Resale Home & Condo Hamilton - Nov 24 by NextHome

Hamilton-Halton-Haldimand-Brantford Edition

November 24 - December 8, 2012 Volume 12 Issue 22

Your Best Source for Homes & Condos

TRULY UNIQUE 6 LEVEL ARCHITECTURAL MARVEL IN CALEDONIA - All levels focusing on the river & pristine manicured gardens! This custom built home offers approx 4300 sq. ft., 3+1 bedrms, 3 bathrms, in-law/nanny suite w/kitchen, open concept living/dining rm & separate entrance. Grand foyer, separate formal dining rm, eat-in kitchen, family rm with n/gas crystal flame fireplace set in floor to ceiling stone wall, built-in hot tub w/solarium enclosure + w/o to glass panelled balcony, extra large double garage & many updates to compliment this prestigious executive property. Call Peter Hogeterp, Sales Representative, Re/Max Escarpment Realty Inc, Brokerage. 905-573-1188 or 1-800-567-6257. 4712_KIMRI_0064

artists conception

CLOSE TO WATERFRONT $129,900 - Great location!! 3 bedrm, 3 bathrm family home. Main level bedrm w/lrg ensuite - wheelchair access (easily converted back). Spacious living rm, eat-in kitchen, den/office. Well maintained w/some updates. A must see! 501 Ferguson Ave. N. MLS #H3094375. Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage. 905-522-1110. 4112_KIMRI_0064

3 CAR GARAGE BUNGALOW - $278,300 - Hagersville, Parkview Estates. 59' wide lot. Close to hospital, schools and park. 2 full bath. Open Sat 12-4pm. See furn model. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940. 4312_KIMRI_8000

GORGEOUS UPPER STONEY CREEK TOWNHOME - $229,900. Close to Linc/Redhill access, shopping. Lovely updated, beautifully maintained 3 bedrm with finished lower level. Private fenced yard to BBQ/relax. Located at the back of this small complex, peaceful and quiet, but just steps to shopping, shows, restaurants. 800 Paramount Dr., Unit 58. Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage. 905-522-1110. 4712_KIMRI_0054

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308 CHURCH ST, DUNNVILLE $159,900

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Loaded with yesteryear’s charm! Features spacious rooms, huge eat-in kitchen, blt-in cabinets in dining area, wood staircase, hardwood floors, 2 gas fireplaces, sunroom, covered front porch, main flr master bedrm with 3-pc ensuite and access to the back deck and detached garage. Quiet mature neighbourhood close to amenities. Call Darren Papineau to view. MLS H3093854. 4712_KIMRI_2_0029

4343 HALDIMAND RD 20, DUNNVILLE $434,900

Custom built 6 bedroom home with quality upgrades throughout. Dream kitchen, maple cupboards, granite counters, built-in stainless steel appliances, open concept dining area with 3 sided gas fireplace to sunken living room, master bedroom with tray ceiling, en-suite with whirlpool tub plus completely finished lower level offering a spacious family room with gas fireplace, 3 pc bathroom and loads of storage. Bonus oversized detached workshop with carport, professionally landscaped treed yard with fenced in above ground pool. Shows 10+!! Call Darren Papineau to view. MLS H3095161.

4426 HIGHWAY 3, CAYUGA. $159,900

Prestigious development 30 min south of Hamilton near Binbrook includes 39 country sized lots, all over 1 acre. bring your own custom floor plan or work with ours to build your Dream Home! Subject to Architectural design, landscaping & size standards. Up to $40,000 in free Landscaping certain conditions apply. Call for more details or visit www.EmpireCountryEstates.com 4712_KIMRI_0015 4712_KIMRI_0014

Spacious, low maintenance 2 bedroom cottage w/ gorgeous unobstructed view across Lake Erie. O/concept living room, dining rm & kitchen, lovely sunroom. Improvements include pine accents, updated bathroom, covered rear deck, shingles 2010, windows 2005, pressure pump & tank, natural gas heating/air conditioning unit (HVAC), insulated walls & attic. Boat launch near by. MLS #H3071946.

95-99 BELL ST., PORT COLBORNE - $259,000 Fully rented, 7 units, 2 buildings, many recent renovations include 2 new furnaces, flooring and paint finishes. Front building has 3 units, back has 4. Lots of parking, lawn area and room for garage. 2-3 bedroom units, 3-2 bedroom units and 2-1 bedroom units. Good east side location, close to schools and amenities. Ideal for owner occupied situation. MLS #H3091826. CALL DARREN PAPINEAU estimated financials and building value details.

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Perfect country starter 1.5 stry 3 bedrm on approx 3/4 ac lot west of Cayuga, approx 30 mins south of Hamilton. Ftrs mnfl master bedrm plus 2 upper level bedrms, large eat-in kitchen w/ newer cabinets and walkout to huge deck, spacious living, updated 4 pc bathrm (12), mudrm with mnflr lndry, garden shed and loads of parking. Updates include furnace, c/air, mostly new windows, facia, soffit and eaves. Ideal for 1st time buyer. Call Darren Papineau. MLS #H3096555.

SOLD SOLD

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154 DOWNEY RD., LOWBANKS $234,800

Country bungalow, private setting near Rock Point Park & short stroll to Lake Erie. O/concept layout w/oak kitchen, blt-in appliances & island, finished basement w/3rd bedroom, recroom w/ wood stove, m/bedroom w/ en-suite, 4 pc bath, mnfl laundry, sunroom, rear deck, gazebo, fenced rear yard & dog pen, 27x17 garage/workshop w/ stairs to basement. Perfect for starters. MLS H3092249.

27 ERIE ST. S., FISHERVILLE $229,900

Immaculate 4 bedrm brick bungalow, large country lot, stylish decor, fin bsmt w/bar and games rm plus famrm w/gas stove f/p, lndry/workshop, o/concept kit/din/livrm w/loads of oak cabs & granite cntrs, premium lam floors, updated bathrm fixtures, large bedrms, updated wndws, awesome rear deck w/det garage/workshop & loads of privacy. Shows well! MLS H3089729.

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EMPIRE COUNTRY ESTATES, YORK, LOTS STARTING AT $129,900

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1231 LAKESHORE RD, SELKIRK $157,500

4880 HIGHWAY 3, CAYUGA $219,900

Fantastic country property located on Hwy #3 approx 3 km W of Cayuga w/ private 1.76 acre park-like lot backing onto green space. Includes 1 storey 2 bedroom dwelling with recent insulated 26’ x 30’ detached garage/workshop with hydro & stairs to finished loft plus attached workshop/reception (needs TLC) & circular drive with fenced compound and loads of parking. Ideal for the Hobbiest/Mechanic. MLS H3096136.

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ISAAC PHILLIPS Sales Representative

www.isaacphillips.com TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

Check out our website for the latest on our 45+ listings

STATE REALTY BROKERAGE Independently Owned and Operated

905-774-7631 905-774-8144 List with us and your property is shown on 20 plus websites

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SPRAWLING RANCH ON LAKE ERIE! $749,900 One owner, built by “Beldman” in 1998, sprawling one floor is loaded with quality custom features, approx 2,555 sq. ft. on main floor + 2,200 sq. ft. finished basement. Lakeside sunroom with 4 skylights, vaulted ceiling in living room with walls of windows overlook through lowering trees - Dunnville. Call Isaac Phillips. 4712_KIMRI_0029

LAKEFRONT COMMUNITY! $379,900 2008 custom one owner “Dehaan” built in lakefront subdivision on Lake Erie, includes part ownership of beach & lakefront park area. Open concept main floor, 9’ ceilings, hardwood and ceramic floors, DR walkout to multi level deck, designer antique white kitchen cabinets w/ island. Dunnville. Call Isaac Phillips. 4712_KIMRI_0030

PANORAMIC WATERFRONT SELKIRK! $219,900 Near Featherstone Point. One floor, 3 bedroom, big backyard and sprawling decks, breakwall, boathouse (Fully renovated 2012) gas fireplace in LR/DR with sliding doors to deck overlooking lake. Call Isaac Phillips. 4712_KIMRI_0031

LAKE ERIE VISTAS! $299,900 New home by “Silverthorne Homes” ready to move in NOW - lakefront subdivision w/ access to private waterfront park & beach, open concept kitchen w/terrace walk out to covered deck, vaulted ceiling, oversize double garage, 3 bedrm, 2 baths, Dunnville. Call Isaac Phillips. 4712_KIMRI_0032

DUPLEX! $185,500 Close to schools and Grand River, contains 3 bedroom unit + 2 bedroom unit, large backyard, side + front drive, high eff gas furnace, many replacement windows, updates to decor & flooring, Dunnville. Call Isaac Phillips. 4712_KIMRI_0033

QUALITY CUSTOM BRICK! $349,900 Built by Silverthorne Homes in 2006, open concept, 9’ ceilings, circle top window in DR, side deck w/ roll out awning, 2 gas FP, eat- in oak kitchen, professionally finished basement, meticulous gardens, Dunnville. Call Isaac Phillips. 4712_KIMRI_0034

SMITHVILLE CUSTOM! $339,900 Near new oversize raised ranch with open concept plan, “Winspear” 1,582 SF, cherry finish oak kitchen cabinets, 3+1 bedrooms, 2.5 baths, lots of upgrades and full finished bright walkout lower level. Call Isaac Phillips. 4712_KIMRI_0035

GREAT VALUE! $189,900 Upgraded 3 bedroom semi- detached offers recent 2 car garage and two driveways, oak raised panel kitchen features granite counters and sliding door to backyard deck plus interlock patio, hardwood floors, recent natural gas furnace & A/C, fenced backyard, appliances included. Dunnville. Call Isaac Phillips. 4712_KIMRI_0036

RIVERFRONT BED & BREAKFAST! $575,000 Country Inn on the Grand River adjacent to Ruthven Park, towering trees and scenic views are included with this classic country home Circa 1830, established for many years and known as “The Gingerbread House”. There are 4 suites each with private ensuite bath on the second floor. Whether you dine inside the dining room by the fireplace or on the outside terrace you will enjoy the relaxing & friendly atmosphre. For all the details call Isaac Phillips. 4712_KIMRI_0037

CHARACTER & CHARM! $156,500 Large home on large mature lot, main floor family room, eatin kitchen, hardwood floors, 2007 furnace, 2009 veranda, close to parks, schools and riverfront park. Dunnville. Call Isaac Phillips.

LAKE ERIE! LOWBANKS! $299,900 Wow! Wide waterfront on Lake Erie with 2 separate buildings on very large lot. Main concrete block building (43’ x 32’) w/main floor used as garage and storage while upper floor is a 4 bedroom home w/ great lake views. Secondary building is a small sleeping cabin in need of repair. Call Isaac Phillips. 4712_KIMRI_0039

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Call for your FREE Market Evaluation

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BACKS ONTO PARKLAND! $279,900 Custom built in 2007 showpiece, 9’ ceilings on both levels, open concept, oak floors & staircase, slate foyer, upper & lower walkouts with covered patio areas, special corner FP, and much more. Port Colborne. Call Isaac Phillips.

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Get SOLD on Service! 905 575-5478

Sales Representative

Re/Max Escarpment Realty Inc., Brokerage

Independently Owned & Operated

Call Today For Your Home Evaluation JUST LISTED! ORIGINAL CHARACTER W/GARAGE 4712_KIMRI_0045

JUST LISTED! STUNNING BUNGALOW 4712_KIMRI_0044

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JUST LISTED! 20X30 HEATED BLOCK GARAGE/SHOP

GROSS $42,080/YEAR! STEPS TO MCMASTER

OTTAWA ST NORTH IS CALLING!

BUSY LAUNDROMAT IN GROWING WATERDOWN 4712_KIMRI_2_0044

2.5 Sty 5 bedrm home w/in-law potential, oak stairs, updtd eat-in kit, SS appliances, hardwd flrs, covered deck & balcony, furnace & c/air ‘11, 3/4” water line ‘08, mostly thermal windows, stained glass, original gumwd trim & drs, pocket drs, finished loft, 200 amp brkers.

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Open concept, steps to Albion Falls, backing onto Park, custom kit ‘11, stainless steel appliances, 36” convection gas stove, ceramics, hardwd flrs, gas fp, spacious recrm, home office w/built-in cabinets, updtd baths, dble whirlpl tub & dual shower, concrete dbledrive, walkway & patio.

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Well kept 2 storey, kitchen with updated cabinets, mostly thermal windows, 100 amp breakers, c/air & furnace ‘07, roof stripped & re-shingled ‘05, central vac, 1.5 updated baths, whirlpool tub.

STEPS TO LOCKE STREET

STONEY CREEK MOUNTAIN

STEPS TO GAGE PARK, W/IN-LAW

Run your own business from home or collect income. Presently a denture clinic & hearing center. C/air. 1-2 bedrm w/loft, 1-1 bedrm, roof stripped & reshingled ‘11, 2 hydro meters.

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Turn-key business, doors automatically open 6 am & lock at 11 pm. Wifi, state of art security system, c/air, staffed, wash, fold & iron service, steady flow of clientele, lots of parking. Do not go direct.

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Prime Ottawa St location, renovated 3 units w/ side parking lot, retail, office, 2 bedroom apt & billboard income, sep meters, 3 gas furnace & 3 c/air units, large windows.

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Open concept all brick bungalow with in-law, 9 bedrooms, 2 kitchens, 3 full baths, coin operated laundry, 11 appliances, mostly thermo windows.

3 + 2 bedrm, vaulted ceilings, eat-in kit, main flr family rm w/gas FP, main flr laundry, 3.5 baths, c/air, c/vac, fully finished basement w/new broadlm installed ‘12.

Zoned single family w/det garage, 200 amp, large foyer w/wood stairs, stained glass windows, lots of hardwood floors & oak trim, gas boiler ‘07, roof stripped & reshingled ‘09.

Kimberly Makes Your Home a “Miracle Home” 4G

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BR_A1

Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Call Today For the Latest Listings & To Sell your home... Recommended to:

c.,

Don Cottrell Broker

Sell the home you have

Liz Miller

Sales Representative

Buy the home you want

Jessica Fabrizio Team Assistant

Kimberly Ehler Supports McMaster Children’s Hospital KIMBERLY EHLER WithSUPPORTS Every Home MCMASTER CHILDREN’S HOSPITAL Listed & Sold. WITH EVERY HOME LISTED & SOLD. CALL KIMBERLY TODAY CALL KIMBERLY TODAY *

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UPDATES GALORE

WORK FROM HOME IN CALEDONIA!

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Visit: www.KimEhler.com Email: kim@kimehler.com HAMILTON MOUNTAIN HOME W/ SALON

DURAND DISTRICT CONDO

FERNBROOK RESORT LIVING

MOVE-IN READY MOUNTAIN BUNGALOW

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This beautiful large family home has a work-from home set-up w/Salon. Eat-in ktichen, breakfast bar, hardwd floors, walkout to large deck & fully fenced in yard. 3 bedrooms, 2.5 baths, 100 amp breakers, spacious recrm w/laminate floors. Do not go direct.

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Massive lot 78 x 279, steps to the Grand River, 3 bedroom, newer 2.5 baths, main floor laundry, hardwood floors, loads of parking, garage/workshop w/hydro.

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Close to Ottawa St district! Open concept home, newly updated kitchen w/moveable island, laminate floors, re-wired w/100 amp breakers, hot tub, rented hi-eff furnace installed ‘11.

6 UNITS WITH PARKING!

WHY PAY RENT? OWN FOR $545/MONTH

PRIME BURLINGTON LOCATION

Fabulous investment property w/6 rental units in great condition, some units have laminate flooring ‘10, some newer windows, newer boiler system, breakers, parking for 6.

2-1/2 storey, 4+1 bedrm, eat-in kitchen w/neutral ceramics, new Berber carpeting throughout, 2.5 baths, fenced in yard.

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In-law set-up, bamboo hardwd, eat-in kit, upgraded cabinets, island/breakfast bar, stainless steel appl, main flr laundry, c/air, hi-eff gas furnace ‘09.

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Adult living, open concept, modern decor, hardwood floors, kitchen with breakfast bar loft.

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Secure entry, spacious 2 bedroom, eat-in kitchen, living room with wall to wall windows, dining room, electric fireplace, c/air, insuite laundry, indoor pool, sauna, fitness & party rm.

Rare find north Aldershot, development site, just under 2 acres overlooking Hwy 6, property on 3 streets, minutes to downtown, access to QEW, beautiful view of Burlington Bay.

Kimberly Supports Children’s Miracle Network with Every Home Listed & SOLD! *Based on 2010 Closed Transactions. Source CREA and RE/MAX Internal Data

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Hamilton/Halton/ Haldimand/ Brantford

#500-401 The West Mall Etobicoke, ON M9C 5J5 T. 416.784.5060 TOLL-FREE 1.877.269.8257 F. 416.789.9705 VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF, NATIONAL REAL ESTATE

Susan Legge EDITOR

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Coverage area:

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Guide are not responsible for typographical errors, mistakes or misprints.

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NEXT ADVERTISING DEADLINE

Thursday November 29th, 2012 ISSUE DATE: December

8th, 2012 â&#x20AC;&#x201C; 6-WEEK ISSUE

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Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard. Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2012 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. homeTRADER and The homeTRADER & Design are trademarks of Apax Partners LLP, used under license. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

NOVEMBER 24 - DECEMBER 8, 2012

INSIDE THIS ISSUE

04.

EDITOR’S NOTE

10.

HOUSING MARKET

20.

HOT TOPIC

Canadian resale housing activity stable In an increasingly litigious real estate market, you need to protect yourself by Kara Kuryllowicz

22.

QUICK TIPS

How to replace holiday stress with holiday joy by Hellen Buttigieg

26.

STYLE FILE

Get friendly with fabrics: mix and match tastefully by Yanic Simard

29.

HOMEBUYERS’ HELP

You love the home, see what you can afford!

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4 editor’snote

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 22

m THE “WHERE” AND “WHY”

of your next home

ost newcomers to Canada tend to settle in larger cities such as Vancouver, Toronto and Montreal. Since housing costs vary greatly across Canada, finding the right place to live and work may mean doing some homework. As a rule of thumb, Canada Mortgage and Housing Corp. suggests that your monthly housing costs should not exceed 30 per cent of your monthly gross household income. Since not everyone has the same housing needs, list the most important features that you want to have in your community. Perhaps it’s great schools, close proximity to transit, or plentiful job opportunities. Check out the statistics of the potential locations you have in mind by using reliable sources such as the local school board website and Statistics Canada. There are always trade-offs in the real world. Smaller cities usually have lower living costs, but you may require multiple vehicles to get your family from point A to point B. Larger cities offer more transit and job opportunities, but you will have to deal with traffic, congestion and a possible increase in housing costs. Choosing a place to live is one of the biggest financial decisions you’ll ever have to make and your decision will ultimately affect your way of life. Look for good value in the home you’re considering, and look for a place that offers a reasonable cost of living based realistically on your finances, as well as a great quality of life. You can’t go wrong when you know the realities.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, susan.legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

i The home inspection:

A SMALL PRICE TO PAY

recently read an article about a woman who bought a $1 million home, only to discover a mouse infestation so severe it will cost her tens of thousands of dollars to remedy. And that amount doesn’t include the legal fees she will have to pay if she takes the matter to court. The woman did not get her home inspected before purchasing it; apparently she had other professionals in, but no one picked up on the problem. My first reaction to this (after I got over my squeamishness, that is), was to wonder, in general, why anyone would spend a huge amount of money on a house and not pay $500 for a professional home inspection? While home inspectors don’t go into homes specifically to address rodent problems, a thorough assessment would certainly uncover damage caused by an infestation. But forget the mice for a moment (if you can). Perhaps you have your sights set on a new home that has contains mould and mildew, or a deteriorating roof, or a poor electrical system; there are so many problems an inspection can discover that might make you think twice about a purchase. A home is the biggest acquisition most of us will ever make, and a proper home inspection is essential. Whether the inspection reveals something problematic or uncovers absolutely nothing at all, isn’t it a small price to pay for your peace of mind?

Janine Druery EDITOR janine.druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery

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Volume 12 Issue 22

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Resale Home & Condo Guide - Hamilton & Halton Edition

The O’Reilly Team

THE O’REILLY TEAM

905-574-4600

TOP 3%*

Dedicated - Professional Committed - Excellence Serving the Area of Hamilton, Ancaster, Dundas, Stoney Creek, Burlington, Caledonia, Mount Hope, Binbrook, Waterdown, and surrounding areas

STATE REALTY BROKERAGE INDEPENDENTLY OWNED & OPERATED

*Royal LePage State Realty

Dave O’Reilly

Sales Representative

pamoreilly@royallepage.ca

2010, 2011

9249706_4712

Pam O’Reilly

Luke O’Reilly

daveoreilly@royallepage.ca

Sales Representative

lukeoreilly@royallepage.ca

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PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

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905-574-4600

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You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main floor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

www.theoreillyteam.com

$769,900

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987 Rymal Rd. E. Hamilton, ON L8W 3M2

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Liz Koster Real Estate Broker Niagara Real Estate Centre Inc., Brokerage

905.774.7511

Toll Free: 1.888.205.7010

Independently Owned & Operated 9189908_4712

lizkoster@royallepage.ca | www.lizkoster.com

Helping People on the Move!

LAKESIDE LIVING!

$379,900

Peaceful oasis in lakeside neighbourhood! 6 yr young, elegant contemporary home with birch & ceramic floors, granite countertops, 2 fireplaces, cathedral ceiling, open concept, separate dining room, main floor laundry, attached double garage! 3 bedrms - master with 5 pc ensuite plus main 4 pc bathrm. Huge unspoiled basement! A pleasure to view! on Lake Erie outside 3712_KIMRI_1_0017 3712_KIMRI_1_0018 of Dunnville near golf course!

CHARM & CHARACTER!

$159,900

Spacious 4 bedrm, 2 bathrm home in Dunnville! Features huge eat-in kitchen, hardwood floors, 2 gas fireplaces, tiered back deck, main floor bedrm with ensuite bathroom and access to deck! Detached garage! 3712_KIMRI_0011 3712_KIMRI_0012

WATERFRONT COTTAGE!

$120,000

Move right in and start enjoying! 3 bedrm open concept cottage on Lake Erie in Selkirk! Wood character thru out! Raised deck with gazebo overlooks the lake! Stairs to beach with public beach nearby! All appliances, furnishings, patio/deck furnitue, dishes etc included! 40 minutes from Hamilton. Lot shared with neighbour to the west. Survey available and possible severance. Priced to sell!! 3712_KIMRI_1_0021

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Call Liz Koster for a FREE Market Evaluation! Thinking about BUYING or SELLING I am here to help! Please say you saw it in Resale Home & Condo Guide

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

THINK SOLD... THINK MARGARET & WALDI NIBURSKI WE MAKE DREAMS AFFORDABLE

NIBURSKI

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MARGARET (MALGORZATA) B.SC. SALES REPRESENTATIVE

WALDI (WALDEMAR)

YOUR LISTING ADVERTISED ON

NIBURSKI

40+ WEBSITES Sutton Group Innovative Realty Inc., Brokerage *Independently Owned & Operated

M.SC. SALES REPRESENTATIVE

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Visit

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t Custom built all brick t 5 level backsplit t 4+2 bedrms t 2 kitchens

ATTENTION FIRST-TIME BUYERS!! 4712_KIMRI_4_0032

STONEY CREEK IN-LAW SET-UP

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t All levels fully finished t Superbly maintained & updated t Pride of ownership

NEW PRICE $129,900

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$389,900

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4712_KIMRI_0042

Call or visit www.hamiltonhomes-for-sale.com

t 3 bedrooms t Many updates t Worry-free condo living

t Great court location t Close to all amenities

Call or visit www.hamiltonhomes-for-sale.com

Valerie Dalgetty-Righton

9058682_4712

SALES REPRESENTATIVE

905.522.1110

Toll Free 1.877.935.1110 valerie-dalgetty@coldwellbanker.com

WALK TO WATERFRONT, ART DISTRICT, SHOPPING & PARKS

4712_KIMRI_0065

PASS THE POPCORN PLEASE!

$129,900 $229,900 Popular location, Upper Stoney Creek townhouse across from theatres, restaurants, great shopping. Tucked away at the back of this small complex, this 3 bedrm is a 10++, finished top to bottom. Spacious foyer, living rm with gas fireplace, bright kitchen with granite counters, easy care ceramic and upscale laminate flr. Upper level offers 3 bedrms, lrg closets. Lower level is fully finâ&#x20AC;&#x2122;d with family room, lots of storage. Built-in closet organizers. Private fenced patio, backing on green space. 800 Paramount Dr. Unit 58. 4712_KIMRI_0066 4712_KIMRI_0067 4712_KIMRI_0068

3 bedrm family home, 3 bathrms. Main level spacious living rm with hardwood flr, large eat-in kitchen w/ ceramics. Dining Rm converted to bedrm with recebt ensuite wheelchair bathrm, easily converted back. Newer windows. Den. Loads of potential! 501 Ferguson Ave N. H3094375 4712_KIMRI_0069

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Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 22

9255435_4712

905-388-5133 FAX: 905-388-7583

For All Your Real Estate Needs

Residential Commercial Investment 1286 Upper James St., Hamilton, L9C 3B4

New Price!

Move In Ready!

Stoney Creek Location!

Great starter home! This 5 room home is in good clean condition with many updates. Modern kitchen, main flr laundry. Appliances incl. Replacement windows. Priced at $137,900. MLS# H3096559. 4712_KIMRI_2_0001

Great, clean starter home with many updated features including replacement windows, modern kitchen/ ceramics, deck and private fenced rear yard and rear alley access. Living room with gas fireplace. Gorgeous waterfall in backyard. Priced at $159,900. 4712_KIMRI_1_0038

This 4 bedroom, 4 bath home is conveniently located in Stoney Creek. Featuring newer roof 35 year shingles approx. 5 years, beautiful inground pool with stairs, new liner/pump in 2011. Some new windows 2007, new furnace/air & garage door 2010. Sprinkler system. Finished basement. Gas fireplace in fam rm. Ensuite with Jacuzzi tub and more! Only $379,000. 4712_KIMRI_2_0004

Please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Plese call LYNDA GILLESPIE, Sales Representative, 905-388-5133.

West Mountain Location!

Quiet Neighbourhood!

Minutes To Waterfront Trail!

Spacious 4 level backsplit semi in a great location close to all amenities. Featuring 3+1 bedrooms, 2 baths and updated windows and furnace. Finished recreation room with patio doors to rear yard. Quick possession available. 4712_KIMRI_1_0048

Large 4 level sidesplit with quick QEW access. 3+1 bedroom. Lower level set up for in-law suite. Nice size lot 85â&#x20AC;&#x2122; x 100â&#x20AC;&#x2122;. Updated boiler, instant water heater, c/air and most windows.

3 bedroom bungalow on lake side of street with right away to beach. Featuring large kitchen, loads of cupbords, living room with ornamental fireplace, laminated and ceramic tile flooring, jacuzzi tub, high basement, sun decks and view of the lake. Easy access to QEW, Linc, parks and waterfront trail. Priced at $299,900. 4712_KIMRI_0057

Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133

Plese call TONY LACIVITA, Sales Representative, 905-388-5133

4712_KIMRI_1_0003

Plese call DAN GIES, Broker of Record, 905-388-5133

Minutes From Ancaster!

Beautiful Condo! This custom built stone house offers 5000 sq ft finished area. Beautiful imported limestone, granite, slate & cherrywood complete this home. Custom made, handcrafted trim and cabinets, 3 fireplaces, hobby room and games room. Situated on 33.52 acres, 2 km of groomed trails. 2500 sq ft climate controlled out building with office & 2 pc bath. $1,890,000. MLS H3096661. 4712_KIMRI_1_0008

Please call KEN GIES, Broker, or DAN GIES, Broker of Record, 905.388.5133

Upscale condo backing onto permanent green space. Large finished rec room with roughed in fireplace. Master bedroom boasts cathedral ceiling, ensuite and double closets. Ceramics and 4712_KIMRI_0058 hardwood floors. Only $249,900.

Please call LINDA GERMAN, Sales Representative, 905.388.5133

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11/21/12 4:57:50 PM

Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

9189912_4712

FRANK RADMAN

Sales Representative

ESCARPMENT REALTY INC. Brokerage

(905)

Independently Owned & Operated

SERVICE THAT MOVES YOU

545-1188 Email: frankradman@rmxemail.com

“CALL FRANK TODAY - THE FIRST STEP IN MAKING THE RIGHT HOUSE YOUR HOME!”

FEATURE PROPERTY OF THE MONTH C RI ALE VE D R ON VI IA EW / S

UNIQUE 6 LEVEL ARCHITECTURAL MARVEL Enjoy the beauty of the Grand River from all levels of this home. Pristine gardens to water’s edge - a haven for birds & wildlife. A 4300 sq ft custom built home w/full in-law or nanny suite. The grand home offers formal dining rm, eat-in kitchen, elegant living rm w/FP, recent updates, glass panelled balcony, XL double garage & much more. A must see!

UL EA TRA ST S HA PAC M IO ILT U ON S/

4712_KIMRI_1_0047

K OO BR

VI R HE TUA AT LL SO Y F UR RE CE E

ES C

DE T GA ACH RA ED GE

BUILT BY VENTURE HOMES Stunning 2 storey 4 bedrom. 3.5 bath home located in a newer prestigious subdivision. 44.95 ft x 149.67 ft lot near end of quiet cart. Home boasts 2400 sq ft above grades fully finis’d bsmnt plus attached double garage. Loaded w/builder upgrades, large kitchen w/ brkfast bar, 20x24 ft deck & fenced yard. Lower level offers family & games room, kitchenette /wet bar. In-law potential! Close to schools, shopping, arena & Grand River. Call Frank today to view! 4712_KIMRI_2_0078

4712_KIMRI_0061

LARGE 50X100 FOOT LOT 4 bedroom, 1.5 bathrm home located in great community close to all amenities. Huge living rm., large eat-in kitchen, sep dining rm, main flr 4th bedrm, partially fin’d bsmnt w/ family rm, cold rm, laundry & workshop area. New white siding (02), detached garage, fenced yard w/deck & veg garden. Call today for more details!

COZY & CUTE IN DUNDAS Pride of ownership is evident in this 3+1 bedrm, 2 bathrm home. Many pristine reno’s completed within 5 yrs! High end kitchen, 2 bathrms, hrdwd, laminate & ceramics thru-out. Lrg m bedrm offiers ensuite, large rec room in bsmnt. Exterior boasts detached garage, extensive decking and great view. Call today to view!! 4712_KIMRI_0062

120 ACRE MULTI PURPOSE FARM A piece of paradise! This Century style 2 storey character filled home offers 4 bedrms, 1.5 bathrms, impressive great room all season sunroom, cozy family rm w/gas FP country oak kitchen, sep dining rm, office & main flr laundry. Several outbldgs & barn in perfect cond. incl. 4 stall horse barn. Call today for more details on the exterior buildings, property & updates. 4712_KIMRI_0063

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10 housingmarket

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 22

Canadian

resale housing activity stable

he latest statistics from The Canadian Real Estate Association (CREA) show that national home sales activity and average prices changed very little in October 2012. The number of home sales processed through MLS was little changed in October compared to the previous month (-0.1 per cent) and remain below levels reported in the first half of the year. Sales activity improved in about half of all local markets compared to September, including Greater Vancouver and Greater Toronto. However, in keeping with the national trend, transactions there remain well below levels posted in the first half of the year. On a year-over-year basis, actual (not seasonally adjusted) activity was also little changed, down 0.8 per cent from levels recorded for October of last year. Led by Calgary, sales were up compared to levels one year ago in almost two-thirds of all local markets. Sales remained below year-ago levels in Greater Toronto, Greater Vancouver, and Greater Montreal. “Sales data in October held steady at the national level, but we are seeing some diverging trends among local housing markets,” said CREA president Wayne Moen. “Markets in Alberta and Saskatchewan are gaining strength, while some of Canada’s traditionally most active markets have lost steam.” National sales in October were on par with the same month last year and in line with the 10-year average for the month). Activity for the year-to-date is also running in line with the 10 year average. “These results suggest that the Canadian housing market overall has returned to a more sustainable pace,” says Gregory Klump, CREA’s chief economist. A total of 402,322 homes traded hands MLS during first 10 months of 2012, up 0.8 per cent from levels reported over the same period last year. The number of newly listed homes retreated by 3.8 per cent in October following a jump in September. The actual national average price for homes sold in October 2012 was $361,516. This represents an increase of

$80, or 0.02 per cent compared to the national average price in October 2011. The national average price continues to be influenced factors including fewer sales in Greater Vancouver this year compared to much stronger levels last year, and more recently by fewer sales in Greater Toronto. Excluding these two markets from the national average price calculation yields a year-over-year increase of 2.5 per cent, reflecting average sale prices that rose in 70 per cent of all local markets in October 2012.

SALES ACTIVITY IMPROVED IN ABOUT HALF OF ALL LOCAL MARKETS COMPARED TO SEPTEMBER, INCLUDING GREATER VANCOUVER AND GREATER TORONTO Year-over-year price growth remains strongest for one-storey single family homes (+5.3 per cent) and two-storey single family homes (+4.5 per cent). Prices for townhouse and apartment units continue to post more modest gains, rising 1.2 per cent and 1.5 per cent respectively. Most markets continued to see positive but slowing year-over-year price growth in October. The exceptions were Calgary, where price growth accelerated, and Greater Vancouver, where the yearover-year price decline was smaller in October than it was in September.

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Volume 12 Issue 22 11268018_4712

Resale Home & Condo Guide - Hamilton & Halton Edition ÂŽ

Richard Schilstra

Fred Moodie

Broker of Record***

Broker**

905.774.4444

Sales Representative*

Tammy Carpenter Sales Representative*

| 905.574.1234 N TO W

N TO W

TO W

4712_KIMRI_3_0019

INDEPENDENTLY OWNED AND OPERATED

4712_KIMRI_2_0024

w w w. r i v e r s i d e r e a l t y. c a

R E A LT Y B R O K E R A G E I N C .

4712_KIMRI_2_0034

Linda Leslie

Wes Moodie

Sales Representative*

N TO W

4712_KIMRI_2_0003

CHARACTER HOME! $184,900 Lots of character in this re-decorated home within walking distance of downtown. Many improvements over past year incl quality laminate,, paint, furnace, kitch cabinet updating & landscaping. Home features wraparound porch & beautiful backyard & offers 2 bedrms, 2 baths, partially finished basement w/ craft rm, vinyl windows & patio doors to deck overlooking yard. A must see! Call Linda Leslie*

4712_KIMRI_1_0002

QUALITY RETIREMENT LIVING! $172,500 Worry fee retirement living with the amenities you deserve! Located in walk-to-downtown Dunnville & Grand River location. Features 1 bedrm unit, ensuite bathrm, private patio, 5 appliances & C/A amenities - lounge, craft rms, indoor pool. Immediate occupancy. Call Wes Moodie*/Team Moodie

4712_KIMRI_3_0001

AFFORDABLE HOME! $134,900 Starter home close to schools, hospital, downtown Dunnville and river. Wonderful backyard for the kids and attached garage for dad. Features include enclosed front porch, 3 bedrooms, main floor laundry & large principal rooms. Call Linda Leslie*

N TO W

4712_KIMRI_0056

406 LOCK ST W $219,900 Large 2 storey home loaded with character centrally located. Home features large open staircase, gas fireplace in living room, natural woodwork throughout replacement vinyl windows, main floor laundry. Large covered front porch. Dunnville. Call Wes Moodie*

4712_KIMRI_2_0020

VILLAGE LIVING! $214,900 Large house in village of Stronmess. Large principal rooms, 2nd floor separately rented at $600/month plus utilities. Separate driveways and entrances to each unit. Large property to enjoy. Call Richard Schilstra***

4712_KIMRI_3_0004

LOCATION! LOCATION! LOCATION! $199,900 3 bedroom one storey brick home in desired location on mature treed lot. Home features hardwood floors, vinyl windows, partially finished basement, spacious back deck, and detached garage. Call Richard Schilstra***

TR Y U N

U N

4712_KIMRI_3_0043

N TR Y O U

TR Y

IDEAL 3 BEDROOM! $207,500 Well maintained bungalow in town on a corner lot. Features a large eat-in kitchen, 2 driveways and renced in back yard. Just a short walk to stores, schools and parks. Call Richard Schilstra***

4712_KIMRI_1_0006

QUALITY UPDATED 4 BEDROOM $264,900 Excellent Dunnville neighbourhood to raise a family in this beautifully updated 4 bedrm home. New open concept kitchen with loads of cabinets, living rm with hardwood floors, main floor family rm with access to back deck and large fenced backyard. Recent furnace & central air. Double garage. Call Wes Moodie*/Team Moodie

4712_KIMRI_1_0005

UPDATED RAISED RANCH $224,900 Loads of maple kitchen cabinets, replacement windows, hardwd & ceramic flooring. Finished bright rec rm w/gas fp. Seasonal sunroom overlooks fenced mature treed back yard. Dunnville. Call Wes Moodie*/Team Moodie

N TR Y O U

4712_KIMRI_2_0061

O U

TR Y N O U

N TR Y

4150 HALDIMANDRD 20 $279,900 2 acres west of Dunnville with beautiful views of rolling farmland & bush. 3+1 bedroom, 2 bathroom home with open concept layout and a fully finished basement. Oversized double garage. Out buildings currently set up as dog kennel. Call Wes Moodie*/Team Moodie

4712_KIMRI_2_0022

85738 CANBOROUGH RD, DUNNVILLE $244,900 Well maintained 3 bedrm bungalow on 1+ acre treed country property backs on Welland River. Picturesque waterfront setting just 30 min south of Hamilton. Detached double garage. Ideal for the outdoor oriented. Call Wes Moodie*/Team Moodie

4712_KIMRI_1_0007

GREAT OPPORTUNITY! $174,900 Raised ranch in quiet country subdivision backing onto creek. Home features large lot, finished basement with walk-up, patio doors off main level to raised deck in landscaped yard with scenic views. Call Wes Moodie*/Team Moodie

CAYUGA 15 ACRES! $289,900

CUSTOM COUNTRY HOME! $469,900

SPECTACULAR GRAND RIVER WATERFRONT! $599,000

Own a little piece of paradise and one of the highest points in Cayuga. 15.85 acre property with fantastic views of the Grand River basin. 3 bedrm renovated home with 2 car garage. Call Richard Schilstra***

Attractive 31+ acre country property with custom designed quality built (â&#x20AC;&#x2DC;87) brick bungalow + double garage + 35x47 workshop with 12 ft ceilings. Main level family rm features a cathedral ceiling, large brick fireplace & terrace doors to landscaped backyard Crown molding thruout open concept living rm/dining rm highlighted by granite fireplace. 3 main level bedrooms + spacious lower level bedroom & loads of storage. Special upgrades include steel tiled roof & geo thermal HVAC. See Virtual Tour myvisuallistings.com/vt/91603. Call Tammy Carpenter*

1.75 acre country retreat near Dunnville Golf Club. Custom built 3 bedrm home on mature treed lot. Main floor master bedrm with recently updated quality ensuite. New hardwd flrs. main flr family rm, dining rm, eat-in kitchen, replacement windows & doors. Detached heated studio. Call Wes Moodie*/Team Moodie

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition 8547409_4712

Ro b M c D o w e ll Broker

905- 3 8 8 - 1 1 1 0 w w w . 1 1 1 0. c a

Paul McDowell Sales Representative

&91&3*&/$&% t "1130"$)"#-& t "$$06/5"#-& LOWER LEVEL OFFICE SPACE

JUST LISTED, STONEY CREEK MOUNTAIN

Affordable and beautifully finished 1290 sqft space. Spacious reception area, storage & large office. Modern East Hamilton building great location! Offstreet parking. Asking $875.00 + hydro per month. Call Paul or Rob MLS #H3094607.

Lovely backsplit on pie- shaped crescent lot. Finished on all 4 levels. Perfect in-law setup or teenager retreat. 2 full baths, 3+1 bedrooms. New shingles, furnace & double concrete drive. Asking $299,000. Call Paul or Rob.

8.1 acre parcel backing onto Twenty Mile Creek near Glanbrook. 1,000 foot frontage. Many possible uses with two 4000 sq ft buildings or build your dream home. Call Rob. MLS #H3091987.

THE MADISON IS BACK!

NEW PRICE NEW OPPORTUNITY

4712_KIMRI_1_0001

4712_KIMRI_1_0015

WINE MAKING

DREAM HOME

4712_KIMRI_1_0017

30% SOLD FIRM OR CONDITIONAL

Great one person opportunity. Long term & successful wine store in great West Hamilton location. Large clientele base. Franchise support. Full training. Bright, recently updated store. Asking only $99,900 and open to offers! Call Rob. MLS #H3082951. 4712_KIMRI_1_0018

New owner! New opportunities! Same Million Dollar views from escarpment edge! 2400 sq ft 400 sq ft terrace. Private elevator entry in each suite. 3 designs. Prices starting from $695,000. Call Rob or Paul for viewing of our newly furnished suite. MLS #H3079836. 4712_KIMRI_1_0019

4 Bedroom West Mountain home only 2 years old. Beauitiful open concept design. Lovely kitchen with island and stainless appliances. Full double garage. $385,000. Call Paul or Rob. MLS #H3098546.

Coldw ell Ba nk er P inna cle Rea l E s ta te B r o k e r a g e

4712_KIMRI_0025

7 7 5 Up p er Wen tw o rth Ha m ilto n , ON L9 A -4 V 7

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

HOMELIFE RESULTS REALTY INC. Brokerage

905-318-3800 19 LORUPE COURT - ANCASTER

$404,900 $419,900

44 CHARTWELL CIRCLE - HAMILTON

36 CHARTWELL CIRCLE-HAMILTON

212 CHARTWELL CIRCLE - HAMILTON

LOT 28...To be built by Scarlett Homes, the Parkside model, aprpox 2514 sq. ft., 4 beds, 2.5 baths located on central Hamilton Mountain, loaded with upgrades, 9 ft main floor ceilings, maple kitchen cabinets w/granite countertops, oak staircase, double garage, separate dining room, main floor family room w/fp, master bedroom w/walk in closet & ensuite, main floor laundry room, much more...BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$394,900

$407,900

216 CHARTWELL CIRCLE - HAMILTON

$412,900

LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main floor family room with fireplace, main floor laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eatin kitchen, hardwood floors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built in pantry, corner angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood floors. There is a window opening toward the family room w/gas fireplace with oak mantle, 9 ft. ceilings on main floor, oak staircase, hardwood floors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more....CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 4712_KIMRI_1_0077

$398,900

$399,900

LOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bedrooms, 2.5 baths, 9 ft. main floor ceilings, kitchen with flat maple cabinets, granite countertops with stainless steel undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

4712_KIMRI_2_0015

$527,000

4712_KIMRI_1_0009

LOT 26...To be built by Scarlett Homes, Huntington model, approx 2391 sq. ft., 4 beds, 2.5 baths, 9 ft. main floor ceilings, kitchen w/granite countertops, pots & pans drawer, crown moulding, breakfast bar, pantry, family room w/FP, hardwood floors in dining rm/ upper hall, much more....DONNA RAKAS* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

4712_KIMRI_3_0014

Lot 9...To be built by Scarlett Homes, model home available soon! New design has everything on the “Wants” list. Granite counter in kitchen/powder, raised maple cabinetrs, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl, hwd floors, coffered ceiling, dining rm w/hdwd main floor laundry. Oak stairs w/wrought iron spindles. Master ens w/dble sink, shower w/half glass walls and seat. Hdwd upper hallway., 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconces, iron and glass insert for front doors, C/A, 3 piece RI bath for bsmt, sandstone colour windows w/grills on front, steel insulated garage door with windows RSA, CHARENE LOTTRIDGE* @ 905-318-3800...OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/ MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 4712_KIMRI_2_0014

24 CHARTWELL CIRCLE - HAMILTON

4712_KIMRI_1_0011

4712_KIMRI_1_0078

163 CHAMBERS DRIVE - ANCASTER

LOT 4...Model home by Scarlett Homes, large corner lot, parkside model approx 2514 sq. ft., 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs, iron spindles...CHARENE LOTTIRDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

4712_KIMRI_2_0079

4712_KIMRI_2_0007

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model approx 2551 sq. ft., 4 bedrooms, 2.5 baths, 9 ft main flr. ceilings, kitchen w/ flat maple cabinets, granite countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main floor family room with fireplace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$394,900

208 CHARTWELL CIRCLE - HAMILTON

220 CHARTWELL CIRCLE - HAMILTON

$244,900

$798,888

$409,900

$479,900 200 CHARTWELL CIRCLE- HAMILTON

$384,900

LOT 5..To be built by Scarlett Homes, New site opened on Hamilton Mountain, the Kingston Model w/ balcony & decorative porch, approx 2502 sq. ft., 4 good size bedrooms & loft, 2.5 baths, master ensuite has deep tub & half glass framed shower. Featured upgtrades: oak stairs w/stain as per your choice, maple kitchen cabinets w/ granite countertop, gas fireplace in family room, decorative columns, hardwood flrs on main flr & upper hallway, pot lights & more. Please visit our sales office at 819 Rymal Rd E to review diff. models ... BOZENA RADENKOVIC* 905-318-3800 or visit site model @ 819 RYMAL ROAD E. /MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

4712_KIMRI_2_0006

4712_KIMRI_0027

$239,900

16 CHARTWELL CIRCLE - HAMILTON

Desirable Victorian Village Home with beautiful hardwood floors in lr/dr offering a 3 way gas fireplace, large spacious kitchen that leads onto private deck, king size master bedroom with ensuite with Whirlpool tub. Fully finished rec room, RSA, LA related to vendor!... ASIM BHATTI* 905-318-3800.

LOT 24...New home by Scarlett Homes, new site on Hamilton Mountain, the Snowflake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main floor family room with gas fireplace, separate formal living and dining rooms, hadwood floors, granite countertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

Beautifully renovated & move-in condition home on large lot. All appliances incl., shows extremely well! Modern decor. Updates incl. A/C 2011. Modern kit w/ext cupboards, newer backsplash & ceramics, most windows & both baths. Sep dining rm. hrdwd flrs restain & freshly painted. New roof November 2012. A pleasure to show. RSA....GILDA WALTON* 905-318-3800

4712_KIMRI_2_0008

www.scarletthomes.com

20 CHARTWELL CIRCLE - HAMILTON

303 EAST 31ST STREET-HAMILTON 4712_KIMRI_1_0014

UNIT 9 - 502 BARTON STREET - STONEY CREEK

4712_KIMRI_2_0019

Wow!!! Unbeatable price in this only 5 years old home with 4+2 bedrooms and 3.5 baths, finished top to boittom, over 3500 sq ft of living space, A/C, 6 appliances, hot tub included, main floor family room w/fp, main floor laundry room, eat in kitchen, master ensuite, prided for fast sale. No disappointment. Shows 10+++ ... BOZENA RADENKOVIC* 905-318-3800.

Absolutely stunning, immaculate one year old home with approx. $150,000 in upgrades in a quiet court location on a large corner lot. 3,487 sq ft. Much love put into this home with full attention to every details throughout. Pictures will not do it justice, a must see!!! 10 ft ceilings on main level. Marble & hardwood flooring throughout home with upgraded porcelain tiles in bathrooms. Kitchen is fully loaded, an absolute dream. All top of the line Bosch appliances included. All cabinets upgraded, gorgeous granite throughout the home. Upstairs laundry. Upgraded crown molding throughout home. Master with large 14 ft walk in closet. Stunning ensuite with his and hers sinks with large 2 person jacuzzi and separate corner shower. Two bedrooms share ensuite privilege, other bedroom has own ensuite. Beautiful light fixtures throughout the home. Fantastic layout. Great for entertaining. Gorgeous spiral oak staircase. This home is extremely well cared for inside and out. Well manicured lawn. Fully insulated garage. Excellent energy efficient home. No disappointments here! RSA... GILDA WALTON 905-318-3800. 4712_KIMRI_3_0022

9189931_4712

NEW PRICE

825 RYMAL ROAD EAST - HAMILTON

Results Realty Inc. Brokerage Independently Owned & Operated Realtor®

LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main floor ceilings, 4 bedrooms, 2.5 baths, main floor family room w/fireplace, separate dining room, hardwood floor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

**Broker of Record *Sales Representative

Please say you saw it in Resale Home & Condo Guide

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Westdale 905.522.3300 Ancaster 905.648.6800 Locke St. 905.529.3300 BRANTFORD BEAUTY! 00

9 5,

RARE ROSEDALE RENO Custom built ‘Neate Construction’ home on quiet cul-de-sac. Finished basement, walk outs from lower level & main level. Large size lot, full size 2 car garage, sunroom and granite tile counter tops. Very private. Close to Grand River and bike trails.

Stunning renovated family home with parklike setting cozied into the escarpment. Privacy plus access to Bruce trail, yet convenient to most amenities. Reno’s totalling $100,000 make this family friendly home a must see!

5 5,

Call Nelson Kolenski * at 905.648.6800 or email kolenski@judymarsales.com

Call Tony Ascroft * at 905.648.6800 or email ascroft@judymarsales.com 4712_KIMRI_0008

4712_KIMRI_0009

WHY PAY RENT?

LOCATION, LOCATION, LOCATION Larger than it looks. Four bedrooms with finished loft on top floor. Eat-in kitchen, separate living room & dining room, plus enclosed porch on main level. Separate garage in rear of fenced yard.

0 ,9

Call Michael O’Connor* at 905.648.6800 or email oconnor@judymarsales.com

Wonderful family home, four bedrooms with one on main floor. Meticulously maintained swelling. Main floor has eat-in kitchen + sep. LR/DR, and 2 baths. Includes basement recroom & sep. garage. Close to schools, shopping & transportation.

0 ,0

Call Michael O’Connor * at 905.648.6800 or email oconnor@judymarsales.com

4712_KIMRI_0010

4712_KIMRI_0011

OLDE DUNDAS CHARACTER Perfect fusion of Old world charm & modern updates. This breathtaking home is a RARE opportunity - 1 floor living & a large spectacular lot steps to downtown Dundas. Absolutely stunning!

0 90

3 $3

LEGAL NONCONFORMING DUPLEX A rare find - steps to downtown Dundas this 4 bed, 3 bath legal nonconforming duplex boasts high plaster coved ceilings, original hardwood flooring, updated high efficiency furnace, 200 amp service, large lot, triple car parking and so much more.

0 90

2 $3

Call Steve Roblin * at 905.522.3300 or email roblin@judymarsales.com

Call Steve Roblin * at 905.522.3300 or email roblin@judymarsales.com 4712_KIMRI_0012

4712_KIMRI_0013

* Denotes Sales Representative **Denotes Broker

9189934_4712

Please say you saw it in Resale Home & Condo Guide

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F RE E RE/MAX® ESCARPMENT REALTY INC., BROKERAGE

NOV 24 - DEC 8, 2012 | ISSUE 22

Independently Owned & Operated

$505,900

Custom Built Waterfront Don’t miss this opportunity! This 2400 sq. ft. (above grade) home offers 4 bedrms, m.bedrm w/ensuite & his/her closets, huge eat-in kitchen, family rm w/gas FP, finished rec room w/wet bar on lower level. This home backs onto Big Creek providing your own boat ramp & navigable access to Grand River and huge rear elevated deck w/river view. Lovingly maintained w/some updates. Call today to view! H3094253

Pete VA

PETER VANDENDOOL SALES REPRESENTATIVE

www.vandendool.com

905.575.5478

REMAXESCARPMENT.COM

HOUSEPLUS.COM

201

E-mail: peterv@remaxe

SECTION A

Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

11266445_4712

2010

YING LIU S A L E S R E P R E S E N TA T I V E

2005-2009 2011

Escarpment Realty Inc. Brokerage Independently Owned & Operated

www.remaxescarpment.com

2010

905-575-5478 yingliu@remaxescarpment.com

'03 "-- :063 3&"- &45"5& /&&%4 ] 3&4*%&/5*"- t $0..&3$*"- t */7&45.&/5 E

IC PR

$389,900

Spacious executive home on one of West Mountain’s finest streets. This well maintained home features large pricipal rooms, recent hardwood floor on 2nd level, updated bathrooms, newer windows, eavestrough & fascia, garage door, etc.

4512_KIMRI_1_5006

Great starter, retirement or investment home. Shows well. Nice layout, super yard, mins to Linc & 403, walk to schools, etc. Partial basement, great value.

$159,900

4512_KIMRI_1_5008

Prime downtown location at the very centre of Hamilton across from Jackson Square main entrance. Newer roof, furnaces, windows, kitchens and bathrooms, etc. Potential gross rent $4700/mth. Great potential for future development.

$489,900

$50,000

4512_KIMRI_1_5010

Well established variety store in mature neighbourhood with no competition nearby. Average weekly sales around $7000 & cigarette sale portion 35-40%, lotto & extra income $1000-$1500. Security camera, backyard fence. Apartment above store for living. Long term lease, perfect for family operation. 4512_KIMRI_1_5012

End unit backing onto open space in a well maintained complex. Spacious 3 bedrm, 2 full baths & is conveniently loc’d near parks, transit, shopping, hwy, walking paths & mature trees surround. Recently fin’d bsmnt, newer flrng thruout & updated bathrms. Furniture can be included. Furnace ‘12. A/C ‘09. 4512_KIMRI_1_5007

True gem on Barton St. 3500 sq ft of commercial space on main flr. Full high dry bsmnt. Hundreds of thousands of dollars spent in recent years on this solid building, including new roof, heating, A/C system, windows, wiring, plumbing, water proofing, driveway. Tasteful internal renovation. Must be seen. 4512_KIMRI_1_5009

ICE

$169,900

$459,900

Great opportunity to own a growing business in downtown. This turn-key business includes most new equipment, has no franchise fees, has a great product offering and is producing big gross sales.

4512_KIMRI_1_5011

$80,000

Well established ice cream franchise located in a newer plaza on rapidly growing Stoney Creek Mountain. High traffic. Surrounded by movie theatre, national franchise restaurants, etc. Fully equipped. Good income & potential to grow the business.

4512_KIMRI_1_5013

Please say you saw it in Home Tour

$219,900

Nov 24 - Dec 8, 2012 ISSUE #22

SECTION A

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

Peter

Escarpment Realty Inc., Brokerage

VA N D E N D O O L Sales Representative

2003-2010

2010

4712_KIMRI_5004

Website: www.vandendool.com

4712_KIMRI_5003

NEW LISTING BACK SPLIT WITH WALKOUT $289,900 Desirable 4 level back split with patio door wlak-out to rear yard. Great layout features 3 bdrms, Cathedral ceilings, built-in appliances, rec-room with a cozy gas F/P & 2 full bathrooms. Also features a double car garage, fenced yard and private rear yard. Located on a very desirable and quiet street.

4712_KIMRI_5006

OPEN EVERY SUNDAY, PORT DOVER STARTING AT $228,155 Stunning 1 floor townhouses quality built by Willik Homes Ltd. Offers 1,264 sq. ft of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen, ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace, insulated garage walls and more. 5 units to choose from. Come see the value.

ONEIDA RESIDENTIAL & COMMERCIAL $359,900 Custom built all brick ranch just minutes south of Caledonia. Unique rural commercial zoning offers a long list of possibilities. The unique layout of the home offers a 23 x 20 hobby room which could easily be used for the commercial portion of the home. Features an oversized double garage oak kitchen, 2 fireplaces main floor family room and a formal living room. Offers tremendous value. 4712_KIMRI_3_5012

TO BE BUILT, JARVIS $319,900 Modern new design by Edwards Custom Homes. Offers over 1,500 sq, ft on main floor and features an open concept great room design with a large master bedroom, luxurious ensuite, main floor laundry, covered rear porch and generous sized insulated garage. Upgrades include custom Winger kitchen, hardwood and ceramics throughout, 2x6 construction, alarm system, C/A, fully sodded lot and more. 4712_KIMRI_1_5555

4712_KIMRI_2_5020

BRANT RD 22 WATERFRONT $505,900 Fantastic waterfront property providing navigable access to the Grand River. Dock your boat in your own backyard. Featuring a spotless beautifully maintained custom built 2,400 sq. ft. home with 4 bedrooms, ensuite bath, awesome deck off the master bedroom, above ground pool and wraparound porch. Lower level features a generous sized rec-room with a wet bar perfect for entertaining. Approximately 15 minutes drive or less to Ancaster, Caledonia or Hamilton.

CALEDONIA 4+1 BEDROOM HOME $339,900 Fantastic 4 bedroom home finished from top to bottom. Located on a quiet Caledonia St. offering a main floor family and laundry room, professionally finished lower level features a large rec-room, 3 piece bathroom and an additional bedroom. Outside there is a concrete drive and patio and an extra deep pool sized lot. 4712_KIMRI_2_5017

JUST LISTED HAMILTON MTN. $329,900 Absolutely gorgeous end unit with wlak-out and 1 1/2 car garage. Terrific floor plan offers great room large kitchen, 3 bedrooms, ensuite and upper level laundry. Loads of upgrades include hardwood flooring throughout, wall mounted fireplace, oak stairs, stunning glass shower in the ensuite & an oversized walk-in closet. 4712_KIMRI_1_5015

4712_KIMRI_1_5014

JUST LISTED CALEDONIA $359,900 Absolutely gorgeous open concept home. Located on dead end street backing onto farmland. Features hardwood throughout the main and upper levels, main floor laundry, 5 piece bath with corner whirlpool tub and separate shower, fully finished basement with an extra 3 piece bath and beautifully landscaped lot.

JUST LISTED CALEDONIA $294,900 Incredible value offered here. Sought after open concept design features new granite counters, breakfast bar and new stainless steel appliances. The living and dining rooms have newly installed hardwood and all 3 bedrooms have brand new carpeting. The lower level is completely finished & offers a large rec-room perfect for entertaining, a 3 piece bath and 4th bedroom. Also features fresh paint, recent shingles, C/A, C/V and more. 4712_KIMRI_2_5013

4712_KIMRI_5002 4712_KIMRI_5005

NEW LISTING PORT DOVER $279,990 Currently under construction this newly designed home features 1458 sq. ft. of modern open concept living. Loaded with extras, includes maple kitchen with island & pendant lighting, under cabinet lighting, backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A, garage door opener, pot lights, wrought iron railings, upgraded under pad, all brick exterior with stone skirt and much more.

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

“Inducted in 2005”

E-mail: peterv@remaxescarpment.com

Independently owned and operated

SOLD

NEW LISTING STONEY CREEK $159,900 Great value offered here at popular 150 Gateshead. Easy access to public transit and the QEW. Great 3 bedroom, 2 bathroom plan offers beautifully renovated main bath with modern vanity & granite counter. Also offers a fully finished basement, patio doors to fenced yard, 5 appliances.

SOLD

IMMACULATE CALEDONIA $279,900 Spotless raised ranch in popular Paisley Sq. The main floor principal rooms all feature gorgeous hardwood flooring, oak kitchen with granite countertops, built-in microwave, dishwasher & garbage disposal. Gorgeous contemporary main bath features a state of the art shower & granite counters. Fully finished basement, double insulated and heated garage and a private rear yard with a hot tub. Don’t miss out.

Call Peter today for more information on any of these listings...*

*Not intended to solicit properties currently listed for sale.

Please say you saw it in Home Tour

11254732_4712

2011

SECTION A

Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX速 Escarpment Realty Inc., Brokerage - Independently owned & operated

Please say you saw it in Home Tour

RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

SECTION B

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

When only the

.Q_`

will do!

CALL US...

RE/MAX® ESCARPMENT REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

THE #1 BROKERAGE

REAL ESTATE GUIDE

in the REALTORS® Association of Hamilton-Burlington**

When only the best will do! RE/MAX® Escarpment Home Tour is a bi-weekly magazine published by Wall2Wall Media Inc., a subsidiary of Yellow Pages Group™ in co-operation of RE/MAX® Escarpment Realty Inc., Brokerage.

RE/MAX® ESCARPMENT REALTY INC., BROKERAGE INDEPENDENTLY OWNED & OPERATED

HAMILTON OFFICE CONRAD ZURINI, Broker of Record/Manager DEREK LEVITT, Broker/Assistant Manager

HAMILTON 550 Fennell Ave E. Suite 221A Hamilton ON L8V 4S9 905.575.5478

STONEY CREEK 860 Queenston Rd. Stoney Creek ON L8G 4A8 905.545.1188

STONEY CREEK MOUNTAIN #101-325 Winterberry Dr. Hamilton ON L8J 0B6 905.573.1188

DUNDURN 50 Dundurn St. S. Unit 119 Hamilton ON L8P 4W3 905.525.2720

ANCASTER 370 Wilson St. E. Unit 11 Ancaster ON L9G 4S4 905.304.3303

BURLINGTON 2180 Italbashi Way Unit 4A Burlington ON L7M 5A5 905.639.7676

**Based on the number of completed sales & pending sales reported by the REALTORS® Association of Hamilton-Burlington Multiple Listing Service from 1994-2011 consecutively. *Not intended to solicit properties currently listed for sale.

inside this issue...

directory...

SECTION B / 4

REALTOR DIRECTORY

Make your winter cozy — and safe

HAMILTON OFFICE

SECTION B / 7

How to properly pack seasonal decorations

By Dan Hopkins

STONEY CREEK OFFICE ANN ZURINI, Broker/Manager STONEY CREEK MOUNTAIN CONRAD ZURINI, Broker of Record/Manager DUNDURN OFFICE MIKE CUSANO, Broker/Manager ANCASTER MIKE CUSANO, Broker/Manager BURLINGTON OFFICE JOE COLLINA, Broker/Manager

*The use of the #1 RE/MAX® Escarpment Realty logo within this publication is based on 2011 closed transactions. Source: CREA & RE/MAX® internal data.

SECTION B / 8 & 9

STONEY CREEK OFFICE SECTION B / 10 & 11 SECTION B / 12

SECTION A / 5

STONEY CREEK MOUNTAIN OFFICE

Ten bright safety tips to light up your holiday season

DUNDURN OFFICE

SECTION B / 13

ANCASTER OFFICE

SECTION B / 14

BURLINGTON OFFICE

SECTION B / 15

Statements, opinions and points of view expressed are those of the writers and do not necessarily represent those of the publisher, advertisers or RE/MAX® Escarpment Realty Inc., Brokerage Home Tour Real Estate Guide. The publisher shall not be liable for damages arising out of errors in advertisement beyond the amount paid for the space actually occupied by that portion of the advertisement in which the error occurred. Contents copyrighted. All rights reserved. Reproduction of any article, photograph or artwork, without written consent of the publisher is strictly prohibited. For Advertising Inquiries, email or call: Kim Richards kim.richards@wall2wallmedia.com 905.383.8118

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SECTION B

RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

Please say you saw it in Home Tour

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RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

Joshua

Join us on Facebook www.twitter.com/yourfirsttime

11262643_4712

Frank

Tricia

Our Quick Summary Checklist. Decide where your home fits in your life...

Stay Tuned For Our Next Seminar FIRST TIME BUYER OR GREAT INVESTMENT

4712_KIMRI_5013

4712_KIMRI_5012

DESIRABLE WEST HAMILTON

Beautifully maintained 4 bedrm, 2.5 bathrm home with double car detached garage. Boasts large spacious foams, remodelled main flr fam rm w/gas FP and beautifully maintained yard. Close to schools, parks, library, shops & much more. A real gem!

Frank Russumanno | Sales Representative frussumanno@remaxescarpment.com

This 2 storey home offer 3 bedrooms, 1 bathroom, fully fenced deep yard. Some updates thru-out home. Close to schools & amenities.

Tricia Taffs | Sales Representative triciataffs@remaxescarpment.com

Joshua Adeyemi | Broker josha@remaxescarpment.com

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SECTION B

RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Enjoy a safe and cozy winter and frame assemblies should only be replaced by a qualified service person. › Check for the mark of an accredited certification organization, such as the flame mark from CSA Group when purchasing a gas fireplace. SPACE HEATERS

s temperatures drop and the annual hibernation routine begins, we start using heating appliances such as the furnace, fireplace, and space heaters for the first time in months. To avoid potential hazards, check every autumn that these are in still in good condition and follow precautions for proper use. CSA Group, a leader in public safety and testing and certification, offers the following safety tips for keeping warm on cold days:

FURNACE

› Have a qualified heating contractor perform a yearly maintenance check of your furnace and venting system. › Clean or replace your furnace filter frequently during the heating season. › Keep the immediate area free of obstructions to ensure free air flow. › Look for a certification mark such as the CSA flame mark on your gas-fired furnace to ensure it has been tested and certified to the applicable standard. › Never use gasoline or other flammable liquids near your gas furnace. › Don’t store combustible materials such as paper, chemicals, paint, rags and cleaning products close to your gas furnace. GAS FIREPLACE

› Check that the glass panel is intact. Do not use your gas fireplace if the glass panel is removed, cracked or broken. Glass panels

› Check for wear on the electrical cord. If it’s damaged, replace the entire unit or have the cord replaced by a qualified repairperson. › Keep it clean by dusting or vacuuming it regularly. Always turn the unit off first. › Keep the heater clear of furniture, rugs and drapes to allow free air movement and avoid overheating. › Look for certified third-party verification marks like CSA Group’s certification mark. This shows that the heater complies with recognized safety standards.

KEEP THE HEATER CLEAR OF FURNITURE, RUGS AND DRAPES TO ALLOW FREE AIR MOVEMENT AND AVOID OVERHEATING. › Turn the heater down or off before going to sleep and keep it out of pathways and well away from bedding and clothes. Turn it off when leaving the house. › Install a smoke alarm in the room with the space heater. › Have working smoke and carbon monoxide alarms installed throughout the home. You can find more safety tips at csaholiday.com. NC

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RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

The Experience you need, Service you expect.

LILJA

(905) 575-5478 Escarpment Realty Inc., Brokerage Independently Owned & Operated 221A - 550 Fennell Ave. E., Hamilton,ON L8V 4S9

karenlilja@interlynx.net

*Sales Representatives

11254739_4712

DUNDAS RAVINE!

YOUR HOUSE HERE. THINKING OF BUYING OR SELLING? TALK TO US SOON!

$469,000

2+1 bedroom raised ranch on beautiful ravine lot. Borders RBG. Recent deck at rear of property takes advantage of tranquil setting. Fam rm with Cathedral ceiling, hardwood & gas FP. Walkout to 3 seasons sunroom. Large eat-in kitchen. 3 baths. Lower level has bedroom with a wonderful walk-in closet & private bath. Beautiful yard. Double car garage. Just move in & enjoy!!! 4512_KIMRI_4_5012

Escarpment Realty Inc., Brokerage Independently Owned & Operated

Visit our

new

website www.LiljaDundasHomes.com The Experience you need, Service you expect. Please say you saw it in Home Tour

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SECTION B

RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Call Today For Your FREE Home Evaluation

Escarpment Realty Inc.

11268200_4712

Brokerage Independently Owned & Operated

Ralph Agostino Sales Representative

905.575.5478

Call Me For

Proud Supporter of

Direct: 905.317.6654 agostinor@quickclic.net

Estate Sale Information

Service & Dedication you can Count on! EAST HAMILTON WITH IN-LAW SUITE

$227,900

$112,900

CENTURY HOME

This 2.5 storey home offers 5 bedrooms & 2 bathrms, separate entrance & main flr bedrm. kitchen w/ semi oak cabinets, open concept living rm w/patio door to lrg deck. Finished loft. Reno’s done; new hieff furnace & A/C, 100 amp breakers, new wiring, updated baths, newer windows, new fire escape, ceramics & laminate.

$179,900

4712_KIMRI_5008

4712_KIMRI_5009

FLAMBOROUGH

HAMILTON MOUNTAIN

Gorgeous setting for this double lot unit. Open concept, large eat in kitchen w/vaulted ceiling, lots of cupboards, huge living rm w/stone fireplace, 2 bedrms, m bedrm offers French doors to sunrm & w/i closets. Updated 4 pc bath w/clawfoot tub, laundry rm., lots of storage. Sunroom exits to large deck & hot tub & well maintained landscaping. Call for more info. 4712_KIMRI_5010

Newly renovated home w/in-law suite. 4 bedrms, 2 bathrms, main flr laundry, large yard w/3 car parking, separate entrances. Tons of reno’s!! Ceramics, kitchens, baths, bsmnt., furnace, refin’d hrdwd flrs, thermo windows, 100 amp brkers & more. Call today to view!

$239,900

Jian Li BROKER, Ph.D

Direct:

Independently Owned & Operated

905.537.8838

NEAR MCMASTER TOWNHOUSE FOR RENT

4712_KIMRI_5011

Escarpment Realty Inc, Brokerage

905.575.5478 NEAR MOHAWK COLLEGE

3 bedrm, 2 bath, 2 storey home. Large eat- in kitchen, main flr family room and many updates. Roof (06), furnace & A/C (09), bathrms (08) w/whirlpool & shower, windows & steel drs (06), wiring & 100 amp (06). Large fenced yard w/new deck and oversized shed/workshop w/ hydro. A MUST SEE!

550 Fennell Ave. Hamilton, ON L8V 4S9

9879827_4712

WEST MOUNTAIN

CLOSE TO WEST MOUNTAIN BROW

Jian LDi! SOL

$1600/month Walk to Mohawk College. Completely renovated 3+2 bed, 2 kitchen, 2 bath brick bungalow. 2 bedrm in-law suite w/ sep entrance at lower level. New hrdwd flr, new windows. Redone washrooms and kitchen w/granite countertops and new cabinets. Updated wiring and plumbing. Just move in! 4712_KIMRI_1_5008

$309,900

For rent near McMaster University innovation park and Chedoke Golf Course. Well maintained 9 years old 3 bedroom, 2.5 bath townhouse. New hardwood floors in LR/DR. Freshly painted through-out. Bright eat-in kitchen. Spacious master bedroom with ensuite & walkin closet. Finished recrm on 4th br/ high dry basement.

8 yrs.new, 3+2 bedrm, 3.5 baths, 2 storey. Very bright & well kept home! Hrdwd in living rm. Lrg family rm w/FP on upper level. Finished bsmnt w/2 extra bedrms & 3 pc bath. Fenced yard, double concrete driveway. Located on quiet street near schools, parks & hwys. Call today!

4712_KIMRI_1_5000

4712_KIMRI_1_6000

CONTACT JIAN LI

FOR ALL YOUR REAL ESTATE NEEDS

$359,900

Large 4 bedrm brick bungalow with two carports. Lots of recent updates! New doors, new roof shingles on south portion, most new windows, main flr kitchen updated w/granite counters & new cabinets. Reno’d main bathrm w/new fixtures. In-law suite on lower lvl w/ private entrance. Private yard w/ mature trees. 4712_KIMRI_1_5007

$284,900

t 3&4*%&/5*"- t $0..&3$*"- t */7&45.&/5

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RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

SECTION B

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

how to properly pack

seasonal decorations B Y DA N H O P K I N S

Holiday preparations such as tree trimming, present wrapping and hanging lights help get us in the holiday spirit and are lots of fun. But thoughtful packing of seasonal decorations and materials at the end of the holidays for the next year, can keep the fun in what is for some, a stressful time.

In other words, it pays to plan, even 12 months ahead. Careful packing and organization prevents damage and breakage, and ensures you can find everything next year. It is worth taking the extra time to organize and preserve your decorations for next year. Here are some tips to keep in mind while packing away holiday decorations: DELICATE ITEMS › Wrap breakables in paper or bubble wrap. Do not use newspaper - the print may wear off on ornaments. Use tissue or packing paper. Instead of throwing away used paper or junk mail, run it through a paper shredder, it makes great packing filler. › Decorations that contain photographs or food should be sealed in an air tight bag to keep them safe. Sealing photos preserves them and the scent from any food item will attract insects or mice wherever they are stored. › Boxes with dividers are best to pack ornaments in. There are cardboard boxes made especially for fragile items. They come

with adjustable inserts that forms individual cells for delicate items. These “Dish Pack” boxes are very popular at all our Two Men and a Truck branches. › Keep extra hangers, hooks and ornament parts in a labelled bag or box. LIGHTS › To prevent tangles, wrap lights around empty gift wrapping paper tubes. › Leave the plug accessible by taping the ends of the light strands to the end of the tube. Next year you can quickly test the lights before unwinding them. › Store coloured lights in a dark place to prevent fading – especially blues, greens and purples. WRAPPING PAPER › Hanging garment bags provides good storage for wrapping paper rolls. Use outside pockets for gift tags, cards and tissue paper. › To protect used rolls of paper, cut an empty wrapping paper tube from end to end and slide it over the roll. › Ribbons and bows can be saved and reused, pack loosely so they keep their shape. SOME OTHER CONSIDERATIONS › Wrap holiday candles individually in cellophane and store in a cool place so they do not melt together. › Pack an “open first” box. Place the decorations you use first in here with essentials such as extension cords. › Use a “Wardrobe Box” to hang and store seasonal clothing that you only wear twice a year like that special snowman sweater from your mother-in-law or that flashing Christmas tie. This way you can find it, wear it, and store it away on a hanger easily. › If you haven’t used a decoration in a few years donate it. If it is damaged, get rid of it. › Take special care if you are storing your items in a damp area like your basement. Don’t store boxes near sources of heat and moisture. › The most important tip is to label every box. The more detailed the description, the easier it will be to find things. Use different colours to distinguish different holidays. For example, use orange for Halloween, brown for Thanksgiving, and red or green for Christmas. › Take a digital photo of special care items like snow globes or wreaths, print them off on regular paper and tape the photo to the outside of the box as an easy description of what’s inside.

Dan Hopkins is chief operating officer, Two Men and a Truck Canada. For more information visit the website at twomenandatruck.ca

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11/21/12 4:56:52 PM

550 Fennel Avenue East, Hamilton, ON L8V 4S9 I 905-575-5478 I

HAMILTON OFFICE

SECTION B

RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

BROKER OF RECORD

MANAGER

CONRAD ZURINI

DEREK LEVITT**

Linda Anderson*

Coleen Boyle*

Mila Baier*

Penny Bryce*

* Sales Representative | ** Broker

Dave Allison*

Diana Almonte*

Bill Anderson*

Edo Bergsma*

Patty Bevan*

Brenda Bowerman*

Harry Bowes*

Lisa Camara*

Adela Carina*

Jim Carroll*

Edward Choi*

Joel Christie*

Joshua Adeyemi**

Ralph Agostino*

Dorothy Baker**

Kevin Beattie**

Craig* & Colleen** Bush

Maggy Agro**

Al Cosentino*

Don Cottrell**

Christine Crooks*

Martie Dahl*

Peter Dahl*

Michael Delvecchio*

Vince Delvecchio*

Adele Diliberto*

John Diliberto**

Kimberly Ehler*

Michelle Franchino*

Rod Frank*

Brian Gerrard*

Joseph Giovinazzo*

Rob Golfi*

Tammy Gosden*

Dave Hamm*

Natalie Hargreaves*

Ken Harris*

Chris Hayward*

Rob Hayward*

John Hellicar*

Pat Henderson*

Sylvia Henderson*

Ron Hewitt**

Mike Howell*

Kristina King*

Susan Klement*

Kathy Korobkin*

Lisa Lavallee*

Donna Lavin*

Carl Lazar*

Vince Lazaruk*

Ross Lewis*

Karen Lilja*

Pat Lilja*

Ying Liu*

Mario & Pat Loranger*

44689_Remax_Hometour_Newsprint_4712_16.indd 8

Jian Li**

11/21/12 4:56:53 PM

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

HAMILTON OFFICE

RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

Todd Martin*

Tim Mattioli*

Bobbi McCaughey*

Liz Miller*

Devon Moarefdoust*

Wendy Murray Nicholson*

Chantel Nightingale*

Rick Nishizaki*

Frank Pek**

Josh Purdon*

Don Rankin**

Heather Reid*

Barb Rendall*

Tom Rendall**

Greg Rozakis*

Frank Russumanno*

Patrick Scanlon*

John Schlett*

Ralph Schmidt*

John Sebastiano*

Adnan Shukur*

Heather Sommer*

Sharon Stafford*

Victor Stanziani *

Donna Sutherland*

Tricia Taffs*

Sylvia Tavormina*

Ron Taylor*

Ron Tomblin*

Peter Vandendool*

Brett Whitley**

Hans Marcelissen*

Diane Maddick*

Paula Mahony*

Mike McNeil*

Guy McPhee**

Norm Merz*

Lynn Page*

Bill Papaioannou**

Ross Robertshaw*

Lois Simpson*

Ken Thompson*

Lenny Martin**

Monique McKay*

550 Fennel Avenue East, Hamilton, ON L8V 4S9 I 905-575-5478 I

* Sales Representative | ** Broker

Terry Williams*

AT THIS LOCATION

LAW OFFICE LAW OFFICE MORTGAGE SPECIALISTS

Marty Speelman Agent 905-639-9999

Douglas J. DePaulo, LL.B.

Suzie Hay

905-978-2973

44689_Remax_Hometour_Newsprint_4712_16.indd 9

Katie Morrison 905-515-1173

Aldo Berlingieri, LL.B. Alanna C. Stephen, B.A., LL.B., J.D. doug.depaulo@gmail.com aldo.berlingieri@gmail.com alannastephen@gmail.com 905-667-2990 905-667-2990 905-667-2990

11/21/12 4:56:55 PM

860 Queenston Road, Stoney Creek, ON L8G 4A8 I 905-545-1188 I

STONEY CREEK OFFICE

SECTION B

RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

ANN ZURINI*

Alexandra Borondy*

Alf A. Alfano**

Frank Angelone*

Zdenka Benjik*

Jack Benson*

Margaret Berlo*

Bill Brach*

Marian Briatico*

Micho Brujic*

Terri Cantelo*

Leo Cascioli*

Mike Cascioli*

Rose & Ted Cipriani*

Adam Clermont*

Kim Condari*

Josy D’Amico*

Eric DeGroot*

Michelle DeGroot*

Peter Demchenko*

Art & Savina Dielschnieder*

Gerald Din*

Abby Evans*

Matthew Fascione*

Ralph P. Fascione**

Barbara Fehrman**

Rick & Rosemary Ferroni*

Tina Forbes*

Velimir Gavrilovic*

Rob Harris*

Lidia Hilton*

Larry & Janice Hinkley*

Joe Iannino*

Pat & Gary Keen*

Nenad Keric*

Sarah Khan**

Ivan Kontic*

Kevin Kontic*

Gauruv Lall*

Wendy Livingstone*

Paul Makarenko*

New Sto Off Peter Muraca*

Pam Negrinotti*

44689_Remax_Hometour_Newsprint_4712_16.indd 10

Joyce O’Donnell*

Larry Paletta*

Mauro Pezzelato*

11/21/12 4:56:56 PM

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

STONEY CREEK OFFICE

RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

* Sales Representative | ** Broker

John Pocobene*

Frank Radman*

Gabriel Riverso**

John Rosmus*

Cindy Savelli*

Tina & Gizella Silvestri*

Roger Singh*

Tobias Smulders*

Jas Sohal**

Mirjana Stanic*

Donna Stewart*

Peter Stewart*

Sam Succar*

Rose Swann*

Teso Tadic*

Lorraine Thompson*

Karen & Mark Togmus*

Walter Venafro*

Anil Verma*

Josie Vuksan*

Marge Woodworth*

Mark Zik*

David Walton**

Wayne Warrener*

Craig Watson*

Kenna Whipple-Erkelens*

For all your Home, Auto, Business, Life insurance needs

AT THIS LOCATION

David & Bonnie Seburn*

905-309-3339

LAW OFFICE LAW OFFICE

New Stoney Creek Office

Brenda Quallo Agent

860 Queenston Road, Stoney Creek, ON L8G 4A8 I 905-545-1188 I

Independently Owned and Operated

MORTGAGE SPECIALISTS

Frank Bozzo Branch Manager 905-667-4750

Let Us Take Care of You 44689_Remax_Hometour_Newsprint_4712_16.indd 11

Douglas J. DePaulo, LL.B.

Nikki Iovio

905-979-7823

Deo Mastrangelo 905-515-8222

Aldo Berlingieri, LL.B. Alanna C. Stephen, B.A., LL.B., J.D. doug.depaulo@gmail.com aldo.berlingieri@gmail.com alannastephen@gmail.com 905-963-7312 905-963-7312 905-963-7312

11/21/12 4:56:58 PM

RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

* Sales Representative | ** Broker

BROKER OF RECORD & MANAGER

CONRAD ZURINI

Jawad Chaudhry*

Nancy DiCosimo*

Tina Doyle*

Chuck Hogeterp*

Peter Hogeterp*

Jules Hozjan*

Tony Hozjan**

Tony Iacoviello*

Travis Langeraap*

Dan & Sandi Macdonald*

Lise Miles*

Marilyn O’Blenis*

J.D. Pauls**

Anthony Picone*

Jeff Potter*

LUanne Prentice*

Lucille Riddell*

Frank Salvatore**

Drago Saric*

Julia Saric**

Ashley Sidler*

James Summers**

Adele Turek*

Matt Turek*

Suzanne Williams*

Mark Woehrle*

Joe Vine*

Mark Zizzo*

LAW OFFICE AT THIS LOCATION

325 Winterberry Drive, Hamilton, ON L8J 0B6 I 905-573-1188 I

STONEY CREEK MOUNTAIN OFFICE

SECTION B

MORTGAGE SPECIALISTS

Kevin Huynh Agent 905-531-7399

44689_Remax_Hometour_Newsprint_4712_16.indd 12

Rebecca Taylor 289-339-2012

11/21/12 4:56:59 PM

SECTION B

RE/MAX速 Excarpment Realty Inc., Brokerage - Independently owned & operated

DUNDURN OFFICE

RE/MAX速 Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

Independently Owned & Operated

Independently Owned and Operated

* Sales Representative | ** Broker

BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

MIKE CUSANO

Phyl Farrauto*

Irene Alfano*

Doug Folsetter*

Janice James*

Vin Kapoor*

Angela Nolan*

Cameron Nolan**

Jodi Formosi*

Suzanne Lemaich*

Michelle Anderson*

Robyn Bobiak*

Vince Formosi**

Joanne Greene**

Joe McLaughlin*

Francesca Mammone*

Lisa Dale*

Dave Howitt*

Sonnia Martorana*

Eliza Sokolowski*

AT THIS LOCATION

LAW OFFICE

Chuck Farrauto*

Rita Italiano*

Zelko Miokovic**

50 Dundurn Street South, Unit 119, Hamilton, ON L8P 4W3 I 905-525-2720 I

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE

MORTGAGE SPECIALISTS

Preston Schmidt Agent 905-537-5348

Tom Neeb

905-541-8736

44689_Remax_Hometour_Newsprint_4712_16.indd 13

Chrissy Walker 905-962-4663

11/21/12 4:57:00 PM

RE/MAX® Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Excarpment Realty Inc., Brokerage - Independently owned & operated

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE Independently Owned & Operated

Independently Owned and Operated

BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

MIKE CUSANO

370 Wilson Street East, Unit 11, Ancaster, ON L9G 4S4 I 905-304-3303 I

ANCASTER OFFICE

SECTION B

John Allan*

Fred & Marilyn Amalfi**

Jay Brandes*

Marsha Brandes*

George Burtniak**

Peter Byers*

Mary Hamilton*

Karen Lacey*

Robert Lawton*

Ron Lewyckyj*

Tim O’Connor*

Shawn Palmer*

Roy Rodrigues**

Jerry Romano*

* Sales Representative | ** Broker

Bernadette Amalfi-Bean*

Tracy Dmetrichuk*

Jack Loft**

Shelley Romano*

John Baier*

Lori Bolton*

Dan Gismondi**

Tim Gowing**

Frank Lostracco*

Judy Shepalo*

Harry Mancini**

Gordon Brandes*

Vince Gratta*

Tina Nixon*

John VanAndel*

AT THIS LOCATION

LAW OFFICE

MORTGAGE SPECIALISTS

Preston Schmidt Agent 905-537-5348

Cindy Vertlieb

44689_Remax_Hometour_Newsprint_4712_16.indd 14

905-512-4469

11/21/12 4:57:01 PM

SECTION B

RE/MAXÂŽ Excarpment Realty Inc., Brokerage - Independently owned & operated

BURLINGTON OFFICE

RE/MAXÂŽ Escarpment HOME TOUR Nov 24 - Dec 8, 2012 ISSUE #22

Independently Owned & Operated

Independently Owned and Operated

* Sales Representative | ** Broker BROKER OF RECORD

MANAGER & BROKER

CONRAD ZURINI

JOE COLLINA

Sal Abouchala*

Shireen Andrea*

Steve Azmier*

Andrew Caton*

Kelly Christopherson*

Elena Cipriano*

Debby Court*

Terry Court*

Debbie DiMascio*

Jim Donahue*

Jennifer Draho*

Ann Dunsby*

Kimberly Field-Summerhayes*

Paul Hammond*

Cheryl Ledamun*

Vanessa Mirabelli* Troy Noseworthy*

Sheryl Maciel*

Jim Sands*

Judy Schenk*

Jeff Weisbrod*

Mike Wells*

Anita Shumlick*

Elizabeth Wiecek*

Todd Barker*

Ajay Bassi*

Nathan Bradford*

Deborah Brown*

Sarah Butler*

Lisa Cox*

Don Cox*

Bob Cross*

Susan Danio**

Dan DiCecca*

Cathy Erskine*

Kristen Ervine*

Mara Faccenda*

Darren Feener*

Leanne Feener*

George Field**

Trevor Lepine*

Tony Lewis*

Mary-Anne Lightfoot*

Chris Logue*

Sarah Logue*

Abby Ozaltug*

Aleksandra Pietrantonio*

Steve Proc*

Jackie Robinson*

Kim Robinson*

Shannon Sullivan*

John Summach*

Lou Volk**

Alison Walsh*

Drew Woolcott*

Terry Tandarich*

Liz Long*

Brenda MacGregor*

Charlie Robson*

Paul Roussel*

Ed Walsh*

Kit Ward*

Jayne Woolcott*

LAW OFFICE

2180 Itabashi Way, Unit 4A, Burlington, ON L7M 5A5 I 905-639-7676 I

Escarpment Realty Inc., Brokerage ESCARPMENT REALTY INC., BROKERAGE

AT THIS LOCATION

I have over 20 years experience in the home financing industry and have worked on all sides of the corporate fence, including brokering, owning and also managing brokerage companies. These years of experience have taught me numerous things, but most importantly that â&#x20AC;&#x153;it takes a lifetime

to gain someoneâ&#x20AC;&#x2122;s trust, but only a moment to lose itâ&#x20AC;?.

LAW OFFICE

Finding the best mortgage for your needs is a guarantee, but it is only the beginning. Who is going to be in your corner to provide independent advice after the deal closes? Donâ&#x20AC;&#x2122;t accept a 1-800 number as your only solution to â&#x20AC;&#x2DC;gettingâ&#x20AC;&#x2122; answers. Its time to work with a professional that is committed to being there when you need someone most. We offer competitive mortgage solutions for self employed, first time homebuyers, investors, and truly enjoy a challenge. I am looking forward to the opportunity to earn the trust of the City of Burlington and the Real Estate Professionals of RE/MAX Escarpment.

MORTGAGE SPECIALISTS

Miles Kulik

-"! s "ROKER - Email miles@mhcmortgages.ca www.twitter.com/mileskulik

Miles Kulik MBA www.mhcmortgages.ca Christopher Trahiotis Alexandra Trahiotis Broker 905-639-9999 905-639-9999

905-334-6906

&3#/ ,IC .O

44689_Remax_Hometour_Newsprint_4712_16.indd 15

905-330-9029

Douglas J. DePaulo, LL.B. Scott Kirkwood

289-639-3657

Aldo Berlingieri, LL.B. Alanna C. Stephen, B.A., LL.B., J.D. doug.depaulo@gmail.com aldo.berlingieri@gmail.com alannastephen@gmail.com 905-319-0369 905-319-0369 905-319-0369

11/21/12 4:57:03 PM

Please say you saw it in Home Tour

44689_Remax_Hometour_Newsprint_4712_16.indd 16

11/21/12 4:57:03 PM

Nov 24 - Dec 8, 2012 ISSUE #22

SECTION A

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

Ten bright safety tips to light up your holiday season

he holidays are almost here and for many it’s a time to “deck the halls” and “trim the tree.” Decorating the house inside and out with strings of bright lights and other colourful decorations is part of celebrating the season. It’s a special occasion to enjoy with family and friends, but it’s also a time to be careful. To stay safe and avoid electrical hazards around your home, the Ontario Ministry of Consumer Services offers these tips:

›› Use only approved electrical products that meet Canadian standards and carry the mark of a recognized certification agency like the Canadian Standards Association or similar group. ›› Always read manufacturers’ instructions and follow ratings on electrical products for indoor and outdoor use.

›› Holiday lights are not designed for year-round use and can deteriorate over time. Check them thoroughly for wear or damage before use and store them carefully when not in use. ›› If you find broken lights or cracked sockets, replace them. Don’t risk a potential electrical shock or fire. ›› If electrical cords are frayed or split, discard them. Damaged cords can expose electrical wires and may lead to electrical shock or fire. ›› When putting up your lights and decorations, don’t run extension cords through doorways, windows or high-traffic areas without covering them or protecting from potential damage. ›› Indoors or out — never overload electrical outlets, power bars or circuits.

HOLIDAY LIGHTS ARE NOT DESIGNED FOR YEAR-ROUND USE AND CAN DETERIORATE OVER TIME. CHECK THEM THOROUGHLY FOR WEAR OR DAMAGE BEFORE USE AND STORE THEM CAREFULLY WHEN NOT IN USE. ›› Always plug outdoor-rated extension cords into a ground fault circuit interrupter (GFCI) receptacle installed in accordance with the Ontario Electrical Safety Code. If the outlet is not GFCI-protected, buy and use a portable GFCI outlet adapter. ›› Stay clear – at least three metres (10 feet) — of overhead power lines when decorating outdoors and using ladders. ›› Always turn off or unplug holiday lights and other decorations before you go to bed or leave the house. Make the most of the holiday season. Have fun and enjoy putting up lights and decorations around your home, but be careful and follow these tips to stay safe. More information is available at ontario.ca/consumerservices andesasafe.com. NC

Please say you saw it in Home Tour

SECTION A

Nov 24 - Dec 8, 2012 ISSUE #22

Get SOLD on Service!

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

905 575-5478

Sales Representative

Re/Max Escarpment Realty Inc., Brokerage

Independently Owned & Operated

Call Today For Your Home Evaluation JUST LISTED! ORIGINAL CHARACTER W/GARAGE 4712_KIMRI_0045

JUST LISTED! STUNNING BUNGALOW 4712_KIMRI_0044

4712_KIMRI_0043

JUST LISTED! 20X30 HEATED BLOCK GARAGE/SHOP

GROSS $42,080/YEAR! STEPS TO MCMASTER

OTTAWA ST NORTH IS CALLING!

BUSY LAUNDROMAT IN GROWING WATERDOWN 4712_KIMRI_2_0044

4712_KIMRI_1_0043

4712_KIMRI_1_0052

Well kept 2 storey, kitchen with updated cabinets, mostly thermal windows, 100 amp breakers, c/air & furnace ‘07, roof stripped & re-shingled ‘05, central vac, 1.5 updated baths, whirlpool tub.

STEPS TO LOCKE STREET

STONEY CREEK MOUNTAIN

STEPS TO GAGE PARK, W/IN-LAW

Run your own business from home or collect income. Presently a denture clinic & hearing center. C/air. 1-2 bedrm w/loft, 1-1 bedrm, roof stripped & reshingled ‘11, 2 hydro meters.

4712_KIMRI_2_0037

4712_KIMRI_1_0036

Prime Ottawa St location, renovated 3 units w/ side parking lot, retail, office, 2 bedroom apt & billboard income, sep meters, 3 gas furnace & 3 c/air units, large windows.

4712_KIMRI_1_0035

Open concept all brick bungalow with in-law, 9 bedrooms, 2 kitchens, 3 full baths, coin operated laundry, 11 appliances, mostly thermo windows.

3 + 2 bedrm, vaulted ceilings, eat-in kit, main flr family rm w/gas FP, main flr laundry, 3.5 baths, c/air, c/vac, fully finished basement w/new broadlm installed ‘12.

Zoned single family w/det garage, 200 amp, large foyer w/wood stairs, stained glass windows, lots of hardwood floors & oak trim, gas boiler ‘07, roof stripped & reshingled ‘09.

Kimberly Makes Your Home a “Miracle Home” Please say you saw it in Home Tour

9386696_4712

Nov 24 - Dec 8, 2012 ISSUE #22

SECTION A

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

Call Today For the Latest Listings & To Sell your home... Recommended to:

Don Cottrell

Sell the home you have

Liz Miller

Broker

Sales Representative

Buy the home you want

Jessica Fabrizio Team Assistant

Kimberly Ehler Supports McMaster Children’s Hospital KIMBERLY EHLER SUPPORTS With Every Home MCMASTER CHILDREN’S HOSPITAL Listed & Sold. WITH EVERY HOME LISTED & SOLD. CALL KIMBERLY TODAY CALL KIMBERLY TODAY *

’S

, LD

O WH

X NE

4712_KIMRI_1_0039

4712_KIMRI_2_0045

UPDATES GALORE

WORK FROM HOME IN CALEDONIA!

4712_KIMRI_3_0046

Visit: www.KimEhler.com Email: kim@kimehler.com HAMILTON MOUNTAIN HOME W/ SALON

DURAND DISTRICT CONDO

FERNBROOK RESORT LIVING

MOVE-IN READY MOUNTAIN BUNGALOW

4712_KIMRI_1_0032

4712_KIMRI_1_0042

Massive lot 78 x 279, steps to the Grand River, 3 bedroom, newer 2.5 baths, main floor laundry, hardwood floors, loads of parking, garage/workshop w/hydro.

4712_KIMRI_1_0041

Close to Ottawa St district! Open concept home, newly updated kitchen w/moveable island, laminate floors, re-wired w/100 amp breakers, hot tub, rented hi-eff furnace installed ‘11.

6 UNITS WITH PARKING!

WHY PAY RENT? OWN FOR $545/MONTH

PRIME BURLINGTON LOCATION

Fabulous investment property w/6 rental units in great condition, some units have laminate flooring ‘10, some newer windows, newer boiler system, breakers, parking for 6.

2-1/2 storey, 4+1 bedrm, eat-in kitchen w/neutral ceramics, new Berber carpeting throughout, 2.5 baths, fenced in yard.

4712_KIMRI_3_0015

In-law set-up, bamboo hardwd, eat-in kit, upgraded cabinets, island/breakfast bar, stainless steel appl, main flr laundry, c/air, hi-eff gas furnace ‘09.

4712_KIMRI_2_0046

Adult living, open concept, modern decor, hardwood floors, kitchen with breakfast bar loft.

4712_KIMRI_1_0044

Secure entry, spacious 2 bedroom, eat-in kitchen, living room with wall to wall windows, dining room, electric fireplace, c/air, insuite laundry, indoor pool, sauna, fitness & party rm.

Rare find north Aldershot, development site, just under 2 acres overlooking Hwy 6, property on 3 streets, minutes to downtown, access to QEW, beautiful view of Burlington Bay.

Kimberly Supports Children’s Miracle Network with Every Home Listed & SOLD! *Based on 2010 Closed Transactions. Source CREA and RE/MAX Internal Data

Please say you saw it in Home Tour

9326571_4712

SECTION A

Nov 24 - Dec 8, 2012 ISSUE #22

RE/MAX® Escarpment Realty Inc., Brokerage - Independently owned & operated

VISIT AL’S WEBSITE www.alcosentino.com

“MAXIMUM EXPOSURE” CALL AL TO LIST TO SELL ASK FOR

47 DAY

***

Sale Guarantee or Trade* Program

IF YOU ARE SICK & TIRED OF THE OLD, CALL AL TODAY FOR A FRESH START!

STONEY CREEK MOUNTAIN ANCASTER PARADISE LUXURY

Serious inquiries. Custom built cut stone + Stucco. 2 stry 4800 sq ft. aprx 3 yrs old sits back 600 ft from street. 7.25 acres. Executive Estate w/all the bells and whistles. 2 ponds, Scarlet O’Hara staircase, coffered ceilings. 10 ft ceilings, separate wkshp/garage + more! Over 6000 sq ft of Living space. Granite counters, outside balcony, amazing high end upgrades. Curious?

$2,799,997 OR TRADE*/CASH*

$699,997 OR TRADE*/CASH* BIG/PRIVATE/COUNTRY AND MORE

Big 2 stry custom quality solid built hand cut stone + brick. 2 car garage, stamp concrete drive, finish bsmt w/possible in-law suite w/separate entrance 6,000 sq ft of living space. Private country setting close to the City. Separate 2 car garage 20’x28’ workshop. Hobbyist or Home Business. Curious?

YORK (OUTSKIRTS OF BINBROOK)

$994,997 OR MAKE AN OFFER

4712_KIMRI_1_5005

EAST MOUNTAIN 4712_KIMRI_1_5018

4712_KIMRI_1_5017

GREENSVILLE (OUTSKIRTS OF DUNDAS)

4712_KIMRI_1_5003

4712_KIMRI_1_5002

ANCASTER

$369,997 OR TRADE*/CASH PROGRAM*

$449,997/ TRADE OR CASH BETTER HOMES & GARDENS

UNBELIEVABLE

“TIRED OF CITY RAT RACE?”

WEST MOUNTAIN

ANCASTER

PORT DOVER

$799,997 OR TRADE*/CASH*

4712_KIMRI_5001

Country beauty 4 lvl side split w/2 car garage w/steel hoist beam. 200 amp loads of newer updates. 150’x200’. Lots of green space. New bath 7 remodelled kitch 15 mins to Fortino’s Stoney Creek.

4712_KIMRI_1_5020

Totally newly renovated from top to bottom. Awesome new chefs kitch. Lots of cupboards, granite counter. Open concept. Finished bsmt. New concrete drive to side & rear. Shows 10++.

4712_KIMRI_1_5019

Custom 4 yrs 2 stry quality built 1.5 acre estate. Landscaped lot backs onto treed ravine setting. Approx 4100 sq ft & 600 sq ft loft. Perfect in law or nanny suite. Separate entrance, 4 car garage drive through to rear. Curious?

$519,997 CASH/TRADE “AWESOME LIVING”

High end upgrades. 2 stry apprx 3319sqft + finish bsmt inlaw suite. Wet bar/movie theatre rm, separate entrance, high end kitch $60,000 + granite, sub zero fridge, R50 energy home, sound proof, near Hillfield & Hospitals + city view.

$259,997 OR BEST OFFER “EXCLUSIVE LIVING”

WATERFRONT LOT

Spacious unique 2 stry, 5 bdrms, 3442 sq ft. 9’ ceilings. Unspoiled walk-out bsmt possible in-law suite. 2 way gas fp. Large irreg private lot w/ heated salt water inground pool & gazebo. Unique layout.

PROVEN RESULTS

10735735_4712

FREE MARKET EVALUATION t "%7&35*4*/( (6"3"/5&&% tttttttttttttttttttttttttttttttttttttttt UNTIL YOUR PROPERTY IS SOLD VIP BUYER PROGRAM t 130'&44*0/"- 1)050(3"1): tttttttttttttttttttttttttttttttttttttttt AVAILABLE CALL TODAY 905-570-9997

Amazing building lot with phenomenal views of Lake Erie. Prestigious gated community allows access to the heated salt water inground pool, Tennis court & private sandy beach, 37.73 x 140.26 lot.

Please say you saw it in Home Tour

Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Monica Bechamp Business Associate

www.thesharmateam.ca info@ricksharma.com 905.662.6039 or 1.877.574.7441

Rick Sharma Broker

Reisha Dass Team Mnger/Sales Rep.

Lynn Vienneau Business Associate

*For Royal LePage

OPEN HOUSE SUNDAY NOVEMBER 25, 2-4 PM 35 MAPLEVALE DRIVE, ANCASTER

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HAMILTON WEST

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Walk to Lake Community/ Spencer Smith Park, Shops, Schools. Easy access to QEW & HWY #403. One of the largest units in this low-rise (4 storey) well maintained brick building. Amazing, spacious, open concept penthouse 2 bedrm unit in a secluded quiet area. One designated parking spot & same flr locker. $199,999. H3098692

A rare find note: Approx $31,0000 gross income annually currently used as 8 bedrm student rental. Brick home w/most windows replaced (2004). Gas furnace (2009). Separate entrance to all levels. Walk to Mac University, shops/ buses/easy access to Hwy 403. Home requires some TLC. $279.999. H3097755

HAMILTON EAST

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HAMILTON EAST

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Great starter home. One floor bungalow with 2 bedrooms and side drive. Upgrades 100 amp hydro, plumbing, newer floorings, newer windows, newer roof and newer eat-in kitchen. Walking distance to â&#x20AC;&#x153;Centre Mallâ&#x20AC;?, buses, schools etc. Easy access to QEW and mountain access up and coming location for a steal. $139,900. H3098970

Solid (double brick) 2 storey building w/amazing corner exposure. Main flr office, kitchen, meeting rm, bathrm & workshop. 2nd flr (residential): 3 bedrm unit w/side separate entrance. All rented month to month & generates $22,800 gross/ year. Great opportunity for starting your own business or buy as an investment. Easy acess to QEW. $259,900 H3097754

HAMILTON EAST

Fantastic escarpment views. All brick spacious raised ranch. Finished from top to bottom with summer kitchen in basement - possible inlaw set up, familyroom with wood burning stove, 2 full bathrooms, 4 bedrooms. Large yard with many fruit trees. $309,999. H3090875

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HAMILTON MOUNTAIN

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1.5 storey home beautifully decorated, 3 bedrms, 1.5 bathrms, recent upgrades: Include windows, newer front drive & porch, gas furnace & air conditioning unit, both bathrms. No carpet-newly installed floors throughout. A great find with nothing to be done. $199,999. H3093480.

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BURLINGTON

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Gorgeous home approx. 2 years new, over 2500 sq. ft. Spacious interior with many built-in upgrades. Open concept with cathedral ceilings. Open to below from 2nd floor. Generous kitchen size with granite countertops & dark stained cabinets. California shutters through-out. Large master bedroom with 5 pce ensuite includes step-up Jacuzzi enclosed with pillars & glass shower, also off master bedroom: Amazing walk-in closet with built in organizers. Nothing to be done but move in, please visit our open house Nov. 25 2-4 pm, or call to schedule an exclusive showing. $569,999. H3097752

1-877-574-7441 or 905-662-6039 info@ricksharma.com STATE REALTY BROKERAGE

Top 1% Nationally FOR ROYAL LEPAGE

INDEPENDENTLY OWNED & OPERATED

2006/07/08/09/10

Sharon Musson-Maxted Sales Representative

AJ Ghottra Sales Representative

Jacqueline Mastrangelo Sales Representative

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Chris Medcalf BROKER

Lori Peake SALES REPRESENTATIVE

For ALL Your Real Estate Needs RESIDENTIAL / INVESTMENT / COMMERCIAL

905-547-7305 | 1-877-574-4601 | medcalf@cogeco.net 4712_KIMRI_1_0058

Remodelled home with separate inlaw set up, two new kitchens, two remodelled baths, new ceramics, hardwood, carpet throughout, roof recent reshingles, updated wiring & plumbing, freshly painted and decorated!

TWO STOREY BEAUTY! Impressive renovations! Super sized eat in kitchen with lots of new cabinets & stainless steel appliances & patio doors to rear yard, new hrdwd flrs in livrm, 3 bedrm, 1 remod bath, new concrete walkway & patio, updated windows & hydro, high efficiency gas furnace, front driveway & new fences! Won’t last!

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OPPORTUNITY KNOCKS!

$175,850

$199,850 LARGE FOUR BEDROOM HOME!

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Steps to the new Center Mall, good access to QEW, remodelled home with large kitchen w/modern cabs, granite & appliances, main floor laundry, 4 good size bedrooms, covered rear porch, private driveway, don’t miss out...call today!

Super size semi renovated and ready to move in, 4 br, formal living & & dining room, new kitchen w/ ceramics and appliances, remod. 4 pc bath, walk-up from basmt to rear yard, lg rear concrete deck, double front parking, too many updates to mention!

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JUST MOVE IN!

$164,850

$169,850

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2 ACRE PROPERTY! Country property only 10 minutes to city, suitable for contractor or small hobby farm, stylish new kit w/granite counters & new backsplash & new wide plank flooring, lr w/cove ceilings, three bedrooms, fin recrm w/potlights, lg detach garage w/hydro, new eff furnace & c/a, great opportunity!

$429,850 4712_KIMRI_3_0045

ACROSS FROM GOLF COURSE! Fantastic 4 lvl backsplit located in quiet neighbourhood! Modern kit w/ceramics & appliances, formal living room & dining room w/hrdwd flrs, 3 br, 2 remod baths, supersize famrm w/cozy fireplace, garage w/inside entry & side drive, updated windows thruout, roof resh 2010!

$319,850

11265155_4712

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition 9189921_4712

CHUCK VITANZA, CRA

DO YOU NEED TO KNOW THE VALUE OF YOUR HOME?

SALES REP. & APPRAISER

- RECOGNIZED BY: COURTS, LENDING INSTITUTIONS, GOVERNMENT, ETC. - APPRAISING SINCE 1987! - SELLING SINCE 1985!

OFFICE (905) 529-5900 PAGER (905) 645-1255 B R O K E R A G E

3 FAMILY DWELLING

SOUTH EAST HAMILTON

WEST MOUNTAIN

Large 2 1/2 storey close to all amenities, 3-1 bedroom apartments, well maintained, steel roof, high efficiency furnace, 200 amp breakers, coinop laundry on main floor, rear drive. Long term tenants. $179,900. Call Chuck Vitanza, CRA

Multi-level dwelling. Main floor family room, pool, hot tub, rear workshop. Recent updates; vinyl siding, thermal windows, roof shingles, weeping tiles and drains under floor, high efficiency furnace, 100 amp breaker panel and wiring, open kitchen with maple cupboards, main floor bathroom. Reduced to $249,900. Call Chuck Vitanza, CRA 4712_KIMRI_0052

Well maintained 2 storey backing onto Colquhoun Park. Hardwood floors, freshly painted, updated main bathroom, separate dining room, finished basement, recent roof shingles, 100 amp breaker panel, high efficiency furnace. Central air, alarm. $339,900. Call Chuck Vitanza, CRA 4712_KIMRI_0053

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REAL ESTATE APPRAISALS

Residential appraisals, Single Family Residential, Multi family up to 4 dwelling units, Condo Townhouses, Condo Apartments, etc. Financing, Matrimonial, Estate purposes, etc. Competittive rates, call Chuck Vitanza, CRA

“Discover the Difference” www.gabrielriverso.com

Gabriel

Riverso Broker

905-545-1188

HAMILTON MOUNTAIN OPPORTUNITY!!!

NEWPORT YACHT CLUB AREA!!!

Large home presenty used as 2 family dwelling with separate 3 bedroom apartment on main floor, and 2 bedroom apartment on 2nd floor. Large 100x300 feet lot. Great opportunity of future street and potential of 5 more lots. Currentl rental income of $1600/mo. Asking $550,000. Seller may assist on financing! CALL GABRIEL RIVERSO AT 905-545-1188, TOLL FREE 1-800-567-6257, or email to griverso@rmxemail.com 4712_KIMRI_1_0067

All brick, gorgeous 2 storey, 3 bedroom home, choice Stoney Creek location. Large kitchen with tumbled marble counter moveable island. Vaulted 2 storey ceiling in Living room makes this an entertainer’s delight. Tasteful decor, beautiful ensuite with whirlpool tub. Updates include new main floor windows and doors, hardwood flooring throughout, 4 years new roof and more!! Asking $424,900. Come, compare, try your offer!!! Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257, Virtual Tour at www.gabrielriverso.com 4712_KIMRI_1_0051

Well kept all brick 3+1 bedrm backsplit custom built. Spacious home for the growing family or in-law situation. The many updates include windows & doors, high efficiency furnace & central air, roof shingles, tankless water heater system, patio door & garage doors. Refinished gleaming hardwood floors in 2009. Enjoy the gorgeous salt water in-ground, heated pool, concrete drive, pool deck and more!!! Great neighbourhood, close to schools, shopping. $367,500. CALL GABRIEL RIVERSO AT 905-545-1188, TOLL FREE 1-800-5676257, Virtual Tour at griverso@rmxemail.com

Rare find property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms 2-4 pc. bath w/hot tubs. 2 combination stone fireplace. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop with full basement under garage, storage for the Handy man! 5 minutes to shopping in Brantford and only minutes to Ancaster, Hamilton, Dundas. $689,000. Don’t delay call today!!! Call Gabriel Riverso at 905-545-1188, Toll Free 1-800-563-6257, Virtual Tour at griverso@rmxemail.com

BRANTFORD!!! JUST SOUTH OF ANCASTER!!!

STONEY CREEK!!! 9128965_4712

Escarpment Realty Inc., Brokerage Independently Owned & Operated

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

-Brantford Edition

Hamilton-Halton-Haldimand

Mar 31 - Apr 14, 2012 Volume

12 Issue 6

Hamilton-Halton-Haldimand

-Brantford Edition

Your Best Source for Homes

April 14 - 28, 2012 Volume

12 Issue 7

& Condos

Your Best Source for Homes

& Condos

. 3 large bedrms, 2.5 manicured to perfection Cod is in Cayuga! Property is The inside of the Cape one of the nicest homes attached greenhouse. nt Realty, Brokerage. F! - $579,900 - Truly heated workshop w/ tative, Re/Max Escarpme basement 24' by 32' 1312_KIMRI_0203 TIME TO REWARD YOURSEL and laundry rm. Finished Norm Merz, Sales Represen bathrms. Main floor family Sitting on over an acre. Call today to view!#H3082567. GRIMSBY - $489,999 a pure pleasure to view. merz.com 94 Ottawa St. S. Cayuga. MLS - Custom built with scenic www.norm 5478. living views of escarpment. & dining rm. Granite counterto 905-575Luxury in-law suite. Open ps throughout. Hardwood corner gas fireplace, kitchen with stainless flr on main level. Ensuite 2 bedrms, den & private steel appliances overlookin w/corner Brokerage 905-662-6039 entry. g or visit www.TheSharmaTeRoof w/ lifetime warranty. H3083319. Call whirlpool tub. Bsmnt w/ 2nd kitchen, ceramic Rick Sharma, Broker, am.ca flrs, Royal LePage State Realty, 1512_KIMRI_0069

Artist concept

- Walk to Locke St. cafes, AFFORDABLE LIVING - $48,500 or co-op, perfect for single shops, bus. One bedroom ideas. Monthly fee $425 incl retirees. Bring your updating or mtnce, bldg ins. No pets taxes, heat, water, bldg Val Dalgetty-Righton, Sales smoking. 285 Bold St. Call Banker Pinnacle Real Estate, Representative, Coldwell 7. 0912_KIMRI_0001 #H308001 MLS 10. Brokerage. 905-522-11

subdivision along the shores of LAKESIDE LIVING! $389,900 - Executive with many upgrades! Granite ON 59' WIDE LOTS! home Lake Erie! Custom 6 yr old, 3-bedrm to HAGERSVILLE - 3 CAR GARAGE ensuite, 2 fireplaces, garden doors models. Close to schools, countertops, hardwood floors, 5-pc PARKVIEW ESTATES - Furn. garage, unspoiled full basement! 2 storeys, elevated ranches, back deck, cathedral ceiling! Attached hospital & outdoor park. near Freedom Oaks from $229,900. Open Sat & with right-of-way to beach! Dunnville Views of LakeLEErie backsplits & bungalows. Prices Donald Plouffe, Broker of AFFORDAB LIVING - $48,500 - for your viewing! 905-774-7511 Walk Broker pm. to Locke 2-4 Koster, St. cafes, shops, Golf Course! Sun 12-4 pm, Mon-Fri bus. Call OneLiz bedroom 0312_KIMRI_3_0013 Brokerage.for single Centre perfect Real Estate Brokerage. 905-632- retirees. Real Estateco-op, Niagara LePage or Royal Record, Donald Plouffe Ltd. Bring your updating ideas. Monthly fee homes.ca 0512_KIMRI_8000 $425 incl taxes, heat, water, bldg 5940. See virtual tours at www.plouffe mtnce, bldg ins. No pets or smoking. 285 Bold St. Call Val Dalgetty-Righton, Sales Representative, Coldwell Banker Pinnacle Real Estate, Brokerage. 905-522-1110. MLS #H3080017. 0912_KIMRI_0001

Artist concept

HAGERSVILLE - 3 CAR GARAGE ON 59' WIDE LOTS! PARKVIEW ESTATES - Furn. models. Close to schools, hospital & outdoor park. 2 storeys, elevated ranches, backsplits & bungalows. Prices from $229,900. Open Sat & Sun 12-4 pm, Mon-Fri 2-4 pm. Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-6325940. See virtual tours at www.plouffe homes.ca 0512_KIMRI_8000

BINBROOK - COUNTRY BUNGALOW $394,900 - 3 bedrm all brick home situated on over 1 acre southern exposure lot. Bright eat-in kitchen, spacious living room, fully finished lower level. Oversized garage 31' x 16' & parking for 10 cars. So many Sales Representative, Royalupdates. Call Lisa Tollis, LePage State Realty, Brokerage 905-574-4600 www.LisaTollis.ca 1512_KIMRI_0036

Hamilton-Halton-Haldimand-Brantford Edition

Now Available Online Read all our magazines online in an easy-to-use flip-page format

PLEASE VISIT

www.homeTRADER.ca to view our print publications online

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

DREAM HOMES

LOCATIONS Hamilton & Oakville

Phase

40, 45 & 50 FT. LOTS

III

Now Open HST Included

Specializing in Custom New Homes Visit Our Model Home or View at

www.zeinahomes.ca

Fabulous West Mountain Location Upper Paradise - South of Rymal Rd.

Model Home

Dennis J. Petis, Broker Leanne Johnny, Sales Representative

905.574.3038

Homelife Macro Realty Inc. Brokerage

14 Superb Zeina Designs OR Custom Build from

Sat. & Sun 1-5pm Mon-Thurs 2-6pm or by appt.

$399,900

*Prices quoted are for Hamilton Area

Independently Owned & Operated

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SALES REPRESENTATIVE

905-388-5133

10728336_4712

tl.welsh@sympatico.ca

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ASKING $299,900 Clean 3 bedroom bungalow w/right away to beach, featuring large kitchen, loads of kitchen cupboards, 2 baths, jacuzzi tub, den, newer laminated & ceramic tile flooring, high bsmt, sun decks and parking. Easy access to Q.E.W., Linc, parks & waterfront trail. 4712_KIMRI_0050 Please say you saw it in Resale Home & Condo Guide

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20 hottopic

Resale Home & Condo Guide - Hamilton & Halton Edition

buyer beware Whether you’re a buyer or a seller, in an increasingly litigious real estate market you need to protect yourself BY KARA KURYLLOWICZ

uyers want to know if the state of the home they’re considering could negatively affect their health and safety, or if significant repairs are imminent and in most provinces, the sellers are legally obligated to disclose that information. To make a fully informed decision and avoid buying a home with a cracked foundation, dated or faulty wiring, rampant mould or some other stress- and debt-inducing defect, buyers should arrange a home inspection. In most Canadian provinces, including B.C. and Ontario, buyers can also request a property condition disclosure statement, also known as a seller property information statement, although the seller is not obliged to complete or provide it.

Volume 12 Issue 22

“If the seller won’t complete and provide the statement, I see it as a big red flag! The seller’s property disclosure statement is designed to catch people that are trying to hide problems in a home,” says Vancouver Realtor Mike Stewart. “I make sure that my sellers understand that if they don’t disclose defects such as a leaky roof or sluggish plumbing through the property disclosure statement or alternate means, that omission or lie may come back to haunt them.” The real estate industry created the disclosure and information statements to provide relevant information on defects, renovations and other pertinent property information,

IN MOST CANADIAN PROVINCES, INCLUDING B.C. AND ONTARIO, BUYERS CAN ALSO REQUEST A PROPERTY CONDITION DISCLOSURE STATEMENT, ALSO KNOWN AS A SELLER PROPERTY INFORMATION STATEMENT, ALTHOUGH THE SELLER IS NOT OBLIGED TO COMPLETE OR PROVIDE IT.

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

based on the seller’s knowledge and experience. The goal was also to encourage full communication and disclosure between the buyer and the seller. Yet, as stated earlier in this article, neither the completion nor the disclosure of those statements is obligatory. “A Sellers Property Information Statement (SPIS) is one of many tools that a real estate professional can use, and can be helpful for both the seller and buyer when they are properly applied,” says Amy Lewis, communications officer, Real Estate Council of Ontario (RECO). “The key to a SPIS is that it is has to be used properly. If a seller decides they want to use a SPIS form, their sales representative needs to walk them through the completion of it and help them understand the questions they are answering and the implications of providing inaccurate or incomplete information.” Across Canada, despite the fact the statements are supposed to protect everyone involved, buyers and sellers, as well as their Realtors and lawyers, are debating the pros and cons of these documents. Some feel the documents are inherently risky because few homeowners have the relevant expertise or experience required to fill out the forms accurately. Others point out that the forms are overly technical and often, poorly worded or phrased in a way that invites misunderstandings and misinterpretation. Finally, there are certainly instances where the statements have been used against the sellers in post-sale disputes. Yet even if the vendor presents a carefully completed property disclosure form and a home inspection report, astute, ethical real estate professionals want buyers to do their own due diligence, including a second home inspection they personally commission. As Peter Russell, real estate broker at Chestnut Park Real Estate, Toronto, says, “At best, they’ll identify issues that no one else saw or disclosed and at the very least, the buyer will be able to see where maintenance and repair money ought to be spent first. It enables them to prioritize future expenditures.”

decision to buy or sell a property, what price to offer/list at and what conditions might be attached to any agreements of purchase or sale. “In Ontario, by law, the vendor and the vendor’s agent must disclose any known material facts that might make the home uninhabitable or dangerous. “Anything else is buyer beware,” says real estate lawyer Bob Aaron. “Always do your research, get a reputable home inspector, and ask for warranties.” A buyer, for example, might want a warranty from the seller that the basement has never leaked, the mechanical and electrical systems are in good operating condition, and the roof was re-shingled five years ago. RECO’s Lewis points out that the material facts are open to interpretation and less than universal because the buyers’ and sellers’ interests and reactions are sure to vary. As a result, buyers need to define and discuss their particular set of material facts with their representatives. If you can handle replacing the roof shortly after you move in and can live with the deck that was built without the proper permit, but are leery of a house that sits on a known flood plain, your representative needs to know. Be clear on what constitutes a deal-breaker and what might warrant a price reduction. A real estate professional will also have to disclose latent or hidden defects such as a cracked foundation. Not surprisingly, the onus is on buyers to spot the patent defects – the kind you can see – which also provides a degree of latitude. “Litigation is unpleasant for everyone, the costs are high and the results are uncertain so whether you’re a buyer, a seller or a real estate professional, it’s well worth doing whatever you can to avoid that possibility,” says Russell.

IN ONTARIO, BY LAW, THE VENDOR AND THE VENDOR’S AGENT MUST DISCLOSE ANY KNOWN MATERIAL FACTS THAT MIGHT MAKE THE HOME UNINHABITABLE OR DANGEROUS. ANYTHING ELSE IS BUYER BEWARE. Whether or not the sellers complete and disclose a property information statement, they still have to inform sellers about material facts that might affect a person’s Please say you saw it in Resale Home & Condo Guide

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22 quicktips

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 22

Replace holiday stress with

holiday joy BY HELLEN BU T TIGIEG

oliday season strikes fear in the hearts of many. Instead of visions of sugar plums we get visions of mad mall dashes, credit card bills and lots of cleaning to do. Put years past behind you and make a few simple changes. These tips will help replace the holiday stress with holiday joy. ›› Avoid gifts that clutter Give gifts that can be consumed rather than those that take up space. Consider giving candles, gourmet food baskets, vintage wines, fresh floral arrangements, jams and jellies, etc. Gift certificates are also appreciated by those who want to streamline their homes. ›› Clear away the ‘everyday’ For more impact and less clutter, remove your everyday decorative items from tabletops and mantles before you display your holiday decorations. You can store them temporarily in the boxes that held your decorations. ›› Under-decorate If you find it overwhelming to decorate every room of your home for the holidays, consider a new approach. Decorate the one or two rooms you’ll use the most over the season and see how you feel. Chances are you and your family won’t miss the extra knick-knacks and you may even enjoy the holidays more because you’ll be less stressed. You will be especially appreciative when it comes time to take down the decorations and put them away.

›› Help for the host Hosting a holiday soirée this year? Don’t be a superhero – accept help. Make it a potluck. People enjoy contributing and it makes the meal more interesting. While you’re at it, consider putting your kids to work during the event or hiring students to help out. They can take coats as guests arrive, freshen up the appetizer plates and load the dishwasher. They’ll be learning valuable skills and perhaps making some extra money and you’ll be a more relaxed and joyful host!

FOR MORE IMPACT AND LESS CLUTTER, REMOVE YOUR EVERYDAY DECORATIVE ITEMS FROM TABLETOPS AND MANTLES BEFORE YOU DISPLAY YOUR HOLIDAY DECORATIONS. YOU CAN STORE THEM TEMPORARILY IN THE BOXES THAT HELD YOUR DECORATIONS. ›› Avoid mall madness Do you get stressed when shopping for gifts at the mall this time of year? Do the long lineups and limited parking dampen your holiday spirit? There’s still time to shop online and have your items delivered in time. Many retailers offer free shipping or other incentives this time of year. Another option is to hire a personal shopper. Some major department stores actually offer this service at no cost, so ask. ›› Make it meaningful Connect to what the holidays are really all about – spending time and making special memories with the people you love. Make time for doing fun things together, like baking cookies, going downtown to see the holiday lights and festive store windows, renting a favourite family movie or going skating at the local rink. An effective way to make time for these activities is to let go of the need to create the perfect home, buy the perfect gifts, and cook the perfect holiday meal. Perfection is unattainable, no matter how organized and talented you are (especially this time of year). ›› Be an early bird Wrap and ship your holiday gifts to out-of-town friends/family early to avoid rush postage costs and long lineups at the post office. ›› Track your spending Consider paying by debit instead of credit when shopping for gifts to avoid the shock of your credit card statement in January. Another option Please say you saw it in Resale Home & Condo Guide

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

is to put all your purchases on one credit card and only use that card for gift-buying; with most cards you can track your spending by viewing the balance online. ›› Guilt-free Holidays Take a day to catch up on unfinished business like filing, returning calls, etc. Most of these ‘loose ends’ take only a few minutes, but are put off because they don’t seem urgent. However, you still worry about getting them done, and it takes up space in your brain. Eliminate these energy leaks and you will be free to enjoy your holidays. Hire help if you need to. ›› Pick a calendar that works Invest time in choosing the right calendar system for you. Go to an office supply store and take a few minutes to look through the options. Are you a visual person who prefers a paper-based planner or a digital person who relates to an app or a computer program? Do you like a large desk blotter-type calendar or does a pocket-sized appointment book make more sense? Which format do you prefer: day-, week, or month-at-a-glance? Making the best decision for you now will pay off many times over the new year.

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

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Now Available Online Read all our magazines online in an easy-to-use flip page format

AN AGENT

PLEASE VISIT

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26 stylefile

Resale Home & Condo Guide - Hamilton & Halton Edition

Volume 12 Issue 22

Get friendly with fabrics How to mix and match… tastefully BY YA N IC S I M A R D

hen it comes to fashion, patterns are mixed together all of the time. So, you shouldn’t be

fearful of combining patterns in a room to make it come to life. The trick is to do it tastefully – without creating a décor disaster. Here, I share my tips for combining patterns the right way: Begin Bold Start with one strong

pattern – strong could mean thick lines, a particularly busy pattern, or very saturated colours – and build upon it. Balance of Scale The goal is for your patterns to complement one another, not work against one other; try to have an even mix of busy and subtle.

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11/21/12 4:58:28 PM

Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Textile Tips: 1 Choose soft furnishings that will work in any room of your home, so that

Soften Prints with Solids

A fabrics without a pattern acts as a staple to all schemes. It’s sort of like the bread to a sandwich – things won’t look (or taste) good without it. One Colour, Different Shades A more simplified way of mixing patterns is to keep it monochromatic. Select patterns of one colour but choose varied shades (for example, light blue mixed with medium and dark blue). Don’t Over-coordinate You want to avoid having your fabrics too “matchy-matchy.” If you’re using the same or similar pattern in more than one area, limit it to two places and have them spread far enough apart.

when you’re ready to change up your décor you can swap pillows, throws, drapery, etc. from room to room. 2 If you’re just starting to re-decorate a room, a textile that you love is a great way to draw inspiration for the entire scheme. Pull the colours, lines, shapes and feel from the pattern on the fabric. 3 When selecting a fabric, keep its application in mind and consider these two important details: ›› DURABILITY Look at the rub count – if the textile you’re considering is for upholstery and a piece that will be used often, the higher rub count the better. If it’s for drapery, a lesser rub count is suitable. Also, fabric with a higher thread count means a tighter weave, which is key to having fabric maintain its shape over time. ›› CLEAN-ABILITY Fabrics made of natural fibres will absorb stains much quicker than man-made fabrics, but they will clean up better. Fabrics made with man-made fibres are typically soil-resistant but don’t clean up as well.

My Favourite Patterns: GINGHAM This printed or dyed

fabric, which dates back to the 17th century, is known for its checked patterns of white and a single bold colour (you’ll often catch me wearing this pattern). The size of the checks can vary in size, and the checks can appear in horizontal rows and vertical columns, or sometimes diagonally. PINSTRIPE A classic pattern consisting of very thin stripes running in parallel. It is most recognized in men’s suits and is very striking in home décor. CHEVRON A repetitive pattern comprised of sharp ledges that look like the letter “V” (sometimes called herringbone or zigzag). This is on trend right now.

Yanic Simard is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

-Brantford Edition

Hamilton-Halton-Haldimand

Mar 31 - Apr 14, 2012 Volume

12 Issue 6

Hamilton-Halton-Haldimand

-Brantford Edition

Your Best Source for Homes

April 14 - 28, 2012 Volume

12 Issue 7

& Condos

Your Best Source for Homes

& Condos

Artist concept

Hamilton-Halton-Haldimand-Brantford Edition

Now Available Online Read all our magazines online in an easy-to-use flip-page format

PLEASE VISIT

www.homeTRADER.ca to view our print publications online

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

29 homebuyers’help

HOMEBUYERS’ RESOURCE SECTION You love the home, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

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30 homebuyers’help

Resale Home & Condo Guide - Hamilton & Halton Edition

BUYING A HOME | THE FIRST STEPS arrange for a mortgage select a home inspector select a real estate agent select a lawyer

AFTER BUYING: home insurance warranties

KEY PLAYERS

SELLING A HOME | THE FIRST STEPS select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

STAGING FOR PROSPECTIVE BUYERS: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

ABOUT THE PROPERTY

agent’s name: phone number: email:

property: list price: property taxes/year:

broker’s name: phone number: email:

NEIGHBOURHOOD closest main intersection:

lawyer’s name: phone number: email:

elementary schools: high schools: hospitals: clinics:

inspector’s name: phone number: email:

shopping (supermarkets/malls):

reno expert’s name (1): phone number: email:

public transportation:

reno expert’s name (2): phone number: email:

distance from work/school: occupancy: heating:

nice to have:

CONDO amenities:

deal breakers:

Volume 12 Issue 22

banks:

closest highway:

maintenance fees:

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

Ndj adkZ i]Z ]dbZ!

H:: L=6I NDJ 86C 6;;DG9 USE THIS GUIDE TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME 1. Calculate the combined monthly before-tax income between you and your spouse. 2. Divide by three. This figure is the monthly payment you can afford to make on your home. 3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow. 4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization). 5. Multiply this figure by the amount you need to borrow. Divide by 1,000. 6. Add to this your estimated monthly heating costs and monthly property taxes. 7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAX INCOME

DIVIDE BY 3

AFFORDABLE MONTHLY PAYMENTS

CHART FIGURE

AMOUNT OF MORTGAGE DIVIDED BY 1,000

AMORTIZATION AMOUNT

ESTIMATED MONTHLY TAXES & HEAT

MONTHLY PAYMENTS

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

MORTGAGE PAYMENT CALCULATION CHART % 5.00% 5.25% 5.50% 5.75% 6.00% 6.25% 6.50% 6.75% 7.00% 7.25% 7.50% 7.75% 8.00% 8.25% 8.50% 8.75% 9.00% 9.25% 9.50% 9.75% 10.00% 10.25% 10.50% 10.75% 11.00% 11.25% 11.50% 11.75% 12.00% 12.25% 12.50% 12.75%

10 YEARS 10.58 10.70 10.82 10.94 11.07 11.19 11.31 11.43 11.56 11.68 11.81 11.94 12.06 12.19 12.32 12.45 12.58 12.71 12.84 12.97 13.10 13.24 13.37 13.50 13.64 13.77 13.91 14.04 14.18 14.32 14.46 14.59

15 YEARS 7.88 8.01 8.14 8.27 8.40 8.53 8.66 8.80 8.93 9.07 9.21 9.34 9.48 9.62 9.76 9.90 10.05 10.19 10.33 10.48 10.63 10.77 10.92 11.06 11.22 11.36 11.52 11.66 11.82 11.97 12.13 12.28

20 YEARS 6.57 6.74 6.85 6.98 7.12 7.26 7.41 7.55 7.69 7.84 7.99 8.14 8.28 8.44 8.59 8.74 8.86 9.05 9.20 9.36 9.52 9.68 9.84 10.00 10.16 10.32 10.49 10.65 10.81 10.98 11.15 11.31

25 YEARS 5.82 5.96 6.10 6.25 6.40 6.55 6.70 6.85 7.00 7.16 7.32 7.47 7.63 7.79 7.95 8.12 8.28 8.45 8.62 8.78 8.95 9.12 9.29 9.46 9.63 9.80 9.97 10.15 10.32 10.49 10.67 10.85

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Volume 12 Issue 22

Resale Home & Condo Guide - Hamilton & Halton Edition

CHARTERED BANKS

VARIABLE

6 MONTHS

1 YEAR

2 YEARS

3 YEARS

4 YEARS

5 YEARS

ATB Financial

4 6.30op

3.1 6.30op

3.14 6.50op

3.7

4.39

3.69

Alterna Svgs/Alterna Bk

4 6.30op

3.05 6.30op

3.09

3.29

3.24

3.1

4 6.30op

3.1 6.30op

3.14

3.7

4.64

3.09

4.55 6.45op

3.65 6.50op

3.89

2.79

4.39

3.99

4 6.45op

3.1 6.30op

3.14

3.7

4.64

5.24

6.70op

3.1 6.35op

3.29

3.5

4.39

5.24

4.45 6.20op

2.7 6.35op

3.95

2.98

4.99

3.49 3.44

Bank of Montreal Bank of Nova Scotia Canadian Western Bank CIBC

3.2

HSBC Bank Canada

ICICI Bank Canada

3.05

3.15

3.65

3.64

3.69

3.25

3.19

ING Direct Laurentian Bank Manulife Bank

n/a

4.4 6.70op

3.09 6.30op

3.14

3.7

3.64

3.79

4.45

3 4.00op

3.1

3.15

2.95

3.04

3.09

3.14

3.19

4 6.70op

3.1 6.30op

3.14

3.7

4.64

3.99

3.2

3.24

3.3

3.34

4 6.30op

3.1 6.30op

3.14

2.99

4.64

5.24

3 6.30op

3.14

3.7

3.49

5.24

MonCana Bank National Bank

n/a

Presidentâ&#x20AC;&#x2122;s Choice Finan

3.1

Royal Bank

3.2

TD Canada Trust

3.2

TRUST COMPANIES AGF Trust

n/a

2.99

3.1

3.5

3.64

3.19

Community Trust

n/a

4.45

3.1

3.35

3.95

4.64

5.24

Effort Trust

n/a

4.45 6.30op

3.45 6.30op

3.8

4.6

5.1

Home Trust Company

3.2

3.95

2.99

3.1

3.19

3.25

3.19

Investors Group Trust

n/a

4 6.50op

3.1 6.30op

3.14

3.7

4.64

5.24

4.55 6.45op

3.65 6.50op

3.89

2.79

4.39

3.99

2.99

3.25

3.29

3.09

3.49

2.94 9.00op

3.25

3.29

3.19

3.2

3.95

2.74

2.69

2.89

3.15

3.09

6.34op

3.09 6.34op

3.19

3.24

3.29

3.24

4 6.50op

3.1 6.30op

3.14

3.7

4.64

5.24

3.6 6.30op

3.95

4.35

4.89

5.24

3.1 6.30op

3.14

3.7

3.4

3.28 3.5

MTCC

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. Comtech Credit Union

4 2.85

First National Fin. LP

6.25op 6.6 8.40op

FirstOntario C.U.

2.79

London Life

n/a

MCAP

2.9

Meridian Credit Union

2.85

Parama Credit Union

2.9

3.1

3.15

3.25

Steinbach Credit Union

2.5

2.6

2.8

2.9

3.1

Teachers Credit Union

3.19 6.50op

3.35

3.65

3.39

3.49

4.45

4.45 6.30op

NOTES: **INTEREST RATE CHARGED SUBJECT TO ADJUSTMENT DURING TERM MORTGAGE. PLEASE CONSULT INSTITUTION FOR TERM OF YEARS AVAILABLE. ALL RATES ARE 13*.& 3"5&4 "/% 46#+&$5 50 $)"/(& 8*5)065 /05*$& 3 0 3 3"5&4 0/ 3&26&45 t 01 01&/ t /05 2605*/( t / " /05 "7"*-"#-& Prepared on Nov. 19, 2012 by FiscalAgents.com/mortgage/rates

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11268018_4712 ÂŽ

Richard Schilstra

Fred Moodie

Broker of Record***

Broker**

905.774.4444

Tammy Carpenter Sales Representative*

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Linda Leslie

Wes Moodie

Sales Representative*

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Accredited stAging professionAl

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2009

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CA CA$ $H H BUYERS BUYERS

Looking for homes in Dundas, West Hamilton and Flamborough! Looking for homes in Dundas, West Hamilton and Flamborough! If you have one, call me today!

Looking Dundas, West Hamilton and Looking for for homes homes inhave Dundas, West Hamilton and Flamborough! Flamborough! If youin one, call me today!

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HAMILTON MOUNTAIN

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wrap around deck overlooking a stream affords the privacy of country right in downtown Dundas. Ideal family home with main floor office plus 4 BR’s 1.5 Sty 3BR. bath brick on home gaBright spacious and charming bungaand 1.5 3 full baths thesingle second rage, double main floor master, Artsga& low offers 3 BRs. 2 charming baths, hardwood 1.5 Sty 3BR. drive, 1.5 bath brick home single Bright spacious and bungafloor. Separate 2floor bedroom in-law Crafts eat in kitchen, formal dining room with 1.5 Sty 3BR. 1.5 bath brick home single gaBright spacious and charming bungarage, double drive, main master, Arts & floors, cove ceilings, recent shaker low offers 3 BRs. 2 baths, hardwood beamed ceiling, sunfilled family room addition, rage, double drive, main floor master, Arts & low offers 3 BRs. 2 CT. baths, walkout Crafts eatapartment in kitchen, in formal diningbasement room with kitchen with granite fin.hardwood Rec. rm. floors, cove ceilings, recent shaker hardwood leaded and stained glass. Crafts eatceiling, infloors, kitchen, formal dining room with beamed sunfilled family addition, floors, cove ceilings, shaker ready forBoiler, paint, flroom ooring and and private with beautiful perkitchen withproperty granite CT.recent fin. Rec. rm. Updated roof, C/A, and wiring. beamed ceiling, sunfilled family room addition, hardwood floors, leaded and stained glass. kitchen withproperty granite CT. beautiful fin. Rec. perrm. ennial gardens! $ 419,900.00 hardwood floors, and stained glass. and private with WOW! $429,900.00 cabinets. $759,900. It’s worth a Updated roof, C/A,leaded Boiler, and wiring. and private property with beautiful perUpdated roof, C/A, Boiler, and wiring. ennial gardens! $ 419,900.00 WOW! $429,900.00 4712_KIMRI_4_0001 look! H3091893 ennial gardens! $ 419,900.00 WOW! $429,900.00

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SHOW YOUR PROPERTY WHERE WILL SELL IN COLOUR SHOW YOUR WILL SELL HERE COLOUR ANDON THECOVER COVER * Not WHERE intended properties currently for saleAND SHOW YOURPROPERTY PROPERTY WHEREtoITITITsolicit WILL SELL HERE HERE ININlisted COLOUR AND ONONTHE THE COVER

4712_KIMRI_0047

11247604_4712

*Not intended to solicit clients currently under contract.

2011 2009

2004 BUYERS CACA$H $2009 H BUYERS

* Not intended to solicit properties currently listed for sale * Not intended to solicit properties currently listed for sale

11254693_4712

4712_KIMRI_0048

“DYNAMO WITH A HEART” 2007

SRES Seniors Real Estate Specialist 2005

15 DELENA AV NORTH

IMMACULATE

Sonnia Martorana Sales Representative

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$232,000

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4712_KIMRI_0049

sonnia@remaxescarpment.com

PERFORMANCE NOT PROMISES

One floor w/3 bedrooms, 1 bath & eat-in kitchen. Hardwood flooring in all principal rooms & freshly painted. Updates include Escarpment Realty Inc.Brokerage plumbing, electrical, recent furnace & A/C. Independently Owned & Operated 50 Dundurn St. S., Unit 119, Hamilton ON Fantastic Hamilton Centre location!

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4712_KIMRI_0059

#10-100 BEDDOE DRIVE

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10002864_4712

DYNAMO EASTENDER

DYNAMO BEST IN WESTEND Seller wants sold immediately! Beautiful 3 bedroom brick towne adjacent golf. 2.5 baths, stunning hardwood, ceramics, finished bsmt., 5 appliances, garage. Near nature trails, hwy accesses. MLS #H3095903. 4712_KIMRI_0060

10064559_4712

2001 - 2011