The Home Builders' Annual - GTA 2015 by NextHome

Highlighting the top builders and developers across the GTA EXPERT ADVICE Top tips to guide you through the homebuying process

KNOCK ON WOOD Six-storey wood housing a viable new option

Editor’s Note

GTA new home market delivers Selection and quality second to none – despite changing marketplace

hen GTA Home Builders’ Annual sat down to plan this issue, particularly the question we would pose to our Expert Panel (see page 44), the issues to address were clear. The economy is expected to perform well in 2015, but housing affordability is being increasingly tested. Location has always been central to real estate, but for a myriad of reasons, lifestyle and housing type are increasingly entering the equation. How should consumers weigh these considerations to make the best homebuying decision? That’s a lot of information – very serious information – for homebuyers to digest. The contributors to our Expert Panel – executives at some of the GTA’s most experienced home builders – already know this, because they live it every day. And they have excellent insight to help clarify your answers. The home building industry – like so many other sectors in Canada – is changing. Economic and market conditions, interest rates, affordability and consumer demands are just some of the many issues that affect their business, and of course, your homebuying decisions. Indeed, what we’re hoping you learn more about as you enjoy this 2015 edition of the GTA Home Builders’ Annual, is the selection and quality on offer from the area’s builders – among the best new home options anywhere in the country. They are keenly aware of today’s consumer needs, and are impressively adept at delivering on all counts. After you read this issue and get out there to tour the communities, we’re confident you’ll agree that new homes here are second to none.

Wayne Karl Editor, Yellow Pages NextHome wayne.karl@ypnexthome.ca Twitter: @WayneKarl

2015 Home Builders’ Annual

2015 table of contents

42 03 09

Editorâ&#x20AC;&#x2122;s Note

Social Media Directory A list of social media accounts from GTA builders and developers to help you stay connected

BILD Report A new era of home purchasing by Bryan Tuckey

OHBA Report Innovative six-storey wood housing coming to a neighbourhood near you by Joe Vaccaro

Market Report Trends in lowrise homes in the GTA by Wayne Karl

Legally Speaking How to select a real estate lawyer by Jayson Schwarz

Trends 2015 2015 shopping wish list by Sara Duck

Tarion Report Quality assurance: when buying new in Ontario, rest assured your warranty is backed by Tarion by Howard Bogach

Expert Panel Location, lifestyle and options: how to weigh these considerations when buying a new home in 2015?

The GTA Home Buildersâ&#x20AC;&#x2122; Roster A comprehensive list of new-home builders in the GTA

Mortgage Advice What to consider before getting a mortgage this year by Alyssa Richard

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge SALES MANAGER, NEW HOME GUIDE, NEW CONDO GUIDE AND HOME, DECOR AND RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, SWO NEW HOMES

Susan Maxwell

SENIOR ACCOUNT EXECUTIVES

Nina Downs Dionne Fraser EDITOR

Wayne Karl SALES & MERCHANDISING CO-ORDINATOR

Antoinette Jackson

MANAGER OF PRODUCTION

Bala Gnanapandithan ART DIRECTOR

Tammy Leung PRODUCTION CO-ORDINATOR

Bei Zhang

GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev 2015 GTA Home Builders’ Annual #500-401 The West Mall Etobicoke, On M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING: Call 416.784.5060 for advertising rates and information. CIRCULATION : Polybagged with the March 21 issue of New Home Guide. Available at GTA home shows, through direct distribution in the GTA market and by consumer request.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law.

GTA NEW-HOME BUILDERS’ INDEX

33-35

CountryWide Homes

IFC-2

Fieldgate Homes

39-41

Averton Homes

6-8

Monarch Corporation

Lindvest

11-13

Great Gulf

IBC

Aspen Ridge

16-18

Aspen Ridge Homes

Back cover Mattamy Homes

20-22

Menkes Developments

24-26

The Daniels Group

27-29

Rosehaven Homes

30-32

Tribute Communities

BUILDERS HELPING TO HEAL

Sick Kids Foundation

TERMS Advertisers, Editorial Content and 2015 GTA Home Builders’ Annual are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. Published by

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Monarch first. Since 1917, Monarch has been at the heart of so many family histories. First homes. First memories. First accomplishments. First friends. And first loves. For almost a century, the reassuring welcome of a Monarch home on a Monarch street has brought thousands and thousands of families closer together. So if youâ&#x20AC;&#x2122;re looking for a new home, trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.

The Essex Model at Kleinburg Crown Estates

For almost a century, families have chosen Monarch. first. As the time-honoured saying goes, the most important investment that most people will ever make is a home. Since 1917, thousands of Canadian families have made Monarch their first choice for their home. That’s because Monarch is one of the oldest, strongest and most respected names in Canadian homebuilding. Monarch has built and continues to build in many sought-after neighbourhoods and visionary communities. Inquire around. You’ll be surprised how many of your family, friends, colleagues and their families grew up in a Monarch home, chose Monarch for their first home, remained loyal to Monarch for their trade up homes, even referred Monarch to friends. Monarch is consistently recognized by its customers and in the industry for superior quality and

discover more

outstanding customer satisfaction. Monarch takes pride in the company’s long and illustrious history of dependability. Exceptional design, quality and livability are the recognized hallmarks of every Monarch community. First in New Home Communities Monarch offers remarkable single-family home and townhome communities across the Greater Toronto Area and beyond. Monarch’s sought-after Topper Woods is open in Kitchener with stunning models to tour. At prestigious Kleinburg Crown Estates, designer decorated models of Monarch’s manor-inspired homes are captivating visitors. Models are also open in Caledon at the bustling Village of SouthFields where Monarch offers singles, semis and townhomes. Last chance to own at Parkwood in Scarborough where

MonarchGroup.net

Monarch is offering elegant towns, and a wooded enclave of singles are being offered at Bennett in exclusive West Hill. About Monarch Headquartered in Toronto, Monarch is one of Canada’s oldest and largest home builders. Monarch has consistently been recognized in the home building industry and by its customers for superior quality and outstanding customer satisfaction. Monarch builds and develops singlefamily detached and attached homes in Toronto and Ottawa and builds highrise condominiums in the Greater Toronto Area. Monarch focuses on style, design, quality and livability in all of its homes. For more information on Monarch, please visit: Monarchgroup.net twitter.com/monarch_group facebook.com/monarchcorp

first.

MONARCH COMMUNITIES

The jewel in the Monarch crown is upscale Kleinburg Crown Estates. Manor-inspired four and five bedroom residences up to 4,486* sq. ft. are set on traditional deep 42’ and 50’ lots in a master planned community just minutes from the charming Village of Kleinburg. Monarch’s breathtaking Models are a must-see.

KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models 42’ & 50’ Singles from the mid $900,000’s Sales Centre located at 165 Timber Creek Boulevard 416-495-3513 CALEDON | SouthFields | Models To View Townhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the mid $600,000’s Sales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.) 905-843-0707 SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch Today Freehold Townhomes from the mid $500,000’s Sales Centre located at 1325 Danforth Road, Scarborough 416-495-3574 SCARBOROUGH | Bennett | Exclusive Enclave of Detached Singles in West Hill Executive Singles from the low $800,000’s Sales Centre located at 1325 Danforth Road, Scarborough 416-495-3574 KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’s Sales Centre located at 7 Wetland Way, Kitchener 519-894-8222

HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

discover more

MonarchGroup.net Prices and speciﬁcations subject to change without notice. *Square footage includes ﬁnished lower level landing. Please see sales associate for complete details. E&OE. March 2015. 15109. 8

2015 Home Builders’ Annual

first.

BILD Report

A new era of home purchasing by BRYAN TUCKEY BUYING A NEW HOME IN THE GTA can be an exciting experience, and there is a significant difference between shopping for ground-related homes and condominiums. The GTA is a tale of two markets, with demand outpacing supply in the lowrise sector, leading to reduced choice for those looking to buy a ground-related home. This means purchasers should be prepared to act quickly when they see their dream home, as it won’t be on the market for long. In many cases, the lowest-priced homes are purchased shortly after the sales office opens. A recently launched project in East Gwillimbury featuring singles and townhomes sold out in a matter of hours! While this doesn’t mean purchasers should rush into their decision, it’s important to do your homework well in advance and figure out what type of home you are looking for, in what part of the GTA and at what cost. Knowing how much you can afford is the first and most important step, and will greatly influence the remaining decisions you have to make. There are plenty of resources available to calculate how much you can afford to pay for your new home, such as CMHC’s free online mortgage calculator, but I would recommend reaching out to a professional mortgage broker. Once you’ve figured out how much you can spend, it’s time to decide between size and location. If public transit and neighbourhood amenities are an important part of your everyday life, you’ll be looking to buy in the city of Toronto where more than 90 per cent of all new homes built are condominiums. This is the result of provincial

intensification objectives that our industry has been implementing since 2006. As condo prices have stabilized over the last few years, the average price of a new condominium in the GTA is approximately $266,000 cheaper than that of a groundrelated home. There is a good supply of new condominiums currently on the market, which serve as a good option for many first-time buyers and downsizers, as well as people who prefer a more urban, amenity-rich lifestyle. If you are an expanding family or need a larger space, chances are that you’ll be looking for a home in the 905 areas of the region. You will find that the supply of new ground-related homes has decreased significantly over the years, which resulted in a rapid price increase. A new ground-related home in the GTA is now more than $710,000, decreasing as you move farther away from Toronto. If you can afford it, you will benefit from continued price growth for years to come, but if you are lucky enough to find your dream home – don’t delay as it won’t sit on the market for long!

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow BILD on Twitter @bildgta, facebook.com/ bildgta and bildblogs.ca 2015 Home Builders’ Annual

social media

GET SOCIAL

directory

and STAY CONNECTED

A LIST OF SOCIAL MEDIA PAGES FROM GTA BUILDERS AND DEVELOPERS TO HELP YOU STAY CONNECTED

Aspen Ridge Homes

facebook.com/AspenRidgeHomes

@aspenridgehomes

pinterest.com/aspenridgehomes

Averton Homes

The Daniels Corporation

facebook.com/avertonontario

@avertonontario

pinterest.com/thedanielscorp

The Daniels Corporation

Mattamy Homes

facebook.com/thedanielscorporation

@TheDanielsCorp

pinterest.com/mattamyhomes/

Fieldgate Homes

Menkes Developments

facebook.com/fieldgatehomes

@Fieldgatehomes

pinterest.com/menkeslife

Great Gulf

Monarch Corporation

facebook.com/greatgulf

@GreatGulf

pinterest.com/monarchgroup

Lindvest

facebook.com/LindvestLifeHappensHere

@lindvest

Mattamy Homes

facebook.com/mattamyhomes78

@Mattamy_Homes

Menkes Developments

facebook.com/MenkesLife

@MenkesLife

Monarch Corporation

facebook.com/monarchcorp

@monarch_group

Rosehaven Homes

facebook.com/rosehavenhomes

@ThisIsRosehaven

Tribute Communities @mytributehome

Menkes Developments youtube.com/menkesvideos

The Daniels Corporation youtube.com/user/TheDanielsCorp

plus.google.com/+Lindvest

Fieldgate Homes fieldgatehomesblog.com 2015 Home Buildersâ&#x20AC;&#x2122; Annual

instagram.com/avertonontario

The Daniels Corporation instagram.com/thedanielscorp

Great Gulf instagram.com/GreatGulf

Monarch Corporation instagram.com/monarch_group

Rosehaven Homes instagram.com/rosehavenhomes

Tribute Communities instagram.com/mytributehome

Lindvest

Averton Homes

instagram.com/menkeslife

linkedin.com/company/the-daniels-corporation linkedin.com/company/menkes-developments-ltd-

instagram.com/aspenridgehomes

Menkes Developments

The Daniels Corporation Menkes Developments

Aspen Ridge Homes

Design Technology Experience (pick any three)

Come Home to Great For 40 years Great Gulf has continued to transform the way

WESTFIELD

homes are built. Our cornerstones

BRAMPTON

are great locations, striking

Welcome to Westfield – a new community located in the prestigious Mississauga Road and Steeles Avenue area of Brampton. At Westfield, rolling park-like landscapes form the perfect backdrop to Great Gulf’s elegant family home designs – all of which are located just minutes away from the most sought-after community services and amenities.

designs, construction technology and an unwavering commitment to improving your home buying experience. Innovative H+ME Technology construction allows us to perfect every aspect of your home. The end result is homes that are brighter, healthier, more energy efficient and quite simply, better built. Exceptional quality and value for today. Peace of mind for the years ahead. That’s the Great Gulf difference.

TRAFALGAR LANDING OAKVILLE Immerse yourself in a neighbourhood of spectacular modern townhomes – each part of a master-planned community where even the streetscapes are architecturally designed and beautifully landscaped. The townhome exteriors themselves contribute to the “wow” factor here, with their expansive windows and impressive brick, stone and stucco elevations. Add to that neighbourhood amenities like parks, ponds and public art, and Trafalgar Landing becomes the perfect place to call home. TRAFALGAR LANDING

WESTFIELD

SUMMERLYN VILLAGE BRADFORD A stunning master-planned community located north of the GTA, Summerlyn Village offers a setting perfectly integrated with the natural elements. Residents enjoy 60 acres of environmentally protected open space that includes ponds, creeks, parks, a wildlife corridor and wetlands, interspersed with miles of hiking and bike trails. Close to schools and popular shopping amenities, Summerlyn Village is an ideal community for a first-time buyer, or a family looking for a larger detached home and better value.

SUMMERLYN VILLAGE

Illustrations are artists’ impressions. Prices, sizes and specifications subject to change without notice. E & OE.

GREATGULF.COM

OHBA Report

Knock on wood INNOVATIVE SIX-STOREY WOOD HOUSING COMING TO A NEIGHBOURHOOD NEAR YOU by JOE VACCARO, CEO ONTARIO HOME BUILDERS’ ASSOCIATION

IF YOU ARE LOOKING TO BUY a new home in the near

future – you can expect to see some new, innovative and safe housing options to choose from in the GTA and across Ontario. Last year, the Ontario government made changes to the Ontario Building Code (OBC) that will now permit six-storey wood residential construction in our province as of January 2015. And that’s great news for consumers, municipalities and builders.

2015 Home Builders’ Annual

The arrival of six-storey construction in Ontario means there will be new housing, rental and mixed-use options for consumers, businesses and municipalities – and that ultimately means more choices for homebuyers – offering a variety of sizes and design features for people of all ages and different budgets. Prior to these

LAST YEAR, THE ONTARIO GOVERNMENT MADE CHANGES TO THE ONTARIO BUILDING CODE (OBC) THAT WILL NOW PERMIT SIX-STOREY WOOD RESIDENTIAL CONSTRUCTION IN OUR PROVINCE AS OF JANUARY 2015 OBC amendments, builders in the province were restricted to four-storey wood frame construction. Six-storey wood construction is currently being built in many countries around the world, and has been available in British Columbia since 2009. Since then, more than 5,000 units have been built in BC. When the Ontario government initiated a technical consultation on six-storey wood, it wanted to balance two primary “made in Ontario” objectives – to help increase opportunities for designers and builders to create innovative, flexible and affordable new buildings and to maintain Ontario’s high fire safety standards for both the public and fire service personnel. Thanks to wide-ranging, extensive consultations with many organizations involved in the residential construction industry and with Ontario fire officials, both of those objectives have been accomplished within the new Code amendments. The Ontario Home Builders’ Association (OHBA) and other stakeholder groups including the Building Industry and Land Development Association (BILD), RESCON, the Canadian Wood Council and the Ontario Architects Association (OAA) fully supported the provincial government’s desire to allow this innovative housing option in Ontario. And here are some reasons why: » The idea of building midrise residential and mixed-use buildings on urban corridors throughout the GTA and Ontario is a fundamental component of creating sustainable cities and regions. » At a time when the market is dominated by either highrise or lowrise building, six-storey wood construction would add another option to the market. » Wood construction is an excellent choice for any residential, commercial, industrial or public building – it has a low environmental impact, is safe, durable and aesthetically appealing. » These are safe buildings, with full sprinkler systems and inspected by the local municipality.

» Expected benefits in Ontario include increased availability of housing options for consumers, increased tax base for municipalities, a minimized carbon footprint of building construction and job creation. » Use of Ontario/Canadian wood products is good for the economy and the environment. Ontario is confident that six-storey wood construction will be a safe, community-friendly option for midrise construction. And with an increasing planning emphasis on the need to build higher density, mixed-use communities in the GTA and across Ontario, woodframe buildings will provide yet another opportunity for builders, architects and designers to be creative with some innovative housing designs. Builders and developers in Ontario’s housing industry are excited about this new housing option for their customers and are already meeting with municipal planners to develop best practices to provide this form of housing in communities across the province. More housing choice, construction innovation and flexibility – great opportunities await with six-storey wood homes in Ontario.

Joe Vaccaro is CEO of the Ontario Home Builders’ Association, the voice of the residential construction industry in Ontario representing 4,000 member companies organized into 31 local associations across the province. The industry contributes more than $42 billion to Ontario’s economy, employing more than 325,000 people across the province.

2015 Home Builders’ Annual

ASPIRE FoR oPEN CoNCEPt DESIgNS thAt FEEl INtImAtE. What makes for good design? At Aspen Ridge, we believe itâ&#x20AC;&#x2122;s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir and savour in. When interiors not only have the best finishes, but the finishes that work best with your tastes. Trends fade. Styles change. But good design, it withstands the test of time. Itâ&#x20AC;&#x2122;s what you aspire for. Model Homes Now Open

aspenridgehomes.com

NOW OPEN: PICTURE-PERFECT MODELS IN BRADFORD It’s not just your dream home you’ll find at Dreamfields, but also your dream community. Just steps from home, you’ll find all the shopping you desire, incredible golf courses, breathtaking parks, convenient arenas and a wide variety of schools. Even commuting is a dream at Dreamfields, with Highway 400 right around the corner, GO Transit nearby and Highway 404 just minutes away.

I N

B R A D F O R D

DREAMFIELDS – 2 MODEL HOMES TO VIEW 29 McCann Crescent, Bradford 45' Singles from the $600’s 905.552.0678 • aspenridgehomes.com

ASPIRE to gREAt DESIgN.

ASPIRE MODERN TOWNHOMES IN RICHMOND HILL. Kettle Lakes Club is exhilarating – not only for its incredible location, but also for its fresh design. The spectacular new MOTO Modern Towns is the ﬁrst low-rise, ultra-modern community Aspen Ridge has ever built. This trendsetting new townhome style captures the very best of ultra-urban downtown design and integrates it gracefully into the natural surroundings. A select number of ravine lots in this inspired new enclave back onto the conservation area. The stylish urbanity of Richmond Hill has ﬁnally met its match.

RICHMOND HILL – MODEL HOMES TO VIEW Bayview just north of Stouffville Road Modern Towns from the $700’s 289.234.1064

ASPIRE to gREAt DESIgN.

aspenridgehomes.com 18

2015 Home Builders’ Annual

Market Report

Trends in lowrise homes in the GTA by WAYNE KARL

TOWNHOMES, SEMIS, SINGLES… What are the trends in new lowrise homes in the GTA? Where can you buy, and for how much? Location, location, location has always been the golden rule of real estate, but more and more, homebuyers are putting more stock into exactly what this means. Proximity to infrastructure and transit, for example, is becoming more important than ever. “Especially with regard to the Millenials, in their 20s and early 30s, people who are very particular about where they want to live,” says Dana Senagama, GTA senior market analyst for Canada Mortgage and Housing Corp. “Proximity to both work and play plays a role in their decision to live downtown.” There’s also more research providing valuable insight into the subject. Case in point, a recent report by the Pembina Institute and RBC that examined homebuyers’ preferences for home location in the GTA. The survey asked a series of questions to gauge respondents’ preferences for location-related attributes – such as walkability, commute times, home size, neighbourhood, home prices and transportation costs when making home location choices. The survey shows that a large house and spacious lot – the dream of many homebuyers – are not as important as living in a neighbourhood that is walkable, includes mixed-use features, is transit-connected and offers shorter commute times. GTA homebuyers would choose a more modestly sized home to enjoy these attributes. In fact, the survey shows a clear preference for location-efficient suburbs over those that are car-dependent. If you can afford a lowrise home as a first-time buyer, know that the market is a strong performer. In their Strategic Review of the GTA’s 2014 new home market, RealNet Canada Inc. and the Building Industry and Land Development Association (BILD) confirmed that lowrise prices hit record highs last year. This is thanks to the popularity of the housing type, but also provincial government policy. “Our analysis of the 2014 market and the story the numbers tell is frankly less about the year that just passed and more about a policy decision made by the

provincial government a decade ago,” says George Carras, president of RealNet. “The desire to curb sprawl and encourage intensification has led to the continued condominium boom in the 416, spiking home prices and a widening price gap between lowrise and highrise housing product.” The home price index for new lowrise homes in 2014 closed at a record high of $705,813 – up eight per cent from 2013. By comparison, the highrise price index was $454,476 – up four per cent. The price disparity between low- and highrise homes widened to a record $251,337 in 2014. Given these challenges with availability and rising costs, “townhomes are becoming the new singles,” Senagama says. Location is a personal preference with many factors, “but purely based on price, if you’re looking to buy a lowrise home, I would say the Durham region, especially in Oshawa and Whitby – those are areas where you’re still able to get in at a much more affordable price if you’re looking for a single-detached home. “The beauty of the GTA is that you can choose between different municipalities,” she says. “If you want to live in the downtown core, the price points are far outreaching for a lot of young, first-time buyer families – but perhaps you could buy a property in Milton at a much lower price. The good news is that there’s product choice out there, and different regions to explore.” 2015 Home Builders’ Annual

Condo Keen Youâ&#x20AC;&#x2122;ve outgrown your curfew and ready to start living 24/7. Experience it all in a Menkes condominium, at the intersection of wherever you desire.

Family Focused Soccer practice, hockey practice and family fun all year round. Menkes gives you the space to slow life down and grow roots in Georgetown and East Gwillimbury.

The Next in Your Low-rise Ready Youâ&#x20AC;&#x2122;ve been there, done that and stumbled upon your soulmate. Time to trade the city lights for patio lanterns, in a Menkes townhome conveniently close to the life of the city.

menkes.com 20

Freebirds Once Again

Chapter Life Storey

The kids have flown the roost and now you talk with them on Twitter. Time to migrate back to a carefree lifestyle in the city and enjoy Sunday brunchâ&#x20AC;Ś after that all-important lie-in.

Start Something New with Menkes For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Torontoâ&#x20AC;&#x2122;s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

Facebook.com/MenkesLife

@MenkesLife 21

THE EGliNToN

GiBsoN squarE

pEars

Coming Soon - This new condominium moves to the beat of one of the city’s most desirable neighbourhoods. Yonge & Eglinton Register now at menkes.com

Move In This Spring Yonge & Park Home North York 416.730.9722

Move In This Summer Avenue & Davenport Toronto 416.323.0100

HarBour plaza

faBrik

87 pETEr

365 CHurCH

Under Construction Harbour & York Toronto 416.591.7700

Under Construction Richmond & Spadina Toronto 416.591.7700

Construction Starting Peter & King Toronto 416.591.7700

Construction Starting Church & Carlton Toronto 416.591.7700

HomEToWN

HumBEr mEWs

DWEll CiTy ToWNs

Coming Soon Leslie & Green Lane East Gwillimbury Register now at menkes.com

Now Open Brown’s Line & Evans Etobicoke 416.259.2525

Now Open Burnhamthorpe & Hwy 427 Etobicoke 416.259.2525

THE ENClavEs of uppEr CaNaDa

Bloom

New Release Guelph & MacFarlane Georgetown 289.891.9103

Under Construction Bathurst & Finch North York 416.730.1600

2015 Home Builders’ Annual

Your life storey starts here with Menkes.

menkes.com

Legally Speaking

How to select a real estate lawyer by JAYSON SCHWARZ

NOT ALL LAWYERS ARE CREATED EQUAL. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area greater than another. Do not believe that the granting of a law degree instantly bestows knowledge of all laws on the head of a lawyer. The first thing you need to do to find a lawyer is the same thing you ought to be doing to find a home – research! Where do you look? Start with media and look in magazines (editor’s note – you already have your issue of The Home Builders’ Annual, so you’re off to a good start!), newspapers, the Internet, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. Generally, if a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients that come out of those seminars. Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable. Call the Law Society of Upper Canada, Lawyer Referral Service. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested. This just gets you someone in the area. You really need to check them out when referred. Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted. Who is making the referral? Is the referral coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you are comfortable with this issue before you hire someone.

Now to bring this back to the original idea, what you need to understand is that there are general law practitioners just like there are family doctors. What this means is that a lawyer may have a wide-ranging practice composed of many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/she understands any complicated offers and that he/she reviews them carefully, pointing out any problems. Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal. Remember, your lawyer is a very important part of the process, so take your time and find the right one.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries. 2015 Home Builders’ Annual

THE DANIELS CORPORATION BRINGS INTEGRITY, WE BUILD. YOU SEE OUR COMMITMENT TO

THE DANIELS CORPORATION IS ONE OF CANADA’S PRE-EMINENT BUILDERS/ DEVELOPERS, BUILDING MORE THAN 25,000 NEW HOMES ACROSS THE GREATER TORONTO AREA FOR 33 YEARS. Our motto “Love Where You Live” extends to every aspect of homebuilding, from the conception of each community to well after our homeowners move in. We put “people first” every step of the way and build for everyone, from those looking for rental accommodations to first-time homebuyers, growing families, empty-nesters and seniors. And through it all, each and every home is crafted with Daniels’ legendary quality and attention to detail. In 2015, we look forward to creating innovative homeownership opportunities in Toronto’s Regent Park, Erin Mills, Newmarket, Brampton and High Park as well as introducing a brand new way of living at Toronto’s vibrant East Bayfront. In addition, we will continue to expand our various corporate initiatives including our innovative programs that support urban agriculture, pioneering new approaches to décor and art in our condominium communities by supporting local artists, helping people achieve homeownership, championing neighbourhood initiatives that enhance residents’ quality of life, and supporting numerous charities and non-profit organizations. Most importantly, we continue to work hard to ensure our homeowners truly ‘love where they live’.

CREATIVITY AND VISION TO EVERY COMMUNITY EXCELLENCE IN EVERY EXQUISITE DETAIL. ON SALE DANIELS EVERMORE A limited collection of Ravine Lot Singles, Semis and Towns in Castlemore in Brampton. Towns from the low $400,000s Semis from the mid $500,000s Ravine lot singles from the low $700,000s 905.573.8792 DanielsEvermore.com

ONE PARK PLACE SOUTH TOWER Move in today in the heart of Toronto’s Downtown East. Suites from the mid $200,000s Towns from the mid $500,000s 416.955.0559 DanielsOneParkPlace.com

DANIELS ERIN MILLS Located in the heart of Erin Mills at Eglinton Ave and Erin Mills Pkwy. Suites from the mid $200,000s Urban Walk-Ups from $539,300 905.306.6996 DanielsErinMills.com

HIGHPARK CONDOMINIUMS Overlooking High Park in Bloor West Village. Move in this year! Suites from $299,900 416.351.1844 DanielsHighPark.com

HIGHLANDS PHASE TWO An exclusive collection of three bedroom townhomes surrounded by nature in Newmarket. Starting from the $490,000s 905.853.4443 DanielsHighlands.com

COMING SOON DANIELS BARTHOLOMEW Located in Downtown East, within the award-winning world-leading Regent Park revitalization. Suites from the low $200,000s Towns from the mid $500,000s 416.955.0559 DanielsBartholomew.com

OLIVIA MARIE GARDENS Condominium suites coming soon to the corner of Mississauga Road and Olivia Marie Road in Brampton. Condominium suites from the $300,000s to over $500,000 905.814.0123 OMGdaniels.com

DANIELS WATERFRONT CITY OF THE ARTS Redefining Toronto’s skyline, Daniels will change the waterfront forever. 416.221.3939 DanielsWaterfront.com

ENCORE PHASE TWO Your final opportunity to own a new Daniels townhome in Erin Mills, coming this fall. Fully-built walk-up condo towns from the mid $200,000s. Fully-built 2 & 3-storey towns from the low $500,000s 905.814.0123 DanielsEncore.com

For more information on Daniels Communities across the GTA visit www.DanielsHomes.ca Check us out on Twitter and Facebook Illustrations are artist’s concepts. Prices and specifications are subject to change without notice. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. Brokers Protected. E.&.O.E.

VE WHERE YOU LIVE LOVE WHERE YOU HOMECOMINGS ARE AYOU WAYLIVE ERE HAPPY YOU LIVE LOVE WHERE E LOVE WHERE YOU LIVE LOVE WHER OF LIFE AT DANIELS COMMUNITIES! ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER ERE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE LOVE WHER PROUD HOMEOWNER AT LEWIS HONEY TOWNS & SEMIS IN AURORA

FIRST-TIME HOMEOWNERS AT FIRSTHOME™LONG VALLEY PHASE ONE IN MISSISSAUGA

RESIDENT GARDENING COMMITTEE AT FIRSTHOME TM HAZELTON PLACE IN MISSISSAUGA

EXCITED HOMEOWNERS AT HIGHLANDS TOWNHOMES IN NEWMARKET

PROUD HOMEOWNER AT ONEPARK WEST CONDOMINIUMS IN TORONTO’S REGENT PARK

HAPPY HOMEOWNERS AT THE CHELSEA IN DANIELS NY TOWERS COMMUNITY

HAPPY HOMEOWNERS AT THE BURKEBROOK TOWN MANORS AT KILGOUR ESTATE

HAPPY HOMEOWNER AT PAINTBOX CONDOMINIUMS IN TORONTO’S REGENT PARK

JOYFUL HOMEOWNERS AT ONEPARK WEST URBAN TOWNHOMES IN TORONTO’S REGENT PARK

RESIDENT GARDENING COMMITTEE AT ONEPARK WEST CONDOMINIUMS IN TORONTO’S REGENT PARK

FOR MORE INFORMATION ON DANIELS COMMUNITIES ACROSS THE GTA VISIT: www.DanielsHomes.ca

See what our homeowners are saying 26

2015 Home Builders’ Annual

#lovewhereyoulive

OU LIVE E LOVE WHERE YOU LIVE LOVE WHER RE YOU LIVE LOVE WHERE YOU LIVE E RE YOU LIVE E LOVE RE YOU LIVE E LOVE WHERE YOU LIVE RE YOU LIVE E LOVE WHERE YOU LIVE RE YOU LIVE LOVE WHERE YOU LIVE E LOVE WHERE YOU LIVE RE YOU LIVE E LOVE WHERE YOU LIVE RE YOU LIVE E RE YOU LIVE E RE YOU LIVE LOVE WHERE YOU LIVE E RE YOU LIVE E LOVE WHERE YOU LIVE RE YOU LIVE E RE

Seek haven from the ordinary

Exciting things are happening at Rosehaven and 2015 is looking to be the best year ever to buy a new

Rosehaven home. You can anticipate new communities, new contemporary designs and new initiatives that have been created to get you into the home of your dreams in a community that reflects your lifestyle

aspirations at a price you can afford. For decades now, people have chosen Rosehaven homes for their own,

often very individual reasons. But if there is one overriding theme to the company’s success, it has been

our unique ability to satisfy the needs of those looking for something a few steps above the mainstream. When a home buyer decides on Rosehaven, we often find that they’re looking for more. They’re just not ready to settle for average, or middle-of-the-road, or just-good-enough. What they find in our homes and communities is a kind of haven from all those compromises that they aren’t prepared to make.

If you’re ready to seek haven from the ordinary, explore the homes offered in Rosehaven communities across the GTA and Southern Ontario

2015 Home Builders’ Annual

There’s a Rosehaven community just waiting for you to call home! LYON’S CREEK, CHIPPAWA YOU can afford the Niagara Lifestyle! Rosehaven has introduced Condominium Townhomes and also offers a limited selection of 36’ singles and 36’ wide freehold towns at Lyon’s Creek, right in the heart of everything that you love about Niagara living. Live in Chippawa’s finest location, five minutes from the QEW for trips to the big city and easy access to the border for shopping and low cost air travel. It’s the best of both worlds; a beautiful home at Lyon’s Creek in the perfect location.

GIBSON HEIGHTS, THOROLD Gibson Heights is now almost sold out, but there are still a limited collection of detached singles on 36’ and 30’ lots, freehold towns and 30’ attached singles. Gibson is surrounded by quaint shops, modern conveniences and only minutes to St. Catharines. Move in Ready homes are available so start packing and get moving. Act now before they are gone forever!

ON THE RIDGE, STONEY CREEK On The Ridge in Stoney Creek is offering 40’ & 35’ singles, and semis located in one of the most coveted settings in the entire Stoney Creek area. The site is situated just off Upper Centennial Parkway north of Highland Rd. West and south of Mud Street West. These spacious semis, and beautiful detached homes sport brick, stone and stucco exteriors – most with extra-deep back yards, designed for growing families, or for couples who just want space to spread out.

WATERDOWN MEADOWS, WATERDOWN Discover a limited collection of 35’ detached homes in the established neighbourhood of Waterdown Meadows. Enjoy the best of big city conveniences and small town charm at this exceptional central location. Shops, restaurants, parks, schools, libraries and more, all just steps away. There’s also easy access to the QEW, as well as highways 403 and 407, all of which get you to your destinations quickly. LYON’S CREEK - CHIPPAWA

URBAN TOWNDOMINIUMS - BRAMPTON ON THE RIDGE - STONEY CREEK

MOUNT PLEASANT, BRAMPTON The Neighbourhoods of Mount Pleasant is a community where everything is at your fingertips. Shopping, dining, banking, parks, schools, transit, library, and so much more is all within walking distance. Rosehaven is offering a stunning collection of stone, stucco and brick detached homes on 41’, 38’ and 30’ lots plus a selection of freehold towns.

URBAN TOWNDOMINIUMS IN MOUNT PLEASANT, BRAMPTON There is a new style of living in Mount Pleasant with Rosehaven’s Urban Towndominiums where home buyers are getting the best of both worlds – Condo living in an urban townhome design. Units range from 893 sq.ft. to over 1,200 sq.ft. and offer new contemporary living at the corner of Sandalwood Pkwy and Mississauga Rd.

LOTUS POINTE, CALEDON Move Up to Caledon, and move up to a new Rosehaven Home in Lotus Pointe. Rosehaven Homes is offering 36’ detached homes plus 2 & 3 storey freehold townhomes. Located at the cross roads of Old School Road and Hurontario Street within the Town of Caledon, you are moments away from galleries, antique markets and wine vineyards, hiking trails and conservation areas, but still feel connected to the city with easy access along Hwy 10 and 410.

COMMUNITIES

CHIPPAWA / NIAGARA

THOROLD

HERITAGE ESTATES - KLEINBURG

Rosehaven Platinum Communities

STONEY CREEK

WATERDOWN

RANDALL RESIDENCES, OAKVILLE

DREAMFIELDS, BRADFORD Rosehaven’s successful Dreamfields community in Bradford offers a limited selection of 45’ & 36’ singles. This community is the gateway to the region’s beaches, hiking and cycling trails, skiing, championship golf, waterways and fishing, snowmobiling, shopping, antiques and scenic drives. This coupled with its close proximity to Toronto and easy access to GO Transit, offers its residents proximity to nature and big city life that’s hard to find anywhere else.

The Randall Residences are a rare and radiant 36 suite condominium that will rebalance your priorities, reward your accomplishments and reconnect you with what is truly important in your life. Destined to be an architectural landmark, The Randall is setting a new benchmark for luxury in downtown Oakville. Inspired by the timeless elegance of Paris, the Randall Residences are the essence of Oakville, redefined.

BRAMPTON

CALEDON

BRADFORD

KLEINBURG HERITAGE ESTATES, KLEINBURG There isn’t a more idyllic setting for Rosehaven Platinum’s exclusive collection than the prestigious Village of Kleinburg! Here, old world charm melds with architectural beauty to create an enclave of truly outstanding estate homes from 3,900 to over 4,700 sq.ft. Inspired by Kleinburg’s rich country heritage, Rosehaven offers discerning homeowners an address of esteem and convenience. Moments away are the McMichael Art Gallery, the Doctor’s House, Avlyn Gardens restaurant, prominent golf courses, scenic parks and trails. Life at Kleinburg Heritage Estates celebrates a lifestyle infused with beauty and classic elegance.

PLATINUM COLLECTION

OAKVILLE KLEINBURG

COMING IN 2015

Visit

RosehavenHomes.com For directions, maps, hours and community information call our hotline (1-888/416) 410-0175 Information correct at press time. Photos are of actual Rosehaven homes. Renderings are artist concept. E. &. OE.

ANCASTER

BURLINGTON Contemporary Condominium Living

OAKVILLE

2015 Home Buildersâ&#x20AC;&#x2122; Annual

Trends 2015

2015

This year’s hottest trends are a real mash-up! You can see influences of the ‘70s, Scandinavian style and Mid-Century Modern mixed with tons of pattern and colour – it’s an interesting time in design! Here are 11 pieces currently on our wish list.

Shopping wish list

by SARA DUCK

3 4

2015 Home Builders’ Annual

6 8

9 11 10

1. Floral Print Anders Chair by Kate Spade Saturday. $719. westelm.com 2. SMEG Mixer in Pastel Blue. $550. westelm.com 3. Oslo Five-Piece Cutlery Set in Black. $75. chapters.indigo.ca 4. Underline Dinnerware. $5-$7. cb2.com 5. Paradigm Dining Table. $999. cb2.com 6. Eve Pendant. $249. crateandbarrel.ca 7. Sillerup Rug in Black and White. $149. ikea.ca 8. Graciosa Drum Accent Table in Brown. $170. pier1.ca 9. Canyon Vase. $60. cb2.com 10. Silk Bauble Pillow in Forest. $69. chapters.indigo.ca 11. Double-Sided Throw in Celery. $49. chapters.indigo.ca

26 NEW CONDO GUIDE | SEP 25 - OCT 9, 2010

2015 Home Buildersâ&#x20AC;&#x2122; Annual

LOOKING FOR A NEW HOME?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that ﬁts your lifestyle. Start searching now!

DOWNLOAD THE APP

GET STARTED NOW AT

NewHomeAndCondoGuide.ca

DESIGN IS EVERYTHING Averton Homes is one of that rare breed of national homebuilders â&#x20AC;&#x201C; a company with the vision and the drive to build new home communities from coast to coast. For over 50 years, Averton has completed over 100 residential projects and created over 10,000 homes and condominiums across North America, winning multiple awards for quality and design.

2015 Home Buildersâ&#x20AC;&#x2122; Annual

SIGNATURE QUALITY AND DESIGN With Averton now operating nationally, the vision that inspired the founders over 50 years ago has come to fruition. The company that was established in Toronto as a family-run business, grew steadily over five decades, from building single-family homes to entire communities in numerous markets throughout Southern Ontario where the company continues to be a prolific developer.

PICKERING - from the high $200’s Choose from an incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns and Urban Towns. All in a central location close to parks, shopping, schools and GO Transit.

BOWMANVILLE - from the low $400’s Welcome to an exclusive collection of luxurious new detached homes on 40’ lots with easy access to GO Transit, Highway 2, and the 401, plus miles of walking trails.

Learn more @

Averton.ca

ETOBICOKE - from the $260’s Tour our model suites today Move in quickly with a superb selection of suites in this spectacular completed boutique condominium now available for immediate occupancy and located steps from the subway.

KLEINBURG - from the low $600’s Enjoy living in one of three luxurious condominium villas in the historic Village of Kleinburg, offering luxurious suites ranging from 890 to 1,560 spacious sq. ft.

MOUNT ALBERT - from the low $500’s Tour our model homes today Savour small town life in this uniquely appealing collection of incredible detached homes on 33’ and 40’ lots, all in a spectacular Mount Albert.

NIAGARA-ON-THE-LAKE condominiums from the low $300’s, bungalows from the low $600’s Tour our model suites today & Model home Grand Opening April 2015 Luxury condominium living and just 20 detached bungalows in this exclusive new residential enclave set in the very heart of Canada’s prettiest town.

Tarion Report

Quality assurance

When buying new in Ontario, rest assured your warranty is backed by Tarion by HOWARD BOGACH WHEN BUYING A NEW HOME, there are many decisions to make: downtown or suburbs, two or three bedrooms, hardwood or laminate. But the one thing you don’t have to worry about is your new home’s construction. That’s because almost every new home and condo sold in Ontario comes with a builder’s warranty, backed by Tarion. The warranty process starts before your builder even breaks ground, and lasts for seven years from when your new home or condo is completed and ready for possession. Although it is often lumped into one warranty for simplicity’s sake, in reality, just about all new homes in Ontario come with deposit and delayed closing protection, in addition to three separate warranties that provide different types of coverage at different points in the life cycle of your home.

The delayed closing and occupancy provision means your builder guarantees that your home or condo will be ready for move in either by a date specified in the purchase agreement or by a date that has been properly extended if circumstances occur that delay your condo’s completion. In many cases, your builder will be required to compensate you if a delay occurs.

from your home’s date of possession. The two-year warranty protects against defects in work or materials in the electrical, plumbing and heating delivery and distribution systems owned by your unit. It continues to provide protection against violations of the Ontario Building Code that affect health and safety, and applies for two years beginning on the home’s date of possession. The seven-year warranty, referred to as the Major Structural Defect Warranty, provides coverage for any defect in work or materials that results in failure of a structural, load-bearing element of the building or one that would reduce the expected life span of a structural element. It also includes protection against a defect that adversely affects the use of the home.

The one-, two- and seven-year warranties begin when your home is complete and ready for possession. The one-year warranty covers defects in work and material, protects against unauthorized substitutions and ensures your home is fit for habitation and constructed according to the Ontario Building Code. The first-year warranty includes almost everything inside and outside your home that was provided by the builder, from flooring to drywall to heating and air conditioning systems, and is in place for one year

Howard Bogach is president and chief executive officer of Tarion Warranty Corp. For more information about how Tarion helps new-home and condo buyers, visit online at tarion.com or find them on Facebook at facebook.com/TarionWarrantyCorp.

Your deposit protection and delayed closing protection begins before you move in. Deposits are protected up to a maximum of $40,000 for freehold homes in the event that your builder goes bankrupt, breaches the purchase agreement or in situations where you are legally entitled to back out of the purchase agreement before closing.

2015 Home Builders’ Annual

Expert Panel

Location, lifestyle & plenty of options While the economy is expected to perform well in 2015, housing affordability is being increasingly tested. Location, lifestyle and housing type are expected to factor more in homebuyers’ decisions. We went to the experts – some of the GTA’s most experienced home builders – to help us answer the question: How should consumers weigh these considerations to make the best homebuying decision?

Thoughtful design, effective use of space Brad Carr President, Canada Mattamy Homes

“The lowrise industry can learn a lot from the highrise industry in terms of efficiency of design.” 44

2015 Home Builders’ Annual

he trends we’re seeing with our customers and the research we’ve done clearly suggest that the traditional North American idea of housing – big house on a big lot in suburbia – is nowhere near that simple anymore. It’s critically important in today’s world to focus on how you actually live, taking into account a whole host of considerations. First and foremost is the notion of thoughtfully designed homes, instead of just bigger homes. In terms of the interior design of the home, a key question for homebuyers is: how is space utilized within the home? I think of it as the “jewel-box theory” of design – if you think about a jewelry box, it’s very small but it uses the space within it extremely effectively; it’s highly organized. And so as we move away from these very large homes with big rooms, we move toward smaller homes but try and utilize the space much more effectively. A specific example is thinking about the transition from outside to inside. At Mattamy, we put a lot of thought into “stop-and-drop” spaces and landing areas coming into the home from the garage. It’s all about a constant evolving of the design to ensure that the primary functions of a home are preserved at an appropriate scale, while a lot of the secondary functions are reduced. Utility rooms, hallways and places where you don’t spend a lot of time become smaller, to ensure that there are still generous kitchens, Great Rooms and bedrooms – more of what people want and use in their home and less of what they don’t. The lowrise industry can learn a lot from the highrise industry in terms of efficiency of design. The way highrise units have maximized the usability of the square footage through really thoughtful design, is beginning to happen on the lowrise side. Homebuyers also need to think about all of the other places where certain aspects of family living take place. It’s no longer the case that the primary place where you raise your family is within the confines of your house and yard. You use the community and all the amenities around as part of that – whether it’s the local arena, park or library. A smaller home and yard, with all of the right amenities around it, are important considerations to weigh when thinking about housing needs. The best advice for homebuyers trying to weigh all these factors is that what your family really needs from a home and community is the most important thing. If you invest in location, thoughtful design and amenities – and not simply square footage – you’ll always be much better off.

T Affordability and lifestyle needs determine location Chris Wein President, Residential Great Gulf

“Location and lifestyle are key influencers when purchasing a home. As a homebuyer, it’s important to research your builder, location and neighbourhood where you want to live.”

his next year will be positive for Ontario. The world’s population is continuing to migrate to major urban centres, and we’re seeing a continued growth in major cities across North America. Employment opportunities, shorter commute times, culture, amenities, lifestyle and walkability are big factors as to why individuals and families are moving to the downtown core. Location and lifestyle are key influencers when purchasing a home. As a homebuyer, it’s important to research your builder, location and neighbourhood where you want to live. Determine what services and amenities are important, including schools, libraries, recreational facilities, parks, public transit, shopping centres, hospitals and other significant conveniences. It’s also important to understand costs and financing over the long term. Low interest rates provide more buyers the opportunity to participate in the housing market. Affordability and lifestyle needs will determine the type of housing and locations people desire. For those wanting to live in downtown condos to be close to work, the vibrant cultural and arts scene, a car becomes less relevant because of walkability and access to public transit. The cost savings of operating a car can be allocated to both the required down payment and on-going mortgage obligations. This allows couples and families to build equity in their home as opposed to funding a depreciating asset such as a car. Condominiums often provide many shared amenities, including gyms, pools, indoor/outdoor lounges and gardens that can enhance the urban lifestyle and minimize additional costs for club memberships. For those who prefer to purchase in the suburban communities throughout the 905, community services and amenities are becoming an increasingly important factor in choosing a location. Transit is also a huge consideration when selecting a suburban community, in order to facilitate affordable and convenient access to the downtown employment centres. With increased suburban intensification, public transit can be extended due to increased ridership. The anticipated completion of the subway extension into the 905, the Mississauga Transitway (a bus rapid transit link), SmartTrack and Metrolinx transit epicentre in Etobicoke are just some plans to improve public transit in the GTA providing more options for desirable communities. It’s important to look for spaces where people can thrive and be happy. Employment, education, walkability, transit, density, culture and diversity are the factors that create a great city. Buyers should consider these factors when choosing a location in order to ensure you make a solid investment in their new home.

continued on pg. 48

MEET OUR HERO

Gabriel

GABRIEL WAS SIX AND A HALF MONTHS OLD WHEN HE developed a fever and flu-like symptoms. After seeing his pediatrician, Gabriel went to a local hospital to undergo bloodwork which showed that his red blood cells were extremely low, and his white cell count, extremely high – an indication of blood cancer. Fearing leukemia, he was rushed by ambulance to the Hospital for Sick Children (SickKids). That night, April 23, 2012, Gabriel was diagnosed with infantile acute lymphoblastic leukemia. Gabriel spent the next six months almost entirely at SickKids since his condition required extremely close monitoring. Acute lymphoblastic leukemia (ALL) is a cancer of the white blood cells characterized by excess lymphoblasts. Malignant, immature white blood cells continuously multiply and are overproduced in the bone marrow. Normal cells like red blood and platelets are under produced which can ultimately result in organ failure and death if not detected early. ALL is the most common blood cancer in childhood with a peak incidence at two to five years of age and another peak in old age. Infant ALL represents about two per cent of all paediatric cancer and is much harder to treat than childhood leukemia. Doctors told the family that Gabriel’s condition was extremely serious. Upon diagnosis he was already very sick. His healthcare team indicated that survival rates for this type of cancer are documented at less than 50%. Gabriel experienced several long and intensive chemotherapy cycles. The first four cycles included chemotherapy that could only be given in-hospital.

Upon completion, Gabriel was sent home to continue his treatment mostly as an outpatient. Nearly one hundred days before Gabriel finished treatment, the cancer returned. He was readmitted to the hospital and spent eight months undergoing an even more intensive chemotherapy regimen including radiation. In June 2014, Gabriel was fortunate enough to receive a bone marrow transplant from his older sibling. Since returning home in August, Gabriel has been in isolation due to his immune compromised state. Gabriel is making a slow and steady recovery. His kidneys, which suffered significant damage as a result of his life-saving treatment, have begun to heal, with the hopes that he will recover to optimal health. “This has been a long journey and SickKids has been there every step of the way. The hospital became our home and the staff our extended family. It is a very lonely existence when you hear the words ‘your child is sick’, and SickKids took care of our entire family. The SickKids team enabled us to keep moving forward during a marathon that required a sprint finish. Gabriel’s team took a holistic approach to his care. While all were focussed on saving his life, it was never forgotten that Gabriel was still a child who needed normal childhood experiences. SickKids is a place where Gabriel felt safe, where he made many friends and participated in fun programs and activities. SickKids hospital provided us with a community that we will always be part of.” – Asaph, Gabriel’s dad.

WHY SICKKIDS? 1

In Canada, approximately 1,400 children are diagnosed with cancer each year and leukemia is the most common form. Last year, SickKids provided care to approximately 100 children with leukemia.

In 2011, Dr. David Malkin and his SickKids team developed a new approach for early cancer detection in patients at high risk for the disease. This “Toronto protocol” has so far led to a 100% survival rate among the patients and is now being used by doctors around the world.

BUILDERS HELPING TO HEAL Yellow Pages NextHome, the publisher of New Home Guide, New Home & Condo Guide and New Condo Guide, is teaming up with builders and their suppliers to help raise money for SickKids. The following companies have contributed generously to help give Ontario’s children the world-class care they deserve. These pages honour these special people, and we thank them for their generous support.

Leaders, a program at SickKids which draws on the support of more than 150 volunteers over 30 industry sectors. www.sickkidsleaders.com

Builders Helping to Heal and Friends of the Industry are Yellow Pages NextHome initiatives stemming from SickKids

Readers looking to support SickKids can go to www.sickkidsleaders.com

Again, we thank our generous sponsors and appreciate their ongoing commitment. These companies not only build housing, but they support the families in the communities in which they build.

GOLD SPONSORS

PLATINUM SPONSORS

www.bazis.ca

www.lashgroup.ca

www.heathwood.com www.averton.ca

SILVER SPONSORS

www.fieldgatehomes.com

www.spallaccigroup.com

www.primonthomes.com

www.starlanehomes.com

Expert Panel

Refine your home search or broaden your target areas Jim Andrews Director of Sales and Marketing Fieldgate Homes

“If the location is the true determining factor, then the housing type may need to be modified in order to meet the location and transit criteria.”

2015 Home Builders’ Annual

he first step, to save time – and possibly disappointment – buyers today should visit their bank and speak with a mortgage representative before beginning their home search. This way, they can determine the amount for which they qualify and create a more accurate picture of what they can afford. While location is the most important factor to the majority of buyers, there are a number of other vital factors to consider in finding the home that will meet all of your family’s needs. Homebuyers need to establish the size and type of home they want, and search in the areas that meet those desires within the approved amount. If your desired home sizes and styles conflict with location, you may need to compromise. In this situation, take time to reflect upon your priorities, and either refine your search to include homes with smaller square footage, or broaden your search areas to include additional locations. We see these types of compromises all the time. For example, a growing family in need of more space may have to drive further out from their first choice location in order to afford the housing type they’re looking for. For the first-time buyer, the same holds true as far as location and affordability. If the location is the true determining factor, then the housing type may need to be modified in order to meet the location and transit criteria. You also need to look at your overall living expenses, and the impact your new home purchase will have. Does their preferred location require an additional vehicle, and if so, what are the costs associated? Is transit close by? And what are the savings of this proximity? These are just a few of the factors you’ll need to consider, as you may be able to find more money to put towards your ideal home and location by making changes in your overall budget. As a part of the budget calculation, buyers should also consider the benefits of purchasing a new home over a resale home. New homes have warranty protection that resale homes do not, and with all components being new, it will be a long time before a roof or furnace will need to be replaced. When you factor in these savings on future maintenance, you may be able to be a little more flexible on your price range when purchasing. The greatest advantage for today’s buyers is that they have lots of available choices, and there are many reputable builders creating high quality communities to accommodate your needs. If you do your homework, creating a realistic budget based on needs and priorities, you’ll be sure to find a home your family will love for years to come.

Location, location, location more appropriate than ever Mimi Ng Vice-President, Sales and Marketing Menkes

“For many buyers, their location choice is both important and complex. Where you choose to live governs proximity to work, distance to family and friends, ease of access to shopping, entertainment and community services, and even the school district for your children.”

he old saying about “location, location, location” has always rang true in real estate, and this year I think it is more appropriate than ever. For homebuyers in the Toronto marketplace today, location needs to be their number one consideration. For many buyers, their location choice is both important and complex. Where you choose to live governs proximity to work, distance to family and friends, ease of access to shopping, entertainment and community services, and even the school district for your children. Housing experts often talk about the “lifestyle” factor in the homebuying decision process, but the connection that some people tend to overlook is that location is ultimately the key driver of lifestyle and quality of life. The location of your home will determine if you are within walking distance of basic shopping and services, if you have access to high quality transit options, or how long you will have to spend in your car travelling to places. As the population of the Greater Toronto Area continues to grow, traffic congestion and commuting times will impact our daily lives more and more. For anyone looking to be buy a home this year, I would urge them to not just think about whether the location works for you from a commuting and travel perspective today, but to think ahead five or 10 years. Will this neighbourhood become more transit friendly? Are there any transportation infrastructure improvements in the works? If your commuting time were to increase in the future, how much more time would be acceptable? Obviously, buyers cannot ignore the affordability factor in their homebuying decision. But in today’s housing market, the most effective strategy for many potential purchasers may be to make location their top priority and to try to buy the best location possible within their financial means. 2015 Home Builders’ Annual

Expert Panel

‘Drive until you qualify’ doesn’t always apply Paul A. Golini Jr. Co-Founder and Executive Vice-President, Industry Relations, Empire Communities

“In our industry there’s a saying, ‘you drive until you qualify,’ which is based on the size of the mortgage you can afford as you move further away from the GTA.”

2015 Home Builders’ Annual

omebuyers need to determine which factors are most important to them in finding the right home. Is it important to be able to walk to work? On the other hand, would you mind commuting if it means you’ll have a detached home with a backyard? Or, are you looking for low maintenance and on-site amenities? These are all important questions to ask and go back to the factors of location, lifestyle and housing type. Location is one of the strongest determining factors when one considers transit challenges and people’s preferences. There is a segment that embraces the work/live/play/shop lifestyle and opts to live in the downtown core. They often abandon the car until the weekend, because they can take transit, the streetcar or walk to work. Location is also important to the person who drives to work and will continue doing so if it means they’ll have a bigger house or a lot. In our industry, there’s a saying that “You drive until you qualify,” which is based on the size of the mortgage you can afford as you move further away from the GTA. Lifestyle has increasingly become a significant factor in the condo market, because we see that people are spending less time at home and more time at work or outside of their home, whether it’s for entertainment or going to the gym. These purchasers are okay with a smaller form of housing where little maintenance is required. The driver for housing type is often density. Some people want to be close to their neighbours, and living in a condo gives them the chance to meet in the gym, at the pool or even in the elevator. In a lowrise community, there is more privacy due to less density, but it doesn’t mean you can’t meet your neighbours at the nearby park or walking trail. If someone is determined to fulfill their dream of the white picket fence, they may be driven further outside the core. Alternatively, they can go the route of a townhome, which is a great way to enter the housing market. Once you determine which of these three factors are the most important to you as well as what you are able to afford, they can then act as a filter to direct your homebuying decision.

Making homeownership more attainable Simona Annibale Vice-President, Marketing The Daniels Corporation

“Today’s consumers have a lot of help with respect to housing affordability. Working with a mortgage representative to get preapproved early in your search translates to knowing what you can afford, which helps you narrow your search field.”

hopping for a new home is exciting, yet can seem overwhelming. Development across the Greater Toronto Area is growing at an astronomical rate, meaning shoppers have phenomenal choice. It also means you have to streamline your criteria to zero in on the best available options. I see affordability, location and builder reputation as three priorities in making a good decision. Today’s consumers have a lot of help with respect to housing affordability. Working with a mortgage representative to get pre-approved early in your search translates to knowing what you can afford, which helps you narrow your search field. Be sure to understand the mortgage rates being offered, and what your closing costs will be. Ask sales representatives if the builders have programs in place to help make homeownership more attainable. For example, at One Park Place South Tower in Regent Park, we offer the First Home BOOST, which provides an interest-free, payment-free loan for an additional 10 per cent of the purchase price, turning a five-per-cent deposit into a 15-per-cent down payment. As for location, your choices are amazing. Look at Toronto, which is called “the city of neighbourhoods” because of the strength, vitality and diversity of its unique communities. Research accessibility to public transportation and highways, especially with regard to your work commute. Are there schools, recreational facilities and amenities nearby? And, you may also want to consider up-and-coming communities that offer tremendous value such as Regent Park in Toronto’s downtown east, and Toronto’s East Bayfront. I list builder reputation in my top three, because when making the decision for one of the biggest purchases of your life, you want to buy with confidence. Do your homework. Research builders’ track records, construction quality, after-sales service and customer care. Read their builder histories, visit previous communities they have created, and ask people you know who have purchased from them in the past. All of these considerations should be taken as part of the bigger picture, which is finding the right home for you – and if you’re thinking new, you’re already on the right track. 2015 Home Builders’ Annual

Expert Panel

Improving overall choice for consumers Steve Deveaux Vice-President, Land Development, Tribute Communities Chair, Building Industry and Land Development Association

“Living near work is something people are increasingly searching for and the more options they have to cut back commute times, the better. Homebuyers look for amenities that allow them to live, work and play in their community.” 52

2015 Home Builders’ Annual

uying a new home is a big decision. Location, lifestyle and choosing the right type of home are definitely some of the top considerations we hear from new homebuyers across the GTA and from our Tribute Communities homeowners. We also know that price is a major factor in the decisionmaking process. I think it’s important to have a team of advisors who can help to determine what you can afford and the neighbourhood that fits your lifestyle so you can find the home that’s right for you. Location is a big factor and it is tied to lifestyle. Living near work is something people are increasingly searching for and the more options they have to cut back commute times, the better. Homebuyers look for amenities that allow them to live, work and play in their community. Growing families have different needs than downsizers and young professionals have different needs than the baby boomers and the echo generation, who are having their kids later and are looking for more space. As BILD Chair, I am often asked about the market and how the future looks. We know that the new home market in the GTA is strong and robust. The new home and land development industry, which created 177,000 jobs, generating more than $10 billion in wages last year, produces the 35,000 new homes needed to respond to the immigration, housing formation and demographic demand of up to 100,000 people and 50,000 jobs that come here every year. While the market has been strong for over a decade, it has masked some growing problems like deteriorating affordability, fewer choices in housing types and a regional transportation system that needs to be upgraded. A recent report by TD Bank echoed what our industry has been saying for years and pointed to aligning growth and transportation policies as one solution that can make a big impact. There’s no easy answer but we are working on improving overall choice for consumers so that when they decide it’s time, they can find a place to call home in the GTA.

2015

GTA Home Builders’ Annual Roster 2015 Home Builders’ Annual

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IFC

Fieldgate Development & Construction 5400 Yonge St., Second Floor Toronto, Ontario M2N 5R5 416-227-2220 | www.fieldgatehomes.com

Monarch Corporation 2550 Victoria Park Ave., Suite 200 Toronto, Ontario M2J 5A9 416-491-7440 www.monarchgroup.net

Great Gulf 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416-449-1340 www.greatgulf.com

Acorn Development Corporation, The* 3520 Pharmacy Ave., Suite 2 Scarborough, Ontario M1W 2T8 416-499-4900 | www.acornhomes.ca

Bachly Construction 27 Nixon Rd. Bolton, Ontario L7E 1J7 905-951-3100 | www.bachly.com

Beaverhall Homes* 40 Vogell Rd., Suite 17 Richmond Hill, Ontario L4B 3N6 905-770-9983 | www.beaverhall.com

Alliance Homes Inc. 71 Marycroft Ave., Suites 28 & 29 Woodbridge, Ontario L4L 5Y6 905-761-7086 | www.alliancehomes.ca

Baghai Development Ltd. 1131 A Leslie St., Suite 220 Toronto, Ontario M3C 2K6 416-449-5994 | www.shanebaghai.ca

Belpark Homes Inc. 160 Applewood Cres., Suite 29 Concord, Ontario L4K 4H2 905-760-0507

Alterra Group of Companies, The* 920 Yonge St., Suite 1000 Toronto, Ontario M4W 3C7 416-964-1800 | www.alterra.com

Ballantry Homes Inc.* 20 Cachet Wood Court., Suite 6 Markham, Ontario L6C 3G1 905-887-7100 | www.ballantryhomes.com

Bellport Homes 115 Woodstream Blvd. Unit 13 Woodbridge, ON L4L 8K5 905-851-7893 | www.bellporthomes.ca

AMR Homes 4305 Fairview St., Suite 216 Burlington, Ontario L7L 6E6 289-288-0295 | www.amrhomes.ca

Ballygarven Homes 186 Matthew Boyd Crescent, Newmarket, ON L3X 3C7 (905) 853-2904 | www.ballygarvenhomes.com

Belsito Homes 48 Pike Rd. Oakville, Ontario L6H 6C3 905-257-6740

Andrin Ltd.* 26 Lesmill Rd., Suite 3 Toronto, Ontario M3B 2T5 416-733-3128 | www.andrinhomes.com

Ballymore Building Corporation* 12840 Yonge St., Suite 200 Richmond Hill, Ontario L4E 4H1 905-773-1048 | www.ballymorehomes.com

Berkley Homes 20 Rivermede Rd., Suite 204 Concord, Ontario L4K 3N3 905-669-8399 | www.berkleyhomes.ca

Aragon Development (Ontario) Ltd. 101 – 262 Carlaw Ave. Toronto, ON. M4M 3L1 416-531-6361 | www.aragon.ca

Baycliffe Homes Inc. 1 Ashbridge Circle, Suite 3C Woodbridge, Ontario L4L 3R5 905-264-2229 | www.baycliffehomes.com

Berkshire Homes 26 Lesmill Rd., Unit 1A Toronto, Ontario M3B 2T5 416-485-7860 | www.berkshirenewhomes.ca

Arista Homes Ltd.* 600 Applewood Cres. Vaughan, Ontario L4K 4B4 905-660-5000 | www.aristahomes.com

Batavia Homes 15 Mayfield Cres. Whitby, Ontario L1N 8P4 905-493-1028 | www.bataviahomes.ca

Best Homes 221 Helen Ave. Markham, Ontario L3R 1J7 905-479-9600 | www.besthomescanada.com

Armour Heights Developments 81 Zenway Blvd., Suite 24 Vaughan, Ontario L4H 0S5 905-303-7800 | www.armourhd.com

Baycrest Homes 668 Millway Ave., Suite 10 Concord, Ontario L4K 3V2 905-326-3200

Boddy, John Developments Ltd. 409 Kingston Rd. W. Ajax, Ontario L1S 6L7 905-428-1000 | www.johnboddyhomes.com

Aspen Ridge Homes Ltd.* 29 Floral Pkwy. Concord, Ontario L4K 5C5 905-669-9292 | www.aspenridgehomes.com

Bayfield Homes 4300 Steeles Ave. W., Suite 15 Woodbridge Ontario L4L 4C2 905-851-8889 | www.bayfieldhomes.ca

Bond Homes Ltd. 370 Queen St. S. Mississauga, Ontario L5M 1M2 905-812-2172 | www.bondhomes.ca

Averton Homes* 161 Pennsylvania Ave., Suite #5 Vaughan, Ontario L4K 1C3 416-740-5544 | www.averton.ca

Bayview-Wellington Homes* 111 Creditstone Rd. Concord, Ontario L4K 1N3 905-669-4133 | www.bwhomes.ca

Bradley Homes 2144 Taggart Court Innisfil, ON L9S 0C4 705-431-8859 | www.bradleyhomes.ca

B.G. Schickedanz Homes Inc. 3100 Steeles Ave. W., Suite 500 Vaughan, Ontario L4K 4Y4 905-695-1953 | www.bgshomes.com

Baywood Homes 1140 Sheppard Ave. W., Suite 13 North York, Ontario M3K 2A2 416-633-7333 | www.baywoodhomes.com

Brandy Lane Homes* 4580 Dufferin St., Suite 307 Toronto, Ontario M3H 5Y2 416-636-4111 | www.brandylanehomes.com

2015 Home Builders’ Annual

16&IBC

Aspen Ridge Homes Ltd. 29 Floral Pkwy. Concord, Ontario L4K 5C5 905-669-9292 www.aspenridgehomes.com

Menkes Developments Inc. 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416-491-2222 www.menkes.com

Daniels Corporation, The 20 Queen St. W., Suite 3400 Toronto, Ontario M5H 3R3 416-598-2129 www.danielshomes.ca

Branthaven Homes* 720 Oval Crt. Burlington, Ontario L7L 1A9 905-333-8364 | www.branthaven.com

CanAlfa* 80 Lynn Williams St. Toronto, Ontario M6K 3R6 416-537-2321 | www.liveinliberty.com

Colonial Woods 3200 Dufferin, North York, ON M6A 3B2 416-256-3890 | www.colonialwoodshomes.com

Bremont Homes Corporation 4908 Hwy 7, Vaughan, ON L4L 1S8 905-266-1851 | www.bremonthomes.com

Canvas Group Of Companies 100 Strada Dr, Suite 1, Vaughan, ON L4L 5V7 www.canvasdevelopments.ca

Brenner Construction 112 Jennifer Cres. Sharon, Ontario L0G 1V0 905-478-2058 Briarwood Homes 636 Edwards Avenue, Suite 14 Richmond Hill, Ontario L4C 0V4 905.737.4477 | www.briarwoodhomes.ca Broadway Homes 7501 Keele St., Suite 101 Vaughan, Ontario L4K 1Y2 905-761-9072 | www.broadwayhomes.com Brookfield Homes (Ontario) Ltd.* 7303 Warden Ave., Suite 100 Markham, Ontario L3R 5Y6 905-477-5111 | www.brookfieldhomes.ca Brookstone Homes 115 Sheppard Ave. W. Toronto, Ontario M2N 1M7 416-222-0932 | www.brookstonehomes.ca Build Toronto Inc. 200 King St. W., Suite 200 Toronto, Ontario M5H 3T4 416-981-3889 | www.buildtoronto.ca Cachet Estate Homes Inc. 361 Connie Cres., Suite 200 Concord, Ontario L4K 5R2 905-764-1983 | www.cachethomes.com Cadorin Homes 189 Maplehurst Avenue Toronto, ON M2N 3C1 416-782-6002 | www.cadorinhomes.com Caliber Homes Inc. 51 Royson Rd., Suite 8 Woodbridge, Ontario L4L 8P9 905-264-0100 | www.caliberhomes.ca

Centra Homes 125 Norfinch Drive, Suite 201, Toronto, ON M3N 1W8 (416) 514-2726 | centra-homes.ca Charleston Homes 143 Dennis St., P.O. Box 760 Rockwood, Ontario N0B 2K0 519-856-4054 | www.charlestonhomes.ca Chateau Fine Homes 94 Brockport Dr. Etobicoke, Ontario M9W 5C5 416-201-9912 Chestnut Hill Homes 150 Ferrand Dr., Suite 801, Toronto M3C 3E5 416-499-9995 | www.chestnuthilldevelopments.com Christina Homes 85 Kilkenny Trail Bradford, Ontario L3Z 5C5 905-778-1600 | www.christinahomesltd.com City Homes 1333 Boundary Rd., Suite 4-A Oshawa, Ontario L1J 6Z7 905-723-2815 | www.mycityhome.ca Clemmensen & Associates Ltd. 17 Oakland Ave. Weston, Ontario M9M 2H9 416-747-6266 Colewood Construction Ltd. 313 Horner Ave. Toronto, Ontario M8W 1Z5 416-251-3486

Consar Development Inc 725 10th Line Collingwood, Ontario L9Y 5H4 705-503-1881 | www.myredmaple.ca Conservatory Group, The* 90 Tiverton Crt. Suite 200, Markham, Ontario L3R 9V2 905-477-7609 | www.conservatorygroup.com Coram Construction Group 200 Ronson Dr., Suite 305 Etobicoke, Ontario M9W 5Z9 416-243-9019 | www.coram.com Coscorp Inc. 6625 Kitimat Rd., Suite 58 Mississauga, ON L5N 6J1 905-821-3666 | www.cosCorporationca Cosmopolitan Homes 120 West Beaver Creek Rd Unit 19 Richmond Hill, ON L4B 1L2 905-762-1800 | www.cosmopolitanhomes.ca Coughlan Homes 2700 Audley Rd. N. Ajax, Ontario L1Z 1T7 905-427-7703 | www.coughlanhomes.com Country Glen Homes 4000 Steeles Ave. W., Suite 203 Woodbridge, Ontario L4L 4V9 905-851-9367 Country Homes 111 Strada Drive Woodbridge, ON L4L 5V9 416-213-7191 | www.countryhomes.ca CountryWide Homes Ltd.* 1500 Hwy. 7 Concord, Ontario L4K 5Y4 905-907-1500 | www.countrywidehomes.ca Coventry Homes 1315 Lawrence Ave East Suite 308 Toronto, On M3A 3R3 416-385-3648

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today! 2015 Home Buildersâ&#x20AC;&#x2122; Annual

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Rosehaven Homes Ltd. 145 Reynolds St., Suite 300 Oakville, Ontario L6J 0A7 905-849-1166 www.rosehavenhomes.com

Tribute Communities 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905-839-3500 www.tributecommunities.com

CountryWide Homes Ltd. 1500 Hwy. 7 Concord, Ontario L4K 5Y4 905-907-1500 www.countrywidehomes.ca

Crystal Glen Homes (2000) Inc. 418 Hanlan Rd., Suite 3 Woodbridge, Ontario L4L 4Z1 905-856-7666 | www.crystalglenhomes.com

DeNoble Homes 600 Euclid St., Suite 5 Whitby, Ontario L1N 5C2 905-444-9668 | www.denoblehomes.com

Dunbury Homes Ltd. 325 Denison St. Markham, Ontario L3R 1B7 905-474-3600 | www.dunburyhomes.com

Dalerose Country 64 Broadway Ave. Orangeville, Ontario L9W 1V9 519-938-8417 | www.dalerosehomes.ca

Desini Fine Homes Inc. 20 Craighurst Ave. Toronto, Ontario M4R 1J8 416-238-1254 | www.desini.ca

Dunpar Developments Inc.* 105 Six Point Rd. Etobicoke, Ontario M8Z 2X3 416-236-9800 | www.dunparhomes.com

Daniels Corporation, The* 20 Queen St. W., Suite 3400 Toronto, Ontario M5H 3R3 416-598-2129 | www.danielshomes.ca

Desousa Homes Inc. 1122 Brock St. S. Whitby, Ontario L1N 4L9 905-668-2331 | www.desousahomes.com

Dunsire Developments* 465 Phillip St , Waterloo, ON N2L 6C7 1-888-519-2346 106

Darcel Developers 3625 Dufferin St., Suite 105 North York, Ontario M3K 1Z2 416-638-3111 | www.darcelhomes.com

Devonleigh Homes Inc. P.O. Box 70, Stn A Orangeville, Ontario L9W 2Z5 519-942-3311 | www.devonleighhomes.com

Dawn Victoria Homes 1550 Yorkton Court, Unit 18 Burlington, Ontario, L7P 5B7 905-637-1777 | www.dawnvictoria.ca

DeZen Homes 23 Windsor St. Etobicoke, Ontario M8Y 2V9 416-255-0890 | www.dezenhomes.com

Decade Group* 1806 Avenue Road, Suite 2; Toronto, ON, M5M 3Z1 416-781-0623 | www.decadegroup.ca

Diam Developments 199 Advanced Blvd. Suite 212 Brampton, Ontario L6T4N2 905-799-3003

Delco Management 100 York Boulevard suite 401 Richmond Hill, Ontario L4B 1J8 www.villagecreekhomes.com

Di Battista Gambin Developments 1090 Dundas St. E., Suite 201 Mississauga, Ontario L4Y 2B8 905-615-0300

Delmark Homes 389 Disette Street, Unit 1 Bradford, Ontario L3Z 3G9 905-775-5033 | www.delmarkhomes.com

Di Blasio Homes 6620 Rothschild Trail Mississauga, Ontario L5W 0A6 905-565-9844 | www.diblasiohomes.com

Delpark Homes* 11685 Yonge Street Suite A 304 Richmond Hill, ON L4E, 0K7 416-309-2009 | delparkhomes.com

Dorsay Development Corporation 150 York St., Suite 1701 Toronto, Ontario M5H 3S5 416-368-1460 | www.dorsay.ca

DelRidge Homes Inc. 7800 Kennedy Rd., Suite 102 Markham, ON L3R 2C7 905-479-5448 | www.delridgehomes.com

Double Oak Homes/First Edition Homes 2121 Olde Baseline Rd. Caledon, Ontario L7C 0K7 905-838-0550

Democrat Homes Ltd.* 155 Romina Dr. Thornhill, Ontario L4K 4Z9 905-532-9230 | www.democrathomes.com

Dreamland Homes Construction 1310 Kerrisdale Blvd., Suite 100 Newmarket, Ontario L3Y 8V6 905-657-4663 | www.dreamlandhomes.ca

2015 Home Buildersâ&#x20AC;&#x2122; Annual

Durham Homes 200 Bond St. W., Suite 201 Oshawa, Ontario L1J 2L7 905-576-8805 | www.kingswayforest.ca Eaglebay Estates 163 Buttermill Ave., Suite 9 Concord, Ontario L4K 3X8 905-660-5471 | www.eaglebayestates.com Eden Oak 1443 Hurontario St. Mississauga, Ontario L5G 3H5 905-274-5500 | www.edenoak.com Eldin Building Corporation 30 Wertheim Crt., Building A, Unit 3 Richmond Hill, Ontario L4B 1B9 905-731-5069 | www.eldin.ca Elm Development Corporation 1931 Highway 7, Concord, Ontario L4K 1V5 905-709-8232 | www.elmdevelopments.com Emer Developments Ltd. 5 Silver Springs Cres. Uxbridge, Ontario L9P 1R4 905-852-3129 | www.emerdevelopments.com Emery Homes 620 Wilson Ave., Suite 350 Toronto, Ontario M3K 1Z3 416-636-7200 | www.emeryhomes.net Empire Communities* 125 Villarboit Cres. Vaughan Ontario L4K 4K2 905-307-8102 | www.empirecommunities.com Emsatec Canada Inc. 940 Lansdowne Avenue, Suite 101 Toronto, Ontario M6H 3Z4 416.483.1066

Averton Homes 161 Pennsylvania Ave., Suite #5 Vaughan, Ontario L4K 1C3 416-740-5544 www.averton.ca

Lindvest 3625 Dufferin Street, Suite 200 Toronto, ON M3K 1Z2 416-635-7575 www.lindvest.com

Mattamy Homes Ltd. 2360 Bristol Circle Oakville, Ontario L6H 6M5 905-829-2424 www.mattamyhomes.com

Erin Mills Development 7501 Keele St., Suite 500 Concord, Ontario L4K 1Y2 416-736-1809

Firstview Homes 81 Zenway Blvd unit 14 Concord M9L 1X9 905-850-0022 | www.firstview.ca

Georgian International 85 Bayfield Street, Suite 500 Barrie, Ontario L4M 3A7 705-730-5900 | www.georgianinternational.com

Esquire Homes Inc. 145 Royal Crest Crt., Unit 20 Markham, Ontario L3R 9Z4 905-415-1880 | www.esquirehomes.ca

Forest Green Homes* 5332 Hwy. 7, Second Floor Woodbridge, Ontario L4L 1T3 905-850-8500 | www.forestgreenhomes.com

Geranium Corporation* 3190 Steeles Ave. E., Suite 300 Markham, Ontario L3R 1G9 905-477-1177 | www.geraniumhomes.com

Fairglen Homes Ltd. 10148 Warden Ave. Markham, Ontario L6C 1N3 905-887-4818 | www.fairglenhomes.com

Forest Hill Homes/State Building Group* 2700 Dufferin St., Suite 34 Toronto, Ontario M6B 4J3 416-787-0256 | www.foresthillhomes.ca

Glen Orchard Homes 6415 Northwest Dr., Suite 4 Mississauga, Ontario L4V 1X1 905-677-7207 | www.glenorchardhomes.com

Fairgate Homes P.O. Box 370 Stouffville, Ontario L4A 7Z6 905-642-1600 | www.fairgatehomes.com

Forum and Amandus Developments 291 Edgeley Blvd., Suite 1 Concord, Ontario L4K 3Z4 905-660-7859 | www.livinglifegroup.ca

Glen Rouge Homes 2061 McCowan Rd., Suite 203 Scarborough, Ontario M1S 3Y6 416-282-2296 | www.glenrougehomes.com

Falconcrest Homes 955 Wilson Ave., Unit 1 Toronto, Ontario M3K 2A8 416-638-5980 | www.falconcresthomes.com

Fourteen Estates Custom Home Builders 513 Westney S, Pickering, ON L1S 6W8 (905) 427-0390

Gold Park Homes 3300 Hwy. 7, Suite 400 Concord, Ontario L4K 4M3 905-760-9595 | www.goldparkhomes.com

Fandor Homes Inc. 68 Romina Dr. Concord, Ontario L4K 4Z7 905-669-5820 | www.fandorhomes.com

Frantom Homes Inc. 396 Chrislea Rd. Woodbridge, Ontario L4L 8A8 905-265-0540 | www.frantomhomes.com

Goldribbon Homes 5400 Yonge St., Suite 300 Toronto, Ontario M2N 5R5 416-623-1321 | www.goldribbonhomes.com

Farsight Homes* 117 Ringwood Drive Unit 18 Stouffville, ON L4A 8C1 905-642-8383 | www.farsight.ca

Frederick G. Reynolds Group 2 Marina Drive Bobcaygeon, Ontario K0M 1A0 705-738-5555 | www.port32.com

Golfvest Communities (Sawmill Creek) Inc. 56 Aberfoyle Cres., Suite 500 Toronto, Ontario M8X 2W4 416-248-6206 | www.golfvest.com

Flato Group Inc. Head Office:* 3621 Highway 7 East, Suite 503, Markham, Ont. L3R 0G6 905-479-9292 | www.flatogroup.com

Garden Homes Inc.* 35 West Pearce St., Unit 9 Richmond Hill, Ontario L4B 3A9 905-882-2320 | www.gardenhomes.ca

Fernbrook Homes Ltd.* 2220 Hwy. 7 W., Unit 5 Concord, Ontario L4K 1W7 416-667-0447 | www.fernbrookhomes.com

Generation Homes 10034 Keele St. Maple, Ontario L6A 0J6 416-748-0098 | www.generationhomes.ca

Fieldgate Development & Construction* 5400 Yonge St., Second Floor Toronto, Ontario M2N 5R5 416-227-2220 | www.fieldgatehomes.com

Genesis Homes 1 Yorkdale Rd., Suite 214 Toronto, Ontario M6A 3A1 416-229-9757 | www.genesishomes.ca

Fifthshire Homes 241 Applewood Cres., Suite 3 Concord, Ontario L4K 4E6 905-660-7415 | www.fifthshire.com

Georgian Corporation 1175 Meyerside Dr., Suite 2 Mississauga, Ontario L5T-1H3 905-405-7272 | www.georgiangroup.com

Grajen Homes 140 Caster Ave. Vaughan, Ontario L4L 5Y7 905-850-2752 | www.grajenhomes.com Great Gulf* 3751 Victoria Park Ave. Toronto, Ontario M1W 3Z4 416-449-1340 | www.greatgulf.com Greenfield Quality Builders Inc. 132 Gorman Park Rd. Toronto, Ontario M3H 3K9 416-226-1020 | www.gqbhomes.com Greenland Group Canada 77 King St W, Toronto, ON M5K 2A1 416-640-0606 | www.kingbluecondos.com

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today! 2015 Home Buildersâ&#x20AC;&#x2122; Annual

Greenleaf Inv. Corporation 620 Wilson Ave., Suite 330 Toronto, Ontario M3K 1Z3 416-781-9101

Honeyfield Communities 333 Humberline Dr. Toronto ON, Canada M9W 5X3 416-675-4174 | www.honeyfield.ca

Kaneff Properties Ltd. 8501 Mississauga Rd., Suite 200 Brampton, Ontario L6Y 5G8 905-454-0221 | www.kaneff.com

Green Group 399-A Spadina Ave., Suite 1 Toronto, Ontario M5T 2G6 416-598-2811

Huntingwood Developments Ltd. 152 Dalemount Ave. Toronto, Ontario M6B 3C9 416-398-4552

Kantium Development & Construction 279 Sheppard Avenue West Toronto, ON M2N 1N5 416-915-0592 | www.kantium.ca

Greenpark Homes* 8700 Dufferin St. Vaughan, Ontario L4K 4S6 416-661-5329 | www.greenparkhomes.com

Hush Communities and Fine Homes 75 International Blvd, Suite 400 Toronto, Ontario M9W 6L9 416-987-6500 | www.hush.ca

Karvon Homes Ltd. 11 Sims Cres., Unit B Richmond Hill, Ontario L4B 1C9 905-764-1900 | www.karvonhomes.com

Greenvilla Homes 390 Edgeley Blvd., Vaughan, ON, L4K3Z6 905.761.8899 | www.greenvillahomes.com

Hyde Park Homes Ltd. 7 King St. E., Suite 911 Toronto, Ontario M5C 3C5 416-306-2283 | www.hydeparkhomes.com

Kerbel Group Inc. 26 Lesmill Rd., Suite 3 Toronto, Ontario M3B 2T5 416-733-2202

Icon Homes 70 Don Park Road, Unit 15 Markham, Ontario L3R1G4 905-470-0003

Kylemore Communities* 9980 Kennedy Rd, Suite 200 Markham, ON L6C 0M4 905-887-5799 | www.kylemorecommunities.com

Insoho Developments Inc.* 35 Alvin Ave, Toronto, ON M4T 2A7 416-920-8880 | www.insohodevelopments.com

LSJ Homes Ltd. 95 Barber Greene Rd., Suite 305 Don Mills, Ontario M3C 2A2 416-445-9920

Gregor Homes 120 Clapperton St., Barrie, Ontario, L4M 3G4 705-721-3354 | www.gregorhomes.com Greystone Homes 12830 Yonge St., Suite 202 Richmond Hill, Ontario L4E 4H1 905-313-0455 | www.greystonehomes.ca Habitat for Humanity Toronto 155 Bermondsey Rd Toronto, Ontario M4A 1X9 416-755-7353 | www.torontohabitat.on.ca Halminen Homes 1748 Baseline Rd. W. Suite 100 Courtice, Ontario L1E 2T1 905-436-2600 | www.halminenhomes.com Heathwood Group of Companies, The* 245 Yorkland Blvd., Suite 100 Toronto, Ontario M2J 4W9 416-490-1400 | www.heathwood.com Highcastle Homes 7600 Hwy. 27, Unit 1 Woodbridge, Ontario L4H 0P8 905-264-5565 | www.highcastlehomes.com Highmark Homes* 9000 Keele St., Unit 13 Concord, Ontario L4K 0B3 905-760-2631 | www.highmarkhomes.ca

2015 Home Buildersâ&#x20AC;&#x2122; Annual

Infinity Developments 2275 Upper Middle Road East, Suite 101 Oakville, Ontario L6H0C3 416-491-1171 | www.infinitydevelopment.ca Jeffery Homes 1200 Airport Blvd., Suite 201 Oshawa, Ontario L1J 8P5 905-433-4701 | www.jefferyhomes.com Jourdan Group Inc. 9 Woodlawn Ave. E. Toronto, Ontario M4T 1B9 416-920-0111 KCAP Laird Inc. 45 St. Clair Ave. West, Suite 1001 Toronto, ON M4V 1K9 416-306-2287 Kaitlin Group Ltd., The 28 Sandiford Dr., Suite 201 Stouffville, Ontario L4A 1L8 905-642-7050 | www.kaitlingroup.com

Lakeview Homes* 200 Bridgeland Ave. Toronto, Ontario M6A 1Z4 416-785-8172 | www.lakeviewhomesinc.com Lancaster Homes Inc. 9251 Yonge St., Suite 306 Richmond Hill, Ontario L4C 9T3 905-731-6099 | www.lancasterhomes.ca Lanterna Group Ltd. 25 Scarsdale Road Unit 7 North York, Ontario M3B 2R2 416-665-2020 | www.lanterna.ca Laurel View Homes Inc. 4001 Chesswood Dr. North York, Ontario M3J 2R8 416-635-6663 | www.laurelviewhomes.com Laurier Homes Ltd. 150 Connie Cres., Suite 4 Concord, Ontario L4K 1L9 905-738-2009 | www.laurierhomes.com

Lavandale Homes 2901 Bayview Avenue PO Box 91075 Bayview Village Willowdale, Ontario M2K 2Y6 416-603-7111 | www.lavendalehomes.com Lebovic Enterprises* P.O. Box 1240 Stouffville, Ontario L4A 8A2 905-640-7361 | www.lebovichomes.com Legend Creek Homes 1660 North Service Rd. E. Oakville L6H 7G3 905-849-1234 | www.legendcreekhomes.com Legend Homes Inc. 1660 North Service Rd. E., Suite 113 Oakville, Ontario L6H 7G3 905-849-1234 | www.legendhomes.net Lexis-Bayview Developments 255 Duncan Mill Rd., Suite 202 North York, Ontario M3B 3H9 416-449-7501 Liberty Home Group 161 Pennsylvania Ave., Suite 4 Concord, Ontario L4K 1C3 905-761-6000 | www.libertyhomegroup.com Lindvest* 3625 Dufferin Street, Suite 200 Toronto, ON M3K 1Z2 416-635-7575 | www.lindvest.com Liza Communities 30 Wertheim Crt., Suite 9 Richmond Hill, Ontario L4B 1B9 905-881-1026 | www.lizacommunities.com Logan Homes Ltd. (333568 Ontario Ltd.) 2 Risebrough Ave. Toronto, Ontario M2M 2E1 416-222-6118 Lormel Homes Ltd. 331 Cityview Blvd., Suite 300 Vaughan, Ontario L4H 3M3 905-832-2023 | www.lormelhomes.com Luvian Homes 588 Edward Ave., Suite 47&48 Richmond Hill, Ontario L4C 9Y6 905-737-8890 | www.luvianhomes.com

MacPherson Builders Ltd. 40 West Wilmot Street, Unit 6 Richmond Hill, Ontario, L4B 1H8 905-882-8000 | www.macphersonbuilders.com

Melody Homes Corporation 40 Bradwick Dr., Unit 22 Concord, Ontario L4K 1K9 905-660-6266 | www.melodyhomes.com

Madison Homes* 369 Rimrock Rd. Toronto, Ontario M3J 3G2 416-661-4000 | www.madisonhomes.ca

Menkes Developments Inc.* 4711 Yonge St., Suite 1400 Toronto, Ontario M2N 7E4 416-491-2222 | www.menkes.com

Mancini Homes Ltd.* 452 Nineteenth Avenue Richmond Hill, ONL4E 3P7 905-773-9997 | www.mancinihomes.ca

Meridian Homes 1051 Meyerside Drive Unit 11 Mississauga, Ont L5T 1J6 905-565-7417 | www.meridanhomes.ca

Mariposa Homes 3127 Stone Ridge Blvd. Orillia ON L3V 6H2 705-329-3330 | www.mariposahomes.ca

Minto Communities Canada* 500-90 Sheppard Ave East Toronto, ON, M2N 3A1 416-977-0777 | www.minto.com

Markay Homes* 1176 Burnamthorpe Road West Oakville, Ontario L6M 4L1 905-257-1220

Moldenhauer Lifestyles 1554 Dundas St, E, 2nd Floor Mississauga, Ontario L4X 1L4 416-410-5051 | www.moldenhauer.ca

Marshall Homes Corporation 1817 Fairport Rd., Pickering ON L1V 1T2 905-683-0050 | www.marshallhomes.ca

Monarch Corporation* 2550 Victoria Park Ave., Suite 200 Toronto, Ontario M2J 5A9 416-491-7440 | www.monarchgroup.net

MaryDel Homes* 170 Industrial Parkway North Aurora, ON L4G 4C3 905 503 8500 | www.marydelhomes.com Mason Homes 30 Pennsylvania Ave., Suite 6 Concord, Ontario L4K 4A5 905-761-2050 | www.masonhomes.ca Matanda Homes Ltd. 31 Brimwood Cres. Richmond Hill, Ontario L4B 4B6 416-823-4930 Mattamy Homes Ltd.* 2360 Bristol Circle Oakville, Ontario L6H 6M5 905-829-2424 | www.mattamyhomes.com Medallion Developments 970 Lawrence Ave. W., Suite 304 Toronto, Ontario M6A 3B6 416-256-3900 | www.medalliondevelopments.com

Monmar Developments Ltd./ Honeyfield Communities 333 Humberline Dr. Toronto, Ontario M9W 5X3 416-675-4174 | www.honeyfield.ca Mosaik Homes 8800 Jane St. Vaughan, Ontario L4K 2M9 905-738-6444 | www.mosaikhomes.com National Homes* 291 Edgeley Blvd., Suite 1 Concord, Ontario L4K 3Z4 905-669-9199 | www.nationalhomes.com New Age Homes Ltd. 30 Intermodal Dr., Suite 3 Brampton, Ontario L6T 5K1 905-790-9000 | www.newagehomes.ca

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today! 2015 Home Buildersâ&#x20AC;&#x2122; Annual

New Era Homes Ltd. P.O. Box 215 Newmarket, Ontario L3Y 4X1 905-778-1818

Pacific Homes Ltd. 2 Holland Dr., Unit 1 Bolton, Ontario L7E 1E1 905-857-5633 | www.pacifichomes.ca

Prestonvale Heights Ltd. 11 Curity Ave. Toronto, Ontario M4B 1X4 416-429-0969 | www.prestongroup.ca

Noik Group, The 3410 Sheppard Ave. E., Suite 300 Toronto, Ontario M1T 3K4 416-291-6665 | www.noikhomes.com

Paradise Homes Corporation* 625 Cochrane Dr., Suite 801 Markham, Ontario L3R 9R9 905-940-2933 | paradisehomesCorporation.com

Preston Group, The 11 Curity Ave. Toronto, Ontario M4B 1X4 416-429-0969 | www.prestongroup.ca

Norstar Building Corporation/ Willowfield Homes* 7077 Keele St., Suite 102 Concord, Ontario L4K 0B6 905-738-0754 | www.norstarcompanies.com

Parkbridge Lifestyle Communities 690 River Rd. W. Wasaga Beach, Ontario L9Z 2P1 705-429-8559 | www.parkbridge.ca

Previn Court Homes 230 King Street South, Alliston, ON L9R 1C1 705-302-3235 | www.previncourt.com

North Star Homes Inc. 361 Four Valley Dr. Concord, Ontario L4K 5Z3 905-761-1320 | www.northstarhomesinc.com Opus Homes 331 Cityview Boulevard, Suite 201 Vaughan, ON L4H 3M3 905-832-2522 | www.opushomes.com Orchard Ridge Homes* 3700 Steeles Ave. W., Suite 800 Woodbridge, Ontario L4L 8M9 905-850-6154 | www.orchardridgehomes.com Orchid Valley Homes Ltd. 165 Charlotte St. S., Suite B Newmarket, Ontario L3Y 3S7 905-898-2623 Oskar Group* 3660 Midland Avenue, Suite 200, Toronto, ON M1V 0B8 416.293.9588 x 511 | www.oskargroup.com Oxnard Homes 9140 Leslie St., Unit 210 Richmond Hill, Ontario L4B 0A9 905-762-9200 | www.oxnardhomes.com Pace Developments Inc 30 Wertheim Court, Unit 3, Bldg A Richmond Hill, Ontario, L4B 1B9 905-731-5069 PCM Construction Inc. 1020 Matheson Blvd. E., Unit 16 Mississauga, Ontario L4W 4J9 905-625-6666 | www.pcmconstruction.com

2015 Home Builders’ Annual

Park Avenue Homes 2 Farr Ave., Unit B Sharon, Ontario L0G 1V0 905-589-7275 | www.pahomes.ca Parkview Homes 637 The Queensway, Suite 17 Peterborough, ON K9J 7J6 705-741-1281 | www.parkviewhomes.ca Peak Garden Developments Inc. 18 Crown Steel Dr., Suite 213 Markham, Ontario L3R 9X8 905-940-3339

Primont Homes Corporation* 9130 Leslie Street, Suite 301 Richmond Hill, Ontario L4B 0B9 www.primonthomes.com Pristine Homes 242 Applewood Crescent Unit 2, Concord, Ontario, L4K 4E5 905-738-4994 | www.pristinehomes.ca Queenscorp Group 2 Queen Elizabeth Blvd. Toronto, Ontario M8Z 1L8 416-253-6909 | www.queensCorporationcom

Pemberton Group* 50 Confederation Pkwy. Concord, Ontario L4K 4T8 905-326-4100 | www.pembertongroup.com

Queensgate Homes Inc. 3800 Steeles Ave. W., Suite 401w West Building Woodbridge, Ontario L4L 4G9 905-264-0600 | www.queensgatehomes.com

Picture Homes (1478876 Ontario Inc.) 180 Jardin Dr., Suite 8 Concord, Ontario L4K 1X8 905-760-0404 | www.picturehomesonline.com

Quintessa Homes Corporation 10995 HWY # 27 Kleinburg, Ontario, Canada, L0J 1C0 905-893-1988 | www.quintessa.ca

Poetry Living Mayfair Construction 71 Buttermill Avenue Vaughan, Ontario L4K 3X2 www.poetryliving.com

Ramtin Sotoadeh Homes Ltd./ LSI Engineering 110 – 23 Lesmill Rd, Toronto, M3B-3P6 416-481-0282 | www.Isiengineering.com

Pratt Development Inc. 301 King St. Barrie, Ontario L4N 6B5 705-792-3883 | www.pratthomes.ca

Raymac Homes P.O Box 1040, Thornton, Ontario L0L 2N0 905-775-0330 | www.raymac.ca

Presidential Homes 27 Paxtonia Blvd., Suite 1 North York, Ontario M3K 1V9 416-636-3634

RedBerry Homes 43 Princess Point Drive, Wasaga Beach 705-428-5115 | www.redberryhomes.com

Regal Crest Homes* 171 Basaltic Rd., Unit 1 Concord, Ontario L4K 1G4 905-669-5003 | www.regalcresthomes.com

Rose Valley Homes 115 Woodstream Blvd., Unit 13 Woodbridge, Ontario L4L 8K5 905-851-6402 | www.rosevalleyhomes.com

Sentex Development Inc. 55 St. Clair Ave. W., Suite 205 Toronto, Ontario M4V 2Y7 416-636-8596 | www.sentexdev.com

RegalCraft Homes Inc.* 6991 Millcreek Dr., Unit 12 Mississauga, Ontario L5N 5B9 905-814-9800 | www.regalcrafthomes.com

Rosehaven Homes Ltd.* 145 Reynolds St., Suite 300 Oakville, Ontario L6J 0A7 905-849-1166 | www.rosehavenhomes.com

Sequoia Grove Homes Inc. 8611 Weston Rd., Suite 18 Vaughan, Ontario L4L 9P1 905-265-0455 | www.sequoiagrovehomes.com

Regency Heights Homes 151 Spinnaker Way, Suite 5 Concord, Ontario L4K 4C3 905-738-4709 | www.regencyheightshomes.com

Royal Lane Homes 620 Wilson Ave., Suite 202 Toronto, Ontario M3K 1Z3 416-630-5263 | www.royallanehomes.com

Sierra Homes Inc. 156 Duncan Mill Road, Unit 23A Toronto, Ontario M3B 3N2 905-508-7186 | www.sierra.ca

Remington Homes 7501 Keele St., Suite 100 Vaughan, Ontario L4K 1Y2 905-761-8200 | www.remingtonhomes.com

Royal Park Homes 65 Royalpark Way Woodbridge, Ontario L4H 1J5 905-850-7144 | www.royalpark.com

Silver Streams Homes Inc. 103 Naughton Dr. Richmond Hill, Ontario L4C 8B3 905-508-7186

Ristic Homes Inc. 6 McKelvey Dr. Thornhill, Ontario L3T 5X7 905-886-8707 | www.ristichomes.com

Royal Pine Homes Ltd. 3550 Langstaff Rd., Suite 200 Woodbridge, Ontario L4L 9G3 905-856-8459 | www.royalpinehomes.com

Sky Homes Corporation 3300 Steeles Ave. W., Suite 9 Concord, Ontario L4K 2Y4 416-663-9334 | www.skyhomes.ca

Rivera Home Builders 1681 Langstaff Road, #1 Vaughan, Ontario L4K 5T3 905-326-6138

Royalcliff Homes Inc. 100 Regina Rd., Unit 3 Woodbridge, Ontario L4L 8M7 905-265-1611 | www.royalcliffhomes.com

Solmar Development Corporation 122 Romina Dr. Concord, Ontario L4K 4Z7 905-660-9222 | www.solmar.ca

Riverfield Homes 110 Trowers Rd. Woodbridge, Ontario L4L 5Z4 905-850-9550 | www.riverfield.com

Running Brook Homes Ltd. 173 Foxhill Dr. Maple, Ontario L6A 1J9 416-402-4848

Somerset Homes 1030 Sheppard Ave. W., Suite 5 Toronto, Ontario M3H 6C1 416-638-8663 | www.somersethome.ca

Rivermill Homes 14 Connie Cres., Suite 17 Concord, Ontario L4K 2W8 905-761-9465 | www.rivermillhomes.com

Saberwood Homes 40 Snidercroft Road. Unit 1 Vaughan, Ontario L4K 0B5 905-761-8690 | www.saberwoodhomes.com

Spring Town Homes 1415 Bonhill Rd., Suite 1 Mississauga, Ontario L5T 1R2 905-670-6666 | www.springtown.com

Robynwood Homes 371 Bradwick Dr., Suite 8 Concord, Ontario L4K 2P4 905-660-8720 | www.robynwoodhomes.com

Schickedanz Brothers Ltd. 3311 Bayview Ave., Suite 105 Willowdale, Ontario M2K 1G4 416-223-0710 | www.schickedanzbros.com

Spruce Tree Resorts Inc. 5300 Yonge St., Suite 205 Toronto, Ontario M2N 5R2 416-228-1200 | www.sprucetreeresorts.com

Rockport Group, The* 170 The Donway West, Suite 307 North York, Ontario M3C 2G3 416-444-7391 | www.rockportgroup.net

Senarra Homes Inc. 1090 Aerowood Dr., Unit 1 Mississauga, Ontario L4W 1Y5 866-624-8668 | www.senarra.com

Stafford Homes Ltd. 55 St. Clair Ave. W., Suite 408 Toronto, Ontario M4V 2Y7 416-461-6100 | www.staffordhomes.ca

Rodeo Fine Homes 70 Gibson Dr., Unit 13 Markham, Ontario L3R 4C2 905-475-7893 | www.rodeofinehomes.com

Senator Homes* 250 Lesmill Rd. North York, Ontario M3B 2T5 416-445-8552 | www.senatorhomes.com

Stanford Homes Ltd. 40 Vogel Rd., Suite 1 Richmond Hill, Ontario L4B 3N6 905-780-9610 | www.stanfordhomes.ca

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today! 2015 Home Buildersâ&#x20AC;&#x2122; Annual

Starcrest Homes Ltd. 217 Queenâ&#x20AC;&#x2122;s Plate Dr., Unit D Toronto, Ontario M9W 6Z7 416-746-9555 | www.starcresthomes.ca

Sunvale Homes 200 Lakeview Court, Unit 2, Orangeville, Ontario L9W 5J7 519-341-6443 x100 | www.sunvalehomes.com

Trevcor Management Inc. 11 Cidermill Ave., Suite 200 Vaughan, Ontario L4K 4B6 416-398-0771 | www.trevcor.com

Starlane Home Corporation* 8600 Dufferin St. Vaughan, Ontario L4K 5P5 416-736-8854 | www.starlanehomes.com

Terra Brook Homes Inc. 241 Applewood Cres., Unit 3 Concord, Ontario L4K 4E6 905-660-7417 | www.terrabrookhomes.ca

Tribute Communities* 1815 Ironstone Manor, Unit 1 Pickering, Ontario L1W 3W9 905-839-3500 | www.tributecommunities.com

Stateview Homes 410 Chrislea Rd. Unit 16 Woodbridge, ON L4L 8B5 905.851.1849 | www.stateviewhomes.com

Thomas Feeley Construction Ltd. 371 Bradwick Dr., Suite 8 Concord, Ontario L4K 2P4 416-281-9304

Valemont Communities Inc. 120 Homewood Ave., Suite 2009 Toronto, Ontario M4Y 2J3 416-230-9951 | www.valemont.com

Stonebridge Building Group Inc.* 2458 Dundas St. W. Mississauga, Ontario L5K 1R8 905-823-2615

Thornridge Homes Ltd.* 225 Bradwick Dr., Unit 18 Concord, Ontario L4K 1K7 905-669-4483 | www.thornridgehomes.com

Vandyk Group of Companies 1944 Fowler Drive Mississauga, Ontario L5K 0A1 905-823-4606 | www.vandyk.com

Storybook Homes 27-1300 King St. E., Box 229 Oshawa, Ontario L1H 8J4 905-438-9516 | www.storybookhomes.ca

Tibro Developments 1 Scarsdale Road Unit 300, North York, Ontario, Ontario M3B 2R2 647-426-3415

Verdiroc Development Corporation 19 Lesmill Road, Suite 101 Toronto, Ontario, M3B 2T3 416-486-4270 | www.verdiroc.com

Summerhill Homes Ltd. 20 Wertheim Crt., Suite 17 Richmond Hill, Ontario L4B 3A8 905-886-6900 | www.homesbysummerhill.com Summit View Homes Ltd. 9120 Leslie St., Suite 101 Richmond Hill, Ontario L4B 3J9 905-886-8287 | www.summitviewhomes.com Sundance Development Corporation 3190 Steeles Ave. E., Suite 304 Markham, Ontario L3R 1G9 905-307-2220 | www.sundancehome.com Sundial Homes Ltd. 4576 Yonge St., Suite 500 Toronto, Ontario M2N 6N4 416-224-1200 | www.sundialhomes.com Sunfield Homes 120 Whitmore Rd., Unit 8, Suite 800 Woodbridge, Ontario L4L 6A5 905-851-2424 | www.sunfieldhomes.com Sunrise Homes Ltd. 15 Allstate Parkway, 6th Floor, Markham, Ontario, L3R 5B4 905-415-3041 | www.sunrisehomes.ca

2015 Home Buildersâ&#x20AC;&#x2122; Annual

Tice River Estates Inc. 1919 Albion Rd. Toronto, Ontario M9W 5S8 416-674-5717

Victoria Wood Development Corporation Inc. 8500 Leslie St., Suite 210 Markham, Ontario L3T 7M8 905-889-5510

Tiffany Park Homes* 601 Magnetic Dr., Unit 1 & 2 North York, Ontario M3J 3J2 416-665-8880 | www.tiffanyparkhomes.com

Vista Homes 15 Belfield Rd., Suite 2 Toronto, Ontario M9W 1E8 416-663-0330

Times Group Corporation 3985 Hwy 7 East, Suite #202 Markham, Ontario L3R 2A2 905.940.6286 | www.timesgroupCorporationcom

Vogue Development Group Inc., The 1118 Centre St., Suite 208 Thornhill, Ontario L4J 7R9 905-886-8500

Touchstone Homes (Laredo Construction Inc.) 15 Lesmill Rd., Suite 1 North York, Ontario M3B 2T3 416-798-7220 | www.mytouchstonehome.com

Walden Homes 250 Eglinton Avenue West, Suite 252 Toronto, Ontario M4R 1A7 416-487-2300 | www.waldenhomes.ca

Townwood Homes Inc.* 1 Bradwick Dr., Suite 1 Concord, Ontario L4K 2T4 905-669-1615 | www.townwoodhomes.com Treasure Hill Homes* 1681 Langstaff Road Vaughan, Ontario L4K 5T3 416-987-5500 | www.treasurehill.com

Weldan Properties Inc. 2212 Oneida Crt. Mississauga, Ontario L5C 1V6 905-281-8579 | www.weldanproperties.com Windemere Heights Homes Ltd./ Windemere Custom Homes 130 LePage Crt., Suite 15 Toronto, Ontario M3J 3J1 416-630-1500 | www.windemerehomes.ca

Winzen Homes Ltd. 30 Algie Ave. Toronto, Ontario M8Z 5J8 416-253-5900 | www.winzen.ca

Your Home Developments 4965 Steeles Ave W. North York, ON, M9L 1R4 416-745-6686

Wycliffe Group Ltd., The* 34 Doncaster Ave., Suite 201 Thornhill, Ontario L3T 4S1 905-881-3040 | www.wycliffehomes.com

Zancor Homes 137 Bowes Rd. Concord, ON L4K 1H3 905-738-7010 | www.zancorhomes.com

Yorkwood Homes 95 Barber Greene Road, Suite 302 Don Mills, Ontario M3C 3E9 416.449.6350 | www.yorkwoodhomes.com

Zoran Properties Inc. 940 The East Mall, Suite 303 Toronto, Ontario M9B 6J7 416-620-5696 | www.zoranproperties.com

* See these fine builders in New Home Guide GTA magazine. Pick up your FREE copy today!

Whether you’re renting or buying, finding your next home has never been so easy.

2015 Home Builders’ Annual Promo-YPNH 1/2.indd 1

2015-03-10 7:14 PM

Mortgage Advice

What to consider before getting a mortgage this year by ALYSSA RICHARD

AS WE THAW FROM WINTER AND SPRING APPROACHES, many people look forward to getting out there in the busy season in real estate to buy a new home. If this describes you, a plethora of financial tasks awaits you. You’ll need to get your down payment ready, hire a home inspector and a real estate lawyer, and, of course, find the home you want to buy. But before you can do any of that, you need to get pre-approved for a mortgage.

Once you’ve been pre-approved, remember that this is the absolute maximum amount a bank or mortgage broker would be willing to give you – and the mortgage payment at that top price is often outside of people’s comfort zones, when it comes to their personal budgets. To ensure you’re not strapped for cash and become house poor, try to buy something at a lower price point. Your budget will especially thank you when – not if, when – interest rates go up. Finance officials and economists have said an interest rate hike was on the horizon for years, but all signs point to it finally happening in 2015 – despite the recent drop in the Bank of Canada’s target rate. Since our economy follows the U.S.’s, the BoC will watch what the Federal Reserve does then go from there. It’s predicted that our prime rate could go up by as much as 1.25 to 1.50 per cent, though, which would affect anyone who had a loan attached to

prime (variable mortgage, bank loan or line of credit). If you’re thinking of taking advantage of a low variable mortgage rate this year, you should first run the numbers to see if you could afford this potential increase. According to the Canadian Real Estate Association, the average home price in Canada is slightly more than $413,000. If we plug that number into a mortgage calculator, put down 20 per cent and choose the current best five-year variable rate in Toronto (2.09 per cent), your monthly mortgage payment would be $1,413. Now, if prime went up by 1.50 per cent, so would your mortgage rate. If yours went up from 2.09 per cent to 3.59 per cent, your monthly mortgage payment would go up to $1,665 – that’s $252 per month or $3,024 per year extra that you’d need to find in your budget. Imagine how difficult that would be to come up with, if you’d already purchased something at the top of your max budget. And fixed rate mortgage holders won’t be immune to the interest rate increase, either – those will likely go up, too, but you’d be protected from that until your mortgage came up for renewal. Still, I wouldn’t be surprised if we saw more people go fixed this year, in light of this potential interest rate increase. Even if it weren’t on the horizon, it’s always best to stress test a mortgage before you buy. A good rule of thumb: if you can’t afford a two-per-cent interest rate hike, you may want to look at a home within a more appropriate price range.

Alyssa Richard is the Founder and CEO of RateHub.ca – a financial product comparison site that aims to empower Canadians to make smart financial decisions.

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