Southwestern Ontario New Home and Condo Guide - April 13, 2013

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April 13 - 27, 2013 Volume 16 Issue 07

CITY SQUARE CONDOS REACHING NEW HEIGHTS IN HAMILTON

INSIDE THIS ISSUE

LONDON: CITY OF GROWTH & OPPORTUNITY

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THE BENEFITS OF BUYING A NEW HOME

CONDOS ON THE RISE IN BURLINGTON

4/10/13 2:50:49 PM

2:50:49 PM

Visit Summerlea’s Model Show of the Year!

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Inspire your soul and make y

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APRIL 13 - 27, 2013 | NEW HOME & CONDO GUIDE SWO 7

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contents

APRIL 13 - 27, 2013

||

VOLUME 16 ISSUE 07

60

cover story

66

p.14

NEW HORIZON DEVELOPMENTS New condos on the horizon in the Durand District 78

community focus features

regular and special features IN EVERY ISSUE 10 EDITOR’S NOTE

75 76

HOT DATES AD INDEX

52 54

COLUMNISTS

36

BUILDING BLOCKS

The bountiful benefits of buying a new home

FUNDAMENTALLY SPEAKING

Learning about mortgages is time well spent

by Wayne Karl

IN THE NEWS 46 TARION AWARDS

New-home builders are leaders in customer service excellence

48

BURLINGTON

a favoured market as condo growth heads higher

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ParkCity Condos releases short film series EMPIRE COMMUNITIES

celebrates 10 BILD Award nominations

HOMEBUYERS’ HELP

26

by Jeff Paikin

77

TOBYN PARK HOMES

71

CITY FOCUS

14

HOMEBUYERS’ RESOURCES

New Horizon Developments New condos on the horizon in the Durand District

62

KITCHENER

Mattamy Homes Spring is a perfect time to see Mattamy’s Wildflowers

68

London: a city of growth and opportunity

Mortgage Calculator & Rate Table

HAMILTON

KITCHENER

TerraView Homes It’s even easier to reach Edgewater Estates in Kitchener

78

THOROLD

Great Gulf Discover fresh new lots in Phase 2 at Thorold Rolling Meadows

NEW HOME

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editor’snote

Solid investment decisions begin at home

I

s there a positive to buying a new home in our current economic climate? You bet there is.

When you buy from a new-home builder, your investment is backed by Tarion Warranty Corp. It protects your deposit before the home is built and it offers protection against defects in work and materials, unauthorized substitutions and delayed closings or occupancies after the home is constructed.

What are the other positives of buying a new home?

Prices are extremely competitive at this time and interest rates are low. If you think posted rates look good, ask your bank or mortgage broker if they can do better.

While no one can guarantee what their home will be worth in the next 10 or 20 years, ask a recent new-home buyer what the value of their home is now. Chances are, they will smile. There has been a steady increase in the price of new homes, especially in communities with new amenities such as schools, shopping and transit. There are no rules about what exactly a builder or sales representative must tell you about your prospective new neighbourhood, so do your homework and examine the area.

The media often stresses the negative side of the story. It’s time to make solid investment decisions, and look beyond the doom and gloom. Investigate how you can make Canada’s economic environment work for you.

Happy new-home hunting!

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

ASSOCIATE PUBLISHER

Susan Maxwell

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge ART DIRECTOR

Daiana Garay EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck Elisa Krovblit Lydia McNutt (on leave)

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson

MANAGER OF PRODUCTION

Bala Gnanapandithan CO-ORDINATOR

Laura Northmore GRAPHIC DESIGNER

Dhaval Naik

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

CONTRIBUTING WRITERS

Joanne Keenan Jeffrey Reed PUBLISHED BY

Making informed choices

Canadians are making rational decisions when it comes to buying their first home

B

uying a home is a dream for many Canadians, but with rising prices, increasingly tight mortgage regulations and reports of questionable market conditions in some areas and housing categories, where to begin?

With careful planning and research, that’s where.

Indeed, Canadians are showing that despite any challenges facing the real estate market, they are taking the time to learn what they need to, and to make rational, informed choices.

A new survey from Genworth Financial Mortgage Insurance Company Canada reports a significant rise in the number of recent first-time buyers who put down more than 20 per cent of their home’s purchase price – 56 per cent, up from 36 per cent last year.

Other new research, the BMO First-Time Home Buyer’s Report, indicates that two-thirds of first-time buyers say the latest changes to mortgage regulations – which reduced the maximum amortization for government-insured mortgages to 25 years from 30 – have not affected their buying timeline. Many even favour a 20-year amortization.

By saving longer for larger down payments, and aiming to pay off their mortgages sooner, clearly, Canadians are becoming increasingly responsible about these important homebuying steps.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ADVERTISING:

Call Susan Maxwell at

newhomeandcondoguide.com 416.580.1654 FAX: 416.784.9554 Toll Free: 1.877.269.8257, follow prompts, ext. 4260; e-mail: susan.maxwell@wall2wallmedia.com Office hours are Mon-Thurs. 9-5; Fri. 9-12 CIRCULATION: Free distribution. Published bi-weekly from Sept.-Nov. & from Feb.-June and monthly in June, July & Dec. TERMS: Advertisers, Editorials and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL: Submissions from interested parties will be considered. Please submit to the address above, to the attention of the Editor.

COPYRIGHT 2013: All

rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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* See Sales Representative for details. Illustrations are artist’s concept. Prices and specifications subject to change without notice.

4/10/13 5:18:09 PM

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coverstory

NEW CONDOS ON THE HORIZON IN THE DURAND DISTRICT City Square Condos adding new heights of sophistication to historic neighbourhood

C

ity Square, Parkside Condos by New Horizon Developments is quick ly approaching the “topping off” stage as construction crews diligently work towards the Tower 1 completion. The New Horizon Development Group will commemorate this milestone event of this much celebrated building with a residents’ and local dignitary’s event. “We are really excited to be able to contribute to the residential building fabric of downtown Hamilton,” says Jeff Paikin, president of Hamiltonbased New Horizon Development Group.

City Square’s Parkside Condos are the first of three towers that are reshaping the downtown skyline in Hamilton. “This is a very exciting stage of our City Square Condo Community,” says Paikin. “We have

moved in our first homeowners into our Parkside Condo – the first of our three condos at City Square. Tower Two has been selling very well and we have started construction.”

There are a handful of suites still available in Tower One. “This is the perfect opportunity to act now,” says Paikin. “You can purchase a suite and start enjoying the many benefits of carefree condo living this season – just in time for spring walks in the park and summer patio life on Locke Street and Hess Village.”

The City Square community continues to attract interest from a wide range of buyers. “We have drawn in professional couples and empty nesters looking for a low-maintenance urban lifestyle, and singles who work and play in the downtown core. They have all been drawn to the condo’s quality offering and superb location. Our purchasers have strong ties to Hamilton’s Heritage. They enjoy the local restaurants, shopping, and rich culture of the community,” he says.

City Square’s condo plans offer smart space planning and contemporary living inside and out. Floorplans have open-concept layouts, ideal for easy entertaining and comfortable living. There are no wasteful corridors, so usable space is maximized. All suites have large outdoorliv-

14 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

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NEW HORIZON DEVELOPMENTS

City Square

ing areas, with good storage space including a handy storage locker. Paikin reports that “there are plenty of options from one-bedroom, onebedroom plus den, and two bedroom layouts, all with classic features and finishes that are stylish and offered standard. This appeals to our buyers and investors who appreciate the level of finish and built-in value.”

There are also plenty of well-designed common area spaces for residents and their guests to enjoy at City Square. From the spacious lobby lounge and ground level landscaped courtyard, to the media room with its big screen and theatre seating, as well as the spectacular rooftop terrace for sensational summer enjoyment. City Square has an abundance of fun and functional spaces and places that are an extension of your condo suite.

In addition, a select few extraordinary penthouse suites still available in City Square’s Parkside Condo. These spacious and elegant penthouses offer panoramic views, huge terraces; formal features and finishes in a stunning open flow plan. “They are the best of classic and contemporary living – perfect for carefree upscale city condo living,” says Paikin.

Whether a fi rst-time buyer, smart sizing move or embracing a luxury penthouse lifestyle, City Square is a unique opportunity to get a brand new, carefree and affordable condo in the heart of the desirable Durand District.

To celebrate the first occupancies, New Horizon is offering buyers at City Square Tower One and Condo Lifestyle Bonus Package consisting of a 42-in. flat screen TV, cable and internet for a year, a five-piece appliance package and a $1,000 to spend at New Horizon’s Décor Centre as you choose.

Act now, save money and move this summer!

Visit mycitysquare.ca

LOCATION Hamilton HOUSING TYPE Parkside highrise condos CONTACT mycitysquare.ca

APRIL 13 - 27, 2013 | NEW HOME & CONDO GUIDE SWO 15

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TOUR 3 FABULOUS MODEL HOMES

Rider Collection DECO VILLA | The Semi-Link Model 2902 Inspired Bryon Patton Inspired Design Ideas

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Sizes, prices and specifications are correct at press time and subject to change without notice. All illustrations are artist始s concept. The ENERGY STAR庐 WQ-1175 NHG SWO DPS 03.02.13_B.indd 1 016-017-Geranium Homes 03-30-13.indd 16

4/10/13 5:18:33 PM

mar

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Onlyy Th On he Village he e at Sally Creek offers a beautiful go olf l cou urse comm munity with fabulous on-site am me en nitie es includiing the Sally Creek Bistro and the ne eig i hbo ou ourhood’s s brand new Recreation Centre.

Itt’s ’s her he e th t at Gerranium Homes has created a se ens nsat atio ona n l colle ection of detached and semi-link bu ungalo ow design ns with available loft options to comp co mp ement your lifestyle. mple C nstru Co uc ucted to Energy Star for New Homes standa da ards, these wonderful homes include: • Soa So oarin ng 9’ m main floor ceilings • Upgra aded go ourmet kitchens • Lu Luxurrious ma aster bedrooms w th huge wa wi alk-in closets • Spa-iinspired ensuites with glass show wers and oval tubs • 1 Yea ar memb bership for 2 at Sally Creek Golf G Course • PLUS S $10,0 000 in Décor Dolla ars* for your y own personal finish hing toucches!

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LONDON

New Home

watch

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

new openings

new releases

geranium homes Woodstock | The Village at Sally Creek Model home grand opening – semilinked and fully detached bungalows and bungalow-lofts in this adult lifestyle community. geraniumhomes.com

auburn developments London | Foxfield Community A variety of housing options are available in this community, including single-family lots. auburndev.com

claysam homes Woodstock | Sally Creek Premium twin town designs now including finished basements. claysamhomes.com

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rembrandt homes London | River West Third and final phases coming soon for this bungalow condos surrounded by a beautiful garden oasis. rembrandt-homes.ca Sifton properties Ingersoll | HarrisView Single-family homes on 40- to 50-ft. lots, with some wooded and pondview lots available. sifton.com Cachet reid heritage homes London | Copperfield Final single-family homes available in this community. Single-detached designs close to schools, shopping, recreation and parks. cachetreid.com

20 New home & condo guide SWO | april 13 - 27, 2013

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april 13 - 27, 2013 | New home & condo guide SWO 21

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St 401

n Rd

Parkinso

e Rd

Towerlin

403 401

For information contact the Model Home at 519.421.1077 or William Cattle direct at 519.868.6447

Single family homes minutes from Toyota Manufacturing and 401

Neighbourhoods of Devonshire brings you peaceful and attainable family living in the growing community of Woodstock. With convenient highway access and all major amenities just minutes away, Claysam offers you the perfect opportunity to own your home.

visit us online for model hours claysamhomes.com *Limited time offer. $783.00 per month based at 2.5%, 5 year closed mortgage amortized over 25 years with 25% down payment on purchase price of $219,900. P&I only.

Applicable to the price of the home and does not include upgrades. Please visit the sales center for details. Offer and conditions may be subject to change without notice. E. & O. E.

believe you can have it all 23

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BP2013 NH&C Ad1:Layout 1

2/4/13

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Page 1

Great Friends, Wonderful Recreation, Fabulous Shopping, Quality Homes

UNBEATABLE You can’t beat the new home value at Baldwin Place. Onsite fully-equipped recreation centre, all major shopping and extensive medical facilities right in town.

Come and see for yourself why Baldwin Place is so popular with retirees of all ages.

All brick, freehold homes with $30 monthly association fee from The Other GTA

$225,900

incl hst

3 Esseltine Drive,Tillsonburg, 1-800-265-5709

Visit us at: www.baldwinplace.ca Model Home Hours: Open Monday through Thursday, Saturday & Sunday 10am to 5pm.

Fridays & Holidays by appointment only.

E.& O.E. Prices & Specifications are subject to change without notice.

24 New home & condo guide SWO | april 13 - 27, 2013

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Your dream… …realized We make the home building process easy and enjoyable, just as it should be.

Our dedicated team will guide you through the selection and construction process, providing expert advice and inspiration along the way.

Building in these fine communities:

Golf Community

50+ active adult community

Villas from the

$280s and $300s

singles from the

WEST LONDON

Large 50 ft lots

40 and 50 ft lots

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Energy Star® homes from

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SOUTH LONDON

NORTH LONDON

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the mid

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the low

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Sifton.com | 519.850.0756 CELEBRATING 90 YEARS - Choose 1 of 3 Anniversary Gifts! See a SIFTON Sales Rep for details.

MasterMultiAd.indd 1 025-Sifton-Corporate 04-13-13.indd 25

25

09/04/13 9:36 AM 4/11/13 10:41:47 AM

cityfocus

London

T

A city of growth and opportunity

he city of London is much more than the hub of southwestern Ontario.

True, the city of 360,000 residents (470,000 including surrounding villages and towns) is known as The Forest City for its abundance of urban forests. Yet London offers a cornucopia of sights and sounds that truly make it a beloved destination, and concurrently the perfect place to call “home.”

The history of London dates back to 1793, when Lieutenant-Governor John Graves Simcoe selected the Forks of the Thames as his choice for the future site of the province’s capital. Indeed, the Thames River winds its way through much of the sprawling city. The present site of London’s Old Court House was Colonel Thomas Talbot’s choice to house provincial government buildings, but this decision did not come to fruition, as Toronto was chosen over London.

In 1838, soldiers moved into London’s Victoria Park, today a centrally located gorgeous greenspace and host to a number of summer music and art festivals. Covent Garden Market, still a magnet for downtown London, was established in 1845. This era also saw commercial and industrial growth, thanks to John Labatt and Thomas Carling. Labatt Breweries remains an important part of London’s business sector and city identity.

London’s population in 1848 stood at 4,584. The town was incorporated as a city on Jan. 1, 1855. New institutions including St. Joseph’s Hospital, now a part of London Health Sciences Centre, were established in the 1870s. In 1874, the London Life Insurance Co. was founded; it remains a city staple. In 1914, on the eve of First World War, London’s population stood at 55,000.

London’s population was boosted by 60,000 people with a 1961 annexation, and by 1976 there were 250,000 residents. Another annexation in 1991 changed the city forever.

Famous Londoners, too, have put the city on the map in a big way.

Big band leader Guy Lombardo and His Royal Canadians hailed from London. So do actors Hume Cronyn, Victor Garber and Rachel McAdams, Country singer Tommy Hunter, Canadian Baseball Hall of Fame’s George “Mooney” Gibson and Canadian Golf Hall of Fame’s Sandy Sommerville.

More recent local heroes include 2010 Winter Olympic Ice Dancing Gold Medalists Tessa Virtue and Scott Moir. The list goes on. Banting House Museum and its Flame of Hope recognizes Sir Frederick Banting and is a National Historic Site remembering the former Londoner’s research en route to his co-discovery of insulin.

Today, London’s demographics showcase a diverse, multicultural mosaic, with English, Scottish, Irish, German, Italian and Latin ethnic origins all heavily represented.

Not to be tightly defined, London’s commercial identity demonstrates

26 New home & condo guide SWO | april 13 - 27, 2013

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a diverse flavour. Manufacturing, health care and social assistance, retail, education and accommodation/food services top London’s industrial chart. A combined effort from the city, the London Economic Development Corp. (LEDC), London Chamber of Commerce and Tourism London ensures the city remains vibrant in its efforts to attract business and cater to its residents who love the small-town feel within a large city.

London’s economic diversity comes from such large companies as Labatt Breweries and London Life, and it’s home to the Canadian headquarters or major production centre for 3M Canada, EllisDon, Kellogg Canada, Diamond Aircraft and Trojan Technologies. And thanks to a growing advanced communications infrastructure and well-qualified workforce, London is also the location of choice for many customer call centres.

An increasingly diverse economy has allowed London to endure cyclical downturns in certain sectors and it provides a strong base from which to expand. Manufacturing is still the largest sector, employing more than 38,000 people or about 16 per cent of the overall workforce.

The LEDC continues to aggressively pursue the sectors that have been the foundation of London’s economy in the past, including the automotive parts and food processing

industries, and is also dedicated to the expanding in information technology and life sciences.

London also boasts a wealth of local attractions, such as the Western Fair Raceway, Fanshawe Pioneer Village, Boler Mountain, the Royal Canadian Regiment Museum, Museum London, Theatre London, London Regional Children’s Museum and Storybook Gardens.

While the city continues to grow, it remains affordable. The average home price in London as of January 2013 was about $231,252, with two-storeys and bungalows among the popular choices. London’s north end is growing substantially. New highrise condominiums are being erected in a rejuvenated city core.

Numerous builders have long seen the potential from developing communities in the city, as Sifton Properties and Fusion Homes have projects underway.

In neighbouring communities New Hamburg, St. Thomas, Tillsonburg and Woodstock, Senator Homes, Geranium Homes, Claysam Homes, Stonecroft Homes, Doug Tarry Homes, Gentrac Homes, Fusion, Van El Condominiums and Tillsonburg Developments all have new-home offerings.

The south end of London lies at a junction of Hwys. 401 and 402, an important landmark symbolic for commerce, industry and trade, situating the town conveniently just two hours east of Detroit and two hours west of Toronto.

Healthcare and education are important to the London area. London Health Sciences Centre, including Victoria and University hospitals, provides a growing population with health services and research. London is also home to Fanshawe College of Applied Arts & Technology, and the University of Western Ontario.

London is a big sports town, too. The University of Western Ontario Mustangs have captured numerous national titles in everything from football to squash. The London Knights of the Ontario Hockey League have a new home at the John Labatt Centre. The London Majors of the Intercounty Baseball League play at Labatt Park – the oldest baseball venue in North America.

London is also known as the Golf Capital of Canada, with more than 100 public courses within an hour’s drive of the city’s core.

London at a glance POPULATION

360,000

MAJOR EMPLOYERS

Advanced manufacturing, education, life sciences, financial services AVERAGE HOME PRICES

Jan. 2013: $231,252 Jan. 2012: $224,472

DISTANCE FROM TORONTO

160 kilometres

SouRce Canadian real Estate association, City of london, other sources; photos courtesy of Tourism london

april 13 - 27, 2013 | New home & coNdo guide Swo 27

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APRIL 19th - 21st

getyour decorating

fix

building

entertaining

relaxation

gardening

renovating

Photo ©istockphoto.com/Neustockimages

landscaping

See ...

The Outdoor Living Room Indoor & Outdoor Living Trends Spring Flower Show & Competition Backyard Sight & Sound Entertainment Plus ...

Green Thumb Marketplace 2013 Design Centre • Dream Garage Outdoor Grilling School • Great Prizes • Show Stages

Sat. April 20 1:30 & 4 Idea Stage

Peter Fallico from HGTV’s HOME TO KEEP Presented by

THE 37th LONDON spring

HOME& gARDEN

show Hours: Fri. 12-9, Sat. 10-8, Sun. 11-5 Admission: General $11, Seniors $9, Under 12 free w/adult

www.londonhomeandgardenshow.com

Sun. April 21 12 & 3 pm Idea Stage

Andrew Downward

from HGTV and the W Network’s DIVINE DESIGN Presented by

Color & Design Centre

WESTERN FAIR district 028-London Home Show 04-13-13.indd 1

4/10/13 5:19:12 PM

hamilton halton niagara

New Home

watch

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

preview registration dawn victoria homes Ancaster | Evergreens on Southcote Pre-construction pricing ends soon for these custom bungalow, bungaloft and two-storey home designs on 42- and 50-ft. lots. dawnvictoriahomes.com cambridge homes Beamsville | Brownstones at the Vineyards Pre-register for Phase 2 of Brownstones – two-storey towns near the wineries of Beamsville Bench. golfiteam.com spallacci homes Hamilton | Eden Park Coming soon to Hamilton West Mountain – chateau-inspired semis collection. Register for VIP privileges. spallaccihomes.com Bayview-wellington homes Niagara | Niagara on the Green Register now for these executive townhomes backing onto the Royal Niagara Golf Course. bwhomes.ca dawn victoria homes Burlington | Village West Register now for this small enclave of urban townhomes on Plains Road West. Ideal for commuters and young families due to proximity to the GO station, QEW, parks and downtown. dawnvictoriahomes.com rosehaven homes Ancaster | Tiffany Hill Coming fall 2013 – Phase 2 release of towns, 36-, 40- and 45-ft. lots from the $400’s. rosehavenhomes.com rosehaven homes Waterdown | Waterdown Meadows Coming spring 2013 – Phase 2 limited release of 35-, 40- and 45-ft. lots from the $400’s. rosehavenhomes.com

Ancaster Beamsville Binbrook Brant Brantford Burlington Catharines Grimsby Hamilton Milton

Niagara Oakville Paris Port Dover St. Catharines Stoney Creek Vineland

new openings

new releases

menkes & fernbrook homes Oakville | Millstone on the Park Grand opening of Oakville’s only urban towns with rooftop terraces. millstonepark.ca

empire communities Stoney Creek | Victory New release of two-storey townhomes from $269,990. victoryempire.com

branthaven homes Binbrook | Celebration Grand opening of this two-storey townhome collection in Binbrook’s only forest-edged lots. branthaven.com

Rosehaven homes Chippawa | Lyon’s Creek Coming soon – model homes plus new release of 50-ft. detached lots. rosehavenhomes.com

mountainview homes Welland | Harvest Estates New model home grand opening at this community of single-detached homes. mountainview.com homes by desantis Niagara Falls | Lyon’s Creek Summer closings are available in this community of detached two-storey homes, as well as bungalows and bungalofts. homesbydesantis.com phelps homes Grimsby | The Bedford Collection Model home now open at this private enclave of 28 bungalows a short walk from downtown Grimsby. bedfordcollection.ca

Rosehaven homes Thorold | Gibson Heights Coming soon – new release of towns and model homes. rosehavenhomes.com spallacci homes Hamilton | Eden Park Phase 4 release of exceptional 32and 40-ft. lots. spallaccihomes.com Mattamy homes Oakville | The Preserve Now open – a new release of village homes and 34-, 38- and 45-ft. detached homes. mattamyhomes.com

eastforest homes Brantford | D’Aubigny Forest Estates New model now open for these singles on 40-ft. lots. eastforesthomes.com Bayview Wellington homes St. Catharines | Victoria Village New model homes grand opening – affordable lifestyle, overlooking the historic Welland Canal. bwhomes.ca

rosehaven homes/ homes by desantis Stoney Creek | On the Ridge Coming fall 2013 – towns, semis, 35- and 40-ft. lots from the mid $200’s. liveontheridge.ca

april 13 - 27, 2013 | New home & condo guide SWO 29

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30

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Paris

Port Dover

Grimsby

Smithville

Oakville, Burlington, Hamilton, Ancaster, Paris, Brantford, Stoney Creek, Vineland, Lincoln, Thorold, Fonthill, Niagara, Niagara-on-the-Lake, Fort Erie

Halton / Hamilton / Wentworth / Niagara:

Thorold Fonthill

Ridgeway

Chippawa

Fort Erie

Prices

Ancaster

dawn victoria Homes

Evergreens on Southcote

•

•

from the $390's

42

Ancaster

Rosehaven Homes

Tiffany Hill

•

from $460's

38

Ancaster

winzen

The Kensington

•

from low $200's

44

Beamsville

Homes By DeSantis

Lincoln Square

•

•

from $249,900

11

Beamsville

cambridge homes

Brownstones at the Vineyards

•

from $246,900

39

Binbrook

branthaven homes

Celebration

•

from $246,990

13

Brantford

Empire communities

Wyndfield

•

•

from $191,990

2&3

Burlington

adi development

Mod'rn Condominium

•

from the $200's

50

Burlington

tobyn park homes

ParkCity

•

from the $180's

53

Caledon

monarch

The Village of SouthFields

•

•

from high $300's 40&41

Chippawa

Rosehaven homes

Lyon's Creek

•

•

from low $300's

38

Georgetown

menkes

The Enclaves of Upper Canada

•

from low $400's

35

Grimsby

Branthaven homes

Bravo! By the Lake

•

from $219,990

13

Grimsby

Bucci homes

Bliss

•

from mid $260's

51

Guelph

vanmar

V2 Condos

•

from high $220's

61

Hamilton

Country Green Homes

WestBloom

•

from $329,900

7

Hamilton

empire communities

Summerlea

•

from $242,990

2&3

Hamilton

marz homes

Woodview

•

from $229,990

47

Hamilton

new horizon

City Square

•

from $202,990

37

Hamilton

SPALLACCI homes

Eden Park

•

from low $300's

33

Hamilton

winzen

Stoneridge

•

from the $300's

44

Niagara

MOUNTAINVIEW Homes

Thundering Waters

•

•

•

from high $200's

9

Niagara

phelps Homes

Brookside

•

•

•

from mid $200's

45

Niagara

phelps Homes

Streamside

•

•

from mid $300's

45

Niagara on the Lake BW Homes

Niagara on the Green

•

•

from low $200's

5

Oakville

MENKES

Millstone

•

from $309,990

34

Port Dalhousie

augustine group corporation Port Place

•

from $297,990

43

Smithville

phelps Homes

Harvest Heights

•

from the $270's

45

St. Catharines

BW HOMES

Victoria Village

•

from $289,900

4

Stoney Creek

empire communities

Victory

•

•

from $269,990

2&3

Thorold

great gulf

Thorold Rolling Meadows

•

from $299,990

78&79

Thorold

Rosehaven homes

Gibson Heights

•

from $240,000's

•

•

•

•

Page

38

Oakville, Burlington, Hamilton, Ancaster, Paris, Brantford, Stoney Creek, Vineland, Lincoln, Thorold, Fonthill, Niagara, Niagara-on-the-Lake, Fort Erie

Builders SiteS

Halton / Hamilton / Wentworth / Niagara:

De t.

Se m Bu i ng To alo wn w h Ad ome u l /C t L on ife do sty le

Location

31

030-031-SW Map-Hamilton.indd 29

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PLUS up to

$10,000 FREE Design Studio

Dollars

April Showers don't miss out on

Buy a home Before april 30 & receive our

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Octominiums, Quads & Towns

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$149,990

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starting from

starting from

Huron Landing Kitchener

Huron Village Kitchener

56 Seabrook Dr. | 519-585-2222

6 Parkvale Dr. | 519-585-0253

Huron Point Kitchener

Vista Hills Waterloo

130 Rochefort Dr. | 226-647-0386

Ginseng Street. | 226-647-0271

Eby Estates Kitchener

Doon South Kitchener

8 Isaiah Dr. | 226-647-0346

330 Thomas Slee Dr. | 519-208-2766

includes rain shower head(s) & water softener!

at www.eastforesthomes.com Prices correct at press time. Pictures are for illustration purposes only. Design Studio bonus promotion only available on new construction. All offers are for a limited time only, are not applicable with any other promotion unless stated and may be cancelled or discontinued at any time. See Sales Representative for details. Broker protected. E. & O. E.

32 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

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1 1

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3:09 PM 3:09 PM

33

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buildingblocks

The bountiful

BENEFITS OF BUYING NEW

by JEFF PAIKIN

ONCE YOU START HOUSE HUNTING, ONE OF YOUR FIRST

steps will be to see what new-home builders have to offer in your desired community. New homes have stepped up to win the hearts and minds of homebuyers, as we’ve seen an unprecedented explosion in new home construction and buying.

Once considered a luxury reserved for the rich and famous, new construction has opened the door to all price ranges and styles, including highrise condominiums, townhouses, active adult communities and single-family homes.

Those who have purchased a newly built property will agree that there are fewer experiences more gratifying than watching your home emerging from the ground up.

CUSTOMIZATION

One of the primary reasons homebuyers are so drawn to new builds is that they get to customize just about everything with their new home. Buyers have an abundance of design, colour and material options.

Keep in mind the freedom of choice associated with buying new extends beyond fi xtures and finishes. Don’t overlook the convenience and comfort afforded by modern floorplans and layouts. Lifestyle needs are different from even 10 years ago, and resale homes often lack the flow and space to satisfy. Take a tour of many existing homes and you’ll find poor layouts and wasted or unusable space. Builders today seek an integrated approach to family living with many of their designs. Friends and family often gather in the kitchen and cooking becomes a group project. Most people don’t want to be far from a TV or the rest of the family when they’re in the kitchen. “Family rooms” are placed next to the kitchen and eating areas to blend into one informal living space. Today’s kitchens are often larger than those found in older homes and feature many timesaving conveniences.

ENERGY EFFICIENCY

Energy efficiency is another major advantage new homes enjoy.

There was a time in the recent past when eco-friendly upgrades were considered a luxury, reserved for those who could “afford

Jeff Paikin (Past President of HHHBA) has been in the building industry for more than 20 years. As President and CEO of New Horizon Development Group (Builders of the inaugural CHBA Green Home of the Year), there isn’t much in the housing world he hasn’t seen. Jeff will provide regular insight and perspective of what’s going on in today’s market and what buyers should be aware of as they prepare to make a purchase. He can be reached at info@newhorizonhomes.ca

to care” about the environment. This is no longer the case.

Energy efficient features that were once pricey upgrades have become industry standards for all new homes. In fact, newhome builders are required by law to meet stricter energy codes than ever before. Many existing homes were built when energy codes were either more lenient or in some cases nonexistent. Individuals who are committed to reducing their carbon footprint should keep in mind that it is far more cost effective to implement energy saving features in a newly built home than to retrofit an existing house.

WARRANTY

Another great advantage of buying a new home is the warranty. Purchasing a home is a significant investment, and you want to make sure it is well protected. In Ontario, every new home comes with a seven-year Tarion warranty, which covers major structural defects. For more information on Tarion warranties, visit tarion.com PRICING

Make sure to take the time to compare the prices of existing homes to those of comparably-sized new homes. In many cases, it’s actually cheaper to build new than it is to buy an existing home. Most homeowners looking to sell cannot offer the incentives or attractive financing options builders can. In the resale market, buyers are often in competition with others and can be outbid. This process can be quite distressing for prospective buyers, who may have to agonize over the price to be offered and at the end of the day have nothing to show for their efforts. Contrast this with buying new – where usually a small deposit provisionally secures the property – and gives the buyer a reasonable time to get the mortgage in place, see a solicitor and then conclude the contract.

Fortunately, Southwestern Ontario is home to hundreds of reputable homebuilders, both big and small, that are competing for your business... and when builders compete, the buyer benefits!

Happy Hunting!

36 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

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NH_CITY2_NHC_Apr6.pdf

1

10/04/13

9:26 AM

ENJOY URBAN CONDO LIVING now

IN HAMILTON’S DURAND DISTRICT FROM $202,990 CITY SQUARE TOWER 1

city square Tower ONE & TWO

CITY SQUARE TOWER 2

SUITE #

NAME

SQ.FT.

BALCONY SQ.FT.

201

THE ROBINSON

659

96

SOLD

301

THE ROBINSON

659

96

411

THE BOLD

959

706

THE DURAND

LPH 1

SQ.FT.

201

THE MARKET

705

57

SOLD

$256,990

407

THE HISTORIC

555

69

SOLD

97

$326,990

610

THE CAFES

750

57

$283,990

675

72

$274,990

703

THE BOUTIQUES

640

54

$237,990

LOWER PH 1

1386

96

$574,990

807

THE HISTORIC

555

69

$220,990

LPH 2

LOWER PH 2

1432

157

$589,990

903

THE BOUTIQUES

640

54

SOLD

LPH 6

LOWER PH 6

1432

157

$589,990

1006

THE CULTURE

675

71

$275,990

PH 1

PENTHOUSE 1

1750

817

$899,990

1007

THE HISTORIC

555

69

$228,990

PH 3

PENTHOUSE 3

968

72

SOLD

1008

THE ART

480

54

$206,990

80SO% LD

SUITE #

BALCONY PRICE SQ.FT.

NAME

OVER

PRICE

TOWER 1 - MOVE IN SPRING 2013!

CITY SQUARE LIVING INCLUDES: • free 42” lcd tv • PANORAMIC VIEWS • LOW CONDO FEES • 5 Free appliances • 1 Year free cable tv, internet, phone • IN-SUIte laundry, storage locker • cost-saving geo-thermal unit • gym, party & theatre ROOM • private Terraces & courtyard bbq • Autoshare & BIKESHARE PROGRAMS

MYCITYSQUARE.Ca TOWER 1+2 NOW UNDER CONSTRUCTION

SALES CENTRE: 85 Robinson St. Hours: Sat-Sun 12-5 pm, Mon-Thurs 3-7 pm, Fri by Appointment 289.389.1734 ALL RENDERINGS ARE ARTIST’S CONCEPT. PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E.&O.E.

037-New Horizon 04-13-13.indd 1

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It’s the feeling Rosehaven designs into some of the most desirable homes in Southern Ontario.

Homes that are as unique as you are. So choose Rosehaven and every time you step through the front door you’ll say I am happy, I am comfortable… I am home!

Chippawa / Niagara - Lyon’s Creek Coming Soon New Release of detached lots! New 35’ bungalow loft towns & 50’ singles from the low $300’s.

Lyon’s Creek Blvd. & Sodom Rd., east of the QEW

Thorold - Gibson Heights New release of detached lots! 45’, 40’ & 36’ lots from $300’s, towns, semis & attached singles from the $240’s.

Richmond St. & Winterberry Blvd., south of Hwy. 58

Ancaster - Tiffany Hill Inventory homes available! Luxury stone, stucco & brick detached homes on 45’ lots from the $460’s & 4 models to tour.

Garner Rd. E. & Raymond Rd., east of Hwy. 6

COMING SOON: Stoney Creek - On The Ridge - At Upper Centennial Pkwy and Mud St. W, south of the QEW. Register at liveontheridge.ca Waterdown - Waterdown Meadows - Limited release of detached lots. Register at waterdownmeadows.com

/rosehavenhomes

@thisisrosehaven

Also building communities in Oakville, Nobleton, Brampton & Kleinburg 38

For directions, hours, community information, visit: rosehavenhomes.com • (1-888 / 416) 410-0175

038-Rosehaven Homes 03-30-13.indd 38

Prices and specifications correct at press time. E. & O.E. Prices quoted are in $ thousands.

4/10/13 5:19:44 PM

2!

AS E

R

PH

PH S EG OL AS IS TE D E R 1 O NO U W FO T! ER PR

Visit www.homesbycambridge.ca

39

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SOUTHFIELDS - TWO STOREY TOWNHOMES

NEW NAME. NEW DESIGNS. SAME GREAT COMMUNITY. NOW AVAILABLE

SINGLES & TOWNHOMES Monarch is excited to introduce the next phase of the masterplanned community in the heart of Caledon. Strawberry Fields has now flourished into the Village of SouthFields offering all the vibrancy and charm you would expect from an established community, with a new, more all-embracing name.

5 MODEL HOMES TO VIEW

Like us on:

facebook/monarchcorp

Follow us on:

twitter @monarch_group

MONARCHGROUP.NET 40

Prices, specifications and promotions are subject to change without notice. Renderings are artist’s concept and images are for mood and impression only. *Square footage includes finished space in lower level. E.&O.E. March 2013. 20833.

MONH 20833 SF CAL NH&C SWO March 13_V2.indd 1-2 040-041-Monarch 03-16-13.indd 40

4/10/13 5:19:52 PM

It’s never been a better time to buy a Monarch home.

Enjoy incredible buyer incentives at all of our communities and make your dreams of a new home come true today.

NEW

Kennedy Rd.

PRESENTATION CENTRE Hwy. 410

Mayfield Rd.

Heart Lake Rd.

N

Waterville Way

Hwy. 410

AUGUST CLOSINGS AVAILABLE

Old School Rd.

Kennedy Rd.

INVENTORY HOMES AVAILABLE WITH $50,000 DESIGN STUDIO BONUS

Hurontario St./ Hwy. 10

SOUTHFIELDS - 43’ SINGLE - MORNING GLORY DESIGN

43’ SINGLES

TWO STOREY TOWNHOMES

PRESENTATION CENTRE:

• New designs and designs with lofts now available • Plans range from 1,943 to 3,971 sq. ft.

• Superior features and finishes including hardwood on main level, coffered and vaulted ceiling, gourmet kitchen, luxurious ensuites and much more • Brick exteriors featuring stone accents • From the high $500,000’s

• Up to 2,010* sq. ft.

• Open concept two storey townhomes with 9’ ceilings on main level, extended upper cabinets, oak staircase, gas fireplace and more • From the high $300,000’s

Waterville Way, Caledon, ON Telephone 905.843.8989 Mon. – Thurs.

1pm – 8pm, Fri. 12pm – 5pm, Weekends & Holidays 11am – 6pm

april 13 - 27, 2013 | New home & condo guide SWO 41

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Make an evergreens home your forever home.

Custom bungalow, bungaloft & 2-storey home designs on 42’ & 50’ lots.

Fifty-seven homes are only minutes from olde Ancaster and its shops and boutiques, while new adventures in the city or country await. Designed for you, your family, your life – everything you’ll ever need.

403

6

SOUTHCOTE RD

$390s

FROM THE

GARNER RD E

DawnVictoriaHomes.com

The Effort Trust Company, Brokerage

Ancaster 905-304-6099 Sales Office Hours Mon – Thurs 1pm – 6pm Sat & Sun 12pm – 5pm Friday by appointment Maureen Hall, Sales Representative Darlene McCauley, Broker

42 New home & condo guide SWO | april 13 - 27, 2013

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ONE YEARLIP TS FREE BOAAGE & STOR 5,000

CONSTRUCTION STARTING SOON

$ APPROX. VALUE*

DROP IN & TOUR OUR ALEX-CHAPMAN DESIGNED MODEL SUITES TODAY.

Whether you’ve lived in Port Dalhousie for much of your life… or whether you’ve always wanted to live in this kind of waterfront location, Port Place offers you a once-in-alifetime opportunity to enjoy a carefree condominium lifestyle like no other!

STARTING FROM

$297,990

SPECIAL LIMITED-TIME BONUS OFFER: Reduced prices for next 20 purchasers only.

PORTPLACECONDOS.COM

905.937.5811

*For a limited time only, the Port Dalhousie Marina is offering a special bonus for boaters with ONE YEAR’S FREE BOAT SLIP & STORAGE – valued at $5,000 – to purchasers at Port Place who wish to berth their pleasure boat just steps from their new home. Talk to a Sales Rep for complete details. Prices and specifications are subject to change without notice. E.&O.E.

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WIN 248 NHC HP Combo Ad-resize__ 10/10/12 12:36 PM Page 1

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Stone C hurch R dW N

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Experience exclusive European-inspired homes on spacious 50' lots in a cul-de-sac community like no other.

Lincoln M. Alexander Pkwy. W. Upper Horning Rd Upper Paradise Rd

Live in the Heart of Nature in an affordable, luxurious and conveniently located single-family home.

Visit our model home at:

Illustration is artist’s concept. *Prices and specifications subject to change without notice. Pricing only on selected models and lots. E&OE. †See sales representative for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission.

Stoneridge on Tiffany Creek Mon. to Thurs. 3pm - 6pm, Fri. by appt.

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INDEPENDENTLY OWNED AND OPERATED

44 New home & condo guide SWO | april 13 - 27, 2013

044-COM.indd 44

4/10/13 5:20:01 PM

WHAT WE CALL A MAJOR TRAFFIC JAM IN SMITHVILLE.

Live the good life on up to 60’ lots in wine country.

It seems like small towns have become big towns. Big towns are small cities. What if you could have the best of both worlds, and live just minutes from everything, yet wake up to the sound of, well, nothing. We’re talking beautifully crafted homes surrounded by wine country and farmers’ markets.

Instead of traffic jams you’ll have conservation areas, bike trails and homemade pies just a hop, skip and a jump away. Starting to sound pretty good isn’t it?

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Prices subject to change without notice. E.&O.E.

045-Phelps Homes 04-13-13.indd 45

DETACHED AND SEMI-DETACHED HOMES ON 50’ LOTS STARTING IN THE $270s

NIAGARA

SMITHVILLE

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1.877.526.5451 | PhelpsHomes.com

45

4/10/13 5:20:04 PM

inthenews

NEW-HOME BUILDERS ARE LEADERS IN

customer service excellence TARION WARRANTY CORP. HAS ANNOUNCED

the fi nalists for the 2013 Tarion Awards of Excellence, the only awards in Ontario that recognize new-home builders based solely on their customer service delivery.

“Exceptional customer service is the cornerstone of building a positive experience with new homebuyers,” says Tarion President and CEO Howard Bogach.

“The 2013 Tarion Awards of Excellence finalists have demonstrated that they are committed to providing a superior experience for new home buyers by providing fi rst-in-class after-sales service.”

Finalists were determined based on the results of a comprehensive survey sent to more than 40,000 Ontario homeowners who took possession of a new home between Oct. 1, 2011 and Sept. 30, 2012.

More than 6,800 survey responses were received, representing 17 per cent of consumers who bought a new home in Ontario during that time. The results were tabulated by Crunch Research in partnership with Harris Decima.

Survey questions focused on homeowners’ satisfaction with their builder, covering every stage in the homeowner-builder relationship from the signing of the Agreement of Purchase and Sale, through construction and the pre-delivery period, to aftersales service.

To qualify for the Awards, builders must have at least five new home possessions during the survey time frame and a specified number of completed questionnaires must have been received.

Award recipients will be announced at a luncheon in Toronto on Tuesday, April 23, 2013.

The following new-home builders compete in four award categories: small, medium, large volume and highrise.

HIGHRISE BUILDER CATEGORY (More than 100 highrise possessions per year)

› The Daniels Corporation, Toronto › Del Ridge Homes, Markham › Monarch Corporation, Toronto › The Tricar Group, London › Tridel, Toronto LARGE VOLUME BUILDER CATEGORY (More than 100 possessions per year)

› Branthaven Homes, Burlington › Fusion Homes, Guelph › Menkes Developments Ltd., Toronto › Monarch Corporation, Toronto › Pidel Homes, Guelph MEDIUM VOLUME BUILDER CATEGORY (21-100 possessions per year)

› Grimesway Construction Ltd., Lindsay › Klemencic Homes, Trenton › Mirtren Builders, Trenton › Terra View Homes, Guelph › Wrighthaven Homes Ltd., Elora SMALL VOLUME BUILDER CATEGORY (5-20 possessions per year)

› Marlo Homes Inc., Tecumseh › Medway Homes, Arva › Parry Homes Inc., London › Southridge Heights Inc., Tillsonburg › Triple T Holdings Ltd., Peterborough Like Tarion on Facebook at facebook.com/ tarionwarrantycorp for more information about the 2013 Awards of Excellence.

46 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

046 News Tarion Awards_CW-MT-WK.indd 46

4/11/13 1:32:49 PM

Marz_NHC_Woodview_April5.pdf

1

08/04/13

4:24 PM

Just Picture it!

Live beside the Red HIll Forest Trail and Preserved Woodlot

TM

The Way Home Should Be.

Forest Side Town Living

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King’s Forest

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Prices, sizes and specifications are subject to change without notice. E.&.O.E. Rendering is artist’s concept.

Monday - Thursday 1p.m. - 6 p.m.

Friday by Appointment Saturday & Sundays 12 Noon - 5 p.m.

047-Marz-Paramount 04-13-13.indd 1

marzhomes.com

Presentation Centre 905-573-MARZ 220 Mud St. W., Stoney Creek

4/10/13 5:20:20 PM

inthenews

01

BURLINGTON IS FAVOURED MARKET

as condo growth heads higher BURLINGTON IS A FAVOURED MARKET FOR

condo development in the coming months and years. With provincial government regulations tightening development restrictions in cosmopolitan areas of the province’s largest centres, condo development is the only way to go, according to a panel of experts.

Burlington offers a perfect storm of factors that embrace condo development, explains Jawad Rathore, president/CEO Fortress Real Developments. “No inflated land prices, fantastic waterfront, great interest rates… it’s the prettier sister to the GTA. We’re thrilled to be here with commercial, residential, lowrise, highrise…

“You can’t help drive past an empty hole with cranes throughout the GTA,” says Rathore, with 18 projects underway in the GTA. Still an unfamiliar concept to many, Rathore shed light on the condo-buying process for a capacity crowd attending a recent daytime seminar in Burlington that heard from experts in real estate, financing, law and the development process. “There are $2 billion in projects in Canada right now, and Burlington has become the favourite market. Do you know the incredible gold mine you’re sitting on right here?” He quoted Money Sense Magazine saying, “Burlington is the best mid-sized city to be in.”

Driving the condo market is the Ontario government itself. The provincial Places to Grow Act of 2005 was established with a mandate to reduce urban sprawl by establishing 1.8 million acres of greenbelt and a restriction on building in that area. It also targets 25 downtowns for intensification – Toronto, Ottawa and Burlington – with a target of 40 per cent of new housing in urban cores.

“Government has essentially legislated us to build more condos – we’re being told to do it. We can’t drop in a subdivision, but we can build vertically, which results in the growth in condos. We’re still building homes, but now we’re providing a different housing type,” says Rathore.

By restricting land supply, land prices increased, thereby sending average lowrise home prices in the GTA upwards of $613,000, making condos the affordable alternative at $300,000 or less. Rathore also encouraged condo ownership as an investment. “Buy now and rent it out as an investment or invest in a project for fi xed, secure returns.”

He noted that Canada is the fastest growing G8 nation, with a 250,000 people arriving in Canada each year. “It’s the number one destination for people to come to from around the world. One hundred thousand people typically arrive in the GTA and Burlington, and that demand

48 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

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02 PICTURED

01 Panel of experts, from left to right: Tariq Adi, President Adi Developments; Michael Klassen, Broker Eleven Eleven Realty; Linda Mitchell-Young, Vice-President, Baker Real Estate; Jawad Rathore, President and CEO Fortress Developments; Gary Shapiro, Partner at Shapiro and Cho; Michael Ashley–Smith, Mortgage Specialist RBC. 02 Brothers Tariq Adi (left) and Saud Adi, of Adi Development

means prices go up. It also means we need 40,000 new homes each year.”

Explaining the trend, he notes the immigrant wave of the 1960s and ‘70s has drastically changed. “Now they come in yachts – wealthy foreigners – salivating for real estate right here.”

Rathore points to statistics that show that in the first 12 months of arriving, 33 per cent of new Canadians buy or own real estate, while 12 per cent own before they get here. Price and value wise, he called the GTA and Burlington “geographically safe and cheap” compared to Bombay or Mumbai, where $1,550 per sq. ft. compares in price to properties in Yorkville. A decade ago, condos represented only 20 per cent of new construction. “That has changed.”

Tariq Adi, CEO of ADI Development Group, highlighted the features of Burlington that have contributed to the success of his company’s condo, Mod’rn: No. 1 best medium-sized city by Money Sense Magazine Healthiest condo market in the GTA 10 universities within 100 kms GO Train, schools, retail, mildest weather in the province Lowest unemployment and highest income: $110,000 average Average home price of $417,000 Average price of a condo is $280,00 versus $469,000 in Toronto No double land transfer tax Burlington condo market has appreciated by five per cent, with the luxury condo market appreciating by 17 per cent » Vacancy rate is only half to one per cent » New condos are potential as rental units for investors » » » » » » » » »

Using the Mod’rn as an example of good design, price and location, Adi says first day purchases have made $40,000 on their investment, and construction has not even begun.

From a real estate perspective, Linda Mitchell Young, vice-president of Baker Real Estate, says there is no cause for alarm about an oversupply of condos, as new construction is not keeping pace with population growth. Lower prices in Burlington are luring buyers to the 905 area. Interest rates are expected to remain low through 2013, offering more reason for a move to Burlington.

Michael Klassen, broker of record, Eleven Eleven Realty, notes that the process involved when condos are released for sale is such that the lowest price and best selection are available to VIP agents and general agents before a project goes public.

Garry Shapiro, Shapiro & Cho, who has been practicing law for 30 years, the last five years extensively in pre-construction matters, stresses prospective buyers “come in as soon as possible to address their agreement.” Real estate lawyers typical review sales agreements for closing costs, title, assignments, financial terms and reserve funds.

Michael-Ashley Smith, RBC mortgage specialist, advises purchasers to get pre-approval upfront. Documentation required to make that possible includes proof of income, confirmation of down payment or investment statements and property appraisal. Approval can take 24 to 48 hours. “Then it’s done; it’s in the bank.”

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in the heart of Burlington from the $200’s

LIMITED TIME PRE-CONSTRUCTION OFFER*

15% Extended Deposit Program 5% in 30 days • 5% in 120 days • 5% in 210 days

Maintenance free for 12 months Free internet, phone & cable for 6 months The success at Mod’rn continues! To make the final few 1 bdrm, 1 bdrm + den and 2 bdrm suites even more irresistable, we are offering you a 15% Extended Deposit Program plus these other incredible value-added incentives. Act now before the final suites are sold!

N

Walkers Line

www.adidevelopments.com | 905-592-2144

Guelph Line

1284 Guelph Line, Burlington, Just north of the QEW south of Upper Middle Rd.

Monday - Thursday: By Appointment Only • Friday: Closed • Saturday, Sunday & Holidays: 12 noon - 5 pm

Brandt St. HW Y4 07

Presentation Centre:

Upper Middle Rd. PRESENTATION CENTRE

QEW

QE

W

HWY 403

50

LAKE ONTARIO

Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected.

* See Sales Representative for details. Illustrations are artists concept. Prices and specifications subject to change without notice. E. & O.E.

050-ADI-Modrn 04-13-13.indd 50

4/10/13 5:36:04 PM

SALES CENTER NOW OPEN IN GRIMSBY

E X E C U T I V E L A K E S I D E TOW N S

2-Storey Freehold Executive Towns Located near 50 Point Conservation Area Priced from the mid

260’S

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Up to 1,615 sq ft.

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051-Bucci-Bliss 04-13-13.indd 51

Kathie Pillar, Sales Representative buccihomes@bellnet.ca • www.buccihomes.com Toll Free: 1-800-290-0163 • Site: 905-332-1656 *Limited time offer subject to change without notice E&O.E

SALE OFFICE HOURS Mon. – Thur. 2-7pm Friday by appointment Sat. & Sun. 12-6pm 51

4/11/13 12:34:08 PM

inthenews

ParkCity Condos INTRODUCES SHORT FILM SERIES

TOBYN PARK HOMES HAS JUST RELEASED A SERIES OF

short online films to introduce its latest new home community, ParkCity Condos in Burlington. The films can be found at parkcityliving.ca/ media and convey the many advantages of choosing ParkCity when considering a move to, or investment in, a condo.

“Here’s your opportunity to meet the key players behind the scenes and discover why ParkCity is unlike any other condo offering in the GTA West,” says Debbie Cosic of In2ition Realty. “The team has put together three very insightful mini-movies that convey the many unique features and benefits that ParkCity has to offer today’s savvy condo buyer.”

The first of the three short films, a beautifully produced film called “Living” evocatively conveys the extraordinary quality of life you can expect when living at ParkCity in Burlington. “We have a rare twoacre park setting and unrivalled resort-style amenities within an established neighbourhood. We want to share this story with an audience that may not be a familiar with Burlington and all it has to offer,” adds Bob Kosnik, of Tobyn Park Homes. “The film really captures this amenity rich community and the excitement of ParkCity living.”

“Welcome,” the second film, take viewers behind the scenes to meet the team and tour the presentation centre. It also introduces the audience to the quality of the model suite and the overall “wow factor” of the presentation centre.

Kelly Cray, principal of Union31, the award-winning interior design firm, is the host for the third film entitled “Be inspired.” Cray describes his overall creative direction for the model suite and standard features his team selected as well as the design direction behind the condos lobby, party room, media room and more.

ParkCity Condos is a four-storey condo community located on a private two-acre park.

Condo suites range from 442 to 992 sq. ft. and start from the $180’s. A VIP preview bonus offer of stainless steel appliances, stackable washer dryer, free window blinds and locker are available for registrants only. Register now at parkcityliving.ca before opening to the general public.

To find out more, visit parkcityliving.ca and watch all three short films. By registering, you will also receive sneak peek views of upcoming films in the series and advance info on upcoming events.

52 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

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13-04-10

10:09 AM

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inthenews

Empire Communities

CELEBRATES 10 BILD AWARD NOMINATIONS EMPIRE COMMUNITIES IS CELEBRATING A TOTAL OF 10

fering a cool, urban look. Additional finishes include laminate flooring, two-tone contemporary kitchen cabinets and modern backsplashes. At Victory, you’ll live your style, your way.

Meanwhile, on the shores of Lake Ontario, Eau Du Soleil is poised to redefine highrise living in the beautiful waterfront neighbourhood of Mimico. The Sky Tower and Water Tower of Eau Du Soleil will take their places in this established community known for its scenic lakefront parks and ample recreation facilities.

Connected by a dramatic podium, the Sky and Water Towers will offer awe-inspiring design, phenomenal views and spectacular amenities.

The fi rst to be released, the Sky Tower will be one of the tallest buildings on the water in Canada, towering 66 storeys and featuring 750 units. Floorplans range from one-bedroom up to three-bedroom designs, from 504 to 1,046 sq. ft.

All suites feature soaring nine-ft. ceilings, with 10-ft. ceilings on the 60th floor and higher. Gourmet kitchens include stainless steel appliances, custom-designed contemporary cabinets, polished granite countertops and glass tiles backsplashes. Spa-like bathrooms include soaker tubs, glass shower stalls and rain showerheads.

The towers of Eau Du Soleil will also feature 25,000 sq. ft. of lifestyle amenities, including a salt water pool with hot tub, fitness room, spinning and yoga rooms, multiple theatres, guest suites, gaming and party rooms and much, much more.

BILD Award nominations for its successful Victory and Eau du Soleil communities.

Victory, the highly successful lowrise community located in prestigious Upper Stoney Creek, received nine nominations, including Best Project of the Year, Lowrise.

Meanwhile, the iconic Eau Du Soleil, which will be one of Canada’s tallest and most iconic waterfront communities, was singled out for the stunning rendering of its 66- and 44-storey towers.

“We’re proud of these BILD Award nominations, and we are exceptionally proud of these two dynamic communities,” says Paul Golini, executive vice-president of Empire Communities.

The 33rd Annual BILD Awards will be handed out on Friday, April 26.

Ideally situated in Upper Stoney Creek on the mountain, Victory will rise next to Centennial and the Red Hill Valley Parkways and close to major highways the QEW, 407, 403 and 6.

Victory brings stylish living to a highly sought-after area, but at a price that everyone can afford. The diverse range of two-storey towns and true freehold three-storey towns start at just $269,990. In addition, detached two-car garage homes on 34- and 42-ft. lots start from just $346,990. This community will appeal to a range of buyers, from first-time homeowners, to those looking to move up and from families to young professionals.

Every home at Victory boasts high-end details such as modern baseboards, curved shower rods and frameless glass showers in the bathrooms and modern, wall-mounted fireplaces. Every detail, inside To learn more about Victory and Eau Du and out, was selected with value and design in mind, while also of- Soleil, visit empirecommunities.com 54 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

054 News Empire-WK.indd 54

4/11/13 1:33:14 PM

halton hills wellington waterloo

New Home

watch

BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

preview registration Vanmar Guelph | V2 Condos Coming soon to south Guelph, an intimate midrise condominium only minutes to nature trails, golfing, dining and shopping.

v2condos.ca

macpherson builders Fergus | Summerlea Coming soon – single-family homes from the $280’s. Register today.

mysummerlea.com

losani homes Kitchener | Victoria Common

new openings

new releases

menkes Georgetown | The Enclaves of Upper Canada

reid’s heritage homes Guelph | Westminster Woods

Preview opening of a new family community of semi-links and detached homes backing on to a ravine mature trees.

Kingsbury Square building selling fast in this master-planned community of one- to threebedroom condominium suites.

menkes.com

reidsheritagehomes.com

claysam homes Guelph | Creekside

reid’s heritage homes Guelph | Westminster Woods

Freehold walkout townhomes starting at $299,900.

claysamhomes.com

menkes Georgetown | The Enclaves of Upper Canada

Register now for the VIP event coming soon for this community of “FlexSpace” townhomes.

Preview opening – semi-links and 30-ft. detached homes in a new family community backing onto a ravine of mature trees.

victoriacommon.ca

menkes.com

reid’s heritage homes Fergus | Westminster Highlands

mattamy homes Kitchener | Wildflowers

Coming this spring – a brand new masterplanned community in Fergus. Phase One, single-family homes, bungalow townhomes and executive townhomes.

reidsheritagehomes.com

Almaa Ayr Cambridge Elora Fergus Georgetown Guelph Kitchener Rockwood Waterloo

Coming soon – Mattamy’s first master-planned community in Kitchener, with affordable townhomes and detached homes.

mattamyhomes.com

Arlington Court is the final opportunity in Guelph signature family community – beautifully designed three-bedroom, two-storey residences starting at $284,900.

reidsheritagehomes.com

fusion homes Guelph | Blueberry Hill Brand new semi-detached and 30-ft. detached lots.

fusionhomes.com

Williamsburg homes Kitchener | Eby Estates Spectacular homes on lots 100- and 200-ft. deep in this established tree-lined community minutes from Hwy. 8, amenities and transit.

williamsburghomes.ca

dunsire developments Kitchener | Mill Creek Village Traditional or Back-2-Back townhome units with walkouts available.

millcreekvillage.ca

april 13 - 27, 2013 | New home & condo guide SWO 55

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Plattsville

Breslau

Milton, Georgetown, Rockwood, Guelph, Fergus, Elora, Alma, Cambridge, Kitchener, Waterloo, Ayr

Halton Hills / Wellington / Waterloo:

Acton

Collingwood

Reid's Heritage Homes

Heritage Lake Estates

•

Fergus

Reid's Heritage Homes

Westminster Highlands

•

•

Kitchener

BRANTHAVEN HOMES

Joy

•

from $248,990

13

Kitchener

BRANTHAVEN HOMES

Nestings

•

from $418,990

12

Kitchener

DUNSIRE DEVELOPMENTS

Mill Creek Village

•

from $236,990

65

Kitchener

EASTFOREST HOMES

Eby Estates

•

•

from $279,990

32

Kitchener

EASTFOREST HOMES

Doon South

•

from $335,990

32

Kitchener

EASTFOREST HOMES

Huron Village

•

•

from $259,990

32

Kitchener

MATTAMY HOMES

Wildflowers

•

•

from $249,990

6

Kitchener

REID'S HERITAGE

Eby Estates

•

from $339,900

58

Kitchener

schlegel urban developments inc Williamsburg Walk

•

from $189,900

59

Kitchener

TERRA VIEW HOMES

Edgewater Estates

•

•

from the $380's

70

Waterloo

EASTFOREST HOMES

Vista Hills

•

from $389,990

32

Waterloo

MADY HOMES

One Fifty Five

•

from low $200's

66

•

•

from the $890's

Page

BC

67

Milton, Georgetown, Rockwood, Guelph, Fergus, Elora, Alma, Cambridge, Kitchener, Waterloo, Ayr

Prices

Halton Hills / Wellington / Waterloo:

Builders SiteS

De t.

Se m Bu i ng a To low w Co nho nd m Ad o e ul tL ife sty le

Location

57

056-057-SW Map-Waterloo.indd 19

4/11/13 2:31:41 PM

BIGGER BACKYARDS FOR YOUR MAY FLOWERS THERE’S A LOT TO LOOK FORWARD TO THIS SPRING Enjoy Eby Estates lots, 100’ to 200’ deep, our spectacular homes with unique stone and brick accents and our charming, tree-lined family community. Choose from 30’, 36’ and 40’ lots.

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58

058-Eby Estates-Williamsburg 04-13-13.indd 58

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A COMPLETE COMMUNITY FROM ONLY

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your complete communit y dining

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APRIL 13 - 27, 2013 | NEW HOME & CONDO GUIDE SWO 59

059-Williamsburg Walk 03-16-13.indd 59

4/10/13 5:20:31 PM

New Home Ownership Just Got Easier!

TO ONE OF THE MOST DESIRABLE AREAS IN LONDON

ton A Sif od h r o hbou neig

s n g i s e D e m o h n w o T & x e l p o r Quad

A C .

R E V O D MYAN R

TE S I G E

R 60

T A W NO

060-Eastforest Homes-Andover Trails 04-13-13.indd 60

ing start from

0 9 9 , 9 3 1 $ Prices correct at press time. See Sales Representative for details. Broker protected. E. & O. E.

4/10/13 5:20:35 PM

More SPace for Your Life!

SPACIOUS SUITES IN SOUTH GUELPH 1 BEDROOM’S FROM THE HIGH

$

220’s

2 BEDROOM’S FROM THE LOW

$

270’s

V2 Condos is conveniently located at Arkell Road & Victoria Road in Guelph’s vibrant South End. A large selection of one and two bedroom suites, plus dens, to over 1600 sq.ft. are available.

• Elegant Brick & Stucco Exterior

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SPACIOUS SUITES IN SOUTH GUELPH FROM THE MID

$

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• Elegant Brick & Stucco Exterior

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SALES CENTRE:106 BARD BLVD Mon - Thurs 2-7, Sat 11-5 Closed Sundays & Holidays sales@V2condos.ca 519.400.5273

• Secure Underground Parking • Party Room & Exercise Room april 13 - 27, 2013 | New home & condo guide SWO 61

061-Vanmar-V2 04-13-13.indd 61

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communityfocus

Spring is a perfect time to see

Mattamy’s Wildflowers in Kitchener

01

location Kitchener housing type Townhomes and detached homes sales centre 1571 Fischer Hallman Rd., open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m. contact 519.744.9296 mattamyhomes.com

A

s we celebrate the arrival of warmer, longer days, we find ourselves looking for every possible reason to be outdoors. And Mattamy has a great reason if you happen to live in the Kitchener area. The company has recently opened its first Kitchener community, and it offers lots of reasons to enjoy being outdoors right in the community.

Wildflowers offers a completely new approach to home building in Kitchener. Mattamy is well regarded for its stylish and varied collection of homes and for its ability to provide master-planned communities that really know how to serve the residents. Mattamy neighbourhoods are places where you’ll always find a smile and kids playing right outside your door.

Features in Wildflowers include park spaces, playgrounds, walking/ biking trails and tranquil ponds scattered throughout the neighbourhood, all of which give families perfect places to gather and share in the enjoyment of the place they call “home.” There’s a mature forest bordering the community so an after-dinner stroll can be truly inspiring. Future benefits will include a school right in the neighbourhood and local shops so you can walk to the store instead of getting in a car.

Mattamy has a vast amount of experience in master-planning neighbourhoods and designing unique homes. Since 1978, the company has built more than 50,000 homes in more than 150 communities across North America. The approach has always been to provide interesting and varied architecture so the streets have individuality and features that

62 New home & condo guide SWO | april 13 - 27, 2013

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MATTAMY HOMES

Wildflowers

01 Mattamy’s kitchens are designed for entertaining 02 Master bedrooms are a private retreat 03 The woodlot surrounding comes to life with colour

02

make everyone completely satisfied in the home and in the community.

If you’d like to see the many attributes of life in a Mattamy community for yourself, you can visit Upper Country Club and Mill Pond in Cambridge. Just a walk or slow drive through will reveal why Mattamy communities are so highly regarded by the families who live in them.

In Wildflowers, you’ll find a complete variety of townhomes and well-designed detached homes in variety of homes sizes and floorplan options to accommodate any size family. When it comes to choice, Mattamy believes more is better.

Many Mattamy homes offer front porches so neighbours can enjoy each other’s company with a friendly “hello” while out for a stroll. You’ll find homes in Wildflowers are built with very large windows so you have the benefit of more cheerful, natural light streaming into the home. These special home and community features in Wildflowers are the types of features you find in a small Ontario town.

Kitchener-Waterloo is a place that has built an outstanding reputation as a hub for the high-tech industry. Two superb universities are highly regarded around the world. Kitchener is a vibrant, growing city that offers many community activities and special events. Oktoberfest is the largest of its kind outside of

03

Germany. Recreational facilities are available for all seasons and you don’t have to wait long for a good parade because Kitchener has a Santa Claus parade, a Thanksgiving/Oktoberfest Parade and a Canada Day Parade that fill the streets from Waterloo to the southern reaches of Kitchener. There’s a great Farmer’s market downtown as well as fine shopping, dining, nightlife and cultural venues.

Mattamy invites you to come and see the Wildflowers and find the home that’s just right for your family. Townhomes in Wildflowers are offered from a very affordable $249,990 and detached homes begin at $294,990.

The Wildflowers Presentation Centre is located at 1571 Fischer Hallman Rd., Kitchener. Phone 519.744.9296. Presentation Centre hours are Monday to Thursday 1 to 8 p.m.; Friday 1 to 6 p.m; Saturday, Sunday and holidays 11 a.m. to 6 p.m.

For more information, visit mattamyhomes.com

april 13 - 27, 2013 | New home & condo guide SWO 63

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4/11/13 1:33:28 PM

N No SP Pr ow wS u r im A AupMe piemr e e T M ar L LoT im aj joro ciam e or H ca tie! !

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64

064-Mississauga Lifestyle show 03-30-13.indd 64

4/10/13 5:20:48 PM

The Ease of a Condo, The Beauty of a Home I am a busy professional

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Rendering is artist’s concept of the completed building and is subject to change. Specifications subject to change without notice. E. & O. E.

The Westminster Tradition Continues in Fergus...

COMING SOON Register Today!

Single Family Homes | Executive & Bungalow Towns

Renowned homebuilder, Reid’s Heritage Homes is proud to present their newest master planned community, Westminster Highlands, in beautiful, historic Fergus.

Enjoy a home rich in character and distinctive in charm in this ideal setting.

You’ll be surrounded by natural beauty, historical sites, and close to all amenities.

VISIT reidsheritagehomes.com FOR PRIORITY INFORMATION ABOUT THIS EXCITING OPPORTUNITY.

reidsheritagehomes.com Cambridge | Collingwood | Fergus | Guelph | Kitchener | Meaford | Owen Sound | Port Elgin | Puslinch | Thornbury 67

067-Reids Heritage-Westminster Highlands 04-13-13.indd 67

4/10/13 5:21:04 PM

communityfocus

It’s even easier to reach Edgewater Estates in Kitchener

location Kitchener housing type Single-detached homes on 40- and 45-ft. lots contact 519.249.9356 shelley@terra-view.com terra-view.com

A

ccess is everything, and with the extension of Fairway Street through Kitchener’s Edgewater Estates, this hidden gem of a community is now fully exposed and accessible to even more opportunities for residents.

Commuters will now trim 20 to 30 minutes off their travel time to Cambridge and Guelph. Chicopee and its recreation area is now moments away. An unexpected benefit of the new road is that even more people are discovering this TerraView community and how easy it is to be close to the Grand and yet within easy reach of the city.

Edgewater Estates is a south Kitchener community nestled in a quiet pocket close to all amenities and a breeze away from the Grand River and all the recreational opportunities you could ever ask for. The final release of lots means there is a greater variety of options – conservation lots, some with walkouts, pie-shaped lots – all on 40- and 45-ft. lots As if that isn’t enough, TerraView is offering two bonus packages on its popular homes. Those choosing a conservation lot will enjoy $20,000 in upgrades. A second package is offered to those choosing from the final release. They will receive a gourmet kitchen outfitted with upgraded

68 New home & condo guide SWO | april 13 - 27, 2013

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TERRAVIEW HOMES

Edgewater Estates

cabinetry, lighting and fixtures, a backsplash and granite, plus $10,000 in additional upgrades.

You’ll find these majestic family homes of Edgewater Estates set within natural surroundings between the Grand River and Idlewood Creek. Shopping at Fairview Park Mall, schools, dining and recreation are right there – as well as skiing, hiking, biking, canoeing… you name it. There is instant access to Hwys. 7 and 8 for easy travel through the city, while Hwy. 401 offers a direct route for commuters to Toronto, Hamilton, London or Mississauga.

Edgewater Estates features everything you would come to expect from one of the areas finest home builders. Tour the three model homes on-site and see for yourself.

While all are superb, the Cambridgeshire is noteworthy for showcasing TerraView’s commitment to Green building that has led to several industry and community awards. Terra View Homes has helped pioneer Green home building practices in Canada since 2006 when the company became one of the first Guelph area home builders to build exclusively Energy Star homes. The LEED model home is an essay in environmentally conscious building, incorporating the key elements of Energy Star, GreenHouse, Built Green and LEED, from the foundation to roof-mounted solar panels. The model showcases features such as energyconscious systems that include a 100-gallon tank and an in-floor hydronically heated concrete slab to store solar hot water, an ERV to provide filtered air to all rooms, ultra high efficiency solar-assisted gas boiler and water treatment of city water.

Inside, there are ultra low flush toilets and watersaving fixtures, LED lighting plus CFL lighting used throughout, a buried cistern to supply toilet flushing and irrigation, bedroom ceiling fan to reduce use of central air, recycled paint, readily renewable resources like cork flooring, quartz countertop made from recycled granite waste and dozens of other details. It also illustrates “Age in Place” features that accommodate future mobility needs in the future including a residential elevator.

This model home at Edgewater Estates is just an example of the investment in research and design TerraView has made as it addresses the needs of homebuyers of all ages with homes of comfort, quality and enduring style. Also a leader in customer service, Terra-View is pleased to be a finalist in Tarion’s Awards of Excellence for customer service excellence. april 13 - 27, 2013 | New home & condo guide SWO 69

068-069 CF Terra View_MT-WK.indd 69

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distinctive style EDGEWATER ESTATES 40ft & 45ft Homesites in an ESTABLISHED Community on the banks of the MAJESTIC GRAND RIVER from the

3 Decorated Models

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Ask about our Special Bonus Package!

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Model Homes and Sales Centre 6 Tremaine Drive 519-249-9356 Mon - Thur 4:30 - 7:30 Sat & Sun 1:00 - 5:00

We Build Exclusively ENERGY STAR®

70 NEW HOME & CONDO GUIDE SWO | APRIL 13 - 27, 2013

070-Terra View-Edgewater 02-16-13.indd 70

4/10/13 5:21:09 PM

homebuyers’help

HomeBuyers’ Resource Section You love the home, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

april 13 - 27, 2013 | New home & condo guide SWO 71

071-074 Homebuyers Resource_DN.indd 71

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cALcuLAte YouR mortGaGe Payments Interest rate

amortIZatIon PerIod

cHart fIGure

eXAmPLe: 5%

25 YeARs

5.82

mortGaGe amount ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

montHly Payment

$

follow tHese stePs to see If you’ll QualIfy for a mortGaGe on YouR dReAm home

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

72 new home & condo guide swo | april 13 - 27, 2013

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moRtgAge PAYment calculatIon cHart %

amortIZatIon PerIods

inteRest RAtes

10 YeARs

15 YeARs

20 YeARs

25 YeARs

30 YeARs

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 april 13 - 27, 2013 | new home & condo guide swo 73

071-074 Homebuyers Resource_DN.indd 73

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Compare mortgage rates for your best deal 6 Months

1 Year

ATB Financial 2.6

CHARTERED BANKS

4 6.30op

3.1 6.30op

3.14 3.55 4.39 6.50op

3.04

Alterna Svgs/Alterna Bk 2.85

4 6.30op

3.05 3.09 3.09 2.99 6.30op

3.09

Bank of Montreal 3.1

4 6.30op

3 3.04 3.55 4.54 6.30op

3.09

Bank of Nova Scotia 3

4.55 6.45op

3.75 2.69 3.99 2.99 6.50op

4.99

Canadian Western Bank

4 6.45op

3 3.04 3.55 4.54 6.30op

5.14

CIBC 3.2

6.70op

3 3.14 3.55 2.99 6.35op

5.14

HSBC Bank Canada 3

2.7 3.95 2.98 4.99 6.35op

3.49

3.15

3.65

3.64

3.69

3.44

3

3

2.79

2.99

3.08

3.09 3.14 3.55 4.54 6.30op

5.14

3 3.05 3.1 3.1 4.00op

3.09

ICICI Bank Canada ING Direct

Variable

4.45 6.20op

3.05 3

Laurentian Bank n/a

4.4 6.70op

Manulife Bank 4.45 3

2 years

5 years

MonCana Bank

2.79

2.89

2.99

3.1 3.14 3.55 4.54 6.30op

3.39

President’s Choice Finan

3.2

Royal Bank 3

4 6.30op

TD Canada Trust 3.2

3.35

3.44

3 3.04 3.55 4.54 6.30op

5.14

3 6.30op

5.14

TRUST COMPANIES

3.2

2.79

4 years

National Bank n/a

4 6.70op

2.79

3 years

3.04

3.24

3.55

4.54

AGF Trust

n/a

2.99

3.1

3.5

3.64

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

Effort Trust n/a

4.45 6.30op

3.25 3.6 3.9 4.5 6.30op

4.95

Home Trust Company

3.2

2.49

5.24

3.95

2.74

2.99

2.99

Investors Group Trust n/a

4 6.50op

3 3.14 3.55 4.54 6.30op

5.14

MTCC 3

4.55 6.45op

3.75 6.50op

4.99

2.69

2.89

3.09

3.99

2.99

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4

2.99 3.25 3.29 3.09 3.49 6.25op

Comtech Credit Union 2.79

6.6 8.40op

2.99 3.25 3.29 3.19 9.00op

3.09

First National Fin. LP

3.95

2.74

2.99

2.99

FirstOntario C.U. 2.79

6.34op

2.99 3.14 3.19 3.24 6.34op

2.97

London Life n/a

3 3.14 3.55 4.54 6.30op

5.14

MCAP 2.9

3.6 3.95 4.35 4.89 7.00op

5.14

Meridian Credit Union 2.85 4.45

3.1 3.14 3.7 2.98 6.30op

3.19 3.4

4 6.50op

2.69

2.79

Parama Credit Union

2.9

3

3.05

3.15

3.25

Steinbach Credit Union

2.4

2.4

2.5

2.7

2.8

3

2.99 6.50op

3.04

2.79

3.89

3.19

Teachers Credit Union 4

4.45 6.30op

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE April 8, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

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hotdates

april 26 - 28 april 16 - Ma y 18

Dance Legends THE GRAND THEATRE LONDON

Dance Legends celebrates the art of dance with an energetic tribute to legendary dancers and choreographers. Dance, music and comedy will leave you energized and inspired.

In the Soil Arts Festival DOWNTOWN ST. CATHARINES

For three days, downtown St. Catharines will overflow with live music, theatre, dance, film, streetscape installation art and more! You're gonna dig it! inthesoil.on.ca

grandtheatre.com

April 13 to 27 Calendar of events beginning from April 13 to 27, 2013

april 20 - may 5 APRIL 21

Woodstock Toy and Collectibles Show WOODSTOCK FAIRGROUNDS WOODSTOCK

Featuring vendors selling new and old collectible toys, coins, sports and nonsport cards, records, action figures, comics and other pop culture collectibles. woodstocktoyshow.blogspot.ca

Spring Wine & Food Pairing Tour in Niagara Region PARTICIPATING WINERIES JORDAN STATION

Enjoy Get Fresh in the Valley wine and food pairing event in Twenty Valley Niagara wine region, with chef created recipes. We drive, you enjoy yourselves. Small groups of only eight to 14 people. Must be 19 and over. winetourstoronto.com

april 13 - 27, 2013 | New home & condo guide SWO 75

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advertiserindex adi development: Mod’rn Condominium

50

menkes developments: Millstone on the Park

augustine group: Port Place

43

menkes developments: Enclaves of Upper Canada 35

34

Bayview Wellington: Niagara-on-the-Green

4

milton lifestyle spring home show

18

Bayview Wellington: Victoria Village

5

mississauga lifestyle spring home show

64

branthaven Homes: Multi-site

12 & 13

Monarch: The Village of South Fields

40 & 41

bucci Homes: The Villages of Brantwell

51

Mountainview Homes: Corporate

cambridge Homes: Brownstones

39

new Horizon: City Square

37

Claysam Homes: Neighbourhoods of Devonshire

23

phelps homes: Multi-site

45

7

reid’s heritage: Westminster Highlands

67

dawn victoria Homes: Evergreen

42

reid’s heritage: Heritage Lake Estates

BC

dunsire developments: Mill Creek Village

65

rosehaven homes: Multi-site

38

eastforest Homes: Multi-site

32

schlegel Urban Dev.: Williamsburg Walk

59

eastforest Homes: Andover Trails

60

sifton properties: Town of Ingersoll

22

sifton properties: Corporate

25

spallacci homes: Eden Park

33

td bank

19

terra view homes: Edgewater Estates

70

country green Homes: West Bloom

Empire Communities: Multi-site geranium Homes: Woods at Sally Creek Great gulf: Thorold Great gulf: Multi-site

2&3 16 & 17 79 IBC

9

Homes by DeSantis: Lincoln Square

11

tillsonburg developments: Baldwin Place

24

london spring & garden home show

28

tobyn park homes: ParkCity

53

mady homes: 155 Uptown Waterloo

66

vanmar constructors: V2 Guelph

61

marz homes: Paramount

47

williamsburg homes: Eby Estates

58

winzen: Stoneridge & The Kensington

44

mattamy homes: Wildflowers

6

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fundamentallyspeaking

WAYNE KARL is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

Mortgage essentials

even if that were to happen in your market and housing type, ask yourself: in 10 years, is a home you buy today likely to be worth more or less? If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying anyway, today’s low rate environIT’S A HOT TOPIC IN A mode ment makes a pretty compelling reason to CHANGING LANDSCAPE, SO act sooner than later to take advantage of LEARNING AS MUCH AS YOU these opportunities.

Low rates notwithstanding, the banks, CAN IS TIME WELL SPENT financial firms, brokers and other experts still advise homebuyers to practice smart borrowby WAYNE KARL ing – everything from putting down a larger down payment to taking advantage of prepayment options and even “stress-testing” MORTGAGE INTEREST RATES, STILL AT HISTORICAL your mortgage at a higher rate to ensure your lows and expected to remain so through most of – if not finances can accommodate rate fluctuations all of – this year, represent a window of opportunity for or other unforeseen circumstances. those looking to buy a home. The mortgage industry is The mortgage market is a complex ultra-competitive, lenders often introduce new products beast, and as a prospective homebuyer, and otherwise there are plenty of options for borrowers. these are not lessons you’re going to learn If you could lock in at a overnight – nor do you likely want to. low rate over 10 years, for You’re focused on saving a down payment, But just as important is to example, that gives you the getting your finances in order, searching also spend as much time as comfort of knowing what potential neighbourhoods, choosing a necessary to find a broker or your mortgage payments home and, when buying new, selecting banker you trust and who will be over that period, interior finishings. knows their business. while over that time you But just as important is to also spend can also take advantage of as much time as necessary to find a broker any pre-payment and lump-sum payment options to pay or banker you trust and who knows their down your mortgage. business. More so than in any other area Another appeal of this scenario is that, as we often of homebuying, you’re going to rely on the point out, experts advise you take a long-term view of advice of this member of your team – now your home purchase. For example, there is some talk at more than ever. the moment about cooling prices and softening sales. But It will prove to be time well spent.

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communityfocus

GREAT GULF

Thorold Rolling Meadows

DISCOVER FRESH NEW LOTS IN PHASE 2 AT

Thorold Rolling Meadows

G

reat Gulf has great news at Thorold Rolling Meadows.

April 6 saw the release of Phase 2 to help usher in a springtime selection of 35- and 42-ft. lots, adding choice and continued value to the 42and 50-ft. lots in Phase 1. In the new release, you can select from detached homes and bungalows beginning from only $299,990 – an exciting invitation to “Live Greatly” for less.

Imagine owning a beautiful home for prices like that in Great Gulf’s master-planned community that features parks, schools, walking trails and the tranquility of tree-lined streets.

Among the natural areas in the neighbourhood plan are landscaped stormwater management ponds, plus there will be commercial venues coming in the future where residents can run errands right in the community.

And just think about all the other amenities and attractions you can reach within a short drive – the lush vines and tantalizing tastes of wine country, the challenging holes at area golf courses, location Thorold housing type Detached homes and bungalows on 35-, 42- and 50-ft. lots contact 1 Sunset Way, off Barker Parkway and Hwy. 58, north of Hwy. 20, open Monday to Wednesday 2 to 7 p.m., closed Thursday and Friday closed, open Saturday and Sunday noon to 5 p.m. contact 905.680.0841 greatgulfhomes.com

live theatre at the Shaw Festival in charming Niagara on the Lake, bargain shopping just across the U.S. border.

Plus, Toronto is a 90-minute drive for those times you want to visit family and friends in the big city.

All of this can be yours, plus the superior design and construction quality for which Great Gulf is well k now n. Creating stunning streetscapes, the homes at Rolling Meadows are principally brick with varying architectural details such as soldier coursing, brick arches and keystones. Comfortable interiors feature (all as per plan) custom-quality finished cabinetry, imported ceramic tiling, natural finish oak railings, a gas fireplace and high-performance engineered flooring system.

These are homes designed for families looking to put down roots for generations to come in a neighbourhood

where neighbours stop on the street to chat and kids ride their bikes to play with friends.

For more than 35 years, Great Gulf has been creating neighbourhoods that continually change the way people think about homes. To date, the company has built more than 40,000 beautiful homes in innovative communities across the Greater Toronto Area and beyond.

To inquire about Phase 2 and the remaining homes in the first Phase, which is under construction, visit Great Gulf’s Thorold sales office at 1 Sunset Way, off Barker Parkway and Hwy. 58, north of Hwy. 20. Hours are Monday to Wednesday from 2 to 7 p.m.; Thursday and Friday closed; Saturday and Sunday noon to 5 p.m.

For more information, call 905.680.0841 or visit greatgulfhomes.com

78 New home & condo guide SWO | april 13 - 27, 2013

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DISCOVER FRESH NEW LOTS IN PHASE 2

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*Prices and specifications subject to change without notice. E.&.O.E. March, 2013.

AT THOROLD ROLLING MEADOWS

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SWO Double1GF Cover 04-13-13.indd 1 Untitled-65

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It’s never been easier to buy!

Take advantage of Empire’s one-of-a-kind offer. The new Easy Buy program offers flexible financing options that help make home ownership a reality.

Easy Buy 500 deposit today

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From

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Stoney Creek

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OPEN 7 DAYS A WEEK: Toronto

Mississauga

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Prices, sizes and specifications are subject to change without notice. *Applies to townhomes & 30’s with 14-month move-ins, on approved credit. Ask about the Easy Buy program for other home types.

Please see Sales for full details. E. & O.E. Map not to scale. Exclusive listing brokerage: TFN Realty Inc. Broker Protected.

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2

In a design first, we put the rec room outside.

Endless kilometres of hiking and biking trails. A 60-acre spring-fed pond for fishing and canoeing. These are just a few of the recreational activities that await you at Heritage Lake Estates. A private enclave of 75 premium estate lots on the outskirts of Guelph, Heritage Lake Estates is your opportunity to create the life you’ve always wanted in a unique, natural setting away from the crowds and noise of the city. It starts with you working with our team of architects, interior designers and landscapers to create the home of your dreams. Then, we build it to your exact specifications.

890s*

CUSTOM ESTATES FROM THE $ heritagelakeestates.ca to learn more about this exciting opportunity to change your life forever.

Guelph

PUSLINCH

visit

Hanlon Expressway

*Prices and specifications subject to change without notice. E.&.O.E. March, 2013.

Model Home Artist’s Concept

S

N

Wellington #34 Design Studio

Exit 295 401 Toronto

heritagelakeestates.ca Cambridge | Collingwood | Fergus | Guelph | Kitchener | Meaford | Owen Sound | Port Elgin | Puslinch | Thornbury

001-SWO