Hamilton Resale Home & Condo - 02 Feb., 2013

Hamilton-Halton-Haldimand-Brantford Edition

Feb. 02 - Feb. 16, 2013 Volume 13 Issue 02

Your Best Source for Homes & Condos

ANCASTER DESIRABLE HIGH PARK ESTATES! $639,000 Absolutely impeccably maintained and beautifully updated amazing 4 bedroom home with gorgeous vaulted sunroom addition, hardwood floors, pot lights, California shutters, dream kitchen and lovely bathrooms, recent shingles, furnace, a/c and windows, mature 83 ft. wide private lot. Contact Sue DePaulo, Sales Representative, Royal LePage State Realty, Brokerage 905-648-4451 or visit www.suedepaulo.com 0513_KIMRI_0061

artists conception

$239,900. GREAT HOME + HUGE DOUBLE GARAGE! 2.5 storey 3+1 bd brick. Newer kitchen, windows, updatd electrical, plumbing, gorgeous bamboo hardwood flr LR/DR. Fin attic. Lwr Level In-law. Double garage, hydro, loft. 42 Fairiew. See details Pg 4G. Val DalgettyRighton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage 905-522-1110.

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3 CAR GARAGE BUNGALOW - $278,900 - Hagersville, 60' WIDE LOT, 3 bedrooms. Fridge & stove incl. 2 full bathrooms. Close to hospital, schools and park.

Open Sat & Sun 12-4pm and by appt. Other furnished models. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940.

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NEW BINBROOK TOWNHOME - $234,900 - Are you downsizing? Move here! Cotton Candy model. 1065 sq ft, full size lot, attached garage. Home features maple cabinets, hardwood flrs, full basement, patio doors to yard, bedrm level laundry & 3 appliances included. Call today to view!

Marilyn O' Blenis, Sales Representative, RE/MAX ESCARPMENT Realty, Brokerage 905-573-1188.

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Looking to Sell, Build or Buy ?

I’m Your Guy!

Darren * Papineau S A L E S R E P R E S E N TAT I V E

Office: 905-774-7511 Direct: 905-978-7653

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2886 lAKesHORe RD, DUnnVille $438,888

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Truly and entertainer’s home! Almost 1 acre of privacy with about 115 ft of water frontage on Lake Erie. This custom built 3 bedroom home offers a finished basement w/gas fireplace, hrdwd floors,o/concept oak kitch/din/living areas overlooking lake w/plenty of windows for breathtaking views. You will love the detached heated “Man Cave” building and 1-1/2 car garage with workshop. This gorgeous setting boasts mature evergreen trees accented w/perennial beds & manicured lawns.

Check out the virtual tour or call Darren Papineau to view. MLS #H3099545

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1231 lAKesHORe RD, selKiRK $157,500

Spacious, low maintenance 2 bedroom cottage w/ gorgeous unobstructed view across Lake Erie. O/concept living room, dining rm & kitchen, lovely sunroom. Improvements include pine accents, updated bathroom, covered rear deck, shingles 2010, windows 2005, pressure pump & tank, natural gas heating/air conditioning unit (HVAC), insulated walls & attic. Boat launch near by. MLS #H3071946.

27 eRie st. s., FisHeRVille $229,900

Immaculate 4 bedrm brick bungalow, large country lot, stylish decor, fin bsmt w/bar and games rm plus famrm w/gas stove f/p, lndry/workshop, o/concept kit/din/livrm w/loads of oak cabs & granite cntrs, premium lam floors, updated bathrm fixtures, large bedrms, updated wndws, awesome rear deck w/det garage/workshop & loads of privacy. Shows well! MLS H3089729.

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t On FR Ke lA 1873 lAKesHORe RD, selKiRK. $159,900

Handyman special! Spacious o/concept 2 bedroom winterized home across the road from Lake Erie. Large 60’ x 150’ lot with panoramic views and ownership of waterfront property across. Property being sold “as is”. Crawl space foundation walls need repair. Loads of potential. Quick possession. Call Darren Papineau to view. MLS H3100086.

4745 RAinHMA ROAD, selKiRK. $214,900

Stylish 1.5 stry 3 bdrm country home plus det 1.5 car gar w/conc flr & hydro. Thousands of dollars recently spent incl new kitch w/granite cntrs, updated bthrms, h.eff furn, 100 amp brkrs, 3000 gal cistern, repl wndws, drs + trim, vinyl + laminate flrs, freshly painted int decor. Eat-in kitch, o/c liv/ din, mnfl pwdr rm, partly fin bsmt w/recrm, wd stv f/p, c/vac, stl roof & encl back deck. Call Darren Papineau to view.

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tin g lis ne w 398 PARKDAle AVe s, HAMiltOn $205,000

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E-mail: papi@royallepage.ca

Independently O wned & O perated

Great starter home or for empty nesters! Charming 3 bedrm 1-1/2 storey on wide corner lot near Red Hill Creek walking trails. Bright & sunny eat-in kitchen, sep living & dining rms, hrdwd flrs in bedrms and under carpet, fin bsmnt w/recrm, laundry/utility and storage rms, fenced side yard, single det garage w/ dbl paved drive. Close to Red Hill. Call Darren Papineau to view. MLS H3101208

11260444_0513

No. 1 Office Producer 2006, 2007, 2009, 2010, 2011 & 2012

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Niagara Real Estate Centre Brokerage

4426 HigHwAY 3, CAYUgA. $159,900

700 FORKs RD west, wellAnD $399,900

Turn key greenhouse operation on 6.9 acres of great gardening soil located in Welland with about 570 ft frontage on a well travelled road - great for sales of plants.

10,000 sqft of greenhouses gutter connect with natural gas forced air heat and roof venting, 400 amp hydor, glass front entry with east, north and south rollup sides, set up for a retail environment with 2000 drip lines for hanging baskets, fully benched plus heated 1200 sqft cold frame structure, large retention pond, approx 20,000 sqft of outside water fed crop area, ample parking, outdoor fenced compound for nursery stock and a covered area. Zoning allows for single family residence and/or expansion of Greenhouses. Great clean operation. Call Darren to view. MLS H3100791 0513_KIMRI_1_0005 0513_KIMRI_2_0006 0513_KIMRI_3_0007

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Perfect country starter 1.5 stry 3 bedrm on approx 3/4 ac lot west of Cayuga, approx 30 mins south of Hamilton. Ftrs mnfl master bedrm plus 2 upper level bedrms, large eat-in kitchen w/ newer cabinets and walkout to huge deck, spacious living, updated 4 pc bathrm (12), mudrm with mnflr lndry, garden shed and loads of parking. Updates include furnace, c/air, mostly new windows, facia, soffit and eaves.

Ideal for 1st time buyer. Call Darren Papineau. MLS #H3096555.

eMPiRe COUntRY estAtes, YORK, lOts stARting At $109,900

Prestigious development 30 min south of Hamilton near Binbrook includes 39 country sized lots, all over 1 acre. bring your own custom floor plan or work with ours to build your Dream Home! Subject to Architectural design, landscaping & size standards. Up to $40,000 in free Landscaping certain conditions apply. Call for more details or visit www.EmpireCountryEstates.com

95-99 Bell st., PORt COlBORne - $259,900

Fully rented, 7 units, 2 buildings, many recent renovations include 2 new furnaces, flooring and paint finishes. Front building has 3 units, back has 4. Lots of parking, lawn area and room for garage. 2-3 bedroom units, 3-2 bedroom units and 2-1 bedroom units. Good east side location, close to schools and amenities. Ideal for owner occupied situation. MLS #H3091826. CALL DARREN PAPINEAU estimated financials and building value details. 0513_KIMRI_1_0068 0513_KIMRI_1_0069

Call Darren’s SELL phone 905-978-SOLD (7653) for a FREE Home Evaluation!

www.HaldimandHomes.ca for virtual tours & custom home plans online!

2G

10403538_0513

ISAAC PHILLIPS Sales Representative

www.isaacphillips.com TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

Independently Owned and Operated

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HOBBY FARM! $279,900 Horse lovers delight, 3.93 acres, totally renovated home, large eat in country, kitchen with breakfast bar tons of windows, refinished plank floors, 2 baths, 3 bedrooms, covered front veranda, outbuildings, paddocks, surrounded by open fields, South Cayuga. Call Isaac Phillips 0513_KIMRI_0037

RURAL EDGE OF TOWN! $249,900 Sought after location at edge of Dunnville, cherry hardwood floor, large living room & dining room, wrap around veranda, vinyl repl windows, 32’x24’x10’ insulated workshop plus detached double garage.

Call Isaac Phillips 0513_KIMRI_0038 P NE R W IC E

BRICK BUNGALOW! $209,900 Spacious home on mature lot west side of Dunnville, 2012 hi-eff furnace, gas FP on stone heath, large oak kitchen w/built in appliances, 3+1 bedrooms, recroom + games room, onground pool, large private deck and more. Call Isaac Phillips 0513_KIMRI_0036

LI N S EW T IN G

List with us and your property is shown on 20 plus websites

LI N S EW T IN G

Call for your FREE Market Evaluation LI N S EW T IN G

905-774-7631 905-774-8144

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Check out our website for the latest on our 45+ listings

STATE REALTY BROKERAGE

MATURE LOT! $209,900 Brick bungalow on 75’x95’ lot in St. Catharines north end, hardwood floors, bay window in LR, 2 baths, 3 bedrm, some appliances included, viny repl windows, covered back yard patio. Call Isaac Phillips 0513_KIMRI_0039

MATURE CORNER LOT! $199,900 Dunnville, preferred neighbourhood, screened side porch plus side deck vinyl repl windows, oak floor & oak cabinetry in kitchen, 3 bedrooms, appliances, single garage. Call Isaac Phillips 0513_KIMRI_0040

PARK LIKE SETTING $218,500 Along quiet country road, just east of Dunnville (private park-like setting), lots of mature conifers and deciduous trees. Large front and rear decks plus interlock patio, bright open concept plan has vaulted ceilings, 4 bedrooms, oversize garage/workshop! Call Isaac Phillips 0513_KIMRI_0041

GREAT VALUE! $189,900 Upgraded 3 bedroom semi detached offers recent detached garage and two driveways, front paved drive plus rear driveway off alley, oak raised panel kitchen features granite counters and sliding door to backyard deck plus interlock patio, hardwood floors, recent natural gas furnace & A/C, fenced backyard, appliances included, Dunnville. Call Isaac Phillips 0513_KIMRI_0042

GREAT STARTER! $124,000 Cute & cozy home, recent upgrades include decor, ceramic tile, laminate, 2 bedrooms, eat in kitchen, main floor laundry, lots of windows, private back yard, detached garage, Dunnville. Call Isaac Phillips 0513_KIMRI_0043

CLOSE TO THE LAKE! $149,900 Two bedroom one floor home offers full basement, 2 car block garage, slider walk out from oak kitchen, oak floors, close to Lake Erie and more, Dunnville! Call Isaac Phillips

$334,900 Near new oversize raised ranch with open concept plan, “Winspear” 1582 SF, cherry finish oak kitchen cabinets, 3+1 bedrooms, 2.5 baths, lots of upgrades and full finished bright walkout lower level.

Smitthville. Call Isaac Phillips 0513_KIMRI_0045

LAKEFRONT COMMUNITY! $379,900 2008 custom one owner built in lakefront subdivision on Lake Erie, includes part ownership of beach & lake front park area. Open concept main floor, 9’ ceilings, hardwood and ceramic floors, DR walkout to multi level deck, designer antiique white kitchen cabinets/island. Dunnville. Call Isaac Phillips 0513_KIMRI_0046

LARGE MATURE LOT! $235,000 Same caring owner since 1968, great neighbourhood, unique layout includes main floor bedroom and bathroom, upgrades include replacement vinyl windows, recent med efficient furnace, white kitchen cabinets, upgraded main bathroom. Dunnville. Call Isaac Phillips 0513_KIMRI_0047

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Valerie Dalgetty-Righton

8078676_0513

SALES REPRESENTATIVE

TM

905.522.1110

Toll Free 1.877.935.1110 valerie-dalgetty@coldwellbanker.com

BEAUTIFUL HOME PLUS HUGE DOUBLE GARAGE

Visit 42 Fairview Avenue

$239,900

Two and a half storey double brick home. 3+1 bedrm, 2 baths, updated and move-in while preserving original door/window trim. Recent kitchen, windows, plumbing, electrical, bamboo hardwood floor, living rm/ dining rm, easy care ceramic foyer. Finished attic OPEN HOUSE: provides extra living space. Lower level SUNDAY in-law suite. Large double garage w/ FEBRUARY 3, 2-4PM hydro, water & sewer line, new man & door & garage door w/remote, plus SUNDAY FEBRUARY 10, 2-4PM large loft for storage.

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Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

“Dynamo With A Heart”

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Since 2005

2005

O’Donnell

2000 - 2009

Sales Representative - Seniors Real Estate Specialist

Accredited Seniors Agent ASA

WE’VE EARNED OUR STRIPES

www.dynamo1.ca MVA Residential Appraiser

10640985_5110

905.545.1188

1.800.567.6257

Escarpment Realty Inc., Brokerage Independently Owned & Operated

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Proudly & Personally serving clients in Hamilton & surrounding areas for almost 2 decades

S.R.E.S. (Seniors Real Estate Specialist) MVA Residential Appraiser’s Designation

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Note: Only 1% of Sales Representatives have earned this distinction!

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Re/Max Platinum Club Re/Max Hall of Fame

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Mission Statement: Plan the Work & Work the Plan

When Working for Sellers, Buyers, or both (double ends)

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Personally hosted with ambiance of fresh flowers, sweet treats, scented candles & mood music

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From beginning to end, fuelled by the desire to succeed on behalf of her clients

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Be treated like Royalty with your customized Home Buyers Package & Personalized Prospecting Email Program

Visit Joyce’s Award Winning Website: www.Dynamo1.ca

“

When there’s a job that must be done, people turn to you because you give your very best to everything you do. So please accept these compliments for handling things so well - your dependability and skill mean more than words can tell.

- Lili & Bob Yurik, Hamilton

“

“

When we first met Joyce, we met the meaning of confidence. She was confident that she would sell our house and she was confident that she would find a home for our family. It was like a breath of fresh air stepped into our home and relieved us of any doubts or fears abou selling or about the real estate industry.

- Pam, Brian & Austin Yorke, Hamilton

“

For the BIG SCOOP visit www.DYNAMO1.ca Ì ÞÊ iÜÃ iÌÌiÀÃÊUÊ }ÊUÊ Õ ÌÞÊ Not intended to solicit properties or persons currently under contractual agreement.

Please say you saw it in Resale Home & Condo Guide

1

2

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 TOLL-FREE 1.877.269.8257 F. 416.789.9705 VICE-PRESIDENT, WALL2WALL MEDIA

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Coverage area:

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Thursday February 7th, 2013 ISSUE DATE: February

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Volume 13 Issue 02

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Resale Home & Condo Guide - Hamilton & Halton Edition

FE B R UA R Y 2- 16, 2013

7G

10

22 INSIDE THIS ISSUE

04.

EDITOR’S NOTE

10.

MARKET SURVEY

22.

28

Study finds a shift in the Canadian homebuyer mix and mindset

28.

29.

HOMEBUYERS’ HELP

You love the home, see what you can afford!

7G. SCRUMPDILLYICIOUS

by Evelyn Eshun 26.

Heed the warnings and choose your Realtor wisely

by Yan Gurevich

DESIGNER TIPS

Create a luxurious and welcoming guest bedroom

YOUR HOME

HOT TOPIC

How important is location when choosing a home?

by Kara Kuryllowicz

Please say you saw it in Resale Home & Condo Guide

Cheddar, Scallion and Chive Biscuits are a warm treat on a cold day

by Leslie Styles

4

editor’snote

Resale Home & Condo Guide - Hamilton & Halton Edition

Seek professional help

FOR A HAPPILY EVER AFTER

Volume 13 Issue 02

BUYING A HOME USED TO BE LIKE A FAIRY TALE – THE STORY WAS EASY to follow and there was always a happy ending. Times have changed and buying a home in today’s marketplace can have many unexpected twists and turns if you’re not properly prepared with the right information and resources.

Ensure you have a lawyer and a mortgage provider in place before you go home shopping, rather than rushing out to find these important resources mid-way through the process. Consider your lawyer and lender to be your fairy godmothers.

Only they can grant wishes such as a smooth closing and a great mortgage rate that will save you thousands of dollars in the long run.

Decide what the must-haves of your home are before you shop and consider your location carefully. As I mentioned, make sure your fairy godmothers are along for the ride.

Resale Home & Condo Guide covers the realities of today’s housing market. It’s a great first step in the right direction to ensure you live happily ever after.

Happy home hunting!

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, susan.legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Which

SITE IS RIGHT?

I SOMETIMES THINK THAT IF I HEAR THE ADAGE “LOCATION, LOCATION, location” one more time, I’ll implode. But the saying is a saying for a reason: where you buy does matter. And while resale value is a key component, if you are planning on settling into your abode for a while, the location matters for many other reasons.

If you are in the market for a home, you’ll want to ask yourself a lot of questions to help narrow down your choices. Consider the following: ›› Do you thrive on the vibe of city life or enjoy the quiet of suburban living? ›› What will you get for your money in different areas? ›› How far will your daily commute be? Is there public transit near by?

How much will it all cost? ›› Are there amenities – parks, recreation centres, health services – within walking distance? ›› Are there enough cultural/entertainment hot spots (restaurants, theatres, clubs, bars) around to suit your lifestyle? ›› Are there schools in the neighbourhood? How will your kids get there?

Of course, the more questions you ask, the more questions you’ll likely generate.

In this issue of Resale Home and Condo Guide, we focus on location and amenities, and offer up info and advice for homebuyers.

Good luck, and if you have any questions you’d like to ask of us, please get in touch. We’d love to hear from you!

Janine Druery EDITOR janine.druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery

Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02

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Resale Home & Condo Guide - Hamilton & Halton Edition

THE O’REILLY TEAM

The O’Reilly Team

STATE REALTY BROKERAGE

905-574-4600

TOP 3%*

5

INDEPENDENTLY OWNED & OPERATED

Dedicated - Professional Committed - Excellence Serving the Area of Hamilton, Ancaster, Dundas, Stoney Creek, Burlington, Caledonia, Mount Hope, Binbrook, Waterdown, and surrounding areas *Royal LePage State Realty

Pam O’Reilly Sales Representative

Dave O’Reilly

pamoreilly@royallepage.ca

Sales Representative

Luke O’Reilly

daveoreilly@royallepage.ca

Broker

lukeoreilly@royallepage.ca

9249706_0513

2010, 2011

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This one is perfect for relaxing and entertaining! 4 level backsplit nestled under the escarpment in desirable Grimsby neighbourhood close to parks, trails, the downtown core and the highway. This well appointed home is warm and inviting. Finished on all levels in neutral tones and featuring a large, cozy family room with fireplace, 2 oversized bathrooms, a very large master and plenty of hardwood. The rear yard is completely fenced and features a heated, kidney shaped, inground pool. Newer 0513_KIMRI_0001 counters accent the oak cabinets in the kitchen with breakfast bar.

This 3 bedroom, 2 bath home is situated on a huge 40’ x 192’ lot. The main floor features maple hardwood floors, pot lighting, crown mouldings, 5 1/2” baseboards, an updated kitchen and updated 4 piece bath (fully reno’d in ‘12 with soaker tub, glass shower, travertine flooring). The lower level is fully finished with large rec room, updated 3 piece bath and an additional bedroom. Other updates include plumbing, electrical, most 0513_KIMRI_0002 windows, shingles & more. Must be seen & won’t last long!

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$349,900

$259,900

Desirable Buchanan Park area of Hamilton’s west mountain. This 3 bedroom, 1 bath bungalow offers hardwood and ceramic flooring on the main level. Lovely, large, treed backyard. Kitchen open to dining area. Lower level offers an ‘L’ shaped family room with laminate flooring, perfect for the kids and a computer area. Several updates over the years.

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$234,900

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Great 3 bedroom unit in Barrington Square in sought after Palmer area. Close to schools, shopping, major highways and all other amenities. Nice floor plan with patio doors from dining room to private backyard. Lower level rec room. Includes fridge, stove, dishwasher, washer & dryer.

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905-574-4600

$599,900

Luxurious 4 bedroom, 2.5 bath Victorian home professionally designed and renovated on one of Southwest Hamilton’s finest streets. This stunning home has combined character and modern amenities perfectly.

The extensive renovations will be sure to impress.

$499,900

Pride of ownership evident in this unique, 2 storey home with both main floor and upper level master suites - you choose what best suits your needs. Great open concept layout with dramatic cathedral/ vaulted ceilings. Spectacular backyard with inground pool, extensive landscaping & privacy plus with no rear neighbours.

0513_KIMRI_1_0003

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool.

This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain.

The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete inlaw set up. Loaded with upgrades throughout. Not to be missed.

0513_KIMRI_1_0024

www.theoreillyteam.com Please say you saw it in Resale Home & Condo Guide

$769,900 987 Rymal Rd. E. Hamilton, ON L8W 3M2

6

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

Liz Koster Real Estate Broker Niagara Real Estate Centre Inc., Brokerage

905.774.7511

Toll Free: 1.888.205.7010

Independently Owned & Operated 9189908_0513

lizkoster@royallepage.ca | www.lizkoster.com

GREAT STARTER!

Helping People on the Move!

PRIVACY PLUS! $162,500

$129,900

1 1/2 storey, 3+1 bedrm home in quiet Dunnville neighbourhood! Lots of storage, replacement windows on 2nd floor, some hardwood floors! Deep lot with large backyard & single garage!

2-bedroom one-floor home by Rock Point Provincial Park (South of Dunnville) in move-in condition! Many updates!

Detached workshop! View of Lake Erie!

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4 BEDRM HOME!

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WATEFRONT COTTAGE!

$195,000

Semi-detached home with 4 bedrms, 1-1/2 bathrms, oak kitchen, full basement with gas fireplace, attached garage, and fenced back yard! In Dunnville close to amenities!

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$110,000

Move right in and start enjoying! 3 bedrm open concept cottage on Lake Erie in Selkirk! Wood character thru out!

Raised deck with gazebo overlooks the lake! Stairs to beach with public beach nearby! All appliances, furnishings, patio/ deck furnitue, dishes etc included! 40 minutes from Hamilton.

Lot shared with neighbour to the west. Survey available and possible severance. Priced to sell!!

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Call Liz Koster for a FREE Market Evaluation! Thinking about BUYING or SELLING I am here to help!

Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02

7

Resale Home & Condo Guide - Hamilton & Halton Edition

THINK SOLD... THINK MARGARET & WALDI NIBURSKI WE MAKE DREAMS AFFORDABLE

NIBURSKI

B.SC. SALES REPRESENTATIVE

NIBURSKI

M.SC. SALES REPRESENTATIVE

9489143_0513

MARGARET (MALGORZATA) WALDI (WALDEMAR)

YOUR LISTING ADVERTISED ON

40+ WEBSITES Sutton Group Innovative Realty Inc., Brokerage *Independently Owned & Operated

905- 575-7070

Visit

www.hamiltonhomes-for-sale.com for Hamilton & Area Estate Market Reports

EAST HAMILTON

mniburski@sutton.com wniburski@sutton.com

EAST MOUNTAIN

$139,900 t Attention First Time Buyers t 3+1 bedrooms, 1.5 baths t End unit, condo townhome t Very spacious rooms t Small complex in a great location t Close to all amenities t 2708 Barton St. E. Unit 1

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GRIMSBY

$259,900 t Full Brick! t Single detached raised elevated ranch!! t Two car garage t 3+1 bedrooms, 2 bathrms t Rec room on main floor and sunroom t Hardwood floors plus many recent updates t 15 Regency St.

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MOUNTAIN HOPE, GLANBROOK

$271,900

$349,900

t Only 2 years old, 3 bedroom, freehold, link townhome t walk-out basement, t master bedroom with the ensuite and walk-in closet.

t Beautiful lot!! 84 x 590.75 ft t 3 bedroom bungalow t A real gem!!

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Ever wonder how the Hamilton Real Estate Market is doing?

Visit our web site www.hamiltonhomes-for-sale.com for the answer and Margaretâ&#x20AC;&#x2122;s newest and up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

Please say you saw it in Resale Home & Condo Guide

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8

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition 9255435_0513

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment 1286 Upper James St., Hamilton, L9C 3B4 New Price!

This 5 room starter home is move-in ready! Featuring modern kitchen, main floor laundry, replacement windows. All appliances 0513_KIMRI_0028 included. Priced at $124,900. MLS #H3096559.

0513_KIMRI_0029 Please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133.

Brick Bungalow!

Lot Size!

Cute brick 2 bedroom bungalow with 1.5 baths. Featuring separate dining room, finished rec room, new carpet and updated kitchen.

Underground sprinkler system. Priced at only $239,900.

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Just above the Kings Forest Golf Club overlooking the city & Lake Ontario.

2,500 sq. ft. 4 bedroom with 3 baths on 84’ x 149’ lot. Rear workshop 17’ x 12’. Ideal set-up for home office with 19’ x 19’ addition with vaulted ceilings and skylights. Great opportunity! Priced at $499,900.

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Please call LINDA GERMAN, Sales Representative, 905.388.5133.

Please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133.

Backsplit Semi!

Spacious 4 level backsplit semi close to all amenities. Featuring 3+1 bedrooms, 2 baths and updated windows and furnace.

Finished recreation room with patio doors to rear yard. Quick possession available. Priced at $239,900.

0513_KIMRI_0032 0513_KIMRI_0033 Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133.

Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02

9

Resale Home & Condo Guide - Hamilton & Halton Edition

9189912_0513

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH RI

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UNIQUE 6 LEVEL ARCHITECTURAL MARVEL Enjoy the beauty of the Grand River from all levels of this home. Pristine gardens to water’s edge - a haven for birds & wildlife. A 4300 sq ft custom built home w/full in-law or nanny suite. The grand home offers formal dining rm, eat-in kitchen, elegant living rm w/FP, recent updates, glass panelled balcony, XL double garage & much more. A must see!

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W/ SCENIC VIEWS Executive estate home w/potential in-law suite located on court lot in sought-after neighbourhood. Stunning scenic views, highend interior updates, multiple walkouts from bsmnt. Extensive decking in backyard. Call today to view!

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CALEDONIA CUL-DE-SAC Well maintained spacious home in quiet neighbourhood next to Black Creek Conservation area. Functional layout w/ open concept family rm & newer eat-in kitchen. Cathedral ceilings in living & dining rms, lrg m/bedrm w/ ensuite & w/i closet, finished rec rm, gorgeous hand scrapped hrdwd on main flr. Many recent costly updates: roof (10), hi-eff furn & A/C (09), shed & deck (11), additional attic insulation & much more.

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AN BR OO K

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VI HE RTU AT AL SO LY F UR RE CE E

COZY & CUTE IN DUNDAS

120 ACRE MULTI PURPOSE FARM

Pride of ownership is evident in this 3+1 bedrm, 2 bathrm home. Many pristine reno’s completed within 5 yrs! High end kitchen, 2 bathrms, hrdwd, laminate & ceramics thru-out. Lrg m bedrm offiers ensuite, large rec room in bsmnt. Exterior boasts detached garage, extensive decking and great view. Call today to view!!

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A piece of paradise! This Century style 2 storey character filled home offers 4 bedrms, 1.5 bathrms, impressive great room all season sunroom, cozy family rm w/gas FP country oak kitchen, sep dining rm, office & main flr laundry. Several outbldgs & barn in perfect cond. incl. 4 stall horse barn. Call today for more details on the exterior buildings, property & updates.

0313_KIMRI_1_0063

Please say you saw it in Resale Home & Condo Guide

10 housingmarket

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 02

Market conditions trigger shift in homebuyer mindset

C

hanging market conditions have triggered a shift in the Canadian homebuyer mix and mindset, according to a recent Re/Max survey.

The Canadian Homebuying Trends Survey 2013-2014 surveyed purchasers intending to buy in the next two years. Among the key findings: › Almost one in five purchasers is single › More than two-thirds are second or multitime purchasers › Four out of 10 purchasers between 18-34 have a down payment of 20 per cent or more.

“Emerging from the survey are some very real indications that Canadian homebuyers — and their attitudes — have changed,” says Gurinder Sandhu, Executive VP and Regional Director, Re/ Max Ontario-Atlantic Canada. “Purchasing patterns have evolved, with a more conservative, fiscallyresponsible purchaser moving to the forefront.”

WHO’S DRIVING THE MARKET? The survey found that second-time and multi-time buyers represent 70 per cent of those serious about making a move — a trend that is expected to continue over the next two years. First-time buyers will continue to play a role in the market at 30 per cent.

“There’s no question that first-time buyers are experiencing a period of readjustment,” says Sandhu.

“While affordability took a hit in 2012, homeowners with considerable equity remain confident and wellpositioned. They will be the driving force fuelling the bulk of home sales in the months ahead.”

THE FINANCIAL PICTURE The survey found that spending patterns were mostly conservative. Thirty-eight per cent of purchasers said they would spend under $250,000 on their home; 42

per cent would spend between $250,000 and $500,000; 10 per cent would spend between $500,000 and $1 million; and one per cent intended to spend over $1 million.

The singles group was most prudent, with 47 per cent of purchasers intending to spend under $250,000.

LARGER DOWN PAYMENTS Re/Max says one of the most surprising findings of the survey was the fiscal responsibility of Canada’s young homebuyers. Forty per cent of purchasers between 18-34 intended to put down 20 per cent or more on their home.

Of those putting down 30 per cent or more, 45 per cent were aged 55 and over.

Just seven per cent of purchasers had a down payment of five per cent, while 14 per cent indicated that they were putting down 10 per cent.

HOUSING CHOICES The vast majority of purchasers continue to seek out single-detached homes (53 per cent), while condominiums ranked second at 17 per cent, followed by both semidetached/duplex and townhouse/rowhouse, each at 11 per cent.

“Regardless of income, gender, age, or location, most Canadian respondents shared considerable confidence in Canada’s housing market,” says Sandhu. “This stands as perhaps the greatest indicator that homebuying intentions will remain healthy and stable.”

Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02 9491392_0513

11

Resale Home & Condo Guide - Hamilton & Halton Edition ®

Richard Schilstra Broker of Record***

Fred Moodie Broker**

905.774.4444

Linda Leslie

Sales Representative*

| 905.574.1234 N TO W

N TO W

TO W

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INDEPENDENTLY OWNED AND OPERATED

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w w w. r i v e r s i d e r e a l t y. c a

R E A LT Y B R O K E R A G E I N C .

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Wes Moodie

Sales Representative*

N TO W

N TO W

N TO W

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WATERFRONT LIVING! $179,900 “Grand River Landing” Waterfront condo overlooking the Dunnville Bridge & the mighty Grand River. 2nd floor 1 bedrm apt feat open concept layout, walkout to enclosed balcony, c/air, elevator, underground parking, & storage locker. Walk to downtown. Call Wes Moodie*/ Team Moodie

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QUALITY RETIREMENT LIVING! $168,900 Worry fee retirement living with the amenities you deserve! Located in walk-to-downtown Dunnville & Grand River location. Features 1 bedrm unit, ensuite bathrm, private patio, 5 appliances & C/A. Amenities - lounge, craft rms, indoor pool. Immediate occupancy. Call Wes Moodie*/Team Moodie

0513_KIMRI_0016

MANY POSSIBILITIES! $169,900 182 foot deep town lot with large out building/garage hobby shop with separate access from backyard laneway. 2 bedroom home was previous duplex has 2 hydro metres. Main flr bedrm & laundry. 2 full bathroom potential. 620 Tamarac St, Dunnville. Call Wes Moodie*/Team Moodie

N TO W

N TO W

N TO W

0513_KIMRI_0020

QUIET LOCATION! $219,900 Updated raised ranch with loads of maple kitchen cabinets, replacement windows, hardwd & ceramic flooring. Finished bright rec rm w/gas fp.

Seasonal sunroom overlooks fenced mature treed back yard. 609 Alder St W, Dunnville. Call Wes Moodie*/Team Moodie

0513_KIMRI_0060

IDEAL 3 BEDROOM! $207,500 Well maintained bungalow in town on a corner lot. Features a large eat-in kitchen, 2 driveways and fenced in back yard. Just a short walk to stores, schools and parks. Call Richard Schilstra***

0513_KIMRI_0018

MOVE IN READY! $184,900 Charming storey & half with 2 beds & 2 baths has quality laminate, fresh paint, wrap-around porch and patio doors overlooking deep back yard.

Walking distance to downtown. Call Linda Leslie*

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PRISTINE CUSTOM BUNGALOW! $319,900 Quiet court location. Spacious eat-in kitchen with loads of oak cabinets & walkout to sprawling back deck. Master bedrm with ensuite & large closet, recent flooring & ceramics thru-out, double paved drive, natural gas backup generator. 36 Pinemeadow Ct. Call Wes Moodie*/Team Moodie

0513_KIMRI_0022

OUTSKIRTS OF TOWN! $218,500 Brick bungalow in desirable location. 3 bedroom home with large double attached garage, concrete drive. Walking distance to schools, town and Byng Conservation Park. 100ft x 200ft lot. Call Wes Moodie*/Team Moodie

0513_KIMRI_0021

SPOTLESS HOME! $224,900 On quiet street perfect for starters or retirees. Features include vinyl replacement windows, recent decor, extra 2 piece bathroom in basement with large family room with gas fireplace. Private back yard with hedge, large driveway and 1.5 car garage. Call Linda Leslie*

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COUNTRY RANCHER! $274,900 2 acres west of Dunnville with beautiful views of rolling farmland & bush.

3+1 bedroom, 2 bathroom home with open concept layout and a fully finished basement. Oversized double garage. Outbuildings currently set up as dog kennel. 4150 Haldimand Rd 20. Call Wes Moodie*/ Team Moodie

0513_KIMRI_1_0007

EDGE OF TOWN! $259,900 Large home just west of Dunnville features 3+1 bedrms, 3 bathrms, patio doors off kitchen to private deck overlooking large lot, large lower level rec room with patio doors & 2 car garage. Updated gas furnace ‘09 & roof shingles ‘06. Spacious rooms and the 1.5 acre lot make this ideal for the growing family. Call Richard Schilstra***

0513_KIMRI_0024

LOOKING TO DOWNSIZE? $84,900 2 bedroom year-round home only a few minutes from town. Quiet secluded area with no rear neighbours. Well maintained home with wrap around porch plus carport with 2 outbuildings - one with heat and hydro for the handyman. Call Linda Leslie*

MOVE-IN CONDITION! $279,900

CAYUGA 15 ACRES! $289,900

SPECTACULAR GRAND RIVER WATERFRONT! $574,900

3 bedroom raised ranch with large eat-in kitchen, formal dining room, master bedroom has sliding doors to 3 season sun room, wood deck circling the house features hot tub, gas powered back-up generator.

Ideal location, just a stone’s throw to Lake Erie! Call Richard Schilstra***

Own a little piece of paradise and one of the highest points in Cayuga.

15.85 acre property with fantastic views of the Grand River basin.

3 bedrm renovated home with 2 car garage. Call Richard Schilstra***

1.75 acre country retreat near Dunnville Golf Club. Custom built 3 bedrm home on mature treed lot. Main floor master bedrm with recently updated quality ensuite. New hardwd flrs, main fir family rm, dining rm, eat-in kitchen, replacement windows & doors. Detached heated studio. Call Wes Moodie**/Team Moodie

Please say you saw it in Resale Home & Condo Guide

12

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 02 8547409_0513

DREAM HOME

LESS MONEY THAN RENTING!

THE MADISON IS BACK! 30% SOLD FIRM OR CONDITIONAL

8.1 acre parcel backing onto Twenty Mile Creek near Glanbrook. 1,000 foot frontage.

Many possible uses or build your dream home. New price $214,500. Call Rob or Paul to view. MLS H3091987

NEW LISTING! 1st time buyers or investors must see! Less money than renting. 2+1 bedrooms. Great mountain area near schools, parks, daycares, shops, Tims, buses. Call Paul today! MLS H3100298

New owner! New opportunities! Same million dollar views from escarpment edge! 2400 sq. ft.

400 sq. ft terrace. Private elevator entry in each suite. 3 designs. Prices starting from $695,000.

Call Rob or Paul for viewing of our newly furnished suite. MLS H3079836

JUST WHAT THE DOCTOR ORDERED!

GREAT INVESTMENT

BUSINESS GIVE AWAY

Immaculate 3 bedroom bungalow with double garage, 2 full bathrooms, updated top to bottom, nothing to do - just move in.

Walk to Limeridge Mall. Call Paul or Rob. MLS H3101492.

Asking only $85,000. 3 bedroom condo.

New roof, siding windows & doors. Tenant pays $850 per month plus utilities. Short drive to Brantford. Call Paul or Rob. MLS H3098299

Owner retiring. Great wine making opportunity. Itâ&#x20AC;&#x2122;s time to enjoy your work.

Longest running wine store in the area. 1/2 price sale - now only asking $75,000. Call Rob. MLS H3101555

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0513_KIMRI_1_0045

Please say you saw it in Resale Home & Condo Guide

0513_KIMRI_0055

Volume 13 Issue 02

13

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800

$399,900

LOT 1... Built by Scarlett Homes, available now!

Central Mountain, the Parkwood Model is approx 2523 sq ft, 4 bedroom, 2.5 baths, separate dining room, bedroom level laundry, master ensuite, main floor family with gas fireplace, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets with granite countertops, oak stairs... much more.... BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM. 0513_KIMRI_1_0062

$533,000 $419,900

LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walkout with terrace doors much more....CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eatin kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

216 CHARTWELL CIRCLE - HAMILTON LOT 28...To be built by Scarlett Homes, the Parkside model, aprpox 2514 sq. ft., 4 beds, 2.5 baths located on Central Hamilton Mountain, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets w/granite countertops, oak staircase, double garage, separate dining room, main floor family room w/fp, master bedroom w/walk in closet & ensuite, main floor laundry room, much more...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0513_KIMRI_1_0014

**Broker of Record *Sales Representative

Please say you saw it in Resale Home & Condo Guide

0513_KIMRI_1_0015

212 CHARTWELL CIRCLE - HAMILTON

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....

CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

9189931_0513

$549,900

$409,900

36 CHARTWELL CIRCLE-HAMILTON

0513_KIMRI_2_0015

$439,900

4 CHARTWELL CIRCLE - HAMILTON

44 CHARTWELL CIRCLE - HAMILTON 0513_KIMRI_1_0011

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 0513_KIMRI_1_0078

LOT 26...To be built by Scarlett Homes, Huntington model, approx 2391 sq. ft., 4 beds, 2.5 baths, 9 ft. main floor ceilings, kitchen w/granite countertops, pots & pans drawer, crown moulding, breakfast bar, pantry, family room w/FP, hardwood floors in dining rm/ upper hall, much more....DONNA RAKAS* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$407,900

220 CHARTWELL CIRCLE - HAMILTON

24 CHARTWELL CIRCLE - HAMILTON

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MONTHURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0513_KIMRI_1_0009

$394,900

$384,900

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/ Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 0513_KIMRI_2_0007

0513_KIMRI_1_0008

208 CHARTWELL CIRCLE - HAMILTON

$412,900

200 CHARTWELL CIRCLE- HAMILTON

Nicely loaded with all the right upgrades. Includes: Granite counter in kitchen/ powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room INVENTORY HOME SALE w/built-in maple wall unit, gas fpl, hwd floors in dining, family and upper hall, coffered ceiling, decorative columns. Oak stairs w/wrough iron spindles, master ensuite w/dble sink, shower w/half glass walls and seat. 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconses, iron and glass insert for front doors, central air, 3 piece RI bath for bsmt...

CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 0513_KIMRI_0059

$398,900

$479,900 $239,900

0513_KIMRI_1_0027

Desirable Victorian Village Home with beautiful hardwood floors in lr/dr offering a 3 way gas fireplace, large spacious kitchen that leads onto private deck, king size master bedroom with ensuite with Whirlpool tub. Fully finished rec room, RSA, LA Related to vendor!...ASIM BHATTI* 905-318-3800.

Absolutely stunning home. One of kind. Less than 3 yr old in desirable area, close to schools, upgraded with high end material, tastefully decorated, neat. Looks like model house. 3 bedrooms, 2.5 baths, main floor family room, separate dining room, much more...RSA, showing will be pleasure 10+++...BOZENA RADENKOVIC* 905-318-3800

167 CHAMBERS DRIVE-ANCASTER

LOT 5..To be built by Scarlett Homes, New site opened on Hamilton Mountain, the Kingston Model w/ balcony & decorative porch, approx 2502 sq. ft., 4 good size bedrooms & loft, 2.5 baths, master ensuite has deep tub & half glass framed shower. Featured upgtrades: oak stairs w/stain as per your choice, maple kitchen cabinets w/ granite countertop, gas fireplace in family room, decorative columns, hardwood flrs on main flr & upper hallway, pot lights & more. Please visit our sales office at 819 Rymal Rd E to review diff. models ... BOZENA RADENKOVIC* 905-318-3800 or visit site model @ 819 RYMAL ROAD E. /MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

0513_KIMRI_1_0079

www.scarletthomes.com

20 CHARTWELL CIRCLE - HAMILTON

510 MOONBEAM DRIVE-HAMILTON 0513_KIMRI_0027

UNIT #9-502 BARTON STREET - STONEY CREEK

0513_KIMRI_2_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to bottom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat-in kitchen, master ensuite, priced for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

AVAILABLE SOON! New design has everything on the “wants” list. Granite counter in kitchen/powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl, hwd floors, coffered ceiling, MODEL HOME dining rm w/hdw, see B listing main floor laundry. Oak stairs w/wrought iron spindles. Master ens w/dble sink, shower w/ half glass walls and seat. Hdwd upper hallway, 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconces, iron and glass insert for front doors, C/A, 3 piece RI bath for bsmt, sandstone colour windows w/grills on front, steel insulated garage door with windows....

CHARENE LOTTRIDGE *905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 0513_KIMRI_0058

$239,900

163 CHAMBERS DRIVE - ANCASTER

$394,900

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®

14

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

Sean Morrison SALES REPRESENTATIVE

STATE REALTY BROKERAGE

DIRECT: 289-439-2447 TOLL FREE: 1-877-574-7441

Independently Owned & Operated

11212323_0513

seanmorrison@royallepage.ca 119 SUNDIAL CRESCENT DUNDAS

22 ONONDAGA DRIVE ANCASTER

13 MARVIN COURT HAMITON

$569,900

$529,900

$255,000

SOLD This 9 year old 4+1 bedroom, 2 1/2 bath Dundas home is sure to please. Featuring a professionally decorated interior, large bedrooms, separate dining room, large eat in kitchen, main floor laundry, finished basement with large rec-room, professionally landscaped including water feature and in-ground sprinklers, double car garage with rubberized floor and heat R/I, Escarpment views and all in the prestigious Cascades Community. Close to Dundas Driving Park, Conservation areas, schools and shopping.

Open House Sunday, January 20th 2-4 pm.

0313_KIMRI_0056

This 4 bedroom 2 1/2 bath home has been extensively renovated over the past 3 years. Featuring a brand new (2012) eat-in kitchen with granite countertops and stainless steels appliances, a brand new (2012) main bath, a brand new (2012) ensuite bath with separate tub and shower, 4 large bedrooms, main floor laundry, separate dining room, huge finished basement with rec-room and games room, in-ground pool and double garage. All in the Meadowlands area of Ancaster, close to highway access, shopping and walking trails. Open House Sunday, January 13th 2-4 pm.

0313_KIMRI_0057

This 3 bedroom 2 bath storey is perfect for a mechanic or hobbyist. It features a 4 car driveway with carport, and a 1 1/2 car garage with power and woodstove for heat, plenty of room for all your hobbies. The home features a large eat-in kitchen with walkout to the rear deck, finished basement with recroom, laundry room and the second bathroom. This one wonâ&#x20AC;&#x2122;t last at this price so call for your private showing today!

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UNITS 1-2-3 WATERDOWN COURTYARD $749,900 - $769,000

0313_KIMRI_0059

0313_KIMRI_0060

0313_KIMRI_0061

Live/Works in Waterdown. Own a business and a home and want to combine them? Outgrown your home office but like working at home? Looking for a way to help pay the mortgage on your next home? Welcome to Waterdown Courtyards! These exclusive executive 2400 sq foot town homes are well appointed with 3 large bedrooms, bedroom level laundry, huge open concept main levels with living room, dining room and huge eat-in kitchens, double car garages, space for two additional cars and is in the heart of old Waterdown. But what about work? No problem! Each unit also has a 738-790 sq foot retail store front fronting on Griffin Street at Main St South! There is also a full height basement in each unit for storage or additional finished space.

Donâ&#x20AC;&#x2122;t wait, only 3 units are available. Sales office is open Tuesday and Thursday 2-6 pm and Saturday and Sunday 12-6 pm.

Please say you saw it in Resale Home & Condo Guide

15

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

Website: www.vandendool.com 0513_KIMRI_0066

0513_KIMRI_1_0080 0513_KIMRI_1_0074

PORT DOVER $362,990 Similar to be built. The Bradbury model offers 2,726 sq. ft. of luxury living space. Features a huge gourmet kitchen, 17” ceilings, tall windows, luxurious 5 piece ensuite with corner tub and walk-in shower, granite countertops, hardwood flooring, wrought iron railings, C/A, F/P and more.

IMMACULATE CALEDONIA $269,900 Neat and tidy best describes this unique 2+1 bedroom. Features include a fantastic 18’x13’ four seasons solarium, a huge oak kitchen, gorgeous maple hardwood in the LR & DR, modern 4 piece bath with a corner whirlpool tub and a separate shower and a fully finished lower level. Furnace ‘05, shingles ‘11, 200 amp on breakers. Just move in and enjoy.

IMMEDIATE POSSESSION PORT DOVER $279,990 Beautifully designed home features 1,458 sq. ft. of modern open concept living. Loaded with extras include maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and double car garage.

0513_KIMRI_1_5013

4+1 BEDROOM HOME CALEDONIA $334,900 Fantastic 4 bedroom home finished from top to bottom. Located on a quiet Caledonia St. offering a main floor family and laundry room, professionally finished lower level features a large rec-room, 3 pc bathroom and an additional bedroom. Outside there is a concrete drive and patio and an extra deep pool sized lot.

0513_KIMRI_1_5012

0513_KIMRI_1_5009

ONEIDA RESIDENTIAL & COMMERCIAL $359,900 Custom built all brick ranch just minutes south of Caledonia. Unique rural commercial zoning offers a long list of possibilities. The unique layout of the home offers a 23 x 20 hobby room which could easily be used for the commercial portion of the home. Features an oversized double garage oak kitchen, 2 fireplaces main floor family room and a formal living room. Offers tremendous value.

PRIME COMMERCIAL CALEDONIA Prime commercial space in Caledonia’s newest plaza.

Offers 1870 sq. ft. of space and ample parking. A perfect location for a professional office or store.

0513_KIMRI_1_5007

CONDO CALEDONIA $174,900 Enjoy the convenience of condo living. This spacious unit features 3 bedrooms, 2.5 bathrooms, finished basement, main floor family room and a garage.

Southern location offers private patio overlooking green space. Just minutes walk along the scenic Grand River to downtown.

0513_KIMRI_1_0077

0513_KIMRI_1_0076

EDWARDS CUSTOM HOMES, JARVIS $299,900 Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom, ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

INVESTMENT PROPERTY MOUNT HOPE $499,900 Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment.

Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot.

Additionally the owner will stub the sewer line into the potential lot.

0513_KIMRI_2_0075

0513_KIMRI_0065 0513_KIMRI_1_0073

NEW LISTING PORT DOVER Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Crestron electronics providing automated lighting, entertainment, security and more.

Offering approx. 10,000 sq. ft. of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1,700 sq. ft. garage features a unique door systems that opens to 14’ x 17’ high opening. Must be seen.

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

END UNIT PORT DOVER $247,468 Stunning end unit quality built by Willik Homes Ltd. Offers over 1,200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen, breakfast bar, ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more. All brick and stone exterior, immediate possession possible.

LUXURY TOWNHOUSE PORT DOVER $238,803 This 1,269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

Please say you saw it in Resale Home & Condo Guide

11271124_0513

Volume 13 Issue 02

16

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

0RXOWRQ :HVW /LQFROQ 'XQQ $QFDVWHU Caistor 6WRQH\ &UHHN )O ʋ ɺ E ʝUʝX ɳɓ &DOHGRQLD Seneca &DQERURXJK Hamilton

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Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02

17

Resale Home & Condo Guide - Hamilton & Halton Edition

“Discover the Difference” www.gabrielriverso.com

GREAT MOUNTAIN OPPORTUNITY!!!

Large home presenty used as 2 family dwelling with separate 3 bedroom apartment on main floor, and 2 bedroom apartment on 2nd floor. Large 100x300 feet lot. Great potential of 5 more lots.

NOW rented at $1600/mo. Asking $550,000. Seller may assist on financing!

Call now Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, or email griverso@rmxemail.com

0513_KIMRI_1_0067

CLOSE TO EASTGATE MALL!!

A “Losani” Built Home!!! All brick 3 +1 bedroom, a great style of home with curved staircase. Many upgrades. Large pie-shaped lot.

Beautiful Florida sunroom. Totally finished lower level. Main floor family room with fireplace and more!!! $359,000 Easy access to highway.

Gabriel

Riverso

Call now Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, or visit www.gabrielriverso.com

0513_KIMRI_2_0043

JUST WEST OF ANCASTER!!!

UNIQUE HOME!!! Custom built over 2100 sq. ft. of living area, plus over 2 acres lot with fabulous view! GREAT and UNIQUE energy efficient “Blue Max” construction ranch style home. Super insulated (R40) steel reinforced concrete.

Under floor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window. Only minutes to shopping and short drive to Ancaster and more!!!

Broker

905-545-1188

0513_KIMRI_1_0044

STONEY CREEK!!!

!

D L O S Escarpment Realty Inc., Brokerage Independently Owned & Operated 0513_KIMRI_0048 11268797_0513

Please say you saw it in Resale Home & Condo Guide

Call now Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, Virtual Tour at www.gabrielriverso.com

NEW PRICE $364,500!!! Well kept all brick 3+1 bedrm backsplit. Spacious home for the growing family or in-law situation. The many updates include windows & doors, high efficiency furnace & central air, roof shingles, tankless water heater system, patio door & garage doors, gleaming hardwood floors in 2009. Enjoy the gorgeous salt water inground, heated pool, concrete drive, pool deck and more!!! Great neighbourhood, close to schools, shopping.

Call now Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, Virtual Tour at www.gabrielriverso.com

18

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

Westdale 905.522.3300 Ancaster 905.648.6800 Locke St. 905.529.3300 HAMILTON HOBBYIST!

NIAGARA ON THE LAKE Meticulous 2 bedroom bungalow in quiet family oriented neighbourhood, close to schools, shopping, and major roads. This home boasts of built in surround sound, high quality included appliances, bonus space in attic, large screened rear porch, private fenced rear backyard and exceptional garage for a handyman/mechanic.

0

0 ,5

69

$1

Much sought-after family home located in the heart of wine country. The quiet village of Virgil in Niagara on the Lake offers all the plusses of amenities close by -without sacrificing the peace and serenity of country living!

0

0 ,9

09

$3

Call Nelson Kolenski* at 905.648.6800 or email kolenski@judymarsales.com

Call Roz Niewland* at 905.648.6800 or email neiwland@judymarsales.com 0513_KIMRI_0004

0513_KIMRI_0005

WATERDOWN BUNGALOW Bungalow less than 6 yrs old awaits your viewing. 3 bedrooms and 2 baths. Features an open concept design, Brazilian cherry hardwood, vaulted ceilings, cove mouldings, and granite coutner with large island with sit up in kitchen. Basement is unfinished, and has 8.5â&#x20AC;&#x2122; ceilings ready for your design finishes.

50

7 9,

4

$6

WONDERFUL WESTDALE LOCATION! Excellent opportunity!

Large attractive home with potential 7 bedrooms. This 3 bath, 2 kitchen home is close to McMaster University.

Situated on a very desirable street in the heart of Westdale Village.

This inviting home offers 3 bdrms on the main level, 3 bdrms on upper & 2 bedrooms in the finished basement.

00

9 9,

0

$4

Call Tom Barbeau* at 905.648.6800 or email barbeau@judymarsales.com

Call Steve Roblin* at 905.522.3300 or email roblin@judymarsales.com

0513_KIMRI_0006

0513_KIMRI_0007

WELL-KEPT GRIMSBY GEM! Immaculate 3 bedroom brick bungalow in very sought-after location.

Minutes to QEW and a short stroll to the lake. This meticulously maintained home offers many recent updates including: gorgeous Florida room addition with spectacular cedar cathedral ceiling, beautifully refinished hardwoods throughout.

Donâ&#x20AC;&#x2122;t delay!

0

0 ,9

24

$3

PRIME DUNDAS LOCATION Rare opportunity to own this extremely well built home in one of Dundas most sought-after neighbourhood. Much larger than it looks this custom built bungalow features 3 lrg bdrms, 3 bths & oversized liv/room complete w/wood burning fireplace. The spacious eat- in kitchen leads to a well maintained sprawling park-like backyard.

0

0 ,9

49

$5

Call Steve Roblin* at 905.522.3300 or email roblin@judymarsales.com

Call Steve Roblin* at 905.522.3300 or email roblin@judymarsales.com 0513_KIMRI_0008

* Denotes Sales Representative **Denotes Broker

9189934_0513

Please say you saw it in Resale Home & Condo Guide

0513_KIMRI_0009

Volume 13 Issue 02

19

Resale Home & Condo Guide - Hamilton & Halton Edition

Sean Morrison SALES REPRESENTATIVE

STATE REALTY BROKERAGE

DIRECT: 289-439-2447 TOLL FREE: 1-877-574-7441

Independently Owned & Operated

11165710_0513

seanmorrison@royallepage.ca 119 SUNDIAL CRESCENT DUNDAS

22 ONONDAGA DRIVE ANCASTER

13 MARVIN COURT HAMITON

$569,900

$529,900

$255,000

SOLD This 9 year old 4+1 bedroom, 2 1/2 bath Dundas home is sure to please. Featuring a professionally decorated interior, large bedrooms, separate dining room, large eat in kitchen, main floor laundry, finished basement with large rec-room, professionally landscaped including water feature and in-ground sprinklers, double car garage with rubberized floor and heat R/I, Escarpment views and all in the prestigious Cascades Community. Close to Dundas Driving Park, Conservation areas, schools and shopping.

Open House Sunday, January 20th 2-4 pm.

0313_KIMRI_0056

This 4 bedroom 2 1/2 bath home has been extensively renovated over the past 3 years. Featuring a brand new (2012) eat-in kitchen with granite countertops and stainless steels appliances, a brand new (2012) main bath, a brand new (2012) ensuite bath with separate tub and shower, 4 large bedrooms, main floor laundry, separate dining room, huge finished basement with rec-room and games room, in-ground pool and double garage. All in the Meadowlands area of Ancaster, close to highway access, shopping and walking trails. Open House Sunday, January 13th 2-4 pm.

0313_KIMRI_0057

This 3 bedroom 2 bath storey is perfect for a mechanic or hobbyist. It features a 4 car driveway with carport, and a 1 1/2 car garage with power and woodstove for heat, plenty of room for all your hobbies. The home features a large eat-in kitchen with walkout to the rear deck, finished basement with recroom, laundry room and the second bathroom. This one wonâ&#x20AC;&#x2122;t last at this price so call for your private showing today!

0313_KIMRI_0058

UNITS 1-2-3 WATERDOWN COURTYARD $749,900 - $769,000

0313_KIMRI_0059

0313_KIMRI_0060

0313_KIMRI_0061

Live/Works in Waterdown. Own a business and a home and want to combine them? Outgrown your home office but like working at home? Looking for a way to help pay the mortgage on your next home? Welcome to Waterdown Courtyards! These exclusive executive 2400 sq foot town homes are well appointed with 3 large bedrooms, bedroom level laundry, huge open concept main levels with living room, dining room and huge eat-in kitchens, double car garages, space for two additional cars and is in the heart of old Waterdown. But what about work? No problem! Each unit also has a 738-790 sq foot retail store front fronting on Griffin Street at Main St South! There is also a full height basement in each unit for storage or additional finished space.

Donâ&#x20AC;&#x2122;t wait, only 3 units are available. Sales office is open Tuesday and Thursday 2-6 pm and Saturday and Sunday 12-6 pm.

Please say you saw it in Resale Home & Condo Guide

20

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

-Brantford Edition

Hamilton-Halton-Haldimand

Mar 31 - Apr 14, 2012 Volume

12 Issue 6

Hamilton-Halton-Haldimand

-Brantford Edition

Your Best Source for Homes

April 14 - 28, 2012 Volume

12 Issue 7

& Condos

Your Best Source for Homes

& Condos

. 3 large bedrms, 2.5 manicured to perfection Cod is in Cayuga! Property is The inside of the Cape one of the nicest homes attached greenhouse. nt Realty, Brokerage.

F! - $579,900 - Truly heated workshop w/ tative, Re/Max Escarpme basement 24' by 32' 1312_KIMRI_0203 TIME TO REWARD YOURSEL and laundry rm. Finished Norm Merz, Sales Represen bathrms. Main floor family Sitting on over an acre. Call today to view!#H3082567.

GRIMSBY - $489,999 a pure pleasure to view. merz.com 94 Ottawa St. S. Cayuga. MLS Custom built www.norm with scenic views of escarpme living & dining rm. Granite 905-575-5478. nt. Luxury in-law suite. countertops throughou corner gas fireplace, Open kitchen with stainless t. Hardwood flr on main 2 bedrms, den & private level. Ensuite w/corner steel appliances overlookin Brokerage 905-662-6039 entry. g or visit www.TheSharmaTeRoof w/ lifetime warranty. H3083319. Call whirlpool tub. Bsmnt w/ 2nd kitchen, ceramic Rick Sharma, Broker, am.ca flrs, Royal LePage State Realty, 1512_KIMRI_0069

Artist concept

- Walk to Locke St. cafes, AFFORDABLE LIVING - $48,500 or co-op, perfect for single shops, bus. One bedroom ideas. Monthly fee $425 incl retirees. Bring your updating or mtnce, bldg ins. No pets taxes, heat, water, bldg Val Dalgetty-Righton, Sales smoking. 285 Bold St. Call Banker Pinnacle Real Estate, Representative, Coldwell . 0912_KIMRI_0001 #H3080017 MLS 10.

Brokerage. 905-522-11

subdivision along the shores of LAKESIDE LIVING! $389,900 - Executive with many upgrades! Granite ON 59' WIDE LOTS! home Lake Erie! Custom 6 yr old, 3-bedrm to HAGERSVILLE - 3 CAR GARAGE ensuite, 2 fireplaces, garden doors models. Close to schools, countertops, hardwood floors, 5-pc PARKVIEW ESTATES - Furn. garage, unspoiled full basement!

2 storeys, elevated ranches, back deck, cathedral ceiling! Attached hospital & outdoor park. near Freedom Oaks from $229,900. Open Sat & with right-of-way to beach! Dunnville Views of LakeLEErie backsplits & bungalows. Prices Donald Plouffe, Broker of AFFORDAB LIVING - $48,500 - for your viewing!

905-774-7511 Walk Broker pm. to Locke 2-4 Koster, St. cafes, shops, Golf Course!

Sun 12-4 pm, Mon-Fri bus. Call OneLiz bedroom 0312_KIMRI_3_0013 Brokerage.for single Centre perfect Real Estate Brokerage. 905-632- retirees.

Real Estateco-op, Niagara LePage or Royal Record, Donald Plouffe Ltd. Bring your updating ideas. Monthly fee homes.ca 0512_KIMRI_8000 $425 incl taxes, heat, water, bldg 5940. See virtual tours at www.plouffe mtnce, bldg ins. No pets or smoking. 285 Bold St. Call Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage. 905-522-1110.

MLS #H3080017. 0912_KIMRI_0001

Artist concept

HAGERSVILLE - 3 CAR GARAGE ON 59' WIDE LOTS! PARKVIEW ESTATES - Furn. models. Close to schools, hospital & outdoor park.

2 storeys, elevated ranches, backsplits & bungalows. Prices from $229,900. Open Sat & Sun 12-4 pm, Mon-Fri 2-4 pm. Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-6325940. See virtual tours at www.plouffe homes.ca 0512_KIMRI_8000

BINBROOK - COUNTRY BUNGALOW $394,900 - 3 bedrm all brick home situated on over 1 acre southern exposure lot. Bright eat-in kitchen, spacious living room, fully finished lower level.

Oversized garage 31' x 16' & parking for 10 cars. So many Sales Representative, Royalupdates. Call Lisa Tollis, LePage State Realty, Brokerage 905-574-4600 www.LisaTollis.ca 1512_KIMRI_0036

Hamilton-Halton-Haldimand-Brantford Edition

Now Available Online Read all our magazines online in an easy-to-use flip-page format

PLEASE VISIT

www.homeTRADER.ca to view our print publications online

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Volume 13 Issue 02

21

Resale Home & Condo Guide - Hamilton & Halton Edition

2

DREAM HOMES

LOCATIONS Hamilton & Oakville

40, 45 & 50 FT. LOTS

Phase III

Now Open HST Included

Specializing in Custom New Homes Visit Our Model Home or View at

www.zeinahomes.ca

Fabulous West Mountain Location Upper Paradise - South of Rymal Rd.

14 Superb Zeina Designs OR Custom Build from

Dennis J. Petis, Broker Leanne Johnny, Sales Representative

905.574.3038

$399,900

Homelife Macro Realty Inc. Brokerage

*Prices quoted are for Hamilton Area

Independently Owned & Operated

listed

tv

Sat. & Sun 1-5pm Mon-Thurs 2-6pm or by appt.

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your guide to the hottest real estate in hamilton halton and niagara Sunday Mornings at 9:30

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05/04/2012 4:34:41 PM

22

designertips

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 02

How to create the perfect

guest bedroom B Y E V E LY N E S H U N

W

hen creating a guest room, it is often important to create a self-contained suite where your guest can be comfortable and find most of the personal comforts of home. Just think of a hotel suite and the various elements that can be found within it. The bed is the key piece of furniture in a bedroom so it’s important to make it a luscious and welcoming space. You can’t go wrong with classic crisp white bedding — get the best quality bedding you can find and afford and your guest will have a memorable and restful sleep. Storage for clothing is

a must so that your guests can put away their clothes which gives them a sense of permanence in the room. A chair and a table surface are needed for multi-tasking as it gives them an opportunity to sit and write or simply chat on the phone.

Don’t forget to add an alarm clock with a radio, and a mirror for personal grooming — these items are often an oversight.

This bedroom was created with the aim of making it welcoming and warm with lots of storage to maintain a neat and clean look. We incorporated built-in storage on either side of the bed to include full-depth 24-inch hanging closet

Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

Duxbury Grey, HC 163 Benjamin Moore

IF THE GUEST ROOM DOES NOT HAVE AN ENSUITE BATH, PROVIDE THE ROOM WITH A GUEST PACKAGE WHICH INCLUDES ITEMS LIKE: TOWELS, GUEST SOAP, A MANICURE SET, WATER AND A GLASS. space with nightstands at the standard 26-inch height. This complete unit was painted a muted deep blue-grey colour (Duxbury Grey, Benjamin Moore HC 163). This creates a focal wall and is ultimately a very functional addition to the overall space as well.

The monochromatic colour scheme is continued in the bedding with silk accent pillows. Lighting is always a key component to any successful interior, and in this bedroom we added task lighting with the wall-mounted elbow lights that flank the bed. The ceilingmounted light fixture is a sophisticated light feature with its crystal and translucent shade that soften the light in the space.

If the guest room does not have an ensuite bath, provide the room with a guest package which includes items like: towels, guest soap, a manicure set, water and a glass. A small pouch filled with lavender not only will ensure a wonderful, restful sleep but it is a much welcomed luxury.

GUEST ROOM CHECKLIST:

› Use a calm and cosy colour scheme, stick to two colours maximum with muted shades › Ensure that there is adequate lighting with task lighting at the bed for late night reading › Provide seating and a table surface for writing › Provide a collection of towels, extra blankets and other personal need items so that your guest does not have to knock on your bedroom door to ask for them › Seasonal fresh flowers and water on the night table to welcome your guest is a thoughtful touch › Night stands or simple side tables beside the bed for a place to rest personal items › Adequate storage for clothing › Bedside alarm clock with a radio › Provide a mirror, especially if there is no ensuite bath

Toronto-based accredited Interior Designer Evelyn Eshun, Principal of Evelyn Eshun Design. For over 14 years, she is known for her custom designed residential projects throughout the GTA that showcase the space and bring out the best in you. evelyneshun.com

Please say you saw it in Resale Home & Condo Guide

23

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

11268018_0513 ®

Richard Schilstra Broker of Record***

Fred Moodie Broker**

905.774.4444

Linda Leslie

Sales Representative*

| 905.574.1234 TO W

N

0513_KIMRI_0015

N TO W

TO W

N

0513_KIMRI_1_0019

INDEPENDENTLY OWNED AND OPERATED

0513_KIMRI_0014

Wes Moodie

Sales Representative*

w w w. r i v e r s i d e r e a l t y. c a

R E A LT Y B R O K E R A G E I N C .

N TO W

N TO W

N TO W

0513_KIMRI_0017

WATERFRONT LIVING! $179,900 “Grand River Landing” Waterfront condo overlooking the Dunnville Bridge & the mighty Grand River. 2nd floor 1 bedrm apt feat open concept layout, walkout to enclosed balcony, c/air, elevator, underground parking, & storage locker. Walk to downtown. Call Wes Moodie*/ Team Moodie

0513_KIMRI_1_0056

QUALITY RETIREMENT LIVING! $168,900 Worry fee retirement living with the amenities you deserve! Located in walk-to-downtown Dunnville & Grand River location. Features 1 bedrm unit, ensuite bathrm, private patio, 5 appliances & C/A. Amenities - lounge, craft rms, indoor pool. Immediate occupancy. Call Wes Moodie*/Team Moodie

0513_KIMRI_0016

MANY POSSIBILITIES! $169,900 182 foot deep town lot with large out building/garage hobby shop with separate access from backyard laneway. 2 bedroom home was previous duplex has 2 hydro metres. Main flr bedrm & laundry. 2 full bathroom potential. 620 Tamarac St, Dunnville. Call Wes Moodie*/Team Moodie

N TO W

N TO W

N TO W

0513_KIMRI_0020

QUIET LOCATION! $219,900 Updated raised ranch with loads of maple kitchen cabinets, replacement windows, hardwd & ceramic flooring. Finished bright rec rm w/gas fp.

Seasonal sunroom overlooks fenced mature treed back yard. 609 Alder St W, Dunnville. Call Wes Moodie*/Team Moodie

0513_KIMRI_0060

IDEAL 3 BEDROOM! $207,500 Well maintained bungalow in town on a corner lot. Features a large eat-in kitchen, 2 driveways and fenced in back yard. Just a short walk to stores, schools and parks. Call Richard Schilstra***

0513_KIMRI_0018

MOVE IN READY! $184,900 Charming storey & half with 2 beds & 2 baths has quality laminate, fresh paint, wrap-around porch and patio doors overlooking deep back yard.

Walking distance to downtown. Call Linda Leslie*

TR Y U N

C

O

TR Y U N O C

N TR Y O U C

0513_KIMRI_0023

PRISTINE CUSTOM BUNGALOW! $319,900 Quiet court location. Spacious eat-in kitchen with loads of oak cabinets & walkout to sprawling back deck. Master bedrm with ensuite & large closet, recent flooring & ceramics thru-out, double paved drive, natural gas backup generator. 36 Pinemeadow Ct. Call Wes Moodie*/Team Moodie

0513_KIMRI_0022

OUTSKIRTS OF TOWN! $218,500 Brick bungalow in desirable location. 3 bedroom home with large double attached garage, concrete drive. Walking distance to schools, town and Byng Conservation Park. 100ft x 200ft lot. Call Wes Moodie*/Team Moodie

0513_KIMRI_0021

SPOTLESS HOME! $224,900 On quiet street perfect for starters or retirees. Features include vinyl replacement windows, recent decor, extra 2 piece bathroom in basement with large family room with gas fireplace. Private back yard with hedge, large driveway and 1.5 car garage. Call Linda Leslie*

TR Y N

C

O U

N

C

O U

TR Y N U O

C

0513_KIMRI_0025

COUNTRY RANCHER! $274,900 2 acres west of Dunnville with beautiful views of rolling farmland & bush.

3+1 bedroom, 2 bathroom home with open concept layout and a fully finished basement. Oversized double garage. Outbuildings currently set up as dog kennel. 4150 Haldimand Rd 20. Call Wes Moodie*/ Team Moodie

TR Y

EDGE OF TOWN! $259,900 Large home just west of Dunnville features 3+1 bedrms, 3 bathrms, patio doors off kitchen to private deck overlooking large lot, large lower level rec room with patio doors & 2 car garage. Updated gas furnace ‘09 & roof shingles ‘06. Spacious rooms and the 1.5 acre lot make this ideal for the growing family. Call Richard Schilstra*** 0513_KIMRI_1_0007

LOOKING TO DOWNSIZE? $84,900 2 bedroom year-round home only a few minutes from town. Quiet secluded area with no rear neighbours. Well maintained home with wrap around porch plus carport with 2 outbuildings - one with heat and hydro for the handyman. Call Linda Leslie* 0513_KIMRI_0024

24

MOVE-IN CONDITION! $279,900

CAYUGA 15 ACRES! $289,900

SPECTACULAR GRAND RIVER WATERFRONT! $574,900

3 bedroom raised ranch with large eat-in kitchen, formal dining room, master bedroom has sliding doors to 3 season sun room, wood deck circling the house features hot tub, gas powered back-up generator.

Ideal location, just a stone’s throw to Lake Erie! Call Richard Schilstra***

Own a little piece of paradise and one of the highest points in Cayuga.

15.85 acre property with fantastic views of the Grand River basin.

3 bedrm renovated home with 2 car garage. Call Richard Schilstra***

1.75 acre country retreat near Dunnville Golf Club. Custom built 3 bedrm home on mature treed lot. Main floor master bedrm with recently updated quality ensuite. New hardwd flrs, main fir family rm, dining rm, eat-in kitchen, replacement windows & doors. Detached heated studio. Call Wes Moodie**/Team Moodie

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25

Resale Home & Condo Guide - Hamilton & Halton Edition

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2011

2003-2010

2010

Website: www.vandendool.com 0513_KIMRI_0066

0513_KIMRI_1_0080 0513_KIMRI_1_0074

PORT DOVER $362,990 Similar to be built. The Bradbury model offers 2,726 sq. ft. of luxury living space. Features a huge gourmet kitchen, 17” ceilings, tall windows, luxurious 5 piece ensuite with corner tub and walk-in shower, granite countertops, hardwood flooring, wrought iron railings, C/A, F/P and more.

IMMACULATE CALEDONIA $269,900 Neat and tidy best describes this unique 2+1 bedroom. Features include a fantastic 18’x13’ four seasons solarium, a huge oak kitchen, gorgeous maple hardwood in the LR & DR, modern 4 piece bath with a corner whirlpool tub and a separate shower and a fully finished lower level. Furnace ‘05, shingles ‘11, 200 amp on breakers. Just move in and enjoy.

IMMEDIATE POSSESSION PORT DOVER $279,990 Beautifully designed home features 1,458 sq. ft. of modern open concept living. Loaded with extras include maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and double car garage.

0513_KIMRI_1_5013

4+1 BEDROOM HOME CALEDONIA $334,900 Fantastic 4 bedroom home finished from top to bottom. Located on a quiet Caledonia St. offering a main floor family and laundry room, professionally finished lower level features a large rec-room, 3 pc bathroom and an additional bedroom. Outside there is a concrete drive and patio and an extra deep pool sized lot.

0513_KIMRI_1_5012

0513_KIMRI_1_5009

ONEIDA RESIDENTIAL & COMMERCIAL $359,900 Custom built all brick ranch just minutes south of Caledonia. Unique rural commercial zoning offers a long list of possibilities. The unique layout of the home offers a 23 x 20 hobby room which could easily be used for the commercial portion of the home. Features an oversized double garage oak kitchen, 2 fireplaces main floor family room and a formal living room. Offers tremendous value.

PRIME COMMERCIAL CALEDONIA Prime commercial space in Caledonia’s newest plaza.

Offers 1870 sq. ft. of space and ample parking. A perfect location for a professional office or store.

0513_KIMRI_1_5007

CONDO CALEDONIA $174,900 Enjoy the convenience of condo living. This spacious unit features 3 bedrooms, 2.5 bathrooms, finished basement, main floor family room and a garage.

Southern location offers private patio overlooking green space. Just minutes walk along the scenic Grand River to downtown.

0513_KIMRI_1_0077

0513_KIMRI_1_0076

EDWARDS CUSTOM HOMES, JARVIS $299,900 Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom, ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

INVESTMENT PROPERTY MOUNT HOPE $499,900 Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment.

Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot.

Additionally the owner will stub the sewer line into the potential lot.

0513_KIMRI_2_0075

0513_KIMRI_0065 0513_KIMRI_1_0073

NEW LISTING PORT DOVER Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Crestron electronics providing automated lighting, entertainment, security and more.

Offering approx. 10,000 sq. ft. of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1,700 sq. ft. garage features a unique door systems that opens to 14’ x 17’ high opening. Must be seen.

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

END UNIT PORT DOVER $247,468 Stunning end unit quality built by Willik Homes Ltd. Offers over 1,200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen, breakfast bar, ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more. All brick and stone exterior, immediate possession possible.

LUXURY TOWNHOUSE PORT DOVER $238,803 This 1,269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

Please say you saw it in Resale Home & Condo Guide

11270380_0513

Volume 13 Issue 02

26

hottopic

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 13 Issue 02

Location, location, LOCATION!

BY K A R A K U RY L L OW IC Z

C

onsider your current needs and look at least five to 10 years into the future when determining a home location that best suits your family and lifestyle.

“Location is about far more than resale value,” says Eleanor Hughes of Canada Mortgage and Housing Corp. (CMHC).

“Location is intrinsically linked to everything from the size of the suite and its features, to the local amenities.

You must figure out what you

need and want [in order] to accurately identify the location that is right for you and your family as you grow and change.”

The size of your home, features and amenities affect the price, but location has the most-profound impact, points out B.C.-based Realtor and past president of the Canadian Real Estate Association (CREA), Georges Pahud.

“The land is the most significant cost component and the value attached to that piece of land is most affected by its location.”

To determine the location that best suits you, take an honest look at your needs, then consider features, amenities and as importantly, lifestyle.

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Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

SIZE

The current and expected size of your family will help determine the size and layout of the common spaces and the number of bedrooms required. Do you have children, or are you planning to? Do friends and family frequently visit from out of town? Do you need a room dedicated to a home office, gym or home theatre? Most families want at least one full bath plus a powder room to expedite their morning and nighttime routines and in some cases, the toilet/sink and shower/tub areas are partitioned to facilitate simultaneous use by family members.

AMENITIES

Whatever your age and stage in life, the distance you travel to work, shop and socialize is a key consideration. If you have children, the proximity to day care and schools is vital. Do you want to walk, take public transit or drive? What is your maximum round-trip commute? Living outside of the city may yield more space, but is the longer transit time worth it?

Added costs to consider include public transit fares and, if you already own a vehicle, insurance, fuel, maintenance, repair, parking and the additional mileage and wear and tear as a result of the longer commute.

Will a significant change in location mean that you and your family will need to make new friends? What about shopping and socializing at the mall, playing soccer, hearing great music or going to the park?

“LOCATION IS INTRINSICALLY LINKED TO EVERYTHING FROM THE SIZE OF THE SUITE AND ITS FEATURES, TO THE LOCAL AMENITIES. YOU MUST FIGURE OUT WHAT YOU NEED AND WANT [IN ORDER] TO ACCURATELY IDENTIFY THE LOCATION THAT IS RIGHT FOR YOU AND YOUR FAMILY AS YOU GROW AND CHANGE.”

FEATURES

Is a gourmet kitchen with high-end appliances important to you? Do you want a fireplace? Floor-to-ceiling windows?

Hardwood floors? A workshop, hobby room, herb garden?

PEACE OF MIND

Will you be comfortable walking to the bus stop, or going for a run before dawn breaks or after the sun sets?

Your list of wants and needs will determine your location, but your financial situation also plays a role. CMHC suggests that monthly housing costs (mortgage and interest payments, utilities, property tax, insurance, condo fees, etc.) should not exceed 32 per cent of the household’s gross income.

Your entire monthly debt load (car loans, lines of credit, etc.) shouldn’t exceed 40 per cent of the family’s gross monthly income.

“Pre-qualify for a mortgage to precisely determine your housing budget,” Pahud says. “There are infinite options and trade-offs. Sacrificing the high-end finishes may get you the extra square footage. Give up a little square footage and you may get closer to the nearest transit stop.”

Once you have a budget, you’ll know whether you can comfortably afford to fulfill your wish list. In real estate, as in life, you don’t always get what you want and chances are, many (if not most) homebuyers will have to compromise around features, amenities and locations.

Central locations typically offer less space but proximity to amenities, while suburban areas may present similar amenities although at some distance.

“A select few can afford a small downtown loft or condo as well as the suburban or rural home, but most of us have to set priorities and make choices,” says Pahud. “If the amenities and lifestyle offered by a certain location are critical, compromise on size and esthetics.”

Please say you saw it in Resale Home & Condo Guide

27

28

Resale Home & Condo Guide - Hamilton & Halton Edition

yourhome

Volume 13 Issue 02

Heed the warnings and

choose your Realtor wisely

BY YA N G U R E V IC H

J

uliette lived in the same house since she was three-years-old – a bungalow in a neighbourhood full of post-WW2, single-story homes. With her parents long gone, Juliet was now married with two kids and a large SUV that didn’t fit in the garage. While her girls playing in the driveway gave her memories of simpler days, she knew it was time to move on.

She and her husband needed help finding a newer, modern home. She set up interviews with local and recommended agents. When the doorbell rang, Juliette gazed back at her husband and said: “I wish mom and dad were here to do this.”

Dear Juliette, here are some nonstandard qualities your parents might look for, if they were interviewing agents with you: THANKS FOR THE MEMORIES: No agent can help you write the next chapter of your life if they don’t care or respect where you have been. Do they care enough to learn about your family life and how to minimize shock of the move on you and your children?

LOOK OUT FOR: Agents who feign interest and/or say what you want to hear.

SHUT UP AND LISTEN: Not you – the agent! Do they know how to listen? Are they only trying to impress you with their knowledge and success stories or are they asking you the right questions that will help them determine how best to help you?

LOOK OUT FOR: Agents who don’t let you finish your sentences, who don’t write things down, who push you into making decisions.

DELIVER ON SHORT-TERM PROMISES: All agents should arrive prepared with information about the neighborhood, market and the home you are trying to sell. But you should prepare

one or two assignments for the agent that are relatively easy to accomplish within a few hours or a day: a piece of information, an analysis, a list of services ... then see how soon they get back to you.

LOOK OUT FOR: General answers, excuses and responses that don’t address the assignment.

BUSY AGENT VS. FREE AGENT: Some agents may show you all of their awards, but pass your deal onto a junior agent.

A less experienced agent may give you all the time in the world, but may lack the skills and experience to do all of the right things. Who is going to handle your deal and will they ask for help if they get in over their head during the process?

NAME THAT BROKERAGE: Remember, your Listing or Buyer Agreement is not with the agent, but with their brokerage. Pay close attention to the brokerage’s reputation.

Are they established, reputable, a name you recognize and trust? Will you be comfortable calling the broker of record and requesting better, or different, service which may, or may not include the agent you chose?

LOOK OUT FOR: The broker of record won’t call you back; they don’t offer much information about their agent.

TOUGH LOVE: Your agent must be, among many things, an expert negotiator. Plan two or three points of contention during your interview and watch the agent’s response. Are they adept at dealing with adversity? How will they fare in the trenches when they argue price, unique conditions and fees?

For more information and help in this arena, download a detailed Listing, or Selling Agent Interview Questionnaire at yanguru.com/agentinterview.

A Real Estate Sales Representative with Harvey Kalles Real Estate, Yan shares his creativity, sales, finance and negotiating skills with his colleagues and clients.

Email: yan@harveykalles.com; Phone: 647.209.4004; Twitter: @brokeryan

Please say you saw it in Resale Home & Condo Guide

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMEBUYERS’ RESOURCE SECTION You love the home, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart Please say you saw it in Resale Home & Condo Guide

29 homebuyers’help

30 homebuyers’help

Resale Home & Condo Guide - Hamilton & Halton Edition

BUYING A HOME | THE FIRST STEPS arrange for a mortgage select a home inspector select a real estate agent select a lawyer

AFTER BUYING: home insurance warranties

KEY PLAYERS

SELLING A HOME | THE FIRST STEPS select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

STAGING FOR PROSPECTIVE BUYERS: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

ABOUT THE PROPERTY

agent’s name: phone number: email:

property: list price: property taxes/year:

broker’s name: phone number: email:

NEIGHBOURHOOD closest main intersection:

lawyer’s name: phone number: email:

elementary schools: high schools: hospitals: clinics:

inspector’s name: phone number: email:

shopping (supermarkets/malls):

reno expert’s name (1): phone number: email:

public transportation:

reno expert’s name (2): phone number: email:

distance from work/school: occupancy: heating:

nice to have:

CONDO amenities:

deal breakers:

Volume 13 Issue 02

banks:

closest highway:

maintenance fees:

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Volume 13 Issue 02

31

Resale Home & Condo Guide - Hamilton & Halton Edition

Ndj adkZ i]Z ]dbZ!

H:: L=6I NDJ 86C 6;;DG9 USE THIS GUIDE TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME 1. Calculate the combined monthly before-tax income between you and your spouse.

2. Divide by three. This figure is the monthly payment you can afford to make on your home.

3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization).

5. Multiply this figure by the amount you need to borrow.

Divide by 1,000.

6. Add to this your estimated monthly heating costs and monthly property taxes.

7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

+

SPOUSE’S PRE-TAX INCOME

DIVIDE BY 3

=

AFFORDABLE MONTHLY PAYMENTS

CHART FIGURE

X

AMOUNT OF MORTGAGE DIVIDED BY 1,000

=

AMORTIZATION AMOUNT

AMORTIZATION AMOUNT

+

ESTIMATED MONTHLY TAXES & HEAT

=

MONTHLY PAYMENTS

=

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

MORTGAGE PAYMENT CALCULATION CHART % 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75%

10 YEARS 10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

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15 YEARS 7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

20 YEARS 6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 YEARS 5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85

32

Volume 13 Issue 02

Resale Home & Condo Guide - Hamilton & Halton Edition

CHARTERED BANKS

VARIABLE

6 MONTHS

1 YEAR

2 YEARS

3 YEARS

4 YEARS

5 YEARS

ATB Financial

3

4 6.30op

3.1 6.30op

3.14 6.50op

3.7

4.39

3.19

Alterna Svgs/Alterna Bk

3

4 6.30op

3.05 6.30op

3.09

3.09

3.29

3.24

3.1

4 6.30op

3 6.30op

3.04

3.65

4.64

3.09

3

4.55 6.45op

3.75 6.50op

3.89

2.79

4.39

3.99

4 6.45op

3.1 6.30op

3.14

3.7

4.64

5.24

6.70op

3 6.35op

3.14

3.5

4.39

5.24

4.45 6.20op

2.7 6.35op

3.95

2.98

4.99

3.49

Bank of Montreal Bank of Nova Scotia Canadian Western Bank CIBC

3.2

HSBC Bank Canada

3

ICICI Bank Canada

3.05

3.15

3.65

3.64

3.69

3.44

3

3

3

2.79

3.25

3.08

ING Direct Laurentian Bank

n/a

4.4 6.70op

3.09 6.30op

3.14

3.7

3.64

3.79

3

4.45

3 4.00op

3.05

3.1

3.1

3.09

2.94

2.94

2.94

2.99

3.04

National Bank

n/a

4 6.70op

3.1 6.30op

3.14

3.7

3.19

3.79

Presidentâ&#x20AC;&#x2122;s Choice Finan

3.2

3.2

3.24

3.35

3.44

Royal Bank

3.2

3 6.30op

3.04

2.99

4.64

3.29

TD Canada Trust

3.2

3 6.30op

3.04

3.65

3.49

3.29

Airline Financial C.U.

4

2.99 6.25op

3.25

3.29

3.09

3.49

Teachers Credit Union

4

3.05 6.50op

3.15

2.79

3.89

3.29

2.99

3.1

3.5

3.64

3.14

Manulife Bank MonCana Bank

4 6.30op

4.45 6.30op

TRUST COMPANIES AGF Trust

n/a

Community Trust

n/a

6.5

3.1

3.35

3.95

4.64

5.24

Effort Trust

n/a

4.45 6.30op

3.25 6.30op

3.6

3.9

4.5

4.95

Home Trust Company

3.2

3.95

2.74

2.69

2.89

3.15

2.99

Investors Group Trust

n/a

4 6.50op

3 6.30op

3.14

3.65

4.64

5.24

3

4.55 6.45op

3.75 6.50op

3.89

2.79

4.39

3.99

6.6 8.40op

2.99 9.00op

3.25

3.29

3.19

3.29

3.95

2.74

2.79

2.89

3.15

3.09

6.34op

3.09 6.34op

3.19

3.24

3.29

3.24

4 6.50op

3 6.30op

3.14

3.65

4.64

5.24

3.6 7.00op

3.95

4.35

4.89

5.24

3.1 6.30op

3.14

3.7

3.4

3.28

MTCC

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union

2.79

First National Fin. LP FirstOntario C.U.

2.79

London Life

n/a

MCAP

2.9

Meridian Credit Union

2.85

Parama Credit Union

2.9

3.1

3.15

3.15

3.25

3.5

Steinbach Credit Union

2.5

2.5

2.6

2.8

2.9

3.1

4.45

NOTES: **INTEREST RATE CHARGED SUBJECT TO ADJUSTMENT DURING TERM MORTGAGE. PLEASE CONSULT INSTITUTION FOR TERM OF YEARS AVAILABLE. ALL RATES ARE 13*.& 3"5&4 "/% 46#+&$5 50 $)"/(& 8*5)065 /05*$& 3 0 3 3"5&4 0/ 3&26&45 t 01 01&/ t /05 2605*/( t / " /05 "7"*-"#-& Prepared on Jan. 28, 2013 by FiscalAgents.com/mortgage/rates

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All coupons expire Feb. 28, 2012, one coupon per home, cannot be used with any other discount, must advise of coupon when booking services. Offices across Ontario, not a franchise, we are Canadian. Hamilton Region 905-528-6927, Burlington 905-633-8219, Oakville, Milton 905-464-6967, Guelph, KW Cambridge, Brantford 519-584-0824 Grimsby, Beamsville, Niagara 905-309-9981

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LeSLIe STyLeS, fooDIe & TraveL afIcIonaDo, ShareS Some DeLIcIouS DISheS founD on her TraveLS arounD The worLD.

Cheddar, scallion

& chive biscuits ingredients makeS 12 bIScuITS › 2 1/4 cups all-purpose flour › 2 1/2 tsp baking powder › 2 tsp sugar › 3/4 tsp baking soda › 1 tsp salt › 1/4 tsp cayenne › 6 tablespoons cold unsalted butter, cut into 1/2-inch cubes

› 2 cups Cheddar, coarsely grated › 3 scallions, finely chopped › 3 tbsp chopped chives › 1 1/3 cups well-shaken buttermilk

directions Preheat oven to 450°F. Whisk together flour, baking powder, sugar, baking soda, and salt in a bowl, then blend in butter with your fingertips until mixture resembles coarse meal.

Stir in Cheddar, scallions and chives. Add buttermilk and stir until just combined.

Drop dough in 12 equal mounds about two inches apart onto a large parchment lined baking sheet.

Bake in the middle of the oven until the tops are golden brown and the biscuits are cooked through, about 18 to 20 minutes.

Serve hot or warm with some fresh butter close by!

M

oist, savoury and delicious, these Cheddar, Scallion and Chive Biscuits are wonderful with a bowl of hot soup on a cold winter day, or served on their own, slathered with butter as they come out warm and fragrant from the oven. Quick and easy to prepare, this recipe calls for a handful of dry ingredients that are blended together with butter then tossed with cheddar, chopped scallions, minced chives and buttermilk, to form a stiff batter. The dough can be made ahead, covered and set aside until needed, then simply dropped in small mounds onto a parchment lined baking sheet and baked for about 20 minutes, until they become puffed up and golden brown. Lovely and crispy on the outside, with a moist, cheesy and pillowy centre, these heavenly little biscuits are way too easy to make and completely addictive.

7G

Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious.

She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com

www.facebook.com/afriendinrealestate “Like” me on Facebook

DONNA LAVIN Sales Representative LAVIN DONNA DONNA Sales Representative LAVINEscarpment Realty Inc., Brokerage Sales Representative Independently owned & operated Escarpment Realty Inc., Brokerage 221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9 Escarpment Realty Inc., Brokerage Independently owned & operated owned & operated 221A-550 FennellIndependently Ave. E., Hamilton, ON L8V 4S9 221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9

Andrea Maddox

(905) 628-WORK (9675) (905) 628-WORK www.donnalavin.com (905) 628-WORK (9675) (9675) www.donnalavin.com www.homesingoldenhorseshoe.com www.donnalavin.com www.homesingoldenhorseshoe.com www.homesingoldenhorseshoe.com

SaLeS RepReSentative

905-574-4600

Independently Owned & Operated

CLOSE TO GO STATION Great deal! 1 bedroom condo with underground parking spot.

Beautiful escarpment view.

Laminate floors & balcony.

Building features exercise room, sauna, whirlpool & rooftop patio. $104,900 0313_KIMRI_0066

CLOSE TO GO STATION Approx 900 sq. ft.

Lots of natural light, granite countertops in kitchen, in-suite laundry, and includes parking spot. This prestigious building features 24 hour concierge, exercise room, spa, party room, $104,900 BBQ’s in the courtyard. $219,900

0313_KIMRI_0067

Accredited Buyer representAtive Accredited Buyer representAtive Accredited Buyer representAtive

2004 Inducted in 2004

2009

2004

Inducted in 2004 Inducted in 2004 Inducted in 2004

CA CA$ $H H BUYERS BUYERS

Looking for homes in Dundas, West Hamilton and Flamborough!

Looking for homes in Dundas, West Hamilton and Flamborough!

If you have one, call me today!

Looking Dundas, West Hamilton and Looking for for homes homes inhave Dundas, West Hamilton and Flamborough!

Flamborough!

If youin one, call me today!

JUST LISTED JUST If LISTED you one, call today! you have have one, WEST call me me today! $359,900 FLAMBOROUGH STONEY CREEKIfCONDO $229,900 Downtown Dundas & The Driving Park Downtown Dundas & The Driving Park Downtown Dundas & The Driving Park

Just Listed Downtown Dundas Just Listed Downtown Dundas Just Listed Downtown Dundas

1.5 Sty 3BR. 1.5 bath brick home single gaBright spacious and charming bungarage,Sty double main floor master, Artsga& low offers 3 BRs. 2 charming baths, hardwood 1.5 3BR. drive, 1.5 bath brick home single Bright spacious and bungaWOW! Lake & escarpment views abound in this Beautiful country property with great views over Crafts eat in kitchen, formal dining room with 1.5 Sty 3BR. 1.5 bath brick home single gaBright spacious and charming bungarage, double drive, main floor master, Arts & floors, cove ceilings, recent shaker lowspacious offers LR/DR. 3 BRs.Updated 2 baths, hardwood beamed ceiling, sunfilled family room addition, rage, double drive, main floor master, Arts &ce 3BR, eat-in kitchen, den farmland.

3+2 BR., brick home offers in-home offi low offers 3 BRs. 2 CT. baths, Crafts eat in kitchen, formal dining room with kitchen with granite fin.hardwood Rec. rm. floors, cove ceilings, recent shaker hardwood leaded and stained glass.

Crafts infloors, kitchen, formal dining with with barprivate & cove elect.property FP. no carpet.

Recent bath + 2 with beamed ceiling, sunfilled family room addition, sep.eatentrance, fully finished lowerroom level has floors, ceilings, shaker and with beautiful perkitchen with granite CT.recent fin.

Rec. rm.

Updated roof, C/A, Boiler, and wiring. beamed ceiling, sunfilled family room addition, hardwood leaded glass. pce ens. Full amenitiy laund. floors, 3 pce bath and 2and goodstained size bedrooms. kitchen with granite CT.pool, fin.sauna, Rec.library, rm. combo ennial gardens! $building 419,900.00 hardwood floors, and stained glass. and private property with beautiful perWOW! $429,900.00 Updated roof, C/A,leaded Boiler, wiring. workshop, exercise rm. Great Hwybeautiful access! per- Ideal and private property with for growing Great and access to Cambridge, Updated roof, family.

C/A, Boiler, and wiring. ennial gardens! $ 419,900.00 WOW!&$429,900.00 ennial gardens! $ 419,900.00 Brantford Hamilton.

WOW! $429,900.00 “Serving the real estate needs

of the community since 1979.”

“Serving the needs “Serving the real real estate estate needs of of the the community community since since 1979.”

1979.”

CALL DONNA LAVIN TODAY TO CALL DONNA LAVIN TODAY TO GET SIGN ON YOUR LAWN! CALLTHIS DONNA LAVIN TODAY TO GET THIS SIGN ON YOUR LAWN! GET THIS SIGN ON YOUR LAWN! SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER

SHOW YOUR PROPERTY WHERE WILL SELL IN COLOUR SHOW YOUR WILL SELL HERE COLOUR ANDON THECOVER COVER * Not WHERE intended properties currently for saleAND SHOW YOURPROPERTY PROPERTY WHEREtoITITITsolicit WILL SELL HERE HERE ININlisted COLOUR AND ONONTHE THE COVER

11247604_0513

*Not intended to solicit clients currently under contract.

2011 2009

2004 BUYERS CACA$H $2009 H BUYERS

0513_KIMRI_0057

State Realty Brokerage

Accredited stAging professionAl Accredited stAging professionAl Accredited stAging professionAl

0513_KIMRI_0056

andreamaddox@royallepage.ca www.ReadytoMove.info

* Not intended to solicit properties currently listed for sale * Not intended to solicit properties currently listed for sale

11254693_0513

905.662.6039 or 1.877.574.7441 Monica Bechamp Business Associate

Rick Sharma Broker

Reisha Dass Team Mnger/Sales Rep.

Lynn Vienneau Business Associate Top 1% Nationally FOR ROYAL LEPAGE

2006-Present

STONEY CREEK

Executive living approx 3000 sq ft, custom built on a huge pie shape lot. Huge entrance w/oak circular staircase. Cherrywood cabinets w/ built in appliances. Ceramics on main flr. 4+1 bedrmsf, 3.5 bathrms. Inground heated pool.

Concrete circular drive. Basement finished w/walkout (ideal in-law suite). $524,900.

H3101532 0513_KIMRI_0010

HAMILTON EAST

Original owners. Custom built on 70ft x 117ft lot.

2 storey w/4 bedrms. Grand entrance. Finished basement w/ separate entrance, sauna & jacuzzi room. Hardwd/ceramic flrs through-out. Walking distance to Glendale Golf Club. Easy access to hwys. A rare find with such quality & charm. $459,900. H3101383.

0513_KIMRI_0011

HAMILTON EAST

One of a kind in this area. All brick one flr w/ huge addition. Situated on a large pie shape lot w/ ample parking. Home features hardwd flrs throughout. Updated kitchen. Master bedrm addition w/jaccuzi & separate 4 pc ensuite basement finished w/separate entrance, recrm w/gas fireplace...Ideal as an in-law suite. $309,999. H3100886 0513_KIMRI_0012

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

HAMILTON EAST

Unique one floor plan with 3 bedrms, 2 bathrms.

Includes: Finished basement w/heated flrs via hydronic piping system, thermostat & timer. Aluminum roof w/50 year transferable warranty. Sprayed insulated walls in basement.

Large garage w/extended workshop & hydro.

Thousands of $$$$ spent in this home. $274,900. H3101394.

0513_KIMRI_0013

11247502_0513

www.thesharmateam.ca info@ricksharma.com