Resale Home & Condo Guide Hamilton - Dec 8, 2012

Hamilton-Halton-Haldimand-Brantford Edition

Dec. 8, 2012 - Jan. 19, 2013 Volume 12 Issue 23

Your Best Source for Homes & Condos

STUNNING MOUNTAIN BROW LOCALE $858,000 - Stunning architecturally designed gated bungaloft with approx 6500 sq ft of finished living space & gorgeous views of the Niagara Escarpment. Amazing open areas with marble floors, 13' & 24' ceilings, lovely solarium, spectacular great room w/glass cupola & dream kitchen w/high-end appliances, 3+3 bedrms, 4.5 gorgeous bathrms, fully finished lower level. Bonus: transferrable income generating guaranteed contract w/Ontario Power Authority. Contact Sue DePaulo, Sales Representative, Royal LePage State Realty, Brokerage. 905-648-4451 or visit www.suedepaulo.com 4912_KIMRI_0031

artists conception

CLOSE TO WATERFRONT $129,900 - Great location!! 3 bedrm, 3 bathrm family home. Main level bedrm w/lrg ensuite - wheelchair access (easily converted back). Spacious living rm, eat-in kitchen, den/office. Well maintained w/some updates. A must see! 501 Ferguson Ave. N. MLS #H3094375.

Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage. 905-522-1110. 4112_KIMRI_0064

3 CAR GARAGE BUNGALOW - $278,300 - Hagersville, Parkview Estates. 59' wide lot. Close to hospital, schools and park. 2 full bath. Open Sat & Sun 1-4pm. See furn model. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940.

4312_KIMRI_8000

JUST LIKE NEW! BINBROOK $389,700 - Very clean & bright 2150 sq ft home on a 147.32 ft lot. Built by Robinson Homes.

4 large bedrms, 2.5 bathrms, bedrm level laundry, open curved staircase. Beautiful kitchen boasts cherrywood cabinets w/ pantry and wine racks. A nice family home! Ready to move into & enjoy!. Call Dan Ferguson, Broker, Homelife Professionals Realty Inc., Brokerage. 905-633-8700.

4912_KIMRI_0048

11260444_4912

LIS

FR

NE W

KE

Truly and entertainer’s home! Almost 1 acre of privacy with about 115 ft of water frontage on Lake Erie. This custom built 3 bedroom home offers a finished basement w/gas fireplace, hrdwd floors,o/concept oak kitch/din/living areas overlooking lake w/plenty of windows for breathtaking views. You will love the detached heated “Man Cave” building and 1-1/2 car garage with workshop. This gorgeous setting boasts mature evergreen trees accented w/perennial beds & manicured lawns. Check out the virtual tour or call Darren Papineau to view. MLS #H3099545

4912_KIMRI_2_0033

TR Y UN 154 DOWNEY RD., LOWBANKS $234,900

Country bungalow, private setting near Rock Point Park & short stroll to Lake Erie. O/concept layout w/oak kitchen, blt-in appliances & island, finished basement w/3rd bedroom, recroom w/ wood stove, m/bedroom w/ en-suite, 4 pc bath, mnfl laundry, sunroom, rear deck, gazebo, fenced rear yard & dog pen, 27x17 garage/workshop w/ stairs to basement. Perfect for starters. MLS H3092249.

UN TR Y

4912_KIMRI_1_0029

27 ERIE ST. S., FISHERVILLE $229,900

Immaculate 4 bedrm brick bungalow, large country lot, stylish decor, fin bsmt w/bar and games rm plus famrm w/gas stove f/p, lndry/workshop, o/concept kit/din/livrm w/loads of oak cabs & granite cntrs, premium lam floors, updated bathrm fixtures, large bedrms, updated wndws, awesome rear deck w/det garage/workshop & loads of privacy. Shows well! MLS H3089729.

4912_KIMRI_1_0073

CO

UN

TR Y

4912_KIMRI_2_0079

4912_KIMRI_1_0064

CO

2 7 U BLD NI GS TS

RE FULL NT Y ED

4343 HALDIMAND RD 20, DUNNVILLE $434,900

Custom built 6 bedroom home with quality upgrades throughout. Dream kitchen, maple cupboards, granite counters, built-in stainless steel appliances, open concept dining area with 3 sided gas fireplace to sunken living room, master bedroom with tray ceiling, en-suite with whirlpool tub plus completely finished lower level offering a spacious family room with gas fireplace, 3 pc bathroom and loads of storage. Bonus oversized detached workshop with carport, professionally landscaped treed yard with fenced in above ground pool. Shows 10+!! Call Darren Papineau to view. MLS H3095161.

CO

4912_KIMRI_1_0004

TR Y UN CO 4880 HIGHWAY 3, CAYUGA $219,900

Industrial zoned property suitable for a variety of uses. Ideal location near new commercial development in Dunnville (neighbours are Canadian Tire, Sobeys, Tim Hortons). Currently used as contractor’s shop w/landscape supply outlet. Approx. 38’x60’ steel bldg w/3 recent lrg o/h doors & 200 amp service and lighting, large gravel parking area with great exposure for retail sales. Fabulous re-development potential. Call Darren Papineau to view.

CO N W TRA OR C KS TO HO R’S P

TR Y UN

EMPIRE COUNTRY ESTATES, YORK, LOTS STARTING AT $129,900

Fantastic country property located on Hwy #3 approx 3 km W of Cayuga w/ private 1.76 acre park-like lot backing onto green space. Includes 1 storey 2 bedroom dwelling with recent insulated 26’ x 30’ detached garage/workshop with hydro & stairs to finished loft plus attached workshop/reception (needs TLC) & circular drive with fenced compound and loads of parking.

Ideal for the Hobbiest/Mechanic. MLS H3096136.

4912_KIMRI_0038

CO

1A

CL

OT

S

4912_KIMRI_3_0014

4912_KIMRI_0037

Prestigious development 30 min south of Hamilton near Binbrook includes 39 country sized lots, all over 1 acre. bring your own custom floor plan or work with ours to build your Dream Home! Subject to Architectural design, landscaping & size standards. Up to $40,000 in free Landscaping certain conditions apply. Call for more details or visit www.EmpireCountryEstates.com

4912_KIMRI_0039

TIN G

ON T

TIN G LIS NE W

LA

212 TAYLOR ROAD, DUNNVILLE $389,000

2886 LAKESHORE RD, DUNNVILLE $438,888

4426 HIGHWAY 3, CAYUGA. $159,900

95-99 BELL ST., PORT COLBORNE - $259,000

Fully rented, 7 units, 2 buildings, many recent renovations include 2 new furnaces, flooring and paint finishes. Front building has 3 units, back has 4. Lots of parking, lawn area and room for garage. 2-3 bedroom units, 3-2 bedroom units and 2-1 bedroom units. Good east side location, close to schools and amenities. Ideal for owner occupied situation. MLS #H3091826. CALL DARREN PAPINEAU estimated financials and building value details.

4912_KIMRI_1_0068

4912_KIMRI_1_0069

Perfect country starter 1.5 stry 3 bedrm on approx 3/4 ac lot west of Cayuga, approx 30 mins south of Hamilton. Ftrs mnfl master bedrm plus 2 upper level bedrms, large eat-in kitchen w/ newer cabinets and walkout to huge deck, spacious living, updated 4 pc bathrm (12), mudrm with mnflr lndry, garden shed and loads of parking. Updates include furnace, c/air, mostly new windows, facia, soffit and eaves.

Ideal for 1st time buyer. Call Darren Papineau. MLS #H3096555.

It is with heartfelt gratitude that I wish everyone a truly festive season filled with lots of love, laughter and joy!

Best wishes for a healthy and prosperous New Year!

Darren Papineau 2G

ISAAC PHILLIPS

10403538_4912

Sales Representative

www.isaacphillips.com TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

Independently Owned and Operated

Call for your FREE Market Evaluation

List with us and your property is shown on 20 plus websites

P NE R W IC E

905-774-7631 905-774-8144

LI N S EW T IN G

Check out our website for the latest on our 45+ listings

STATE REALTY BROKERAGE

BACKS ONTO OSWEGO CREEK! $299,900 Spacious ranch style home, 3+1 bedrooms, 4 car attached garage is 2 cars wide & 2 cars deep, open concept kitchen/dinette has oak cabinets and walk out to rear deck, large covered front veranda overlooks farm fields. Dunville. Call Isaac Phillips 4912_KIMRI_0011

QUALITY CUSTOM BRICK! $344,400 Built by Silverthorne Homes in 2006, open concept, 9’ ceilings, circle top window in DR, side deck w/ roll out awning, 2 gas FP, eat in oak kitchen, professionally finished basement, meticulous gardens. Dunnville.

Call Isaac Phillips 4912_KIMRI_0012

GREAT HOME FOR YOUNG FAMILY $188,800 This move-in ready 3 bdrm home is close to schools, large fenced yard, oak kitchen, hardwood floors, ceramics, updated electrical, vinyl windows & ext doors furnace. A/C and roof shingles. Appliances included. Dunnville. Call Isaac Phillips 4912_KIMRI_0013

SPRAWLING RANCH ON LAKE ERIE! $749,900 One owner, built by “Beldman” in 1998, sprawling one floor is loaded with quality custom features, approx 2,555 sq. ft. on main floor + 2,200 sq. ft. finished basement. Lakeside sunroom with 4 skylights, vaulted ceiling in living room with walls of windows overlook through towering trees - Dunnville. Call Isaac Phillips 4912_KIMRI_0014

CLOSE TO THE LAKE ERIE! $149,900 Two bedroom one floor home offers full basement, 2 car block garage, oak kitchen cabinets, oak & ceramic floors, slider walk out from kitchen, natural gas heating. Dunnville! Call Isaac Phillips 4912_KIMRI_0015

ADULT LIFESTYLE CONDO! $179,999 End unit on upper floor, upgraded oak kitchen, 1.5 baths, open concept living room - kitchen - dining area, large balcony facing south overlooks courtyard, unit includes covered parking space, near Grand River - Dunnville. Call Isaac Phillips 4912_KIMRI_0016

SMITHVILLE - RAISED RANCH!! $334,900 “Winspear Juniper” built in 2006, open concept plan, 1582 sq. ft. with full walkout lower level & huge family room. Hardwood & ceramic tile floors on main level, walk-in closet. Cherry finish on oak cabinets, big bright family room has backyard access to sprawling patio plus wood deck. Call Isaac Phillips 4912_KIMRI_0017

LAKE ACCESS! $147,500 Terrific lake view and sandy beach access only 100 feet away, tons of upgrades since 2009 include roof shingles, vinyl siding, replacement windows & doors, bathroom updates, laminate floors, electrical panel, insulation, plumbing, pressure pump, screened in wrap around porch overlooks lake, Selkirk. Call Isaac Phillips 4912_KIMRI_0020

NEW HOME! $299,900 Raised ranch 3 bedroom by “Silverthorne Homes”, close to completion, open concept main floor, oak cabinets, covered deck overlooks back yard, oversize 2 car garage. Many custom features, high bright basement, quiet court location surrounded by trees, north of Dunnville, price includes HST - rebate to builder. Call Isaac Phillips 4912_KIMRI_0018

SANDY BEACH! $229,900 Amazing pure sand beach, dining room sliding doors lead to lakeside deck, recent propane wall furnace, solid concrete breakwall with steel reinforcing, South Cayuga. Call Isaac Phillips 4912_KIMRI_0019

LAKE ERIE! $189,900 Sandy beach and amazing views of Mohawk Island Lighthouse, vaulted beamed ceilings, stone/propane FP, vinyl repl windows, 2012 roof shingles, armour rock breakwall, LR walkout to lakeside deck, 2008 shed with concrete floor & hydro, Dunnville. Call Isaac Phillips 4912_KIMRI_0021

91 ACRE FARM! $449,900 Just south of Caistorville, secluded setting, 45 acres of crop land, 45 acres mature hardwood bush, large frontage on Bradshaw Creek, (60’x30’) metal clad barn w/high ceiling, rolling fields & panoramic views.

Call Isaac Phillips 4912_KIMRI_0022

3G

Get SOLD on Service!

905 575-5478

Sales Representative

Re/Max Escarpment Realty Inc., Brokerage

*

Independently Owned & Operated

Call Today For Your Home Evaluation ORIGINAL CHARACTER W/GARAGE 4912_KIMRI_2_0045

4912_KIMRI_0032

LISTED

STUNNING HAMILTON MOUNTAIN BUNGALOW $309,900 4912_KIMRI_3_0044

ALL BRICK BUNGALOW W/IN-LAW $249,900 JU ST

GROSS $42,080/YEAR! STEPS TO MCMASTER

OTTAWA ST NORTH IS CALLING!

BUSY LAUNDROMAT IN GROWING WATERDOWN 4912_KIMRI_4_0044

2.5 Sty 5 bedrm home w/in-law potential, oak stairs, updtd eat-in kit, SS appliances, hardwd flrs, covered deck & balcony, furnace & c/air ‘11, 3/4” water line ‘08, mostly thermal windows, stained glass, original gumwd trim & drs, pocket drs, finished loft, 200 amp brkers.

4912_KIMRI_2_0043

Open concept, steps to Albion Falls, backing onto Park, custom kit ‘11, stainless steel appliances, 36” convection gas stove, ceramics, hardwd flrs, gas fp, spacious recrm, home office w/built-in cabinets, updtd baths, dble whirlpl tub & dual shower, concrete dbledrive, walkway & patio.

4912_KIMRI_1_0052

Quiet CRT minutes to Red Hill & QEW, bright & spacious, c/air, large eat-in kitchen w/dinette, hardwd flrs, roof stripped & re-shingled, 10’ high efficiency gas furnace installed ‘10.

STEPS TO LOCKE STREET

STONEY CREEK MOUNTAIN

STEPS TO GAGE PARK, W/IN-LAW 4912_KIMRI_1_0037

Turn-key business, doors automatically open 6 am & lock at 11 pm. Wifi, state of art security system, c/air, staffed, wash, fold & iron service, steady flow of clientele, lots of parking. Do not go direct.

4912_KIMRI_1_0036

Prime Ottawa St location, renovated 3 units w/side parking lot, retail, office, 2 bedroom apt & billboard income, sep meters, 3 gas furnace & 3 c/air units, large windows.

4912_KIMRI_1_0035

Open concept all brick bungalow with in-law, 9 bedrooms, 2 kitchens, 3 full baths, coin operated laundry, 11 appliances, mostly thermo windows.

O’

L

SO Run your own business from home or collect income. Presently a denture clinic & hearing center.

C/air. 1-2 bedrm w/loft, 1-1 bedrm, roof stripped & reshingled ‘11, 2 hydro meters.

3 + 2 bedrm, vaulted ceilings, eat-in kit, main flr family rm w/gas FP, main flr laundry, 3.5 baths, c/ air, c/vac, fully finished basement w/new broadlm installed ‘12.

H D, W

?

XT

E SN

Zoned single family w/det garage, 200 amp, large foyer w/wood stairs, stained glass windows, lots of hardwood floors & oak trim, gas boiler ‘07, roof stripped & reshingled ‘09.

Happy Holidays!

4G

11254736_4912

D

BR_A1

Volume 12 Issue 23

1

Resale Home & Condo Guide - Hamilton & Halton Edition

Call Today For the Latest Listings & To Sell your home...

Recommended to:

Don Cottrell Broker

Sell the home you have

Liz Miller

Sales Representative

Buy the home you want

Maybelline Di Giovanni Jessica Fabrizio Sales Representative

Team am Assistant

Kimberly Ehler Supports McMaster Children’s Hospital KIMBERLY EHLER WithSUPPORTS Every Home MCMASTER CHILDREN’S HOSPITAL Listed & Sold.

WITH EVERY HOME LISTED & SOLD. CALL KIMBERLY TODAY CALL KIMBERLY TODAY *

T?

’S

, LD

SO

O WH

X NE

4912_KIMRI_1_0039

4912_KIMRI_1_0045

UPDATES GALORE

WORK FROM HOME IN CALEDONIA!

4912_KIMRI_1_0046

Visit: www.KimEhler.com Email: kim@kimehler.com HAMILTON MOUNTAIN HOME W/SALON $239,900

DURAND DISTRICT CONDO

FERNBROOK RESORT LIVING

MOVE-IN READY MOUNTAIN BUNGALOW

4912_KIMRI_2_0032

This beautiful large family home has a work-from home set-up w/Salon. Eat-in ktichen, breakfast bar, hardwd floors, walkout to large deck & fully fenced in yard. 3 bedrooms, 2.5 baths, 100 amp breakers, spacious recrm w/laminate floors. Do not go direct.

4912_KIMRI_1_0042

Massive lot 78 x 279, steps to the Grand River, 3 bedroom, newer 2.5 baths, main floor laundry, hardwood floors, loads of parking, garage/workshop w/hydro.

4912_KIMRI_2_0041

Close to Ottawa St district! Open concept home, newly updated kitchen w/moveable island, laminate floors, re-wired w/100 amp breakers, hot tub, rented hi-eff furnace installed ‘11.

6 UNITS WITH PARKING!

WHY PAY RENT? OWN FOR $545/MONTH

PRIME BURLINGTON LOCATION

Fabulous investment property w/6 rental units in great condition, some units have laminate flooring ‘10, some newer windows, newer boiler system, breakers, parking for 6.

2-1/2 storey, 4+1 bedrm, eat-in kitchen w/neutral ceramics, new Berber carpeting throughout, 2.5 baths, fenced in yard.

4912_KIMRI_3_0015

In-law set-up, bamboo hardwd, eat-in kit, upgraded cabinets, island/breakfast bar, stainless steel appl, main flr laundry, c/air, hi-eff gas furnace ‘09.

4912_KIMRI_2_0046

Adult living, open concept, modern decor, hardwood floors, kitchen with breakfast bar loft.

4912_KIMRI_2_0044

Secure entry, spacious 2 bedroom, eat-in kitchen, living room with wall to wall windows, dining room, electric fireplace, c/air, insuite laundry, indoor pool, sauna, fitness & party rm.

Rare find north Aldershot, development site, just under 2 acres overlooking Hwy 6, property on 3 streets, minutes to downtown, access to QEW, beautiful view of Burlington Bay.

Kimberly Supports Children’s Miracle Network with Every Home Listed & SOLD! *Based on 2010 Closed Transactions. Source CREA and RE/MAX Internal Data

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 1

11254733_4912

12/5/12 5:24:48 PM

2

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 TOLL-FREE 1.877.269.8257 F. 416.789.9705 VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge EDITOR

Janine Druery, Lydia McNutt (on leave)

Coverage area:

CONTRIBUTING EDITORS

Hamilton Burlington Brantford Dunnville Jarvis Ancaster Puslinch Oakville

Grimsby Hagersville Delhi Dundas Stoney Creek Paris Simcoe Cayuga

Waterdown Milton Caledonia Port Dover Flamborough & surrounding areas

Wayne Karl, Elisa Krovblit, Silvana Longo, Sara Duck (on leave) SENIOR SALES MANAGER

Larry Gregoris

MEDIA CONSULTANT

Kim Richards

SALES COORDINATOR

Nobia Bhatti

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

PRODUCTION MANAGER

Bala Gnanapandithan GRAPHIC DESIGNER

Alex Yakubovich, Caroline Wassef

HALTON

WATERDOWN

PRODUCTION COORDINATORS

Brad Smith Lindsey Maindonald

OAKVILLE

TERMS Advertisers and Resale Home & Condo

Guide are not responsible for typographical errors, mistakes or misprints.

BURLINGTON BRANTFORD

HAMILTON

GRIMSBY

HALDIMAND-NORFOLK

NEXT ADVERTISING DEADLINE

Thursday January 10th, 2013 ISSUE DATE: January

19, 2013 – 2-WEEK ISSUE

For advertising information, contact Kim Richards

phone: 905.383.8118 | toll-free 1.800.268.0077 cell: 905.730.5658 | fax: 905.383.4667 kim.richards@wall2wallmedia.com

Payment in full must accompany the insertion order by cheque or money order only.

Insertion by phone: we accept Visa and Mastercard.

Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion.

Published by

Copyright 2012 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted.

We reserve the right to refuse any advertising, to make changes or edit advertising as necessary.

Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher.

Views/data expressed by columnists do not necessarily represent those of the publication.

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. homeTRADER and The homeTRADER & Design are trademarks of Apax Partners LLP, used under license.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 2

12/5/12 5:24:50 PM

Volume 12 Issue 23

3

Resale Home & Condo Guide - Hamilton & Halton Edition

DE CE M B E R 8, 2012 - JA NUA R Y 19, 2013

25

INSIDE THIS ISSUE

04.

EDITOR’S NOTE

25.

MORTGAGE NEWS

26.

EVENTS

30.

HOT TOPIC

Provincial regulators to increase consumer protection for mortgages Hamilton Brokerage helps families in need during the holiday season What you need to know about buying an investment property

by Wayne Karl

26

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 3

12/5/12 5:24:52 PM

4

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 23

editor’snote

b Seek professional help

FOR A HAPPY EVER AFTER

uying a home used to be like a fairy tale – the story was easy to follow and there was always a happy ending. Times have changed and buying a home in today’s marketplace can have many unexpected twists and turns if you’re not properly prepared with the right information and resources.

Ensure you have a lawyer and a mortgage provider in place before you go home shopping, rather than rushing out to find these important resources mid-way through the process. Consider your lawyer and lender to be your fairy godmothers. Only they can grant wishes such as a smooth closing and a great mortgage rate that will save you thousands of dollars in the long run.

Decide what the must-haves of your home are before you shop and consider your location carefully. As I mentioned, make sure your fairy godmothers are along for the ride.

Resale Home & Condo Guide covers the realities of today’s housing market. It’s a great first step in the right direction to ensure you live happily ever after.

Happy home hunting!

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, susan.legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

w Small costs can really

ADD UP

hile buying a home is exciting, it can induce a bit of nail chewing. Much of that comes from worries about money and ending up “house poor.”

Some of the costs involved are small, and seemingly insignificant, but when added together they can really lighten your wallet. The Canada Mortgage and Housing Corp.’s website (cmhc.ca) has a long list of these expenses, but below are some of the more important ones to consider: Moving expenses: Whether you’ll be hiring a moving company or renting a truck and asking friends for help, there are likely to be moving expenses.

Renovations or repairs: Can renovations or repairs be delayed or are some necessary to do immediately?

Service connection fees: Telephone, gas, electricity, cable TV, satellite TV, Internet, and so on, may charge service connection fees. Some utilities may ask you to pay a deposit.

Appliances: Does your new home come with appliances or do you already have your own?

Gardening and/or snow-clearing equipment: Will you need to buy any of this during the first year in your new home?

Decorating materials: Do you want to re-paint or apply wallpaper? Do the floors need to be refinished or re-carpeted? Do you have all the tools you need for redecorating?

Even the best-planned budget can take a bit of a beating when moving: there seems to always be something you didn’t anticipate. So do your research – and don’t forget to leave a little wiggle room so that if the unexpected rears its ugly head, you’ll be prepared.

Janine Druery EDITOR janine.druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 4

12/5/12 5:24:54 PM

O’R

Volume 12 Issue 23

eilly 5

Resale Home & Condo Guide - Hamilton & Halton Edition

The O’Reilly Team

THE O’REILLY TEAM

905-574-4600

TOP 3%*

Dedicated - Professional Committed - Excellence Serving the Area of Hamilton, Ancaster, Dundas, Stoney Creek, Burlington, Caledonia, Mount Hope, Binbrook, Waterdown, and surrounding areas

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

*Royal LePage State Realty

Pam O’Reilly

Dave O’Reilly

Sales Representative

Sales Representative

pamoreilly@royallepage.ca

9249706_4912

2010, 2011

daveoreilly@royallepage.ca

Luke O’Reilly Sales Representative

lukeoreilly@royallepage.ca

<^Q_`USU[a_ 8[bQ^­_ 8MZQ -^QM [R -ZOM_`Q^

PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family.

4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout.

Not to be missed.

4912_KIMRI_1_0023

4912_KIMRI_1_0028

4912_KIMRI_1_0024

4912_KIMRI_1_0025

4912_KIMRI_1_0026

$769,900

4912_KIMRI_1_0027

Wishing You A

Happy Holiday Season and a Healthy New Year!

905-574-4600

44690_RHH_4912_32.indd 5

www.theoreillyteam.com

987 Rymal Rd. E. Hamilton, ON L8W 3M2

Please say you saw it in Resale Home & Condo Guide

12/5/12 5:24:54 PM

$

6

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 23

Liz Koster Real Estate Broker Niagara Real Estate Centre Inc., Brokerage

905.774.7511

Toll Free: 1.888.205.7010

Independently Owned & Operated 9189908_4912

lizkoster@royallepage.ca | www.lizkoster.com

LAKESIDE LIVING!

$379,900 Peaceful oasis in lakeside neighbourhood! 6 yr young, elegant contemporary home with birch & ceramic floors, granite countertops, 2 fireplaces, cathedral ceiling, open concept, separate dining room, main floor laundry, attached double garage! 3 bedrms - master with 5 pc ensuite plus main 4 pc bathrm. Huge unspoiled basement! A pleasure to view! on Lake Erie outside of Dunnville near golf course!

4912_KIMRI_1_0017

Helping People on the Move!

4 BEDRM HOME!

$210,000 Semi-detached home with 4 bedrms, 1-1/2 bathrms, oak kitchen, full basement with gas fireplace, attached garage, and fenced back yard! In Dunnville close to amenities!

4912_KIMRI_0030

WATEFRONT COTTAGE!

$120,000 Move right in and start enjoying!

3 bedrm open concept cottage on Lake Erie in Selkirk! Wood character thru out! Raised deck with gazebo overlooks the lake! Stairs to beach with public beach nearby! All appliances, furnishings, patio/deck furnitue, dishes etc included! 40 minutes from Hamilton. Lot shared with neighbour to the west. Survey available and possible severance.

Priced to sell!!

4912_KIMRI_1_0021

Wishing You & Your Family a Safe and Happy Holiday Season!

Call Liz Koster for a FREE Market Evaluation! Thinking about BUYING or SELLING I am here to help!

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 6

12/5/12 5:24:57 PM

$

Volume 12 Issue 23

THINK SOLD... THINK MARGARET & WALDI NIBURSKI

7

TALK TO WALDI & MARGARET & GET THE SERVICE YOU DESERVE

MARGARET (MALGORZATA)

NIBURSKI

B.SC. SALES REPRESENTATIVE

WALDI (WALDEMAR)

NIBURSKI 905- 575-7070

M.SC. SALES REPRESENTATIVE

YOUR LISTING ADVERTISED ON

40+ WEBSITES Sutton Group Innovative Realty Inc., Brokerage

9489143_4912

Visit

www.hamiltonhomes-for-sale.com for Hamilton & Area Estate Market Reports

*Independently Owned & Operated

STONEY CREEK IN-LAW SET-UP

mniburski@sutton.com wniburski@sutton.com

ATTENTION FIRST-TIME BUYERS!!

t Custom built all brick t 5 level backsplit t 4+2 bedrms t 2 kitchens t All levels fully finished t Superbly maintained & updated t Pride of ownership

$389,900 4912_KIMRI_2_0040

4912_KIMRI_3_0041

4912_KIMRI_2_0042

NEW PRICE $129,900 t 3 bedrooms t Many updates t Worry-free condo living t Great court location t Close to all amenities Call or visit www.hamiltonhomes-for-sale.com

4912_KIMRI_3_0032

Call or visit www.hamiltonhomes-for-sale.com

Ever wonder how the Hamilton Real Estate Market is doing?

Visit our web site www.hamiltonhomes-for-sale.com for the answer and Margaretâ&#x20AC;&#x2122;s newest and up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

May this Holiday Season Bring You, Your Family & Friends

4M\\UZQ__

6[e

All the best in 2013!

R^[Y CMXPU

9M^SM^Q` :UNa^_WU Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 7

12/5/12 5:24:59 PM

8

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition Privacy at

Great

its best!!

Location!

This custom built stone house is just minutes from Ancaster and offers 5000 sq ft finished area. Custom made handcrafted trim and cabinets, 3 fireplaces, hobby room and games room. Beautiful imported limestone, granite, slate & cherrywood complete this home. Situated on 33.52 acres, 2 km of groomed trails, 2500 sq ft climate, controlled out building with office & 2 pc bath. Priced at $1,890,000. MLS H3096661.

4912_KIMRI_0024

Spacious 4 level backsplit semi close to all amenities.

Featuring 3+1 bedrooms, 2 baths and updated windows and furnace.

Finished recreation room with patio doors to rear yard. Quick possession available. Priced at $239,900.

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133.

Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133.

4912_KIMRI_0025

Gorgeous

Many

View!

3 Bedroom bungalow on lake side of street with right away to beach just minutes to the waterfront trail.

Featuring large kitchen, loads of cupboards, living room with ornamental fireplace, laminated and ceramic tile flooring, Jacuzzi tub, high basement, sun decks, and view of the lake. Easy access to QEW, Line, parks and waterfront trail. Priced at $299,900.

Updates!

Priced at $137,900. MLS #H3096559.

This 5 room starter home is in good clean condition.

Featuring modern kitchen, main floor laundry, replacement windows, appliances included.

4912_KIMRI_0026

Please call LINDA WELSH, Sales Representative, 905.388.5133.

Move in

Backyard Privacy!

Ready!

Upscale condo backing onto permanent green space. Large finished rec room with roughed in fireplace. Master bedroom boasts cathedral ceiling, ensuite and double closets.

Ceramics and beautiful hardwood floors.

Neutral paint and move in ready!! Close to schools, parks, shopping and bus routes.

Only $249,900.

Great clean starter home with many updated features including replacement windows, modern kitchen/ ceramics, deck and private fenced rear yard and rear alley access. Living room with gas fireplace. Gorgeous waterfall in backyard.

Priced at $159,900.

4912_KIMRI_0028

4912_KIMRI_0029

Please call LINDA GERMAN, Sales Representative, 905.388.5133.

9255435_4912

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133.

4912_KIMRI_0027

Please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133.

1286 Upper James St., Hamilton, L9C 3B4

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 8

12/5/12 5:25:09 PM

Volume 12 Issue 23

9

9189912_4912

Resale Home & Condo Guide - Hamilton & Halton Edition

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH RI

UNIQUE 6 LEVEL

CA LE DO NI A

VE

R

VI

ARCHITECTURAL

EW

S

MARVEL $669,750 Enjoy the beauty of the Grand River from all levels of this home. Pristine gardens to water’s edge - a haven for birds & wildlife. A 4300 sq ft custom built home w/full in-law or nanny suite. The grand home offers formal dining rm, eat-in kitchen, elegant living rm w/FP, recent updates, glass panelled balcony, XL double garage & much more. A must see!

4912_KIMRI_1_0047

3

NI DO

SP

AC

M

ILT

TR

A

ON

UL

S

NE

W

FOR LEASE AT ONLY $1399 PER MONTH

LARGE 50X100 FOOT LOT

BUILT BY VENTURE HOMES

4 bedroom, 1.5 bathrm home located in great community close to all amenities. Huge living rm., large eat-in kitchen, sep dining rm, main flr 4th bedrm, partially fin’d bsmnt w/family rm, cold rm, laundry & workshop area. New white siding (02), detached garage, fenced yard w/deck & veg garden. Call today for more details!

4912_KIMRI_1_0061

DE GA TAC RA HE GE D

ES VI CA EW RP O M F EN T

YE

AR

A

HA

LE

IO

US

ST

CA

EA

COZY & CUTE IN DUNDAS Pride of ownership is evident in this 3+1 bedrm, 2 bathrm home. Many pristine reno’s completed within 5 yrs! High end kitchen, 2 bathrms, hrdwd, laminate & ceramics thru-out. Lrg m bedrm offiers ensuite, large rec room in bsmnt. Exterior boasts detached garage, extensive decking and great view.

Call today to view!!

4912_KIMRI_1_0062

Stunning 2 storey 4 bedrom. 3.5 bath home located in a newer prestigious subdivision. 44.95 ft x 149.67 ft lot near end of quiet cart. Home boasts 2400 sq ft above grades fully finis’d bsmnt plus attached double garage. Loaded w/builder upgrades, large kitchen w/brkfast bar, 20x24 ft deck & fenced yard. Lower level offers family & games room, kitchenette /wet bar. In-law potential! Close to schools, shopping, arena & Grand River. Call Frank today to view!

4912_KIMRI_2_0078

WISHING YOU & YOURS, HEALTH & HAPPINESS THIS HOLIDAY SEASON!

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 9

12/5/12 5:25:17 PM

Valerie Dalgetty-Righton

10

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

SALES REPRESENTATIVE

TM

905.522.1110

Toll Free 1.877.935.1110 valerie-dalgetty@coldwellbanker.com 8250446_4912

May This Holiday Season Bring You, Your Family & Friends Happiness & Joy. Merry Christmas & All the Best in 2013.

START THE NEW YEAR IN YOUR NEW HOME!

4912_KIMRI_1_0065

4912_KIMRI_2_0069

Walk to Waterfront, Art District, Shopping & Parks. 3 bedrm family home, 3 bathrms. Main level spacious living rm with hardwood flr. large eat-in kitchen w/ ceramics. Dining Rm converted to bedrm with recebt ensuite wheelchair bathrm, easily converted back. Newer windows.

Spacious eat-in kitchen. Den. Loads of potential!!! 501 Ferguson Ave. N. MLS #H3094375

S

0312_KIMRI_2_0035

D

L O S

Enjoy the charm of Victorian high GORGEOUS ceilings, deep baseboards, medallions adn the convenience & beauty of a newer family sized kitchen w/ lots of cupboards & counter space, spacious livingroom & sep. diningrm, open area to kitchen, main level bathrm w/ shower seating.

D L O

4912_KIMRI_1_0049

D L O

4912_KIMRI_2_0039

D

L O S

D

L O S

GorgeousWEST 3 bedrm close to 403 access, MOUNshopping. Lovely living & dining rm, gas fireplace, recent cherrywood flrs, eat-in kitchen w/ view of lovely garden.

Private balcony. 27â&#x20AC;&#x2122; master bedrm w/ ensuite. 2nd bedrm & 4 pc bath. Lower level 3rd bedrm & 3 pc bath. W/O from

4912_KIMRI_3_0001

Lovely 3 ORIGINAL bedrm in prime location, close to shopping, schools, Redhill Expressway. Original hardwood and trim, oak stairs, railing. Spacious livingroom and diningroom separated by wide arch, great for entertaining. Lovely light fixtures. Recent light oak kitchen, bright

L O S

Great starter or sharedTO 3 bedrm home in CLOSE WApopular upcoming area. Spacious rooms, high ceilings. Good sized livingroom/ hardwood flr. Main lvl diningroom converted to wheelchair accessible bedroom plus bathroom, easily converted back. Family sized kitchen and additional

Walk to Locke St. Cafes, shops, bus.

MOST AFOne bedroom co-op, perfect for single or retirees. Bring your updating ideas.

Monthly fee $425 inc taxes, heat, water, bldg ins. No pets or smoking. 285 Bold St. Call Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle

4912_KIMRI_1_0003

4912_KIMRI_2_0065

Gorgeous refi nished hardwood, newer gas ROSEDALE furnace, c/air, Ikea kitchen, all recent updates in this lovely 2 bedrm home.

Garage & concrete driveway. Close to shopping, Red Hill Exprswy & bus line.

125 Barons Ave. S. MLS.

D

4912_KIMRI_5555

4912_KIMRI_1_0066

Popular location, Upper Stoney Creek PASS THE townhouse across from theatres, restaurants, great shopping. Tucked away at the back of this small complex, this 3 bedrm is a 10++, finished top to bottom. Spacious foyer, living rm with gas fireplace, bright kitchen with granite

4912_KIMRI_1_0048

$129,900

Lovely, 2 JUST bd East end MOVE bungalow. Lg. eatin kitchen, LR + sep. DR. Updated easy care flooring, sparkling bath, windows, neutral decor & more. Lg. covered front porch. Side drive. Close to bus, Centre Mall. 45 Harmony. Call Val DalgettyRighton, Sales Rep., Coldwell Banker

S

D

L O S

D

L O S

D L O

S

Buying or Selling in 2013?

Call me for a Free Market Evaluation or to Tour Your Dream Home Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 10

12/5/12 5:25:24 PM

Volume 12 Issue 23 11268018_4912

11

Resale Home & Condo Guide - Hamilton & Halton Edition ®

Richard Schilstra

Fred Moodie

Broker of Record***

Broker**

905.774.4444

Sales Representative*

Tammy Carpenter Sales Representative*

| 905.574.1234 N TO W

N TO W

TO W

N

4912_KIMRI_0003

INDEPENDENTLY OWNED AND OPERATED

4912_KIMRI_1_0034

w w w. r i v e r s i d e r e a l t y. c a

R E A LT Y B R O K E R A G E I N C .

4912_KIMRI_0002

Linda Leslie

Wes Moodie

Sales Representative*

N TO W

N TO W

N TO W

4912_KIMRI_1_0001

AFFORDABLE HOME! $134,900 Starter home close to schools, hospital, downtown Dunnville and river.

Wonderful backyard for the kids and attached garage for dad. Features include enclosed front porch, 3 bedrooms, main floor laundry & large principal rooms. Call Linda Leslie*

4912_KIMRI_1_0024

444 LOCK ST W $129,900 Solid 3 bedroom home features refinished hardwd floors, eat-in kitchen, living & dining room, main flr laundry, walkout to side deck. Full basement, detached garage, and a large mature treed backyard. Dunnville.

Call Wes Moodie*/Team Moodie

4912_KIMRI_1_0019

TIRED OF RENTING! $124,900 Check out this affordable home close to downtown on a quiet, mature street. Tidy 2 bedroom home with updated windows, hi efficiency furnace, maintenance free exterior and paved drive. Home also features walk up attic that could be converted to additional bedroom. Room for storage and workshop in basement. Call Linda Leslie*

N TO W

N TO W

N TO W

4912_KIMRI_0005

LOCATION! LOCATION! LOCATION! $199,900 3 bedroom one storey brick home in desired location on mature treed lot. Home features hardwood floors, vinyl windows, partially finished basement, spacious back deck, and detached garage. Call Richard Schilstra***

4912_KIMRI_0004

CHARACTER HOME! $184,900 Lots of character in this re-decorated home within walking distance of downtown.

Many improvements over past year incl quality laminate, paint, furnace, kitch cabinet updating & landscaping. Home features wrap around porch & beautiful backyard and offers 2 bedrms, 2 baths, partially finished basement with craft rm, vinyl windows & patio doors to deck overlooking yard. A must see! Call Linda Leslie*

4912_KIMRI_1_0056

QUALITY RETIREMENT LIVING! $172,500 Worry fee retirement living with the amenities you deserve! Located in walk-to-downtown Dunnville & Grand River location. Features 1 bedrm unit, ensuite bathrm, private patio, 5 appliances & C/A amenities - lounge, craft rms, indoor pool. Immediate occupancy. Call Wes Moodie*/Team Moodie

E IC PR

N EW

U N

4912_KIMRI_0006

C

C

O

N TR Y O U

TR Y

ROBIN HEIGHTS! Dunnville’s latest community. 13 beautiful custom homes in a cul-desac subdivision. Features include larage kitchen island, cathedral/vault ceilings, ensuite bathroom, main floor laundry, walk-in closet, attached garage. Prices start at $284,900. Richard a call for a personal tour. Call Richard Schilstra***

4912_KIMRI_1_0007

UPDATED HOME, EDGE OF TOWN! $215,000 1.5 stry home with dble garage & over 130 ft of hwy frontage + oversized lot. Open concept home features many updates including roof, vinyl windows, 100 amp breakers, front drs, completely renovated main flr, 4 piece bathrm. Large bedrms on upper. Main flr games rm ready for your enjoyment. Call Wes Moodie*/Team Moodie

4912_KIMRI_1_0006

IDEAL 3 BEDROOM! $207,500 Well maintained bungalow in town on a corner lot. Features a large eat-in kitchen, 2 driveways and fenced in back yard. Just a short walk to stores, schools and parks. Call Richard Schilstra***

E K LA

4912_KIMRI_0009

K LA

TR Y N O U

C

E

988 ROBINSON ROAD $334,900 Beautifully treed 2.25 acre country property with 2100+ sq ft brick home.

Features lrge eat-in kitchen loaded with cabinets, family rm with gas fp, all season sun rm, 3 bedrms, 2 bathrms, main flr laundry. Oversized dbl garage, stamped concrete driveway. Dunnville. Call Wes Moodie*/ Team Moodie

4912_KIMRI_0008

CAYUGA 15 ACRES! $289,900 Own a little piece of paradise and one of the highest points in Cayuga.

15.85 acre property with fantastic views of the Grand River basin. 3 bedrm renovated home with 2 car garage. Call Richard Schilstra***

4912_KIMRI_0007

WATERFRONT PARADISE! $244,900 Well maintained 3 bedrm bungalow on 1+ acre treed country property backs on Welland River. Picturesque waterfront setting just 30 min south of Hamilton. Detached double garage. Ideal property for canoeing, fishing, snow mobiling. Call Wes Moodie*/Team Moodie

COUNTRY 4 BEDROOM! $374,900

COZY HOME NEAR LAKE! $149,900

PRIVATE WATERFRONT! $324,900

Custom 4 bedrm home features updated eat-in kitchen, triple garage, huge main floor family rm, patio doors off kitchen leads to raised deck & hot tub, new flooring throughout, new roof in 2011, paved triple driveway. Wrap around porch surrounded by gardens & scenic view.

Dunnville. Call Wes Moodie*/Team Moodie

Well maintained 2 bedroom home along the shores of Lake Erie. Clean & freshly updated interior. Open concept kitchen and living room, fenced backyard, and concrete driveway. Partial lakeviews. 6 Yaremy Rd, Cayuga. Call Wes Moodie*/Team Moodie.

Treed setting with 127 feet of Lake frontage & stunning lake views. Open concept home features rustic beams, fireplace, tongue & groove pine ceilings, oak kitchen cabinets, large master bedrm overlooking lake. Detached double garage & “bunkie” for guest. Call Wes Moodie.

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 11

12/5/12 5:25:29 PM

12

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition 8547409_4912

Ro b M c D o w e ll Broker

905- 3 8 8 - 1 1 1 0 w w w . 1 1 1 0. c a

Paul McDowell Sales Representative

&91&3*&/$&% t "1130"$)"#-& t "$$06/5"#-& DRIVE BY - 23-2155 DUNCASTER DR., BURLINGTON

JUST LISTED, STONEY CREEK MOUNTAIN

BEST WEST MOUNTAIN DEAL

D L O S Lovely open concept one floor street unit. Just what so many are looking for! Large master bedroom with ensuite. Finished lower level, 2.5 baths. Only joined by garages. Asking $421,900. Call Rob or Paul.

MLS #H3099282.

4912_KIMRI_0049

LOWER LEVEL OFFICE SPACE

New price new opportunity! 4 bedroom West Mountain home only 2 years old. Beautiful open concept design. Lovely kitchen with island and stainless steel appliances. Full double garage. Asking $379,900. Call Paul or Rob. MLS #H3098546.

Lovely backsplit on pie- shaped crescent lot.

Finished on all 4 levels. Perfect in-law setup or teenager retreat. 2 full baths, 3+1 bedrooms. New shingles, furnace & double concrete drive. Asking $299,000. Call Paul or Rob. MLS #H3098000

DREAM HOME

THE MADISON IS BACK!

4912_KIMRI_2_0025

4912_KIMRI_2_0001

30% SOLD FIRM OR CONDITIONAL

Affordable and beautifully finished 12900 sqft space.

Spacious reception area, storage & large office.

Modern East Hamilton building great location! Offstreet parking. Asking $875.00 + hydro per month.

Call Paul or Rob MLS #H3094607.

8.1 acre parcel backing onto Twenty Mile Creek near Glanbrook. 1,000 foot frontage. Two 4000 sq ft buildings that Seller will remove or build your dream home. Call Rob. MLS #H3091987.

4912_KIMRI_4_0015

4912_KIMRI_2_0017

New owner! New opportunities! Same Million Dollar views from escarpment edge! 2400 sq ft. Private elevator entry in each suite. Prices starting from $695,000 or buy the shell and finish yourself. Call Rob or Paul for viewing for our newly furnished suite. MLS# H3079836.

4912_KIMRI_3_0019

Coldw ell Ba nk er P inna cle Rea l E s ta te B r o k e r a g e

7 7 5 Up p er Wen tw o rth Ha m ilto n , ON L9 A -4 V 7

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 12

12/5/12 5:25:32 PM

Volume 12 Issue 23

13

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800

200 CHARTWELL CIRCLE- HAMILTON

208 CHARTWELL CIRCLE - HAMILTON

24 CHARTWELL CIRCLE - HAMILTON

$407,900

$412,900

36 CHARTWELL CIRCLE-HAMILTON

LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more....CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM

216 CHARTWELL CIRCLE - HAMILTON

212 CHARTWELL CIRCLE - HAMILTON 4912_KIMRI_2_0015

LOT 28...To be built by Scarlett Homes, the Parkside model, aprpox 2514 sq. ft., 4 beds, 2.5 baths located on central Hamilton Mountain, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets w/granite countertops, oak staircase, double garage, separate dining room, main floor family room w/fp, master bedroom w/walk in closet & ensuite, main floor laundry room, much more...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$394,900

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eatin kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$398,900

$399,900

44 CHARTWELL CIRCLE - HAMILTON

4912_KIMRI_1_0015

$527,000

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

4912_KIMRI_2_0014

Lot 9...To be built by Scarlett Homes, model home available soon! New design has everything on the “Wants” list. Granite counter in kitchen/powder, raised maple cabinetrs, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl, hwd floors, coffered ceiling, dining rm w/hdwlisting main floor laundry. Oak stairs w/wrought iron spindles.

Master ens w/dble sink, shower w/half glass walls and seat. Hdwd upper hallway., 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconces, iron and glass insert for front doors, C/A, 3 piece RI bath for bsmt, sandstone colour windows w/grills on front, steel insulated garage door with windows RSA, CHARENE LOTTRIDGE* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 4912_KIMRI_1_0014

4912_KIMRI_1_0009

163 CHAMBERS DRIVE - ANCASTER

LOT 26...To be built by Scarlett Homes, Huntington model, approx 2391 sq. ft., 4 beds, 2.5 baths, 9 ft. main floor ceilings, kitchen w/granite countertops, pots & pans drawer, crown moulding, breakfast bar, pantry, family room w/FP, hardwood floors in dining rm/ upper hall, much more....DONNA RAKAS* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

4912_KIMRI_1_0011

4912_KIMRI_1_0078

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

4912_KIMRI_1_0079

4912_KIMRI_2_0007

220 CHARTWELL CIRCLE - HAMILTON

$419,900

LOT 4...Model home by Scarlett Homes, large corner lot, parkside model approx 2514 sq. ft., 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs, iron spindles...CHARENE LOTTIRDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$394,900

LOT 5..To be built by Scarlett Homes, New site opened on Hamilton Mountain, the Kingston Model w/ balcony & decorative porch, approx 2502 sq. ft., 4 good size bedrooms & loft, 2.5 baths, master ensuite has deep tub & half glass framed shower. Featured upgtrades: oak stairs w/stain as per your choice, maple kitchen cabinets w/ granite countertop, gas fireplace in family room, decorative columns, hardwood flrs on main flr & upper hallway, pot lights & more. Please visit our sales office at 819 Rymal Rd E to review diff. models ... BOZENA RADENKOVIC* 905-318-3800 or visit site model @ 819 RYMAL ROAD E. /MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$384,900

LOT 4...You can move in before Christmas, Ancaster’s inventory house, only one left on very private Lorupe Crt, Approx 2900, 4 bedrooms, 3.5 baths, all bedrooms with ensuite privilege, separate dining room, family room with fireplace, loaded with high end upgrades, surrounded with mature trees...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

9189931_4912

$479,900

$798,888

$409,900

4912_KIMRI_2_0006

4912_KIMRI_0001

$579,900

Desirable Victorian Village Home with beautiful hardwood floors in lr/dr offering a 3 way gas fireplace, large spacious kitchen that lead onto private deck, king size master bedroom with ensuite with Whirlpool tub. Fully finished rec room, RSA, LA Related to vendor!...ASIM BHATTI* 905-318-3800.

16 CHARTWELL CIRCLE - HAMILTON 4912_KIMRI_1_0008

www.scarletthomes.com

20 CHARTWELL CIRCLE - HAMILTON

UNIT #9-502 BARTON STREET - STONEY CREEK 4912_KIMRI_1_0027

43 LORUPE DRIVE - ANCASTER

4912_KIMRI_2_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to bottom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat in kitchen, master ensuite, prided for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

Absolutely stunning, immaculate one year old home with approx. $150,000 in upgrades in a quiet court location on a large corner lot. 3,487 sq ft.

Much love put into this home with full attention to every details throughout. Pictures will not do it justice, a must see!!! 10 ft ceilings on main level.

Marble & hardwood flooring throughout home with upgraded porcelain tiles in bathrooms. Kitchen is fully loaded, an absolute dream. All top of the line Bosch appliances included. All cabinets upgraded, gorgeous granite throughout the home. Upstairs laundry. Upgraded crown molding throughout home. Master with large 14 ft walk in closet. Stunning ensuite with his and hers sinks with large 2 person jacuzzi and separate corner shower. Two bedrooms share ensuite privilege, other bedroom has own ensuite. Beautiful light fixtures throughout the home. Fantastic layout. Great for entertaining. Gorgeous spiral oak staircase. This home is extremely well cared for inside and out. Well manicured lawn. Fully insulated garage. Excellent energy efficient home. No disapointments here! RSA...GILDA WALTON* 905-318-3800. 4912_KIMRI_1_0022

$239,900

LORUPE COURT - ANCASTER

$404,900

NEW PRICE19

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....

CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

**Broker of Record *Sales Representative

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 13

12/5/12 5:25:34 PM

14

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

HAMILTON MOUNTAIN OPPORTUNITY!!!

HAMILTON MOUNTAIN NEW LISTING!!!

STONEY CREEK!!!

Large home presenty used as 2 family dwelling with separate 3 bedroom apartment on main floor, and 2 bedroom apartment on 2nd floor. Large 100x300 feet lot. Great opportunity of future street and potential of 5 more lots. Current rental income of $1600/mo. Asking $550,000. Seller may assist on financing!

CALL GABRIEL RIVERSO AT 905-545-1188, TOLL FREE 1-800-567-6257, or email to griverso@rmxemail.com

Ideal for a large family or student rental. All brick and plaster, 1.5 Storey, 4 bedroom, 2 baths home . Great and convenient location on a large 50X150ft lot. Updated Roofs, Furnace, Central Air, Floors, Railing and Driveway. $249,000. Call Gabriel Riverso at 905-545-1188, toll free 1-800567-6257, or visit www.gabrielriverso.com

4912_KIMRI_2_0067

4912_KIMRI_0045

Well kept all brick 3+1 bedrm backsplit custom built. Spacious home for the growing family or in-law situation. The many updates include windows & doors, high efficiency furnace & central air, roof shingles, tankless water heater system, patio door & garage doors. Refinished gleaming hardwood floors in 2009. Enjoy the gorgeous salt water in-ground, heated pool, concrete drive, pool deck and more!!! Great neighbourhood, close to schools, shopping. $364,500. CALL GABRIEL RIVERSO AT 905-545-1188, TOLL FREE 1-800-567-6257, Virtual Tour at griverso@rmxemail.com 4912_KIMRI_2_0055

WALK TO EASTGATE!!!

BRANTFORD!!! JUST SOUTH OF ANCASTER!!!

BRANTFORD, NEW LISTING!!!

A “Losani Homes Built” all brick 3 or 4 bedroom, great style of home with curved staircase. Many upgrades. Large pieshaped lot. Beautiful Florida sunroom. Totally finished lower level. Main floor family room with fireplace, main floor laundry room. Close to schools, shopping and transportation. Easy for commuters. Asking $359,000. Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, or visit www.gabrielriverso.com

Rare find property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light.

2+2 bedrooms 2-4 pc. bath w/hot tubs. 2 combination stone fireplaces.

Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level!

Double garage and workshop with full basement under garage, storage for the Handy man! 5 minutes to shopping in Brantford and only minutes to Ancaster, Hamilton, Dundas. $689,000. Don’t delay call today!!! Call Gabriel Riverso at 905-545-1188, Toll Free 1-800-563-6257, Virtual Tour at griverso@rmxemail.com 4912_KIMRI_5_0044

Custom built over 2100 sq. ft. of living area, plus over 2 acres lot with fabulous view! GREAT and UNIQUE energy efficient “Blue Max” construction ranch style home. Super insulated (R40) steel reinforced concrete. Under floor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window. Only minutes to shopping and short drive to Ancaster and more!!! Call Gabriel Riverso at 905-545-1188, Toll Free 1-800-563-6257, Virtual Tour at griverso@rmxemail.com 4912_KIMRI_6_0044

4912_KIMRI_1_0043

“Discover the Difference” www.gabrielriverso.com

One of the Joys of the Holiday Season Is the Opportunity to Say “Thank You” And to Wish You and Yours The Very Best of the Season.

May Health and Happiness Brighten Your Holidays And Remain With You Always.

Gabriel

Riverso Broker

905-545-1188

Have a Merry Christmas and a Happy New Year! from Gabriel and Nancy Riverso

11268797_4912

Escarpment Realty Inc., Brokerage Independently Owned & Operated

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 14

12/5/12 5:25:49 PM

Volume 12 Issue 23

15

Resale Home & Condo Guide - Hamilton & Halton Edition

www.thesharmateam.ca info@ricksharma.com 905.662.6039 or 1.877.574.7441 Monica Bechamp Business Associate

Rick Sharma Broker Lynn Vienneau Business Associate

Reisha Dass Team Mnger/Sales Rep.

*For Royal LePage

FRANCES AVENUE JOHN STREET HASKINS COURT CANDLEWOOD DRIVE ADORN CRT WINCHESTER BLVD FORTISSIMO DRIVE PEBBLE VALLEY AVENUE FRANCIS ROAD IRONWOOD CRESCENT STEVEN STREET NIAGARA STREET QUEENSTON RD. PEBBLE VALLEY AVENUE KENYON CRS HALLER CRESCENT #20 REGIONAL ROAD HOUGHTON AVENUE DUNN AVE EAST 24TH UPPER WENTWORTH STREET BLACKBURN DRIVE COPE STREET ROXBOROUGH AVENUE MAIN STREET JOHN STREET STRATHEARNE AVENUE BANKFIELD CRESCENT JANET COURT JULIAN AVE DELEAN AVE MALTA DRIVE KING ST RYMAL ROAD RAND STREET FRANCES AVENUE UPPER OTTAWA STREET GREEN MOUNTAIN ROAD HARRISFORD STREET MARKSON CREST. CHILTON DRIVE RIVIERA RIDGE

LAKESHORE RD STEVEN STREET JOHN STREET TREELAND STREET IRONWOOD CRESCENT MARKSON CREST. GLENCREST DR MAPLEWOOD AVENUE FORTISSIMO DRIVE KING ST MAPLEWOOD AVENUE HOUGHTON AVENUE SPRINGSTEAD AVENUE ATWATER CRESCENT CAMBRIDGE AVENUE UPPER OTTAWA STREET GALILEO DRIVE DALE AVENUE HASKINS COURT LINBROOK ROAD GREENSTEM CRESCENT MONZA DRIVE UPPER GAGE AVENUE EAGLEWOOD DRIVE CHILTON DRIVE CAMBRIDGE AVENUE FLORA DRIVE SPRING STREET BIGGAR AVE EAGLEWOOD DRIVE TATE AVENUE MAPLE CROSSING BLVD MONTREAL CIRCLE GREENWAY TERRACE WARWICK COURT PARK ROW BELMONT AVENUE SOUTHBROOK DRIVE OAK AVENUE GLENNIE ST VICTORIA AVENUE PARK ROW WENTWORTH STREET

JOHN STREET KING STREET CANNON STREET WEST CRANBROOK DR WEST AVENUE NORTH SANFORD AVENUE PROVINCE STREET BURRIS STREET FANO DRIVE KING STREET WELBOURN DRIVE STEVEN STREET ARBUTUS CRESCENT BIGGAR DR WINCHESTER BLVD TEMPLEMEAD DRIVE CANNONST FAIRVIEW FLORA DRIVE HIGHWAY #8 WEST 17TH STREET ROSSEAU ROAD ARDEN AVE UPPER GAGE AVENUE BASELINE ROAD CROMWELL AVE CANNON STREET UPPER OTTAWA STREET STRATHEARNE AVENUE UPPER GAGE AVENUE TARRAGONA BLVD BYNG STREET MAPLE CROSSING BLVD KEITH STREET SIDARE COURT WINSTON DR PARKLANDS DRIVE NORTHGATE CRESCENT BRIDGENORTH CRESCENT ANGUS ROAD MAPLEWOOD AVENUE ALDER COURT CAPRI CRESCENT

JANET COURT QUEEN VICTORIA DRIVE OAK STREET HUXLEY AVENUE FRANCIS ROAD WEST 17TH STREET GEORGE STREET RIVIERA RIDGE QUEENSTON ROAD JULIAN AVE QUEENSTON ROAD VITTORITO AVENUE KENSINGTON AVENUE CHESTNUT DRIVE HIGHWAY #8 GLENCREST DR CAMBRIDGE AVENUE GREENHILL AVENUE COPE STREET FAIRHOLME COURT OAK STREET GLASSCO AVENUE SINCLAIR COURT GLENMEADOW CRESCENT TREELAND STREET BELMONT AVENUE CANNON STREET ROYALWOOD CRT DALE AVENUE PETERMANN STREET COTTONTREE PLAINS ROAD PLAINS ROAD KING ST DUKE STREET DAVID DRIVE SINCLAIR COURT COTTONTREE GREENWAY TERRACE HALLER CRESCENT FAIRVIEW AVE BEAVERBROOK AVENUE UPPER GAGE AVENUE

COPE STREET STEVEN STREET CANNON ST CUMBERLAND AVENUE AFTON AVE SUNDOWN DRIVE IRONWOOD CRESCENT TRAGINA AVENUE MALTA DRIVE COPE STREET KINGSVIEW DRIVE OSBORNE STREET NORTH SHORE BLVD FANO DRIVE GREEN MOUNTAIN ROAD BRIDGENORTH CRESCENT MICHAELANGELO LANE FANO DRIVE CASHEL CRESCENT WELBOURN DRIVE CLOVERLEAF DRIVE BASELINE ROAD KENSINGTON AVENUE EVERTON PLACE TRAGINA AVENUE ADORN CRT WINONA ROAD NIAGARA STREET WENTWORTH STREET WINSTON RD RIDGE STREET BARTON STREET TATE AVENUE SOUTHBROOK DRIVE KENILWORTH AVENUE CAPRI CRESCENT BURRIS STREET GREENSTEM CRESCENT RAINHAM STREET ARDEN AVE FANO DRIVE

' & % '

9 ; D

A : G D 6 8 H @: 6 I

H ( J &

% H A:I NDJG ' 9 : : C

: I 6 I H :

A _ e 6 M : P U G [X

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

4

e \ \ 4M

Y M Q @

M Y ^ M T ?

@TQ

2^[Y

Sharon Musson-Maxted Sales Representative

AJ Ghottra Sales Representative

Top 1% Nationally FOR ROYAL LEPAGE

Jacqueline Mastrangelo Sales Representative

8547405_4912

2006/07/08/09/10

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 15

12/5/12 5:25:59 PM

16

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

Chris Medcalf BROKER

Lori Peake SALES REPRESENTATIVE

For ALL Your Real Estate Needs RESIDENTIAL / INVESTMENT / COMMERCIAL

905-547-7305 | 1-877-574-4601 | medcalf@cogeco.net ROSEDALE CHARMER!

4912_KIMRI_0070

Great 3 br home in good east Hamilton neighbourhood with newly paved side driveway. New kitchen with 4 new ss appl., new hardwood throughout kitchen & formal living room & dining room, main floor bedroom & remod. 4 pc bath, two large bedrooms upstairs, updates include siding, windows, furnace, C/A, wiring, basement waterproof!

Beautifully renovated 3 br home on quiet Rosedale street, new gourmet eat in kitchen w/ granite counters & 4 new ss appl, 2 new 4 pc baths, new hardwood & ceramics, new windows, furnace & A/C, updated wiring & plumbing. Private side driveway & fenced rear yard. Don’t miss out, call today!

4912_KIMRI_0071

RENOVATED & READY!

$212,850

$289,500

4912_KIMRI_1_0082

Impressive renovations! Super sized eat in kitchen with lots of new cabinets & stainless steel appliances & patio doors to rear yard, new hrdwd flrs in livrm, 3 bedrm, 1 remod bath, new concrete walkway & patio, updated windows & hydro, high efficiency gas furnace, front driveway & new fences! Won’t last!

2 ACRE PROPERTY! Counrty property only 10 minutes to city, suitable for contractor or small hobby farm, stylish new kit w/granite counters & new backsplash & new wide plank flooring, lr w/cove ceilings, three bedrooms, fin recrm w/potlights, lg detach garage w/hydro, new eff furnace & c/a, great opportunity!

4912_KIMRI_1_0059

TWO STOREY BEAUTY!

$196,850

$429,850

4912_KIMRI_1_0099

Super size semi renovated and ready to move in, 4 br, formal living & & dining room, new kitchen w/ ceramics and appliances, remod.

4 pc bath, walk-up from basmt to rear yard, lg rear concrete deck, double front parking, too many updates to mention!

OPPORTUNITY KNOCKS! Remodelled home with separate inlaw set up, two new kitchens, two remodelled baths, new ceramics, hardwood, carpet throughout, roof recent reshingles, updated wiring & plumbing, freshly painted and decorated!

4912_KIMRI_1_0058

LARGE FOUR BEDROOM HOME!

$169,850 JUST MOVE IN! 4912_KIMRI_1_0098

Steps to the new Center Mall, good access to QEW, remodelled home with large kitchen w/modern cabs, granite & appliances, main floor laundry, 4 good size bedrooms, covered rear porch, private driveway, don’t miss out...call today!

$164,850

$175,850

Wishing you and your family a warm and festive holiday.

All the best in 2013!

Season’s Greetings!

11265155_4912

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 16

12/5/12 5:26:06 PM

F REE RE/MAX® ESCARPMENT REALTY INC., BROKERAGE

DEC 8, 2012 - JAN 19, 2013 | ISSUE 23

Independently Owned & Operated

*

REAL ESTATE GUIDE YOUR REAL ESTATE GUIDE FOR HAMILTON, HALTON, HALDIMAND & BRANTFORD Hamilton | Ancaster | Dundas | Stoney Creek | Grimsby | Smithville | Flamborough | Waterdown | Burlington | Oakville | Milton | Dunnville | Cayuga | Hagersville | Port Dover | Turkey Point | Simcoe | Caledonia | Brantford | Paris & Surrounding Areas

CHRISTMAS WISHLIST COME TRUE #10-100 Beddoe Dr.

Toss the lawn rake & mower! Santa’s sleigh stops here with jolly good reason. Thumbs up on this 3 bedroom brick towne. 2.5 baths ensuite bath, w/in closet, high ceilings, hardwood, California shutters, appliances, garage with loft. $290’s!! MLS# H3095903.

PRIME WEST MOUNTAIN $269,900 Excellent Income Potential!

Unique property consisting of 5 room home and 1 bedroom cottage on lot 50”X100”, with double drive and fenced treed yard. Home has many renovations incl; newer roof and windows, bright and sunny IKEA kitchen. B/I dishwasher and microwave, living rm, 3 bedrooms, full basement with rec room, rear deck and shed. Cottage has kitchen, living rm, bedrm,4pc bath. Ideal for In-law, nanny or rental. Vendor motivated.

JOYCE O’DONNELL

MADELINE (Maggy) AGRO

905.545.1188 or 1.800.567.6257

905.575.5478

SALES REPRESENTATIVE, S.R.E.S., MVA, RESIDENTIAL APPRAISER

Tours @ www.dynamo1.ca

BROKER

maggyagro@remaxescarpment.com

REMAXESCARPMENT.COM 44690_Reamx_Hometour_Glossy_4912_8.indd 1

HOUSEPLUS.COM 12/5/12 6:09:21 PM

SECTION A

2

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

11266445_4912

2010

YING LIU S A L E S R E P R E S E N TA T I V E

2005-2009 2011

Escarpment Realty Inc. Brokerage Independently Owned & Operated

www.remaxescarpment.com

2010

905-575-5478 yingliu@remaxescarpment.com

'03 "-- :063 3&"- &45"5& /&&%4 ] 3&4*%&/5*"- t $0..&3$*"- t */7&45.&/5

W NE

E RIC

P

$389,900

Spacious executive home on one of West Mountain’s finest streets.

This well maintained home features large pricipal rooms, recent hardwood floor on 2nd level, updated bathrooms, newer windows, eavestrough & fascia, garage door, etc.

4912_KIMRI_1_5006

Great starter, retirement or investment home.

Shows well.

Nice layout, super yard, mins to Linc & 403, walk to schools, etc. Partial basement, great value.

$159,900

4912_KIMRI_4_5008

Prime downtown location at the very centre of Hamilton across from Jackson Square main entrance.

Newer roof, furnaces, windows, kitchens and bathrooms, etc. Potential gross rent $4700/mth.

Great potential for future development.

$489,900

$50,000

4912_KIMRI_3_5010

Well established variety store in mature neighbourhood with no competition nearby.

Average weekly sales around $7000 & cigarette sale portion 35-40%, lotto & extra income $1000-$1500.

Security camera, backyard fence.

Apartment above store for living. Long term lease, perfect for family operation.

4912_KIMRI_1_5012

End unit backing onto open space in a well maintained complex.

Spacious 3 bedrm, 2 full baths & is conveniently loc’d near parks, transit, shopping, hwy, walking paths & mature trees surround.

Recently fin’d bsmnt, newer flrng thruout & updated bathrms. Furniture can be included. Furnace ‘12. A/C ‘09.

4912_KIMRI_2_5007

True gem on Barton St. 3500 sq ft of commercial space on main flr.

Full high dry bsmnt.

Hundreds of thousands of dollars spent in recent years on this solid building, including new roof, heating, A/C system, windows, wiring, plumbing, water proofing, driveway.

Tasteful internal renovation. Must be seen.

4912_KIMRI_3_5009

E

W

NE

IC PR

$169,900

$459,900

Great opportunity to own a growing business in downtown.

This turn-key business includes most new equipment, has no franchise fees, has a great product offering and is producing big gross sales.

4912_KIMRI_3_5011

$80,000

Well established ice cream franchise located in a newer plaza on rapidly growing Stoney Creek Mountain. High traffic. Surrounded by movie theatre, national franchise restaurants, etc. Fully equipped.

Good income & potential to grow the business.

4912_KIMRI_1_5013

$219,900

Please say you saw it in Home Tour

44690_Reamx_Hometour_Glossy_4912_8.indd 2

12/5/12 6:09:22 PM

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION A

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2010

4912_KIMRI_5006

4912_KIMRI_5005

Website: www.vandendool.com SOLD

IMMACULATE RANCH CALEDONIA $294,900 Incredible value offered here. Sought-after open concept design features new granite counters, breakfast bar and new stainless steel appliances. The living and dining rooms have newly installed hardwood and all 3 bedrooms have brand new carpeting.

The lower level is completely finished & offers a large rec-room perfect for entertaining a 3 pice bath and 4th bedroom. Also features fresh paint, recent shingles, C/A, C/V and more.

4912_KIMRI_5009

IMMACULATE CALEDONIA $269,900 Neat and tidy best describes this unique 2+1 bedroom.

Features include a fantastic 18’x13’ four seasons solarium, a huge oak kitchen, gorgeous maple hardwood in the LR & DR, modern 4 piece bath with a corner whirlpool tub and a separate shower and a fully finished lower level. Furnace ‘05, shingles ‘11, 200 amp on breakers. Just move in and enjoy.

4912_KIMRI_5012

4912_KIMRI_5011

SALT WATER POOL COURT LOT $377,900 Fantastic 4 bedroom home on a huge pie-shaped court lot. Loads of updates include windows, furnace & A/C, shingles aggregate concrete drive and patterned concrete walkways, salt water pool, granite counters and hardwood flooring. Huge fenced yard offers privacy as well as relaxing water feature. Fantastic value at this price.

TO BE BUILT, JARVIS $319,900 Modern new design by Edwards Custom Homes. Offers over 1,500 sq. ft. on main floor and features an open concept great room design with a large master bedroom, luxurious ensuite, main floor laundry, covered rear porch and generous sized insulated garage. Upgrades include custom Winger kitchen, hardwood and ceramics throughout, 2x6 constructions, alarm system, C/A, fully sodded lot and more.

IMMEDIATE POSSESSION PORT DOVER $279,990 Beautifully designed home features 1,458 sq. ft. of modern open concept living. Loaded with extras include maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineering hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and double car garage.

RIVER ACCESS $505,900 Fantastic waterfront property providing navigable access to the Grand River.

Dock your boat in your own backyard. Featuring a spotless beautifully maintained custom-built 2,400 sq. ft. home with 4 bedrooms, ensuite bath, awesome deck off the master bedroom, above-ground pool and wraparound porch. Lower level features a generous sized rec-room with a wet bar perfect for entertaining.

Approximately 15 minutes drive or less to Ancaster, Caledonia or Hamilton.

4912_KIMRI_5013

4912_KIMRI_5008

HARDWOOD THROUGHOUT CALEDONIA $359,900 Absolutely gorgeous open concept home. Located on dead-end street backing onto farmland. Features hardwood throughout the man and upper levels, main floor laundry, 5 piece bath with corner whirlpool tub and separate shower, fully finished basement with an extra 3 piece bath. Large rec-room with gas burning woodstove and a beautifully landscaped lot.

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

4912_KIMRI_5007

2003-2010

Independently owned and operated

4912_KIMRI_5010

2011

3

END UNIT PORT DOVER $247,468 Stunning end unit quality built by Willik Homes Ltd. Offers over 1,200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen, breakfast bar, ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more. All brick and stone exterior, immediate possession possible.

LUXURY TOWNHOUSE PORT DOVER $238,803 This 1,269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

11254732_4912

Happy Holidays!

All the best in 2013!

Please say you saw it in Home Tour

44690_Reamx_Hometour_Glossy_4912_8.indd 3

12/5/12 6:09:23 PM

SECTION A

4

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX速 Escarpment Realty Inc., Brokerage - Independently owned & operated

Please say you saw it in Home Tour

44690_Reamx_Hometour_Glossy_4912_8.indd 4

12/5/12 6:09:23 PM

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION B

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

When only the

.Q_`

1

*

will do!

CALL US...

®

RE/MAX® ESCARPMENT REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

*

THE #1 BROKERAGE GE

®

REAL ESTATE GUIDE

in the REALTORS® Association of Hamilton-Burlington**

When only the best will do!

RE/MAX® Escarpment Home Tour is a bi-weekly magazine published by Wall2Wall Media Inc., a subsidiary of Yellow Pages Group™ in co-operation of RE/MAX® Escarpment Realty Inc., Brokerage.

RE/MAX® ESCARPMENT REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

HAMILTON OFFICE CONRAD ZURINI, Broker of Record/Manager DEREK LEVITT, Broker/Assistant Manager

HAMILTON 550 Fennell Ave E. Suite 221A Hamilton ON L8V 4S9 905.575.5478

STONEY CREEK 860 Queenston Rd. Stoney Creek ON L8G 4A8 905.545.1188

DUNDURN 50 Dundurn St. S. Unit 119 Hamilton ON L8P 4W3 905.525.2720

ANCASTER 370 Wilson St. E. Unit 11 Ancaster ON L9G 4S4 905.304.3303

STONEY CREEK MOUNTAIN #101-325 Winterberry Dr. Hamilton ON L8J 0B6 905.573.1188

BURLINGTON 2180 Italbashi Way Unit 4A Burlington ON L7M 5A5 905.639.7676

**Based on the number of completed sales & pending sales reported by the REALTORS® Association of Hamilton-Burlington Multiple Listing Service from 1994-2011 consecutively. *Not intended to solicit properties currently listed for sale.

directory...

SECTION B / 2

REALTOR DIRECTORY

Holiday shopping – without the financial hangover

HAMILTON OFFICE

By Gail Vaz-Oxlade

STONEY CREEK OFFICE SECTION B / 10 & 11

SECTION B / 16

STONEY CREEK MOUNTAIN OFFICE

SECTION B / 12

DUNDURN OFFICE

SECTION B / 13

ANCASTER OFFICE

SECTION B / 14

BURLINGTON OFFICE

SECTION B / 15

How to be mortgage-free within 10 years

STONEY CREEK MOUNTAIN CONRAD ZURINI, Broker of Record/Manager DUNDURN OFFICE MIKE CUSANO, Broker/Manager ANCASTER MIKE CUSANO, Broker/Manager BURLINGTON OFFICE JOE COLLINA, Broker/Manager

*The use of the #1 RE/MAX® Escarpment Realty logo within this publication is based on 2011 closed transactions. Source: CREA & RE/MAX® internal data.

inside this issue...

By Calum Ross

STONEY CREEK OFFICE ANN ZURINI, Broker/Manager

SECTION B / 8 & 9

Statements, opinions and points of view expressed are those of the writers and do not necessarily represent those of the publisher, advertisers or RE/MAX® Escarpment Realty Inc., Brokerage Home Tour Real Estate Guide.

The publisher shall not be liable for damages arising out of errors in advertisement beyond the amount paid for the space actually occupied by that portion of the advertisement in which the error occurred.

Contents copyrighted. All rights reserved.

Reproduction of any article, photograph or artwork, without written consent of the publisher is strictly prohibited.

For Advertising Inquiries, email or call: Kim Richards kim.richards@wall2wallmedia.com 905.383.8118

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 1

12/5/12 5:45:01 PM

SECTION B

2

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Holiday shopping – without the financial hangover B Y G A I L VA Z - O X L A D E

T

he holidays are just around the corner and only the most savvy of us have everything under control. That’s one of the problems with our very busy lives… there’s just no time.

But if you want to have a happy holiday that doesn’t leave you holding your aching head when the bills roll in come January, you have to start planning early. The longer you wait, the more you’re prone to give in to stress, make impulse purchases, blow your budget or even buy a lame gift.

Look at your holiday spending as you would any other big-ticket item. While you’re splitting the cost among a variety of expenses, the bottom line is still the same: you’re spending a lot of money in a short period of time.

In the best of all worlds, you would have started saving for your holiday spending in January. You would have made it a budget item and set aside $10, $50, $150 a month so when the season rolled around, you’d be ready. After all, it’s way easier to set aside $100 a month than to come up with $1,200 all at once.

This is how I do it, and come August I start keeping my eyes open for “deals” on things I know my friends and family will love.

If you can’t do that, start here, with this “Holiday Spending Plan”:

›› Write down the amount you want to spend in each category of holiday expenses. Gifts are only the beginning – don’t forget to account for travel costs, postage and shipping, decorating, greeting cards, entertainment and photos. ›› List the people you plan to shop for under the gift category, then divide up your budget accordingly. Limit your budget to what you can afford right now and avoid a financial hangover in the new year. If you spend $500 on a credit card at 18 per cent interest, and pay the minimum each month, it will take you seven years – and cost $365 in interest – to pay it off. Consider setting a dollar limit on gifts or drawing names among extended family, roommates or co-workers. ›› Jot down any gift ideas that you might have for the people on your list.

Comparison-shop online before heading to the store. (Don’t forget to include shipping costs in your calculations if you decide to buy online).

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 2

A dash of planning and a dab of creativity can also help you keep your entertainment costs under control:

›› Invite guests to bring something to share at a potluck dinner. ›› Serve brunch, throw a finger-food party or host a wine and cheese tasting instead of a full-blown turkey dinner. ›› Co-host a party with a pal or sibling, and share the cost. ›› Make sure you set a dollar limit for your soirée. And list the items, ingredients and décor you’ll need and how much each will cost. ›› Remember, that the best gifts don’t have to cost money. If you’re financially challenged this year, offer up your time babysitting, cooking meals, house cleaning, massaging, sewing, knitting, transporting, or whatever else you’re good at. Clip a picture of the service you’ll provide and be clear on how often, as in “I’ll babysit one weekend a month from February to June.” Or better yet, make your own coupon book.

There now, you don’t have to worry about starting the new year with a financial hangover. Happy holidays!

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at www.gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/ GailVazOxlade

12/5/12 5:45:06 PM

RE/MAX速 Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

Joshua

Join us on Facebook www.twitter.com/yourfirsttime

11262643_4912

Frank

Tricia

3

Our Quick Summary Checklist.

Decide where your home fits in your life...

Stay Tuned For Our Next Seminar Have a Safe & Happy Holidays!

SOUTHEAST MOUNTAIN FAMILY HOME

2 bedroom townhome in great location close to all amenities, schools & transit. Eat-in kitchen, finished bsmnt., appliances incl., walk out to patio from kitchen.

Freshly painted w/newer windows, roof & furnace.

Call today to view!

$149,900

Frank Russumanno | Sales Representative frussumanno@remaxescarpment.com

4912_KIMRI_5022

4912_KIMRI_5021

EAST MOUNTAIN STARTER HOME

Spacious family home on quiet court. Situated on a large pie-shaped lot backing onto park. This home features an oversized custom kitchen w/ gourmet appliances w/open concept view to family room, fully finished bsmnt w/wet bar, games rm & rec room w/FP. 3+1 bedrms, 3.5 baths, private yard w/2 tier deck & much more. A must see!! $429,000

Tricia Taffs | Sales Representative triciataffs@remaxescarpment.com

Joshua Adeyemi | Broker josha@remaxescarpment.com

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 3

12/5/12 5:45:09 PM

4

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

ª

3aUPUZS E[a

DOROTHY BAKER

ª4[YQ

BROKER

11264431_4912

SECTION B

905.575.5478 | www.dorothybaker.com

Wishing my clients, friends and family a “Merry Christmas & safe Happy New Year in 2013”

CENTRAL MOUNTAIN

CENTRAL MOUNTAIN SEMI Only $210,000 for this 4 bed. Semi in a great area.

H/wood, ceramics, 1.5 baths, fin/family room, double rear parking and fenced yard.

One floor real beauty with wheel chair access.

Upgraded kitchen, C/V, C/air, skylight, windows, 1.5 baths, paved side drive and garage. $205,000.

4912_KIMRI_5003

4912_KIMRI_5004

Escarpment Realty Inc., Brokerage

221A-550 Fennell Ave. E.,

Hamilton, ON L8V 4S9

Independently Owned & Operated

ESCARPMENT REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

TE TA S ES ICE AL ERV RE AL S G LE

VISIT

to get your questions answered by a CANADA WIDE leading team

YOUR ONE-STOP

ESCARPMENT REALTY INC. BROKERAGE INDEPENDENTLY OWNED AND OPERATED

*Based on 2011 Closed Transactions. Source CREA and RE/MAX Internal Data. **Not intended to solicit persons or properties currently under contractual agreement.

CONSUMER EXPERIENCE FOR REAL ESTATE I FINANCING INSURANCE I LEGAL SERVICES To get your real estate questions answered please visit

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 4

12/5/12 5:45:14 PM

RE/MAX速 Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

5

The Experience you need, Service you expect.

LILJA

*

(905) 575-5478 Escarpment Realty Inc., Brokerage Independently Owned & Operated 221A - 550 Fennell Ave. E., Hamilton,ON L8V 4S9

karenlilja@interlynx.net

*Sales Representatives

11254739_4912

As another year draws to an end we would like to take this opportunity to send WARM WISHES for a HAPPY & SAFE HOLIDAY SEASON spent with those you LOVE

Escarpment Realty Inc., Brokerage Independently Owned & Operated

Visit our

new

website www.LiljaDundasHomes.com The Experience you need, Service you expect.

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 5

12/5/12 5:45:16 PM

SECTION B

6

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Call Today For Your FREE Home Evaluation

Escarpment Realty Inc.

11268835_4912

Brokerage Independently Owned & Operated

Call Me For

Proud Supporter of

Estate Sale Information

Ralph Agostino Sales Representative

905.575.5478

Direct: 905.317.6654 agostinor@quickclic.net

Service & Dedication you can Count on!

HAMILTON MOUNTAIN 4912_KIMRI_2_5011

4912_KIMRI_3_5008

EAST HAMILTON WITH IN-LAW SUITE

$224,900 This 2.5 storey home offers 5 bedrooms & 2 bathrms, separate entrance & main flr bedrm. kitchen w/semi oak cabinets, open concept living rm w/patio door to lrg deck.

Finished loft. Reno’s done; new hi-eff furnace & A/C, 100 amp breakers, new wiring, updated baths, newer windows, new fire escape, ceramics & laminate.

$239,900 Newly renovated home w/in-law suite. 4 bedrms, 2 bathrms, main flr laundry, large yard w/3 car parking, separate entrances. Tons of reno’s!! Ceramics, kitchens, baths, bsmnt., furnace, refin’d hrdwd flrs, thermo windows, 100 amp brkers & more. Call today to view!

4912_KIMRI_2_5009

CENTURY HOME

4912_KIMRI_2_5010

FLAMBOROUGH

$112,900 Gorgeous setting for this double lot unit. Open concept, large eat in kitchen w/vaulted ceiling, lots of cupboards, huge living rm w/stone fireplace, 2 bedrms, m bedrm offers French doors to sunrm & w/i closets. Updated 4 pc bath w/ clawfoot tub, laundry rm., lots of storage. Sunroom exits to large deck & hot tub & well maintained landscaping. Call for more info.

$179,900 3 bedrm, 2 bath, 2 storey home. Large eat- in kitchen, main flr family room and many updates. Roof (06), furnace & A/C (09), bathrms (08) w/whirlpool & shower, windows & steel drs (06), wiring & 100 amp (06). Large fenced yard w/new deck and oversized shed/workshop w/hydro. A MUST SEE!

Wishing You All The Best of the Season & A Happy New Year!

>MX\T

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 6

12/5/12 5:45:17 PM

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION B

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Jian Li

BROKER, PH.D.

7

Escarpment Realty Inc, Brokerage Independently Owned & Operated

905.575.5478

550 Fennell Ave. Hamilton, ON L8V 4S9

Direct: 905.537.8838

9952934_4912

NEAR MOHAWK COLLEGE

NEAR MCMASTER TOWNHOUSE FOR RENT

Walk to Mohawk College. Completely renovated 3+2 bed, 2 kitchen, 2 bath brick bungalow. 2 bedrm in-law suite w/sep entrance at lower level. New hrdwd flr, new windows. Redone washrooms and kitchen w/granite countertops and new cabinets. Updated wiring and plumbing. Just move in!

For rent near McMaster University Innovation Park and Chedoke Golf Course. Well maintained 9 years old 3 bedroom, 2.5 bath townhouse. New hardwood floors in LR/DR. Freshly painted through-out. Bright eat-in kitchen.

Spacious master bedroom with ensuite & walkin closet. Finished recrm on 4th br/high dry basement.

4912_KIMRI_2_5008

$309,900

4912_KIMRI_1_5000

WEST MOUNTAIN

$1600/month

CLOSE TO WEST MOUNTAIN BROW

!

D L SO 8 yrs.new, 3+2 bedrm, 3.5 baths, 2 storey. Very bright & well kept home!

Hrdwd in living rm. Lrg family rm w/FP on upper level. Finished bsmnt w/2 extra bedrms & 3 pc bath. Fenced yard, double concrete driveway. Located on quiet street near schools, parks & hwys. Call today!

4912_KIMRI_1_6000

$359,900

Large 4 bedrm brick bungalow with two carports. Lots of recent updates!

New doors, new roof shingles on south portion, most new windows, main flr kitchen updated w/granite counters & new cabinets. Reno’d main bathrm w/new fixtures. In-law suite on lower lvl w/ private entrance. Private yard w/ mature trees.

4912_KIMRI_1_5007

$284,900

Merry Christmas & Happy New Year!

Jian

CONTACT JIAN LI

FOR ALL YOUR REAL ESTATE NEEDS

t 3&4*%&/5*"- t $0..&3$*"- t */7&45.&/5

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 7

12/5/12 5:45:18 PM

550 Fennel Avenue East, Hamilton, ON L8V 4S9 I 905-575-5478 I

HAMILTON OFFICE

SECTION B

8

RE/MAX速 Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

BROKER OF RECORD

MANAGER

CONRAD ZURINI

DEREK LEVITT**

Linda Anderson*

Coleen Boyle*

Mila Baier*

Penny Bryce*

* Sales Representative | ** Broker

Dave Allison*

Diana Almonte*

Bill Anderson*

Edo Bergsma*

Patty Bevan*

Brenda Bowerman*

Harry Bowes*

Lisa Camara*

Adela Carina*

Jim Carroll*

Edward Choi*

Joel Christie*

Joshua Adeyemi**

Ralph Agostino*

Dorothy Baker**

Kevin Beattie**

Craig* & Colleen** Bush

Maggy Agro**

Al Cosentino*

Don Cottrell**

Christine Crooks*

Martie Dahl*

Peter Dahl*

Michael Delvecchio*

Adele Diliberto*

John Diliberto**

Kimberly Ehler*

Michelle Franchino*

Rod Frank*

Brian Gerrard*

Joseph Giovinazzo*

Rob Golfi*

Tammy Gosden*

Dave Hamm*

Ken Harris*

Chris Hayward*

Rob Hayward*

John Hellicar*

Pat Henderson*

Kristina King*

Susan Klement*

Kathy Korobkin*

Lisa Lavallee*

Donna Lavin*

Karen Lilja*

Pat Lilja*

Ying Liu*

Mario & Pat Loranger*

Natalie Hargreaves*

Sylvia Henderson*

Ron Hewitt**

Mike Howell*

Carl Lazar*

Vince Lazaruk*

Ross Lewis*

44690_Remax_Hometour_Newsprint_4912_16.indd 8

Jian Li**

Vince Delvecchio*

Maybelline Di Giovanni*

12/5/12 5:45:19 PM

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

9

HAMILTON OFFICE

RE/MAX速 Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

Todd Martin*

Tim Mattioli*

Bobbi McCaughey*

Liz Miller*

Devon Moarefdoust*

Wendy Murray Nicholson*

Chantel Nightingale*

Rick Nishizaki*

Frank Pek**

Josh Purdon*

Don Rankin**

Heather Reid*

Barb Rendall*

Tom Rendall**

Greg Rozakis*

Frank Russumanno*

Patrick Scanlon*

John Schlett*

Ralph Schmidt*

John Sebastiano*

Adnan Shukur*

Heather Sommer*

Sharon Stafford*

Victor Stanziani *

Donna Sutherland*

Tricia Taffs*

Sylvia Tavormina*

Ron Taylor*

Ron Tomblin*

Peter Vandendool*

Brett Whitley**

Hans Marcelissen*

Diane Maddick*

Paula Mahony*

Mike McNeil*

Guy McPhee**

Norm Merz*

Lynn Page*

Bill Papaioannou**

Ross Robertshaw*

Lois Simpson*

Ken Thompson*

Lenny Martin**

Monique McKay*

550 Fennel Avenue East, Hamilton, ON L8V 4S9 I 905-575-5478 I

* Sales Representative | ** Broker

Terry Williams*

AT THIS LOCATION

LAW OFFICE LAW OFFICE MORTGAGE SPECIALISTS

Marty Speelman Agent 905-639-9999

Douglas J. DePaulo, LL.B.

Suzie Hay

905-978-2973

44690_Remax_Hometour_Newsprint_4912_16.indd 9

Katie Morrison 905-515-1173

Aldo Berlingieri, LL.B. Alanna C. Stephen, B.A., LL.B., J.D. doug.depaulo@gmail.com aldo.berlingieri@gmail.com alannastephen@gmail.com 905-667-2990 905-667-2990 905-667-2990

12/5/12 5:45:19 PM

860 Queenston Road, Stoney Creek, ON L8G 4A8 I 905-545-1188 I

STONEY CREEK OFFICE

SECTION B

10

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

ANN ZURINI*

Alexandra Borondy*

Alf A. Alfano**

Frank Angelone*

Zdenka Benjik*

Jack Benson*

Margaret Berlo*

Bill Brach*

Marian Briatico*

Micho Brujic*

Terri Cantelo*

Leo Cascioli*

Mike Cascioli*

Rose & Ted Cipriani*

Adam Clermont*

Kim Condari*

Josy D’Amico*

Eric DeGroot*

Michelle DeGroot*

Peter Demchenko*

Art & Savina Dielschnieder*

Gerald Din*

Abby Evans*

Matthew Fascione*

Ralph P. Fascione**

Barbara Fehrman**

Rick & Rosemary Ferroni*

Tina Forbes*

Velimir Gavrilovic*

Rob Harris*

Lidia Hilton*

Larry & Janice Hinkley*

Joe Iannino*

Pat & Gary Keen*

Nenad Keric*

Sarah Khan**

Ivan Kontic*

Kevin Kontic*

Gauruv Lall*

Wendy Livingstone*

Paul Makarenko*

New Sto Off Peter Muraca*

Pam Negrinotti*

44690_Remax_Hometour_Newsprint_4912_16.indd 10

Joyce O’Donnell*

Larry Paletta*

Mauro Pezzelato*

12/5/12 5:45:21 PM

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

11

STONEY CREEK OFFICE

RE/MAX速 Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

* Sales Representative | ** Broker

John Pocobene*

Frank Radman*

Gabriel Riverso**

John Rosmus*

Cindy Savelli*

Tina & Gizella Silvestri*

Roger Singh*

Tobias Smulders*

Jas Sohal**

Mirjana Stanic*

Donna Stewart*

Peter Stewart*

Sam Succar*

Rose Swann*

Teso Tadic*

Lorraine Thompson*

Karen & Mark Togmus*

Walter Venafro*

Anil Verma*

Josie Vuksan*

Marge Woodworth*

Mark Zik*

David Walton**

Wayne Warrener*

Craig Watson*

Kenna Whipple-Erkelens*

For all your Home, Auto, Business, Life insurance needs

AT THIS LOCATION

David & Bonnie Seburn*

905-309-3339

LAW OFFICE LAW OFFICE

New Stoney Creek Office

Brenda Quallo Agent

860 Queenston Road, Stoney Creek, ON L8G 4A8 I 905-545-1188 I

Independently Owned and Operated

MORTGAGE SPECIALISTS

Frank Bozzo Branch Manager

Let Us Take Care of You 44690_Remax_Hometour_Newsprint_4912_16.indd 11

Douglas J. DePaulo, LL.B.

Nikki Iovio

905-979-7823

Deo Mastrangelo 905-515-8222

Aldo Berlingieri, LL.B. Alanna C. Stephen, B.A., LL.B., J.D. doug.depaulo@gmail.com aldo.berlingieri@gmail.com alannastephen@gmail.com 905-963-7312 905-963-7312 905-963-7312

12/5/12 5:45:22 PM

12

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

* Sales Representative | ** Broker

BROKER OF RECORD & MANAGER

CONRAD ZURINI

Nancy DiCosimo*

Tina Doyle*

Dan & Sandi Macdonald*

Chuck Hogeterp*

Peter Hogeterp*

Jules Hozjan*

Tony Hozjan**

Tony Iacoviello*

Travis Langeraap*

Jeff Potter*

LUanne Prentice*

Lucille Riddell*

Frank Salvatore**

Drago Saric*

Julia Saric**

Ashley Sidler*

James Summers**

Adele Turek*

Matt Turek*

Joe Vine*

Suzanne Williams*

Mark Woehrle*

Mark Zizzo*

Lise Miles*

Marilyn O’Blenis*

J.D. Pauls**

Anthony Picone*

LAW OFFICE AT THIS LOCATION

325 Winterberry Drive, Hamilton, ON L8J 0B6 I 905-573-1188 I

STONEY CREEK MOUNTAIN OFFICE

SECTION B

MORTGAGE SPECIALISTS

Kevin Huynh Agent 905-531-7399

44690_Remax_Hometour_Newsprint_4912_16.indd 12

Rebecca Taylor 289-339-2012

12/5/12 5:45:23 PM

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

13

DUNDURN OFFICE

RE/MAX速 Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

Independently Owned & Operated

Independently Owned and Operated

* Sales Representative | ** Broker

BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

MIKE CUSANO

Phyl Farrauto*

Doug Folsetter*

Janice James*

Vin Kapoor*

Cameron Nolan**

Eliza Sokolowski*

Michelle Anderson*

Robyn Bobiak*

Jodi Formosi*

Vince Formosi**

Joanne Greene**

Dave Howitt*

Rita Italiano*

Joe McLaughlin*

Francesca Mammone*

Sonnia Martorana*

Zelko Miokovic**

Angela Nolan*

Irene Alfano*

Lisa Dale*

AT THIS LOCATION

LAW OFFICE

Chuck Farrauto*

50 Dundurn Street South, Unit 119, Hamilton, ON L8P 4W3 I 905-525-2720 I

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE

MORTGAGE SPECIALISTS

Preston Schmidt Agent 905-537-5348

Tom Neeb

905-541-8736

44690_Remax_Hometour_Newsprint_4912_16.indd 13

Chrissy Walker 905-962-4663

12/5/12 5:45:23 PM

14

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

MIKE CUSANO

370 Wilson Street East, Unit 11, Ancaster, ON L9G 4S4 I 905-304-3303 I

ANCASTER OFFICE

SECTION B

John Allan*

Fred & Marilyn Amalfi**

Jay Brandes*

Marsha Brandes*

George Burtniak**

Peter Byers*

Mary Hamilton*

Karen Lacey*

Robert Lawton*

Ron Lewyckyj*

Tim O’Connor*

Shawn Palmer*

Roy Rodrigues**

Jerry Romano*

* Sales Representative | ** Broker

Bernadette Amalfi-Bean*

Tracy Dmetrichuk*

Jack Loft**

Shelley Romano*

John Baier*

Lori Bolton*

Dan Gismondi**

Tim Gowing**

Frank Lostracco*

Judy Shepalo*

Harry Mancini**

Gordon Brandes*

Vince Gratta*

Tina Nixon*

John VanAndel*

AT THIS LOCATION

LAW OFFICE

MORTGAGE SPECIALISTS

Preston Schmidt Agent 905-537-5348

Cindy Vertlieb

44690_Remax_Hometour_Newsprint_4912_16.indd 14

905-512-4469

12/5/12 5:45:25 PM

SECTION B

RE/MAXÂŽ Excarpment Realty Inc., Brokerage - Independently owned & operated

15

BURLINGTON OFFICE

RE/MAXÂŽ Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

Independently Owned & Operated

Independently Owned and Operated

* Sales Representative | ** Broker BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

JOE COLLINA

Sal Abouchala*

Shireen Andrea*

Steve Azmier*

Andrew Caton*

Kelly Christopherson*

Elena Cipriano*

Debby Court*

Terry Court*

Debbie DiMascio*

Jim Donahue*

Jennifer Draho*

Ann Dunsby*

Kimberly Field-Summerhayes*

Paul Hammond*

Cheryl Ledamun*

Vanessa Mirabelli* Troy Noseworthy*

Sheryl Maciel*

Jim Sands*

Judy Schenk*

Jeff Weisbrod*

Mike Wells*

Ajay Bassi*

Nathan Bradford*

Deborah Brown*

Sarah Butler*

Lisa Cox*

Don Cox*

Bob Cross*

Susan Danio**

Dan DiCecca*

Cathy Erskine*

Kristen Ervine*

Mara Faccenda*

Darren Feener*

Leanne Feener*

George Field**

Trevor Lepine*

Tony Lewis*

Mary-Anne Lightfoot*

Chris Logue*

Sarah Logue*

Abby Ozaltug*

Aleksandra Pietrantonio*

Steve Proc*

Jackie Robinson*

Kim Robinson*

Shannon Sullivan*

John Summach*

Lou Volk**

Alison Walsh*

Anita Shumlick*

Elizabeth Wiecek*

Todd Barker*

Drew Woolcott*

Terry Tandarich*

Liz Long*

Brenda MacGregor*

Charlie Robson*

Paul Roussel*

Ed Walsh*

Kit Ward*

Jayne Woolcott*

LAW OFFICE

2180 Itabashi Way, Unit 4A, Burlington, ON L7M 5A5 I 905-639-7676 I

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE

AT THIS LOCATION

I have over 20 years experience in the home financing industry and have worked on all sides of the corporate fence, including brokering, owning and also managing brokerage companies. These years of experience have taught me numerous things, but most importantly that â&#x20AC;&#x153;it takes a lifetime

to gain someoneâ&#x20AC;&#x2122;s trust, but only a moment to lose itâ&#x20AC;?.

LAW OFFICE

Finding the best mortgage for your needs is a guarantee, but it is only the beginning. Who is going to be in your corner to provide independent advice after the deal closes? Donâ&#x20AC;&#x2122;t accept a 1-800 number as your only solution to â&#x20AC;&#x2DC;gettingâ&#x20AC;&#x2122; answers. Its time to work with a professional that is committed to being there when you need someone most. We offer competitive mortgage solutions for self employed, first time homebuyers, investors, and truly enjoy a challenge. I am looking forward to the opportunity to earn the trust of the City of Burlington and the Real Estate Professionals of RE/MAX Escarpment.

MORTGAGE SPECIALISTS

Miles Kulik

-"! s "ROKER - Email miles@mhcmortgages.ca www.twitter.com/mileskulik

Miles Kulik MBA www.mhcmortgages.ca Christopher Trahiotis Alexandra Trahiotis Broker 905-639-9999 905-639-9999

905-334-6906

&3#/ ,IC .O

44690_Remax_Hometour_Newsprint_4912_16.indd 15

905-330-9029

Douglas J. DePaulo, LL.B. Scott Kirkwood

289-639-3657

Aldo Berlingieri, LL.B. Alanna C. Stephen, B.A., LL.B., J.D. doug.depaulo@gmail.com aldo.berlingieri@gmail.com alannastephen@gmail.com 905-319-0369 905-319-0369 905-319-0369

12/5/12 5:45:26 PM

SECTION B

16

RE/MAX® Escarpment HOME TOUR Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

How to be mortgage-free within 10 years

BY CA LUM ROSS

I

am increasingly faced with clients who are intent on retiring their mortgage as quickly as possible. While most mortgages today are amortized over 25 years, below are the tips that I give my clients who want to be mortgagefree as quickly as possible. If you follow all the suggestions below, your mortgage will be gone quicker than you think.

1

Never get an open mortgage at a fixed rate unless you plan on paying it off within its term. Today’s closed mortgages generally offer 10 to 20 per cent prepayment privileges, and can usually be obtained at one per cent or more off the posted rate. Open mortgages at fixed rates carry higher interest. Why pay higher interest unless you are going to exceed this 10- to 20-per-cent prepayment? You can always make bigger lump sum payments at renewal time with no penalty.

2

Use accelerated weekly or bi-weekly payments.

Accelerated weekly payments are equivalent to onequarter of your monthly payment. Accelerated bi-weekly payments are equivalent to half your monthly payment. Both of these methods enable you to make one extra monthly payment a year. The impact of this alone reduces your amortization from 25 to less than 21 years.

3

Give your mortgage the same raise that you get each year. If your income goes up 10 per cent, so should your mortgage payment. This extra increase in payment will go directly towards principal repayment.

4

Give your mortgage a portion of any bonus or extra income. If you spend 30 per cent of your income on your mortgage, then 30 per cent of any extra income should also go to your mortgage in the form of a prepayment. This bonus portion will go straight towards principal repayment.

7

Use extra money from your budget. Most financially sound people have a budget that they live by. If you have a little bit extra then apply it to your mortgage. Minimum prepayments can be as little as $100.

8

Round up your mortgage payments. Why not round off that $656 bi-weekly to $660, or $675? You will be amazed at the difference.

9

Consider a variable rate mortgage. While the fluctuation will keep some people awake at night, those who can endure the rate adjustments can save money. Some variable rate, or adjustable rate mortgages are up to 0.5 per cent below prime.

10

Seek independent financial advice. While some bankers do look out for your best interest, they work for the bank, not you. Their branch, organization and shareholders all have a financial interest in lending at higher rates, and it is in their best interest for you to keep your mortgage for a long time. Talk to your financial planner, mortgage consultant, or talk to a financially savvy friend.

I know that these steps take discipline and dedication, but the old adage still holds true – a penny saved is a penny earned.

The one thing that most financially successful people have in common is discipline. It might not feel fulfilling now, but believe me when I say that this short-term sacrifice will result in long-term gain. Just think of what you can buy when your mortgage is all gone.

5

Keep your payments the same, even if you renew at a lower rate. Since you know you can afford to pay at this level, don’t decrease your payment when you negotiate a lower rate. The difference in payments between your new rate and the old rate will go directly to the principal.

6

Use your income tax return to put a lump sum payment towards your mortgage. This is extra money that is not used in your monthly budget. Don’t indulge – make it really benefit you.

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv.

He holds an MBA in finance and is an accredited mortgage professional. He can be reached at 416.410.9905.

Please say you saw it in Home Tour

44690_Remax_Hometour_Newsprint_4912_16.indd 16

12/5/12 5:45:26 PM

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION A

RE/MAXÂŽ Escarpment Realty Inc., Brokerage - Independently owned & operated

5

11268707_4912

MARILYN Oâ&#x20AC;&#x2122;BLENIS SALES REPRESENTATIVE

905.573.1188

www.marilynoblenis.com marilynoblenis@remaxescarpment.com

}

INDEPENDENTLY OWNED & OPERATED

t -PX TUBSUFS QSJDFT UP IJHIFS EFMVYF IPNFT t )BNJMUPO 4UPOFZ $SFFL (MBOCSPPL 8FTU -JODPMO

4912_KIMRI_1_5015

4912_KIMRI_1_5014

* TFMM UIF FOUJSF (BNVU 6SCBO 3VSBM

ESCARPMENT REALTY BROKERAGE

PORT MAITLAND ROAD $79,900

24 LYNDHURST AVE. HAMILTON $128,900

Enjoy retirement and water views. Several park models available starting @ $40,000 and up. Widths of 12â&#x20AC;&#x2122;-14â&#x20AC;&#x2122; wide. Phot shown of 14x40. Choose from over 150 lots.

40 minutes to Hamilton & A HOP, SKIP & JUMP from Lake Erie.

Easy maintenance 2 storey home w/ 100 amp electrical, newer kitchen and newer 4 pc bath. Large sunroom addition looking into fenced rear yard w/ shed.

Features 3 bedrms, sep dining rm, full bsmnt, double front drive. Includes 4 appliances.

4UJMM 3FOUJOH Nice of you to help the guy who owns the building pay his mortgage. If you rent, what youâ&#x20AC;&#x2122;re really doing is paying the landlord to own the property.

If it goes up in value and he sells, you donâ&#x20AC;&#x2122;t benefit one cent. On the other hand, if you own your own home and it goes up in value and you sell, any profit you make is not only yours, it is also completely tax free.

1FBDF +PZ )BQQJOFTT

So when you are ready to buy a home, get a Re/Max Hall of Fame member with over 20+ years Real Estate Experience

5P :PV :PVST BU $ISJTUNBT BOE "MXBZT As we approach the New Year What a wonderful time to say â&#x20AC;&#x153;Thank Youâ&#x20AC;? to all my friends and clients for their friendship and continued business throughout my career.

To my 2012 clients.

Thank you for your trust

to work for you.

in my negotiating and handling

Starter buyer kits available & referrals for mortgage, home inspection & lawyers.

of your real estate transactions.

.FSSZ $ISJTUNBT )BQQZ /FX :FBS

Call Marilyn at 905-573-1188.

Please say you saw it in Home Tour

44690_Reamx_Hometour_Glossy_4912_8.indd 5

12/5/12 6:09:24 PM

SECTION A

6

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

11268817_4912

345 CUMBERLAND AVE. HAMILTON

Merry Christmas & Best Wishes for 2013!

Great for first time buyer or investor. Nice South location steps to Gage Park. Updated 3 bedrm w/ newer windows, doors, floors, deck in back and more! Permit parking available. Quick close!

Don’t miss out!

Call Wendy today to view!!

4912_KIMRI_5020

4912_KIMRI_5024

Escarpment Realty, Brokerage Independently Owned & Operated

4912_KIMRI_5023

JUDY SHEPALO Sales Representative

905-304-3303

Escarpment Realty Inc. Brokerage Independently Owned & Operated 370 Wilson St. E. Ancaster, ON.

$3

39

,9 00

11268870_4912

33 WILMAR COURT DUNDAS Excellent location on quiet court in a mature neighbourhood.

This home offers 3 bed and 2 full bath; with 1 bed/den on main floor, California shutters, a superb main flr bathrm w/ w/in shower, quartz counter. You will enjoy the warm, bright and beautifully finished lower lvl. Updates include new roof (08), bsmnt waterproof (06), windows (10), fenced yard & hot tub (10). A must see!

4912_KIMRI_5025 4912_KIMRI_5026 4912_KIMRI_5027

Please say you saw it in Home Tour

44690_Reamx_Hometour_Glossy_4912_8.indd 6

12/5/12 6:09:28 PM

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

SECTION A

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

C

7

Rose & Ted Cipriani Sales Representatives

www.HomesByRoseAndTed.com

“With rosec@rmxemail.com over 30 years of combined real estate experience, we believe in providing individual attention tedc@rmxemail.com 905-545-1188 ALL our customers!”

SinceresttoBest Wishes for a Happy a buyer or Holiday Season & All theWhether Bestyou forare2013!

seller, you will be treated with the utmost respect and FAMILY HOME “WithINprofessionalism. over 30 years of combined real BEAMSVILLE weclient believe providing Great 3 bedrm family home on large lot w/huge Our baseinhas grown individu interlock double drive and spacious backyard, ALLtoour substantially to due thecustomers deck w/above ground pool. Main level features cozy family rm w/gas FP & w/o to backyard, referrals from our loyal and hrdwd & ceramics on main & bedrm lvls. Fully finWhet ished basement w/in-law potential w/4 pc bath, VDWLVÀHG FXVWRPHUV selle rec room w/gas f/p. M bedrm w/ensuite privilege and his & her closets. Close to amenities & wine route of Niagara. $369,900

Allow a Top Producing Team to look after all your Real 4912_KIMRI_5016 4912_KIMRI_5018 Estate needs.

SHORES OF Let us prove to you that we LAKE ERIE are “Dedicated to Helping Private court location of newer YOU Succeed.” homes situated on the shores of Lake Erie (Dunnville). Flat building lot on paved road w/hydro, natural gas and incl. Right-of Way to the lake. Lot size: 100x282 (1.99 acres).

Escarpment Realty Inc., Brokerage Independently Owned & Operated

4912_KIMRI_5017 4912_KIMRI_5019

Thinking of Buying or Selling?

We Can Help, Call Us! 11268861_4912

44690_Reamx_Hometour_Glossy_4912_8.indd 7

Our subs refer VDWLV

Allow to lo Estat

Let u are “ YOU

$79,900

Hamilton 905.545.1188 Toll Free: 1.800.567.6257 “Trusted, w wExperienced, w. H o m e s B y Ro s e A n d Te d . c o m Recommended”

with profe

Escarpment Realty Inc., Brokerage Independently Owned & Operated

Hamilton 905.545.1188 Free: Please say you sawToll it in Home Tour 1.800.567.6257 www.HomesByRoseAnd 12/5/12 6:09:33 PM

SECTION A

8

Dec. 8, 2012 - Jan. 19, 2013 ISSUE #23

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

VISIT AL’S WEBSITE www.alcosentino.com

DAY I L O H Y P P HA SEASON! ASK FOR

“MAXIMUM EXPOSURE” CALL AL TO LIST TO SELL

47 DAY

***

Sale Guarantee or Trade* Program

IF YOU ARE SICK & TIRED OF THE OLD, CALL AL TODAY FOR A FRESH START!

STONEY CREEK MOUNTAIN ANCASTER PARADISE LUXURY

Serious inquiries. Custom built cut stone + Stucco. 2 stry 4800 sq ft. aprx 3 yrs old sits back 600 ft from street. 7.25 acres. Executive Estate w/all the bells and whistles. 2 ponds, Scarlet O’Hara staircase, coffered ceilings. 10 ft ceilings, separate wkshp/garage + more!

Over 6000 sq ft of Living space. Granite counters, outside balcony, amazing high end upgrades. Curious?

$2,799,997 OR TRADE*/CASH*

$699,997 OR TRADE*/CASH* BIG/PRIVATE/COUNTRY AND MORE

Big 2 stry custom quality solid built hand cut stone + brick. 2 car garage, stamp concrete drive, finish bsmt w/possible inlaw suite w/separate entrance 6,000 sq ft of living space. Private country setting close to the City. Separate 2 car garage 20’x28’ workshop. Hobbyist or Home Business. Curious?

YORK (OUTSKIRTS OF BINBROOK)

$959,997 OR MAKE AN OFFER

4912_KIMRI_1_5005

EAST MOUNTAIN 4912_KIMRI_1_5018

4912_KIMRI_1_5017

GREENSVILLE (OUTSKIRTS OF DUNDAS)

4912_KIMRI_1_5003

4912_KIMRI_1_5002

ANCASTER

$369,997 OR TRADE*/CASH PROGRAM*

$449,997 TRADE OR CASH BETTER HOMES & GARDENS

UNBELIEVABLE

“TIRED OF CITY RAT RACE?”

WEST MOUNTAIN

ANCASTER

PORT DOVER

$799,997 OR TRADE*/CASH*

4912_KIMRI_1_5001

Country beauty 4 lvl side split w/2 car garage w/steel hoist beam. 200 amp loads of newer updates. 150’x200’.

Lots of green space. New bath 7 remodelled kitch 15 mins to Fortino’s Stoney Creek.

4912_KIMRI_1_5020

Totally newly renovated from top to bottom. Awesome new chefs kitch. Lots of cupboards, granite counter.

Open concept. Finished bsmt. New concrete drive to side & rear. Shows 10++.

4912_KIMRI_1_5019

Custom 4 yrs 2 stry quality built 1.5 acre estate. Landscaped lot backs onto treed ravine setting. Approx 4100 sq ft & 600 sq ft loft. Perfect in law or nanny suite. Separate entrance, 4 car garage drive through to rear. Curious?

$519,997 CASH/TRADE “AWESOME LIVING”

High end upgrades. 2 stry apprx 3319sqft + finish bsmt inlaw suite. Wet bar/movie theatre rm, separate entrance, high end kitch $60,000 + granite, sub zero fridge, R50 energy home, sound proof, near Hillfield & Hospitals + city view.

$259,997 OR BEST OFFER “EXCLUSIVE LIVING”

WATERFRONT LOT

Spacious unique 2 stry, 5 bdrms, 3442 sq ft. 9’ ceilings.

Unspoiled walk-out bsmt possible in-law suite. 2 way gas fp. Large irreg private lot w/ heated salt water inground pool & gazebo. Unique layout.

PROVEN RESULTS

10735735_4912

FREE MARKET EVALUATION t "%7&35*4*/( (6"3"/5&&% tttttttttttttttttttttttttttttttttttttttt UNTIL YOUR PROPERTY IS SOLD VIP BUYER PROGRAM t 130'&44*0/"- 1)050(3"1): tttttttttttttttttttttttttttttttttttttttt AVAILABLE CALL TODAY 905-570-9997

Amazing building lot with phenomenal views of Lake Erie. Prestigious gated community allows access to the heated salt water inground pool, Tennis court & private sandy beach, 37.73 x 140.26 lot.

Please say you saw it in Home Tour

44690_Reamx_Hometour_Glossy_4912_8.indd 8

12/5/12 6:09:35 PM

Volume 12 Issue 23

17

Resale Home & Condo Guide - Hamilton & Halton Edition 9189921_4912

CHUCK VITANZA, CRA

DO YOU NEED TO KNOW THE VALUE OF YOUR HOME?

SALES REP. & APPRAISER

- RECOGNIZED BY: COURTS, LENDING INSTITUTIONS, GOVERNMENT, ETC. - APPRAISING SINCE 1987!

- SELLING SINCE 1985!

OFFICE (905) 529-5900 PAGER (905) 645-1255 B R O K E R A G E

Merry Christmas and all the best in the New Year to all my friends and clients

3 FAMILY DWELLING

SOUTH EAST HAMILTON

EAST MOUNTAIN

Large 2 1/2 storey close to all amenities, 3-1 bedroom apartments, well maintained, steel roof, high efficiency furnace, 200 amp breakers, coin-op laundry on main floor, rear drive. Long term tenants. $179,900 Call Chuch Vitanza, CRA 4912_KIMRI_0034

Multi-level dwelling. Main floor family room, pool, hot tub, rear workshop.

Recent updates; vinyl siding, thermal windows, roof shingles, weeping tiles and drains under floor, high efficiency furnace, 100 amp breaker panel and wiring, open kitchen with maple cupboards, main floor bathroom.

Reduced to $239,900. Call Chuck Vitanza, CRA 4912_KIMRI_0035

Well maintained 4 level backsplit. Oak kitchen, large open family room with a walkout to the rear patio, updated bathroom, private fence yard with mature trees, Central air, electric fireplace in the living room. $269,900. Call Chuck Vitanza, CRA 4912_KIMRI_0036

REAL ESTATE APPRAISALS

Residential appraisals, Single Family Residential, Multi family up to 4 dwelling units, Condo Townhouses, Condo Apartments, etc.

Financing, Matrimonial, Estate purposes, etc. Competittive rates, call Chuck Vitanza, CRA

?Q^bUOQ 5_Z­` 1d\QZ_UbQ 5`­_ <^UOQXQ__ W W W.B OJA N K ATA N IC.GOLDBOOK.CA GRIMSBY

$307,746 2+3 bdrm single detached home with great income, located approx 500 m from Mac. Fully rented until Apr and Aug 13. Recent, furnace, hydro panel, range hood, kitchen. Separate side entrance for easy access to the bsmt. For rental info please contact listing agent.

4512_KIMRI_1_0070

BUNGALOW NEAR MAC

K ATA N I C BROKER

10245410_4912

WEST HAMILTON NEAR MAC

.[VMZ

$1,349,900 Quality custom built home in prestigious area of Grimsby, located near escarpment. This unique home is loaded with top notch quality. Hand scraped walnut hw throughout, exposed long driveway for up 6 cars, 2 kitchens, w/out bsmt with separate kitchen, living rm, dining rm, bedroom, bathroom, in ground heated pool, pool house with 3 pc bath, modern updated kitchen, baths, 4 fireplaces, pot lights, crown moulding, 2 1/2 garage, diamond shape lot, and much more. List is too long to name everything. You must see it to believe it. 5+2 bedrooms, 5 baths. Close to major hwy and all necessary amenities. Pride of ownership. Shows 10++ 4512_KIMRI_2_0070

WEST HAMILTON CONDO

4512_KIMRI_2_0046

WATERFORD 42 ACRES

ª<^[RQ__U[ZMXU_Y

5Z`QS^U`e

4[ZQ_`e« Wishing you Merry Christmas, & a Healthy, Prosperous New Year!

$329,746 Located by McMaster University on quiet crescent backing onto green/bush space. This bungalow offers you extra deep lot (152 ft), 1 1/2 detached garage, 3 separate entrances to the house, extra long driveway up to 4 cars, full brick, 3+3 bedrooms, 2 full bathrooms, 2 kitchens, 2 living rooms, newer laminate flooring, interior doors, re-sanded hardwood flooring, fresh paint, furnace, hydro panel, etc. Fully leased until Apr 30, 2013. Excellent investment opportunity.

4512_KIMRI_1_0005

$127,746 Located min to downtown core. Dundurn Castle, schools, hwy access. 1 bedroom condo located on 4th floor, looking on north side of building. Huge balcony, underground parking. Approx 850 sqf of living space currently rented. Great investment. Please call today to view this care free living.

4512_KIMRI_1_0074

Sretni vam Novogodisnji i Bozicni praznici, i sve najbolje u 2013 toj godini $749,900 Amazing place, farm and investment lcoated in Waterford. 42 acres of land (40 acres rented), single detached 3+1 bdr home fully rented as well, detached double garage, 2 supporting buildings currently used and operating for breeding and growing turkeys. Home is in great shape with many recent updates: roof, furnace, h panel, some windows, etc. Perfect place and opportunity to own place, business and be your boss. Owner willing to hold seller take back. Please do not go direct. For more info please contact listing agent.

4512_KIMRI_1_0083

CALL TODAY! 905.547.3553

www.Megna.com

direct line: 905-746-7746 katanicbojan@gmail.com

REAL ESTATE AND INSURANCE LTD. BROKERAGE

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 17

12/5/12 5:26:10 PM

18

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 23

Warm Holiday Wishes to My Clients, Friends and Colleagues. It is at This Time of Year That My Thoughts Turn Gratefully to Those Who Have Made My Success Possible.

My Wish to all of You is to Have a Happy and Healthy 2013!

Sonnia Martorana Sales Representative

905.304.3303

sonniam@rmxemail.com

PERFORMANCE NOT PROMISES

Merry Christmas!

Escarpment Realty Inc.Brokerage Independently Owned & Operated

#11-370 Wilson St. E., Ancaster, ON 11268691_4912

Carmine Trifone STATE REALTY BROKERAGE INDEPENDENTLY OWNED AND OPERATED

PRESIDENT’S

GOLD AWARD

LIFETIME MEMBER 2010

2008

2009, 2010

$357,000 - STONEY CREEK!!!

Call Today

Real Estate Broker

905-561-2232 905-574-7441

9189928_4912

www.sonniam.com

*Not intended to solicit properties currently listed for sale.

“30 Years In Real Estate Sales” $319,900 - CENTRAL MOUNTAIN!!! $99,900 - MOVE IN CONDITION!!!

2 years old, over 2000 square feet, open concept luxury home. 3 bdrms, 2 1/2 baths, granite kitchen, stainless steel appliances, bedroom level laundry, double garage, near Green Road and #8 Highway, new listing!!!

3+2 bedrooms, 3 1/2 baths, fully finished basement, main floor family room with fireplace, main floor laundry, high demand location. South of Stone Church Road. New listing!!!

Newer home.

3 bedrooms, full basement. Recently redecorated, large irregular shaped lot. Approx. 132 feet!!! Upgraded furnace, many upgraded features.

Located close to waterfront parks, immediate possession.

4912_KIMRI_0067

4912_KIMRI_0068

4912_KIMRI_0069

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 18

12/5/12 5:26:13 PM

Volume 12 Issue 23

19

Resale Home & Condo Guide - Hamilton & Halton Edition

2

DREAM HOMES

Phase

40, 45 & 50 FT. LOTS

LOCATIONS Hamilton & Oakville

III

Now Open HST Included

Specializing in Custom New Homes Visit Our Model Home or View at

www.zeinahomes.ca

Fabulous West Mountain Location Upper Paradise - South of Rymal Rd.

Model Home

Dennis J. Petis, Broker Leanne Johnny, Sales Representative

905.574.3038

Homelife Macro Realty Inc. Brokerage

14 Superb Zeina Designs OR Custom Build from

$399,900

Sat. & Sun 1-5pm Mon-Thurs 2-6pm or by appt. *Prices quoted are for Hamilton Area

Independently Owned & Operated

Janice Dama

Tis the Season... To be Moving!

Sales Representative

905.574.4600

State Realty Brokerage Independently Owned & Operated

FEBRUARY POSSESSION AVAILABLE

8166040_4912

ARCHITECTURALLY INSPIRED

Fabulous move in ready brick 3 bedroom, 2 baths bungalow with detached garage and large patio. Sherwood Neighbourhood MLS# H3095930

Wonderful 6 bedrooms, 3 baths executive style home with above ground pool and hot tub with fully fenced yard. Sherwood School neighbourhood.

MLS# H0395945

Asking below $280K. Call me today for more details.

Asking below $465K. Call me today for more details.

4912_KIMRI_0064

QUICK POSSESSION AVAILABLE This 2+1 bedroom, 2 baths, 2 kitchens well maintained bungalow offers off street parking, and possible in-law suite set up. Central Mountain MLS# H3095814

4912_KIMRI_0065

I would like to thank all my family, friends and clients for all the business you have sent my way over the past year and I want to wish you and your family the warmest thoughts and best wishes for a wonderful Holiday and a Happy New Year!

Asking below $210K. Call me today for more details.

Warmest Regards, Janice Dama

4912_KIMRI_0066

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 19

12/5/12 5:26:14 PM

20

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 23

11268814_4912

Sales Representative

State Realty Inc. Brokerage Independently Owned & Operated

homasharifi@royallepage.ca

www.royallepagestate.ca

,9 $5

59

$8

59

,9

00

COURT LOCATION

00

ENNISCLAIRE BUILDING

Highly in demand, prestige Ennisclaire building, 1900 sq. ft. 2 bedrooms, den, solarium, sunken living room, floor to ceiling windows, many updates, great view, amazing amenities, gated, conceirge, and so much more.

This amazing Scarlett Home offers 2882 sq. ft. of living space, 4 large bedrooms, 2.5 bathrooms, open concept, dark brown kitchen cabinets and hardwood floors, granite counter tops and so much more.

OAKVILLE LAKEFRONT

4912_KIMRI_1_2000 4912_KIMRI_1_2001

ANCASTER 1.5 YEARS OLD

4912_KIMRI_1_2002 4912_KIMRI_1_2003

Wishing You All the Best in 2013 Have a Happy & Healthy Holiday Season Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 20

12/5/12 5:26:22 PM

Volume 12 Issue 23

21

Resale Home & Condo Guide - Hamilton & Halton Edition

2013

For All Your Real Estate Needs RESIDENTIAL COMMERCIAL CONDOMINIUM

INVESTMENTS VACANT LAND NEW HOMES

www.homelifehamilton.com John P. Iannuzzi, CCIM, FRI, Broker of Record/Owner

905-574-3038

Don Inglehart Broker/Owner

Natasha Baksh

Sales Representative

Carlos Cruz

Sales Representative

Stacey Adamson Sales Representative

Sara Basara

Sales Representative

Nick Augerinos Broker

Erin Bielby

Sales Representative

Alex Baksh

Sam Barrih

Sales Representative

Sales Representative

Sharon Binns

Nicolas Von Bredow

Sales Representative

Broker

Don Calvank

Sales Representative

HomeLife Macro Realty Inc. Brokerage Independently Owned & Operated 2247 Rymal Road East, Unit 250 Hamilton, ON 11245015_4912

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 21

12/5/12 5:26:27 PM

22

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

Mario Cino

Sales Representative

Marco Centofanti

Ken Cook

Sales Representative

Sales Representative

Jackie Corcoran

Lana Cook

Sales Representative

Claudio Cortina

Sales Representative

Nick Colamartini Sales Representative

Sales Representative

Sales Representative

Janet Datta Broker

Pauline Dolanjski

Karen Denami

Sales Representative

Jack Cuthbert

Sales Representative

Fulvio Delibato

Sales Representative

Elda Furlone

Sales Representative

Josie DiBacco

Sales Representative

Sales Representative

Broker

Robert Greco

Sales Representative

Jaswinder Ghuman Sales Representative

Patricia Glachan

Sales Representative

Nariender (Nick) Kapoor

Lisa Hamilton

Sales Representative

Sales Representative

Sales Representative

Vukasin Jovicic

Shirley Kuyvenhoven

Sales Representative

Olga Katsaros

Sales Representative

Nicholas Kazan Broker

Jane Hewitt

Sales Representative

Sales Representative

Marilyn Kuhnle Broker

Steffani Lovie

Esmeralda Jimenez Rauda

Sales Representative

Sales Representative

Diego Gulino

Sales Representative

11245016_4912

Bonnie Inglehart

Sales Representative

Sales Representative

Leanne Johnny

Ray Gleadall

Sales Representative

Ann Forbes Arndt Ed Girolami

Leroy Douglas

Sales Representative

Sales Representative

Gwen Duffy

Andrea Daniel

Gord Mackie

Sales Representative

Kiefer Ciarroni

Sales Representative

HomeLife Macro Realty Inc. Brokerage Independently Owned & Operated 2247 Rymal Road East, Unit 250 Hamilton, ON Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 22

12/5/12 5:26:34 PM

Volume 12 Issue 23

23

Resale Home & Condo Guide - Hamilton & Halton Edition

Brian Lee Broker

Darlene Ladner

Sales Representative

Michael Leone

Sales Representative

Merike Laigna

Sales Representative

Cathy Moffatt

Irene Manfini

Sales Representative

Rob Lumsden

Teresa Mascia

Sales Representative

Sales Representative

Robin Lebel

Chris Mossey

Allison Park

Pegi Oâ&#x20AC;&#x2122;GradySerafini

Sales Representative

Sales Representative

Sales Representative

Anthony Pagliaro

Sales Representative

Sales Representative

Lyn MacKenzie Dennis Petis

Sales Representative

Justin Price

Dino Petta

Sales Representative

Sales Representative

Diane Price

Broker

Sales Representative

Sales Representative

April Nederlof

Debbie Rushton

Sales Representative

Sales Representative

Sales Representative

Leah Scibetta

Christine Serafini

Milena Zavarella Sozio

Sales Representative

Broker

Gary Stirling

Sales Representative

Sales Representative

Sales Representative

Sales Representative

Jennifer Spoleti

Dave Widerman

Sales Representative

Sales Representative

Imad Salameh

Danielle Shannon

Susan Robinson

Mike FahandejSade

Rose Underwood

Sales Representative

Broker

John C. Petis

Helen Smoljan

Bonnie Redden

Tullio Visocchi

Broker

Sales Representative

Sales Representative

Broker

www.homelifehamilton.com

905-574-3038 HomeLife Macro Realty Inc. Brokerage Independently Owned & Operated 2247 Rymal Road East, Unit 250 Hamilton, ON 11245017_4912

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 23

12/5/12 5:26:39 PM

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

MILLIE PANTON FRI, Broker of Record

“Serving with dedication & integrity since 1970”

905-387-5992

millie.panton@on.aibn.com

m. PANTON REAL ESTATE BROKER, BROKERAGE 14 Windstar Place Hamilton, ON L9C 7H1

9061804_4912

24

Merry Christmas!

from the Staff of M. Panton Real Estate and thank you to our loyal clients that we had the privilege to continue to serve, to our friends, family & business associates who have supported us for another year.

By the grace of God we promise to continue to maintain the highest standard of personal commitment and dedication to your real estate needs.

As 2013 approaches may it be a blessed year MILLIE PANTON, FRI, Broker of Record for each and everyone of you 905-387-5992 and may God continue DONNA GALLO, Broker to richly bless us all.

905-664-2809

MARY LEHTO, Sales Representative,

9190851_4912

905-929-6173

DUNSBY

• Property Inspections •

Brock Dunsby R.H.I.

Over 8,000 Professional, Thorough Inspections Since 1991 t t t t t

Every inspection includes the 400-page “Home Reference Book” Reports completed on site Member of the O.A.H.I. & C.A.H.I. Inspections available 7 days/week Post-inspection assistance

Wishing You All ~ The Best Of The Season And A Happy New Year!

905-689-1551 A Business Built on Referrals

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 24

12/5/12 5:26:43 PM

Volume 12 Issue 23

25

Resale Home & Condo Guide - Hamilton & Halton Edition

mortgagenews

Provincial regulators to increase

consumer protection for mortgages

M

ortgage broker regulators from across the country have partnered to establish the Mortgage Broker Regulators’ Council of Canada (MBRCC). This means regulators from participating provinces will have a forum to improve consumer protection, develop national solutions to shared concerns and promote harmonization of Canada’s mortgage broker regulatory practices.

One important initiative is the development of competency standards and curriculum requirements for mortgage brokers

approach to identifying and addressing issues in the mortgage broker industry.

The MBRCC strategic plan for 2012-2015 has also been released, outlining the strategic priorities and initiatives of the organization for this period.

One important initiative is the development of competency standards and curriculum requirements for mortgage brokers.

In addressing consumer protection concerns, the MBRCC committed to assessing practices that ensure mortgages are suitable and will also review the information consumers receive about the material risks involved in a mortgage.

“We believe the next three years will bring about positive changes not only to protect mortgage consumers in Canada, but also in industry standards and professionalism,” Bacon says. “The MBRCC looks forward to working closely with consumers, industry and other interested stakeholders in bringing these changes to fruition.”

“It is critical to work more closely together now,” says Kirk Bacon, chair of the MBRCC. “Mortgage risks are becoming increasingly prevalent, the market is growing more complex and many regulations need to be modernized to keep up.”

The partnership signals a new era of coordination and information sharing among regulators as well as a national

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 25

12/5/12 5:26:44 PM

26

Resale Home & Condo Guide - Hamilton & Halton Edition

events

Volume 12 Issue 23

Brokerage gives back at holiday time

C

oldwell Banker Pinnacle Real Estate, Brokerage of Hamilton held a Christmas lunch and fundraiser on November 28th and raised an impressive $4,700 for families in need.

The event was part of the team’s “Christmas to Remember” campaign. Everyone involved enjoyed a great afternoon and participated in both a live and silent auction, raffles, door prizes and a 50/50 draw.

For the past 12 years, the Hamilton Brokerage has been helping families in need during the holiday season.

“We started out purchasing personal care kits for teens and delivering them to a local schools,” says Cathy Mac Queen, Secretary at Coldwell Banker Pinnacle Real Estate. “Over time we did more and more kits until one Christmas we decided to adopt a family.

Our sales representatives were so generous that we were able to help two families. As time went on we formed a Christmas committee and came up with great ideas to raise money all year.”

The team created the “Christmas to Remember” fund and came up with creative ideas to raise funds, including summer barbecues, garage sales, clothing swaps and pizza parties. Last year, they brought a

“Christmas To Remember” to 28 children and their families from five local schools in the Hamilton area.

For the past 12 years, the Hamilton Brokerage has been helping families in need during the holiday season “We’ve come a long way in the past few years, and although sometimes it gets overwhelming with organizing, shopping, wrapping and delivering of the gifts, we never lose site of why we do it,” says Cathy. “Santa gets busy and sometimes needs a little help, and Coldwell Banker Pinnacle Real Estate, Brokerage is always more than happy to offer that help.”

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 26

12/5/12 5:26:44 PM

Volume 12 Issue 23

27

Resale Home & Condo Guide - Hamilton & Halton Edition

THINKING OF SELLING? GETTING A HOME EVALUATION IS YOUR FIRST STEP!

Sharon Rogers -Anderson Sales Representative 905.468.4214 DIRECT: 905.704.9704

Email: sra@royallepage.ca

l

11266562_4912

?QM_[Z­_ 3^QQ`UZS_

NIAGARA REAL ESTATE CENTRE INC., BROKERAGE INDEPENDENTLY OWNED AND OPERATED

www.soldbysharon.ca

Great Place To Retire... Niagara-on-the-Lake... Great Place to Raise Your Family

BUNGALOW TOWNHOUSE

1400 sq. ft. 2 bedrooms, 2 bath, 2 car garage, open concept.

Great rm/kitchen with large island for entertaining. Lawn maintenance & snow removal included in low $139.00/mo Condo fee.

4512_KIMRI_1_0032

$364,900

4512_KIMRI_2_0033

2500 SQ FT FAMILY HOME 4 bedrooms + office, 2 1/2 bath, 2 car garage. Open concept yet distinctly separated main flr. Large living rm with beautiful cross pattern cove ceiling. Breakfast nook w/doors leading to deck.

High speed internet access available.

4512_KIMRI_0040

4512_KIMRI_0040

$464,900

09 e 15 Issue 14, 2011 Volum Sep 16 - Oct

tion Ontario Edi

Ontario Edition

May 27 - Jun 24, 2011 Volume 15 Issue 05

8DII6<:

DE: INSI

S 100’ AGES

COTT LE SA FOR

OF

E: INSID

100’S

for Setting up ON

TTAGES OF CO SALE

OFF SEAS

$

FOR

9Zh^\c^c\ @ 6

H @Dthe cottage BJ style goes to

2.49

When

NAUTICAL DÉCOR

SELECTING

Now Available Online Read all our magazines online in an easy-to-use flip page format

AN AGENT

PLEASE VISIT

www.homeTRADER.ca to view our print publications online Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 27

12/5/12 5:26:47 PM

28

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

listed

tv

your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

D L O S SLODLD OD S L SO 11254740_4912

visit us online at facebook.com/listedtv LISTED tv Ad.indd 1

05/04/2012 4:34:41 PM

TURTLE JACK’S

Book Your Holiday Party at Turtle Jack’s!

Call Today for Information on our Holiday Group Menu

Valid at Turtle Jack’s Upper Centennial location only from 11am - 4pm. Offer applies to food only. Alcohol excluded. Must show business card with photo to receive offer. One discount per table for a group of 4 or less. Not valid with any current promotions. 1690(02/12)

11259443_4912

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 28

12/5/12 5:27:09 PM

Volume 12 Issue 23

29

Resale Home & Condo Guide - Hamilton & Halton Edition

SURXGO\

6HQHFD

&D\XJD

'XQQYLOOH 6WRQH\ &UHHN

<285

0RXOWRQ

WKHLU

6PLWKYLOOH DQG 5DLQKDP

HQYLURQV

&DOHGRQLD

+DPLOWRQ

&RPPXQLW\ 2QHLGD $QFDVWHU

+DJHUVYLOOH

VHUYLQJ

*ODQEURRN

%XUOLQJWRQ 6KHUEURRNH 'XQQ *ULPVE\

)ODPERURXJK

&DLVWRU

5($/7256

:HVW /LQFROQ

&DQERURXJK 'XQGDV

:DWHUGRZQ w w w.rahb.ca

8477700_4912

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 29

12/5/12 5:27:15 PM

30

hottopic

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 23

Thinking of buying an investment property?

B Y WA Y N E K A R L

R

ecent mortgage rule changes from the federal government make it more challenging for people to buy investment properties, but if you have the cash and know what you’re doing, opportunities await.

Buying an investment property is different than buying a primary residence, and it’s about more than down payment requirements.

With the federal government’s changes to mortgage rules, as of April 19 buyers need a minimum 20-per-cent down payment for investment properties.

Rule number one when you’re setting out as an investor is to take a long-term view with an emphasis on generating positive cash flow. Your strategy should be to buy, hold and rent the property to generate income over and above your mortgage costs, while building equity over time.

Achieving positive cash flow means renting out the property for more than the monthly costs. But once you include condo fees, taxes, insurance, property management fees, maintenance and advertising, the financial picture can look different. If you can generate positive cash flow, the benefits are three-fold: you pocket the surplus; you build longterm equity while someone else pays down your mortgage; and when you go to sell, you gain from any value appreciation in the property.

With the federal government’s changes to mortgage rules, as of April 19 buyers need a minimum 20-per-cent down payment for investment properties. On the plus side, you have to borrow less and your monthly payments are lower. For example, if you buy a condo for $200,000 and put down 20 per cent, or $40,000, your basic mortgage amount would be $160,000. At an annual interest rate of 5.25 per cent over a 30year amortization, your monthly mortgage payment is $878.

As an investor/landlord, you will want to pay attention to vacancy rates, which Canada Mortgage and Housing Corp.

(CMHC) summarizes, along with average rents, in its twiceannual rental market reports. An increasing rate means rental supply is growing and renters have more to choose from, and you, as a landlord, may have trouble renting out your property or increasing the rent. Declining vacancy rates are music to your ears, because that means supply is tightening and your property may be in higher demand.

A vacancy rate between two and three per cent is generally considered a balanced market, meaning supply of rentals is appropriate for the demand. Anything below that level is ideal.

Like real estate prices, rental markets vary between specific areas, or even streets. It’s necessary to do your research to determine which areas have a tight supply. Look for areas with strong economic fundamentals: job growth, population influx, average income growth and increasing property purchase prices.

Other influences in value appreciation are proximity to mass transit, shopping, schools and amenities. Ultimately, you want a property that appeals to potential owners, not just renters, because if you can’t sell it to someone else one day, you won’t be able to take advantage of any increase in value.

How to set the “right” rent – high enough to yield positive cash flow, but not so high you price yourself out of the rental market for the area? First, find out what comparable units in the area rent for by checking sources where landlords advertise. You can also check provincial rent registry databases, along with CMHC’s rental market reports.

Downtown properties might be your first choice as a location for an investment condo. The location no doubt appeals to a lot of renters, but it’s also where average prices are higher and therefore less affordable than out of the city core. This makes achieving positive cash flow more difficult, because you might not be able to rent out your unit for what you need to cover your mortgage and expenses. You might have better luck buying in some of the outlying areas, where, due to transportation improvements, tenants can live but work downtown and still have a reasonable commute.

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 30

12/5/12 5:27:17 PM

Volume 12 Issue 23

31

Resale Home & Condo Guide - Hamilton & Halton Edition

11268689_4912

COLDWELL BANKER K. MILLER REALTY, BROKERAGE Each Office Is Independently Owned And Operated

220 Broad Street East, Dunnville, Ontario N1A 1G2

905-774-7624

#17 HALDIMAND ROAD CAYUGA Brick country home on 73.86 acres overlooking the Grand River and country fields. Hardwood bush. 43 acres workable clay soil. 5 bdrm, 2 bath home. Large recroom.

2 car garage. Paved drive. Above ground pool and deck.

Small barn. Outdoor wood furnace heats house, garage and pool. Listed @ $549,000. MLS #H3096019.

4912_KIMRI_8031

#17 REGIONAL ROAD, CAYUGA Stunning 2.25 acre estate nestled inside a woodlot on the North banks of the Grand River. This home boasts a large eatin kitchen with oak cabinets, great room with wood burning insert, 3 updated baths, 3 bdrms with 2 walk-in closets, master en-suite, mfl laundry and partially finished basement. 2 car garage, 13’ x 25’ workshop, 9’ x 12’ out-building, 18’ above ground pool, natural pond, gardens and very large decks for entertaining.

4912_KIMRI_0023

Season’s Greetings From Our Home To Yours

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 31

12/5/12 5:27:17 PM

32

Volume 12 Issue 23

Resale Home & Condo Guide - Hamilton & Halton Edition

Professional Life Insurance Advisor

.COM

SAVE UP TO ON YOUR MORTGAGE LIFE INSURANCE PREMIUMS

LIFE INSURANCE | DISABILITY INSURANCE | CRITICAL ILLNESS INSURANCE

Visit bravialife.com for a free quote TODAY

Bravia Life Insurance brokers work with all the top life insurance companies to give our clients the HIGHEST quality of coverage at the LOWEST possible rate, OUTPERFORMING BANK issued mortgage life insurance and personal life insurance. Save up to 30% on your premiums.

Bravia Life offers our clients: r .PSUHBHF -JGF *OTVSBODF

r 5FSN -JGF *OTVSBODF

r 8IPMF -JGF *OTVSBODF

r 6OJWFSTBM -JGF *OTVSBODF r %JTBCJMJUZ -JGF *OTVSBODF r $SJUJDBM *MMOFTT *OTVSBODF

Please request an online quote today to compare your current life insurance coverage to see the savings for yourself. Our professional life insurance specialists will be happy to review your current life insurance protection to give you a fair and honest comprehensive comparison. Our life insurance specialists are able to protect your mortgage, income replacement, childrenâ&#x20AC;&#x2122;s education funds and estate planning using life insurance. Banks typically only cover their mortgages on a declining balance, as your mortgage is paid down your life insurance coverage is reduced as well.

We work with professional Realtors, Mortgage Brokers, Real Estate Lawyers, Home and Auto Insurance Broker and Accountants to give their clients life insurance advise they can trust. Professionals please feel free to contact Bravia Life to discuss how we can help your clients with their family and business Life Insurance needs.

905-928-9870

.COM

11268226_4912

Bravia Life specializes in Life Insurance, Disibility Insurance and Critical Illness Insurance policies from $10,000 to $25,000,000. As a reputable life insurance broker for all the top life insurance companies, we have direct access to Certified Management Accountants (CMA), Chartered Life Underwriters (CLU), Certified Financial Planners (CFP) and Registered Trust and Estate Practitioners (TEP) for professional tax and estate planning, as well as setting up reliable personal, business and corporate owned policies for our clients.

Please say you saw it in Resale Home & Condo Guide

44690_RHH_4912_32.indd 32

12/5/12 5:27:18 PM

11268804_4912

5G

ED SEAL ...

WITH

Home & Commercial Inspection Consultants

www.aciss.ca

11268733_4912

1-866-573-7131

$50

Get the best Dog-Gone Inspectors!

Upto

ED SEAL ...

WITH

Professional, Honest, Un-biased, Non-alarmist

the HST

OFF

This coupon cannot be used with any other discount. You must advise of coupon when booking the inspection.

Expires: February 28, 2013

INSPECTION BY Home & Commercial Inspection Consultants

We work evenings, weekends and holidays

www.aciss.ca

1-866-573-7131

Free return visit, digital photo album, cost estimating guide and fully insured inspectors

Upto

$50

OFF

the HST

Mold testing, new construction, farms, rural, apartments, churches, offices, restaurants, warehouses, condos, 1 year warranty inspections, etc...

Call us 8 am to 10 pm 7 days a week!

Allan & Lacey Spisak - General Manager

ED SEAL ...

WITH

One coupon per customer.

Pease advise of coupon when booking the inspection.

Expires: February 28, 2013

Home & Commercial Inspection Consultants

www.aciss.ca

1-866-573-7131

Burlington: 905-633-8219 Hamilton 905-528-6927 Oakville 905-464-6967 6G

S A L E S R E P R E S E N TAT I V E

DIRECT: 905-541-4917

| 905-765-9822 905 575-5478 | 1-866 581-9822 EMAIL: norm@normmerz.com

1998

1996 -2011

www.normmerz.com VIRTUAL TOURS AVAILABLE ON ALL PROPERTIES!!

2004

Escarpment Realty Inc. Brokerage Independently Owned & Operated

Looking to find a local business or tradesman?

Go to Norm’s website and check out his business directory.

SELKIRK

SENECA

CALEDONIA

JUST LISTED!

$975,000

FLEXIBLE POSSESSION!!!

TRADE PROGRAM AVAILABLE

Very well looked after 3+2 bdrm r/ranch on a 1/2 acre lot, 20 by 32’ heated garage/worksop. Finished lower lvl. Gas f/place and C/ Vac. New furnace and A/C in 2010. New roof in 07. Also many windows replaced in 2010. Updates galore!!! move in and enjoy this well maintained family home. Check out virtual tour at www. normmerz.com

This 5 bdrm, 4.5 bthrm home will be a joy to view. Over 5000 sq ft of living space. Over $350,000 spent on improvements in the last 4 years. Professionally finished basement, California shutters. Huge dream kitchen. Salt water pool, hot tub, outdoor sauna. Backyard is like paradise! Tile roof. Double car garage plus a detached 6 car garage. Sitting on one acre. Minutes to Ancaster or Caledonia. Call Norm Merz to view.

4912_KIMRI_0052 4912_KIMRI_0063

4912_KIMRI_0050

4912_KIMRI_0051

WAINFLEET

CALEDONIA

$224,899

$189,899

$344,900 TRADE UP TO THIS HOME - IT’S EASIER THAN YOU THINK

Sitting on an approx 260’ deep lot, this 4 bdrm home offer’s main flr family rm and main flr laundry. Beautifully finished basement with rec room and games room for the pool table. gas f/place, A/C, C/Vac, plus a hot tub. Large master bedrm with ensuite and walk-in closet. Large living and dining room. Same owner for over 20 years. Call Norm Merz to view and start packin.

4912_KIMRI_0053

CALEDONIA

CALEDONIA

$314,900

$229,900

!

D L O S

MOVE IN AND ENJOY!!

GORGEOUS END UNIT

6’ BY 32’ HEATED INGROUND POOL!!!

Check out this very well maintained 3+1 bdrm home sitting on a 1/2 acre lot. Tastefully decorated lower level professionally finished.

2 fireplaces, hardwood floors, modern kitchen and bathrooms. New A/C in 2012. Flexible possession. Call Norm Merz today and start packin.

4912_KIMRI_0054

This beautiful 3 bdrm condo decorated in a neutral decor offers C/Air, C/Vac, all appliances and California shutters. 1.5 bathrooms and a professionally finished basement with corner gas fireplace. Quick possession is possible. Call Norm Merz to view today.

Great house and a great neighbourhood. This 3+1 bdrm 4 lvl backsplit is waiting for a growing family.

Large family rm w/corner gas f/place. 2 full bathrooms, one w/jetted tub, A/C, eat-in kitchen and good size living and dining rms. And a good sized double garage.

Check out the virtual tour at www.normmerz.com. Call Norm to view today!!

4912_KIMRI_0056

Check out this large 4 bedrm home. Located on nice court backing onto farmland. Large country kitchen & main floor laundry. Walking distance to schools & shopping. Ground level walkout from basement, could make a nice inlaw apartment.

CALEDONIA

HAMILTON

BRANTFORD

CALEDONIA

$499,990

4912_KIMRI_0055

$329,900

!

D L O S

$84,900

INCREDIBLE RIVER VIEW!!

WEST MOUNTAIN

THIS EXECUTIVE 3 BDRM CENTRE HALL PLAN OVERLOOKING, the Grand River is truly a rare find. Main floor den, laundry & family room. Large eat-in kitchen and a large master bdrm with ensuite & walk-in closet. Gas f/place & A/C. 2.5 bthrms & an oversized double car garage. Sitting on almost 1 acre. Trade up, it might be easier than you think! Call Norm Merz today to view.

4912_KIMRI_0058

This 3 bdrm home located in a very desirable neighbourhood offers 1.5 bthrms, his and hers closets in master bdrm. Updated main bath with a jetted tub.

New roof within the last 3 years. Large back patio for outside entertaining. Unspoiled basement waiting to be finished. Easy access to the Linc and Hwy. Check out www.normmerz.com 4912_KIMRI_0059

CHEAPER THAN RENT!

This well maintained 2 bedroom, condo offers affordable living. Very well maintained complex.

Your own covered parking spot, storage locker & patio. Call Norm Merz to view today!!

4912_KIMRI_0060

4912_KIMRI_0061

GREAT LOCATION

4912_KIMRI_0057

UNIT ONE LOW LEASED!! UNIT TWO AND THREE STILL AVAILABLE! 1500-5700 SQ FT AVAILABLE

Occupancy within 60-90 days of lease signing. Vendor or tenant to do lease hold improvements. Approx 5700 sq ft in total which can be divided to suit your needs. Great spot for Dentists, Doctors or other medical related fields or Retail service. Lots of parking and situated at the entrance of our beautiful town. This will be an address you can be proud of. Call Norm Merz 4912_KIMRI_0062 today to discuss.

CHECK OUT ALL OF NORM’S LISTINGS AT WWW.NORMMERZ.COM

Not intended to solicit properties currently listed for sale. †Some conidtions apply. †Different commission rates, fees & listing marketing services may be offered by other Re/Max® franchisees & Sales Associates in Canada.

7G

11268819_4912

$249,900

www.facebook.com/afriendinrealestate “Like” me on Facebook

DONNA LAVIN Sales Representative

Escarpment Realty Inc., Brokerage Independently owned & operated 221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9

Andrea Maddox

(905) 628-WORK (9675) www.donnalavin.com www.homesingoldenhorseshoe.com

SaLeS RepReSentative

905-574-4600 andreamaddox@royallepage.ca www.ReadytoMove.info

Accredited stAging professionAl

Accredited Buyer representAtive

2011 2009 2011

2004 Inducted in 2004

Inducted in 2004

CA$H BUYERS

Looking for homes in Dundas, West Hamilton and Flamborough!

State Realty Brokerage Independently Owned & Operated

May you take time to be with loved ones If you have one, call me today! this Holiday Season and enjoy a Downtown Dundas & The Driving Park Just Listed Downtown Dundas Healthy, Happy & Prosperous 2013

HAMILTON MOUNTAIN 2 bedrm condo in Central Mountain location.

2 bathrms. In-suite laundry.

Locker and parking.

Close to Limeridge Mall. $214,900.

4912_KIMRI_0046

ANCASTER Sharp! Less than 2 years old.

Freehold townhome - no condo fees. Hardwood floors.

Gorgeous kitchen w/granite counters. Master bedrm w/ walk-in closet and ensuite bathroom. $299,900.

4912_KIMRI_0047 *Not intended to solicit clients currently under contract.

Monica Bechamp Business Associate

My heartfelt thanks to all 1.5 and Sty 3BR. family 1.5 bath brick home single gaBright spaciousclients, and charming friends bungarage, double drive, main floor master, Arts & low offers 3 BRs. 2 baths, hardwood Crafts eat in kitchen, formal dining room with floors, cove ceilings, recent continued shaker for your support beamed ceiling, sunfilled family room addition, kitchen with granite CT. fin. Rec. rm. and private property with beautiful perennial gardens! $ 419,900.00

hardwood floors, leaded and stained glass.

Updated roof, C/A, Boiler, and wiring.

WOW! $429,900.00

“Serving the real estate needs of the community since 1979.”

CALL DONNA LAVIN TODAY TO GET THIS SIGN ON YOUR LAWN! SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER * Not intended to solicit properties currently listed for sale

SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER

11247604_4912

11254693_4912

Rick Sharma Broker

Reisha Dass Team Mnger/Sales Rep.

Lynn Vienneau Business Associate

During this season of thanks, there is no better time to express our appreciation for your business and friendship throughout the years.

May all the joys of the holiday season be yours.

The Sharma Team

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

1-877-574-7441 or 905-662-6039 info@ricksharma.com

Top 1% Nationally FOR ROYAL LEPAGE

11247502_4912

2006/07/08/09/10