The Home Builders' Annual - GTA 2013

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ON ANY DEVICE NewHomeGuide.ca

2013 US

The Only Complete Resource Directory of GTA Home Builders

AN IN-DEPTH LOOK AT THE

GTA’s top builders and new-home communities

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Residential construction industry drives the economy Get peace of mind with your Tarion warranty

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Editor’s Note

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Knowledge & confidence When shopping for a new home, both are critical

hen you’re out shopping for a new home, it’s easy to be swept up by appearances. But, as they say, beauty is only skin deep. The best way to discover the home of your dreams is to seek out the right builder – which is one with experience, vision and know-how.

The 2013 Home Builders’ Annual is a great research tool and resource to help with you with this task. It showcases not only who is building what and where, it also features background information on each company and where you can find more information about them. We’ve included a social media directory in this issue, too, so you can see any promotions, updates and information builders are sharing.

Once you’ve narrowed your search for a new home or condo, it’s time to visit some sales offices and models – and you should prepare to be impressed!

Always carry a notebook to record information and questions you may have about the places you’re visiting, to make it easier to digest later.

If there’s a model suite to tour, be sure to inspect the quality of everything – from the cabinetry, carpeting, drywall and fixtures. Note which features are standard and which are upgrades, to get a sense of what the basic home will include.

Questions you might want to ask while shopping include: - How long has the company been in business?

- How does the after-sales service program work?

- Who will be responsible for after-sales service?

- Does the builder include energy-saving features in its homes?

A new home is one of the biggest and most important purchases you will make in your lifetime. You will be able to shop for a new home with a sense of confidence, using the knowledge you’ll glean from this publication as well as online research and site visits. Best of luck in your search!

Susan Legge, editor-in-chief

Wall2Wall Media susan.legge@wall2wallmedia.com Twitter: @susanlegge

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2013 table of contents

12 05 Editor’s Note 11 Legally Speaking

Not every lawyer is a real estate lawyer

by Jayson Schwarz

12 OHBA Report

Residential construction the engine that drives Ontario’s economy

by Joe Vaccaro

17 Social Media Directory

A list of social media accounts from GTA builders and developers to help you share and stay connected

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24 Tarion Report

Your new home comes with a Tarion-backed warranty

by Howard Bogach

36 Mortgage Finesse

What you need to know about the Bank of Canada and interest rates

by Calum Ross

51 The GTA Home Builders’ Roster A comprehensive list of new-home builders in the GTA

62 Market Outlook

Housing market ‘soft landing’ to dissipate by mid-year: BMO

42 Trends 2013

Style file: The looks of 2013 and where to find them

by Silvana Longo

46 Expert Panel

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Executive advice: What are the truly important factors buyers should focus on when looking to buy a home in today’s market?

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2013 The Only Complete Resource Directory of Southwestern Ontario Home Builders

vice-president, wall2wall media

Jacqueline Hill

sales manager, GTA new homes, Condo guide, home and décor

Conni Robinson

associate publisher, SWO New homes, Lifestyle Communities

Susan Maxwell

editor-in-chief, real estate

Susan Legge

senior account executives

Nina Downs Dionne Fraser Suzana Zarovski editor

Wayne Karl sales & merchandising co-ordinator

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Antoinette Jackson

Manager of production

Bala Gnanapandithan art director

Julie Yoo

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production co-ordinator

Mohammad Haidarpour

2013 GTA Home Builders’ Annual

401 The West Mall Etobicoke, Ontario M9C 5J5 416.626.4200

Advertising: Call 416.784.5060 for advertising rates and information.

Circulation : Polybagged with the March 17 issue of New Home Guide. Available at GTA home shows, through direct distribution in the GTA market and by consumer request.

GTA new-home Builders’ Index

2-4

Fieldgate Homes

8-10

Monarch Corporation

14-16

Great Gulf Homes

18-20, 63 Aspen Ridge Homes 21-23

Menkes Developments

26-28

Tribute Communities

29-31

Rosehaven Homes

32-34

Geranium Homes

37-39

CountryWide Homes

40-41

National Homes

Back cover Mattamy Homes

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Industry and Décor centre suppliers

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Brampton Brick

builders helping to heal

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Sick Kids Foundation

Copyright 2013 All rights reserved by Wall2Wall Media Inc., Toronto, Ontario, Canada.

Reproduction in any form is prohibited. Contents of this publication are ­covered by Copyright and offenders will be ­prosecuted under the law.

Terms Advertisers, Editorial Content and 2012 GTA Home Builders’ Annual are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. PUBLISHED By:

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications.

To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Buy Monarch.

Be happy.

It’s never been a better time to buy a Monarch home. Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

monarchgroup.net Prices, specifications and promotions are subject to change without notice. Some restrictions may apply. E.&O.E. March 2013. 20676

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Over ninety-five years of building better communities.

Founded in Toronto in 1917, Monarch is Canada’s oldest and one of

industry for achieving a high level of customer satisfaction. Thanks to our

its largest, most diversified and successful real estate companies. Since

customers, we remain committed to building homes Inspired By You.

building our first home over ninety-five years ago in the former village of Forest Hill in Toronto, Monarch has earned a reputation for delivering outstanding homes in sought-after locations, award-winning customer service and exceptional value.

As Canada’s most experienced builder, Monarch constructs homes that place an emphasis on style, design, quality and livability, creating communities that our buyers can be proud of. Communities like Birkdale, Bronte Creek, Kleinburg Crown Estates, SouthFields, Topper Woods and

Our over ninety-five years of innovation and experience has taught us that

Tranquility. Each of these communities embraces Monarch’s commitment to

offering the GTA’s most desirable locations and exceptional value are only

customer satisfaction and creates dynamic living environments in Ontario’s

part of the equation in being a reputable homebuilder. The most important

greatest cities and towns.

part is the homeowner. That’s why we are continuously recognized by our

Always Home with Monarch.

Headquartered in Toronto, Canada, Monarch has consistently been recognized in the homebuilding industry and by its customers for superior quality and outstanding customer satisfaction for nearly 100 years. Monarch operates in Ontario where the Company builds and develops single-family detached and attached homes in Toronto and Ottawa and builds high-rise condominiums in the Greater Toronto Area. Monarch serves a wide segment of homebuyers through its innovative product mix that emphasizes exceptional style, design, quality and livability. Monarch, combined with its U.S. affiliate, Taylor Morrison, is the largest North American privately-owned homebuilder as reported by Hanley Wood based on 2011 revenues. Headquartered in Scottsdale, Arizona, Taylor Morrison is a builder and developer of single-family detached and attached homes and operates in Arizona, California, Colorado, Florida and Texas.

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Follow us on:

twitter@monarch_group

Topper Woods – Kitchener Luxurious 40’ singles located by the Doon Creek Ravine near the shores of the historic Grand River.

Only 7 homes remain.

Move in soon.

Starting from mid $500’s

Bronte Creek – Oakville Discover Luxury townhomes with 2 car garage located on the cusp of nature nestled amongst Bronte Creek Provincial Park.

Only 3 homes remain.

Move in soon.

Thousands in designer upgrades.

Priced from $684,990.

Village of SouthFields – Caledon New name. New designs. Same great community. Strawberry Fields has now flourished into the Village of Southfields offering all the vibrancy and charm you would expect from an established community, with a new, more all-embracing name.

New 43’ designs and limited collection of towns.

Spacious loft plans and deep lots available.

Register today. Townhomes priced from the high $300’s.

Singles priced from the high $500’s.

Birkdale – Scarborough Introducing Birkdale, Monarch’s exciting community of Executive Townhomes.

Final release now available.

Last chance to own.

Three-storey townhomes from 1,881 to 2,309 sq. ft.

Priced from the mid $400’s.

Tranquility – Ajax If you are looking for something new and exciting, Ajax’s latest community offers families a relaxed lifestyle.

Tranquility is surrounded by lush and natural green space.

New release of homes.

40’ designs up to 4,534 sq. ft.

Priced from the low $500’s.

Kleinburg Crown Estates – Kleinburg The jewel in our crown of charming, upscale communities is Kleinburg Crown Estates. Set within the scenic village of Kleinburg, our Monarch-built homes reside on 42’ and 50’ lots.

New designs.

Incentive packages valued up to $65k.

Ranging from 2,350 sq. ft. to 4,505 sq. ft.

Priced from the low $800’s.

Like us on:

facebook.com/monarchcorp

monarchgroup.net Always home. monarchgroup.net Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Extras noted above are as per plan and as specified by Vendor. Some restrictions may apply. E.&O.E. March 2013. 20676

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Legally Speaking

Not every lawyer is a

real estate lawyer

by Jayson Schwarz

Not all lawyers are created equal. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area greater than another.

Do not believe that the ­granting of a law degree instantly bestows knowledge of all laws on the head of a lawyer.

The first thing you need to do to find a lawyer is the same thing you ought to be doing to find a home – research! Where do you look? Start with media and look in magazines (editor’s note – you already have this magazine, so you’re off to a good start!), newspapers, listen to radio, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. Generally, if a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients who come out of those events.

Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable.

Call the Law Society of Upper Canada, Lawyer Referral Service, which can be found in the telephone book. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested. This just gets you someone in the area. You really need to check them out when referred.

Speak to friends who have used a lawyer for a similar service and ensure they did the job professionally, courteously and for the price quoted.

Who is making the referral? Is it coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you get comfortable with this issue before you hire someone.

Now, to bring this back to the original idea, what you need to understand is that there are general law practitioners just like there are family doctors. What this means is that a lawyer may have a wide-ranging practice comprising many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/she understands any complicated offers and that he/she reviews them carefully, pointing out any problems.

Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal.

Remember, your lawyer is a very important part of the process, so take your time and find the right one.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

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OHBA Report

The residential construction industry The engine that drives ontario’s economy

by Joe Vaccaro, COO Ontario Home Builders’ Association

For most of us, buying a home is generally the

largest financial purchase we will ever make. As consumers, you do a lot of prep work before signing on the dotted line to purchase – researching what style of home, which community and what price best suits your needs.

And for many families, that means choosing a newly constructed home or condominium. Last year, there were

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71,316 new home starts in Ontario, and we expect at least 65,000 housing starts in 2013.

Each new home built in Ontario is not only a roof over the head of a family, but it provides thousands of jobs and generates significant dollars in taxes, fees and levies for all three levels of government. This important economic contribution ensures our high quality of life and supports the

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Each new home built in Ontario is not only a roof over the head of a family, but it provides thousands of jobs and generates significant dollars in taxes, fees and levies for all three levels of government. education and health care systems so valued by Ontarians.

Consider these interesting facts about the residential construction industry in Ontario: 325,800 Jobs – The new housing and renovation sector is the largest industry in Ontario. Tens of thousands of high paying direct and indirect jobs are provided every year by the residential construction industry. $17.1 Billion in Wages – The average weekly wage in Ontario’s construction sector is $1,016, which is slightly higher than the $1,002 in all industries. The average construction wage is one per cent higher than the overall average industry wage for full-time employment. $42 Billion - In 2011 the value of new housing, residential renovations and impacts of other expenditures related to residential construction in Ontario totaled $42 billion.

The thousands of housing starts, renovations and related expenditures across Ontario also generate plenty of income for our governments and their agencies annually, including: $3.17 billion – total income taxes for the federal and provincial governments $2.68 billion – total GST revenue generated $3.38 billion – Total provincial share of HST revenue generated from this

sector. The harmonized sales tax significantly increased provincial sales tax revenue on new homes and renovations when it was implemented on July 1, 2010 $1.45 billion – total Canada Pension Plan premiums paid $610 million – total Employment Insurance premiums generated $149 million – total WSIB premiums billed the Home Builder Rate in Ontario Given these facts, it’s easy to understand why the residential construction industry is considered to be the engine that drives Ontario’s economy.

So, if you have purchased or plan to purchase a new home, or are renovating an existing home, be assured you are contributing to the economic health of our province. Your neighbour down the street may have a job thanks to the strength of the residential construction industry.

Seniors in your community benefit from a strong Canada Pension Plan, in part from the contributions paid to the plan from the residential construction industry. We all benefit from a myriad of government services, thanks in part, to the tax revenue generated from Ontario housing starts and renovations.

So when you purchase your new home or renovate your existing home, you are buying much more than bricks and mortar and a roof over your family’s head – you are playing a vital role in ensuring the continued health of the residential construction industry and the economic well-being of our province as a whole.

Joe Vaccaro is the Chief Operating Officer (COO) of the Ontario Home Builders’ Association (OHBA). The Ontario Home Builders’ Association represents 4,000 member companies organized into a network of 30 local associations across the province.

Together we build 80 per cent of the new housing in Ontario. ohba.ca

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Design Technology Experience

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Great Gulf builds every home with the same principle in mind – to live greatly. For over 35 years, multi-award winning Great Gulf has exceeded customer expectations and embodied a spirit of innovation within each of its 40,000 homes. With projects across the GTA and North America, Great Gulf is highly experienced at identifying, anticipating and responding to our customer’s needs and aspirations. For this reason, over 1/3 of our residential home buyers have purchased more than one Great Gulf home, and over 90% of our buyers recommend Great Gulf. Learn more about Great Gulf and our commitment to design technology and customer experience.

VISIT US AT GREATGULF.COM

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Changing the way people think about homes.

VISIT US AT GREATGULF.COM

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social media

directory

GET SOCIAL

and STAY CONNECTED

A LIST OF SOCIAL MEDIA PAGES FROM GTA BUILDERS AND DEVELOPERS TO HELP YOU STAY CONNECTED

Fieldgate Homes facebook.com/fieldgatehomes

Monarch Corporation facebook.com/monarchcorp

Aspen Ridge Homes facebook.com/AspenRidgeHomes

Menkes facebook.com/MenkesLife

Geranium Homes

facebook.com/geraniumhomes

Rosehaven Homes

facebook.com/rosehavenhomes

National Homes

facebook.com/NationalHomesCanada

Fieldgate Homes @Fieldgatehomes

Monarch Corporation @monarch_group

Aspen Ridge Homes @aspenridgehomes

Mattamy Homes facebook.com/MattamyHomesGTA

Tribute Communities @mytributehome

Fieldgate Homes fieldgatehomesblog.com

Menkes @MenkesLife

Geranium Homes @geraniumhomes

Rosehaven Homes @ThisIsRosehaven

Geranium Homes pinterest.com/geraniumhomes

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Racer.

Daredevil.

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DARE TO LIVE THE LIFE YOU’VE ALWAYS DREAMED OF.

Ultra modern model home makes a splash at Kettle Lakes.

A prestigious new community nestled among the many kettle lakes that dot the beautiful Oak Ridges Moraine.

Shopping, amenities and entertainment are only minutes away.

Easy highway and transit access.

Richmond Hill Kettle Lakes Club NOW OPEN Bayview Ave. & Bethesda Side Rd. Executive Towns from the mid $500’s 289.231.2849

ASPIRE.

aspenridgehomes.com

The stylish urbanity of Richmond Hill has met its match with the urban

Close by in the Town of Richmond Hill are numerous large parks,

perfection of MOTO Modern Towns by Aspen Ridge. Exhilarating new

public swimming pools, Canada's largest indoor Wave Pool, skating

townhomes are taking shape at the new Kettle Lakes Club on

and hockey arenas, a 300-person amphitheatre and a skateboard

Bayview – the first low-rise, ultra modern townhome community

park. The community is close to Highways 400 and 404, as well as

Aspen Ridge has ever built.

GO Transit and York Region Transit. For banks, shopping and dining,

The modern lines and smart elegance of these strikingly fresh townhomes will be fully appreciated this Fall when the first model

Yonge St. is just five minutes away.

If you love the sleek beauty and clean lines of modern design and

home is open and ready for viewing. The spectacular MOTO Modern

have been longing for a non-traditional approach to a townhome

Towns at Kettle Lakes Club on Bayview are as vibrant and vivacious

community in Richmond Hill, then the outstanding new Kettle Lakes

as Richmond Hill itself.

Club is precisely what you’ve been waiting for.

MODEL HOME VIEWING HOURS: SATURDAY – SUNDAY | 11 AM – 6 PM © Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. March 2013. 20719

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DARE TO LIVE THE LIFE YOU’VE ALWAYS DREAMED OF.

Where Country is King.

Nobleton Model Homes to View Mike Niven Model East side of Hwy 27, just north of King Rd. Starting from the low $900’s 905.558.0255

Nestled into King Township, one of the prettiest and most prestigious regions in Ontario, King Country Estates offers a lifestyle fit for royalty.

In the midst of this area’s beautiful rolling hills and pastoral countryside, Nobleton’s first master-planned community is designed to preserve and enhance the environment.

ASPIRE.

aspenridgehomes.com

King Country Estates are located in the idyllic village of Nobleton, adjacent to the breathtaking Oak Ridges Moraine. A fascinating blend of old and new, the community boasts picturesque parks, lookouts and trails that enable residents to stay rooted with nature.

With Model Homes available to view, discover 50, 56 or 63 foot lots featuring an exterior of traditional brick, stone and stucco with an assortment of accent features.

In Nobleton’s first master-planned community, designed to preserve and enhance the area’s natural beauty.

Aspen Ridge has built luxury homes that meld innovation with tradition. Remaining true to their trademark of offering buyers signature home designs and floorplans. Aspen Ridge has one again set the standard in upscale, community living.

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Where will your life storey take you?

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Start a new chapter of your life storey.

Looking to write the next stage of your life storey? Make the move to a community built by Menkes.

Where elegant family homes exude charm, character and warmth in a welcoming neighbourhood.

Let our passion for superior design and lasting value shape your life storey.

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THE ENCLAVES OF UPPER CANADA

BLOOM PARK TOWNS

SOMERSET SOUTH

MILLSTONE ON THE PARK

Experience a private, inviting community in the Norval hamlet of East Georgetown, where virtually everything you need is only minutes away. From all the amenities of a major town to the beautifully landscaped suburban streets and wooded walking trails of the Niagara escarpment, the Enclaves has it all.

In the centre of an established North York neighbourhood, a vibrant, master-planned community of townhomes is taking root. Next to the recreational parklands of G. Ross Lord Park, BLOOM Park Towns is the perfect setting for life’s milestones to be celebrated, and new memories to be created.

In a serene and convenient area of Ajax, Somerset offers a wide range of homes to suit any family’s tastes. Choose from 37’ and 42’ fully detached homes situated on quiet streets in a warm, friendly community.

Millstone’s new Urban Town Collection features an attractive blend of one and two-storey designs featuring spectacular roof-top terraces. Millstone on the Park is ideally located in Oakville, giving you instant access to schools, shopping, entertainment, nature and major highways.

Semi Links & 30’ Detached Homes Guelph St. & MacFarlane Dr. Georgetown

Townhomes Bathurst St. & Finch Ave., North York

37’ & 42’ Detached Homes Salem Rd. N. & Williamson Dr. E., Ajax

Urban Townhomes Dundas St. W., east of Bronte Rd., Oakville

NOW OPEN Starting from the low $400’s 289.891.9103

NOW OPEN Starting from the low $300’s 416.730.1600

UNDER CONSTRUCTION Starting from $469,990 905.428.0500

UNDER CONSTRUCTION Starting from the low $300’s 905.825.3619

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HUMBER MEWS

DWELL CITY TOWNS

This private and intimate townhome enclave in south Etobicoke is just minutes from Highway 427, the QEW and Sherway Gardens. A prestigious Menkes community, Humber Mews will feature upscale executive townhomes adorned with fine architecture and exquisite finishes.

Dwell City Towns will offer two distinctive townhome collections with bright, contemporary architecture, open living spaces, and easy access to Sherway Gardens, Etobicoke Civic Centre, and Highways 427, 401 and the QEW.

Browns Line & Evans Ave. Etobicoke

North of Burnhamthorpe Rd. Off The West Mall, Etobicoke

COMING SOON

COMING SOON

Register now at menkes.com

Register now at menkes.com

416.642.8955

416.642.8955

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Prices and specifications are subject to change. E.&O.E. March 2013

@MenkesLife Facebook.com/MenkesLife

Founded nearly 60 years ago, Menkes builds homes with exceptional craftsmanship that provide a timeless sense of style and lasting value. Today, Menkes continues to raise the standard for outstanding quality and design as a fully integrated, multi-disciplinary real estate development company.

MY STOREYS. MY MENKES.

The storey of satisfaction.

menkes.com

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Tarion Report

Your new home comes with a

Tarion-backed warranty

by Howard Bogach When buying a new home, there are many decisions to make: downtown or suburbs, two bedroom or three, hardwood or laminate? But the one decision you don’t have to make is about your new home’s warranty. That’s because almost every new home sold in Ontario comes with a builder’s warranty, backed by Tarion Warranty Corp.

The warranty process starts before your builder even breaks ground, and lasts for seven years from when your new home is completed and ready for possession. Although it is often lumped into one warranty for simplicity’s sake, in reality, just about all new homes in Ontario come with deposit and delayed closing protection in addition to three separate warranties that provide different types of coverage at different points in the life cycle of your home.

Your deposit protection and delayed closing protection begins before you move in. Deposits are protected up to a maximum of $40,000 for freehold homes in the event that your builder goes bankrupt, breaches the purchase agreement or in situations where you are legally entitled to back out of the purchase agreement before closing.

The delayed closing and occupancy provision means your builder guarantees that your home will be ready for move-in either by a date specified in the purchase agreement or by a date that has been properly extended if circumstances occur that delay the home’s completion. In many cases, your builder will be required to compensate you if a delay occurs.

The one-, two- and seven-year warranties begin when your home is complete and ready for possession. The one-year warranty covers defects in work and material, protects against unauthorized substitutions and ensures your home is fit for habitation and constructed according to the Ontario Building Code. The first-year warranty includes almost everything inside and outside your home that was 24

provided by the builder, from flooring to drywall to heating and air conditioning systems and is in place for one year from your home’s date of possession.

The two-year warranty protects against water penetration through the basement or foundation walls, defects in materials that affect windows, doors and caulking and defects in work that result in water penetration into the building envelope. It also covers defects in work or materials in the electrical, plumbing and heating delivery and distribution systems, and defects in work or materials that result in the detachment, displacement or deterioration of exterior cladding, such as brickwork, aluminum or vinyl siding. It continues to provide protection against violations of the Ontario Building Code that affect health and safety and applies for two years, beginning on the home’s date of possession.

The seven-year warranty, referred to as the Major Structural Defect Warranty, provides coverage for any defect in work or materials that results in failure of a structural, load-bearing element of the building or one that would reduce the expected life span of a structural element. It also includes protection against a defect that adversely affects the use of the home.

Howard Bogach is President and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

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Feel the difference.

Brick & Stone Masonry Products

1.800.GO.BRICK (462.7425)

BramptonBrick.com

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It’s the feeling Rosehaven designs into some of the most desirable homes in Southern Ontario. Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say

rosehavenhomes.com

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I am happy, I am comfortable…

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rosehaven Homes is excited about 2013 After their successful 20th Anniversary, Rosehaven Homes continues to build success upon success, and 2013 is lining up to be one of their busiest ever with outstanding new projects across Ontario. Rosehaven has become one of the leading builders in Southern Ontario, with a reputation for innovative community plans, exquisite designs, superior craftsmanship and unparalled customer service. Rosehaven offers extraordinary homes for every family and buyers should keep informed by visiting RosehavenHomes.com

The Neighbourhoods of Mount Pleasant a Big Success Families are flocking to Roshaven’s new community in Brampton to check out what makes “The Neighbourhoods” so refreshingly different. Elegant home designs include beautiful stone, stucco and brick detached homes up to 4,000 sq. ft. on 30’, 38’, and 41’ lots available in 3- and 4-bedrooms. Buyers can also choose from attached singles and stunning freehold townhomes that are ideal for new families. Affordable Condo Townes Coming Fall.

The Neighbourhoods of Mount Pleasant has taken the concept of New Urbanism to the next level, creating a forwardthinking community with a major greenbelt, acres of parks, trails, woodlands and wildlife habitat. The pedestrian-friendly community design means village squares and local transit are never farther than a few minutes walk.

There’s a new Regional Mall planned and with the Mount Pleasant GO Station so close by, downtown Toronto is just 46 minutes away.

Major thoroughfares get you to Hwys 407, 410 and the 401 in minutes. Visit the Sales Office at 10585 Mississauga Rd., north of Bovaird. Call Rosehaven Homes at 647–261-1416 or visit LoveMountPleasant.com.

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Live in royal splendour in Nobleton Rosehaven’s King Country Estates is a prestigious neighbourhood of stately manor homes from 2,800 to over 4,500 sq. ft. on 63’, 56’ and 50’ lots, some backing onto ravine lands, nestled amidst the scenic pastoral landscape of the Oak Ridges Moraine. Elegant stone and brick exteriors are complemented with stucco and real copper parapets and roofs. The interiors feature spacious floor plans, expansive family rooms, gourmet kitchens, master bedrooms with spa-inspired ensuites, and more.

Close by are primary and secondary schools, great golf courses and hiking and horseback riding trails. With quick access to Hwy’s 400 and 27, access is easy. For the King Country Presentation Centre and models, take Hwy 27 north, past King Rd. and turn right on Parkheights Trail. Rosehavenhomes.com

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coming soon STONEY CREEK

Upper Centennial Pkwy & Mud St. W, south of the QEW

ANCASTER PHASE 2 Garner Rd. E. & Raymond Rd., east of Hwy. 6

WATERDOWN PHASE 2 Parkside Dr & Wimberly Ave, east of Hwy 6

current communities CHIPPAWA / NIAGARA The Randall Residences in Oakville The Randall Residences is another prestigious Roshaven Platinum Home Collection. Inspired by the timeless elegance of Paris, this landmark condominium brings classic Beaux Arts architecture to the heart of Oakville, with 36 majestic suites from 1,800 to over 3,000 sq. ft. priced from $1.8 to over $3 million. The Richard Wengle architecture captures the romance of Belle Epoch Paris with understated grandeur, graceful proportions, classic symmetry and the finest of materials.

Each suite is designed to feel as spacious as living in a grand home. Interiors designed by Ferris Rafauli with an eye towards opulence, are overtly elegant with wide gallery hallways, superb sight lines, soaring ceiling heights, rich millwork, Juliette balconies and gracefully proportioned principle rooms.

The Randall Residences will feature retail and services, lobby with concierge, lounge, library, mailroom, and Roof Top terraces. Within walking distance are restaurants, cafés, unique shops, the Centre for the Performing Arts and the Oakville Yacht Club. Visit TheRandallResidences.com or call 905-849-1033 for a private appointment to view our Sales Suite.

Kleinburg Heritage Estates In the prestigious Village of Kleinburg, Rosehaven debuts the Platinum Homes Collection at Kleinburg Heritage Estates, homes of distinction on unique lots from 60’ to 70’

and priced from $1.3 to over $1.8 million from 2,900 sq. ft. to over 4,800 sq. ft. This desirable enclave is set on a private cul-de-sac that traces the natural contours of the terrain, providing panoramic vistas of evergreen meadows and rolling pastures. Each lot has been individually selected and configured to offer the ultimate views.

These estate homes define grandeur and architectural distinction with fine brick and stone detailing, impressive columns, porticoes and pediments. Interiors are rich with custom features and finishes with a grand array of options that allow you to create the ultimate statement in personalized elegance. To book a private appointment, visit KleinburgHeritageEstates.com or call 905-552-0672.

Communities across Southwestern Ontario For a more relaxed pace of life, Rosehaven also has neighbourhoods throughout Southwestern Ontario including Ancaster’s #1 selling community of Tiffany Hill with Phase 2 Coming, Thorold’s big selection at Gibson Heights, Lyon’s Creek where construction’s underway in historic Chippawa near Niagara Falls - and soon to be released On the Ridge in Stoney Creek featuring Detached 40’, 35’ and Semi’s. To be connected directly to any Rosehaven Sales Office call the hotline 1-888/416-410-0175 or visit RosehavenHomes.com.

Lyon’s Creek Blvd. & Sodom Rd., east of the QEW

THOROLD Richmond St. & Winterberry Blvd., south of Hwy. 58

BRAMPTON On Mississauga Rd., north of Bovaird Rd.

NOBLETON Hwy 27 & Park Heights Tr., north of King Rd.

Platinum collection OAKVILLE Randall St. & Reynolds St. east of Trafalgar

KLEINBURG Hwy 27, north of Nashville Rd.

Call the Rosehaven Hotline for hours and community information. Go to our website for printable maps

(1-888 /416) 410-0175 rosehavenhomes.com *prices correct at press time

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GERANIUM HOMES

LEADING THE WAY...

2012

was a year of significant milestone achievements for Geranium Homes. The company won top honours in back-to-back housing industry awards. In March, Geranium accepted the prestigious Grand SAMAward at the 2011 Canadian Home Builders’Association (CHBA) Nationals. In April, the company was named“Home Builder of the Year” by the Building Industry and Land Development (BILD) Association.

Geranium also received the 2012 BILD Award for Best Design Single Detached home 2,500 – 4,000 square feet for The Alderley Model at Forest Trail Estates; and a second design, The Chatsworth was a finalist.

In November, Geranium successfully unveiled the first ownership opportunity at Friday Harbour a meticulously planned resort development on Lake Simcoe in Innisfil. Friday Harbour is the fruition of 10 years of detailed planning. The resort encompasses 600 acres and features an inland destination marina; a year-round Lake Club; waterfront pedestrian marina village; 18-hole Carrick-designed championship golf course; a seasonal Beach & Tennis Club; a 200acre pristine nature preserve and a variety of resort homes to suit many lifestyles and budgets. In 2013, construction of the first of many amenities such as Stonefences Golf Club, and excavation of the marina will continue along with sales for resort homes.

Geranium was the first builder to enroll homes under the newly released ENERGY STAR 2012 for New Homes program. These five

homes are now built and Geranium has opened three as Model Homes to showcase its housing opportunities within the Village at Sally Creek adult lifestyle neighbourhood in Woodstock, Ontario.

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In 2013 Geranium will continue its successful sales and building program at its flagship masterplanned ravine community, The Neighbourhoods of Cardinal Point in Stouffville. Since 2009, Geranium has offered a wonderful housing selection, built-in value and affordability to new home buyers and today almost 600 families call this established community home. Cardinal Point is characterized by stone entry features, a large central park plus smaller parks, two ponds, treed boulevards, 40 acres of preserved valley, ravine and a trail system. The neighbourhood is close to the many shops, dining establishments, recreation and cultural amenities, schools, parks, GO Transit and public transportation offered within Stouffville.

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Cardinal Point’s extremely popular townhomes have now sold out.

Sales remain brisk on Phase V family-sized detached homes on 38and 42-foot lots. Sizes range from 1,957 to 3,378 sq. ft. with prices starting at $574,900. Two beautiful fully furnished Model Homes by acclaimed Bryon Patton & Associates Interior Design not only showcase how Geranium’s homes are designed for real life, but also provide an array of amazing design ideas that visitors can use in their current home.

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Uptownes - Geranium’s loft-inspired urban towns aimed at first time buyers is coming soon to Stouffville. In 2014, Pace on Main, a mid-rise luxury condominium situated on Main Street, is planned to be released for sale.

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This spring the first buyers at The Verandas in Port Hope will move into their new Geranium bungalow homes. Set on 42- and 48-lots, ten different floorplans of two- and three-bedrooms are available; many also have optional plans which include finished basement areas. Sizes range from 1,118 sq. ft. up to 2,397 sq. ft. (with optional finished basement plan). Prices offer incredible value, starting from $259,900.

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The Verandas is ideally situated close to Port Hope’s picturesque downtown and within walking distance of local shopping, golf and yacht clubs. The neighbourhood is only a 10-minute drive from bigbox stores and the Northumberland Hills Hospital in Cobourg. There are more than 200 acres of parkland including trails, ball diamonds, gardens, naturalized areas, playgrounds, and soccer pitches nearby.

The Ganaraska River flows through town to the lake, offering residents some of the best fishing in the Province. The Waterfront Trail, a short walk from The Verandas, is just one of numerous hiking, walking and cycling trails in Northumberland County.

Port Hope offers a wide variety of culture, live entertainment, recreation, clubs, dining, shopping as well as conveniences, including municipal transit and VIA rail. The Verandas location is just south of

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the 401, a 50 minute drive to Toronto and half an hour from Oshawa and Peterborough.

Forest Trail Estates in Ballantrae is Geranium’s award-winning enclave of estate lots where only a handful remain. This architecturally controlled neighbourhood of English country and Chateau-influenced executive bungalows and two-storey manor homes will soon be complete and the opportunity to live bordering the Oak Ridges Moraine will have passed. Neighbourhood streets offer gorgeous views and trails lead into the woodlands. Purchasers who are seeking to enjoy living in a custom home environment with the convenience of a well-serviced location will need to act quickly. Just minutes to urban amenities in Aurora and Stouffville, Forest Trail is also nearby equestrian centres, golf courses and farmer’s markets.

Register today for Copperstone, Geranium’s next new neighbourhood of luxury estate homes located on Lakeshore Road in Ballantrae.

Geranium Homes is the Housing Division of Geranium Corporation, one of Ontario’s few fully integrated land development and building companies, Geranium has been developing and building family communities across Southern Ontario for 35 years.

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Cardinal Point Stouffville

The Village at Sally Creek Woodstock

The Verandas Port Hope

BRINGING FAMILIES HOME SINCE 1977 STOUFFVILLE

BALLANTRAE

Luxury Estate Homes On One Acre Lots 905.642.1900

PORT HOPE

A Master-Planned Ravine Community 905.640.9999

A Charming Bungalow Community 905.885.0555 1.877.540.0555

WOODSTOCK

INNISFIL

Adult Living by the Golf Course 519.290.3466

Luxury resort living on Lake Simcoe 1.855.351.0991

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Luxury Estate Homes on Lakeshore Road

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Suite #300-3190 Steeles Avenue East, Markham, Ontario L3R 1G9 geraniumhomes.com PAC E O M A I N

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FALL 2012

Condo & Hotel Residences

the CITY’S BEST at YOUR DOORSTEP

Spring Issue Available April 2013 Fall Issue Available September 2013 CHAZ.YORKVILLE

by 45 Charles Ltd and Edenshaw Homes

GRAND ENTRANCES: LUXURY LOBBIES

2 DSQUARED : DEAN & DAN LIVING LARGE

SPOTLIGHT ON THE SURREY HOTEL IN NYC 9/12/12 5:13:51 PM

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Get your copy now!

416.626.4889

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Mortgage Finesse

What you need to know about the

Bank of Canada and interest rates

by Calum Ross

In 1934 when Canada’s central

bank was founded, the Bank of Canada’s (BoC) role was deemed to be, “generally to promote the economic and financial well-being of Canada.”

Today, its function continues to centre around the economic and financial well-being of the country through its control of monetary policy.

For those who have never had the misfortune of suffering through economics courses, “the goal of Canadian monetary policy is to contribute to rising living standards for all Canadians through low and stable inflation,” according to the BoC. Specifically, the BoC tries to keep the rate of inflation stable, measured by the rate of increase in the consumer price index. Back in 1995, this target inflation range was established to be between one and three per cent.

The key monetary policy mechanism that the Bank has is its ability to impact short-term interest rates through the bank’s target for the overnight rate, which then impacts the rate that banks pay to borrow from the BoC. Unfortunately, while the ability to change these rates is implemented almost immediately, the impact of these rate changes on the economy can take 18 to 24 months to have full effect.

Why the Bank of Canada overnight rate matters The target for the overnight rate, gives member financial institutions (mostly banks and trust companies) the average interest rate the BoC wants to achieve when lending to them.

Changes in this rate are what other

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rates (especially bank prime rate) move in response to. Prime rate moves in perfect unison with this change.

Lower interest rates encourage borrowing and spending and are intended to stimulate the economy. Higher interest rates discourage borrowing and spending and are intended to cool off the economy. If the economy is left in a low interest rate environment then this can lead to rapid growth and thus cause inflation.

What the Bank of Canada watches Here are some of the key indicators the BoC monitors to decide what to do with rates.

Importantly, the relevance of each is determined by Canada’s economic environment.

1. Consumer Price Index (CPI): a continued change in this will cause rate changes.

2. The Canadian dollar: changes in its value compared to currencies of key trading partners impact the BoC changes.

3. The unemployment rate: the difference between the “natural” or “full” employment rate of joblessness and the actual jobless rate. Canada’s “full” rate of unemployment is currently 7.0 per cent.

4. Real GDP: the rate at which the “output gap” (the difference between the potential GDP of the economy and the actual GDP) widens or narrows is determined by growth in real GDP relative to growth in potential GDP. 5. The output Gap: the BoC believes this gap dominates other influences on inflation. When there is a negative output gap (GDP below potential), this indicates unused capacity and often results in downward pressure on inflation.

Conversely, a positive output gap is indicative of a high demand on “productive” resources and thus puts upward pressure on inflation.

Other important factors to watch include inflation expectations, the U.S. Federal Funds Rate (as set by the U.S. Federal Reserve), housing prices and a few others that are beyond the scope of this article. To further complicate things, there are literally hundreds of other minor indicators that can influence rates.

If a lot of this information goes over your head, don’t feel bad. Even Canada’s leading economists can’t predict the BoC movements with any degree of longterm success. Still, even a basic understanding of what changes in these variables mean will position you to make better mortgage decisions.

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

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Trends 2013

stylefile THE LOOKS OF 2013 AND WHERE TO FIND THEM

by SILVANA LONGO

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1 ZILLI HOME INTERIORS The Drake sofa is a lovely 91-in. long sofa with a casual skirt and slim arms. A double line of individually applied brass nail studs extend from the wing down to the arm. Upholstered in a warm chocolate brown tweed and contrasted with a zest of red for some fun. Available in your choice of fabric.

SOFA $1,399, ALSO AVAILABLE AS A LOVESEAT $1,359 VISIT ZILLIHOME.COM

2 ELTE Capturing the spirit of 1970s California Modern, the Caffrey buffet from Mitchell Gold + Bob Williams offers an elegance that’s easy to live with. It features a thick top with quartersawn white-oak veneer in a parquetry pattern and polished stainless-steel base. Drawers have simple cube pulls, and the interiors sport their signature red lacquer. $2,685 VISIT ELTE.COM

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3 WEST ELM Poufs are popular. Embrace it and add some to your décor this year. The Courtyard Dhurri pouf features an intricate geometric pattern inspired by Moroccan tilework. Arrange a few around a coffee table for casual seating, or rest a tray on top for a temporary side table. $249 VISIT WESTELM.COM

3 4 EQ3 Take geometric style from the floor to the table and dress up your bedside or end table with the Tuxedo lamp. The wire frame and faux leather shade inject a room with a sartorial edge. $84.99 VISIT EQ3.COM

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5 RESTORATION HARDWARE Nothing says design decadence quite like statement lighting like this 1920s Glass Fringe Chandelier. Inspired by the Art Deco style of 1920s Paris, the design is handcrafted with a careful arrangement of optical-quality prisms in concentric rings. Each hangs in sparkling counterpoint to an iron frame that bears the marks of a welder’s torch.

Available in three, five and seven ring sizes. $1,695 TO $4,995 U.S. VISIT RESTORATIONHARDWARE.COM

6 7 6 DECORIUM Dine in style on the Endura Dining Table. This table suits a variety of spaces and remarkably well. Hammered stainless steel top with gorgeous sand-blasted mindi wood in driftwood finish. $1,799 VISIT DECORIUM.COM

7 SHELTER FURNITURE The Aura cabinet is inspired by the past with a deep Nordic design influence. The result: a collection full of memories that gives off a very modern aura. The metal and wood legs reinforce that retro and timeless appeal. Walnut and oak wood with a hyper-natural finish and a lacquered look meld perfectly with the wood.

All pieces in the Aura collection are fully customizable and available in a large selection of quality veneers and high-quality durable lacquer colours. All wood veneers used in the Aura pieces are hand-selected to ensure only the best quality veneers are used. All wood veneers come from the same trunk, thus ensuring a greater uniformity of colours. Made in Spain 52-in. W by 18.5-in. D by 56-in. H.

8 BOCONCEPT The Ogi chair with swivel function has a stylish and contemporary look.

Its delicate lines make it suitable for small spaces. With a wide selection of fabric and leather to choose from, you can customize it to your personal taste.

$2,699 VISIT SHELTERFURNITURE.CA

STARTS AT $1,125 VISIT BOCONCEPT.CA

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Meet our hero

Hudson In 1968, Les Campbell’s two-year-old brother, Scott, lost his courageous battle with leukemia. Forty years and one generation later his two-year-old son, Hudson, is fighting a variation of the same cancer.

When Scott was diagnosed at The Hospital for Sick Children (SickKids), little was known about cancer and survival rates with treatment were less than 10 per cent. Today, more than 80 per cent of children diagnosed with cancer will live.

The approach to patient care was also very different. Every morning, Scott would be dropped off at the front doors of SickKids and picked up in the afternoon. Six months into treatment, he succumbed to the disease.

Upon receiving Hudson’s diagnosis of t-cell acute lymphoblastic leukemia (ALL) in August 2011, his parents uprooted their life in Guelph and moved to Toronto to be closer to SickKids.

“We would have gone anywhere in the world to receive the best treatment,” said Les.“And we ended up where we would have gone.”

Throughout the five rounds of high-dose chemotherapy and the many days spent at SickKids, it was Hudson who brought the most comfort to Les and his wife. Les recalls one experience at the hospital when he felt overwhelmed by the situation. Sensing his father’s emotion, Hudson put his hand on his father’s shoulder and gave him a hug. He similarly had a positive effect on everyone involved in his circle of care at SickKids and knows each team member by name.

In May 2012, Hudson entered the maintenance stage of his treatment and now takes chemo pills orally from home.

Although Hudson has tolerated treatment well so far, Les recognizes there is still a need for continued research into diseases like cancer.

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“Growing up knowing my brother’s story made hearing the recent breakthroughs in cancer survival rates sound great before Hudson was diagnosed. Now being a parent of a child with cancer, 80 per cent isn’t good enough.

Thanks in part to ground-breaking research conducted at SickKids, children like Hudson are able to beat cancer. Survival rates have doubled in the last 25 years alone but cancer still remains the most common cause of disease-related death in children in Canada. For that reason, cancer research is a priority at SickKids.

SickKids is currently building a new facility to house this research. Designed by world-renowned Diamond and Schmitt Architects with LEED gold certification, the new SickKids Centre for Research & Learning will, for the first time, house all SickKids researchers in the same location, allowing them to collaborate like never before. The vision of the Cancer Stem Cell and Regenerative Medicine area of the Centre is Better Outcomes, Better Lives - ensuring treatments that help kids like Hudson survive cancer with no long-term side effects.

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BUILDERS HELPING TO HEAL Wall2Wall Media, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids Foundation. The following companies have contributed generously to help give Ontario's children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support.

Builders Helping to Heal and Friends of the Industry are Wall2Wall Media initiatives stemming from SickKids Leaders, a program at SickKids which draws on the support of over 150 volunteers over 30 industry sectors. www.sickkidsleaders.com Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.

Why SickKids?

PLATINUM SPONSORS

SickKids sees approximately 25 percent of the children diagnosed with cancer in Canada making us the largest paediatric cancer centre in the country. Kids travel from across Canada to receive cutting edge treatment at SickKids.

1.

Over $200,000 has been raised by Builders Helping to Heal. Donations have helped fund research that explains why some treatments fail to cure a form of brain cancer and points to a new method of treatment that may change the future for these kids.

www.ďŹ eldgatehomes.com

www.mattamyhomes.com

2.

www.streetcar.ca

SILVER SPONSORS

Readers looking to support SickKids Foundation can go to

www.sickkidsleaders.com

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Expert Panel

Executive advice What are the truly important factors buyers should focus on when looking to buy a new home in today’s market?

Who could blame prospective

new-home buyers today if they are a little confused? There is a lot of misinformation in the marketplace – reports of declining sales and prices and lots of uncertainty – but much of

that applies to resale, not new homes and condos.

We went to the experts – executives at some of the top builders in the GTA – to help decipher fact from fiction, and to help answer: What are the truly important factors buyers should focus on when looking to buy a new home or condo in today’s market?

Simona Annibale

Vice-President of Marketing, The Daniels Corp.

The purchase of a new home will likely be the largest financial investment you make in your life. Whether you are a first-time buyer or a seasoned homeowner, you should research carefully before making your decision. Of course, there are many parameters to consider, but be sure to cover these four basic aspects before you sign on the dotted line.

The first is affordability. Rather than looking at potential new homes that may not be within your financial reach, find out ahead of time what you can comfortably afford. Work with a mortgage specialist to get pre-approved for a mortgage early in your search. Ask questions about the interest rates being offered and the length of time you will be locked into a rate or have a rate capped in relation to your closing date. Be open to various designs within your price range; often, layout is more important than square footage.

Location is the second major consideration. Remember that “home” is more than the house you live in; it’s also your neighbourhood. The area should be home to the amenities that are important to you. Take a good look at what public transportation and highways are close by, and try your commute during rush hour before you buy.

You know where you want to live and what you can afford, now think about what your lifestyle goals are for the next few years. Shop for a home that you will not outgrow too quickly. What features are important to you for your day-to-day living? Do you long for a backyard, a lawn mower and a garage to keep it in? Then a lowrise home may be the right choice. Or do you prefer a maintenancefree lifestyle with amenities under your roof? If so, a condominium is the way to go. Look for a condominium 46

that has amenities you will actually use, such as a wellequipped gym and theatre room and are not too costly to maintain long-term. If you have a green thumb, ask about urban agriculture opportunities.

Last, but not least, do your homework when it comes to researching builders, so you can purchase with confidence from a company with a proven track record for excellence.

An educated consumer is a happy consumer. Shop with as much knowledge as possible, and enjoy the search for your new home!

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Jim Andrews Director of Sales and Marketing, Fieldgate Homes Buying a new home is one of the most important decisions you can make in life. This is going to be the place that you’ll raise your family and create financial security. It will also probably be the place that you’ll spend the majority of your free time outside of work, so you want to make sure that you make the right choice. The most important consideration with any new home purchase is location.

Ideally, your home should be in the heart of a great community setting – a place where parks, restaurants and shopping, schools and other essential amenities are all nearby. The community you live in really dictates your lifestyle, so it’s smart shopping to make this your number one priority.

Another important consideration is to find a builder with the experience and commitment to quality construction necessary to make sure that your expectations are met on moving day. You also want the confidence that comes with knowing that, if anything does go wrong, you have the benefit of a great customer service team to correct anything. If there are already homes in a community you are considering that have been built by a builder on your short list, knock on previous purchasers’ doors and ask about their experience.

For most people, purchasing a home will probably be the single biggest financial investment they ever make in their lives, so it’s important as a homebuyer to consider what your budget is and what your needs are. You should buy a home that is designed for your current needs. Many people purchase with an eye to the future, but each additional bedroom in a home leads to additional costs in heating, cooling, electricity and taxes, so your monthly after-tax expenses are higher and leave you with less disposable income. It’s best to buy a home that fits your life now, and you can always move or renovate later if needed.

Your mortgage is another important component in a new-home purchase.

Prior to starting your search, you should speak with a bank representative to learn the amount of funds that you are qualified to borrow.

This may avoid future disappointment.

As for paying down the mortgage, you need to remember that the cost to buy a home at the outset is very different from the cost to own a home over the long term. Using approximate numbers as an example, if you buy a $500,000 home and have an annual $350,000 mortgage at three per cent, you can save more than $60,000 in interest by reducing the amortization period and paying off your mortgage in 15 years instead of 25. That’s money that can be used for education, retirement savings or even a cottage down payment. Most builders work with a financial institution and have a representative at the new home sales centre who can offer discounted rates to their buyers that are lower than what bank branches can offer. Another method of saving interest paid to the bank is by making payments every two weeks (accelerated bi-weekly) instead of monthly. This can help you own sooner and save more over the long term.

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painting and upgrades), closing costs and legal fees, as well as moving expenses and the cost of new furniture.

Mimi Ng Vice-President Sales & Marketing, Menkes

Today’s buyers are faced with a multitude of options and decisions when trying to purchase a new home, and it can easily feel like an overwhelming process. One of the best ways to tackle this challenge is to narrow your focus by determining your key priorities and using them to guide the decision-making process.

For example, you may decide that finding a new home in a specific neighbourhood or school district is your absolute top priority. Use this criteria to guide your search and to narrow down the number of possible choices. From there, you can begin to compare the smaller set of options based on secondary considerations, such as the layout of the home.

For most new-home buyers, top priorities will include one or more of the following factors: Price/budget: The cost of your new home is usually the number one consideration for buyers. One of the best things you can do for yourself in advance of your new home search is to secure mortgage pre-approval so that you have a clear understanding of how much you can afford to spend.

Also, try to create a realistic budget that takes into account all the costs of buying your new home. This should any work that you plan to do before moving in (such as 48

Location: After price, neighbourhood is often the most important consideration for a homebuyer.

When studying a location, think about how it works for you and your family from a commuting perspective, whether it is close to your workplace, or if there are transit options and major highways nearby. Look at the quality of the neighbourhood, in terms of shopping, community services, parks and schools.

If you are considering an area you do not know very well, try to spend time there with your family. Visit the neighbourhood on multiple occasions at different times of the week or day to understand how it changes, and how it may feel differently on weekends or in the evenings.

Builder: For any new home or condo project you are considering, do your research on the builder. Visit the builder’s website and ask the sales staff about their past experience and previous projects. How long have they been building new homes? Are they very active with multiple projects or do they focus on one development at a time? Do they have a dedicated customer care team? What can you expect in terms of after sales service? Do not be afraid to ask these kinds of questions so that you feel reassured and confident that you are buying with a professional and experienced organization.

Also, visit the Tarion Warranty Corp. website, tarion.com, to confirm that you are buying from a licensed builder and while you are there, you can look up statistics about how many homes they have built in the past, and their after sales service record.

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When you buy a brand new home, you get to choose your builder based on their reputation and track record.

Almost every day I’m asked about the new home market in the GTA. Here’s my five top reasons to buy a new home, as well as what to look for when you’re in the process.

Choosing the right builder: When you buy a brand new home, you get to choose your builder based on their reputation and track record. You can search the BILD website to find out if the company is a member, which means they agree to a Code of Ethics outlining compliance with standards, fair treatment of employees and consumers and a commitment to learning.

Quality of construction and design: New homes are built by BILD members using the latest construction techniques and attention to detail ensuring the most up-to-date quality workmanship. Not only that, but numerous communities across the GTA have received international recognition for designs that combine function and style. Ask the sales representative if the community received any recent recognition or awards.

Energy efficiency: Homes are built in accordance with the Ontario Building Code, which was updated to include

Bryan Tuckey President and CEO, Building Industry & Land Development Association

more energy efficient standards in 2012. Combine that with advanced construction techniques, higher levels of insulation and energy-efficient heating and cooling systems, you not only save money on your energy bills, you also enjoy a far more comfortable home.

Affordability: Review your budget to find out how much you can afford to pay for your new home. If you’re a firsttime homebuyer, condominiums are still the most affordable path to homeownership in the GTA, with the average price of a highrise suite nearly $200,000 less than the average lowrise home. The condo market in the GTA is also the most active in North America, so buyers have plenty of choice when it comes to finding their new home.

Location, location, location: From Halton and Peel Regions in the west to Durham Region in the east, throughout the City of Toronto and north in York Region and Simcoe County, our members are building vibrant, wellplanned and well-designed complete communities across the GTA where you can live, work and play. Choosing a neighbourhood that fits your lifestyle and a home that fits your budget is a big decision, but once you find what you’re looking for, you’ll feel right at home.

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Hugh Heron

Boaz Feiner

President, Heathwood Homes

president, Geranium Homes

Now is a great time to buy a new home, since mortgage rates are unbelievably low and homes are being built to higher construction standards than ever before.

Getting pre-approved for a mortgage is a key first step, so you know what price range you can afford. Financial institutions have mortgage specialists who can discuss your specific needs.

Once you have this information, you’re ready to go. As you shop, ask about any financial programs builders may offer to help with affordability, such as capped mortgage rates.

Shop where you’d like to live. Location is usually at the top of the list when it comes to selecting a new home.

Consider your work commute, and also think about travel time to the various clubs and organizations you belong to, and the distance to your family and friends. Municipalities have all sorts of information available on the amenities they offer, so check where you will shop, where the kids will go to school and where the closest medical facilities are. In addition, consider buying in an emerging area, where prices are lower than established neighbourhoods. As well as being more affordable, as the areas build up, the homes increase in value.

Purchase from a reputable builder. Read builder stories on their websites and in their sales offices. Check with Tarion Warranty Corp. (tarion.com) to research a builder’s newhome warranty track record.

When you’re ready to look at homes in your chosen area, check out who is offering what, and when you compare, be fair. Two homes of similar size may be priced differently, because one builder offers a higher level of standard features.

Take advantage of any model homes available to tour, to get a first-hand feel for the look and quality of a builder’s designs.

Anyone who has purchased a home will tell you the best closing day is one with no surprises. To ensure that’s the case, take your Agreement of Purchase and Sale to a lawyer who knows real estate and make sure you know exactly what costs you are expected to cover and when. Ask questions.

Know what will be expected of you financially on that day.

Being in the frontlines and talking to our homebuyers, I see the real situations that we encounter, not what industry experts tell us. What seems to be the biggest issue is that buyers get confused with what is right for them. Instead of looking at plans, they need to look at the longevity of a home and what is right for them and right for tomorrow, not the latest industry trend or hot design.

Homes are for stages of life – singles, parents and kids, the sandwich generation – and we’ve been forced to address all segments of the population and its life cycles and where they fit into it. We need to be creative so they can have a home that works for them.

In our small enclave of family-oriented homes in Pickering, we removed the living room from the equation and redistributed it to the living areas of the main floor to where we live – larger kitchens and family rooms, home office, mud rooms with lockers and covered porches.

The GTA has become expensive due to land cost, construction costs and levies, so there’s a greater appreciation that every square foot needs to work for you.

We need to make it functional. It’s a math equation where we add and subtract from the equation and replace space with something more practical; less space allotted to occasional and more to the every day.

I don’t use my living room. It’s where we’re supposed to store the fancy furniture which we don’t own. Make the space useful. I have a family of six and live in city so space is valuable. A real estate agent said I’d never sell the house without a living room. I gave it a lot of thought and realized there is a comfort level in selling what you know. People will realize the value of their home and the useful living space they’ve created. In the future, we’ll be looking at joint living room/dining rooms as dated and know they were from the ‘90s. Today’s bigger living spaces that address where we live and breathe and work – that’s what is important to buyers without them knowing it.

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2013

GTA Home Builders’ Annual Roster 2013 Home Builders’ Annual

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Fieldgate Development & Construction 5400 Yonge St., Second Floor Toronto, Ontario M2N 5R5 416-227-2220 | www.fieldgatehomes.com

Monarch Corporation 2550 Victoria Park Ave., Suite 200 Toronto, Ontario M2J 5A9 416-491-7440 www.monarchgroup.net

Great Gulf Homes 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416-449-1340 www.greatgulfhomes.com

Acorn Development Corp., The* 3520 Pharmacy Ave., Suite 2 Scarborough, Ontario M1W 2T8 416-499-4900 | www.acornhomes.ca

Bachly Construction 27 Nixon Rd. Bolton, Ontario L7E 1J7 905-951-3100 | www.bachly.com

Beaverhall Homes* 40 Vogell Rd., Suite 17 Richmond Hill, Ontario L4B 3N6 905-770-9983 | www.beaverhall.com

Alliance Homes Inc. 71 Marycroft Ave., Suites 28 & 29 Woodbridge, Ontario L4L 5Y6 905-761-7086 | www.alliancehomes.ca

Baghai Development Ltd. 1131 A Leslie St., Suite 220 Toronto, Ontario M3C 2K6 416-449-5994 | www.shanebaghai.ca

Belpark Homes Inc. 160 Applewood Cres., Suite 29 Concord, Ontario L4K 4H2 905-760-0507

Alterra Group of Companies, The* 920 Yonge St., Suite 1000 Toronto, Ontario M4W 3C7 416-964-1800 | www.alterra.com

Ballantry Homes Inc.* 20 Cachet Wood Cres., Suite 6 Markham, Ontario L6C 3G1 905-887-7100 | www.ballantryhomes.com

Belsito Homes 48 Pike Rd. Oakville, Ontario L6H 6C3 905-257-6740

AMR Homes 4305 Fairview St., Suite 216 Burlington, Ontario L7L 6E6 289-288-0295 | www.amrhomes.ca

Ballygarven Homes 30 Wertheim Crt., Suite 22, Main Floor Richmond Hill, Ontario L4B 1B9 905-881-6084 | www.ballygarvenhomes.com

Berkley Homes 20 Rivermede Rd., Suite 204 Concord, Ontario L4K 3N3 905-669-8399 www.berkleydevelopments.com

Andrin Ltd.* 26 Lesmill Rd., Suite 3 Toronto, Ontario M3B 2T5 416-733-3128 | www.andrinhomes.com

Ballymore Building Corp.* 12840 Yonge St., Suite 200 Richmond Hill, Ontario L4E 4H1 905-773-1048 | www.ballymorehomes.com

Angus Glen Development Ltd.* Kylemore Homes 10080 Kennedy Rd. Markham, Ontario L6C 1N9 905-887-5799 www.kylemorecommunities.com

Baycliffe Homes Inc.* 1 Ashbridge Circle, Suite 3C Woodbridge, Ontario L4L 3R5 905-264-2229 | www.baycliffehomes.com

Aragon Development (Ontario) Ltd. 101 – 262 Carlaw Ave. Toronto, ON. M4M 3L1 416-531-6361 | www.aragon.ca Arista Homes Ltd.* 600 Applewood Cres.

Vaughan, Ontario L4K 4B4 905-660-5000 | www.aristahomes.com Armour Heights Developments 81 Zenway Blvd., Suite 24 Vaughan, Ontario L4H 0S5 905-303-7800 | www.armourhd.com Aspen Ridge Homes Ltd.* 29 Floral Pkwy.

Concord, Ontario L4K 5C5 905-669-9292 | www.aspenridgehomes.com B.G. Schickedanz Homes Inc. 3100 Steeles Ave. W., Suite 500 Vaughan, Ontario L4K 4Y4 905-695-1953 | www.bgshomes.com

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Baycrest Homes 668 Millway Ave., Suite 10 Concord, Ontario L4K 3V2 905-326-3200 Bayfield Homes 4300 Steeles Ave. W., Suite 15 Woodbridge Ontario L4L 4C2 905-851-8889 | www.bayfieldhomes.ca Bayview-Wellington Homes* 111 Creditstone Rd. Concord, Ontario L4K 1N3 905-695-0661 | www.bwhomes.ca Baywood Homes* 1140 Sheppard Ave. W., Suite 12 North York, Ontario M3K 2A2 416-633-7333 | www.baywoodhomes.com Beaverbrook Homes Inc.* 161 Pennsylvania Dr., Suite 5 Vaughan, Ontario L4K 1C3 416-740-5544 | www.beaverbrookhomes.com

Berkshire Homes 19 Lesmill Rd. Toronto, Ontario M3B 2T3 416-485-7860 | www.berkshirenewhomes.ca Best Homes 221 Helen Ave. Markham, Ontario L3R 1J7 905-479-9600 | www.besthomescanada.com Bice Builders P.O. Box 938 Virgil, Ontario L0S 1T0 905-933-3848 | www.bicebuilders.com BLVD Developments 270 Drumlin Circle, Suite 5 Concord, Ontario L4K 3E2 905-738-7850 | www.blvddevelopments.com Boddy, John Developments Ltd. 409 Kingston Rd. W. Ajax, Ontario L1S 6L7 905-428-1000 | www.johnboddyhomes.com Bond Homes Ltd. 370 Queen St. S. Mississauga, Ontario L5M 1M2 905-812-2172 | www.bondhomes.ca Brandy Lane Homes* 4580 Dufferin St., Suite 307 Toronto, Ontario M3H 5Y2 416-636-4111 | www.brandylanehomes.com

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Aspen Ridge Homes Ltd. 29 Floral Pkwy.

Concord, Ontario L4K 5C5 905-669-9292 www.aspenridgehomes.com

Menkes Developments Inc. 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416-491-2222 www.menkes.com

Tribute Communities 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905-839-3500 www.tributecommunities.com

Branthaven Homes* 720 Oval Crt. Burlington, Ontario L7L 1A9 905-333-8364 | www.branthaven.com

Canderel-Stoneridge Equity Group Ltd.* 1075 Bay St., Suite 400 Toronto, Ontario M5S 2B1 416-593-6366 | www.canderelstoneridge.com

Cityview Homes Inc. 6 Bradwick Dr., Suite B Concord, Ontario L4K 2T3 905-761-9944 | www.cityviewhomes.ca

Bremont Homes Corp.

4370 Steeles Ave. W., Unit 19, Suite 203 Woodbridge, Ontario L4L 4Y4 905-266-1851 | www.bremonthomes.com

Carrington Homes Ltd. 101 Regent St. Richmond Hill, Ontario L4C 9P4 905-787-0963 | www.carringtonhomes.ca

Clemmensen & Associates Ltd. 17 Oakland Ave. Weston, Ontario M9M 2H9 416-747-6266

Brenner Construction 112 Jennifer Cres.

Sharon, Ontario L0G 1V0 905-478-2058

Cedar Valley Homes 40 Hanlan Road, Unit #43 Woodbridge, ON L4L 3P6 905-265-9595 | www.cedarvalleyhomes.com

Colewood Construction Ltd. 313 Horner Ave. Toronto, Ontario M8W 1Z5 416-252-2226

Broadway Homes 7501 Keele St., Suite 101 Vaughan, Ontario L4K 1Y2 905-761-9072 | www.broadwayhomes.com

Centro Homes Ltd. 12830 Yonge St., Suite 202 Richmond Hill, Ontario L4E 4H1 905-313-0455

Colonial Woods 50 Samor Rd., Suite 205 Toronto, Ontario M6A 1J6 416-256-3890 | www.colonialwoodshomes.com

Brookfield Homes (Ontario) Ltd.* 7303 Warden Ave., Suite 100 Markham, Ontario L3R 5Y6 905-477-5111 | www.brookfieldhomes.ca

Century Grove Homes Ltd. 30 Moyal Crt. Concord, Ontario L4K 4R8 905-669-2843 | www.centurygrovehomes.ca

Concert Properties Ltd.* RBC Plaza, South Tower 200 Bay St., Suite 2100, P.O. Box 56 Toronto, Ontario M5J 2J2 416-361-2686 | www.concertproperties.com

Brookstone Homes 115 Sheppard Ave. W. Toronto, Ontario M2N 1M7 416-222-0932 | www.brookstonehomes.ca

Charleston Homes 148 Dennis St., P.O. Box 760 Rockwood, Ontario N0B 2K0 519-856-4054 | www.charlestonhomes.ca

Build Toronto Inc. 200 King St. W., Suite 200 Toronto, Ontario M5H 3T4 416-981-3889 | www.buildtoronto.ca

Chateau Fine Homes 94 Brockport Dr. Etobicoke, Ontario M9W 5C5 416-201-9912

Cachet Estate Homes Inc.* 361 Connie Cres., Suite 200 Concord, Ontario L4K 5R2 905-764-1983 | www.cachethomes.com

Chestnut Hill Homes 150 Ferrand Dr., Suite 801, Toronto M3C 3E5 416-499-9995 | www.chestnuthillhomes.ca

Cadorin Homes 189 Maplehurst Avenue Toronto, ON M2N 3C1 416-782-6002 | www.cadorinhomes.com

Chiavatti Homes Ltd. 7725 Birchmount Rd., Suite 17 Unionville, Ontario L3R 9X3 905-940-0528

Caliber Homes Inc.* 51 Royson Rd., Suite 8 Woodbridge, Ontario L4L 8P9 905-264-0100 | www.caliberhomes.ca

Christina Homes 85 Kilkenny Trail Bradford, Ontario L3Z 5C5 905-778-1600 | www.christinahomesltd.com

CanAlfa* 80 Lynn Williams St. Toronto, Ontario M6K 3R6 416-537-2321 | www.liveinliberty.com

City Homes 1333 Boundary Rd., Suite 4-A Oshawa, Ontario L1J 6Z7 905-723-2815 | www.mycityhome.ca

Conservatory Group, The 80 Tiverton Crt., Suite 300 Markham, Ontario L3R 0G4 905-477-7609 | www.conservatorygroup.com Context Development Inc.* 229 Yonge St., Suite 500 Toronto, Ontario M5B 1N9 416-863-0202 | www.context.ca Coram Construction Group 200 Ronson Dr., Suite 305 Etobicoke, Ontario M9W 5Z9 416-243-9019 | www.coram.com Coscorp Inc. 6625 Kitimat Rd., Suite 58 Mississauga, ON L5N 6J1 905-821-3666 | www.coscorp.ca Coughlan Homes 2700 Audley Rd. N. Ajax, Ontario L1Z 1T7 905-427-7703 | www.coughlanhomes.com Country Glen Homes 4000 Steeles Ave. W., Suite 203 Woodbridge, Ontario L4L 4V9 905-851-9367

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

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Rosehaven Homes Ltd. 145 Reynolds St., Suite 300 Oakville, Ontario L6J 0A7 905-849-1166 www.rosehavenhomes.com

Geranium Corp.

3190 Steeles Ave. E., Suite 300 Markham, Ontario L3R 1G9 905-477-1177 www.geraniumhomes.com

CountryWide Homes Ltd. 1500 Hwy. 7 Concord, Ontario L4K 5Y4 905-907-1500 www.countrywidehomes.ca

Country Homes 741 Rowntree Dairy Rd., Suite 2 Woodbridge, Ontario L4L 5T9 416-213-7191 | www.countryhomes.ca

DeNoble Homes 600 Euclid St., Suite 5 Whitby, Ontario L1N 5C2 905-444-9668 | www.denoblehomes.com

Dreamland Homes Construction 1310 Kerrisdale Blvd., Suite 100 Newmarket, Ontario L3Y 8V6 905-657-4663 | www.dreamlandhomes.ca

CountryWide Homes Ltd.* 1500 Hwy. 7 Concord, Ontario L4K 5Y4 905-907-1500 | www.countrywidehomes.ca

Desini Fine Homes Inc. 20 Craighurst Ave. Toronto, Ontario M4R 1J8 416-642-0580 | www.desini.ca

Dunbury Homes Ltd. 325 Denison St. Markham, Ontario L3R 1B7 905-474-3600 | www.dunburyhomes.com

Crystal Glen Homes (2000) Inc. 418 Hanlan Rd., Suite 3 Woodbridge, Ontario L4L 4Z1 905-856-7666 | www.crystalglenhomes.com

Desousa Homes Inc. 1122 Brock St. S. Whitby, Ontario L1N 4L9 905-668-2331 | www.desousahomes.com

Dunpar Developments Inc.* 105 Six Point Rd. Etobicoke, Ontario M8Z 2X3 416-236-9800 | www.dunparhomes.com

Dalerose Country 64 Broadway Ave. Orangeville, Ontario L9W 1V9 519-938-8417 | www.dalerosehomes.ca

Devonleigh Homes Inc. P.O. Box 70, Stn A Orangeville, Ontario L9W 2Z5 519-942-3311 | www.devonleighhomes.com

Daniels Corp., The* 20 Queen St. W., Suite 3400 Toronto, Ontario M5H 3R3 416-598-2129 | www.danielshomes.ca

DeZen Homes* 23 Windsor St. Etobicoke, Ontario M8Y 2V9 416-255-0890 | www.dezenhomes.com

Darcel Developers 3625 Dufferin St., Suite 105 North York, Ontario M3K 1Z2 416-638-3111 | www.darcelhomes.com

Di Battista Gambin Developments 1090 Dundas St. E., Suite 201 Mississauga, Ontario L4Y 2B8 416-747-9437

Dawn Victoria Homes 1550 Yorkton Court, Unit 18 Burlington, Ontario, L7P 5B7 905-637-1777 | www.dawnvictoria.com

Di Blasio Homes 6620 Rothschild Trail Mississauga, Ontario L5W 0A6 905-565-9844 | www.diblasiohomes.com

Decade Group 1806 Avenue Road, Suite 2; Toronto, ON, M5M 3Z1 416-781-0623 | www.decadegroup.ca

Diamante Urban Corp.

100 Davenport Rd. Toronto, Ontario M5R 1H7 416-741-7207 | www.diamantedevelopment.com

Delpark Homes* 11685 Yonge Street Suite A 304 Richmond Hill, ON L4E, 0K7 416-309-2009 | delparkhomes.com

Dorsay Development Corp.

150 York St., Suite 1701 Toronto, Ontario M5H 3S5 416-368-1460 | www.dorsay.ca

DelRidge Homes Inc. 1151 Denison St., Unit 18 Markham, Ontario L3R 3Y4 905-479-5448 | www.delridgehomes.com

Double Oak Homes/First Edition Homes 2121 Olde Baseline Rd. Caledon, Ontario L7C 0K7 905-838-0550

Democrat Homes Ltd.* 155 Romina Dr. Thornhill, Ontario L4K 4Z9 905-532-9230 | www.democrathomes.com

Doug Tarry Homes* 358 Elm St. St. Thomas, Ontario N5R 1K1 519-631-9300 | www.dougtarryhomes.com

Durham Homes 200 Bond St. W., Suite 201 Oshawa, Ontario L1J 2L7 905-576-8805 | www.kingswayforest.ca Eaglebay Estates 163 Buttermill Ave., Suite 9 Concord, Ontario L4K 3X8 905-660-5471 | www.eaglebayestates.com Eden Oak* 1443 Hurontario St. Mississauga, Ontario L5G 3H5 905-274-5500 | www.edenoak.com Eldin Building Corp.

30 Wertheim Crt., Building A, Unit 3 Richmond Hill, Ontario L4B 1B9 905-731-5069 | www.eldin.ca Elm Development Corp.

30 Wertheim Court, Suite 15 Richmond Hill, Ontario L4B 1B9 905-709-8232 Emer Developments Ltd. 5 Silver Springs Cres.

Uxbridge, Ontario L9P 1R4 905-852-3129 | www.emerdevelopments.com Emery Homes 620 Wilson Ave., Suite 350 Toronto, Ontario M3K 1Z3 416-636-7200 | www.emeryhomes.net Empire Communities* 125 Villarboit Cres.

Vaughan Ontario L4K 4K2 905-307-8102 | www.empirecommunities.com

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National Homes 291 Edgeley Blvd., Suite 1 Concord, Ontario L4K 3Z4 905-669-9199 www.nationalhomes.com

Mattamy Homes Ltd. 2360 Bristol Circle Oakville, Ontario L6H 6M5 905-829-2424 www.mattamyhomes.com

Erin Mills Development 7501 Keele St., Suite 500 Concord, Ontario L4K 1Y2 416-736-1809

Firstview Homes 81 Zenway Blvd unit 14 Concord M9L 1X9 905-850-0022 | www.firstview.ca

Generation Homes 10034 Keele St. Maple, Ontario L6A 0J6 416-748-0098 | www.generationhomes.ca

Esquire Homes Inc. 145 Royal Crest Crt., Unit 20 Markham, Ontario L3R 9Z4 905-415-1880 | www.esquirehomes.ca

Forest Green Homes* 5332 Hwy. 7, Second Floor Woodbridge, Ontario L4L 1T3 905-850-8500 | www.forestgreenhomes.com

Genesis Homes 1 Yorkdale Rd., Suite 214 Toronto, Ontario M6A 3A1 416-229-9757 | www.genesishomes.ca

Fairglen Homes Ltd. 10148 Warden Ave. Markham, Ontario L6C 1N3 905-887-4818 | www.fairglenhomes.com

Forest Hill Homes/State Building Group* 2700 Dufferin St., Suite 34 Toronto, Ontario M6B 4J3 416-787-0256 | www.foresthillhomes.ca

Georgian Corp.

1175 Meyerside Dr., Suite 2 Mississauga, Ontario L5T-1H3 905-405-7272 | www.georgiangroup.com

Fairgate Homes P.O. Box 370 Stouffville, Ontario L4A 7Z6 905-642-1600 | www.fairgatehomes.com

Forum and Amandus Developments 291 Edgeley Blvd., Suite 1 Concord, Ontario L4K 3Z4 905-660-7859 | www.livinglifegroup.ca

Geranium Corp.* 3190 Steeles Ave. E., Suite 300 Markham, Ontario L3R 1G9 905-477-1177 | www.geraniumhomes.com

Falconcrest Homes * 955 Wilson Ave., Unit 1 Toronto, Ontario M3K 2A8 416-638-5980 | www.falconcresthomes.com

Fram Building Group 141 Lakeshore Rd. E., Second Floor, Suite 200 Mississauga, Ontario L5G 1E8 1-800-916-3726 | www.framhomes.com

Ghods Builders Inc. 333 Sheppard Ave. E., Suite 300 Toronto, Ontario M2N 3B3 416-229-9966 | www.ghodsbuilders.com

Fandor Homes Inc. 68 Romina Dr. Concord, Ontario L4K 4Z7 905-669-5820 | www.fandorhomes.com

Frantom Homes Inc. 396 Chrislea Rd. Woodbridge, Ontario L4L 8A8 905-265-0540 | www.frantomhomes.com

Glen Orchard Homes 6415 Northwest Dr., Suite 4 Mississauga, Ontario L4V 1X1 905-677-7207 | www.glenorchardhomes.com

Farsight Homes* 117 Ringwood Drive Unit 18 Stouffville, ON L4A 8C1 905-642-8383 www.farsight.ca

Frederick G. Reynolds Group 13 South Harbour Drive Bobcaygeon, Ontario K0M 1A0 705-738-5555 | www.port32.com

Glen Rouge Homes 2061 McCowan Rd., Suite 203 Scarborough, Ontario M1S 3Y6 416-282-2296 | www.glenrougehomes.com

Freed Development Corp.* 66 Portland St., Suite 801 Toronto, Ontario M5V 2M6 416-781-5699

Gold Park Homes 3300 Hwy. 7, Suite 400 Concord, Ontario L4K 4M3 905-760-9595 | www.goldparkhomes.com

Freure Homes Ltd. 501 Krug St., Suite 201 Kitchener, Ontario N2B 1L3 519-578-7771 | www.freure.com

Goldribbon Homes 5400 Yonge St., Suite 300 Toronto, Ontario M2N 5R5 416-221-3335 | www.goldribbonhomes.com

Garden Homes Inc. 35 West Pearce St., Unit 9 Richmond Hill, Ontario L4B 3A9 905-882-2320 | www.gardenhomes.ca

Golfvest Communities (Sawmill Creek) Inc. 56 Aberfoyle Cres., Suite 500 Toronto, Ontario M8X 2W4 416-248-6206 | www.sawmill-creek.com

Flato Developments Inc.* 3601 Hwy. 7 E., Suite 309 Markham, Ontario L3R 0M3 905-479-9292 | www.flatogroup.com Fernbrook Homes Ltd. 2220 Hwy. 7 W., Unit 5 Concord, Ontario L4K 1W7 416-667-0447 | www.fernbrookhomes.com Fieldgate Development & Construction* 5400 Yonge St., Second Floor Toronto, Ontario M2N 5R5 416-227-2220 | www.fieldgatehomes.com Fifthshire Homes 241 Applewood Cres., Suite 3 Concord, Ontario L4K 4E6 905-660-7415 | www.fifthshire.com

Gareene Homes Ltd./ VHL Developments Inc. 255 Duncan Mill Rd., Suite 812 North York, Ontario M3B 3H9 416-391-4870 | www.gareenhomes.com

Grajen Homes 140 Caster Ave. Vaughan, Ontario L4L 5Y7 905-850-2752 | www.grajenhomes.com

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

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Great Gulf Homes* 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416-449-1340 | www.greatgulfhomes.com

Highcastle Homes* 7600 Hwy. 27, Unit 1 Woodbridge, Ontario L4H 0P8 905-264-5565 | www.highcastlehomes.com

Karvon Homes Ltd. 11 Sims Cres., Unit B Richmond Hill, Ontario L4B 1C9 905-764-1900 | www.karvonhomes.com

Great Lands Corp.

25 Torbarrie Rd. Toronto, Ontario M3L 1G5 416-748-2600 | www.greatlandscorp.com

Highmark Homes* 9000 Keele St., Unit 13 Concord, Ontario L4K 0B3 905-760-2631 | www.highmarkhomes.ca

Kerbel Group Inc. 26 Lesmill Rd., Suite 3 Toronto, Ontario M3B 2T5 416-733-2202

Greenfield Quality Builders Inc. 132 Gorman Park Rd. Toronto, Ontario M3H 3K9 416-226-1020 | www.greenfieldcorp.com

Huntingwood Developments Ltd. 152 Dalemount Ave. Toronto, Ontario M6B 3C9 416-989-4423

Kylemore Communities* 10080 Kennedy Rd. Markham, Ontario L6C 1N9 905-887-5799 | www.kylemorecommunities.com

Greenleaf Inv. Corp.

620 Wilson Ave., Suite 330 Toronto, Ontario M3K 1Z3 416-781-9101

Hush Communities and Fine Homes 75 International Blvd, Suite 400 Toronto, Ontario M9W 6L9 416-987-6500 | www.hush.ca

LSJ Homes Ltd. 95 Barber Greene Rd., Suite 305 Don Mills, Ontario M3C 2A2 416-445-9920

Greenpark Homes* 8700 Dufferin St. Vaughan, Ontario L4K 4S6 416-661-5329 | www.greenparkhomes.com

Hyde Park Homes Ltd.* 7 King St. E., Suite 911 Toronto, Ontario M5C 3C5 416-306-2283 | www.hydeparkhomes.com

Lakeview Homes* 200 Bridgeland Ave. Toronto, Ontario M6A 1Z4 416-785-8172 | www.lakeviewhomesinc.com

Greenvilla Homes 7880 Keele St., Suite 100 Concord, Ontario L4K 4G7 905-761-8899 | www.greenvillahomes.com

Inaugural Source Inc.* 82 Birch Ave. Toronto, Ontario M4V 1C8 416-920-8880 | www.inauguralsourcehomes.com

Lancaster Homes Inc. 9251 Yonge St., Suite 306 Richmond Hill, Ontario L4C 9T3 905-731-6099 | www.lancasterhomes.ca

Gregor Homes 39 Churchill Dr., Suite 2 Barrie, Ontario L4N 8Z5 705-721-3354 | www.gregorhomes.com

Intracorp Projects Ltd.* 25 Centurian Dr., Suite 201 Markham, Ontario L3R 5N8 905-940-6555 | www.intracorp.ca

Lanterra Developments* 3625 Dufferin St., Suite 215 Toronto, Ontario M3K 1Z2 416-635-7424 | www.lanterradevelopments.com

H&R Developments* 3625 Dufferin St., Suite 500 Downsview, Ontario M3K 1N4 416-635-9921 | www.hr-newhomes.com

Jeffery Homes 1200 Airport Blvd., Suite 201 Oshawa, Ontario L1J 8P5 905-433-4701 | www.jefferyhomes.com

Lanterna Group Ltd. 175 Willowdale Ave., Suite 204 North York, Ontario M2N 4Y9 416-226-4044 | www.lanterna.ca

Habitat for Humanity Toronto 155 Bermondsey Rd Toronto, Ontario M4A 1X9 416-755-7353 | www.torontohabitat.on.ca

Jourdan Group Inc. 9 Woodlawn Ave. E. Toronto, Ontario M4T 1B9 416-920-0111

Laurel View Homes Inc.* 4001 Chesswood Dr. North York, Ontario M3J 2R8 416-635-6663 | www.laurelviewhomes.com

Halminen Homes 1748 Baseline Rd. W. Suite 100 Courtice, Ontario L1E 2T1 905-436-2600 | www.halminenhomes.com

Kaitlin Group Ltd., The 28 Sandiford Dr., Suite 201 Stouffville, Ontario L4A 1L8 905-642-7050 | www.kaitlingroup.com

Laurier Homes Ltd. 150 Connie Cres., Suite 4 Concord, Ontario L4K 1L9 905-738-2009 | www.laurierhomes.com

Heathwood Group of Companies, The* 245 Yorkland Blvd., Suite 100 Toronto, Ontario M2J 4W9 416-490-1400 | www.heathwood.com

Kaneff Properties Ltd. 8501 Mississauga Rd., Suite 200 Brampton, Ontario L6Y 5G8 905-454-0221 | www.kaneff.com

Lavandale Homes 44 Libra Ave. Richmond Hill, Ontario L4S 2J7 416-603-7111 | www.lavandale.com

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Lebovic Enterprises* P.O. Box 1240 Stouffville, Ontario L4A 8A2 905-640-7361 | www.lebovichomes.com

Luvian Homes 588 Edward Ave., Suite 47&48 Richmond Hill, Ontario L4C 9Y6 905-737-8890 | www.luvianhomes.com

Medallion Developments 970 Lawrence Ave. W., Suite 304 Toronto, Ontario M6A 3B6 416-256-3900 | www.medalliondevelopments.com

Legend Creek Homes 1660 North Service Rd. E. Oakville L6H 7G3 905-849-1234 | www.legendcreekhomes.com

MacPherson Builders Ltd. 40 West Wilmot Street, Unit 6 Richmond Hill, Ontario, L4B 1H8 905-882-8000 | www.macphersonbuilders.com

Melody Homes Corp.

40 Bradwick Dr., Unit 22 Concord, Ontario L4K 1K9 905-660-6266 | www.melodyhomes.com

Legend Homes Inc. 1660 North Service Rd. E., Suite 113 Oakville, Ontario L6H 7G3 905-849-1234 | www.legendhomes.net

Madison Homes* 369 Rimrock Rd. Toronto, Ontario M3J 3G2 416-661-4000 | www.madisonhomes.ca

Menkes Developments Inc.* 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416-491-2222 | www.menkes.com

Lexis-Bayview Developments 255 Duncan Mill Rd., Suite 202 North York, Ontario M3B 3H9 416-449-7501

Mancini Homes Ltd. 452 Nineteenth Avenue Richmond Hill, ONL4E 3P7 905-773-9997 | www.mancinihomes.ca

Meridian Homes 1051 Meyerside Drive Unit 11 Mississauga, Ont L5T 1J6 905-565-7417 | www.meridanhomes.ca

Liberty Development Corp.* 1 Steelcase Rd, W, Unit 8 Markham, Ontario, L3R 0T3 905-731-8687 | www.libertydevelopment.ca

Mariposa Homes 3127 Stone Ridge Blvd.

Orillia ON L3V 6H2 705-329-3330 | www.mariposahomes.ca

Millwood Homes 1136 Centre St., Unit 3, Suite 236 Thornhill, Ontario L4J 3M8 905-731-8630

Liberty Home Group 161 Pennsylvania Ave., Suite 4 Concord, Ontario L4K 1C3 905-761-6000 | www.libertyhomegroup.com

Marshall Homes Corp.

1295 Wharf St., Suite 9 Pickering, Ontario L1W 1A2 905-420-1500 | www.marshallhomes.ca

Minto Development Inc./ Minto Urban Communities Inc. * 2239 Yonge St. Toronto, Ontario M4S 2B5 416-977-0777 | www.minto.com

Lifetime Homes (1037411 Ontario Inc.)* 270 Drumlin Circle, Suite 5 Concord, Ontario L4K 3E2 905-738-7850 | www.lifetimegroup.com

MaryDel Homes* 8600 Keele St., Unit 49 Concord, Ontario L4K 4H8 905-761-1900 | www.marydelhomes.com

Liza Communities 30 Wertheim Crt., Suite 9 Richmond Hill, Ontario L4B 1B9 905-881-1026 | www.mansourigroupinc.com

Marz Homes 115 Hwy. 8 Stoney Creek, Ontario L8G 1C1 905-662-3039 www.marzhomes.com

Logan Homes Ltd. (333568 Ontario Ltd.) 2 Risebrough Ave. Toronto, Ontario M2M 2E1 416-222-6118

Mason Homes* 30 Pennsylvania Ave., Suite 6 Concord, Ontario L4K 4A5 905-761-2050 | www.masonhomes.ca

Longo Development Corp.

2527 Lake Shore Boulevard West Toronto, Ontario, M8V 1E5 416-249-8181 | www.longocorp.com

Matanda Homes Ltd. 31 Brimwood Cres.

Richmond Hill, Ontario L4B 4B6 416-823-4930

Lormel Homes Ltd. 331 Cityview Blvd., Suite 300 Vaughan, Ontario L4H 3M3 905-832-2023 | www.lormelhomes.com

Mattamy Homes Ltd.* 2360 Bristol Circle Oakville, Ontario L6H 6M5 905-829-2424 | www.mattamyhomes.com

Moldenhauer Developments 1554 Dundas St, E, 2nd Floor Mississauga, Ontario L4X 1L4 416-410-5051 | www.moldenhauer.ca Monarch Corporation* 2550 Victoria Park Ave., Suite 200 Toronto, Ontario M2J 5A9 416-491-7440 | www.monarchgroup.net Monmar Developments Ltd./ Honeyfield Communities 333 Humberline Dr. Toronto, Ontario M9W 5X3 416-675-4174 | www.honeyfield.ca Morguard Residential Inc. 55 City Centre Dr., Suite 800 Mississauga, Ontario L5B 1M3 905-281-3800 | www.morguard.com

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

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Mosaik Homes 8800 Jane St. Vaughan, Ontario L4K 2M9 905-738-6444 www.mosaikhomes.com

Orchid Valley Homes Ltd. 165 Charlotte St. S., Suite B Newmarket, Ontario L3Y 3S7 905-898-2623

Pratt Development Inc. 301 King St. Barrie, Ontario L4N 6B5 705-792-3883 | www.pratthomes.ca

Oskar Group* 3660 Midland Avenue, Suite 200, Toronto, ON M1V 0B8 416.293.9588 x 511 | www.oskargroup.com

Presidential Homes 27 Paxtonia Blvd., Suite 1 North York, Ontario M3K 1V9 416-635-8105

Oxnard Homes 9140 Leslie St., Unit 210 Richmond Hill, Ontario L4B 0A9 905-762-9200 | www.oxnardhomes.ca

Prestonvale Heights Ltd. 11 Curity Ave. Toronto, Ontario M4B 1X4 416-429-0969 | www.prestongroup.ca

New Era Homes Ltd. P.O. Box 215 Newmarket, Ontario L3Y 4X1 905-778-1818

PCM Construction Inc. 1020 Matheson Blvd. E., Unit 16 Mississauga, Ontario L4W 4J9 905-625-6666 www.pcmconstruction.com

Preston Group, The 11 Curity Ave. Toronto, Ontario M4B 1X4 416-429-0969 | www.prestongroup.ca

Noik Group, The 3410 Sheppard Ave. E., Suite 300 Toronto, Ontario M1T 3K4 416-291-6665 | www.noikhomes.com

Pacific Homes Ltd. 2 Holland Dr., Unit 1 Bolton, Ontario L7E 1E1 905-857-5633 | www.pacifichomes.ca

Norstar Building Corp./ Willowfield Homes* 7077 Keele St., Suite 102 Concord, Ontario L4K 0B6 905-738-0754 | www.norstarcompanies.com

Paradise Homes Corp.

625 Cochrane Dr., Suite 801 Markham, Ontario L3R 9R9 905-940-2933 | www.paradisehomescorp.com

National Homes* 291 Edgeley Blvd., Suite 1 Concord, Ontario L4K 3Z4 905-669-9199 | www.nationalhomes.com New Age Homes Ltd. 30 Intermodal Dr., Suite 3 Brampton, Ontario L6T 5K1 905-790-9000 | www.newagehomes.ca

North Star Homes Inc. 361 Four Valley Dr. Concord, Ontario L4K 5Z3 905-761-1320 | www.northstarhomesinc.com Options For Homes Non-Profit Corp.

468 Queen St. E., Suite 310 P.O. Box 28 Toronto, Ontario M5A 1T7 416-867-1501 | www.optionsforhomes.ca Opus Homes 331 Cityview Boulevard, Suite 201 Vaughan, ON L4H 3M3 905-832-2522 www.opushomes.com Orchard Ridge Homes* 3700 Steeles Ave. W., Suite 800 Woodbridge, Ontario L4L 8M9 905-850-6154 | www.orchardridgehomes.com

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Parkbridge Lifestyle Communities 690 River Rd. W. Wasaga Beach, Ontario L9Z 2P1 705-429-8559 | www.parkbridge.ca Peak Garden Developments Inc. 18 Crown Steel Dr., Suite 213 Markham, Ontario L3R 9X8 905-940-3339 Pemberton Group* 50 Confederation Pkwy.

Concord, Ontario L4K 4T8 905-326-4100 | www.pembertongroup.com Philmor Developments Ltd. 2 Hunters Point Dr., Suite 5 Richmond Hill, Ontario L4C 9Y4 905-882-0030

Previn Court Homes 265 King St. N. Box 1, Comp. 9, Unit 3 Alliston, Ontario L9R 1N3 705-435-5712 www.previncourt.com Princess Group, The* 25 Sable St. Toronto, Ontario M6M 3K8 416-787-6633 www.theprincessgroup.com Primont Homes Corp.* 25 Brodie Dr., Suite 2 Richmond Hill, Ontario L4B 3K7 905-770-7002 www.primonthomes.com Pristine Homes 131 Whitmore Rd., Unit 21 Woodbridge, Ontario L4L 6E4 905-851-1224 www.pristinehomes.ca Queenscorp Group 2 Queen Elizabeth Blvd.

Toronto, Ontario M8Z 1L8 416-253-6909 www.queenscorp.com

Picture Homes (1478876 Ontario Inc.) 180 Jardin Dr., Suite 8 Concord, Ontario L4K 1X8 905-760-0404 | www.picturehomesonline.com

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Queensgate Homes Inc. 3800 Steeles Ave. W., Suite 401w West Building Woodbridge, Ontario L4L 4G9 905-264-0600 www.queensgatehomes.com Quintessa Homes Corp.

8201 Weston Rd., Suite 6 Vaughan, Ontario L4L 1A6 905-893-1988 www.quintessa.ca Ramtin Sotoadeh Homes Ltd./ LSI Engineering 15 Wertheim Crt., Suite 204 Richmond Hill, Ontario L4B 3H7 905-709-8100 www.Isiengineering.com Regal Crest Homes* 171 Basaltic Rd., Unit 1 Concord, Ontario L4K 1G4 905-669-5003 www.regalcresthomes.com RegalCraft Homes Inc.* 6991 Millcreek Dr., Unit 12 Mississauga, Ontario L5N 5B9 905-814-9800 www.regalcrafthomes.com Regency Heights Homes 151 Spinnaker Way, Suite 5 Concord, Ontario L4K 4C3 905-738-4709 www.regencyheightshomes.com Reid’s Heritage Homes* 6783 Wellington Rd. 34, R.R. 22 Cambridge, Ontario N3C 2V4 519-658-6656 www.reidsheritagehomes.com Remington Homes* 7501 Keele St., Suite 100 Vaughan, Ontario L4K 1Y2 905-761-8200 www.remingtonhomes.com Ristic Homes Inc. 6 McKelvey Dr. Thornhill, Ontario L3T 5X7 905-886-8707 | www.ristichomes.com

Rivera Home Builders 1681 Langstaff Road, #1 Vaughan, Ontario L4K 5T3 905-326-6138

Royal Park Homes 65 Royalpark Way Woodbridge, Ontario L4H 1J5 416-736-8635 | www.royalpark.com

Riverfield Homes 110 Trowers Rd. Woodbridge, Ontario L4L 5Z4 905-850-9550 www.riverfield.com

Royal Pine Homes Ltd. 3550 Langstaff Rd., Suite 200 Woodbridge, Ontario L4L 9G3 905-856-2150 | www.royalpinehomes.com

Rivermill Homes 14 Connie Cres., Suite 17 Concord, Ontario L4K 2W8 905-761-9465 | www.rivermillhomes.com

Royalcliff Homes Inc. 100 Regina Rd., Unit 3 Woodbridge, Ontario L4L 8M7 905-265-1611 www.royalcliffhomes.com

Robynwood Homes 371 Bradwick Dr., Suite 8 Concord, Ontario L4K 2P4 905-660-8720 www.robynwoodhomes.com

Running Brook Homes Ltd. 173 Foxhill Dr. Maple, Ontario L6A 1J9 416-402-4848 www.runningbrookhomes.com

Rockport Group, The* 170 The Donway West, Suite 307 North York, Ontario M3C 2G3 416-444-7391 www.rockportgroup.net

Saberwood Homes 400 Creditstone Rd., Unit 6A Concord, Ontario L4K 3Z3 905-761-8690 www.saberwoodhomes.com

Rodeo Fine Homes 70 Gibson Dr., Unit 13 Markham, Ontario L3R 4C2 905-475-7893 www.rodeofinehomes.com

Saddlebrook Management Consultants Inc. 40 Snidercroft Rd., Suite 1 Concord L4K 0B5 05-760-1111 www.smc1991.com

Rose Valley Homes 115 Woodstream Blvd., Unit 13 Woodbridge, Ontario L4L 8K5 905-851-6402 www.rosevalleyhomes.com Rosehaven Homes Ltd.* 145 Reynolds St., Suite 300 Oakville, Ontario L6J 0A7 905-849-1166 www.rosehavenhomes.com Royalcliff Homes 100 Regina Rd. Woodbridge, Ontario L4L 8L9 905-265-1611

Schickedanz Brothers Ltd. 3311 Bayview Ave., Suite 105 Willowdale, Ontario M2K 1G4 416-223-0710 www.schickedanzbros.com Senarra Homes Inc. 1090 Aerowood Dr., Unit 1 Mississauga, Ontario L4W 1Y5 866-624-8668 www.senarra.ca Senator Homes 250 Lesmill Rd. North York, Ontario M3B 2T5 416-445-8552 | www.senatorhomes.com

Royal Lane Homes 620 Wilson Ave., Suite 202 Toronto, Ontario M3K 1Z3 416-630-5263 | www.royallanehomes.com * See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

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Sentex Development Inc. 55 St. Clair Ave. W., Suite 205 Toronto, Ontario M4V 2Y7 416-636-8596 | www.sentexdev.com Sequoia Grove Homes Inc. 8611 Weston Rd., Suite 18 Vaughan, Ontario L4L 9P1 905-265-0455 www.sequoiagrovehomes.com Sierra Homes Inc.* 8965 Woodbine Ave. Markham, Ontario L3R 0J9 905-947-1116 www.sierra.ca Silver Streams Homes Inc. 103 Naughton Dr. Richmond Hill, Ontario L4C 8B3 416-819-1650 Sky Homes Corp.

3300 Steeles Ave. W., Suite 9 Concord, Ontario L4K 2Y4 416-663-9334 | www.skyhomes.ca Solmar Development Corp.

122 Romina Dr. Concord, Ontario L4K 4Z7 905-660-9222 www.solmar.ca Solotex Corp.

3830 Bathurst St., Suite 115 Toronto, Ontario M3H 6C5 416-398-1171 Somerset Homes 1030 Sheppard Ave. W., Suite 5 Toronto, Ontario M3H 6C1 416-638-8663 Spring Town Homes 1415 Bonhill Rd., Suite 1 Mississauga, Ontario L5T 1R2 905-670-6666 www.springtown.com Spruce Tree Resorts Inc. 5300 Yonge St., Suite 205 Toronto, Ontario M2N 5R2 416-228-1200 www.sprucetreeresorts.com

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Stafford Homes Ltd. 55 St. Clair Ave. W., Suite 408 Toronto, Ontario M4V 2Y7 416-461-6100 www.staffordhomes.ca

Sunfield Homes 120 Whitmore Rd., Unit 8, Suite 800 Woodbridge, Ontario L4L 6A5 905-851-2424 www.sunfieldhomes.com

Stanford Homes Ltd. 40 Vogel Rd., Suite 1 Richmond Hill, Ontario L4B 3N6 905-780-9610 www.stanfordhomes.ca

TAS DesignBuild 1 Valleybrook Dr., Suite 300 Toronto, Ontario M3B 2S7 416-510-8181 www.tasdesignbuild.com

Starcrest Homes Ltd. 217 Queen’s Plate Dr., Unit D Toronto, Ontario M9W 6Z7 416-746-9555 www.starcresthomes.ca

Terra Brook Homes Inc. 241 Applewood Cres., Unit 3 Concord, Ontario L4K 4E6 905-660-7417 www.terrabrookhomes.ca

Starlane Home Corp.* 8600 Dufferin St. Vaughan, Ontario L4K 5P5 416-736-8854 www.starlanehomes.com

Terra View Homes 45 Speedvale Ave. E., Unit 5 Guelph, Ontario N1H 1J2 519-763-6458 www.terra-view.com

Stonebridge Building Group Inc.* 2458 Dundas St. W. Mississauga, Ontario L5K 1R8 905-823-2615

Thomas Feeley Construction Ltd. 371 Bradwick Dr., Suite 8 Concord, Ontario L4K 2P4 905-660-8720

Storybook Homes 27-1300 King St. E., Box 229 Oshawa, Ontario L1H 8J4 905-438-9516

Thornridge Homes Ltd.* 225 Bradwick Dr., Unit 18 Concord, Ontario L4K 1K7 905-669-4483 www.thornridgehomes.com

Summerhill Homes Ltd. 20 Wertheim Crt., Suite 17 Richmond Hill, Ontario L4B 3A8 905-886-6900 www.homesbysummerhill.com Summit View Homes Ltd. 9120 Leslie St., Suite 101 Richmond Hill, Ontario L4B 3J9 905-886-8287 | www.summitviewhomes.com Sundance Development Corp.

3190 Steeles Ave. E., Suite 304 Markham, Ontario L3R 1G9 905-307-2220 www.sundancehome.com

Tice River Estates Inc. 1919 Albion Rd. Toronto, Ontario M9W 5S8 416-674-5717 Tiffany Park Homes 601 Magnetic Dr., Unit 1 & 2 North York, Ontario M3J 3J2 416-665-8880 www.tiffanyparkhomes.com Times Group Corp.

330 Hwy. 7 E., Suite PH3 Richmond hill, Ontario L4B 3P8 905-882-6286 www.timesgroupcorp.com

Sundial Homes Ltd. 4576 Yonge St., Suite 500 Toronto, Ontario M2N 6N4 416-224-1200 www.sundialhomes.com

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Touchstone Homes (Laredo Construction Inc.) 15 Lesmill Rd., Suite 1 North York, Ontario M3B 2T3 416-798-7220

Victoria Wood Development Corp. Inc. 8500 Leslie St., Suite 210 Markham, Ontario L3T 7M8 905-889-5510

Zancor Homes 137 Bowes Rd. Concord, ON L4K 1H3 905-738-7010 www.zancorhomes.com

Townwood Homes Inc.* 1 Bradwick Dr., Suite 1 Concord, Ontario L4K 2T4 905-669-1615 www.townwoodhomes.com

Vista Homes 15 Belfield Rd., Suite 2 Toronto, Ontario M9W 1E8 416-663-0330

Zoran Properties Inc. 940 The East Mall, Suite 303 Toronto, Ontario M9B 6J7 416-620-5696 www.zoranproperties.com

Treasure Hill Homes* 1681 Langstaff Road, Vaughan, Ontario L4K 5T3 416-987-5500 www.treasurehillhomes.com Trevcor Management Inc. 11 Cidermill Ave., Suite 200 Vaughan, Ontario L4K 4B6 416-398-0771 | www.trevcor.com Tribute Communities* 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905-839-3500 www.tributecommunities.com VHL Developments* 255 Duncan Mill, Suite 812 Toronto, Ontario M3B 3H9 416-391-4870 www.markhamplace.com Valemont Communities Inc. 120 Homewood Ave., Suite 2009 Toronto, Ontario M4Y 2J3 416-230-9951 | www.valemont.com Vandyk Group of Companies 1944 Fowler Drive Mississauga, Ontario L5K 0A1 905-823-4606 www.vandyk.com Verdiroc Development Corp.

1 Valleybrook Dr., Suite 201 Toronto, Ontario M3B 2S7 416-486-4270 www.verdiroc.com

Vogue Development Group Inc., The 1118 Centre St., Suite 208 Thornhill, Ontario L4J 7R9 905-886-8500 Walgreen Homes Inc. 399-A Spadina Ave., Suite 1 Toronto, Ontario M5T 2G6 416-598-2811 Weldan Properties Inc. 2212 Oneida Crt. Mississauga, Ontario L5C 1V6 905-281-8579 www.weldanproperties.com Windemere Heights Homes Ltd./ Windemere Custom Homes 130 LePage Crt., Suite 15 Toronto, Ontario M3J 3J1 416-630-1500 www.windemerehomes.ca Winzen Homes Ltd.* 30 Algie Ave. Toronto, Ontario M8Z 5J8 416-253-5900 | www.winzen.ca Wycliffe Group Ltd., The* 34 Doncaster Ave., Suite 201 Thornhill, Ontario L3T 4S1 905-881-3040 www.wycliffehomes.com

Builder’s Choice Suppliers Appliance Canada 8701 Jane St. Unit 1 Concord, ON L4K 2M6 800-374-3437 | www.appliancecanada.com Bradstone P.O. Box 1060 Stouffville, Ontario L4A 8A1 (416) 798-7809 | bradstone.ca Brampton Brick 225 Wanless Drive Brampton, Ontario L7A 1E9 (905)8401011 | www.bramptonbrick.com Reliance Home Comfort 2 Lansing Square Scarborough, Ontario M2J 4P8 416-499.7600 | www.reliancecomfort.com Stonerox 5291 Bethesda Side Road Stouffville, Ontario Canada, L4A 7X3 (416) 798-7809 | www.stonerox.ca

Your Home Developments 4965 Steeles Ave W. North York, ON, M9L 1R4 416-745-6686

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

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Market Outlook

Housing market ‘soft landing’ to dissipate by mid-year: BMO Canadian Housing Outlook 2013 Experts on the Canadian housing market from BMO Mortgage and financing advice Financial Group and the industry participated in the inaugural John Turner, national director, specialized lending, BMO Bank BMO Housing Panel for 2013 to discuss the past year and of Montreal, outlined a number of factors buyers should provide their outlook over the next 12 months. keep in mind for financing the purchase of a home.

According to Sal Guatieri, senior economist, BMO Capital “The pre-approved process remains a very important Markets, after a decade-long boom, the so-called soft keystone in the home buying process, whether you’re a landing appears to be underway in most regions; the first-time homebuyer or a move-up buyer,” says Turner. expectation is that this trend will continue into 2013.

“Generally speaking, most folks will need to borrow most of “Home sales and housing starts will continue to moderate the purchase price of the home, so getting a pre-approved and prices will generally stabilize in most regions in 2013,” mortgage is a smart thing to do even before the home says Guatieri. “In the year ahead, the housing market will be search starts.” supported by moderate job growth, steady immigration, Turner adds that the down payment buyers are able to growing demand from echo boomers entering their prime afford is another important aspect, and that there are first-time home buying years, and a gradual shift toward strategies buyers should put in place to ensure they can more single-person households.” maximize that amount – ultimately lowering their overall The real estate market will benefit from continued low housing costs. interest rates, with the Bank of Canada’s target rate likely on “There are a number of different strategies to save for a hold for most of this year, he adds. down payment. With RRSPs, for instance, customers can Guatieri also notes that Alberta and Saskatchewan could withdraw up to $25,000 for the purchase of a home,” he says. buck the national trend and see higher prices due to Turner also reminds that consumers who pay off their continued healthy economic growth and wage increases. debt quicker pay less interest, and that most mortgages Meanwhile, pricier Toronto and Vancouver are likely to have a have options embedded in them that help to save money in bumpier landing than most other regions, with some prices this way. declining moderately.

“At BMO, we’ve been encouraging customers to take a shorter amortization for some time,” he says. “In addition, Affordability and consumer preference rates are as low as they’ve ever been, so it’s certainly a good Conrad Zurini, Broker of Record, ReMax Escarpment Realty, time to take advantage of this to pay off your debt sooner so says affordability is in question in major cities including you can retire comfortably and with as little debt as possible.”

Calgary, Toronto and Montreal, with first-time buyers likely staying out of the market for the first half of the year.

Zurini adds that those looking to upgrade will still dominate, given lower interest rates. “People who are into walking, lifestyle and entertainment, the farm-to-table trend and buying local are going to fuel that market for the first half of the year.

“These consumers are all about amenities and lifestyle – they’re very established economically,” says Zurini.

Consumers buying for the first time will likely look to other cities in search of greater value.

“These buyers move with opportunity, following employment and searching out homes with their desired space, ultimately single-family residential homes,” he says.

“In 2013, consumers will be paying close attention to the investment side of their buying decision.”

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ASPC 20719 2013 Low rise Builder Annual v3_Layout 1 13-03-01 4:55 PM Page 4

Hero.

Daredevil.

Dare to live the life you’ve always dreamed of.

ASPIRE.

aspenridgehomes.com

Markham

Brampton

Richmond Hill

King City

Kleinburg

Nobleton

Upper Cornell MODEL HOMES TO VIEW

Credit Manor Heights NOW OPEN

Kettle Lakes Club NOW OPEN

Kleinburg Hills NOW OPEN

Mississauga Rd. & Steeles Ave.

Bayview Ave. & Bethesda Side Rd.

King Oaks MIKE NIVEN MODEL HOME TO VIEW

King Country Estates TWO MIKE NIVEN MODEL HOMES TO VIEW

Towns from $400’s Singles from $600’s

Executive Towns From the mid $500’s

905.216.5155

289.231.2849

Northeast corner of 9th Line & Bur Oak Ave. Semis & Singles from the mid $400’s

905.554.3446

East side of Keele St., south of King Rd. 60', 70' & 80' Singles From $1.2 million

905.539.0181

Hwy. 27 & Major Mackenzie Dr. 40', 50' & 60' Lots Singles from $800’s

East side of Hwy. 27 just north of King Rd. Singles from $900’s

647.921.0381

905.558.0255

MODEL HOME VIEWING HOURS: SATURDAY – SUNDAY | 11 AM – 6 PM © Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. March 2013. 20719

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Mattamy Homes.

Our Experience Helps Us Build Better Homes And Communities.

I

t’s amazing what you can learn from building homes and communities for more than 30 years.

One of the major pieces of learning is the planning required to be in the right locations at the right time.

You’ll find Mattamy communities everywhere around the GTA. Always in the places you have probably determined you’d like your family to live.

The experience we’ve gathered in building more than 50,000 homes in over 150 communities across North America, allows us to use what we’ve learned along the way to find locations that serve the needs of families. We think about the size of the community, access to transportation, schools, shopping, recreation and cultural opportunities.

We also lean towards locations that allow for distinctive natural elements to be part of the

community and we plan our homes and streets around these features. We also try to make sure that the neighbourhoods we build have lots of features that make the experience of living there completely enjoyable.

We offer many advantages by being both the builder and developer. The homes on the streets aren’t jammed together. Homes are closer to the street for more community interaction. There is lots of architectural diversity. And plenty of room to mix and mingle. We try to make each community feel like a small town.

If it’s true that the three most important things in searching for a new home are location, location, location, then the single most important tool we use to find the right location is experience.

For information on all Mattamy communities visit www.mattamyhomes.com GTA_OBC_Annual_2013.indd 1 064-Mattamy 2013.indd 1

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