon that matches your décor and wind it loosely through the garland. Add candles, pinecones and glass ornaments to finish off the garland. Remember to stick with your theme and coordinate the mantel with your tree or your banister. The mantle is a place where you can add those very special home décor pieces that may be a little more fragile. You may even consider adding a star-burst decorative mirror over the mantel in place of your year-round décor. The hearth is another place that will require some attention. Consider a nativity scene or tall standing figures such as angels or a snowman. Just remember not to clutter things up too much. The key is to remove your year-round décor and replace it with your favorite Christmas pieces. It gets very busy when you try to squeeze your everyday items and your holiday pieces together. 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 $-+

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E Condos by RioCan, Bazis, Metropia Condominium residences on the northeast corner of Yonge and Eglinton. Grand opening. Web: ECondos.com

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Fuse 2 by Neudorfer Corporation Now releasing phase two of this masterplanned community in Davenport Village. Web: FuseCondos.com

Gramercy Park by Malibu An urban oasis built around a private park in North York. Move in soon. Web: GramercyPark.ca

Picasso by Monarch Corp. & The Goldman Group Now open, an iconic building in the heart of the evolving Entertainment District. Web: MonarchGroup.net

Rise by Reserve Properties Downtown living at a mid-town price. Grand opening and new release. Web: RiseCondos.com

River City 2 by Urban Capital New release of penthouses with rooftop terraces and townhomes up to 1,877 sq. ft. Web: RiverCityToronto.com

Vivid by Pemberton Group Grand opening continues at Pemberton’s Vivid Condominiums at Islington and Bloor. Web: VividCondos.com

Imperial Plaza by Camrost Felcorp New suite release at Yonge and St. Clair. Book your private appointment today. Web: ImperialPlazaToronto.ca

Ivory by Plaza Newly released Pure Platinum Penthouse Collection on Adelaide, in the heart of old-town Toronto. Web: PurePlaza.com

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torontoregionalmaps: Toronto, East York, York

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3 6 21 22 23 32 37 59 64 70 70 74 85 99 104 117 117 117 120 126 131 137 140 140 148 149 150 153 153 153 155 171 179 179 184 189 192 193 200 200 202 202 202 206 215 216 1 1 1 3 3 3 3 3 5 5 8 8 8 8 9 11 11 13 14 14

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Builder MANSOURI LIVING CONCORD ADEX CRESFORD DEVELOPMENT CORP. EASTON’S GROUP TRIDEL CORPORATION TRIBUTE COMMUNITIES MADISON HOMES CRESFORD DEVELOPMENT CORP. LINDVEST LAMB DEVELOPMENT CORP. MADISON HOMES STATE BUILDING GROUP CARLYLE COMMUNITIES HARHAY DEVELOPMENTS GREAT GULF HOMES ASPEN RIDGE HOMES BAZIS INC. METROPIA PLAZA THE DANIELS CORPORATION GREAT GULF HOMES LANTERRA DEVELOPMENTS ALTERRA HOMES/FINER SPACE EDEN SHAW 45 CHARLES LTD. GRAYWOOD/BEAVERHALL DEVELOPMENT CAMROST - FELCORP ASPEN RIDGE HOMES URBAN CAPITAL MALIBU INVESTMENTS INC. ALIT DEVELOPMENTS LIFETIME DEVELOPMENTS CAMROST - FELCORP GRAYWOOD DEVELOPMENTS MOD DEVELOPMENTS INC. RESERVE PROPERTIES THE DANIELS CORPORATION MINTOURBAN COMMUNITIES INC. BURNAC CORPORATION FREED CARTTERA BAZIS INC. RIO CAN METROPIA MOD DEVELOPMENTS INC. DUNDEE KILMER DEVELOPMENTS TRIDEL CORPORATION GOLDMAN GROUP & LASH DEV. CORP. GOLDMAN GROUP & LASH DEV. CORP. GOLDMAN GROUP & LASH DEV. CORP. CONCORD ADEX CONCORD ADEX CONCORD ADEX CONCORD ADEX CONCORD ADEX ONNI GROUP OF COMPANIES ONNI GROUP OF COMPANIES CRESFORD DEVELOPMENT CORP. CRESFORD DEVELOPMENT CORP. CRESFORD DEVELOPMENT CORP. CRESFORD DEVELOPMENT CORP. ASPEN RIDGE HOMES MENKES DEVELOPMENTS INC. MENKES DEVELOPMENTS INC. STREETCAR DEVELOPMENT CANALFA GROUP CANALFA GROUP

*TH: Townhomes, C: Condo

Site Telephone TH* The Perry 416-926-7555 Spectra 2 416-813-0999 Ý Merton Yonge Condominiums 416-484-1900 King Blue Condominiums 416-599-1355 Ten York 416-596-9888 The College 416-363-4800 The Madison 416-482-8090 Lofts 399 416-867-3999 B Streets 416-532-6636 The Brant Park 416-703-7271 The Upper Canada Condominium 416-489-5194 The Upper Canada Condominiums 416-489-5194 Beach Hill Residences 416-422-0880 Ý One Eleven Condominiums & Lofts 647-347-4111 1 Bloor Residences 416-922-0081 Seventy Seven Charles Yorkville 416-203-7034 Exhibit Definitive Residences 416-967-7778 Exhibit Definitive Residences 416-967-7778 Exhibit Definitive Residences 416-967-7778 One Park Place Condominiums 416-955-0559 X2 416-927-0080 Riverhouse at the Old Mill 416-766-7343 Post House Condominium 416-964-2777 Chaz 416-922-0045 Chaz 416-922-0045 The Mercer 416-597-6940 Imperial Plaza 416-925-2501 Studio on Richmond 647-352-7736 Tableau Condominiums 416-591-8887 Ý Tableau Condominiums 416-591-8887 Ý Tableau Condominiums tableaucondos.com Ý The Bond Condominiums 416-546-7525 Ý Yorkville Plaza 416-966-3003 Ý Five Condos 416-928-0555 Ý Five Condos 416-928-0555 Ý Model Suite of the Month Cinema Tower Condominiums 416-203-2020 30 Roe 416-915-3812 South Hill on Madison Condominiums southhillonmadison.com SIXTY Colborne 416-601-0060 SIXTY Colborne 416-598-7775 E Condos econdos.ca E Condos econdos.ca E Condos econdos.ca Massey Tower 416-966-0197 Ý Canary District Condominiums 416-603-7576 101 Erskine 416--480-0700 Ý 530 St. Clair Ave. West 530condos.com 500 St. Clair Ave. West 416-868-0500 the rushton rushtonliving.com ParadeTWO Tower Residences 416-813-0999 Grand Parade 2 at Concord CityPlace 416-813-0999 ParadeTWO Park Collection at Concord CityPlace416-813-0999 Quartz 416-813-0999 Ý Lumen 416-813-0999 Ý Garrison at the Yards 416-260-2600 West Lake 416-260-2600 NXT 2 416-977-5300 Ý NXT2/Phase Two 416-977-5300 Ý Corporate 416-977-5300 Ý NXT 416-977-5300 Ý VU 416-970-9500 Ý Pears on the Avenue 416-323-0100 365 Church menkes.com Trinity Lofts 416-690-2988 Liberty on the Park Condominiums 416-537-0047 Liberty Place 416-537-0047 Ý

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

C* Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Price Range from $390,000 from $500,000 from $250,000 from $300,000 from $390,000 from $390,000 from $300,000 from $250,000 from $1800,000 from $1.8,000 from $200,000 from $535,000 from $2100,000 from $800,000 from $800,000 from $800,000 from $200,000 from $303,000 from $500,000 from $350,000 from $320,000 from $320,000 from $250,000 from $490,000 from $300,000 from $350,000 from $350,000 from $350,000 from $300,000 from $353,000 from $250,000 from $250,000 from $350,000 from $300,000 from $200,000 from $300,000 from $300,000 from $300,000 from $300,000 from $300,000 from $300,000 from $200,000 from $250,000 from $344,000 from $260,000 from $344,000 from $287,000 from $308,000 from $190,000 from $240,000 from $300,000 from $210,000 from $300,000 from $300,000 from $370,000 from $381,000 from $330,000 from $363,000 from $170,000

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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Builder

Site

URBANCORP DEVELOPMENT CORPORATION MALIBU INVESTMENTS INC. URBAN CAPITAL URBAN CAPITAL DELPARK HOMES MENKES DEVELOPMENTS INC. MONARCH CORPORATION PINNACLE INTERNATIONAL PINNACLE INTERNATIONAL TOWER HILL DEVELOPMENT CORPORATION CONSERVATORY GROUP CONSERVATORY GROUP CRESFORD DEVELOPMENT CORP. CRESFORD DEVELOPMENT CORP. CRESFORD DEVELOPMENT CORP. TIMES DEVELOPMENTS INC. MINTOURBAN COMMUNITIES INC. MINTOURBAN COMMUNITIES INC. LANTERRA DEVELOPMENTS GREAT GULF HOMES PEMBERTON GROUP CONTEXT DEVELOPMENT INC. E-PARK DEVELOPMENT EMSATEC CANADA INC NEUDORFER CORPORATION FREED FREED EMPIRE COMMUNITIES LAMB DEVELOPMENT CORP. LAMB DEVELOPMENT CORP. TRIDEL CORPORATION TRIDEL CORPORATION CARTTERA FERNBROOK HOMES/CITYZEN DEV. DHD DEVELOPMENTS TREASURE HILL HOMES LAMB DEVELOPMENT CORP. HARHAY DEVELOPMENTS PLAZA MENKES DEVELOPMENTS INC. LIFETIME DEVELOPMENTS CONTEXT DEVELOPMENT INC. CONTEXT DEVELOPMENT INC. THE BROWNSTONE GROUP OF COMPANIES THE BROWNSTONE GROUP OF COMPANIES GREAT GULF HOMES PLAZA EMPIRE COMMUNITIES EMPIRE COMMUNITIES PEMBERTON GROUP THE DANIELS CORPORATION THE DANIELS CORPORATION THE DANIELS CORPORATION PINNACLE INTERNATIONAL LIFETIME DEVELOPMENTS LIFETIME DEVELOPMENTS CONCERT PROPERTIES TRIANGLE WEST DEVELOPMENT TRIDEL CORPORATION TRIBUTE URBAN LIVING TRIBUTE COMMUNITIES TRIBUTE COMMUNITIES TRIBUTE COMMUNITIES GRAYWOOD DEVELOPMENTS MOD DEVELOPMENTS INC. CANDEREL/STONERIDGE PARALLAX INVESTMENT CORPORATION BSAR LTD ANDRIN HOMES MATTHEW KINSELLA CUSTOM HOMES INC. HYDE PARK HOMES LAMB DEVELOPMENT CORP. LONGO CORPORATION LAMB DEVELOPMENT CORP. CITYZEN FERNBROOK HOMES FERNBROOK HOMES LAMB DEVELOPMENT CORP. NICHE DEVELOPMENT LAMB DEVELOPMENT CORP. NICHE DEVELOPMENT TRE MEMOVIA DEVELOPMENTS LIFETIME DEVELOPMENTS ARAGON PROPERTIES CASTLEPOINT/CITYZEN/FERNBROOK ENIROX GROUP PIANOSI DEVELOPMENTS PLUS DEVELOPMENT GROUP SORBARA GROUP STREETCAR DEVELOPMENT MIZRAHI | KHALILI DEVELOPMENTS MIZRAHI | KHALILI DEVELOPMENTS SORBARA GROUP LIFETIME DEVELOPMENTS CENTRE COURT DEVELOPMENT RESERVE PROPERTIES PEMBERTON GROUP STREETCAR DEVELOPMENT TOFNI DEVELOPMENTS GREENPARK HOMES GREENPARK HOMES CRESFORD DEVELOPMENT CORP. TRI-WIN DEVELOPMENTS INC LIFETIME DEVELOPMENTS CENTRE COURT DEVELOPMENT STREETCAR DEVELOPMENT GREAT GULF HOMES MENKES DEVELOPMENTS INC. RESERVE PROPERTIES BSAR LTD CASTLEPOINT/NUMA TORBEL GROUP SONTERLAN

Westside Lofts 416-516-5848 LTD 416-601-2223 River City 416-862-0505 River City 2 416-862-0505 Broadview Villas 416-429-7888 Fabrik 416-591-7700 Picasso on Richmond 416-495-3549 Success Tower at Pinnacle Centre 416-360-0673 33 Bay Residences at Pinnacle Centre 416-925-3325 Churchill Park Condominiums 416-966-9080 Infinity Condominiums 416-214-1988 Milan 416-928-7409 CASA 416-977-1100 The Bloor St. Neighbourhood 416-977-1100 CASA 2 416-977-1100 The 500 Condos + Lofts 416-960-0606 King West 416-367-5464 775 King West 416-367-5464 3018 Yonge In Lawrence Park 3018yonge.com Monde mondegreatgulf.com The Uptown Residences 416-987-3500 King West - The Lanes contextkingwest.ca Foundry Lofts 416-531-7760 Brownstones on the Park 416-531-7760 Brownstones 416-531-7760 455 Adelaide West - Fashion District Lofts 416-603-6166 Fashion House 416-366-0560 Schoolhouse 416-979-1333 Worklofts 416-368-5262 Flatiron Lofts 416-368-5262 300 Front Street West 416-217-0300 Reve 416-514-2710 One Eleven Condominiums & Lofts oneeleven.ca Pier 27 Waterlink 416-367-3456 Condos at The Distillery 416-361-1322 Block liveatblock.com The King East 416-368-5262 East Condos & Lofts 416-368-5262 King West kingwestlife.com Four Seasons Private Residences Toronto 416-775-7500 Four Seasons Private Residences Toronto 416-775-7500 Market Wharf 416-861-8181 Library District Condominiums 416-861-8181 Brownstones in Davenport Village 416-531-7760 Brownstones on the Park 416-531-7760 Charlie 416-927-9772 Ivory On Adelaide 416-862-0888 Fly Condos 416-979-1333 Condo Living Store 416-979-1333 U Condominiums 416-546-6605 One Park Place Condominiums 416-955-0559 Paintbox Condominiums paintboxcondos.ca Festival Tower 416-203-2020 The Pinnacle on Adelaide 416-596-1600 X2 416-927-0080 Bisha Hotel & Residences 416-637-2211 88 Scott 416-216-8588 Art Condos 416-535-7775 Two Old Mill 416-645-7022 1717 Avenue Road 416-430-1717 1717 Avenue Road 416-430-1717 RCM I on University 416-363-4800 Queen & Portland 416-363-4800 5 St. Joseph 416-928-0555 5 St. Joseph 416-928-0555 DNA 3 416-929-1030 Downtown 416-598-5088 12 Degrees 416-408-1200 The Berwick 416-922-9425 The Grove 416-824-3390 Riverside Towns 416-214-2000 Riverside Towns 416-214-2000 KEW Beach Living 416-690-0101 KEW Beach Living 416-690-0101 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero verocondos.ca Theatre Park 416-422-0333 Theatre Park 416-422-0333 King Charlotte 416-422-0333 King Charlotte 416-422-0333 Carmelina 416-423-8500 Yorkville Condominiums 416-987-3222 Showcase showcaseliving.ca L Tower 416-777-2533 707 Lofts 707Lofts.com Perspective Condos 416-242-3500 King + Condos 416-366-5464 thirtytwo Camden 416-860-0060 8 Gladstone 416-690-9009 133 Hazelton Residence 416-487-9863 Model Suite of the Month 416-487-9863 210 Simcoe 210simcoe.com Karma 416-551-2744 Karma 416-551-2744 Rise 416-546-7399 Neon 416-987-7878 The Carlaw 416-690-8588 Nero 416-792-6418 Allure Condominiums allurecondos.ca Allure Condominiums allurecondos.ca 1000 Bay 416-485-3000 FAD Condos 416-815-1818 INDX 416-987-4639 INDX 416-987-4639 The Carnaby 416-690-9009 TUX greatgulf.com/register Noir menkes.com 109OZ 416-531-4844 The Hill 416-408-1200 The Sterling thesterling1919.com Wallace Walk wallacewalktowns.com The St Clements 416--778-7070

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Telephone

TH* C* Ý Ý Ý

Ý Ý Ý Ý

Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Ý Ý

Ý Ý Ý

Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Price Range from $180,000 from $310,000 from $250,000 from $250,000 from $490,000 from $250,000 from $280,000 from $750,000 from $900,000 from $250,000 from $520,000 from $710,000 from $600,000 from $250,000 from $400,000 from $210,000 from $330,000 from $390,000 from $300,000 from $950,000 from $250,000 from $399,000 from $320,000 from $300,000 from $280,000 from $250,000 from $595,000 from $243,000 from $243,000 from $324,000 from $334,000 from $300,000 from $400,000 from $300,000 from $310,000 from $346,000 from $1900,000 from $1900,000 from $260,000 from $222,000 from $245,000 from $260,000 from $251,000 from $279,000 from $310,000 from $250,000 from $406,000 from $350,000 from $290,000 from $300,000 from $230,000 from $356,000 from $1550,000 from $1295,000 from $393,000 from $315,000 from $250,000 from $250,000 from $220,000 from $210,000 from $350,000 from $280,000 from $840,000 from $400,000 from $400,000 from $350,000 from $350,000 from $250,000 from $380,000 from $490,000 from $466,000 from $312,000 from $250,000 from $550,000 from $210,000 from $410,000 from $255,000 from $300,000 from $304,000 from $240,000 from $250,000

from $180,000 from $290,000 from $210,000 from $200,000 from $300,000 from $350,000 from $350,000 from $250,000 from $250,000 from $250,000 from $280,000 from $260,000 from $200,000 from $210,000

Page

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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

# 15 17 18 18 19 20 22 29 29 30 41 46 52 52 52 54 55 55 57 58 62 64 66 66 66 73 73 78 81 81 83 83 85 88 94 100 101 101 102 103 103 106 106 109 109 110 114 115 115 118 120 120 122 124 126 128 129 130 131 132 132 133 134 135 135 136 139 141 142 143 144 144 145 145 151 151 151 152 152 153 153 154 155 156 157 160 162 163 165 170 173 173 175 182 182 184 185 186 187 188 188 190 191 195 195 197 198 198 207 208 210 217 218

101

A Steeles Ave

121

North York C

400

135

124

40 8 50

128

401

28 43

123 34

401

122

130

125

132 25

G 95

torontoregionalmaps: North York

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

102

Builder

Telephone

TH* C*

MALIBU INVESTMENTS INC.

Site

Gramercy Park Condominium Residences 416-703-2202

from $600,000

13E

NORSTAR GROUP OF COMPANIES

Portrait Condominiums

416-282-9600

from $300,000

13C

ASPEN RIDGE HOMES

Scenic on Eglinton

416-805-1781

from $190,000

23G

THE BROWN GROUP OF COMPANIES

Willow Park at Bayview

416-221-6767

from $466,000

121 LIBERTY DEVELOPMENT CORP.

World on Yonge

905-771-7010

from $290,000

A18

122 LANTERRA DEVELOPMENTS

Treviso II

416-787-8882

from $200,000

12F

123 BRANDY LANE HOMES

The Station

416-398-9777

from $450,000

12D

Price Range

Page

Finder

TORBEL GROUP

The Avanti Condominiums

416-636-0400

TRIDEL CORPORATION

Hullmark Centre

416-733-2883

TRIDEL CORPORATION

Avonshire Parkside

416-730-0300

TRIDEL CORPORATION

Aristo at Avonshire

416-730-0300

TRIDEL CORPORATION

Aristo2 at Avonshire

416-730-0300

CONCORD ADEX

Tango at Concord Park Place

416-813-2999

CONCORD ADEX

Discovery at Concord Park Place

416-813-2999

CONCORD ADEX

Discovery II at Concord Park Place

416-813-2999

CONCORD ADEX

Tango2 at Concord Park Place

416-813-2999

CONSERVATORY GROUP

Pearl Condominiums

416-512-1818

CONSERVATORY GROUP

Platinum Towers

416-512-1818

TORBEL GROUP

Diva

TRIDEL CORPORATION

Argento

416-663-1818

TRIDEL CORPORATION

Alto at Atria

416-645-8866

from $288,000

CASTLE ROYALE DEVELOPMENT

The Palm Condominium Residences

416-306-1000

from $400,000

17B

MENKES DEVELOPMENTS INC.

Gibson Square

416-730-9722

from $363,000

17C

MONARCH CORPORATION

Ultra at Heron’s Hill

416-495-3548

from $200,000

25D

MONARCH CORPORATION

Yorkland at Heron’s Hill

416-495-3548

from $300,000

25D

MINTOURBAN COMMUNITIES INC.

416-915-3805

from $235,000

18C

DEVRON DEVELOPMENTS

Flo Condominiums

647-799-0356

from $250,000

18C

CANDEREL/STONERIDGE

Aura At College Park

416-962-8688

from $500,000

16K

DHD DEVELOPMENTS

Gooderham

416-361-1322

from $410,000

18L

ELAD CANADA

Emerald City Condominiums

416-492-0001

from $250,000

24C

ELAD CANADA

from $375,000

17C

from $524,000

18D

from $579,000

18D

from $299,000

18D

from $236,000

22C

from $210,000

22C

from $265,000

22C

from $200,000

17C

from $340,000

18C

18D

22C

DivaCondo.com

11C 22E 25D

Dreamtower At Emerald City

416-492-0001

from $290,000

24C

101 KANTIUM DEVELOPMENT

Posh Condominiums

905-771-0134

from $544,000

16A

122 LANTERRA DEVELOPMENTS

Treviso Condominiums

416-787-8882

from $200,000

12F

125 FRAM BUILDING GROUP

LIV Lofts

416-445-5638

from $250,000

22F

128 THE DANIELS CORPORATION

NY Place

416-221-3939

from $250,000

19C

130 TRIBUTE COMMUNITIES

Canterbury

647-352-2130

from $700,000

19F

132 FRAM BUILDING GROUP/CADILLAC FAIRVIEW

Flaire Condos

416-445-8868

from $320,000

22F

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Islington Ave

Kipling Ave

401 2A

Dixon Rd

Rathburn Rd

Queensway

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

TH* C* Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý Ý

Ý Ý Ý

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

Site Telephone Ocean Club 416-255-4663 One Sherway Condominiums 416-695-3535 One Sherway Condominiums 416-695-3535 ilofts at Mystic Pointe 416-251-8888 California Condos 416-251-8888 Lago 416-495-3544 Eleven Superior 416-259-8882 Terrace on Danforth 416-987-7575 Evolution 416-747-9691 Park Towers at IQ 416-253-5838 Vivid 416-239-8200 Eau Du Soleil empirecommunities.com/eaudusoleil Watermark 416-354-2221 Lexington 416-638-8444 Centro 416-296-1898 Nautilus at Waterview 416-495-3544 Altitude 416-321-1659 Palais at Port Royal Place 416-239-8200 Cloud 9 Condominiums cloud9condos.ca Princeton Manor 905-849-1818 Summerside mattamyhomes.com King’s Way at Swansea Village 416-766-4683 Encore 416-495-3543 Beyond The Sea Star Tower Condominiums 416-979-1333 Parc Nuvo at Essex 416-231-0999 South Beach 416-252-3000 Harmony Village Sheppard 416-493-0123 Waterscapes 416-495-3544 Ventus at Metro Gate 416-293-5535 Metrogate Townhomes 416-293-5535 West Village 416-620-1887 One Valhalla 416-233-5554 Thunderbird 416-233-5554 Triumph At One Valhalla 416-233-5554 IQ IQcondos.com The Masters mastercondos.com Westwood Condominiums westwoodAlterra.com Avani At Metrogate 416-293-5535 Jade Condominiums 416-762-8818 Nature’s Path 416-745-6686 2150 Condos 416-750-2150 Haven On The Bluffs 416-2621-9555 South Shore mintosouthshore.com Qube Condos 647-351-7823 Me 647-693-7563

Park Lawn

50 14 51 34

Royal York Rd

Dundas St W

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

45 Bloor St W

ll R Mi

Scarborough

Etobicoke

409

ve nA

ett R Scarl

Westway

*TH: Townhomes, C: Condo

Builder GRAYWOOD/BEAVERHALL DEVELOPMENT GREAT GULF HOMES MENKES DEVELOPMENTS INC. CAMROST - FELCORP CAMROST - FELCORP MONARCH CORPORATION DAVIES SMITH LIBERTY DEVELOPMENT CORP. BEAVERBROOK HOMES REMINGTON GROUP PEMBERTON GROUP EMPIRE COMMUNITIES QUEENSCORP RESIDENCES ROYALE GRAND WOODBINE DEVELOPMENTS HENDERSON DEVELOPMENT LIMITED MONARCH CORPORATION CONSERVATORY GROUP PEMBERTON GROUP LASH GROUP OF COMPANIES GREEN HILL HOMES MATTAMY HOMES GEORGIAN MONARCH CORPORATION EMPIRE COMMUNITIES TRIDEL CORPORATION AMEXON DEVELOPMENT CORPORATION CITY CORE MONARCH CORPORATION TRIDEL CORPORATION TRIDEL CORPORATION TRIDEL CORPORATION EDILCAN DEVELOPMENT CORP. EDILCAN DEVELOPMENT CORP. EDILCAN DEVELOPMENT CORP. REMINGTON GROUP/BROWN GROUP REMINGTON GROUP ALTERRA HOMES/FINER SPACE TRIDEL CORPORATION PHANTOM DEVELOPMENTS YOUR HOME DEVELOPMENTS VHL DEVELOPMENTS LTD. VHL DEVELOPMENTS LTD. MINTOURBAN COMMUNITIES INC. FIRST AVENUE PROPERTIES LASH GROUP OF COMPANIES

Finch Ave W

QEW

# 3 7 7 11 11 18 25 28 34 46 50 53 58 62 2 4 6 8 10 13 24 26 29 33 35 37 38 39 42 42 44 45 45 45 46 46 51 55 56 60 61 61 65 70 71

bio

Martin Grove Rd

Av e

Ranforth Dr

Da nf or th

Humberline Dr

lva

Passmore Ave

Centennial

St. Clair Ave

Manse Rd

Victoria Park

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for 1 locations. sto exact ng

sto

Galloway Rd

Orton Park Rd

Markham Rd

McCowan Rd

Eglinton Ave E

Bellamy Rd

Lawrence Ave E

Scarborough Golf Rd

n Dr

orto

Brim

East Ave Port Union Rd

Beare Rd

Progress Ave

427 Morrish Rd

Sheppard Ave E Conlins Rd

Brimley Rd

Warden Ave

Pharmacy Rd

Birchmount Rd

Kennedy Rd

Ellesmere Rd

401 Midland Ave

42 55 401 31

Milner Ave

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

11 Sewells Rd

Finch Ave E

Neilson Rd

McNicoll Ave

Tapscott Rd

McCowan Rd

Lakeshore Blvd W

Price Range from $250,000 from $273,000 from $273,000 from $310,000 from $242,000 from $300,000 from $200,000 from $250,000 from $200,000 from $260,000 from $220,000 from $300,000 from $240,000 from $185,000 from $400,000 from $230,000 from $260,000 from $250,000 from $210,000 from $159,000 from $188,000 from $200,000 from $400,000 from $398,000 from $209,000 from $170,000 from $390,000 from $251,000 from $427,000 from $260,000 from $239,000 from $240,000 from $230,000 from $190,000 from $200,000 from $300,000 from $248,000 from $250,000 from $270,000 from $189,000 from $160,000 from $300,000 from $200,000 from $150,000

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The Britt by Lanterra Developments

Indx Condos by Lifetime & CentreCourt Developments

Condos with European flair coming soon to Bay and Wellesley. Register now. Web: SunsetCondos.ca

Coming soon to Bay and Adelaide. Register now to stay informed. Web: IndxCondos.com

California Condos by Camrost Felcorp

Jade Waterfront Condos by Phantom Developments

Opening soon on the Etobicoke waterfront. Register now to stay informed. Web: JadeWaterfrontCondos.com

The Carnaby by Streetcar

Noir Condos by Menkes

Inspired by London; coming soon to trendy Queen West. Register now. Web: CarnabyLofts.com

Coming soon to the heart of Toronto, at Peter and King. Register now. Web: Menkes.com

Cinema Tower by Daniels

One Park Place by Daniels Corp.

World-class condo in the heart of the Entertainment District. Register now. Web: CinemaTowerCondos.com

Coming this spring, the “one” place to be in downtown east. Register now to stay informed. Web: DanielsOneParkPlace.com

Context King West by Context

Sixty Colborne by Freed Developments

Coming soon to King West – community and design for everyone. Register now. Web: ContextKingWest.ca

A block from everything at King Street East and Church Street. Register now. Web: SixtyColborne.com

Dragon Condos by Ideal Developments

South Hill on Madison by Burnac

Coming soon to the coveted Casa Loma neighbourhood. Register now. Web: SouthHillOnMadison.com

Eau Du Soleil by Empire Communities

Tao by SigNature Communities

Surfacing soon: one of Canada’s tallest and most iconic waterfront condos. Register online. Web: EauDuSoleilCondos.com

Boutique condos on Bayview in Richmond Hill. Coming soon. Web: TaoCondos.ca

The Epicurean by Monarch Corp.

Ten York by Tridel

A stylish new condo for local foodies in Bloor West Village. Register now. Web: MonarchGroup.net

Rising above it all at York and Harbour. Register now for your private oasis. Web: TenYork-condos.ca

Fabrik by Menkes

Tux by Great Gulf

Rising 40 storeys at King and Blue Jays Way. Take the next step – register now. Web: GreatGulf.com/register

FAD Condominiums by Tri-Win

The Upper Canada Condominium by State Building Group

Fashion District Condominiums, coming soon to this trend-setting hot spot. Web: FadCondo.ca

Coming soon, affordable luxury at Avenue Road and Lonsdale. Register now. Web: UpperCanadaCondo.com

Imperial Plaza by Camrost Felcorp

Vivid by Pemberton Group

Sixteen-foot loft living at Yonge and St. Clair. Register today. Web: 16FootLofts.ca/cg

Affordable luxury living at Bloor and Islington. Register now. Web: VividCondos.com

Yorkville Plaza by Camrost Felcorp Grand opening at this iconic address. Offering the best things in life right outside your door. Web: YorkvillePlaza.com %$* B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

Etobicoke’s BEST Condo!

10% DEPOSIT *

PLUS

UP TO

$25,000

CASH BACK ON CLOSING!

or THE

A BONUS PACKAGE $

Valued at

25,000

Hurry! Offer extended until December 31st, 2012

U 2 Years Free Maintenance U 6 Months No Occupancy Fees U Gift Certiﬁcate towards upgrades

The Lexington gives you luxury, lifestyle and location, just minutes from Woodbine Shopping Centre, the Woodbine Racetrack and the upcoming Woodbine Live Entertainment Complex!

Call us today! 416-638-8444 LexingtonCondo.com

HOURS: Mon.- Fri.: 1pm - 7pm Sat. & Sun: 12pm - 5pm

One Bedroom from

$239,900 Etobicoke

840 Queens Plate Dr. Etobicoke, Ont. M9W 7J9

*Limited time offer. See Sales Representative for details. Not to be used with any other offer. Prices and specifications are subject to change without notice. E. & O. E. Rendering is artist’s concept.

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magine buying a condo with only 10 per cent deposit and receiving up to $25,000 cash back on closing or a bonus package valued at $25,000 including two years free maintenance, six months no occupancy fees and a gift certiﬁcate towards upgrades.* The Lexington is the ﬁrst condo to be built within the master plan for Woodbine Live!, an entertainment complex that is being developed adjacent to the Woodbine Racetrack and close to the Woodbine Centre shopping mall.

THE BUILDING BOASTS A RANGE OF SOCIAL AND RECREATIONAL AMENITIES FOR RESIDENTS AND THEIR GUESTS With its parkside location near the intersection of Rexdale Boulevard and the 427, the condominium tower will soon take its place in an established north Etobicoke %$, B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

neighbourhood or what many are calling the “New Woodbine.” Here, the area’s existing attractions will soon be joined by a whole new world of amenities planned beside the West Humber Parklands and Ravine. The massive $750-million Woodbine Live! entertainment complex is about to break ground right next to the racetrack – on a 400+ acre site that will eventually comprise six enticing entertainment and retail districts, and four unique residential neighbourhoods. A wide array of activities and attractions will be built, including offices, residences, shops, restaurants, a cinema complex, a 6,000-seat concert hall, a four-star hotel, conference centre, clubs, pubs and more. The development will be an economic boon for the city and create 10,000 jobs in the local area, and is reputedly catching the eye of retail and restaurant chains from Target to Boston Pizza. From the lobby’s gleaming granite floor to its elegant coffered ceiling, The Lexington’s interior design team has put together a stylish combination of features and finishes, all of which hint at the luxuriousness of the suites themselves. Those suites incorporate nine- and 10-ft. ceilings,

THE LEXINGTON IS LOCATED IN AN AREA THAT IS MINUTES FROM EVERY CONVENIENCE a superb choice of flooring, designer-selected kitchen and bathroom cabinetry, granite countertops, stainless steel appliances, and a long list of additional luxury features and upgrades, all priced for as little as $239,900. The building boasts a range of social and recreational amenities for residents and their guests. That includes the Party Lounge, a sophisticated sanctuary complete with bar and catering kitchen, and comfortable conversation areas to relax with family and friends. Residents’ personal fitness and health have been thoughtfully considered as well, with a wellequipped gym offering everything one needs for cardio, aerobics and weight training. The Lexington’s design team is also deeply committed to designing and building green, incorporating an array of eco-friendly features to help preserve our environment and natural resources for future generations.

The Lexington is located in an area that is minutes from every convenience. Woodbine Centre is located right across the street, while an abundance of restaurants, parks and golf courses are also nearby. Highways 27 and 427 are both just minutes away, providing access to the 409 and 401. Or park the car at the nearby GO Station and take transit downtown. The Lexington is a project of Royal Grand Woodbine Developments, a consortium of experienced real estate professionals committed to making the condominium a true landmark in the GTA. H\Y gU`Yg cZÑWY ]g `cWUhYX Uh ,($ EiYYbÈg D`UhY 8f]jY" CdYb AcbXUm hc H\ifgXUm Zfca % hc + d"a"/ W`cgYX :f]XUmg/ GUhifXUm UbX GibXUm Zfca bccb hc ) d"a" :cf Ub Uddc]bhaYbh hc j]Yk WU`` (%*"*',",((( cf fY[]ghYf cb`]bY Uh `Yl]b[]b[hcbWcbXc"WU"

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5 GA5@@ @=J=B; GD579 CF;5B=N=B; 5 GA5@@ @=J=B; GD579 can be a challenge. Apartments and lofts typically have limited closet space, if any closets at all. Townhomes can also be a challenge to organize with their small kitchens and bedrooms. Such is true for many singletons and families just starting out, or couples looking to downsize their living arrangements. Whatever your habitat, here are some tips for organizing a small space so you can enjoy it to its full capacity.

for keeping extra blankets, seasonal items or books. Media cabinets are a worthwhile investment for anyone with a television and other multi-media. Sanus oﬀers media cabinets with open shelves or enclosed doors and ample room for holding DVD players, video games, cable boxes, music and other gear. If you like the mounted TV look, but don’t have the wall space for it, consider a ﬂat-panel mount kit that attaches to furniture. It will give you the same aesthetic appeal as a TV mount, but doesn’t require drilling in the wall.

 :IFB=HIF9 K=H< GHCF5;9 The furniture you choose for your home can make or break it. Oversized furniture is out, but furniture with storage is in. Look for pieces that will maximize storage capacity without taking up too much room. Armoires are great for storing clothes if you don’t have a closet, and these days they come in all sizes. Antique trunks add instant style to any room and they can double as a coﬀee or bedside table with a hideaway

 89:=B9 H<9 GD579 Just because a room is small doesn’t mean it can’t look pulled together. It’s important, especially in homes with open floor plans, to define living areas for how you intend to use them. It sounds counter intuitive, but wide-open rooms with poorly placed furniture can actually seem smaller than they are. Defining the space will allow you to create distinct areas for entertaining, eating and relaxing. Accordion-style room dividers do the trick. So do area rugs. A dining room or sitting area can easily be established with a pretty rug and chairs placed around it. A couch positioned in the middle of a room is a good way to separate living and dining areas.

 C88G 5B8 9B8G No matter how organized you are, you most definitely have at least one overflowing junk drawer. So what do you do with all these extra odds and ends? Get creative. Look around. You’d be surprised at how many things you already own that, when repurposed, make the perfect organizers. Toolboxes are ideal for storing crafting and office supplies like ribbons, buttons, paper clips, push pins, stamps and envelopes. Rather than tucking away flower vases in a cupboard, use them for neatly displaying kitchen utensils or makeup brushes. Matching baskets and photo boxes will hold just about anything from scarves to painting supplies. Looking for a fun way to display photographs? String a piece of twine across an archway and use clothespins to hang the photos from the twine. With a little effort and creativity, any living area can be transformed into a well-organized space you enjoy spending time in. NC %%$ B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

OUR ONE-PRICE-PLAN IS A TREASURE! 505, 515 AND 530 SQ. FT. TREASURE BEACH PLANS IN BOUTIQUE BUILDING

ALL FOR $267,900*

An exciting and affordable waterfront living opportunity for you! A limited number of suites in the Boutique building are being offered with a One-Price-Plan for the very ďŹ rst time! So come over and let us match you with the most perfect suites and resort-style amenities, just steps from parks, trails, shopping, dining and more!

1(0%/ &.-+ 0'% +($ 2/ #%!,#*1"#-,$-/ #! Call

or email -#%!,#*1" "!)%./!*%/ (,&- to book your private appointment

*See Sales Representative for more details. Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Prices and speciďŹ cations are subject to change without notice. Illustration is artist concept. E. & O.E.

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f every major intersection of Toronto can be read like a book, the plotline for Yonge and Eglinton would be one of upwardly mobile professionals with a desire to have it all, without compromise. And the hero of this tale would most certainly be E Condominiums, an exciting development soon to stand at the intersection’s northeast corner. “E Condos will be sexy and sophisticated and will fulfill the demanding professional’s every requirement in a home,” says Veronika Belovich, Director of Sales and Marketing for Bazis Inc., which is developing E Condos in partnership with RioCan and Metropia. Indeed, the location is second to none. Recently opened for sale to the public, E Condos sits in the centre of the Yonge-Eglinton neighbourhood – a neighbourhood that offers an exceptional balance of the youthful and the established. It boasts excellent bars, restaurants, entertainment and shopping, yet it also offers sound infrastructure such as high-ranking schools, places of worship, professional services and recreational facilities. For the ultimate in convenience, E Condos will be connected via direct underground walkway to Yonge Eglinton Centre and the Yonge subway line. That puts downtown’s museums, financial district and PATH just minutes away by subway, without ever having to step outside. Once completed, the Eglinton LRT line will provide an additional east-west transit link. Ultimately, E Condos itself will be the star of the neighbourhood. “E Condos is destined to become a landmark building emblematic of the Yonge-Eglinton area,” says Belovich. The development’s two towers feature strikingly bold architecture from Rosario Varacalli. His vision includes a pedestrian piazza that anchors the buildings to their immediate surroundings, while inviting human interaction. Luxury shops at street level will set the tone by offering an elevated retail experience. The building lobbies by Niven Design make splendid use of soaring ceiling heights for a memorable welcome. Building amenities will be just as stunning. The %%& B9K 7CB8C ;I=89 897 % &$%& ! >5B ) &$%'

comprehensive facilities will include a party room with gourmet kitchen and dining room, outdoor terrace with barbecues, technology lounges, cantilevered glass pools, fitness areas that run the range from boxing to yoga, and guest suites. These spaces are dressed to impress, with styling reminiscent of major international hotels. Suite interiors will display all the panache one would expect from the renowned Mike Niven. The designer has created a custom kitchen cabinetry line exclusively for E Condos, which are accented with designer-selected quartz counters offered in a range of colours. The state-of-the-art appliances include stainless steel cook top, oven and microwave, and an integrated fridge, dishwasher and exhaust fan. The result is kitchens that are both beautiful to behold and a pleasure to cook in. Bathrooms reveal high-end features, including quartz-topped vanities, under-mount sinks, deep soaker tubs, glass shower enclosures and temperature-controlled, pressure-balanced showerheads. Each unit comes with a washer and dryer, security alarm system and state-of-the-art telecom wiring. Buyers have responded eagerly to the opportunity to own in this landmark building. Early events drew record crowds and brisk sales. Fortunately, for those who haven’t yet acted, this much-anticipated development is only now opening to the public, so there remains a good selection of units from which to choose. Units are available in a range of floorplans: one-bedroom, onebedroom plus den, two-bedroom, and two-bedroom plus den, from 480 sq. ft. to over 1,200 sq. ft. All

THE COMPREHENSIVE FACILITIES WILL INCLUDE PARTY ROOM WITH GOURMET KITCHEN AND DINING ROOM, OUTDOOR TERRACE WITH BARBECUES, TECHNOLOGY LOUNGES, CANTILEVERED GLASS POOLS, FITNESS AREAS THAT RUN THE RANGE FROM BOXING TO YOGA, AND GUEST SUITES

feature private terraces or balconies, and many oﬀer breathtaking views of the cityscape. Unbelievably for a property with such an outstanding location, prices start in the low $300s. 8cbÈh a]gg mcif cddcfhib]hm hc `]jY Uh HcfcbhcÈg acgh XYg]fUV`Y ]bhYfgYWh]cb" :cf mcif W\c]WY Zfca U [fYUh gY`YWh]cb cZ gi]hYg j]g]h h\Y 9 7cbXcg dfYgYbhUh]cb `cib[Y Uh &'$$ Mcb[Y GhfYYh `cVVm" :cf acfY ]bZcfaUh]cb mci WUb U`gc j]g]h YWcbXcg"WU Y!aU]` ]bZc4YWcbXcg"WU cf WU`` (%*"&('",*,," :c``ck ig cb Hk]hhYf 46Un]g=bW"

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oliday preparations such as tree trimming, present wrapping and hanging lights can help get us in the holiday spirit and are lots of fun. But thoughtful packing of seasonal decorations and materials at the end of the holidays for the next year can keep the fun in what is, for some, a stressful time. In other words, it pays to plan, even 12 months ahead. Careful packing and organization prevents damage and breakage, and ensures you can ﬁnd everything next year. Here are some tips to keep in mind while packing away holiday decorations: 89@=75H9 =H9AG

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> To prevent tangles, wrap lights around empty gift-wrap paper tubes. > Leave the plug accessible by taping the ends of the light strands to the end of the tube. Next year, you can quickly test the lights before unwinding them. > Store coloured lights in a dark place to prevent fading – especially blue, green and purple. KF5DD=B; D5D9F

> Hanging garment bags provide good storage for wrapping-paper rolls. Use outside pockets for gift tags, cards and tissue paper. > To protect used rolls of paper, cut an empty wrapping paper tube from end to end and slide it over the roll. > Ribbons and bows can be saved and reused. Pack these loosely so they keep their shape. GCA9 CH<9F 7CBG=89F5H=CBG

> Wrap holiday candles individually in cellophane and store in a cool place so they don’t melt together. > Pack an “open ﬁrst” box. Place the decorations you use ﬁrst in here with essentials such as extension cords. > Use a “wardrobe box” to hang and

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store seasonal clothing that you only wear twice a year like that special snowman sweater from your mother-in-law or that flashing Christmas tie. This way you can find it, wear it, and store it away on a hanger easily. > Take special care if you are storing your items in a damp area. Don’t store boxes near sources of heat and moisture. > Label every box. The more detailed the description, the easier it will be to find things next year. > Take a digital photo of special-care items like snow globes or wreaths, print them off on regular paper and tape the photo to the outside of the box as an easy description of what’s inside.

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Nicholas Rosaci is an award-winning Toronto designer and can be seen on Cityline as DIY Guy. Principal designer for Radiant Design Group, Nicholas has established a reputation for creating chic, confident and glamorous spaces that cross the divide of modern versus traditional. rad3sixty.com

he clock seems to move a bit faster at the end of the year, and so begins the equally anticipated yet dreaded social influx of family and friends. However, the challenge of decorating for a chic party during the busiest time of year can be more frightful than the weather outside. But don’t worry, St. Nick is here to help! I’ve gathered a few of my festive touches and some helpful last-minute tricks to help you pull off a truly unforgettable and hassle-free holiday soirée. I’ve earned a reputation for throwing some chic holiday affairs. The best holiday decorating invites your own blend of warmth and creativity to take centre stage. I started by conceptualizing a design scheme – Winter Radiance – which conveys a sense of ‘50s carefree glamour. Then I bestowed the living space with equal doses of warm and cool. The dark charcoal tweed sofas were punched up in one of the seasons most regal tones of teal, layered against a backdrop of crisp white. Nothing signifies the holiday season like silver and gold, so I placed a few well-chosen accessories in these precious metals. If you keep things simple and traditional, you can always add a touch of colour into the mix. Encourage mingling and movement by creating a few intimate zones. To ensure guests sit comfortably, I brought in two dazzling silver damask wing chairs from Chair Source. Furniture that encourages you to sit is critical when throwing a party. Put the most inviting seats front and centre but remember, you don’t need a chair for every guest. Ensure every seat has a place for a drink, and leave no more than two feet between a chair and the nearest side table.

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Placing a console table against a wall makes for an easy bar and creates a secondary focal point. This is a great place for hors d’oeuvres or a place to rest glasses. You can also push a dining table against the wall, giving you a buﬀet table, while instantly opening up the centre of the room for mad mingling and dancing. My friends will tell you I have an obsession with Nutcrackers. As a child, my mother used to buy me a new one every Christmas and I have very fond memories of helping her create a mantel-scape of marching bejewelled soldiers. So, to pay homage, I found an inexpensive large Nutcracker and customized it with ribbons, faux fur and painted his hat a most sophisticated shade of grey to complement the colours of the space. One of the pleasures of winter is decorating for the holidays. Keep it simple and from the heart and you’re sure to create a memorable party.

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Moving furniture around not only helps you physically get toned for shimmering party-dress season, but can dramatically change the space, giving it an entirely new personality. Place your largest piece (usually your sofa) against the longest wall, but avoid placing all your furniture against the wall. Bring chairs and tables closer together to allow for better conversation and intimacy. & :9GH=J9 :F=9B8G

Invite some of your friends (with muscles if moving furniture) to help you set up and share in some pre-party drinks and laughter. ' 5DD A5H<

How many appetizers per person do you need for a party? Count on at least four to ﬁve per guest before an early meal, six or seven before a late meal and eight to nine if no meal is planned. Tip: Paint chips make great place cards and look stunning as scribbled labels for appetizers or cheese plates. ( 5@@ 5;@CK

Everyone looks great in softer, layered lighting. Dimmer switches create that sought-after holiday glow while simple, blue-coloured party light bulbs create a cool club vibe. ) 7CGM ID

Indulge your party-goers with faux fur throws draped luxuriously over chairs and sofas. They also make the perfect wintery swag for guests to take a little of your welcoming warmth home with them. Chic holiday wishes!

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The good news is that the market can be expected to regain momentum in the second half of 2013. “Stable fundamentals and a greater level of selection in the condo market will help ﬁrst-time buying improve,” says Hildebrand.

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slowing sales, softening prices... these are among the phrases that have been used to describe Toronto’s condo market in recent months. And at the Canada Mortgage and Housing Corp. (CMHC) Housing Outlook Conference in Toronto recently, analysts and economist did little to dispel these impressions. In fact, they laid it all out on the line: for the overall GTA housing market (including lowrise), sales, construction levels and price growth will enter 2013 at a slower pace than they did in 2012, according to Shaun Hildebrand, senior market analyst for Toronto at CMHC. GIFD@IG =BJ9BHCFM

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There’s the take-home message – condos are affordable and in demand – over the long term. Condo prices are to experience only a mild correction in the near-term, Hildebrand says. The market will continue to be supported by the affordability advantage and increasing demand for rentals. In fact, it is the ongoing demand for rentals in the city (vacancy rates are traditionally minuscule – about 1.9 and tightening) that supports investor interest in condos. Hard data on the precise number of GTA condos bought by investors is hard to come by, CMHC says, but estimates range from 50 to 60 per cent. In addition, 3.7 per cent are owned by non-Canadians – a much lower figure than commonly speculated. What’s changing is the profile of investor buying GTA condos. In recent past years when demand and sales were surging along, speculative buyers (those who bought at pre-sale, planning to sell before completion) were able to flip their units for handsome profits. Now, with more projects and units for sale as conditions slow, that is a more difficult (and risky) strategy. Investors instead are holding onto their units for the longer term, shifting them into the area of the market that needs them – rentals. “It’s unlikely the condo rental supply is going to keep pace with rental demand,” says Hildebrand. More “astute investors” will buy for the long term, to hold and rent out and gain in value appreciation.

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G Marnie Bennett is a broker and the team leader of Bennett Property Shop Realty, a full premium-service five-star real estate brokerage specializing in marketing and selling new and resale homes, condos and investment real estate. Marnie is the host of the weekly radio shows, The Real Estate Hour and Business Class, a millionaire real estate investor and a real estate wealth management coach. bennettpros.com

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hopping for a new condominium is an exciting process. But, as with all substantial purchases, there are important considerations to be weighed before making your final decision. With this column, I hope to give you a framework for making a wise and informed purchase. Firstly, if you don’t need to move into a new home immediately, you should know that there are significant advantages to buying your condo during a development’s planning stages. In order for a builder to receive construction financing, that builder typically needs to show that 65 to 75 per cent of the suites have been sold. To reach this goal, it’s in the builder’s best interest to offer better prices earlier on in the sales process. Buying early can result in substantial savings, and offers the greatest equity growth potential. It also allows you a much wider selection of floor plans and locations within the building. Consider where you want to live. While the most important factor influencing price in real estate is location, this doesn’t mean that the priciest section of town is necessarily the best for your personal lifestyle. Consider proximity to your workplace, and to the kinds of amenities you feel are important, whether that means shopping, restaurants, greenspace or recreational centres. Once you’ve zeroed in on a particular condo development, it’s equally important to consider the location of the unit itself within that development. Examine proximity to the elevator, street noise levels and the quality of the view; often, the higher the floor, the higher the price. This raises the question: how much do you want to pay? Your personal budget may not allow you to buy the penthouse of your dreams. Again, weigh what’s most important to you. Some factors to consider when selecting your suite include functionality of the layout; exposure to natural light; ceiling heights; and access to a balcony or other outdoor space. A development’s curb appeal will affect both the enjoyment of your home and its resale value. The same applies to density – the fewer people sharing your development’s facilities, the better. All condos are not created equal. What’s behind the walls – mechanical systems, for example – is just as important as those things you can see, though admittedly more difficult for a homebuyer to judge. That’s why choosing a builder with a good reputation is crucial. Research prospective builders by gathering information, by visiting existing developments, speaking with current owners and by researching the equity growth of their homes as compared to others. Be sure to check the builder’s Tarion rating. Tarion is a government-regulated organization which licenses all new-home builders in Ontario and provides safeguards to all new-home purchasers. Finally, make sure that the builder has a strong customer service team with extended hours. There’s no denying that buying a home is an emotional process. Just be sure not to let your heart rule your head.

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he holidays are a wonderful opportunity to see old friends, enjoy time with family, celebrate the events of the year past and dream about the year approaching. But it’s also hectic, with shopping, wrapping, travelling, entertaining and cleaning up after it all. The worst thing that can happen is to wish it all away, thinking you’ll be happy when it’s all over. It’s a lot of work, but the little things that help keep you organized – and sane – will put the pleasure and joy back in this time of year. EI=7? H=DG CB CF;5B=N=B; MCIF <CA9

›› Create a gift-wrapping zone. Save time and make wrapping presents a pleasure Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

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by transforming a spare room (or part of a room) into a gift-wrapping centre for the holidays. Set up a table or use a rolling cart to put out your supplies (gift wrap, scissors, tape, pen, cards, bows, etc.) and keep everything you need in one place. Create the right atmosphere by adding some festive music, a scented candle and a cup of hot chocolate to get you into the holiday spirit. ›› Store items near their point of use. Save steps and precious time by storing things close to where you use them. For example, save yourself a trip up the stairs to the linen closet by keeping your tablecloths in a drawer, cupboard or chest in the dining room. It makes entertaining a breeze! ›› Repurpose your gift-wrap tubes. Use your empty gift-wrap tubes to store mini-lights. Put a slit in each side of the tube. Insert the plug at one end and wrap the cord all the way around the tube, tucking the bottom of the light strand in the slit at the other end. Store the tubes in a garment bag hanging from a hook on the wall, or the ceiling in the basement or garage. ›› Run errands eﬃciently. Keep a collapsible crate in the trunk of your car for easily transporting items to a dinner party or for things to return like library books or store-bought items you want to take back. It folds out of the way quickly when not in use.

›› Get unplugged to create more time over the holidays. Do you feel like there’s so

much to do and so little time? Challenge yourself to unplug the TV for one full week and notice how much more you can do in all the free time you’ll have. ›› Let go of the excess – you don’t have to keep decorations forever! When you are

unpacking your holiday decorations, consider letting go of the items you no longer enjoy looking at. Our tastes change and styles come and go. There’s no rule that says you have to keep every decoration forever – especially that tacky plastic flower arrangement your exmother-in-law gave you 20 years ago! Give some away to charity, or if you have family or friends who have recently moved into their own place, ask if they’d like to have them until they accumulate their own collection. ›› Gift certificate? What gift certificate? Gift certificates are easy to give and great to receive, but are often lost and forgotten until they expire. Keep your gift certificates in an envelope in your purse or your car and put a reminder on your calendar one week before the expiry date so you can use and enjoy them. ›› Return items in a timely fashion to save money and space. Whether it is buyer’s

remorse or dissatisfaction with an item after we’ve brought it home, we all have things to return to the stores at some point – especially after the holidays. A problem arises when these “to be returned” items accumulate in every part of our home and we forget we have them. Most store return policies only allow seven to 14 days for a full refund. To recoup money and reclaim space, designate a small area (preferably near the exit you use most) to place things that are on their way out. A box or basket may be helpful if you have several items. Tape the receipts to the purchases and schedule a time in your planner to take them back before it is too late. ›› Pay yourself ﬁrst. Block time now to give yourself a break later. Choose a day (or at least half a day) during the

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›› Send greetings without grief. Do you love sending

holiday greetings but don’t enjoy wasting time addressing the envelopes? Easily create address labels on your computer for your cards using MS Word. For a special touch, use a font that resembles handwriting (i.e., Lucinda Calligraphy). Save the document and you can pull it up every year, make any changes and print it on adhesive mailing label sheets. Better yet, send electronic greetings and you’ll reduce clutter while saving time, money and the environment. EI=7? H=DG CB CF;5B=N=B; MCIF @=:9

›› Avoid holiday over-load. Limit social engagements

to only those you truly want to attend. Book some downtime between social events so you don’t feel overextended. Schedule only 75 per cent of your day to allow for traﬃc delays, long line-ups and other unexpected occurrences. 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 %&+

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This space sets the tone for first impressions. Think about stashing useful items such as gloves, hats, scarves and pet supplies in decorative fabric bins. These are easy to label, and make it easy to find items with just a glance. If you do not have a closet in your entry way, invest in a simple shelved console table where you can store your organized items for easy access. A multi-purpose shelf with mounted hooks for sweaters, jackets and coats is essential to keeping your no closet foyer pristine. 8Y!WìhhYf mcif _]hW\Yb dUbhfm

A functional pantry is the key to a functional kitchen. Creating a working pantry can be a big challenge depending on your cooking routine and habits. Take measurements of your space and purchase wire baskets or locking plastic containers to categorize your various ingredients according to your needs. Hang bins inside of the pantry door for popular foods. Not only will this be a time saver, but will also optimize your pantry space. 7cbeiYf mcif VYXfcca W`cgYh

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Bedroom closets often fall victim to being a dumping ground for items without a ‘home’. As you de-clutter, sort items into the following categories: keep, donate, recycle and trash. For the items you do keep, the closet configurator is not only a simple solution, but also an affordable one. With so many options available for a variety of sized spaces, adjustable shelving systems will accommodate your changing needs. By following these simple suggestions you will not only have the tools for organizational success but also be able to check off that New Year’s resolution without the guilt of past years. More tips on home organization are available online at homedepot.ca or at a store in your neighbourhood. NC

ins w s t t the e a e r r t a s . e B eY h t s! f A o B t H c e O Proj 2012

This must be what it feels like to win big at the Academy Awards! On September 24th, B.streets was recognized with ﬁve awards at the 2012 OHBAs in Collingwood, the Oscars of the real estate world. Our big wins included Best Ad Campaign, Best Logo, Best Brochure, Best Sales Ofﬁce, and Project of the Year! We proudly share this honour with all of our supporters. There is still a great selection of incredible suites available. Book your private appointment today and make B.streets your home base.

MACPHERSON AVE.

B streets

™

Condos at Bloor & Bathurst

MADISON AVE.

PRESENTATION CENTRE

AVENUE RD.

BSTREETSCONDOS.COM 416.53.CONDO [ 532.6636 ]

DAVENPORT RD. BATHURST. ST.

NOW UNDER CONSTRUCTION. From the low $300’s. By appointment at 385 Madison Avenue

DUPONT ST.

BLOOR ST.

B streets Condos at Bloor & Bathurst

EXCLUSIVE BROKER: MILBORNE REAL ESTATE INC. PRICES & SPECIFICATIONS SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E. CREATIVE: LA-ADS.COM

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ACJ=B; 95G=9F CB MCIF ?=8G K<9B 58I@HG 897=89 HC ACJ9 it’s often to pursue an exciting opportunity or discover a new place. But for children, moving can be much harder to understand, as often they’ve only known one place as home. As you travel through adulthood, the unknown becomes more alluring, but it’s because you’ve been through major life changes before. That’s why it’s important to take some steps to make this major transition easier on your kids.

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Organize a going-away party for your children and their friends, and work with the parents of their friends to gather contact information so they can keep in touch after you move. HU_Y ]bjYbhcfm Take a minute with each child to go through toys and clothes to see what can be donated. By letting them help with these decisions, you can eliminate any angst that might come if they realize something they wanted was left behind when you get to your new home. DUW_ U Ñfgh!XUm Vcl Have children pack a box of things that they will want the first day you move into your new home, like favourite toys, books or stuffed animals. Have the movers pack these boxes last so they are the first things unloaded when you arrive. If you are moving a long distance, have each child

pack another bag with items to keep them entertained during the trip. :cfa U acj]b[ hYUa Creating roles for your older children so they can help you move can make your move go quickly and smoothly. If possible, arrange for somebody to watch your younger children so you can focus on moving tasks. Hiring movers can also help take some of the pressure oﬀ you so you can tend to your children. Your younger children may also be thrilled by the chance to see the moving truck up close, so take the time to show them. <Y`d h\Ya ZYY` Uh \caY Showing your children new parks and other attractions in your new community will help them feel excited about their new home. Plan ahead to get them enrolled in activities with other children so they can quickly make new

<UjY W\]`XfYb dUW_ U Vcl cZ h\]b[g h\Uh h\Ym k]`` kUbh h\Y Ñfgh XUm mci acjY ]bhc mcif bYk \caY `]_Y ZUjcif]hY hcmg Vcc_g cf ghiZZYX Ub]aU`g friends. However, be sure to explain to them that making new friends takes time, so they aren’t discouraged if it doesn’t happen for them right away. Communicate with their teachers to see if there’s anything special you can do to help your children feel more comfortable at school.

By doing the little things to help your children cope with the tough parts of moving, you’ll put them in a position to acclimate themselves to their new home quickly and easily. For more helpful moving tips, visit pensketruckrental.com.

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Skycity Condominiums by Pemberton Group

Affordable luxury, steps from the Village of Woodbridge. Construction started.. Web: AllegraCondos.com

A master-planned urban community in Richmond Hill Web: SkyCityCondos.com

Centro Square by Liberty Development

Upper Village Markham by Greenpark

A master-planned community in the heart of Woodbridge. Register now. Web: CentroSquare.ca

Now registering, UV2 – the North Tower. South Tower is already 90 per cent sold and under construction. Web: UV2.com

The Clairington by Castleridge Homes Active adult living in a parkside condominium in Brampton. Web: TheClairingtonCondos.com

Courtyards of Maple by Marino/Intercity/TriAxis

-$)

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European-inspired condos coming soon to Maple. Register now to stay informed. Web: CourtyardsOfMaple.com

Fairground Lofts by Wycliffe Homes Urban lofts are coming to Woodbridge Village. Register now for preview. Web: FairgroundLofts.ca

Grand Palace by Guizzetti Corp. Register now for the timeless art of living! Now under construction. Web: GrandPalace.ca

Limelight by Daniels Corp. Coming soon: The final glorious chapter of Mississauga’s beaming success story. Web: LimelightCondos.com

Park City Condominiums By Tobyn Park Homes Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington. Register now. Web: ParkCityLiving.ca

Pinnacle Uptown by Pinnacle International Construction has started on Mississauga’s live-work-play community. Register today. Web: PinnacleUptown.net

Rain Condominiums by Empire Communities Coming soon to Oakville – the South Tower at Rain Condominiums. Register now. Web: RainCondos.com

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PSV2 & Parkside Village Townhomes by Amacon Developments Offering the convenience of downtown living with the tranquility of a suburban context. Grand opening. Web: LifeAtParkside.com

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905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North 1

2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

Oakville

19 20 21 22

Brampton

Mississauga

23 24 25 26

Builder

Site

Telephone

TH* C*

Price Range

Page

Finder

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park

905-276-3981

from $250,000

137

20L

34 PINNACLE INTERNATIONAL

Pinnacle Uptown, Crystal 2

905-568-9000

from $250,000

143

19K

39 THE DANIELS CORPORATION

Limelight Condominiums

905-306-6996

from $200,000

21L

45 EMPIRE COMMUNITIES

Rain Condominiums

raincondos.com

from $400,000

17Q

PEMBERTON GROUP

Miracle in Mississauga

905-603-6300

from $250,000

16M

CASTLE GROUP

Tuscany Gates

905-501-9557

from $340,000

20J

CONSERVATORY GROUP

Mirage

905-232-2400

from $250,000

20K

CONSERVATORY GROUP

Widesuites

905-897-8536

from $375,000

21K

FERNBROOK HOMES

Absolute Vision

905-803-0556

from $188,000

21K

CITYZEN

Absolute Vision

905-803-0556

from $188,000

21K

AMACON

The Residences at Parkside Village

ALTERRA HOMES

lifeatparkside.com

Renaissance in Olde Brampton

905-454-7222

from $215,000

13D

PEMBERTON GROUP

Rosedale Village Golf & Country Club

905-799-5000

from $190,000

12E

RETIREMENT LIFESTYLE COMMUNITIES

Palisades on the Glen

905-820-8210

from $290,000

17M

UNITED LANDS

Stonebrook II

905-822-8858

CASINO BAY DEV. CORP./TODDGLEN

Panoramic Point at Brewery Bay

1-866-611-5525

from $264,000

INZOLA GROUP

Park Place

905-451-7001

from $310,000

14G

30 PINNACLE INTERNATIONAL

Pinnacle Grand Park 2

905-276-3981

from $250,000

20L

Bluwater Condos

416-987-8800

from $350,000

17T

32 ARMOUR HEIGHTS DEVELOPMENTS

River’s Edge

905-533-2400

from $285,000

14A

35 ASHLEY OAKS GROUP

Emporium at Joshua Creek

905-618-0660

from $200,000

17P

36 MADY DEVELOPMENT

Market Town Condominiums

705-719-1222

from $144,000

38 TRIDEL CORPORATION

Metrogate - Ventus 2

416-293-5535

from $225,000

19J

46 MATTAMY HOMES

The Mount Pleasant Village

from $200,000

20M

PEMBERTON GROUP

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

mattamyhomes.com

21K

22N

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

135

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

East

To wn of O sh awa

10 Concess ion R

Town of Markham 7 407

11 Concess

Markham

ion R

Site

9 Line

Hwy. 48 le Dr

14 Ave

Raymervil

PEMBERTON GROUP

3 407

Main St S

Bullock Dr Hwy 7

McCowan Rd

Hwy. 27

Key Maps

Major Mackenzie

Aldergrove Dr

The Fountains

35 404

Kennedy Rd

Builder LIBERTY DEVELOPMENT CORP.

Warden Av e

Ave

John

18 Ave

16 Ave Carlton Rd

404

Steeles Ave E

ve W

Cachet Pkwy Woodbin e

rn Ave

Clark Ave W

16th Ave.

905regionalmaps: Maple, Thornhill, Richmond Hill, Vaughan, Markham, Ajax, Whitby, Oshawa

Leslie St

Elgin Mills Rd

Leslie St

Strathea

Thornhill Henderson Av

Centre St

31 30 Yonge St

Neal Dr

e Av

407

24 1

n to

Langstaff Rd

G 407

43 10

Denham Dr

ng Isli

404

Richmond Hill Weldrick Rd W

Elgin Mills Rd

19 Ave

Major MacKenzie

Rutherford Rd

400

Yorkland

Regent St Mill St

Maple

19th Ave.

Gamble Rd

Bathurst St

41 26

401

Dufferin

11 29

Keele St

Jane St

400

Major Mackenzie

401

Weston Rd

Teston Rd

e Rd

401

Jefferson Sideroad

y Cr

Pine Valle

Kirby Rd

t nce S Clare Kipling Av

136

Bayview Ave

King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

To wn of W hitby

Bloomington Sideroad

Denison St

Telephone

TH* C*

905-731-8302

Price Range from $272,000

Page

Finder 37

10F

Sky City

905-709-5700

from $300,000

12F

32 LIBERTY DEVELOPMENT CORP.

Royal Gardens

905-889-9997

from $229,000

14F

from $250,000

141

21E

40 NOVA TRIMAX

Allegra

905-850-6866

44 LIBERTY DEVELOPMENT CORP.

Centro Square Condos

905-851-8877

46 EMPIRE COMMUNITIES

The Mark

themarkcondos.ca

from $200,000

MONARCH CORPORATION

Garden Court

monarchgroup.net

from $250,000

REMINGTON GROUP

Downtown Markham - Rouge Bijou

905-948-9900

from $180,000

18F

TRIDEL CORPORATION

Renaissance of Richmond Hill

416-736-9500

from $720,000

12G

STATE BUILDING GROUP

Promenade Park

905-709-3352

from $410,000

10G

UPPERCITY VILLAGE

Greensborough Village

905-489-9964

from $249,000

23E

MINTOURBAN COMMUNITIES INC.

WaterGarden

416-915-3800

from $254,000

11G

AMICORP

Terraces on the Park

905-265-8739

GREAT LANDS CORP.

The Beverly Hills Resort Residences

905-882-6636

TRIAXIS DEVELOPMENT INC/MARINO DEVELOPMENTS

Courtyards of Maple

416-798-7070

from $390,000

The Essential

905-887-4888

from $250,000

20E

15 EMERY CONDOMINIUMS

Ý Ý

16D

from $210,000

from $250,000

13F

20 SOLMAR DEVELOPMENT CORP

Bellaria Residences

905-417-8482

from $240,000

22 QUADRA MGT. & SCEPTRE DEVS.

Renaissance Court at Woodbridge Gates

905-851-4220

from $230,000

22 WYCLIFFE HOMES

Fairground Lofts

905-605-5900

from $287,000

26 RICE DEVELOPMENT

Ambria

905-796-3630

from $340,000

28 CHESTNUT HILL HOMES

San Francisco by the Bay

905-831-3631

from $180,000

22C

Miracle at Yonge

905-709-5700

from $280,000

12F

32 SIGNATURE COMMUNITIES

TAO Boutique Condos

905-597-2535

from $200,000

14F

34 SIERRA HOMES

68 Main Street

905-305-0822

from $250,000

22F

35 REMINGTON GROUP

Nexus North Condominium Residences

905-948-9900

from $200,000

17F

from $288,000

21E

PEMBERTON GROUP

Vista Parc Condominiums

905-850-8883

42 GREENPARK HOMES

The Upper Village

905-554-6501

43 GUIZZETTI DEVELOPMENTS

Grand Palace

905-907-4370

45 KYLEMORE COMMUNITIES

The 6th Angus Glen

905-887-9950

41 QUADCAM DEVELOPMENT GROUP INC

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

12E from $455,000

19E

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

THANK YOU FOR YOUR OVERWHELMING RESPONSE TO OUR PREVIEW REGISTRATION PROGRAM

FR O M

THE M

PINNACLE GRAND PARK

$200

ON SALE NOW Unveiling Pinnacle Grand Park 2, the encore presentation architecturally complimenting the inaugural tower and fortifying its place

N O W

S E L L I N G

within the Mississauga cityscape. This sleek 48-storey building showcases a variety of suite types of all styles and layouts. FROM THE MID

$ 200's

Sales Centre & Model Suites: 3981 Grand Park Drive, Mississauga Phone: 905.276.3981

pinnaclegrandpark.ca Rendering is artistâ&#x20AC;&#x2122;s concept only. Photos for mood and impression only. See Sales Representative for details. E. & O.E. 2012. 897 % &$%& ! >5B ) &$%' B9K 7CB8C ;I=89 %'+

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Toronto-based designer Erica Gelman, Principal of Erica Gelman House Of Design. Specializes in both large and small scale residential design projects throughout Toronto and the GTA. Known for enhancing and creating new possibilities in every space of your home. House of Design www.ericagelman.com

aby, it’s cold outside! The leaves are gone, the temperature has dropped and Jack Frost has begun nipping at your nose; the good news is that it can only mean one thing — Christmas, Chanukah, Christmaka and/or Kwanza are just around the corner. Regardless of which holiday you celebrate there’s one thing for certain; it’s time to start decorating. Typically, when you think of decorating for the holidays it’s all about the tree but I say the tree is just the ﬁrst step. It may even be your source of inspiration but it doesn’t have to end there. Think ornaments are just for hanging?

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Think again. With the dynamic colour and style options now available you can decorate every nook in your home, well, maybe not every single one. The assortment and price range varies dramatically from luxury pieces at Teatro Verde to budget-friendly options at HomeSense, Bouclair and even Home Depot featuring the Martha Stewart Collection, so this year there really is no excuse. It’s not where you put these ornaments, it’s how you place them. Be mindful of consistency and harmony. I love the idea of using multiple layers of colour and ﬁlling clear vases to spread across your table as décor. The tables in your home are really the best place to start your decorating frenzy. We always like to draw inspiration from fabrics, so we recommend starting with your tablecloth. For a really unique setting I like to have our clients’ covers custom-made to order. Don’t let the word “custom” fool you. Depending on the size of your table, you probably won’t need more than two yards of fabric and a seamstress to sew the edges. You can invest in small unique items and give your space a real holiday presence. If you’re one of the lucky ones who has a large mantle, do not forget to adorn that ﬁreplace with colour, texture and elegance. Instead of the traditional evergreen, try a homemade wreath of feathers for a glamorous look or rustic branches in an urban setting. Start with a circular piece of

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florist’s foam, and then use wooden florist’s picks to secure large items and wrap the object around as much as desired. And there you have yourself an easy DIY project that will reinforce the look you are trying to achieve. If you’re hosting an elegant soirée, dim the lights and illuminate the room with candles and allow the mood to develop through nightfall. It’s so simple to work with items you already own, it just takes a little creativity and perhaps a second opinion. Set the table with your favourite accessories and layer sections with different finishes for a look that suggests you’ve been

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homeTRADER and The homeTRADER & Design are trade-marks of Apax Partners LLP, used under license.

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DARE TO COMPARE!

C STA ONS RT TRU ED C on TIO PH N AS E1

NEWLY RELEASED LOFTS Check out other condominiums in Woodbridge. You wonâ&#x20AC;&#x2122;t ďŹ nd better quality or value than at Allegra, just steps from the Village!

With your choice of suite designs and now a new limited edition of lofts, Allegra has it all. That includes superb recreational facilities and a great location on Highway 7, just east of Martingrove, minutes from shopping, parks, golf courses and all the amenities!

JOIN THE HUNDREDS OF EXCITED PURCHASERS Superb Lofts from the

1 Bedroom from the

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S $ S $ S

WOODBRIDGE

TOUR OUR PRESENTATION CENTRE AND DESIGNER DECORATED MODEL SUITE

!LLEGRA#ONDOS COM s

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Prices and specifications are subject to change without notice. E.& O.E.

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6F5=G98 @5A6 G<5B?G K=H< 7F95AM DC@9BH5 8]fYWh]cbg Combine 2 cups hot water and porcini in small bowl and let stand, about 30 minutes. Using a vegetable peeler, remove peel from oranges in long strips. Squeeze juice from oranges, reserving peel and juice. Heat 4 tablespoons olive oil in a large pot over medium-high heat. Add onions and sauté until golden, about 12 minutes, stirring frequently. Using a slotted spoon, transfer onions to small bowl. Add 2 tablespoons oil to the pot. Sprinkle lamb with salt and pepper and add 2 lamb shanks to the pot. Sauté until brown on all sides, about 10 minutes. Transfer to plate. Repeat with remaining shanks. Return the onions to the pot. Using slotted spoon, add porcini mushrooms and their soaking liquid, leaving any sediment in the bowl. Add orange peel and juice, herbs, wine, and tomato paste. Boil 5 minutes, scraping up browned bits. Return lamb to pot, arranging in single layer. Add broth and bring to boil. Reduce heat to medium-low. Cover and simmer 30 minutes. Partially uncover pot, and simmer until lamb is tender, about 2 to 2 1/2 hours, turning every 15 minutes. 89@=7=CIG 6F5=G98 @5A6 G<5B?G are cooked in an

aromatic sauce for about two to three hours until the meat is so moist and tender, it’s literally falling off the bone! ‘Braising’, from the french word ‘braiser’, is a cooking method that uses both moist and dry heat. The lamb shanks are first seared in some olive oil to brown the meat and enhance the flavour. They are then simmered in an aromatic liquid of red wine, orange peel, orange juice, rosemary, cloves, bay leaves, tomato paste, sautéed onions and broth, creating the most wonderful sauce. Just before serving, the shanks are basted with the sauce and served over a blanket of silky smooth polenta spiked with cream, butter and cheese. And for a final flourish — a towering sprig of rosemary! ]b[fYX]Ybhg

Transfer lamb to a bowl. Tilt pot and spoon fat off top of sauce. Boil until sauce is thick enough to coat spoon lightly and is reduced to 5 cups, about 35 minutes. Discard herbs and orange peel. Season sauce to taste with salt and pepper. Return lamb to pot, spooning sauce over to coat. To make the polenta: In a large saucepan, bring the water, cream and butter to a boil. Add 1 teaspoon of salt to the water and quickly whisk in the polenta. Whisk constantly for 3 to 4 minutes to prevent lumps, until the polenta is thick, smooth, and creamy. Add the Pecorino. Check for seasoning and adjust consistency by adding milk or water to the polenta. Polenta may be made up to 20 minutes ahead of time and kept warm and covered until ready to serve. To serve: Spoon the polenta onto large platter or into individual serving bowls. Arrange lamb on top of the polenta, and spoon some of the sauce around the polenta and serve, garnishing each serving with a spire of rosemary.

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› 2 cups hot water › 1/2 cup dried porcini mushrooms › 2 large oranges › 8 bay leaves › 6 large rosemary sprigs, and extra for garnish › 8 cloves

› 6 tbsp olive oil › 2 cups onions, finely chopped › 4 lamb shanks › 2 cup red wine › 1/4 cup tomato paste › 8 cups chicken broth

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DC@9BH5 › 2 cups water › 2 cups half and half cream › 1 cup Pecorino cheese, shredded › 1 cup polenta (cornmeal) › 1 tsp salt › 3 tbsp butter

Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious. She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com

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5-WEEK ISSUE Dec 1, 2012 - Jan 5, 2013 Volume 16 Issue 22

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Dec 1, 2012 - Jan 12, 2013 Volume 12 Issue 22

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Alterra Homes/Finer Space - Post House Condominium

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Brandy Lane Homes - The Station

Menkes Developments Inc. - One Sherway Condominiums

Burnac Corporation - South Hill on Madison Condominiums

Metropia - E Condos

Metropia - Exhibit Definitive Residences

Camrost - Felcorp - Imperial Plaza

Carlyle Communities - Beach Hill Residences

MintoUrban Communities Inc. - 30 Roe

Carttera - SIXTY Colborne

Mod Developments Inc. - Five Condos

Mod Developments Inc. - Massey Tower

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Queenscorp Residences - Watermark

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Lanterra Developments - Riverhouse at the Old Mill

The Daniels Corporation - Cinema Tower Condominiums

Lanterra Developments - The Britt

Lanterra Developments - Treviso II

Liberty Development Corp. - Centro Square Condos

Liberty Development Corp. - Royal Gardens

Liberty Development Corp. - Terrace on Danforth

Liberty Development Corp. - The Fountains

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The Daniels Corporation - Limelight Condominiums

The Daniels Corporation - One Park Place Condominiums

Tribute Communities - The College

Tridel Corporation - 101 Erskine

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Tridel Corporation - Ten York

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11/30/12 3:42:31 PM

NOW AVAILABLE

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Poised on the edge of the city’s South Financial Core, TEN YORK is steps to everything. Surrounded by the city’s best restaurants, entertainment and shopping, as well as conveniently close to the PATH, subway, GO Trains, Union Station and the Toronto Island Airport – TEN YORK residents have the city at their feet and the world at their doorstep. Life. Between the lake and the stars.

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North of Finch CONTACT US

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A Tridel Built Green. Built for Life.® community. *Prices and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2012. All rights reserved. E.&O.E. December 2012.

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101erskine@tridel.com *Prices and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale. Tridel ®, Tridel Built for Life ®, Tridel Built Green. Built for Life. ® are registered trademarks of Tridel and used under license. ©Tridel 2012. All rights reserved. E.&O.E. December 2012.

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