Kitchener Renters Guide - 27 Apr., 2013

April 27 - May 11, 2013 Volume 21 Issue 09

Guelph-Kitchener-London-Windsor

Premium Rental Living in Kitchener

Margaret Place 305 & 315 Margaret Avenue

519.744.3468 margaretplace.ca INSIDE THIS ISSUE

For more information please see our ad on the back cover

YOUR CREDIT RATING IMPACTS YOUR RENTAL APPLICATION

DECORATING YOUR RENTAL SPACE

Fallowfield Towers 161 Fallowfield Drive, Kitchener

519.957.1840

Kitchener’s First All Non-Smoking Rental Apartment!

• 5 appliances including ensuite laundry • Individual A/C & Heating • 1, 1 Bedroom + Den, 2 Bedroom or 2 + Den Suites • 2 Bedroom suites have 2 Bathrooms • On Bus Routes, Close to Shopping •

phone, internet and satellite available in unit

Ask About Our Move-In Bonus!

• Exercise Room • Indoor Saltwater Pool • Whirlpool and Sauna • Underground Parking • Oversized Balconies • Controlled Entry/ Cameras

er

Hom

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Rd

www.drewloholdings.com Family Built, Owned & Managed 2G

W ELCOME HOME

Fully Decorated Model Suite Now Available For Viewing

15 & 245 Lena Crescent Brand new state-of-the-art rental building Spacious luxurious rental suites in the heart of Cambridge 1 & 2 bedroom modern suites with several styles & sizes to suit your needs.

Conveniently located within walking distance to Cambridge Centre, Zehrs grocery store, great restaurants and full service medical plaza. The property is also a short 5 minute drive to Highway 401.

• Five appliances • Individually controlled heat & air • Large eat-in kitchen & dining area • Ensuite washroom in master bedroom • Very large social & recreation room

• Fitness facility • Secure underground parking • Security cameras • On-site professional management team

RENTAL OFFICE OPEN FROM 11am–5pm EVERY DAY AND BY APPOINTMENT AFTER HOURS

519-572-2820

leasing4@gatewayapts.ca

3G

Auburn Towers Its your home

CONESTOGA BLVD.

HESPELER RD.

BISHOP ST. N.

LENA CRESCENT

✓ CAN-AMERA PKWY

1.877.245.7431 250 Lena Crescent, Conestoga & Lena Cambridge, Ontario

✓ ✓ ✓ ✓ ✓ ✓ ✓ ✓

4G

Award winning customer service Condo-quality spacious 1 & 2 bedroom suites 5 appliances State-of-the-art fitness facility Spacious social room with numerous events Surface parking 24/7 on-site management Great move-in incentives!

24 hour application approval

Hamilton 01537

townhomes 515 Queen Victoria Drive

• Easy access to the Linc.

Call

905-387-7221

pROpERty ManaGEMEnt sIncE 1981

downtown

www. gumieroholdings.com

GUMIERO hOldInGs

2, 3 & 4 BEdROOM $ townhomes from 970

140 Wellington Street South

info@gumieroholdings.com

905.561.8000 April 27 - May 11, 2013

Jr. 1, 1 & 2 BEdROOM

from

559

$

• Clean & secure building • Wheelchair accessible Call

905-529-2616

Eastgate square 70 Glenburn Court spacious 1, 2 & $ from 699 3 bedrooms • Close to all amenities • Wheelchair accessible Call

905-561-6352 caledonia 130 Argyle Street North

1 & 2 BEdROOM

from

620

$

• Easy access to the Linc.

• Wheelchair accessible Call

905-765-0895 grimsby 1 & 3 Slessor Blvd.

bachelor 1, 2 & $ from 603 3 BEdROOM • Clean & secure • Wheelchair accessible Call Please say you saw it in Renters Guide!

905-309-8738 1

Hamilton

03880

Follow the editor on Twitter at Twitter.com/ElisaKrovblit

Like us on Facebook at facebook.com/TheRentersGuide 2

Please say you saw it in Renters Guide!

TheRentersGuide.ca April 27 - May 11, 2013

Hamilton

Incredible Value

The Newly Renovated

IDEAL DOWNTOWN LOCATION

Walk to GO Station, Hospitals, Shopping, Restaurants.

Renaissance TOWERS

On the Bus Route!

1 BEDROOMS AVAILABLE Starting from 2 BEDROOMS AVAILABLE Starting from Main floor space for lease $300/Mth ideal for accountant

01505

• Individually Controlled Heat • Freshly Painted • Secured Entry • Newly Carpeted • Large Balconies • New Appliances *Ceramic tile in kitchen, entry, dining room & washroom

710 $ 820 $

All utilities included

100 Ferguson Ave. S., Hamilton Ferguson @ Hunter Call

905.527.2626 Open 7 Days a Week & Evenings.

suenicholson@live.ca

For rental Inquiries please email: Hamilton

• prime downtown location

• free parking

• suitable for professionals

• laundry facilities on-site

• walking distance to GO station, buses or shopping • clean building • quiet tree-lined neighbourhood

• controlled access

• included heat, hot water, hydro extra • blinds included • storage lockers

One Bedroom From

600

$

Rental office located at

>

Duke St.

>

James St.

April 27 - May 11, 2013

>

Hunter St. Bold St.

McNab St.

01524

905-527-8893

Main St. W. Bay St.

Call

Caroline St.

Mon, Tues, Fri & Sat 10 am - 3 pm Wed 10 am - 7 pm • Thurs 10 am - 5pm

King St. W.

> > >

47 Bold Street, Unit 1

the.aberdeen.apartments@gmail.com Please say you saw it in Renters Guide!

3

Front Cover

April 27 - May 11, 2013 Volume 21 Issue 09

C E L E B R AT I N G 2 0 Y E A R S

Feature

Brantford-Hamilton-Niagara Edition

Have you seen Downtown’s Best Rental Value?

Vice-President, Wall2Wall Media

www.greenwin.ca

Jacqueline Hill editor in chief, real estate

Susan Legge accoUnt Manager

Amy O’Reilly editor

Elisa Krovblit

181 John St. N.

Check out this property on page 9G

DP_RentersGuide_JohnSt_Cover_rev1.indd 1

inside this issue

13-04-23 11:30 AM

Your crEdIt rAtINg IMpActs Your rENtAl ApplIcAtIoN

dEcorAtINg Your rENtAl spAcE

Greenwin, 181 John Street find out more with their ad on glossy page 9G

contriBUting editors

Sara Duck, Lydia McNutt, Wayne Karl, Elisa Krovblit contriBUtors

Jane Herman, Jodi Gilmour, Ted Whitehead

eDItorIaL FeatureS

senior ProdUction Manager

Gnanapandithan Bala ProdUction Manager

Nikki Yarwood art director

Lee Cobham graPhic designers

Brad Smith ProdUction

Kiran Sharma, Bala Menon 401 The West Mall, Suite 500 Etobicoke, Ontario M9C 5J1 TheRentersGuide.ca

10

18

to adVertise:

Phone: 416-626-4200 Fax: 416-626-8097 Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Published by

quicktips

10 Decorating your rental space

by Jodi Gilmour

quick tips

18 Your credit rating and it's impact on your Copyright 2013: All rights reserved by Renters Guide, Toronto, Ontario. Reproduction in any form is prohibited.

Contents of this publication are covered by Copyright and offenders will be prosecuted under the law.

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Disclaimer: The views expressed by the columnists in this publication are not necessarily those of the publication.

application to rent

by Jane Herman

FRpO REpORt 29 Think protection when renting by ted Whitehead

EDITORS’ NOTES

t

he spring season is traditionally a busy time of year in the rental

market. Perhaps many people simply prefer to wait for nicer weather to make their move..

Where are you at in your search for the perfect rental suite?

Whether you’ve just started looking for a new place or are almost ready to sign on the dotted line, we know you’ll find this publication helpful. Using the information and advertisements, you’ve got the latest in rental accommodations, news and advice at your fingertips.

Leasing a rental property is a serious decision and a significant commitment, so it is imperative that you do your homework and research the marketplace to ensure you’re getting the best value for your money.

If you have a question about leasing a property, write to us. We’d love to hear from you!

Susan Legge

EDITOR-IN-CHIEF, National Real Estate susan.legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

i

t’s always disappointing to hear of scams, but where there’s money involved, there’s sure to be someone who has figured one out. The rental industry, unfortunately, has seen issues with scammers arise.

There are ways to protect yourself from falling victim to these unsavoury and unscrupulous characters. A bit of homework and a few suggestions should keep you and your money from being parted by a scam.

Don’t rent without a visit. Anyone can promise anything, but does the apartment they’re describing exist – or have the pictures just been lifted from another apartment? If you cannot visit yourself, have a trusted family member, friend or colleague go and see the place for you.

Don’t use a money order, wire transfer or cash. Use a cheque or credit card, for the deposit. Create a paper trail back to the person who took your money.

Don’t fall for something too good to be true. Sure, there are some great deals to be had.Sometimes a landlord lists on the low side, but generally, you get what you pay for, and if you pay for a unicorn, you’re just buying something that doesn’t exist.

Do your research. Most property management companies have a business and online presence. They will want an application and do a credit check.

They will have no problem giving you their contact information. You should be leary of any landlord that acts shady, doesn’t want to give you any information, doesn’t have the answers to your questions and doesn’t know the building or neighbourhood very well. Use your instincts, if it doesn’t feel right, dig a little bit deeper or walk away without handing over money. Losing your rental deposit – or worse yet, showing up with all of your belongings on moving day only to find out you’ve got no place to live – can be devastating.

With Renters Guide in hand you’ll find that perfect place to call home. Our magazine and website, TheRentersGuide.ca, offer the best selection of available apartments, informative articles and advice, making it easy to make your move!

Elisa Krovblit EDITOR elisa.krovblit@wall2wallmedia.com Follow me on Twitter at Twitter.com/ElisaKrovblit Like us on Facebook at facebook.com/TheRentersGuide

HOW TO

ADVERTISE

PLACE YOUR disPLAY Ad… Amy O’Reilly

Media Consultant 647.524.2841 Amy.O’Reilly@wall2wallmedia.com

PLACE YOUR CLAssifiEd Ad…

BY PhOnE: 416-784-3311 EXT.1 OR fAX 1-855-626-8097 Call 416-784-3311 and charge your ad to your credit card.

An experienced Renters Guide Advertising Consultant will assist you. Office hours: Monday-Friday 9:00am -5:00pm

exTensive disTRibuTiOn TO All The RighT PlACes With more than 1678 distribution points*, including our box program, and relationships with high-frequency retailers, the Wall2Wall Media distribution network ensures your advertisements are available whenever and wherever consumers are looking to buy, rent, decorate and renovate.

We are committed to bringing you the widest audience of customers, helping to generate the greatest number of qualified leads for your business. With our extensive print and digital publications, from the street to the web, we deliver your message to motivated consumers 24/7. *Distribution points may vary for each publication.

All copyright and other intellectual property rights in the contents hereof are the property of Wall2Wall Media and not that of the customer. The customer has purchased the right of reproduction in Renters Guide only and does not have the right to reproduce the ad or photo in any other place or publication. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

Copyright 2013. Wall2Wall media. All rights reserved by Wall2Wall Media, Toronto, Ontario, Canada. Reproduction, storage in a retrieval system or transmission, in any form or by any means, whether electronic, mechanical or otherwise, in whole or in

part, without the prior written permission of Wall2Wall Media is strictly prohibited.

Published every Saturday in Toronto by Wall2Wall Media.

Terms: Advertisers and The Renters Guide are not responsible for typographical errors, mistakes or misprints. Payment in full must accompany the Insertion Order by cheque, money order, Visa or Mastercard.

Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. The Renters Guide will not be responsible for more than one incorrect insertion. Errors and Omissions Excluded (E.&O.E).

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Rentals By aRea LOCATION

hamilton burlinGton/waterdown brantford st. catharines niaGara classifieds

GLOSSY SECTION PAGE

NEWSPRINT SECTION PAGE

2G-16G 6G, 11G, 12G, 14G 6G 17G-20G 18G

1 21 30 26 20

Price Range

Complex

St ud 1 io/ Be Ba d c 2 ro hel B e om or 3+ dro B e om U dro til o i Pa ties m rk In i Ai ng clu de r Co d Ba n lco di t ny io Po /Pa nin tio g ol /S Fi ol tn ar iu es m La s un d St r y or a Fu ge rn N ish ea e r d Tr Pa an ge sit N o.

Rental Directory

hamilton Effort Trust - Various Central and West Hamilton Locations

Inquire

Effort Trust - Various East Hamilton and Stoney Creek Locations

Inquire

Effort Trust - Various Locations Hamilton Mountain

Inquire

Kingswood Place-6 Kingswood Drive

Inquire

Kings Forest Manor-288 Mount Albion Rd.

Inquire

Kently Towers-543 Queenston Rd.

Inquire

Homestead Land Holdings Limited - Various Locations

Inquire

Homestead Land Holdings Limited - 200 Bay St., 160 Market St.

Inquire

Homestead Land Holdings Limited - Various Locations

Inquire

Greenwin - 181 John St.

Inquire

Camelot Towers

Inquire

Timbercreek - Glen Road

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Greenwin - 125 Wellington St.

Inquire

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Pinedale Properties - The Woodlands

Inquire

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195 Wellington St. S.

Inquire

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40 Grandville

From $695

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70 Glenburn Court

$539-$719

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Aberdeen Apts

From $599

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Centennial & Barton

From $675

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City Housing Hamilton

Inquire

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First Place

From $450

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Greenwin - 181 John St.

Inquire

Medallion Corporation - 235 Rebecca St.

Inquire

Mt. Albion & King - 15 Albright & 15 Nicklaus

From $725

Parkdale & Barton - 221 Melvin

Inquire

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Renaissance Towers

From $610

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Wellington & Main - 140 Wellington S.

From $609

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John & Charlton - 129 Bold St.

Inquire

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Visit us at TheRentersGuide.ca

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12

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3

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15

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14

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12

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The Renters Guide makes every effort to ensure the accuracy of our index, however availability and prices change daily.

Please refer to the specific ad and call the advertiser for more details.

Complex

Price Range

St ud 1 io/ Be Ba d c 2 ro he Be om lo r 3+ dro B e om U dr til oo i Pa ties m rk In i c Ai ng lud r ed Co Ba n lco di ny tio Po /Pa nin tio g ol /S Fi ol tn ar iu es m La s un S t dr y or a Fu ge rn N ish ea e r d Tr Pa an ge sit N o.

Rental Directory

burlington Homestead Land Holdings Limited - Various Locations

Inquire

Drewlo Holdings - The Cypress

Inquire

Cumberland Village-3270 Prospect Dr.

Inquire

Dominion - Various Locations

Inquire

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478 Pearl & 477 Elizabeth Street

Inquire

Brant & Lakeshore - 478 Pearl St.

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Drewlo Holdings

Inquire

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Guelph Line & Prospect - 3270 Prospect

Inquire

Lakeshore & Brant - 1249 Lakeshore Blvd.

Inquire

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Ontario & Maple - 1285 Ontario

Inquire

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21

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brantford Homestead Land Holdings Limited - Various Locations

Inquire

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St. CatharineS Panoramic Properties - 196 Cushman Road

Inquire

Panoramic Properties - Various

Inquire

Briarfield Apartments-33 & 44 Berkley Drive

Inquire

Garden Terrace Apartments - 24 Ida Street

Inquire

Mountainview Homes - 39 Durksen Dr.

Inquire

Garden Terrace / Briarfield TH

Inquire

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Panoramic - Various Locations

Inquire

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Panoramic Properties - 196 Cushman Rd.

Inquire

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Tremont Apts. & Yorkshire Apts.

Inquire

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32

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30

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26

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18G

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28

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19G

niagara Panoramic Properties - Various

Inquire

Metcap

Inquire

Victoria & Hwy 6 - 704 Canboro

From $480

Visit us at TheRentersGuide.ca

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The Renters Guide makes every effort to ensure the accuracy of our index, however availability and prices change daily.

Please refer to the specific ad and call the advertiser for more details.

27

quicktips

Decorating

your rental space Here are some tips for renters from rental guru Jodi Gilmour

TheRentersGuide.ca

TheRentersGuide.ca

❖

When decorating small spaces, you don’t necessarily have to go with pint-sized furniture. Just pare down the number of pieces.

❖

Make sure there’s balance and create interest by drawing the eye to varying levels throughout the space. Multi-purpose pieces go a long way.

❖

One of the quickest ways to change the look of a rental, aside from paint, is to change the lighting. Invest in new light fixtures and take them with you when you leave.

❖

When decorating on a budget, try to look at old items in a new way. A desk can become a buffet table, and who knows ,maybe an old door would make a great headboard!

❖

Never underestimate the power of a coat of paint! Paint a tree stump in a bold hue to create a cool side table or stool.

❖

Walk through a second-hand store with a mind to breathe new life into an old piece of furniture; try using two tones of your favourite colour.

❖

To create a gallery wall you have to start with a commitment; your frames should either match, but vary in size or they can be mismatched but uniform in size.

Oh, and make a choice; black and white or colour for the entire collection.

❖

Collections are a starting point for your accent pieces and carry themes on in other ways. If you collect bird figurines, find a ‘birdie’ pillow to complete the look.

❖

We improved a kitchen for a budding chef by capping inexpensive bookshelves with a slab of granite we found in the sale section at one of our suppliers.

Instant island!

Widely recognized for her professionalism, resources, and winning charm, Jodi Gilmour helped many into new rentals when she hosted HGTV’s hit series For Rent. She was also a featured contributor on Marriage Under TheRentersGuide.ca Construction. Her experience managing one of Canada’s largest and most successful RE/MAX franchises sets her apart from the competition. Jodi’s says she’s committed to improving their quality of life.

TheRentersGuide.ca

Hamilton 03840

Senior Housing 1100 Limeridge Road East

Macassa Avenue

• Fabulous Senior Apartment

• Great Senior Location

• On a major bus route • Close to shopping • Secure building • Central Air

If you are 60 years of age or older and would like to be close to shopping, on a major bus route, close to a hospital and in great community setting, and are wanting all of this at the reasonable cost...

A Must See!

... Don’t wait, only a couple of units left!!

1 Bedrooms $745 + Hydro

1 Bedrooms $607 utilities included for 1 bedroom

Many great locations to choose from

To view call Laurie Ward at 905-546-2424 Ext.7874 or 289-921-7368 Hamilton

Vittoria Apartments

600 $ 2 Bedroom 700 $ 3 Bedroom 900 1 Bedroom

$

+ hydro + hydro + hydro

Tenants that honour a 1 year lease agreement will get a

13th month

frEE rent!

*Some conditions apply, please ask for details

Features: • Clean apartment in modern building • Large balconies with view • Shopping nearby & on bus route • Security monitored premises • New private underground parking available • Quick access to QEW & Niagara

Call

02467

221 Melvin Ave., Hamilton (Parkdale/Barton)

April 27 - May 11, 2013

905.545.0244 Office Hours: Mon-Fri 9am-5pm

Please say you saw it in Renters Guide!

11

Hamilton

AFFORDABLY PRiceD quality family living in hamilton

Bachelors 1 Bedroom 2 Bedroom

580 $ from 680 $ from 780 from

$

• WE OFFER A CLEAN, WELL-MAINTAINED, SECURE HOME FOR YOU AND YOUR FAMILY • LARGE FINISHED SUITES • ENJOY THE CONVENIENCE OF SCHOOLS AND SHOPPING

• BESIDE PARK

King St. E.

Charlton Ave. E.

Wellington St. S.

cALL TODAY!

Forest Ave.

ss

• VIDEO CAMERAS AT DOORS & DOOR FOBS FOR ADDITIONAL SECURITY

John St. South

• LAUNDRY ON SITE

Main St. E.

Claremo nt A c ce

James St. South

• FAMILY SURROUNDINGS

Wellington St.

• BASE OF THE MOUNTAIN

Victoria Ave. W.

• ON-SITE MANAGEMENT

St. Joseph's Hospital

195 wellington st. s.

email: 195wellingtonsite@medallioncorp.com

www.medallioncorp.com

04179

522.7599 Hamilton

CONDOMINIUM LIVING! 2-bEDroom unit:

795

$

per month plus hydro

3-bEDroom unit:

895

$

15

per month plus hydro

Albright

15

&

nicklAus

Lifestyle choice is important to many of us and these buildings offer many amenities. Spend the summer in the gazebo, watch the kids in the playground or cool off in the pool; stroll around the landscaped lawns or under a shade tree. Major building renovations undertaken over the past three years. Top quality found in this family-oriented condominium complex offering various suites -some in a unique two storey design.

COMMUNITY FEATURES: Highway Access, Grocery / Supermarket, Pharmacy, Movie / Theatre, Elementary School, Middle School, Daycare Center PLUS: Tenants pay personal use hydro only, Seasonal Pool, Exercise room, Dishwasher, Controlled Access

Contact us at the following email addresses: nicklaus@shaw.ca or albright1@shaw.ca

For viewing call (905) 573-2378 12

Please say you saw it in Renters Guide!

02442

April 27 - May 11, 2013

Hamilton

129 Bold Street Hamilton Clean & Spacious

LARGE 2 BEDROOMS

Centrally located near St. Joe’s Hospital.

Juniors $670 + Hydro 1 Bedrooms $770 + Hydro 2 Bedrooms $870 + Hydro Parking $30 For rental InquIrIes please call 905-920-8810

$745

✔ OnLy $250 DEpOSit!

01693

Hamilton

01606

Your complete rental source.

all utilities included!

– heat, hydro, parking & water

✔ Super convenient location ✔ Breathtaking views of Lake or Escarpment ✔ Convenient location – only 850 steps to Eastgate Mall, Lake Ave. Elementary School & Riverdale Rec. Centre

40 gRAndviLLE

Call

905-561-1106

Email:

violettowers@hotmail.com

April 27 - May 11, 2013

Please say you saw it in Renters Guide!

13

Hamilton

03917

14

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April 27 - May 11, 2013

Hamilton

affordable &

Convenient

Large 2 Bedroom

675

01680

from $

includes heat, hydro & parking

• small walk to Elizabeth Bagshaw elementary and Bishop Ryan Secondary schools!

• On-Site Childrens Activity Centre!

• Seasonal Pool for your family to enjoy!

• Parking for Multi-car families!

55 Tindale courT

Call today

905-578-6365

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Pick one up today from over 4000 locations in the GTA.

April 27 - May 11, 2013

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15

RESIDENTIAL TENANCIES ACT SEMINARS Legal strategies and tips for rental housing providers

TORONTO April 4th & 16th I KINGSTON April 25th I WOODSTOCK May 2nd FOR MORE INFORMATION PLEASE CONTACT: LYNZI MICHAL

1-877-688-1960 or lmichal@frpo.org

www.frpo.org

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16

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April 27 - May 11, 2013

Hamilton

downtown location

650 Plus Hydro 2 Bedroom from $850 Plus Hydro 3 Bedroom from $1000 Plus Hydro from

$

• On Bus rOute • Friendly staFF • secure Building • laundry On smart cards

Wilson St. Ferguson Ave. N.

• undergrOund Parking

Rebecca St.

Wellington St. N.

Bachelors

Cathcart St.

Walking distance to jackson square

King William St.

905.541.7079 235 Rebecca StReet

195WellingtonSite@medallioncorp.com

www.medallioncorp.com

03916

email:

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April 27 - May 11, 2013

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17

renters’help

Your Credit rating and its impaCt

on Your Application to Rent

By Jane Herman

M

ost people do not realize how important it is to have good credit. Potential landlords and other creditors are always interested in how you manage and pay your credit obligations in a timely manner. In addition, having a good credit rating TheRentersGuide.ca has significant implications on whether you’ll be able to buy a car or get a mortgage in the future. For renters, though, TheRentersGuide.ca the question is, how will having good credit impact on your qualifications as a tenant?

TheRentersGuide.ca

TheRentersGuide.ca

renters’help

“Many industries, such as apartment rental companies, may view a copy of your credit report in the tenant application process,” says Clifton O’Neal, Director of Corporate Communications for TransUnion, one of several credit bureaus in Canada.

Your credit report is simply a file that is available to you and your potential landlord for a small fee from a company like Rent Check (www.rentcheckcorp.com) Equifax Canada (www. equfax.ca) or TransUnion (www.transunion.ca). Your “credit score” is based on all the information that is in the file, such as credit card payments (i.e., missed or late); whether you are carrying a large balance or paying it down; car loans and other bank loans; phone and cell phone payments. How long your payments are overdue can significantly impact on your credit rating: for example, a few days might be insignificant, while 90 days might be rather detrimental.

“It’s important to get hold of your credit report at least once a year and to scrutinize it carefully,” says Richard Lewis, CFO of Rent Check. “You may be unknowingly rejected from renting or obtaining a loan for something you know nothing about, or because of information that is outdated or inaccurate. If there are extenuating circumstances, you can always provide a written explanation.

For example, perhaps you were in a business that went bankrupt, or missed some credit card or car payments because you were laid off from work for a period, due to illness or a disability, or other extenuating circumstances. You might be a recent immigrant who is paying for everything out of your life’s savings until they find a job in Canada, or someone who is earning cash in the form of tips, etc. and might not want a “paper trail” of their spending history. (There is no benefit to paying your bills in cash. If you are earning money, it’s a good idea to open a bank account, get your own telephone and credit card and make regular payments to establish a good credit rating as soon as you can). Perhaps you are a woman, formerly married, and have no credit history as everything was in your husband’s name or because he had financial difficulties or setbacks.

On the other hand, if you keep applying for credit, by shopping around from credit card company to credit card company, and have too many credit checks done at the same time, and get declined it can make it appear that you are a bad risk and actually worsen your credit score. This could potentially happen if you had bad credit and then went to apply for an apartment, got turned down, and kept applying with different landlords.

TheRentersGuide.ca

It is legally permissible for landlords to obtain credit information and, according to the Ontario Human Rights Code, to consider this information in order to assess a

TheRentersGuide.ca

prospective tenant. But your landlord must have your written permission to do so, which you provide when you complete and sign an Application to Rent. In Ontario no landlord has the legal authority to request that a tenant provide more than a month’s rent as a so-called “Security Deposit” either against possible damages to the apartment or because the applicant is perceived as a credit risk. (Landlords may only ask for the last month’s rent).

If you have rented previously, you may also have a “tenancy report,” which provides information on the timeliness of your monthly rental payments, whether or not you’ve had evictions and other collections. Consistently paying your rent on time can be the most important determining factor in whether a landlord will accept your application.“Often individuals with “low” credit scores can have “high” rent scores,” says John Dobrowolski, President of Rent Check. Because rent is not necessarily a discretionary item,“Many people who are carrying too much debt are careful to pay their rent on time,” notes Dobrowolski.

While a landlord has the legal right to decline an application if there is a bad credit history, there is no universal rule within the industry. Decisions are made on an individual basis, and vary from landlord to landlord. Some landlords will try to find a workable solution, like asking for a guarantor.

Here are some ways you can improve your credit report and score before begin searching for that apartment, enabling you to be viewed in the best possible light: • Pay all of your bills/credit obligations on time each and every month – even if it is only the minimum.

• Keep your balances low, relative to your overall credit limit.

A good rule of thumb is below 30 percent.

• Apply for new credit in moderation • Maintain a healthy mix of credit in your credit file • Think twice before closing old credit accounts in which you have a positive history established • Monitor monthly any joint or co-signed accounts. Any derogatory information associated with these accounts will be reflected on your credit report as well.

• Review your credit reports from the 2 national credit bureaus at least once a year.

Jane Herman is a communications consultant who has worked in the rental property industry. Jane provides communications solutions for a diverse range of clients and has written about food, fashion, apartment living and personal finance for several publications.

TheRentersGuide.ca

Hamilton

Hamilton

11274358_1.JPG

Hamilton

11274302_1.JPG

11274430_1.JPG

401 Main Street -East 1 bdrm apts $735/mo & 2 Bdrm apts $850/mo Hydro extra. Underground prkg included. Security cameras. Keyless entry. Close to all amenities,shopping & Bus Routes Call Kevin at (905)317-9885 Owned & operated by Rainco Inc

Melvin Ave Near -expressway. Spacious, bright, painted & upgraded 1 bed apt. $650 +Hydro.

Includes parking, fridge & stove. Convenient location. Bus stops at door. Laundry room, spectacular views!

(289)396-8500, www.smar.ca

STONEY CREEK - -Newly renovated Building 1bdrms $735 2 bdrms, $825 Heat, hydro & prkg incl. Quiet, well-kept adult bldg. Hrdwd/ceramics, laundry, Seniors welcome. Elevator. Walk to amens. No dogs.(905)319-1835, (905)662-8953

Hamilton

Hamilton

Hamilton APARTMENTS (EAST HAMILTON) -- Near Mount Albion. Spacious 1, 2 & 3 Bedrooms from $595 Clean, well kept building, close to schools & shopping. No pets. Call (905)573-7813

11274564_1.JPG

11274030_1.JPG

Woodman Drive & -Queenston 1 Bdrm condominium all adult building.3rd floor Walking distance to Eastgate Square No Dogs $830/mo utils,cable & parking included.Avail MAy 1st Call (905)563-1902

X - Press -Moving $45/hour Student discount 15% off Senior Citizen discount 15% off Packing, Unpacking, assembling & disassembling of furniture are also available Local & Long Distance Home,Office & Industrial call !-866-482-8464 or 289-935-6683

X-PRESS MOVING & STORAGE INC. Contact us @

1(866) 482 8464 Moving Supplies Available Free storage 5x10, 10x10, 10x15, 10x20 Student discount 15% off Senior Citizen discount 15% off Packing, unpacking, assembling & disassembling of furniture are also available

(289) 935 6683 LoCAL & Long DiStAnCe HoMe, oFFiCe, inDuStriAL SPeCiAL rAteS For MontreAL, ottAWA, eLLiot LAke & WinDSor

from $45/hoUr 14’,16’, 18’, 20’, 24’, 28’ trucks, 32’ trailer We accept Visa/Mastercard and Debit

20

• Bonded, licensed & insured.

• 24/7, Short Notice OK. Please say you saw it in Renters Guide!

free boxes with bookings!

April 27 - May 11, 2013

Burlington/Waterdown

From the very first day... you’re at home

BURlInGtOn tOWERS • Utilities and window coverings included • Individually controlled heat and A/C • Indoor heated pool, sauna & fitness centre • Outdoor sundeck & tennis courts • Recreational activities • Close to the GO station, QEW, 407, 403 Highways, Joseph Brant Hospital, Spencer Smith Park.

• Parking available • Playground

01543

1, 2, 3 BdRm. SUItES

Short Term Furnished Suites Also Available 1285 Ontario St. at Maple

905-639-8583

Unfurnished

Furnished

vickie@corporatesuites.ca www.burlingtontowers.com

http://www.TheRentersGuide.ca

TheRentersGuide.ca

April 27 - May 11, 2013

Please say you saw it in Renters Guide!

21

03895

Burlington

22

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April 27 - May 11, 2013

Burlington/Waterdown

Prime Downtown location Burlington AA walk walk to to shops shops •• lake lake •• park park •• public public transportation transportation

478 Pearl St.

477 Elizabeth St. ■ Upgraded Windows

■ Modern Elevators ■ Garden Terrace (Pearl)

■ Upgraded Hallway Broadlooms ■ Outdoor Heated Pool ■ Newer Laundry Machines

■ Indoor Parking Available

01555

■ Upgraded Suites/Utilities Incl.

■ In-house Maintenance Staff

■ On-site Management

■ Beautifully Maintained Buildings ■ Spacious 1, 2 & 3 Bedrooms

■ Spacious 1, 2 & 3 Bedrooms

(subject to availability)

478 PEARL ST.

(subject to availability)

477 ELIZABETH ST.

(905) 632-1643

(905) 634-9374

After more than 30 years of apartment management ...

Stellen knows how to make you feel RIGHT AT HOME.

http://www.TheRentersGuide.ca

Find more rental listings on Ontario’ s #1 rental website

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April 27 - May 11, 2013

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23

Burlington/Waterdown

Northshore Towers 1249 Northshore Blvd. East. Burlington

WESTDALE PROPERTIES A Limited Partnership Residential - Industrial - Commercial

Great Lake Views & Gorgeous Sunsets!

1 & 2 Br. Suites Available

02476

Utilities Included (Parking Extra)

An immaculate, quiet residential property conveniently located in downtown Burlington across from Joseph Brant Memorial Hospital

and Spencer Smith Park. Right outside your front door is the new lake front trail made for walking, biking and blading!

Cozy Lobby

To View this Outstanding Property Please Contact Sylvie, 9 am - 7 pm at (905) 637-8304

northshore@westdaleproperties.com www.westdaleproperties.com

Looking for an apartment home where quality assurance makes a difference, then choose a Certified Rental Building!

Why live anywhere else?

24

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April 27 - May 11, 2013

Burlington 01553

April 27 - May 11, 2013

$1,200

Three-bedroom without garage

$1,300

Three-bedroom with garage

Please say you saw it in Renters Guide!

25

01695

St. Catharines

26

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April 27 - May 11, 2013

Niagara

Receive a $200 gift card when you sign a one year lease.

1 Bedroom

Phone:

$659

905.892.6025 •

April 27 - May 11, 2013

01444

Call Tracking:

289.273.0201

Please say you saw it in Renters Guide!

27

Niagara

03905

M c L eo d

Street

Stanley Avenue

Dunn

Road

Road

$1,280

Dorchester

2 Bedroom

QEW

6515 McLeod road, Niagara Falls

Drummond

McLeod/drUMMoNd

R d.

Penthouse Units

2 Bedroom 3 Bedroom

$1,949 $2,179 Phone:

28

905.354.4697

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April 27 - May 11, 2013

frporeport

Think protection when renting

by Ted WhiTehead

A

t the Federation of Rental-housing Providers of Ontario (FRPO), we find that people often do not understand the importance of purchasing tenant insurance when they move into an apartment.

According to Statistics Canada, fewer than half of all tenants have this type of protection – and protection, it is.

As a renter, you are responsible for what happens in your unit. Household insurance should include a liability clause that will cover you should someone get injured in your apartment and sue. You may also be unaware that if you cause damage to other units in the building through your own carelessness, like water damage, for example, you could be liable for the repairs.

Renters who have not done their “homework” sometimes assume that the landlord’s insurance will cover them, when in fact, it does not. The property insurance which landlords purchase covers the building and their own personal liability. This means that your personal belongings are not protected unless you purchase tenant insurance that covers your stuff.

Let’s say the apartment building burns down. The landlord’s insurance would cover repairs to the structure, but you would have to purchase replacements for all of your personal furniture and other possessions. If that sounds like it’s not a big deal – think again.

People are usually astounded at the value of what they own. The best way to appreciate this fact is to take one room and list the items in it. Then write down what it would cost to replace each one and add it up. Clothing, shoes and coats can cost thousands.

And, most people today own computers, entertainment equipment and other items that would be difficult to afford all at once if they were ruined by fire or water. Discuss the policy possibilities with your insurance agent. You can purchase a policy that TheRentersGuide.ca covers what your possessions are worth in their used state, or you can buy a policy that covers replacement costs.

Another reason to consider insuring your contents is that sometimes your items are covered outside of your apartment. If your laptop is stolen on a trip, as it is part of TheRentersGuide.ca

your property, it may be covered under your policy. It’s always worth checking with your agent or broker.

Additionally, if you are a student renting housing while in university, have your parents check as to whether you might be covered under their home insurance policy.

If you choose an apartment building that has successfully completed the Certified Rental Building Program (CRBP), be sure to ask the building manager or property manager for advice about insurance.

The CRBP was created by FRPO to help ensure a high quality of life for tenants in certified buildings. Part of that commitment is to provide information to potential tenants that helps them to make their rental decision with confidence. It’s all about peace of mind.

For information on a variety of topics regarding renting an apartment in Ontario, visit www.frpo.org and www.crbprogram.org.

Ted Whitehead is Director of Certification, Certified Rental Building Program, TheRentersGuide.ca Federation of Rental-housing Providers of Ontario (FRPO).

TheRentersGuide.ca

03918

Niagara

30

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April 27 - May 11, 2013

St. Catharines

1 bedroom from $795 2 bedroom from $895

}

16 Tremont Drive

utilities included

• Parking available • Laundry on-site • Storage on-site • Ceramic tile in bathroom • Parquet floors throughout • Outdoor pool - life guard on duty from 11:30am to 8pm (Open June 26th to Labour Day) • Patios with ground floor apartments • Upper floors with balconies

01686

tremont apartments

Community Information: • Public transit • Schools nearby • Easy access to Hwy 406 • Close to Pen Center, entertainment, restaurants, grocery store and all other amenities you could ever wish for.

Call to arrange a showing

1-888-636-3582

w w w. e f f o r t t r u s t . c a April 27 - May 11, 2013

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31

WESTDALE PROPERTIES

01566

St. Catharines

A LIMITED PARTNERSHIP

Residential - Industrial - Commercial

Garden Terrace Apartments call: 905.682.5104 or 905.682.3214 anytime email: northshore@westdaleproperties.com address: 24 Ida Street, St. Catharines, Ontario (Between Queenston & Welland St.)

• Free Outdoor Parking • Easy Access to Shopping • Close to Schools • (no pets)

SERVICE RD. BERRYMAN

24

IDA STREET

SCHOOL

QUEENSTON

• 1 & 2 Bedrooms • Hardwood Floors • Laundry Facilities • 2 Appliances • Utilities Included

NIAGARA ST.

QEW to NIAGARA Cut off

Now Accepting Payments Interac Only

www.westdaleproperties.com

Briarfield Townhomes call: 905.646.2469 email: northshore@westdaleproperties.com office: 116A-44 Berkley Dr. address: 33 & 44 Berkley Dr., St. Catharines, Ontario

32

• Great Highway Access for Commuters • Close to Schools, Shopping & Buses • Situated Near Park • (no pets)

ST. TON CARL

VE. AND A

WELL

QEW

Please say you saw it in Renters Guide!

★ BUNTING AVE.

• 2 & 3 Bedrooms • Carpeted • Full Basements • Some with Rec. Rooms • 2 Appliances

R.

LEY D

BERK

Now Accepting Payments Interac Only

April 27 - May 11, 2013

KING ST. NORTH & UNIVERSITY AVE., WATERLOO

300 Regina St. Moments away from downtown these stunning, newly renovated suites are located within steps from the University of Waterloo & Laurier University

MOVE IN NOW AND DON'T PAY UNTIL JUNE 1ST PLUS RECEIVE A $1000 GIFT CARD All eligible applicants will be entered into a draw to win a BlackBerry 10 or an iPad

ATTENTION STUDENTS: We are accepting applications for September 2013!

Exceptional location close to the University of Waterloo!

PLUS You'll receive a $500 gift card 1, Jr. 2, 2, Jr. 3, 3 & 4 bedrooms

1249

$

starting from

Utilities included

Please call to book a showing today!

(519) 635-9148 reginarentals@greenwin.ca

*Select units. Prices & availability subject to change.

Heat, water and hydro included Public transit nearby Parking available Onsite management team Onsite laundry facilities Extra storage available Fitness room Indoor swimming pool Basketball, squash court Games room Security cameras Close to parks

5G

Phoenix Mill Apartments

Bryden Apartments Trafalgar Square

Silvercreek Terrace

WELLINGTON & HANLON PKWY

WELLINGTON & HANLON PKWY

WELLINGTON & EDINBURGH

WYNDHAM & WOOLWICH

Minutes from downtown.

Across from green space & Speed River Controlled access New windows & patio doors Utilities included Reserved underground parking available Public transit nearby

Waterloo Ave

Wellington St W

Waterloo Ave

Wellington St

Wo ol

wic

hS

t

Wellington St

364 Waterloo Ave.

380 & 400 Waterloo Ave.

27 & 33 Cardigan St.

120 Edinburgh Rd.

Hours: Mon-Fri 8:30-8; Sat-Sun 10- 4

Hours: Mon-Fri 8:30-8; Sat-Sun 10- 4

Hours: Mon-Fri 8:30-8; Sat-Sun 10- 4

Hours: Mon-Fri 8:30-8; Sat-Sun 10- 4

519-829-4080

519-829-4080

519-826-6768

519-821-5800

Same Day Approval! Pre-Authorized

Payment Plans Available!

Visit our new website to view our virtual tours and apply online!

6G

Gordon St

Downtown location Controlled access Modern laundry equipment Reserved underground parking available Public transit nearby

Edinburgh Rd S

Quiet location Seasonal pool Tennis court Utilities included Reserved underground parking available Close to 401 and #6 Hwy Controlled access Public transit nearby

Wyndham Card igan St

Covered parking Common room and laundry facilities Public transit at front door Easy access to #401 and Stone Road Mall Walk to Farmers Market Close to everything that matters!

Seasonal pool Tennis court

Edinburgh Rd S

1 Bedrooms 2 Bedrooms 3 Bedrooms 3 & 4 Bedroom Penthouse

Hanlon Pkwy

1 Bedrooms 2 Bedrooms

Edinburgh Rd S

1 Bedrooms 2 Bedrooms 2 + 2 Bath Bedrooms

Hanlon Pkwy

1 Bedrooms 2 Bedrooms 3 Bedrooms

Be on the lookout for our new signs!

H O M E S T E A D . C A

H O M E S T E A D . C A

A Trusted Place To Call Home Since 1954

Newly Renovated Chic New Designs

1 & 2 bedroom suites throughout Waterloo & Kitchener!

Call Our Rental Hotline 226-972-5256 ASK ABOUT OUR AMAZING INCENTIVES! • Full Stainless Steel Appliances • Modern Laminate Flooring Throughout • Open Concept Kitchens with Granite Countertops

• Upgraded Energy Efficient Lighting Throughout • Close to all amenities

137 University Avenue, Waterloo

519-635-1240 200 Shakespeare Drive, Waterloo

519-496-8837 400 Parkside Drive, Waterloo

226-972-5256 383 Albert Street, Waterloo

519-635-9549 285 Erb Street West, Waterloo

226-972-5256 545-565 Belmont Avenue West, Kitchener

519-635-9604 100, 120 & 170 Old Carriage Drive, Kitchener

519-573-3000

www.gatewaypm.com

7G

The Premium Choice in Rental Living Margaret Place

Kitchener's Finest Highrise

SPECIAL:

1 BEDROOMS FROM $1003 2 BEDROOMS FROM $1289 SUITES INCLUDE • Air Conditioning • 5 Appliances which includes in-suite washer & dryer • Large Eat-In Kitchen • Vertical blinds and carpeting • Security intercom • Stunning panoramic views • Spacious balcony

RENTAL OFFICE HOURS: Monday to Thursday: 8:30 am - 7 pm; Friday: 8:30 am - 5 pm Saturday & Sunday: 12 pm - 4 pm

RECEIVE 1 MONTH FREE RENT WITH A MOVE IN DATE OF JUNE 1ST OR EARLIER*

FACILITIES INCLUDE • Fully equipped exercise room • Indoor swimming pool • Sauna • On-site management office • Underground parking • Recreation Room • Library • Games Room • Guest Suite

CLOSE TO • Minutes to transit & GO Train • Breithaupt Community Centre • Easy access to highway #85 & #7 • Local shopping • Wilfred Laurier University • University of Waterloo • Schools & churches

305 & 315 Margaret Avenue

519.744.3468 margaretplace.ca

*Selected suites only and some conditions apply *One month's free rent will be applied on the 11th month, subject to availability and certain conditions.